EX-4.1 3 d549471ex4_1.htm POOLING AND SERVICING AGREEMENT Unassociated Document

BEAR STEARNS ASSET BACKED SECURITIES I LLC
 
Depositor,
 
EMC MORTGAGE CORPORATION
 
Seller and Master Servicer
 
and
 
LASALLE BANK NATIONAL ASSOCIATION
 
Trustee
 
____________________
 
POOLING AND SERVICING AGREEMENT
 
Dated as of August 1, 2006
 
________________________________________
 
BEAR STEARNS ASSET BACKED SECURITIES I TRUST 2006-HE7
 
ASSET-BACKED CERTIFICATES, SERIES 2006-HE7
 


TABLE OF CONTENTS

ARTICLE I
DEFINITIONS
Section 1.01
Defined Terms.
Section 1.02
Allocation of Certain Interest Shortfalls.
   
ARTICLE II
CONVEYANCE OF TRUST FUND
Section 2.01
Conveyance of Trust Fund.
Section 2.02
Acceptance of the Mortgage Loans.
Section 2.03
Representations, Warranties and Covenants of the Master Servicer and The Seller.
Section 2.04
Representations and Warranties of the Depositor.
Section 2.05
Delivery of Opinion of Counsel in Connection with Substitutions and Repurchases.
Section 2.06
Countersignature and Delivery of Certificates.
Section 2.07
Purposes and Powers of the Trust.
   
ARTICLE III
ADMINISTRATION AND SERVICING OF THE MORTGAGE LOANS
Section 3.01
The Master Servicer to act as Master Servicer.
Section 3.02
Due-on-Sale Clauses; Assumption Agreements.
Section 3.03
Subservicers.
Section 3.04
Documents, Records and Funds in Possession of the Master Servicer To Be Held for Trustee.
Section 3.05
Maintenance of Hazard Insurance.
Section 3.06
Presentment of Claims and Collection of Proceeds.
Section 3.07
Maintenance of the Primary Mortgage Insurance Policies.
Section 3.08
Fidelity Bond, Errors and Omissions Insurance.
Section 3.09
Realization Upon Defaulted Mortgage Loans; Determination of Excess Liquidation Proceeds and Realized Losses; Repurchases of Certain Mortgage Loans.
Section 3.10
Servicing Compensation.
Section 3.11
REO Property.
Section 3.12
Liquidation Reports.
Section 3.13
Annual Statement as to Compliance.
Section 3.14
Assessments of Compliance and Attestation Reports.
Section 3.15
Books and Records.
Section 3.16
Reports Filed with Securities and Exchange Commission.
Section 3.17
Intention of the Parties and Interpretation.
Section 3.18
UCC.
Section 3.19
Optional Purchase of Certain Mortgage Loans.
Section 3.20
Obligations of the Master Servicer in Respect of Mortgage Rates and Scheduled Payments.
Section 3.21
Group I Reserve Fund; Payments to and from Swap Administrator; Group I Supplemental Interest Trust.
Section 3.22
Group II Reserve Fund; Payments to and from Swap Administrator; Group II Supplemental Interest Trust.
Section 3.23
Tax Treatment of Class IO Distribution Amounts in the Event of Resecuritization of Class A Certificates or Class M Certificates.
Section 3.24
Advancing Facility.
   
ARTICLE IV
ACCOUNTS
Section 4.01
Collection of Mortgage Loan Payments; Protected Account.
Section 4.02
Permitted Withdrawals From the Protected Account.
Section 4.03
Collection of Taxes; Assessments and Similar Items; Escrow Accounts.
Section 4.04
Distribution Account.
Section 4.05
Permitted Withdrawals and Transfers from the Distribution Account.
Section 4.06
Class I-P Certificate Account.
Section 4.07
Class II-P Certificate Account.
   
ARTICLE V
DISTRIBUTIONS AND ADVANCES
Section 5.01
Advances.
Section 5.02
Compensating Interest Payments.
Section 5.03
REMIC Distributions.
Section 5.04
Distributions.
Section 5.05
Allocation of Realized Losses.
Section 5.06
Monthly Statements to Certificateholders.
Section 5.07
REMIC Designations and REMIC Distributions.
   
ARTICLE VI
THE CERTIFICATES
Section 6.01
The Certificates.
Section 6.02
Certificate Register; Registration of Transfer and Exchange of Certificates.
Section 6.03
Mutilated, Destroyed, Lost or Stolen Certificates.
Section 6.04
Persons Deemed Owners.
Section 6.05
Access to List of Certificateholders’ Names and Addresses.
Section 6.06
Book-Entry Certificates.
Section 6.07
Notices to Depository.
Section 6.08
Definitive Certificates.
Section 6.09
Maintenance of Office or Agency.
   
ARTICLE VII
THE DEPOSITOR AND THE MASTER SERVICER
Section 7.01
Liabilities of the Depositor and the Master Servicer.
Section 7.02
Merger or Consolidation of the Depositor or the Master Servicer.
Section 7.03
Indemnification of the Trustee and the Master Servicer.
Section 7.04
Limitations on Liability of the Depositor, the Master Servicer and Others.
Section 7.05
Master Servicer Not to Resign.
Section 7.06
Successor Master Servicer.
Section 7.07
Sale and Assignment of Master Servicing.
   
ARTICLE VIII
DEFAULT; TERMINATION OF MASTER SERVICER
Section 8.01
Events of Default.
Section 8.02
Trustee to Act; Appointment of Successor.
Section 8.03
Notification to Certificateholders.
Section 8.04
Waiver of Defaults.
   
ARTICLE IX
CONCERNING THE TRUSTEE
Section 9.01
Duties of Trustee.
Section 9.02
Certain Matters Affecting the Trustee.
Section 9.03
Trustee Not Liable for Certificates or Mortgage Loans.
Section 9.04
Trustee May Own Certificates.
Section 9.05
Trustee’s Fees and Expenses.
Section 9.06
Eligibility Requirements for Trustee.
Section 9.07
Insurance.
Section 9.08
Resignation and Removal of Trustee.
Section 9.09
Successor Trustee.
Section 9.10
Merger or Consolidation of Trustee.
Section 9.11
Appointment of Co-Trustee or Separate Trustee.
Section 9.12
Tax Matters.
   
ARTICLE X
TERMINATION
Section 10.01
Termination upon Liquidation or Repurchase of all Mortgage Loans.
Section 10.02
Final Distribution on the Certificates.
Section 10.03
Additional Termination Requirements.
   
ARTICLE XI
MISCELLANEOUS PROVISIONS
Section 11.01
Amendment.
Section 11.02
Recordation of Agreement; Counterparts.
Section 11.03
Governing Law.
Section 11.04
Intention of Parties.
Section 11.05
Notices.
Section 11.06
Severability of Provisions.
Section 11.07
Assignment.
Section 11.08
Limitation on Rights of Certificateholders.
Section 11.09
Inspection and Audit Rights.
Section 11.10
Certificates Nonassessable and Fully Paid.
Section 11.11
Third Party Rights.



Exhibits
 
Exhibit A-1
Form of Class A Certificates
Exhibit A-2
Form of Class M Certificates
Exhibit A-3
Form of Class P Certificates
Exhibit A-4
Form of Class CE Certificates
Exhibit A-5
Form of Class R Certificates
Exhibit B
Mortgage Loan Schedule
Exhibit C
Form of Transfer Affidavit
Exhibit D
Form of Transferor Certificate
Exhibit E
Form of Investment Letter (Non-Rule 144A)
Exhibit F
Form of Rule 144A and Related Matters Certificate
Exhibit G
Form of Request for Release
Exhibit H
DTC Letter of Representations
Exhibit I
Schedule of Mortgage Loans with Lost Notes
Exhibit J
Form of Custodial Agreement
Exhibit K
Form of Back-Up Certification
Exhibit L
Form of Mortgage Loan Purchase Agreement
Exhibit M
Group I Swap Agreement
Exhibit N
Group II Swap Agreement
Exhibit O
[Reserved]
Exhibit P
Servicing Criteria to Be Addressed in Assessment of Compliance
Exhibit Q
Form 10-D, Form 8-K and Form 10-K Reporting Responsibility
Exhibit R
Additional Disclosure Notification


 


 

POOLING AND SERVICING AGREEMENT, dated as of August 1, 2006, among BEAR STEARNS ASSET BACKED SECURITIES I LLC, a Delaware limited liability company, as depositor (the “Depositor”), EMC MORTGAGE CORPORATION, a Delaware corporation, as seller (in such capacity, the “Seller”) and as master servicer (in such capacity, the “Master Servicer”), and LASALLE BANK NATIONAL ASSOCIATION, a national banking association, as trustee (the “Trustee”).
 
PRELIMINARY STATEMENT
 
REMIC I
 
The Depositor is the owner of the Trust Fund that is hereby conveyed to the Trustee in return for the Certificates.
 
As provided herein, the Trustee will elect to treat the segregated pool of assets consisting of the Group I Mortgage Loans and certain other related assets subject to this Agreement (other than the Group I Reserve Fund, any related Prepayment Charge Waiver Amounts and, for the avoidance of doubt, the Group I Supplemental Interest Trust, the Group I Swap Agreement, the Group I Swap Account and any rights or obligations in respect of the Swap Administration Agreement) as a REMIC (as defined herein) for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC I”. The Class I-R-1 Certificates will be the sole class of Residual Interests (as defined herein) in REMIC I for purposes of the REMIC Provisions (as defined herein). The following table irrevocably sets forth the designation, the Uncertificated REMIC I Pass-Through Rate, the initial Uncertificated Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each of the REMIC I Regular Interests (as defined herein). None of the REMIC I Regular Interests will be certificated.
 
Designation
Uncertificated REMIC I
Pass-Through Rate
Initial Uncertificated Principal Balance
Latest Possible Maturity Date (1)
I-1-A
Variable(2)
$
1,093,659.04
September 25, 2036
I-1-B
Variable(2)
$
1,093,659.04
September 25, 2036
I-2-A
Variable(2)
$
1,380,302.56
September 25, 2036
I-2-B
Variable(2)
$
1,380,302.56
September 25, 2036
I-3-A
Variable(2)
$
1,665,750.76
September 25, 2036
I-3-B
Variable(2)
$
1,665,750.76
September 25, 2036
I-4-A
Variable(2)
$
1,947,494.94
September 25, 2036
I-4-B
Variable(2)
$
1,947,494.94
September 25, 2036
I-5-A
Variable(2)
$
2,222,929.79
September 25, 2036
I-5-B
Variable(2)
$
2,222,929.79
September 25, 2036
I-6-A
Variable(2)
$
2,489,383.09
September 25, 2036
I-6-B
Variable(2)
$
2,489,383.09
September 25, 2036
I-7-A
Variable(2)
$
2,744,149.03
September 25, 2036
I-7-B
Variable(2)
$
2,744,149.03
September 25, 2036
I-8-A
Variable(2)
$
2,974,438.68
September 25, 2036
I-8-B
Variable(2)
$
2,974,438.68
September 25, 2036
I-9-A
Variable(2)
$
3,187,097.36
September 25, 2036
I-9-B
Variable(2)
$
3,187,097.36
September 25, 2036
I-10-A
Variable(2)
$
3,297,419.05
September 25, 2036
I-10-B
Variable(2)
$
3,297,419.05
September 25, 2036
I-11-A
Variable(2)
$
3,155,673.33
September 25, 2036
I-11-B
Variable(2)
$
3,155,673.33
September 25, 2036
I-12-A
Variable(2)
$
3,012,167.42
September 25, 2036
I-12-B
Variable(2)
$
3,012,167.42
September 25, 2036
I-13-A
Variable(2)
$
2,875,253.91
September 25, 2036
I-13-B
Variable(2)
$
2,875,253.91
September 25, 2036
I-14-A
Variable(2)
$
2,744,627.80
September 25, 2036
I-14-B
Variable(2)
$
2,744,627.80
September 25, 2036
I-15-A
Variable(2)
$
2,619,998.35
September 25, 2036
I-15-B
Variable(2)
$
2,619,998.35
September 25, 2036
I-16-A
Variable(2)
$
2,501,088.25
September 25, 2036
I-16-B
Variable(2)
$
2,501,088.25
September 25, 2036
I-17-A
Variable(2)
$
2,387,633.09
September 25, 2036
I-17-B
Variable(2)
$
2,387,633.09
September 25, 2036
I-18-A
Variable(2)
$
2,279,380.79
September 25, 2036
I-18-B
Variable(2)
$
2,279,380.79
September 25, 2036
I-19-A
Variable(2)
$
2,176,090.92
September 25, 2036
I-19-B
Variable(2)
$
2,176,090.92
September 25, 2036
I-20-A
Variable(2)
$
2,077,792.42
September 25, 2036
I-20-B
Variable(2)
$
2,077,792.42
September 25, 2036
I-21-A
Variable(2)
$
1,983,740.00
September 25, 2036
I-21-B
Variable(2)
$
1,983,740.00
September 25, 2036
I-22-A
Variable(2)
$
1,893,369.67
September 25, 2036
I-22-B
Variable(2)
$
1,893,369.67
September 25, 2036
I-23-A
Variable(2)
$
1,803,569.09
September 25, 2036
I-23-B
Variable(2)
$
1,803,569.09
September 25, 2036
I-24-A
Variable(2)
$
1,722,266.22
September 25, 2036
I-24-B
Variable(2)
$
1,722,266.22
September 25, 2036
I-25-A
Variable(2)
$
1,644,673.14
September 25, 2036
I-25-B
Variable(2)
$
1,644,673.14
September 25, 2036
I-26-A
Variable(2)
$
1,570,582.96
September 25, 2036
I-26-B
Variable(2)
$
1,570,582.96
September 25, 2036
I-27-A
Variable(2)
$
1,499,906.52
September 25, 2036
I-27-B
Variable(2)
$
1,499,906.52
September 25, 2036
I-28-A
Variable(2)
$
1,432,452.79
September 25, 2036
I-28-B
Variable(2)
$
1,432,452.79
September 25, 2036
I-29-A
Variable(2)
$
1,368,032.84
September 25, 2036
I-29-B
Variable(2)
$
1,368,032.84
September 25, 2036
I-30-A
Variable(2)
$
1,306,586.45
September 25, 2036
I-30-B
Variable(2)
$
1,306,586.45
September 25, 2036
I-31-A
Variable(2)
$
1,247,936.47
September 25, 2036
I-31-B
Variable(2)
$
1,247,936.47
September 25, 2036
I-32-A
Variable(2)
$
1,191,949.20
September 25, 2036
I-32-B
Variable(2)
$
1,191,949.20
September 25, 2036
I-33-A
Variable(2)
$
1,138,513.08
September 25, 2036
I-33-B
Variable(2)
$
1,138,513.08
September 25, 2036
I-34-A
Variable(2)
$
1,087,397.57
September 25, 2036
I-34-B
Variable(2)
$
1,087,397.57
September 25, 2036
I-35-A
Variable(2)
$
1,038,650.20
September 25, 2036
I-35-B
Variable(2)
$
1,038,650.20
September 25, 2036
I-36-A
Variable(2)
$
992,185.48
September 25, 2036
I-36-B
Variable(2)
$
992,185.48
September 25, 2036
I-37-A
Variable(2)
$
947,829.12
September 25, 2036
I-37-B
Variable(2)
$
947,829.12
September 25, 2036
I-38-A
Variable(2)
$
905,484.47
September 25, 2036
I-38-B
Variable(2)
$
905,484.47
September 25, 2036
I-39-A
Variable(2)
$
865,059.32
September 25, 2036
I-39-B
Variable(2)
$
865,059.32
September 25, 2036
I-40-A
Variable(2)
$
826,458.40
September 25, 2036
I-40-B
Variable(2)
$
826,458.40
September 25, 2036
I-41-A
Variable(2)
$
789,613.20
September 25, 2036
I-41-B
Variable(2)
$
789,613.20
September 25, 2036
I-42-A
Variable(2)
$
754,435.65
September 25, 2036
I-42-B
Variable(2)
$
754,435.65
September 25, 2036
I-43-A
Variable(2)
$
720,849.45
September 25, 2036
I-43-B
Variable(2)
$
720,849.45
September 25, 2036
I-44-A
Variable(2)
$
688,781.79
September 25, 2036
I-44-B
Variable(2)
$
688,781.79
September 25, 2036
I-45-A
Variable(2)
$
658,163.24
September 25, 2036
I-45-B
Variable(2)
$
658,163.24
September 25, 2036
I-46-A
Variable(2)
$
628,927.57
September 25, 2036
I-46-B
Variable(2)
$
628,927.57
September 25, 2036
I-47-A
Variable(2)
$
601,011.57
September 25, 2036
I-47-B
Variable(2)
$
601,011.57
September 25, 2036
I-48-A
Variable(2)
$
10,190,521.39
September 25, 2036
I-48-B
Variable(2)
$
10,190,521.39
September 25, 2036
I-49-A
Variable(2)
$
96,029.84
September 25, 2036
I-49-B
Variable(2)
$
96,029.84
September 25, 2036
I-50-A
Variable(2)
$
93,024.89
September 25, 2036
I-50-B
Variable(2)
$
93,024.89
September 25, 2036
I-51-A
Variable(2)
$
90,113.56
September 25, 2036
I-51-B
Variable(2)
$
90,113.56
September 25, 2036
I-52-A
Variable(2)
$
87,292.93
September 25, 2036
I-52-B
Variable(2)
$
87,292.93
September 25, 2036
I-53-A
Variable(2)
$
84,560.21
September 25, 2036
I-53-B
Variable(2)
$
84,560.21
September 25, 2036
I-54-A
Variable(2)
$
81,912.63
September 25, 2036
I-54-B
Variable(2)
$
81,912.63
September 25, 2036
I-55-A
Variable(2)
$
79,347.57
September 25, 2036
I-55-B
Variable(2)
$
79,347.57
September 25, 2036
I-56-A
Variable(2)
$
76,862.47
September 25, 2036
I-56-B
Variable(2)
$
76,862.47
September 25, 2036
I-57-A
Variable(2)
$
74,454.83
September 25, 2036
I-57-B
Variable(2)
$
74,454.83
September 25, 2036
I-58-A
Variable(2)
$
72,122.26
September 25, 2036
I-58-B
Variable(2)
$
72,122.26
September 25, 2036
I-59-A
Variable(2)
$
69,894.25
September 25, 2036
I-59-B
Variable(2)
$
69,894.25
September 25, 2036
I-60-A
Variable(2)
$
2,144,578.05
September 25, 2036
I-60-B
Variable(2)
$
2,144,578.05
September 25, 2036
P
0.00%
$
100.00
September 25, 2036
___________________________
(1)
For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month following the maturity date for the Group I Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each REMIC I Regular Interest.
(2)        Calculated in accordance with the definition of “Uncertificated REMIC I Pass-Through Rate” herein.

REMIC II
 
As provided herein, the Trustee will elect to treat the segregated pool of assets consisting of the Group II Mortgage Loans and certain other related assets subject to this Agreement (other than the Group II Reserve Fund, any related Prepayment Charge Waiver Amounts and, for the avoidance of doubt, the Group II Supplemental Interest Trust, the Group II Swap Agreement, the Group II Swap Account and any rights or obligations in respect of the Swap Administration Agreement) as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC II”. The Class II-R-1 Certificates will be the sole class of Residual Interests in REMIC II for purposes of the REMIC Provisions. The following table irrevocably sets forth the designation, the Uncertificated REMIC II Pass-Through Rate, the initial Uncertificated Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each of the REMIC II Regular Interests (as defined herein). None of the REMIC II Regular Interests will be certificated.
 
 
Designation
Uncertificated REMIC II
Pass-Through Rate
 
Initial Uncertificated Principal Balance
 
Latest Possible Maturity Date (1)
I-1-A
Variable(2)
$
1,959,538.69
August 25, 2036
I-1-B
Variable(2)
$
1,959,538.69
August 25, 2036
I-2-A
Variable(2)
$
2,390,671.89
August 25, 2036
I-2-B
Variable(2)
$
2,390,671.89
August 25, 2036
I-3-A
Variable(2)
$
2,817,404.05
August 25, 2036
I-3-B
Variable(2)
$
2,817,404.05
August 25, 2036
I-4-A
Variable(2)
$
3,235,882.05
August 25, 2036
I-4-B
Variable(2)
$
3,235,882.05
August 25, 2036
I-5-A
Variable(2)
$
3,642,144.22
August 25, 2036
I-5-B
Variable(2)
$
3,642,144.22
August 25, 2036
I-6-A
Variable(2)
$
4,032,163.21
August 25, 2036
I-6-B
Variable(2)
$
4,032,163.21
August 25, 2036
I-7-A
Variable(2)
$
4,401,899.21
August 25, 2036
I-7-B
Variable(2)
$
4,401,899.21
August 25, 2036
I-8-A
Variable(2)
$
4,745,992.02
August 25, 2036
I-8-B
Variable(2)
$
4,745,992.02
August 25, 2036
I-9-A
Variable(2)
$
5,058,559.27
August 25, 2036
I-9-B
Variable(2)
$
5,058,559.27
August 25, 2036
I-10-A
Variable(2)
$
4,838,725.13
August 25, 2036
I-10-B
Variable(2)
$
4,838,725.13
August 25, 2036
I-11-A
Variable(2)
$
4,620,977.71
August 25, 2036
I-11-B
Variable(2)
$
4,620,977.71
August 25, 2036
I-12-A
Variable(2)
$
4,413,122.38
August 25, 2036
I-12-B
Variable(2)
$
4,413,122.38
August 25, 2036
I-13-A
Variable(2)
$
4,214,742.30
August 25, 2036
I-13-B
Variable(2)
$
4,214,742.30
August 25, 2036
I-14-A
Variable(2)
$
4,025,400.50
August 25, 2036
I-14-B
Variable(2)
$
4,025,400.50
August 25, 2036
I-15-A
Variable(2)
$
3,844,683.04
August 25, 2036
I-15-B
Variable(2)
$
3,844,683.04
August 25, 2036
I-16-A
Variable(2)
$
3,672,192.36
August 25, 2036
I-16-B
Variable(2)
$
3,672,192.36
August 25, 2036
I-17-A
Variable(2)
$
3,507,550.20
August 25, 2036
I-17-B
Variable(2)
$
3,507,550.20
August 25, 2036
I-18-A
Variable(2)
$
3,350,395.87
August 25, 2036
I-18-B
Variable(2)
$
3,350,395.87
August 25, 2036
I-19-A
Variable(2)
$
3,200,385.32
August 25, 2036
I-19-B
Variable(2)
$
3,200,385.32
August 25, 2036
I-20-A
Variable(2)
$
3,057,190.40
August 25, 2036
I-20-B
Variable(2)
$
3,057,190.40
August 25, 2036
I-21-A
Variable(2)
$
2,920,498.29
August 25, 2036
I-21-B
Variable(2)
$
2,920,498.29
August 25, 2036
I-22-A
Variable(2)
$
2,783,692.78
August 25, 2036
I-22-B
Variable(2)
$
2,783,692.78
August 25, 2036
I-23-A
Variable(2)
$
2,659,672.95
August 25, 2036
I-23-B
Variable(2)
$
2,659,672.95
August 25, 2036
I-24-A
Variable(2)
$
2,541,282.35
August 25, 2036
I-24-B
Variable(2)
$
2,541,282.35
August 25, 2036
I-25-A
Variable(2)
$
2,428,245.14
August 25, 2036
I-25-B
Variable(2)
$
2,428,245.14
August 25, 2036
I-26-A
Variable(2)
$
2,320,316.46
August 25, 2036
I-26-B
Variable(2)
$
2,320,316.46
August 25, 2036
I-27-A
Variable(2)
$
2,217,262.75
August 25, 2036
I-27-B
Variable(2)
$
2,217,262.75
August 25, 2036
I-28-A
Variable(2)
$
2,118,035.47
August 25, 2036
I-28-B
Variable(2)
$
2,118,035.47
August 25, 2036
I-29-A
Variable(2)
$
2,024,143.77
August 25, 2036
I-29-B
Variable(2)
$
2,024,143.77
August 25, 2036
I-30-A
Variable(2)
$
1,934,486.75
August 25, 2036
I-30-B
Variable(2)
$
1,934,486.75
August 25, 2036
I-31-A
Variable(2)
$
1,848,868.74
August 25, 2036
I-31-B
Variable(2)
$
1,848,868.74
August 25, 2036
I-32-A
Variable(2)
$
1,767,105.48
August 25, 2036
I-32-B
Variable(2)
$
1,767,105.48
August 25, 2036
I-33-A
Variable(2)
$
1,688,967.22
August 25, 2036
I-33-B
Variable(2)
$
1,688,967.22
August 25, 2036
I-34-A
Variable(2)
$
1,612,819.71
August 25, 2036
I-34-B
Variable(2)
$
1,612,819.71
August 25, 2036
I-35-A
Variable(2)
$
1,541,742.18
August 25, 2036
I-35-B
Variable(2)
$
1,541,742.18
August 25, 2036
I-36-A
Variable(2)
$
1,473,856.06
August 25, 2036
I-36-B
Variable(2)
$
1,473,856.06
August 25, 2036
I-37-A
Variable(2)
$
1,409,013.88
August 25, 2036
I-37-B
Variable(2)
$
1,409,013.88
August 25, 2036
I-38-A
Variable(2)
$
1,347,077.28
August 25, 2036
I-38-B
Variable(2)
$
1,347,077.28
August 25, 2036
I-39-A
Variable(2)
$
1,287,902.44
August 25, 2036
I-39-B
Variable(2)
$
1,287,902.44
August 25, 2036
I-40-A
Variable(2)
$
1,231,073.74
August 25, 2036
I-40-B
Variable(2)
$
1,231,073.74
August 25, 2036
I-41-A
Variable(2)
$
1,177,114.12
August 25, 2036
I-41-B
Variable(2)
$
1,177,114.12
August 25, 2036
I-42-A
Variable(2)
$
1,125,565.89
August 25, 2036
I-42-B
Variable(2)
$
1,125,565.89
August 25, 2036
I-43-A
Variable(2)
$
1,076,319.29
August 25, 2036
I-43-B
Variable(2)
$
1,076,319.29
August 25, 2036
I-44-A
Variable(2)
$
1,029,270.06
August 25, 2036
I-44-B
Variable(2)
$
1,029,270.06
August 25, 2036
I-45-A
Variable(2)
$
984,316.28
August 25, 2036
I-45-B
Variable(2)
$
984,316.28
August 25, 2036
I-46-A
Variable(2)
$
941,366.14
August 25, 2036
I-46-B
Variable(2)
$
941,366.14
August 25, 2036
I-47-A
Variable(2)
$
900,330.26
August 25, 2036
I-47-B
Variable(2)
$
900,330.26
August 25, 2036
I-48-A
Variable(2)
$
14,389,763.26
August 25, 2036
I-48-B
Variable(2)
$
14,389,763.26
August 25, 2036
I-49-A
Variable(2)
$
186,835.33
August 25, 2036
I-49-B
Variable(2)
$
186,835.33
August 25, 2036
I-50-A
Variable(2)
$
180,974.55
August 25, 2036
I-50-B
Variable(2)
$
180,974.55
August 25, 2036
I-51-A
Variable(2)
$
175,296.68
August 25, 2036
I-51-B
Variable(2)
$
175,296.68
August 25, 2036
I-52-A
Variable(2)
$
169,796.03
August 25, 2036
I-52-B
Variable(2)
$
169,796.03
August 25, 2036
I-53-A
Variable(2)
$
164,467.10
August 25, 2036
I-53-B
Variable(2)
$
164,467.10
August 25, 2036
I-54-A
Variable(2)
$
159,304.56
August 25, 2036
I-54-B
Variable(2)
$
159,304.56
August 25, 2036
I-55-A
Variable(2)
$
154,303.21
August 25, 2036
I-55-B
Variable(2)
$
154,303.21
August 25, 2036
I-56-A
Variable(2)
$
149,458.05
August 25, 2036
I-56-B
Variable(2)
$
149,458.05
August 25, 2036
I-57-A
Variable(2)
$
144,764.23
August 25, 2036
I-57-B
Variable(2)
$
144,764.23
August 25, 2036
I-58-A
Variable(2)
$
140,242.91
August 25, 2036
I-58-B
Variable(2)
$
140,242.91
August 25, 2036
I-59-A
Variable(2)
$
135,836.34
August 25, 2036
I-59-B
Variable(2)
$
135,836.34
August 25, 2036
I-60-A
Variable(2)
$
4,153,394.91
August 25, 2036
I-60-B
Variable(2)
$
4,153,394.91
August 25, 2036
II-1-A
Variable(2)
$
904,989.14
August 25, 2036
II-1-B
Variable(2)
$
904,989.14
August 25, 2036
II-2-A
Variable(2)
$
1,104,102.78
August 25, 2036
II-2-B
Variable(2)
$
1,104,102.78
August 25, 2036
II-3-A
Variable(2)
$
1,301,183.84
August 25, 2036
II-3-B
Variable(2)
$
1,301,183.84
August 25, 2036
II-4-A
Variable(2)
$
1,494,452.82
August 25, 2036
II-4-B
Variable(2)
$
1,494,452.82
August 25, 2036
II-5-A
Variable(2)
$
1,682,080.07
August 25, 2036
II-5-B
Variable(2)
$
1,682,080.07
August 25, 2036
II-6-A
Variable(2)
$
1,862,205.60
August 25, 2036
II-6-B
Variable(2)
$
1,862,205.60
August 25, 2036
II-7-A
Variable(2)
$
2,032,963.69
August 25, 2036
II-7-B
Variable(2)
$
2,032,963.69
August 25, 2036
II-8-A
Variable(2)
$
2,191,878.77
August 25, 2036
II-8-B
Variable(2)
$
2,191,878.77
August 25, 2036
II-9-A
Variable(2)
$
2,336,234.16
August 25, 2036
II-9-B
Variable(2)
$
2,336,234.16
August 25, 2036
II-10-A
Variable(2)
$
2,234,706.43
August 25, 2036
II-10-B
Variable(2)
$
2,234,706.43
August 25, 2036
II-11-A
Variable(2)
$
2,134,142.43
August 25, 2036
II-11-B
Variable(2)
$
2,134,142.43
August 25, 2036
II-12-A
Variable(2)
$
2,038,146.97
August 25, 2036
II-12-B
Variable(2)
$
2,038,146.97
August 25, 2036
II-13-A
Variable(2)
$
1,946,527.54
August 25, 2036
II-13-B
Variable(2)
$
1,946,527.54
August 25, 2036
II-14-A
Variable(2)
$
1,859,082.33
August 25, 2036
II-14-B
Variable(2)
$
1,859,082.33
August 25, 2036
II-15-A
Variable(2)
$
1,775,620.16
August 25, 2036
II-15-B
Variable(2)
$
1,775,620.16
August 25, 2036
II-16-A
Variable(2)
$
1,695,957.44
August 25, 2036
II-16-B
Variable(2)
$
1,695,957.44
August 25, 2036
II-17-A
Variable(2)
$
1,619,919.46
August 25, 2036
II-17-B
Variable(2)
$
1,619,919.46
August 25, 2036
II-18-A
Variable(2)
$
1,547,339.64
August 25, 2036
II-18-B
Variable(2)
$
1,547,339.64
August 25, 2036
II-19-A
Variable(2)
$
1,478,059.09
August 25, 2036
II-19-B
Variable(2)
$
1,478,059.09
August 25, 2036
II-20-A
Variable(2)
$
1,411,926.25
August 25, 2036
II-20-B
Variable(2)
$
1,411,926.25
August 25, 2036
II-21-A
Variable(2)
$
1,348,796.66
August 25, 2036
II-21-B
Variable(2)
$
1,348,796.66
August 25, 2036
II-22-A
Variable(2)
$
1,285,614.70
August 25, 2036
II-22-B
Variable(2)
$
1,285,614.70
August 25, 2036
II-23-A
Variable(2)
$
1,228,337.65
August 25, 2036
II-23-B
Variable(2)
$
1,228,337.65
August 25, 2036
II-24-A
Variable(2)
$
1,173,660.39
August 25, 2036
II-24-B
Variable(2)
$
1,173,660.39
August 25, 2036
II-25-A
Variable(2)
$
1,121,455.52
August 25, 2036
II-25-B
Variable(2)
$
1,121,455.52
August 25, 2036
II-26-A
Variable(2)
$
1,071,609.97
August 25, 2036
II-26-B
Variable(2)
$
1,071,609.97
August 25, 2036
II-27-A
Variable(2)
$
1,024,015.87
August 25, 2036
II-27-B
Variable(2)
$
1,024,015.87
August 25, 2036
II-28-A
Variable(2)
$
978,188.96
August 25, 2036
II-28-B
Variable(2)
$
978,188.96
August 25, 2036
II-29-A
Variable(2)
$
934,826.21
August 25, 2036
II-29-B
Variable(2)
$
934,826.21
August 25, 2036
II-30-A
Variable(2)
$
893,419.21
August 25, 2036
II-30-B
Variable(2)
$
893,419.21
August 25, 2036
II-31-A
Variable(2)
$
853,877.57
August 25, 2036
II-31-B
Variable(2)
$
853,877.57
August 25, 2036
II-32-A
Variable(2)
$
816,116.20
August 25, 2036
II-32-B
Variable(2)
$
816,116.20
August 25, 2036
II-33-A
Variable(2)
$
780,028.99
August 25, 2036
II-33-B
Variable(2)
$
780,028.99
August 25, 2036
II-34-A
Variable(2)
$
744,861.19
August 25, 2036
II-34-B
Variable(2)
$
744,861.19
August 25, 2036
II-35-A
Variable(2)
$
712,034.90
August 25, 2036
II-35-B
Variable(2)
$
712,034.90
August 25, 2036
II-36-A
Variable(2)
$
680,682.52
August 25, 2036
II-36-B
Variable(2)
$
680,682.52
August 25, 2036
II-37-A
Variable(2)
$
650,735.95
August 25, 2036
II-37-B
Variable(2)
$
650,735.95
August 25, 2036
II-38-A
Variable(2)
$
622,131.28
August 25, 2036
II-38-B
Variable(2)
$
622,131.28
August 25, 2036
II-39-A
Variable(2)
$
594,802.10
August 25, 2036
II-39-B
Variable(2)
$
594,802.10
August 25, 2036
II-40-A
Variable(2)
$
568,556.45
August 25, 2036
II-40-B
Variable(2)
$
568,556.45
August 25, 2036
II-41-A
Variable(2)
$
543,635.86
August 25, 2036
II-41-B
Variable(2)
$
543,635.86
August 25, 2036
II-42-A
Variable(2)
$
519,828.94
August 25, 2036
II-42-B
Variable(2)
$
519,828.94
August 25, 2036
II-43-A
Variable(2)
$
497,084.99
August 25, 2036
II-43-B
Variable(2)
$
497,084.99
August 25, 2036
II-44-A
Variable(2)
$
475,355.88
August 25, 2036
II-44-B
Variable(2)
$
475,355.88
August 25, 2036
II-45-A
Variable(2)
$
454,594.52
August 25, 2036
II-45-B
Variable(2)
$
454,594.52
August 25, 2036
II-46-A
Variable(2)
$
434,758.52
August 25, 2036
II-46-B
Variable(2)
$
434,758.52
August 25, 2036
II-47-A
Variable(2)
$
415,806.59
August 25, 2036
II-47-B
Variable(2)
$
415,806.59
August 25, 2036
II-48-A
Variable(2)
$
6,645,737.38
August 25, 2036
II-48-B
Variable(2)
$
6,645,737.38
August 25, 2036
II-49-A
Variable(2)
$
86,287.63
August 25, 2036
II-49-B
Variable(2)
$
86,287.63
August 25, 2036
II-50-A
Variable(2)
$
83,580.90
August 25, 2036
II-50-B
Variable(2)
$
83,580.90
August 25, 2036
II-51-A
Variable(2)
$
80,958.64
August 25, 2036
II-51-B
Variable(2)
$
80,958.64
August 25, 2036
II-52-A
Variable(2)
$
78,418.23
August 25, 2036
II-52-B
Variable(2)
$
78,418.23
August 25, 2036
II-53-A
Variable(2)
$
75,957.13
August 25, 2036
II-53-B
Variable(2)
$
75,957.13
August 25, 2036
II-54-A
Variable(2)
$
73,572.87
August 25, 2036
II-54-B
Variable(2)
$
73,572.87
August 25, 2036
II-55-A
Variable(2)
$
71,263.06
August 25, 2036
II-55-B
Variable(2)
$
71,263.06
August 25, 2036
II-56-A
Variable(2)
$
69,025.39
August 25, 2036
II-56-B
Variable(2)
$
69,025.39
August 25, 2036
II-57-A
Variable(2)
$
66,857.60
August 25, 2036
II-57-B
Variable(2)
$
66,857.60
August 25, 2036
II-58-A
Variable(2)
$
64,769.48
August 25, 2036
II-58-B
Variable(2)
$
64,769.48
August 25, 2036
II-59-A
Variable(2)
$
62,734.36
August 25, 2036
II-59-B
Variable(2)
$
62,734.36
August 25, 2036
II-60-A
Variable(2)
$
1,918,194.99
August 25, 2036
II-60-B
Variable(2)
$
1,918,194.99
August 25, 2036
P
0.00%
$
100.00
August 25, 2036
___________________________
(1)
For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month following the maturity date for the Group II Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each REMIC II Regular Interest.
(2)        Calculated in accordance with the definition of “Uncertificated REMIC II Pass-Through Rate” herein.

 
REMIC III
 
As provided herein, the Trustee will elect to treat the segregated pool of assets consisting of the REMIC I Regular Interests and the REMIC II Regular Interests as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC III”. The Class I-R-2 Certificates will be the sole class of Residual Interests in REMIC III for purposes of the REMIC Provisions. The following table irrevocably sets forth the designation, the Uncertificated REMIC III Pass-Through Rate, the initial Uncertificated Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each of the REMIC III Regular Interests (as defined herein). None of the REMIC III Regular Interests will be certificated.
 
Designation
Uncertificated REMIC III
Pass-Through Rate
Initial Uncertificated Principal Balance
Latest Possible Maturity Date (1)
I-AA
Variable(2)
$
183,027,682.97
September 25, 2036
I-A-1
Variable(2)
$
875,910.00
September 25, 2036
I-A-2
Variable(2)
$
462,910.00
September 25, 2036
I-A-3
Variable(2)
$
67,500.00
September 25, 2036
I-M-1
Variable(2)
$
81,240.00
September 25, 2036
I-M-2
Variable(2)
$
75,640.00
September 25, 2036
I-M-3
Variable(2)
$
43,890.00
September 25, 2036
I-M-4
Variable(2)
$
38,290.00
September 25, 2036
I-M-5
Variable(2)
$
36,420.00
September 25, 2036
I-M-6
Variable(2)
$
33,620.00
September 25, 2036
I-M-7
Variable(2)
$
31,750.00
September 25, 2036
I-M-8
Variable(2)
$
27,080.00
September 25, 2036
I-M-9
Variable(2)
$
22,410.00
September 25, 2036
I-M-10
Variable(2)
$
16,810.00
September 25, 2036
I-M-11
Variable(2)
$
17,740.00
September 25, 2036
I-ZZ
Variable(2)
$
1,904,048.84
September 25, 2036
I-IO
(2)
$
(3)
September 25, 2036
I-P
0.00%
$
100.00
September 25, 2036
II-AA
Variable(2)
$
203,034,534.40
August 25, 2036
II-1A-1
Variable(2)
$
697,470.00
August 25, 2036
II-1A-2
Variable(2)
$
317,360.00
August 25, 2036
II-1A-3
Variable(2)
$
70,780.00
August 25, 2036
II-2A
Variable(2)
$
501,375.00
August 25, 2036
II-M-1
Variable(2)
$
83,905.00
August 25, 2036
II-M-2
Variable(2)
$
76,655.00
August 25, 2036
II-M-3
Variable(2)
$
47,650.00
August 25, 2036
II-M-4
Variable(2)
$
39,365.00
August 25, 2036
II-M-5
Variable(2)
$
38,330.00
August 25, 2036
II-M-6
Variable(2)
$
35,220.00
August 25, 2036
II-M-7
Variable(2)
$
33,145.00
August 25, 2036
II-M-8
Variable(2)
$
29,000.00
August 25, 2036
II-M-9
Variable(2)
$
23,825.00
August 25, 2036
II-M-10
Variable(2)
$
20,720.00
August 25, 2036
II-M-11
Variable(2)
$
20,720.00
August 25, 2036
II-ZZ
Variable(2)
$
2,108,041.93
August 25, 2036
II-IO
(2)
$
(3)
August 25, 2036
II-P
0.00%
$
100.00
August 25, 2036
II-1-Sub
Variable(2)
$
6,632.68
August 25, 2036
II-1-Grp
Variable(2)
$
28,344.88
August 25, 2036
II-2-Sub
Variable(2)
$
3,063.24
August 25, 2036
II-2-Grp
Variable(2)
$
13,090.74
August 25, 2036
II-XX
Variable(2)
$
207,126,964.79
August 25, 2036
___________________________
(1)
For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month following the maturity date for the Group I Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each REMIC III Group I Regular Interest (as defined herein), and the Distribution Date in the month following the maturity date for the Group II Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each REMIC III Group II Regular Interest (as defined herein).
(2)
Calculated in accordance with the definition of “Uncertificated REMIC III Pass-Through Rate” herein.
(3)
REMIC III Regular Interest I-IO and REMIC III Regular Interest II-IO will not have Uncertificated Principal Balances but will accrue interest on their respective uncertificated notional amounts calculated in accordance with the related definition of “Uncertificated Notional Amount” herein.

 
REMIC IV
 
As provided herein, the Trustee will elect to treat the segregated pool of assets consisting of the REMIC III Regular Interests as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC IV”. The Class I-R-3 Certificates will represent the sole class of Residual Interests in REMIC IV for purposes of the REMIC Provisions.
 
The following table irrevocably sets forth the designation, Pass-Through Rate, Initial Certificate Principal Balance (or initial Uncertificated Principal Balance, in the case of the Class CE Interests, Class P Interests and Class IO Interests) and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for each class of Certificates and interests that represents ownership of one or more of the Regular Interests in REMIC IV created hereunder.
 
Each Certificate, other than the Class P, Class CE and Class R Certificates, represents ownership of a Regular Interest in REMIC IV and also represents (i) the right to receive certain amounts specified herein in respect of related Basis Risk Shortfall Carry Forward Amounts (as defined herein) and (ii) the obligation to pay related Class IO Distribution Amounts (as defined herein). The entitlement to principal of the Regular Interest which corresponds to each Certificate shall be equal in amount and timing to the entitlement to principal of such Certificate.
 
Designation
Pass-Through Rate
Initial Certificate or Uncertificated
Principal Balance
Latest Possible Maturity Date(1)
I-A-1(2)
Variable(3)
$
87,591,000.00
September 25, 2036
I-A-2(2)
Variable(3)
$
46,291,000.00
September 25, 2036
I-A-3(2)
Variable(3)
$
6,750,000.00
September 25, 2036
I-M-1(2)
Variable(3)
$
8,124,000.00
September 25, 2036
I-M-2(2)
Variable(3)
$
7,564,000.00
September 25, 2036
I-M-3(2)
Variable(3)
$
4,389,000.00
September 25, 2036
I-M-4(2)
Variable(3)
$
3,829,000.00
September 25, 2036
I-M-5(2)
Variable(3)
$
3,642,000.00
September 25, 2036
I-M-6(2)
Variable(3)
$
3,362,000.00
September 25, 2036
I-M-7(2)
Variable(3)
$
3,175,000.00
September 25, 2036
I-M-8(2)
Variable(3)
$
2,708,000.00
September 25, 2036
I-M-9(2)
Variable(3)
$
2,241,000.00
September 25, 2036
I-M-10(2)
Variable(3)
$
1,681,000.00
September 25, 2036
I-M-11(2)
Variable(3)
$
1,774,000.00
September 25, 2036
Class I-CE Interest
Variable(3)(4)
$
3,641,941.81
September 25, 2036
Class I-P Interest
0.00%(5)
$
100.00
September 25, 2036
Class I-IO Interest
(6)
$
(7)
September 25, 2036
II-1A-1(2)
Variable(3)
$
139,494,000.00
August 25, 2036
II-1A-2(2)
Variable(3)
$
63,472,000.00
August 25, 2036
II-1A-3(2)
Variable(3)
$
14,156,000.00
August 25, 2036
II-2A(2)
Variable(3)
$
100,275,000.00
August 25, 2036
II-M-1(2)
Variable(3)
$
16,781,000.00
August 25, 2036
II-M-2(2)
Variable(3)
$
15,331,000.00
August 25, 2036
II-M-3(2)
Variable(3)
$
9,530,000.00
August 25, 2036
II-M-4(2)
Variable(3)
$
7,873,000.00
August 25, 2036
II-M-5(2)
Variable(3)
$
7,666,000.00
August 25, 2036
II-M-6(2)
Variable(3)
$
7,044,000.00
August 25, 2036
II-M-7(2)
Variable(3)
$
6,629,000.00
August 25, 2036
II-M-8(2)
Variable(3)
$
5,800,000.00
August 25, 2036
II-M-9(2)
Variable(3)
$
4,765,000.00
August 25, 2036
II-M-10(2)
Variable(3)
$
4,144,000.00
August 25, 2036
II-M-11(2)
Variable(3)
$
4,144,000.00
August 25, 2036
Class II-CE Interest
Variable(3)(4)
$
7,252,192.66
August 25, 2036
Class II-IO Interest
(6)
$
(7)
August 25, 2036
Class II-P Interest
0.00%(5)
$
100.00
August 25, 2036
___________________
(1)
For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month following the maturity date for the Group I Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each Regular Interest in REMIC IV the ownership of which is represented by the Class I-A Certificates and Class I-M Certificates, the Class I-CE Interest, the Class I-P Interest and the Class I-IO Interest, and the Distribution Date in the month following the maturity date for the Group II Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for each Regular Interest in REMIC IV the ownership of which is represented by the Class II-A Certificates and Class II-M Certificates, the Class II-CE Interest, the Class II-P Interest and the Class II-IO Interest.
(2)
This Class of Certificates represents ownership of a Regular Interest in REMIC IV. Any amount distributed on this Class of Certificates on any Distribution Date in excess of the amount distributable on the related Regular Interest in REMIC IV on such Distribution Date shall be treated for federal income tax purposes as having been paid from the related Reserve Fund or the related Supplemental Interest Trust, as applicable, and any amount distributable on the related Regular Interest in REMIC IV on such Distribution Date in excess of the amount distributable on such Class of Certificates on such Distribution Date shall be treated for such purposes as having been distributed to the Holders of such Certificates and then paid by such Holders to the related Supplemental Interest Trust, all pursuant to and as further provided in Section 3.21 or Section 3.22, as applicable, hereof.
(3)
Calculated in accordance with the definition of “Pass-Through Rate” herein. Each Regular Interest in REMIC IV which corresponds to a Class A Certificate or Class M Certificate will have the same Pass-Through Rate as such Certificate, except with respect to the related Net Rate Cap. The Net Rate Cap for each such Regular Interest in REMIC IV and Certificate is specified in the related definition of “Net Rate Cap.”
(4)
The Class I-CE Interest and Class II-CE Interest will accrue interest at their variable Pass-Through Rates on their Uncertificated Notional Amounts outstanding from time to time, which shall equal the aggregate Uncertificated Principal Balance of the REMIC III Group I Regular Interests (other than REMIC III Regular Interest I-P) or the REMIC III Group II Regular Interests (other than REMIC III Regular Interest II-P), respectively. The Class CE Interests will not accrue interest on their Uncertificated Principal Balances.
(5)
The Class P Interests are not entitled to distributions in respect of interest.
(6)
For federal income tax purposes, the Class I-IO Interest and Class II-IO Interest will not have Pass-Through Rates, but will be entitled to 100% of the amounts distributed on REMIC III Regular Interest I-IO and REMIC III Regular Interest II-IO, respectively.
(7)
For federal income tax purposes, the Class I-IO Interest and Class II-IO Interest will not have Uncertificated Principal Balances, but will have notional amounts equal to the Uncertificated Notional Amounts of REMIC III Regular Interest I-IO and REMIC III Regular Interest II-IO, respectively.
 
REMIC V
 
As provided herein, the Trustee shall elect to treat the segregated pool of assets consisting of the Class I-CE Interest as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC V”. The Class I-R-5 Interest represents the sole class of Residual Interests in REMIC V for purposes of the REMIC Provisions.
 
The following table sets forth the Class designation, Pass-Through Rate, Initial Certificate Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for the indicated Class of Certificates that represents a Regular Interest in REMIC V created hereunder. The Class I-CE Certificate represents ownership of a Regular Interest in REMIC V and also represents (i) the obligation to pay certain amounts specified herein in respect of related Basis Risk Shortfall Carry Forward Amounts and (ii) the right to receive related Class IO Distribution Amounts.
 
Class Designation
Pass-Through Rate
Initial Certificate Principal Balance
Latest Possible
Maturity Date(1)
I-CE
(2)
$  3,641,941.81
September 25, 2036
_______________
(1)
For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month following the maturity date for the Group I Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for the Class I-CE Certificates.
(2)
The Class I-CE Certificates will receive 100% of the amounts received in respect of the Class I-CE Interest.
 
REMIC VI
 
As provided herein, the Trustee shall elect to treat the segregated pool of assets consisting of the Class I-P Interest as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC VI”. The Class I-R-6 Interest represents the sole class of Residual Interests in REMIC VI for purposes of the REMIC Provisions.
 
The following table sets forth the Class designation, Pass-Through Rate, Initial Certificate Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for the indicated Class of Certificates that represents a Regular Interest in REMIC VI created hereunder:
 
Class Designation
Pass-Through Rate
Initial
Certificate Principal Balance
Latest Possible
Maturity Date(1)
I-P
0.00%(2)
$100.00
September 25, 2036
_______________
(1)
For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month following the maturity date for the Group I Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for the Class I-P Certificates.
(2)
The Class I-P Certificates will receive 100% of the amounts received in respect of the Class I-P Interest.
 
REMIC VII
 
As provided herein, the Trustee shall elect to treat the segregated pool of assets consisting of the Class I-IO Interest as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC VII”. The Class I-R-7 Interest represents the sole class of Residual Interests in REMIC VII for purposes of the REMIC Provisions.
 
The following table sets forth the designation, Pass-Through Rate, initial Uncertificated Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for the indicated class of interests that represents a Regular Interest in REMIC VII created hereunder:
 
Designation
Pass-Through Rate
Initial Uncertificated Principal Balance
Latest Possible
Maturity Date(1)
IO(2)
(3)
(4)
September 25, 2036
_______________
(1)
For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month following the maturity date for the Group I Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for REMIC VII Regular Interest IO.
(2)
REMIC VII Regular Interest IO will be held as an asset of the Group I Supplemental Interest Trust.
(3)
REMIC VII Regular Interest IO will not have a Pass-Through Rate, but will receive 100% of the amounts received in respect of the Class I-IO Interest.
(4)
REMIC VII Regular Interest IO will not have an Uncertificated Principal Balance, but will have a notional amount equal to the Uncertificated Notional Amount of the Class I-IO Interest.
 
REMIC VIII
 
As provided herein, the Trustee shall elect to treat the segregated pool of assets consisting of the Class II-CE Interest as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC VIII”. The Class II-R-8 Interest represents the sole class of Residual Interests in REMIC VIII for purposes of the REMIC Provisions.
 
The following table sets forth the Class designation, Pass-Through Rate, Initial Certificate Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for the indicated Class of Certificates that represents a Regular Interest in REMIC VIII created hereunder. The Class II-CE Certificate represents ownership of a Regular Interest in REMIC VIII and also represents (i) the obligation to pay certain amounts specified herein in respect of related Basis Risk Shortfall Carry Forward Amounts and (ii) the right to receive related Class IO Distribution Amounts.
 
Class Designation
Pass-Through Rate
Initial Certificate Principal Balance
Latest Possible
Maturity Date(1)
II-CE
(2)
$7,252,192.66
August 25, 2036
_______________
(1)
For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month following the maturity date for the Group II Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for the Class II-CE Certificates.
(2)
The Class II-CE Certificates will receive 100% of the amounts received in respect of the Class II-CE Interest.
 
REMIC IX
 
As provided herein, the Trustee shall elect to treat the segregated pool of assets consisting of the Class II-P Interest as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC IX”. The Class II-R-9 Interest represents the sole class of Residual Interests in REMIC IX for purposes of the REMIC Provisions.
 
The following table sets forth the Class designation, Pass-Through Rate, Initial Certificate Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for the indicated Class of Certificates that represents a Regular Interest in REMIC IX created hereunder:
 
Class Designation
Pass-Through Rate
Initial
Certificate Principal Balance
Latest Possible
Maturity Date(1)
II-P
0.00%(2)
$100.00
August 25, 2036
_______________
(1)
For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month following the maturity date for the Group II Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for the Class II-P Certificates.
(2)
The Class II-P Certificates will receive 100% of the amounts received in respect of the Class II-P Interest.
 
REMIC X
 
As provided herein, the Trustee shall elect to treat the segregated pool of assets consisting of the Class II-IO Interest as a REMIC for federal income tax purposes, and such segregated pool of assets will be designated as “REMIC X”. The Class II-R-10 Interest represents the sole class of Residual Interests in REMIC X for purposes of the REMIC Provisions.
 
The following table sets forth the designation, Pass-Through Rate, initial Uncertificated Principal Balance and, for purposes of satisfying Treasury Regulation Section 1.860G-1(a)(4)(iii), the “latest possible maturity date” for the indicated class of interests that represents a Regular Interest in REMIC X created hereunder:
 
Designation
Pass-Through Rate
Initial Uncertificated Principal Balance
Latest Possible
Maturity Date(1)
IO(2)
(3)
(4)
August 25, 2036
_______________
(1)
For purposes of Section 1.860G-1(a)(4)(iii) of the Treasury regulations, the Distribution Date in the month following the maturity date for the Group II Mortgage Loan with the latest maturity date has been designated as the “latest possible maturity date” for REMIC X Regular Interest IO.
(2)
REMIC X Regular Interest IO will be held as an asset of the Group II Supplemental Interest Trust.
(3)
REMIC X Regular Interest IO will not have a Pass-Through Rate, but will receive 100% of the amounts received in respect of the Class II-IO Interest.
(4)
REMIC X Regular Interest IO will not have an Uncertificated Principal Balance, but will have a notional amount equal to the Uncertificated Notional Amount of the Class II-IO Interest.
 
The Trust Fund shall be named, and may be referred to as, the “Bear Stearns Asset Backed Securities I Trust 2006-HE7.” The Certificates issued hereunder may be referred to as “Asset-Backed Certificates, Series 2006-HE7” (including for purposes of any endorsement or assignment of a Mortgage Note or Mortgage).
 
In consideration of the mutual agreements herein contained, the Depositor, the Master Servicer, the Seller and the Trustee agree as follows:
 
ARTICLE I

DEFINITIONS
 
Section 1.01  Defined Terms. 
 
Whenever used in this Agreement, the following words and phrases, unless otherwise expressly provided or unless the context otherwise requires, shall have the meanings specified in this Article:
 
10-K Filing Deadline: As defined in Section 3.16(iii).
 
Accepted Servicing Practices: With respect to each Mortgage Loan, those mortgage servicing practices and procedures, including prudent collection and loan administration procedures, and the standard of care (i) employed by prudent mortgage servicers which service mortgage loans of the same type as the Mortgage Loans in the jurisdictions in which the related Mortgage Properties are located or (ii) in accordance with the Fannie Mae Guide or Freddie Mac Guide, subject to any variances negotiated with Fannie Mae or Freddie Mac and subject to the express provisions of this Agreement. Such standard of care shall not be lower than that the Master Servicer customarily employs and exercises in servicing and administering similar mortgage loans for its own account and shall be in full compliance with all federal, state, and local laws, ordinances, rules and regulations.
 
Account: The Distribution Account, the Reserve Funds, the Group I Swap Account, the Group II Swap Account, the Class I-P Certificate Account, the Class II-P Certificate Account and the Protected Account.
 
Accrual Period: With respect to the Certificates (other than the Class CE, Class P and the Residual Certificates) and any Distribution Date, the period from and including the immediately preceding Distribution Date (or with respect to the first Accrual Period, the Closing Date) to and including the day prior to such Distribution Date. With respect to the Class CE Certificates and the Class CE Interests and any Distribution Date, the calendar month immediately preceding such Distribution Date. All calculations of interest on the Certificates (other than the Class CE, Class P and the Residual Certificates) will be made on the basis of the actual number of days elapsed in the related Accrual Period. All calculations of interest on the Class CE Interests and the Class CE Certificates will be made on the basis of a 360-day year consisting of twelve 30-day months.
 
Additional Disclosure: As defined in Section 3.16(a)(v).
 
Additional Disclosure Notification: The form of notice set forth in Exhibit R.
 
Additional Form 10-D Disclosure: As defined in Section 3.16(a)(ii).
 
Additional Form 10-K Disclosure: As defined in Section 3.16(a)(iv).
 
Advance: An advance of delinquent payments of principal or interest in respect of a Mortgage Loan required to be made by the Master Servicer as provided in Section 5.01 hereof.
 
Affected Party: An “Affected Party” as defined in the related Swap Agreement.
 
Agreement: This Pooling and Servicing Agreement and any and all amendments or supplements hereto made in accordance with the terms herein.
 
Adjustable Rate Mortgage Loan: Each of the Mortgage Loans identified in the Mortgage Loan Schedule as having a Mortgage Rate that is subject to adjustment.
 
Adjustment Date: With respect to each Adjustable Rate Mortgage Loan, the first day of the month in which the Mortgage Rate of an Adjustable Rate Mortgage Loan changes pursuant to the related Mortgage Note. The first Adjustment Date following the Cut-off Date as to each Adjustable Rate Mortgage Loan is set forth in the Mortgage Loan Schedule.
 
Amount Held for Future Distribution: As to any Distribution Date, the aggregate amount held in the Protected Account at the close of business on the immediately preceding Determination Date on account of (i) all Scheduled Payments or portions thereof received in respect of the Mortgage Loans due after the related Due Period and (ii) Principal Prepayments, Liquidation Proceeds, Subsequent Recoveries and Insurance Proceeds received in respect of such Mortgage Loans after the last day of the related Prepayment Period.
 
Annual Statement of Compliance: As defined in Section 3.13.
 
Applied Realized Loss Amount: With respect to any Distribution Date and a Class of Class A Certificates and Class M Certificates, the sum of the Realized Losses with respect to the Mortgage Loans in the related Loan Group which have been applied in reduction of the Certificate Principal Balance of a Class of Certificates pursuant to Section 5.05 of this Agreement which have not previously been reimbursed or reduced by any Subsequent Recoveries applied to such Applied Realized Loss Amount.
 
Appraised Value: With respect to any Mortgage Loan originated in connection with a refinancing, the appraised value of the Mortgaged Property based upon the appraisal made at the time of such refinancing or, with respect to any other Mortgage Loan, the lesser of (x) the appraised value of the Mortgaged Property based upon the appraisal made by a fee appraiser at the time of the origination of the related Mortgage Loan, and (y) the sales price of the Mortgaged Property at the time of such origination.
 
Assessment of Compliance: As defined in Section 3.14.
 
Attesting Party: As defined in Section 3.14.
 
Attestation Report: As defined in Section 3.14.
 
Back-Up Certification: As defined in Section 3.16(a)(iv).
 
Basis Risk Shortfall Carry Forward Amount: With respect to any Distribution Date and any Class of Class A Certificates and Class M Certificates, an amount equal to the sum of (A) if the Pass-Through Rate for such Class for such Distribution Date is limited to the related Net Rate Cap, the excess, if any, of (a) the amount of Current Interest that such Class would have been entitled to receive on such Distribution Date had the Pass-Though Rate applicable to such Class been calculated at a per annum rate equal to the related One-Month LIBOR Pass-Through Rate, over (b) the amount of Current Interest that such Class received on such Distribution Date at the related Net Rate Cap for such Distribution Date and (B) the Basis Risk Shortfall Carry Forward Amount for the previous Distribution Date not previously paid, together with interest thereon at a rate equal to the related Pass-Through Rate the current Distribution Date.
 
Bankruptcy Code: Title 11 of the United States Code.
 
Book-Entry Certificates: Any of the Certificates that shall be registered in the name of the Depository or its nominee, the ownership of which is reflected on the books of the Depository or on the books of a person maintaining an account with the Depository (directly, as a “Depository Participant”, or indirectly, as an indirect participant in accordance with the rules of the Depository and as described in Section 6.06). As of the Closing Date, each Class of Regular Certificates (other than the Class CE Certificates and Class P Certificates) constitutes a Class of Book-Entry Certificates.
 
Business Day: Any day other than (i) a Saturday or a Sunday, or (ii) a day on which banking institutions in The City of New York, New York, Chicago, Illinois, Minneapolis, Minnesota or the city in which the Corporate Trust Office of the Trustee or the principal office of the Master Servicer is located as authorized or obligated by law or executive order to be closed.
 
Certificate: Any one of the certificates of any Class executed and authenticated by the Trustee in substantially the forms attached hereto as Exhibits A-1 through A-5.
 
Certificate Margin: With respect to the Class I-A-1 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest I-A-1, 0.050% per annum.
 
With respect to the Class I-A-2 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest I-A-2, 0.170% per annum in the case of each Distribution Date through and including the first possible Group I Optional Termination Date and 0.340% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class I-A-3 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest I-A-3, 0.260% per annum in the case of each Distribution Date through and including the first possible Group I Optional Termination Date and 0.520% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class I-M-1 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest I-M-1, 0.400% per annum in the case of each Distribution Date through and including the first possible Group I Optional Termination Date and 0.600% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class I-M-2 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest I-M-2, 0.420% per annum in the case of each Distribution Date through and including the first possible Group I Optional Termination Date and 0.630% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class I-M-3 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest I-M-3, 0.470% per annum in the case of each Distribution Date through and including the first possible Group I Optional Termination Date and 0.705% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class I-M-4 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest I-M-4, 0.570% per annum in the case of each Distribution Date through and including the first possible Group I Optional Termination Date and 0.855% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class I-M-5 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest I-M-5, 0.650% per annum in the case of each Distribution Date through and including the first possible Group I Optional Termination Date and 0.975% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class I-M-6 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest I-M-6, 0.750% per annum in the case of each Distribution Date through and including the first possible Group I Optional Termination Date and 1.125% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class I-M-7 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest I-M-7, 1.750% per annum in the case of each Distribution Date through and including the first possible Group I Optional Termination Date and 2.625% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class I-M-8 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest I-M-8, 2.500% per annum in the case of each Distribution Date through and including the first possible Group I Optional Termination Date and 3.750% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class I-M-9 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest I-M-9, 2.500% per annum in the case of each Distribution Date through and including the first possible Group I Optional Termination Date and 3.750% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class I-M-10 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest I-M-10, 2.500% per annum in the case of each Distribution Date through and including the first possible Group I Optional Termination Date and 3.750% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class I-M-11 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest I-M-11, 2.500% per annum in the case of each Distribution Date through and including the first possible Group I Optional Termination Date and 3.750% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class II-1A-1 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-1A-1, 0.050% per annum.
 
With respect to the Class II-1A-2 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-1A-2, 0.160% per annum in the case of each Distribution Date through and including the first possible Group II Optional Termination Date and 0.320% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class II-1A-3 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-1A-3, 0.250% per annum in the case of each Distribution Date through and including the first possible Group II Optional Termination Date and 0.500% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class II-2A Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-2A, 0.140% per annum in the case of each Distribution Date through and including the first possible Group II Optional Termination Date and 0.280% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class II-M-1 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-M-1, 0.300% per annum in the case of each Distribution Date through and including the first possible Group II Optional Termination Date and 0.450% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class II-M-2 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-M-2, 0.320% per annum in the case of each Distribution Date through and including the first possible Group II Optional Termination Date and 0.480% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class II-M-3 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-M-3, 0.330% per annum in the case of each Distribution Date through and including the first possible Group II Optional Termination Date and 0.495% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class II-M-4 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-M-4, 0.400% per annum in the case of each Distribution Date through and including the first possible Group II Optional Termination Date and 0.600% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class II-M-5 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-M-5, 0.420% per annum in the case of each Distribution Date through and including the first possible Group II Optional Termination Date and 0.630% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class II-M-6 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-M-6, 0.460% per annum in the case of each Distribution Date through and including the first possible Group II Optional Termination Date and 0.690% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class II-M-7 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-M-7, 0.900% per annum in the case of each Distribution Date through and including the first possible Group II Optional Termination Date and 1.350% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class II-M-8 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-M-8, 1.050% per annum in the case of each Distribution Date through and including the first possible Group II Optional Termination Date and 1.575% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class II-M-9 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-M-9, 1.900% per annum in the case of each Distribution Date through and including the first possible Group II Optional Termination Date and 2.850% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class II-M-10 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-M-10, 2.250% per annum in the case of each Distribution Date through and including the first possible Group II Optional Termination Date and 3.375% per annum in the case of each Distribution Date thereafter.
 
With respect to the Class II-M-11 Certificates and, for purposes of the definition of “One-Month LIBOR Pass-Through Rate”, REMIC III Regular Interest II-M-11, 2.250% per annum in the case of each Distribution Date through and including the first possible Group II Optional Termination Date and 3.375% per annum in the case of each Distribution Date thereafter.
 
Certificate Notional Amount: With respect to the Class I-CE Certificates and any Distribution Date, an amount equal to the Stated Principal Balance of the Group I Mortgage Loans as of the beginning of the related Due Period. The initial Certificate Notional Amount of the Class I-CE Certificates shall be $186,762,941.81. For federal income tax purposes, the Certificate Notional Amount for the Class I-CE Certificates for any Distribution Date shall be an amount equal to the Uncertificated Notional Amount for the Class I-CE Interest for such Distribution Date. With respect to the Class II-CE Certificates and any Distribution Date, an amount equal to the Stated Principal Balance of the Group II Mortgage Loans as of the beginning of the related Due Period. The initial Certificate Notional Amount of the Class II-CE Certificates shall be $414,356,192.66. For federal income tax purposes, the Certificate Notional Amount for the Class II-CE Certificates for any Distribution Date shall be an amount equal to the Uncertificated Notional Amount for the Class II-CE Interest for such Distribution Date.
 
Certificate Owner: With respect to a Book-Entry Certificate, the Person that is the beneficial owner of such Book-Entry Certificate.
 
Certificate Principal Balance: As to any Certificate (other than any Class CE Certificates and any Class R Certificates) and as of any Distribution Date, the Initial Certificate Principal Balance of such Certificate plus, in the case of a Class I-A Certificate and Class I-M Certificate, any Subsequent Recoveries added to the Certificate Principal Balance of such Certificate pursuant to Section 5.04(a) and in the case of a Class II-A Certificate and Class II-M Certificate, any Subsequent Recoveries added to the Certificate Principal Balance of such Certificate pursuant to Section 5.04(b), less the sum of (i) all amounts distributed with respect to such Certificate in reduction of the Certificate Principal Balance thereof on previous Distribution Dates pursuant to Section 5.04, and (ii) any Applied Realized Loss Amounts allocated to such Certificate on previous Distribution Dates. As to the Class I-CE Certificates and as of any Distribution Date, an amount equal to the Uncertificated Principal Balance of the Class I-CE Interest. As to the Class II-CE Certificates and as of any Distribution Date, an amount equal to the Uncertificated Principal Balance of the Class II-CE Interest.
 
Certificate Register: The register maintained pursuant to Section 6.02 hereof.
 
Certificateholder or Holder: The person in whose name a Certificate is registered in the Certificate Register (initially, Cede & Co., as nominee for the Depository, in the case of any Book-Entry Certificates).
 
Certification Parties: As defined in Section 3.16(a)(iv).
 
Certifying Person: As defined in Section 3.16(a)(iv).
 
Class: All Certificates bearing the same Class designation as set forth in Section 6.01 hereof.
 
Class A Certificates: Any of the Class I-A-1, Class I-A-2, and Class I-A-3, Class II-1A-1, Class II-1A-2, Class II-1A-3 and Class II-2A Certificates.
 
Class CE Certificates: Any of the Class I-CE Certificates and Class II-CE Certificates.
 
Class CE Interest: Any of the Class I-CE Interest and Class II-CE Interest.
 
Class IO Interest: Any of the Class I-IO Interest and Class II-IO Interest.
 
Class M Certificates: Any of the Class I-M-1, Class I-M-2, Class I-M-3, Class I-M-4, Class I-M-5, Class I-M-6, Class I-M-7, Class I-M-8, Class I-M-9, Class I-M-10, Class I-M-11, Class II-M-1, Class II-M-2, Class II-M-3, Class II-M-4, Class II-M-5, Class II-M-6, Class II-M-7, Class II-M-8, Class II-M-9, Class II-M-10 and Class II-M-11 Certificates.
 
Class P Certificates: Any of the Class I-P Certificates and Class II-P Certificates.
 
Class P Interest: Any of the Class I-P Interest and Class II-P Interest.
 
Class R Certificate: Any of the Class I-R-1, Class I-R-2, Class I-R-3, Class I-RX, Class II-R-1 and Class II-RX Certificates.
 
Class I-A Certificates: Any of the Class I-A-1, Class I-A-2 and Class I-A-3 Certificates.
 
Class I-A Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the related Principal Distribution Amount for such Distribution Date and (y) the excess, if any, of (i) the aggregate Certificate Principal Balance of the Class I-A Certificates immediately prior to such Distribution Date, over (ii) the lesser of (a) the product of (1) 50.60% and (2) the aggregate Stated Principal Balance of the Group I Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (b) the aggregate Stated Principal Balance of the Group I Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $933,815.
 
Class I-A-1 Certificate: Any Certificate designated as a “Class I-A-1 Certificate” on the face thereof, in the form of Exhibit A-1 hereto, representing the right to the Percentage Interest of distributions provided for the Class I-A-1 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay related Class IO Distribution Amounts.
 
Class I-A-2 Certificate: Any Certificate designated as a “Class I-A-2 Certificate” on the face thereof, in the form of Exhibit A-1 hereto, representing the right to the Percentage Interest of distributions provided for the Class I-A-2 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay related Class IO Distribution Amounts.
 
Class I-A-3 Certificate: Any Certificate designated as a “Class I-A-3 Certificate” on the face thereof, in the form of Exhibit A-1 hereto, representing the right to the Percentage Interest of distributions provided for the Class I-A-3 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay related Class IO Distribution Amounts.
 
Class I-CE Certificate: Any Certificate designated as a “Class I-CE Certificate” on the face thereof, in the form of Exhibit A-4 hereto, representing the right to its Percentage Interest of distributions provided for the Class I-CE Certificates herein and evidencing (i) a Regular Interest in REMIC V, (ii) the obligation to pay related Basis Risk Shortfall Carry Forward Amounts and (iii) the right to receive related Class IO Distribution Amounts.
 
Class I-CE Distribution Amount: With respect to any Distribution Date, the sum of (i) the Current Interest for the Class I-CE Interest for such Distribution Date, (ii) any Group I Overcollateralization Release Amount for such Distribution Date and (iii) without duplication, any Subsequent Recoveries related to Loan Group I not distributed to the Class I-A Certificates and Class I-M Certificates on such Distribution Date; provided, however that on any Distribution Date after the Distribution Date on which the Certificate Principal Balances of the Class I-A Certificates and Class I-M Certificates have been reduced to zero, the Class I-CE Distribution Amount shall include the Group I Overcollateralization Amount.
 
Class I-CE Interest: An uncertificated interest in the Trust Fund held by the Trustee on behalf of the Holders of the Class I-CE Certificates, evidencing a Regular Interest in REMIC IV for purposes of the REMIC Provisions.
 
Class I-IO Interest: An uncertificated interest in the Trust Fund held by the Trustee on behalf of the holders of REMIC VII Regular Interest IO, evidencing a Regular Interest in REMIC IV for purposes of the REMIC Provisions.
 
Class I-M Certificates: Any of the Class I-M-1, Class I-M-2, Class I-M-3, Class I-M-4, Class I-M-5, Class I-M-6, Class I-M-7, Class I-M-8, Class I-M-9, Class I-M-10 and Class I-M-11 Certificates.
 
Class I-M-1 Certificate: Any Certificate designated as a “Class I-M-1 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class I-M-1 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay related Class IO Distribution Amounts.
 
Class I-M-1 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining related Principal Distribution Amount for such Distribution Date after distribution of the Class I-A Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class I-A Certificates (after taking into account the distribution of the Class I-A Principal Distribution Amount on such Distribution Date) and (2) the Certificate Principal Balance of the Class I-M-1 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 59.30% and (y) the aggregate Stated Principal Balance of the Group I Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Group I Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $933,815.
 
Class I-M-2 Certificate: Any Certificate designated as a “Class I-M-2 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class I-M-2 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay related Class IO Distribution Amounts.
 
Class I-M-2 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining related Principal Distribution Amount for such Distribution Date after distribution of the Class I-A Principal Distribution Amount and the Class I-M-1 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class I-A Certificates (after taking into account the distribution of the Class I-A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class I-M-1 Certificates (after taking into account the distribution of the Class I-M-1 Principal Distribution Amount on such Distribution Date) and (3) the Certificate Principal Balance of the Class I-M-2 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 67.40% and (y) the aggregate Stated Principal Balance of the Mortgage Loans in Loan Group I as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Mortgage Loans in Loan Group I as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $933,815.
 
Class I-M-3 Certificate: Any Certificate designated as a “Class I-M-3 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class I-M-3 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay related Class IO Distribution Amounts.
 
Class I-M-3 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining related Principal Distribution Amount for such Distribution Date after distribution of the Class I-A Principal Distribution Amount, the Class I-M-1 Principal Distribution Amount and the Class I-M-2 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class I-A Certificates (after taking into account the distribution of the Class I-A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class I-M-1 Certificates (after taking into account the distribution of the Class I-M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class I-M-2 Certificates (after taking into account the distribution of the Class I-M-2 Principal Distribution Amount on such Distribution Date) and (4) the Certificate Principal Balance of the Class I-M-3 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 72.10% and (y) the aggregate Stated Principal Balance of the Group I Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Group I Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $933,815.
 
Class I-M-4 Certificate: Any Certificate designated as a “Class I-M-4 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class I-M-4 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay related Class IO Distribution Amounts.
 
Class I-M-4 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining related Principal Distribution Amount for such Distribution Date after distribution of the Class I-A Principal Distribution Amount, the Class I-M-1 Principal Distribution Amount, the Class I-M-2 Principal Distribution Amount and the Class I-M-3 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class I-A Certificates (after taking into account the distribution of the Class I-A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class I-M-1 Certificates (after taking into account the distribution of the Class I-M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class I-M-2 Certificates (after taking into account the distribution of the Class I-M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class I-M-3 Certificates (after taking into account the distribution of the Class I-M-3 Principal Distribution Amount on such Distribution Date) and (5) the Certificate Principal Balance of the Class I-M-4 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 76.20% and (y) the aggregate Stated Principal Balance of the Group I Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Group I Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $933,815.
 
Class I-M-5 Certificate: Any Certificate designated as a “Class I-M-5 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class I-M-5 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay related Class IO Distribution Amounts.
 
Class I-M-5 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining related Principal Distribution Amount for such Distribution Date after distribution of the Class I-A Principal Distribution Amount, the Class I-M-1 Principal Distribution Amount, the Class I-M-2 Principal Distribution Amount, the Class I-M-3 Principal Distribution Amount and the Class I-M-4 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class I-A Certificates (after taking into account the distribution of the Class I-A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class I-M-1 Certificates (after taking into account the distribution of the Class I-M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class I-M-2 Certificates (after taking into account the distribution of the Class I-M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class I-M-3 Certificates (after taking into account the distribution of the Class I-M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class I-M-4 Certificates (after taking into account the distribution of the Class I-M-4 Principal Distribution Amount on such Distribution Date) and (6) the Certificate Principal Balance of the Class I-M-5 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 80.10% and (y) the aggregate Stated Principal Balance of the Group I Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Group I Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $933,815.
 
Class I-M-6 Certificate: Any Certificate designated as a “Class I-M-6 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class I-M-6 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay related Class IO Distribution Amounts.
 
Class I-M-6 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining related Principal Distribution Amount for such Distribution Date after distribution of the Class I-A Principal Distribution Amount, the Class I-M-1 Principal Distribution Amount, the Class I-M-2 Principal Distribution Amount, the Class I-M-3 Principal Distribution Amount, the Class I-M-4 Principal Distribution Amount and the Class I-M-5 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class I-A Certificates (after taking into account the distribution of the Class I-A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class I-M-1 Certificates (after taking into account the distribution of the Class I-M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class I-M-2 Certificates (after taking into account the distribution of the Class I-M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class I-M-3 Certificates (after taking into account the distribution of the Class I-M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class I-M-4 Certificates (after taking into account the distribution of the Class I-M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class I-M-5 Certificates (after taking into account the distribution of the Class I-M-5 Principal Distribution Amount on such Distribution Date) and (7) the Certificate Principal Balance of the Class I-M-6 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 83.70% and (y) the aggregate Stated Principal Balance of the Group I Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Group I Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $933,815.
 
Class I-M-7 Certificate: Any Certificate designated as a “Class I-M-7 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class I-M-7 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay related Class IO Distribution Amounts.
 
Class I-M-7 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining related Principal Distribution Amount for such Distribution Date after distribution of the Class I-A Principal Distribution Amount, the Class I-M-1 Principal Distribution Amount, the Class I-M-2 Principal Distribution Amount, the Class I-M-3 Principal Distribution Amount, the Class I-M-4 Principal Distribution Amount, the Class I-M-5 Principal Distribution Amount and the Class I-M-6 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class I-A Certificates (after taking into account the distribution of the Class I-A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class I-M-1 Certificates (after taking into account the distribution of the Class I-M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class I-M-2 Certificates (after taking into account the distribution of the Class I-M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class I-M-3 Certificates (after taking into account the distribution of the Class I-M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class I-M-4 Certificates (after taking into account the distribution of the Class I-M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class I-M-5 Certificates (after taking into account the distribution of the Class I-M-5 Principal Distribution Amount on such Distribution Date) (7) the Certificate Principal Balance of the Class I-M-6 Certificates (after taking into account the distribution of the Class I-M-6 Principal Distribution Amount on such Distribution Date) and (8) the Certificate Principal Balance of the Class I-M-7 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 87.10% and (y) the aggregate Stated Principal Balance of the Group I Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Group I Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $933,815.
 
Class I-M-8 Certificate: Any Certificate designated as a “Class I-M-8 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class I-M-8 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay related Class IO Distribution Amounts.
 
Class I-M-8 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining related Principal Distribution Amount for such Distribution Date after distribution of the Class I-A Principal Distribution Amount, the Class I-M-1 Principal Distribution Amount, the Class I-M-2 Principal Distribution Amount, the Class I-M-3 Principal Distribution Amount, the Class I-M-4 Principal Distribution Amount, the Class I-M-5 Principal Distribution Amount, the Class I-M-6 Principal Distribution Amount and the Class I-M-7 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class I-A Certificates (after taking into account the distribution of the Class I-A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class I-M-1 Certificates (after taking into account the distribution of the Class I-M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class I-M-2 Certificates (after taking into account the distribution of the Class I-M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class I-M-3 Certificates (after taking into account the distribution of the Class I-M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class I-M-4 Certificates (after taking into account the distribution of the Class I-M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class I-M-5 Certificates (after taking into account the distribution of the Class I-M-5 Principal Distribution Amount on such Distribution Date) (7) the Certificate Principal Balance of the Class I-M-6 Certificates (after taking into account the distribution of the Class I-M-6 Principal Distribution Amount on such Distribution Date), (8) the Certificate Principal Balance of the Class I-M-7 Certificates (after taking into account the distribution of the Class I-M-7 Principal Distribution Amount on such Distribution Date) and (9) the Certificate Principal Balance of the Class I-M-8 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 90.00% and (y) the aggregate Stated Principal Balance of the Group I Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Group I Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $933,815.
 
Class I-M-9 Certificate: Any Certificate designated as a “Class I-M-9 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class I-M-9 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay related Class IO Distribution Amounts.
 
Class I-M-9 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining related Principal Distribution Amount for such Distribution Date after distribution of the Class I-A Principal Distribution Amount, the Class I-M-1 Principal Distribution Amount, the Class I-M-2 Principal Distribution Amount, the Class I-M-3 Principal Distribution Amount, the Class I-M-4 Principal Distribution Amount, the Class I-M-5 Principal Distribution Amount, the Class I-M-6 Principal Distribution Amount, the Class I-M-7 Principal Distribution Amount and the Class I-M-8 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class I-A Certificates (after taking into account the distribution of the Class I-A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class I-M-1 Certificates (after taking into account the distribution of the Class I-M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class I-M-2 Certificates (after taking into account the distribution of the Class I-M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class I-M-3 Certificates (after taking into account the distribution of the Class I-M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class I-M-4 Certificates (after taking into account the distribution of the Class I-M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class I-M-5 Certificates (after taking into account the distribution of the Class I-M-5 Principal Distribution Amount on such Distribution Date) (7) the Certificate Principal Balance of the Class I-M-6 Certificates (after taking into account the distribution of the Class I-M-6 Principal Distribution Amount on such Distribution Date), (8) the Certificate Principal Balance of the Class I-M-7 Certificates (after taking into account the distribution of the Class I-M-7 Principal Distribution Amount on such Distribution Date), (9) the Certificate Principal Balance of the Class I-M-8 Certificates (after taking into account the distribution of the Class I-M-8 Principal Distribution Amount on such Distribution Date) and (10) the Certificate Principal Balance of the Class I-M-9 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 92.40% and (y) the aggregate Stated Principal Balance of the Group I Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Group I Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $933,815.
 
Class I-M-10 Certificate: Any Certificate designated as a “Class I-M-10 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class I-M-10 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay related Class IO Distribution Amounts.
 
Class I-M-10 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining related Principal Distribution Amount for such Distribution Date after distribution of the Class I-A Principal Distribution Amount, the Class I-M-1 Principal Distribution Amount, the Class I-M-2 Principal Distribution Amount, the Class I-M-3 Principal Distribution Amount, the Class I-M-4 Principal Distribution Amount, the Class I-M-5 Principal Distribution Amount, the Class I-M-6 Principal Distribution Amount, the Class I-M-7 Principal Distribution Amount, the Class I-M-8 Principal Distribution Amount and the Class I-M-9 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class I-A Certificates (after taking into account the distribution of the Class I-A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class I-M-1 Certificates (after taking into account the distribution of the Class I-M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class I-M-2 Certificates (after taking into account the distribution of the Class I-M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class I-M-3 Certificates (after taking into account the distribution of the Class I-M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class I-M-4 Certificates (after taking into account the distribution of the Class I-M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class I-M-5 Certificates (after taking into account the distribution of the Class I-M-5 Principal Distribution Amount on such Distribution Date) (7) the Certificate Principal Balance of the Class I-M-6 Certificates (after taking into account the distribution of the Class I-M-6 Principal Distribution Amount on such Distribution Date), (8) the Certificate Principal Balance of the Class I-M-7 Certificates (after taking into account the distribution of the Class I-M-7 Principal Distribution Amount on such Distribution Date), (9) the Certificate Principal Balance of the Class I-M-8 (after taking into account the distribution of the Class I-M-8 Principal Distribution Amount on such Distribution Date), (10) the Certificate Principal Balance of the Class I-M-9 Certificates (after taking into account the distribution of the Class I-M-9 Principal Distribution Amount on such Distribution Date) and (11) the Certificate Principal Balance of the Class I-M-10 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 94.20% and (y) the aggregate Stated Principal Balance of the Group I Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Group I Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $933,815.
 
Class I-M-11 Certificate: Any Certificate designated as a “Class I-M-11 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class I-M-11 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay related Class IO Distribution Amounts.
 
Class I-M-11 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining related Principal Distribution Amount for such Distribution Date after distribution of the Class I-A Principal Distribution Amount, the Class I-M-1 Principal Distribution Amount, the Class I-M-2 Principal Distribution Amount, the Class I-M-3 Principal Distribution Amount, the Class I-M-4 Principal Distribution Amount, the Class I-M-5 Principal Distribution Amount, the Class I-M-6 Principal Distribution Amount, the Class I-M-7 Principal Distribution Amount, the Class I-M-8 Principal Distribution Amount, the Class I-M-9 Principal Distribution Amount and the Class I-M-10 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class I-A Certificates (after taking into account the distribution of the Class I-A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class I-M-1 Certificates (after taking into account the distribution of the Class I-M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class I-M-2 Certificates (after taking into account the distribution of the Class I-M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class I-M-3 Certificates (after taking into account the distribution of the Class I-M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class I-M-4 Certificates (after taking into account the distribution of the Class I-M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class I-M-5 Certificates (after taking into account the distribution of the Class I-M-5 Principal Distribution Amount on such Distribution Date) (7) the Certificate Principal Balance of the Class I-M-6 Certificates (after taking into account the distribution of the Class I-M-6 Principal Distribution Amount on such Distribution Date), (8) the Certificate Principal Balance of the Class I-M-7 Certificates (after taking into account the distribution of the Class I-M-7 Principal Distribution Amount on such Distribution Date), (9) the Certificate Principal Balance of the Class I-M-8 Certificates (after taking into account the distribution of the Class I-M-8 Principal Distribution Amount on such Distribution Date), (10) the Certificate Principal Balance of the Class I-M-9 Certificates (after taking into account the distribution of the Class I-M-9 Principal Distribution Amount on such Distribution Date), (11) the Certificate Principal Balance of the Class I-M-10 Certificates (after taking into account the distribution of the Class I-M-10 Principal Distribution Amount on such Distribution Date) and (12) the Certificate Principal Balance of the Class I-M-11 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 96.10% and (y) the aggregate Stated Principal Balance of the Group I Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Group I Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $933,815.
 
Class I-P Certificate: Any Certificate designated as a “Class I-P Certificate” on the face thereof, in the form of Exhibit A-3 hereto, representing the right to its Percentage Interest of distributions provided for the Class I-P Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC VI and (ii) the right to receive any Prepayment Charge Waiver Amounts with respect to Loan Group I.
 
Class I-P Interest: An uncertificated interest in the Trust Fund held by the Trustee on behalf of the Holders of the Class I-P Certificates, evidencing a Regular Interest in REMIC IV for purposes of the REMIC Provisions.
 
Class I-P Certificate Account: The separate Eligible Account created and maintained by the Trustee pursuant to Section 4.06 in the name of the Trustee for the benefit of the Class I-P Certificateholders.
 
Class I-R Certificate: Any of the Class I-R-1, Class I-R-2, Class I-R-3 and Class I-RX Certificates.
 
Class I-R-1 Certificate: Any Certificate designated a “Class I-R-1 Certificate” on the face thereof, in the form set forth in Exhibit A-5 hereto, evidencing the Residual Interest in REMIC I and representing the right to the Percentage Interest of distributions provided for the Class I-R-1 Certificates as set forth herein.
 
Class I-R-2 Certificate: Any Certificate designated a “Class I-R-2 Certificate” on the face thereof, in the form set forth in Exhibit A-5 hereto, evidencing the Residual Interest in REMIC III and representing the right to the Percentage Interest of distributions provided for the Class I-R-2 Certificates as set forth herein.
 
Class I-R-3 Certificate: Any Certificate designated a “Class I-R-3 Certificate” on the face thereof, in the form set forth in Exhibit A-5 hereto, evidencing the Residual Interest in REMIC IV and representing the right to the Percentage Interest of distributions provided for the Class I-R-3 Certificates as set forth herein.
 
Class I-RX Certificate: Any Certificate designated a “Class I-RX Certificate” on the face thereof, in the form set forth in Exhibit A-5 hereto, evidencing the ownership of the Class I-R-5 Interest, Class I-R-6 Interest and Class I-R-7 Interest and representing the right to the Percentage Interest of distributions provided for the Class I-RX Certificates as set forth herein.
 
Class I-R-5 Interest: The uncertificated Residual Interest in REMIC V.
 
Class I-R-6 Interest: The uncertificated Residual Interest in REMIC VI.
 
Class I-R-7 Interest: The uncertificated Residual Interest in REMIC VII.
 
Class II-A Certificates: Any of the Class II-1A-1, Class II-1A-2, Class II-1A-3 and Class II-2A Certificates.
 
Class II-1A Certificates: Any of the Class II-1A-1, Class II-1A-2 and Class II-1A-3 Certificates.
 
Class II-1A Principal Distribution Amount: For any Distribution Date, an amount equal to the product of the Class II-A Principal Distribution Amount and a fraction, the numerator of which is the Principal Funds for Subgroup II-1 for such Distribution Date and the denominator of which is the aggregate Principal Funds for Subgroup II-1 and Subgroup II-2 for such Distribution Date.
 
Class II-2A Principal Distribution Amount: For any Distribution Date, an amount equal to the product of the Class II-A Principal Distribution Amount and a fraction, the numerator of which is the Principal Funds for Subgroup II-2 for such Distribution Date and the denominator of which is the aggregate Principal Funds for Subgroup II-1 and Subgroup II-2 for such Distribution Date.
 
Class II-A Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the related Principal Distribution Amount for such Distribution Date and (y) the excess, if any, of (i) the aggregate Certificate Principal Balance of the Class II-A Certificates immediately prior to such Distribution Date, over (ii) the lesser of (a) the product of (1) 53.20% and (2) the aggregate Stated Principal Balance of the Group II Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (b) the aggregate Stated Principal Balance of the Group II Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $2,071,781.
 
Class II-1A-1 Certificate: Any Certificate designated as a “Class II-1A-1 Certificate” on the face thereof, in the form of Exhibit A-1 hereto, representing the right to the Percentage Interest of distributions provided for the Class II-1A-1 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay related Class IO Distribution Amounts.
 
Class II-1A-2 Certificate: Any Certificate designated as a “Class II-1A-2 Certificate” on the face thereof, in the form of Exhibit A-1 hereto, representing the right to the Percentage Interest of distributions provided for the Class II-1A-2 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay related Class IO Distribution Amounts.
 
Class II-1A-3 Certificate: Any Certificate designated as a “Class II-1A-3 Certificate” on the face thereof, in the form of Exhibit A-1 hereto, representing the right to the Percentage Interest of distributions provided for the Class II-1A-3 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay related Class IO Distribution Amounts
 
Class II-2A Certificate: Any Certificate designated as a “Class II-2A Certificate” on the face thereof, in the form of Exhibit A-1 hereto, representing the right to the Percentage Interest of distributions provided for the Class II-2A Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay related Class IO Distribution Amounts
 
Class II-CE Certificate: Any Certificate designated as a “Class II-CE Certificate” on the face thereof, in the form of Exhibit A-4 hereto, representing the right to its Percentage Interest of distributions provided for the Class II-CE Certificates herein and evidencing (i) a Regular Interest in REMIC VIII, (ii) the obligation to pay related Basis Risk Shortfall Carry Forward Amounts and (iii) the right to receive related Class IO Distribution Amounts.
 
Class II-CE Distribution Amount: With respect to any Distribution Date, the sum of (i) the Current Interest for the Class II-CE Interest for such Distribution Date, (ii) any Group II Overcollateralization Release Amount for such Distribution Date and (iii) without duplication, any Subsequent Recoveries related to Loan Group II not distributed to the Class II-A Certificates and Class II-M Certificates on such Distribution Date; provided, however, on any Distribution Date after the Distribution Date on which the Certificate Principal Balances of the Class II-A Certificates and Class II-M Certificates have been reduced to zero, the Class II-CE Distribution Amount shall include the Group II Overcollateralization Amount.
 
Class II-CE Interest: An uncertificated interest in the Trust Fund held by the Trustee on behalf of the Holders of the Class II-CE Certificates, evidencing a Regular Interest in REMIC IV for purposes of the REMIC Provisions.
 
Class II-IO Interest: An uncertificated interest in the Trust Fund held by the Trustee on behalf of the holders of REMIC X Regular Interest IO, evidencing a Regular Interest in REMIC IV for purposes of the REMIC Provisions.
 
Class II-M Certificates: Any of the Class II-M-1, Class II-M-2, Class II-M-3, Class II-M-4, Class II-M-5, Class II-M-6, Class II-M-7, Class II-M-8, Class II-M-9, Class II-M-10 and Class II-M-11 Certificates.
 
Class II-M-1 Certificate: Any Certificate designated as a “Class II-M-1 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class II-M-1 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay related Class IO Distribution Amounts.
 
Class II-M-1 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining related Principal Distribution Amount for such Distribution Date after distribution of the Class II-A Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class II-A Certificates (after taking into account the distribution of the Class II-A Principal Distribution Amount on such Distribution Date) and (2) the Certificate Principal Balance of the Class II-M-1 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 61.30% and (y) the aggregate Stated Principal Balance of the Group II Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Group II Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $2,071,781.
 
Class II-M-2 Certificate: Any Certificate designated as a “Class II-M-2 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class II-M-2 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC IV(ii) the right to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay related Class IO Distribution Amounts.
 
Class II-M-2 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining related Principal Distribution Amount for such Distribution Date after distribution of the Class II-A Principal Distribution Amount and the Class II-M-1 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class II-A Certificates (after taking into account the distribution of the Class II-A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class II-M-1 Certificates (after taking into account the distribution of the Class II-M-1 Principal Distribution Amount on such Distribution Date) and (3) the Certificate Principal Balance of the Class II-M-2 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 68.70% and (y) the aggregate Stated Principal Balance of the Group II Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Group II Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $2,071,781.
 
Class II-M-3 Certificate: Any Certificate designated as a “Class II-M-3 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class II-M-3 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay related Class IO Distribution Amounts.
 
Class II-M-3 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining related Principal Distribution Amount for such Distribution Date after distribution of the Class II-A Principal Distribution Amount, the Class II-M-1 Principal Distribution Amount and the Class II-M-2 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class II-A Certificates (after taking into account the distribution of the Class II-A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class II-M-1 Certificates (after taking into account the distribution of the Class II-M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class II-M-2 Certificates (after taking into account the distribution of the Class II-M-2 Principal Distribution Amount on such Distribution Date) and (4) the Certificate Principal Balance of the Class II-M-3 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 73.30% and (y) the aggregate Stated Principal Balance of the Group II Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Group II Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $2,071,781.
 
Class II-M-4 Certificate: Any Certificate designated as a “Class II-M-4 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class II-M-4 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay related Class IO Distribution Amounts.
 
Class II-M-4 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining related Principal Distribution Amount for such Distribution Date after distribution of the Class II-A Principal Distribution Amount, the Class II-M-1 Principal Distribution Amount, the Class II-M-2 Principal Distribution Amount and the Class II-M-3 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class II-A Certificates (after taking into account the distribution of the Class II-A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class II-M-1 Certificates (after taking into account the distribution of the Class II-M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class II-M-2 Certificates (after taking into account the distribution of the Class II-M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class II-M-3 Certificates (after taking into account the distribution of the Class II-M-3 Principal Distribution Amount on such Distribution Date) and (5) the Certificate Principal Balance of the Class II-M-4 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 77.10% and (y) the aggregate Stated Principal Balance of the Group II Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Group II Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $2,071,781.
 
Class II-M-5 Certificate: Any Certificate designated as a “Class II-M-5 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class II-M-5 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay related Class IO Distribution Amounts.
 
Class II-M-5 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining related Principal Distribution Amount for such Distribution Date after distribution of the Class II-A Principal Distribution Amount, the Class II-M-1 Principal Distribution Amount, the Class II-M-2 Principal Distribution Amount, the Class II-M-3 Principal Distribution Amount and the Class II-M-4 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class II-A Certificates (after taking into account the distribution of the Class II-A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class II-M-1 Certificates (after taking into account the distribution of the Class II-M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class II-M-2 Certificates (after taking into account the distribution of the Class II-M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class II-M-3 Certificates (after taking into account the distribution of the Class II-M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class II-M-4 Certificates (after taking into account the distribution of the Class II-M-4 Principal Distribution Amount on such Distribution Date) and (6) the Certificate Principal Balance of the Class II-M-5 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 80.80% and (y) the aggregate Stated Principal Balance of the Group II Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Group II Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $2,071,781.
 
Class II-M-6 Certificate: Any Certificate designated as a “Class II-M-6 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class II-M-6 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay related Class IO Distribution Amounts.
 
Class II-M-6 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining related Principal Distribution Amount for such Distribution Date after distribution of the Class II-A Principal Distribution Amount, the Class II-M-1 Principal Distribution Amount, the Class II-M-2 Principal Distribution Amount, the Class II-M-3 Principal Distribution Amount, the Class II-M-4 Principal Distribution Amount and the Class II-M-5 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class II-A Certificates (after taking into account the distribution of the Class II-A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class II-M-1 Certificates (after taking into account the distribution of the Class II-M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class II-M-2 Certificates (after taking into account the distribution of the Class II-M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class II-M-3 Certificates (after taking into account the distribution of the Class II-M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class II-M-4 Certificates (after taking into account the distribution of the Class II-M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class II-M-5 Certificates (after taking into account the distribution of the Class II-M-5 Principal Distribution Amount on such Distribution Date) and (7) the Certificate Principal Balance of the Class II-M-6 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 84.20% and (y) the aggregate Stated Principal Balance of the Group II Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Group II Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $2,071,781.
 
Class II-M-7 Certificate: Any Certificate designated as a “Class II-M-7 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class II-M-7 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay related Class IO Distribution Amounts.
 
Class II-M-7 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining related Principal Distribution Amount for such Distribution Date after distribution of the Class II-A Principal Distribution Amount, the Class II-M-1 Principal Distribution Amount, the Class II-M-2 Principal Distribution Amount, the Class II-M-3 Principal Distribution Amount, the Class II-M-4 Principal Distribution Amount, the Class II-M-5 Principal Distribution Amount and the Class II-M-6 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class II-A Certificates (after taking into account the distribution of the Class II-A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class II-M-1 Certificates (after taking into account the distribution of the Class II-M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class II-M-2 Certificates (after taking into account the distribution of the Class II-M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class II-M-3 Certificates (after taking into account the distribution of the Class II-M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class II-M-4 Certificates (after taking into account the distribution of the Class II-M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class II-M-5 Certificates (after taking into account the distribution of the Class II-M-5 Principal Distribution Amount on such Distribution Date) (7) the Certificate Principal Balance of the Class II-M-6 Certificates (after taking into account the distribution of the Class II-M-6 Principal Distribution Amount on such Distribution Date) and (8) the Certificate Principal Balance of the Class II-M-7 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 87.40% and (y) the aggregate Stated Principal Balance of the Group II Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Group II Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $2,071,781.
 
Class II-M-8 Certificate: Any Certificate designated as a “Class II-M-8 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class II-M-8 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay related Class IO Distribution Amounts.
 
Class II-M-8 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining related Principal Distribution Amount for such Distribution Date after distribution of the Class II-A Principal Distribution Amount, the Class II-M-1 Principal Distribution Amount, the Class II-M-2 Principal Distribution Amount, the Class II-M-3 Principal Distribution Amount, the Class II-M-4 Principal Distribution Amount, the Class II-M-5 Principal Distribution Amount, the Class II-M-6 Principal Distribution Amount and the Class II-M-7 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class II-A Certificates (after taking into account the distribution of the Class II-A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class II-M-1 Certificates (after taking into account the distribution of the Class II-M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class II-M-2 Certificates (after taking into account the distribution of the Class II-M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class II-M-3 Certificates (after taking into account the distribution of the Class II-M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class II-M-4 Certificates (after taking into account the distribution of the Class II-M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class II-M-5 Certificates (after taking into account the distribution of the Class II-M-5 Principal Distribution Amount on such Distribution Date) (7) the Certificate Principal Balance of the Class II-M-6 Certificates (after taking into account the distribution of the Class II-M-6 Principal Distribution Amount on such Distribution Date), (8) the Certificate Principal Balance of the Class II-M-7 Certificates (after taking into account the distribution of the Class II-M-7 Principal Distribution Amount on such Distribution Date) and (9) the Certificate Principal Balance of the Class II-M-8 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 90.20% and (y) the aggregate Stated Principal Balance of the Group II Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Group II Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $2,071,781.
 
Class II-M-9 Certificate: Any Certificate designated as a “Class II-M-9 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class II-M-9 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay related Class IO Distribution Amounts.
 
Class II-M-9 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining related Principal Distribution Amount for such Distribution Date after distribution of the Class II-A Principal Distribution Amount, the Class II-M-1 Principal Distribution Amount, the Class II-M-2 Principal Distribution Amount, the Class II-M-3 Principal Distribution Amount, the Class II-M-4 Principal Distribution Amount, the Class II-M-5 Principal Distribution Amount, the Class II-M-6 Principal Distribution Amount, the Class II-M-7 Principal Distribution Amount and the Class II-M-8 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class II-A Certificates (after taking into account the distribution of the Class II-A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class II-M-1 Certificates (after taking into account the distribution of the Class II-M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class II-M-2 Certificates (after taking into account the distribution of the Class II-M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class II-M-3 Certificates (after taking into account the distribution of the Class II-M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class II-M-4 Certificates (after taking into account the distribution of the Class II-M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class II-M-5 Certificates (after taking into account the distribution of the Class II-M-5 Principal Distribution Amount on such Distribution Date) (7) the Certificate Principal Balance of the Class II-M-6 Certificates (after taking into account the distribution of the Class II-M-6 Principal Distribution Amount on such Distribution Date), (8) the Certificate Principal Balance of the Class II-M-7 Certificates (after taking into account the distribution of the Class II-M-7 Principal Distribution Amount on such Distribution Date), (9) the Certificate Principal Balance of the Class II-M-8 Certificates (after taking into account the distribution of the Class II-M-8 Principal Distribution Amount on such Distribution Date) and (10) the Certificate Principal Balance of the Class II-M-9 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 92.50% and (y) the aggregate Stated Principal Balance of the Group II Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Group II Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $2,071,781.
 
Class II-M-10 Certificate: Any Certificate designated as a “Class II-M-10 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class II-M-10 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay related Class IO Distribution Amounts.
 
Class II-M-10 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining related Principal Distribution Amount for such Distribution Date after distribution of the Class II-A Principal Distribution Amount, the Class II-M-1 Principal Distribution Amount, the Class II-M-2 Principal Distribution Amount, the Class II-M-3 Principal Distribution Amount, the Class II-M-4 Principal Distribution Amount, the Class II-M-5 Principal Distribution Amount, the Class II-M-6 Principal Distribution Amount, the Class II-M-7 Principal Distribution Amount, the Class II-M-8 Principal Distribution Amount and the Class II-M-9 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class II-A Certificates (after taking into account the distribution of the Class II-A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class II-M-1 Certificates (after taking into account the distribution of the Class II-M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class II-M-2 Certificates (after taking into account the distribution of the Class II-M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class II-M-3 Certificates (after taking into account the distribution of the Class II-M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class II-M-4 Certificates (after taking into account the distribution of the Class II-M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class II-M-5 Certificates (after taking into account the distribution of the Class II-M-5 Principal Distribution Amount on such Distribution Date) (7) the Certificate Principal Balance of the Class II-M-6 Certificates (after taking into account the distribution of the Class II-M-6 Principal Distribution Amount on such Distribution Date), (8) the Certificate Principal Balance of the Class II-M-7 Certificates (after taking into account the distribution of the Class II-M-7 Principal Distribution Amount on such Distribution Date), (9) the Certificate Principal Balance of the Class II-M-8 (after taking into account the distribution of the Class II-M-8 Principal Distribution Amount on such Distribution Date), (10) the Certificate Principal Balance of the Class II-M-9 Certificates (after taking into account the distribution of the Class II-M-9 Principal Distribution Amount on such Distribution Date) and (11) the Certificate Principal Balance of the Class II-M-10 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 94.50% and (y) the aggregate Stated Principal Balance of the Group II Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Group II Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $2,071,781.
 
Class II-M-11 Certificate: Any Certificate designated as a “Class II-M-11 Certificate” on the face thereof, in the form of Exhibit A-2 hereto, representing the right to its Percentage Interest of distributions provided for the Class II-M-11 Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC IV, (ii) the right to receive related Basis Risk Shortfall Carry Forward Amounts and (iii) the obligation to pay related Class IO Distribution Amounts.
 
Class II-M-11 Principal Distribution Amount: For any Distribution Date, an amount equal to the lesser of (x) the remaining related Principal Distribution Amount for such Distribution Date after distribution of the Class II-A Principal Distribution Amount, the Class II-M-1 Principal Distribution Amount, the Class II-M-2 Principal Distribution Amount, the Class II-M-3 Principal Distribution Amount, the Class II-M-4 Principal Distribution Amount, the Class II-M-5 Principal Distribution Amount, the Class II-M-6 Principal Distribution Amount, the Class II-M-7 Principal Distribution Amount, the Class II-M-8 Principal Distribution Amount, the Class II-M-9 Principal Distribution Amount and the Class II-M-10 Principal Distribution Amount and (y) the excess, if any, of (a) the sum of (1) the aggregate Certificate Principal Balance of the Class II-A Certificates (after taking into account the distribution of the Class II-A Principal Distribution Amount on such Distribution Date), (2) the Certificate Principal Balance of the Class II-M-1 Certificates (after taking into account the distribution of the Class II-M-1 Principal Distribution Amount on such Distribution Date), (3) the Certificate Principal Balance of the Class II-M-2 Certificates (after taking into account the distribution of the Class II-M-2 Principal Distribution Amount on such Distribution Date), (4) the Certificate Principal Balance of the Class II-M-3 Certificates (after taking into account the distribution of the Class II-M-3 Principal Distribution Amount on such Distribution Date), (5) the Certificate Principal Balance of the Class II-M-4 Certificates (after taking into account the distribution of the Class II-M-4 Principal Distribution Amount on such Distribution Date), (6) the Certificate Principal Balance of the Class II-M-5 Certificates (after taking into account the distribution of the Class II-M-5 Principal Distribution Amount on such Distribution Date) (7) the Certificate Principal Balance of the Class II-M-6 Certificates (after taking into account the distribution of the Class II-M-6 Principal Distribution Amount on such Distribution Date), (8) the Certificate Principal Balance of the Class II-M-7 Certificates (after taking into account the distribution of the Class II-M-7 Principal Distribution Amount on such Distribution Date), (9) the Certificate Principal Balance of the Class II-M-8 Certificates (after taking into account the distribution of the Class II-M-8 Principal Distribution Amount on such Distribution Date), (10) the Certificate Principal Balance of the Class II-M-9 Certificates (after taking into account the distribution of the Class II-M-9 Principal Distribution Amount on such Distribution Date), (11) the Certificate Principal Balance of the Class II-M-10 Certificates (after taking into account the distribution of the Class II-M-10 Principal Distribution Amount on such Distribution Date) and (12) the Certificate Principal Balance of the Class II-M-11 Certificates immediately prior to such Distribution Date, over (b) the lesser of (1) the product of (x) 96.50% and (y) the aggregate Stated Principal Balance of the Group II Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period), and (2) the aggregate Stated Principal Balance of the Group II Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) minus $2,071,781.
 
Class II-P Certificate: Any Certificate designated as a “Class II-P Certificate” on the face thereof, in the form of Exhibit A-3 hereto, representing the right to its Percentage Interest of distributions provided for the Class II-P Certificates as set forth herein and evidencing (i) a Regular Interest in REMIC IX and (ii) the right to receive any Prepayment Charge Waiver Amounts with respect to Loan Group II.
 
Class II-P Interest: An uncertificated interest in the Trust Fund held by the Trustee on behalf of the Holders of the Class II-P Certificates, evidencing a Regular Interest in REMIC IV for purposes of the REMIC Provisions.
 
Class II-P Certificate Account: The separate Eligible Account created and maintained by the Trustee pursuant to Section 4.06 in the name of the Trustee for the benefit of the Class II-P Certificateholders.
 
Class II-R Certificate: Any of the Class II-R-1 Certificates and Class II-RX Certificates.
 
Class II-R-1 Certificate: Any Certificate designated a “Class II-R-1 Certificate” on the face thereof, in the form set forth in Exhibit A-5 hereto, evidencing the Residual Interest in REMIC II and representing the right to the Percentage Interest of distributions provided for the Class II-R-1 Certificates as set forth herein.
 
Class II-RX Certificate: Any Certificate designated a “Class II-RX Certificate” on the face thereof, in the form set forth in Exhibit A-5 hereto, evidencing the ownership of the Class II-R-8 Interest, Class II-R-9 Interest and Class II-R-10 Interest and representing the right to the Percentage Interest of distributions provided for the Class II-RX Certificates as set forth herein.
 
Class II-R-8 Interest: The uncertificated Residual Interest in REMIC VIII.
 
Class II-R-9 Interest: The uncertificated Residual Interest in REMIC IX.
 
Class II-R-10 Interest: The uncertificated Residual Interest in REMIC X.
 
Class IO Distribution Amount: Any of the Group I Class IO Distribution Amount or the Group II Class IO Distribution Amount.
 
Closing Date: August 30, 2006.
 
Code: The Internal Revenue Code of 1986, including any successor or amendatory provisions.
 
Commission: The U.S. Securities and Exchange Commission.
 
Compensating Interest: An amount, not to exceed the Servicing Fee, to be deposited in the Protected Account by the Master Servicer to the payment of a Prepayment Interest Shortfall on a Mortgage Loan subject to this Agreement.
 
Corporate Trust Office: The designated office of the Trustee where at any particular time its corporate trust business with respect to this Agreement shall be administered, which office at the date of the execution of this Agreement is located at 135 South LaSalle Street, Suite 1625, Chicago, Illinois, 60603 Attention: Global Securities and Trust Services Group - Bear Stearns Asset Backed Securities I LLC, Series 2006-HE7, or at such other address as the Trustee may designate from time to time.
 
Corresponding Certificate: With respect to each REMIC III Regular Interest (other than REMIC III Regular Interests I-AA, I-ZZ, I-IO, I-P, II-AA, II-ZZ, II-IO, II-P, II-1-Sub, II-1-Grp, II-2-Sub, II-2-Grp and II-XX), the Certificate with the corresponding designation. With respect to each REMIC IV Regular Interest (other than the Class CE Interests, the Class P Interests and the Class IO Interests), the related Certificate representing ownership thereof.
 
Current Interest: As of any Distribution Date, with respect to the Certificates and interests of each class (other than the Class P Certificates, Class P Interests, the Residual Interests and the Residual Certificates), (i) the interest accrued on the related Certificate Principal Balance or Certificate Notional Amount or Uncertificated Notional Amount, as applicable, during the related Accrual Period at the applicable Pass-Through Rate, plus any amount previously distributed with respect to interest for such Certificate or interest that has been recovered as a voidable preference by a trustee in bankruptcy minus (ii) the sum of (a) any Prepayment Interest Shortfall for such Distribution Date, to the extent not covered by Compensating Interest and (b) any Relief Act Interest Shortfalls during the related Due Period, provided, however, that for purposes of calculating Current Interest for any such class, amounts specified in clause (ii) hereof for any such Distribution Date shall be allocated first to the related Class CE Certificates and the related Class CE Interest and the related Residual Certificates in reduction of amounts otherwise distributable to such Certificates and interest on such Distribution Date and then any excess shall be allocated to each Class of related Class A Certificates and Class M Certificates pro rata based on the respective amounts of interest accrued pursuant to clause (i) hereof for each such Class on such Distribution Date.
 
Current Specified Enhancement Percentage: Any of the Group I Current Specified Enhancement Percentage or the Group II Current Specified Enhancement Percentage.
 
Custodial Agreement: An agreement, dated as of August 30, 2006, among the Depositor, EMC, as a Seller and as Master Servicer, Master Funding as a Seller, the Trustee and the Custodian in substantially the form of Exhibit J hereto.
 
Custodian: LaSalle Bank National Association, or any successor custodian appointed pursuant to the provisions hereof and the Custodial Agreement.
 
Cut-off Date: The close of business on August 1, 2006.
 
Cut-off Date Principal Balance: As to any Mortgage Loan, the unpaid principal balance thereof as of the close of business on the Cut-off Date after application of all Principal Prepayments received prior to the Cut-off Date and scheduled payments of principal due on or before the Cut-off Date, whether or not received, but without giving effect to any installments of principal received in respect of Due Dates after the Cut-off Date. The aggregate Cut-off Date Principal Balance of the Group I Mortgage Loans is $186,762,941.81. The aggregate Cut-off Date Principal Balance of the Group II Mortgage Loans is $414,356,192.66.
 
Debt Service Reduction: With respect to any Mortgage Loan, a reduction by a court of competent jurisdiction in a proceeding under the Bankruptcy Code in the Scheduled Payment for such Mortgage Loan that became final and non-appealable, except such a reduction resulting from a Deficient Valuation or any other reduction that results in a permanent forgiveness of principal.
 
Defaulting Party: A “Defaulting Party” as defined in the related Swap Agreement.
 
Deficient Valuation: With respect to any Mortgage Loan, a valuation by a court of competent jurisdiction of the Mortgaged Property in an amount less than the then outstanding indebtedness under such Mortgage Loan, or any reduction in the amount of principal to be paid in connection with any Scheduled Payment that results in a permanent forgiveness of principal, which valuation or reduction results from an order of such court that is final and non-appealable in a proceeding under the Bankruptcy Code.
 
Definitive Certificates: As defined in Section 6.06.
 
Deleted Mortgage Loan: A Mortgage Loan replaced or to be replaced by a Replacement Mortgage Loan.
 
Delinquency Event: Any of a Group I Delinquency Event or Group II Delinquency Event.
 
Delinquent: A Mortgage Loan is “delinquent” if any payment due thereon is not made pursuant to the terms of such Mortgage Loan by the close of business on the day such payment is scheduled to be due. A Mortgage Loan is “30 days delinquent” if such payment has not been received by the close of business on the corresponding day of the month immediately succeeding the month in which such payment was due, or, if there is no such corresponding day (e.g., as when a 30-day month follows a 31-day month in which a payment was due on the 31st day of such month), then on the last day of such immediately succeeding month. Similarly for “60 days delinquent,” “90 days delinquent” and so on.
 
Denomination: With respect to each Certificate, the amount set forth on the face thereof as the “Initial Principal Balance or Initial Notional Amount of this Certificate”.
 
Depositor: Bear Stearns Asset Backed Securities I LLC, a Delaware limited liability company, or its successor in interest.
 
Depository: The initial Depository shall be The Depository Trust Company (“DTC”), the nominee of which is Cede & Co., or any other organization registered as a “clearing agency” pursuant to Section 17A of the Securities Exchange Act of 1934, as amended. The Depository shall initially be the registered Holder of the Book-Entry Certificates. The Depository shall at all times be a “clearing corporation” as defined in Section 8-102(a)(5) of the Uniform Commercial Code of the State of New York.
 
Depository Agreement: With respect to the Class of Book-Entry Certificates, the agreement among the Depositor, the Trustee and the initial Depository, dated as of the Closing Date, substantially in the form of Exhibit H.
 
Depository Participant: A broker, dealer, bank or other financial institution or other Person for whom from time to time a Depository effects book-entry transfers and pledges of securities deposited with the Depository.
 
Determination Date: With respect to any Distribution Date, the 15th day of the month of such Distribution Date or, if such 15th day is not a Business Day, the immediately preceding Business Day.
 
Distribution Account: The separate Eligible Account created and maintained by the Trustee pursuant to Section 4.04 in the name of the Trustee for the benefit of the Certificateholders designated “LaSalle Bank National Association, in trust for registered holders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2006-HE7”. Funds in the Distribution Account shall be held in trust for the Certificateholders for the uses and purposes set forth in this Agreement.
 
Distribution Account Deposit Date: Two Business Days prior to each Distribution Date.
 
Distribution Date: The 25th day of each calendar month after the initial issuance of the Certificates, or if such 25th day is not a Business Day, the next succeeding Business Day, commencing in September 2006.
 
Due Date: As to any Mortgage Loan, the date in each month on which the related Scheduled Payment is due, as set forth in the related Mortgage Note.
 
Due Period: With respect to any Distribution Date, the period from the second day of the calendar month preceding the calendar month in which such Distribution Date occurs through close of business on the first day of the calendar month in which such Distribution Date occurs.
 
Eligible Account: Any of (i) an account or accounts maintained with a federal or state chartered depository institution or trust company, the long-term unsecured debt obligations and short-term unsecured debt obligations of which (or, in the case of a depository institution or trust company that is the principal subsidiary of a holding company, the debt obligations of such holding company, so long as Moody’s is not a Rating Agency) are rated by each Rating Agency in one of its two highest long-term and its highest short-term rating categories, respectively, at the time any amounts are held on deposit therein, or (ii) an account or accounts in a depository institution or trust company in which such accounts are insured by the FDIC (to the limits established by the FDIC) and the uninsured deposits in which accounts are otherwise secured such that, as evidenced by an Opinion of Counsel delivered to the Trustee and to each Rating Agency, the Certificateholders have a claim with respect to the funds in such account or a perfected first priority security interest against any collateral (which shall be limited to Permitted Investments) securing such funds that is superior to claims of any other depositors or creditors of the depository institution or trust company in which such account is maintained, or (iii) a trust account or accounts maintained with the corporate trust department of a federal or state chartered depository institution or trust company having capital and surplus of not less than $50,000,000, acting in its fiduciary capacity or (iv) any other account acceptable to the Rating Agencies, as evidenced in writing. Eligible Accounts may bear interest, and may include, if otherwise qualified under this definition, accounts maintained with the Trustee.
 
EMC: EMC Mortgage Corporation, a Delaware corporation, and its successors and assigns.
 
EMC Flow Loans: The Mortgage Loans purchased by EMC pursuant to a flow loan purchase agreement.
 
EMC Mortgage Loans: The Mortgage Loans identified as such on the Mortgage Loan Schedule for which EMC is the applicable Seller.
 
ERISA: The Employee Retirement Income Security Act of 1974, as amended.
 
ERISA Restricted Certificates: Any of the Class CE, Class P and Residual Certificates.
 
Event of Default: As defined in Section 8.01 hereof.
 
Excess Cashflow: With respect to any Distribution Date and any Loan Group, an amount, if any, equal to the sum of (a) the related Remaining Excess Spread for such Distribution Date and (b) the related Overcollateralization Release Amount for such Distribution Date.
 
Excess Liquidation Proceeds: To the extent not required by law to be paid to the related Mortgagor, the excess, if any, of any Liquidation Proceeds with respect to a Mortgage Loan over the Stated Principal Balance of such Mortgage Loan and accrued and unpaid interest at the related Mortgage Rate through the last day of the month in which the Mortgage Loan has been liquidated.
 
Excess Spread: With respect to any Distribution Date and any Loan Group, the excess, if any, of (i) the Interest Funds with respect to the related Loan Group for such Distribution Date over (ii) the sum of the Current Interest on the related Class A Certificates and Class M Certificates and Interest Carry Forward Amounts on the related Class A Certificates (other than Interest Carry Forward Amounts paid pursuant to Section 5.04(a)(3)(A) with respect to Loan Group I and 5.04(b)(4)(A) with respect to Loan Group II), in each case for such Distribution Date.
 
Exchange Act: Securities Exchange Act of 1934, as amended.
 
Exemption: Prohibited Transaction Exemption 90-30, as amended from time to time.
 
Extra Principal Distribution Amount: Any of the Group I Extra Principal Distribution Amount or Group II Extra Principal Distribution Amount.
 
Fannie Mae: Fannie Mae (formerly, Federal National Mortgage Association), or any successor thereto.
 
FDIC: The Federal Deposit Insurance Corporation, or any successor thereto.
 
Final Certification: The certification substantially in the form of Exhibit Three to the Custodial Agreement.
 
Final Recovery Determination: With respect to any defaulted Mortgage Loan or any REO Property (other than a Mortgage Loan or REO Property purchased by EMC (on its own behalf as a seller and on behalf of Master Funding) pursuant to or as contemplated by Section 2.03(c) or Section 10.01), a determination made by the Master Servicer that all Insurance Proceeds, Liquidation Proceeds and other payments or recoveries which the Master Servicer, in its reasonable good faith judgment, expects to be finally recoverable in respect thereof have been so recovered. The Trustee shall maintain records, based solely on information provided by the Master Servicer, of each Final Recovery Determination made thereby.
 
FIRREA: The Financial Institutions Reform, Recovery, and Enforcement Act of 1989.
 
Fiscal Quarter: December 1 to February 29 (or the last day in such month), March 1 to May 31, June 1 to August 31, or September 1 to November 30, as applicable.
 
Fitch: Fitch, Inc. and any successor thereto.
 
Form 8-K Disclosure Information: As defined in Section 3.16(a)(iii).
 
Freddie Mac: Federal Home Loan Mortgage Corporation, or any successor thereto.
 
Global Certificate: Any Private Certificate registered in the name of the Depository or its nominee, beneficial interests in which are reflected on the books of the Depository or on the books of a Person maintaining an account with such Depository (directly or as an indirect participant in accordance with the rules of such depository).
 
Gross Margin: With respect to each Adjustable Rate Mortgage Loan, the fixed percentage set forth in the related Mortgage Note that is added to the Index on each Adjustment Date in accordance with the terms of the related Mortgage Note used to determine the Mortgage Rate for such Mortgage Loan.
 
Group I Certificates: Any of the Class I-A-1, Class I-A-2, Class I-A-3, Class I-M-1, Class I-M-2, Class I-M-3, Class I-M-4, Class I-M-5, Class I-M-6, Class I-M-7, Class I-M-8, Class I-M-9, Class I-M-10, Class I-M-11, Class I-P, Class I-CE, Class I-R-1, Class I-R-2, Class I-R-3 and Class I-RX Certificates.
 
Group I Class IO Distribution Amount: As defined in Section 3.21 hereof. For purposes of clarity, the Group I Class IO Distribution Amount for any Distribution Date shall equal the amount payable to the Swap Administrator pursuant to the first and second sentences of Section 3.21(c) on such Distribution Date in excess of the amount payable on REMIC VII Regular Interest IO on such Distribution Date, all as further provided in Section 3.21 hereof.
 
Group I Current Specified Enhancement Percentage: With respect to any Distribution Date, the percentage obtained by dividing (x) the sum of (i) the aggregate Certificate Principal Balance of the Class I-M Certificates and (ii) the Group I Overcollateralization Amount, in each case prior to the distribution of the related Principal Distribution Amount on such Distribution Date, by (y) the aggregate Stated Principal Balance of the Group I Mortgage Loans as of the end of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period with respect to Loan Group I, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period with respect to Loan Group I).
 
Group I Delinquency Event: A Group I Delinquency Event shall have occurred and be continuing if at any time, (x) the percent equivalent of a fraction, the numerator of which is the aggregate Stated Principal Balance of the Group I Mortgage Loans that are 60 days or more Delinquent (including for this purpose any such Group I Mortgage Loans in bankruptcy or foreclosure and Group I Mortgage Loans with respect to which the related Mortgaged Property is REO Property), and the denominator of which is the aggregate Stated Principal Balance of all of the Group I Mortgage Loans as of the last day of the related Due Period exceeds (y) 36.50% of the Group I Current Specified Enhancement Percentage.
 
Group I Extra Principal Distribution Amount: With respect to any Distribution Date, the lesser of (i) the excess, if any, of the Group I Overcollateralization Target Amount for such Distribution Date over the Group I Overcollateralization Amount for such Distribution Date (after giving effect to distributions of principal on the Certificates other than any Group I Extra Principal Distribution Amount) and (ii) the related Excess Spread for such Distribution Date.
 
Group I Estimated Swap Termination Payment: As defined in the Group I Swap Agreement.
 
Group I Marker Rate: With respect to the Class I-CE Interest and any Distribution Date, a per annum rate equal to two (2) times the weighted average of the Uncertificated REMIC III Pass-Through Rates for the REMIC III Group I Regular Interests (other than REMIC III Regular Interests I-AA, I-IO and I-P), with the rate on each such REMIC III Group I Regular Interest (other than REMIC III Regular Interest I-ZZ) subject to a cap equal to the lesser of (i) the One-Month LIBOR Pass-Through Rate for the Corresponding Certificate and (ii) the Net Rate Cap for the REMIC IV Regular Interest the ownership of which is represented by the Corresponding Certificate for the purpose of this calculation for such Distribution Date, and with the rate on REMIC III Regular Interest I-ZZ subject to a cap of zero for the purpose of this calculation; provided, however, that solely for this purpose, the related cap with respect to each REMIC III Group I Regular Interest (other than REMIC III Regular Interests I-AA, I-ZZ, I-IO and I-P) shall be multiplied by a fraction, the numerator of which is 30 and the denominator of which is the actual number of days in the related Accrual Period.
 
Group I Maximum Uncertificated Accrued Interest Deferral Amount: With respect to any Distribution Date, the excess of (i) accrued interest at the Uncertificated REMIC III Pass-Through Rate applicable to REMIC III Regular Interest I-ZZ for such Distribution Date on a balance equal to the Uncertificated Principal Balance of REMIC III Regular Interest I-ZZ minus the REMIC III Group I Overcollateralization Amount, in each case for such Distribution Date, over (ii) the aggregate amount of Uncertificated Accrued Interest for such Distribution Date on the REMIC III Group I Regular Interests (other than REMIC III Regular Interests I-AA, I-ZZ, I-IO and I-P), with the rate on each such REMIC III Group I Regular Interest subject to a cap equal to the lesser of (x) the One-Month LIBOR Pass Through Rate for the Corresponding Certificate and (y) the Net Rate Cap for the REMIC IV Regular Interest the ownership of which is represented by the Corresponding Certificate for the purpose of this calculation for such Distribution Date; provided, however, that solely for this purpose, the related cap with respect to each REMIC III Group I Regular Interest (other than REMIC III Regular Interests I-AA, I-ZZ, I-IO and I-P) shall be multiplied by a fraction, the numerator of which is 30 and the denominator of which is the actual number of days in the related Accrual Period.
 
Group I Mortgage Loans: The Mortgage Loans related to Loan Group I.
 
Group I Net Swap Payment: With respect to each Distribution Date, the net payment required to be made pursuant to the terms of the Group I Swap Agreement by either the Group I Swap Provider or the Swap Administrator, which net payment shall not take into account any Group I Swap Termination Payment.
 
Group I Notional Amount: With respect to each Distribution Date and the Group I Swap Agreement, the notional amount for the related calculation period as set forth in the related schedule set forth in Exhibit M.
 
Group I Offered Certificates: Any of the Class I-A-1, Class I-A-2, Class I-A-3, Class I-M-1, Class I-M-2, Class I-M-3, Class I-M-4, Class I-M-5, Class I-M-6, Class I-M-7, Class I-M-8 and Class I-M-9 Certificates.
 
Group I Optional Termination: The termination of the portion of the Trust Fund related to Loan Group I created hereunder as a result of the purchase of all of the Group I Mortgage Loans and any related REO Property pursuant to Section 10.01 hereof.
 
Group I Optional Termination Date: The Distribution Date on which the Stated Principal Balance of all of the Group I Mortgage Loans is equal to or less than 10% of the Stated Principal Balance of all of the Group I Mortgage Loans as of the Cut-off Date.
 
Group I Overcollateralization Amount: With respect to any Distribution Date, the excess, if any, of the aggregate Stated Principal Balance of the Group I Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) over the aggregate Certificate Principal Balance of the Class I-A Certificates and Class I-M Certificates on such Distribution Date (after taking into account the payment of principal other than any Group I Extra Principal Distribution Amount on such Certificates).
 
Group I Overcollateralization Release Amount: With respect to any Distribution Date, the lesser of (x) the related Principal Funds for such Distribution Date and (y) the excess, if any, of (i) the Group I Overcollateralization Amount for such Distribution Date (assuming that 100% of the related Principal Funds is applied as a principal payment on such Distribution Date) over (ii) the Group I Overcollateralization Target Amount for such Distribution Date (with the amount pursuant to clause (y) deemed to be $0 if the Group I Overcollateralization Amount is less than or equal to the Group I Overcollateralization Target Amount on that Distribution Date).
 
Group I Overcollateralization Target Amount: With respect to any Distribution Date (a) prior to the Group I Stepdown Date, 1.95% of the aggregate Stated Principal Balance of the Group I Mortgage Loans as of the Cut-off Date, (b) on or after the Group I Stepdown Date and if a Group I Trigger Event is not in effect, the greater of (i) the lesser of (1) 1.95% of the aggregate Stated Principal Balance of the Group I Mortgage Loans as of the Cut-off Date and (2) 3.90% of the then current aggregate Stated Principal Balance of the Group I Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) and (ii) $933,815 or (c) on or after the Group I Stepdown Date and if a Group I Trigger Event is in effect, the Group I Overcollateralization Target Amount for the immediately preceding Distribution Date.
 
Group I Regular Certificate: Any of the Group I Certificates other than the Group I Residual Certificates.
 
Group I Reserve Fund: Shall mean the separate trust account created and maintained by the Trustee pursuant to Section 3.21 hereof.
 
Group I Reserve Fund Deposit: With respect to the Group I Reserve Fund, an amount equal to $5,000, which the Depositor shall initially deposit into the Group I Reserve Fund pursuant to Section 3.21 hereof.
 
Group I Residual Certificates: The Class I-R Certificates, each evidencing the sole class of Residual Interests in the related REMIC.
 
Group I Senior Certificates: Any of the Class I-A-1, Class I-A-2 and Class I-A-3 Certificates.
 
Group I Significance Estimate: With respect to any Distribution Date, and in accordance with Item 1115 of Regulation AB, shall be an amount determined based on the reasonable good-faith estimate by the Seller or its affiliate of the aggregate maximum probable exposure of the outstanding Class I-A Certificates and Class I-M Certificates to the Group I Swap Agreement.
 
Group I Significance Percentage: With respect to any Distribution Date, and in accordance with Item 1115 of Regulation AB, shall be a percentage equal to the Group I Significance Estimate divided by the aggregate outstanding Certificate Principal Balance of the Class I-A Certificates and Class I-M Certificates, prior to the distribution of the related Principal Distribution Amount on such Distribution Date.
 
Group I Stepdown Date: The earlier to occur of, (I) the first Distribution Date following the Distribution Date for which the Certificate Principal Balance for each of the Class I-A Certificates has been reduced to zero, and (II) the later to occur of (a) the Distribution Date in September 2009 and (b) the first Distribution Date on which the Group I Current Specified Enhancement Percentage is greater than or equal to 49.40%.
 
Group I Sub-Trust: The portion of the Trust Fund allocated to Loan Group I.
 
Group I Supplemental Interest Trust: The corpus of a trust created pursuant to Section 3.21 of this Agreement and designated as the “Group I Supplemental Interest Trust,” consisting of the Group I Swap Agreement, the rights in respect of the Swap Administration Agreement that relate to Loan Group I, the Group I Swap Account and REMIC VII Regular Interest IO. For the avoidance of doubt, the Group I Supplemental Interest Trust, the Group I Swap Agreement, the Group I Swap Account and the Swap Administration Agreement do not constitute parts of the Trust Fund or any REMIC.
 
Group I Supplemental Interest Trust Trustee: LaSalle Bank National Association, a national banking association not in its individual capacity but solely in its capacity as group I supplemental interest trust trustee and any successor thereto, and any corporation or national banking association resulting from or surviving any consolidation or merger to which it or its successors may be a party and any successor group I supplemental interest trust trustee as may from time to time be serving as successor group I supplemental interest trust trustee.
 
Group I Swap Account: The separate trust account created and maintained by the Swap Administrator, and held within the Group I Supplemental Interest Trust, pursuant to the Swap Administration Agreement.
 
Group I Swap Agreement: The interest rate swap agreement between the Group I Swap Provider and the Group I Supplemental Interest Trust Trustee, which agreement provides for Group I Net Swap Payments and Group I Swap Termination Payments to be paid, as provided therein, together with any schedules, confirmations or other agreements relating thereto, attached hereto as Exhibit M.
 
Group I Swap Optional Termination Payment: As defined in Section 10.01.
 
Group I Swap Provider: The swap provider under the Group I Swap Agreement either (a) entitled to receive payments from the Swap Administrator from amounts payable by the Trust Fund with respect to Loan Group I under this Agreement or (b) required to make payments to the Swap Administrator for distribution as provided herein, in either case pursuant to the terms of the Group I Swap Agreement, and any successor in interest or assign. Initially, the Group I Swap Provider shall be Bear Stearns Financial Products Inc.
 
Group I Swap Provider Trigger Event: With respect to any Distribution Date, (i) an Event of Default under the Group I Swap Agreement with respect to which the Group I Swap Provider is a Defaulting Party, (ii) a Termination Event under the Group I Swap Agreement with respect to which the Group I Swap Provider is the sole Affected Party, or (iii) an Additional Termination Event under the Group I Swap Agreement with respect to which the Group I Swap Provider is the sole Affected Party.
 
Group I Swap Termination Payment: Upon the designation of an “Early Termination Date” as defined in the Group I Swap Agreement, the payment to be made by the Swap Administrator to the Group I Swap Provider from payments from the Trust Fund with respect to Loan Group I, or by the Group I Swap Provider to the Swap Administrator for payment to the Trust Fund with respect to Loan Group I, as applicable, pursuant to the terms of the Group I Swap Agreement.
 
Group I Trigger Event: With respect to any Distribution Date, a Group I Trigger Event exists if (i) a related Delinquency Event shall have occurred and be continuing or (ii) the aggregate amount of Realized Losses on the Group I Mortgage Loans since the Cut-off Date as a percentage of the aggregate Cut-off Date Principal Balance of the Group I Mortgage Loans exceeds the applicable percentages set forth below with respect to such Distribution Date:
 
Distribution Date
Percentage
   
September 2009 through August 2010
3.65% with respect to September 2009, plus an additional 1/12th of the difference between 5.70% and 3.65% for each month thereafter
September 2010 through August 2011
5.70% with respect to September 2010, plus an additional 1/12th of the difference between 7.35% and 5.70% for each month thereafter
September 2011 through August 2012
7.35% with respect to September 2011, plus an additional 1/12th of the difference between 8.25% and 7.35% for each month thereafter
September 2012 and thereafter
8.25%

Group II Certificates: Any of the Class II-1A-1, Class II-1A-2, Class II-1A-3, Class II-2A, Class II-M-1, Class II-M-2, Class II-M-3, Class II-M-4, Class II-M-5, Class II-M-6, Class II-M-7, Class II-M-8, Class II-M-9, Class II-M-10, Class II-M-11, Class II-P, Class II-CE, Class II-R-1 and Class II-RX Certificates.
 
Group II Class IO Distribution Amount: As defined in Section 3.22 hereof. For purposes of clarity, the Group II Class IO Distribution Amount for any Distribution Date shall equal the amount payable to the Swap Administrator pursuant to the first and second sentences of Section 3.22(c) on such Distribution Date in excess of the amount payable on REMIC X Regular Interest IO on such Distribution Date, all as further provided in Section 3.22 hereof.
 
Group II Current Specified Enhancement Percentage: With respect to any Distribution Date, the percentage obtained by dividing (x) the sum of (i) the aggregate Certificate Principal Balance of the Class II-M Certificates and (ii) the Group II Overcollateralization Amount, in each case prior to the distribution of the related Principal Distribution Amount on such Distribution Date, by (y) the aggregate Stated Principal Balance of the Group II Mortgage Loans as of the end of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period with respect to Loan Group II, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period with respect to Loan Group II).
 
Group II Delinquency Event: A Group II Delinquency Event shall have occurred and be continuing if at any time, (x) the percent equivalent of a fraction, the numerator of which is the aggregate Stated Principal Balance of the Group II Mortgage Loans that are 60 days or more Delinquent (including for this purpose any such Group II Mortgage Loans in bankruptcy or foreclosure and Group I Mortgage Loans with respect to which the related Mortgaged Property is REO Property), and the denominator of which is the aggregate Stated Principal Balance of all of the Group II Mortgage Loans as of the last day of the related Due Period exceeds (y) 34.25% of the Group II Current Specified Enhancement Percentage.
 
Group II Estimated Swap Termination Payment: As defined in the Group II Swap Agreement.
 
Group II Extra Principal Distribution Amount: With respect to any Distribution Date, the lesser of (i) the excess, if any, of the Group II Overcollateralization Target Amount for such Distribution Date over the Group II Overcollateralization Amount for such Distribution Date (after giving effect to distributions of principal on the Certificates other than any Group II Extra Principal Distribution Amount) and (ii) the related Excess Spread for such Distribution Date.
 
Group II Marker Rate: With respect to the Class II-CE Interest and any Distribution Date, a per annum rate equal to two (2) times the weighted average of the Uncertificated REMIC III Pass-Through Rates for the REMIC III Group II Regular Interests (other than REMIC III Regular Interests II-AA, II-IO, II-P, II-1-Sub, II-1-Grp, II-2-Sub, II-2-Grp and II-XX), with the rate on each such REMIC III Group II Regular Interest (other than REMIC III Regular Interest II-ZZ) subject to a cap equal to the lesser of (i) the One-Month LIBOR Pass-Through Rate for the Corresponding Certificate and (ii) the Net Rate Cap for the REMIC IV Regular Interest the ownership of which is represented by the Corresponding Certificate for the purpose of this calculation for such Distribution Date, and with the rate on REMIC III Regular Interest II-ZZ subject to a cap of zero for the purpose of this calculation; provided, however, that solely for this purpose, the related cap with respect to each REMIC III Group II Regular Interest (other than REMIC III Regular Interests II-AA, II-ZZ, II-IO, II-P, II-1-Sub, II-1-Grp, II-2-Sub, II-2-Grp and II-XX) shall be multiplied by a fraction, the numerator of which is 30 and the denominator of which is the actual number of days in the related Accrual Period.
 
Group II Maximum Uncertificated Accrued Interest Deferral Amount: With respect to any Distribution Date, the excess of (i) accrued interest at the Uncertificated REMIC III Pass-Through Rate applicable to REMIC III Regular Interest II-ZZ for such Distribution Date on a balance equal to the Uncertificated Principal Balance of REMIC III Regular Interest II-ZZ minus the REMIC III Group II Overcollateralization Amount, in each case for such Distribution Date, over (ii) the aggregate amount of Uncertificated Accrued Interest for such Distribution Date on the REMIC III Group II Regular Interests (other than REMIC III Regular Interests II-AA, II-ZZ, II-IO, II-P, II-1-Sub, II-1-Grp, II-2-Sub, II-2-Grp and II-XX), with the rate on each such REMIC III Group II Regular Interest subject to a cap equal to the lesser of (x) the One-Month LIBOR Pass Through Rate for the Corresponding Certificate and (y) the Net Rate Cap for the REMIC IV Regular Interest the ownership of which is represented by the Corresponding Certificate for the purpose of this calculation for such Distribution Date; provided, however, that solely for this purpose, the related cap with respect to each REMIC III Group II Regular Interest (other than REMIC III Regular Interests II-AA, II-ZZ, II-IO, II-P, II-1-Sub, II-1-Grp, II-2-Sub, II-2-Grp and II-XX) shall be multiplied by a fraction, the numerator of which is 30 and the denominator of which is the actual number of days in the related Accrual Period.
 
Group II Mortgage Loans: The Mortgage Loans related to Loan Group II.
 
Group II Net Swap Payment: With respect to each Distribution Date, the net payment required to be made pursuant to the terms of the Group II Swap Agreement by either the Group II Swap Provider or the Swap Administrator, which net payment shall not take into account any Group II Swap Termination Payment.
 
Group II Notional Amount: With respect to each Distribution Date and the Group II Swap Agreement, the notional amount for the related calculation period as set forth in the related schedule set forth in Exhibit N.
 
Group II Offered Certificates: Any of the Class II-1A-1, Class II-1A-2, Class II-1A-3, Class II-2A, Class II-M-1, Class II-M-2, Class II-M-3, Class II-M-4, Class II-M-5, Class II-M-6, Class II-M-7, Class II-M-8 and Class II-M-9 Certificates.
 
Group II Optional Termination: The termination of the portion of the Trust Fund related to Loan Group II created hereunder as a result of the purchase of all of the Group II Mortgage Loans and any related REO Property pursuant to Section 10.01 hereof.
 
Group II Optional Termination Date: The Distribution Date on which the Stated Principal Balance of all of the Group II Mortgage Loans is equal to or less than 10% of the Stated Principal Balance of all of the Group II Mortgage Loans as of the Cut-off Date.
 
Group II Overcollateralization Amount: With respect to any Distribution Date, the excess, if any, of the aggregate Stated Principal Balance of the Group II Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) over the aggregate Certificate Principal Balance of the Class II-A Certificates and Class II-M Certificates on such Distribution Date (after taking into account the payment of principal other than any Group II Extra Principal Distribution Amount on such Certificates).
 
Group II Overcollateralization Release Amount: With respect to any Distribution Date, the lesser of (x) the related Principal Funds for such Distribution Date and (y) the excess, if any, of (i) the Group II Overcollateralization Amount for such Distribution Date (assuming that 100% of the related Principal Funds is applied as a principal payment on such Distribution Date) over (ii) the Group II Overcollateralization Target Amount for such Distribution Date (with the amount pursuant to clause (y) deemed to be $0 if the Group II Overcollateralization Amount is less than or equal to the Group II Overcollateralization Target Amount on that Distribution Date).
 
Group II Overcollateralization Target Amount: With respect to any Distribution Date (a) prior to the Group II Stepdown Date, 1.75% of the aggregate Stated Principal Balance of the Group II Mortgage Loans as of the Cut-off Date, (b) on or after the Group II Stepdown Date and if a Group II Trigger Event is not in effect, the greater of (i) the lesser of (1) 1.75% of the aggregate Stated Principal Balance of the Group II Mortgage Loans as of the Cut-off Date and (2) 3.50% of the then current aggregate Stated Principal Balance of the Group II Mortgage Loans as of the last day of the related Due Period (after giving effect to scheduled payments of principal due during the related Due Period, to the extent received or advanced, and unscheduled collections of principal received during the related Prepayment Period, and after reduction for Realized Losses incurred during the related Due Period) and (ii) $2,071,781 or (c) on or after the Group II Stepdown Date and if a Group II Trigger Event is in effect, the Group II Overcollateralization Target Amount for the immediately preceding Distribution Date.
 
Group II Regular Certificate: Any of the Group II Certificates other than the Group II Residual Certificates.
 
Group II Reserve Fund: Shall mean the separate trust account created and maintained by the Trustee pursuant to Section 3.22 hereof.
 
Group II Reserve Fund Deposit: With respect to the Group II Reserve Fund, an amount equal to $5,000, which the Depositor shall initially deposit into the Group II Reserve Fund pursuant to Section 3.22 hereof.
 
Group II Residual Certificates: The Class II-R-1 Certificates and Class II-RX Certificates, each evidencing the sole class of Residual Interests in the related REMIC.
 
Group II Senior Certificates: Any of the Class II-1A-1, Class II-1A-2, Class II-1A-3 and Class II-2A Certificates.
 
Group II Significance Estimate: With respect to any Distribution Date, and in accordance with Item 1115 of Regulation AB, shall be an amount determined based on the reasonable good-faith estimate by the Seller or its affiliate of the aggregate maximum probable exposure of the outstanding Class II-A Certificates and Class II-M Certificates to the Group II Swap Agreement.
 
Group II Significance Percentage: With respect to any Distribution Date, and in accordance with Item 1115 of Regulation AB, shall be a percentage equal to the Group II Significance Estimate divided by the aggregate outstanding Certificate Principal Balance of the Class II-A Certificates and Class II-M Certificates, prior to the distribution of the related Principal Distribution Amount on such Distribution Date.
 
Group II Stepdown Date: The earlier to occur of, (I) the first Distribution Date following the Distribution Date for which the Certificate Principal Balance for each of the Class II-A Certificates has been reduced to zero, and (II) the later to occur of (a) the Distribution Date in September 2009 and (b) the first Distribution Date on which the Group II Current Specified Enhancement Percentage is greater than or equal to 46.80%.
 
Group II Sub-Trust: The portion of the Trust Fund allocated to Loan Group II.
 
Group II Supplemental Interest Trust: The corpus of a trust created pursuant to Section 3.22 of this Agreement and designated as the “Group II Supplemental Interest Trust,” consisting of the Group II Swap Agreement, the rights in respect of the Swap Administration Agreement that relate to Loan Group II, the Group II Swap Account and REMIC X Regular Interest IO. For the avoidance of doubt, the Group II Supplemental Interest Trust, the Group II Swap Agreement, the Group II Swap Account and the Swap Administration Agreement do not constitute parts of the Trust Fund or any REMIC.
 
Group II Supplemental Interest Trust Trustee: LaSalle Bank National Association, a national banking association not in its individual capacity but solely in its capacity as group II supplemental interest trust trustee and any successor thereto, and any corporation or national banking association resulting from or surviving any consolidation or merger to which it or its successors may be a party and any successor group II supplemental interest trust trustee as may from time to time be serving as successor group II supplemental interest trust trustee.
 
Group II Swap Account: The separate trust account created and maintained by the Swap Administrator, and held within the Group II Supplemental Interest Trust, pursuant to the Swap Administration Agreement.
 
Group II Swap Agreement: The interest rate swap agreement between the Group II Swap Provider and the Group II Supplemental Interest Trust Trustee, which agreement provides for Group II Net Swap Payments and Group II Swap Termination Payments to be paid, as provided therein, together with any schedules, confirmations or other agreements relating thereto, attached hereto as Exhibit N.
 
Group II Swap Optional Termination Payment: As defined in Section 10.01.
 
Group II Swap Provider: The swap provider under the Group II Swap Agreement either (a) entitled to receive payments from the Swap Administrator from amounts payable by the Trust Fund with respect to Loan Group II under this Agreement or (b) required to make payments to the Swap Administrator for distribution as provided herein, in either case pursuant to the terms of the Group II Swap Agreement, and any successor in interest or assign. Initially, the Group II Swap Provider shall be Bear Stearns Financial Products Inc.
 
Group II Swap Provider Trigger Event: With respect to any Distribution Date, (i) an Event of Default under the Group II Swap Agreement with respect to which the Group II Swap Provider is a Defaulting Party, (ii) a Termination Event under the Group II Swap Agreement with respect to which the Group II Swap Provider is the sole Affected Party, or (iii) an Additional Termination Event under the Group II Swap Agreement with respect to which the Group II Swap Provider is the sole Affected Party.
 
Group II Swap Termination Payment: Upon the designation of an “Early Termination Date” as defined in the Group II Swap Agreement, the payment to be made by the Swap Administrator to the Group II Swap Provider from payments from the Trust Fund with respect to Loan Group II, or by the Group II Swap Provider to the Swap Administrator for payment to the Trust Fund with respect to Loan Group II, as applicable, pursuant to the terms of the Group II Swap Agreement.
 
Group II Trigger Event: With respect to any Distribution Date, a Group II Trigger Event exists if (i) a related Delinquency Event shall have occurred and be continuing or (ii) the aggregate amount of Realized Losses on the Group II Mortgage Loans since the Cut-off Date as a percentage of the aggregate Cut-off Date Principal Balance of the Group II Mortgage Loans exceeds the applicable percentages set forth below with respect to such Distribution Date:
 
Distribution Date
Percentage
   
September 2009 through August 2010
3.50% with respect to September 2009, plus an additional 1/12th of the difference between 5.45% and 3.50% for each month thereafter
September 2010 through August 2011
5.45% with respect to September 2010, plus an additional 1/12th of the difference between 7.05% and 5.45% for each month thereafter
September 2011 through August 2012
7.05% with respect to September 2011, plus an additional 1/12th of the difference between 7.90% and 7.05% for each month thereafter
September 2012 and thereafter
7.90%

 
Indemnified Persons: The Trustee, the Master Servicer, the Trust Fund and their officers, directors, agents and employees and, with respect to the Trustee, any separate co-trustee and its officers, directors, agents and employees.
 
Index: With respect to each Adjustable Rate Mortgage Loan and with respect to each related Adjustment Date, the index as specified in the related Mortgage Note.
 
Individual Certificate: Any Private Certificate registered in the name of the Holder other than the Depository or its nominee.
 
Initial Certification: The certification substantially in the form of Exhibit One to the Custodial Agreement.
 
Initial Certificate Principal Balance: With respect to any Certificate, the Certificate Principal Balance of such Certificate or any predecessor Certificate on the Closing Date.
 
Institutional Accredited Investor: Any Person meeting the requirements of Rule 501(a)(l), (2), (3) or (7) of Regulation D under the Securities Act or any entity all of the equity Holders in which come within such paragraphs.
 
Insurance Policy: With respect to any Mortgage Loan included in the Trust Fund, any insurance policy, including all riders and endorsements thereto in effect with respect to such Mortgage Loan, including any replacement policy or policies for any Insurance Policies.
 
Insurance Proceeds: Proceeds paid in respect of the Mortgage Loans pursuant to any Insurance Policy and any other insurance policy covering a Mortgage Loan, to the extent such proceeds are payable to the mortgagee under the Mortgage, the Master Servicer or the trustee under the deed of trust and are not applied to the restoration of the related Mortgaged Property or released to the Mortgagor in accordance with the procedures that the Master Servicer would follow in servicing mortgage loans held for its own account, in each case other than any amount included in such Insurance Proceeds in respect of Insured Expenses.
 
Insured Expenses: Expenses covered by any insurance policy with respect to the Mortgage Loans.
 
Interest Carry Forward Amount: As of any Distribution Date and with respect to each Class of Certificates (other than the Class CE, Class P and the Residual Certificates), the sum of (i) the excess of (a) the Current Interest for such Class with respect to such Distribution Date and any prior Distribution Dates over (b) the amount actually distributed to such Class of Certificates with respect to interest on such Distribution Dates and (ii) interest thereon (to the extent permitted by applicable law) at the applicable Pass-Through Rate for such Class for the related Accrual Period including the Accrual Period relating to such Distribution Date.
 
Interest Determination Date: Shall mean the second LIBOR Business Day preceding the commencement of each Accrual Period.
 
Interest Funds: With respect to each of Loan Group I, Subgroup II-1 and Subgroup II-2 and any Distribution Date (1) the sum, without duplication, of (a) all scheduled interest during the related Due Period with respect to the Mortgage Loans in the related Loan Group, less the Servicing Fee, the Trustee Fee and the LPMI Fee, if any, (b) all Advances relating to interest with respect to the Mortgage Loans in the related Loan Group made on or prior to the related Distribution Account Deposit Date, (c) all Compensating Interest with respect to the related Mortgage Loans and required to be remitted by the Master Servicer pursuant to this Agreement with respect to such Distribution Date, (d) Liquidation Proceeds and Subsequent Recoveries with respect to the related Mortgage Loans collected during the related Prepayment Period (to the extent such Liquidation Proceeds and Subsequent Recoveries relate to interest), and (e) all amounts relating to interest with respect to each Mortgage Loan repurchased by EMC (on its own behalf as a Seller and on behalf of Master Funding) pursuant to Sections 2.02 and 2.03 and by the Master Servicer pursuant to Section 3.19, in each case to the extent remitted by the Master Servicer to the Distribution Account pursuant to this Agreement and (f) the interest portion of any proceeds received from the exercise of a Group I Optional Termination or Group II Optional Termination, as applicable, minus (2) (i) all amounts relating to interest required to be reimbursed pursuant to Sections 4.02 and 4.05 or as otherwise set forth in this Agreement, and (ii) any related Net Swap Payment or related Swap Termination Payment (not due to a related Swap Provider Trigger Event and to the extent not paid by the Swap Administrator from any upfront payment received pursuant to any related replacement interest rate swap agreements that may be entered into by the related Supplemental Interest Trust Trustee) owed to the Swap Administrator for payment to the related Swap Provider for such Distribution Date and any such payments remaining unpaid for any prior Distribution Dates.
 
Interim Certification: The certification substantially in the form of Exhibit Two to the Custodial Agreement.
 
LaSalle: LaSalle Bank National Association, and any successor thereto.
 
Last Scheduled Distribution Date: Solely for purposes of the face of the Certificates as follows: with respect to the Group I Certificates, other than the Class I-A-1 Certificates and Class I-A-2 Certificates, the Distribution Date in September 2036; with respect to the Class I-A-1 Certificates and Class I-A-2 Certificates, the Distribution Date in August 2031 and June 2036, respectively. With respect to the Group II Certificates, other than the Class II-1A-1 Certificates and Class II-1A-2 Certificates, the Distribution Date in August 2036; with respect to the Class II-1A-1 Certificates and Class II-1A-2 Certificates, the Distribution Date in February 2031 and May 2036, respectively.
 
Latest Possible Maturity Date: With respect to the Group I Certificates, September 25, 2036, which is the Distribution Date in the month following the final scheduled maturity date of the Group I Mortgage Loan in the Trust Fund having the latest scheduled maturity date as of the Cut-off Date. With respect to the Group II Certificates, August 25, 2036, which is the Distribution Date in the month following the final scheduled maturity date of the Group II Mortgage Loan in the Trust Fund having the latest scheduled maturity date as of the Cut-off Date. For purposes of the Treasury regulations under Sections 860A through 860G of the Code, the latest possible maturity date of each Regular Interest issued by REMIC I, each REMIC III Group I Regular Interest, each Regular Interest issued by REMIC IV the ownership of which is represented by the Class I-A Certificates and Class I-M Certificates, the Class I-CE Interest, the Class I-P Interest, the Class I-IO Interest, each Regular Interest the ownership of which is represented by the Class I-CE Certificates and Class I-P Certificates, and REMIC VII Regular Interest IO, shall be the Distribution Date in the month following the final scheduled maturity date of the Group I Mortgage Loan in the Trust Fund having the latest scheduled maturity date as of the Cut-off Date, and the latest possible maturity date of each Regular Interest issued by REMIC II, each REMIC III Group II Regular Interest, each Regular Interest issued by REMIC IV the ownership of which is represented by the Class II-A Certificates and Class II-M Certificates, the Class II-CE Interest, the Class II-P Interest, the Class II-IO Interest, each Regular Interest the ownership of which is represented by the Class II-CE Certificates and Class II-P Certificates, and REMIC X Regular Interest IO, shall be the Distribution Date in the month following the final scheduled maturity date of the Group II Mortgage Loan in the Trust Fund having the latest scheduled maturity date as of the Cut-off Date.
 
LIBOR Business Day: Shall mean a day on which banks are open for dealing in foreign currency and exchange in London and New York City.
 
Liquidated Loan: With respect to any Distribution Date, a defaulted Mortgage Loan that has been liquidated through deed-in-lieu of foreclosure, foreclosure sale, trustee’s sale or other realization as provided by applicable law governing the real property subject to the related Mortgage and any security agreements and as to which the Master Servicer has made a Final Recovery Determination with respect thereto.
 
Liquidation Proceeds: Amounts, other than Insurance Proceeds, received in connection with the partial or complete liquidation of a Mortgage Loan, whether through trustee’s sale, foreclosure sale or otherwise, or in connection with any condemnation or partial release of a Mortgaged Property and any other proceeds received with respect to an REO Property, less the sum of related unreimbursed Advances, Servicing Fees and Servicing Advances and all expenses of liquidation, including property protection expenses and foreclosure and sale costs, including court and reasonable attorneys fees.
 
Loan-to-Value Ratio: The fraction, expressed as a percentage, the numerator of which is the original principal balance of the related Mortgage Loan and the denominator of which is the Appraised Value of the related Mortgaged Property.
 
Loan Group: Any of Loan Group I or Loan Group II.
 
Loan Group I or Group I Mortgage Loans: The group of Mortgage Loans belonging to Loan Group I included as such on the Mortgage Loan Schedule.
 
Loan Group II or Group II Mortgage Loans: The group of Mortgage Loans belonging to Loan Group II included as such on the Mortgage Loan Schedule.
 
Loan Group I: The group of Mortgage Loans included as such on the Mortgage Loan Schedule.
 
Loan Group II: The group of Mortgage Loans included as such on the Mortgage Loan Schedule.
 
Loss Allocation Limitation: The meaning specified in Section 5.05(b) hereof.
 
LPMI Fee: The fee payable to the insurer for each Mortgage Loan subject to an LPMI Policy as set forth in such LPMI Policy.
 
LPMI Policy: A policy of mortgage guaranty insurance issued by an insurer meeting the requirements of Fannie Mae and Freddie Mac in which the Master Servicer or the related subservicer of the related Mortgage Loan is responsible for the payment of the LPMI Fee thereunder from collections on the related Mortgage Loan.
 
Majority Class CE Certificateholder: Any of the Majority Class I-CE Certificateholder or Majority Class II-CE Certificateholder.
 
Majority Class I-CE Certificateholder: The Holder of a 50.01% or greater Percentage Interest in the Class I-CE Certificates.
 
Majority Class II-CE Certificateholder: The Holder of a 50.01% or greater Percentage Interest in the Class II-CE Certificates.
 
Master Funding: Master Funding LLC, a Delaware limited liability company, and its successors and assigns, in its capacity as the seller of the Master Funding Mortgage Loans to the Depositor.
 
Master Funding Mortgage Loans: The Mortgage Loans identified as such on the Mortgage Loan Schedule for which Master Funding is the applicable Seller.
 
Master Servicer: EMC Mortgage Corporation, in its capacity as master servicer, and its successors and assigns.
 
Maximum Mortgage Rate: With respect to each Adjustable Rate Mortgage Loan, the percentage set forth in the related Mortgage Note as the maximum Mortgage Rate thereunder.
 
MERS: Mortgage Electronic Registration Systems, Inc., a corporation organized and existing under the laws of the State of Delaware, or any successor thereto.
 
MERS® System: The system of recording transfers of Mortgages electronically maintained by MERS.
 
MIN: The Mortgage Identification Number for Mortgage Loans registered with MERS on the MERS® System.
 
Minimum Mortgage Rate: With respect to each Adjustable Rate Mortgage Loan, the percentage set forth in the related Mortgage Note as the minimum Mortgage Rate thereunder.
 
MOM Loan: With respect to any Mortgage Loan, MERS acting as the mortgagee of such Mortgage Loan, solely as nominee for the originator of such Mortgage Loan and its successors and assigns, at the origination thereof.
 
Monthly Statement: The statement delivered to the Certificateholders pursuant to Section 5.06.
 
Moody’s: Moody’s Investors Service, Inc., and any successor thereto.
 
Mortgage: The mortgage, deed of trust or other instrument creating a first or second lien on or first or second priority ownership interest in an estate in fee simple in real property securing a Mortgage Note.
 
Mortgage File: The mortgage documents listed in Section 2.01 hereof pertaining to a particular Mortgage Loan and any additional documents delivered to the Custodian to be added to the Mortgage File pursuant to this Agreement and the Custodial Agreement.
 
Mortgage Loans: Such of the Mortgage Loans transferred and assigned to the Trustee pursuant to the provisions hereof, as from time to time are held as a part of the Trust Fund (including any REO Property), the mortgage loans so held being identified in the Mortgage Loan Schedule and separated into Group I Mortgage Loan and Group II Mortgage Loans, notwithstanding foreclosure or other acquisition of title of the related Mortgaged Property.
 
Mortgage Loan Purchase Agreement: The Mortgage Loan Purchase Agreement, dated as of August 30, 2006, among EMC, as a seller, Master Funding, as a seller and the Depositor, as purchaser in the form attached hereto as Exhibit L.
 
Mortgage Loan Purchase Price: The price, calculated as set forth in Section 10.01, to be paid in connection with the repurchase of the Mortgage Loans pursuant to Section 10.01.
 
Mortgage Loan Schedule: The list of Mortgage Loans (as from time to time amended by the Seller or the Master Servicer to reflect the deletion of Deleted Mortgage Loans and the addition of Replacement Mortgage Loans pursuant to the provisions of this Agreement) transferred to the Trustee as part of the Trust Fund and from time to time subject to this Agreement, the initial Mortgage Loan Schedule being attached hereto as Exhibit B setting forth the following information with respect to each Mortgage Loan:
 
(a)  the city, state and zip code of the Mortgaged Property;
(b)  the property type;
(c)  the Mortgage Interest Rate;
(d)  the Servicing Fee Rate;
(e)  the Master Servicer's Fee Rate;
(f)  the LPMI Fee, if applicable;
(g)  [reserved];
(h)  the Net Rate;
(i)  the maturity date;
(j)  the stated original term to maturity;
(k)  the stated remaining term to maturity;
(l)  the original Principal Balance;
(m)  the first payment date;
(n)  the principal and interest payment in effect as of the Cut-off Date;
(o)  the unpaid Principal Balance as of the Cut-off Date;
(p)  the Loan-to-Value Ratio at origination;
(q)  the insurer of any Primary Mortgage Insurance Policy;
(r)  the MIN with respect to each MOM Loan;
(s)  the Gross Margin, if applicable;
(t)  the next Adjustment Date, if applicable;
(u)  the Maximum Mortgage Rate, if applicable;
(v)  the Minimum Mortgage Rate, if applicable;
(w)  the Periodic Rate Cap, if applicable;
(x)  the Loan Group, if applicable;
(y)  a code indicating whether the Mortgage Loan is negatively amortizing;
(z)  which Mortgage Loans adjust after an initial fixed-rate period of one, two, three, five, seven or ten years or any other period;
(aa)  the Prepayment Charge, if any;
(bb)  lien position (e.g., first lien or second lien);
(cc)  a code indicating whether the Mortgage Loan is has a balloon payment;
(dd)  a code indicating whether the Mortgage Loan is an interest-only loan;
(ee)  the interest-only term, if applicable;
(ff)  the Mortgage Loan Seller; and
(gg)  the original amortization term.
 
Such schedule also shall set forth for all of the Mortgage Loans, the total number of Mortgage Loans, the total of each of the amounts described under (n) and (j) above, the weighted average by principal balance as of the Cut-off Date of each of the rates described under (c) through (h) above, and the weighted average remaining term to maturity by unpaid principal balance as of the Cut-off Date.
 
Mortgage Note: The original executed note or other evidence of indebtedness of a Mortgagor under a Mortgage Loan.
 
Mortgage Rate: With respect to each fixed rate Mortgage Loan, the rate set forth in the related Mortgage Note. With respect to each Adjustable Rate Mortgage Loan, the annual rate at which interest accrues on such Mortgage Loan from time to time in accordance with the provisions of the related Mortgage Note, which rate (A) as of any date of determination until the first Adjustment Date following the Cut-off Date shall be the rate set forth in the Mortgage Loan Schedule as the Mortgage Rate in effect immediately following the Cut-off Date and (B) as of any date of determination thereafter shall be the rate as adjusted on the most recent Adjustment Date, to equal the sum, rounded to the next highest or nearest 0.125% (as provided in the Mortgage Note), of the Index, determined as set forth in the related Mortgage Note, plus the related Gross Margin subject to the limitations set forth in the related Mortgage Note. With respect to each Mortgage Loan that becomes an REO Property, as of any date of determination, the annual rate determined in accordance with the immediately preceding sentence as of the date such Mortgage Loan became an REO Property.
 
Mortgaged Property: The underlying property securing a Mortgage Loan.
 
Mortgagor: The obligors on a Mortgage Note.
 
Net Mortgage Rate: As to each Mortgage Loan, and at any time, the per annum rate equal to the Mortgage Rate less the sum of (i) the Servicing Fee Rate, (ii) the Trustee Fee Rate and (iii) the rate at which the LPMI Fee is calculated, if any.
 
Net Rate Cap: With respect to any Distribution Date and the Class I-A Certificates and Class I-M Certificates, the excess, if any, of (A) a per annum rate equal to the product of (x) the weighted average of the Net Mortgage Rates on the then outstanding Group I Mortgage Loans, weighted based on the Stated Principal Balances of such Group I Mortgage Loans as of the related Due Date prior to giving effect to any reduction in the Stated Principal Balances of such Group I Mortgage Loans on such Due Date, and (y) a fraction, the numerator of which is 30 and the denominator of which is the actual number of days elapsed in the related Accrual Period, over (B) an amount, expressed as a per annum rate, equal to the sum of (i) the Group I Net Swap Payment payable to the Group I Swap Provider on such Distribution Date and (ii) any Group I Swap Termination Payment not due to a Group I Swap Provider Trigger Event payable to the Group I Swap Provider (to the extent not paid by the Swap Administrator from any upfront payment received pursuant to any related replacement interest rate swap agreement that may be entered into by the Group I Supplemental Interest Trust Trustee), divided by the aggregate outstanding Stated Principal Balance of the Group I Mortgage Loans as of the related Due Date prior to giving effect to any reduction in the Stated Principal Balances of such Group I Mortgage Loans on such Due Date, multiplied by 12. The Net Rate Cap for the Class I-A Certificates and Class I-M Certificates will be adjusted] to an effective rate reflecting the accrual of interest on an actual/360 basis. With respect to any Distribution Date and the REMIC IV Regular Interests the ownership of which is represented by Class I-A Certificates and Class I-M Certificates, a per annum rate equal to the weighted average (adjusted for the actual number of days elapsed in the related Accrual Period) of the Uncertificated REMIC III Pass-Through Rates on the REMIC III Group I Regular Interests (other than REMIC III Regular Interests I-IO and I-P), weighted on the basis of the Uncertificated Principal Balances of each such REMIC III Group I Regular Interest immediately prior to such Distribution Date.
 
With respect to any Distribution Date and the Class II-1A Certificates, the excess, if any, of (A) a per annum rate equal to the product of (x) the weighted average of the Net Mortgage Rates on the then outstanding Group II Mortgage Loans in Subgroup II-1, weighted based on the Stated Principal Balances of such Group II Mortgage Loans as of the related Due Date prior to giving effect to any reduction in the Stated Principal Balances of such Group II Mortgage Loans on such Due Date, and (y) a fraction, the numerator of which is 30 and the denominator of which is the actual number of days elapsed in the related Accrual Period, over (B) an amount, expressed as a per annum rate, equal to the sum of (i) the Group II Net Swap Payment payable to the Group II Swap Provider on such Distribution Date and (ii) any Group II Swap Termination Payment not due to a Group II Swap Provider Trigger Event payable to the Group II Swap Provider (to the extent not paid by the Swap Administrator from any upfront payment received pursuant to any related replacement interest rate swap agreement that may be entered into by the Group II Supplemental Interest Trust Trustee), divided by the aggregate outstanding Stated Principal Balance of the Group II Mortgage Loans as of the related Due Date prior to giving effect to any reduction in the Stated Principal Balances of such Group II Mortgage Loans on such Due Date, multiplied by 12. The Net Rate Cap for the Class II-1A Certificates will be adjusted] to an effective rate reflecting the accrual of interest on an actual/360 basis. With respect to any Distribution Date and the REMIC IV Regular Interests the ownership of which is represented by the Class II-1A Certificates, a per annum rate equal to the weighted average (adjusted for the actual number of days elapsed in the related Accrual Period) of the Uncertificated REMIC III Pass-Through Rate on REMIC III Regular Interest II-1-Grp, weighted on the basis of the Uncertificated Principal Balance of such REMIC III Regular Interest immediately prior to such Distribution Date.
 
With respect to any Distribution Date and the Class II-2A Certificates, the excess, if any, of (A) a per annum rate equal to the product of (x) the weighted average of the Net Mortgage Rates on the then outstanding Mortgage Loans in Subgroup II-2, weighted based on the Stated Principal Balances of such Group II Mortgage Loans as of the related Due Date prior to giving effect to any reduction in the Stated Principal Balances of such Group II Mortgage Loans on such Due Date, and (y) a fraction, the numerator of which is 30 and the denominator of which is the actual number of days elapsed in the related Accrual Period, over (B) an amount, expressed as a per annum rate, equal to the sum of (i) the Group II Net Swap Payment payable to the Group II Swap Provider on such Distribution Date and (ii) any Group II Swap Termination Payment not due to a Group II Swap Provider Trigger Event payable to the Group II Swap Provider (to the extent not paid by the Swap Administrator from any upfront payment received pursuant to any related replacement interest rate swap agreement that may be entered into by the Group II Supplemental Interest Trust Trustee), divided by the aggregate outstanding Stated Principal Balance of the Group II Mortgage Loans as of the related Due Date prior to giving effect to any reduction in the Stated Principal Balances of such Group II Mortgage Loans on such Due Date, multiplied by 12. The Net Rate Cap for the Class II-2A Certificates will be adjusted to an effective rate reflecting the accrual of interest on an actual/360 basis. With respect to any Distribution Date and the REMIC IV Regular Interests the ownership of which is represented by the Class II-2A Certificates, a per annum rate equal to the weighted average (adjusted for the actual number of days elapsed in the related Accrual Period) of the Uncertificated REMIC III Pass-Through Rate on REMIC III Regular Interest II-2-Grp, weighted on the basis of the Uncertificated Principal Balance of such REMIC III Regular Interest immediately prior to such Distribution Date.
 
With respect to any Distribution Date and the Class II-M Certificates, the excess, if any, of (A) a per annum rate equal to the product of (x) the weighted average of the weighted average of the Net Mortgage Rates on the then outstanding Group II Mortgage Loans in each Subgroup, weighted in proportion to the results of subtracting from the aggregate Stated Principal Balances of each such Subgroup as of the related Due Date prior to giving effect to any reduction in the Stated Principal Balances of such Group II Mortgage Loans on such Due Date, the aggregate Certificate Principal Balance of the related Class or Classes of Class II-A Certificates and (y) a fraction, the numerator of which is 30 and the denominator of which is the actual number of days elapsed in the related Accrual Period, over (B) an amount, expressed as a per annum rate, equal to the sum of (i) the Group II Net Swap Payment payable to the Group II Swap Provider on such Distribution Date and (ii) any Group II Swap Termination Payment not due to a Group II Swap Provider Trigger Event payable to the Group II Swap Provider (to the extent not paid by the Swap Administrator from any upfront payment received pursuant to any related replacement interest rate swap agreement that may be entered into by the Group II Supplemental Interest Trust Trustee), divided by the aggregate outstanding Stated Principal Balance of the Group II Mortgage Loans as of the related Due Date prior to giving effect to any reduction in the Stated Principal Balances of such Group II Mortgage Loans on such Due Date, multiplied by 12. The Net Rate Cap for the Class II-M Certificates will be adjusted to an effective rate reflecting the accrual of interest on an actual/360 basis. With respect to any Distribution Date and the REMIC IV Regular Interests the ownership of which is represented by the Class II-M Certificates, a per annum rate equal to the weighted average (adjusted for the actual number of days elapsed in the related Accrual Period) of the Uncertificated REMIC III Pass-Through Rates on (a) REMIC III Regular Interest II-1-Sub, subject to a cap and a floor equal to the Uncertificated REMIC III Pass-Through Rate on REMIC III Regular Interest II-1-Grp and (b) REMIC III Regular Interest II-2-Sub, subject to a cap and a floor equal to the Uncertificated REMIC III Pass-Through Rate on REMIC III Regular Interest II-2-Grp, in each case as determined for such Distribution Date, weighted on the basis of the Uncertificated Principal Balances of each such REMIC III Regular Interest immediately prior to such Distribution Date.
 
Net Swap Payment: Any of the Group I Net Swap Payment or the Group II Net Swap Payment.
 
Non Book-Entry Certificate: Any Certificate other than a Book-Entry Certificate.
 
Nonrecoverable Advance: Any portion of an Advance previously made or proposed to be made by the Master Servicer pursuant to this Agreement, that, in the good faith judgment of the Master Servicer, will not or, in the case of a proposed advance, would not, be ultimately recoverable by it from the related Mortgagor, related Liquidation Proceeds, Insurance Proceeds or otherwise.
 
Offered Certificates: The Class I-A-1, Class I-A-2, Class I-A-3, Class I-M-1, Class I-M-2, Class I-M-3, Class I-M-4, Class I-M-5, Class I-M-6, Class I-M-7, Class I-M-8, Class I-M-9, Class II-1A-1, Class II-1A-2, Class II-1A-3, Class II-2A, Class II-M-1, Class II-M-2, Class II-M-3, Class II-M-4, Class II-M-5, Class II-M-6, Class II-M-7, Class II-M-8 and Class II-M-9 Certificates.
 
Officer’s Certificate: A certificate (i) signed by the Chairman of the Board, the Vice Chairman of the Board, the President, a Vice President (however denominated), an Assistant Vice President, the Treasurer, the Secretary, or one of the assistant treasurers or assistant secretaries of the Depositor or the Master Servicer (or any other officer customarily performing functions similar to those performed by any of the above designated officers and also to whom, with respect to a particular matter, such matter is referred because of such officer’s knowledge of and familiarity with a particular subject) or (ii), if provided for in this Agreement, signed by a Servicing Officer, as the case may be, and delivered to the Depositor, the Seller, Master Funding and/or the Trustee, as the case may be, as required by this Agreement.
 
One-Month LIBOR: With respect to any Accrual Period, the rate determined by the Trustee on the related Interest Determination Date on the basis of the rate for U.S. dollar deposits for one month that appears on Telerate Screen Page 3750 as of 11:00 a.m. (London time) on such Interest Determination Date. If such rate does not appear on such page (or such other page as may replace that page on that service, or if such service is no longer offered, such other service for displaying One-Month LIBOR or comparable rates as may be reasonably selected by the Trustee), One-Month LIBOR for the applicable Accrual Period will be the Reference Bank Rate. If no such quotations can be obtained by the Trustee and no Reference Bank Rate is available, One-Month LIBOR will be One-Month LIBOR applicable to the preceding Accrual Period. The establishment of One-Month LIBOR on each Interest Determination Date by the Trustee and the Trustee’s calculation of the rate of interest applicable to the Class A Certificates and Class M Certificates for the related Accrual Period shall, in the absence of manifest error, be final and binding.
 
One-Month LIBOR Pass-Through Rate: With respect to each Class A Certificate and Class M Certificate and, for purposes of the definitions of “Group I Marker Rate”, “Group I Maximum Uncertificated Accrued Interest Deferral Amount”, “Group II Marker Rate” and “Group II Maximum Uncertificated Accrued Interest Deferral Amount”, the related REMIC III Regular Interest for which such Certificate is the Corresponding Certificate, a per annum rate equal to One-Month LIBOR plus the related Certificate Margin.
 
Opinion of Counsel: A written opinion of counsel, who may be counsel for the Seller, the Depositor or the Master Servicer, reasonably acceptable to each addressee of such opinion; provided that with respect to Section 2.05, 7.05, 7.07 or 11.01, or the interpretation or application of the REMIC Provisions, such counsel must (i) in fact be independent of the Seller, Depositor and the Master Servicer, (ii) not have any direct financial interest in the Seller, the Depositor or the Master Servicer or in any affiliate of either, and (iii) not be connected with the Seller, the Depositor or the Master Servicer as an officer, employee, promoter, underwriter, trustee, partner, director or person performing similar functions.
 
Optional Termination: Any of Group I Optional Termination or Group II Optional Termination.
 
Optional Termination Date: Any of the Group I Optional Termination Date or Group II Optional Termination Date.
 
Original Value: The value of the property underlying a Mortgage Loan based, in the case of the purchase of the underlying Mortgaged Property, on the lower of an appraisal or the sales price of such property or, in the case of a refinancing, on an appraisal.
 
OTS: The Office of Thrift Supervision.
 
Outstanding: With respect to the Certificates as of any date of determination, all Certificates theretofore executed and authenticated under this Agreement except:
 
(a) Certificates theretofore canceled by the Trustee or delivered to the Trustee for cancellation; and
 
(b) Certificates in exchange for which or in lieu of which other Certificates have been executed and delivered by the Trustee pursuant to this Agreement.
 
Outstanding Mortgage Loan: As of any date of determination, a Mortgage Loan with a Stated Principal Balance greater than zero that was not the subject of a Principal Prepayment in full, and that did not become a Liquidated Loan, prior to the end of the related Prepayment Period.
 
Overcollateralization Amount: Any of the Group I Overcollateralization Amount and Group II Overcollateralization Amount.
 
Overcollateralization Release Amount: Any of the Group I Overcollateralization Release Amount or Group II Overcollateralization Release Amount.
 
Overcollateralization Target Amount: Any of the Group I Overcollateralization Target Amount or Group II Overcollateralization Target Amount.
 
Ownership Interest: As to any Certificate, any ownership interest in such Certificate including any interest in such Certificate as the Holder thereof and any other interest therein, whether direct or indirect, legal or beneficial.
 
Pass-Through Rate: With respect to the Class A Certificates and Class M Certificates and any Distribution Date, a rate per annum equal to the lesser of (i) the related One-Month LIBOR Pass-Through Rate for such Distribution Date and (ii) the related Net Rate Cap for such Distribution Date.
 
 
With respect to the Class I-CE Interest and any Distribution Date, a rate per annum equal to the percentage equivalent of a fraction, the numerator of which is the sum of the amount determined for each REMIC III Group I Regular Interest (other than REMIC III Regular Interests I-IO and I-P) equal to the product of (a) the excess, if any, of the Uncertificated REMIC III Pass-Through Rate for such REMIC III Group I Regular Interest over the Group I Marker Rate and (b) a notional amount equal to the Uncertificated Principal Balance of such REMIC III Group I Regular Interest, and the denominator of which is the aggregate Uncertificated Principal Balance of such REMIC III Group I Regular Interests.
 
 
With respect to the Class II-CE Interest and any Distribution Date, a rate per annum equal to the percentage equivalent of a fraction, the numerator of which is (x) the sum of the amount determined for each REMIC III Group II Regular Interest (other than REMIC III Regular Interests II-IO, II-P, II-1-Sub, II-1-Grp, II-2-Sub, II-2-Grp and II-XX) equal to the product of (a) the excess, if any, of the Uncertificated REMIC III Pass-Through Rate for such REMIC III Group II Regular Interest over the Group II Marker Rate and (b) a notional amount equal to the Uncertificated Principal Balance of such REMIC III Group II Regular Interest, and the denominator of which is (y) the aggregate Uncertificated Principal Balance of such REMIC III Group II Regular Interests.
 
With respect to the Class I-CE Certificate, the Class I-CE Certificate shall not have a Pass-Through Rate, but Current Interest for such Certificate and each Distribution Date shall be an amount equal to 100% of the amounts distributable to the Class I-CE Interest for such Distribution Date.
 
With respect to the Class II-CE Certificate, the Class II-CE Certificate shall not have a Pass-Through Rate, but Current Interest for such Certificate and each Distribution Date shall be an amount equal to 100% of the amounts distributable to the Class II-CE Interest for such Distribution Date.
 
With respect to the Class I-P Certificate and the Class I-P Interest, 0.00% per annum.
 
With respect to the Class II-P Certificate and the Class II-P Interest, 0.00% per annum.
 
With respect to the Class I-IO Interest, Class I-IO Interest shall not have a Pass-Through Rate, but Current Interest for such interest and each Distribution Date shall be an amount equal to 100% of the amounts distributable to REMIC III Regular Interest I-IO for such Distribution Date.
 
With respect to the Class II-IO Interest, Class II-IO Interest shall not have a Pass-Through Rate, but Current Interest for such interest and each Distribution Date shall be an amount equal to 100% of the amounts distributable to REMIC III Regular Interest II-IO for such Distribution Date.
 
With respect to REMIC VII Regular Interest IO, REMIC VII Regular Interest IO shall not have a Pass-Through Rate, but Current Interest for such Regular Interest and each Distribution Date shall be an amount equal to 100% of the amounts distributable to the Class I-IO Interest for such Distribution Date.
 
With respect to REMIC X Regular Interest IO, REMIC X Regular Interest IO shall not have a Pass-Through Rate, but Current Interest for such Regular Interest and each Distribution Date shall be an amount equal to 100% of the amounts distributable to the Class II-IO Interest for such Distribution Date.
 
Pass-Through Transfer: Any transaction involving either (1) a sale or other transfer of mortgage loans directly or indirectly to an issuing entity in connection with an issuance of publicly offered or privately placed, rated or unrated mortgage-backed securities or (2) an issuance of publicly offered or privately placed, rated or unrated securities, the payments on which are determined primarily by reference to one or more portfolios of residential mortgage loans.
 
Percentage Interest: With respect to any Certificate of a specified Class, the Percentage Interest set forth on the face thereof or the percentage obtained by dividing the Denomination of such Certificate by the aggregate of the Denominations of all Certificates of such Class.
 
Periodic Rate Cap: With respect to each Adjustable Rate Mortgage Loan and any Adjustment Date therefor, the fixed percentage set forth in the related Mortgage Note, which is the maximum amount by which the Mortgage Rate for such Mortgage Loan may increase or decrease (without regard to the Maximum Mortgage Rate or the Minimum Mortgage Rate) on such Adjustment Date from the Mortgage Rate in effect immediately prior to such Adjustment Date.
 
Permitted Investments: At any time, any one or more of the following obligations and securities:
 
(i)  
obligations of the United States or any agency thereof, provided such obligations are backed by the full faith and credit of the United States;
 
(ii)  
general obligations of or obligations guaranteed by any state of the United States or the District of Columbia receiving the highest long-term debt rating of each Rating Agency, or such lower rating as will not result in the downgrading or withdrawal of the ratings then assigned to the Certificates by each Rating Agency, as evidenced in writing;
 
(iii)  
commercial or finance company paper which is then receiving the highest commercial or finance company paper rating of each Rating Agency, or such lower rating as will not result in the downgrading or withdrawal of the ratings then assigned to the Certificates by each Rating Agency, as evidenced in writing;
 
(iv)  
certificates of deposit, demand or time deposits, or bankers’ acceptances issued by any depository institution or trust company incorporated under the laws of the United States or of any state thereof and subject to supervision and examination by federal and/or state banking authorities (including the Trustee in its commercial banking capacity), provided that the commercial paper and/or long term unsecured debt obligations of such depository institution or trust company are then rated one of the two highest long-term and the highest short-term ratings of each such Rating Agency for such securities, or such lower ratings as will not result in the downgrading or withdrawal of the rating then assigned to the Certificates by any Rating Agency, as evidenced in writing;
 
(v)  
guaranteed reinvestment agreements issued by any bank, insurance company or other corporation containing, at the time of the issuance of such agreements, such terms and conditions as will not result in the downgrading or withdrawal of the rating then assigned to the Certificates by each Rating Agency, as evidenced in writing;
 
(vi)  
repurchase obligations with respect to any security described in clauses (i) and (ii) above, in either case entered into with a depository institution or trust company (acting as principal) described in clause (v) above;
 
(vii)  
securities (other than stripped bonds, stripped coupons or instruments sold at a purchase price in excess of 115% of the face amount thereof) bearing interest or sold at a discount issued by any corporation incorporated under the laws of the United States or any state thereof which, at the time of such investment, have one of the two highest short term ratings of each Rating Agency (except if the Rating Agency is Moody’s, such rating shall be the highest commercial paper rating of Moody’s for any such securities), or such lower rating as will not result in the downgrading or withdrawal of the rating then assigned to the Certificates by each Rating Agency, as evidenced by a signed writing delivered by each Rating Agency;
 
(viii)  
interests in any money market fund (including any such fund managed or advised by the Trustee or any affiliate thereof) which at the date of acquisition of the interests in such fund and throughout the time such interests are held in such fund has the highest applicable short term rating by each Rating Agency or such lower rating as will not result in the downgrading or withdrawal of the ratings then assigned to the Certificates by each Rating Agency, as evidenced in writing;
 
(ix)  
short term investment funds sponsored by any trust company or banking association incorporated under the laws of the United States or any state thereof (including any such fund managed or advised by the Trustee or the Master Servicer or any affiliate thereof) which on the date of acquisition has been rated by each Rating Agency in their respective highest applicable rating category or such lower rating as will not result in the downgrading or withdrawal of the ratings then assigned to the Certificates by each Rating Agency, as evidenced in writing; and
 
(x)  
such other investments having a specified stated maturity and bearing interest or sold at a discount acceptable to each Rating Agency and as will not result in the downgrading or withdrawal of the rating then assigned to the Certificates by any Rating Agency, as evidenced by a signed writing delivered by each Rating Agency;
 
provided, that no such instrument shall be a Permitted Investment if such instrument (i) evidences the right to receive interest only payments with respect to the obligations underlying such instrument, (ii) is purchased at a premium or (iii) is purchased at a deep discount; provided further that no such instrument shall be a Permitted Investment (A) if such instrument evidences principal and interest payments derived from obligations underlying such instrument and the interest payments with respect to such instrument provide a yield to maturity of greater than 120% of the yield to maturity at par of such underlying obligations, or (B) if it may be redeemed at a price below the purchase price (the foregoing clause (B) not to apply to investments in units of money market funds pursuant to clause (viii) above); provided further that no amount beneficially owned by any REMIC may be invested in investments (other than money market funds) treated as equity interests for federal income tax purposes, unless the Trustee shall receive an Opinion of Counsel, at the expense of the Trustee, to the effect that such investment will not adversely affect the status of any such REMIC as a REMIC under the Code or result in imposition of a tax on any such REMIC. Permitted Investments that are subject to prepayment or call may not be purchased at a price in excess of par.
 
Permitted Transferee: Any person (x) other than (i) the United States, any State or political subdivision thereof, any possession of the United States or any agency or instrumentality of any of the foregoing, (ii) a foreign government, International Organization or any agency or instrumentality of either of the foregoing, (iii) an organization (except certain farmers’ cooperatives described in section 521 of the Code) that is exempt from tax imposed by Chapter 1 of the Code (including the tax imposed by section 511 of the Code on unrelated business taxable income) on any excess inclusions (as defined in section 860E(c)(1) of the Code) with respect to any Residual Certificate, (iv) rural electric and telephone cooperatives described in section 1381(a)(2)(C) of the Code or (v) on electing large partnership within the meaning of Section 775(a) of the Code, (y) that is a citizen or resident of the United States, a corporation, partnership (other than a partnership that has any direct or indirect foreign partners) or other entity (treated as a corporation or a partnership for federal income tax purposes), created or organized in or under the laws of the United States, any State thereof or the District of Columbia, an estate whose income from sources without the United States is includible in gross income for United States federal income tax purposes regardless of its connection with the conduct of a trade or business within the United States, or a trust if a court within the United States is able to exercise primary supervision over the administration of the trust and one or more United States persons have authority to control all substantial decisions of the trust or if it has a valid election in effect under applicable U.S. Treasury regulations to be treated as a United States person and (z) other than any other Person so designated by the Trustee based upon an Opinion of Counsel addressed to the Trustee (which shall not be an expense of the Trustee) that states that the Transfer of an Ownership Interest in a Residual Certificate to such Person may cause REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII, REMIC IX or REMIC X to fail to qualify as a REMIC at any time that any Certificates are Outstanding. The terms “United States,” “State” and “International Organization” shall have the meanings set forth in section 7701 of the Code or successor provisions. A corporation will not be treated as an instrumentality of the United States or of any State or political subdivision thereof for these purposes if all of its activities are subject to tax and, with the exception of Freddie Mac, a majority of its board of directors is not selected by such government unit.
 
Person: Any individual, corporation, partnership, joint venture, association, joint-stock company, limited liability company, trust, unincorporated organization or government, or any agency or political subdivision thereof.
 
Piggyback Loan: A second lien Mortgage Loan originated by the same originator to the same borrower at the same time as the first lien Mortgage Loan, each secured by the same Mortgaged Property.
 
Prepayment Assumption: The applicable rate of prepayment as described in the Prospectus Supplement.
 
Prepayment Charge: Any prepayment premium, penalty or charge payable by a Mortgagor in connection with any Principal Prepayment on a Mortgage Loan pursuant to the terms of the related Mortgage Note.
 
Prepayment Charge Waiver Amount: Any amount paid by the Master Servicer to the Trustee in respect of waived Prepayment Charges related to each Loan Group pursuant to Section 4.01(a).
 
Prepayment Interest Shortfall: With respect to any Distribution Date, for each Mortgage Loan that was the subject of a partial Principal Prepayment, a Principal Prepayment in full, or that became a Liquidated Loan during the related Prepayment Period, (other than a Principal Prepayment in full resulting from the purchase of a Mortgage Loan pursuant to Section 2.02, 2.03, 3.19 or 10.01 hereof), the amount, if any, by which (i) one month’s interest at the applicable Net Mortgage Rate on the Stated Principal Balance of such Mortgage Loan immediately prior to such prepayment (or liquidation) or in the case of a partial Principal Prepayment on the amount of such prepayment (or liquidation proceeds) exceeds (ii) the amount of interest paid or collected in connection with such Principal Prepayment or such liquidation proceeds less the sum of (a) the Trustee Fee, (b) the Servicing Fee and the LPMI Fee, if any, in each case with respect to the related Mortgage Loan.
 
Prepayment Period: As to any Distribution Date, the period commencing on the 16th day of the month prior to the month in which the related Distribution Date occurs (or with respect to the first Distribution Date, the period commencing on the Cut-off Date) and ending on the 15th day of the month in which such Distribution Date occurs.
 
Primary Mortgage Insurance Policy: Any primary mortgage guaranty insurance policy issued in connection with a Mortgage Loan which provides compensation to a Mortgage Note Holder in the event of default by the obligor under such Mortgage Note or the related security instrument, if any or any replacement policy therefor through the related Accrual Period for such Class relating to a Distribution Date.
 
Principal Distribution Amount: With respect to each Distribution Date and group of Certificates, an amount equal to (x) the Principal Funds for the related Loan Group for such Distribution Date plus (y) any Extra Principal Distribution Amount for the group of Certificates for such Distribution Date, less (z) any Overcollateralization Release Amount for the related Loan Group.

Principal Funds: With respect to each of Loan Group I, Subgroup II-1 and Subgroup II-2 and any Distribution Date, (1) the sum, without duplication, of (a) all scheduled principal collected on the Mortgage Loans in the related Loan Group during the related Due Period, (b) all Advances relating to principal made with respect to the Mortgage Loans in the related Loan Group on or before the Distribution Account Deposit Date, (c) Principal Prepayments exclusive of Prepayment Charges or penalties collected on the Mortgage Loans in the related Loan Group during the related Prepayment Period, (d) the Stated Principal Balance of each Mortgage Loan in the related Loan Group that was repurchased by EMC on its own behalf as a Seller and on behalf of Master Funding) pursuant to Sections 2.02 and 2.03 and by the Master Servicer pursuant to Section 3.19, (e) the aggregate of all Substitution Adjustment Amounts for the related Determination Date in connection with the substitution of Mortgage Loans of the related Loan Group pursuant to Section 2.03(c), (f) all Liquidation Proceeds and Subsequent Recoveries collected on the Mortgage Loans in the related Loan Group during the related Prepayment Period (to the extent such Liquidation Proceeds and Subsequent Recoveries relate to principal), in each case to the extent remitted by the Master Servicer to the Distribution Account pursuant to this Agreement and (g) the principal portion of any proceeds received from the exercise of a Group I Optional Termination or Group II Optional Termination, as applicable, minus (2)(i) all amounts required to be reimbursed pursuant to Sections 4.02 and 4.05 or as otherwise set forth in this Agreement and (ii) any related Net Swap Payments or related Swap Termination Payments (not due to a related Swap Provider Trigger Event and to the extent not paid by the Swap Administrator from any upfront payment received pursuant to any related replacement interest rate swap agreement that may be entered into by the related Supplemental Interest Trust Trustee) owed to the Swap Administrator for payment to the related Swap Provider for such Distribution Date and any such payments remaining unpaid for any prior Distribution Dates to the extent not paid from related Interest Funds.
 
Principal Prepayment: Any Mortgagor payment or other recovery of (or proceeds with respect to) principal on a Mortgage Loan (including loans purchased or repurchased under Sections 2.02, 2.03, 3.19 and 10.01 hereof) that is received in advance of its scheduled Due Date and is not accompanied by an amount as to interest representing scheduled interest due on any date or dates in any month or months subsequent to the month of prepayment. Partial Principal Prepayments shall be applied by the Master Servicer, as appropriate, in accordance with the terms of the related Mortgage Note.
 
Private Certificates: Any of the Class I-M-10, Class I-M-11, Class II-M-10, Class II-M-11, Class P, Class CE and Residual Certificates.
 
Prospectus Supplement: The Prospectus Supplement dated August 28, 2006 relating to the public offering of the Offered Certificates.
 
Protected Account: The separate Eligible Account established and maintained by the Master Servicer with respect to the Mortgage Loans and REO Property in accordance with Section 4.01 hereof.
 
PUD: A Planned Unit Development.
 
Purchase Price: With respect to any Mortgage Loan (x) required to be repurchased by the Seller pursuant to Section 2.02 or 2.03 hereof or (y) that EMC has a right to purchase pursuant to Section 3.19 hereof, an amount equal to the sum of (i) 100% of the outstanding principal balance of the Mortgage Loan as of the date of such purchase (or if the related Mortgaged Property was acquired with respect thereto, 100% of the Outstanding Principal Balance at the date of the acquisition), plus (ii) accrued interest thereon at the applicable Mortgage Rate through the first day of the month in which the Purchase Price is to be distributed to Certificateholders, reduced by any portion of the Servicing Fee, Servicing Advances and Advances payable to the purchaser of the Mortgage Loan plus (iii) any costs and damages (if any) incurred by the Trust in connection with any violation of such Mortgage Loan of any anti-predatory lending laws.
 
QIB: A Qualified Institutional Buyer as defined in Rule 144A promulgated under the Securities Act.
 
Rating Agency: Each of Moody’s, S&P and Fitch. If any such organization or its successor is no longer in existence, “Rating Agency” shall be a nationally recognized statistical rating organization, or other comparable Person, designated by the Depositor, notice of which designation shall be given to the Trustee. References herein to a given rating category of a Rating Agency shall mean such rating category without giving effect to any modifiers.
 
Realized Loss: With respect to each Mortgage Loan as to which a Final Recovery Determination has been made, an amount (not less than zero) equal to (i) the unpaid principal balance of such Mortgage Loan as of the commencement of the calendar month in which the Final Recovery Determination was made, plus (ii) accrued interest from the Due Date as to which interest was last paid by the Mortgagor through the end of the calendar month in which such Final Recovery Determination was made, calculated in the case of each calendar month during such period (A) at an annual rate equal to the annual rate at which interest was then accruing on such Mortgage Loan and (B) on a principal amount equal to the Stated Principal Balance of such Mortgage Loan as of the close of business on the Distribution Date during such calendar month, minus (iii) the proceeds, if any, received in respect of such Mortgage Loan during the calendar month in which such Final Recovery Determination was made, net of amounts that are payable therefrom to the Master Servicer pursuant to this Agreement. With respect to each Mortgage Loan which is the subject of a Servicing Modification, (a) (1) the amount by which the interest portion of a monthly payment or the principal balance of such Mortgage Loan was reduced or (2) the sum of any other amounts owing under the Mortgage Loan that were forgiven and that constitute Servicing Advances that are reimbursable to the Master Servicer, and (b) any such amount with respect to a monthly payment that was or would have been due in the month immediately following the month in which a Principal Prepayment or the Purchase Price of such Mortgage Loan is received or is deemed to have been received and not paid due to a Servicing Modification. In addition, to the extent the Master Servicer receives Subsequent Recoveries with respect to any Mortgage Loan, the amount of the Realized Loss with respect to that Mortgage Loan will be reduced to the extent such recoveries are distributed to any Class of Certificates or applied to increase Excess Spread with respect to such Loan Group on any Distribution Date.
 
With respect to any REO Property as to which a Final Recovery Determination has been made, an amount (not less than zero) equal to (i) the unpaid principal balance of the related Mortgage Loan as of the date of acquisition of such REO Property on behalf of REMIC I, plus (ii) accrued interest from the Due Date as to which interest was last paid by the Mortgagor in respect of the related Mortgage Loan through the end of the calendar month immediately preceding the calendar month in which such REO Property was acquired, calculated in the case of each calendar month during such period (A) at an annual rate equal to the annual rate at which interest was then accruing on the related Mortgage Loan and (B) on a principal amount equal to the Stated Principal Balance of the related Mortgage Loan as of the close of business on the Distribution Date during such calendar month, plus (iii) REO Imputed Interest for such REO Property for each calendar month commencing with the calendar month in which such REO Property was acquired and ending with the calendar month in which such Final Recovery Determination was made, minus (iv) the aggregate of all unreimbursed Advances and Servicing Advances.
 
With respect to each Mortgage Loan which has become the subject of a Deficient Valuation, the difference between the principal balance of the Mortgage Loan outstanding immediately prior to such Deficient Valuation and the principal balance of the Mortgage Loan as reduced by the Deficient Valuation.
 
With respect to each Mortgage Loan which has become the subject of a Debt Service Reduction, the portion, if any, of the reduction in each affected Monthly Payment attributable to a reduction in the Mortgage Rate imposed by a court of competent jurisdiction. Each such Realized Loss shall be deemed to have been incurred on the Due Date for each affected Monthly Payment.
 
Record Date: With respect to any Distribution Date and the Certificates (other than the Class CE, Class P and Residual Certificates), so long as such Classes of Certificates are Book-Entry Certificates, the Business Day preceding such Distribution Date, and otherwise, the close of business on the last Business Day of the month preceding the month in which such Distribution Date occurs. With respect to the Class CE, Class P and Residual Certificates, so long as such Classes of Certificates remain non Book-Entry Certificates, the close of business on the last Business Day of the month preceding the month in which such Distribution Date occurs.
 
Reference Banks: Shall mean leading banks selected by the Trustee and engaged in transactions in Eurodollar deposits in the international Eurocurrency market (i) with an established place of business in London, (ii) which have been designated as such by the Trustee and (iii) which are not controlling, controlled by, or under common control with, the Depositor, the Seller or the Master Servicer.
 
Reference Bank Rate: With respect to any Accrual Period shall mean the arithmetic mean, rounded upwards, if necessary, to the nearest whole multiple of 0.03125%, of the offered rates for United States dollar deposits for one month that are quoted by the Reference Banks as of 11:00 a.m., New York City time, on the related Interest Determination Date to prime banks in the London interbank market for a period of one month in an amount approximately equal to the aggregate Certificate Principal Balance of the Class A Certificates and Class M Certificates for such Accrual Period, provided that at least two such Reference Banks provide such rate. If fewer than two offered rates appear, the Reference Bank Rate will be the arithmetic mean, rounded upwards, if necessary, to the nearest whole multiple of 0.03125%, of the rates quoted by one or more major banks in New York City, selected by the Trustee, as of 11:00 a.m., New York City time, on such date for loans in United States dollars to leading European banks for a period of one month in amounts approximately equal to the aggregate Certificate Principal Balance of the Class A Certificates and Class M Certificates for such Accrual Period.
 
Regular Certificate: Any of the Group I Regular Certificates and Group II Regular Certificates.
 
Regular Interest: A “regular interest” in a REMIC within the meaning of Section 860G(a)(1) of the Code.
 
Regulation AB: Subpart 229.1100 - Asset Backed Securities (Regulation AB), 17 C.F.R. §§229.1100-229.1123, as such may be amended from time to time, and subject to such clarification and interpretation as have been provided by the Commission in the adopting release (Asset-Backed Securities, Securities Act Release No. 33-8518, 70 Fed. Reg. 1,506, 1,531 (Jan. 7, 2005)) or by the staff of the Commission, or as may be provided by the Commission or its staff from time to time.
 
Relief Act: The Servicemembers Civil Relief Act, as amended, or similar state law.
 
Relief Act Interest Shortfall: With respect to any Distribution Date and any Mortgage Loan, any reduction in the amount of interest collectible on such Mortgage Loan for the most recently ended Due Period as a result of the application of the Relief Act.
 
Remaining Excess Spread: With respect to any Distribution Date and any Loan Group, the Excess Spread relating to such Loan Group less any Extra Principal Distribution Amount relating to such Loan Group, in each case for such Distribution Date.
 
REMIC: A “real estate mortgage investment conduit” within the meaning of section 860D of the Code.
 
REMIC I: The segregated pool of assets described in the Preliminary Statement and Section 5.07(a).
 
REMIC I Regular Interest: Any of the separate non-certificated beneficial ownership interests in REMIC I issued hereunder and designated as a Regular Interest in REMIC I. Each REMIC I Regular Interest shall accrue interest at the related Uncertificated REMIC I Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto. The designations for the respective REMIC I Regular Interests are set forth in the Preliminary Statement hereto. The REMIC I Regular Interests consist of REMIC I Regular Interest I-1-A through REMIC I Regular Interest I-60-B and REMIC I Regular Interest P, each as designated in the Preliminary Statement hereto.
 
REMIC II: The segregated pool of assets described in the Preliminary Statement and Section 5.07(a).
 
REMIC II Group I Regular Interests: REMIC II Regular Interest I-1-A through REMIC II Regular Interest I-60-B as designated in the Preliminary Statement hereto.
 
REMIC II Group II Regular Interests: REMIC II Regular Interest II-1-A through REMIC II Regular Interest II-60-B as designated in the Preliminary Statement hereto.
 
REMIC II Regular Interest: Any of the separate non-certificated beneficial ownership interests in REMIC II issued hereunder and designated as a Regular Interest in REMIC II. Each REMIC II Regular Interest shall accrue interest at the related Uncertificated REMIC II Pass-Through Rate in effect from time to time, and shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto. The designations for the respective REMIC II Regular Interests are set forth in the Preliminary Statement hereto. The REMIC II Regular Interests consist of the REMIC II Group I Regular Interests, the REMIC II Group II Regular Interests and REMIC II Regular Interest P, each as designated in the Preliminary Statement hereto.
 
REMIC III: The segregated pool of assets described in the Preliminary Statement and Section 5.07(a).
 
REMIC III Group I Interest Loss Allocation Amount: With respect to any Distribution Date, an amount (subject to adjustment based on the actual number of days elapsed in the respective Accrual Period) equal to (a) the product of (i) the aggregate Stated Principal Balance of the Group I Mortgage Loans and the related REO Properties then outstanding and (ii) the Uncertificated REMIC III Pass-Through Rate for REMIC III Regular Interest I-AA minus the Group I Marker Rate, divided by (b) 12.
 
REMIC III Group I Overcollateralization Amount: With respect to any date of determination, (i) 1.00% of the aggregate Uncertificated Principal Balance of the REMIC III Group I Regular Interests (other than REMIC III Regular Interests I-IO and I-P) minus (ii) the aggregate Uncertificated Principal Balance of each REMIC III Group I Regular Interest for which a Class I-A Certificate or Class I-M Certificate is a Corresponding Certificate, in each case, as of such date of determination.
 
REMIC III Group I Principal Loss Allocation Amount: With respect to any Distribution Date, an amount equal to the product of (i) the aggregate Stated Principal Balance of the Group I Mortgage Loans and the related REO Properties then outstanding and (ii) 1 minus a fraction, the numerator of which is two (2) times the aggregate Uncertificated Principal Balance of each REMIC III Group I Regular Interest for which a Class I-A Certificate or Class I-M Certificate is a Corresponding Certificate and the denominator of which is the aggregate Uncertificated Principal Balance of each REMIC III Group I Regular Interest for which a Class I-A Certificate or Class I-M Certificate is a Corresponding Certificate and REMIC III Regular Interest I-ZZ.
 
REMIC III Group I Regular Interest: Any of the REMIC III Regular Interests I-AA, I-ZZ, I-A-1, I-A-2, I-A-3, I-M-1, I-M-2, I-M-3, I-M-4, I-M-5, I-M-6, I-M-7, I-M-8, I-M-9, I-M-10, I-M-11, I-IO and I-P.
 
REMIC III Group I Required Overcollateralization Amount: 1.00% of the Group I Overcollateralization Target Amount.
 
REMIC III Group II Interest Loss Allocation Amount: With respect to any Distribution Date, an amount (subject to adjustment based on the actual number of days elapsed in the respective Accrual Period) equal to (a) the product of (i) 50% of the aggregate Stated Principal Balance of the Group II Mortgage Loans and the related REO Properties then outstanding and (ii) the Uncertificated REMIC III Pass-Through Rate for REMIC III Regular Interest II-AA minus the Group II Marker Rate, divided by (b) 12.
 
REMIC III Group II Marker Allocation Percentage: 50% of any amount payable or loss allocable from the Group II Mortgage Loans, which shall be allocated to REMIC III Regular Interest II-AA, REMIC III Regular Interest II-ZZ, and each REMIC III Group II Regular Interest for which a Class II-A Certificate or Class II-M Certificate is a Corresponding Certificate.
 
REMIC III Group II Overcollateralization Amount: With respect to any date of determination, (i) 0.50% of the aggregate Uncertificated Principal Balance of the REMIC III Group II Regular Interests (other than REMIC III Regular Interests II-IO and II-P) minus (ii) the aggregate Uncertificated Principal Balance of each REMIC III Group II Regular Interest for which a Class II-A Certificate or Class II-M Certificate is a Corresponding Certificate, in each case, as of such date of determination.
 
REMIC III Group II Principal Loss Allocation Amount: With respect to any Distribution Date, an amount equal to the product of (i) 50% of the aggregate Stated Principal Balance of the Group II Mortgage Loans and the related REO Properties then outstanding and (ii) 1 minus a fraction, the numerator of which is two (2) times the aggregate Uncertificated Principal Balance of each REMIC III Group II Regular Interest for which a Class II-A Certificate or Class II-M Certificate is a Corresponding Certificate and the denominator of which is the aggregate Uncertificated Principal Balance of each REMIC III Group II Regular Interest for which a Class II-A Certificate or Class II-M Certificate is a Corresponding Certificate and REMIC III Regular Interest II-ZZ.
 
REMIC III Group II Regular Interest: Any of the REMIC III Regular Interests II-AA, II-ZZ, II-1A-1, II-1A-2, II-1A-3, II-2A, II-M-1, II-M-2, II-M-3, II-M-4, II-M-5, II-M-6, II-M-7, II-M-8, II-M-9, II-M-10, II-M-11, II-IO, II-P, II-1-Sub, II-1-Grp, II-2-Sub, II-2-Grp and II-XX.
 
REMIC III Group II Required Overcollateralization Amount: 0.50% of the Group II Overcollateralization Target Amount.
 
REMIC III Group II Sub WAC Allocation Percentage: 50% of any amount payable or loss allocable from the Group II Mortgage Loans, which shall be allocated to REMIC III Regular Interest II-1-Sub, REMIC III Regular Interest II-1-Grp, REMIC III Regular Interest II-2-Sub, REMIC III Regular Interest II-2-Grp and REMIC III Regular Interest II-XX.
 
REMIC III Group II Subordinated Balance Ratio: The ratio among the Uncertificated Principal Balances of each REMIC III Group II Regular Interest ending with the designation “Sub”, equal to the ratio among, with respect to each such REMIC III Group II Regular Interest, the excess of (x) the aggregate Stated Principal Balance of the Group II Mortgage Loans in Subgroup II-1 or the Group II Mortgage Loans in Subgroup II-2, as applicable, over (y) the current aggregate Certificate Principal Balance of the related Class II-A Certificates.
 
REMIC III Regular Interest: Any of the separate non-certificated beneficial ownership interests in REMIC III issued hereunder and designated as a Regular Interest in REMIC III. Each REMIC III Regular Interest shall accrue interest at the related Uncertificated REMIC III Pass-Through Rate in effect from time to time, and (except for the REMIC III Regular Interests I-IO and II-IO) shall be entitled to distributions of principal, subject to the terms and conditions hereof, in an aggregate amount equal to its initial Uncertificated Principal Balance as set forth in the Preliminary Statement hereto. The designations for the respective REMIC III Regular Interests are set forth in the Preliminary Statement hereto. The REMIC III Regular Interests consist of the REMIC III Group I Regular Interests and REMIC III Group II Regular Interests.
 
REMIC IV: The segregated pool of assets described in the Preliminary Statement and Section 5.07(a).
 
REMIC IV Regular Interest: The Class I-CE Interest, Class II-CE Interest, Class I-P Interest, Class II-P Interest, Class I-IO Interest, Class II-IO Interest or any Regular Interest in REMIC IV the ownership of which is represented by any of the Class A Certificates or Class M Certificates.
 
REMIC V: The segregated pool of assets consisting of the Class I-CE Interest conveyed in trust to the Trustee, for the benefit of the Holders of the Class I-CE Certificates and the Class I-RX Certificate (in respect of the Class I-R-5 Interest), with respect to which a separate REMIC election is to be made.
 
REMIC V Certificate: Any Class I-CE Certificate or Class I-RX Certificate (in respect of the Class I-R-5 Interest).
 
REMIC VI: The segregated pool of assets consisting of the Class I-P Interest conveyed in trust to the Trustee, for the benefit of the Holders of the Class I-P Certificates and the Class I-RX Certificate (in respect of the Class I-R-6 Interest), with respect to which a separate REMIC election is to be made.
 
REMIC VI Certificate: Any Class I-P Certificate or Class I-RX Certificate (in respect of the Class I-R-6 Interest).
 
REMIC VII: The segregated pool of assets consisting of the Class I-IO Interest conveyed in trust to the Trustee, for the benefit of the holders of REMIC VII Regular Interest IO and the Class I-RX Certificate (in respect of the Class I-R-7 Interest), with respect to which a separate REMIC election is to be made.
 
REMIC VII Interests: The REMIC VII Regular Interest IO or Class I-RX Certificate (in respect of the Class I-R-7 Interest).
 
REMIC VIII: The segregated pool of assets consisting of the Class II-CE Interest conveyed in trust to the Trustee, for the benefit of the Holders of the Class II-CE Certificates and the Class II-RX Certificate (in respect of the Class II-R-8 Interest), with respect to which a separate REMIC election is to be made.
 
REMIC VIII Certificate: Any Class II-CE Certificate or Class II-RX Certificate (in respect of the Class II-R-8 Interest).
 
REMIC IX: The segregated pool of assets consisting of the Class II-P Interest conveyed in trust to the Trustee, for the benefit of the Holders of the Class II-P Certificates and the Class II-RX Certificate (in respect of the Class II-R-9 Interest), with respect to which a separate REMIC election is to be made.
 
REMIC IX Certificate: Any Class II-P Certificate or Class II-RX Certificate (in respect of the Class II-R-9 Interest).
 
REMIC X: The segregated pool of assets consisting of the Class II-IO Interest conveyed in trust to the Trustee, for the benefit of the holders of REMIC X Regular Interest IO and the Class II-RX Certificate (in respect of the Class II-R-10 Interest), with respect to which a separate REMIC election is to be made.
 
REMIC X Interests: The REMIC X Regular Interest IO or Class II-RX Certificate (in respect of the Class II-R-10 Interest).
 
REMIC Opinion: Shall mean an Opinion of Counsel to the effect that the proposed action will not cause any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII, REMIC IX or REMIC X to fail to qualify as a REMIC at any time that any Certificates are outstanding.
 
REMIC Provisions: Provisions of the federal income tax law relating to real estate mortgage investment conduits, which appear at Sections 860A through 860G of the Code, and related provisions, and proposed, temporary and final regulations and published rulings, notices and announcements promulgated thereunder, as the foregoing may be in effect from time to time, as well as provisions of applicable state laws.
 
REMIC Regular Interests: The REMIC I Regular Interests, REMIC II Regular Interests and REMIC III Regular Interests.
 
Remittance Date: Shall mean the Business Day immediately preceding the Distribution Account Deposit Date.
 
Remittance Report: Shall mean a report to the Trustee in an electronic format (or by such other means as the Master Servicer and the Trustee may agree from time to time) containing such data and information, as agreed to by the Master Servicer and the Trustee such as to permit the Trustee to prepare the Monthly Statement to Certificateholders.
 
REO Imputed Interest: As to any REO Property, for any calendar month during which such REO Property was at any time part of REMIC I, one month’s interest at the applicable Net Mortgage Rate on the Stated Principal Balance of such REO Property (or, in the case of the first such calendar month, of the related Mortgage Loan, if appropriate) as of the close of business on the Distribution Date in such calendar month.
 
REO Property: A Mortgaged Property acquired by the Master Servicer through foreclosure or deed-in-lieu of foreclosure in connection with a defaulted Mortgage Loan.
 
Replacement Mortgage Loan: A Mortgage Loan or Mortgage Loans in the aggregate substituted by the Seller for a Deleted Mortgage Loan, which must, on the date of such substitution, as confirmed in a Request for Release, (i) have a Stated Principal Balance, after deduction of the principal portion of the Scheduled Payment due in the month of substitution, not in excess of, and not less than 90% of, the Stated Principal Balance of the Deleted Mortgage Loan; (ii) if the Replacement Mortgage Loan is a fixed rate Mortgage Loan, have a fixed Mortgage Rate not less than or more than 1% per annum higher than the Mortgage Rate of the Deleted Mortgage Loan; (iii) have the same or higher credit quality characteristics than that of the Deleted Mortgage Loan; (iv) have a Loan-to-Value Ratio no higher than that of the Deleted Mortgage Loan; (v) have a remaining term to maturity no greater than (and not more than one year less than) that of the Deleted Mortgage Loan; (vi) not permit conversion of the Mortgage Rate from a fixed rate to a variable rate; (vii) have the same lien priority as the Deleted Mortgage Loan; (viii) constitute the same occupancy type as the Deleted Mortgage Loan or be owner occupied; (ix) if the Replacement Mortgage Loan is an Adjustable Rate Mortgage Loan, have a Maximum Mortgage Rate not less than the Maximum Mortgage Rate on the Deleted Mortgage Loan, (x) if the Replacement Mortgage Loan is an Adjustable Rate Mortgage Loan, have a Minimum Mortgage Rate not less than the Minimum Mortgage Rate of the Deleted Mortgage Loan, (xi) if the Replacement Mortgage Loan is an Adjustable Rate Mortgage Loan, have a Gross Margin equal to or greater than the Gross Margin of the Deleted Mortgage Loan, (xii) if the Replacement Mortgage Loan is an Adjustable Rate Mortgage Loan, have a next Adjustment Date not more than two months later than the next Adjustment Date on the Deleted Mortgage Loan, (xiii) comply with each representation and warranty set forth in Section 7 of the Mortgage Loan Purchase Agreement and (xiv) the Custodian has delivered a Final Certification noting no defects or exceptions.
 
Reportable Event: As defined in Section 3.16(a)(iii).
 
Request for Release: The Request for Release to be submitted by the Seller or the Master Servicer to the Custodian substantially in the form of Exhibit G. Each Request for Release furnished to the Custodian by the Seller or the Master Servicer shall be in duplicate and shall be executed by an officer of such Person or a Servicing Officer (or, if furnished electronically to the Custodian, shall be deemed to have been sent and executed by an officer of such Person or a Servicing Officer) of the Master Servicer.
 
Required Insurance Policy: With respect to any Mortgage Loan, any insurance policy that is required to be maintained from time to time under this Agreement.
 
Reserve Fund: Any of the Group I Reserve Fund and Group II Reserve Fund.
 
Reserve Fund Deposit: Any of the Group I Reserve Fund Deposit and Group II Reserve Fund Deposit.
 
Residual Certificates: Any of the Group I Residual Certificates and Group II Residual Certificates.
 
Residual Interest: The sole class of “residual interests” in a REMIC within the meaning of Section 860G(a)(2) of the Code.
 
Responsible Officer: With respect to the Trustee, any Vice President, any Assistant Vice President, the Secretary, any Assistant Secretary, or any Trust Officer with specific responsibility for the transactions contemplated hereby, any other officer customarily performing functions similar to those performed by any of the above designated officers or other officers of the Trustee specified by the Trustee, as to whom, with respect to a particular matter, such matter is referred because of such officer’s knowledge of and familiarity with the particular subject.
 
S&P: Standard & Poor’s, a division of The McGraw-Hill Companies, Inc., and any successor thereto.
 
Sarbanes-Oxley Act: The Sarbanes-Oxley Act of 2002 and the rules and regulations of the Commission promulgated thereunder (including any interpretations thereof by the Commission’s staff).
 
Sarbanes-Oxley Certification: As defined in Section 3.16(a)(iv).
 
Scheduled Payment: The scheduled monthly payment on a Mortgage Loan due on any Due Date allocable to principal and/or interest on such Mortgage Loan.
 
Securities Act: The Securities Act of 1933, as amended.
 
Seller: EMC or Master Funding, in each case in its capacity as seller of the Mortgage Loans to the Depositor.
 
Senior Certificates: Any of the Class I-A Certificates and Class II-A Certificates.
 
Servic(es)(ing): In accordance with Regulation AB, the act of servicing and administering the Mortgage Loans or any other assets of the Trust by an entity that meets the definition of “servicer’ set forth in Item 1101 of Regulation AB and is subject to the disclosure requirements set forth in 1108 of Regulation AB. For clarification purposes, any uncapitalized occurrence of this term shall have the meaning commonly understood by participants in the residential mortgage-backed securitization market.
 
Servicing Advances: All customary, reasonable and necessary “out of pocket” costs and expenses (including reasonable legal fees) incurred in the performance by the Master Servicer of its servicing obligations hereunder, including, but not limited to, the cost of (i) the preservation, restoration and protection of a Mortgaged Property, (ii) any enforcement or judicial proceedings, including foreclosures, and including any expenses incurred in relation to any such proceedings that result from the Mortgage Loan being registered in the MERS® System, (iii) the management and liquidation of any REO Property (including, without limitation, realtor’s commissions) and (iv) compliance with any obligations under Section 3.07 hereof to cause insurance to be maintained.
 
Servicing Criteria: The “servicing criteria” set forth in Item 1122(d) of Regulation AB, as such may be amended from time to time.
 
Servicing Fee: As to each Mortgage Loan and any Distribution Date, an amount equal to 1/12th of the Servicing Fee Rate multiplied by the Stated Principal Balance of such Mortgage Loan as of the Due Date in the month preceding the month in which such Distribution Date occurs or, in the event of any payment of interest that accompanies a Principal Prepayment in full during the related Due Period made by the Mortgagor immediately prior to such prepayment, interest at the Servicing Fee Rate on the Stated Principal Balance of such Mortgage Loan for the period covered by such payment of interest.
 
Servicing Fee Rate: 0.500% per annum.
 
Servicing Modification: With respect to any Mortgage Loan that is in default or, in the reasonable judgment of the Master Servicer, as to which default is reasonably foreseeable, any modification which is effected by the Master Servicer in accordance with the terms of this Agreement which results in any change in the outstanding Stated Principal Balance, any change in the Mortgage Rate or any extension of the term of such Mortgage Loan.
 
Servicing Officer: Any officer of the Master Servicer involved in, or responsible for, the administration and servicing of the Mortgage Loans whose name and facsimile signature appear on a list of servicing officers furnished to the Trustee by the Master Servicer on the Closing Date pursuant to this Agreement, as such list may from time to time be amended.
 
Significance Estimate: Any of the Group I Significance Estimate and the Group II Significance Estimate.
 
Significance Percentage: Any of the Group I Significance Percentage and the Group II Significance Percentage.
 
Sponsor: EMC Mortgage Corporation, in its capacity as sponsor hereunder.
 
Startup Day: The Startup Day for each REMIC formed hereunder shall be the Closing Date.
 
Stated Principal Balance: With respect to any Mortgage Loan or related REO Property and any Distribution Date, the Cut-off Date Principal Balance thereof minus the sum of (i) the principal portion of the Scheduled Payments due with respect to such Mortgage Loan during each Due Period ending prior to such Distribution Date (and irrespective of any delinquency in their payment), (ii) all Principal Prepayments with respect to such Mortgage Loan received prior to or during the related Prepayment Period, and all Liquidation Proceeds to the extent applied by the Master Servicer as recoveries of principal in accordance with Section 3.09 with respect to such Mortgage Loan, that were received by the Master Servicer as of the close of business on the last day of the calendar month immediately preceeding such Distribution Date and (iii) any Realized Losses on such Mortgage Loan incurred during the related Due Period. The Stated Principal Balance of a Liquidated Loan equals zero.
 
Subgroup: Any of Subgroup II-1 or Subgroup II-2.
 
Subgroup I: The group of Group II Mortgage Loans included as such on the Mortgage Loan Schedule.
 
Subgroup II: The group of Group II Mortgage Loans included as such on the Mortgage Loan Schedule.
 
Subgroup II-1 Mortgage Loans: The Mortgage Loans identified as such on the Mortgage Loan Schedule.
 
Subgroup II-1 Principal Distribution Amount: With respect to the Class II-1A Certificates and any Distribution Date is the product of the Principal Distribution Amount related to Loan Group II, and a fraction, the numerator of which is the Principal Funds for Subgroup II-1 for such Distribution Date and the denominator of which is the Principal Funds for Subgroup II-1 and Subgroup II-2 for such Distribution Date.
 
Subgroup II-2 Mortgage Loans: The Mortgage Loans identified as such on the Mortgage Loan Schedule.
 
Subgroup II-2 Principal Distribution Amount: With respect to the Class II-2A Certificates and any Distribution Date is the product of the Principal Distribution Amount related to Loan Group II, and a fraction, the numerator of which is the Principal Funds for Subgroup II-2 for such Distribution Date and the denominator of which is the Principal Funds for Subgroup II-1 and Subgroup II-2 for such Distribution Date.
 
Subordinated Certificates: The Class M Certificates, Class CE Certificates and Residual Certificates.
 
Subsequent Recoveries: As of any Distribution Date, amounts received by the Master Servicer (net of any related expenses permitted to be reimbursed pursuant to Section 4.02) or surplus amounts held by the Master Servicer to cover estimated expenses (including, but not limited to, recoveries in respect of the representations and warranties made by the Seller pursuant to the Mortgage Loan Purchase Agreement) specifically related to a Mortgage Loan that was the subject of a liquidation or final disposition of any REO Property prior to the related Prepayment Period that resulted in a Realized Loss.
 
Subservicing Agreement: Any agreement entered into between the Master Servicer and a subservicer with respect to the subservicing of any Mortgage Loan hereunder by such subservicer.
 
Substitution Adjustment Amount: The meaning ascribed to such term pursuant to Section 2.03(c).
 
Sub-Trust: Each of the Group I Sub-Trust and the Group II Sub-Trust.
 
Successor Master Servicer: The meaning ascribed to such term pursuant to Section 8.02.
 
Supplemental Interest Trust: Any of the Group I Supplemental Interest Trust and Group II Supplemental Interest Trust.
 
Supplemental Interest Trust Trustee: Any of the Group I Supplemental Interest Trust Trustee or Group II Supplemental Interest Trust Trustee.

Swap Account: Any of the Group I Swap Account and Group II Swap Account.
 
Swap Administrator: LaSalle Bank National Association acting as Swap administrator under the Swap Administration Agreement.
 
Swap Administration Agreement: The Swap Administration Agreement, dated August 30, 2006, pursuant to which the Swap Administrator will make payments to the related Swap Provider and the related Certificateholders, and certain other payments, as such agreement may be amended or supplemented from time to time.
 
Swap LIBOR: For any Distribution Date, a per annum rate equal to the Floating Rate Option (as defined in the related Swap Agreement) for the related Calculation Period (as defined in the related Swap Agreement).
 
Swap Provider: Any of the Group I Swap Provider and Group II Swap Provider.
 
Swap Provider Trigger Event: Any of the Group I Swap Provider Trigger Event and Group II Swap Provider Trigger Event.
 
Swap Termination Payment: Any of the Group I Swap Termination Payment and Group II Swap Termination Payment.
 
Tax Matters Person: The person designated as “tax matters person” in the manner provided under Treasury Regulation Sections 1.860F-4(d) and 301.6231(a)(7)-1T. The Holder of the greatest Percentage Interest in a Class of Residual Certificates shall be the Tax Matters Person for the related REMIC. The Trustee, or any successor thereto or assignee thereof, shall serve as tax administrator hereunder and as agent for the related Tax Matters Person.
 
Transfer: Any direct or indirect transfer or sale of any Ownership Interest in a Certificate.
 
Transfer Affidavit: As defined in Section 6.02.
 
Trigger Event: Any of a Group I Trigger Event or Group II Trigger Event.
 
Trust Fund or Trust: The corpus of the trust created hereunder consisting of (i) the Mortgage Loans and all interest accruing and principal due with respect thereto after the Cut-off Date to the extent not applied in computing the Cut-off Date Principal Balance thereof; (ii) the Distribution Account, the Class I-P Certificate Account, the Class II-P Certificate Account, the Reserve Funds and the Protected Account and all amounts deposited therein pursuant to the applicable provisions of this Agreement; (iii) property that secured a Mortgage Loan and has been acquired by foreclosure, deed in lieu of foreclosure or otherwise; (iv) the mortgagee’s rights under the Insurance Policies with respect to the Mortgage Loans; (v) the rights under the Swap Administration Agreement relating to the Certificates; (vi) the rights under the Mortgage Loan Purchase Agreement; and (vii) all proceeds of the foregoing, including proceeds of conversion, voluntary or involuntary, of any of the foregoing into cash or other liquid property.
 
Trustee: LaSalle Bank National Association, for the benefit of the Certificateholders under this Agreement, a national banking association and any successor thereto, and any corporation or national banking association resulting from or surviving any consolidation or merger to which it or its successors may be a party and any successor trustee as may from time to time be serving as successor trustee hereunder.
 
Trustee Fee: As to each Mortgage Loan and any Distribution Date, a per annum fee equal to 0.0065% multiplied by the Stated Principal Balance of such Mortgage Loan as of the Due Date in the month preceding the month in which such Distribution Date occurs.
 
Uncertificated Accrued Interest: With respect to each REMIC Regular Interest on each Distribution Date, an amount equal to one month’s interest at the related Uncertificated Pass-Through Rate on the related Uncertificated Principal Balance or related Uncertificated Notional Amount of such REMIC Regular Interest. In each case, Uncertificated Accrued Interest will be reduced by any Prepayment Interest Shortfalls and Relief Act Interest Shortfalls (allocated to such REMIC Regular Interests as set forth in Section 1.02).
 
Uncertificated Notional Amount: With respect to the Class I-CE Interest and any Distribution Date, an amount equal to the aggregate Uncertificated Principal Balance of the REMIC III Group I Regular Interests (other than REMIC III Regular Interest I-P) for such Distribution Date.
 
With respect to the Class II-CE Interest and any Distribution Date, an amount equal to the aggregate Uncertificated Principal Balance of the REMIC III Group II Regular Interests (other than REMIC III Regular Interest II-P) for such Distribution Date.
 
With respect to REMIC III Regular Interest I-IO and each Distribution Date listed below, the aggregate Uncertificated Principal Balance of the REMIC I Regular Interests ending with the designation “A” listed below:
 
Distribution Date
REMIC I Regular Interests
1
I-1-A through I-60-A
2
I-2-A through I-60-A
3
I-3-A through I-60-A
4
I-4-A through I-60-A
5
I-5-A through I-60-A
6
I-6-A through I-60-A
7
I-7-A through I-60-A
8
I-8-A through I-60-A
9
I-9-A through I-60-A
10
I-10-A through I-60-A
11
I-11-A through I-60-A
12
I-12-A through I-60-A
13
I-13-A through I-60-A
14
I-14-A through I-60-A
15
I-15-A through I-60-A
16
I-16-A through I-60-A
17
I-17-A through I-60-A
18
I-18-A through I-60-A
19
I-19-A through I-60-A
20
I-20-A through I-60-A
21
I-21-A through I-60-A
22
I-22-A through I-60-A
23
I-23-A through I-60-A
24
I-24-A through I-60-A
25
I-25-A through I-60-A
26
I-26-A through I-60-A
27
I-27-A through I-60-A
28
I-28-A through I-60-A
29
I-29-A through I-60-A
30
I-30-A through I-60-A
31
I-31-A through I-60-A
32
I-32-A through I-60-A
33
I-33-A through I-60-A
34
I-34-A through I-60-A
35
I-35-A through I-60-A
36
I-36-A through I-60-A
37
I-37-A through I-60-A
38
I-38-A through I-60-A
39
I-39-A through I-60-A
40
I-40-A through I-60-A
41
I-41-A through I-60-A
42
I-42-A through I-60-A
43
I-43-A through I-60-A
44
I-44-A through I-60-A
45
I-45-A through I-60-A
46
I-46-A through I-60-A
47
I-47-A through I-60-A
48
I-48-A through I-60-A
49
I-49-A through I-60-A
50
I-50-A through I-60-A
51
I-51-A through I-60-A
52
I-52-A through I-60-A
53
I-53-A through I-60-A
54
I-54-A through I-60-A
55
I-55-A through I-60-A
56
I-56-A through I-60-A
57
I-57-A through I-60-A
58
I-58-A through I-60-A
59
I-59-A through I-60-A
60
I-60-A
thereafter
$0.00

With respect to REMIC III Regular Interest II-IO and each Distribution Date listed below, the aggregate Uncertificated Principal Balance of the REMIC II Regular Interests ending with the designation “A” listed below:
 
Distribution Date
REMIC II Regular Interests
1
I-1-A through I-60-A and II-1-A through II-60-A
2
I-2-A through I-60-A and II-2-A through II-60-A
3
I-3-A through I-60-A and II-3-A through II-60-A
4
I-4-A through I-60-A and II-4-A through II-60-A
5
I-5-A through I-60-A and II-5-A through II-60-A
6
I-6-A through I-60-A and II-6-A through II-60-A
7
I-7-A through I-60-A and II-7-A through II-60-A
8
I-8-A through I-60-A and II-8-A through II-60-A
9
I-9-A through I-60-A and II-9-A through II-60-A
10
I-10-A through I-60-A and II-10-A through II-60-A
11
I-11-A through I-60-A and II-11-A through II-60-A
12
I-12-A through I-60-A and II-12-A through II-60-A
13
I-13-A through I-60-A and II-13-A through II-60-A
14
I-14-A through I-60-A and II-14-A through II-60-A
15
I-15-A through I-60-A and II-15-A through II-60-A
16
I-16-A through I-60-A and II-16-A through II-60-A
17
I-17-A through I-60-A and II-17-A through II-60-A
18
I-18-A through I-60-A and II-18-A through II-60-A
19
I-19-A through I-60-A and II-19-A through II-60-A
20
I-20-A through I-60-A and II-20-A through II-60-A
21
I-21-A through I-60-A and II-21-A through II-60-A
22
I-22-A through I-60-A and II-22-A through II-60-A
23
I-23-A through I-60-A and II-23-A through II-60-A
24
I-24-A through I-60-A and II-24-A through II-60-A
25
I-25-A through I-60-A and II-25-A through II-60-A
26
I-26-A through I-60-A and II-26-A through II-60-A
27
I-27-A through I-60-A and II-27-A through II-60-A
28
I-28-A through I-60-A and II-28-A through II-60-A
29
I-29-A through I-60-A and II-29-A through II-60-A
30
I-30-A through I-60-A and II-30-A through II-60-A
31
I-31-A through I-60-A and II-31-A through II-60-A
32
I-32-A through I-60-A and II-32-A through II-60-A
33
I-33-A through I-60-A and II-33-A through II-60-A
34
I-34-A through I-60-A and II-34-A through II-60-A
35
I-35-A through I-60-A and II-35-A through II-60-A
36
I-36-A through I-60-A and II-36-A through II-60-A
37
I-37-A through I-60-A and II-37-A through II-60-A
38
I-38-A through I-60-A and II-38-A through II-60-A
39
I-39-A through I-60-A and II-39-A through II-60-A
40
I-40-A through I-60-A and II-40-A through II-60-A
41
I-41-A through I-60-A and II-41-A through II-60-A
42
I-42-A through I-60-A and II-42-A through II-60-A
43
I-43-A through I-60-A and II-43-A through II-60-A
44
I-44-A through I-60-A and II-44-A through II-60-A
45
I-45-A through I-60-A and II-45-A through II-60-A
46
I-46-A through I-60-A and II-46-A through II-60-A
47
I-47-A through I-60-A and II-47-A through II-60-A
48
I-48-A through I-60-A and II-48-A through II-60-A
49
I-49-A through I-60-A and II-49-A through II-60-A
50
I-50-A through I-60-A and II-50-A through II-60-A
51
I-51-A through I-60-A and II-51-A through II-60-A
52
I-52-A through I-60-A and II-52-A through II-60-A
53
I-53-A through I-60-A and II-53-A through II-60-A
54
I-54-A through I-60-A and II-54-A through II-60-A
55
I-55-A through I-60-A and II-55-A through II-60-A
56
I-56-A through I-60-A and II-56-A through II-60-A
57
I-57-A through I-60-A and II-57-A through II-60-A
58
I-58-A through I-60-A and II-58-A through II-60-A
59
I-59-A through I-60-A and II-59-A through II-60-A
60
I-60-A and II-60-A
thereafter
$0.00

With respect to the Class I-IO Interest and any Distribution Date, an amount equal to the Uncertificated Notional Amount of the REMIC III Regular Interest I-IO. With respect to REMIC VII Regular Interest IO, an amount equal to the Uncertificated Notional Amount of the Class I-IO Interest.
 
With respect to the Class II-IO Interest and any Distribution Date, an amount equal to the Uncertificated Notional Amount of the REMIC III Regular Interest II-IO. With respect to REMIC X Regular Interest IO, an amount equal to the Uncertificated Notional Amount of the Class II-IO Interest.
 
Uncertificated Pass-Through Rate: The Uncertificated REMIC I Pass-Through Rate, Uncertificated REMIC II Pass-Through Rate or Uncertificated REMIC III Pass-Through Rate.
 
Uncertificated Principal Balance: The amount of REMIC Regular Interests, Class P Interests and Class CE Interests outstanding as of any date of determination. As of the Closing Date, the Uncertificated Principal Balance of each REMIC Regular Interest, Class P Interest and Class CE Interest shall equal the amount set forth in the Preliminary Statement hereto as its initial Uncertificated Principal Balance, and on any date of determination thereafter, the Uncertificated Principal Balance of the Class I-CE Interest shall be an amount equal to the excess, if any, of (A) the then aggregate Uncertificated Principal Balance of the REMIC III Group I Regular Interests, over (B) the then aggregate Certificate Principal Balance of the Class I-A Certificates and the Class I-M Certificates and the Uncertificated Principal Balance of the Class I-P Interest then outstanding, and the Uncertificated Principal Balance of the Class II-CE Interest shall be an amount equal to the excess, if any, of (A) the then aggregate Uncertificated Principal Balance of the REMIC III Group II Regular Interests, over (B) the then aggregate Certificate Principal Balance of the Class II-A Certificates and the Class II-M Certificates and the Uncertificated Principal Balance of the Class II-P Interest then outstanding. On each Distribution Date, the Uncertificated Principal Balance of the REMIC Regular Interests, Class CE Interests and Class P Interests shall be reduced by all distributions of principal made on such REMIC Regular Interests, Class CE Interests and Class P Interests on such Distribution Date pursuant to Section 5.07 and, if and to the extent necessary and appropriate, shall be further reduced on such Distribution Date by Realized Losses as provided in Section 5.05, and the Uncertificated Principal Balances of REMIC III Regular Interest I-ZZ and REMIC III Regular Interest II-ZZ shall be increased by interest deferrals as provided in Sections 5.07(c)(1)(ii) and 5.07(c)(3)(ii), respectively. The Uncertificated Principal Balance of each REMIC Regular Interest, Class P Interest and Class CE Interest shall never be less than zero.
 
Uncertificated REMIC I Pass-Through Rate: With respect to each REMIC I Regular Interest ending with the designation “A” and any Distribution Date, a per annum rate equal to the weighted average Net Mortgage Rate of the Group I Mortgage Loans multiplied by 2, subject to a maximum rate of 10.7940%. With respect to each REMIC I Regular Interest ending with the designation “B” and any Distribution Date, the greater of (x) a per annum rate equal to the excess, if any, of (1) 2 multiplied by the weighted average Net Mortgage Rate of the Group I Mortgage Loans over (2) 10.7940% and (y) 0.00% per annum.
 
With respect to REMIC I Regular Interest P, 0.00%.
 
Uncertificated REMIC II Pass-Through Rate: With respect to each REMIC II Group I Regular Interest ending with the designation “A” and any Distribution Date, a per annum rate equal to the weighted average Net Mortgage Rate of Subgroup II-1 multiplied by 2, subject to a maximum rate of 10.7940%. With respect to each REMIC II Group I Regular Interest ending with the designation “B” and any Distribution Date, the greater of (x) a per annum rate equal to the excess, if any, of (1) 2 multiplied by the weighted average Net Mortgage Rate of Subgroup II-1 over (2) 10.7940% and (y) 0.00% per annum.
 
With respect to each REMIC II Group II Regular Interest ending with the designation “A” and any Distribution Date, a per annum rate equal to the weighted average Net Mortgage Rate of Subgroup II-2 multiplied by 2, subject to a maximum rate of 10.7940%. With respect to each REMIC II Group II Regular Interest ending with the designation “B” and any Distribution Date, the greater of (x) a per annum rate equal to the excess, if any, of (1) 2 multiplied by the weighted average Net Mortgage Rate of Subgroup II-2 over (2) 10.7940% and (y) 0.00% per annum.
 
With respect to REMIC II Regular Interest P, 0.00%.
 
Uncertificated REMIC III Pass-Through Rate: With respect to REMIC III Regular Interest I-AA, each REMIC III Group I Regular Interest for which a Class I-A Certificate or Class I-M Certificate is the Corresponding Certificate and REMIC III Regular Interest I-ZZ, and any Distribution Date, a per annum rate equal to the weighted average of (x) the Uncertificated REMIC I Pass-Through Rates for the REMIC I Regular Interests ending with the designation “B” for such Distribution Date and (y) the rates listed below for the REMIC I Regular Interests ending with the designation “A” for such Distribution Date, in each case, weighted on the basis of the Uncertificated Principal Balances of each such REMIC I Regular Interest for such Distribution Date:
 
Distribution Date
REMIC I Regular Interest
Rate
1
I-1-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
2
I-2-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A
Uncertificated REMIC I Pass-Through Rate
3
I-3-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-2-A
Uncertificated REMIC I Pass-Through Rate
4
I-4-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-3-A
Uncertificated REMIC I Pass-Through Rate
5
I-5-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-4-A
Uncertificated REMIC I Pass-Through Rate
6
I-6-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-5-A
Uncertificated REMIC I Pass-Through Rate
7
I-7-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-6-A
Uncertificated REMIC I Pass-Through Rate
8
I-8-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-7-A
Uncertificated REMIC I Pass-Through Rate
9
I-9-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-8-A
Uncertificated REMIC I Pass-Through Rate
10
I-10-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-9-A
Uncertificated REMIC I Pass-Through Rate
11
I-11-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-10-A
Uncertificated REMIC I Pass-Through Rate
12
I-12-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-11-A
Uncertificated REMIC I Pass-Through Rate
13
I-13-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-12-A
Uncertificated REMIC I Pass-Through Rate
14
I-14-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-13-A
Uncertificated REMIC I Pass-Through Rate
15
I-15-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-14-A
Uncertificated REMIC I Pass-Through Rate
16
I-16-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-15-A
Uncertificated REMIC I Pass-Through Rate
17
I-17-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-16-A
Uncertificated REMIC I Pass-Through Rate
18
I-18-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-17-A
Uncertificated REMIC I Pass-Through Rate
19
I-19-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-18-A
Uncertificated REMIC I Pass-Through Rate
20
I-20-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-19-A
Uncertificated REMIC I Pass-Through Rate
21
I-21-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-20-A
Uncertificated REMIC I Pass-Through Rate
22
I-22-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-21-A
Uncertificated REMIC I Pass-Through Rate
23
I-23-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-22-A
Uncertificated REMIC I Pass-Through Rate
24
I-24-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-23-A
Uncertificated REMIC I Pass-Through Rate
25
I-25-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-24-A
Uncertificated REMIC I Pass-Through Rate
26
I-26-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-25-A
Uncertificated REMIC I Pass-Through Rate
27
I-27-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-26-A
Uncertificated REMIC I Pass-Through Rate
28
I-28-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-27-A
Uncertificated REMIC I Pass-Through Rate
29
I-29-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-28-A
Uncertificated REMIC I Pass-Through Rate
30
I-30-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-29-A
Uncertificated REMIC I Pass-Through Rate
31
I-31-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-30-A
Uncertificated REMIC I Pass-Through Rate
32
I-32-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-31-A
Uncertificated REMIC I Pass-Through Rate
33
I-33-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-32-A
Uncertificated REMIC I Pass-Through Rate
34
I-34-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-33-A
Uncertificated REMIC I Pass-Through Rate
35
I-35-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-34-A
Uncertificated REMIC I Pass-Through Rate
36
I-36-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-35-A
Uncertificated REMIC I Pass-Through Rate
37
I-37-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-36-A
Uncertificated REMIC I Pass-Through Rate
38
I-38-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-37-A
Uncertificated REMIC I Pass-Through Rate
39
I-39-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-38-A
Uncertificated REMIC I Pass-Through Rate
40
I-40-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-39-A
Uncertificated REMIC I Pass-Through Rate
41
I-41-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-40-A
Uncertificated REMIC I Pass-Through Rate
42
I-42-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-41-A
Uncertificated REMIC I Pass-Through Rate
43
I-43-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-42-A
Uncertificated REMIC I Pass-Through Rate
44
I-44-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-43-A
Uncertificated REMIC I Pass-Through Rate
45
I-45-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-44-A
Uncertificated REMIC I Pass-Through Rate
46
I-46-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-45-A
Uncertificated REMIC I Pass-Through Rate
47
I-47-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-46-A
Uncertificated REMIC I Pass-Through Rate
48
I-48-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-47-A
Uncertificated REMIC I Pass-Through Rate
49
I-49-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-48-A
Uncertificated REMIC I Pass-Through Rate
50
I-50-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-49-A
Uncertificated REMIC I Pass-Through Rate
51
I-51-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-50-A
Uncertificated REMIC I Pass-Through Rate
52
I-52-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-51-A
Uncertificated REMIC I Pass-Through Rate
53
I-53-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-52-A
Uncertificated REMIC I Pass-Through Rate
54
I-54-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-53-A
Uncertificated REMIC I Pass-Through Rate
55
I-55-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-54-A
Uncertificated REMIC I Pass-Through Rate
56
I-56-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-55-A
Uncertificated REMIC I Pass-Through Rate
57
I-57-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-56-A
Uncertificated REMIC I Pass-Through Rate
58
I-58-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-57-A
Uncertificated REMIC I Pass-Through Rate
59
I-59-A and I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-58-A
Uncertificated REMIC I Pass-Through Rate
60
I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC I Pass-Through Rate
 
I-1-A through I-59-A
Uncertificated REMIC I Pass-Through Rate
thereafter
I-1-A through I-60-A
Uncertificated REMIC I Pass-Through Rate

With respect to REMIC III Regular Interest I-IO and any Distribution Date, a per annum rate equal to the excess, if any, of (x) the weighted average of the Uncertificated REMIC I Pass-Through Rates for the REMIC I Regular Interests ending with the designation “A”, over (y) 2 multiplied by Swap LIBOR.
 
With respect to REMIC III Regular Interest I-P, 0.00%.
 
With respect to REMIC III Regular Interest II-AA, each REMIC III Group II Regular Interest for which a Class II-A Certificate or Class II-M Certificate is the Corresponding Certificate, REMIC III Regular Interest II-ZZ, REMIC III Regular Interest II-1-Sub, REMIC III Regular Interest II-2-Sub and REMIC III Regular Interest II-XX, and any Distribution Date, a per annum rate equal to the weighted average of (x) the Uncertificated REMIC II Pass-Through Rates for the REMIC II Regular Interests ending with the designation “B” for such Distribution Date and (y) the rates listed below for the REMIC II Regular Interests ending with the designation “A” for such Distribution Date, in each case, weighted on the basis of the Uncertificated Principal Balances of each such REMIC II Regular Interest for such Distribution Date:
 
Distribution Date
REMIC II Regular Interest
Rate
1
I-1-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
     
2
I-2-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-2-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A
Uncertificated REMIC II Pass-Through Rate
     
3
I-3-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-3-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-2-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-2-A
Uncertificated REMIC II Pass-Through Rate
     
4
I-4-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-4-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-3-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-3-A
Uncertificated REMIC II Pass-Through Rate
     
5
I-5-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-5-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-4-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-4-A
Uncertificated REMIC II Pass-Through Rate
     
6
I-6-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-6-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-5-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-5-A
Uncertificated REMIC II Pass-Through Rate
     
7
I-7-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-7-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-6-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-6-A
Uncertificated REMIC II Pass-Through Rate
     
8
I-8-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-8-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-7-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-7-A
Uncertificated REMIC II Pass-Through Rate
     
9
I-9-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-9-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-8-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-8-A
Uncertificated REMIC II Pass-Through Rate
     
10
I-10-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-10-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-9-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-9-A
Uncertificated REMIC II Pass-Through Rate
     
11
I-11-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-11-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-10-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-10-A
Uncertificated REMIC II Pass-Through Rate
     
12
I-12-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-12-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-11-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-11-A
Uncertificated REMIC II Pass-Through Rate
     
13
I-13-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-13-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-12-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-12-A
Uncertificated REMIC II Pass-Through Rate
     
14
I-14-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-14-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-13-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-13-A
Uncertificated REMIC II Pass-Through Rate
     
15
I-15-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-15-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-14-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-14-A
Uncertificated REMIC II Pass-Through Rate
     
16
I-16-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-16-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-15-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-15-A
Uncertificated REMIC II Pass-Through Rate
     
17
I-17-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-17-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-16-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-16-A
Uncertificated REMIC II Pass-Through Rate
     
18
I-18-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-18-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-17-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-17-A
Uncertificated REMIC II Pass-Through Rate
     
19
I-19-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-19-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-18-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-18-A
Uncertificated REMIC II Pass-Through Rate
     
20
I-20-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-20-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-19-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-19-A
Uncertificated REMIC II Pass-Through Rate
     
21
I-21-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-21-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-20-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-20-A
Uncertificated REMIC II Pass-Through Rate
     
22
I-22-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-22-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-21-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-21-A
Uncertificated REMIC II Pass-Through Rate
     
23
I-23-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-23-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-22-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-22-A
Uncertificated REMIC II Pass-Through Rate
     
24
I-24-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-24-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-23-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-23-A
Uncertificated REMIC II Pass-Through Rate
     
25
I-25-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-25-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-24-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-24-A
Uncertificated REMIC II Pass-Through Rate
     
26
I-26-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-26-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-25-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-25-A
Uncertificated REMIC II Pass-Through Rate
     
27
I-27-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-27-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-26-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-26-A
Uncertificated REMIC II Pass-Through Rate
     
28
I-28-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-28-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-27-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-27-A
Uncertificated REMIC II Pass-Through Rate
     
29
I-29-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-29-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-28-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-28-A
Uncertificated REMIC II Pass-Through Rate
     
30
I-30-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-30-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-29-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-29-A
Uncertificated REMIC II Pass-Through Rate
     
31
I-31-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-31-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-30-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-30-A
Uncertificated REMIC II Pass-Through Rate
     
32
I-32-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-32-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-31-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-31-A
Uncertificated REMIC II Pass-Through Rate
     
33
I-33-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-33-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-32-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-32-A
Uncertificated REMIC II Pass-Through Rate
     
34
I-34-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-34-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-33-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-33-A
Uncertificated REMIC II Pass-Through Rate
     
35
I-35-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-35-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-34-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-34-A
Uncertificated REMIC II Pass-Through Rate
     
36
I-36-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-36-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-35-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-35-A
Uncertificated REMIC II Pass-Through Rate
     
37
I-37-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-37-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-36-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-36-A
Uncertificated REMIC II Pass-Through Rate
     
38
I-38-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-38-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-37-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-37-A
Uncertificated REMIC II Pass-Through Rate
     
39
I-39-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-39-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-38-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-38-A
Uncertificated REMIC II Pass-Through Rate
     
40
I-40-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-40-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-39-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-39-A
Uncertificated REMIC II Pass-Through Rate
     
41
I-41-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-41-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-40-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-40-A
Uncertificated REMIC II Pass-Through Rate
     
42
I-42-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-42-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-41-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-41-A
Uncertificated REMIC II Pass-Through Rate
     
43
I-43-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-43-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-42-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-42-A
Uncertificated REMIC II Pass-Through Rate
     
44
I-44-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-44-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-43-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-43-A
Uncertificated REMIC II Pass-Through Rate
     
45
I-45-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-45-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-44-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-44-A
Uncertificated REMIC II Pass-Through Rate
     
46
I-46-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-46-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-45-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-45-A
Uncertificated REMIC II Pass-Through Rate
     
47
I-47-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-47-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-46-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-46-A
Uncertificated REMIC II Pass-Through Rate
     
48
I-48-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-48-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-47-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-47-A
Uncertificated REMIC II Pass-Through Rate
     
49
I-49-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-49-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-48-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-48-A
Uncertificated REMIC II Pass-Through Rate
     
50
I-50-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-50-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-49-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-49-A
Uncertificated REMIC II Pass-Through Rate
     
51
I-51-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-51-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-50-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-50-A
Uncertificated REMIC II Pass-Through Rate
     
52
I-52-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-52-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-51-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-51-A
Uncertificated REMIC II Pass-Through Rate
     
53
I-53-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-53-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-52-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-52-A
Uncertificated REMIC II Pass-Through Rate
     
54
I-54-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-54-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-53-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-53-A
Uncertificated REMIC II Pass-Through Rate
     
55
I-55-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-55-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-54-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-54-A
Uncertificated REMIC II Pass-Through Rate
     
56
I-56-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-56-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-55-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-55-A
Uncertificated REMIC II Pass-Through Rate
     
57
I-57-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-57-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-56-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-56-A
Uncertificated REMIC II Pass-Through Rate
     
58
I-58-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-58-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-57-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-57-A
Uncertificated REMIC II Pass-Through Rate
     
59
I-59-A and I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-59-A and II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-58-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-58-A
Uncertificated REMIC II Pass-Through Rate
     
60
I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-59-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-59-A
Uncertificated REMIC II Pass-Through Rate
     
thereafter
I-1-A through I-60-A
Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-60-A
Uncertificated REMIC II Pass-Through Rate

With respect to REMIC III Regular Interest II-1-Grp and any Distribution Date, a per annum rate equal to the weighted average of (x) the Uncertificated REMIC II Pass-Through Rates for the REMIC II Group I Regular Interests ending with the designation “B” for such Distribution Date and (y) the rates listed below for the REMIC II Group I Regular Interests ending with the designation “A” for such Distribution Date listed below, in each case, weighted on the basis of the Uncertificated Principal Balances of each such REMIC II Group I Regular Interest for such Distribution Date:
 
Distribution Date
REMIC II Regular Interest
Rate
1
I-1-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
     
2
I-2-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A
Uncertificated REMIC II Pass-Through Rate
     
3
I-3-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-2-A
Uncertificated REMIC II Pass-Through Rate
     
4
I-4-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-3-A
Uncertificated REMIC II Pass-Through Rate
     
5
I-5-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-4-A
Uncertificated REMIC II Pass-Through Rate
     
6
I-1-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-5-A
Uncertificated REMIC II Pass-Through Rate
     
7
I-7-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-6-A
Uncertificated REMIC II Pass-Through Rate
     
8
I-8-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-7-A
Uncertificated REMIC II Pass-Through Rate
     
9
I-9-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-8-A
Uncertificated REMIC II Pass-Through Rate
     
10
I-10-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-9-A
Uncertificated REMIC II Pass-Through Rate
     
11
I-11-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-10-A
Uncertificated REMIC II Pass-Through Rate
     
12
I-12-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-11-A
Uncertificated REMIC II Pass-Through Rate
     
13
I-13-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-12-A
Uncertificated REMIC II Pass-Through Rate
     
14
I-14-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-13-A
Uncertificated REMIC II Pass-Through Rate
     
15
I-15-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-14-A
Uncertificated REMIC II Pass-Through Rate
     
16
I-16-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-15-A
Uncertificated REMIC II Pass-Through Rate
     
17
I-17-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-16-A
Uncertificated REMIC II Pass-Through Rate
     
18
I-18-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-17-A
Uncertificated REMIC II Pass-Through Rate
     
19
I-19-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-18-A
Uncertificated REMIC II Pass-Through Rate
     
20
I-20-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-19-A
Uncertificated REMIC II Pass-Through Rate
     
21
I-21-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-20-A
Uncertificated REMIC II Pass-Through Rate
     
22
I-22-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-21-A
Uncertificated REMIC II Pass-Through Rate
     
23
I-23-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-22-A
Uncertificated REMIC II Pass-Through Rate
     
24
I-24-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-23-A
Uncertificated REMIC II Pass-Through Rate
     
25
I-25-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-24-A
Uncertificated REMIC II Pass-Through Rate
     
26
I-26-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-25-A
Uncertificated REMIC II Pass-Through Rate
     
27
I-27-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-26-A
Uncertificated REMIC II Pass-Through Rate
     
28
I-28-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-27-A
Uncertificated REMIC II Pass-Through Rate
     
29
I-29-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-28-A
Uncertificated REMIC II Pass-Through Rate
     
30
I-30-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-29-A
Uncertificated REMIC II Pass-Through Rate
     
31
I-31-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-30-A
Uncertificated REMIC II Pass-Through Rate
     
32
I-32-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-31-A
Uncertificated REMIC II Pass-Through Rate
     
33
I-33-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-32-A
Uncertificated REMIC II Pass-Through Rate
     
34
I-34-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-33-A
Uncertificated REMIC II Pass-Through Rate
     
35
I-35-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-34-A
Uncertificated REMIC II Pass-Through Rate
     
36
I-36-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-35-A
Uncertificated REMIC II Pass-Through Rate
     
37
I-37-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-36-A
Uncertificated REMIC II Pass-Through Rate
     
38
I-38-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-37-A
Uncertificated REMIC II Pass-Through Rate
     
39
I-39-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-38-A
Uncertificated REMIC II Pass-Through Rate
     
40
I-40-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-39-A
Uncertificated REMIC II Pass-Through Rate
     
41
I-41-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-40-A
Uncertificated REMIC II Pass-Through Rate
     
42
I-42-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-41-A
Uncertificated REMIC II Pass-Through Rate
     
43
I-43-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-42-A
Uncertificated REMIC II Pass-Through Rate
     
44
I-44-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-43-A
Uncertificated REMIC II Pass-Through Rate
     
45
I-45-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-44-A
Uncertificated REMIC II Pass-Through Rate
     
46
I-46-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-45-A
Uncertificated REMIC II Pass-Through Rate
     
47
I-47-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-46-A
Uncertificated REMIC II Pass-Through Rate
     
48
I-48-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-47-A
Uncertificated REMIC II Pass-Through Rate
     
49
I-49-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-48-A
Uncertificated REMIC II Pass-Through Rate
     
50
I-50-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-49-A
Uncertificated REMIC II Pass-Through Rate
     
51
I-51-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-50-A
Uncertificated REMIC II Pass-Through Rate
     
52
I-52-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-51-A
Uncertificated REMIC II Pass-Through Rate
     
53
I-53-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-52-A
Uncertificated REMIC II Pass-Through Rate
     
54
I-54-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-53-A
Uncertificated REMIC II Pass-Through Rate
     
55
I-55-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-54-A
Uncertificated REMIC II Pass-Through Rate
     
56
I-56-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-55-A
Uncertificated REMIC II Pass-Through Rate
     
57
I-57-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-56-A
Uncertificated REMIC II Pass-Through Rate
     
58
I-58-A through I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-57-A
Uncertificated REMIC II Pass-Through Rate
     
59
I-59-A and I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-58-A
Uncertificated REMIC II Pass-Through Rate
     
60
I-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
I-1-A through I-59-A
Uncertificated REMIC II Pass-Through Rate
     
thereafter
I-1-A through I-60-A
Uncertificated REMIC II Pass-Through Rate

With respect to REMIC III Regular Interest II-2-Grp and any Distribution Date, a per annum rate equal to the weighted average of (x) the Uncertificated REMIC II Pass-Through Rates for the REMIC II Group II Regular Interests ending with the designation “B” for such Distribution Date and (y) the rates listed below for the REMIC II Group II Regular Interests ending with the designation “A” for such Distribution Date listed below, in each case, weighted on the basis of the Uncertificated Principal Balances of each such REMIC II Group II Regular Interest for such Distribution Date:
 
Distribution Date
REMIC II Regular Interest
Rate
1
II-1-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
     
2
II-2-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A
Uncertificated REMIC II Pass-Through Rate
     
3
II-3-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-2-A
Uncertificated REMIC II Pass-Through Rate
     
4
II-4-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-3-A
Uncertificated REMIC II Pass-Through Rate
     
5
II-5-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-4-A
Uncertificated REMIC II Pass-Through Rate
     
6
II-1-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-5-A
Uncertificated REMIC II Pass-Through Rate
     
7
II-7-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-6-A
Uncertificated REMIC II Pass-Through Rate
     
8
II-8-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-7-A
Uncertificated REMIC II Pass-Through Rate
     
9
II-9-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-8-A
Uncertificated REMIC II Pass-Through Rate
     
10
II-10-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-9-A
Uncertificated REMIC II Pass-Through Rate
     
11
II-11-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-10-A
Uncertificated REMIC II Pass-Through Rate
     
12
II-12-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-11-A
Uncertificated REMIC II Pass-Through Rate
     
13
II-13-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-12-A
Uncertificated REMIC II Pass-Through Rate
     
14
II-14-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-13-A
Uncertificated REMIC II Pass-Through Rate
     
15
II-15-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-14-A
Uncertificated REMIC II Pass-Through Rate
     
16
II-16-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-15-A
Uncertificated REMIC II Pass-Through Rate
     
17
II-17-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-16-A
Uncertificated REMIC II Pass-Through Rate
     
18
II-18-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-17-A
Uncertificated REMIC II Pass-Through Rate
     
19
II-19-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-18-A
Uncertificated REMIC II Pass-Through Rate
     
20
II-20-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-19-A
Uncertificated REMIC II Pass-Through Rate
     
21
II-21-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-20-A
Uncertificated REMIC II Pass-Through Rate
     
22
II-22-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-21-A
Uncertificated REMIC II Pass-Through Rate
     
23
II-23-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-22-A
Uncertificated REMIC II Pass-Through Rate
     
24
II-24-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-23-A
Uncertificated REMIC II Pass-Through Rate
     
25
II-25-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-24-A
Uncertificated REMIC II Pass-Through Rate
     
26
II-26-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-25-A
Uncertificated REMIC II Pass-Through Rate
     
27
II-27-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-26-A
Uncertificated REMIC II Pass-Through Rate
     
28
II-28-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-27-A
Uncertificated REMIC II Pass-Through Rate
     
29
II-29-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-28-A
Uncertificated REMIC II Pass-Through Rate
     
30
II-30-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-29-A
Uncertificated REMIC II Pass-Through Rate
     
31
II-31-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-30-A
Uncertificated REMIC II Pass-Through Rate
     
32
II-32-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-31-A
Uncertificated REMIC II Pass-Through Rate
     
33
II-33-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-32-A
Uncertificated REMIC II Pass-Through Rate
     
34
II-34-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-33-A
Uncertificated REMIC II Pass-Through Rate
     
35
II-35-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-34-A
Uncertificated REMIC II Pass-Through Rate
     
36
II-36-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-35-A
Uncertificated REMIC II Pass-Through Rate
     
37
II-37-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-36-A
Uncertificated REMIC II Pass-Through Rate
     
38
II-38-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-37-A
Uncertificated REMIC II Pass-Through Rate
     
39
II-39-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-38-A
Uncertificated REMIC II Pass-Through Rate
     
40
II-40-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-39-A
Uncertificated REMIC II Pass-Through Rate
     
41
II-41-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-40-A
Uncertificated REMIC II Pass-Through Rate
     
42
II-42-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-41-A
Uncertificated REMIC II Pass-Through Rate
     
43
II-43-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-42-A
Uncertificated REMIC II Pass-Through Rate
     
44
II-44-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-43-A
Uncertificated REMIC II Pass-Through Rate
     
45
II-45-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-44-A
Uncertificated REMIC II Pass-Through Rate
     
46
II-46-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-45-A
Uncertificated REMIC II Pass-Through Rate
     
47
II-47-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-46-A
Uncertificated REMIC II Pass-Through Rate
     
48
II-48-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-47-A
Uncertificated REMIC II Pass-Through Rate
     
49
II-49-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-48-A
Uncertificated REMIC II Pass-Through Rate
     
50
II-50-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-49-A
Uncertificated REMIC II Pass-Through Rate
     
51
II-51-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-50-A
Uncertificated REMIC II Pass-Through Rate
     
52
II-52-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-51-A
Uncertificated REMIC II Pass-Through Rate
     
53
II-53-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-52-A
Uncertificated REMIC II Pass-Through Rate
     
54
II-54-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-53-A
Uncertificated REMIC II Pass-Through Rate
     
55
II-55-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-54-A
Uncertificated REMIC II Pass-Through Rate
     
56
II-56-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-55-A
Uncertificated REMIC II Pass-Through Rate
     
57
II-57-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-56-A
Uncertificated REMIC II Pass-Through Rate
     
58
II-58-A through II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-57-A
Uncertificated REMIC II Pass-Through Rate
     
59
II-59-A and II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-58-A
Uncertificated REMIC II Pass-Through Rate
     
60
II-60-A
2 multiplied by Swap LIBOR, subject to a maximum rate of Uncertificated REMIC II Pass-Through Rate
 
II-1-A through II-59-A
Uncertificated REMIC II Pass-Through Rate
     
thereafter
II-1-A through II-60-A
Uncertificated REMIC II Pass-Through Rate

With respect to REMIC III Regular Interest II-IO and any Distribution Date, a per annum rate equal to the excess, if any, of (x) the weighted average of the Uncertificated REMIC II Pass-Through Rates for the REMIC II Regular Interests ending with the designation “A”, over (y) 2 multiplied by Swap LIBOR.
 
With respect to REMIC III Regular Interest II-P, 0.00%.
 
Unpaid Realized Loss Amount: With respect to any related Class A Certificates and as to any Distribution Date, is the excess of Applied Realized Loss Amounts with respect to such Class over the sum of all distributions in reduction of the Applied Realized Loss Amounts with respect to such Class on all previous Distribution Dates. Any amounts distributed to the related Class A Certificates in respect of any Unpaid Realized Loss Amount shall not be applied to reduce the Certificate Principal Balance of such Class.
 
Voting Rights: The portion of the voting rights of all the Certificates that is allocated to any Certificate for purposes of the voting provisions hereunder. Voting Rights shall be allocated, with respect to matters solely involving the Group I Certificates, (i) 92% to the Class I-A Certificates and Class I-M Certificates, (ii) 3% to the Class I-CE Certificates until paid in full, and (iii) 1% to each of the Class I-R-1, Class I-R-2, Class I-R-3, Class I-RX and Class I-P Certificates, with the allocation among the Certificates (other than the Class I-CE, Class I-P and Group I Residual Certificates) to be in proportion to the Certificate Principal Balance of each Class relative to the Certificate Principal Balance of all other such Classes. Voting Rights with respect to matters solely involving the Group II Certificates, shall be allocated (i) 92% to the Class II-A Certificates and Class II-M Certificates, (ii) 5% to the Class II-CE Certificates until paid in full, and (iii) 1% to each of the Class II-P, Class II-R-1 and Class II-RX Certificates, with the allocation among the Certificates (other than the Class II-CE, Class II-P and Group II Residual Certificates) to be in proportion to the Certificate Principal Balance of each Class relative to the Certificate Principal Balance of all other such Classes. Matters which solely affect the Group I Certificates or Group II Certificates will be voted on solely by the related Classes. Voting Rights with respect to both Loan Groups shall be allocated (i) 46% to the Group I Offered Certificates, (ii) 46% to the Group II Offered Certificates (iii) 1.5% to the Class I-CE, (iv) 2.5% to the Class II-CE Certificates, (v) 0.5% to each of the Class I-R-1, Class I-R-2, Class I-R-3, Class I-RX, Class I-P, and (vi) 0.5% to each of the Class II-P, Class II-R-1 and Class II-RX Certificates, with the allocation among the Certificates (other than the Class CE, Class P and Residual Certificates) to be in proportion to the Certificate Principal Balance of each Class relative to the Certificate Principal Balance of all other such Classes.
 
Section 1.02  Allocation of Certain Interest Shortfalls. 
 
For purposes of calculating the amount of Current Interest for the Class A, Class M and Class CE Certificates for any Distribution Date, the aggregate amount of any Prepayment Interest Shortfalls (to the extent not covered by payments by the Master Servicer pursuant to Section 5.02) and any Relief Act Interest Shortfalls incurred in respect of the related Mortgage Loans for any Distribution Date shall be allocated first, to the related CE Interest based on, and to the extent of, one month’s interest at the then applicable Pass-Through Rate on the Uncertificated Notional Amount thereof, and to the Class I-R-3 Certificates based on the amounts with respect to the related Loan Group otherwise distributable thereto, and thereafter, among the related Class A Certificates and Class M Certificates, in each case on a pro rata basis based on, and to the extent of, one month’s interest at the then applicable respective Pass Through Rates on the respective Certificate Principal Balances of each such Certificate.
 
For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC I Regular Interests (other than REMIC I Regular Interest P) for any Distribution Date, the aggregate amount of any Prepayment Interest Shortfalls (to the extent not covered by payments by the Master Servicer pursuant to Section 5.02) and any Relief Act Interest Shortfalls incurred in respect of Loan Group I shall be allocated first, to the Class I-R-1 Certificates based on the amounts otherwise distributable thereto, second, to REMIC I Regular Interests ending with the designation “B”, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC I Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC I Regular Interest, and third, to REMIC I Regular Interests ending with the designation “A”, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC I Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC I Regular Interest.
 
For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC II Group I Regular Interests for any Distribution Date, the aggregate amount of any Prepayment Interest Shortfalls (to the extent not covered by payments by the Master Servicer pursuant to Section 5.02) and any Relief Act Interest Shortfalls incurred in respect of Subgroup II-1 shall be allocated first, to the Class II-R-1 Certificates based on the amounts otherwise distributable thereto, second, to REMIC II Group I Regular Interests ending with the designation “B”, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC II Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC II Group I Regular Interest, and third, to REMIC II Group I Regular Interests ending with the designation “A”, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC II Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC II Group I Regular Interest.
 
For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC II Group II Regular Interests for any Distribution Date, the aggregate amount of any Prepayment Interest Shortfalls (to the extent not covered by payments by the Master Servicer pursuant to Section 5.02) and any Relief Act Interest Shortfalls incurred in respect of Subgroup II-2 shall be allocated first, to the Class II-R-1 Certificates based on the amounts otherwise distributable thereto, second, to REMIC II Group II Regular Interests ending with the designation “B”, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC II Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC II Group II Regular Interest, and third, to REMIC II Group II Regular Interests ending with the designation “A”, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC II Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC II Group II Regular Interest.
 
For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC III Group I Regular Interests for any Distribution Date, the aggregate amount of any Prepayment Interest Shortfalls (to the extent not covered by payments by the Master Servicer pursuant to Section 5.02) and any Relief Act Interest Shortfalls incurred in respect of Loan Group I for any Distribution Date shall be allocated first, to Uncertificated Accrued Interest payable to REMIC III Regular Interest I-AA and REMIC III Regular Interest I-ZZ up to an aggregate amount equal to the REMIC III Group I Interest Loss Allocation Amount, 98% and 2%, respectively, and to amounts with respect to Loan Group I otherwise distributable to the Class I-R-2 Certificates, and thereafter, among REMIC III Regular Interest I-AA, each REMIC III Group I Regular Interest for which a Class I-A Certificate or Class I-M Certificate is a Corresponding Certificate and REMIC III Regular Interest I-ZZ, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC III Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC III Group I Regular Interest.
 
For purposes of calculating the amount of Uncertificated Accrued Interest for the REMIC III Group II Regular Interests for any Distribution Date, (i) the REMIC III Group II Marker Allocation Percentage of the aggregate amount of any Prepayment Interest Shortfalls (to the extent not covered by payments by the Master Servicer pursuant to Section 5.02) and any Relief Act Interest Shortfalls incurred in respect of Loan Group II for such Distribution Date shall be allocated first, to Uncertificated Accrued Interest payable to REMIC III Regular Interest II-AA and REMIC III Regular Interest II-ZZ up to an aggregate amount equal to the REMIC III Group II Interest Loss Allocation Amount, 98% and 2%, respectively, and to amounts with respect to Loan Group II otherwise distributable to the Class I-R-2 Certificates, and thereafter, among REMIC III Regular Interest II-AA, each REMIC III Group II Regular Interest for which a Class II-A Certificate or Class II-M Certificate is the Corresponding Certificate and REMIC III Regular Interest II-ZZ, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC III Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC III Group II Regular Interest, and (ii) the REMIC III Group II Sub WAC Allocation Percentage of the aggregate amount of any Prepayment Interest Shortfalls (to the extent not covered by payments by the Master Servicer pursuant to Section 5.02) and any Relief Act Interest Shortfalls incurred in respect of Loan Group II for such Distribution Date shall be allocated first, to amounts with respect to Loan Group II otherwise distributable to the Class I-R-2 Certificates, and thereafter, among REMIC III Regular Interest II-1-Sub, REMIC III Regular Interest II-1-Grp, REMIC III Regular Interest II-2-Sub, REMIC III Regular Interest II-2-Grp and REMIC III Regular Interest II-XX, pro rata, based on, and to the extent of, one month’s interest at the then applicable respective Uncertificated REMIC III Pass-Through Rates on the respective Uncertificated Principal Balances of each such REMIC III Regular Interest.
 

 
 
ARTICLE II
 
CONVEYANCE OF TRUST FUND
 
Section 2.01  Conveyance of Trust Fund. 
 
Pursuant to the Mortgage Loan Purchase Agreement, the Seller sold, transferred, assigned, set over and otherwise conveyed to the Depositor, without recourse, all the right, title and interest of such Seller in and to the assets sold by it in the Trust Fund. Pursuant to the Mortgage Loan Purchase Agreement, Master Funding sold, transferred, assigned, set over and otherwise conveyed to the Depositor, without recourse, all the right, title and interest of Master Funding in and to the assets sold by it in the Trust Fund.
 
The Seller has entered into this Agreement in consideration for the purchase of the Mortgage Loans by the Depositor pursuant to the Mortgage Loan Purchase Agreement and has agreed to take the actions specified herein.
 
The Depositor, concurrently with the execution and delivery hereof, hereby sells, transfers, assigns, sets over and otherwise conveys to the Trustee for the use and benefit of the Certificateholders, without recourse, all the right, title and interest of the Depositor in and to the Trust Fund.

In connection with such sale, the Depositor has delivered to, and deposited with, the Trustee or the Custodian, as its agent, the following documents or instruments with respect to each Mortgage Loan so assigned: (i) the original Mortgage Note, including any riders thereto, endorsed without recourse (A) in blank or to the order of “LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2006-HE7,” or (B) in the case of a loan registered on the MERS system, in blank, and in each case showing an unbroken chain of endorsements from the original payee thereof to the Person endorsing it to the Trustee, (ii) the original Mortgage and, if the related Mortgage Loan is a MOM Loan, noting the presence of the MIN and language indicating that such Mortgage Loan is a MOM Loan, which shall have been recorded (or, for Mortgage Loans other than the EMC Flow Loans, if the original is not available, a copy), with evidence of such recording indicated thereon (or if clause (x) in the proviso below applies, shall be in recordable form), (iii) unless the Mortgage Loan is either a MOM Loan or has been assigned in the name of MERS, the assignment (either an original or a copy, which may be in the form of a blanket assignment if permitted in the jurisdiction in which the Mortgaged Property is located) to the Trustee of the Mortgage with respect to each Mortgage Loan in the name of “LaSalle Bank National Association, as Trustee for Certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset Backed-Certificates, Series 2006-HE7,” which shall have been recorded (or if clause (x) in the proviso below applies, shall be in recordable form), (iv) an original or a copy of all intervening assignments of the Mortgage, if any, to the extent available to the Seller, with evidence of recording thereon, (v) with respect to any first or second lien Mortgage Loan (other than any Piggyback Loan), the original policy of title insurance or mortgagee’s certificate of title insurance or commitment or binder for title insurance or, in the event such original title policy has not been received from the title insurer, such original title policy will be delivered within one year of the Closing Date or, in the event such original title policy is unavailable, a photocopy of such title policy or, in lieu thereof, a current lien search on the related Mortgaged Property; and with respect to any Piggyback Loan, the original policy of title insurance or mortgagee’s certificate of title insurance or commitment or binder for title insurance issued as to the related first lien Mortgage Loan or, in lieu thereof, a lien search on the related Mortgaged Property that was conducted in connection with the related first lien Mortgage Loan and (vi) originals or copies of all available assumption, modification or substitution agreements, if any; provided, however, that in lieu of the foregoing, the Seller or Master Funding, as applicable, may deliver the following documents, under the circumstances set forth below: (x) if any Mortgage (other than the Mortgages related to the EMC Flow Loans), assignment thereof to the Trustee or intervening assignments thereof have been delivered or are being delivered to recording offices for recording and have not been returned in time to permit their delivery as specified above, the Depositor may deliver a true copy thereof with a certification by the Seller or Master Funding, as applicable, or the title company issuing the commitment for title insurance, on the face of such copy, substantially as follows: “Certified to be a true and correct copy of the original, which has been transmitted for recording”; and (y) in lieu of the Mortgage Notes relating to the Mortgage Loans identified in the list set forth in Exhibit I, the Depositor may deliver a lost note affidavit and indemnity and a copy of the original note, if available; and provided, further, however, that in the case of Mortgage Loans which have been prepaid in full after the Cut-Off Date and prior to the Closing Date, the Depositor, in lieu of delivering the above documents, may deliver to the Trustee and the Custodian a certification of a Servicing Officer to such effect and in such case shall deposit all amounts paid in respect of such Mortgage Loans, in the Protected Account or in the Distribution Account on the Closing Date. In the case of the documents referred to in clause (x) above, the Depositor shall deliver such documents to the Trustee or the Custodian promptly after they are received.
 
EMC (on its own behalf as Seller and on behalf of Master Funding) shall cause, at its expense, the Mortgage and intervening assignments, if any, and to the extent required in accordance with the foregoing, the assignment of the Mortgage to the Trustee to be submitted for recording promptly after the Closing Date; provided that, the Seller need not cause to be recorded (a) any assignment in any jurisdiction under the laws of which, as evidenced by an Opinion of Counsel addressed to the Trustee delivered by EMC (on its own behalf as Seller and on behalf of Master Funding) to the Trustee and the Rating Agencies, the recordation of such assignment is not necessary to protect the Trustee’s interest in the related Mortgage Loan or (b) if MERS is identified on the Mortgage or on a properly recorded assignment of the Mortgage as the mortgagee of record solely as nominee for the Seller and Master Funding and its successors and assigns. In the event that the Seller, Master Funding, the Depositor or the Master Servicer gives written notice to the Trustee that a court has recharacterized the sale of the Mortgage Loans as a financing, EMC (on its own behalf as Seller and on behalf of Master Funding) shall submit or cause to be submitted for recording as specified above each such previously unrecorded assignment to be submitted for recording as specified above at the expense of the Trust. In the event a Mortgage File is released to the Master Servicer as a result of such Person having completed a Request for Release, the Custodian shall, if not so completed, complete the assignment of the related Mortgage in the manner specified in clause (iii) above.
 
In connection with the assignment of any Mortgage Loan registered on the MERS® System, EMC (on its own behalf as Seller and on behalf of Master Funding) further agrees that it will cause, at the Seller’s own expense, within 30 days after the Closing Date, the MERS® System to indicate that such Mortgage Loans have been assigned by EMC (on its own behalf as Seller and on behalf of Master Funding) to the Depositor and by the Depositor to the Trustee in accordance with this Agreement for the benefit of the Certificateholders by including (or deleting, in the case of Mortgage Loans which are repurchased in accordance with this Agreement) in such computer files (a) the code in the field which identifies the specific Trustee and (b) the code in the field “Pool Field” which identifies the series of the Certificates issued in connection with such Mortgage Loans. EMC (on its own behalf as Seller and on behalf of Master Funding) further agrees that it will not, and will not permit the Master Servicer to, and the Master Servicer agrees that it will not, alter the codes referenced in this paragraph with respect to any Mortgage Loan during the term of this Agreement unless and until such Mortgage Loan is repurchased in accordance with the terms of this Agreement or the Mortgage Loan Purchase Agreement.
 
It is agreed and understood by the Depositor, the Seller, the Master Servicer and the Trustee that it is not intended that any Group I Mortgage Loan be included in the Trust Fund that is a “High-Cost Home Loan” as defined in the New Jersey Home Ownership Act, effective as of November 27, 2003, or The Home Loan Protection Act of New Mexico, effective as of January 1, 2004, or that is a “High Cost Home Mortgage Loan” as defined in the Massachusetts Predatory Home Loan Practices Act, effective as of November 7, 2004, or that is an “Indiana High Cost Home Mortgage Loan” as defined in the Indiana High Cost Home Loan Act, effective as of January 1, 2005.
 
Section 2.02  Acceptance of the Mortgage Loans. 
 
(a)  Based on the Initial Certification received by it from the Custodian, the Trustee acknowledges receipt of, subject to the further review and exceptions reported by the Custodian pursuant to the procedures described below, the documents (or certified copies thereof) delivered to the Trustee or the Custodian on its behalf pursuant to Section 2.01 and declares that it holds and will continue to hold directly or through a custodian those documents and any amendments, replacements or supplements thereto and all other assets of the Trust Fund delivered to it in trust for the use and benefit of all present and future Holders of the Certificates. On the Closing Date, the Trustee or the Custodian on its behalf will deliver an Initial Certification, in the form of Exhibit One to the Custodial Agreement, to the parties indicated on such exhibit confirming whether or not it has received the Mortgage File for each Mortgage Loan, but without review of such Mortgage File, except to the extent necessary to confirm whether such Mortgage File contains the original Mortgage Note or a lost note affidavit and indemnity in lieu thereof. No later than 90 days after the Closing Date, the Trustee or the Custodian on its behalf shall, for the benefit of the Certificateholders, review each Mortgage File delivered to it and execute and deliver to EMC (on its own behalf and on behalf of Master Funding) and the Master Servicer and, if reviewed by the Custodian or the Trustee, an Interim Certification, substantially in the form of Exhibit Two to the Custodial Agreement. In conducting such review, the Trustee or the Custodian on its behalf will ascertain whether all required documents have been executed and received and whether those documents relate, determined on the basis of the Mortgagor name, original principal balance and loan number, to the Mortgage Loans identified in Exhibit B to this Agreement, as supplemented (provided, however, that with respect to those documents described in subclauses (iv) and (vi) of Section 2.01, such obligations shall extend only to documents actually delivered pursuant to such subclauses). In performing any such review, the Trustee and the Custodian may conclusively rely on the purported due execution and genuineness of any such document and on the purported genuineness of any signature thereon. If the Trustee or the Custodian on its behalf finds any document constituting part of the Mortgage File not to have been executed or received, or to be unrelated to the Mortgage Loans identified in Exhibit B or to appear to be defective on its face, the Trustee or the Custodian on its behalf shall include such information in the exception report attached to the Interim Certification. EMC (on its own behalf as Seller and on behalf of Master Funding) shall correct or cure any such defect or, if prior to the end of the second anniversary of the Closing Date, EMC (on its own behalf as Seller and on behalf of Master Funding) may substitute for the related Mortgage Loan a Replacement Mortgage Loan, which substitution shall be accomplished in the manner and subject to the conditions set forth in Section 2.03 or shall deliver to the Trustee an Opinion of Counsel addressed to the Trustee to the effect that such defect does not materially or adversely affect the interests of the Certificateholders in such Mortgage Loan within 60 days from the date of notice from the Trustee of the defect and if EMC (on its own behalf as Seller and on behalf of Master Funding) fails to correct or cure the defect or deliver such opinion within such period, EMC (on its own behalf as Seller and on behalf of Master Funding) will, subject to Section 2.03, within 90 days from the notification of the Trustee purchase such Mortgage Loan at the Purchase Price; provided, however, that if such defect relates solely to the inability of EMC (on its own behalf as Seller and on behalf of Master Funding) to deliver the Mortgage, assignment thereof to the Trustee, or intervening assignments thereof with evidence of recording thereon because such documents have been submitted for recording and have not been returned by the applicable jurisdiction, EMC (on its own behalf as Seller and on behalf of Master Funding) shall not be required to purchase such Mortgage Loan if the Seller delivers such documents promptly upon receipt, but in no event later than 360 days after the Closing Date.
 
(b)  No later than 180 days after the Closing Date, the Trustee or the Custodian on its behalf will review, for the benefit of the Certificateholders, the Mortgage Files and will execute and deliver or cause to be executed and delivered to EMC (on its own behalf as Seller and on behalf of Master Funding) and the Master Servicer and, if reviewed by the Custodian or the Trustee, a Final Certification, substantially in the form of Exhibit Three to the Custodial Agreement. In conducting such review, the Trustee or the Custodian on its behalf will ascertain whether each document required to be recorded has been returned from the recording office with evidence of recording thereon and the Trustee or the Custodian on its behalf has received either an original or a copy thereof, as required in Section 2.01 (provided, however, that with respect to those documents described in subclauses (iv) and (vi) of Section 2.01, such obligations shall extend only to documents actually delivered pursuant to such subclauses). If the Trustee or the Custodian on its behalf finds any document with respect to a Mortgage Loan has not been received, or to be unrelated, determined on the basis of the Mortgagor name, original principal balance and loan number, to the Mortgage Loans identified in Exhibit B or to appear defective on its face, the Trustee or the Custodian on its behalf shall note such defect in the exception report attached to the Final Certification and shall promptly notify EMC (on its own behalf as Seller and on behalf of Master Funding). EMC (on its own behalf as Seller and on behalf of Master Funding) shall correct or cure any such defect or, if prior to the end of the second anniversary of the Closing Date, EMC (on its own behalf as Seller and on behalf of Master Funding) may substitute for the related Mortgage Loan a Replacement Mortgage Loan, which substitution shall be accomplished in the manner and subject to the conditions set forth in Section 2.03 or shall deliver to the Trustee an Opinion of Counsel addressed to the Trustee to the effect that such defect does not materially or adversely affect the interests of Certificateholders in such Mortgage Loan within 60 days from the date of notice from the Trustee of the defect and if EMC (on its own behalf as Seller and on behalf of Master Funding) is unable within such period to correct or cure such defect, or to substitute the related Mortgage Loan with a Replacement Mortgage Loan or to deliver such opinion, EMC (on its own behalf as Seller and on behalf of Master Funding) shall, subject to Section 2.03, within 90 days from the notification of the Trustee, purchase such Mortgage Loan at the Purchase Price; provided, however, that if such defect relates solely to the inability of EMC (on its own behalf as Seller and on behalf of Master Funding) to deliver the Mortgage, assignment thereof to the Trustee or intervening assignments thereof with evidence of recording thereon, because such documents have not been returned by the applicable jurisdiction, EMC (on its own behalf as Seller and on behalf of Master Funding) shall not be required to purchase such Mortgage Loan, if the Seller delivers such documents promptly upon receipt, but in no event later than 360 days after the Closing Date. Notwithstanding anything to the contrary, the Trustee shall have no responsibility with respect to the custody or review of Mortgage Files held by the Custodian pursuant to the Custodial Agreement. The Trustee shall have no liability for the failure of the Custodian to perform its obligations under the Custodial Agreement.
 
(c)  In the event that a Mortgage Loan is purchased by EMC (on its own behalf as Seller and on behalf of Master Funding) in accordance with subsections 2.02(a) or (b) above or Section 2.03, EMC (on its own behalf as Seller and on behalf of Master Funding) shall remit the applicable Purchase Price to the Master Servicer for deposit in the Protected Account and shall provide written notice to the Trustee detailing the components of the Purchase Price, signed by a Servicing Officer. Upon deposit of the Purchase Price in the Protected Account and upon receipt of a Request for Release with respect to such Mortgage Loan, the Trustee or the Custodian will release to EMC (on its own behalf as Seller and on behalf of Master Funding) the related Mortgage File and the Trustee shall execute and deliver all instruments of transfer or assignment, without recourse, representation or warranty furnished to it by the related Seller, as are necessary to vest in the title to and rights under the Mortgage Loan. Such purchase shall be deemed to have occurred on the date on which the deposit into the Protected Account was made. The Trustee shall promptly notify the Rating Agencies of such repurchase. The obligation of the Seller to cure, repurchase or substitute for any Mortgage Loan as to which a defect in a constituent document exists shall be the sole remedies respecting such defect available to the Certificateholders or to the Trustee on their behalf.
 
(d)  EMC (on its own behalf as Seller and on behalf of Master Funding) shall deliver to the Trustee or the Custodian on its behalf, and Trustee agrees to accept the Mortgage Note and other documents constituting the Mortgage File with respect to any Replacement Mortgage Loan, which the Trustee or the Custodian will review as provided in subsections 2.02(a) and 2.02(b), provided, that the Closing Date referred to therein shall instead be the date of delivery of the Mortgage File with respect to each Replacement Mortgage Loan.
 
Section 2.03  Representations, Warranties and Covenants of the Master Servicer and The Seller. 
 
(a)  The Master Servicer hereby represents and warrants to the Depositor and the Trustee as follows, as of the Closing Date:
 
(i)  It is duly organized and is validly existing and in good standing under the laws of the State of Delaware and is duly authorized and qualified to transact any and all business contemplated by this Agreement to be conducted by it in any state in which a Mortgaged Property is located or is otherwise not required under applicable law to effect such qualification and, in any event, is in compliance with the doing business laws of any such state, to the extent necessary to ensure its ability to enforce each Mortgage Loan, to service the Mortgage Loans in accordance with the terms of the Mortgage Loan Purchase Agreement and to perform any of its other obligations under this Agreement in accordance with the terms hereof or thereof.
 
(ii)  It has the full corporate power and authority to service each Mortgage Loan, and to execute, deliver and perform, and to enter into and consummate the transactions contemplated by this Agreement and has duly authorized by all necessary corporate action on its part the execution, delivery and performance of this Agreement; and this Agreement, assuming the due authorization, execution and delivery hereof by the other parties hereto or thereto, as applicable, constitutes its legal, valid and binding obligation, enforceable against it in accordance with its terms, except that (a) the enforceability hereof may be limited by bankruptcy, insolvency, moratorium, receivership and other similar laws relating to creditors’ rights generally and (b) the remedy of specific performance and injunctive and other forms of equitable relief may be subject to equitable defenses and to the discretion of the court before which any proceeding therefor may be brought.
 
(iii)  The execution and delivery of this Agreement, the servicing of the Mortgage Loans by it under this Agreement, the consummation of any other of the transactions contemplated by this Agreement, and the fulfillment of or compliance with the terms hereof and thereof are in its ordinary course of business and will not (A) result in a breach of any term or provision of its charter or by-laws or (B) conflict with, result in a breach, violation or acceleration of, or result in a default under, the terms of any other material agreement or instrument to which it is a party or by which it may be bound, or (C) constitute a violation of any statute, order or regulation applicable to it of any court, regulatory body, administrative agency or governmental body having jurisdiction over it; and it is not in breach or violation of any material indenture or other material agreement or instrument, or in violation of any statute, order or regulation of any court, regulatory body, administrative agency or governmental body having jurisdiction over it which breach or violation may materially impair its ability to perform or meet any of its obligations under this Agreement.
 
(iv)  It is an approved servicer of conventional mortgage loans for Fannie Mae or Freddie Mac and is a mortgagee approved by the Secretary of Housing and Urban Development pursuant to sections 203 and 211 of the National Housing Act.
 
(v)  No litigation is pending or, to the best of its knowledge, threatened, against it that would materially and adversely affect the execution, delivery or enforceability of this Agreement or its ability to service the Mortgage Loans or to perform any of its other obligations under this Agreement in accordance with the terms hereof.
 
(vi)  No consent, approval, authorization or order of any court or governmental agency or body is required for its execution, delivery and performance of, or compliance with, this Agreement or the consummation of the transactions contemplated hereby or thereby, or if any such consent, approval, authorization or order is required, it has obtained the same.
 
(vii)  As of the Closing Date and except as has been otherwise disclosed to the Depositor, or disclosed in any public filing: (1) no default or servicing related performance trigger has occurred as to any other Pass-Through Transfer due to any act or failure to act of the Master Servicer; (2) no material noncompliance with applicable servicing criteria as to any other Pass-Through Transfer has occurred, been disclosed or reported by the Master Servicer; (3) the Master Servicer has not been terminated as servicer in a residential mortgage loan Pass-Through Transfer, either due to a servicing default or to application of a servicing performance test or trigger; (4) no material changes to the Master Servicer’s servicing policies and procedures for similar loans have occurred in the preceding three years outside of the normal changes warranted by regulatory and product type changes in the portfolio; (5) there are no aspects of the Master Servicer’s financial condition that could have a material adverse impact on the performance by the Master Servicer of its obligations hereunder; (6) there are no legal proceedings pending, or known to be contemplated by governmental authorities, against the Master Servicer that could be material to investors in the securities issued in such Pass-Through Transfer; and (7) there are no affiliations, relationships or transactions relating to the Master Servicer of a type that are described under Item 1119 of Regulation AB.
 
(viii)  If so requested by the Depositor on any date, the Master Servicer shall, within five Business Days following such request, confirm in writing the accuracy of the representations and warranties set forth in clause (a)(vii) of this Section or, if any such representation and warranty is not accurate as of the date of such request, provide reasonably adequate disclosure of the pertinent facts, in writing, to the requesting party.
 
(ix)  As a condition to the succession to the Master Servicer or any subservicer as servicer or subservicer under this Agreement by any Person (i) into which the Master Servicer or such subservicer may be merged or consolidated, or (ii) which may be appointed as a successor to the Master Servicer or any subservicer, the Master Servicer shall provide to the Depositor, at least 15 calendar days prior to the effective date of such succession or appointment, (x) written notice to the Depositor of such succession or appointment and (y) in writing and in form and substance reasonably satisfactory to the Depositor, all information reasonably requested by the Depositor in order to comply with its reporting obligation under Item 6.02 of Form 8-K with respect to any class of asset-backed securities.
 
(x)  With respect to each Group II Mortgage Loan, information regarding the Mortgagor credit files related to such Mortgage Loan has been and will continue to be furnished to credit reporting agencies in compliance with the provisions of the Fair Credit Reporting Act and the applicable implementing regulations.
 
       (xi) In connection with the Group II Mortgage Loans, the Master Servicer shall not collect any prepayment premium in any instance when the mortgage debt is accelerated through foreclosure sale or other payment as the result of the mortgagor’s default under the terms of the security instrument.
 
(b)  The Seller hereby represents and warrants to the Depositor and the Trustee as follows, as of the Closing Date:
 
(i)  The Seller is duly organized as a Delaware corporation and is validly existing and in good standing under the laws of the State of Delaware and is duly authorized and qualified to transact any and all business contemplated by this Agreement to be conducted by the Seller in any state in which a Mortgaged Property is located or is otherwise not required under applicable law to effect such qualification and, in any event, is in compliance with the doing business laws of any such state, to the extent necessary to ensure its ability to enforce each Mortgage Loan, to sell the Mortgage Loans in accordance with the terms of the Mortgage Loan Purchase Agreement and to perform any of its other obligations under this Agreement in accordance with the terms hereof.
 
(ii)  The Seller has the full corporate power and authority to sell each Mortgage Loan, and to execute, deliver and perform, and to enter into and consummate the transactions contemplated by this Agreement and has duly authorized by all necessary corporate action on the part of the Seller the execution, delivery and performance of this Agreement, assuming the due authorization, execution and delivery hereof by the other parties hereto or thereto, as applicable, constitutes a legal, valid and binding obligation of the Seller, enforceable against the Seller in accordance with its terms, except that (a) the enforceability hereof may be limited by bankruptcy, insolvency, moratorium, receivership and other similar laws relating to creditors’ rights generally and (b) the remedy of specific performance and injunctive and other forms of equitable relief may be subject to equitable defenses and to the discretion of the court before which any proceeding therefor may be brought.
 
(iii)  The execution and delivery of this Agreement by the Seller, the sale of the Mortgage Loans by the Seller under the Mortgage Loan Purchase Agreement, the consummation of any other of the transactions contemplated by this Agreement, and the fulfillment of or compliance with the terms hereof and thereof are in the ordinary course of business of the Seller and will not (A) result in a material breach of any term or provision of the charter or by-laws of the Seller or (B) conflict with, result in a breach, violation or acceleration of, or result in a default under, the terms of any other material agreement or instrument to which the Seller is a party or by which it may be bound, or (C) constitute a violation of any statute, order or regulation applicable to the Seller of any court, regulatory body, administrative agency or governmental body having jurisdiction over the Seller; and the Seller is not in breach or violation of any material indenture or other material agreement or instrument, or in violation of any statute, order or regulation of any court, regulatory body, administrative agency or governmental body having jurisdiction over it which breach or violation may materially impair the Seller’s ability to perform or meet any of its obligations under this Agreement.
 
(iv)  The Seller is an approved seller of conventional mortgage loans for Fannie Mae or Freddie Mac and is a mortgagee approved by the Secretary of Housing and Urban Development pursuant to sections 203 and 211 of the National Housing Act.
 
(v)  No litigation is pending or, to the best of the Seller’s knowledge, threatened, against the Seller that would materially and adversely affect the execution, delivery or enforceability of this Agreement or the ability of the Seller to sell the Mortgage Loans or to perform any of its other obligations under this Agreement in accordance with the terms hereof or thereof.
 
(vi)  No consent, approval, authorization or order of any court or governmental agency or body is required for the execution, delivery and performance by the Seller of, or compliance by the Seller with, this Agreement or the consummation of the transactions contemplated hereby, or if any such consent, approval, authorization or order is required, the Seller has obtained the same.
 
(vii)  With respect to each Mortgage Loan as of the Closing Date (or such other date as may be specified in Section 7 of the Mortgage Loan Purchase Agreement), the Seller hereby remakes and restates each of the representations and warranties set forth in Section 7 of the Mortgage Loan Purchase Agreement to the Depositor and the Trustee to the same extent as if fully set forth herein.
 
(c)  Upon discovery by any of the parties hereto of a breach of a representation or warranty set forth in the Mortgage Loan Purchase Agreement with respect to the Mortgage Loans that materially and adversely affects the interests of the related Certificateholders in any Mortgage Loan, the party discovering such breach shall give prompt written notice thereof to the other parties. Any breach of a representation or warranty contained in clauses (c), (s), (q) and (z) through (ii) of Section 7 of the Mortgage Loan Purchase Agreement in respect of a Subgroup II-2 Loan, shall be deemed to materially adversely affect the interests of the related Certificateholders. The Seller hereby covenants, with respect to the representations and warranties set forth in the Mortgage Loan Purchase Agreement with respect to the Mortgage Loans, that within 90 days of the discovery of a breach of any representation or warranty set forth therein that materially and adversely affects the interests of the Certificateholders in any Mortgage Loan, it shall cure such breach in all material respects and, if such breach is not so cured, (i) if such 90 day period expires prior to the second anniversary of the Closing Date, remove such Mortgage Loan (a “Deleted Mortgage Loan”) from the Trust Fund and substitute in its place a Replacement Mortgage Loan, in the manner and subject to the conditions set forth in this Section; or (ii) repurchase the affected Mortgage Loan or Mortgage Loans from the Trustee at the Purchase Price in the manner set forth below; provided that any such substitution pursuant to (i) above or repurchase pursuant to (ii) above shall not be effected prior to the delivery to the Trustee of an Opinion of Counsel if required by Section 2.05 hereof and any such substitution pursuant to (i) above shall not be effected prior to the additional delivery to the Trustee of a Request for Release. The Trustee shall give prompt written notice to the parties hereto of the Seller’s failure to cure such breach as set forth in the preceding sentence. The Seller shall promptly reimburse the Master Servicer and the Trustee for any expenses reasonably incurred by the Master Servicer or the Trustee in respect of enforcing the remedies for such breach. To enable the Master Servicer to amend the Mortgage Loan Schedule, the Seller shall, unless it cures such breach in a timely fashion pursuant to this Section 2.03, promptly notify the Master Servicer whether it intends either to repurchase, or to substitute for, the Mortgage Loan affected by such breach. With respect to the representations and warranties with respect to the Mortgage Loans that are made to the best of the Seller’s knowledge, if it is discovered by any of the Depositor, the Master Servicer, the Seller, the Trustee or the Custodian that the substance of such representation and warranty is inaccurate and such inaccuracy materially and adversely affects the value of the related Mortgage Loan, notwithstanding the Seller’s lack of knowledge with respect to the substance of such representation or warranty, the Seller shall nevertheless be required to cure, substitute for or repurchase the affected Mortgage Loan in accordance with the foregoing.
 
With respect to any Replacement Mortgage Loan or Loans, the Seller (pursuant to the Mortgage Loan Purchase Agreement) shall deliver to the Trustee or the Custodian on its behalf for the benefit of the Certificateholders such documents and agreements as are required by Section 2.01. No substitution will be made in any calendar month after the Determination Date for such month. Notwithstanding the foregoing, such substitution must be done within two years of the Closing Date. Scheduled Payments due with respect to Replacement Mortgage Loans in the Due Period related to the Distribution Date on which such proceeds are to be distributed shall not be part of the Trust Fund and will be retained by the Seller. For the month of substitution, distributions to Certificateholders will include the Scheduled Payment due on any Deleted Mortgage Loan for the related Due Period and thereafter the Seller shall be entitled to retain all amounts received in respect of such Deleted Mortgage Loan. The Master Servicer shall amend the Mortgage Loan Schedule for the benefit of the Certificateholders to reflect the removal of each such Deleted Mortgage Loan and the substitution of the Replacement Mortgage Loan or Loans and the Master Servicer shall deliver the amended Mortgage Loan Schedule to the Trustee and the Custodian. Upon such substitution, the Replacement Mortgage Loan or Loans shall be subject to the terms of this Agreement in all respects, and the Seller shall be deemed to have made with respect to such Replacement Mortgage Loan or Loans, as of the date of substitution, the representations and warranties set forth in Section 7 or Section 8 of the Mortgage Loan Purchase Agreement with respect to such Mortgage Loan. Upon any such substitution and the deposit into the Protected Account of the amount required to be deposited therein in connection with such substitution as described in the following paragraph and receipt by the Trustee of a Request for Release for such Mortgage Loan, the Trustee or the Custodian shall release to the Seller the Mortgage File relating to such Deleted Mortgage Loan and held for the benefit of the Certificateholders and the Trustee shall execute and deliver at the Seller’s direction such instruments of transfer or assignment as have been prepared by the Seller in each case without recourse, representation or warranty as shall be necessary to vest in the Seller or its respective designee, title to the Trustee’s interest in any Deleted Mortgage Loan substituted for pursuant to this Section 2.03.
 
For any month in which the Seller substitutes one or more Replacement Mortgage Loans for a Deleted Mortgage Loan, the Master Servicer will determine the amount (if any) by which the aggregate principal balance of all the Replacement Mortgage Loans as of the date of substitution is less than the Stated Principal Balance (after application of the principal portion of the Scheduled Payment due in the month of substitution) of such Deleted Mortgage Loan. An amount equal to the aggregate of such deficiencies, described in the preceding sentence for any Distribution Date (such amount, the “Substitution Adjustment Amount”) shall be deposited into the Protected Account, by the Seller upon its delivering such Replacement Mortgage Loan on the Determination Date for the Distribution Date relating to the Prepayment Period during which the related Mortgage Loan became required to be purchased or replaced hereunder.
 
In the event that the Seller shall have repurchased a Mortgage Loan, the Purchase Price therefor shall be deposited into the Protected Account, on the Determination Date for the Distribution Date in the month following the month during which the Seller became obligated to repurchase or replace such Mortgage Loan and upon such deposit of the Purchase Price, the delivery of an Opinion of Counsel if required by Section 2.05 and the receipt of a Request for Release, the Trustee or the Custodian shall release the related Mortgage File held for the benefit of the Certificateholders to the Seller and the Trustee shall execute and deliver at such Person’s direction the related instruments of transfer or assignment prepared by the Seller, in each case without recourse, as shall be necessary to transfer title from the Trustee for the benefit of the Certificateholders and transfer the Trustee’s interest to EMC (on its own as a Seller and on behalf of Master Funding) to any Mortgage Loan purchased pursuant to this Section 2.03. It is understood and agreed that the obligation under this Agreement of the Seller to cure, repurchase or replace any Mortgage Loan as to which a breach has occurred and is continuing shall constitute the sole remedies against the Seller respecting such breach available to the Certificateholders, the Depositor or the Trustee.
 
(d)  The representations and warranties set forth in this Section 2.03 hereof shall survive delivery of the respective Mortgage Loans and Mortgage Files to the Trustee or the Custodian for the benefit of the Certificateholders.
 
Section 2.04  Representations and Warranties of the Depositor. 
 
The Depositor hereby represents and warrants to the Master Servicer and the Trustee as follows, as of the date hereof and as of the Closing Date:
 
(i)  The Depositor is duly organized and is validly existing as a limited liability company in good standing under the laws of the State of Delaware and has full power and authority necessary to own or hold its properties and to conduct its business as now conducted by it and to enter into and perform its obligations under this Agreement.
 
(ii)  The Depositor has the full power and authority to execute, deliver and perform, and to enter into and consummate the transactions contemplated by, this Agreement and has duly authorized, by all necessary corporate action on its part, the execution, delivery and performance of this Agreement, assuming the due authorization, execution and delivery hereof by the other parties hereto, constitutes a legal, valid and binding obligation of the Depositor, enforceable against the Depositor in accordance with its terms, subject, as to enforceability, to (i) bankruptcy, insolvency, reorganization, moratorium and other similar laws affecting creditors’ rights generally and (ii) general principles of equity, regardless of whether enforcement is sought in a proceeding in equity or at law.
 
(iii)  The execution and delivery of this Agreement by the Depositor, the consummation of the transactions contemplated by this Agreement, and the fulfillment of or compliance with the terms hereof and thereof are in the ordinary course of business of the Depositor and will not (A) result in a material breach of any term or provision of the certificate of formation or limited liability company agreement of the Depositor or (B) conflict with, result in a breach, violation or acceleration of, or result in a default under, the terms of any other material agreement or instrument to which the Depositor is a party or by which it may be bound or (C) constitute a violation of any statute, order or regulation applicable to the Depositor of any court, regulatory body, administrative agency or governmental body having jurisdiction over the Depositor; and the Depositor is not in breach or violation of any material indenture or other material agreement or instrument, or in violation of any statute, order or regulation of any court, regulatory body, administrative agency or governmental body having jurisdiction over it which breach or violation may materially impair the Depositor’s ability to perform or meet any of its obligations under this Agreement.
 
(iv)  No litigation is pending, or, to the best of the Depositor’s knowledge, threatened, against the Depositor that would materially and adversely affect the execution, delivery or enforceability of this Agreement or the ability of the Depositor to perform its obligations under this Agreement in accordance with the terms hereof or thereof.
 
(v)  No consent, approval, authorization or order of any court or governmental agency or body is required for the execution, delivery and performance by the Depositor of, or compliance by the Depositor with this Agreement or the consummation of the transactions contemplated hereby or thereby, or if any such consent, approval, authorization or order is required, the Depositor has obtained the same.
 
(vi)  The Depositor has filed all reports required to be filed by Section 13 or Section 15(d) of the Exchange Act during the preceding 12 months (or for such shorter period that the Depositor was required to file such reports) and it has been subject to such filing requirements for the past 90 days.
 
The Depositor hereby represents and warrants to the Trustee as of the Closing Date, following the transfer of the Mortgage Loans to it by the Sellers, the Depositor had good title to the Mortgage Loans and the related Mortgage Notes were subject to no offsets, claims, defenses or counterclaims.
 
It is understood and agreed that the representations and warranties set forth in this Section 2.04 shall survive delivery of the Mortgage Files to the Trustee or the Custodian for the benefit of the Certificateholders. Upon discovery by the Depositor or the Trustee of a breach of such representations and warranties, the party discovering such breach shall give prompt written notice to the others and to each Rating Agency.
 
Section 2.05  Delivery of Opinion of Counsel in Connection with Substitutions and Repurchases. 
 
(a)  Notwithstanding any contrary provision of this Agreement, with respect to any Mortgage Loan that is not in default or as to which default is not reasonably foreseeable, no repurchase or substitution pursuant to Sections 2.02 or 2.03 shall be made unless the Sponsor delivers to the Trustee an Opinion of Counsel, addressed to the Trustee, to the effect that such repurchase or substitution would not (i) result in the imposition of the tax on “prohibited transactions” of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII, REMIC IX or REMIC X or contributions after the Closing Date, as defined in Sections 860F(a)(2) and 860G(d) of the Code, respectively, or (ii) cause any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII, REMIC IX or REMIC X to fail to qualify as a REMIC at any time that any Certificates are outstanding. Any Mortgage Loan as to which repurchase or substitution was delayed pursuant to this paragraph shall be repurchased or the substitution therefor shall occur (subject to compliance with Sections 2.02 or 2.03) upon the earlier of (a) the occurrence of a default or default becoming reasonably foreseeable with respect to such Mortgage Loan and (b) receipt by the Trustee of an Opinion of Counsel addressed to the Trustee to the effect that such repurchase or substitution, as applicable, will not result in the events described in clause (i) or clause (ii) of the preceding sentence.
 
(b)  Upon discovery by the Depositor, the Seller or the Master Servicer that any Mortgage Loan does not constitute a “qualified mortgage” within the meaning of section 860G(a)(3) of the Code, the party discovering such fact shall promptly (and in any event within 5 Business Days of discovery) give written notice thereof to the other parties and the Trustee. In connection therewith, the Trustee shall require the Seller at it’s option, to either (i) substitute, if the conditions in Section 2.03 with respect to substitutions are satisfied, a Replacement Mortgage Loan for the affected Mortgage Loan, or (ii) repurchase the affected Mortgage Loan within 90 days of such discovery in the same manner as it would a Mortgage Loan for a breach of representation or warranty in accordance with Section 2.03. The Trustee shall reconvey to the Seller the Mortgage Loan to be released pursuant hereto (and the Custodian shall deliver the related Mortgage File) in the same manner, and on the same terms and conditions, as it would a Mortgage Loan repurchased for breach of a representation or warranty in accordance with Section 2.03.
 
Section 2.06  Countersignature and Delivery of Certificates. 
 
(a)  The Trustee acknowledges the sale, transfer and assignment to it of the Trust Fund and, concurrently with such transfer and assignment, has executed, countersigned and delivered, to or upon the order of the Depositor, the Certificates in authorized denominations evidencing the entire ownership of the Trust Fund. The Trustee agrees to hold the Trust Fund and exercise the rights referred to above for the benefit of all present and future Holders of the Certificates and to perform the duties set forth in this Agreement in accordance with its terms.
 
(b)  The Depositor concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the REMIC I Regular Interests, the REMIC II Regular Interests and the other assets of REMIC III for the benefit of the holders of the REMIC III Regular Interests and the Class I-R-2 Certificates. The Trustee acknowledges receipt of the REMIC I Regular Interests (which are uncertificated), the REMIC II Regular Interests (which are uncertificated) and the other assets of REMIC III and declares that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the REMIC III Regular Interests and the Class I-R-2 Certificates.
 
(c)  The Depositor concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the REMIC III Regular Interests and the other assets of REMIC IV for the benefit of the holders of the Regular Certificates (other than the Class CE Certificates and the Class P Certificates), the Class CE Interests, the Class IO Interests, the Class P Interests and the Class I-R-3 Certificates. The Trustee acknowledges receipt of the REMIC III Regular Interests (which are uncertificated) and the other assets of REMIC IV and declares that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the Regular Certificates (other than the Class CE Certificates and the Class P Certificates), the Class CE Interests, the Class IO Interests, the Class P Interests and the Class I-R-3 Certificates.
 
(d)  The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the Class I-CE Interest for the benefit of the Holders of the REMIC V Certificates. The Trustee acknowledges receipt of the Class I-CE Interest (which is uncertificated) and declares that it holds and will hold the same in trust for the exclusive use and benefit of the Holders of the REMIC V Certificates.
 
(e)  The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the Class I-P Interest for the benefit of the Holders of the REMIC VI Certificates. The Trustee acknowledges receipt of the Class I-P Interest (which is uncertificated) and declares that it holds and will hold the same in trust for the exclusive use and benefit of the Holders of the REMIC VI Certificates.
 
(f)  The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the Class I-IO Interest for the benefit of the holders of the REMIC VII Interests. The Trustee acknowledges receipt of the Class I-IO Interest (which is uncertificated) and declares that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the REMIC VII Interests.
 
(g)  The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the Class II-CE Interest for the benefit of the Holders of the REMIC VIII Certificates. The Trustee acknowledges receipt of the Class II-CE Interest (which is uncertificated) and declares that it holds and will hold the same in trust for the exclusive use and benefit of the Holders of the REMIC VIII Certificates.
 
(h)  The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the Class II-P Interest for the benefit of the Holders of the REMIC IX Certificates. The Trustee acknowledges receipt of the Class II-P Interest (which is uncertificated) and declares that it holds and will hold the same in trust for the exclusive use and benefit of the Holders of the REMIC IX Certificates.
 
(i)  The Depositor, concurrently with the execution and delivery hereof, does hereby transfer, assign, set over and otherwise convey in trust to the Trustee without recourse all the right, title and interest of the Depositor in and to the Class II-IO Interest for the benefit of the holders of the REMIC X Interests. The Trustee acknowledges receipt of the Class II-IO Interest (which is uncertificated) and declares that it holds and will hold the same in trust for the exclusive use and benefit of the holders of the REMIC X Interests.
 
Section 2.07  Purposes and Powers of the Trust. 
 
The purpose of the common law trust, as created hereunder, is to engage in the following activities:
 
(a)  acquire and hold, as set forth in this Agreement, the Mortgage Loans and the other assets of the Trust Fund and the proceeds therefrom for the benefit of the Certificateholders;
 
(b)  to issue the Certificates sold to the Depositor in exchange for the Mortgage Loans and any other assets of the Trust;
 
(c)  to make distributions on the Certificates;
 
(d)  to engage in those activities that are necessary, suitable or convenient to accomplish the foregoing or are incidental thereto or connected therewith; and
 
(e)  subject to compliance with this Agreement, to engage in such other activities as may be required in connection with conservation of the Trust Fund and the making of distributions to the Certificateholders.
 
The Trust is hereby authorized to engage in the foregoing activities. Neither the Trustee nor the Master Servicer shall cause the Trust to engage in any activity other than in connection with the foregoing or other than as required or authorized by the terms of this Agreement while any Certificate is outstanding.
 

 
ARTICLE III
 
ADMINISTRATION AND SERVICING OF THE MORTGAGE LOANS
 
Section 3.01  The Master Servicer to act as Master Servicer. 
 
The Master Servicer shall service and administer the Mortgage Loans in accordance with customary and usual standards of practice of prudent mortgage loan servicers in the respective states in which the related Mortgaged Properties are located. In connection with such servicing and administration, the Master Servicer shall have full power and authority, acting alone and/or through subservicers as provided in Section 3.03, to do or cause to be done any and all things that it may deem necessary or desirable in connection with such servicing and administration, including but not limited to, the power and authority, subject to the terms hereof (i) to execute and deliver, on behalf of the Certificateholders and the Trustee, customary consents or waivers and other instruments and documents, (ii) to consent to transfers of any related Mortgaged Property and assumptions of the Mortgage Notes and related Mortgages (but only in the manner provided herein), (iii) to collect any Insurance Proceeds and other Liquidation Proceeds or Subsequent Recoveries, and (iv) subject to Section 3.09, to effectuate foreclosure or other conversion of the ownership of the Mortgaged Property securing any Mortgage Loan; provided that the Master Servicer shall take no action that is inconsistent with or prejudices the interests of the Trust Fund or the Certificateholders in any Mortgage Loan or the rights and interests of the Depositor or the Trustee under this Agreement.
 
Without limiting the generality of the foregoing, the Master Servicer, in its own name or in the name of the Trust, the Depositor or the Trustee, is hereby authorized and empowered by the Trust, the Depositor and the Trustee, when the Master Servicer believes it appropriate in its reasonable judgment, to execute and deliver, on behalf of the Trustee, the Depositor, the Certificateholders or any of them, any and all instruments of satisfaction or cancellation, or of partial or full release or discharge and all other comparable instruments, with respect to the Mortgage Loans, and with respect to the Mortgaged Properties held for the benefit of the Certificateholders. The Master Servicer shall prepare and deliver to the Depositor and/or the Trustee such documents requiring execution and delivery by any or all of them as are necessary or appropriate to enable the Master Servicer to service and administer the Mortgage Loans. Upon receipt of such documents, the Depositor and/or the Trustee shall execute such documents and deliver them to the Master Servicer.
 
In accordance with the standards of the first paragraph of this Section 3.01, the Master Servicer shall advance or cause to be advanced funds as necessary for the purpose of effecting the payment of taxes and assessments on the related Mortgaged Properties, which advances shall be reimbursable in the first instance from related collections from the Mortgagors pursuant to Section 4.03, and further as provided in Section 4.02. All costs incurred by the Master Servicer, if any, in effecting the timely payments of taxes and assessments on the related Mortgaged Properties and related insurance premiums shall not, for the purpose of calculating monthly distributions to the related Certificateholders, be added to the Stated Principal Balance under the Mortgage Loans, notwithstanding that the terms of such Mortgage Loans so permit.
 
Section 3.02  Due-on-Sale Clauses; Assumption Agreements. 
 
(a)  Except as otherwise provided in this Section 3.02, when any property subject to a Mortgage has been or is about to be conveyed by the Mortgagor, the Master Servicer shall to the extent that it has knowledge of such conveyance, enforce any due-on-sale clause contained in any Mortgage Note or Mortgage, to the extent permitted under applicable law and governmental regulations, but only to the extent that such enforcement will not adversely affect or jeopardize coverage under any Required Insurance Policy. Notwithstanding the foregoing, the Master Servicer is not required to exercise such rights with respect to a Mortgage Loan if the Person to whom the related Mortgaged Property has been conveyed or is proposed to be conveyed satisfies the terms and conditions contained in the Mortgage Note and Mortgage related thereto and the consent of the mortgagee under such Mortgage Note or Mortgage is not otherwise so required under such Mortgage Note or Mortgage as a condition to such transfer. In the event that the Master Servicer is prohibited by law from enforcing any such due-on-sale clause, or if coverage under any Required Insurance Policy would be adversely affected, or if nonenforcement is otherwise permitted hereunder, the Master Servicer is authorized, subject to Section 3.02(b), to take or enter into an assumption and modification agreement from or with the person to whom such property has been or is about to be conveyed, pursuant to which such person becomes liable under the Mortgage Note and, unless prohibited by applicable state law, the Mortgagor remains liable thereon, provided that the Mortgage Loan shall continue to be covered (if so covered before the Master Servicer enters such agreement) by the applicable Required Insurance Policies. The Master Servicer, subject to Section 3.02(b), is also authorized with the prior approval of the insurers under any Required Insurance Policies to enter into a substitution of liability agreement with such Person, pursuant to which the original Mortgagor is released from liability and such Person is substituted as Mortgagor and becomes liable under the Mortgage Note. Notwithstanding the foregoing, the Master Servicer shall not be deemed to be in default under this Section 3.02(a) by reason of any transfer or assumption that the Master Servicer reasonably believes it is restricted by law from preventing.
 
(b)  Subject to the Master Servicer’s duty to enforce any due-on-sale clause to the extent set forth in Section 3.02(a), in any case in which a Mortgaged Property has been conveyed to a Person by a Mortgagor, and such Person is to enter into an assumption agreement or modification agreement or supplement to the Mortgage Note or Mortgage that requires the signature of the Trustee, or if an instrument of release signed by the Trustee is required releasing the Mortgagor from liability on the related Mortgage Loan, the Master Servicer shall prepare and deliver or cause to be prepared and delivered to the Trustee for signature and shall direct, in writing, the Trustee to execute the assumption agreement with the Person to whom the Mortgaged Property is to be conveyed and such modification agreement or supplement to the Mortgage Note or Mortgage or other instruments as are reasonable or necessary to carry out the terms of the Mortgage Note or Mortgage or otherwise to comply with any applicable laws regarding assumptions or the transfer of the Mortgaged Property to such Person. In connection with any such assumption, no material term of the Mortgage Note (including, but not limited to, the Mortgage Rate, the amount of the Scheduled Payment and any other term affecting the amount or timing of payment on the Mortgage Loan) may be changed. In addition, the substitute Mortgagor and the Mortgaged Property must be acceptable to the Master Servicer in accordance with its servicing standards as then in effect. The Master Servicer shall notify the Trustee that any such substitution or assumption agreement has been completed by forwarding to the Trustee the original of such substitution or assumption agreement, which in the case of the original shall be added to the related Mortgage File and shall, for all purposes, be considered a part of such Mortgage File to the same extent as all other documents and instruments constituting a part thereof. Any fee collected by the Master Servicer for entering into an assumption or substitution of liability agreement will be retained by the Master Servicer as additional servicing compensation.
 
Section 3.03  Subservicers. 
 
The Master Servicer shall perform all of its servicing responsibilities hereunder or may cause a subservicer to perform any such servicing responsibilities on its behalf, but the use by the Master Servicer of a subservicer shall not release the Master Servicer from any of its obligations hereunder and the Master Servicer shall remain responsible hereunder for all acts and omissions of each subservicer as fully as if such acts and omissions were those of the Master Servicer. The Master Servicer shall pay all fees of each subservicer from its own funds, and a subservicer’s fee shall not exceed the Servicing Fee payable to the Master Servicer hereunder.
 
At the cost and expense of the Master Servicer, without any right of reimbursement from its Protected Account, the Master Servicer shall be entitled to terminate the rights and responsibilities of a subservicer and arrange for any servicing responsibilities to be performed by a successor subservicer; provided, however, that nothing contained herein shall be deemed to prevent or prohibit the Master Servicer, at the Master Servicer’s option, from electing to service the related Mortgage Loans itself. In the event that the Master Servicer’s responsibilities and duties under this Agreement are terminated pursuant to Section 8.01, the Master Servicer shall at its own cost and expense terminate the rights and responsibilities of each subservicer effective as of the date of termination of the Master Servicer. The Master Servicer shall pay all fees, expenses or penalties necessary in order to terminate the rights and responsibilities of each subservicer from the Master Servicer’s own funds without reimbursement from the Trust Fund.
 
Notwithstanding the foregoing, the Master Servicer shall not be relieved of its obligations hereunder and shall be obligated to the same extent and under the same terms and conditions as if it alone were servicing and administering the Mortgage Loans. The Master Servicer shall be entitled to enter into an agreement with a subservicer for indemnification of the Master Servicer by the subservicer and nothing contained in this Agreement shall be deemed to limit or modify such indemnification.
 
Any subservicing agreement and any other transactions or services relating to the Mortgage Loans involving a subservicer shall be deemed to be between such subservicer and the Master Servicer alone, and the Trustee shall not have any obligations, duties or liabilities with respect to such subservicer including any obligation, duty or liability of the Trustee to pay such subservicer’s fees and expenses. Each subservicing agreement shall provide that such agreement may be assumed or terminated without cause or penalty by the Trustee or other Successor Master Servicer in the event the Master Servicer is terminated in accordance with this Agreement. For purposes of remittances to the Trustee pursuant to this Agreement, the Master Servicer shall be deemed to have received a payment on a Mortgage Loan when a subservicer has received such payment.
 
Section 3.04  Documents, Records and Funds in Possession of the Master Servicer To Be Held for Trustee. 
 
Notwithstanding any other provisions of this Agreement, the Master Servicer shall transmit to the Trustee or the Custodian on behalf of the Trustee as required by this Agreement all documents and instruments in respect of a Mortgage Loan coming into the possession of the Master Servicer from time to time and shall account fully to the Trustee for any funds received by the Master Servicer or that otherwise are collected by the Master Servicer as Liquidation Proceeds, Insurance Proceeds or Subsequent Recoveries in respect of any such Mortgage Loan. All Mortgage Files and funds collected or held by, or under the control of, the Master Servicer in respect of any Mortgage Loans, whether from the collection of principal and interest payments or from Liquidation Proceeds or Subsequent Recoveries, including but not limited to, any funds on deposit in the Protected Account, shall be held by the Master Servicer for and on behalf of the Trustee and shall be and remain the sole and exclusive property of the Trustee, subject to the applicable provisions of this Agreement. The Master Servicer also agrees that it shall not create, incur or subject any Mortgage File or any funds that are deposited in the Protected Account or in any Escrow Account, or any funds that otherwise are or may become due or payable to the Trustee for the benefit of the Certificateholders, to any claim, lien, security interest, judgment, levy, writ of attachment or other encumbrance, or assert by legal action or otherwise any claim or right of set off against any Mortgage File or any funds collected on, or in connection with, a Mortgage Loan, except, however, that the Master Servicer shall be entitled to set off against and deduct from any such funds any amounts that are properly due and payable to the Master Servicer under this Agreement.
 
Section 3.05  Maintenance of Hazard Insurance. 
 
The Master Servicer shall cause to be maintained, for each Mortgage Loan, hazard insurance on buildings upon, or comprising part of, the Mortgaged Property against loss by fire, hazards of extended coverage and such other hazards as are customary in the area where the related Mortgaged Property is located with an insurer which is licensed to do business in the state where the related Mortgaged Property is located. Each such policy of standard hazard insurance shall contain, or have an accompanying endorsement that contains, a standard mortgagee clause. The Master Servicer shall also cause flood insurance to be maintained on property acquired upon foreclosure or deed in lieu of foreclosure of any Mortgage Loan, to the extent described below. Pursuant to Section 4.01, any amounts collected by the Master Servicer under any such policies (other than the amounts to be applied to the restoration or repair of the related Mortgaged Property or property thus acquired or amounts released to the Mortgagor in accordance with the Master Servicer’s normal servicing procedures) shall be deposited in the Protected Account. Any cost incurred by the Master Servicer in maintaining any such insurance shall not, for the purpose of calculating monthly distributions to the Certificateholders or remittances to the Trustee for their benefit, be added to the principal balance of the Mortgage Loan, notwithstanding that the terms of the Mortgage Loan so permit. Such costs shall be recoverable by the Master Servicer out of late payments by the related Mortgagor or out of Liquidation Proceeds to the extent permitted by Section 4.02. It is understood and agreed that no earthquake or other additional insurance is to be required of any Mortgagor or maintained on property acquired in respect of a Mortgage other than pursuant to such applicable laws and regulations as shall at any time be in force and as shall require such additional insurance. If the Mortgaged Property is located at the time of origination of the Mortgage Loan in a federally designated special flood hazard area and such area is participating in the national flood insurance program, the Master Servicer shall cause flood insurance to be maintained with respect to such Mortgage Loan. Such flood insurance shall be in an amount equal to the least of (i) the Stated Principal Balance of the related Mortgage Loan, (ii) minimum amount required to compensate for damage or loss on a replacement cost basis or (iii) the maximum amount of such insurance available for the related Mortgaged Property under the Flood Disaster Protection Act of 1973, as amended.
 
In the event that the Master Servicer shall obtain and maintain a blanket policy insuring against hazard losses on all of the Mortgage Loans, it shall conclusively be deemed to have satisfied its obligations as set forth in the first sentence of this Section 3.05, it being understood and agreed that such policy may contain a deductible clause on terms substantially equivalent to those commercially available and maintained by comparable servicers. If such policy contains a deductible clause, the Master Servicer shall, in the event that there shall not have been maintained on the related Mortgaged Property a policy complying with the first sentence of this Section 3.05, and there shall have been a loss that would have been covered by such policy, deposit in the Protected Account the amount not otherwise payable under the blanket policy because of such deductible clause. Such deposit shall be from the Master Servicer’s own funds without reimbursement therefor. In connection with its activities as administrator and servicer of the Mortgage Loans, the Master Servicer agrees to present, on behalf of itself, the Depositor and the Trustee for the benefit of the Certificateholders claims under any such blanket policy.
 
Section 3.06  Presentment of Claims and Collection of Proceeds. 
 
The Master Servicer shall prepare and present on behalf of the Trustee and the related Certificateholders all claims under the Insurance Policies and take such actions (including the negotiation, settlement, compromise or enforcement of the insured’s claim) as shall be necessary to realize recovery under such Insurance Policies. Any proceeds with respect to a Loan Group disbursed to the Master Servicer in respect of such Insurance Policies shall be promptly deposited in the Protected Account upon receipt, except that any amounts that are to be applied upon receipt to the repair or restoration of the related Mortgaged Property, which repair or restoration the owner of such Mortgaged Property or EMC, as applicable, has agreed to make as a condition precedent to the presentation of its claims on the Mortgage Loan under the applicable Insurance Policy, need not be so deposited (or remitted).
 
Section 3.07  Maintenance of the Primary Mortgage Insurance Policies. 
 
(a)  The Master Servicer shall not take any action that would result in noncoverage under any applicable Primary Mortgage Insurance Policy of any loss which, but for the actions of the Master Servicer would have been covered thereunder. The Master Servicer shall use its best efforts to keep in force and effect (to the extent that the Mortgage Loan requires the Mortgagor to maintain such insurance), Primary Mortgage Insurance applicable to each Mortgage Loan. The Master Servicer shall not cancel or refuse to renew any such Primary Mortgage Insurance Policy that is in effect at the date of the initial issuance of the Mortgage Note and is required to be kept in force hereunder.
 
(b)  The Master Servicer agrees to present on behalf of the Trustee, the Certificateholders claims to the insurer under any Primary Mortgage Insurance Policies and, in this regard, to take such reasonable action as shall be necessary to permit recovery under any Primary Mortgage Insurance Policies respecting defaulted Mortgage Loans. Pursuant to Section 4.01, any amounts collected by the Master Servicer under any Primary Mortgage Insurance Policies with respect to a Loan Group shall be deposited in the Protected Account with respect to such Loan Group, subject to withdrawal pursuant to Section 4.02 hereof.
 
Section 3.08  Fidelity Bond, Errors and Omissions Insurance. 
 
The Master Servicer shall maintain, at its own expense, a blanket fidelity bond and an errors and omissions insurance policy, with broad coverage with responsible companies on all officers, employees or other persons acting in any capacity with regard to the Mortgage Loans and who handle funds, money, documents and papers relating to the Mortgage Loans. The fidelity bond and errors and omissions insurance shall be in the form of the Mortgage Banker’s Blanket Bond and shall protect and insure the Master Servicer against losses, including forgery, theft, embezzlement, fraud, errors and omissions and negligent acts of such persons. Such fidelity bond shall also protect and insure the Master Servicer against losses in connection with the failure to maintain any insurance policies required pursuant to this Agreement and the release or satisfaction of a Mortgage Loan which is not in accordance with Accepted Servicing Practices. No provision of this Section 3.08 requiring the fidelity bond and errors and omissions insurance shall diminish or relieve the Master Servicer from its duties and obligations as set forth in this Agreement. The minimum coverage under any such bond and insurance policy shall be at least equal to the corresponding amounts required by Accepted Servicing Practices. The Master Servicer shall deliver to the Trustee a certificate from the surety and the insurer as to the existence of the fidelity bond and errors and omissions insurance policy and shall obtain a statement from the surety and the insurer that such fidelity bond or insurance policy shall in no event be terminated or materially modified without thirty days prior written notice to the Trustee. The Master Servicer shall notify the Trustee within five business days of receipt of notice that such fidelity bond or insurance policy will be, or has been, materially modified or terminated. The Trustee for the benefit of the Certificateholders must be named as loss payees on the fidelity bond and as additional insured on the errors and omissions policy.
 
Section 3.09  Realization Upon Defaulted Mortgage Loans; Determination of Excess Liquidation Proceeds and Realized Losses; Repurchases of Certain Mortgage Loans. 
 
(a)  The Master Servicer shall use reasonable efforts to foreclose upon or otherwise comparably convert the ownership of properties securing such of the Mortgage Loans as come into and continue in default and as to which no satisfactory arrangements can be made for collection of delinquent payments. In connection with such foreclosure or other conversion, the Master Servicer shall follow such practices and procedures as it shall deem necessary or advisable and as shall be normal and usual in its general mortgage servicing activities and the requirements of the insurer under any Required Insurance Policy; provided that the Master Servicer shall not be required to expend its own funds in connection with any foreclosure or towards the restoration of any property unless it shall determine (i) that such restoration and/or foreclosure will increase the proceeds of liquidation of the Mortgage Loan after reimbursement to itself of such expenses and (ii) that such expenses will be recoverable to it through Insurance Proceeds, Liquidation Proceeds (respecting which it shall have priority for purposes of withdrawals from the Protected Account pursuant to Section 4.02). If the Master Servicer reasonably believes that Liquidation Proceeds with respect to any such Mortgage Loan would not be increased as a result of such foreclosure or other action, such Mortgage Loan will be charged-off and will become a Liquidated Loan. The Master Servicer will give notice of any such charge-off to the Trustee. The Master Servicer shall be responsible for all other costs and expenses incurred by it in any such proceedings; provided that such costs and expenses shall be Servicing Advances and that it shall be entitled to reimbursement thereof from the proceeds of liquidation of the related Mortgaged Property from the related Loan Group, as contemplated in Section 4.02. If the Master Servicer has knowledge that a Mortgaged Property that the Master Servicer is contemplating acquiring in foreclosure or by deed- in-lieu of foreclosure is located within a one-mile radius of any site with environmental or hazardous waste risks known to the Master Servicer, the Master Servicer will, prior to acquiring the Mortgaged Property, consider such risks and only take action in accordance with its established environmental review procedures.
 
With respect to any REO Property, the deed or certificate of sale shall be taken in the name of the Trustee for the benefit of the Certificateholders (or the Trustee’s nominee on behalf of the Certificateholders). The Trustee’s name shall be placed on the title to such REO Property solely as the Trustee hereunder and not in its individual capacity. The Master Servicer shall ensure that the title to such REO Property references this Agreement and the Trustee’s capacity hereunder. Pursuant to its efforts to sell such REO Property, the Master Servicer shall either itself or through an agent selected by the Master Servicer protect and conserve such REO Property in the same manner and to such extent as is customary in the locality where such REO Property is located and may, incident to its conservation and protection of the interests of the related Certificateholders, rent the same, or any part thereof, as the Master Servicer deems to be in the best interest of the Master Servicer and the related Certificateholders for the period prior to the sale of such REO Property. The Master Servicer shall prepare for and deliver to the Trustee a statement with respect to each REO Property that has been rented showing the aggregate rental income received and all expenses incurred in connection with the management and maintenance of such REO Property at such times as is necessary to enable the Trustee to comply with the reporting requirements of the REMIC Provisions. The net monthly rental income, if any, from such REO Property shall be deposited in the Protected Account with respect to the applicable Loan Group no later than the close of business on each Determination Date. The Master Servicer shall perform the tax reporting and withholding related to foreclosures, abandonments and cancellation of indebtedness income as specified by Sections 1445, 6050J and 6050P of the Code by preparing and filing such tax and information returns, as may be required.
 
In the event that the Trust Fund acquires any Mortgaged Property as aforesaid or otherwise in connection with a default or reasonably foreseeable default on a Mortgage Loan, the Master Servicer shall dispose of such Mortgaged Property prior to three years after its acquisition by the Trust Fund or, at the expense of the Trust Fund, request more than 60 days prior to the day on which such three-year period would otherwise expire, an extension of the three-year grace period unless the Trustee shall have been supplied with an Opinion of Counsel addressed to the Trustee (such opinion not to be an expense of the Trustee) to the effect that the holding by the Trust Fund of such Mortgaged Property subsequent to such three-year period will not result in the imposition of taxes on “prohibited transactions” of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII, REMIC IX or REMIC X as defined in Section 860F of the Code or cause any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII, REMIC IX or REMIC X to fail to qualify as a REMIC at any time that any Certificates are outstanding, in which case the Trust Fund may continue to hold such Mortgaged Property (subject to any conditions contained in such Opinion of Counsel). Notwithstanding any other provision of this Agreement, no Mortgaged Property acquired by the Trust Fund shall be rented (or allowed to continue to be rented) or otherwise used for the production of income by or on behalf of the Trust Fund in such a manner or pursuant to any terms that would (i) cause such Mortgaged Property to fail to qualify as “foreclosure property” within the meaning of Section 860G(a)(8) of the Code or (ii) subject any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII, REMIC IX or REMIC X to the imposition of any federal, state or local income taxes on the income earned from such Mortgaged Property under Section 860G(c) of the Code or otherwise, unless the Master Servicer has agreed to indemnify and hold harmless the Trust Fund with respect to the imposition of any such taxes.
 
The decision of the Master Servicer to foreclose on a defaulted Mortgage Loan shall be subject to a determination by the Master Servicer that the proceeds of such foreclosure would exceed the costs and expenses of bringing such a proceeding. The income earned from the management of any Mortgaged Properties acquired through foreclosure or other judicial proceeding, net of reimbursement to the Master Servicer for expenses incurred (including any property or other taxes) in connection with such management and net of unreimbursed Servicing Fees, Advances, Servicing Advances and any management fee paid or to be paid with respect to the management of such Mortgaged Property, shall be applied to the payment of principal of, and interest on, the related defaulted Mortgage Loans (with interest accruing as though such Mortgage Loans were still current) and all such income shall be deemed, for all purposes in the Agreement, to be payments on account of principal and interest on the related Mortgage Notes and shall be deposited into the Protected Account with respect to the related Loan Group. To the extent the income received during a Prepayment Period is in excess of the amount attributable to amortizing principal and accrued interest at the related Mortgage Rate on the related Mortgage Loan, such excess shall be considered to be a partial Principal Prepayment with respect to the related Loan Group for all purposes hereof.
 
The Liquidation Proceeds with respect to each Loan Group from any liquidation of a related Mortgage Loan, net of any payment to the Master Servicer as provided above, shall be deposited in the Protected Account upon receipt and made available on the next succeeding Determination Date following receipt thereof for distribution on the related Distribution Date, except that any Excess Liquidation Proceeds with respect to each Loan Group shall be retained by the Master Servicer as additional servicing compensation.
 
The proceeds of any Liquidated Loan from each Loan Group, as well as any recovery resulting from a partial collection of related Liquidation Proceeds or any income from a related REO Property, will be applied in the following order of priority: first, to reimburse the Master Servicer for any related unreimbursed Servicing Advances and Servicing Fees, pursuant to Section 4.02 or this Section 3.09; second, to reimburse the Master Servicer for any unreimbursed Advances with respect to such Loan Group, pursuant to Section 4.02 or this Section 3.09; third, to accrued and unpaid interest (to the extent no Advance has been made for such amount) on the Mortgage Loan or related REO Property, at the Net Mortgage Rate to the first day of the month in which such amounts are required to be distributed; and fourth, as a recovery of principal of the Mortgage Loan.
 
(b)  On each Determination Date, the Master Servicer shall determine with respect to each Loan Group the respective aggregate amounts of Excess Liquidation Proceeds and Realized Losses, if any, for the related Prepayment Period.
 
(c)  The Master Servicer has no intent to foreclose on any Mortgage Loan based on the delinquency characteristics as of the Closing Date; provided, that the foregoing does not prevent the Master Servicer from initiating foreclosure proceedings on any date hereafter if the facts and circumstances of such Mortgage Loans including delinquency characteristics in the Master Servicer’s discretion so warrant such action.
 
Section 3.10  Servicing Compensation. 
 
As compensation for its activities hereunder, the Master Servicer shall be entitled to retain or withdraw from the Protected Account out of each payment of interest on a Mortgage Loan included in the Trust Fund an amount equal to the Servicing Fee.
 
Additional servicing compensation in the form of any Excess Liquidation Proceeds, assumption fees, late payment charges, all Prepayment Interest Excess on any Mortgage Loan, other ancillary income, all income and gain net of any losses realized from Permitted Investments with respect to funds in or credited to the Protected Account shall be retained by the Master Servicer to the extent not required to be deposited in the Protected Account pursuant to Section 4.02. The Master Servicer shall be required to pay all expenses incurred by it in connection with its servicing activities hereunder (including payment of any premiums for hazard insurance, as required by Section 3.05 and maintenance of the other forms of insurance coverage required by Section 3.07) and shall not be entitled to reimbursement therefor except as specifically provided in Section 4.02.
 
Section 3.11  REO Property. 
 
(a)  In the event the Trust Fund acquires ownership of any REO Property in respect of any related Mortgage Loan, the deed or certificate of sale shall be issued to the Trustee, or to its nominee, on behalf of the related Certificateholders. The Master Servicer shall sell any REO Property as expeditiously as possible and in accordance with the provisions of this Agreement. Pursuant to its efforts to sell such REO Property, the Master Servicer shall protect and conserve such REO Property in the manner and to the extent required herein, in accordance with the REMIC Provisions.
 
(b)  The Master Servicer shall deposit all funds with respect to each Loan Group collected and received in connection with the operation of any REO Property into the Protected Account.
 
(c)  The Master Servicer, upon the final disposition of any REO Property, shall be entitled to reimbursement from such Loan Group for any related unreimbursed Advances, unreimbursed Servicing Advances or Servicing Fees from Liquidation Proceeds received in connection with the final disposition of such REO Property; provided, that any such unreimbursed Advances or Servicing Fees as well as any unpaid Servicing Fees may be reimbursed or paid, as the case may be, prior to final disposition, out of any net rental income or other net amounts derived from such REO Property.
 
Section 3.12  Liquidation Reports. 
 
Upon the foreclosure of any Mortgaged Property or the acquisition thereof by the Trust Fund pursuant to a deed-in-lieu of foreclosure, the Master Servicer shall submit a liquidation report to the Trustee containing such information as shall be mutually acceptable to the Master Servicer and the Trustee with respect to such Mortgaged Property.
 
Section 3.13  Annual Statement as to Compliance. 
 
The Master Servicer and the Trustee shall deliver to the Master Servicer, the Depositor and the Trustee, not later than March 15th of each calendar year beginning in 2007, an Officer’s Certificate (an “Annual Statement of Compliance”) stating, as to each signatory thereof, that (i) a review of the activities of each such party during the preceding calendar year and of its performance under this Agreement has been made under such officer’s supervision and (ii) to the best of such officer’s knowledge, based on such review, each such party has fulfilled all of its obligations under this Agreement in all material respects throughout such year or, if there has been a failure to fulfill any such obligation in any material respect, specifying each such failure known to such officer and the nature and status thereof. Such Annual Statement of Compliance shall contain no restrictions or limitations on its use. In the event that the Master Servicer or the Trustee has delegated any servicing responsibilities with respect to the Mortgage Loans to a subservicer or subcontractor, such servicer or subcontractor shall be directed by such delegating party to deliver a similar Annual Statement of Compliance by such subservicer or subcontractor to the Master Servicer, the Depositor and the Trustee as described above as and when required with respect to the Master Servicer and the Trustee.
 
Failure of the Master Servicer to comply with this Section 3.13 (including with respect to the time frames required in this Section) shall be deemed an Event of Default with respect to such party, and the Trustee at the direction of the Depositor shall, in addition to whatever rights the Trustee may have under this Agreement and at law or in equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all the rights and obligations of the Master Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Master Servicer for the same. Failure of the Trustee to comply with this Section 3.13 (including with respect to the time frames required in this Section) which failure results in a failure to timely file the Form 10-K shall be deemed a default which may result in the termination of the Trustee pursuant to Section 9.08 of this Agreement and the Depositor may, in addition to whatever rights the Depositor may have under this Agreement and at law or in equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all of the rights and obligations of the Trustee under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Trustee for the same. This paragraph shall supersede any other provision in this Agreement or any other agreement to the contrary.
 
In the event the Master Servicer, the Trustee or any subservicer or subcontractor engaged by either such party is terminated or resigns pursuant to the terms of the Agreement, or any other applicable agreement in the case of a subservicer or subcontractor, as the case may be, such party shall provide an Annual Statement of Compliance pursuant to this Section 3.13 or to the related section of such other applicable agreement, as the case may be, as to the performance of its obligations with respect to the period of time it was subject to this Agreement or any other applicable agreement, as the case may be notwithstanding any such termination or resignation.

Section 3.14  Assessments of Compliance and Attestation Reports. 
 
The Master Servicer shall service and administer the Mortgage Loans in accordance with all applicable requirements of the Servicing Criteria. Pursuant to Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation AB, each of the Master Servicer, the Trustee and the Custodian (each, an “Attesting Party”) at its own expense shall deliver to the Trustee, the Master Servicer and the Depositor on or before March 15th of each calendar year beginning in 2007, a report signed by an authorized officer of such party regarding such Attesting Party’s assessment of compliance (an “Assessment of Compliance”) with the Servicing Criteria during the preceding calendar year. The Assessment of Compliance, as set forth in Regulation AB, must contain the following:
 
(a)  A statement by such officer of its responsibility for assessing compliance with the Servicing Criteria applicable to the related Attesting Party;
 
(b)  A statement by such officer that such Attesting Party used the Servicing Criteria attached as Exhibit P hereto, and which will also be attached to the Assessment of Compliance, to assess compliance with the Servicing Criteria applicable to the related Attesting Party;
 
(c)  An assessment by such officer of the related Attesting Party’s compliance with the applicable Servicing Criteria for the period consisting of the preceding calendar year, including disclosure of any material instance of noncompliance with respect thereto during such period, which assessment shall be based on the activities such Attesting Party performs with respect to asset-backed securities transactions taken as a whole involving the related Attesting Party, that are backed by the same asset type as the Mortgage Loans;
 
(d)  A statement that a registered public accounting firm has issued an attestation report on the related Attesting Party’s Assessment of Compliance for the period consisting of the preceding calendar year; and
 
(e)  A statement as to which of the Servicing Criteria, if any, are not applicable to such Attesting Party, which statement shall be based on the activities such Attesting Party performs with respect to asset-backed securities transactions taken as a whole involving such Attesting Party, that are backed by the same asset type as the Mortgage Loans.
 
Such report at a minimum shall address each of the Servicing Criteria specified on Exhibit P hereto which are indicated as applicable to the related Attesting Party.
 
Notwithstanding the foregoing, as to the Trustee and any Custodian, an Assessment of Compliance is not required to be delivered unless it is required as part of a Form 10-K with respect to the Trust Fund.
 
On or before March 15th of each calendar year beginning in 2007, each Attesting Party shall furnish to the Master Servicer, the Depositor and the Trustee a report (an “Attestation Report”) by a registered public accounting firm that attests to, and reports on, the Assessment of Compliance made by the related Attesting Party, as required by Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122(b) of Regulation AB, which Attestation Report must be made in accordance with standards for attestation reports issued or adopted by the Public Company Accounting Oversight Board.
 
The Master Servicer shall cause any subservicer and each subcontractor determined by it to be “participating in the servicing function” within the meaning of Item 1122 of Regulation AB, to deliver to the Trustee, the Master Servicer and the Depositor an Assessment of Compliance and Attestation Report as and when provided above along with an indication of what Servicing Criteria are addressed in such assessment.
 
The Trustee shall confirm that the assessments, taken as a whole, address all of the Servicing Criteria and taken individually address the Servicing Criteria for each party as set forth on Exhibit P and notify the Depositor of any exceptions. Notwithstanding the foregoing, as to any subcontractor (as defined in the related servicing agreement), an Assessment of Compliance is not required to be delivered unless it is required as part of a Form 10-K with respect to the Trust Fund.
 
In addition, for the avoidance of doubt and without duplication, the Master Servicer shall (and shall cause each subservicer engaged by it to) provide to the Depositor and the Trustee information concerning the following: (A) any Event of Default hereunder and any subservicer event of default under the terms of the related Subservicing Agreement, (B) any merger, consolidation or sale of substantially all of the assets of the Master Servicer or, to the best of the Master Servicer’s knowledge, any such subservicer, and (C) the Master Servicer’s entry into an agreement with a subservicer to perform or assist in the performance of any of the Master Servicer’s obligations.
 
In addition, the Master Servicer shall cause each subservicer engaged by it to provide the following information to the Depositor and the Trustee, to the extent applicable, within the timeframes that the Master Servicer would otherwise have to provide such information:
 
(A) any material modifications, extensions or waivers of pool asset terms, fees, penalties or payments during the distribution period or that have cumulatively become material over time (Item 1121(a)(11) of Regulation AB);
 
(B) information regarding material breaches of pool asset representations or warranties or transaction covenants (Item 1121(a)(12) of Regulation AB); and
 
(C) information regarding new asset-backed securities issuances backed by the same pool assets, any pool asset changes (such as, additions, substitutions or repurchases), and any material changes in origination, underwriting or other criteria for acquisition or selection of pool assets (Item 1121(a)(14) of Regulation AB).
 
Failure of the Master Servicer to comply with this Section 3.14 (including with respect to the time frames required in this Section) shall be deemed an Event of Default, and the Trustee at the direction of the Depositor shall, in addition to whatever rights the Trustee may have under this Agreement and at law or in equity or to damages, including injunctive relief and specific performance, upon notice immediately terminate all the rights and obligations of the Master Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof without compensating the Master Servicer for the same. This paragraph shall supersede any other provision in this Agreement or any other agreement to the contrary.
 
In the event the Master Servicer, the Custodian, the Trustee or any subservicer or subcontractor engaged by any such party is terminated, assigns its rights and obligations under, or resigns pursuant to, the terms of the Agreement, the related Custodial Agreement, or any other applicable agreement in the case of a subservicer or subcontractor, as the case may be, such party shall provide an Assessment of Compliance and cause to be provided an Attestation Report pursuant to this Section 3.14 or to the related section of such other applicable agreement, as the case may be, notwithstanding any such termination, assignment or resignation.

Section 3.15  Books and Records. 
 
The Master Servicer shall be responsible for maintaining, and shall maintain, a complete set of books and records for the Mortgage Loans which shall be appropriately identified in the Master Servicer’s computer system to clearly reflect the ownership of the Mortgage Loans by the Trust. In particular, the Master Servicer shall maintain in its possession, available for inspection by the Trustee and shall deliver to the Trustee upon demand, evidence of compliance with all federal, state and local laws, rules and regulations. To the extent that original documents are not required for purposes of realization of Liquidation Proceeds or Insurance Proceeds, documents maintained by the Master Servicer may be in the form of microfilm or microfiche or such other reliable means of recreating original documents, including, but not limited to, optical imagery techniques so long as the Master Servicer complies with the requirements of Accepted Servicing Practices.
 
The Master Servicer shall maintain with respect to each Mortgage Loan and shall make available for inspection by the Trustee the related servicing file during the time such Mortgage Loan is subject to this Agreement and thereafter in accordance with applicable law.
 
Payments on the Mortgage Loans, including any payoffs, made in accordance with the related Mortgage File will be entered in the Master Servicer’s set of books and records no more than two Business Days after receipt and identification, and allocated to principal or interest as specified in the related Mortgage File.
 
Section 3.16  Reports Filed with Securities and Exchange Commission. 
 
(a)  (i)Within 15 days after each Distribution Date (subject to permitted exceptions under the Exchange Act), the Trustee shall, in accordance with industry standards, prepare and file with the Commission via the Electronic Data Gathering and Retrieval System (“EDGAR”), a Form 10-D, signed by the Master Servicer, with a copy of the Monthly Statement to be furnished by the Trustee to the Certificateholders for such Distribution Date attached thereto; provided that the Trustee shall have received no later than seven (7) calendar days after the related Distribution Date, all information required to be provided to the Trustee as described in clause (a)(ii) below. Any disclosure in addition to the Monthly Statement that is required to be included on Form 10-D (“Additional Form 10-D Disclosure”) shall be reported by the parties set forth on Exhibit Q to the Trustee and the Depositor and approved by the Depositor pursuant to the paragraph immediately below, and the Trustee will have no duty or liability for any failure hereunder to determine or prepare any Additional Form 10-D Disclosure absent such reporting (other than with respect to when it is the reporting party as set forth in Exhibit Q) and approval.
 
(ii)  (A) Within seven (7) calendar days after the related Distribution Date, (i) the parties set forth in Exhibit Q shall be required to provide, pursuant to section 3.16(a)(v) below, to the Trustee and the Depositor, to the extent known, in EDGAR-compatible format, or in such other format as otherwise agreed upon by the Trustee and the Depositor and such party, the form and substance of any Additional Form 10-D Disclosure, if applicable, and (ii) the Depositor will approve, as to form and substance, or disapprove, as the case may be, the inclusion of the Additional Form 10-D Disclosure on Form 10-D. The Trustee has no duty under this Agreement to monitor or enforce the performance by the parties listed on Exhibit Q of their duties under this paragraph or proactively solicit or procure from such parties any Additional Form 10-D Disclosure information. The Depositor will be responsible for any reasonable out-of-pocket expenses incurred by the Trustee in connection with including any Additional Form 10-D Disclosure on Form 10-D pursuant to this Section.
 
(B)  After preparing the Form 10-D, the Trustee shall forward electronically a draft copy of the Form 10-D to the Depositor and the Master Servicer for review. No later than two (2) Business Days prior to the 15th calendar day after the related Distribution Date, a duly authorized officer of the Master Servicer shall sign the Form 10-D and return an electronic or fax copy of such signed Form 10-D (with an original executed hard copy to follow by overnight mail) to the Trustee. If a Form 10-D cannot be filed on time or if a previously filed Form 10-D needs to be amended, the Trustee will follow the procedures set forth in Section 3.16(a)(vi). Promptly (but no later than one (1) Business Day) after filing with the Commission, the Trustee will make available on its internet website identified in Section 5.06 a final executed copy of each Form 10-D. The signing party at the Master Servicer can be contacted at 972-444-2828. Form 10-D requires the registrant to indicate (by checking "yes" or "no") that it (1) has filed all reports required to be filed by Section 13 or 15(d) of the Exchange Act during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. The Depositor shall notify the Trustee in writing, no later than the fifth calendar day after the related Distribution Date with respect to the filing of a report on Form 10-D, if the answer to either question should be "no." The Trustee shall be entitled to rely on the Depositor’s representations in Section 2.04(vi) in preparing and/or filing any such Form 10-D. The parties to this Agreement acknowledge that the performance by the Trustee of its duties under Sections 3.16(a)(i) and (vi) related to the timely preparation and filing of Form 10-D is contingent upon such parties strictly observing all applicable deadlines in the performance of their duties under such Sections. It is understood by the parties hereto that the performance by the Trustee of its duties under this Section 3.16(a)(ii) related to the timely preparation, execution and filing of Form 10-D is also contingent upon the Custodian and any subservicers or subcontractors strictly observing deadlines no later than those set forth in this paragraph that are applicable to the parties to this Agreement in the delivery to the Trustee of any necessary Additional Form 10-D Disclosure pursuant to the Custodial Agreement or any other applicable agreement. The Trustee shall have no liability for any loss, expense, damage or claim arising out of or with respect to any failure to properly prepare and/or timely file such Form 10-D, where such failure results from the failure of any party hereto to deliver on a timely basis, any information needed by the Trustee to prepare, arrange for execution or file such Form 10-D. 
 
         (iii)  (A) Within four (4) Business Days after the occurrence of an event requiring disclosure on Form 8-K (each such event, a “Reportable Event”), the Trustee shall prepare and file, on behalf of the Trust, at the direction of the Depositor, any Form 8-K, as required by the Exchange Act; provided that, the Depositor shall file the initial Form 8-K in connection with the issuance of the Certificates. Any disclosure or information related to a Reportable Event or that is otherwise required to be included on Form 8-K (“Form 8-K Disclosure Information”) shall be, pursuant to the paragraph immediately below, reported by the parties set forth on Exhibit Q to the Trustee and the Depositor and directed and approved by the Depositor pursuant to the following paragraph, and the Trustee will have no duty or liability for any failure hereunder to determine or prepare any Additional Form 8-K Disclosure absent such reporting (other than with respect to when it is the reporting party as set forth in Exhibit Q) and approval.
 
(B)  For so long as the Trust is subject to the Exchange Act reporting requirements, (i) no later than 12:00 p.m. New York City time on the 2nd Business Day after the occurrence of a Reportable Event the parties set forth in Exhibit Q shall be required pursuant to Section 3.16(a)(v) below to provide to the Trustee and the Depositor, to the extent known, in EDGAR-compatible format, or in such other form as otherwise agreed upon by the Trustee and the Depositor and such party, the form and substance of any Form 8-K Disclosure Information, if applicable, and (ii) the Depositor will approve, as to form and substance, or disapprove, as the case may be, the inclusion of the Form 8-K Disclosure Information on Form 8-K. The Trustee has no duty under this Agreement to monitor or enforce the performance by the other parties listed on Exhibit Q of their duties under this paragraph or to proactively solicit or procure from such parties any Additional Form 8-K Disclosure Information. The Depositor will be responsible for any reasonable out-of-pocket expenses incurred by the Trustee in connection with including any Form 8-K Disclosure Information on Form 8-K pursuant to this Section.
 
(C)  After preparing the Form 8-K, the Trustee shall forward electronically a draft copy of the Form 8-K to the Depositor and the Master Servicer for review. No later than the end of business New York City time on the 3rd Business Day after the Reportable Event, a duly authorized officer of the Master Servicer shall sign the Form 8-K and return an electronic or fax copy of such signed Form 8-K (with an original executed hard copy to follow by overnight mail) to the Trustee. If a Form 8-K cannot be filed on time or if a previously filed Form 8-K needs to be amended, the Trustee will follow the procedures set forth in Section 3.16(a)(vi). Promptly (but no later than one (1) Business Day) after filing with the Commission, the Trustee will, make available on its internet website identified in Section 5.06 a final executed copy of each Form 8-K. The signing party at the Master Servicer can be contacted at 972-444-2828. The parties to this Agreement acknowledge that the performance by the Trustee of its duties under this Section 3.16(a)(iii) related to the timely preparation and filing of Form 8-K is contingent upon such parties strictly observing all applicable deadlines in the performance of their duties under this Section 3.16(a)(iii). It is understood by the parties hereto that the performance by the Trustee of its duties under this Section 3.16(a)(iii) related to the timely preparation, execution and filing of Form 8-K is also contingent upon the Custodian and any subservicers or subcontractors strictly observing deadlines no later than those set forth in this paragraph that are applicable to the parties to this Agreement in the delivery to the Trustee of any necessary Form 8-K Disclosure Information pursuant to the Custodial Agreement or any other applicable agreement. The Trustee shall have no liability for any loss, expense, damage or claim arising out of or with respect to any failure to properly prepare and/or timely file such Form 8-K, where such failure results from the failure of any party hereto to deliver on a timely basis, any information needed by the Trustee to prepare, arrange for execution or file such Form 8-K.
 
(D)  On or prior to the 90th day after the end of each fiscal year of the Trust or such earlier date as may be required by the Exchange Act (the “10-K Filing Deadline”) (it being understood that the fiscal year for the Trust ends on December 31st of each year), commencing in March 2007, the Trustee shall prepare and file on behalf of the Trust a Form 10-K, in form and substance as required by the Exchange Act. Each such Form 10-K shall include the following items, in each case to the extent they have been delivered to the Trustee within the applicable time frames set forth in this Agreement, (I) an Annual Statement of Compliance for the Trustee, Master Servicer and any subservicer, as described under Section 3.13, (II)(A) the Assessment of Compliance with Servicing Criteria for the Master Servicer and each subservicer and subcontractor participating in the servicing function, the Trustee and the Custodian, as described under Section 3.14, and (B) if the Assessment of Compliance of the Master Servicer, the Trustee or the Custodian described under Section 3.14 identifies any material instance of noncompliance, disclosure identifying such instance of noncompliance, or if the Assessment of Compliance of the Master Servicer, the Trustee or the Custodian described under Section 3.14 is not included as an exhibit to such Form 10-K, disclosure that such report is not included and an explanation why such report is not included, (III)(A) the registered public accounting firm Attestation Report for the Master Servicer, the Trustee and the Custodian, as described under Section 3.14, and (B) if any registered public accounting firm Attestation Report described under Section 3.14 identifies any material instance of noncompliance, disclosure identifying such instance of noncompliance, or if any such registered public accounting firm Attestation Report is not included as an exhibit to such Form 10-K, disclosure that such report is not included and an explanation why such report is not included, and (IV) a Sarbanes-Oxley Certification (“Sarbanes-Oxley Certification”) as described in this Section 3.16 (a)(iv)(D) below. Any disclosure or information in addition to (I) through (IV) above that is required to be included on Form 10-K (“Additional Form 10-K Disclosure”) shall be reported by the parties set forth on Exhibit Q to the Trustee and the Depositor and, pursuant to the paragraph immediately below, approved by the Depositor, and the Trustee will have no duty or liability for any failure hereunder to determine or prepare any Additional Form 10-K Disclosure absent such reporting (other than with respect to when it is the reporting party as set forth in Exhibit Q) and approval.
 
(E)  No later than March 15th of each year that the Trust is subject to the Exchange Act reporting requirements, commencing in 2007, (i) the parties set forth in Exhibit Q shall be required to provide pursuant to Section 3.16(a)(v) below to the Trustee and the Depositor, to the extent known, in EDGAR-compatible format, or in such other format as otherwise agreed upon by the Trustee and the Depositor and such party, the form and substance of any Additional Form 10-K Disclosure, if applicable, and (ii) the Depositor will approve, as to form and substance, or disapprove, as the case may be, the inclusion of the Additional Form 10-K Disclosure on Form 10-K. The Trustee has no duty under this Agreement to monitor or enforce the performance by the other parties listed on Exhibit Q of their duties under this paragraph or to proactively solicit or procure from such parties any Additional Form 10-K Disclosure information. The Depositor will be responsible for any reasonable out-of-pocket expenses incurred by the Trustee in connection with including any Form 10-K Disclosure Information on Form 10-K pursuant to this Section.
 
(F)  After preparing the Form 10-K, the Trustee shall forward electronically a draft copy of the Form 10-K to the Depositor and the Master Servicer for review. Form 10-K requires the registrant to indicate (by checking "yes" or "no") that it (1) has filed all reports required to be filed by Section 13 or 15(d) of the Exchange Act during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days. The Depositor shall notify the Trustee in writing, no later than the fifteenth calendar day of March in any year in which the Trust is subject to the reporting requirements of the Exchange Act, if the answer to either question should be "no." The Trustee shall be entitled to rely on the Depositor’s representations in Section 2.04(vi) in preparing and/or filing any such Form 10-K. No later than 12:00 p.m. New York City time on the 4th Business Day prior to the 10-K Filing Deadline, a senior officer of the Master Servicer in charge of the servicing function shall sign the Form 10-K and return an electronic or fax copy of such signed Form 10-K (with an original executed hard copy to follow by overnight mail) to the Trustee. If a Form 10-K cannot be filed on time or if a previously filed Form 10-K needs to be amended, the Trustee will follow the procedures set forth in Section 3.16(a)(vi). Promptly (but no later than one (1) Business Day) after filing with the Commission, the Trustee will make available on its internet website identified in Section 5.06 a final executed copy of each Form 10-K. The signing party at the Master Servicer can be contacted at 972-444-2828. The parties to this Agreement acknowledge that the performance by the Trustee of its duties under Section 3.16(a)(iv) related to the timely preparation and filing of Form 10-K is contingent upon such parties strictly observing all applicable deadlines in the performance of their duties under Section 3.13 and Section 3.14. It is understood by the parties hereto that the performance by the Trustee of its duties under this Section 3.16(a)(iv) related to the timely preparation, execution and filing of Form 10-K is also contingent upon the Custodian and any subservicer or subcontractor strictly observing deadlines no later than those set forth in this paragraph that are applicable to the parties to this Agreement in the delivery to the Trustee of any necessary Additional Form 10-K Disclosure, any annual statement of compliance and any assessment of compliance and attestation pursuant to the Custodial Agreement or any other applicable agreement. The Trustee shall have no liability for any loss, expense, damage or claim arising out of or with respect to any failure to properly prepare and/or timely file such Form 10-K, where such failure results from the failure of any party hereto to deliver on a timely basis, any information needed by the Trustee to prepare, arrange for execution or file such Form 10-K.
 
(G)  Each Form 10-K shall include a certification (the “Sarbanes-Oxley Certification”) required to be included therewith pursuant to the Sarbanes-Oxley Act. The Trustee shall, and the Master Servicer shall cause any subservicer or subcontractor engaged by it to, provide to the Person who signs the Sarbanes-Oxley Certification (the “Certifying Person”), by March 15 of each year in which the Trust is subject to the reporting requirements of the Exchange Act and otherwise within a reasonable period of time upon request, a certification (each, a “Back-Up Certification”), in the form attached hereto as Exhibit K, upon which the Certifying Person, the entity for which the Certifying Person acts as an officer, and such entity’s officers, directors and Affiliates (collectively with the Certifying Person, “Certification Parties”) can reasonably rely; provided, however, that the Trustee shall not be required to undertake an analysis of any accountant’s report attached as an exhibit to the Form 10-K. The senior officer of the Master Servicer shall serve as the Certifying Person on behalf of the Trust. Such officer of the Certifying Person can be contacted at 972-444-2828.
 
In the event the Trustee is terminated or resigns pursuant to the terms of this Agreement or any subcontractor or subservicer is terminated pursuant to the related servicing agreement, the Trustee, subcontractor or subservicer, as applicable, shall provide a Back-Up Certification to the Certifying Person pursuant to this Section 3.16(a)(iv) with respect to the period of time it was subject to this Agreement or the related servicing agreement, as applicable.
 
(iv)  With respect to any Additional Form 10-D Disclosure, Additional Form 10-K Disclosure or any Form 8-K Disclosure Information (collectively, the “Additional Disclosure”) relating to the Trust Fund in the form attached hereto as Exhibit R, the Trustee’s obligation to include such Additional Information in the applicable Exchange Act report is subject to receipt from the entity that is indicated in Exhibit Q as the responsible party for providing that information, if other than the Trustee, as and when required as described in Section 3.16(a)(i) through (iv) above. Each of the Master Servicer, Seller, and Depositor hereby agree to notify and provide (to the extent known) to the Trustee and the Depositor all Additional Disclosure relating to the Trust Fund, with respect to which such party is indicated in Exhibit Q as the responsible party for providing that information. Within five Business Days prior to each Distribution Date occurring in any year that the Trust is subject to the Exchange Act reporting requirements, the Depositor shall make available to the Trustee the related Significance Estimate and the Trustee shall use such information to calculate the related Significance Percentage. The Trustee shall provide the Significance Percentage to the Depositor by the later of the Distribution Date or three (3) Business Days after the receipt of the Significance Estimate from the Depositor. If the Significance Percentage meets either of the threshold levels detailed in Item 1115(b)(1) or 1115(b)(2) of Regulation AB, the Trustee shall deliver written notification to the Depositor and the related Swap Provider to that effect. The Trustee shall request from the Depositor and the Depositor shall deliver to the Trustee any information that the related Swap Provider delivered to the Depositor as required under Regulation AB, to the extent required under the related Swap Agreement. The Depositor shall be obligated to provide to the Trustee (no later than, in the case of Form 10-D, the seventh calendar day after the Distribution Date and in the case of Form 10-K, March 15th in any year in which a Form 10-K is filed for the Trust) any information that may be required to be included in any Form 10-D, Form 8-K or Form 10-K or written notification instructing the Trustee that such Additional Disclosure regarding the related Swap Provider is not necessary for such Distribution Date. The Master Servicer shall be responsible for determining the pool concentration applicable to any subservicer or originator at any time.
 
(v)      (A) On or prior to January 30 of the first year in which the Trustee is able to do so under applicable law, the Trustee shall file a Form 15 relating to the automatic suspension of reporting in respect of the Trust under the Exchange Act.
 
(B)  In the event that the Trustee is unable to timely file with the Commission all or any required portion of any Forms 8-K, 10-D or 10-K required to be filed by this Agreement because required disclosure information was either not delivered to it or delivered to it after the delivery deadlines set forth in this Agreement or for any other reason, the Trustee will immediately notify the Depositor and the Master Servicer. In the case of Forms 10-D and 10-K, the Depositor, Master Servicer and Trustee will cooperate to prepare and file a Form 12b-25 and a 10-D/A and 10-K/A as applicable, pursuant to Rule 12b-25 of the Exchange Act. In the case of Form 8-K, the Trustee will, upon receipt of all required Form 8-K Disclosure Information and upon the approval and direction of the Depositor, include such disclosure information on the next Form 10-D. In the event that any previously filed Forms 8-K, 10-D or 10-K needs to be amended, the Trustee will notify the Depositor and the Master Servicer and such parties will cooperate to prepare any necessary 8-K/A, 10-D/A or 10-K/A. Any Form 15, Form 12b-25 or any amendment to Forms 8-K, 10-D or 10-K shall be signed by a senior officer of the Master Servicer. The Depositor and Master Servicer acknowledge that the performance by the Trustee of its duties under this Section 3.16(a)(vi) related to the timely preparation and filing of Form 15, a Form 12b-25 or any amendment to Forms 8-K, 10-D or 10-K is contingent upon the Master Servicer and the Depositor performing their duties under this Section. The Trustee shall have no liability for any loss, expense, damage, claim arising out of or with respect to any failure to properly prepare and/or timely file any such Form 15, Form 12b-25 or any amendments to Forms 8-K, 10-D or 10-K, where such failure results from the failure of any party hereto to deliver on a timely basis, any information needed by the Trustee to prepare, arrange for execution or file such Form 15, Form 12b-25 or any amendments to Forms 8-K, 10-D or 10-K.
 
The Depositor agrees to promptly furnish to the Trustee, from time to time upon request, such further information, reports and financial statements within its control related to this Agreement and the Mortgage Loans as the Trustee reasonably deems appropriate to prepare and file all necessary reports with the Commission. The Trustee shall have no responsibility to file any items other than those specified in this Section 3.16; provided, however, the Trustee shall cooperate with the Depositor in connection with any additional filings with respect to the Trust Fund as the Depositor deems necessary under the Exchange Act. Copies of all reports filed by the Trustee under the Exchange Act shall be sent to: the Depositor c/o Bear, Stearns & Co. Inc., Attn: Managing Director Analysis and Control, One Metrotech Center North, Brooklyn, New York 11202-3859. Fees and expenses incurred by the Trustee in connection with this Section 3.16 shall not be reimbursable from the Trust Fund.
 
(b)  In connection with the filing of any 10-K hereunder, the Trustee shall sign a Back-Up Certification substantially in the form attached hereto as Exhibit K for the Depositor regarding certain aspects of the Form 10-K certification signed by the Master Servicer; provided, however, the Trustee shall not be required to undertake an analysis of any accountant’s report attached as an exhibit to the Form 10-K.
 
(c)  The Trustee shall indemnify and hold harmless, the Depositor and the Master Servicer and each of its officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon a breach of the Trustee’s obligations under Sections 3.13, 3.14 and 3.16 or the Trustee’s negligence, bad faith or willful misconduct in connection therewith. In addition, the Trustee shall indemnify and hold harmless the Depositor and the Master Servicer and each of their officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon (i) any untrue statement or alleged untrue statement of any material fact contained in any Back-Up Certification, the Annual Statement of Compliance, the Assessment of Compliance, any Additional Disclosure or other information provided by the Trustee pursuant to Section 3.13, 3.14 and 3.16 (the “Trustee Information”), or (ii) the omission or alleged omission to state therein a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances in which they were made, not misleading; provided, by way of clarification, that clause (ii) of this paragraph shall be construed solely by reference to the Trustee Information and not to any other information communicated in connection with the Certificates, without regard to whether the Trustee Information or any portion thereof is presented together with or separately from such other information.
 
(d)  The Depositor shall indemnify and hold harmless the Trustee and its officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon a breach of the obligations of the Depositor under Section 3.13, Section 3.14 and Section 3.16 or the Depositor’s negligence, bad faith or willful misconduct in connection therewith. In addition, the Depositor shall indemnify and hold harmless the Trustee and each of its officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon (i) any untrue statement or alleged untrue statement of any material fact contained in any Additional Disclosure or other information provided by the Depositor pursuant to Section 3.16 (the “Depositor Information”), or (ii) the omission or alleged omission to state therein a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances in which they were made, not misleading; provided, by way of clarification, that clause (ii) of this paragraph shall be construed solely by reference to the Depositor Information and not to any other information communicated in connection with the Certificates, without regard to whether the Depositor Information or any portion thereof is presented together with or separately from such other information.
 
(e)  The Master Servicer shall indemnify and hold harmless the Trustee and the Depositor and their respective officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon a breach of the obligations of the Master Servicer under Section 3.13, Section 3.14 and Section 3.16 or the Master Servicer’s negligence, bad faith or willful misconduct in connection therewith. In addition, the Master Servicer shall indemnify and hold harmless the Trustee and the Depositor and each of its officers, directors and affiliates from and against any losses, damages, penalties, fines, forfeitures, reasonable and necessary legal fees and related costs, judgments and other costs and expenses arising out of or based upon (i) any untrue statement or alleged untrue statement of any material fact contained in any Sarbanes-Oxley Certification, the Annual Statement of Compliance, the Assessment of Compliance, any Additional Disclosure or other information provided by the Master Servicer pursuant to Section 3.13, 3.14 and 3.16 (the “Master Servicer Information”), or (ii) the omission or alleged omission to state therein a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances in which they were made, not misleading; provided, by way of clarification, that clause (ii) of this paragraph shall be construed solely by reference to the Master Servicer Information and not to any other information communicated in connection with the Certificates, without regard to whether the Master Servicer Information or any portion thereof is presented together with or separately from such other information.
 
If the indemnification provided for herein is unavailable or insufficient to hold harmless the Master Servicer, the Depositor or the Trustee, as applicable, then the defaulting party, in connection with a breach of its respective obligations under Section 3.13, Section 3.14 and Section 3.16 or its respective negligence, bad faith or willful misconduct in connection therewith, agrees that it shall contribute to the amount paid or payable by the other parties as a result of the losses, claims, damages or liabilities of the other party in such proportion as is appropriate to reflect the relative fault and the relative benefit of the respective parties.
 
(f)  Nothing shall be construed from the foregoing subsections (a), (b) and (c) to require the Trustee or any officer, director or Affiliate thereof to sign any Form 10-K or any certification contained therein. Furthermore, the inability of the Trustee to file a Form 10-K as a result of the lack of required information as set forth in Section 3.16(a) or required signatures on such Form 10-K or any certification contained therein shall not be regarded as a breach by the Trustee of any obligation under this Agreement.
 
(g)  Notwithstanding the provisions of Section 11.01, this Section 3.16 may be amended without the consent of the Certificateholders.
 
Section 3.17  Intention of the Parties and Interpretation. 
 
Each of the parties acknowledges and agrees that the purpose of Sections 3.13, 3.14 and 3.16 of this Agreement is to facilitate compliance by the Seller and the Depositor with the provisions of Regulation AB. Therefore, each of the parties agrees that (a) the obligations of the parties hereunder shall be interpreted in such a manner as to accomplish that purpose, (b) the parties’ obligations hereunder will be supplemented and modified as necessary to be consistent with any such amendments, interpretive advice or guidance, convention or consensus among active participants in the asset-backed securities markets, advice of counsel, or otherwise in respect of the requirements of Regulation AB, (c) the parties shall comply with reasonable requests made by the Seller, the Trustee or the Depositor for delivery of additional or different information as the Seller, the Trustee or the Depositor may determine in good faith is necessary to comply with the provisions of Regulation AB, and (d) no amendment of this Agreement shall be required to effect any such changes in the parties’ obligations as are necessary to accommodate evolving interpretations of the provisions of Regulation AB.
 
Section 3.18  UCC. 
 
The Seller shall file any financing statements, continuation statements or amendments thereto required by any change in the Uniform Commercial Code.
 
Section 3.19  Optional Purchase of Certain Mortgage Loans. 
 
With respect to any Mortgage Loan which as of the first day of a Fiscal Quarter is delinquent in payment by 90 days or more or is an REO Property, the Seller shall have the right to purchase any such Mortgage Loan or REO Property from the Trust at a price equal to the Purchase Price; provided however (i) that such Mortgage Loan is still 90 days or more delinquent or is an REO Property as of the date of such purchase and (ii) this purchase option, if not theretofore exercised, shall terminate on the date prior to the last day of the related Fiscal Quarter. This purchase option, if not exercised, shall not be thereafter reinstated unless the delinquency is cured and the Mortgage Loan thereafter again becomes 90 days or more delinquent or becomes an REO Property, in which case the option shall again become exercisable as of the first day of the related Fiscal Quarter.
 
If at any time the Seller remits to the Master Servicer a payment for deposit in the Protected Account covering the amount of the Purchase Price for such a Mortgage Loan, and the Seller provides to the Trustee a certification signed by a Servicing Officer stating that the amount of such payment has been deposited in the Protected Account, then the Trustee shall execute the assignment of such Mortgage Loan prepared and delivered to the Trustee, at the request of the Seller, without recourse, representation or warranty, to the Seller which shall succeed to all the Trustee’s right, title and interest in and to such Mortgage Loan, and all security and documents relative thereto. Such assignment shall be an assignment outright and not for security. The Seller will thereupon own such Mortgage, and all such security and documents, free of any further obligation to the Trustee or the Certificateholders with respect thereto.
 
Section 3.20  Obligations of the Master Servicer in Respect of Mortgage Rates and Scheduled Payments. 
 
In the event that a shortfall in any collection on or liability with respect to any Mortgage Loan results from or is attributable to adjustments to Mortgage Rates, Scheduled Payments or Stated Principal Balances that were made by the Master Servicer in a manner not consistent with the terms of the related Mortgage Note and this Agreement, the Master Servicer, upon discovery or receipt of notice thereof, immediately shall deliver to the Trustee for deposit in the Distribution Account with respect to the related Loan Group from its own funds the amount of any such shortfall and shall indemnify and hold harmless the Trust Fund, the Trustee, the Depositor and any Successor Master Servicer in respect of any such liability. Such indemnities shall survive the termination or discharge of this Agreement. Notwithstanding the foregoing, this Section 3.20 shall not limit the ability of the Master Servicer to seek recovery of any such amounts from the related Mortgagor under the terms of the related Mortgage Note and Mortgage, to the extent permitted by applicable law.
 
Section 3.21  Group I Reserve Fund; Payments to and from Swap Administrator; Group I Supplemental Interest Trust. 
 
(a)  As of the Closing Date, the Trustee shall establish and maintain in the name of the Group I Supplemental Interest Trust, a separate trust for the benefit of the Holders of the Class I-A Certificates and Class I-M Certificates and the Group I Swap Provider. The Group I Supplemental Interest Trust shall hold the Group I Swap Agreement, the rights in respect of the Swap Administration Agreement that relate to Loan Group I, the Group I Swap Account and REMIC VII Regular Interest IO. The Group I Swap Account shall be an Eligible Account, and funds on deposit therein shall be held separate and apart from, and shall not be commingled with, any other moneys, including, without limitation, other moneys of the Trustee held pursuant to this Agreement. Amounts in the Group I Swap Account shall, at the direction of the Majority Class I-CE Certificateholder, be invested in Permitted Investments that mature no later than the Business Day prior to the next succeeding Distribution Date. All net income and gain from such investments shall be distributed to the Majority Class I-CE Certificateholder, not as a distribution in respect of any interest in any REMIC, on such Distribution Date. In the absence of written instructions to the Trustee, amounts on deposit in the Group I Swap Account shall remain uninvested. All amounts earned on amounts on deposit in the Group I Swap Account shall be taxable to the Majority Class I-CE Certificateholder. Any losses on such investments shall be deposited in the Group I Swap Account by the Majority Class I-CE Certificateholder out of its own funds immediately as realized. In performing its duties hereunder and under the Group I Swap Agreement and the rights in respect of the Swap Administration Agreement that relate to Loan Group I, the Group I Supplemental Interest Trust Trustee shall be entitled to the same rights, protections and indemnities as provided to the Trustee hereunder.
 
(b)  On or before the Closing Date, the Trustee shall establish a Group I Reserve Fund on behalf of the Holders of the Group I Certificates. On the Closing Date, the Depositor shall cause an amount equal to the Group I Reserve Fund Deposit to be deposited into the Group I Reserve Fund. The Group I Reserve Fund must be an Eligible Account. The Group I Reserve Fund shall be entitled “Group I Reserve Fund, LaSalle Bank National Association as Trustee for the benefit of holders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2006-HE7”. The Trustee shall deposit in the Group I Reserve Fund all payments received from the Swap Administrator that are payable to the Trust Fund with respect to Loan Group I pursuant to the Swap Administration Agreement. On each Distribution Date the Trustee shall remit such amounts received from the Swap Administrator to the Holders of the Class I-A Certificates and Class I-M Certificates in the manner provided in clause (d) below. In addition, on each Distribution Date as to which there is a Basis Risk Shortfall Carry Forward Amount payable to any Class of Class I-A Certificates and/or Class I-M Certificates, the Trustee shall deposit the amounts distributable pursuant to clauses (C) and (D) of Section 5.04(a)(3) into the Group I Reserve Fund, and the Trustee has been directed by the Class I-CE Certificateholder to distribute any amounts then on deposit in the Group I Reserve Fund to the Holders of the Class I-A Certificates and/or Class I-M Certificates in respect of the Basis Risk Shortfall Carry Forward Amounts for each such Class in the priorities set forth in clauses (C) and (D) of Section 5.04(a)(3). Any amount paid to the Holders of Class I-A Certificates and/or Class I-M Certificates from amounts distributable pursuant to clauses (C) and (D) of Section 5.04(a)(3) pursuant to the preceding sentence in respect of Basis Risk Shortfall Carry Forward Amounts shall be treated as distributed to the Class I-CE Certificateholder in respect of the Class I-CE Certificates and paid by the Class I-CE Certificateholder to the Holders of the Class I-A Certificates and/or Class I-M Certificates. Any payments to the Holders of the Class I-A Certificates and/or Class I-M Certificates in respect of Basis Risk Shortfall Carry Forward Amounts, whether pursuant to the second preceding sentence or pursuant to clause (d) below, shall not be payments with respect to a Regular Interest in a REMIC within the meaning of Section 860G(a)(1) of the Code.
 
(c)  Group I Net Swap Payments and Group I Swap Termination Payments (other than Group I Swap Termination Payments resulting from a Group I Swap Provider Trigger Event and to the extent not paid by the Swap Administrator on behalf of the Group I Supplemental Interest Trust Trustee from any upfront payment received pursuant to any related replacement interest rate swap agreement that may be entered into by the Group I Supplemental Interest Trust Trustee) payable by the Swap Administrator, on behalf of the Group I Supplemental Interest Trust Trustee, to the Group I Swap Provider pursuant to the Group I Swap Agreement shall be deducted from Interest Funds with respect to Loan Group I, and to the extent of any such remaining amounts due, from Principal Funds with respect to Loan Group I, prior to any distributions to the Group I Certificateholders. On or before each Distribution Date, such amounts shall be remitted to the Swap Administrator, and deposited into the Group I Swap Account, first to make any Group I Net Swap Payment owed to the Group I Swap Provider pursuant to the Group I Swap Agreement for such Distribution Date and for prior Distribution Dates, if any, and second to make any Group I Swap Termination Payment (not due to a Group I Swap Provider Trigger Event and to the extent not paid by the Swap Administrator on behalf of the Group I Supplemental Interest Trust Trustee from any upfront payment received pursuant to any related replacement interest rate swap agreement that may be entered into by the Group I Supplemental Interest Trust Trustee) owed to the Group I Swap Provider pursuant to the Group I Swap Agreement for such Distribution Date and for prior Distribution Dates, if any. For federal income tax purposes, such amounts paid to the Group I Supplemental Interest Trust on each Distribution Date shall first be deemed paid to the Group I Supplemental Interest Trust in respect of REMIC VII Regular Interest IO to the extent of the amount distributable on such REMIC VII Regular Interest IO on such Distribution Date, and any remaining amount shall be deemed paid to the Group I Supplemental Interest Trust in respect of a Group I Class IO Distribution Amount. Any Group I Swap Termination Payment triggered by a Group I Swap Provider Trigger Event owed to the Group I Swap Provider pursuant to the Group I Swap Agreement will be subordinated to distributions to the Holders of the Class I-A Certificates and Class I-M Certificates and shall be paid as set forth under Section 5.04(a)(3). In addition, the Swap Administrator shall remit to the Group I Swap Provider any Group I Swap Optional Termination Payment paid as part of the Group I Mortgage Loan Purchase Price and remitted to the Group I Supplemental Interest Trust pursuant to Section 10.01.
 
(d)  On or before each Distribution Date, Group I Net Swap Payments payable by the Group I Swap Provider pursuant to the Group I Swap Agreement to the Swap Administrator, on behalf of the Group I Supplemental Interest Trust Trustee, will be deposited by the Swap Administrator, acting on behalf of the Group I Supplemental Interest Trust Trustee, into the Group I Swap Account pursuant to the Swap Administration Agreement. The Swap Administrator shall, to the extent provided in the Swap Administration Agreement, remit amounts on deposit in the Group I Swap Account to the Trustee for deposit into the Group I Reserve Fund. On each Distribution Date, to the extent required, the Trustee shall withdraw such amounts from the Group I Reserve Fund to distribute to the Class I-A Certificates and Class I-M Certificates in the following order of priority:
 
(i)  first, to each Class of Class I-A Certificates, on a pro rata basis, to pay Current Interest and any Interest Carry Forward Amount to the extent due to the interest portion of a Realized Loss, in each case to the extent not fully paid pursuant to Section 5.04(a)(1);
 
(ii)  second, sequentially to the Class I-M-1, Class I-M-2, Class I-M-3, Class I-M-4, Class I-M-5, Class I-M-6, Class I-M-7, Class I-M-8, Class I-M-9, Class I-M-10 and Class I-M-11 Certificates, in that order, to pay Current Interest to the extent not fully paid pursuant to Section 5.04(a)(1) and any Interest Carry Forward Amount, in each case to the extent due to the interest portion of a Realized Loss;
 
(iii)  third, to pay first, to each Class of Class I-A Certificates, on a pro rata basis, based on the amount of Basis Risk Shortfall Carry Forward Amount for each such Class, and second, sequentially to the Class I-M-1, Class I-M-2, Class I-M-3, Class I-M-4, Class I-M-5, Class I-M-6, Class I-M-7, Class I-M-8, Class I-M-9, Class I-M-10 and Class I-M-11 Certificates, in that order, any Basis Risk Shortfall Carry Forward Amounts for such Distribution Date; and
 
(iv)  fourth, to pay as principal to the Class I-A Certificates and Class I-M Certificates to be applied as part of the Group I Extra Principal Distribution Amount payable under Section 5.04(a)(2) to the extent that the Group I Overcollateralization Amount is reduced below the Group I Overcollateralization Target Amount, as a result of Realized Losses and to the extent not paid by Excess Spread relating to Loan Group I pursuant to Section 5.04(a)(3) for such Distribution Date. For the avoidance of doubt, any amounts distributable pursuant to this clause (iv) shall be limited to rebuilding overcollateralization related to Loan Group I to the extent overcollateralization has been reduced through Realized Losses related to Loan Group I.
 
(e)  The Group I Reserve Fund is an “outside reserve fund” within the meaning of Treasury Regulation Section 1.860G-2(h) and shall be an asset of the Trust Fund but not an asset of any REMIC. The Trustee on behalf of the Trust shall be the nominal owner of the Group I Reserve Fund. The Majority Class I-CE Certificateholder shall be the beneficial owner of the Group I Reserve Fund, subject to the power of the Trustee to transfer amounts under Section 5.04. Amounts in the Group I Reserve Fund shall, at the direction of the Majority Class I-CE Certificateholder, be invested in Permitted Investments that mature no later than the Business Day prior to the next succeeding Distribution Date. All net income and gain from such investments shall be distributed to the Majority Class I-CE Certificateholder, not as a distribution in respect of any interest in any REMIC, on such Distribution Date. In the absence of written instructions to the Trustee, amounts on deposit in the Group I Reserve Fund shall remain uninvested. All amounts earned on amounts on deposit in the Group I Reserve Fund shall be taxable to the Majority Class I-CE Certificateholder. Any losses on such investments shall be deposited in the Group I Reserve Fund by the Majority Class I-CE Certificateholder out of its own funds immediately as realized. The Group I Swap Account, which is created and maintained by the Swap Administrator pursuant to the Swap Administration Agreement, is an “outside reserve fund” within the meaning of Treasury Regulation Section 1.860G-2(h) and shall not be an asset of any REMIC created hereunder. The beneficial owner of the Group I Swap Account is identified, and other matters relating to the Group I Swap Account are addressed, in the Swap Administration Agreement.
 
(f)  The Trustee shall treat the Holders of Group I Certificates (other than the Class I-P, Class I-CE and Class I-R Certificates) as having entered into a notional principal contract with respect to the Holders of the Class I-CE Certificates. Pursuant to each such notional principal contract, all Holders of Group I Certificates (other than the Class I-P, Class I-CE and Class I-R Certificates) shall be treated as having agreed to pay, on each Distribution Date, to the Holder of the Class I-CE Certificates an aggregate amount equal to the excess, if any, of (i) the amount payable on such Distribution Date on the REMIC IV Regular Interest corresponding to such Class of Certificates over (ii) the amount payable on such Class of Certificates on such Distribution Date (such excess, a “Group I Class IO Distribution Amount”). A Group I Class IO Distribution Amount payable from interest collections shall be allocated pro rata among such Certificates based on the excess of, with respect to each such Certificate, (i) the amount of interest otherwise payable to the REMIC IV Regular Interest relating to such Certificate over (ii) the amount of interest payable to such Certificate at a per annum rate equal to the related Net Rate Cap, and a Group I Class IO Distribution Amount payable from principal collections shall be allocated to the most subordinate Class of Group I Certificates with an outstanding principal balance to the extent of such balance. In addition, pursuant to such notional principal contract, the Holder of the Class I-CE Certificates shall be treated as having agreed to pay Basis Risk Shortfall Carry Forward Amounts with respect to Loan Group I to the Holders of the Group I Certificates (other than the Class I-CE, Class I-P and Class I-R Certificates) in accordance with the terms of this Agreement. Any payments to the Group I Certificates from amounts deemed received in respect of this notional principal contract shall not be payments with respect to a Regular Interest in a REMIC within the meaning of Code Section 860G(a)(1). However, any payment from the Group I Certificates (other than the Class I-CE, Class I-P and Class I-R Certificates) of a Group I Class IO Distribution Amount shall be treated for tax purposes as having been received by the Holders of such Certificates in respect of their interests in REMIC IV and as having been paid by such Holders to the Swap Administrator pursuant to the notional principal contract. Thus, each Group I Certificate (other than the Class I-P Certificates and Class I-R Certificates) shall be treated as representing not only ownership of a Regular Interest in REMIC IV, but also ownership of an interest in, and obligations with respect to, a notional principal contract.
 
(g) In the event that the Group I Swap Agreement is terminated prior to the Distribution Date in August 2011, the Group I Supplemental Interest Trust Trustee shall cause the Swap Administrator to use reasonable efforts to appoint a successor swap provider to enter into a related replacement interest rate swap agreement using any Group I Swap Termination Payments paid by the Group I Swap Provider to the Swap Administrator, on behalf of the Group I Supplemental Interest Trust Trustee, in connection with such termination. If the Swap Administrator is unable to obtain a replacement interest rate swap agreement within the period specified in the Swap Administration Agreement, any such Group I Swap Termination Payments shall be used by the Swap Administrator, on behalf of the Group I Supplemental Interest Trust Trustee, for payment to the Holders of the Class I-A Certificates and Class I-M Certificates or for such other purpose specified in the Swap Administration Agreement in accordance with the terms thereof.
 
Section 3.22  Group II Reserve Fund; Payments to and from Swap Administrator; Group II Supplemental Interest Trust. 
 
(a)  As of the Closing Date, the Trustee shall establish and maintain in the name of the Group II Supplemental Interest Trust, a separate trust for the benefit of the Holders of the Class II-A Certificates and Class II-M Certificates and the Group II Swap Provider. The Group II Supplemental Interest Trust shall hold the Group II Swap Agreement, the rights in respect of the Swap Administration Agreement that relate to Loan Group II, the Group II Swap Account and REMIC X Regular Interest IO. The Group II Swap Account shall be an Eligible Account, and funds on deposit therein shall be held separate and apart from, and shall not be commingled with, any other moneys, including, without limitation, other moneys of the Trustee held pursuant to this Agreement. Amounts in the Group II Swap Account shall, at the direction of the Majority Class II-CE Certificateholder, be invested in Permitted Investments that mature no later than the Business Day prior to the next succeeding Distribution Date. All net income and gain from such investments shall be distributed to the Majority Class II-CE Certificateholder, not as a distribution in respect of any interest in any REMIC, on such Distribution Date. In the absence of written instructions to the Trustee, amounts on deposit in the Group II Swap Account shall remain uninvested. All amounts earned on amounts on deposit in the Group II Swap Account shall be taxable to the Majority Class II-CE Certificateholder. Any losses on such investments shall be deposited in the Group II Swap Account by the Majority Class II-CE Certificateholder out of its own funds immediately as realized. In performing its duties hereunder and under the Group II Swap Agreement and the rights in respect of the Swap Administration Agreement that relate to Loan Group II, the Group II Supplemental Interest Trust Trustee shall be entitled to the same rights, protections and indemnities as provided to the Trustee hereunder.
 
(b)  On or before the Closing Date, the Trustee shall establish a Group II Reserve Fund on behalf of the Holders of the Group II Certificates. On the Closing Date, the Depositor shall cause an amount equal to the Group II Reserve Fund Deposit to be deposited into the Group II Reserve Fund. The Group II Reserve Fund must be an Eligible Account. The Group II Reserve Fund shall be entitled “Group II Reserve Fund, LaSalle Bank National Association as Trustee for the benefit of holders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2006-HE7”. The Trustee shall deposit in the Group II Reserve Fund all payments received from the Swap Administrator that are payable to the Trust Fund with respect to Loan Group II pursuant to the Swap Administration Agreement. On each Distribution Date the Trustee shall remit such amounts received from the Swap Administrator to the Holders of the Class II-A Certificates and Class II-M Certificates in the manner provided in clause (d) below. In addition, on each Distribution Date as to which there is a Basis Risk Shortfall Carry Forward Amount payable to any Class of Class II-A Certificates and/or Class II-M Certificates, the Trustee shall deposit the amounts distributable pursuant to clauses (C) and (D) of Section 5.04(b)(4) into the Group II Reserve Fund, and the Trustee has been directed by the Class II-CE Certificateholder to distribute any amounts then on deposit in the Group II Reserve Fund to the Holders of the Class II-A Certificates and/or Class II-M Certificates in respect of the Basis Risk Shortfall Carry Forward Amount for each such Class in the priorities set forth in clauses (C) and (D) of Section 5.04(b)(4). Any amount paid to the Holders of Class II-A Certificates and/or Class II-M Certificates from amounts distributable pursuant to clauses (C) and (D) of Section 5.04(b)(4) pursuant to the preceding sentence in respect of Basis Risk Shortfall Carry Forward Amounts shall be treated as distributed to the Class II-CE Certificateholder in respect of the Class II-CE Certificates and paid by the Class II-CE Certificateholder to the Holders of the Class II-A Certificates and/or Class II-M Certificates. Any payments to the Holders of the Class II-A Certificates and/or Class II-M Certificates in respect of Basis Risk Shortfall Carry Forwards Amount, whether pursuant to the second preceding sentence or pursuant to clause (d) below, shall not be payments with respect to a Regular Interest in a REMIC within the meaning of Section 860G(a)(1) of the Code.
 
(c)  Group II Net Swap Payments and Group II Swap Termination Payments (other than Group II Swap Termination Payments resulting from a Group II Swap Provider Trigger Event and to the extent not paid by the Swap Administrator on behalf of the Group II Supplemental Interest Trust Trustee from any upfront payment received pursuant to any related replacement interest rate swap agreement that may be entered into by the Group II Supplemental Interest Trust Trustee) payable by the Swap Administrator, on behalf of the Group II Supplemental Interest Trust Trustee, to the Group II Swap Provider pursuant to the Group II Swap Agreement shall be deducted from Interest Funds with respect to Loan Group II, and to the extent of any such remaining amounts due, from Principal Funds with respect to Loan Group II, prior to any distributions to the Group II Certificateholders. On or before each Distribution Date, such amounts shall be remitted to the Swap Administrator, and deposited into the Group II Swap Account, first to make any Group II Net Swap Payment owed to the Group II Swap Provider pursuant to the Group II Swap Agreement for such Distribution Date and for prior Distribution Dates, if any, and second to make any Group II Swap Termination Payment (not due to a Group II Swap Provider Trigger Event and to the extent not paid by the Swap Administrator on behalf of the Group II Supplemental Interest Trust Trustee from any upfront payment received pursuant to any related replacement interest rate swap agreement that may be entered into by the Group II Supplemental Interest Trust Trustee) owed to the Group II Swap Provider pursuant to the Group II Swap Agreement for such Distribution Date and for prior Distribution Dates, if any. For federal income tax purposes, such amounts paid to the Group II Supplemental Interest Trust on each Distribution Date shall first be deemed paid to the Group II Supplemental Interest Trust in respect of REMIC X Regular Interest IO to the extent of the amount distributable on such REMIC X Regular Interest IO on such Distribution Date, and any remaining amount shall be deemed paid to the Group II Supplemental Interest Trust in respect of a Group II Class IO Distribution Amount. Any Group II Swap Termination Payment triggered by a Group II Swap Provider Trigger Event owed to the Group II Swap Provider pursuant to the Group II Swap Agreement will be subordinated to distributions to the Holders of the Class II-A Certificates and Class II-M Certificates and shall be paid as set forth under Section 5.04(b)(4). In addition, the Swap Administrator shall remit to the Group II Swap Provider any Group II Swap Optional Termination Payment paid as part of the Group II Mortgage Loan Purchase Price and remitted to the Group II Supplemental Interest Trust pursuant to Section 10.01.
 
(d)  On or before each Distribution Date, Group II Net Swap Payments payable by the Group II Swap Provider pursuant to the Group II Swap Agreement to the Swap Administrator, on behalf of the Group II Supplemental Interest Trust Trustee, will be deposited by the Swap Administrator, acting on behalf of the Group II Supplemental Interest Trust Trustee, into the Group II Swap Account pursuant to the Swap Administration Agreement. The Swap Administrator shall, to the extent provided in the Swap Administration Agreement, remit amounts on deposit in the Group II Swap Account to the Trustee for deposit into the Group II Reserve Fund. On each Distribution Date, to the extent required, the Trustee shall withdraw such amounts from the Group II Reserve Fund to distribute to the Class II-A Certificates and Class II-M Certificates in the following order of priority:
 
(i)  first, to each Class of Class II-A Certificates, on a pro rata basis, to pay Current Interest and any Interest Carry Forward Amount to the extent due to the interest portion of a Realized Loss, in each case to the extent not fully paid pursuant to Section 5.04(b)(1);
 
(ii)  second, sequentially to the Class II-M-1, Class II-M-2, Class II-M-3, Class II-M-4, Class II-M-5, Class II-M-6, Class II-M-7, Class II-M-8, Class II-M-9, Class II-M-10 and Class II-M-11 Certificates, in that order, to pay Current Interest to the extent not fully paid pursuant to Section 5.04(b)(1) and any Interest Carry Forward Amount, in each case to the extent due to the interest portion of a Realized Loss;
 
(iii)  third, to pay first, to each Class of Class II-A Certificates, on a pro rata basis, based on the amount of Basis Risk Shortfall Carry Forward Amount for each such Class, and second, sequentially to the Class II-M-1, Class II-M-2, Class II-M-3, Class II-M-4, Class II-M-5, Class II-M-6, Class II-M-7, Class II-M-8, Class II-M-9, Class II-M-10 and Class II-M-11 Certificates, in that order, any Basis Risk Shortfall Carry Forward Amounts for such Distribution Date; and
 
(iv)  fourth, to pay as principal to the Class II-A Certificates and Class II-M Certificates to be applied as part of the Group II Extra Principal Distribution Amount payable under Section 5.04(b)(2) to the extent that the Group II Overcollateralization Amount is reduced below the Group II Overcollateralization Target Amount, as a result of Realized Losses and to the extent not paid by Excess Spread relating to Loan Group II pursuant to Section 5.04(b)(4) for such Distribution Date. For the avoidance of doubt, any amounts distributable pursuant to this clause (iv) shall be limited to rebuilding overcollateralization related to Loan Group II to the extent overcollateralization has been reduced through Realized Losses related to Loan Group II.
 
(e)  The Group II Reserve Fund is an “outside reserve fund” within the meaning of Treasury Regulation Section 1.860G-2(h) and shall be an asset of the Trust Fund but not an asset of any REMIC. The Trustee on behalf of the Trust shall be the nominal owner of the Group II Reserve Fund. The Majority Class II-CE Certificateholder shall be the beneficial owner of the Group II Reserve Fund, subject to the power of the Trustee to transfer amounts under Section 5.04. Amounts in the Group II Reserve Fund shall, at the direction of the Majority Class II-CE Certificateholder, be invested in Permitted Investments that mature no later than the Business Day prior to the next succeeding Distribution Date. All net income and gain from such investments shall be distributed to the Majority Class II-CE Certificateholder, not as a distribution in respect of any interest in any REMIC, on such Distribution Date. In the absence of written instructions to the Trustee, amounts on deposit in the Group II Reserve Fund shall remain uninvested. All amounts earned on amounts on deposit in the Group II Reserve Fund shall be taxable to the Majority Class II-CE Certificateholder. Any losses on such investments shall be deposited in the Group II Reserve Fund by the Majority Class II-CE Certificateholder out of its own funds immediately as realized. The Group II Swap Account, which is created and maintained by the Swap Administrator pursuant to the Swap Administration Agreement, is an “outside reserve fund” within the meaning of Treasury Regulation Section 1.860G-2(h) and shall not be an asset of any REMIC created hereunder. The beneficial owner of the Group II Swap Account is identified, and other matters relating to the Group II Swap Account are addressed, in the Swap Administration Agreement.
 
(f)  The Trustee shall treat the Holders of Group II Certificates (other than the Class II-P, Class II-CE and Class II-R Certificates) as having entered into a notional principal contract with respect to the Holders of the Class II-CE Certificates. Pursuant to each such notional principal contract, all Holders of Group II Certificates (other than the Class II-P, Class II-CE and Class II-R Certificates) shall be treated as having agreed to pay, on each Distribution Date, to the Holder of the Class II-CE Certificates an aggregate amount equal to the excess, if any, of (i) the amount payable on such Distribution Date on the REMIC IV Regular Interest corresponding to such Class of Certificates over (ii) the amount payable on such Class of Certificates on such Distribution Date (such excess, a “Group II Class IO Distribution Amount”). A Group II Class IO Distribution Amount payable from interest collections shall be allocated pro rata among such Certificates based on the excess of, with respect to each such Certificate, (i) the amount of interest otherwise payable to the REMIC IV Regular Interest relating to such Certificate over (ii) the amount of interest payable to such Certificate at a per annum rate equal to the related Net Rate Cap, and a Group II Class IO Distribution Amount payable from principal collections shall be allocated to the most subordinate Class of Group II Certificates with an outstanding principal balance to the extent of such balance. In addition, pursuant to such notional principal contract, the Holder of the Class II-CE Certificates shall be treated as having agreed to pay Basis Risk Shortfall Carry Forward Amounts with respect to Loan Group II to the Holders of the Group II Certificates (other than the Class II-CE, Class II-P and Class II-R Certificates) in accordance with the terms of this Agreement. Any payments to the Group II Certificates from amounts deemed received in respect of this notional principal contract shall not be payments with respect to a Regular Interest in a REMIC within the meaning of Code Section 860G(a)(1). However, any payment from the Group II Certificates (other than the Class II-CE, Class II-P and Class II-R Certificates) of a Group II Class IO Distribution Amount shall be treated for tax purposes as having been received by the Holders of such Certificates in respect of their interests in REMIC IV and as having been paid by such Holders to the Swap Administrator pursuant to the notional principal contract. Thus, each Group II Certificate (other than the Class II-P Certificates and Class II-R Certificates) shall be treated as representing not only ownership of a Regular Interest in REMIC IV, but also ownership of an interest in, and obligations with respect to, a notional principal contract.
 
(g) In the event that the Group II Swap Agreement is terminated prior to the Distribution Date in August 2011, the Group II Supplemental Interest Trust Trustee shall cause the Swap Administrator to use reasonable efforts to appoint a successor swap provider to enter into a related replacement interest rate swap agreement using any Group II Swap Termination Payments paid by the Group II Swap Provider to the Swap Administrator, on behalf of the Group II Supplemental Interest Trust Trustee, in connection with such termination. If the Swap Administrator is unable to obtain a replacement interest rate swap agreement within the period specified in the Swap Administration Agreement, any such Group II Swap Termination Payments shall be used by the Swap Administrator, on behalf of the Group II Supplemental Interest Trust Trustee, for payment to the Holders of the Class II-A Certificates and Class II-M Certificates or for such other purpose specified in the Swap Administration Agreement in accordance with the terms thereof.
 
Section 3.23  Tax Treatment of Class IO Distribution Amounts in the Event of Resecuritization of Class A Certificates or Class M Certificates. 
 
In the event that any Class A Certificate or Class M Certificate is resecuritized in a REMIC (the “Resecuritization REMIC”), for federal income tax purposes, (i) payments on the REMIC IV Regular Interest corresponding to such Class A Certificate or Class M Certificate shall, for the avoidance of doubt, be deemed to include the related Class IO Distribution Amount, and (ii) to the extent provided in the operative documents for the Resecuritization REMIC, (a) payments on the “regular interests” issued by the Resecuritization REMIC shall be deemed to include in the aggregate such Class IO Distribution Amount, and (b) such Class IO Distribution Amount shall be deemed paid to the holder of the related Class CE Certificates pursuant to a notional principal contract entered into by the holders of one or more “regular interests” issued by the Resecuritization REMIC (“Resecuritization Holders”) and the Holder of the related Class CE Certificates. In such event, Class IO Distribution Amounts deemed paid by Resecuritization Holders under clause (b) of the immediately preceding sentence shall be paid on behalf of such holders pursuant to Section 3.21(c) hereof with respect to Loan Group I and Section 3.22(c) hereof with respect to Loan Group II.
 
Section 3.24  Advancing Facility. 
 
(a)  The Master Servicer and/or the Trustee on behalf of the Trust Fund, in either case, with the consent of the Master Servicer in the case of the Trustee and, in each case, with notice to the Rating Agencies, is hereby authorized to enter into a facility (the “Advancing Facility”) with any Person which provides that such Person (an “Advancing Person”) may fund Advances and/or Servicing Advances to the Trust Fund under this Agreement, although no such facility shall reduce or otherwise affect the Master Servicer’s obligation to fund such Advances and/or Servicing Advances. If the Master Servicer enters into such an Advancing Facility pursuant to this Section 3.24, upon reasonable request of the Advancing Person, the Trustee shall execute a letter of acknowledgment, confirming its receipt of notice of the existence of such Advancing Facility. To the extent that an Advancing Person funds any Advance or any Servicing Advance and provides the Trustee with notice acknowledged by the Servicer that such Advancing Person is entitled to reimbursement, such Advancing Person shall be entitled to receive reimbursement pursuant to this Agreement for such amount to the extent provided in Section 3.24(b). Such notice from the Advancing Person must specify the amount of the reimbursement, the Section of this Agreement that permits the applicable Advance or Servicing Advance to be reimbursed and the section(s) of the Advancing Facility that entitle the Advancing Person to request reimbursement from the Trustee, rather than the Master Servicer, and include the Master Servicer’s acknowledgment thereto or proof of an Event of Default under the Advancing Facility. The Trustee shall have no duty or liability with respect to any calculation of any reimbursement to be paid to an Advancing Person and shall be entitled to rely without independent investigation on the Advancing Person’s notice provided pursuant to this Section 3.24. An Advancing Person whose obligations hereunder are limited to the funding of Advances and/or Servicing Advances shall not be required to meet the qualifications of a Master Servicer or a subservicer pursuant to Section 8.02 hereof and will not be deemed to be a subservicer under this Agreement.
 
(b)  If an Advancing Facility is entered into, then the Master Servicer shall not be permitted to reimburse itself therefor under Section 4.02(a)(ii), Section 4.02(a)(iii) and Section 4.02(a)(v) prior to the remittance to the Trust Fund, but instead the Master Servicer shall include such amounts in the applicable remittance to the Trustee made pursuant to Section 4.02. The Trustee is hereby authorized to pay to the Advancing Person, reimbursements for Advances and Servicing Advances from the Distribution Account to the same extent the Master Servicer would have been permitted to reimburse itself for such Advances and/or Servicing Advances in accordance with Section 4.02(a)(ii), Section 4.02(a)(iii) or Section 4.02(a)(v), as the case may be, had the Master Servicer itself funded such Advance or Servicing Advance. The Trustee is hereby authorized to pay directly to the Advancing Person such portion of the Servicing Fee as the parties to any advancing facility agree.
 
(c)  All Advances and Servicing Advances made pursuant to the terms of this Agreement shall be deemed made and shall be reimbursed on a “first in-first out” (FIFO) basis.
 
(d)  Any amendment to this Section 3.24 or to any other provision of this Agreement that may be necessary or appropriate to effect the terms of an Advancing Facility as described generally in this Section 3.24, including amendments to add provisions relating to a Successor Master Servicer, may be entered into by the Trustee and the Master Servicer without the consent of any Certificateholder, notwithstanding anything to the contrary in this Agreement.
 
ARTICLE IV
 
ACCOUNTS
 
Section 4.01  Collection of Mortgage Loan Payments; Protected Account. 
 
(a)  The Master Servicer shall make reasonable efforts in accordance with customary and usual standards of practice of prudent mortgage lenders in the respective states in which the Mortgaged Properties are located to collect all payments called for under the terms and provisions of the Mortgage Loans to the extent such procedures shall be consistent with this Agreement and the terms and provisions of any related Required Insurance Policy. Consistent with the foregoing, the Master Servicer may in its discretion (i) waive any late payment charge and (ii) extend the due dates for payments due on a Mortgage Note for a period not greater than 125 days. In the event of any such arrangement, the Master Servicer shall make Advances on the related Mortgage Loan during the scheduled period in accordance with the amortization schedule of such Mortgage Loan without modification thereof by reason of such arrangements, and shall be entitled to reimbursement therefor in accordance with Section 5.01. The Master Servicer shall not be required to institute or join in litigation with respect to collection of any payment (whether under a Mortgage, Mortgage Note or otherwise or against any public or governmental authority with respect to a taking or condemnation) if it reasonably believes that enforcing the provision of the Mortgage or other instrument pursuant to which such payment is required is prohibited by applicable law. In addition, if (x) a Mortgage Loan is in default or default is reasonably foreseeable, the Master Servicer may also waive, modify or vary any term of any Mortgage Loan or consent to the postponement of strict compliance with any such term or in any manner grant indulgence to any mortgagor, including without limitation, to (1) capitalize any amounts owing on the Mortgage Loan by adding such amount to the outstanding principal balance of the Mortgage Loan, (2) defer such amounts to a later date or the final payment date of such Mortgage Loan, (3) extend the maturity of any such Mortgage Loan, but in no instance past the date on which the final payment is due on the latest maturing Mortgage Loan as of the Cut-off Date, and/or (4) reduce the related Mortgage Rate (subject to clause (y) below), provided that, in the Master Servicer’s determination, such waiver, modification, postponement or indulgence is not materially adverse to the interests of the Certificateholders (taking into account any estimated Realized Loss that might result absent such action), or (y) the Master Servicer delivers to the Trustee a certification addressed to the Trustee, based on the advice of counsel or certified public accountants, in either case, that have a national reputation with respect to taxation of REMICs, that a modification of such Mortgage Loan will not result in the imposition of taxes on or disqualify from REMIC status any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII, REMIC IX or REMIC X, the Master Servicer may, (A) amend the related Mortgage Note to reduce the Mortgage Rate applicable thereto, provided that such reduced Mortgage Rate shall in no event be lower than 5.00% with respect to any Mortgage Loan and (B) amend any Mortgage Note to extend the maturity thereof.
 
(b)  The Master Servicer shall not waive (or permit a sub-servicer to waive) any Prepayment Charge unless: (i) the enforceability thereof shall have been limited by bankruptcy, insolvency, moratorium, receivership and other similar laws relating to creditors’ rights generally, (ii) the enforcement thereof is illegal, or any local, state or federal agency has threatened legal action if the prepayment penalty is enforced, (iii) the mortgage debt has been accelerated in connection with a foreclosure or other involuntary payment or (iv) such waiver is standard and customary in servicing similar Mortgage Loans and relates to a default or a reasonably foreseeable default and would, in the reasonable judgment of the Master Servicer, maximize recovery of total proceeds taking into account the value of such Prepayment Charge and the related Mortgage Loan. If a Prepayment Charge is waived, but does not meet the standards described above, then the Master Servicer is required to pay the amount of such waived Prepayment Charge, for the benefit of the related Class P Certificates, by remitting such amount to the Trustee by the Distribution Account Deposit Date with respect to such Loan Group.
 
(c)  The Master Servicer shall establish and maintain a Protected Account (which shall at all times be an Eligible Account) with a depository institution in the name of the Master Servicer for the benefit of the Trustee on behalf of the Certificateholders and designated “EMC Mortgage Corporation, as Master Servicer, for the benefit of LaSalle Bank National Association, in trust for registered Holders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2006-HE7”. The Master Servicer shall deposit or cause to be deposited into the Protected Account on a daily basis within two Business Days of receipt and identification, except as otherwise specifically provided herein, the following payments and collections remitted by subservicers or received by it in respect of the Mortgage Loans subsequent to the Cut-off Date (other than in respect of principal and interest due on the Mortgage Loans on or before the Cut-off Date) and the following amounts required to be deposited hereunder:
 
(i)  with respect to each Loan Group, all payments on account of principal, including Principal Prepayments, on the Mortgage Loans;
 
(ii)  with respect to each Loan Group, all payments on account of interest on the Mortgage Loans net of the Servicing Fee permitted under Section 3.10 and LPMI Fees, if any;
 
(iii)  with respect to each Loan Group, all Liquidation Proceeds, Subsequent Recoveries and Insurance Proceeds, other than proceeds to be applied to the restoration or repair of the Mortgaged Property or released to the Mortgagor in accordance with the Master Servicer’s normal servicing procedures;
 
(iv)  with respect to each Loan Group, any amount required to be deposited by the Master Servicer pursuant to Section 4.01(c) in connection with any losses on Permitted Investments;
 
(v)  with respect to each Loan Group, any amounts required to be deposited by the Master Servicer pursuant to Section 3.05;
 
(vi)  with respect to each Loan Group, any Prepayment Charges collected on the Mortgage Loans; and
 
(vii)  with respect to each Loan Group, any other amounts required to be deposited hereunder.
 
The foregoing requirements for remittance by the Master Servicer into the Protected Account shall be exclusive, it being understood and agreed that, without limiting the generality of the foregoing, payments in the nature of late payment charges or assumption fees, if collected, need not be remitted by the Master Servicer. In the event that the Master Servicer shall remit any amount with respect to a Loan Group not required to be remitted and not otherwise subject to withdrawal pursuant to Section 4.02, it may at any time withdraw or direct the institution maintaining the Protected Account, to withdraw such amount from the Protected Account with respect to such Loan Group, any provision herein to the contrary notwithstanding. Such withdrawal or direction may be accomplished by delivering written notice thereof to the institution maintaining the Protected Account, that describes the amounts deposited in error in the Protected Account. The Master Servicer shall maintain adequate records with respect to all withdrawals made pursuant to this Section. Reconciliations will be prepared for the Protected Account within 45 calendar days after the bank statement cut-off date. All items requiring reconciliation will be resolved within 90 calendar days of their original identification. All funds deposited in the Protected Account shall be held in trust for the related Certificateholders until withdrawn in accordance with Section 4.02.
 
(d)  The institution that maintains the Protected Account shall invest the funds in the Protected Account, in the manner directed by the Master Servicer, in Permitted Investments which shall mature not later than the Remittance Date and shall not be sold or disposed of prior to its maturity. All such Permitted Investments shall be made in the name of the Trustee, for the benefit of the Certificateholders. All income and gain net of any losses realized from any such investment shall be for the benefit of the Master Servicer as servicing compensation and shall be remitted to it monthly as provided herein. The amount of any losses incurred in the Protected Account in respect of any such investments shall be deposited by the Master Servicer into the Protected Account, out of the Master Servicer’s own funds.
 
(e)  The Master Servicer shall give at least 30 days advance notice to the Trustee, the Sellers, each Rating Agency and the Depositor of any proposed change of location of the Protected Account prior to any change thereof.
 
Section 4.02  Permitted Withdrawals From the Protected Account. 
 
(a)  The Master Servicer may from time to time make withdrawals from the Protected Account with respect to the related Loan Group for the following purposes:
 
(i)  to pay itself (to the extent not previously paid to or withheld by the Master Servicer), as servicing compensation in accordance with Section 3.10, that portion of any payment of interest that equals the Servicing Fee for the period with respect to which such interest payment was made, and, as additional servicing compensation, those other amounts set forth in Section 3.10;
 
(ii)  to reimburse the Master Servicer for Advances made by it with respect to the related Mortgage Loans; provided, however, that the Master Servicer’s right of reimbursement pursuant to this subclause (ii) shall be limited to amounts received on particular Mortgage Loan(s) (including, for this purpose, Liquidation Proceeds, Insurance Proceeds and Subsequent Recoveries) that represent late recoveries of payments of principal and/or interest on such particular Mortgage Loan(s) in respect of which any such Advance was made;
 
(iii)  to reimburse the Master Servicer for any previously made portion of a Servicing Advance or an Advance made by the Master Servicer that, in the good faith judgment of the Master Servicer, will not be ultimately recoverable by it from the related Mortgagor, any related Liquidation Proceeds, Insurance Proceeds or otherwise (a “Nonrecoverable Advance”), to the extent not reimbursed pursuant to clause (ii) or clause (v);
 
(iv)  to reimburse the Master Servicer from Insurance Proceeds for Insured Expenses covered by the related Insurance Policy;
 
(v)  to pay the Master Servicer any unpaid Servicing Fees and to reimburse it for any unreimbursed Servicing Advances, provided, however, that the Master Servicer’s right to reimbursement for Servicing Advances pursuant to this subclause (v) with respect to any Mortgage Loan shall be limited to amounts received on particular Mortgage Loan(s) (including, for this purpose, Liquidation Proceeds, Insurance Proceeds, Subsequent Recoveries and purchase and repurchase proceeds) that represent late recoveries of the payments for which such Servicing Advances were made;
 
(vi)  to pay to the Seller, with respect to each Mortgage Loan or property acquired in respect thereof that has been purchased pursuant to Section 2.02, 2.03 or 3.19 of this Agreement, all amounts received thereon and not taken into account in determining the related Stated Principal Balance of such repurchased Mortgage Loan;
 
(vii)  to pay any expenses recoverable by the Master Servicer pursuant to Section 7.04 of this Agreement;
 
(viii)  to withdraw pursuant to Section 4.01 any amount deposited in the Protected Account and not required to be deposited therein; and
 
(ix)  to clear and terminate the Protected Account upon termination of this Agreement pursuant to Section 10.01 hereof.
 
In addition, no later than 10:00 a.m. Eastern time on the Distribution Account Deposit Date, the Master Servicer shall withdraw from the Protected Account and remit to the Trustee the amount of Interest Funds (without taking into account any reduction in the amount of Interest Funds attributable to the application of clause (c) of the definition thereof contained in Article I of this Agreement) and Principal Funds collected, to the extent on deposit, and the Trustee shall deposit such amount in the Distribution Account. In addition, on or before the Distribution Account Deposit Date, the Master Servicer shall remit to the Trustee for deposit in the Distribution Account any Advances or any payments of Compensating Interest required to be made by the Master Servicer with respect to the Mortgage Loans. Furthermore, on each Distribution Account Deposit Date, the Master Servicer shall remit to the Trustee all Prepayment Charges collected by the Master Servicer with respect to the Mortgage Loans during the related Prepayment Period.
 
The Master Servicer shall keep and maintain separate accounting, on a Mortgage Loan by Mortgage Loan basis, for the purpose of justifying any withdrawal from the Protected Account pursuant to subclauses (i), (ii), (iv), (v), (vi) and (vii) above. Prior to making any withdrawal from the Protected Account pursuant to subclause (iii), the Master Servicer shall deliver to the Trustee an Officer’s Certificate of a Servicing Officer indicating the amount of any previous Advance or Servicing Advance determined by the Master Servicer to be a Nonrecoverable Advance and identifying the related Mortgage Loan(s), and their respective portions of such Nonrecoverable Advance.
 
Section 4.03  Collection of Taxes; Assessments and Similar Items; Escrow Accounts. 
 
With respect to each Mortgage Loan, to the extent required by the related Mortgage Note, the Master Servicer shall establish and maintain one or more accounts (each, an “Escrow Account”) and deposit and retain therein all collections from the Mortgagors (or advances by the Master Servicer) for the payment of taxes, assessments, hazard insurance premiums or comparable items for the account of the Mortgagors. Nothing herein shall require the Master Servicer to compel a Mortgagor to establish an Escrow Account in violation of applicable law.
 
Withdrawals of amounts so collected from the Escrow Accounts may be made only to effect timely payment of taxes, assessments, hazard insurance premiums, condominium or PUD association dues, or comparable items, to reimburse the Master Servicer out of related collections for any payments made with respect to each Mortgage Loan pursuant to Section 3.01 (with respect to taxes and assessments and insurance premiums) and Section 3.05 (with respect to hazard insurance), to refund to any Mortgagors for any Mortgage Loans any sums as may be determined to be overages, to pay interest, if required by law or the terms of the related Mortgage or Mortgage Note, to such Mortgagors on balances in the Escrow Account or to clear and terminate the Escrow Account at the termination of this Agreement in accordance with Section 10.01 thereof. The Escrow Account shall not be a part of the Trust Fund.
 
Section 4.04  Distribution Account. 
 
(a)  The Trustee shall establish and maintain in the name of the Trustee, for the benefit of the Certificateholders, the Distribution Account as a segregated trust account or accounts.
 
(b)  All amounts deposited to the Distribution Account shall be held by the Trustee in the name of the Trustee in trust for the benefit of the Certificateholders in accordance with the terms and provisions of this Agreement.
 
(c)  The Distribution Account shall constitute an Eligible Account of the Trust Fund segregated on the books of the Trustee and held by the Trustee and the Distribution Account and the funds deposited therein shall not be subject to, and shall be protected from, all claims, liens, and encumbrances of any creditors or depositors of the Trustee (whether made directly, or indirectly through a liquidator or receiver of the Trustee). The amount at any time credited to the Distribution Account may be invested in the name of the Trustee, in such Permitted Investments, or deposited in demand deposits with such depository institutions, as determined by the Trustee. All Permitted Investments shall mature or be subject to redemption or withdrawal on or before, and shall be held until, the next succeeding Distribution Date if the obligor for such Permitted Investment is the Trustee or, if such obligor is any other Person, the Business Day preceding such Distribution Date. All investment earnings on amounts on deposit in the Distribution Account or benefit from funds uninvested therein from time to time shall be for the account of the Trustee. The Trustee shall be permitted to withdraw or receive distribution of any and all investment earnings from the Distribution Account on each Distribution Date. If there is any loss on a Permitted Investment or demand deposit, the Trustee shall deposit the amount of the loss from its own funds in the Distribution Account not later than the applicable Distribution Date on which the moneys so invested are required to be distributed to the Certificateholders. With respect to the Distribution Account and the funds deposited therein, the Trustee shall take such action as may be necessary to ensure that the Certificateholders shall be entitled to the priorities afforded to such a trust account (in addition to a claim against the estate of the Trustee) as provided by 12 U.S.C. § 92a(e), and applicable regulations pursuant thereto, if applicable, or any applicable comparable state statute applicable to state chartered banking corporations.
 
Section 4.05  Permitted Withdrawals and Transfers from the Distribution Account. 
 
(a)  The Trustee will make or cause to be made such withdrawals or transfers from the Distribution Account for the following purposes:
 
(i)  to pay to itself the Trustee Fee;
 
(ii)  to reimburse the Trustee, Supplemental Interest Trust Trustees or the Swap Administrator for expenses, costs and liabilities incurred by or reimbursable to it pursuant to this Agreement;
 
(iii)  to pay investment income to the Trustee;
 
(iv)  to remove amounts deposited in error;
 
(v)  with respect to each Loan Group, to make distributions to the Swap Administrator for payment to the related Swap Provider as provided in this Agreement; and
 
(vi)  to clear and terminate the Distribution Account pursuant to Section 10.01.
 
(b)  On each Distribution Date, the Trustee shall distribute Interest Funds with respect to each Loan Group and Principal Funds with respect to each Loan Group in the Distribution Account to the Holders of the Certificates in accordance with Section 5.04.
 
Section 4.06  Class I-P Certificate Account. 
 
(a)  The Trustee shall establish and maintain in the name of the Trustee, for the benefit of the Class I-P Certificateholders, the Class I-P Certificate Account as a segregated trust account or accounts.
 
(b)  On the Closing Date, the Depositor will deposit, or cause to be deposited in the Class I-P Certificate Account, an amount equal to $100. All amounts deposited to the Class I-P Certificate Account shall be held by the Trustee in the name of the Trustee in trust for the benefit of the Class I-P Certificateholders in accordance with the terms and provisions of this Agreement. The amount on deposit in the Class I-P Certificate Account shall be held uninvested.
 
Section 4.07  Class II-P Certificate Account. 
 
(a)  The Trustee shall establish and maintain in the name of the Trustee, for the benefit of the Class II-P Certificateholders, the Class II-P Certificate Account as a segregated trust account or accounts.
 
(b)  On the Closing Date, the Depositor will deposit, or cause to be deposited in the Class II-P Certificate Account, an amount equal to $100. All amounts deposited to the Class II-P Certificate Account shall be held by the Trustee in the name of the Trustee in trust for the benefit of the Class II-P Certificateholders in accordance with the terms and provisions of this Agreement. The amount on deposit in the Class II-P Certificate Account shall be held uninvested.
ARTICLE V

DISTRIBUTIONS AND ADVANCES
Section 5.01  Advances. 
 
The Master Servicer shall, or shall cause the related subservicer pursuant to the Subservicing Agreement to, make an Advance (other than any balloon payments) and deposit such Advance in the Protected Account with respect to the related Loan Group. Each such Advance shall be remitted to the Distribution Account with respect to the related Loan Group no later than 10:00 a.m. Eastern time on the Distribution Account Deposit Date in immediately available funds. The Master Servicer shall be obligated to make any such Advance only to the extent that such advance would not be a Nonrecoverable Advance. If the Master Servicer shall have determined that it has made a Nonrecoverable Advance or that a proposed Advance or a lesser portion of such Advance would constitute a Nonrecoverable Advance, the Master Servicer shall deliver (i) to the Trustee for the benefit of the related Certificateholders funds constituting the remaining portion of such Advance, if applicable, and (ii) to the Depositor, each Rating Agency and the Trustee an Officer’s Certificate setting forth the basis for such determination. Subject to the Master Servicer’s recoverability determination, in the event that a subservicer fails to make a required Advance, the Master Servicer shall be required to remit the amount of such Advance to the Distribution Account with respect to the related Loan Group.
 
In lieu of making all or a portion of such Advance from its own funds, the Master Servicer may (i) cause to be made an appropriate entry in its records relating to the Protected Account that any Amount Held for Future Distributions with respect to the related Loan Group has been used by the Master Servicer in discharge of its obligation to make any such Advance and (ii) transfer such funds from the Protected Account with respect to the related Loan Group to the Distribution Account. Any funds so applied and transferred shall be replaced by the Master Servicer by deposit in the Distribution Account with respect to the related Loan Group, no later than the close of business on the Business Day immediately preceding the Distribution Date on which such funds are required to be distributed pursuant to this Agreement.
 
The Master Servicer shall be entitled to be reimbursed from the Protected Account with respect to the related Loan Group for all Advances of its own funds made pursuant to this Section as provided in Section 4.02. The obligation to make Advances with respect to any Mortgage Loan shall continue until such Mortgage Loan is paid in full or the related Mortgaged Property or related REO Property has been liquidated or until the purchase or repurchase thereof (or substitution therefor) from the Trust Fund pursuant to any applicable provision of this Agreement, except as otherwise provided in this Section 5.01.
 
Subject to and in accordance with the provisions of Article VIII hereof, in the event the Master Servicer fails to make such Advance, then the Trustee, as Successor Master Servicer, or any other Successor Master Servicer appointed hereunder, shall be obligated to make such Advance, subject to the provisions of this Section 5.01.
 
Section 5.02  Compensating Interest Payments. 
 
In the event that there is a Prepayment Interest Shortfall arising from a voluntary Principal Prepayment in part or in full by the Mortgagor with respect to any Mortgage Loan, the Master Servicer shall, to the extent of the Servicing Fee for such Distribution Date, deposit into the Distribution Account with respect to the related Loan Group, as a reduction of the Servicing Fee for such Distribution Date, no later than the close of business on the Business Day immediately preceding such Distribution Date, an amount equal to such Prepayment Interest Shortfall; and in case of such deposit, the Master Servicer shall not be entitled to any recovery or reimbursement from the Depositor, the Trustee, the Seller, the Trust Fund or the related Certificateholders.
 
Section 5.03  REMIC Distributions. 
 
On each Distribution Date the Trustee shall be deemed to have allocated distributions to the REMIC I Regular Interests, REMIC II Regular Interests, REMIC III Regular Interests and REMIC IV Regular Interests in accordance with Section 5.07 hereof.
 
Section 5.04  Distributions. 
 
(a)  Subject to Section 3.21(c), on each Distribution Date, an amount equal to the Interest Funds and Principal Funds for Loan Group I for such Distribution Date shall be withdrawn by the Trustee from the Distribution Account and distributed in the following order of priority:
 
(1)  Interest Funds in respect of Loan Group I shall be distributed in the following manner and order of priority:
 
(i)  
To the Class I-A-1, Class I-A-2 and Class I-A-3 Certificates, the Current Interest and any Interest Carry Forward Amount for each such Class, on a pro rata basis, based on the entitlement of each such Class; and
 
(ii)  
From remaining Interest Funds in respect of Loan Group I, sequentially to the Class I-M-1, Class I-M-2, Class I-M-3, Class I-M-4, Class I-M-5, Class I-M-6, Class I-M-7, Class I-M-8, Class I-M-9, Class I-M-10 and Class I-M-11 Certificates, in that order, the Current Interest for such Class.
 
Any Excess Spread with respect to Loan Group I to the extent necessary to meet a level of overcollateralization equal to the Group I Overcollateralization Target Amount shall be the Group I Extra Principal Distribution Amount and will be included as part of the related Principal Distribution Amount. Any related Remaining Excess Spread together with any Group I Overcollateralization Release Amount shall be applied as Excess Cashflow with respect to Loan Group I and distributed pursuant to clauses (a)(3)(A) through (H) below.
 
On any Distribution Date, any Relief Act Interest Shortfalls and any Prepayment Interest Shortfalls with respect to the Group I Mortgage Loans to the extent not covered by Compensating Interest will be allocated to the Group I Certificates as set forth in the definition of “Current Interest” herein and Section 1.02.
 
(2)  Principal Funds with respect to Loan Group I shall be distributed in the following manner and order of priority:
 
    (A)  For each Distribution Date (i) prior to the Group I Stepdown Date or (ii) on which a Group I Trigger Event is in effect:
 
(i)  
From the Principal Distribution Amount with respect to Loan Group I for such Distribution Date, sequentially, to the Class I-A-1, Class I-A-2 and Class I-A-3 Certificates, in that order, in each case until the Certificate Principal Balance thereof is reduced to zero;
 
(ii)  
To the Class I-M-1 Certificates, from any remaining Principal Funds in respect of Loan Group I for such Distribution Date, the remaining Principal Distribution Amount with respect to Loan Group I, until the Certificate Principal Balance thereof is reduced to zero;
 
(iii)  
To the Class I-M-2 Certificates, from any remaining Principal Funds in respect of Loan Group I for such Distribution Date, the remaining Principal Distribution Amount with respect to Loan Group I, until the Certificate Principal Balance thereof is reduced to zero;
 
(iv)  
To the Class I-M-3 Certificates, from any remaining Principal Funds in respect of Loan Group I for such Distribution Date, the remaining Principal Distribution Amount with respect to Loan Group I, until the Certificate Principal Balance thereof is reduced to zero;
 
(v)  
To the Class I-M-4 Certificates, from any remaining Principal Funds in respect of Loan Group I for such Distribution Date, the remaining Principal Distribution Amount with respect to Loan Group I, until the Certificate Principal Balance thereof is reduced to zero;
 
(vi)  
To the Class I-M-5 Certificates, from any remaining Principal Funds in respect of Loan Group I for such Distribution Date, the remaining Principal Distribution Amount with respect to Loan Group I, until the Certificate Principal Balance thereof is reduced to zero;
 
(vii)  
To the Class I-M-6 Certificates, from any remaining Principal Funds in respect of Loan Group I for such Distribution Date, the remaining Principal Distribution Amount with respect to Loan Group I, until the Certificate Principal Balance thereof is reduced to zero;
 
(viii)  
To the Class I-M-7 Certificates, from any remaining Principal Funds in respect of Loan Group I for such Distribution Date, the remaining Principal Distribution Amount with respect to Loan Group I, until the Certificate Principal Balance thereof is reduced to zero;
 
(ix)  
To the Class I-M-8 Certificates, from any remaining Principal Funds in respect of Loan Group I for such Distribution Date, the remaining Principal Distribution Amount with respect to Loan Group I, until the Certificate Principal Balance thereof is reduced to zero;
 
(x)  
To the Class I-M-9 Certificates, from any remaining Principal Funds in respect of Loan Group I for such Distribution Date, the remaining Principal Distribution Amount with respect to Loan Group I, until the Certificate Principal Balance thereof is reduced to zero;
 
(xi)  
To the Class I-M-10 Certificates, from any remaining Principal Funds in respect of Loan Group I for such Distribution Date, the remaining Principal Distribution Amount with respect to Loan Group I, until the Certificate Principal Balance thereof is reduced to zero; and
 
(xii)  
To the Class I-M-11 Certificates, from any remaining Principal Funds in respect of Loan Group I for such Distribution Date, the remaining Principal Distribution Amount with respect to Loan Group I, until the Certificate Principal Balance thereof is reduced to zero.
 
    (B)  For each Distribution Date on or after the Group I Stepdown Date, so long as a Group I Trigger Event is not in effect:
 
(i)  
To the Class I-A Certificates, the Class I-A Principal Distribution Amount for such Distribution Date, sequentially to the Class I-A-1, Class I-A-2 and Class I-A-3 Certificates, in that order, in each case until the Certificate Principal Balance thereof is reduced to zero;
 
(ii)  
To the Class I-M-1 Certificates, from any remaining Principal Distribution Amount in respect of Loan Group I for such Distribution Date, the Class I-M-1 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;
 
(iii)  
To the Class I-M-2 Certificates, from any remaining Principal Distribution Amount in respect of Loan Group I for such Distribution Date, the Class I-M-2 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;
 
(iv)  
To the Class I-M-3 Certificates, from any remaining Principal Distribution Amount in respect of Loan Group I for such Distribution Date, the Class I-M-3 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;
 
(v)  
To the Class I-M-4 Certificates, from any remaining Principal Distribution Amount in respect of Loan Group I for such Distribution Date, the Class I-M-4 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;
 
(vi)  
To the Class I-M-5 Certificates, from any remaining Principal Distribution Amount in respect of Loan Group I for such Distribution Date, the Class I-M-5 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;
 
(vii)  
To the Class I-M-6 Certificates, from any remaining Principal Distribution Amount in respect of Loan Group I for such Distribution Date, the Class I-M-6 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;
 
(viii)  
To the Class I-M-7 Certificates, from any remaining Principal Distribution Amount in respect of Loan Group I for such Distribution Date, the Class I-M-7 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;
 
(ix)  
To the Class I-M-8 Certificates, from any remaining Principal Distribution Amount in respect of Loan Group I for such Distribution Date, the Class I-M-8 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;
 
(x)  
To the Class I-M-9 Certificates, from any remaining Principal Distribution Amount in respect of Loan Group I for such Distribution Date, the Class I-M-9 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero;
 
(xi)  
To the Class I-M-10 Certificates, from any remaining Principal Distribution Amount in respect of Loan Group I for such Distribution Date, the Class I-M-10 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero; and
 
(xii)  
To the Class I-M-11 Certificates, from any remaining Principal Distribution Amount in respect of Loan Group I for such Distribution Date, the Class I-M-11 Principal Distribution Amount, until the Certificate Principal Balance thereof is reduced to zero.
 
(3)  Any Excess Cashflow with respect to Loan Group I shall be distributed in the following manner and order of priority:
 
(A)  Excess Cashflow with respect to Loan Group I, to the Class I-A Certificates, (a) first, any remaining Interest Carry Forward Amount for such Classes, pro rata, in accordance with the Interest Carry Forward Amount due with respect to each such Class, to the extent not fully paid pursuant to clause (a)(1) above and Section 3.21(d) and (b) second, any Unpaid Realized Loss Amount for such Classes for such Distribution Date, pro rata, in accordance with the Applied Realized Loss Amount allocated to each such Class;
 
(B)  from any remaining Excess Cashflow with respect to Loan Group I, sequentially, to the Class I-M-1, Class I-M-2, Class I-M-3, Class I-M-4, Class I-M-5, Class I-M-6, Class I-M-7, Class I-M-8, Class I-M-9, Class I-M-10 and Class I-M-11 Certificates, in that order, an amount equal to the Interest Carry Forward Amount for each such Class for such Distribution Date to the extent not fully paid pursuant to Section 3.21(d);
 
(C)  from any remaining Excess Cashflow with respect to Loan Group I otherwise distributable to the Class I-CE Interest and the Class I-CE Certificates, to the Group I Reserve Fund, (i) first, to pay to the Classes of Class I-A Certificates, any Basis Risk Shortfall Carry Forward Amount for such Classes for such Distribution Date, on a pro rata basis, based on the amount of the Basis Risk Shortfall Carry Forward Amount for each such Class to the extent not paid pursuant to Section 3.21(d) and to the extent such amount exceeds the amounts then on deposit in the Group I Reserve Fund, and (ii) second, to maintain a balance in the Group I Reserve Fund equal to the Group I Reserve Fund Deposit;
 
(D)  from any remaining Excess Cashflow with respect to Loan Group I otherwise distributable to the Class I-CE Interest and the Class I-CE Certificates, to the Group I Reserve Fund, (i) first, to pay to the Class I-M-1, Class I-M-2, Class I-M-3, Class I-M-4, Class I-M-5, Class I-M-6, Class I-M-7, Class I-M-8, Class I-M-9, Class I-M-10 and Class I-M-11 Certificates, sequentially in that order, any Basis Risk Shortfall Carry Forward Amount for each such Class for such Distribution Date, if any, in each case to the extent not paid pursuant to Section 3.21(d) and to the extent such amount exceeds the amounts then on deposit in the Group I Reserve Fund, and (ii) second, to maintain a balance in the Group I Reserve Fund equal to the Group I Reserve Fund Deposit;
 
(E)  from any remaining Excess Cashflow with respect to Loan Group I, to the Class I-A Certificates, on a pro rata basis, based on the entitlement of each such Class, and then sequentially to the Class I-M-1, Class I-M-2, Class I-M-3, Class I-M-4, Class I-M-5, Class I-M-6, Class I-M-7, Class I-M-8, Class I-M-9, Class I-M-10 and Class I-M-11 Certificates, in that order, the amount of Relief Act Shortfalls and any Prepayment Interest Shortfalls allocated to such Classes of Certificates, to the extent not previously reimbursed;
 
(F)  from any remaining Excess Cashflow with respect to Loan Group I, to the Swap Administrator for payment to the Group I Swap Provider, any Group I Swap Termination Payments due to a Group I Swap Provider Trigger Event owed by the Trust Fund with respect to Loan Group I (to the extent not paid by the Swap Administrator from any upfront payment received pursuant to any related replacement interest rate swap agreement that may be entered into by the Group I Supplemental Interest Trust Trustee);
 
(G)  from any remaining Excess Cashflow with respect to Loan Group I, to the Class I-CE Interest and Class I-CE Certificates, an amount equal to the Class I-CE Distribution Amount reduced by amounts distributed in clauses (C) and (D) above; and
 
(H)  from any remaining Excess Cashflow with respect to Loan Group I, to each of the Class I-R-1, Class I-R-2, Class I-R-3 and Class I-RX Certificates, based on the related REMIC in which such amounts remain.
 
On each Distribution Date, all amounts with respect to Prepayment Charges with respect to Loan Group I shall be distributed to the Holders of the Class I-P Interest and the Class I-P Certificates, provided that such distributions shall not be in reduction of the principal balance thereof. On the Distribution Date immediately following the expiration of the latest Prepayment Charge term with respect to Loan Group I as identified on the Mortgage Loan Schedule, any amount on deposit in the Class I-P Certificate Account will be distributed to the Holders of the Class I-P Interest and the Class I-P Certificates in reduction of the Certificate Principal Balance thereof.
 
In addition, notwithstanding the foregoing, on any Distribution Date after the Distribution Date on which the Certificate Principal Balance of a Class of Class I-A Certificates or Class I-M Certificates has been reduced to zero, that Class of Certificates will be retired and will no longer be entitled to distributions, including distributions in respect of Prepayment Interest Shortfalls or Basis Risk Shortfall Carry Forward Amounts.
 
In addition, notwithstanding the foregoing clause (a)(2), to the extent a Group I Class IO Distribution Amount is payable from principal collections, Principal Distribution Amounts related to Loan Group I will be deemed paid to the most subordinate Class of Group I Regular Certificates (other than the Class I-P Certificates), until the Certificate Principal Balance thereof has been reduced to zero, and such amount will be paid pursuant to Section 3.21(f).
 
(b)  Subject to Section 3.22(c), on each Distribution Date, an amount equal to the Interest Funds and Principal Funds for Loan Group II for such Distribution Date shall be withdrawn by the Trustee from the Distribution Account and distributed in the following order of priority:
 
(1)  Interest Funds in respect of Loan Group II shall be distributed in the following manner and order of priority:
 
(A)  From Interest Funds in respect of:
 
(i)  
Subgroup II-1, to the Class II-1A-1, Class II-1A-2 and Class II-1A-3 Certificates, the Current Interest and then any Interest Carry Forward Amount for each such Class, on a pro rata basis, based on the entitlement of each such Class; and
 
(ii)  
Subgroup II-2, to the Class II-2A Certificates, the Current Interest and then any Interest Carry Forward Amount for such Class;
 
    (B)  From remaining Interest Funds in respect of each Subgroup, to the unrelated Class II-1A Certificates and Class II-2A Certificates, as applicable, the remaining Current Interest, if any, and the remaining Interest Carry Forward Amount, if any, for such Classes, pro rata, based on the entitlement of each such Class;
 
    (C)  From remaining Interest Funds in respect of Loan Group II, sequentially, to the Class II-M-1, Class II-M-2, Class II-M-3, Class II-M-4, Class II-M-5, Class II-M-6, Class II-M-7, Class II-M-8, Class II-M-9, Class II-M-10 and Class II-M-11 Certificates, in that order, the Current Interest for each such Class.
 
Any Excess Spread with respect to Loan Group II to the extent necessary to meet a level of overcollateralization equal to the Group II Overcollateralization Target Amount shall be the Group II Extra Principal Distribution Amount and shall be included as part of the related Principal Distribution Amount. Any related Remaining Excess Spread together with any Group II Overcollateralization Release Amount will be applied as Excess Cashflow with respect to Loan Group II and distributed pursuant to clauses (b)(4)(A) through (H) below.
 
On any Distribution Date, any Relief Act Interest Shortfalls and any Prepayment Interest Shortfalls with respect to the Group II Mortgage Loans to the extent not covered by Compensating Interest will be allocated to the Group II Certificates as set forth in the definition of “Current Interest” herein and Section 1.02.
 
(2)  Principal Funds with respect to Loan Group II shall be distributed in the following manner and order of priority:
 
    (A)  For each Distribution Date (i) prior to the Group II Stepdown Date or (ii) on which a Group II Trigger Event is in effect:
 
(i)  
To the Class II-A Certificates, the related Principal Distribution Amount for such Distribution Date to be distributed as follows:
 
    (1)  from the Subgroup II-1 Principal Distribution Amount for such Distribution Date, sequentially to the Class II-1A-1, Class II-1A-2 and Class II-1A-3 Certificates, in that order, in each case until the Certificate Principal Balance thereof is reduced to zero; and
 
    (2)  from the Subgroup II-2 Principal Distribution Amount for such Distribution Date, to the Class II-2A Certificates, until the Certificate Principal Balance thereof is reduced to zero;
 
(ii)  
To the Class II-M-1 Certificates, from any remaining Principal Distribution Amount in respect of Loan Group II for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
(iii)  
To the Class II-M-2 Certificates, from any remaining Principal Distribution Amount in respect of Loan Group II for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;;
 
(iv)  
To the Class II-M-3 Certificates, from any remaining Principal Distribution Amount in respect of Loan Group II for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;;
 
(v)  
To the Class II-M-4 Certificates, from any remaining Principal Distribution Amount in respect of Loan Group II for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
(vi)  
To the Class II-M-5 Certificates, from any remaining Principal Distribution Amount in respect of Loan Group II for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;;
 
(vii)  
To the Class II-M-6 Certificates, from any remaining Principal Distribution Amount in respect of Loan Group II for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;;
 
(viii)  
To the Class II-M-7 Certificates, from any remaining Principal Distribution Amount in respect of Loan Group II for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;;
 
(ix)  
To the Class II-M-8 Certificates, from any remaining Principal Distribution Amount in respect of Loan Group II for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;;
 
(x)  
To the Class II-M-9 Certificates, from any remaining Principal Distribution Amount in respect of Loan Group II for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
(xi)  
To the Class II-M-10 Certificates, from any remaining Principal Distribution Amount in respect of Loan Group II for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero; and
 
 
      (xii)
To the Class II-M-11 Certificates, from any remaining Principal Distribution Amount in respect of Loan Group II for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero.
 
    (B)  For each Distribution Date on or after the Group II Stepdown Date, so long as a Group II Trigger Event is not in effect:
 
(i)  
To the Class II-A Certificates, the related Principal Distribution Amount for such Distribution Date to be distributed as follows:
 
    (1)  From the Subgroup II-1 Principal Distribution Amount for such Distribution Date, sequentially to the Class II-1A-1, Class II-1A-2 and Class II-1A-3 Certificates, in that order, the Class II-1A Principal Distribution Amount for such Distribution Date, in each case until the Certificate Principal Balance thereof is reduced to zero; and
 
    (2)  From the Subgroup II-2 Principal Distribution Amount for such Distribution Date, to the Class II-2A Certificates, the Class II-2A Principal Distribution Amount for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
(ii)  
To the Class II-M-1 Certificates, from any remaining Principal Distribution Amount in respect of Loan Group II for such Distribution Date, the Class II-M-1 Principal Distribution Amount for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
(iii)  
To the Class II-M-2 Certificates, from any remaining Principal Distribution Amount in respect of Loan Group II for such Distribution Date, the Class II-M-2 Principal Distribution Amount for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
(iv)  
To the Class II-M-3 Certificates, from any remaining Principal Distribution Amount in respect of Loan Group II for such Distribution Date, the Class II-M-3 Principal Distribution Amount for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
(v)  
To the Class II-M-4 Certificates, from any remaining Principal Distribution Amount in respect of Loan Group II for such Distribution Date, the Class II-M-4 Principal Distribution Amount for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
(vi)  
To the Class II-M-5 Certificates, from any remaining Principal Distribution Amount in respect of Loan Group II for such Distribution Date, the Class II-M-5 Principal Distribution Amount for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
(vii)  
To the Class II-M-6 Certificates, from any remaining Principal Distribution Amount in respect of Loan Group II for such Distribution Date, the Class II-M-6 Principal Distribution Amount for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
(viii)  
To the Class II-M-7 Certificates, from any remaining Principal Distribution Amount in respect of Loan Group II for such Distribution Date, the Class II-M-7 Principal Distribution Amount for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
(ix)  
To the Class II-M-8 Certificates, from any remaining Principal Distribution Amount in respect of Loan Group II for such Distribution Date, the Class II-M-8 Principal Distribution Amount for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
(x)  
To the Class II-M-9 Certificates, from any remaining Principal Distribution Amount in respect of Loan Group II for such Distribution Date, the Class II-M-9 Principal Distribution Amount for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero;
 
(xi)  
To the Class II-M-10 Certificates, from any remaining Principal Distribution Amount in respect of Loan Group II for such Distribution Date, the Class II-M-10 Principal Distribution Amount for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero; and
 
(xii)  
To the Class II-M-11 Certificates, from any remaining Principal Distribution Amount in respect of Loan Group II for such Distribution Date, the Class II-M-11 Principal Distribution Amount for such Distribution Date, until the Certificate Principal Balance thereof is reduced to zero.
 
(3)  Notwithstanding the provisions of clauses (2)(A) and (B) above, if on any Distribution Date the Class II-A Certificates related to a Subgroup are no longer outstanding, the pro rata portion of the related Principal Distribution Amount or the applicable Class II-A Principal Distribution Amount, as applicable, otherwise allocable to such Class II-A Certificates will be allocated to the Class II-A Certificates related to the other Subgroup in the same manner and order of priority described above.
 
(4)  Any Excess Cashflow with respect to Loan Group II shall be distributed in the following manner and order of priority:
 
(A)  Excess Cashflow with respect to Loan Group II, to the Class II-A Certificates, (a) first, any remaining Interest Carry Forward Amount for such Classes, pro rata, in accordance with the Interest Carry Forward Amount due with respect to each such Class, to the extent not fully paid pursuant to clause (b)(1) above and Section 3.22(d) and (b) second, any Unpaid Realized Loss Amount for such Classes for such Distribution Date, pro rata, in accordance with the Applied Realized Loss Amount allocated to each such Class;
 
(B)  from any remaining Excess Cashflow with respect to Loan Group II, sequentially, to the Class II-M-1, Class II-M-2, Class II-M-3, Class II-M-4, Class II-M-5, Class II-M-6, Class II-M-7, Class II-M-8, Class II-M-9, Class II-M-10 and Class II-M-11 Certificates, in that order, an amount equal to the Interest Carry Forward Amount for each such Class for such Distribution Date to the extent not fully paid pursuant to Section 3.22(d);
 
(C)  from any remaining Excess Cashflow with respect to Loan Group II otherwise distributable to the Class II-CE Interest and the Class II-CE Certificates, to the Group II Reserve Fund, (i) first, to pay to the Classes of Class II-A Certificates, any Basis Risk Shortfall Carry Forward Amount for such Classes for such Distribution Date, on a pro rata basis, based on the amount of the Basis Risk Shortfall Carry Forward Amount for each such Class and to the extent not paid pursuant to Section 3.22(d) and to the extent such amount exceeds the amounts then on deposit in the Group II Reserve Fund, and (ii) second, to maintain a balance in the Group II Reserve Fund equal to the Group II Reserve Fund Deposit;
 
(D)  from any remaining Excess Cashflow with respect to Loan Group II otherwise distributable to the Class II-CE Interest and the Class II-CE Certificates, to the Group II Reserve Fund, (i) first, to pay to the Class II-M-1, Class II-M-2, Class II-M-3, Class II-M-4, Class II-M-5, Class II-M-6, Class II-M-7, Class II-M-8, Class II-M-9, Class II-M-10 and Class II-M-11 Certificates, sequentially in that order, any Basis Risk Shortfall Carry Forward Amount for each such Class for such Distribution Date, if any, in each case to the extent not paid pursuant to Section 3.22(d) and to the extent such amount exceeds the amounts then on deposit in the Group II Reserve Fund, and (ii) second, to maintain a balance in the Group II Reserve Fund equal to the Group II Reserve Fund Deposit;
 
(E)  from any remaining Excess Cashflow with respect to Loan Group II, to the Class II-A Certificates, on a pro rata basis, based on the entitlement of each such Class, and then sequentially to the Class II-M-1, Class II-M-2, Class II-M-3, Class II-M-4, Class II-M-5, Class II-M-6, Class II-M-7, Class II-M-8, Class II-M-9, Class II-M-10 and Class II-M-11 Certificates, in that order, the amount of Relief Act Shortfalls and any Prepayment Interest Shortfalls allocated to such Classes of Certificates, to the extent not previously reimbursed;
 
(F)  from any remaining Excess Cashflow with respect to Loan Group II, to the Swap Administrator for payment to the Group II Swap Provider, any Group II Swap Termination Payments due to a Group II Swap Provider Trigger Event owed by the Trust Fund with respect to Loan Group II (to the extent not paid by the Swap Administrator from any upfront payment received pursuant to any related replacement interest rate swap agreement that may be entered into by the Group II Supplemental Interest Trust Trustee);
 
(G)  from any remaining Excess Cashflow with respect to Loan Group II, to the Class II-CE Interest and Class II-CE Certificates, an amount equal to the Class II-CE Distribution Amount reduced by amounts distributed in clauses (C) and (D) above; and
 
(H)  from any remaining Excess Cashflow with respect to Loan Group II, to each of the Class II-R-1, Class I-R-2, Class I-R-3 and Class II-RX Certificates, based on the related REMIC in which such amounts remain.
 
On each Distribution Date, all amounts with respect to Prepayment Charges with respect to Loan Group II shall be distributed to the Holders of the Class II-P Interest and the Class II-P Certificates, provided that such distributions shall not be in reduction of the principal balance thereof. On the Distribution Date immediately following the expiration of the latest Prepayment Charge term with respect to Loan Group II as identified on the Mortgage Loan Schedule, any amount on deposit in the Class II-P Certificate Account will be distributed to the Holders of the Class II-P Interest and the Class II-P Certificates in reduction of the Certificate Principal Balance thereof.
 
In addition, notwithstanding the foregoing, on any Distribution Date after the Distribution Date on which the Certificate Principal Balance of a Class of Class II-A Certificates or Class II-M Certificates has been reduced to zero, that Class of Certificates will be retired and will no longer be entitled to distributions, including distributions in respect of Prepayment Interest Shortfalls or Basis Risk Shortfall Carry Forward Amounts.
 
In addition, notwithstanding the foregoing clause (b)(2), to the extent a Group II Class IO Distribution Amount is payable from principal collections, Principal Distribution Amounts related to Loan Group II will be deemed paid to the most subordinate Class of Group II Regular Certificates (other than the Class II-P Certificates), until the Certificate Principal Balance thereof has been reduced to zero, and such amount will be paid pursuant to Section 3.22(f).
 
(c)  In addition to the foregoing distributions, with respect to any Subsequent Recoveries, the Master Servicer shall deposit such funds into the Protected Account pursuant to Section 4.01(b)(iii). If, after taking into account such Subsequent Recoveries, the amount of a Realized Loss is reduced, the amount of such Subsequent Recoveries will be applied to increase the Certificate Principal Balance of the Class of Certificates with the highest payment priority to which Realized Losses have been allocated, but not by more than the amount of Realized Losses previously allocated to that Class of Certificates pursuant to Section 5.05; provided, however, to the extent that no reductions to a Certificate Principal Balance of any Class of Certificates currently exists as the result of a prior allocation of a Realized Loss, such Subsequent Recoveries will be applied as Excess Spread. The amount of any remaining Subsequent Recoveries will be applied to increase the Certificate Principal Balance of the Class of Certificates with the next highest payment priority, up to the amount of such Realized Losses previously allocated to that Class of Certificates pursuant to Section 5.05, and so on. Holders of such Certificates will not be entitled to any payment in respect of Current Interest on the amount of such increases for any Accrual Period preceding the Distribution Date on which such increase occurs. Any such increases shall be applied to the Certificate Principal Balance of each Certificate of such Class in accordance with its respective Percentage Interest.
 
(d)  Subject to Section 10.02 hereof respecting the final distribution, on each Distribution Date the Trustee shall make distributions to each Certificateholder of record on the preceding Record Date either by wire transfer in immediately available funds to the account of such Holder at a bank or other entity having appropriate facilities therefor, if such Holder has so notified the Trustee at least 5 Business Days prior to the related Record Date, or, if not, by check mailed by first class mail to such Certificateholder at the address of such Holder appearing in the Certificate Register. Notwithstanding the foregoing, but subject to Section 10.02 hereof respecting the final distribution, distributions with respect to Certificates registered in the name of a Depository shall be made to such Depository in immediately available funds.
 
(e)  On or before 5:00 p.m. Eastern time on the fifth Business Day immediately preceding each Distribution Date, the Master Servicer shall deliver a report to the Trustee in electronic form (or by such other means as the Master Servicer and the Trustee may agree from time to time) containing such data and information, as agreed to by the Master Servicer and the Trustee such as to permit the Trustee to prepare the Monthly Statement to Certificateholders and to make the required distributions for the related Distribution Date.
 
Section 5.05  Allocation of Realized Losses. 
 
(a)  All Realized Losses on the Group I Mortgage Loans allocated to any REMIC III Group I Regular Interest pursuant to Section 5.05(c) shall be allocated by the Trustee on each Distribution Date as follows: first, to Excess Spread with respect to Loan Group I as part of the payment in respect of the Group I Extra Principal Distribution Amount for such Distribution Date; second, to the Class I-CE Interest and Class I-CE Certificates, until the Certificate Principal Balance or Uncertificated Principal Balance thereof, as applicable, has been reduced to zero; third, to the Class I-M-11 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; fourth, to the Class I-M-10 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; fifth, to the Class I-M-9 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; sixth, to the Class I-M-8 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; seventh, to the Class I-M-7 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; eighth, to the Class I-M-6 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; ninth, to the Class I-M-5 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; tenth, to the Class I-M-4 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; eleventh, to the Class I-M-3 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; twelfth, to the Class I-M-2 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; thirteenth, to the Class I-M-1 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; and fourteenth, to the Class or Classes of Class I-A Certificates, on a pro rata basis, until the Certificate Principal Balances thereof have been reduced to zero. All Realized Losses on the Group II Mortgage Loans allocated to any REMIC III Group II Regular Interest pursuant to Section 5.05(d) shall be allocated by the Trustee on each Distribution Date as follows: first, to Excess Spread with respect to Loan Group II as part of the payment in respect of the Group II Extra Principal Distribution Amount for such Distribution Date; second, to the Class II-CE Interest and Class II-CE Certificates, until the Certificate Principal Balance or Uncertificated Principal Balance thereof, as applicable, has been reduced to zero; third, to the Class II-M-11 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; fourth, to the Class II-M-10 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; fifth, to the Class II-M-9 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; sixth, to the Class II-M-8 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; seventh, to the Class II-M-7 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; eighth, to the Class II-M-6 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; ninth, to the Class II-M-5 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; tenth, to the Class II-M-4 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; eleventh, to the Class II-M-3 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; twelfth, to the Class II-M-2 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; thirteenth, to the Class II-M-1 Certificates, until the Certificate Principal Balance thereof has been reduced to zero; fourteenth, to the related Class or Classes of Class II-A Certificates, on a pro rata basis, until the Certificate Principal Balances thereof have been reduced to zero; and fifteenth, to the unrelated Class or Classes of Class II-A Certificates, on a pro rata basis, until the Certificate Principal Balances thereof have been reduced to zero. All Realized Losses to be allocated to the Certificate Principal Balances of all Classes on any Distribution Date shall be so allocated after the actual distributions to be made on such date as provided above. All references above to the Certificate Principal Balance of any Class of Certificates shall be to the Certificate Principal Balance of such Class immediately prior to the relevant Distribution Date, before reduction thereof by any Realized Losses, in each case to be allocated to such Class of Certificates, on such Distribution Date.
 
(b)  Any allocation of Realized Losses to a Class of Certificates or to a Class CE Interest on any Distribution Date shall be made by reducing the Certificate Principal Balance or Uncertificated Principal Balance thereof by the amount so allocated; any allocation of Realized Losses to Excess Spread shall be made by reducing the amount otherwise payable in respect of the related Class CE Interest and the related Class CE Certificates pursuant to clause (G) of Section 5.04(a)(3) or clause (G) of 5.04(b)(4), as applicable. No allocations of any Realized Losses shall be made to the Certificate Principal Balance or Uncertificated Principal Balance, as applicable, of the Class P Interests and the Class P Certificates.
 
Notwithstanding the foregoing, no such allocation of any Realized Loss shall be made on a Distribution Date to any Class of Certificates to the extent that such allocation would result in the reduction of the aggregate Certificate Principal Balance of all the related Certificates as of such Distribution Date (other than the related Class CE Certificates and related Class P Certificates), after giving effect to all distributions and prior allocations of Realized Losses on the Mortgage Loans on such date, to an amount less than the aggregate Stated Principal Balance of all of the related Mortgage Loans as of the first day of the month of such Distribution Date (such limitation, the “Loss Allocation Limitation”). In addition in no event will the Certificate Principal Balance of any Certificate be reduced more than once in respect of any particular amount both (i) allocable to such Certificate in respect of Realized Losses and (ii) payable as principal to the Holder of such Certificate from Remaining Excess Spread.
 
As used herein, an allocation of a Realized Loss on a “pro rata basis” among two or more specified Classes of Certificates means an allocation on a pro rata basis, among the various Classes so specified, to each such Class of Certificates on the basis of their then outstanding Certificate Principal Balances prior to giving effect to distributions to be made on such Distribution Date. All Realized Losses and all other losses allocated to a Class of Certificates hereunder will be allocated among the Certificates of such Class in proportion to the Percentage Interests evidenced thereby.
 
(c)  (i)All Realized Losses on the Group I Mortgage Loans shall be allocated on each Distribution Date to REMIC I Regular Interest I-1-A through REMIC I Regular Interest I-60-B, starting with the lowest numerical denomination, until the Uncertificated Principal Balance of each such REMIC I Regular Interest has been reduced to zero; provided that, for REMIC I Regular Interests with the same numerical denomination, such Realized Losses shall be allocated pro rata between such REMIC I Regular Interests.
 
(ii) All Realized Losses on the Group I Mortgage Loans shall be allocated by the Trustee on each Distribution Date to the following REMIC III Group I Regular Interests in the following specified percentages: first, to Uncertificated Accrued Interest payable to REMIC III Regular Interest I-AA and REMIC III Regular Interest I-ZZ up to an aggregate amount equal to the REMIC III Group I Interest Loss Allocation Amount (without duplication of shortfalls allocated pursuant to Section 1.02), 98.00% and 2.00%, respectively; second, to the Uncertificated Principal Balances of REMIC III Regular Interest I-AA and REMIC III Regular Interest I-ZZ up to an aggregate amount equal to the REMIC III Group I Principal Loss Allocation Amount, 98.00% and 2.00%, respectively; third, to the Uncertificated Principal Balances of REMIC III Regular Interest I-AA, REMIC III Regular Interest I-M-11 and REMIC III Regular Interest I-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC III Regular Interest I-M-11 has been reduced to zero; fourth, to the Uncertificated Principal Balances of REMIC III Regular Interest I-AA, REMIC III Regular Interest I-M-10 and REMIC III Regular Interest I-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC III Regular Interest I-M-10 has been reduced to zero; fifth, to the Uncertificated Principal Balances of REMIC III Regular Interest I-AA, REMIC III Regular Interest I-M-9 and REMIC III Regular Interest I-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC III Regular Interest I-M-9 has been reduced to zero; sixth, to the Uncertificated Principal Balances of REMIC III Regular Interest I-AA, REMIC III Regular Interest I-M-8 and REMIC III Regular Interest I-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC III Regular Interest I-M-8 has been reduced to zero; seventh, to the Uncertificated Principal Balances of REMIC III Regular Interest I-AA, REMIC III Regular Interest I-M-7 and REMIC III Regular Interest I-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC III Regular Interest I-M-7 has been reduced to zero; eighth, to the Uncertificated Principal Balances of REMIC III Regular Interest I-AA, REMIC III Regular Interest I-M-6 and REMIC III Regular Interest I-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC III Regular Interest I-M-6 has been reduced to zero; ninth, to the Uncertificated Principal Balances of REMIC III Regular Interest I-AA, REMIC III Regular Interest I-M-5 and REMIC III Regular Interest I-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC III Regular Interest I-M-5 has been reduced to zero; tenth, to the Uncertificated Principal Balances of REMIC III Regular Interest I-AA, REMIC III Regular Interest I-M-4 and REMIC III Regular Interest I-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC III Regular Interest I-M-4 has been reduced to zero; eleventh, to the Uncertificated Principal Balances of REMIC III Regular Interest I-AA, REMIC III Regular Interest I-M-3 and REMIC III Regular Interest I-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC III Regular Interest I-M-3 has been reduced to zero; twelfth, to the Uncertificated Principal Balances of REMIC III Regular Interest I-AA, REMIC III Regular Interest I-M-2 and REMIC III Regular Interest I-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC III Regular Interest I-M-2 has been reduced to zero; thirteenth, to the Uncertificated Principal Balances of REMIC III Regular Interest I-AA, REMIC III Regular Interest I-M-1 and REMIC III Regular Interest I-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC III Regular Interest I-M-1 has been reduced to zero; and fourteenth, to the Uncertificated Principal Balance of REMIC III Regular Interest I-AA, 98.00%, to the Uncertificated Principal Balances of REMIC III Regular Interests I-A-1, I-A-2 and I-A-3, 1.00% pro rata, and to the Uncertificated Principal Balance of REMIC III Regular Interest I-ZZ, 1.00%, until the Uncertificated Principal Balances of such REMIC III Regular Interests I-A-1, I-A-2 and I-A-3 have been reduced to zero.
 
(d)  (i)All Realized Losses on the Group II Mortgage Loans in Subgroup II-2 shall be allocated on each Distribution Date to REMIC II Regular Interest I-1-A through REMIC II Regular Interest I-60-B, starting with the lowest numerical denomination, until the Uncertificated Principal Balance of each such REMIC II Group I Regular Interest has been reduced to zero; provided that, for REMIC II Group I Regular Interests with the same numerical denomination, such Realized Losses shall be allocated pro rata between such REMIC II Group I Regular Interests. All Realized Losses on the Group II Mortgage Loans in Subgroup II-2 shall be allocated on each Distribution Date to REMIC II Regular Interest II-1-A through REMIC II Regular Interest II-60-B, starting with the lowest numerical denomination, until the Uncertificated Principal Balance of each such REMIC II Group II Regular Interest has been reduced to zero; provided that, for REMIC II Group II Regular Interests with the same numerical denomination, such Realized Losses shall be allocated pro rata between such REMIC II Group II Regular Interests
 
(ii) (A) The REMIC III Group II Marker Allocation Percentage of all Realized Losses on the Group II Mortgage Loans shall be allocated by the Trustee on each Distribution Date to the following REMIC III Group II Regular Interests in the following specified percentages: first, to Uncertificated Accrued Interest payable to REMIC III Regular Interest II-AA and REMIC III Regular Interest II-ZZ up to an aggregate amount equal to the REMIC III Group II Interest Loss Allocation Amount (without duplication of shortfalls allocated pursuant to Section 1.02), 98.00% and 2.00%, respectively; second, to the Uncertificated Principal Balances of REMIC III Regular Interest II-AA and REMIC III Regular Interest II-ZZ up to an aggregate amount equal to the REMIC III Group II Principal Loss Allocation Amount, 98.00% and 2.00%, respectively; third, to the Uncertificated Principal Balances of REMIC III Regular Interest II-AA, REMIC III Regular Interest II-M-11 and REMIC III Regular Interest II-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC III Regular Interest II-M-11 has been reduced to zero; fourth, to the Uncertificated Principal Balances of REMIC III Regular Interest II-AA, REMIC III Regular Interest II-M-10 and REMIC III Regular Interest II-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC III Regular Interest II-M-10 has been reduced to zero; fifth, to the Uncertificated Principal Balances of REMIC III Regular Interest II-AA, REMIC III Regular Interest II-M-9 and REMIC III Regular Interest II-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC III Regular Interest II-M-9 has been reduced to zero; sixth, to the Uncertificated Principal Balances of REMIC III Regular Interest II-AA, REMIC III Regular Interest II-M-8 and REMIC III Regular Interest II-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC III Regular Interest II-M-8 has been reduced to zero; seventh, to the Uncertificated Principal Balances of REMIC III Regular Interest II-AA, REMIC III Regular Interest II-M-7 and REMIC III Regular Interest II-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC III Regular Interest II-M-7 has been reduced to zero; eighth, to the Uncertificated Principal Balances of REMIC III Regular Interest II-AA, REMIC III Regular Interest II-M-6 and REMIC III Regular Interest II-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC III Regular Interest II-M-6 has been reduced to zero; ninth, to the Uncertificated Principal Balances of REMIC III Regular Interest II-AA, REMIC III Regular Interest II-M-5 and REMIC III Regular Interest II-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC III Regular Interest II-M-5 has been reduced to zero; tenth, to the Uncertificated Principal Balances of REMIC III Regular Interest II-AA, REMIC III Regular Interest II-M-4 and REMIC III Regular Interest II-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC III Regular Interest II-M-4 has been reduced to zero; eleventh, to the Uncertificated Principal Balances of REMIC III Regular Interest II-AA, REMIC III Regular Interest II-M-3 and REMIC III Regular Interest II-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC III Regular Interest II-M-3 has been reduced to zero; twelfth, to the Uncertificated Principal Balances of REMIC III Regular Interest II-AA, REMIC III Regular Interest II-M-2 and REMIC III Regular Interest II-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC III Regular Interest II-M-2 has been reduced to zero; thirteenth, to the Uncertificated Principal Balances of REMIC III Regular Interest II-AA, REMIC III Regular Interest II-M-1 and REMIC III Regular Interest II-ZZ, 98.00%, 1.00% and 1.00%, respectively, until the Uncertificated Principal Balance of REMIC III Regular Interest II-M-1 has been reduced to zero; fourteenth, to the Uncertificated Principal Balance of REMIC III Regular Interest II-AA, 98.00%, to the Uncertificated Principal Balances of the related REMIC III Regular Interests II-1A-1, II-1A-2, II-1A-3 and II-2A, 1.00% pro rata, and to the Uncertificated Principal Balance of REMIC III Regular Interest II-ZZ, 1.00%, until the Uncertificated Principal Balances of such REMIC III Regular Interests II-1A-1, II-1A-2, II-1A-3 and II-2A have been reduced to zero; and fifteenth, to the Uncertificated Principal Balance of REMIC III Regular Interest II-AA, 98.00%, to the Uncertificated Principal Balances of the unrelated REMIC III Regular Interests II-1A-1, II-1A-2, II-1A-3 and II-2A, 1.00% pro rata, and to the Uncertificated Principal Balance of REMIC III Regular Interest II-ZZ, 1.00%, until the Uncertificated Principal Balances of such REMIC III Regular Interests II-1A-1, II-1A-2, II-1A-3 and II-2A have been reduced to zero.
 
(B) The REMIC III Group II Sub WAC Allocation Percentage of all Realized Losses on the Group II Mortgage Loans shall be allocated by the Trustee on each Distribution Date after all distributions have been made on each Distribution Date first, so as to keep the Uncertificated Principal Balance of each REMIC III Group II Regular Interest ending with the designation “Grp” equal to 0.01% of the aggregate Stated Principal Balance of the Group II Mortgage Loans in the related Subgroup; second, to each REMIC III Group II Regular Interest ending with the designation “Sub”, so that the Uncertificated Principal Balance of each such REMIC III Group II Regular Interest is equal to 0.01% of the excess of (x) the aggregate Stated Principal Balance of the Group II Mortgage Loans in the related Subgroup over (y) the current aggregate Certificate Principal Balance of the Class II-A Certificates related to such Subgroup (except that if any such excess is a larger number than in the preceding distribution period, the least amount of Realized Losses shall be applied to such REMIC III Group II Regular Interests such that the REMIC III Group II Subordinated Balance Ratio is maintained); and third, to REMIC III Regular Interest II-XX.
 
Section 5.06  Monthly Statements to Certificateholders. 
 
(a)  Not later than each Distribution Date, the Trustee shall prepare and make available to each Holder of Certificates, the Master Servicer, the Swap Providers and the Depositor a statement setting forth for the Certificates:
 
(i)  the applicable record dates, accrual periods, determination dates for calculating distributions and general Distribution Dates;
 
(ii)  with respect to each Loan Group, the total cash flows received and the general sources thereof;
 
(iii)  the amount, if any, of fees or expenses accrued and paid, with an identification of the payee and the general purpose of such fees including the related amount of the Servicing Fees paid to or retained by the Master Servicer for the related Due Period;
 
(iv)  with respect to each Loan Group, the amount of any related Net Swap Payment payable to the related Sub-Trust with respect to the related Loan Group, any related Net Swap Payment payable to the related Swap Provider, any related Swap Termination Payment payable to the related Sub-Trust with respect to the related Loan Group and any related Swap Termination Payment payable to the related Swap Provider;
 
(v)  with respect to each Loan Group, the amount of the related distribution to Holders of the Class A Certificates and Class M Certificates (by Class) allocable to principal, separately identifying (A) the aggregate amount of any Principal Prepayments included therein, (B) the aggregate of all scheduled payments of principal included therein and (C) the Extra Principal Distribution Amount (if any);
 
(vi)  with respect to each Loan Group, the amount of such distribution to Holders of each Class of Class A Certificates and Class M Certificates allocable to interest and the portion thereof, if any, provided by the related Swap Agreement and the amount of coverage remaining under either credit enhancement;
 
(vii)  with respect to each Loan Group, the Interest Carry Forward Amounts and any Basis Risk Shortfall Carry Forward Amounts for each Class of Certificates (if any);
 
(viii)  the Pass-Through Rate for each Class of Class A Certificates and Class M Certificates with respect to the current Accrual Period, and, if applicable, whether such Pass-Through Rate was limited by the related Net Rate Cap;
 
(ix)  with respect to each Loan Group, the number and aggregate Stated Principal Balance of all of the Mortgage Loans for the following Distribution Date, together with updated pool composition information including the following: weighted average mortgage rate and weighted average remaining term;
 
(x)  the Certificate Principal Balance of the Class A Certificates and Class M Certificates before and after giving effect (i) to all distributions allocable to principal on such Distribution Date with respect to each Loan Group and (ii) the allocation of any Applied Realized Loss Amounts with respect to each Loan Group for such Distribution Date;
 
(xi)  the number and aggregate Stated Principal Balance of the Mortgage Loans in each Loan Group (A) Delinquent (exclusive of Mortgage Loans in foreclosure and bankruptcy) (1) 30 days Delinquent, (2) 60 days Delinquent and (3) 90 days or more Delinquent, (B) in foreclosure and delinquent (1) 30 days Delinquent, (2) 60 days Delinquent and (3) 90 days or more Delinquent and (C) in bankruptcy and delinquent (1) 30 days Delinquent, (2) 60 days Delinquent and (3) 90 days or more Delinquent, in each case as of the close of business on the last day of the calendar month preceding such Distribution Date and separately identifying such information for the (1) first lien Mortgage Loans, (2) second lien Mortgage Loans, and (3) Adjustable Rate Mortgage Loans, in each such Loan Group;
 
(xii)  with respect to each Loan Group, the amount of aggregate Advances included in the distribution on such Distribution Date (including the general purpose of such Advances), the aggregate amount of unreimbursed Advances as of the end of the Due Period, and the general source of funds for reimbursements;
 
(xiii)  with respect to each Loan Group, the amount, if any, of excess cashflow or excess spread and the application of such excess cashflow;
 
(xiv)  with respect to each Loan Group, the cumulative Realized Losses through the end of the preceding month;
 
(xv)  with respect to each Loan Group, if applicable, material modifications, extensions or waivers to Mortgage Loan terms, fees, penalties or payments during the preceding calendar month or that have become material over time;
 
(xvi)  with respect to any Mortgage Loan that was liquidated during the preceding calendar month, the aggregate Stated Principal Balance of, and Realized Loss on, such Mortgage Loans as of the close of business on the Due Period preceding such Distribution Date;
 
(xvii)  with respect to each Loan Group, the total number and principal balance of any real estate owned or REO Properties as of the as of the end of the related Due Period;
 
(xviii)  with respect to each loan group, material breaches of pool asset representation or warranties or transaction covenants;
 
(xix)  with respect to each Loan Group, the three month rolling average of the percent equivalent of a fraction, the numerator of which is the aggregate Stated Principal Balance of the Mortgage Loans in such Loan Group that are 60 days or more delinquent or are in bankruptcy or foreclosure or are REO Properties, and the denominator of which is the aggregate Stated Principal Balance of all of the Mortgage Loans and separately identifying such information for the (1) first lien Mortgage Loans, and (2) Adjustable Rate Mortgage Loans, in each case as of the end of the Prepayment Period;
 
(xx)  whether a Group I Trigger Event or a Group II Trigger Event exists;
 
(xxi)  the amount of the distribution made on such Distribution Date to the Holders of the Class I-P Certificates and Class II-P Certificates allocable to Prepayment Charges;
 
(xxii)  with respect to each Loan Group, information on loss, delinquency or other tests used for determining early amortization, liquidation, stepdowns or other performance triggers and whether the trigger was met;
 
(xxiii)  the amount of the Prepayment Charges remitted by the Master Servicer and the amount on deposit in the Group I Reserve Fund and Group II Reserve Fund;
 
(xxiv)  with respect to each Loan Group, updated pool composition data including the following: weighted average mortgage rate and weighted average remaining term;
 
(xxv)  with respect to each Loan Group, information regarding any new issuance of securities backed by the same asset pool, any pool asset changes, such as additions or removals of Mortgage Loans from the Trust Fund, if applicable; and
 
(xxvi)  with respect to each Loan Group, any material changes in the solicitation, credit-granting, underwriting, origination, acquisition or Mortgage Loan selection criteria or procedures, as applicable, used to originate, acquire or select Mortgage Loans for the Trust Fund.
 
The Depositor covenants that if there is a material change in the solicitation, credit-granting, underwriting, origination, acquisition or Mortgage Loan selection criteria or procedures, as applicable, used to originate, acquire or select Mortgage Loans for the Trust Fund that it will notify the Trustee five calendar days before each Distribution Date, and if no such notification occurs, the Trustee has no obligation to report with respect to (xxvi). The Depositor covenants to the Trustee that there will be no new issuance of securities backed by the same asset pool, so the Trustee will only be responsible in (xxv) above for reporting any pool asset changes, such as additions or removals of Mortgage Loans from the Trust Fund.
 
The Trustee may make the foregoing Monthly Statement (and, at its option, any additional files containing the same information in an alternative format) available each month to Certificateholders via the Trustee’s internet website. The Trustee’s internet website shall initially be located at “www.etrustee.net”. Assistance in using the website can be obtained by calling the Trustee at (312) 904-4373. Parties that are unable to use the above distribution options are entitled to have a paper copy mailed to them via first class mail by calling the Trustee and indicating such. The Trustee may change the way Monthly Statements are distributed in order to make such distributions more convenient or more accessible to the above parties.
 
(b)  The Trustee’s responsibility for making the above information available to the Certificateholders is limited to the availability, timeliness and accuracy of the information derived from the parties providing the information to the Trustee. The Trustee will make available a copy of each statement provided pursuant to this Section 5.06 to each Rating Agency.
 
(c)  Within a reasonable period of time after the end of each calendar year, the Trustee shall cause to be furnished upon request to each Person who at any time during the calendar year was a Certificateholder, a statement containing the information (only with respect to principal and interest) set forth in clauses (a)(v) and (a)(vi) of this Section 5.06 aggregated for such calendar year or applicable portion thereof during which such Person was a Certificateholder. Such obligation of the Trustee shall be deemed to have been satisfied to the extent that substantially comparable information shall be provided by the Trustee pursuant to any requirements of the Code as from time to time in effect.
 
(d)  Upon filing with the Internal Revenue Service, the Trustee shall furnish to the Holders of the Residual Certificates the applicable Form 1066 and each applicable Form 1066Q and shall respond promptly to written requests made not more frequently than quarterly by any Holder of a Residual Certificate with respect to the following matters:
 
(i)  The original projected principal and interest cash flows on the Closing Date on each class of Regular Interests and Residual Interests created hereunder and on the Mortgage Loans, based on the Prepayment Assumption;
 
(ii)  The projected remaining principal and interest cash flows as of the end of any calendar quarter with respect to each class of Regular Interests and Residual Interests created hereunder and the Mortgage Loans, based on the Prepayment Assumption;
 
(iii)  The applicable Prepayment Assumption and any interest rate assumptions used in determining the projected principal and interest cash flows described above;
 
(iv)  The original issue discount (or, in the case of the Mortgage Loans, market discount) or premium accrued or amortized through the end of such calendar quarter with respect to each class of Regular Interests or Residual Interests created hereunder and to the Mortgage Loans, together with each constant yield to maturity used in computing the same;
 
(v)  The treatment of Realized Losses with respect to the Mortgage Loans or the Regular Interests created hereunder, including the timing and amount of any cancellation of indebtedness income of a REMIC with respect to such Regular Interests or bad debt deductions claimed with respect to the Mortgage Loans;
 
(vi)  The amount and timing of any non-interest expenses of a REMIC; and
 
(vii)  Any taxes (including penalties and interest) imposed on the REMIC, including, without limitation, taxes on “prohibited transactions,” “contributions” or “net income from foreclosure property” or state or local income or franchise taxes.
 
The information pursuant to clauses (i), (ii), (iii) and (iv) above shall be provided by the Depositor pursuant to Section 9.12.
 
Section 5.07  REMIC Designations and REMIC Distributions. 
 
(a)  The Trustee shall elect that each of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII, REMIC IX and REMIC X shall be treated as a REMIC under Section 860D of the Code. Any inconsistencies or ambiguities in this Agreement or in the administration of this Agreement shall be resolved in a manner that preserves the validity of such REMIC elections. The assets of REMIC I shall include the Group I Mortgage Loans and all interest owing in respect of and principal due thereon, the portion of the Distribution Account related to Loan Group I, the portion of the Protected Account related to Loan Group I, any REO Property related to Loan Group I, any proceeds of the foregoing and any other assets related to Loan Group I subject to this Agreement (other than the Group I Reserve Fund, any related Prepayment Charge Waiver Amounts and, for the avoidance of doubt, the Group I Supplemental Interest Trust, the Group I Swap Agreement, the Group I Swap Account and any rights or obligations in respect of the Swap Administration Agreement). The assets of REMIC II shall include the Group II Mortgage Loans and all interest owing in respect of and principal due thereon, the portion of the Distribution Account related to Loan Group II, the portion of the Protected Account related to Loan Group II, any REO Property related to Loan Group II, any proceeds of the foregoing and any other assets related to Loan Group II subject to this Agreement (other than the Group II Reserve Fund, any related Prepayment Charge Waiver Amounts and, for the avoidance of doubt, the Group II Supplemental Interest Trust, the Group II Swap Agreement, the Group II Swap Account and any rights or obligations in respect of the Swap Administration Agreement). The REMIC I Regular Interests and REMIC II Regular Interests shall constitute the assets of REMIC III. The REMIC III Regular Interests shall constitute the assets of REMIC IV. The Class I-CE Interest shall constitute the assets of REMIC V. The Class I-P Interest shall constitute the assets of REMIC VI. The Class I-IO Interest shall constitute the assets of REMIC VII. The Class II-CE Interest shall constitute the assets of REMIC VIII. The Class II-P Interest shall constitute the assets of REMIC IX. The Class II-IO Interest shall constitute the assets of REMIC X.
 
(b)  (1)On each Distribution Date, the following amounts with respect to Loan Group I, in the following order of priority, shall be distributed by REMIC I to REMIC III on account of REMIC I Regular Interests I-1-A through I-60-B or withdrawn from the Distribution Account and distributed to the Holders of the Class I-R-1 Certificates, as the case may be:
 
(i)  from Interest Funds and Principal Funds for Loan Group I, in each case, determined without regard to the related clause (2)(ii) of the definitions thereof, to holders of each of the REMIC I Regular Interests I-1-A through I-60-B, pro rata, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC I Regular Interests for such Distribution Date, plus (B) any amounts payable in respect thereof remaining unpaid from previous Distribution Dates.
 
(ii)  to the extent of amounts remaining after the distribution made pursuant to clause (i) above, to REMIC I Regular Interests I-1-A through I-60-B, starting with the lowest numerical denomination, until the Uncertificated Principal Balance of each such REMIC I Regular Interest is reduced to zero; provided that, for REMIC I Regular Interests with the same numerical denomination, such payments of principal shall be allocated pro rata between such REMIC I Regular Interests; and
 
(iii)  any remaining amount to the Holders of the Class I-R-1 Certificates.
 
(2)  On each Distribution Date, amounts representing Prepayment Charges on the Group I Mortgage loans shall be deemed distributed to REMIC I Regular Interest P, provided that such amounts shall not reduce the Uncertificated Principal Balance of REMIC I Regular Interest P. On the Distribution Date immediately following the expiration of the latest Prepayment Charge term relating to the Group I Mortgage Loans as identified on the Mortgage Loan Schedule, $100 shall be deemed distributed in respect of REMIC I Regular Interest P in reduction of the Uncertificated Principal Balance thereof.
 
(3)  On each Distribution Date, the following amounts with respect to Loan Group II, in the following order of priority, shall be distributed by REMIC II to REMIC III on account of the REMIC II Group I Regular Interests and the REMIC II Group II Regular Interests or withdrawn from the Distribution Account and distributed to the Holders of the Class II-R-1 Certificates, as the case may be:
 
(i) (A) from Interest Funds and Principal Funds for Subgroup II-1, in each case, determined without regard to the related clause (2)(ii) of the definitions thereof, to the holders of each of the REMIC II Regular Interests I-1-A through I-60-B, pro rata, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC II Group I Regular Interests for such Distribution Date, plus (B) any amounts payable in respect thereof remaining unpaid from previous Distribution Dates; and
 
(B) to the extent of the Interest Funds and Principal Funds for Subgroup II-1, in each case, determined without regard to the related clause (2)(ii) of the definitions thereof, remaining after the distribution made pursuant to clause (i)(A) above, to REMIC II Regular Interests I-1-A through I-60-B, starting with the lowest numerical denomination, until the Uncertificated Principal Balance of each such REMIC II Group I Regular Interest is reduced to zero; provided that, for REMIC II Group I Regular Interests with the same numerical denomination, such payments of principal shall be allocated pro rata between such REMIC II Group I Regular Interests;
 
(ii) (A) from Interest Funds and Principal Funds for Subgroup II-2, in each case, determined without regard to the related clause (2)(ii) of the definitions thereof, to the holders of each of the REMIC II Regular Interests II-1-A through II-60-B, pro rata, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC II Group II Regular Interests for such Distribution Date, plus (B) any amounts payable in respect thereof remaining unpaid from previous Distribution Dates; and
 
(B) to the extent of the Interest Funds and Principal Funds for Subgroup II-2, in each case, determined without regard to the related clause (2)(ii) of the definitions thereof, remaining after the distribution made pursuant to clause (ii)(A) above, to REMIC II Regular Interests II-1-A through II-60-B, starting with the lowest numerical denomination, until the Uncertificated Principal Balance of each such REMIC II Group II Regular Interest is reduced to zero; provided that, for REMIC II Group II Regular Interests with the same numerical denomination, such payments of principal shall be allocated pro rata between such REMIC II Group II Regular Interests; and
 
(iii) any remaining amount to the Holders of the Class II-R-1 Certificates.
 
(4)  On each Distribution Date, amounts representing Prepayment Charges on the Group II Mortgage loans shall be deemed distributed to REMIC II Regular Interest P, provided that such amounts shall not reduce the Uncertificated Principal Balance of REMIC II Regular Interest P. On the Distribution Date immediately following the expiration of the latest Prepayment Charge term relating to the Group II Mortgage Loans as identified on the Mortgage Loan Schedule, $100 shall be deemed distributed in respect of REMIC II Regular Interest P in reduction of the Uncertificated Principal Balance thereof.
 
(c)  (1)On each Distribution Date, the following amounts with respect to Loan Group I, in the following order of priority, shall be distributed by REMIC III to REMIC IV on account of the REMIC III Group I Regular Interests (other than REMIC III Regular Interest I-P) or withdrawn from the Distribution Account and distributed to the Holders of the Class I-R-2 Certificates, as the case may be:
 
(i)  from Interest Funds and Principal Funds for Loan Group I, in each case, determined without regard to the related clause (2)(ii) of the definitions thereof, to the holders of REMIC III Regular Interest I-IO, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC III Regular Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates;
 
(ii)  to the extent of the Interest Funds and Principal Funds for Loan Group I, in each case, determined without regard to the related clause (2)(ii) of the definitions thereof, remaining after the distribution pursuant to clause (i), to the holders of each REMIC III Group I Regular Interest (other than REMIC III Regular Interests I-IO and I-P), pro rata, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC III Regular Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates. Amounts payable as Uncertificated Accrued Interest in respect of REMIC III Regular Interest I-ZZ shall be reduced when the REMIC III Group I Overcollateralization Amount is less than the REMIC III Group I Required Overcollateralization Amount, by the lesser of (x) the amount of such difference and (y) the Group I Maximum Uncertificated Accrued Interest Deferral Amount, and such amount will be payable to the holders of each REMIC III Group I Regular Interest for which a Class I-A Certificate or Class I-M Certificate is the Corresponding Certificate in the same proportion as the Group I Extra Principal Distribution Amount is allocated to the Corresponding Certificates for each such REMIC III Regular Interest, and the Uncertificated Principal Balance of REMIC III Regular Interest I-ZZ shall be increased by such amount;
 
(iii)  to the holders of REMIC III Group I Regular Interests (other than REMIC III Regular Interests I-IO and I-P) in an amount equal to the remainder of the Interest Funds and Principal Funds for Loan Group I, in each case, determined without regard to the related clause (2)(ii) of the definitions thereof, remaining after the distributions made pursuant to clauses (i) and (ii) above, allocated as follows:
 
(A)  98% of such remainder to the holders of REMIC III Regular Interest I-AA, until the Uncertificated Principal Balance of such REMIC III Regular Interest is reduced to zero;
 
(B)  2% of such remainder, first, to the holders of each REMIC III Group I Regular Interest for which a Class I-A Certificate or Class I-M Certificate is the Corresponding Certificate, in an aggregate amount equal to 1% of and in the same proportion as principal payments are allocated to the Corresponding Certificates for each such REMIC III Group I Regular Interest, until the Uncertificated Principal Balances of such REMIC III Group I Regular Interests are reduced to zero; and second, to the holders of REMIC III Regular Interest I-ZZ, until the Uncertificated Principal Balance of such REMIC III Regular Interest is reduced to zero; and
 
(C)  any remaining amount to the Holders of the Class I-R-2 Certificates.
 
(2) On each Distribution Date, amounts representing Prepayment Charges on the Mortgage loans deemed distributed in respect of REMIC I Regular Interest P shall be deemed to be distributed to REMIC III Regular Interest I-P, provided that such amounts shall not reduce the Uncertificated Principal Balance of REMIC III Regular Interest I-P. On the Distribution Date immediately following the expiration of the latest Prepayment Charge term relating to the Group I Mortgage Loans as identified on the Mortgage Loan Schedule, an amount equal to $100 deemed distributed in respect of REMIC I Regular Interest P in reduction of the Uncertificated Principal Balance thereof shall be deemed to be distributed to REMIC III Regular Interest I-P in reduction of the Uncertificated Principal Balance thereof.
 
(3) On each Distribution Date, the following amounts with respect to Loan Group II, in the following order of priority, shall be distributed by REMIC III to REMIC IV on account of the REMIC III Group II Regular Interests (other then REMIC III Regular Interest II-P) or withdrawn from the Distribution Account and distributed to the Holders of the Class I-R-2 Certificates, as the case may be:
 
(i) from Interest Funds and Principal Funds for Loan Group II, in each case, determined without regard to the related clause (2)(ii) of the definitions thereof, to the holders of REMIC III Regular Interest II-IO, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC III Regular Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates;
 
(ii) to the extent of the REMIC III Group II Marker Allocation Percentage of the Interest Funds and Principal Funds for Loan Group II, in each case, determined without regard to the related clause (2)(ii) of the definitions thereof, remaining after the distribution pursuant to clause (i), to the holders of each REMIC III Group II Regular Interest (other than REMIC III Group II Regular Interests II-IO, II-1-Sub, II-1-Grp, II-2-Sub, II-2-Grp, II-XX and II-P), pro rata, in an amount equal to (A) the Uncertificated Accrued Interest for such REMIC III Group II Regular Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates. Amounts payable as Uncertificated Accrued Interest in respect of REMIC III Regular Interest II-ZZ shall be reduced when the REMIC III Group II Overcollateralization Amount is less than the REMIC III Group II Required Overcollateralization Amount, by the lesser of (x) the amount of such difference and (y) the Group II Maximum Uncertificated Accrued Interest Deferral Amount, and such amount will be payable to the holders of each REMIC III Group II Regular Interest for which a Class II-A Certificate or Class II-M Certificate is the Corresponding Certificate in the same proportion as the Group II Extra Principal Distribution Amount is allocated to the Corresponding Certificates for each such REMIC III Group II Regular Interest, and the Uncertificated Principal Balance of REMIC III Regular Interest II-ZZ shall be increased by such amount;
 
(iii) to the extent of the REMIC III Group II Sub WAC Allocation Percentage of the Interest Funds and Principal Funds for Loan Group II, in each case, determined without regard to the related clause (2)(ii) of the definitions thereof, remaining after the distribution pursuant to clause (i), to the holders of REMIC III Regular Interest II-1-Sub, REMIC III Regular Interest II-1-Grp, REMIC III Regular Interest II-2-Sub, REMIC III Regular Interest II-2-Grp and REMIC III Regular Interest II-XX, pro rata, an amount equal to (A) the Uncertificated Accrued Interest for such Distribution Date, plus (B) any amounts in respect thereof remaining unpaid from previous Distribution Dates;
 
(iv) to the holders of REMIC III Group II Regular Interests (other than REMIC III Regular Interests II-IO, II-P, II-1-Sub, II-1-Grp, II-2-Sub, II-2-Grp and II-XX) in an amount equal to the REMIC III Group II Marker Allocation Percentage of the remainder of the Interest Funds and Principal Funds for Loan Group II, in each case, determined without regard to the related clause (2)(ii) of the definitions thereof, after the distributions made pursuant to clauses (i), (ii) and (iii) above, allocated as follows:
 
(A) 98% of such remainder to the holders of REMIC III Regular Interest II-AA, until the Uncertificated Principal Balance of such REMIC III Regular Interest is reduced to zero;
 
(B) 2% of such remainder, first, to the holders of each REMIC III Group II Regular Interest for which a Class II-A Certificate or Class II-M Certificate is the Corresponding Certificate, in an aggregate amount equal to 1% of and in the same proportion as principal payments are allocated to the Corresponding Certificates for each such REMIC III Group II Regular Interest, until the Uncertificated Principal Balances of such REMIC III Group II Regular Interests are reduced to zero; and second, to the holders of REMIC III Regular Interest II-ZZ, until the Uncertificated Principal Balance of such REMIC III Regular Interest is reduced to zero; and
 
(C) any remaining amount to the Holders of the Class I-R-2 Certificates; and
 
(v) to the holders of REMIC III Regular Interest II-1-Sub, REMIC III Regular Interest II-1-Grp, REMIC III Regular Interest II-2-Sub, REMIC III Regular Interest II-2-Grp and REMIC III Regular Interest II-XX, in an amount equal to the REMIC III Group II Sub WAC Allocation Percentage of the remainder of the Interest Funds and Principal Funds for Loan Group II, in each case, determined without regard to the related clause (2)(ii) of the definitions thereof, after the distributions made pursuant to clauses (i), (ii) and (iii) above, first, so as to keep the Uncertificated Principal Balance of each REMIC III Group II Regular Interest ending with the designation “Grp” equal to 0.01% of the aggregate Stated Principal Balance of the Group II Mortgage Loans in the related Subgroup; second, to each REMIC III Group II Regular Interest ending with the designation “Sub”, so that the Uncertificated Principal Balance of each such REMIC III Group II Regular Interest is equal to 0.01% of the excess of (x) the aggregate Stated Principal Balance of the Group II Mortgage Loans in the related Subgroup over (y) the current aggregate Certificate Principal Balance of the Class II-A Certificates related to such Subgroup (except that if any such excess is a larger number than in the preceding distribution period, the least amount of principal shall be distributed to such REMIC III Group II Regular Interests such that the REMIC III Group II Subordinated Balance Ratio is maintained); third, to REMIC III Regular Interest II-XX, until the Uncertificated Principal Balance of such REMIC III Regular Interest is reduced to zero; and fourth, any remaining amount to the Holders of the Class I-R-2 Certificates.
 
(4) On each Distribution Date, amounts representing Prepayment Charges on the Mortgage loans deemed distributed in respect of REMIC II Regular Interest P shall be deemed to be distributed to REMIC III Regular Interest II-P, provided that such amounts shall not reduce the Uncertificated Principal Balance of REMIC III Regular Interest II-P. On the Distribution Date immediately following the expiration of the latest Prepayment Charge term relating to the Group II Mortgage Loans as identified on the Mortgage Loan Schedule, an amount equal to $100 deemed distributed in respect of REMIC II Regular Interest P in reduction of the Uncertificated Principal Balance thereof shall be deemed to be distributed to REMIC III Regular Interest II-P in reduction of the Uncertificated Principal Balance thereof.
 
(d)  On each Distribution Date, interest shall be deemed payable from REMIC IV to the holders of each REMIC IV Regular Interest the ownership of which is represented by the Class A Certificates and Class M Certificates at a pass-through rate equal to the lesser of (i) the One-Month LIBOR Pass-Through Rate for the Corresponding Certificate and (ii) the Net Rate Cap for the REMIC IV Regular Interest the ownership of which is represented by the Corresponding Certificate for such Distribution Date, in each case on a principal balance equal to the Certificate Principal Balance of the Corresponding Certificate for such Distribution Date. For the avoidance of doubt, principal shall be payable to, and shortfalls, losses and prepayments shall be allocable to, the REMIC IV Regular Interests the ownership of which is represented by the Class A Certificates and Class M Certificates as such amounts are payable and allocable to the Corresponding Certificates.
 
(e)  On each Distribution Date, an amount equal to the amounts distributed pursuant to Sections 5.04(a)(3)(C), (D) and (G) on such date shall be deemed distributed from REMIC IV to REMIC V in respect of the Class I-CE Distribution Amount distributable to the Class I-CE Interest.
 
(f)  On each Distribution Date, an amount equal to the amounts distributed pursuant to Sections 5.04(b)(4)(C), (D) and (G) on such date shall be deemed distributed from REMIC IV to REMIC VIII in respect of the Class II-CE Distribution Amount distributable to the Class II-CE Interest.
 
(g)  On each Distribution Date, 100% of the amounts deemed distributed on REMIC III Regular Interest I-P shall be deemed distributed by REMIC IV to REMIC VI in respect of the Class I-P Interest.
 
(h)  On each Distribution Date, 100% of the amounts deemed distributed on REMIC III Regular Interest II-P shall be deemed distributed by REMIC IV to REMIC IX in respect of the Class II-P Interest.
 
(i)  On each Distribution Date, 100% of the amounts deemed distributed on REMIC III Regular Interest I-IO shall be deemed distributed by REMIC IV to REMIC VII in respect of the Class I-IO Interest. Such amounts shall be deemed distributed by REMIC VII in respect of REMIC VII Regular Interest IO for deposit into the Group I Supplemental Interest Trust.
 
(j)  On each Distribution Date, 100% of the amounts deemed distributed on REMIC III Regular Interest II-IO shall be deemed distributed by REMIC IV to REMIC X in respect of the Class II-IO Interest. Such amounts shall be deemed distributed by REMIC X in respect of REMIC X Regular Interest IO for deposit into the Group II Supplemental Interest Trust.
 
ARTICLE VI
 
THE CERTIFICATES
 
Section 6.01  The Certificates. 
 
The Certificates shall be substantially in the forms attached hereto as Exhibits A-1 through A-5. The Certificates shall be issuable in registered form, in the minimum dollar denominations, integral dollar multiples in excess thereof (except that one Certificate of each Class may be issued in a different amount which must be in excess of the applicable minimum dollar denomination) and aggregate dollar denominations as set forth in the following table:

 

Class
 
Minimum Denomination
 Integral Multiple in Excess of Minimum  Original Certificate Principal Balance or Notional Amount
I-A-1
$
100,000
$
1.00
$
87,591,000.00
I-A-2
$
100,000
$
1.00
$
46,291,000.00
I-A-3
$
100,000
$
1.00
$
6,750,000.00
I-M-1
$
100,000
$
1.00
$
8,124,000.00
I-M-2
$
100,000
$
1.00
$
7,564,000.00
I-M-3
$
100,000
$
1.00
$
4,389,000.00
I-M-4
$
100,000
$
1.00
$
3,829,000.00
I-M-5
$
100,000
$
1.00
$
3,642,000.00
I-M-6
$
100,000
$
1.00
$
3,362,000.00
I-M-7
$
100,000
$
1.00
$
3,175,000.00
I-M-8
$
100,000
$
1.00
$
2,708,000.00
I-M-9
$
100,000
$
1.00
$
2,241,000.00
I-M-10
$
100,000
$
1.00
$
1,681,000.00
I-M-11
$
100,000
$
1.00
$
1,774,000.00
I-CE
 
10%
 
1%
$
186,762,941.81(1)
I-P
 
100
 
N/A
$
100.00
I-R-1
 
100%
 
N/A
 
N/A
I-R-2
 
100%
 
N/A
 
N/A
I-R-3
 
100%
 
N/A
 
N/A
I-RX
 
100%
 
N/A
 
N/A
II-1A-1
$
100,000
$
1.00
$
139,494,000.00
II-1A-2
$
100,000
$
1.00
$
63,472,000.00
II-1A-3
$
100,000
$
1.00
$
14,156,000.00
II-M-1
$
100,000
$
1.00
$
100,275,000.00
II-1A-3
$
100,000
$
1.00
$
16,781,000.00
II-M-2
$
100,000
$
1.00
$
15,331,000.00
II-M-3
$
100,000
$
1.00
$
9,530,000.00
II-M-4
$
100,000
$
1.00
$
7,873,000.00
II-M-5
$
100,000
$
1.00
$
7,666,000.00
II-M-6
$
100,000
$
1.00
$
7,044,000.00
II-M-7
$
100,000
$
1.00
$
6,629,000.00
II-M-8
$
100,000
$
1.00
$
5,800,000.00
II-M-9
$
100,000
$
1.00
$
4,765,000.00
II-M-10
$
100,000
$
1.00
$
4,144,000.00
II-M-11
$
100,000
$
1.00
$
4,144,000.00
II-CE
 
10%
 
1%
$
414,356,192.66(1)
II-P
 
100
 
N/A
$
100.00
II-R-1
 
100%
 
N/A
 
N/A
II-RX
 
100%
 
N/A
 
N/A
 
(1) This is a Notional Amount.

The Certificates shall be executed by manual or facsimile signature on behalf of the Trustee by an authorized officer. Certificates bearing the manual or facsimile signatures of individuals who were, at the time when such signatures were affixed, authorized to sign on behalf of the Trustee shall bind the Trustee, notwithstanding that such individuals or any of them have ceased to be so authorized prior to the authentication and delivery of such Certificates or did not hold such offices at the date of such authentication and delivery. No Certificate shall be entitled to any benefit under this Agreement, or be valid for any purpose, unless there appears on such Certificate the countersignature of the Trustee by manual signature, and such countersignature upon any Certificate shall be conclusive evidence, and the only evidence, that such Certificate has been duly countersigned and delivered hereunder. All Certificates shall be dated the date of their countersignature. On the Closing Date, the Trustee shall authenticate the Certificates to be issued at the written direction of the Depositor, or any affiliate thereof.
 
The Depositor shall provide, or cause to be provided, to the Trustee on a continuous basis, an adequate inventory of Certificates to facilitate transfers.
 
Section 6.02  Certificate Register; Registration of Transfer and Exchange of Certificates. 
 
(a)  The Trustee shall maintain, or cause to be maintained in accordance with the provisions of Section 6.09 hereof, a Certificate Register for the Trust Fund in which, subject to the provisions of subsections (b) and (c) below and to such reasonable regulations as it may prescribe, the Trustee shall provide for the registration of Certificates and of Transfers and exchanges of Certificates as herein provided. Upon surrender for registration of Transfer of any Certificate, the Trustee shall authenticate and deliver, in the name of the designated transferee or transferees, one or more new Certificates of the same Class and of like aggregate Percentage Interest.
 
At the option of a Certificateholder, Certificates may be exchanged for other Certificates of the same Class in authorized denominations and evidencing the same aggregate Percentage Interest upon surrender of the Certificates to be exchanged at the office or agency of the Trustee. Whenever any Certificates are so surrendered for exchange, the Trustee shall execute, authenticate, and deliver the Certificates that the Certificateholder making the exchange is entitled to receive. Every Certificate presented or surrendered for registration of Transfer or exchange shall be accompanied by a written instrument of Transfer in form satisfactory to the Trustee duly executed by the Holder thereof or his attorney duly authorized in writing.
 
No service charge to the Certificateholders shall be made for any registration of Transfer or exchange of Certificates, but payment of a sum sufficient to cover any tax or governmental charge that may be imposed in connection with any Transfer or exchange of Certificates may be required.
 
All Certificates surrendered for registration of Transfer or exchange shall be canceled and subsequently destroyed by the Trustee in accordance with the Trustee’s customary procedures.
 
(b)  Subject to Section 6.07 and, in the case of any Global Certificate or Private Certificate upon the satisfaction of the conditions set forth below, upon surrender for registration of transfer of any Certificate at any office or agency of the Trustee maintained for such purpose, the Trustee shall sign, countersign and shall deliver, in the name of the designated transferee or transferees, a new Certificate of a like Class and aggregate Percentage Interest, but bearing a different number.
 
(c)  Subject to subsection 6.02(g), so long as a Global Certificate of such Class is outstanding and is held by or on behalf of the Depository, transfers of beneficial interests in such Global Certificate, or transfers by Holders of Individual Certificates of such Class to transferees that take delivery in the form of beneficial interests in the Global Certificate, may be made only in accordance with this subsection 6.02(c) and in accordance with the rules of the Depository:
 
(i)  In the case of a beneficial interest in the Global Certificate being transferred to an Institutional Accredited Investor, such transferee shall be required to take delivery in the form of an Individual Certificate or Certificates and the Trustee shall register such transfer only upon compliance with the provisions of subsection 6.02(h).
 
(ii)  In the case of a beneficial interest in a Class of Global Certificates being transferred to a transferee that takes delivery in the form of an Individual Certificate or Certificates of such Class, except as set forth in clause (i) above, the Trustee shall register such transfer only upon compliance with the provisions of subsection 6.02(h).
 
(iii)  In the case of an Individual Certificate of a Class being transferred to a transferee that takes delivery in the form of a beneficial interest in a Global Certificate of such Class, the Trustee shall register such transfer if the transferee has provided the Trustee with a Rule 144A and Related Matters Certificate or comparable evidence as to its QIB status.
 
(iv)  No restrictions shall apply with respect to the transfer or registration of transfer of a beneficial interest in the Global Certificate of a Class to a transferee that takes delivery in the form of a beneficial interest in the Global Certificate of such Class; provided that each such transferee shall be deemed to have made such representations and warranties contained in the Rule 144A and Related Matters Certificate as are sufficient to establish that it is a QIB.
 
(d)  Subject to subsection 6.02(g), an exchange of a beneficial interest in a Global Certificate of a Class for an Individual Certificate or Certificates of such Class, an exchange of an Individual Certificate or Certificates of a Class for a beneficial interest in the Global Certificate of such Class and an exchange of an Individual Certificate or Certificates of a Class for another Individual Certificate or Certificates of such Class (in each case, whether or not such exchange is made in anticipation of subsequent transfer, and, in the case of the Global Certificate of such Class, so long as such Certificate is outstanding and is held by or on behalf of the Depository) may be made only in accordance with this subsection 6.02(d) and in accordance with the rules of the Depository:
 
(i)  A Holder of a beneficial interest in a Global Certificate of a Class may at any time exchange such beneficial interest for an Individual Certificate or Certificates of such Class.
 
(ii)  A Holder of an Individual Certificate or Certificates of a Class may exchange such Certificate or Certificates for a beneficial interest in the Global Certificate of such Class if such holder furnishes to the Trustee a Rule 144A and Related Matters Certificate or comparable evidence as to its QIB status.
 
(iii)  A Holder of an Individual Certificate of a Class may exchange such Certificate for an equal aggregate principal amount of Individual Certificates of such Class in different authorized denominations without any certification.
 
(e)  (i)Upon acceptance for exchange or transfer of an Individual Certificate of a Class for a beneficial interest in a Global Certificate of such Class as provided herein, the Trustee shall cancel such Individual Certificate and shall (or shall request the Depository to) endorse on the schedule affixed to the applicable Global Certificate (or on a continuation of such schedule affixed to the Global Certificate and made a part thereof) or otherwise make in its books and records an appropriate notation evidencing the date of such exchange or transfer and an increase in the certificate balance of the Global Certificate equal to the certificate balance of such Individual Certificate exchanged or transferred therefor.
 
(ii)  Upon acceptance for exchange or transfer of a beneficial interest in a Global Certificate of a Class for an Individual Certificate of such Class as provided herein, the Trustee shall (or shall request the Depository to) endorse on the schedule affixed to such Global Certificate (or on a continuation of such schedule affixed to such Global Certificate and made a part thereof) or otherwise make in its books and records an appropriate notation evidencing the date of such exchange or transfer and a decrease in the certificate balance of such Global Certificate equal to the certificate balance of such Individual Certificate issued in exchange therefor or upon transfer thereof.
 
(f)  Any Individual Certificate issued in exchange for or upon transfer of another Individual Certificate or of a beneficial interest in a Global Certificate shall bear the applicable legends set forth in Exhibit A-2.
 
(g)  Subject to the restrictions on transfer and exchange set forth in this Section 6.02, the Holder of any Individual Certificate may transfer or exchange the same in whole or in part (in an initial certificate balance equal to the minimum authorized denomination set forth in Section 6.01 above or any integral multiple of $1.00 in excess thereof) by surrendering such Certificate at the Corporate Trust Office, or at the office of any transfer agent, together with an executed instrument of assignment and transfer satisfactory in form and substance to the Trustee in the case of transfer and a written request for exchange in the case of exchange. The Holder of a beneficial interest in a Global Certificate may, subject to the rules and procedures of the Depository, cause the Depository (or its nominee) to notify the Trustee in writing of a request for transfer or exchange of such beneficial interest for an Individual Certificate or Certificates. Following a proper request for transfer or exchange, the Trustee shall, within five Business Days of such request made at the Corporate Trust Office, sign, countersign and deliver at the Corporate Trust Office, to the transferee (in the case of transfer) or Holder (in the case of exchange) or send by first class mail at the risk of the transferee (in the case of transfer) or Holder (in the case of exchange) to such address as the transferee or Holder, as applicable, may request, an Individual Certificate or Certificates, as the case may require, for a like aggregate Percentage Interest and in such authorized denomination or denominations as may be requested. The presentation for transfer or exchange of any Individual Certificate shall not be valid unless made at the Corporate Trust Office by the registered Holder in person, or by a duly authorized attorney-in-fact.
 
(h)  No Transfer of a Private Certificate shall be made unless such Transfer is made pursuant to an effective registration statement under the Securities Act and any applicable state securities laws or is exempt from the registration requirements under the Securities Act and such state securities laws. In the event that a Transfer is to be made in reliance upon an exemption from the Securities Act and such laws, in order to assure compliance with the Securities Act and such laws, the Certificateholder desiring to effect such Transfer and such Certificateholder’s prospective transferee shall each certify to the Trustee in writing the facts surrounding the Transfer by (x)(i) the delivery to the Trustee by the Certificateholder desiring to effect such transfer of a certificate substantially in the form set forth in Exhibit D (the “Transferor Certificate”) and (ii) the delivery by the Certificateholder’s prospective transferee of (A) a letter in substantially the form of Exhibit E (the “Investment Letter”) if the prospective transferee is an Institutional Accredited Investor or (B) a letter in substantially the form of Exhibit F (the “Rule 144A and Related Matters Certificate”) if the prospective transferee is a QIB or (y) there shall be delivered to the Trustee an Opinion of Counsel addressed to the Trustee that such Transfer may be made pursuant to an exemption from the Securities Act, which Opinion of Counsel shall not be an expense of the Depositor, the Sellers, the Master Servicer or the Trustee. Notwithstanding the provisions of the immediately preceding sentence, no restrictions shall apply with respect to the transfer or registration of transfer of a beneficial interest in any Certificate that is a Global Certificate of a Class to a transferee that takes delivery in the form of a beneficial interest in the Global Certificate of such Class provided that each such transferee shall be deemed to have made such representations and warranties contained in the Rule 144A and Related Matters Certificate as are sufficient to establish that it is a QIB. The Depositor shall provide to any Holder of a Private Certificate and any prospective transferee designated by any such Holder, information regarding the related Certificates and the Mortgage Loans and such other information as shall be necessary to satisfy the condition to eligibility set forth in Rule 144A(d)(4) for Transfer of any such Certificate without registration thereof under the Securities Act pursuant to the registration exemption provided by Rule 144A. The Trustee and the Master Servicer shall cooperate with the Depositor in providing the Rule 144A information referenced in the preceding sentence, including providing to the Depositor such information regarding the Certificates, the Mortgage Loans and other matters regarding the Trust Fund as the Depositor shall reasonably request to meet its obligation under the preceding sentence. Each Holder of a Private Certificate desiring to effect such Transfer shall, and does hereby agree to, indemnify the Trustee, the Depositor, the Sellers and the Master Servicer against any liability that may result if the Transfer is not so exempt or is not made in accordance with such federal and state laws.
 
No transfer of any Class CE Certificate shall be made unless the transferee of such Class CE Certificate provides to the Trustee the appropriate tax certification form (i.e., IRS Form W-9 or IRS Form W-8BEN, W-8IMY, or W-8ECI, as applicable (or any successor form thereto)), as a condition to such transfer and agrees to update such forms (i) upon expiration of any such form, (ii) as required under then applicable U.S. Treasury regulations and (iii) promptly upon learning that any IRS Form W-9 or IRS Form W-8BEN, W-8IMY, or W-8ECI, as applicable (or any successor form thereto), has become obsolete or incorrect. Upon receipt of any such tax certification form from a transferee of any Class CE Certificate, the Trustee shall provide a copy of such tax certification form to the related Supplemental Interest Trust Trustee. The related Supplemental Interest Trust Trustee shall provide a copy of any such tax certification form to the related Swap Provider.
 
Prior to the termination of the related Supplemental Interest Trust, no Transfer of a related Class A Certificate or Class M Certificate (other than a Class I-M-10, Class II-M-10, Class I-M-11 Certificate or II-M-11 Certificate) shall be made unless either (i) the Trustee shall have received a representation from the transferee of such Certificate acceptable to and in form and substance satisfactory to the Trustee, to the effect that such transferee is not an employee benefit plan subject to Section 406 of ERISA or a plan subject to Section 4975 of the Code (either a “Plan”), or a Person acting on behalf of a Plan or using the assets a Plan, or (ii) the transferee provides a representation, or is deemed to represent in the case of the Global Certificate that (A) such plan is an accredited investor within the meaning of the Exemption and (B) the proposed transfer or holding of such Certificate are eligible for exemptive relief under Prohibited Transaction Class Exemption (“PTCE”) 84-14, PTCE 91-38, PTCE 90-1, PTCE 95-60 or PTCE 96-23.
 
Subsequent to the termination of the Supplemental Interest Trust, each beneficial owner of a related Class M Certificate (other than a Class I-M-10, Class II-M-10, Class I-M-11 Certificate or II-M-11 Certificate) or any interest therein shall be deemed to have represented, by virtue of its acquisition or holding of that certificate or interest therein, that either (a)(i) it is not a Plan or investing with “Plan Assets”, (ii) it has acquired and is holding such certificate in reliance on the Exemption, and that it understands that there are certain conditions to the availability of the Exemption, including that the certificate must be rated, at the time of purchase, not lower than “BBB-” (or its equivalent) by S&P, Fitch or Moody’s, and the certificate is so rated or (iii) (1) it is an insurance company, (2) the source of funds used to acquire or hold the certificate or interest therein is an “insurance company general account,” as such term is defined in PTCE 95-60, and (3) the conditions in Sections I and III of PTCE 95-60 have been satisfied.
 
Neither the Trustee nor the Master Servicer will be required to monitor, determine or inquire as to compliance with the transfer restrictions with respect to the Global Certificates. Any attempted or purported transfer of any Certificate in violation of the provisions of this Section 6.02 shall be void ab initio and such Certificate shall be considered to have been held continuously by the prior permitted Certificateholder. Any transferor of any Certificate in violation of such provisions, shall indemnify and hold harmless the Trustee and the Master Servicer from and against any and all liabilities, claims, costs or expenses incurred by the Trustee or the Master Servicer as a result of such attempted or purported transfer. Neither the Trustee nor the Master Servicer shall have any liability for transfer of any such Global Certificates in or through book-entry facilities of any Depository or between or among Depository Participants or Certificate Owners made in violation of the transfer restrictions set forth herein. Neither the Trustee nor the Master Servicer shall be required to monitor, determine or inquire as to compliance with the transfer restrictions with respect to any ERISA Restricted Certificate that is a Book-Entry Certificate, and neither the Trustee nor the Master Servicer shall have any liability for transfers of any such Book-Entry Certificates made through the book-entry facilities of any Depository or between or among participants of the Depository or Certificate Owners made in violation of the transfer restrictions set forth herein. Neither the Trustee nor the Master Servicer shall be under any liability to any Person for any registration of transfer of any ERISA Restricted Certificate that is in fact not permitted by this Section 6.02(h) or for making any payments due on such Certificate to the Holder thereof or taking any other action with respect to such Holder under the provisions of this Agreement. The Trustee shall be entitled, but not obligated, to recover from any Holder of any ERISA Restricted Certificate that was in fact a Plan or a Person acting on behalf of a Plan at the time it became a Holder or, at such subsequent time as it became a Plan or Person acting on behalf of a Plan, all payments made on such ERISA Restricted Certificate at and after either such time. Any such payments so recovered by the Trustee shall be paid and delivered by the Trustee to the last preceding Holder of such Certificate that is not a Plan or Person acting on behalf of a Plan.
 
No Transfer of a Class I-M-10, Class I-M-11, Class II-M-10, Class II-M-11, Class I-CE, Class I-CE, Class I-P, Class II-P or Residual Certificate shall be made unless either (i) the transferee of such Certificate provides a representation, or is deemed to represent in the case of a Global Certificate, to the Trustee and the Master Servicer acceptable to and in form and substance satisfactory to the Trustee and the Master Servicer, to the effect that such transferee is not a Plan, or a Person acting on behalf of a Plan or using the assets of a Plan, or (ii) in the case of any such Certificate presented for registration in the name of a Plan, or a trustee of a Plan or any other person acting on behalf of a Plan, the Trustee shall have received an Opinion of Counsel for the benefit of the Trustee and the Master Servicer and on which they may rely, satisfactory to the Trustee, to the effect that the purchase and holding of such Certificate are permissible under applicable law, will not result in any prohibited transactions under ERISA or Section 4975 of the Code and will not subject the Trustee, the Master Servicer or the Depositor to any obligation in addition to those expressly undertaken in this Agreement, which Opinion of Counsel shall not be an expense of the Trustee, the Master Servicer or the Depositor, or (iii) in the case of a Class I-M-10, Class I-M-11, Class II-M-10 or Class II-M-11 Certificate, the transferee provides a representation, or is deemed to represent in the case of the Global Certificate, or an Opinion of Counsel to the effect that the proposed transfer or holding of such Class I-M-10, Class I-M-11, Class II-M-10 or Class II-M-11 Certificate and the servicing, management and operation of the Trust and its assets: (I) will not result in any prohibited transaction which is not covered under individual or Class prohibited transaction exemption including but not limited to PTCE 84-14, PTCE 91-38, PTCE 90-1, PTCE 95-60 or PTCE 96-23 and (II) will not give rise to any obligation on the part of the Depositor, the Master Servicer or the Trustee in addition to those expressly undertaken in this Agreement. Neither the Trustee nor the Master Servicer shall be required to monitor, determine or inquire as to compliance with the transfer restrictions with respect to any Private Certificate that is a Book-Entry Certificate, and neither the Trustee nor the Master Servicer shall have any liability for transfers of any such Book-Entry Certificates made through the book-entry facilities of any Depository or between or among participants of the Depository or Certificate Owners made in violation of the transfer restrictions set forth herein. Neither the Trustee nor the Master Servicer shall be under any liability to any Person for any registration of transfer of any Private Certificate that is in fact not permitted by this Section 6.02(h) or for making any payments due on such Certificate to the Holder thereof or taking any other action with respect to such Holder under the provisions of this Agreement. The Trustee shall be entitled, but not obligated, to recover from any Holder of any Private Certificate that was in fact a Plan or a Person acting on behalf of a Plan at the time it became a Holder or, at such subsequent time as it became a Plan or Person acting on behalf of a Plan, all payments made on such Private Certificate at and after either such time. Any such payments so recovered by the Trustee shall be paid and delivered by the Trustee to the last preceding Holder of such Certificate that is not a Plan or Person acting on behalf of a Plan.
 
(i)  Each Person who has or who acquires any Ownership Interest in a Residual Certificate shall be deemed by the acceptance or acquisition of such Ownership Interest to have agreed to be bound by the following provisions, and the rights of each Person acquiring any Ownership Interest in a Residual Certificate are expressly subject to the following provisions:
 
(i)  Each Person holding or acquiring any Ownership Interest in a Residual Certificate shall be a Permitted Transferee and shall promptly notify the Trustee of any change or impending change in its status as a Permitted Transferee.
 
(ii)  No Ownership Interest in a Residual Certificate may be registered on the Closing Date or thereafter transferred, and the Trustee shall not register the Transfer of any Residual Certificate unless, in addition to the certificates required to be delivered to the Trustee under subsection (b) above, the Trustee shall have been furnished with an affidavit (a “Transfer Affidavit”) of the initial owner or the proposed transferee in the form attached hereto as Exhibit C.
 
(iii)  Each Person holding or acquiring any Ownership Interest in a Residual Certificate shall agree (A) to obtain a Transfer Affidavit from any other Person to whom such Person attempts to Transfer its Ownership Interest in a Residual Certificate, (B) to obtain a Transfer Affidavit from any Person for whom such Person is acting as nominee, trustee or agent in connection with any Transfer of a Residual Certificate and (C) not to Transfer its Ownership Interest in a Residual Certificate or to cause the Transfer of an Ownership Interest in a Residual Certificate to any other Person if it has actual knowledge that such Person is not a Permitted Transferee.
 
(iv)  Any attempted or purported Transfer of any Ownership Interest in a Residual Certificate in violation of the provisions of this Section 6.02(i) shall be absolutely null and void and shall vest no rights in the purported transferee. If any purported transferee shall become a Holder of a Residual Certificate in violation of the provisions of this Section 6.02(i), then the last preceding Permitted Transferee shall be restored to all rights as Holder thereof retroactive to the date of registration of Transfer of such Residual Certificate. The Trustee shall be under no liability to any Person for any registration of Transfer of a Residual Certificate that is in fact not permitted by Section 6.02(h) and this Section 6.02(i) or for making any payments due on such Certificate to the Holder thereof or taking any other action with respect to such Holder under the provisions of this Agreement so long as the Transfer was registered after receipt of the related Transfer Affidavit. The Trustee shall be entitled but not obligated to recover from any Holder of a Residual Certificate that was in fact not a Permitted Transferee at the time it became a Holder or, at such subsequent time as it became other than a Permitted Transferee, all payments made on such Residual Certificate at and after either such time. Any such payments so recovered by the Trustee shall be paid and delivered by the Trustee to the last preceding Permitted Transferee of such Certificate.
 
(v)  The Master Servicer shall make available within 60 days of written request from the Trustee, all information necessary to compute any tax imposed under Section 860E(e) of the Code as a result of a Transfer of an Ownership Interest in a Residual Certificate to any Holder who is not a Permitted Transferee.
 
The restrictions on Transfers of a Residual Certificate set forth in this Section 6.02(i) shall cease to apply (and the applicable portions of the legend on a Residual Certificate may be deleted) with respect to Transfers occurring after delivery to the Trustee of an Opinion of Counsel addressed to the Trustee, which Opinion of Counsel shall not be an expense of the Trustee, the Sellers or the Master Servicer to the effect that the elimination of such restrictions, or any Transfer allowed by the elimination of such restrictions, will not cause REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII, REMIC IX or REMIC X, as applicable, to fail to qualify as a REMIC at any time that the Certificates are outstanding or result in the imposition of any tax on the Trust Fund, a Certificateholder or another Person. Each Person holding or acquiring any Ownership Interest in a Residual Certificate hereby consents to any amendment of this Agreement that, based on an Opinion of Counsel addressed to the Trustee and furnished to the Trustee, is reasonably necessary (a) to ensure that the record ownership of, or any beneficial interest in, a Residual Certificate is not transferred, directly or indirectly, to a Person that is not a Permitted Transferee and (b) to provide for a means to compel the Transfer of a Residual Certificate that is held by a Person that is not a Permitted Transferee to a Holder that is a Permitted Transferee.
 
(j)  The preparation and delivery of all certificates and opinions referred to above in this Section 6.02 shall not be an expense of the Trust Fund, the Trustee, the Depositor, the Sellers or the Master Servicer.
 
Section 6.03  Mutilated, Destroyed, Lost or Stolen Certificates. 
 
If (a) any mutilated Certificate is surrendered to the Trustee, or the Trustee receives evidence to its satisfaction of the destruction, loss or theft of any Certificate and of the ownership thereof and (b) there is delivered to the Trustee such security or indemnity as may be required by them to save each of them harmless, then, in the absence of notice to the Trustee that such Certificate has been acquired by a bona fide purchaser, the Trustee shall execute, authenticate and deliver, in exchange for or in lieu of any such mutilated, destroyed, lost or stolen Certificate, a new Certificate of like Class, tenor and Percentage Interest. In connection with the issuance of any new Certificate under this Section 6.03, the Trustee may require the payment of a sum sufficient to cover any tax or other governmental charge that may be imposed in relation thereto and any other expenses (including the fees and expenses of the Trustee) connected therewith. Any replacement Certificate issued pursuant to this Section 6.03 shall constitute complete and indefeasible evidence of ownership in the Trust Fund, as if originally issued, whether or not the lost, stolen or destroyed Certificate shall be found at any time. All Certificates surrendered to the Trustee under the terms of this Section 6.03 shall be canceled and destroyed by the Trustee in accordance with its standard procedures without liability on its part.
 
Section 6.04  Persons Deemed Owners. 
 
The Trustee and any agent of the Trustee may treat the person in whose name any Certificate is registered as the owner of such Certificate for the purpose of receiving distributions as provided in this Agreement and for all other purposes whatsoever, and neither the Trustee nor any agent of the Trustee shall be affected by any notice to the contrary.
 
Section 6.05  Access to List of Certificateholders’ Names and Addresses. 
 
If three or more Certificateholders (a) request such information in writing from the Trustee, (b) state that such Certificateholders desire to communicate with other Certificateholders with respect to their rights under this Agreement or under the Certificates, and (c) provide a copy of the communication that such Certificateholders propose to transmit or if the Depositor or the Master Servicer shall request such information in writing from the Trustee, then the Trustee shall, within ten Business Days after the receipt of such request, provide the Depositor, the Master Servicer or such Certificateholders at such recipients’ expense the most recent list of the Certificateholders of the Trust Fund held by the Trustee, if any. The Depositor and every Certificateholder, by receiving and holding a Certificate, agree that the Trustee shall not be held accountable by reason of the disclosure of any such information as to the list of the Certificateholders hereunder, regardless of the source from which such information was derived.
 
Section 6.06  Book-Entry Certificates. 
 
The Regular Certificates (other than the than the Class I-M-10, Class I-M-11, Class II-M-10, Class II-M-11, Class CE and Class P Certificates), upon original issuance, shall be issued in the form of one or more typewritten Certificates representing the Book-Entry Certificates, to be delivered to the Depository by or on behalf of the Depositor. Such Certificates shall initially be registered on the Certificate Register in the name of the Depository or its nominee, and no Certificate Owner of such Certificates will receive a definitive certificate representing such Certificate Owner’s interest in such Certificates, except as provided in Section 6.08. Unless and until definitive, fully registered Certificates (“Definitive Certificates”) have been issued to the Certificate Owners of such Certificates pursuant to Section 6.08:
 
(a)  the provisions of this Section shall be in full force and effect;
 
(b)  the Depositor and the Trustee may deal with the Depository and the Depository Participants for all purposes (including the making of distributions) as the authorized representative of the respective Certificate Owners of such Certificates;
 
(c)  registration of the Book-Entry Certificates may not be transferred by the Trustee except to another Depository;
 
(d)  the rights of the respective Certificate Owners of such Certificates shall be exercised only through the Depository and the Depository Participants and shall be limited to those established by law and agreements between the Owners of such Certificates and the Depository and/or the Depository Participants. Pursuant to the Depository Agreement, unless and until Definitive Certificates are issued pursuant to Section 6.08, the Depository will make book-entry transfers among the Depository Participants and receive and transmit distributions of principal and interest on the related Certificates to such Depository Participants;
 
(e)  the Depository may collect its usual and customary fees, charges and expenses from its Depository Participants;
 
(f)  the Trustee may rely and shall be fully protected in relying upon information furnished by the Depository with respect to its Depository Participants; and
 
(g)  to the extent that the provisions of this Section conflict with any other provisions of this Agreement, the provisions of this Section shall control.
 
For purposes of any provision of this Agreement requiring or permitting actions with the consent of, or at the direction of, Certificateholders evidencing a specified percentage of the aggregate unpaid principal amount of any Class of Certificates, such direction or consent may be given by Certificate Owners (acting through the Depository and the Depository Participants) owning Book-Entry Certificates evidencing the requisite percentage of principal amount of such Class of Certificates.
 
The Private Certificates shall initially be held in fully registered certificated form. If at any time the Holders of all of the Certificates of one or more such Classes request that the Trustee cause such Class to become Global Certificates, the Depositor (with the assistance of the Trustee) will take such action as may be reasonably required to cause the Depository to accept such Class or Classes for trading if it may legally be so traded. If at anytime there are to be Global Certificates, the Global Certificates shall be delivered to the Depository by the Depositor or deposited with the Trustee as custodian for the Depository.
 
All transfers by Certificate Owners of such respective Classes of Book-Entry Certificates and any Global Certificates shall be made in accordance with the procedures established by the Depository Participant or brokerage firm representing such Certificate Owners. Each Depository Participant shall only transfer Book-Entry Certificates of Certificate Owners it represents or of brokerage firms for which it acts as agent in accordance with the Depository’s normal procedures.
 
Section 6.07  Notices to Depository. 
 
Whenever any notice or other communication is required to be given to Certificateholders of a Class with respect to which Book-Entry Certificates have been issued, unless and until Definitive Certificates shall have been issued to the related Certificate Owners, the Trustee shall give all such notices and communications to the Depository.
 
Section 6.08  Definitive Certificates. 
 
If, after Book-Entry Certificates have been issued with respect to any Certificates, (a) the Depositor or the Depository advises the Trustee that the Depository is no longer willing or able to discharge properly its responsibilities under the Depository Agreement with respect to such Certificates and the Depositor is unable to locate a qualified successor or (b) the Depositor, with the consent of Depository Participants, advises the Trustee that it elects to terminate the book-entry system with respect to such Certificates through the Depository, then the Trustee shall notify all Certificate Owners of such Certificates, through the Depository, of the occurrence of any such event and of the availability of Definitive Certificates to applicable Certificate Owners requesting the same. The Depositor shall provide the Trustee with an adequate inventory of certificates to facilitate the issuance and transfer of Definitive Certificates. Upon surrender to the Trustee of any such Certificates by the Depository, accompanied by registration instructions from the Depository for registration, the Trustee shall countersign and deliver such Definitive Certificates. Neither the Depositor nor the Trustee shall be liable for any delay in delivery of such instructions and each may conclusively rely on, and shall be protected in relying on, such instructions.
 
In addition, if an Event of Default has occurred and is continuing, each Certificate Owner materially adversely affected thereby may at its option request a Definitive Certificate evidencing such Certificate Owner’s Voting Rights in the related Class of Certificates. In order to make such request, such Certificate Owner shall, subject to the rules and procedures of the Depository, provide the Depository or the related Depository Participant with directions for the Trustee to exchange or cause the exchange of the Certificate Owner’s interest in such Class of Certificates for an equivalent Voting Right in fully registered definitive form. Upon receipt by the Trustee of instructions from the Depository directing the Trustee to effect such exchange (such instructions to contain information regarding the Class of Certificates and the Certificate Principal Balance being exchanged, the Depository Participant account to be debited with the decrease, the registered Holder of and delivery instructions for the definitive Certificate, and any other information reasonably required by the Trustee), (i) the Trustee shall instruct the Depository to reduce the related Depository Participant’s account by the aggregate Certificate Principal Balance of the definitive Certificate, (ii) the Trustee shall execute, authenticate and deliver, in accordance with the registration and delivery instructions provided by the Depository, a definitive Certificate evidencing such Certificate Owner’s Voting Rights in such Class of Certificates and (iii) the Trustee shall execute and authenticate a new Book-Entry Certificate reflecting the reduction in the Certificate Principal Balance of such Class of Certificates by the amount of the definitive Certificates.
 
Section 6.09  Maintenance of Office or Agency. 
 
The Trustee will maintain or cause to be maintained at its expense an office or offices or agency or agencies at the Corporate Trust Office where Certificates may be surrendered for registration of transfer or exchange. The Trustee initially designates its Corporate Trust Office, as the office for such purposes. The Trustee will give prompt written notice to the Certificateholders of any change in such location of any such office or agency.
 
ARTICLE VII
 
THE DEPOSITOR AND THE MASTER SERVICER
 
Section 7.01  Liabilities of the Depositor and the Master Servicer. 
 
Each of the Depositor, and the Master Servicer shall be liable in accordance herewith only to the extent of the obligations specifically imposed upon and undertaken by it herein.
 
Section 7.02  Merger or Consolidation of the Depositor or the Master Servicer. 
 
(a)  Each of the Depositor and the Master Servicer will keep in full force and effect its existence, rights and franchises as a corporation under the laws of the state of its incorporation, and will obtain and preserve its qualification to do business as a foreign corporation in each jurisdiction in which such qualification is or shall be necessary to protect the validity and enforceability of this Agreement, the Certificates or any of the Mortgage Loans and to perform its duties under this Agreement.
 
(b)  Any Person into which the Depositor or the Master Servicer may be merged or consolidated, or any corporation resulting from any merger or consolidation to which the Depositor or the Master Servicer shall be a party, or any Person succeeding to the business of the Depositor or the Master Servicer, shall be the successor of the Depositor or the Master Servicer hereunder, without the execution or filing of any paper or further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding.
 
Section 7.03  Indemnification of the Trustee and the Master Servicer. 
 
(a)  The Master Servicer agrees to indemnify the Indemnified Persons including LaSalle Bank National Association as Trustee and in its individual capacity only to the extent of its performance of its duties hereunder, and to hold them harmless against, any loss, liability or expense (including reasonable legal fees and disbursements of counsel) incurred on their part that may be sustained in connection with, arising out of, or relating to, any claim or legal action (including any pending or threatened claim or legal action) relating to this Agreement, including any powers of attorney delivered pursuant to this Agreement, the Custodial Agreement or the Certificates (i) related to the Master Servicer’s failure to perform its duties in compliance with this Agreement (except as any such loss, liability or expense shall be otherwise reimbursable pursuant to this Agreement) or (ii) incurred by reason of the Master Servicer’s willful misfeasance, bad faith or gross negligence in the performance of duties hereunder or by reason of reckless disregard of obligations and duties hereunder, provided, in each case, that with respect to any such claim or legal action (or pending or threatened claim or legal action), the Trustee shall have given the Master Servicer and the Seller written notice thereof promptly after the Trustee shall have with respect to such claim or legal action knowledge thereof; provided, however that the failure to give such notice shall not relieve the Master Servicer of its indemnification obligations hereunder. This indemnity shall survive the resignation or removal of the Trustee or Master Servicer and the termination of this Agreement.
 
(b)  The Seller will indemnify any Indemnified Person including LaSalle Bank National Association as Trustee and in its individual capacity only to the extent of its performance of its duties hereunder for any loss, liability or expense of any Indemnified Person not otherwise paid or covered pursuant to subsection (a) above.
 
Section 7.04  Limitations on Liability of the Depositor, the Master Servicer and Others. 
 
Subject to the obligation of the Master Servicer to indemnify the Indemnified Persons pursuant to Section 7.03:
 
(a)  Neither the Depositor, the Master Servicer nor any of the directors, officers, employees or agents of the Depositor and the Master Servicer shall be under any liability to the Indemnified Persons, the Trust Fund or the Certificateholders for taking any action or for refraining from taking any action in good faith pursuant to this Agreement, or for errors in judgment; provided, however, that this provision shall not protect the Depositor, the Master Servicer or any such Person against any breach of warranties or representations made herein or any liability which would otherwise be imposed by reason of such Person’s willful misfeasance, bad faith or gross negligence in the performance of duties or by reason of reckless disregard of obligations and duties hereunder.
 
(b)  The Depositor, the Master Servicer and any director, officer, employee or agent of the Depositor and the Master Servicer may rely in good faith on any document of any kind prima facie properly executed and submitted by any Person respecting any matters arising hereunder.
 
(c)  The Depositor, the Master Servicer, LaSalle Bank National Association as Trustee and in its individual capacity only to the extent of its performance of its duties hereunder, the Custodian and any director, officer, employee or agent of the Depositor, the Master Servicer, the Trustee, the Custodian shall be indemnified by the Trust and held harmless thereby against any loss, liability or expense (including reasonable legal fees and disbursements of counsel) incurred on their part that may be sustained in connection with, arising out of, or related to, any claim or legal action (including any pending or threatened claim or legal action) relating to this Agreement, the Custodial Agreement or the Certificates, other than (i) in the case of the Master Servicer, (x) any such loss, liability or expense related to the Master Servicer’s failure to perform its duties in compliance with this Agreement (except as any such loss, liability or expense shall be otherwise reimbursable pursuant to this Agreement) or (y) any such loss, liability or expense incurred by reason of the Master Servicer’s willful misfeasance, bad faith or gross negligence in the performance of duties hereunder, or by reason of reckless disregard of obligations and duties hereunder, (ii) in the case of the Trustee, any such loss, liability or expense incurred by reason of the Trustee’s willful misfeasance, bad faith or negligence in the performance of its duties hereunder, or by reason of its reckless disregard of obligations and duties hereunder and (iii) in the case of the Custodian, any such loss, liability or expense incurred by reason of the Custodian’s willful misfeasance, bad faith or negligence in the performance of its duties under the Custodial Agreement, or by reason of its reckless disregard of obligations and duties thereunder.
 
(d)  Neither the Depositor nor the Master Servicer shall be under any obligation to appear in, prosecute or defend any legal action that is not incidental to its duties under this Agreement and that in its opinion may involve it in any expense or liability; provided, however, the Master Servicer may in its discretion, with the consent of the Trustee (which consent shall not be unreasonably withheld), undertake any such action which it may deem necessary or desirable with respect to this Agreement and the rights and duties of the parties hereto and the interests of the Certificateholders hereunder. In such event, the legal expenses and costs of such action and any liability resulting therefrom (expect any loss, liability or expense incurred by reason of reckless disregard of obligations and duties hereunder) shall be expenses, costs and liabilities of the Trust Fund, and the Master Servicer shall be entitled to be reimbursed therefor out of the Protected Account as provided by Section 4.02. Nothing in this subsection 7.04(d) shall affect the Master Servicer’s obligation to service and administer the Mortgage Loans pursuant to Article III.
 
(e)  In taking or recommending any course of action pursuant to this Agreement, unless specifically required to do so pursuant to this Agreement, the Master Servicer shall not be required to investigate or make recommendations concerning potential liabilities which the Trust might incur as a result of such course of action by reason of the condition of the Mortgaged Properties but shall give notice to the Trustee if it has notice of such potential liabilities.
 
Section 7.05  Master Servicer Not to Resign. 
 
Except as provided in Section 7.07, the Master Servicer shall not resign from the obligations and duties hereby imposed on it except (i) with the prior consent of the Trustee (which consents shall not be unreasonably withheld) or (ii) upon a determination that any such duties hereunder are no longer permissible under applicable law and such impermissibility cannot be cured. Any such determination permitting the resignation of the Master Servicer shall be evidenced by an Opinion of Counsel, addressed to and delivered to, the Trustee. No such resignation by the Master Servicer shall become effective until the Trustee or a successor to the Master Servicer reasonably satisfactory to the Trustee shall have assumed the responsibilities and obligations of the Master Servicer in accordance with Section 8.02 hereof. The Trustee shall notify the Rating Agencies of the resignation of the Master Servicer.
 
Section 7.06  Successor Master Servicer. 
 
In connection with the appointment of any Successor Master Servicer or the assumption of the duties of the Master Servicer, the Trustee may make such arrangements for the compensation of such Successor Master Servicer out of payments on the Mortgage Loans as the Trustee and such Successor Master Servicer shall agree. If the Successor Master Servicer does not agree that such market value is a fair price, such Successor Master Servicer shall obtain two quotations of market value from third parties actively engaged in the servicing of single family mortgage loans. In no event shall the compensation of any Successor Master Servicer exceed that permitted the Master Servicer hereunder without the consent of all of the Certificateholders.
 
Section 7.07  Sale and Assignment of Master Servicing. 
 
The Master Servicer may sell and assign its rights and delegate its duties and obligations in its entirety as Master Servicer under this Agreement; provided, however, that: (i) the purchaser or transferee accepting such assignment and delegation (a) shall be a Person which shall be qualified to service mortgage loans for Fannie Mae or Freddie Mac; (b) shall have a net worth of not less than $15,000,000 (unless otherwise approved by each Rating Agency pursuant to clause (ii) below); (c) shall be reasonably satisfactory to the Trustee (as evidenced in a writing signed by the Trustee); and (d) shall execute and deliver to the Trustee an agreement, in form and substance reasonably satisfactory to the Trustee, which contains an assumption by such Person of the due and punctual performance and observance of each covenant and condition to be performed or observed by it as master servicer under this Agreement, any custodial agreement from and after the effective date of such agreement; (ii) each Rating Agency shall be given prior written notice of the identity of the proposed successor to the Master Servicer and each Rating Agency’s rating of the Certificates in effect immediately prior to such assignment, sale and delegation will not be downgraded, qualified or withdrawn as a result of such assignment, sale and delegation, as evidenced by a letter to such effect delivered to the Master Servicer and the Trustee (at the expense of the Master Servicer); and (iii) the Master Servicer assigning and selling the master servicing shall deliver to the Trustee an Officer’s Certificate and an Opinion of Counsel addressed to the Trustee, each stating that all conditions precedent to such action under this Agreement have been completed and such action is permitted by and complies with the terms of this Agreement. No such assignment or delegation shall affect any liability of the Master Servicer arising prior to the effective date thereof.
 
ARTICLE VIII
 
DEFAULT; TERMINATION OF MASTER SERVICER
 
Section 8.01  Events of Default. 
 
“Event of Default,” wherever used herein, means any one of the following events:
 
(i)  any failure by the Master Servicer to remit to the Trustee any amounts received or collected by the Master Servicer in respect of the Mortgage Loans and required to be remitted by it hereunder (other than any Advance), which failure shall continue unremedied for one Business Day after the date on which written notice of such failure shall have been given to the Master Servicer by the Trustee or the Depositor, or to the Trustee and the Master Servicer by the Holders of Certificates evidencing not less than 25% of the Voting Rights evidenced by the Certificates;
 
(ii)  other than with respect to clause (vii) below, any failure by the Master Servicer to observe or perform in any material respect any other of the covenants or agreements on the part of the Master Servicer contained in this Agreement or any breach of a representation or warranty by the Master Servicer, which failure or breach shall continue unremedied for a period of 60 days after the date on which written notice of such failure shall have been given to Master Servicer by the Trustee or the Depositor, or to the Trustee and the Master Servicer by the Holders of Certificates evidencing not less than 25% of the Voting Rights evidenced by the Certificates;
 
(iii)  a decree or order of a court or agency or supervisory authority having jurisdiction in the premises for the appointment of a receiver or liquidator in any insolvency, readjustment of debt, marshalling of assets and liabilities or similar proceedings, or for the winding-up or liquidation of its affairs, shall have been entered against the Master Servicer and such decree or order shall have remained in force undischarged or unstayed for a period of 60 consecutive days;
 
(iv)  the Master Servicer shall consent to the appointment of a receiver or liquidator in any insolvency, readjustment of debt, marshalling of assets and liabilities or similar proceedings of or relating to the Master Servicer or all or substantially all of the property of the Master Servicer;
 
(v)  the Master Servicer shall admit in writing its inability to pay its debts generally as they become due, file a petition to take advantage of, or commence a voluntary case under, any applicable insolvency or reorganization statute, make an assignment for the benefit of its creditors, or voluntarily suspend payment of its obligations;
 
(vi)  the Master Servicer assigns or delegates its duties or rights under this Agreement in contravention of the provisions permitting such assignment or delegation under Sections 7.05 or 7.07;
 
(vii)  failure by the Master Servicer to duly perform, within the required time period, its obligations under Sections 3.13, 3.14 or 3.16 set forth under such Sections; or
 
(viii)  The Master Servicer fails to deposit, or cause to be deposited, in the Distribution Account any Advance (other than a Nonrecoverable Advance) by 5:00 p.m. New York City time on the Distribution Account Deposit Date.
 
If an Event of Default shall occur, then, and in each and every such case, so long as such Event of Default shall not have been remedied, the Trustee may, and at the direction of the Holders of Certificates evidencing not less than 25% of the Voting Rights evidenced by the Certificates, the Trustee shall in the case of any Event of Default described in clauses (i) through (vii) above, by notice in writing to the Master Servicer and each Swap Provider (with a copy to each Rating Agency), terminate all of the rights and obligations of the Master Servicer under this Agreement and in and to the Mortgage Loans and the proceeds thereof, other than its rights as a Certificateholder hereunder. On or after the receipt by the Master Servicer of such written notice, all authority and power of the Master Servicer hereunder, whether with respect to the Mortgage Loans or otherwise, shall pass to and be vested in the Trustee, or any successor appointed pursuant to Section 8.02 (a “Successor Master Servicer”). Such Successor Master Servicer shall thereupon if such Successor Master Servicer is a successor to the Master Servicer, make any Advance required by Article V, subject, in the case of the Trustee, to Section 8.02. The Trustee is hereby authorized and empowered to execute and deliver, on behalf of the terminated Master Servicer, as attorney- in-fact or otherwise, any and all documents and other instruments, and to do or accomplish all other acts or things necessary or appropriate to effect the purposes of such notice of termination, whether to complete the transfer and endorsement or assignment of any Mortgage Loans and related documents, or otherwise. Unless expressly provided in such written notice, no such termination shall affect any obligation of the Master Servicer to pay amounts owed pursuant to Article VII or Article IX. The Master Servicer agrees to cooperate with the Trustee in effecting the termination of the Master Servicer’s responsibilities and rights hereunder, including, without limitation, the transfer to the applicable Successor Master Servicer of all cash amounts which shall at the time be credited to the Protected Account maintained pursuant to Section 4.02, or thereafter be received with respect to the applicable Mortgage Loans. The Trustee shall promptly notify the Rating Agencies of the occurrence of an Event of Default known to the Trustee.
 
Notwithstanding any termination of the activities of the Master Servicer hereunder, the Master Servicer shall be entitled to receive, out of any late collection of a Scheduled Payment on a Mortgage Loan that was due prior to the notice terminating the Master Servicer’s rights and obligations as Master Servicer hereunder and received after such notice, that portion thereof to which the Master Servicer would have been entitled pursuant to Sections 4.02 and to receive any other amounts payable to the Master Servicer hereunder the entitlement to which arose prior to the termination of its activities hereunder.
 
Notwithstanding the foregoing, if an Event of Default described in clause (viii) of this Section 8.01 shall occur, the Trustee shall, by notice in writing to the Master Servicer, which may be delivered by telecopy, immediately terminate all of the rights and obligations of the Master Servicer thereafter arising under this Agreement, but without prejudice to any rights it may have as a Certificateholder or to reimbursement of Advances and other advances of its own funds, and the Trustee shall act as provided in Section 8.02 to carry out the duties of the Master Servicer, including the obligation to make any Advance the nonpayment of which was an Event of Default described in clause (viii) of this Section 8.01. Any such action taken by the Trustee must be prior to the distribution on the relevant Distribution Date.
 
Section 8.02  Trustee to Act; Appointment of Successor. 
 
On and after the time the Master Servicer receives a notice of termination pursuant to Section 8.01 hereof the Trustee shall automatically become the successor to the Master Servicer with respect to the transactions set forth or provided for herein and after a transition period (not to exceed 90 days), shall be subject to all the responsibilities, duties and liabilities relating thereto placed on the Master Servicer by the terms and provisions hereof; provided, however that, pursuant to Article V hereof, the Trustee in its capacity as Successor Master Servicer shall be responsible for making any Advances required to be made by the Master Servicer immediately upon the termination of the Master Servicer and any such Advance shall be made on the Distribution Date on which such Advance was required to be made by the predecessor Master Servicer. Effective on the date of such notice of termination, as compensation therefor, the Trustee shall be entitled to all compensation, reimbursement of expenses and indemnification that the Master Servicer would have been entitled to if it had continued to act hereunder, provided, however, that the Trustee shall not be (i) liable for any acts or omissions of the Master Servicer, (ii) obligated to make Advances if it is prohibited from doing so under applicable law, (iii) responsible for expenses of the Master Servicer pursuant to Section 2.03 or (iv) obligated to deposit losses on any Permitted Investment directed by the Master Servicer. Notwithstanding the foregoing, the Trustee may, if it shall be unwilling to so act, or shall, if it is prohibited by applicable law from making Advances pursuant to Article V or if it is otherwise unable to so act, appoint, or petition a court of competent jurisdiction to appoint, any established mortgage loan servicing institution the appointment of which does not adversely affect the then current rating of the Certificates by each Rating Agency as the successor to the Master Servicer hereunder in the assumption of all or any part of the responsibilities, duties or liabilities of the Master Servicer hereunder. Any Successor Master Servicer shall (i) be an institution that is a Fannie Mae and Freddie Mac approved seller/servicer in good standing, that has a net worth of at least $15,000,000, (ii) be acceptable to the Trustee (which consent shall not be unreasonably withheld) and (iii) be willing to act as successor servicer of any Mortgage Loans under this Agreement, and shall have executed and delivered to the Depositor and the Trustee an agreement accepting such delegation and assignment, that contains an assumption by such Person of the rights, powers, duties, responsibilities, obligations and liabilities of the Master Servicer (other than any liabilities of the Master Servicer hereof incurred prior to termination of the Master Servicer under Section 8.01 or as otherwise set forth herein), with like effect as if originally named as a party to this Agreement, provided that each Rating Agency shall have acknowledged in writing that its rating of the Certificates in effect immediately prior to such assignment and delegation will not be qualified or reduced as a result of such assignment and delegation. If the Trustee assumes the duties and responsibilities of the Master Servicer in accordance with this Section 8.02, the Trustee shall not resign as Master Servicer until a Successor Master Servicer has been appointed and has accepted such appointment. Pending appointment of a successor to the Master Servicer hereunder, the Trustee, unless the Trustee is prohibited by law from so acting, shall act in such capacity as hereinabove provided. In connection with such appointment and assumption, the Trustee may make such arrangements for the compensation of such successor out of payments on Mortgage Loans or otherwise as it and such successor shall agree; provided that no such compensation unless agreed to by the Certificateholders shall be in excess of that permitted the Master Servicer hereunder. The Trustee and such successor shall take such action, consistent with this Agreement, as shall be necessary to effectuate any such succession. Neither the Trustee nor any other Successor Master Servicer shall be deemed to be in default hereunder by reason of any failure to make, or any delay in making, any distribution hereunder or any portion thereof or any failure to perform, or any delay in performing, any duties or responsibilities hereunder, in either case caused by the failure of the Master Servicer to deliver or provide, or any delay in delivering or providing, any cash, information, documents or records to it.
 
The costs and expenses of the Trustee in connection with the termination of the Master Servicer, appointment of a Successor Master Servicer and, if applicable, any transfer of servicing, including, without limitation, all costs and expenses associated with the complete transfer of all servicing data and the completion, correction or manipulation of such servicing data as may be required by the Trustee to correct any errors or insufficiencies in the servicing data or otherwise to enable the Trustee or the Successor Master Servicer to service the Mortgage Loans properly and effectively, to the extent not paid by the terminated Master Servicer, shall be payable to the Trustee pursuant to Section 9.05. Any successor to the Master Servicer as successor servicer under any Subservicing Agreement shall give notice to the applicable Mortgagors of such change of servicer and shall, during the term of its service as successor servicer maintain in force the policy or policies that the Master Servicer is required to maintain pursuant to Section 3.08.
 
Section 8.03  Notification to Certificateholders. 
 
(a)  Upon any termination of or appointment of a successor to the Master Servicer, the Trustee shall give prompt written notice thereof to Certificateholders, each Swap Provider and to each Rating Agency.
 
(b)  Within 60 days after the occurrence of any Event of Default, the Trustee shall transmit by mail to all Certificateholders and each Swap Provider notice of each such Event of Default hereunder actually known to a Responsible Officer of the Trustee, unless such Event of Default shall have been cured or waived.
 
Section 8.04  Waiver of Defaults. 
 
The Trustee shall transmit by mail to all Certificateholders and each Swap Provider, within 60 days after the occurrence of any Event of Default actually known to a Responsible Officer of the Trustee, unless such Event of Default shall have been cured, notice of each such Event of Default hereunder known to the Trustee. The Holders of Certificates evidencing not less than 51% of the Voting Rights may, on behalf of all Certificateholders, waive any default by the Master Servicer in the performance of its obligations hereunder and the consequences thereof, except a default in the making of or the causing to be made of any required distribution on the Certificates. Upon any such waiver of a past default, such default shall be deemed to cease to exist, and any Event of Default arising therefrom shall be deemed to have been timely remedied for every purpose of this Agreement. No such waiver shall extend to any subsequent or other default or impair any right consequent thereon except to the extent expressly so waived. The Trustee shall give notice of any such waiver to the Rating Agencies.
 
ARTICLE IX

CONCERNING THE TRUSTEE
 
Section 9.01  Duties of Trustee. 
 
(a)  The Trustee, prior to the occurrence of an Event of Default and after the curing or waiver of all Events of Default which may have occurred, undertakes to perform such duties and only such duties as are specifically set forth in this Agreement as duties of the Trustee. If an Event of Default has occurred and has not been cured or waived, the Trustee shall exercise such of the rights and powers vested in it by this Agreement, and the same degree of care and skill in their exercise, as a prudent person would exercise under the circumstances in the conduct of such Person’s own affairs.
 
(b)  Upon receipt of all resolutions, certificates, statements, opinions, reports, documents, orders or other instruments which are specifically required to be furnished to the Trustee pursuant to any provision of this Agreement, the Trustee shall examine them to determine whether they are in the form required by this Agreement; provided, however, that the Trustee shall not be responsible for the accuracy or content of any resolution, certificate, statement, opinion, report, document, order or other instrument furnished by the Master Servicer; provided, further, that the Trustee shall not be responsible for the accuracy or verification of any calculation provided to it pursuant to this Agreement.
 
(c)  On each Distribution Date, the Trustee shall make monthly distributions and the final distribution to the Certificateholders from funds in the Distribution Account as provided in Sections 5.04 and 10.01 herein.
 
(d)  No provision of this Agreement shall be construed to relieve the Trustee from liability for its own negligent action, its own negligent failure to act or its own willful misconduct; provided, however, that:
 
(i)  Prior to the occurrence of an Event of Default, and after the curing or waiver of all such Events of Default which may have occurred, the duties and obligations of the Trustee shall be determined solely by the express provisions of this Agreement, the Trustee shall not be liable except for the performance of their respective duties and obligations as are specifically set forth in this Agreement, no implied covenants or obligations shall be read into this Agreement against the Trustee and, in the absence of bad faith on the part of the Trustee, the Trustee may conclusively rely, as to the truth of the statements and the correctness of the opinions expressed therein, upon any certificates or opinions furnished to the Trustee and conforming to the requirements of this Agreement;
 
(ii)  The Trustee shall not be liable in its individual capacity for an error of judgment made in good faith by a Responsible Officer or Responsible Officers of the Trustee unless it shall be proved that the Trustee was negligent in ascertaining the pertinent facts;
 
(iii)  The Trustee shall not be liable with respect to any action taken, suffered or omitted to be taken by it in good faith in accordance with the directions of the Holders of Certificates evidencing not less than 25% of the aggregate Voting Rights of the Certificates (or such other percentage as specifically set forth herein), if such action or non-action relates to the time, method and place of conducting any proceeding for any remedy available to the Trustee or exercising any trust or other power conferred upon the Trustee under this Agreement;
 
(iv)  The Trustee shall not be required to take notice or be deemed to have notice or knowledge of any default or Event of Default unless a Responsible Officer of the Trustee shall have actual knowledge thereof. In the absence of such knowledge, the Trustee may conclusively assume there is no such default or Event of Default;
 
(v)  The Trustee shall not in any way be liable by reason of any insufficiency in any Account held by or in the name of Trustee unless it is determined by a court of competent jurisdiction in a non-appealable judgment that the Trustee’s negligence or willful misconduct was the primary cause of such insufficiency (except to the extent that the Trustee is obligor and has defaulted thereon);
 
(vi)  Anything in this Agreement to the contrary notwithstanding, in no event shall the Trustee be liable for special, indirect or consequential loss or damage of any kind whatsoever (including but not limited to lost profits), even if the Trustee has been advised of the likelihood of such loss or damage and regardless of the form of action; and
 
(vii)  None of the Master Servicer, the Seller, the Depositor or the Trustee shall be responsible for the acts or omissions of the other, it being understood that this Agreement shall not be construed to render them partners, joint venturers or agents of one another.
 
The Trustee shall not be required to expend or risk its own funds or otherwise incur financial liability in the performance of any of its duties hereunder, or in the exercise of any of its rights or powers, if there is reasonable ground for believing that the repayment of such funds or adequate indemnity against such risk or liability is not reasonably assured to it, and none of the provisions contained in this Agreement shall in any event require the Trustee to perform, or be responsible for the manner of performance of, any of the obligations of the Master Servicer.
 
(e)  All funds received by the Trustee and required to be deposited in the Distribution Account pursuant to this Agreement will be promptly so deposited by the Trustee.
 
Section 9.02  Certain Matters Affecting the Trustee. 
 
(a)  Except as otherwise provided in Section 9.01:
 
(i)  The Trustee may rely and shall be protected in acting or refraining from acting in reliance on any resolution or certificate of the Seller or the Master Servicer, any certificates of auditors or any other certificate, statement, instrument, opinion, report, notice, request, consent, order, appraisal, bond or other paper or document believed by it to be genuine and to have been signed or presented by the proper party or parties;
 
(ii)  The Trustee may consult with counsel and any advice of such counsel or any Opinion of Counsel shall be full and complete authorization and protection with respect to any action taken or suffered or omitted by it hereunder in good faith and in accordance with such advice or Opinion of Counsel;
 
(iii)  The Trustee shall not be under any obligation to exercise any of the trusts or powers vested in it by this Agreement, other than its obligation to give notices pursuant to this Agreement, or to institute, conduct or defend any litigation hereunder or in relation hereto at the request, order or direction of any of the Certificateholders pursuant to the provisions of this Agreement, unless such Certificateholders shall have offered to the Trustee reasonable security or indemnity against the costs, expenses and liabilities which may be incurred therein or thereby. Nothing contained herein shall, however, relieve the Trustee of the obligation, upon the occurrence of an Event of Default of which a Responsible Officer of the Trustee has actual knowledge (which has not been cured or waived), to exercise such of the rights and powers vested in it by this Agreement, and to use the same degree of care and skill in their exercise, as a prudent person would exercise under the circumstances in the conduct of his own affairs;
 
(iv)  The Trustee shall not be liable in its individual capacity for any action taken, suffered or omitted by it in good faith and believed by it to be authorized or within the discretion or rights or powers conferred upon it by this Agreement;
 
(v)  The Trustee shall not be bound to make any investigation into the facts or matters stated in any resolution, certificate, statement, instrument, opinion, report, notice, request, consent, order, approval, bond or other paper or document, unless requested in writing to do so by Holders of Certificates evidencing not less than 25% of the aggregate Voting Rights of the Certificates and provided that the payment within a reasonable time to the Trustee of the costs, expenses or liabilities likely to be incurred by it in the making of such investigation is, in the opinion of the Trustee reasonably assured to the Trustee by the security afforded to it by the terms of this Agreement. The Trustee may require reasonable indemnity against such expense or liability as a condition to taking any such action. The reasonable expense of every such examination shall be paid by the Certificateholders requesting the investigation;
 
(vi)  The Trustee may execute any of the trusts or powers hereunder or perform any duties hereunder either directly or through Affiliates, agents or attorneys; provided, however, that the Trustee may not appoint any paying agent to perform any paying agent functions under this Agreement without the express written consent of the Master Servicer, which consents will not be unreasonably withheld. The Trustee shall not be liable or responsible for the misconduct or negligence of any of the Trustee’s agents or attorneys or paying agent appointed hereunder by the Trustee with due care and, when required, with the consent of the Master Servicer;
 
(vii)  Should the Trustee deem the nature of any action required on its part to be unclear, the Trustee may require prior to such action that it be provided by the Depositor with reasonable further instructions; the right of the Trustee to perform any discretionary act enumerated in this Agreement shall not be construed as a duty, and the Trustee shall not be accountable for other than its negligence or willful misconduct in the performance of any such act;
 
(viii)  The Trustee shall not be required to give any bond or surety with respect to the execution of the trust created hereby or the powers granted hereunder, except as provided in subsection 9.07; and
 
(ix)  The Trustee shall not have any duty to conduct any affirmative investigation as to the occurrence of any condition requiring the repurchase of any Mortgage Loan by any Person pursuant to this Agreement, or the eligibility of any Mortgage Loan for purposes of this Agreement.
 
(b)  The Trustee is hereby directed by the Depositor to execute and deliver the Swap Administration Agreement (and any amendments or supplements to the Swap Administration Agreement as may be requested by the Majority Class I-CE Certificateholder or Majority Class II-CE Certificateholder regarding the distributions to be made to it or its designees thereunder). Amounts payable by the Trustee on any Distribution Date to the Swap Administrator shall be paid by the Trustee as provided herein. The Trustee in its individual capacity shall have no responsibility for any of the undertakings, agreements or representations with respect to the related Swap Agreement or the Swap Administration Agreement, including, without limitation, for making any payments thereunder.
 
It is acknowledged and agreed that the Person serving as Trustee hereunder shall also serve as Swap Administrator under the Swap Administration Agreement and act as a Supplemental Interest Trust Trustee under the related Swap Agreement. The Trustee, the Swap Administrator and the Supplemental Interest Trust Trustees are hereby directed by the Depositor to execute and deliver the Swap Administration Agreement (and any amendments or supplements to the Swap Administration Agreement as may be requested by the Majority Class I-CE Certificateholder or Majority Class II-CE Certificateholder regarding the distributions to be made to it or its designees thereunder) and the Supplemental Interest Trust Trustee is hereby directed to execute and deliver the Swap Agreements, and to make the representations required therein. The Swap Administrator shall not have any liability for any failure or delay in payments to the Trust which are required under the Swap Administration Agreement where such failure or delay is due to the failure or delay of the Swap Providers in making such payment to the Swap Administrator. LaSalle Bank National Association in its individual capacity and as Swap Administrator, the Trustee and the Supplemental Interest Trust Trustees shall be entitled to be indemnified and held harmless by the Trust from and against any and all losses, claims, expenses or other liabilities that arise by reason of or in connection with the performance or observance by each of the Swap Administrator, the Trustee and the Supplemental Interest Trust Trustees of its duties or obligations under the related Swap Agreement or the Swap Administration Agreement, except to the extent that the same is due to the Swap Administrator’s, the Trustee’s or the Supplemental Interest Trust Trustees’ gross negligence, willful misconduct or fraud. Any Person appointed as successor trustee pursuant to Section 9.09 shall also be required to serve as successor Swap Administrator and successor supplemental interest trust trustee under the related Swap Agreement and the Swap Administration Agreement.
 
Section 9.03  Trustee Not Liable for Certificates or Mortgage Loans. 
 
The recitals contained herein and in the Certificates (other than the signature and countersignature of the Trustee on the Certificates) shall be taken as the statements of the Depositor, and the Trustee shall not have any responsibility for their correctness. The Trustee makes no representation as to the validity or sufficiency of the Certificates (other than the signature and countersignature of the Trustee on the Certificates) or of any Mortgage Loan except as expressly provided in Sections 2.02 and 2.06 hereof; provided, however, that the foregoing shall not relieve the Trustee, or the Custodian on its behalf, of the obligation to review the Mortgage Files pursuant to Section 2.02 of this Agreement. The Trustee’s signature and countersignature (or countersignature of its agent) on the Certificates shall be solely in its capacity as Trustee and shall not constitute the Certificates an obligation of the Trustee in any other capacity. The Trustee shall not be accountable for the use or application by the Depositor of any of the Certificates or of the proceeds of such Certificates, or for the use or application of any funds paid to the Depositor with respect to the Mortgage Loans. Subject to Section 2.06, the Trustee shall not be responsible for the legality or validity of this Agreement or any document or instrument relating to this Agreement, the validity of the execution of this Agreement or of any supplement hereto or instrument of further assurance, or the validity, priority, perfection or sufficiency of the security for the Certificates issued hereunder or intended to be issued hereunder. The Trustee shall not at any time have any responsibility or liability for or with respect to the legality, validity and enforceability of any Mortgage or any Mortgage Loan, or the perfection and priority of any Mortgage or the maintenance of any such perfection and priority, or for or with respect to the sufficiency of the Trust Fund or its ability to generate the payments to be distributed to Certificateholders, under this Agreement. The Trustee shall not be responsible for filing any financing or continuation statement in any public office at any time or to otherwise perfect or maintain the perfection of any security interest or lien granted to it hereunder or to record this Agreement.
 
Section 9.04  Trustee May Own Certificates. 
 
The Trustee in its individual capacity or in any capacity other than as Trustee hereunder may become the owner or pledgee of any Certificates with the same rights it would have if it were not the Trustee and may otherwise deal with the parties hereto.
 
Section 9.05  Trustee’s Fees and Expenses. 
 
The Trustee will be entitled to recover from the Distribution Account pursuant to Section 4.05, the Trustee Fee, all reasonable out of pocket expenses, disbursements and advances and the expenses of the Trustee in connection with any Event of Default (or anything related thereto, including any determination that an Event of Default does or does not exist), any breach of this Agreement or any claim or legal action (including any pending or threatened claim or legal action) incurred or made by the Trustee in the administration of the trusts hereunder (including the reasonable compensation, expenses and disbursements of its counsel) except any such expense, disbursement or advance as may arise from its negligence or intentional misconduct or which is the responsibility of the Certificateholders hereunder. If funds in the Distribution Account are insufficient therefor, the Trustee shall recover such expenses, disbursements or advances from the Depositor and the Depositor hereby agrees to pay such expenses, disbursements or advances. Such compensation and reimbursement obligation shall not be limited by any provision of law in regard to the compensation of a trustee of an express trust.
 
Section 9.06  Eligibility Requirements for Trustee. 
 
The Trustee and any successor Trustee shall during the entire duration of this Agreement be a state bank or trust company or a national banking association organized and doing business under the laws of a state or the United States of America, authorized under such laws to exercise corporate trust powers, having a combined capital and surplus and undivided profits of at least $50,000,000, subject to supervision or examination by federal or state authority and rated “BBB” or higher by Fitch with respect to their long-term rating and rated “BBB” or higher by S&P and “Baa2” or higher by Moody’s with respect to any outstanding long-term unsecured unsubordinated debt, and, in the case of a successor Trustee other than pursuant to Section 9.10, rated in one of the two highest long-term debt categories by each Rating Agency (at least “AA-” in the case of S&P) or otherwise acceptable to, each of the Rating Agencies and have a short-term debt rating of at least “A-1” from S&P, or otherwise acceptable to, S&P. The Trustee shall not be an Affiliate of the Master Servicer. If the Trustee publishes reports of condition at least annually, pursuant to law or to the requirements of the aforesaid supervising or examining authority, then for the purposes of this Section 9.06 the combined capital and surplus of such corporation shall be deemed to be its total equity capital (combined capital and surplus) as set forth in its most recent report of condition so published. In case at any time the Trustee shall cease to be eligible in accordance with the provisions of this Section 9.06, the Trustee shall resign immediately in the manner and with the effect specified in Section 9.08.
 
Section 9.07  Insurance. 
 
The Trustee, at its own expense, shall at all times maintain and keep in full force and effect: (i) fidelity insurance, (ii) theft of documents insurance and (iii) forgery insurance (which may be collectively satisfied by a “Financial Institution Bond” and/or a “Bankers’ Blanket Bond”); provided, that such insurance may be provided through self-insurance so long as the Trustee is rated “A” or better by S&P and “A1” or better by Moody’s. All such insurance shall be in amounts, with standard coverage and subject to deductibles, as are customary for insurance typically maintained by banks or their affiliates which act as custodians for investor-owned mortgage pools. A certificate of an officer of the Trustee as to the Trustee’s compliance with this Section 9.07 shall be furnished to any Certificateholder upon reasonable written request.
 
Section 9.08  Resignation and Removal of Trustee. 
 
The Trustee may at any time resign and be discharged from the Trust hereby created by giving written notice thereof to the Depositor, the Seller and the Master Servicer, with a copy to the Rating Agencies and each Swap Provider. Upon receiving such notice of resignation, the Depositor shall promptly appoint a successor trustee by written instrument, in triplicate, one copy of which instrument shall be delivered to each of the resigning Trustee and the successor trustee. If no successor trustee shall have been so appointed and have accepted appointment within 30 days after the giving of such notice of resignation, the resigning Trustee may petition any court of competent jurisdiction for the appointment of a successor trustee.
 
If at any time (i) the Trustee shall cease to be eligible in accordance with the provisions of Section 9.06 hereof and shall fail to resign after written request thereto by the Depositor, (ii) the Trustee shall become incapable of acting, or shall be adjudged as bankrupt or insolvent, or a receiver of the Trustee or of its property shall be appointed, or any public officer shall take charge or control of the Trustee or of its property or affairs for the purpose of rehabilitation, conservation or liquidation, or (iii)(A) a tax is imposed with respect to the Trust Fund by any state in which the Trustee or the Trust Fund is located, (B) the imposition of such tax would be avoided by the appointment of a different trustee and (C) the Trustee fails to indemnify the Trust Fund against such tax, then the Depositor or the Master Servicer may remove the Trustee and appoint a successor trustee by written instrument, in multiple copies, a copy of which instrument shall be delivered to the Trustee, the Master Servicer and the successor trustee.
 
The Holders evidencing at least 51% of the Voting Rights of each Class of Certificates may at any time remove the Trustee and appoint a successor trustee by written instrument or instruments, in multiple copies, signed by such Holders or their attorneys-in-fact duly authorized, one complete set of which instruments shall be delivered by the successor trustee to the Master Servicer, the Trustee so removed and the successor trustee so appointed. Notice of any removal of the Trustee shall be given to each Rating Agency by the Trustee or successor trustee.
 
Any resignation or removal of LaSalle Bank National Association as Trustee shall also result in the resignation or removal, as applicable, of LaSalle Bank National Association as Swap Administrator. Any resignation or removal of the Trustee and appointment of a successor trustee pursuant to any of the provisions of this Section 9.08 shall become effective upon acceptance of appointment by the successor trustee as provided in Section 9.09 hereof and upon acceptance of appointment by a successor Swap administrator under the Swap Administration Agreement.
 
Section 9.09  Successor Trustee. 
 
Any successor trustee appointed as provided in Section 9.08 hereof shall execute, acknowledge and deliver to the Depositor, to its predecessor trustee, the Master Servicer an instrument accepting such appointment hereunder and thereupon the resignation or removal of the predecessor trustee shall become effective and such successor trustee without any further act, deed or conveyance, shall become fully vested with all the rights, powers, duties and obligations of its predecessor hereunder, with the like effect as if originally named as trustee herein.
 
No successor trustee shall accept appointment as provided in this Section 9.09 unless at the time of such acceptance such successor trustee shall be eligible under the provisions of Section 9.07 hereof and its appointment shall not adversely affect the then current rating of the Certificates.
 
Upon acceptance of appointment by a successor trustee as provided in this Section 9.09, the successor trustee shall mail notice of the succession of such trustee hereunder to all Holders of Certificates. If the successor trustee fails to mail such notice within ten days after acceptance of appointment, the Depositor shall cause such notice to be mailed at the expense of the Trust Fund.
 
Section 9.10  Merger or Consolidation of Trustee. 
 
Any corporation, state bank or national banking association into which the Trustee may be merged or converted or with which it may be consolidated or any corporation, state bank or national banking association resulting from any merger, conversion or consolidation to which the Trustee shall be a party, or any corporation, state bank or national banking association succeeding to substantially all of the corporate trust business of the Trustee, shall be the successor of the Trustee hereunder, provided that such corporation shall be eligible under the provisions of Section 9.06 hereof without the execution or filing of any paper or further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding.
 
Section 9.11  Appointment of Co-Trustee or Separate Trustee. 
 
Notwithstanding any other provisions of this Agreement, at any time, for the purpose of meeting any legal requirements of any jurisdiction in which any part of the Trust Fund or property securing any Mortgage Note may at the time be located, the Master Servicer and the Trustee acting jointly shall have the power and shall execute and deliver all instruments to appoint one or more Persons approved by the Trustee to act as co-trustee or co-trustees jointly with the Trustee, or separate trustee or separate trustees, of all or any part of the Trust Fund, and to vest in such Person or Persons, in such capacity and for the benefit of the Certificateholders, such title to the Trust Fund or any part thereof, whichever is applicable, and, subject to the other provisions of this Section 9.11, such powers, duties, obligations, rights and trusts as the Master Servicer and the Trustee may consider necessary or desirable. If the Master Servicer shall not have joined in such appointment within 15 days after the receipt by it of a request to do so, or in the case an Event of Default shall have occurred and be continuing, the Trustee alone shall have the power to make such appointment. No co-trustee or separate trustee hereunder shall be required to meet the terms of eligibility as a successor trustee under Section 9.06 and no notice to Certificateholders of the appointment of any co-trustee or separate trustee shall be required under Section 9.09.
 
Every separate trustee and co-trustee shall, to the extent permitted by law, be appointed and act subject to the following provisions and conditions:
 
(i)  All rights, powers, duties and obligations conferred or imposed upon the Trustee, except for the obligation of the Trustee under this Agreement to advance funds on behalf of the Master Servicer, shall be conferred or imposed upon and exercised or performed by the Trustee and such separate trustee or co-trustee jointly (it being understood that such separate trustee or co-trustee is not authorized to act separately without the Trustee joining in such act), except to the extent that under any law of any jurisdiction in which any particular act or acts are to be performed (whether a Trustee hereunder or as a Successor Master Servicer hereunder), the Trustee shall be incompetent or unqualified to perform such act or acts, in which event such rights, powers, duties and obligations (including the holding of title to the Trust Fund or any portion thereof in any such jurisdiction) shall be exercised and performed singly by such separate trustee or co-trustee, but solely at the direction of the Trustee;
 
(ii)  No trustee hereunder shall be held personally liable by reason of any act or omission of any other trustee hereunder; and
 
(iii)  The Trustee may at any time accept the resignation of or remove any separate trustee or co-trustee.
 
Any notice, request or other writing given to the Trustee shall be deemed to have been given to each of the then separate trustees and co-trustees, as effectively as if given to each of them. Every instrument appointing any separate trustee or co-trustee shall refer to this Agreement and the conditions of this Article IX. Each separate trustee and co-trustee, upon its acceptance of the trusts conferred, shall be vested with the estates or property specified in its instrument of appointment, either jointly with the Trustee or separately, as may be provided therein, subject to all the provisions of this Agreement, specifically including every provision of this Agreement relating to the conduct of, affecting the liability of, or affording protection to, the Trustee. Every such instrument shall be filed with the Trustee and a copy thereof given to the Master Servicer and the Depositor.
 
Any separate trustee or co-trustee may, at any time, constitute the Trustee its agent or attorney-in-fact, with full power and authority, to the extent not prohibited by law, to do any lawful act under or in respect of this Agreement on its behalf and in its name. If any separate trustee or co- trustee shall die, become incapable of acting, resign or be removed, all of its estates, properties, rights, remedies and trusts shall vest in and be exercised by the Trustee, to the extent permitted by law, without the appointment of a new or successor trustee.
 
Section 9.12  Tax Matters. 
 
It is intended that the Trust Fund shall constitute, and that the affairs of the Trust Fund shall be conducted so that each REMIC formed hereunder qualifies as, a “real estate mortgage investment conduit” as defined in and in accordance with the REMIC Provisions. In furtherance of such intention, the Trustee covenants and agrees that it shall act as agent (and the Trustee is hereby appointed to act as agent) on behalf of the Trust Fund. The Trustee, as agent on behalf of the Trust Fund, shall do or refrain from doing, as applicable, the following: (a) the Trustee shall prepare and file, or cause to be prepared and filed, in a timely manner, U.S. Real Estate Mortgage Investment Conduit Income Tax Returns (Form 1066 or any successor form adopted by the Internal Revenue Service) and prepare and file or cause to be prepared and filed with the Internal Revenue Service and applicable state or local tax authorities income tax or information returns for each taxable year with respect to each such REMIC containing such information and at the times and in the manner as may be required by the Code or state or local tax laws, regulations, or rules, and furnish or cause to be furnished to Certificateholders the schedules, statements or information at such times and in such manner as may be required thereby; (b) the Trustee shall apply for an employer identification number with the Internal Revenue Service via a Form SS-4 or other comparable method for each REMIC that is or becomes a taxable entity, and within thirty days of the Closing Date, furnish or cause to be furnished to the Internal Revenue Service, on Forms 8811 or as otherwise may be required by the Code, the name, title, address, and telephone number of the Person that the Holders of the Certificates may contact for tax information relating thereto, together with such additional information as may be required by such Form, and update such information at the time or times in the manner required by the Code for the Trust Fund; (c) the Trustee shall make or cause to be made elections, on behalf of each REMIC formed hereunder to be treated as a REMIC on the federal tax return of such REMIC for its first taxable year (and, if necessary, under applicable state law); (d) the Trustee shall prepare and forward, or cause to be prepared and forwarded, to the Certificateholders and to the Internal Revenue Service and, if necessary, state tax authorities, all information returns and reports as and when required to be provided to them in accordance with the REMIC Provisions, including without limitation, the calculation of any original issue discount using the Prepayment Assumption; (e) the Trustee shall provide information necessary for the computation of tax imposed on the Transfer of a Residual Certificate to a Person that is not a Permitted Transferee, or an agent (including a broker, nominee or other middleman) of a Person that is not a Permitted Transferee, or a pass-through entity in which a Person that is not a Permitted Transferee is the record Holder of an interest (the reasonable cost of computing and furnishing such information may be charged to the Person liable for such tax); (f) the Trustee shall, to the extent under its control, conduct the affairs of the Trust Fund at all times that any Certificates are outstanding so as to maintain the status of each REMIC formed hereunder as a REMIC under the REMIC Provisions; (g) the Trustee shall not knowingly or intentionally take any action or omit to take any action that could (i) cause the termination of the REMIC status of any REMIC formed hereunder or (ii) result in the imposition of a tax upon the Trust Fund (including but not limited to the tax on prohibited transactions as defined in Section 860F(a)(2) of the Code and the tax on contributions to a REMIC set forth in Section 860G(d) of the Code); (h) the Trustee shall pay, from the sources specified in this Section 9.12, the amount of any federal, state and local taxes, including prohibited transaction taxes as described below, imposed on any REMIC formed hereunder prior to the termination of the Trust Fund when and as the same shall be due and payable (but such obligation shall not prevent the Trustee or any other appropriate Person from contesting any such tax in appropriate proceedings and shall not prevent the Trustee from withholding payment of such tax, if permitted by law, pending the outcome of such proceedings); (i) the Trustee shall sign or cause to be signed federal, state or local income tax or information returns or any other document prepared pursuant to this Section 9.12 requiring a signature thereon by the relevant tax authorities or other governmental entity; (j) the Trustee shall maintain records relating to each REMIC formed hereunder including but not limited to the income, expenses, assets and liabilities of each such REMIC and adjusted basis of the Trust Fund property determined at such intervals as may be required by the Code, as may be necessary to prepare the foregoing returns, schedules, statements or information; (k) the Trustee shall, for federal income tax purposes, maintain books and records with respect to the REMICs on a calendar year and on an accrual basis; (l) the Trustee shall not enter into any arrangement not otherwise provided for in this Agreement by which the REMICs will receive a fee or other compensation for services nor permit the REMICs to receive any income from assets other than “qualified mortgages” as defined in Section 860G(a)(3) of the Code or “permitted investments” as defined in Section 860G(a)(5) of the Code; and (m) as and when necessary and appropriate, the Trustee, at the expense of the Trust Fund, shall represent the Trust Fund in any administrative or judicial proceedings relating to an examination or audit by any governmental taxing authority, request an administrative adjustment as to any taxable year of any REMIC formed hereunder, enter into settlement agreements with any governmental taxing agency, extend any statute of limitations relating to any tax item of the Trust Fund, and otherwise act on behalf of each REMIC formed hereunder in relation to any tax matter involving any such REMIC.
 
In order to enable the Trustee to perform its duties as set forth herein, the Depositor shall provide, or cause to be provided, to the Trustee within 10 days after the Closing Date all information or data that the Trustee requests in writing and determines to be relevant for tax purposes to the valuations and offering prices of the Certificates, including, without limitation, the price, yield, prepayment assumption and projected cash flows of the Certificates and the Mortgage Loans. Thereafter, the Depositor shall provide to the Trustee promptly upon written request therefor, any such additional information or data that the Trustee may, from time to time, request in order to enable the Trustee to perform its duties as set forth herein. The Depositor hereby indemnifies the Trustee for any losses, liabilities, damages, claims or expenses of the Trustee arising from any errors or miscalculations of the Trustee that result from any failure of the Depositor to provide, or to cause to be provided, accurate information or data to the Trustee on a timely basis.
 
In the event that any tax is imposed on “prohibited transactions” of any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII, REMIC IX or REMIC X as defined in Section 860F(a)(2) of the Code, on the “net income from foreclosure property” of the Trust Fund as defined in Section 860G(c) of the Code, on any contribution to any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII, REMIC IX or REMIC X after the Startup Day pursuant to Section 860G(d) of the Code, or any other tax is imposed, including, without limitation, any federal, state or local tax or minimum tax imposed upon any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII, REMIC IX or REMIC X and is, in each case, attributable to the activities of REMIC I or related to Loan Group I, and is not paid as otherwise provided for herein, such tax shall be paid (i) by the Master Servicer or Trustee, if any such tax arises out of or results from a breach by the Master Servicer or Trustee of any of its obligations under this Agreement, provided, however, in no event shall the Master Servicer have any liability (1) for any action or omission that is taken in accordance with and compliance with the express terms of, or which is expressly permitted by the terms of, this Agreement, (2) for any losses other than those arising out of a negligent performance by the Master Servicer of its duties and obligations set forth herein, or (3) for any special or consequential damages to Certificateholders (in addition to payment of principal and interest on the Certificates), (ii) by any party hereto (other than the Master Servicer or Trustee) to the extent any such tax arises out of or results from a breach by such other party of any of its obligations under this Agreement or (iii) in all other cases, or in the event that any liable party hereto fails to honor its obligations under the preceding clauses (i) or (ii), first with amounts otherwise to be distributed to the Class I-R Certificateholders, and second with amounts otherwise to be distributed to the Holders of the following other Group I Certificates in the following order of priority: first, to the Class I-M-11 Certificates, second, to the Class I-M-10 Certificates, third, to the Class I-M-9 Certificates, fourth, to the Class I-M-8 Certificates, fifth, to the Class I-M-7 Certificates, sixth, to the Class I-M-6 Certificates, seventh, to the Class I-M-5 Certificates, eighth, to the Class I-M-4 Certificates, ninth, to the Class I-M-3 Certificates, tenth, to the Class I-M-2 Certificates, eleventh, to the Class I-M-1 Certificates, and twelfth, to the Class I-A Certificates (pro rata based on the amounts to be distributed). Notwithstanding anything to the contrary contained herein, to the extent that such tax is payable by the Holder of any such Certificates, the Trustee is hereby authorized to retain on any Distribution Date, from the Holders of the Class I-R Certificates (and, if necessary, second, from the Holders of the other relevant Group I Certificates in the priority specified in the preceding sentence), funds otherwise distributable to such Holders in an amount sufficient to pay such tax. The Trustee shall include in its Monthly Statement amounts allocated to the relevant Group I Certificates, taking into account the priorities described in the second preceding sentence. The Trustee shall promptly notify in writing the party liable for any such tax of the amount thereof and the due date for the payment thereof.
 
In the event that any tax is imposed on “prohibited transactions” of any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII, REMIC IX or REMIC X as defined in Section 860F(a)(2) of the Code, on the “net income from foreclosure property” of the Trust Fund as defined in Section 860G(c) of the Code, on any contribution to any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII, REMIC IX or REMIC X after the Startup Day pursuant to Section 860G(d) of the Code, or any other tax is imposed, including, without limitation, any federal, state or local tax or minimum tax imposed upon any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII, REMIC IX or REMIC X and is, in each case, attributable to the activities of REMIC II or related to Loan Group II, and is not paid as otherwise provided for herein, such tax shall be paid (i) by the Master Servicer or Trustee, if any such tax arises out of or results from a breach by the Master Servicer or Trustee of any of its obligations under this Agreement, provided, however, in no event shall the Master Servicer have any liability (1) for any action or omission that is taken in accordance with and compliance with the express terms of, or which is expressly permitted by the terms of, this Agreement, (2) for any losses other than those arising out of a negligent performance by the Master Servicer of its duties and obligations set forth herein, or (3) for any special or consequential damages to Certificateholders (in addition to payment of principal and interest on the Certificates), (ii) by any party hereto (other than the Master Servicer or Trustee) to the extent any such tax arises out of or results from a breach by such other party of any of its obligations under this Agreement or (iii) in all other cases, or in the event that any liable party hereto fails to honor its obligations under the preceding clauses (i) or (ii), first with amounts otherwise to be distributed to the Class II-R Certificateholders and Holders of the Class I-R-2 Certificates and I-R-3 Certificates, and second with amounts otherwise to be distributed to the Holders of the following other Group II Certificates in the following order of priority: first, to the Class II-M-11 Certificates, second, to the Class II-M-10 Certificates, third, to the Class II-M-9 Certificates, fourth, to the Class II-M-8 Certificates, fifth, to the Class II-M-7 Certificates, sixth, to the Class II-M-6 Certificates, seventh, to the Class II-M-5 Certificates, eighth, to the Class II-M-4 Certificates, ninth, to the Class II-M-3 Certificates, tenth, to the Class II-M-2 Certificates, eleventh, to the Class II-M-1 Certificates, and twelfth, to the Class II-A Certificates (pro rata based on the amounts to be distributed). Notwithstanding anything to the contrary contained herein, to the extent that such tax is payable by the Holder of any such Certificates, the Trustee is hereby authorized to retain on any Distribution Date, from the Holders of the Class II-R, Class I-R-2 and Class I-R-3 Certificates (and, if necessary, second, from the Holders of the other relevant Group II Certificates in the priority specified in the preceding sentence), funds otherwise distributable to such Holders in an amount sufficient to pay such tax. The Trustee shall include in its Monthly Statement amounts allocated to the relevant Group II Certificates and Class I-R-2 Certificates and Class I-R-3 Certificates, taking into account the priorities described in the second preceding sentence. The Trustee shall promptly notify in writing the party liable for any such tax of the amount thereof and the due date for the payment thereof.
 
The Trustee and the Master Servicer agree that, in the event it should obtain any information necessary for the other party to perform its obligations pursuant to this Section 9.12, it will promptly notify and provide such information to such other party.
 
Notwithstanding any other provision of this Agreement, the Trustee shall comply with all federal withholding requirements respecting payments to Certificateholders of interest or original issue discount that the Trustee reasonably believes are applicable under the Code. The consent of Certificateholders shall not be required for such withholding. In the event the Trustee does withhold any amount from interest or original issue discount payments or advances thereof to any Certificateholder pursuant to federal withholding requirements, the Trustee shall indicate the amount withheld to such Certificateholders.
 
For as long as each REMIC shall exist, the Trustee and the Master Servicer shall act in accordance herewith to assure continuing treatment of such REMIC as a REMIC, and the Trustee shall comply with any directions of the Seller or the Master Servicer to assure such continuing treatment. In furtherance, but not in limitation, of the foregoing, the Trustee and Master Servicer shall not (a) sell or permit the sale of all or any portion of the Mortgage Loans or of any investment of deposits in an Account unless such sale is as a result of a repurchase of the Mortgage Loans pursuant to this Agreement or the Trustee has received a REMIC Opinion addressed to the Trustee prepared at the expense of the Trust Fund; (b) other than with respect to a substitution pursuant to the Mortgage Loan Purchase Agreement or Section 2.03 of this Agreement, as applicable, accept any contribution to any REMIC after the Startup Day without receipt of a REMIC Opinion; or (c) acquire any assets for any REMIC other than any REO Property after the Startup Day without receipt of a REMIC Opinion.
 

 
ARTICLE X

TERMINATION
 
Section 10.01  Termination upon Liquidation or Repurchase of all Mortgage Loans. 
 
(a) Subject to Section 10.03, the obligations and responsibilities of the Depositor, the Master Servicer, the Seller and the Trustee created hereby with respect to the Group I Sub-Trust shall terminate, with respect to Loan Group I, upon the earlier of (a) the exercise of the Majority Class I-CE Certificateholder (or its designee) or the Master Servicer, as applicable, of its right to repurchase all of the Group I Mortgage Loans (and related REO Properties) remaining in the Trust Fund at a price (the “Group I Mortgage Loan Purchase Price”) equal to the sum of (i) 100% of the Stated Principal Balance of each related Mortgage Loan (other than in respect of related REO Property), (ii) accrued interest thereon at the applicable Mortgage Rate to, but not including, the first day of the month of such purchase, (iii) the appraised value of any REO Property in the Group I Sub-Trust (up to the Stated Principal Balance of the related Mortgage Loan), such appraisal to be conducted by an appraiser mutually agreed upon by the Master Servicer and the Trustee, (iv) unreimbursed out-of pocket costs of the Master Servicer, including unreimbursed Servicing Advances and the principal portion of any unreimbursed Advances, made on the Group I Mortgage Loans prior to the exercise of such repurchase right, (v) any unreimbursed costs and expenses of the Trustee payable pursuant to Section 9.05 or of the Custodian pursuant to the Custodial Agreement with respect to Loan Group I, (vi) any Group I Swap Termination Payment (which shall include any Group I Net Swap Payment payable to the Group I Sub-Trust for the final Distribution Date) payable to the Group I Swap Provider which remains unpaid or which is due to the exercise of such option (the “Group I Swap Optional Termination Payment”) and (b) the later of (i) the maturity or other liquidation (or any Advance with respect thereto) of the last Mortgage Loan remaining in the Group I Sub-Trust and the disposition of all related REO Property and (ii) the distribution to Group I Certificateholders of all amounts required to be distributed to them pursuant to this Agreement, as applicable. In no event shall the Group I Sub-Trust created hereby continue beyond the earlier of (i) the expiration of 21 years from the death of the last survivor of the descendants of Joseph P. Kennedy, the late Ambassador of the United States to the Court of St. James, living on the date hereof and (ii) the related Latest Possible Maturity Date.
 
(b) The Majority Class I-CE Certificateholder shall have right to repurchase all Group I Mortgage Loans and related REO Properties at any time at which the aggregate Stated Principal Balance of all of the Group I Mortgage Loans in the Group I Sub-Trust is not more than 10% of the aggregate Cut-off Date Principal Balance of all of the Group I Mortgage Loans. If the Majority Class I-CE Certificateholder does not exercise this option, the Master Servicer has the right to repurchase all Group I Mortgage Loans and related REO Properties pursuant to clause (a) in Section 10.01(a), conditioned upon the Stated Principal Balance of all of the Group I Mortgage Loans in the Group I Sub-Trust, at the time of any such repurchase, aggregating 5% or less of the aggregate Cut-off Date Principal Balance of all of the Group I Mortgage Loans. If the Majority Class I-CE Certificateholder or the Master Servicer elects to terminate the Group I Sub-Trust pursuant to this Section 10.01 (such termination, a “Group I Optional Termination”), the Majority Class I-CE Certificateholder or the Master Servicer, as applicable, shall, at least 20 days prior to the last date on which notice of such Group I Optional Termination is required to be mailed to the Group I Certificateholders pursuant to 10.02(ii), notify in writing (which may be done in electronic format) the Depositor, the Master Servicer, the Trustee and the Group I Swap Provider of the final Distribution Date on which the Majority Class I-CE Certificateholder or the Master Servicer, as applicable, intends to terminate the Group I Sub-Trust.
 
(c) In connection with any Group I Optional Termination, four Business Days prior to the final Distribution Date specified in the notice required pursuant to Section 10.01(b), the Trustee shall, no later than 4:00 pm New York City time on such day, request from the Group I Swap Provider the amount of the Group I Estimated Swap Termination Payment. The Group I Swap Provider shall, no later than 2:00 pm on the following Business Day, notify in writing (which may be done in electronic format) the Trustee of the amount of the Group I Estimated Swap Termination Payment; the Trustee shall promptly on the same day notify the Majority Class I-CE Certificateholder or the Master Servicer, as applicable, of the amount of the Group I Estimated Swap Termination Payment.

(d) Two Business Days prior to the final Distribution Date specified in the notice required pursuant to Section 10.01(b), (i) the Majority Class I-CE Certificateholder or the Master Servicer, as applicable, shall, no later than 1:00 pm New York City time on such day, deposit funds in the Distribution Account in an amount equal to the sum of the Group I Mortgage Loan Purchase Price (other than the Group I Swap Optional Termination Payment) and the Group I Estimated Swap Termination Payment, and (ii) if the Trustee shall have determined that the aggregate Stated Principal Balance of all of the Group I Mortgage Loans in the Group I Sub-Trust as of the related Determination Date is not more than 10% of the aggregate Cut-off Date Principal Balance of all of the Group I Mortgage Loans or 5% of the aggregate Cut-off Date Principal Balance of all of the Group I Mortgage Loans, as applicable, and that all other requirements of the Group I Optional Termination have been met, including without limitation, the deposit required pursuant to the immediately preceding clause (iii) as well as the requirements specified in Section 10.03, then the Trustee shall, on the same Business Day, provide written notice to the Majority Class I-C Certificateholder, the Depositor, the Master Servicer, the Group I Supplemental Interest Trust Trustee, the Trustee, the Custodian and the Group I Swap Provider confirming (a) its receipt of the Group I Mortgage Loan Purchase Price (other than the Group I Swap Optional Termination Payment) and the Group I Estimated Swap Termination Payment and (b) that all other requirements of the Group I Optional Termination have been met. Upon the Trustee’s providing the notice described in the preceding sentence, the Group I Optional Termination shall become irrevocable, the notice to Group I Certificateholders of such Group I Optional Termination provided pursuant to the second paragraph of Section 10.02 shall become unrescindable, the Group I Swap Provider shall determine the Group I Swap Optional Termination Payment in accordance with the Group I Swap Agreement, and the Group I Swap Provider shall provide to the Trustee written notice of the amount of the Group I Swap Optional Termination Payment not later than one Business Day prior to the final Distribution Date specified in the notice required pursuant to Section 10.02(ii).

(e) In connection with any Group I Optional Termination, only an amount equal to the Group I Mortgage Loan Purchase Price less any Group I Swap Optional Termination Payment shall be made available for distribution to the Group I Regular Certificates. Any Group I Estimated Swap Termination Payment deposited into the Distribution Account by the Majority Class I-C Certificateholder or the Master Servicer, as applicable, shall be withdrawn by the Trustee from the Distribution Account on the related final Distribution Date and distributed as follows: (i) to the Group I Supplemental Interest Trust for payment to the Group I Swap Provider in accordance with Section 3.21(c), an amount equal to the Group I Swap Optional Termination Amount calculated pursuant to the Group I Swap Agreement, provided that in no event shall the amount distributed to the Group I Swap Provider in respect of the Group I Swap Optional Termination Amount exceed the Group I Estimated Swap Termination Payment, and (ii) to the Majority Class I-C Certificateholder or the Master Servicer, as applicable, an amount equal to the excess, if any, of the Group I Estimated Swap Termination Payment over the Group I Swap Optional Termination Payment. The Group I Swap Optional Termination Payment shall not be part of any REMIC and shall not be paid into any account which is part of any REMIC.

(f) The Majority Class II-CE Certificateholder shall have right to repurchase all Group II Mortgage Loans and related REO Properties at any time at which the aggregate Stated Principal Balance of all of the Group II Mortgage Loans in the Group II Sub-Trust is not more than 10% of the aggregate Cut-off Date Principal Balance of all of the Group II Mortgage Loans. If the Majority Class II-CE Certificateholder does not exercise this option, the Master Servicer has the right to repurchase all Group II Mortgage Loans and related REO Properties pursuant to clause (a) in Section 10.01(a), conditioned upon the Stated Principal Balance of all of the Group II Mortgage Loans in the Group II Sub-Trust, at the time of any such repurchase, aggregating 5% or less of the aggregate Cut-off Date Principal Balance of all of the Group II Mortgage Loans. If the Majority Class II-CE Certificateholder or the Master Servicer elects to terminate the Group II Sub-Trust pursuant to this Section 10.01 (such termination, a “Group II Optional Termination”), the Majority Class II-CE Certificateholder or the Master Servicer, as applicable, shall, at least 20 days prior to the last date on which notice of such Group II Optional Termination is required to be mailed to the Group II Certificateholders pursuant to 10.02(vi), notify in writing (which may be done in electronic format) the Depositor, the Master Servicer, the Trustee and the Group II Swap Provider of the final Distribution Date on which the Majority Class II-CE Certificateholder or the Master Servicer, as applicable, intends to terminate the Group II Sub-Trust.
 
(g) In connection with any Group II Optional Termination, four Business Days prior to the final Distribution Date specified in the notice required pursuant to Section 10.01(f), the Trustee shall, no later than 4:00 pm New York City time on such day, request from the Group II Swap Provider the amount of the Group II Estimated Swap Termination Payment. The Group II Swap Provider shall, no later than 2:00 pm on the following Business Day, notify in writing (which may be done in electronic format) the Trustee of the amount of the Group II Estimated Swap Termination Payment; the Trustee shall promptly on the same day notify the Majority Class II-CE Certificateholder or the Master Servicer, as applicable, of the amount of the Group II Estimated Swap Termination Payment.

(h) Two Business Days prior to the final Distribution Date specified in the notice required pursuant to Section 10.01(f) the Majority Class II-CE Certificateholder or the Master Servicer, as applicable, shall, no later than 1:00 pm New York City time on such day, deposit funds in the Distribution Account in an amount equal to the sum of the Group II Mortgage Loan Purchase Price (other than the Group II Swap Optional Termination Payment) and the Group II Estimated Swap Termination Payment, and (ii) if the Trustee shall have determined that the aggregate Stated Principal Balance of all of the Group I Mortgage Loans in the Group II Sub-Trust as of the related Determination Date is not more than 10% of the aggregate Cut-off Date Principal Balance of all of the Group II Mortgage Loans or 5% of the aggregate Cut-off Date Principal Balance of all of the Group II Mortgage Loans, as applicable, and that all other requirements of the Group II Optional Termination have been met, including without limitation the deposit required pursuant to the immediately preceding clause (vii) as well as the requirements specified in Section 10.03, then the Trustee shall, on the same Business Day, provide written notice to the Majority Class II-C Certificateholder, the Depositor, the Master Servicer, the Group II Supplemental Interest Trust Trustee, the Trustee, the Custodian and the Group II Swap Provider confirming (a) its receipt of the Group II Mortgage Loan Purchase Price (other than the Group II Swap Optional Termination Payment) and the Group II Estimated Swap Termination Payment and (b) that all other requirements of the Group II Optional Termination have been met. Upon the Trustee’s providing the notice described in the preceding sentence, the Group II Optional Termination shall become irrevocable, the notice to Group II Certificateholders of such Group II Optional Termination provided pursuant to the second paragraph of Section 10.02 shall become unrescindable, the Group II Swap Provider shall determine the Group II Swap Optional Termination Payment in accordance with the Group II Swap Agreement, and the Group II Swap Provider shall provide to the Trustee written notice of the amount of the Group II Swap Optional Termination Payment not later than one Business Day prior to the final Distribution Date specified in the notice required pursuant to Section 10.02(vi).

(i) In connection with any Group II Optional Termination, only an amount equal to the Group II Mortgage Loan Purchase Price less any Group II Swap Optional Termination Payment shall be made available for distribution to the Group II Regular Certificates. Any Group II Estimated Swap Termination Payment deposited into the Distribution Account by the Majority Class II-C Certificateholder or the Master Servicer, as applicable, shall be withdrawn by the Trustee from the Distribution Account on the related final Distribution Date and distributed as follows: (i) to the Group II Supplemental Interest Trust for payment to the Group II Swap Provider in accordance with Section 3.21(c), an amount equal to the Group II Swap Optional Termination Amount calculated pursuant to the Group II Swap Agreement, provided that in no event shall the amount distributed to the Group II Swap Provider in respect of the Group II Swap Optional Termination Amount exceed the Group II Estimated Swap Termination Payment, and (ii) to the Majority Class II-C Certificateholder or the Master Servicer, as applicable, an amount equal to the excess, if any, of the Group II Estimated Swap Termination Payment over the Group II Swap Optional Termination Payment. The Group II Swap Optional Termination Payment shall not be part of any REMIC and shall not be paid into any account which is part of any REMIC.

Notwithstanding anything to the contrary herein, the Class I-R-2 Certificates and Class I-R-3 Certificates will not be retired until the later of (i) the retirement of all the Group II Certificates and (ii) the retirement of all the Group I Certificates (other than the Class I-R-2 Certificates and Class I-R-3 Certificates).
 
Section 10.02  Final Distribution on the Certificates. 
 
If on any Determination Date, (i) the Master Servicer determines that there are no Outstanding related Mortgage Loans and no other funds or assets in the related Sub-Trust other than the related funds in the Protected Account, the Master Servicer shall direct the Trustee to send a final distribution notice promptly to each related Certificateholder or (ii) the Trustee determines that a Class of Certificates shall be retired after a final distribution on such Class, the Trustee shall notify the related Certificateholders within five (5) Business Days after such Determination Date that the final distribution in retirement of such Class of Certificates is scheduled to be made on the immediately following Distribution Date. Any final distribution made pursuant to the immediately preceding sentence will be made only upon presentation and surrender of the related Certificates at the Corporate Trust Office of the Trustee. If the related Majority Class CE Certificateholder or the Master Servicer, as applicable, elects to terminate the related Sub-Trust pursuant to Section 10.01, at least 20 days prior to the date notice is to be mailed to the related Certificateholders, the related Majority Class CE Certificateholder or the Master Servicer, as applicable, shall notify the Depositor, each Swap Provider and the Trustee of the date the related Majority Class CE Certificateholder or the Master Servicer, as applicable, intends to terminate the related Sub-Trust. The Master Servicer shall remit the Mortgage Loan Purchase Price to the Trustee on the Business Day prior to the Distribution Date for such related Optional Termination by the related Majority Class CE Certificateholder or the Master Servicer, as applicable.
 
Notice of any termination of the related Sub-Trust, specifying the Distribution Date on which related Certificateholders may surrender their Certificates for payment of the final distribution and cancellation, shall be given promptly by the Trustee by letter to related Certificateholders mailed not later than two Business Days after the Determination Date in the month of such final distribution. Any such notice shall specify (a) the Distribution Date upon which final distribution on the related Certificates will be made upon presentation and surrender of related Certificates at the office therein designated, (b) the amount of such final distribution, (c) the location of the office or agency at which such presentation and surrender must be made and (d) that the Record Date otherwise applicable to such Distribution Date is not applicable, distributions being made only upon presentation and surrender of the Certificates at the office therein specified. The Trustee will give such notice to each Rating Agency at the time such notice is given to related Certificateholders.
 
In the event such notice is given, the Master Servicer shall cause all related funds in the Protected Account to be remitted to the Trustee for deposit in the Distribution Account on the Business Day prior to the applicable Distribution Date in an amount equal to the final distribution in respect of the related Certificates. Upon such final deposit with respect to the Trust Fund and the receipt by the Trustee of a Request for Release therefor, the Trustee or the Custodian shall promptly release to the Seller as applicable the Mortgage Files for the related Mortgage Loans and the Trustee shall execute and deliver any documents prepared and delivered to it which are necessary to transfer any related REO Property.
 
Upon presentation and surrender of the related Certificates, the Trustee shall cause to be distributed to related Certificateholders of each Class the amounts allocable to such Certificates held in the Distribution Account in the order and priority set forth in Section 5.04 hereof on the final Distribution Date and in proportion to their respective Percentage Interests.
 
In the event that any affected Certificateholders shall not surrender Certificates for cancellation within six months after the date specified in the above mentioned written notice, the Trustee shall give a second written notice to the remaining Certificateholders to surrender their Certificates for cancellation and receive the final distribution with respect thereto. If within six months after the second notice all the applicable Certificates shall not have been surrendered for cancellation, the Trustee may take appropriate steps, or may appoint an agent to take appropriate steps, to contact the remaining Certificateholders concerning surrender of their Certificates, and the cost thereof shall be paid out of the funds and other assets that remain a part of the Trust Fund. If within one year after the second notice all Certificates shall not have been surrendered for cancellation, the related Class R Certificateholders shall be entitled to all related unclaimed funds and other assets of the Trust Fund that remain subject hereto.
 
Section 10.03  Additional Termination Requirements. 
 
(a)  Upon exercise by the related Majority Class CE Certificateholder or the Master Servicer, as applicable, of its purchase option as provided in Section 10.01, the related Sub-Trust shall be terminated in accordance with the following additional requirements, unless the Trustee has been supplied with an Opinion of Counsel addressed to the Trustee, at the expense of the related Majority Class CE Certificateholder or the Master Servicer, as applicable, to the effect that the failure of the related Sub-Trust to comply with the requirements of this Section 10.03 will not (i) result in the imposition of taxes on “prohibited transactions” of a REMIC, or (ii) cause a REMIC to fail to qualify as a REMIC at any time that any Certificates are outstanding:
 
(1)  The related Majority Class CE Certificateholder or the Master Servicer, as applicable, shall establish a 90-day liquidation period and notify the Trustee thereof, and the Trustee shall in turn specify the first day of such period in a statement attached to the tax return for each of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII, REMIC IX or REMIC X, as applicable, pursuant to Treasury Regulation Section 1.860F-1. The related Majority Class CE Certificateholder or the Master Servicer, as applicable, shall satisfy all the requirements of a qualified liquidation under Section 860F of the Code and any regulations thereunder, as evidenced by an Opinion of Counsel obtained at the expense of the related Majority Class CE Certificateholder or the Master Servicer, as applicable;
 
(2)  During such 90-day liquidation period, and at or prior to the time of making the final payment on the Certificates, the Trustee shall sell all of the assets of REMIC I or REMIC II, as applicable, for cash; and
 
(3)  At the time of the making of the final payment on the Certificates, the Trustee shall distribute or credit, or cause to be distributed or credited, to the Holders of the related Residual Certificates all cash on hand (other than cash retained to meet claims), and REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII, REMIC IX or REMIC X, as applicable, shall terminate at that time.
 
(b)  By their acceptance of the Certificates, the Holders thereof hereby authorize the adoption of a 90-day liquidation period and the adoption of a plan of complete liquidation for the related REMICs, which authorization shall be binding upon all successor Certificateholders.
 
(c)  The Trustee as agent for each REMIC hereby agrees to adopt and sign such a plan of complete liquidation meeting the requirements for a qualified liquidation under Section 860F of the Code and any regulations thereunder upon the written request of the related Majority Class CE Certificateholder or the Master Servicer, as applicable, and the receipt of the Opinion of Counsel referred to in Section 10.03(a)(1) and to take such other action in connection therewith as may be reasonably requested by the related Majority Class CE Certificateholder or the Master Servicer, as applicable.
 
ARTICLE XI

MISCELLANEOUS PROVISIONS
 
Section 11.01  Amendment. 
 
This Agreement may be amended from time to time by parties hereto without the consent of any of the Certificateholders to cure any ambiguity, to correct or supplement any provisions herein (including to give effect to the expectations of investors), to comply with any changes in the Code, to revise any provisions to reflect the obligations of the parties to this Agreement as they relate to Regulation AB, to change the manner in which the Protected Account is maintained or to make such other provisions with respect to matters or questions arising under this Agreement as shall not be inconsistent with any other provisions herein if such action shall not, as evidenced by an Opinion of Counsel addressed to the Trustee, adversely affect in any material respect the interests of any Certificateholder; provided that any such amendment shall be deemed not to adversely affect in any material respect the interests of the Certificateholders and no such Opinion of Counsel shall be required if the Person requesting such amendment obtains a letter from each Rating Agency stating that such amendment would not result in the downgrading or withdrawal of the respective ratings then assigned to the Certificates.
 
Notwithstanding the foregoing, without the consent of the Certificateholders, the parties hereto may at any time and from time to time amend this Agreement to modify, eliminate or add to any of its provisions to such extent as shall be necessary or appropriate to maintain the qualification of any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII, REMIC IX or REMIC X as a REMIC under the Code or to avoid or minimize the risk of the imposition of any tax on any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII, REMIC IX or REMIC X pursuant to the Code that would be a claim against any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII, REMIC IX or REMIC X at any time prior to the final redemption of the Certificates, provided that the Trustee has been provided an Opinion of Counsel addressed to the Trustee, which opinion shall be an expense of the party requesting such opinion but in any case shall not be an expense of the Trustee or the Trust Fund, to the effect that such action is necessary or appropriate to maintain such qualification or to avoid or minimize the risk of the imposition of such a tax.
 
This Agreement may also be amended from time to time by the parties hereto with the consent of Holders of the Certificates evidencing over 50% of the aggregate Certificate Principal Balance of the Certificates, with the consent of Holders of the Certificates evidencing over 50% of the aggregate Certificate Principal Balance of the Certificates in the related certificate group, or with the consent of Holders of each Class of Certificates affected thereby, evidencing over 50% of the aggregate Certificate Principal Balance of that Class, as applicable, for the purpose of adding any provisions to or changing in any manner or eliminating any of the provisions of this Agreement or of modifying in any manner the rights of the Holders of Certificates; provided that no such amendment shall (i) reduce in any manner the amount of, or delay the timing of, payments required to be distributed on any Certificate without the consent of the Holder of such Certificate, (ii) cause any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII, REMIC IX or REMIC X to cease to qualify as a REMIC or (iii) reduce the aforesaid percentages of Certificates of each Class the Holders of which are required to consent to any such amendment without the consent of the Holders of all Certificates of such Class then outstanding.
 
Notwithstanding any contrary provision of this Agreement, the Trustee shall not consent to any amendment to this Agreement unless it shall have first received an Opinion of Counsel addressed to the Trustee, which opinion shall be an expense of the party requesting such amendment but in any case shall not be an expense of the Trustee, to the effect that such amendment will not (other than an amendment pursuant to clause (ii) of, and in accordance with, the preceding paragraph) cause the imposition of any tax on any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII, REMIC IX or REMIC X or the Certificateholders or cause any of REMIC I, REMIC II, REMIC III, REMIC IV, REMIC V, REMIC VI, REMIC VII, REMIC VIII, REMIC IX or REMIC X to cease to qualify as a REMIC at any time that any Certificates are outstanding. Further, nothing in this Agreement shall require the Trustee to enter into an amendment without receiving an Opinion of Counsel, satisfactory to the Trustee that (i) such amendment is permitted and is not prohibited by this Agreement and that all requirements for amending this Agreement (including any consent of the applicable Certificateholders) have been complied with.
 
Notwithstanding any of the other provisions of this Section 11.01, none of the Depositor, the Master Servicer or the Trustee shall enter into any amendment to (i) Section 3.21 or Section 5.04(a)(3)(F) of this Agreement without the prior written consent of the Group I Swap Provider, which consent shall not be unreasonably withheld or (ii) Section 3.22 or Section 5.04(b)(4)(F) of this Agreement without prior written consent of the Group II Swap Provider, which consent shall not be unreasonably withheld, and shall not enter into an amendment that has a materially adverse effect on any Swap Provider without such Swap Provider’s consent, which consent shall not be unreasonably withheld.
 
Promptly after the execution of any amendment to this Agreement requiring the consent of Certificateholders, the Trustee shall furnish written notification of the substance of such amendment to each Certificateholder, each Swap Provider and each Rating Agency.
 
It shall not be necessary for the consent of Certificateholders under this Section to approve the particular form of any proposed amendment, but it shall be sufficient if such consent shall approve the substance thereof. The manner of obtaining such consents and of evidencing the authorization of the execution thereof by Certificateholders shall be subject to such reasonable regulations as the Trustee may prescribe.
 
Section 11.02  Recordation of Agreement; Counterparts. 
 
To the extent permitted by applicable law, this Agreement is subject to recordation in all appropriate public offices for real property records in all of the counties or other comparable jurisdictions in which any or all of the Mortgaged Properties are situated, and in any other appropriate public recording office or elsewhere. The Master Servicer shall effect such recordation at the Trust’s expense upon the request in writing of a Certificateholder, but only if such direction is accompanied by an Opinion of Counsel (provided at the expense of the Certificateholder requesting recordation) to the effect that such recordation would materially and beneficially affect the interests of the Certificateholders or is required by law.
 
For the purpose of facilitating the recordation of this Agreement as herein provided and for other purposes, this Agreement may be executed simultaneously in any number of counterparts, each of which counterparts shall be deemed to be an original, and such counterparts shall constitute but one and the same instrument.
 
Section 11.03  Governing Law. 
 
THIS AGREEMENT SHALL BE CONSTRUED IN ACCORDANCE WITH AND GOVERNED BY THE SUBSTANTIVE LAWS OF THE STATE OF NEW YORK APPLICABLE TO AGREEMENTS MADE AND TO BE PERFORMED IN THE STATE OF NEW YORK AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HERETO AND THE CERTIFICATEHOLDERS SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS WITHOUT REGARD TO THE CONFLICTS OF LAWS PRINCIPLES THEREOF (OTHER THAN SECTION 5-1401 OF THE GENERAL OBLIGATIONS LAWS).
 
Section 11.04  Intention of Parties. 
 
It is the express intent of the parties hereto that the conveyance of the Mortgage Notes, Mortgages, assignments of Mortgages, title insurance policies and any modifications, extensions and/or assumption agreements and private mortgage insurance policies relating to the Mortgage Loans by the Sellers to the Depositor, and by the Depositor to the Trustee be, and be construed as, an absolute sale thereof to the Depositor or the Trustee, as applicable. It is, further, not the intention of the parties that such conveyance be deemed a pledge thereof by the Seller to the Depositor, or by the Depositor to the Trustee. However, in the event that, notwithstanding the intent of the parties, such assets are held to be the property of the Sellers or the Depositor, as applicable, or if for any other reason the Mortgage Loan Purchase Agreement or this Agreement is held or deemed to create a security interest in such assets, then (i) the Mortgage Loan Purchase Agreement and this Agreement shall each be deemed to be a security agreement within the meaning of the Uniform Commercial Code of the State of New York and (ii) the conveyance provided for in the Mortgage Loan Purchase Agreement from the Sellers to the Depositor, and the conveyance provided for in this Agreement from the Depositor to the Trustee, shall be deemed to be an assignment and a grant by the Sellers or the Depositor, as applicable, for the benefit of the Certificateholders of a security interest in all of the assets that constitute the Trust Fund, whether now owned or hereafter acquired.
 
The Depositor for the benefit of the Certificateholders shall, to the extent consistent with this Agreement, take such actions as may be necessary to ensure that, if this Agreement were deemed to create a security interest in the assets of the Trust Fund, such security interest would be deemed to be a perfected security interest of first priority under applicable law and will be maintained as such throughout the term of the Agreement.
 
Section 11.05  Notices. 
 
(a)  The Trustee shall use its best efforts to promptly provide notice to each Rating Agency with respect to each of the following of which a Responsible Officer of the Trustee has actual knowledge:
 
(i)  Any material change or amendment to this Agreement;
 
(ii)  The occurrence of any Event of Default that has not been cured;
 
(iii)  The resignation or termination of the Master Servicer or the Trustee and the appointment of any successor;
 
(iv)  The repurchase or substitution of Mortgage Loans pursuant to Sections 2.02, 2.03, 3.19 and 10.01; and
 
(v)  The final payment to Certificateholders.
 
(b)  All directions, demands and notices hereunder shall be in writing and shall be deemed to have been duly given when delivered at or mailed by registered mail, return receipt requested, postage prepaid, or by recognized overnight courier, or by facsimile transmission to a number provided by the appropriate party if receipt of such transmission is confirmed to (i) in the case of the Depositor, Bear Stearns Asset Backed Securities I LLC, 383 Madison Avenue, New York, New York 10179, Attention: Chief Counsel, and with respect to Regulation AB notifications to the Depositor at regabnotifications@bear.com; (ii) in the case of the Seller or the Master Servicer, EMC Mortgage Corporation, 2780 Lake Vista Drive, Lewisville, Texas 75067 (Facsimile: (972) 444-2880), attention: President or General Counsel, or such other address as may be hereafter furnished to the other parties hereto by the Master Servicer in writing; (iii) in the case of the Trustee, at each Corporate Trust Office or such other address as the Trustee may hereafter furnish to the other parties hereto, (iv) in the case of Bear Stearns Financial Products Inc., 383 Madison Avenue, New York, New York 10179 and (v) in the case of the Rating Agencies, (x) Moody’s Investors Service, Inc., 99 Church Street, New York, New York 10007, Attention: Home Equity Monitoring and (y) Standard & Poor’s, 55 Water Street, 41st Floor, New York, New York 10041, the Master Servicer or the Trustee under this Agreement shall be effective only upon receipt. Any notice required or permitted to be mailed to a Certificateholder, unless otherwise provided herein, shall be given by first-class mail, postage prepaid, at the address of such Certificateholder as shown in the Certificate Register; any notice so mailed within the time prescribed in this Agreement shall be conclusively presumed to have been duly given, whether or not the Certificateholder receives such notice.
 
Section 11.06  Severability of Provisions. 
 
If any one or more of the covenants, agreements, provisions or terms of this Agreement shall be for any reason whatsoever held invalid, then such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity or enforceability of the other provisions of this Agreement or of the Certificates or the rights of the Holders thereof.
 
Section 11.07  Assignment. 
 
Notwithstanding anything to the contrary contained herein, except as provided pursuant to Section 7.02, this Agreement may not be assigned by the Master Servicer, EMC (on its own behalf as Seller and on behalf of Master Funding) or the Depositor.
 
Section 11.08  Limitation on Rights of Certificateholders. 
 
The death or incapacity of any Certificateholder shall not operate to terminate this Agreement or the Trust Fund, nor entitle such Certificateholder’s legal representative or heirs to claim an accounting or to take any action or commence any proceeding in any court for a petition or winding up of the Trust Fund, or otherwise affect the rights, obligations and liabilities of the parties hereto or any of them.
 
No Certificateholder shall have any right to vote (except as provided herein) or in any manner otherwise control the operation and management of the Trust Fund, or the obligations of the parties hereto, nor shall anything herein set forth or contained in the terms of the Certificates be construed so as to constitute the Certificateholders from time to time as partners or members of an association; nor shall any Certificateholder be under any liability to any third party by reason of any action taken by the parties to this Agreement pursuant to any provision hereof.
 
No Certificateholder shall have any right by virtue or by availing itself of any provisions of this Agreement to institute any suit, action or proceeding in equity or at law upon or under or with respect to this Agreement, unless such Holder previously shall have given to the Trustee a written notice of an Event of Default and of the continuance thereof, as hereinbefore provided, the Holders of Certificates evidencing not less than 25% of the Voting Rights evidenced by the Certificates shall also have made written request to the Trustee to institute such action, suit or proceeding in its own name as Trustee hereunder and shall have offered to the Trustee such reasonable indemnity as it may require against the costs, expenses, and liabilities to be incurred therein or thereby, and the Trustee for 60 days after its receipt of such notice, request and offer of indemnity shall have neglected or refused to institute any such action, suit or proceeding; it being understood and intended, and being expressly covenanted by each Certificateholder with every other Certificateholder and the Trustee, that no one or more Holders of Certificates shall have any right in any manner whatever by virtue or by availing itself or themselves of any provisions of this Agreement to affect, disturb or prejudice the rights of the Holders of any other of the Certificates, or to obtain or seek to obtain priority over or preference to any other such Holder or to enforce any right under this Agreement, except in the manner herein provided and for the common benefit of all Certificateholders. For the protection and enforcement of the provisions of this Section 11.08, each and every Certificateholder or the Trustee shall be entitled to such relief as can be given either at law or in equity.
 
Section 11.09  Inspection and Audit Rights. 
 
The Master Servicer agrees that, on reasonable prior notice, it will permit any representative of the Depositor or the Trustee during the Master Servicer’s normal business hours, to examine all the books of account, records, reports and other papers of the Master Servicer relating to the Mortgage Loans, to make copies and extracts therefrom, to cause such books to be audited by independent certified public accountants selected by the Depositor and the Trustee and to discuss its affairs, finances and accounts relating to such Mortgage Loans with its officers, employees and independent public accountants (and by this provision the Master Servicer hereby authorizes such accountants to discuss with such representative such affairs, finances and accounts), all at such reasonable times and as often as may be reasonably requested. Any out-of-pocket expense incident to the exercise by the Depositor or the Trustee of any right under this Section 11.09 shall be borne by the party requesting such inspection, subject to such party’s right to reimbursement hereunder (in the case of the Trustee, pursuant to Section 9.05 hereof.
 
Section 11.10  Certificates Nonassessable and Fully Paid. 
 
It is the intention of the Depositor that Certificateholders shall not be personally liable for obligations of the Trust Fund, that the interests in the Trust Fund represented by the Certificates shall be nonassessable for any reason whatsoever, and that the Certificates, upon due authentication thereof by the Trustee pursuant to this Agreement, are and shall be deemed fully paid.
 
Section 11.11  Third Party Rights. 
 
Each Swap Provider shall be an express third-party beneficiary of this Agreement to the extent of its express rights to receive any payments under this Agreement or any other express rights of each Swap Provider explicitly stated in this Agreement, and shall have the right to enforce  such rights under this Agreement as if it were a party hereto. The Swap Administrator shall be an express third-party beneficiary of this Agreement to the extent of its express rights to receive any payments under this Agreement or any other express rights of the Swap Administrator explicitly stated in this Agreement, and shall have the right to enforce  such rights under this Agreement as if it were a party hereto.


* * *

 

IN WITNESS WHEREOF, the Depositor, the Master Servicer, the Seller and the Trustee have caused their names to be signed hereto by their respective officers thereunto duly authorized as of the day and year first above written.
 
BEAR STEARNS ASSET BACKED
SECURITIES I LLC,
as Depositor
   
By:
/s/ Joseph T. Jurkowski, Jr.
Name:
Joseph T. Jurkowski, Jr.
Title:
Vice President
 
 
EMC MORTGAGE CORPORATION,
as Seller and as Master Servicer
   
By:
/s/ Sue Stepanek
Name:
Sue Stepanek
Title:
Executive Vice President
 
 
LASALLE BANK NATIONAL ASSOCIATION,
as Trustee
   
By:
/s/ Susan L. Feld
Name:
Susan L. Feld
Title:
Assistant Vice President

 




STATE OF NEW YORK
)
 
 
)
ss.:
COUNTY OF NEW YORK
)
 

 
On this 30th day of August, 2006, before me, a notary public in and for said State, appeared Joseph T. Jurkowski, Jr., personally known to me on the basis of satisfactory evidence to be an authorized representative of Bear Stearns Asset Backed Securities I LLC, one of the companies that executed the within instrument, and also known to me to be the person who executed it on behalf of such limited liability company and acknowledged to me that such limited liability company executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
   
 
Notary Public
[Notarial Seal]
 




)
 
 
)
ss.:
COUNTY OF DALLAS
)
 

 
On this 30th day of August 2006, before me, a notary public in and for said State, appeared __________________, personally known to me on the basis of satisfactory evidence to be an authorized representative of EMC Mortgage Corporation, one of the corporations that executed the within instrument, and also known to me to be the person who executed it on behalf of such corporation and acknowledged to me that such corporation executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
   
 
Notary Public
[Notarial Seal]
 




STATE OF ILLINOIS
)
 
 
)
ss.:
COUNTY OF COOK
)
 

On this 30th day of August, 2006, before me, a notary public in and for said State, appeared ______________, personally known to me on the basis of satisfactory evidence to be an authorized representative of LaSalle Bank National Association that executed the within instrument, and also known to me to be the person who executed it on behalf of such corporation, and acknowledged to me that such corporation executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
   
 
Notary Public
[Notarial Seal]

 

 

EXHIBIT A-1
 
Form of Class A Certificates
 
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).
 
THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE PRINCIPAL PAYMENTS HEREON AND REALIZED LOSSES ALLOCABLE HERETO. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE TRUSTEE NAMED HEREIN.
 
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE DEPOSITOR OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.
 
PRIOR TO THE TERMINATION OF THE GROUP [I][II] SUPPLEMENTAL INTEREST TRUST, ANY PERSON ACQUIRING A CERTIFICATE SHALL BE DEEMED TO HAVE MADE THE REPRESENTATIONS IN SECTION 6.02(h) OF THE POOLING AND SERVICING AGREEMENT.
 




 
Certificate No. 1
 
Adjustable Rate
 
   
Class [I-A-1][I-A-2][I-A-3][II-1A-1][II-1A-2][II-1A-3][II-2A] Senior
 
 
   
Date of Pooling and Servicing Agreement
and Cut-off Date: August 1, 2006
Aggregate Initial Certificate Principal Balance of this Certificate as of the Cut-off Date:
$[__________]
 
   
First Distribution Date:
September 25, 2006
 
Initial Certificate Principal Balance of this Certificate as of the Cut-off Date:
$[__________]
 
   
Master Servicer:
EMC Mortgage Corporation
 
CUSIP: [_____]
 
   
Last Scheduled Distribution Date:
[__________, __]
 
 

ASSET-BACKED CERTIFICATE
 
SERIES 2006-HE7
 
evidencing a fractional undivided interest in the distributions allocable to the Class [I-A-1][I-A-2][I-A-3][II-1A-1][II-1A-2][II-1A-3][II-2A] Certificates with respect to a Trust Fund consisting primarily of a pool of conventional, closed-end, first and second lien, subprime, one- to four-family fixed and adjustable interest rate mortgage loans sold by BEAR STEARNS ASSET BACKED SECURITIES I LLC.
 
This Certificate is payable solely from the assets of the Trust Fund relating to Loan Group [I][II], and does not represent an obligation of or interest in Bear Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by Bear Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee or any of their affiliates or any other person. None of Bear Stearns Asset Backed Securities I LLC, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
 
This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the “Trust Fund”) generally consisting of conventional, closed-end, first and second lien, subprime, fixed and adjustable rate mortgage loans secured by one- to four- family residences (collectively, the “Mortgage Loans”) sold by Bear Stearns Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) and Master Funding LLC to BSABS I. EMC will act as master servicer of the Mortgage Loans (in that capacity, the “Master Servicer,” which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement, dated as of the Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC Mortgage Corporation, as seller and as Master Servicer, and LaSalle Bank National Association, as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.
 
Interest on this Certificate will accrue from and including the immediately preceding Distribution Date (or with respect to the First Distribution Date, the Closing Date) to and including the day prior to the current Distribution Date on the Certificate Principal Balance hereof at a per annum rate equal to the Pass-Through Rate set forth above. The Trustee will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the Business Day immediately preceding such Distribution Date so long as such Certificate remains in book-entry form (and otherwise, the close of business on the last Business Day of the month immediately preceding the month of such Distribution Date), an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount (of interest and principal, if any) required to be distributed to the Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan.
 
Distributions on this Certificate will be made by the Trustee by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Trustee in writing as specified in the Agreement. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Trustee of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trustee for that purpose and designated in such notice. The initial Certificate Principal Balance of this Certificate is set forth above. The Certificate Principal Balance hereof will be reduced to the extent of distributions allocable to principal hereon and any Realized Losses allocable hereto.
 
This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the “Certificates”). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.
 
The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.
 
This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee.
 
The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor and the rights of the Certificateholders under the Agreement from time to time by the parties thereto with the consent of the Holders of Certificates, evidencing over 50% of the aggregate Certificate Principal Balance of the Certificates, or with the consent the Holders of the Certificates evidencing over 50% of the aggregate Certificate Principal Balance of the related Certificates, or with the consent of the Holders of each Class of related Certificates affected thereby, as applicable. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.
 
As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Trustee upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Trustee for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Trustee duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Percentage Interest will be issued to the designated transferee.
 
Prior to the termination of the Group [I][II] Supplemental Interest Trust, any transferee of this Certificate shall be deemed to make the representations in Section 6.02(h) of the Agreement.
 
The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Percentage Interest, as requested by the Holder surrendering the same.
 
No service charge will be made to the Certificateholders for any such registration of transfer, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the Trustee and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of Depositor, the Master Servicer, the Trustee or any such agent shall be affected by notice to the contrary.
 
The obligations created by the Agreement and the Trust Fund relating to Loan Group [I][II] created thereby (other than the obligations to make payments to related Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund relating to Loan Group [I][II] and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Group [I][II] Mortgage Loan and (B) the remittance of all funds relating to Loan Group [I][II] due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund relating to Loan Group [I][II] in accordance with the terms of the Agreement. Such optional repurchase may be made only on or after the first Distribution Date on which the aggregate Stated Principal Balance of the Group [I][II] Mortgage Loans is less than or equal to a certain percentage of the aggregate Stated Principal Balance of the Group [I][II] Mortgage Loans as of the Cut-off Date as set forth in the Agreement. The exercise of such right will effect the early retirement of the Group [I][II] Certificates. In no event, however, will the Group [I][II] Sub-Trust created by the Agreement continue beyond the earlier of (i) the expiration of 21 years after the death of certain persons identified in the Agreement and (ii) the Latest Possible Maturity Date (as defined in the Agreement) related to Loan Group [I][II].
 
Unless this Certificate has been countersigned by an authorized signatory of the Trustee by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose.
 



IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.
 
Dated: _________, ____
   
LASALLE BANK NATIONAL ASSOCIATION,
not in its individual capacity but solely as Trustee
                           
                           
             
By:
 
               
Authorized Signatory

 
CERTIFICATE OF AUTHENTICATION
 
This is one of the Class [I-A-1][I-A-2][I-A-3][II-1A-1][II-1A-2][II-1A-3][II-2A] Certificates referred to in the within-mentioned Agreement.
 
     
LASALLE BANK NATIONAL ASSOCIATION
Authorized signatory of LaSalle Bank National Association, not in its individual capacity but solely as Trustee
                           
                           
             
By:
 
               
Authorized Signatory

 



ASSIGNMENT
 
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto __________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Percentage Interest evidenced by the within Asset-Backed Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund.
 
I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:
 
     
   
.
     

 
Dated:
 
 
Signature by or on behalf of assignor
   
   
 
Signature Guaranteed

 
DISTRIBUTION INSTRUCTIONS
 
The assignee should include the following for purposes of distribution:
 
Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to________________________________________________________________________________________________
____________________________________________________________________________________________
for the account of_________________________________________________________________________________________
account number________________________________________________________________________or, if mailed by check, to
____________________________________________________________________________________________
Applicable statements should be mailed to______________________________________________________________________
____________________________________________________________________________________________ 
 
This information is provided by________________________________________________________________________
assignee named above, or___________________________________________________________________________________
its agent.
 


 


EXHIBIT A-2
 
Form of Class M Certificates
 
[For the Class I-M-1, Class I-M-2, Class I-M-3, Class I-M-4, Class I-M-5, Class I-M-6, Class I-M-7, Class I-M-8, Class I-M-9, Class I-M-10 and Class I-M-11 Certificates] THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE GROUP I SENIOR CERTIFICATES [,] [AND] [CLASS I-M-1 CERTIFICATES] [,] [AND] [CLASS I-M-2 CERTIFICATES] [,] [AND] [CLASS I-M-3 CERTIFICATES] [,] [AND] [CLASS I-M-4 CERTIFICATES] [,] [AND] [CLASS I-M-5 CERTIFICATES] [,] [AND] [CLASS I-M-6 CERTIFICATES] [,] [AND] [CLASS I-M-7 CERTIFICATES] [,] [AND] [CLASS I-M-8 CERTIFICATES] [,] [AND] [CLASS I-M-9 CERTIFICATES] [AND] [CLASS I-M-10 CERTIFICATES] AS DESCRIBED IN THE AGREEMENT (AS DEFINED BELOW).
 
[For the Class II-M-1, Class II-M-2, Class II-M-3, Class II-M-4, Class II-M-5, Class II-M-6, Class II-M-7, Class II-M-8, Class II-M-9, Class II-M-10 and Class II-M-11 Certificates] THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE GROUP II SENIOR CERTIFICATES [,] [AND] [CLASS II-M-1 CERTIFICATES] [,] [AND] [CLASS II-M-2 CERTIFICATES] [,] [AND] [CLASS II-M-3 CERTIFICATES] [,] [AND] [CLASS II-M-4 CERTIFICATES] [,] [AND] [CLASS II-M-5 CERTIFICATES] [,] [AND] [CLASS II-M-6 CERTIFICATES] [,] [AND] [CLASS II-M-7 CERTIFICATES] [,] [AND] [CLASS II-M-8 CERTIFICATES] [,] [AND] [CLASS II-M-9 CERTIFICATES] [AND] [CLASS II-M-10 CERTIFICATES] AS DESCRIBED IN THE AGREEMENT (AS DEFINED BELOW).
 
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).
 
THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE PRINCIPAL PAYMENTS HEREON AND REALIZED LOSSES ALLOCABLE HERETO. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE TRUSTEE NAMED HEREIN.
 
[For the Class I-M-1, Class I-M-2, Class I-M-3, Class I-M-4, Class I-M-5, Class I-M-6, Class I-M-7, Class I-M-8, Class I-M-9, Class II-M-1, Class II-M-2, Class II-M-3, Class II-M-4, Class II-M-5, Class II-M-6, Class II-M-7, Class II-M-8 and Class II-M-9 Certificates] EACH HOLDER OF A CERTIFICATE OR BENEFICIAL OWNERSHIP SHALL BE DEEMED TO HAVE MADE THE REPRESENTATIONS SET FORTH IN SECTION 6.02(h) OF THE POOLING AND SERVICING AGREEMENT.
 
UNLESS THIS CERTIFICATE IS PRESENTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY TO THE DEPOSITOR OR ITS AGENT FOR REGISTRATION OF TRANSFER, EXCHANGE OR PAYMENT, AND ANY CERTIFICATE ISSUED IS REGISTERED IN THE NAME OF CEDE & CO. OR SUCH OTHER NAME AS REQUESTED BY AN AUTHORIZED REPRESENTATIVE OF THE DEPOSITORY TRUST COMPANY AND ANY PAYMENT IS MADE TO CEDE & CO., ANY TRANSFER, PLEDGE OR OTHER USE HEREOF FOR VALUE OR OTHERWISE BY OR TO ANY PERSON IS WRONGFUL SINCE THE REGISTERED OWNER HEREOF, CEDE & CO., HAS AN INTEREST HEREIN.
 
[For the Class I-M-10, Class I-M-11, Class II-M-10 and Class II-M-11 Certificates] [THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE SECURITIES ACT (“RULE 144A”) TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A “QIB”), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A, (2) PURSUANT TO AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE SECURITIES ACT (IF AVAILABLE) OR (3) IN CERTIFICATED FORM TO AN “INSTITUTIONAL ACCREDITED INVESTOR” WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2), (3) or (7) OF REGULATION D UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT, SUBJECT TO (A) THE RECEIPT BY THE TRUSTEE OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE TRUSTEE OF SUCH OTHER EVIDENCE ACCEPTABLE TO THE TRUSTEE THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES AND ANY OTHER APPLICABLE JURISDICTION.]

[For the Class I-M-10, Class I-M-11, Class II-M-10 and Class II-M-11 Certificates] [NOTWITHSTANDING THE PREVIOUS PARAGRAPH, A CERTIFICATION WILL NOT BE REQUIRED WITH RESPECT TO THE TRANSFER OF THIS CERTIFICATE TO A DEPOSITORY, OR FOR ANY SUBSEQUENT TRANSFER OF THIS CERTIFICATE FOR SO LONG AS THIS CERTIFICATE IS A BOOK-ENTRY CERTIFICATE. ANY TRANSFEREE OF THIS CERTIFICATE WILL BE DEEMED TO HAVE REPRESENTED BY VIRTUE OF ITS PURCHASE OR HOLDING OF THIS CERTIFICATE (OR INTEREST HEREIN) THAT SUCH TRANSFEREE IS A “QUALIFIED INSTITUTIONAL BUYER” WITHIN THE MEANING OF RULE 144A UNDER THE 1933 ACT.]
 
[For the Class I-M-10, Class I-M-11, Class II-M-10 and Class II-M-11 Certificates] [THIS CERTIFICATE MAY NOT BE ACQUIRED DIRECTLY OR INDIRECTLY BY, OR ON BEHALF OF, AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT WHICH IS SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED, OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED, UNLESS THE TRANSFEREE CERTIFIES OR REPRESENTS THAT THE PROPOSED TRANSFER AND HOLDING OF A CERTIFICATE AND THE SERVICING, MANAGEMENT AND OPERATION OF THE TRUST AND ITS ASSETS: (I) WILL NOT RESULT IN ANY PROHIBITED TRANSACTION WHICH IS NOT COVERED UNDER AN INDIVIDUAL OR CLASS PROHIBITED TRANSACTION EXEMPTION, INCLUDING, BUT NOT LIMITED TO PROHIBITED TRANSACTION CLASS EXEMPTION (“PTCE”) 84-14, PTCE 91-38, PTCE 90-1, PTCE 95-60 OR PTCE 96-23 AND (II) WILL NOT GIVE RISE TO ANY ADDITIONAL OBLIGATIONS ON THE PART OF THE DEPOSITOR, THE MASTER SERVICER OR THE TRUSTEE, WHICH WILL BE DEEMED REPRESENTED BY AN OWNER OF A BOOK-ENTRY CERTIFICATE OR A GLOBAL CERTIFICATE OR UNLESS AN OPINION SPECIFIED IN SECTION 6.02 OF THE AGREEMENT IS PROVIDED.]
 

 

Certificate No.1
 
Adjustable Rate
 
   
Class [I-M-1][I-M-2][I-M-3][I-M-4][I-M-5][I-M-6][I-M-7][I-M-8][I-M-9][I-M-10][I-M-11] [II-M-1][II-M-2][II-M-3][II-M-4][II-M-5][II-M-6][II-M-7][II-M-8][II-M-9][II-M-10][II-M-11] Subordinate
 
 
   
Date of Pooling and Servicing Agreement
and Cut-off Date: August 1, 2006
Aggregate Initial Certificate Principal Balance of this Certificate as of the Cut-off Date:
$[__________]
 
   
First Distribution Date:
September 25, 2006
 
Initial Certificate Principal Balance of this Certificate as of the Cut-off Date:
$[__________]
 
   
Master Servicer:
EMC Mortgage Corporation
 
CUSIP: [_____]
 
   
Last Scheduled Distribution Date:
[_________] 25, 2036
 
 
   

ASSET-BACKED CERTIFICATE
 
SERIES 2006-HE7
 
evidencing a fractional undivided interest in the distributions allocable to the Class [I-M-1][I-M-2][I-M-3][I-M-4][I-M-5][I-M-6][I-M-7][I-M-8][I-M-9][I-M-10][I-M-11][II-M-1][II-M-2][II-M-3][II-M-4][II-M-5][II-M-6][II-M-7][II-M-8][II-M-9][II-M-10][II-M-11] Certificates with respect to a Trust Fund consisting primarily of a pool of conventional, closed-end, first and second lien, subprime, one- to four-family fixed and adjustable interest rate mortgage loans sold by BEAR STEARNS ASSET BACKED SECURITIES I LLC.
 
This Certificate is payable solely from the assets of the Trust Fund relating to Loan Group [I][II], and does not represent an obligation of or interest in Bear Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by Bear Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee or any of their affiliates or any other person. None of Bear Stearns Asset Backed Securities I LLC, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
 
This certifies that Cede & Co. is the registered owner of the Percentage Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the “Trust Fund”) generally consisting of conventional, closed-end, first and second lien, subprime, fixed and adjustable rate mortgage loans secured by one- to four- family residences (collectively, the “Mortgage Loans”) sold by Bear Stearns Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) and Master Funding LLC to BSABS I. EMC will act as master servicer of the Mortgage Loans (in that capacity, the “Master Servicer,” which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement, dated as of the Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC Mortgage Corporation, as seller and as Master Servicer, and LaSalle Bank National Association, as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.
 
Interest on this Certificate will accrue from and including the immediately preceding Distribution Date (or with respect to the First Distribution Date, the Closing Date) to and including the day prior to the current Distribution Date on the Certificate Principal Balance hereof at a per annum rate equal to the Pass-Through Rate set forth above. The Trustee will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the Business Day immediately preceding such Distribution Date so long as such Certificate remains in book-entry form (and otherwise, the close of business on the last Business Day of the month immediately preceding the month of such Distribution Date), an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amount (of interest and principal, if any) required to be distributed to the Holders of Certificates of the same Class as this Certificate. The Assumed Final Distribution Date is the Distribution Date in the month following the latest scheduled maturity date of any Mortgage Loan.
 
Distributions on this Certificate will be made by the Trustee by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Trustee in writing as specified in the Agreement. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Trustee of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trustee for that purpose and designated in such notice. The initial Certificate Principal Balance of this Certificate is set forth above. The Certificate Principal Balance hereof will be reduced to the extent of distributions allocable to principal hereon and any Realized Losses allocable hereto
 
[For the Class I-M-10, Class I-M-11, Class II-M-10 and Class II-M-11 Certificates] [No transfer of this Class [I][II]-M-[10][11] Certificate will be made unless such transfer is (i) exempt from the registration requirements of the Securities Act of 1933, as amended, and any applicable state securities laws or is made in accordance with said Act and laws and (ii) made in accordance with Section 6.02 of the Agreement. In the event that such transfer is to be made the Trustee shall register such transfer if, (i) made to a transferee who has provided the Trustee with evidence as to its QIB status; or (ii) (A) the transferor has advised the Trustee in writing that the Certificate is being transferred to an Institutional Accredited Investor and (B) prior to such transfer the transferee furnishes to the Trustee an Investment Letter; provided that if based upon an Opinion of Counsel to the effect that (A) and (B) above are not sufficient to confirm that such transfer is being made pursuant to an exemption from, or in a transaction not subject to, the registration requirements of the Securities Act and other applicable laws, the Trustee shall as a condition of the registration of any such transfer require the transferor to furnish such other certifications, legal opinions or other information prior to registering the transfer of this Certificate as shall be set forth in such Opinion of Counsel.]
 
[For the Class I-M-10, Class I-M-11, Class II-M-10 and Class II-M-11 Certificates] [Notwithstanding the foregoing, the certifications will not be required with respect to the transfer of this Certificate to a Depository, or for any subsequent transfer of this Certificate for so long as this Certificate is a Book-Entry Certificate.]
 
This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the “Certificates”). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.
 
The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.
 
This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee.
 
The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor and the rights of the Certificateholders under the Agreement from time to time by the parties thereto with the consent of the Holders of Certificates, evidencing over 50% of the aggregate Certificate Principal Balance of the Certificates, or with the consent the Holders of the Certificates evidencing over 50% of the aggregate Certificate Principal Balance of the related Certificates, or with the consent of the Holders of each Class of related Certificates affected thereby, as applicable. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.
 
As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Trustee upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Trustee for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Trustee duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Percentage Interest will be issued to the designated transferee.
 
[For the Class I-M-1, Class I-M-2, Class I-M-3, Class I-M-4, Class I-M-5, Class I-M-6, Class I-M-7, Class I-M-8, Class I-M-9, Class II-M-1, Class II-M-2, Class II-M-3, Class II-M-4, Class II-M-5, Class II-M-6, Class II-M-7, Class II-M-8 and Class II-M-9 Certificates] Each holder of a Certificate or beneficial ownership shall be deemed to have made the representations set forth in Section 6.02(h) of the Pooling and Servicing Agreement.
 
[For the Class I-M-10, Class I-M-11, Class II-M-10 and Class II-M-11 Certificates] [This Certificate may not be acquired directly or indirectly by, or on behalf of, an employee benefit plan or other retirement arrangement which is subject to Title I of the Employee Retirement Income Security Act of 1974, as amended, or Section 4975 of the Internal Revenue Code of 1986, as amended, unless the transferee certifies or represents that the proposed transfer and holding of a Certificate and the servicing, management and operation of the trust and its assets: (i) will not result in any prohibited transaction which is not covered under an individual or class prohibited transaction exemption, including, but not limited to, Prohibited Transaction Class Exemption (“PTCE”) 84-14, PTCE 91-38, PTCE 90-1, PTCE 95-60 or PTCE 96-23 and (ii) will not give rise to any additional obligations on the part of the Depositor, the Master Servicer or the Trustee, which will be deemed represented by an owner of a Book-Entry Certificate or a Global Certificate or unless an Opinion of Counsel specified in section 6.02 of the Agreement is provided. This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the “Certificates”). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.]
 
The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Percentage Interest, as requested by the Holder surrendering the same.
 
No service charge will be made to the Certificateholders for any such registration of transfer, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the Trustee and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Trustee or any such agent shall be affected by notice to the contrary.
 
The obligations created by the Agreement and the Trust Fund relating to Loan Group [I][II] created thereby (other than the obligations to make payments to related Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund relating to Loan Group [I][II] and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Group [I][II] Mortgage Loan and (B) the remittance of all funds relating to Loan Group [I][II] due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund relating to Loan Group [I][II] in accordance with the terms of the Agreement. Such optional repurchase may be made only on or after the first Distribution Date on which the aggregate Stated Principal Balance of the Group [I][II] Mortgage Loans is less than or equal to a certain percentage of the aggregate Stated Principal Balance of the Group [I][II] Mortgage Loans as of the Cut-off Date as set forth in the Agreement. The exercise of such right will effect the early retirement of the Group [I][II] Certificates. In no event, however, will the Group [I][II] Sub-Trust created by the Agreement continue beyond the earlier of (i) the expiration of 21 years after the death of certain persons identified in the Agreement and (ii) the Latest Possible Maturity Date (as defined in the Agreement) related to Loan Group [I][II].
 
Unless this Certificate has been countersigned by an authorized signatory of the Trustee by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose.
 

 



IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.
 
Dated: _________, ____
   
LASALLE BANK NATIONAL ASSOCIATION,
not in its individual capacity but solely as Trustee
                           
                           
             
By:
 
               
Authorized Signatory

 
CERTIFICATE OF AUTHENTICATION
 
This is one of the Class [I-M-1][I-M-2][I-M-3][I-M-4][I-M-5][I-M-6][I-M-7][I-M-8][I-M-9][I-M-10][I-M-11][II-M-1][II-M-2][II-M-3][II-M-4][II-M-5][II-M-6][II-M-7][II-M-8][II-M-9][II-M-10][II-M-11] Certificates referred to in the within-mentioned Agreement.
 
     
LASALLE BANK NATIONAL ASSOCIATION
Authorized signatory of LaSalle Bank National Association, not in its individual capacity but solely as Trustee
                           
                           
             
By:
 
               
Authorized Signatory

 



ASSIGNMENT
 
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto __________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Percentage Interest evidenced by the within Asset-Backed Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund.
 
I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:
 
Dated:
 
 
Signature by or on behalf of assignor
   
   
 
Signature Guaranteed

 
DISTRIBUTION INSTRUCTIONS
 
The assignee should include the following for purposes of distribution:
 
Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to________________________________________________________________________________________________
____________________________________________________________________________________________
for the account of_________________________________________________________________________________________
account number________________________________________________________________________or, if mailed by check, to
____________________________________________________________________________________________
Applicable statements should be mailed to______________________________________________________________________
____________________________________________________________________________________________ 
 
This information is provided by________________________________________________________________________
assignee named above, or___________________________________________________________________________________
its agent.
 

 

EXHIBIT A-3
 
Form of Class P Certificate
 
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).
 
THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DECREASED BY THE PRINCIPAL PAYMENTS HEREON. ACCORDINGLY, FOLLOWING THE INITIAL ISSUANCE OF THE CERTIFICATES, THE CERTIFICATE PRINCIPAL BALANCE OF THIS CERTIFICATE WILL BE DIFFERENT FROM THE DENOMINATION SHOWN BELOW. ANYONE ACQUIRING THIS CERTIFICATE MAY ASCERTAIN ITS CERTIFICATE PRINCIPAL BALANCE BY INQUIRY OF THE TRUSTEE NAMED HEREIN.
 
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE SECURITIES ACT (“RULE 144A”) TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A “QIB”), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A, (2) PURSUANT TO AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE SECURITIES ACT (IF AVAILABLE) OR (3) IN CERTIFICATED FORM TO AN “INSTITUTIONAL ACCREDITED INVESTOR” WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2), (3) or (7) OF REGULATION D UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT, SUBJECT TO (A) THE RECEIPT BY THE TRUSTEE OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE TRUSTEE OF SUCH OTHER EVIDENCE ACCEPTABLE TO THE TRUSTEE THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES AND ANY OTHER APPLICABLE JURISDICTION.
 
NO TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION 6.02(h) OF THE AGREEMENT OR AN OPINION OF COUNSEL SATISFACTORY TO THE TRUSTEE THAT THE PURCHASE AND HOLDING OF THIS CERTIFICATE ARE PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN ANY NON-EXEMPT PROHIBITED TRANSACTIONS UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”) OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE TRUSTEE, MASTER SERVICER OR THE DEPOSITOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.
 




Certificate No.1
 
Percentage Interest: 100%
 
   
Class [I-P][II-P]
 
 
   
Date of Pooling and Servicing Agreement and Cut-off Date: August 1, 2006
Aggregate Initial Certificate Principal Balance of this Certificate as of the Cut-off Date:
$100.00
 
   
First Distribution Date:
September 25, 2006
 
Initial Certificate Principal Balance of this Certificate as of the Cut-off Date:
$100.00
 
   
Master Servicer:
EMC Mortgage Corporation
 
CUSIP: [_____]
 
   
Last Scheduled Distribution Date:
[_______] 25, 2036
 
 
   

ASSET-BACKED CERTIFICATE
 
SERIES 2006-HE7
 
evidencing a fractional undivided interest in the distributions allocable to the Class [I-P][II-P] Certificates with respect to a Trust Fund consisting primarily of a pool of conventional, closed-end, first and second lien, subprime, one- to four-family fixed and adjustable interest rate mortgage loans sold by BEAR STEARNS ASSET BACKED SECURITIES I LLC.
 
This Certificate is payable solely from the assets of the Trust Fund relating to Loan Group [I][II], and does not represent an obligation of or interest in Bear Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by Bear Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee or any of their affiliates or any other person. None of Bear Stearns Asset Backed Securities I LLC, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
 
This certifies that Bear, Stearns Securities Corp. is the registered owner of the Percentage Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the “Trust Fund”) generally consisting of conventional, closed-end, first and second lien, subprime, fixed and adjustable rate mortgage loans secured by one- to four-family residences (collectively, the “Mortgage Loans”) sold by Bear Stearns Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) and Master Funding LLC (“Master Funding LLC”, and together with EMC, the “Sellers”) to BSABS I. EMC will act as master servicer of the Mortgage Loans (in that capacity, the “Master Servicer,” which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement, dated as of the Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC Mortgage Corporation, as seller and as Master Servicer, and LaSalle Bank National Association, as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.
 
The Trustee will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last day (or if such last day is not a Business Day, the Business Day immediately preceding such last day) of the calendar month immediately preceding the month in which the Distribution Date occurs, an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amounts required to be distributed to the Holders of Certificates of the same Class as this Certificate.
 
Distributions on this Certificate will be made by the Trustee by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Trustee in writing as specified in the Agreement. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Trustee of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trustee for that purpose and designated in such notice.
 
No transfer of this Certificate shall be made unless the transfer is made pursuant to an effective registration statement under the Securities Act of 1933, as amended (the “1933 Act”), and an effective registration or qualification under applicable state securities laws, or is made in a transaction that does not require such registration or qualification. In the event that such a transfer of this Certificate is to be made without registration or qualification, the Trustee shall require receipt of (i) if such transfer is purportedly being made in reliance upon Rule 144A under the 1933 Act, written certifications from the Holder of the Certificate desiring to effect the transfer, and from such Holder’s prospective transferee, substantially in the forms attached to the Agreement as Exhibit D and either Exhibit E or Exhibit F, as applicable, and (ii) in all other cases, an Opinion of Counsel satisfactory to it that such transfer may be made without such registration or qualification (which Opinion of Counsel shall not be an expense of the Trust Fund or of the Depositor, the Trustee or the Master Servicer in their respective capacities as such), together with copies of the written certification(s) of the Holder of the Certificate desiring to effect the transfer and/or such Holder’s prospective transferee upon which such Opinion of Counsel is based. Neither the Depositor nor the Trustee is obligated to register or qualify the Class of Certificates specified on the face hereof under the 1933 Act or any other securities law or to take any action not otherwise required under the Agreement to permit the transfer of such Certificates without registration or qualification. Any Holder desiring to effect a transfer of this Certificate shall be required to indemnify the Trustee, the Depositor, the Sellers and the Master Servicer against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.
 
No transfer of this Class [I-P][II-P] Certificate will be made unless the Trustee shall have received either (i) the Opinion of Counsel set forth in Section 6.02(h) of the Agreement or (ii) a representation letter under Section 6.02 of the Agreement, in the form as described by the Agreement, stating that the transferee is not an employee benefit or other plan subject to the prohibited transaction provisions of ERISA or Section 4975 of the Code (a “Plan”), or any other person (including an investment manager, a named fiduciary or a trustee of any Plan) acting, directly or indirectly, on behalf of or purchasing any Certificate with “plan assets” of any Plan.
 
This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the “Certificates”). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.
 
The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.
 
This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee.
 
The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor and the rights of the Certificateholders under the Agreement from time to time by the parties thereto with the consent of the Holders of Certificates, evidencing over 50% of the aggregate Certificate Principal Balance of the Certificates, or with the consent the Holders of the Certificates evidencing over 50% of the aggregate Certificate Principal Balance of the related Certificates, or with the consent of the Holders of each Class of related Certificates affected thereby, as applicable. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.
 
As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Trustee upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Trustee for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Trustee duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Percentage Interest will be issued to the designated transferee.
 
The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Percentage Interest, as requested by the Holder surrendering the same.
 
No service charge will be made to the Certificateholders for any such registration of transfer, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the Trustee and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Trustee or any such agent shall be affected by notice to the contrary.
 
The obligations created by the Agreement and the Trust Fund relating to Loan Group [I][II] created thereby (other than the obligations to make payments to related Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund relating to Loan Group [I][II] and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Group [I][II] Mortgage Loan and (B) the remittance of all funds relating to Loan Group [I][II] due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund relating to Loan Group [I][II] in accordance with the terms of the Agreement. Such optional repurchase may be made only on or after the first Distribution Date on which the aggregate Stated Principal Balance of the Group [I][II] Mortgage Loans is less than or equal to a certain percentage of the aggregate Stated Principal Balance of the Group [I][II] Mortgage Loans as of the Cut-off Date as set forth in the Agreement. The exercise of such right will effect the early retirement of the Group [I][II] Certificates. In no event, however, will the Group [I][II] Sub-Trust created by the Agreement continue beyond the earlier of (i) the expiration of 21 years after the death of certain persons identified in the Agreement and (ii) the Latest Possible Maturity Date (as defined in the Agreement) related to Loan Group [I][II].
 
Unless this Certificate has been countersigned by an authorized signatory of the Trustee by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose.
 



IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly
executed.
 
Dated: _________, ____
   
LASALLE BANK NATIONAL ASSOCIATION,
not in its individual capacity but solely as Trustee
                           
                           
             
By:
 
               
Authorized Signatory

 
CERTIFICATE OF AUTHENTICATION
 
This is one of the Class [I-P][II-P] Certificates referred to in the within-mentioned Agreement.
 
     
LASALLE BANK NATIONAL ASSOCIATION
Authorized signatory of LaSalle Bank National Association, not in its individual capacity but solely as Trustee
                           
                           
             
By:
 
               
Authorized Signatory



ASSIGNMENT
 
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto __________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Percentage Interest evidenced by the within Asset-Backed Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund.
 
I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:
 
     
     
   
.

 
Dated:
 
 
Signature by or on behalf of assignor
   
   
 
Signature Guaranteed

DISTRIBUTION INSTRUCTIONS
 
The assignee should include the following for purposes of distribution:
 
Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to________________________________________________________________________________________________
____________________________________________________________________________________________
for the account of_________________________________________________________________________________________
account number________________________________________________________________________or, if mailed by check, to
____________________________________________________________________________________________
Applicable statements should be mailed to______________________________________________________________________
____________________________________________________________________________________________ 
 
This information is provided by________________________________________________________________________
assignee named above, or___________________________________________________________________________________
its agent.
 


 


EXHIBIT A-4
 
Form of Class CE Certificates
 
THIS CERTIFICATE IS SUBORDINATED IN RIGHT OF PAYMENT TO THE SENIOR CERTIFICATES AND THE CLASS M CERTIFICATES AS DESCRIBED IN THE AGREEMENT (AS DEFINED BELOW).
 
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE REPRESENTS A “REGULAR INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT,” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).
 
THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE SECURITIES ACT (“RULE 144A”) TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A “QIB”), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A, (2) PURSUANT TO AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE SECURITIES ACT (IF AVAILABLE) OR (3) IN CERTIFICATED FORM TO AN “INSTITUTIONAL ACCREDITED INVESTOR” WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2), (3) or (7) OF REGULATION D UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT, SUBJECT TO (A) THE RECEIPT BY THE TRUSTEE OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE TRUSTEE OF SUCH OTHER EVIDENCE ACCEPTABLE TO THE TRUSTEE THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES AND ANY OTHER APPLICABLE JURISDICTION.
 
NO TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION 6.02(h) OF THE AGREEMENT OR AN OPINION OF COUNSEL SATISFACTORY TO THE TRUSTEE THAT THE PURCHASE AND HOLDING OF THIS CERTIFICATE ARE PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN ANY NON-EXEMPT PROHIBITED TRANSACTIONS UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”) OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE TRUSTEE, MASTER SERVICER OR THE DEPOSITOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.
 




Certificate No. [_]
 
Percentage Interest: 100%
 
   
Class [I-CE][II-CE]
 
Adjustable Rate
 
   
Date of Pooling and Servicing Agreement
and Cut-off Date: August 1, 2006
Initial Certificate Notional Amount of this Certificate as of the Cut-off Date:
$[__________]
 
   
First Distribution Date:
September 25, 2006
 
Aggregate Certificate Notional Amount of this Certificate as of the Cut-off Date:
$[__________]
 
   
Master Servicer:
EMC Mortgage Corporation
 
CUSIP: [_____]
 
   
Last Scheduled Distribution Date:
[________] 25, 2036
 
 
   

ASSET-BACKED CERTIFICATE
 
SERIES 2006-HE7
 
evidencing a fractional undivided interest in the distributions allocable to the Class [I-CE][II-CE] Certificates with respect to a Trust Fund consisting primarily of a pool of conventional, closed-end, first and second lien, subprime, one-to-four family fixed and adjustable interest rate mortgage loans sold by BEAR STEARNS ASSET BACKED SECURITIES I LLC.
 
This Certificate is payable solely from the assets of the Trust Fund relating to Loan Group [I][II], and does not represent an obligation of or interest in Bear Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by Bear Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee or any of their affiliates or any other person. None of Bear Stearns Asset Backed Securities I LLC, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
 
This certifies that Bear, Stearns Securities Corp. is the registered owner of the Percentage Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the “Trust Fund”) generally consisting conventional, closed-end, first and second lien, fixed and adjustable rate mortgage loans secured by one- to four-family residences (collectively, the “Mortgage Loans”) sold by Bear Stearns Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) and Master Funding LLC (“Master Funding LLC”, and together with EMC, the “Sellers”) to BSABS I. EMC will act as master servicer of the Mortgage Loans (in that capacity, the “Master Servicer,” which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement, dated as of the Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC Mortgage Corporation, as seller and as Master Servicer, and LaSalle Bank National Association, as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.
 
The Trustee will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last day (or if such last day is not a Business Day, the Business Day immediately preceding such last day) of the calendar month immediately preceding the month in which the Distribution Date occurs, an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amounts required to be distributed to the Holders of Certificates of the same Class as this Certificate.
 
Distributions on this Certificate will be made by the Trustee by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Trustee in writing as specified in the Agreement. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Trustee of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trustee for that purpose and designated in such notice.
 
No transfer of this Certificate shall be made unless the transfer is made pursuant to an effective registration statement under the Securities Act of 1933, as amended (the “1933 Act”), and an effective registration or qualification under applicable state securities laws, or is made in a transaction that does not require such registration or qualification. In the event that such a transfer of this Certificate is to be made without registration or qualification, the Trustee shall require receipt of (i) if such transfer is purportedly being made in reliance upon Rule 144A under the 1933 Act, written certifications from the Holder of the Certificate desiring to effect the transfer, and from such Holder’s prospective transferee, substantially in the forms attached to the Agreement as Exhibit D and either Exhibit E or Exhibit F, as applicable, and (ii) in all other cases, an Opinion of Counsel satisfactory to it that such transfer may be made without such registration or qualification (which Opinion of Counsel shall not be an expense of the Trust Fund or of the Depositor, the Trustee, or the Master Servicer in their respective capacities as such), together with copies of the written certification(s) of the Holder of the Certificate desiring to effect the transfer and/or such Holder’s prospective transferee upon which such Opinion of Counsel is based. Neither the Depositor nor the Trustee is obligated to register or qualify the Class of Certificates specified on the face hereof under the 1933 Act or any other securities law or to take any action not otherwise required under the Agreement to permit the transfer of such Certificates without registration or qualification. Any Holder desiring to effect a transfer of this Certificate shall be required to indemnify the Trustee, the Depositor, the Sellers and the Master Servicer against any liability that may result if the transfer is not so exempt or is not made in accordance with such federal and state laws.
 
No transfer of this Class [I-CE][II-CE] Certificate will be made unless the Trustee shall have received either (i) the Opinion of Counsel set forth in Section 6.02(h) of the Agreement or (ii) a representation letter under Section 6.02 of the Agreement, in the form as described by the Agreement, stating that the transferee is not an employee benefit or other plan subject to the prohibited transaction provisions of ERISA or Section 4975 of the Code (a “Plan”), or any other person (including an investment manager, a named fiduciary or a trustee of any Plan) acting, directly or indirectly, on behalf of or purchasing any Certificate with “plan assets” of any Plan.
 
This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the “Certificates”). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.
 
The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.
 
This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee.
 
The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor and the rights of the Certificateholders under the Agreement from time to time by the parties thereto with the consent of the Holders of Certificates, evidencing over 50% of the aggregate Certificate Principal Balance of the Certificates, or with the consent the Holders of the Certificates evidencing over 50% of the aggregate Certificate Principal Balance of the related Certificates, or with the consent of the Holders of each Class of related Certificates affected thereby, as applicable. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.
 
As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Trustee upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Trustee for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Trustee duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Percentage Interest will be issued to the designated transferee.
 
The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Percentage Interest, as requested by the Holder surrendering the same.
 
No service charge will be made to the Certificateholders for any such registration of transfer, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the Trustee and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of the Depositor, the Master Servicer, the Trustee or any such agent shall be affected by notice to the contrary.
 
The obligations created by the Agreement and the Trust Fund relating to Loan Group [I][II] created thereby (other than the obligations to make payments to related Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund relating to Loan Group [I][II] and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Group [I][II] Mortgage Loan and (B) the remittance of all funds relating to Loan Group [I][II] due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund relating to Loan Group [I][II] in accordance with the terms of the Agreement. Such optional repurchase may be made only on or after the first Distribution Date on which the aggregate Stated Principal Balance of the Group [I][II] Mortgage Loans is less than or equal to a certain percentage of the aggregate Stated Principal Balance of the Group [I][II] Mortgage Loans as of the Cut-off Date as set forth in the Agreement. The exercise of such right will effect the early retirement of the Group [I][II] Certificates. In no event, however, will the Group [I][II] Sub-Trust created by the Agreement continue beyond the earlier of (i) the expiration of 21 years after the death of certain persons identified in the Agreement and (ii) the Latest Possible Maturity Date (as defined in the Agreement) related to Loan Group [I][II].
 
Unless this Certificate has been countersigned by an authorized signatory of the Trustee by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose.
 



IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.
 
Dated: _________, ____
   
LASALLE BANK NATIONAL ASSOCIATION,
not in its individual capacity but solely as Trustee
                           
                           
             
By:
 
               
Authorized Signatory

 
CERTIFICATE OF AUTHENTICATION
 
This is one of the Class [I-CE][II-CE] Certificates referred to in the within-mentioned Agreement.
 
     
LASALLE BANK NATIONAL ASSOCIATION
Authorized signatory of LaSalle Bank National Association, not in its individual capacity but solely as Trustee
                           
                           
             
By:
 
               
Authorized Signatory

 



ASSIGNMENT
 
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto __________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Percentage Interest evidenced by the within Asset-Backed Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund.
 
I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:
 
     
     
   
.

 
Dated:
 
 
Signature by or on behalf of assignor
   
   
 
Signature Guaranteed

 
DISTRIBUTION INSTRUCTIONS
 
The assignee should include the following for purposes of distribution:
 
Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to________________________________________________________________________________________________
____________________________________________________________________________________________
for the account of_________________________________________________________________________________________
account number________________________________________________________________________or, if mailed by check, to
____________________________________________________________________________________________
Applicable statements should be mailed to______________________________________________________________________
____________________________________________________________________________________________ 
 
This information is provided by________________________________________________________________________
assignee named above, or___________________________________________________________________________________
its agent.
 


 

EXHIBIT A-5
 
Form of Class R Certificates
 
THIS CERTIFICATE MAY NOT BE HELD BY OR TRANSFERRED TO A NON-UNITED STATES PERSON OR A DISQUALIFIED ORGANIZATION (AS DEFINED BELOW).
 
SOLELY FOR U.S. FEDERAL INCOME TAX PURPOSES, THIS CERTIFICATE IS A “RESIDUAL INTEREST” IN A “REAL ESTATE MORTGAGE INVESTMENT CONDUIT” AS THOSE TERMS ARE DEFINED, RESPECTIVELY, IN SECTIONS 860G AND 860D OF THE INTERNAL REVENUE CODE OF 1986 (THE “CODE”).
 
NO TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION 6.02(h) OF THE AGREEMENT OR AN OPINION OF COUNSEL SATISFACTORY TO THE TRUSTEE THAT THE PURCHASE AND HOLDING OF THIS CERTIFICATE ARE PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN ANY NON-EXEMPT PROHIBITED TRANSACTIONS UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”) OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE TRUSTEE, MASTER SERVICER OR THE DEPOSITOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.
 
ANY RESALE, TRANSFER OR OTHER DISPOSITION OF THIS CERTIFICATE MAY BE MADE ONLY IF THE PROPOSED TRANSFEREE PROVIDES A TRANSFER AFFIDAVIT TO THE MASTER SERVICER AND THE TRUSTEE THAT (1) SUCH TRANSFEREE IS NOT (A) THE UNITED STATES, ANY STATE OR POLITICAL SUBDIVISION THEREOF, ANY POSSESSION OF THE UNITED STATES, OR ANY AGENCY OR INSTRUMENTALITY OF ANY OF THE FOREGOING (OTHER THAN AN INSTRUMENTALITY WHICH IS A CORPORATION IF ALL OF ITS ACTIVITIES ARE SUBJECT TO TAX AND EXCEPT FOR FREDDIE MAC, A MAJORITY OF ITS BOARD OF DIRECTORS IS NOT SELECTED BY SUCH GOVERNMENTAL UNIT), (B) A FOREIGN GOVERNMENT, ANY INTERNATIONAL ORGANIZATION, OR ANY AGENCY OR INSTRUMENTALITY OF EITHER OF THE FOREGOING, (C) ANY ORGANIZATION (OTHER THAN CERTAIN FARMERS’ COOPERATIVES DESCRIBED IN SECTION 521 OF THE CODE) WHICH IS EXEMPT FROM THE TAX IMPOSED BY CHAPTER 1 OF THE CODE UNLESS SUCH ORGANIZATION IS SUBJECT TO THE TAX IMPOSED BY SECTION 511 OF THE CODE (INCLUDING THE TAX IMPOSED BY SECTION 511 OF THE CODE ON UNRELATED BUSINESS TAXABLE INCOME), (D) RURAL ELECTRIC AND TELEPHONE COOPERATIVES DESCRIBED IN SECTION 1381(a)(2)(C) OF THE CODE, (E) AN ELECTING LARGE PARTNERSHIP UNDER SECTION 775(a) OF THE CODE (ANY SUCH PERSON DESCRIBED IN THE FOREGOING CLAUSES (A), (B), (C), (D) OR (E) BEING HEREIN REFERRED TO AS A “DISQUALIFIED ORGANIZATION”), OR (F) AN AGENT OF A DISQUALIFIED ORGANIZATION, (2) SUCH TRANSFEREE IS A UNITED STATES PERSON UNDER SECTION 7701 OF THE CODE, (3) NO PURPOSE OF SUCH TRANSFER IS TO IMPEDE THE ASSESSMENT OR COLLECTION OF TAX AND (4) SUCH TRANSFEREE SATISFIES CERTAIN ADDITIONAL CONDITIONS RELATING TO THE FINANCIAL CONDITION OF THE PROPOSED TRANSFEREE. NOTWITHSTANDING THE REGISTRATION IN THE CERTIFICATE REGISTER OR ANY TRANSFER, SALE OR OTHER DISPOSITION OF THIS CERTIFICATE TO A DISQUALIFIED ORGANIZATION OR AN AGENT OF A DISQUALIFIED ORGANIZATION, SUCH REGISTRATION SHALL BE DEEMED TO BE OF NO LEGAL FORCE OR EFFECT WHATSOEVER AND SUCH PERSON SHALL NOT BE DEEMED TO BE A CERTIFICATEHOLDER FOR ANY PURPOSE HEREUNDER, INCLUDING, BUT NOT LIMITED TO, THE RECEIPT OF DISTRIBUTIONS ON THIS CERTIFICATE. EACH HOLDER OF THIS CERTIFICATE BY ACCEPTANCE OF THIS CERTIFICATE SHALL BE DEEMED TO HAVE CONSENTED TO THE PROVISIONS OF THIS PARAGRAPH.
 




Certificate No.1
 
 
   
Class [I-R-1][I-R-2][I-R-3][I-RX][II-R-1]
[II-RX]
Percentage Interest: 100%
 
   
Date of Pooling and Servicing Agreement and Cut-off Date: August 1, 2006
 
   
First Distribution Date:
September 25, 2006
 
 
   
Master Servicer:
EMC Mortgage Corporation
 
CUSIP: [_____]
 
   
Last Scheduled Distribution Date:
[_______] 25, 2036
 
 
   

ASSET-BACKED CERTIFICATE
 
SERIES 2006-HE7
 
evidencing a fractional undivided interest in the distributions allocable to the Class [I-R-1][I-R-2][I-R-3][I-RX][II-R-1][II-RX] Certificates with respect to a Trust Fund consisting primarily of a pool of conventional, closed-end, first and second lien, subprime, one- to four-family fixed and adjustable interest rate mortgage loans sold by BEAR STEARNS ASSET BACKED SECURITIES I LLC.
 
This Certificate is payable solely from the assets of the Trust Fund relating to Loan Group [I][II], and does not represent an obligation of or interest in Bear Stearns Asset Backed Securities I LLC, the Master Servicer or the Trustee referred to below or any of their affiliates or any other person. Neither this Certificate nor the underlying Mortgage Loans are guaranteed or insured by any governmental entity or by Bear Stearns Asset Backed Securities I LLC, the Master Servicer, the Trustee or any of their affiliates or any other person. None of Bear Stearns Asset Backed Securities I LLC, the Master Servicer or any of their affiliates will have any obligation with respect to any certificate or other obligation secured by or payable from payments on the Certificates.
 
This certifies that Bear, Stearns Securities Corp. is the registered owner of the Percentage Interest evidenced hereby in the beneficial ownership interest of Certificates of the same Class as this Certificate in a trust (the “Trust Fund”) generally consisting of conventional, closed-end, first and second lien, subprime, fixed and adjustable rate mortgage loans secured by one- to four- family residences (collectively, the “Mortgage Loans”) sold by Bear Stearns Asset Backed Securities I LLC (“BSABS I”). The Mortgage Loans were sold by EMC Mortgage Corporation (“EMC”) and Master Funding LLC to BSABS I. EMC will act as master servicer of the Mortgage Loans (in that capacity, the “Master Servicer,” which term includes any successors thereto under the Agreement referred to below). The Trust Fund was created pursuant to the Pooling and Servicing Agreement, dated as of the Cut-off Date specified above (the “Agreement”), among BSABS I, as depositor (the “Depositor”), EMC Mortgage Corporation, as seller and as Master Servicer, and LaSalle Bank National Association, as trustee (the “Trustee”), a summary of certain of the pertinent provisions of which is set forth hereafter. To the extent not defined herein, capitalized terms used herein shall have the meaning ascribed to them in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of its acceptance hereof assents and by which such Holder is bound.
 
Each Holder of this Certificate will be deemed to have agreed to be bound by the
restrictions set forth in the Agreement to the effect that (i) each person holding or acquiring any Ownership Interest in this Certificate must be a Permitted Transferee, (ii) the transfer of any Ownership Interest in this Certificate will be conditioned upon the delivery to the Trustee of, among other things, an affidavit to the effect that it is a Permitted Transferee, (iii) any attempted or purported transfer of any Ownership Interest in this Certificate in violation of such restrictions will be absolutely null and void and will vest no rights in the purported transferee, and (iv) if any person other than a Permitted Transferee acquires any Ownership Interest in this Certificate in violation of such restrictions, then the Depositor will have the right, in its sole discretion and without notice to the Holder of this Certificate, to sell this Certificate to a purchaser selected by the Depositor, which purchaser may be the Depositor, or any affiliate of the Depositor, on such terms and conditions as the Depositor may choose.
 
The Trustee will distribute on the 25th day of each month, or, if such 25th day is not a Business Day, the immediately following Business Day (each, a “Distribution Date”), commencing on the First Distribution Date specified above, to the Person in whose name this Certificate is registered at the close of business on the last day (or if such last day is not a Business Day, the Business Day immediately preceding such last day) of the calendar month immediately preceding the month in which the Distribution Date occurs, an amount equal to the product of the Percentage Interest evidenced by this Certificate and the amounts required to be distributed to the Holders of Certificates of the same Class as this Certificate.
 
Distributions on this Certificate will be made by the Trustee by check mailed to the address of the Person entitled thereto as such name and address shall appear on the Certificate Register or, if such Person so requests by notifying the Trustee in writing as specified in the Agreement. Notwithstanding the above, the final distribution on this Certificate will be made after due notice by the Trustee of the pendency of such distribution and only upon presentation and surrender of this Certificate at the office or agency appointed by the Trustee for that purpose and designated in such notice.
 
No transfer of this Class [I-R-1][I-R-2][I-R-3][I-RX][II-R-1][II-RX] Certificate will be made unless the Trustee shall have received either (i) the Opinion of Counsel set forth in Section 6.02(h) of the Agreement or (ii) a representation letter under Section 6.02 of the Agreement, in the form as described by the Agreement, stating that the transferee is not an employee benefit or other plan subject to the prohibited transaction provisions of ERISA or Section 4975 of the Code (a “Plan”), or any other person (including an investment manager, a named fiduciary or a trustee of any Plan) acting, directly or indirectly, on behalf of or purchasing any Certificate with “plan assets” of any Plan.
 
This Certificate is one of a duly authorized issue of Certificates designated as set forth on the face hereof (the “Certificates”). The Certificates, in the aggregate, evidence the entire beneficial ownership interest in the Trust Fund formed pursuant to the Agreement.
 
The Certificateholder, by its acceptance of this Certificate, agrees that it will look solely to the Trust Fund for payment hereunder and that the Trustee is not liable to the Certificateholders for any amount payable under this Certificate or the Agreement or, except as expressly provided in the Agreement, subject to any liability under the Agreement.
 
This Certificate does not purport to summarize the Agreement and reference is made to the Agreement for the interests, rights and limitations of rights, benefits, obligations and duties evidenced hereby, and the rights, duties and immunities of the Trustee.
 
The Agreement permits, with certain exceptions therein provided, the amendment thereof and the modification of the rights and obligations of the Depositor and the rights of the Certificateholders under the Agreement from time to time by the parties thereto with the consent of the Holders of Certificates, evidencing over 50% of the aggregate Certificate Principal Balance of the Certificates, or with the consent the Holders of the Certificates evidencing over 50% of the aggregate Certificate Principal Balance of the related Certificates, or with the consent of the Holders of each Class of related Certificates affected thereby, as applicable. Any such consent by the Holder of this Certificate shall be conclusive and binding on such Holder and upon all future Holders of this Certificate and of any Certificate issued upon the transfer hereof or in lieu hereof whether or not notation of such consent is made upon this Certificate. The Agreement also permits the amendment thereof, in certain limited circumstances, without the consent of the Holders of any of the Certificates.
 
As provided in the Agreement and subject to certain limitations therein set forth, the transfer of this Certificate is registrable with the Trustee upon surrender of this Certificate for registration of transfer at the offices or agencies maintained by the Trustee for such purposes, duly endorsed by, or accompanied by a written instrument of transfer in form satisfactory to the Trustee duly executed by the Holder hereof or such Holder’s attorney duly authorized in writing, and thereupon one or more new Certificates in authorized denominations representing a like aggregate Percentage Interest will be issued to the designated transferee.
 
The Certificates are issuable only as registered Certificates without coupons in the Classes and denominations specified in the Agreement. As provided in the Agreement and subject to certain limitations therein set forth, this Certificate is exchangeable for one or more new Certificates evidencing the same Class and in the same aggregate Percentage Interest, as requested by the Holder surrendering the same.
 
No service charge will be made to the Certificateholders for any such registration of transfer, but the Trustee may require payment of a sum sufficient to cover any tax or other governmental charge payable in connection therewith. The Depositor, the Master Servicer, the Trustee and any agent of any of them may treat the Person in whose name this Certificate is registered as the owner hereof for all purposes, and none of Depositor, the Master Servicer, the Trustee or any such agent shall be affected by notice to the contrary.
 
The obligations created by the Agreement and the Trust Fund relating to Loan Group [I][II] created thereby (other than the obligations to make payments to related Certificateholders with respect to the termination of the Agreement) shall terminate upon the earlier of (i) the later of (A) the maturity or other liquidation (or Advance with respect thereto) of the last Mortgage Loan remaining in the Trust Fund relating to Loan Group [I][II] and disposition of all property acquired upon foreclosure or deed in lieu of foreclosure of any Group [I][II] Mortgage Loan and (B) the remittance of all funds relating to Loan Group [I][II] due under the Agreement, or (ii) the optional repurchase by the party named in the Agreement of all the Mortgage Loans and other assets of the Trust Fund relating to Loan Group [I][II] in accordance with the terms of the Agreement. Such optional repurchase may be made only on or after the first Distribution Date on which the aggregate Stated Principal Balance of the Group [I][II] Mortgage Loans is less than or equal to a certain percentage of the aggregate Stated Principal Balance of the Group [I][II] Mortgage Loans as of the Cut-off Date as set forth in the Agreement. The exercise of such right will effect the early retirement of the Group [I][II] Certificates. In no event, however, will the Group [I][II] Sub-Trust created by the Agreement continue beyond the earlier of (i) the expiration of 21 years after the death of certain persons identified in the Agreement and (ii) the Latest Possible Maturity Date (as defined in the Agreement) related to Loan Group [I][II].
 
Unless this Certificate has been countersigned by an authorized signatory of the Trustee by manual signature, this Certificate shall not be entitled to any benefit under the Agreement, or be valid for any purpose.
 



IN WITNESS WHEREOF, the Trustee has caused this Certificate to be duly executed.
 
Dated: _________, ____
   
LASALLE BANK NATIONAL ASSOCIATION,
not in its individual capacity but solely as Trustee
                           
                           
             
By:
 
               
Authorized Signatory

 
CERTIFICATE OF AUTHENTICATION
 
This is one of the Class [I-R-1][I-R-2][I-R-3][I-RX][II-R-1][II-RX] Certificates referred to in the within-mentioned Agreement.
 
     
LASALLE BANK NATIONAL ASSOCIATION
Authorized signatory of LaSalle Bank National Association, not in its individual capacity but solely as Trustee
                           
                           
             
By:
 
               
Authorized Signatory

 



ASSIGNMENT
 
FOR VALUE RECEIVED, the undersigned hereby sell(s), assign(s) and transfer(s) unto __________________________________ (Please print or typewrite name and address including postal zip code of assignee) a Percentage Interest evidenced by the within Asset-Backed Certificate and hereby authorizes the transfer of registration of such interest to assignee on the Certificate Register of the Trust Fund.
 
I (We) further direct the Certificate Registrar to issue a new Certificate of a like denomination and Class, to the above named assignee and deliver such Certificate to the following address:
 
     
     
   
.

 
Dated:
 
 
Signature by or on behalf of assignor
   
   
 
Signature Guaranteed

 
DISTRIBUTION INSTRUCTIONS
 
The assignee should include the following for purposes of distribution:
 
 
Distributions shall be made, by wire transfer or otherwise, in immediately available
funds to________________________________________________________________________________________________
____________________________________________________________________________________________
for the account of_________________________________________________________________________________________
account number________________________________________________________________________or, if mailed by check, to
____________________________________________________________________________________________
Applicable statements should be mailed to______________________________________________________________________
____________________________________________________________________________________________ 
 
This information is provided by________________________________________________________________________
assignee named above, or___________________________________________________________________________________
its agent.
 



 


EXHIBIT B
 
MORTGAGE LOAN SCHEDULE
   ZIP_CODE              STATE                            CITY1                                   PROPTYPE                        CURRENT_GROSS_COUPON                   SERV_FEE            LPMI             TRUSTFEE             MSERV
   --------              -----                            -----                                   --------                        --------------------                   --------            ----             --------             -----
     89032                NV                         North Las Vegas                              Townhouse                             12.0000                           0.5000            0.0000             0.0065              0.0000
     30135                GA                           Douglasville                                  PUD                                14.1000                           0.5000            0.0000             0.0065              0.0000
     14207                NY                             Buffalo                                 2-4 Family                             10.2750                           0.5000            0.0000             0.0065              0.0000
     89166                NV                            Las Vegas                                    PUD                                 7.3750                           0.5000            0.0000             0.0065              0.0000
     29910                SC                             Bluffton                                    PUD                                 8.5800                           0.5000            0.0000             0.0065              0.0000
     29910                SC                             Bluffton                                    PUD                                11.2300                           0.5000            0.0000             0.0065              0.0000
     48204                MI                             DETROIT                                Single Family                            9.9750                           0.5000            0.0000             0.0065              0.0000
     92503                CA                            Riverside                                2-4 Family                             10.2500                           0.5000            0.0000             0.0065              0.0000
     85204                AZ                               Mesa                                      PUD                                 8.8500                           0.5000            0.0000             0.0065              0.0000
     37803                TN                            Maryville                               Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     70815                LA                           Baton Rouge                              Single Family                            9.5500                           0.5000            0.0000             0.0065              0.0000
     33607                FL                              TAMPA                                 Single Family                            8.5700                           0.5000            0.0000             0.0065              0.0000
     19713                DE                              Newark                                Single Family                            7.9300                           0.5000            0.0000             0.0065              0.0000
     92557                CA                          Moreno Valley                             Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     92557                CA                          Moreno Valley                             Single Family                           12.0250                           0.5000            0.0000             0.0065              0.0000
     49448                MI                              Nunica                                Single Family                            8.1500                           0.5000            0.0000             0.0065              0.0000
     27526                NC                          Fuquay Varina                             Single Family                            9.1000                           0.5000            0.0000             0.0065              0.0000
     46747                IN                              Hudson                                Single Family                            8.0500                           0.5000            0.0000             0.0065              0.0000
     75056                TX                            The Colony                              Single Family                           10.5150                           0.5000            0.0000             0.0065              0.0000
     32962                FL                            Vero Beach                              Single Family                           10.5200                           0.5000            0.0000             0.0065              0.0000
     39759                MS                            Starkville                              Single Family                            8.8500                           0.5000            0.0000             0.0065              0.0000
     77316                TX                            Montgomery                                   PUD                                 9.0000                           0.5000            0.0000             0.0065              0.0000
     93622                CA                            Firebaugh                               Single Family                            7.0000                           0.5000            0.0000             0.0065              0.0000
     3878                 NH                           Somersworth                              Single Family                           10.0150                           0.5000            0.0000             0.0065              0.0000
     34120                FL                              Naples                                Single Family                           10.2000                           0.5000            0.0000             0.0065              0.0000
     93552                CA                             Palmdale                               Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     93552                CA                             Palmdale                               Single Family                           12.1250                           0.5000            0.0000             0.0065              0.0000
     65202                MO                             Columbia                               Single Family                            7.4800                           0.5000            0.0000             0.0065              0.0000
     74029                OK                              Dewey                                 Single Family                           10.9900                           0.5000            0.0000             0.0065              0.0000
     46036                IN                              Elwood                                Single Family                            9.4500                           0.5000            0.0000             0.0065              0.0000
     46011                IN                             Anderson                               Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     29732                SC                            Rock Hill                               Single Family                            8.8900                           0.5000            0.0000             0.0065              0.0000
     45238                OH                            Cincinnati                                   PUD                                 7.6250                           0.5000            0.0000             0.0065              0.0000
     45238                OH                            Cincinnati                                   PUD                                12.1250                           0.5000            0.0000             0.0065              0.0000
     89031                NV                           N Las Vegas                                   PUD                                 7.0200                           0.5000            0.0000             0.0065              0.0000
     89031                NV                           N Las Vegas                                   PUD                                10.3800                           0.5000            0.0000             0.0065              0.0000
     27104                NC                          Winston Salem                             Single Family                           11.5500                           0.5000            0.0000             0.0065              0.0000
     76374                TX                              Olney                                 Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     92154                CA                            San Diego                               Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     91340                CA                           San Fernando                             Single Family                            6.4500                           0.5000            0.0000             0.0065              0.0000
     98674                WA                             Woodland                               Single Family                            9.8750                           0.5000            0.0000             0.0065              0.0000
     42413                KY                              Hanson                                Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     39648                MS                              Mccomb                                Single Family                            8.6500                           0.5000            0.0000             0.0065              0.0000
     8102                 NJ                              CAMDEN                                Single Family                            9.2000                           0.5000            0.0000             0.0065              0.0000
     30288                GA                              CONLEY                                Single Family                            7.9000                           0.5000            0.0000             0.0065              0.0000
     19144                PA                           PHILADELPHIA                             Single Family                            8.3000                           0.5000            0.0000             0.0065              0.0000
     77026                TX                             HOUSTON                                Single Family                            9.3000                           0.5000            0.0000             0.0065              0.0000
     7111                 NJ                            IRVINGTON                               Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     62208                IL                         FAIRVIEW HEIGHT                            Single Family                            7.4700                           0.5000            0.0000             0.0065              0.0000
     23002                VA                              AMELIA                                Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     45044                OH                            MIDDLETOWN                              Single Family                           11.3000                           0.5000            0.0000             0.0065              0.0000
     29906                SC                             BEAUFORT                               Single Family                           12.7000                           0.5000            0.0000             0.0065              0.0000
     43608                OH                              TOLEDO                                Single Family                            9.2000                           0.5000            0.0000             0.0065              0.0000
     49028                MI                             BRONSON                                Single Family                            9.6000                           0.5000            0.0000             0.0065              0.0000
     29115                SC                            ORANGEBURG                               2-4 Family                             10.3500                           0.5000            0.0000             0.0065              0.0000
     73150                OK                          OKLAHOMA CITY                             Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     43078                OH                              URBANA                                Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     98201                WA                             EVERETT                                 2-4 Family                              7.4500                           0.5000            0.0000             0.0065              0.0000
     60619                IL                             CHICAGO                                 2-4 Family                              7.4500                           0.5000            0.0000             0.0065              0.0000
     43110                OH                         CANAL WINCHESTE                             Condominium                             8.8500                           0.5000            0.0000             0.0065              0.0000
     30060                GA                             MARIETTA                               Single Family                            7.6750                           0.5000            0.0000             0.0065              0.0000
     43138                OH                              LOGAN                                 Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     73169                OK                          OKLAHOMA CITY                             Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     43615                OH                              TOLEDO                                Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     63136                MO                           SAINT LOUIS                              Single Family                           10.2000                           0.5000            0.0000             0.0065              0.0000
     16146                PA                              SHARON                                Single Family                            8.9500                           0.5000            0.0000             0.0065              0.0000
     77014                TX                             HOUSTON                                     PUD                                 8.1000                           0.5000            0.0000             0.0065              0.0000
     21218                MD                            BALTIMORE                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     77055                TX                             HOUSTON                                Single Family                            9.8500                           0.5000            0.0000             0.0065              0.0000
     73109                OK                          OKLAHOMA CITY                             Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     16214                PA                             CLARION                                Single Family                            8.0300                           0.5000            0.0000             0.0065              0.0000
     91945                CA                           LEMON GROVE                              Single Family                            6.4500                           0.5000            0.0000             0.0065              0.0000
     55347                MN                           EDEN PRAIRIE                             Single Family                            7.4500                           0.5000            0.0000             0.0065              0.0000
     43506                OH                              BRYAN                                 Single Family                           10.4500                           0.5000            0.0000             0.0065              0.0000
     30019                GA                              DACULA                                Single Family                            7.3000                           0.5000            0.0000             0.0065              0.0000
     45840                OH                             FINDLAY                                Single Family                            9.3000                           0.5000            0.0000             0.0065              0.0000
     78957                TX                            SMITHVILLE                              Single Family                            9.2000                           0.5000            0.0000             0.0065              0.0000
     85016                AZ                             PHOENIX                                Single Family                            6.9500                           0.5000            0.0000             0.0065              0.0000
     95207                CA                             STOCKTON                               Single Family                            7.5500                           0.5000            0.0000             0.0065              0.0000
     77028                TX                             HOUSTON                                Single Family                            9.2000                           0.5000            0.0000             0.0065              0.0000
     49345                MI                              SPARTA                                Single Family                            6.9000                           0.5000            0.0000             0.0065              0.0000
     48219                MI                             DETROIT                                Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     37055                TN                             DICKSON                                Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     75007                TX                            CARROLLTON                                   PUD                                 8.5000                           0.5000            0.0000             0.0065              0.0000
     22306                VA                            ALEXANDRIA                              Single Family                            8.8500                           0.5000            0.0000             0.0065              0.0000
     73772                OK                             WATONGA                                Single Family                           11.4500                           0.5000            0.0000             0.0065              0.0000
     16602                PA                             ALTOONA                                Single Family                            6.8500                           0.5000            0.0000             0.0065              0.0000
     77414                TX                             SARGENT                                     PUD                                 9.2000                           0.5000            0.0000             0.0065              0.0000
     85033                AZ                             PHOENIX                                Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     98501                WA                             OLYMPIA                                Single Family                            7.9000                           0.5000            0.0000             0.0065              0.0000
     98203                WA                             EVERETT                                Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     73142                OK                          OKLAHOMA CITY                             Single Family                            7.9000                           0.5000            0.0000             0.0065              0.0000
     43140                OH                              LONDON                                Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     64134                MO                           KANSAS CITY                              Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     78596                TX                             WESLACO                                Single Family                           11.0500                           0.5000            0.0000             0.0065              0.0000
     17024                PA                           ELLIOTTSBURG                             Single Family                            8.1500                           0.5000            0.0000             0.0065              0.0000
     63031                MO                             ST LOUIS                               Single Family                            9.2000                           0.5000            0.0000             0.0065              0.0000
     91331                CA                             PACOIMA                                Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     30224                GA                             GRIFFIN                                Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     43081                OH                           WESTERVILLE                              Single Family                            6.4000                           0.5000            0.0000             0.0065              0.0000
     15623                PA                             CLARIDGE                               Single Family                            9.2000                           0.5000            0.0000             0.0065              0.0000
     8861                 NJ                           PERTH AMBOY                               2-4 Family                              8.0500                           0.5000            0.0000             0.0065              0.0000
     72764                AR                            SPRINGDALE                              Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     48223                MI                             DETROIT                                Single Family                           10.1500                           0.5000            0.0000             0.0065              0.0000
     89031                NV                         NORTH LAS VEGAS                                 PUD                                 7.7400                           0.5000            0.0000             0.0065              0.0000
     45225                OH                            CINCINNATI                              Single Family                            8.0500                           0.5000            0.0000             0.0065              0.0000
     63031                MO                            FLORISSANT                               Condominium                             8.2500                           0.5000            0.0000             0.0065              0.0000
     37806                TN                              MASCOT                                Single Family                           10.4500                           0.5000            0.0000             0.0065              0.0000
     77801                TX                              BRYAN                                 Single Family                            9.7800                           0.5000            0.0000             0.0065              0.0000
     40070                KY                             SULPHUR                                Single Family                            7.5500                           0.5000            0.0000             0.0065              0.0000
     30274                GA                            RIVERDALE                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     45238                OH                            CINCINNATI                              Single Family                            6.9000                           0.5000            0.0000             0.0065              0.0000
     77084                TX                             HOUSTON                                     PUD                                 7.9750                           0.5000            0.0000             0.0065              0.0000
     45002                OH                              CLEVES                                Single Family                            7.9000                           0.5000            0.0000             0.0065              0.0000
     63112                MO                            ST. LOUIS                                2-4 Family                              9.2000                           0.5000            0.0000             0.0065              0.0000
     98632                WA                             LONGVIEW                               Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     75401                TX                            GREENVILLE                              Single Family                            8.2000                           0.5000            0.0000             0.0065              0.0000
     45205                OH                            CINCINNATI                              Single Family                            7.5500                           0.5000            0.0000             0.0065              0.0000
     30274                GA                            RIVERDALE                               Single Family                           11.9500                           0.5000            0.0000             0.0065              0.0000
     45205                OH                            CINCINNATI                               2-4 Family                              8.5000                           0.5000            0.0000             0.0065              0.0000
     85208                AZ                               MESA                                      PUD                                 7.5500                           0.5000            0.0000             0.0065              0.0000
     16133                PA                          JACKSON CENTER                            Single Family                            9.3500                           0.5000            0.0000             0.0065              0.0000
     63111                MO                           SAINT LOUIS                               2-4 Family                              8.6500                           0.5000            0.0000             0.0065              0.0000
     92407                CA                          SAN BERNARDINO                            Single Family                           10.1000                           0.5000            0.0000             0.0065              0.0000
     29640                SC                              EASLEY                                Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     77015                TX                             HOUSTON                                Single Family                            7.6000                           0.5000            0.0000             0.0065              0.0000
     93638                CA                              MADERA                                Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     63111                MO                           SAINT LOUIS                               2-4 Family                              9.0500                           0.5000            0.0000             0.0065              0.0000
     77520                TX                             BAYTOWN                                Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     43234                OH                             COLUMBUS                               Single Family                            8.7000                           0.5000            0.0000             0.0065              0.0000
     30157                GA                              DALLAS                                Single Family                            7.7000                           0.5000            0.0000             0.0065              0.0000
     63366                MO                             O FALLON                               Single Family                            8.3000                           0.5000            0.0000             0.0065              0.0000
     30707                GA                           CHICKAMAUGA                              Single Family                            7.1000                           0.5000            0.0000             0.0065              0.0000
     73109                OK                          OKLAHOMA CITY                             Single Family                           13.2000                           0.5000            0.0000             0.0065              0.0000
     33016                FL                             HIALEAH                                 Condominium                             8.7000                           0.5000            0.0000             0.0065              0.0000
     46628                IN                            SOUTH BEND                              Single Family                           10.6000                           0.5000            0.0000             0.0065              0.0000
     95682                CA                         SHINGLE SPRINGS                            Single Family                            7.9000                           0.5000            0.0000             0.0065              0.0000
     98682                WA                            VANCOUVER                               Single Family                            7.6500                           0.5000            0.0000             0.0065              0.0000
     89074                NV                            HENDERSON                                Condominium                             7.0000                           0.5000            0.0000             0.0065              0.0000
     93003                CA                             VENTURA                                Single Family                            7.8000                           0.5000            0.0000             0.0065              0.0000
     76273                TX                            WHITESBORO                              Single Family                            9.0500                           0.5000            0.0000             0.0065              0.0000
     16101                PA                            NEW CASTLE                              Single Family                           11.0000                           0.5000            0.0000             0.0065              0.0000
     44060                OH                              MENTOR                                Single Family                            7.3500                           0.5000            0.0000             0.0065              0.0000
     40965                KY                           MIDDLESBORO                              Single Family                            7.3500                           0.5000            0.0000             0.0065              0.0000
     43611                OH                              TOLEDO                                Single Family                            6.9500                           0.5000            0.0000             0.0065              0.0000
     46403                IN                               GARY                                 Single Family                           10.1500                           0.5000            0.0000             0.0065              0.0000
     64109                MO                           KANSAS CITY                              Single Family                           10.0000                           0.5000            0.0000             0.0065              0.0000
     41091                KY                              UNION                                 Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     30180                GA                            VILLA RICA                              Single Family                            7.8000                           0.5000            0.0000             0.0065              0.0000
     33160                FL                             AVENTURA                                Condominium                             8.4000                           0.5000            0.0000             0.0065              0.0000
     94572                CA                              RODEO                                 Single Family                            7.5500                           0.5000            0.0000             0.0065              0.0000
     29420                SC                         NORTH CHARLESTO                            Single Family                            8.8500                           0.5000            0.0000             0.0065              0.0000
     21060                MD                           GLEN BURNIE                              Single Family                            8.1000                           0.5000            0.0000             0.0065              0.0000
     77396                TX                              HUMBLE                                     PUD                                10.4900                           0.5000            0.0000             0.0065              0.0000
     77063                TX                             HOUSTON                                 Condominium                            10.2000                           0.5000            0.0000             0.0065              0.0000
     19551                PA                            ROBESONIA                               Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     47359                IN                            MONTPELIER                              Single Family                           11.6500                           0.5000            0.0000             0.0065              0.0000
     21206                MD                            BALTIMORE                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     77081                TX                             HOUSTON                                Single Family                            7.7000                           0.5000            0.0000             0.0065              0.0000
     43119                OH                             GALLOWAY                               Single Family                            7.2000                           0.5000            0.0000             0.0065              0.0000
     42101                KY                          BOWLING GREEN                              2-4 Family                              9.1500                           0.5000            0.0000             0.0065              0.0000
     27803                NC                           ROCKY MOUNT                              Single Family                            8.0500                           0.5000            0.0000             0.0065              0.0000
     29510                SC                             ANDREWS                                Single Family                            8.2000                           0.5000            0.0000             0.0065              0.0000
     77521                TX                             BAYTOWN                                Single Family                            7.7000                           0.5000            0.0000             0.0065              0.0000
     73020                OK                             CHOCTAW                                Single Family                            8.9500                           0.5000            0.0000             0.0065              0.0000
     44705                OH                              CANTON                                Single Family                            7.9000                           0.5000            0.0000             0.0065              0.0000
     19134                PA                           PHILADELPHIA                              2-4 Family                             10.0500                           0.5000            0.0000             0.0065              0.0000
     33032                FL                              MIAMI                                      PUD                                 7.4500                           0.5000            0.0000             0.0065              0.0000
     27537                NC                            HENDERSON                               Single Family                            8.4500                           0.5000            0.0000             0.0065              0.0000
     45036                OH                             LEBANON                                Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     37227                TN                            NASHVILLE                                2-4 Family                             11.5000                           0.5000            0.0000             0.0065              0.0000
     45036                OH                             LEBANON                                Single Family                           10.0500                           0.5000            0.0000             0.0065              0.0000
     73018                OK                            CHICKASHA                               Single Family                            9.7000                           0.5000            0.0000             0.0065              0.0000
     60538                IL                            MONTGOMERY                              Single Family                            9.3000                           0.5000            0.0000             0.0065              0.0000
     80917                CO                         COLORADO SPRING                            Single Family                            6.9500                           0.5000            0.0000             0.0065              0.0000
     8332                 NJ                          PLEASANTVILLE                             Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     15221                PA                            PITTSBURGH                              Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     43612                OH                              TOLEDO                                Single Family                            6.9900                           0.5000            0.0000             0.0065              0.0000
     33617                FL                              TAMPA                                  Condominium                             7.4500                           0.5000            0.0000             0.0065              0.0000
     45011                OH                             HAMILTON                               Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     23075                VA                         HIGHLAND SPRING                            Single Family                           10.6000                           0.5000            0.0000             0.0065              0.0000
     60459                IL                             BURBANK                                Single Family                           10.1500                           0.5000            0.0000             0.0065              0.0000
     44706                OH                              CANTON                                Single Family                            8.7000                           0.5000            0.0000             0.0065              0.0000
     45030                OH                             HARRISON                               Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     20886                MD                           GAITHERSBERG                                  PUD                                 7.7500                           0.5000            0.0000             0.0065              0.0000
     15218                PA                            SWISSVALE                               Single Family                           10.4500                           0.5000            0.0000             0.0065              0.0000
     75703                TX                              TYLER                                 Single Family                            7.4000                           0.5000            0.0000             0.0065              0.0000
     30736                GA                             RINGGOLD                               Single Family                            7.4500                           0.5000            0.0000             0.0065              0.0000
     73401                OK                             ARDMORE                                Single Family                           10.3500                           0.5000            0.0000             0.0065              0.0000
     73401                OK                             ARDMORE                                Single Family                            7.5500                           0.5000            0.0000             0.0065              0.0000
     34736                FL                            GROVELAND                               Single Family                            8.0500                           0.5000            0.0000             0.0065              0.0000
     48219                MI                             DETROIT                                Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     60426                IL                              HARVEY                                Single Family                            9.8000                           0.5000            0.0000             0.0065              0.0000
     80246                CO                             GLENDALE                                Condominium                             8.5750                           0.5000            0.0000             0.0065              0.0000
     15221                PA                            PITTSBURGH                              Single Family                            9.3300                           0.5000            0.0000             0.0065              0.0000
     20601                MD                             WALDORF                                     PUD                                 7.8250                           0.5000            0.0000             0.0065              0.0000
     32566                FL                             NAVARRE                                Single Family                            9.2000                           0.5000            0.0000             0.0065              0.0000
     65802                MO                           SPRINGFIELD                              Single Family                           10.4200                           0.5000            0.0000             0.0065              0.0000
     64138                MO                           KANSAS CITY                              Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     27616                NC                             RALEIGH                                     PUD                                 8.2000                           0.5000            0.0000             0.0065              0.0000
     40509                KY                            LEXINGTON                               Single Family                            7.2000                           0.5000            0.0000             0.0065              0.0000
     20781                MD                           HYATTSVILLE                              Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     19348                PA                          KENNETT SQUARE                            Single Family                            8.2000                           0.5000            0.0000             0.0065              0.0000
     48214                MI                             DETROIT                                Single Family                            9.8000                           0.5000            0.0000             0.0065              0.0000
     62294                IL                               TROY                                 Single Family                            8.1500                           0.5000            0.0000             0.0065              0.0000
     15235                PA                            PITTSBURGH                              Single Family                            7.8000                           0.5000            0.0000             0.0065              0.0000
     30144                GA                             KENNESAW                               Single Family                            9.0500                           0.5000            0.0000             0.0065              0.0000
     29485                SC                           SUMMERVILLE                              Single Family                           10.0000                           0.5000            0.0000             0.0065              0.0000
     30110                GA                              BREMEN                                Single Family                           10.8500                           0.5000            0.0000             0.0065              0.0000
     15143                PA                            SEWICKLEY                               Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     60101                IL                             ADDISON                                Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     44087                OH                            TWINSBURG                               Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     77085                TX                             HOUSTON                                Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     89408                NV                             FERNLEY                                     PUD                                 6.0500                           0.5000            0.0000             0.0065              0.0000
     30297                GA                           FOREST PARK                                   PUD                                 9.4000                           0.5000            0.0000             0.0065              0.0000
     11216                NY                             JAMAICA                                 2-4 Family                              7.2500                           0.5000            0.0000             0.0065              0.0000
     23063                VA                            GOOCHLAND                               Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     15209                PA                            PITTSBURGH                              Single Family                            9.9500                           0.5000            0.0000             0.0065              0.0000
     63069                MO                             PACIFIC                                Single Family                           10.2000                           0.5000            0.0000             0.0065              0.0000
     48205                MI                             DETROIT                                 2-4 Family                             10.0000                           0.5000            0.0000             0.0065              0.0000
     75088                TX                             ROWLETT                                Single Family                            8.8750                           0.5000            0.0000             0.0065              0.0000
     12603                NY                           POUGHKEEPSIE                             Single Family                            9.0500                           0.5000            0.0000             0.0065              0.0000
     20110                VA                             MANASSAS                               Single Family                            8.3000                           0.5000            0.0000             0.0065              0.0000
     80233                CO                            NORTHGLENN                              Single Family                            7.7000                           0.5000            0.0000             0.0065              0.0000
     29456                SC                              LADSON                                Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     20706                MD                              LANHAM                                Single Family                           12.7000                           0.5000            0.0000             0.0065              0.0000
     23324                VA                            CHESAPEAKE                              Single Family                            6.9500                           0.5000            0.0000             0.0065              0.0000
     77396                TX                              HUMBLE                                     PUD                                 8.4300                           0.5000            0.0000             0.0065              0.0000
     75228                TX                              DALLAS                                Single Family                            7.2000                           0.5000            0.0000             0.0065              0.0000
     40211                KY                            LOUISVILLE                              Single Family                            8.4500                           0.5000            0.0000             0.0065              0.0000
     46218                IN                           INDIANAPOLIS                             Single Family                            9.8000                           0.5000            0.0000             0.0065              0.0000
     33025                FL                          PEMBROKE PINES                                 PUD                                12.7000                           0.5000            0.0000             0.0065              0.0000
     64131                MO                           Kansas City                              Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     37013                TN                             Antioch                                Single Family                           10.6250                           0.5000            0.0000             0.0065              0.0000
     85326                AZ                             Buckeye                                     PUD                                 8.1000                           0.5000            0.0000             0.0065              0.0000
     34472                FL                              Ocala                                 Single Family                           10.8750                           0.5000            0.0000             0.0065              0.0000
     8049                 NJ                             Magnolia                               Single Family                           10.0500                           0.5000            0.0000             0.0065              0.0000
     32828                FL                             Alafaya                                Single Family                            8.5350                           0.5000            0.0000             0.0065              0.0000
     20646                MD                            DENTSVILLE                              Single Family                           10.3900                           0.5000            0.0000             0.0065              0.0000
     19454                PA                           North Wales                              Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     19977                DE                              Smyrna                                Single Family                            9.3100                           0.5000            0.0000             0.0065              0.0000
     8332                 NJ                            Millville                               Single Family                            8.6900                           0.5000            0.0000             0.0065              0.0000
     8332                 NJ                            Millville                               Single Family                           11.9500                           0.5000            0.0000             0.0065              0.0000
     19141                PA                           Philadelphia                               Townhouse                              9.0500                           0.5000            0.0000             0.0065              0.0000
     34653                FL                         New Port Richey                            Single Family                            6.6800                           0.5000            0.0000             0.0065              0.0000
     92408                CA                          San Bernardino                            Single Family                            8.7300                           0.5000            0.0000             0.0065              0.0000
     11520                NY                             FREEPORT                               Single Family                            9.8750                           0.5000            0.0000             0.0065              0.0000
     11757                NY                           LINDENHURST                               2-4 Family                              6.8750                           0.5000            0.0000             0.0065              0.0000
     11757                NY                           LINDENHURST                               2-4 Family                             11.9900                           0.5000            0.0000             0.0065              0.0000
     11691                NY                           FAR ROCKAWAY                             Single Family                            7.3750                           0.5000            0.0000             0.0065              0.0000
     11691                NY                           FAR ROCKAWAY                             Single Family                           11.5000                           0.5000            0.0000             0.0065              0.0000
     11212                NY                             BROOKLYN                                2-4 Family                             11.7500                           0.5000            0.0000             0.0065              0.0000
     11212                NY                             BROOKLYN                                2-4 Family                              7.4750                           0.5000            0.0000             0.0065              0.0000
     80015                CO                            CENTENNIAL                              Single Family                            8.8750                           0.5000            0.0000             0.0065              0.0000
     7104                 NJ                              NEWARK                                 2-4 Family                              8.0250                           0.5000            0.0000             0.0065              0.0000
     11706                NY                             BAYSHORE                               Single Family                            8.4500                           0.5000            0.0000             0.0065              0.0000
     11706                NY                             BAYSHORE                               Single Family                           12.0000                           0.5000            0.0000             0.0065              0.0000
     11694                NY                          ROCKAWAY PARK                              2-4 Family                              8.6000                           0.5000            0.0000             0.0065              0.0000
     11096                NY                              INWOOD                                Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     11096                NY                              INWOOD                                Single Family                           11.9900                           0.5000            0.0000             0.0065              0.0000
     10466                NY                              BRONX                                  2-4 Family                             10.5750                           0.5000            0.0000             0.0065              0.0000
     93534                CA                            Lancaster                               Single Family                            8.0850                           0.5000            0.0000             0.0065              0.0000
     33558                FL                               LUTZ                                  Condominium                             8.0000                           0.5000            0.0000             0.0065              0.0000
     33558                FL                               LUTZ                                  Condominium                            12.6250                           0.5000            0.0000             0.0065              0.0000
     33607                FL                              TAMPA                                  Condominium                             9.1250                           0.5000            0.0000             0.0065              0.0000
     33607                FL                              TAMPA                                  Condominium                             9.1250                           0.5000            0.0000             0.0065              0.0000
     33607                FL                              TAMPA                                  Condominium                            11.7500                           0.5000            0.0000             0.0065              0.0000
     33542                FL                           ZEPHYRHILLS                              Single Family                            7.6250                           0.5000            0.0000             0.0065              0.0000
     33542                FL                           ZEPHYRHILLS                              Single Family                           12.7500                           0.5000            0.0000             0.0065              0.0000
     29464                SC                          MOUNT PLEASANT                             Condominium                             9.3750                           0.5000            0.0000             0.0065              0.0000
     29464                SC                          MOUNT PLEASANT                             Condominium                            13.2500                           0.5000            0.0000             0.0065              0.0000
     30060                GA                             MARIETTA                               Single Family                            9.8750                           0.5000            0.0000             0.0065              0.0000
     55070                MN                          SAINT FRANCIS                             Single Family                            9.6550                           0.5000            0.0000             0.0065              0.0000
     33711                FL                         SAINT PETERSBUR                            Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     34758                FL                            KISSIMMEE                               Single Family                           10.6250                           0.5000            0.0000             0.0065              0.0000
     70809                LA                           BATON ROUGE                              Single Family                           11.1250                           0.5000            0.0000             0.0065              0.0000
     55426                MN                          St. Louis Park                            Single Family                            8.7300                           0.5000            0.0000             0.0065              0.0000
     89109                NV                            Las Vegas                               Single Family                            9.2200                           0.5000            0.0000             0.0065              0.0000
     19365                PA                            Parkesburg                              Single Family                            7.4800                           0.5000            0.0000             0.0065              0.0000
     18104                PA                            ALLENTOWN                               Single Family                            9.0700                           0.5000            0.0000             0.0065              0.0000
     33565                FL                            Plant City                              Single Family                            9.6900                           0.5000            0.0000             0.0065              0.0000
     46184                IN                          New Whiteland                             Single Family                           13.3500                           0.5000            0.0000             0.0065              0.0000
     84108                UT                          Salt Lake City                            Single Family                            8.8800                           0.5000            0.0000             0.0065              0.0000
     91766                CA                              Pomona                                 2-4 Family                              8.4000                           0.5000            0.0000             0.0065              0.0000
     91766                CA                              Pomona                                Single Family                           12.2500                           0.5000            0.0000             0.0065              0.0000
     93534                CA                            Lancaster                               Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     95815                CA                            Sacramento                              Single Family                            8.1250                           0.5000            0.0000             0.0065              0.0000
     92057                CA                            Oceanside                               Single Family                            7.7250                           0.5000            0.0000             0.0065              0.0000
     8629                 NJ                           TRENTON CITY                             Single Family                            9.8750                           0.5000            0.0000             0.0065              0.0000
     8080                 NJ                       WASHINGTON TOWNSHIP                               PUD                                10.0000                           0.5000            0.0000             0.0065              0.0000
     7920                 NJ                        BERNARDS TOWNSHIP                           Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     7869                 NJ                        RANDOLPH TOWNSHIP                           Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     7740                 NJ                         LONG BRANCH CITY                            2-4 Family                              8.1250                           0.5000            0.0000             0.0065              0.0000
     19701                DE                               BEAR                                   Townhouse                              9.6250                           0.5000            0.0000             0.0065              0.0000
     8638                 NJ                          EWING TOWNSHIP                            Single Family                            9.3750                           0.5000            0.0000             0.0065              0.0000
     7874                 NJ                         STANHOPE BOROUGH                           Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     19460                PA                       PHOENIXVILLE BOROUGH                         Single Family                            9.3750                           0.5000            0.0000             0.0065              0.0000
     37615                TN                               GRAY                                 Single Family                            9.1250                           0.5000            0.0000             0.0065              0.0000
     63025                MO                              EUREKA                                Single Family                            8.6250                           0.5000            0.0000             0.0065              0.0000
     18037                PA                          COPLAY BOROUGH                            Single Family                           10.0000                           0.5000            0.0000             0.0065              0.0000
     21229                MD                          BALTIMORE CITY                            Single Family                           11.3750                           0.5000            0.0000             0.0065              0.0000
     7726                 NJ                       ENGLISHTOWN BOROUGH                          Single Family                            9.8750                           0.5000            0.0000             0.0065              0.0000
     7726                 NJ                        MANALAPAN TOWNSHIP                           Condominium                             9.8750                           0.5000            0.0000             0.0065              0.0000
     20747                MD                         DISTRICT HEIGHTS                           Single Family                            9.8750                           0.5000            0.0000             0.0065              0.0000
     21229                MD                          BALTIMORE CITY                            Single Family                            8.3750                           0.5000            0.0000             0.0065              0.0000
     19464                PA                    LOWER POTTSGROVE TOWNSHIP                       Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     19120                PA                        PHILADELPHIA CITY                           Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     19036                PA                        GLENOLDEN BOROUGH                           Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     16801                PA                          STATE COLLEGE                             Single Family                            7.4900                           0.5000            0.0000             0.0065              0.0000
     33013                FL                             HIALEAH                                Single Family                            7.6400                           0.5000            0.0000             0.0065              0.0000
     33055                FL                            OPA LOCKA                               Single Family                            7.7900                           0.5000            0.0000             0.0065              0.0000
     53807                WI                            CUBA CITY                               Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     33060                FL                          POMPANO BEACH                             Single Family                            8.5400                           0.5000            0.0000             0.0065              0.0000
     34953                FL                         PORT SAINT LUCI                            Single Family                            8.7900                           0.5000            0.0000             0.0065              0.0000
     33825                FL                            AVON PARK                                2-4 Family                              9.9900                           0.5000            0.0000             0.0065              0.0000
     33155                FL                              MIAMI                                 Single Family                            9.4900                           0.5000            0.0000             0.0065              0.0000
     33147                FL                              MIAMI                                 Single Family                            7.1900                           0.5000            0.0000             0.0065              0.0000
     33012                FL                             HIALEAH                                Single Family                            7.0900                           0.5000            0.0000             0.0065              0.0000
     33309                FL                           OAKLAND PARK                             Single Family                            9.7400                           0.5000            0.0000             0.0065              0.0000
     33155                FL                              MIAMI                                 Single Family                            6.5500                           0.5000            0.0000             0.0065              0.0000
     33919                FL                            FORT MYERS                              Single Family                           10.6000                           0.5000            0.0000             0.0065              0.0000
     33463                FL                            LAKE WORTH                              Single Family                            7.4900                           0.5000            0.0000             0.0065              0.0000
     33313                FL                            LAUDERHILL                               Condominium                             9.9000                           0.5000            0.0000             0.0065              0.0000
     33055                FL                            OPA LOCKA                               Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     33067                FL                          CORAL SPRINGS                                  PUD                                 7.5400                           0.5000            0.0000             0.0065              0.0000
     33168                FL                           NORTH MIAMI                              Single Family                            7.2000                           0.5000            0.0000             0.0065              0.0000
     33168                FL                              MIAMI                                 Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     33147                FL                              MIAMI                                 Single Family                           10.9900                           0.5000            0.0000             0.0065              0.0000
     33014                FL                             HIALEAH                                Single Family                            6.5400                           0.5000            0.0000             0.0065              0.0000
     33167                FL                              MIAMI                                 Single Family                            9.7400                           0.5000            0.0000             0.0065              0.0000
     33936                FL                           LEHIGH ACRES                             Single Family                           12.8400                           0.5000            0.0000             0.0065              0.0000
     33313                FL                             SUNRISE                                 Condominium                             9.5400                           0.5000            0.0000             0.0065              0.0000
     32819                FL                             ORLANDO                                 Condominium                             8.8900                           0.5000            0.0000             0.0065              0.0000
     33319                FL                            LAUDERHILL                               Condominium                             9.9000                           0.5000            0.0000             0.0065              0.0000
     33165                FL                              MIAMI                                 Single Family                            6.4400                           0.5000            0.0000             0.0065              0.0000
     33176                FL                              MIAMI                                 Single Family                            7.8500                           0.5000            0.0000             0.0065              0.0000
     33023                FL                             MIRAMAR                                 Condominium                             8.8500                           0.5000            0.0000             0.0065              0.0000
     33189                FL                              MIAMI                                 Single Family                            8.1300                           0.5000            0.0000             0.0065              0.0000
     32765                FL                              OVIEDO                                     PUD                                 7.4500                           0.5000            0.0000             0.0065              0.0000
     33174                FL                              MIAMI                                 Single Family                            6.9900                           0.5000            0.0000             0.0065              0.0000
     33178                FL                              DORAL                                 Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     2302                 MA                             BROCKTON                               Single Family                           11.2000                           0.5000            0.0000             0.0065              0.0000
     33165                FL                              MIAMI                                 Single Family                            6.4900                           0.5000            0.0000             0.0065              0.0000
     33311                FL                         FORT LAUDERDALE                            Single Family                            7.3900                           0.5000            0.0000             0.0065              0.0000
     33936                FL                           LEHIGH ACRES                             Single Family                            7.9000                           0.5000            0.0000             0.0065              0.0000
     32818                FL                             ORLANDO                                Single Family                            7.8900                           0.5000            0.0000             0.0065              0.0000
     33010                FL                             HIALEAH                                Single Family                            7.6500                           0.5000            0.0000             0.0065              0.0000
     34472                FL                              OCALA                                 Single Family                            9.2900                           0.5000            0.0000             0.0065              0.0000
     34472                FL                              OCALA                                 Single Family                            9.2900                           0.5000            0.0000             0.0065              0.0000
     33023                FL                             MIRAMAR                                Single Family                            9.5900                           0.5000            0.0000             0.0065              0.0000
     33179                FL                         NORTH MIAMI BEA                             Condominium                             8.8900                           0.5000            0.0000             0.0065              0.0000
     33177                FL                              MIAMI                                 Single Family                            6.9400                           0.5000            0.0000             0.0065              0.0000
     33462                FL                            LAKE WORTH                              Single Family                           13.1900                           0.5000            0.0000             0.0065              0.0000
     33309                FL                           OAKLAND PARK                             Single Family                           13.8900                           0.5000            0.0000             0.0065              0.0000
     16602                PA                             ALTOONA                                Single Family                           11.4900                           0.5000            0.0000             0.0065              0.0000
     33155                FL                              MIAMI                                 Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     33412                FL                         WEST PALM BEACH                            Single Family                            7.4500                           0.5000            0.0000             0.0065              0.0000
     33136                FL                              MIAMI                                 Single Family                            8.2400                           0.5000            0.0000             0.0065              0.0000
     33012                FL                             HIALEAH                                Single Family                            8.1500                           0.5000            0.0000             0.0065              0.0000
     33186                FL                              MIAMI                                      PUD                                 7.5400                           0.5000            0.0000             0.0065              0.0000
     33407                FL                         WEST PALM BEACH                            Single Family                            7.8400                           0.5000            0.0000             0.0065              0.0000
     33177                FL                              MIAMI                                 Single Family                            7.7900                           0.5000            0.0000             0.0065              0.0000
     15367                PA                             VENETIA                                Single Family                            6.6900                           0.5000            0.0000             0.0065              0.0000
     33147                FL                              MIAMI                                 Single Family                            7.4900                           0.5000            0.0000             0.0065              0.0000
     33126                FL                              MIAMI                                  Condominium                             7.5400                           0.5000            0.0000             0.0065              0.0000
     33032                FL                            HOMESTEAD                               Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     33023                FL                             MIRAMAR                                Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     16150                PA                           SHARPSVILLE                              Single Family                            9.6400                           0.5000            0.0000             0.0065              0.0000
     33068                FL                         NORTH LAUDERDAL                            Single Family                            8.8000                           0.5000            0.0000             0.0065              0.0000
     33024                FL                          PEMBROKE PINES                            Single Family                            7.6500                           0.5000            0.0000             0.0065              0.0000
     33025                FL                             MIRAMAR                                Single Family                            6.1400                           0.5000            0.0000             0.0065              0.0000
     33016                FL                             HIALEAH                                 Condominium                             7.9900                           0.5000            0.0000             0.0065              0.0000
     33907                FL                            FORT MYERS                              Single Family                            6.9900                           0.5000            0.0000             0.0065              0.0000
     33178                FL                              DORAL                                  Condominium                             7.0400                           0.5000            0.0000             0.0065              0.0000
     34434                FL                          CITRUS SPRINGS                            Single Family                            8.0900                           0.5000            0.0000             0.0065              0.0000
     33415                FL                         WEST PALM BEACH                             Condominium                             8.4500                           0.5000            0.0000             0.0065              0.0000
     15136                PA                           MCKEES ROCK                              Single Family                           10.9400                           0.5000            0.0000             0.0065              0.0000
     33063                FL                             MARGATE                                Single Family                            8.4400                           0.5000            0.0000             0.0065              0.0000
     33317                FL                         FORT LAUDERDALE                            Single Family                            7.2900                           0.5000            0.0000             0.0065              0.0000
     33313                FL                            LAUDERHILL                              Single Family                            9.4400                           0.5000            0.0000             0.0065              0.0000
     30047                GA                             LILBURN                                Single Family                            7.1000                           0.5000            0.0000             0.0065              0.0000
     28655                NC                            MORGANTON                               Single Family                            9.9500                           0.5000            0.0000             0.0065              0.0000
     20707                MD                              LAUREL                                Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     23231                VA                             RICHMOND                               Single Family                            8.4900                           0.5000            0.0000             0.0065              0.0000
     33182                FL                              MIAMI                                 Single Family                            8.2900                           0.5000            0.0000             0.0065              0.0000
     6114                 CT                             HARTFORD                                2-4 Family                              7.5900                           0.5000            0.0000             0.0065              0.0000
     33025                FL                             MIRAMAR                                 Condominium                             8.5500                           0.5000            0.0000             0.0065              0.0000
     34983                FL                         PORT SAINT LUCI                            Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     33162                FL                              MIAMI                                 Single Family                            7.3900                           0.5000            0.0000             0.0065              0.0000
     33033                FL                            HOMESTEAD                               Single Family                            8.2000                           0.5000            0.0000             0.0065              0.0000
     70805                LA                           BATON ROUGE                              Single Family                           10.6000                           0.5000            0.0000             0.0065              0.0000
     19142                PA                           PHILADELPHIA                              2-4 Family                              8.6000                           0.5000            0.0000             0.0065              0.0000
     34945                FL                           FORT PIERCE                              Single Family                            8.1000                           0.5000            0.0000             0.0065              0.0000
     2860                 RI                            PAWTUCKET                               Single Family                            8.3500                           0.5000            0.0000             0.0065              0.0000
     33907                FL                            FORT MYERS                              Single Family                            8.9500                           0.5000            0.0000             0.0065              0.0000
     33162                FL                          N MIAMI BEACH                             Single Family                            7.3900                           0.5000            0.0000             0.0065              0.0000
     33023                FL                             MIRAMAR                                Single Family                            8.2400                           0.5000            0.0000             0.0065              0.0000
     33023                FL                             MIRAMAR                                Single Family                           13.1900                           0.5000            0.0000             0.0065              0.0000
     23234                VA                             RICHMOND                               Single Family                           13.6900                           0.5000            0.0000             0.0065              0.0000
     33613                FL                              TAMPA                                 Single Family                            9.8400                           0.5000            0.0000             0.0065              0.0000
     33174                FL                              MIAMI                                  Condominium                             7.7300                           0.5000            0.0000             0.0065              0.0000
     39828                GA                              CAIRO                                 Single Family                            9.9500                           0.5000            0.0000             0.0065              0.0000
     33313                FL                            LAUDERHILL                              Single Family                            8.3900                           0.5000            0.0000             0.0065              0.0000
     33029                FL                          PEMBROKE PINES                            Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     33064                FL                          POMPANO BEACH                             Single Family                            8.3900                           0.5000            0.0000             0.0065              0.0000
     33127                FL                              MIAMI                                 Single Family                            8.5900                           0.5000            0.0000             0.0065              0.0000
     33147                FL                              MIAMI                                  2-4 Family                              8.9150                           0.5000            0.0000             0.0065              0.0000
     6108                 CT                          EAST HARTFORD                              2-4 Family                              8.3500                           0.5000            0.0000             0.0065              0.0000
     33460                FL                            LAKE WORTH                               2-4 Family                              7.2200                           0.5000            0.0000             0.0065              0.0000
     48205                MI                             DETROIT                                Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     33467                FL                            LAKE WORTH                                   PUD                                 8.1000                           0.5000            0.0000             0.0065              0.0000
     27896                NC                              WILSON                                Single Family                            9.3900                           0.5000            0.0000             0.0065              0.0000
     48060                MI                            PORT HURON                              Single Family                            9.8400                           0.5000            0.0000             0.0065              0.0000
     33165                FL                              MIAMI                                 Single Family                            7.5400                           0.5000            0.0000             0.0065              0.0000
     33021                FL                            HOLLYWOOD                                2-4 Family                              8.0500                           0.5000            0.0000             0.0065              0.0000
     33319                FL                         LAUDERDALE LAKE                            Single Family                            8.7000                           0.5000            0.0000             0.0065              0.0000
     19144                PA                           PHILADELPHIA                             Single Family                            7.8400                           0.5000            0.0000             0.0065              0.0000
     32907                FL                             PALM BAY                               Single Family                            8.2000                           0.5000            0.0000             0.0065              0.0000
     33147                FL                              MIAMI                                  2-4 Family                              8.1000                           0.5000            0.0000             0.0065              0.0000
     33023                FL                          PEMBROKE PINES                            Single Family                            7.7400                           0.5000            0.0000             0.0065              0.0000
     53224                WI                            MILWAUKEE                               Single Family                            8.4900                           0.5000            0.0000             0.0065              0.0000
     23237                VA                             RICHMOND                               Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     44706                OH                              CANTON                                Single Family                            8.8400                           0.5000            0.0000             0.0065              0.0000
     33313                FL                             SUNRISE                                Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     24013                VA                             ROANOKE                                Single Family                            8.8500                           0.5000            0.0000             0.0065              0.0000
     23605                VA                           NEWPORT NEW                              Single Family                           10.3900                           0.5000            0.0000             0.0065              0.0000
     33909                FL                            CAPE CORAL                              Single Family                            8.8900                           0.5000            0.0000             0.0065              0.0000
     23703                VA                            PORTSMOUTH                              Single Family                           10.3500                           0.5000            0.0000             0.0065              0.0000
     34982                FL                           FORT PIERCE                              Single Family                            7.6900                           0.5000            0.0000             0.0065              0.0000
     33322                FL                             SUNRISE                                Single Family                            8.2000                           0.5000            0.0000             0.0065              0.0000
     33463                FL                            GREENACRES                               Condominium                            10.8000                           0.5000            0.0000             0.0065              0.0000
     33161                FL                              MIAMI                                  2-4 Family                              9.5400                           0.5000            0.0000             0.0065              0.0000
     32207                FL                           JACKSONVILLE                             Single Family                           10.6900                           0.5000            0.0000             0.0065              0.0000
     33426                FL                          BOYNTON BEACH                             Single Family                            7.1400                           0.5000            0.0000             0.0065              0.0000
     34134                FL                          BONITA SPRINGS                             Condominium                             8.7400                           0.5000            0.0000             0.0065              0.0000
     33135                FL                              MIAMI                                  2-4 Family                              8.2900                           0.5000            0.0000             0.0065              0.0000
     18032                PA                            CATASAUQUA                              Single Family                           10.8600                           0.5000            0.0000             0.0065              0.0000
     33135                FL                              MIAMI                                  2-4 Family                             12.9900                           0.5000            0.0000             0.0065              0.0000
     32824                FL                             ORLANDO                                     PUD                                 6.9900                           0.5000            0.0000             0.0065              0.0000
     33063                FL                             MARGATE                                     PUD                                 6.7400                           0.5000            0.0000             0.0065              0.0000
     28215                NC                            CHARLOTTE                                Condominium                            10.0900                           0.5000            0.0000             0.0065              0.0000
     19141                PA                           PHILADELPHIA                             Single Family                            8.3400                           0.5000            0.0000             0.0065              0.0000
     34946                FL                           FORT PIERCE                              Single Family                            8.6250                           0.5000            0.0000             0.0065              0.0000
     33023                FL                             MIRAMAR                                Single Family                            8.4500                           0.5000            0.0000             0.0065              0.0000
     34946                FL                           FORT PIERCE                              Single Family                            8.2250                           0.5000            0.0000             0.0065              0.0000
     27265                NC                            HIGH POINT                              Single Family                           11.9900                           0.5000            0.0000             0.0065              0.0000
     30238                GA                            JONESBORO                               Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     48202                MI                             DETROIT                                Single Family                            9.9000                           0.5000            0.0000             0.0065              0.0000
     33852                FL                           LAKE PLACID                              Single Family                            7.9000                           0.5000            0.0000             0.0065              0.0000
     47804                IN                           TERRE HAUTE                              Single Family                            9.1900                           0.5000            0.0000             0.0065              0.0000
     33611                FL                              TAMPA                                 Single Family                            6.6900                           0.5000            0.0000             0.0065              0.0000
     33556                FL                              ODESSA                                Single Family                            9.6500                           0.5000            0.0000             0.0065              0.0000
     48328                MI                            WATERFORD                               Single Family                           14.1400                           0.5000            0.0000             0.0065              0.0000
     33617                FL                              TAMPA                                 Single Family                            7.6500                           0.5000            0.0000             0.0065              0.0000
     1010                 MA                            BRIMFIELD                               Single Family                            8.2000                           0.5000            0.0000             0.0065              0.0000
     48189                MI                          WHITMORE LAKE                              2-4 Family                              9.3900                           0.5000            0.0000             0.0065              0.0000
     48189                MI                          WHITMORE LAKE                              2-4 Family                              9.6400                           0.5000            0.0000             0.0065              0.0000
     48204                MI                             DETROIT                                 2-4 Family                             10.5900                           0.5000            0.0000             0.0065              0.0000
     28043                NC                           FOREST CITY                              Single Family                           10.6900                           0.5000            0.0000             0.0065              0.0000
     32810                FL                             ORLANDO                                Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     49028                MI                             BRONSON                                Single Family                           10.4500                           0.5000            0.0000             0.0065              0.0000
     2905                 RI                            PROVIDENCE                              Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     21221                MD                              ESSEX                                 Single Family                            8.6900                           0.5000            0.0000             0.0065              0.0000
     43004                OH                            BLACKLICK                               Single Family                            6.4000                           0.5000            0.0000             0.0065              0.0000
     38141                TN                             MEMPHIS                                Single Family                            9.4000                           0.5000            0.0000             0.0065              0.0000
     33810                FL                             LAKELAND                               Single Family                           13.2900                           0.5000            0.0000             0.0065              0.0000
     48126                MI                             DEARBORN                               Single Family                           10.7500                           0.5000            0.0000             0.0065              0.0000
     46217                IN                           INDIANAPOLIS                                  PUD                                 6.9900                           0.5000            0.0000             0.0065              0.0000
     48223                MI                             DETROIT                                Single Family                            9.5900                           0.5000            0.0000             0.0065              0.0000
     46040                IN                            FORTVILLE                               Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     32714                FL                         ALTAMONTE SPRIN                            Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     21117                MD                           OWINGS MILLS                             Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     20720                MD                              BOWIE                                 Single Family                            8.3000                           0.5000            0.0000             0.0065              0.0000
     33880                FL                           WINTER HAVEN                             Single Family                            9.5400                           0.5000            0.0000             0.0065              0.0000
     48188                MI                              CANTON                                Single Family                            9.6900                           0.5000            0.0000             0.0065              0.0000
     48219                MI                             DETROIT                                Single Family                            8.7400                           0.5000            0.0000             0.0065              0.0000
     33604                FL                              TAMPA                                 Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     34691                FL                             HOLIDAY                                Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     34472                FL                              OCALA                                 Single Family                            6.9900                           0.5000            0.0000             0.0065              0.0000
     34677                FL                             OLDSMAR                                Single Family                            8.4500                           0.5000            0.0000             0.0065              0.0000
     44273                OH                             SEVILLE                                Single Family                            8.1000                           0.5000            0.0000             0.0065              0.0000
     85208                AZ                               MESA                                 Single Family                           10.1750                           0.5000            0.0000             0.0065              0.0000
     85007                AZ                             PHOENIX                                Single Family                            8.3400                           0.5000            0.0000             0.0065              0.0000
     78412                TX                          CORPUS CHRISTI                            Single Family                            9.2400                           0.5000            0.0000             0.0065              0.0000
     20602                MD                             WALDORF                                Single Family                            8.9400                           0.5000            0.0000             0.0065              0.0000
     33778                FL                              LARGO                                 Single Family                            9.3900                           0.5000            0.0000             0.0065              0.0000
     60622                IL                             CHICAGO                                 2-4 Family                             10.9000                           0.5000            0.0000             0.0065              0.0000
     60110                IL                         CARPENTERSVILLE                            Single Family                           12.4500                           0.5000            0.0000             0.0065              0.0000
     60805                IL                          EVERGREEN PARK                            Single Family                           11.9900                           0.5000            0.0000             0.0065              0.0000
     61081                IL                             STERLING                               Single Family                            8.9400                           0.5000            0.0000             0.0065              0.0000
     60177                IL                           SOUTH ELGIN                              Single Family                           12.0500                           0.5000            0.0000             0.0065              0.0000
     60609                IL                             CHICAGO                                 2-4 Family                             12.0000                           0.5000            0.0000             0.0065              0.0000
     60446                IL                            ROMEOVILLE                              Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     60015                IL                            DEERFIELD                               Single Family                            8.9500                           0.5000            0.0000             0.0065              0.0000
     60506                IL                              AURORA                                Single Family                            8.9400                           0.5000            0.0000             0.0065              0.0000
     60506                IL                              AURORA                                Single Family                           13.4150                           0.5000            0.0000             0.0065              0.0000
     60803                IL                              ALSIP                                  Condominium                             9.1000                           0.5000            0.0000             0.0065              0.0000
     60638                IL                             CHICAGO                                Single Family                           12.4500                           0.5000            0.0000             0.0065              0.0000
     60641                IL                             CHICAGO                                 2-4 Family                             12.4000                           0.5000            0.0000             0.0065              0.0000
     60707                IL                             CHICAGO                                 Condominium                             8.8900                           0.5000            0.0000             0.0065              0.0000
     60053                IL                           MORTON GROVE                             Single Family                            9.2600                           0.5000            0.0000             0.0065              0.0000
     53204                WI                            MILWAUKEE                               Single Family                            8.8500                           0.5000            0.0000             0.0065              0.0000
     60638                IL                             CHICAGO                                Single Family                           12.3000                           0.5000            0.0000             0.0065              0.0000
     46041                IN                            FRANKFORT                               Single Family                            9.1000                           0.5000            0.0000             0.0065              0.0000
     60181                IL                            VILLA PARK                              Single Family                            9.8400                           0.5000            0.0000             0.0065              0.0000
     60827                IL                             CHICAGO                                Single Family                            9.6900                           0.5000            0.0000             0.0065              0.0000
     60104                IL                             BELLWOOD                               Single Family                            6.8500                           0.5000            0.0000             0.0065              0.0000
     60644                IL                             CHICAGO                                Single Family                           12.2500                           0.5000            0.0000             0.0065              0.0000
     60440                IL                           BOLINGBROOK                              Single Family                            8.6000                           0.5000            0.0000             0.0065              0.0000
     60629                IL                             CHICAGO                                Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     60450                IL                              MORRIS                                Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     60586                IL                            PLAINFIELD                              Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     60624                IL                             CHICAGO                                 2-4 Family                              6.4400                           0.5000            0.0000             0.0065              0.0000
     60643                IL                             CHICAGO                                Single Family                            7.6000                           0.5000            0.0000             0.0065              0.0000
     60438                IL                             LANSING                                Single Family                            7.8000                           0.5000            0.0000             0.0065              0.0000
     60139                IL                         GLENDALE HEIGHT                            Single Family                            8.6000                           0.5000            0.0000             0.0065              0.0000
     60139                IL                         GLENDALE HEIGHT                             Condominium                             9.6500                           0.5000            0.0000             0.0065              0.0000
     60194                IL                         HOFFMAN ESTATES                            Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     60632                IL                             CHICAGO                                Single Family                            6.2400                           0.5000            0.0000             0.0065              0.0000
     53215                WI                            MILWAUKEE                               Single Family                            8.2650                           0.5000            0.0000             0.0065              0.0000
     60090                IL                             WHEELING                               Single Family                            7.5500                           0.5000            0.0000             0.0065              0.0000
     60148                IL                             LOMBARD                                Single Family                            6.9700                           0.5000            0.0000             0.0065              0.0000
     60104                IL                             BELLWOOD                               Single Family                            8.9500                           0.5000            0.0000             0.0065              0.0000
     60637                IL                             CHICAGO                                 2-4 Family                              8.5900                           0.5000            0.0000             0.0065              0.0000
     18372                PA                           TANNERSVILLE                             Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     6513                 CT                            NEW HAVEN                                2-4 Family                              9.5000                           0.5000            0.0000             0.0065              0.0000
     23060                VA                            GLEN ALLEN                              Single Family                            9.1000                           0.5000            0.0000             0.0065              0.0000
     24012                VA                             ROANOKE                                Single Family                            9.1000                           0.5000            0.0000             0.0065              0.0000
     23323                VA                            CHESAPEAKE                              Single Family                            9.7250                           0.5000            0.0000             0.0065              0.0000
     8054                 NJ                           MOUNT LAUREL                             Single Family                            7.1000                           0.5000            0.0000             0.0065              0.0000
     53216                WI                            MILWAUKEE                               Single Family                           10.7400                           0.5000            0.0000             0.0065              0.0000
     32780                FL                            TITUSVILLE                              Single Family                           10.2000                           0.5000            0.0000             0.0065              0.0000
     92335                CA                             FONTANA                                Single Family                            8.5400                           0.5000            0.0000             0.0065              0.0000
     33612                FL                              TAMPA                                 Single Family                            9.1900                           0.5000            0.0000             0.0065              0.0000
     89115                NV                            LAS VEGAS                               Single Family                            7.6000                           0.5000            0.0000             0.0065              0.0000
     95322                CA                             GUSTINE                                Single Family                            6.7500                           0.5000            0.0000             0.0065              0.0000
     15668                PA                           MURRYSVILLE                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     92503                CA                            RIVERSIDE                               Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     93012                CA                            CAMARILLO                               Single Family                            6.9500                           0.5000            0.0000             0.0065              0.0000
     7064                 NJ                           PORT READING                             Single Family                            7.9000                           0.5000            0.0000             0.0065              0.0000
     63114                MO                           SAINT LOUIS                              Single Family                           10.3400                           0.5000            0.0000             0.0065              0.0000
     93560                CA                             ROSAMOND                               Single Family                            6.9900                           0.5000            0.0000             0.0065              0.0000
     93550                CA                             PALMDALE                               Single Family                            7.0500                           0.5000            0.0000             0.0065              0.0000
     91402                CA                             VAN NUYS                               Single Family                            6.6800                           0.5000            0.0000             0.0065              0.0000
     33612                FL                              TAMPA                                 Single Family                           12.9500                           0.5000            0.0000             0.0065              0.0000
     91343                CA                           NORTH HILLS                              Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     17552                PA                            MOUNT JOY                               Single Family                            8.3500                           0.5000            0.0000             0.0065              0.0000
     2124                 MA                              BOSTON                                 2-4 Family                              6.6250                           0.5000            0.0000             0.0065              0.0000
     92316                CA                           BLOOMINGTON                              Single Family                            7.4500                           0.5000            0.0000             0.0065              0.0000
     91335                CA                           LOS ANGELES                               Condominium                             7.3750                           0.5000            0.0000             0.0065              0.0000
     90031                CA                           LOS ANGELES                               2-4 Family                              9.3350                           0.5000            0.0000             0.0065              0.0000
     34953                FL                         PORT SAINT LUCI                            Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     15228                PA                            PITTSBURGH                              Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     34953                FL                         PORT SAINT LUCI                            Single Family                           10.8400                           0.5000            0.0000             0.0065              0.0000
     22657                VA                            STRASBURG                               Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     64053                MO                           INDEPENDENCE                             Single Family                           11.8500                           0.5000            0.0000             0.0065              0.0000
     64030                MO                            GRANDVIEW                               Single Family                            7.8000                           0.5000            0.0000             0.0065              0.0000
     77016                TX                             HOUSTON                                Single Family                           10.5500                           0.5000            0.0000             0.0065              0.0000
     77093                TX                             HOUSTON                                Single Family                            9.5400                           0.5000            0.0000             0.0065              0.0000
     77044                TX                             HOUSTON                                Single Family                            9.8500                           0.5000            0.0000             0.0065              0.0000
     76134                TX                            FORT WORTH                              Single Family                            8.8700                           0.5000            0.0000             0.0065              0.0000
     63107                MO                           SAINT LOUIS                               2-4 Family                              8.0000                           0.5000            0.0000             0.0065              0.0000
     75765                TX                         HOLLY LAKE RANC                            Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     75765                TX                         HOLLY LAKE RANC                            Single Family                            9.8500                           0.5000            0.0000             0.0065              0.0000
     75006                TX                            CARROLLTON                              Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     77069                TX                             HOUSTON                                     PUD                                 9.7400                           0.5000            0.0000             0.0065              0.0000
     77087                TX                             HOUSTON                                Single Family                            9.4900                           0.5000            0.0000             0.0065              0.0000
     65616                MO                             BRANSON                                 Condominium                            10.5500                           0.5000            0.0000             0.0065              0.0000
     63137                MO                           SAINT LOUIS                              Single Family                           11.8900                           0.5000            0.0000             0.0065              0.0000
     47327                IN                         CANMBRIDGE CITY                            Single Family                           13.1900                           0.5000            0.0000             0.0065              0.0000
     77449                TX                               KATY                                 Single Family                            8.1500                           0.5000            0.0000             0.0065              0.0000
     77053                TX                             HOUSTON                                Single Family                            8.6900                           0.5000            0.0000             0.0065              0.0000
     77521                TX                             BAYTOWN                                Single Family                            9.8500                           0.5000            0.0000             0.0065              0.0000
     63136                MO                           SAINT LOUIS                              Single Family                            9.7000                           0.5000            0.0000             0.0065              0.0000
     75069                TX                             MCKINNEY                               Single Family                            6.4900                           0.5000            0.0000             0.0065              0.0000
     76040                TX                              EULESS                                Single Family                            8.1500                           0.5000            0.0000             0.0065              0.0000
     78745                TX                              AUSTIN                                Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     75069                TX                             MCKINNEY                               Single Family                            7.5400                           0.5000            0.0000             0.0065              0.0000
     63123                MO                           SAINT LOUIS                              Single Family                           11.4500                           0.5000            0.0000             0.0065              0.0000
     64130                MO                           KANSAS CITY                              Single Family                            9.6400                           0.5000            0.0000             0.0065              0.0000
     62206                IL                         EAST SAINT LOUI                            Single Family                            9.0900                           0.5000            0.0000             0.0065              0.0000
     7018                 NJ                           EAST ORANGE                               2-4 Family                             10.0000                           0.5000            0.0000             0.0065              0.0000
     8562                 NJ                           WRIGHTSTOWN                              Single Family                            9.4750                           0.5000            0.0000             0.0065              0.0000
     8046                 NJ                           WILLINGBORO                              Single Family                            8.6250                           0.5000            0.0000             0.0065              0.0000
     78244                TX                           SAN ANTONIO                                   PUD                                 8.1500                           0.5000            0.0000             0.0065              0.0000
     77033                TX                             HOUSTON                                Single Family                            9.6500                           0.5000            0.0000             0.0065              0.0000
     77365                TX                              PORTER                                Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     78250                TX                           SAN ANTONIO                              Single Family                            8.2750                           0.5000            0.0000             0.0065              0.0000
     77039                TX                             HOUSTON                                Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     77530                TX                           CHANNELVIEW                              Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     18064                PA                             NAZARETH                               Single Family                            7.4750                           0.5000            0.0000             0.0065              0.0000
     19124                PA                           PHILADELPHIA                             Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     95829                CA                            SACRAMENTO                              Single Family                            7.0000                           0.5000            0.0000             0.0065              0.0000
     93274                CA                              TULARE                                Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     93274                CA                              TULARE                                Single Family                            6.9900                           0.5000            0.0000             0.0065              0.0000
     93257                CA                           PORTERVILLE                              Single Family                            7.8500                           0.5000            0.0000             0.0065              0.0000
     95301                CA                             ATWATER                                Single Family                            9.7750                           0.5000            0.0000             0.0065              0.0000
     23141                VA                             QUINTON                                     PUD                                 8.2500                           0.5000            0.0000             0.0065              0.0000
     23141                VA                             QUINTON                                     PUD                                 8.2500                           0.5000            0.0000             0.0065              0.0000
     23224                VA                             RICHMOND                               Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     22043                VA                           FALLS CHURCH                             Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     23666                VA                             HAMPTON                                Single Family                            9.5250                           0.5000            0.0000             0.0065              0.0000
     22963                VA                             PALMYRA                                     PUD                                 9.4250                           0.5000            0.0000             0.0065              0.0000
     21214                MD                            BALTIMORE                               Single Family                            9.3000                           0.5000            0.0000             0.0065              0.0000
     17057                PA                            MIDDLETOWN                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     17090                PA                           SHERMANSDALE                             Single Family                           10.3750                           0.5000            0.0000             0.0065              0.0000
     90018                CA                           LOS ANGELES                              Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     93535                CA                            LANCASTER                               Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     93535                CA                            LANCASTER                               Single Family                            8.9500                           0.5000            0.0000             0.0065              0.0000
     98607                WA                              CAMAS                                 Single Family                            9.3500                           0.5000            0.0000             0.0065              0.0000
     98367                WA                           PORT ORCHARD                             Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     97222                OR                            MILWAUKIE                               Single Family                            8.3750                           0.5000            0.0000             0.0065              0.0000
     97206                OR                             PORTLAND                               Single Family                            9.4750                           0.5000            0.0000             0.0065              0.0000
     98391                WA                           BONNEY LAKE                              Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     34652                FL                         NEW PORT RICHEY                            Single Family                            9.4250                           0.5000            0.0000             0.0065              0.0000
     21061                MD                           GLEN BURNIE                               Condominium                             7.2500                           0.5000            0.0000             0.0065              0.0000
     19713                DE                              NEWARK                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     21061                MD                           GLEN BURNIE                                   PUD                                 7.8750                           0.5000            0.0000             0.0065              0.0000
     21146                MD                           SEVERNA PARK                             Single Family                            8.3750                           0.5000            0.0000             0.0065              0.0000
     23453                VA                          VIRGINIA BEACH                            Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     22193                VA                            WOODBRIDGE                              Single Family                            7.6250                           0.5000            0.0000             0.0065              0.0000
     23703                VA                            PORTSMOUTH                              Single Family                           10.7250                           0.5000            0.0000             0.0065              0.0000
     43701                OH                            ZANESVILLE                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     45150                OH                             MILFORD                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     43612                OH                              TOLEDO                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     43611                OH                              TOLEDO                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     43326                OH                              KENTON                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     45240                OH                            CINCINNATI                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     80919                CO                         COLORADO SPRING                            Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     80814                CO                              DIVIDE                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     81419                CO                            HOTCHKISS                               Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     79416                TX                             LUBBOCK                                Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     77083                TX                             HOUSTON                                Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     77013                TX                             HOUSTON                                Single Family                            8.1500                           0.5000            0.0000             0.0065              0.0000
     77083                TX                             HOUSTON                                Single Family                           10.0250                           0.5000            0.0000             0.0065              0.0000
     77591                TX                            TEXAS CITY                              Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     77009                TX                             HOUSTON                                Single Family                            7.6500                           0.5000            0.0000             0.0065              0.0000
     77033                TX                             HOUSTON                                Single Family                            9.6500                           0.5000            0.0000             0.0065              0.0000
     78227                TX                           SAN ANTONIO                              Single Family                            8.7750                           0.5000            0.0000             0.0065              0.0000
     75077                TX                         HIGHLAND VILLAG                                 PUD                                 8.7750                           0.5000            0.0000             0.0065              0.0000
     79360                TX                             SEMINOLE                               Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     75067                TX                            LEWISVILLE                                   PUD                                 8.2750                           0.5000            0.0000             0.0065              0.0000
     75137                TX                           DUNCANVILLE                              Single Family                           10.3750                           0.5000            0.0000             0.0065              0.0000
     75142                TX                             KAUFMAN                                Single Family                            8.5250                           0.5000            0.0000             0.0065              0.0000
     76712                TX                               WACO                                 Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     75707                TX                              TYLER                                 Single Family                            8.0250                           0.5000            0.0000             0.0065              0.0000
     76710                TX                               WACO                                 Single Family                            8.7000                           0.5000            0.0000             0.0065              0.0000
     75013                TX                              ALLEN                                 Single Family                            8.8750                           0.5000            0.0000             0.0065              0.0000
     76063                TX                            MANSFIELD                               Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     76262                TX                             ROANOKE                                Single Family                            9.1500                           0.5000            0.0000             0.0065              0.0000
     76567                TX                             ROCKDALE                               Single Family                            7.4000                           0.5000            0.0000             0.0065              0.0000
     93536                CA                            LANCASTER                               Single Family                            8.6000                           0.5000            0.0000             0.0065              0.0000
     93454                CA                           SANTA MARIA                              Single Family                            6.4000                           0.5000            0.0000             0.0065              0.0000
     93309                CA                           BAKERSFIELD                              Single Family                            9.1250                           0.5000            0.0000             0.0065              0.0000
     78217                TX                           SAN ANTONIO                              Single Family                           10.1500                           0.5000            0.0000             0.0065              0.0000
     77478                TX                            SUGAR LAND                                   PUD                                 8.2750                           0.5000            0.0000             0.0065              0.0000
     99337                WA                            KENNEWICK                               Single Family                            9.3750                           0.5000            0.0000             0.0065              0.0000
     98445                WA                              TACOMA                                 Condominium                            10.3500                           0.5000            0.0000             0.0065              0.0000
     98408                WA                              TACOMA                                Single Family                           10.1250                           0.5000            0.0000             0.0065              0.0000
     99037                WA                             VERADALE                                    PUD                                 7.7250                           0.5000            0.0000             0.0065              0.0000
     98328                WA                            EATONVILLE                              Single Family                            6.6250                           0.5000            0.0000             0.0065              0.0000
     97702                OR                               BEND                                 Single Family                            7.4750                           0.5000            0.0000             0.0065              0.0000
     98597                WA                               YELM                                 Single Family                            8.4750                           0.5000            0.0000             0.0065              0.0000
     95380                CA                             TURLOCK                                Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     98503                WA                              LACEY                                 Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     95307                CA                              CERES                                 Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     98387                WA                             SPANAWAY                                    PUD                                11.6900                           0.5000            0.0000             0.0065              0.0000
     98409                WA                              TACOMA                                Single Family                            9.1400                           0.5000            0.0000             0.0065              0.0000
     93657                CA                              SANGER                                Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     93727                CA                              FRESNO                                Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     95351                CA                             MODESTO                                Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     95209                CA                             STOCKTON                               Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     95313                CA                          CROWS LANDING                             Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     95660                CA                         NORTH HIGHLANDS                            Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     94803                CA                             RICHMOND                               Single Family                           11.4400                           0.5000            0.0000             0.0065              0.0000
     93728                CA                              FRESNO                                Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     95838                CA                            SACRAMENTO                              Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     98074                WA                            SAMMAMISH                               Single Family                           12.0400                           0.5000            0.0000             0.0065              0.0000
     95838                CA                            SACRAMENTO                              Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     95350                CA                             MODESTO                                Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     93728                CA                              FRESNO                                Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     94533                CA                            FAIRFIELD                               Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     98408                WA                              TACOMA                                Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     95301                CA                             ATWATER                                Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     95351                CA                             MODESTO                                Single Family                            9.7650                           0.5000            0.0000             0.0065              0.0000
     93221                CA                              EXETER                                Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     91790                CA                           WEST COVINA                              Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     95758                CA                            ELK GROVE                               Single Family                            8.5900                           0.5000            0.0000             0.0065              0.0000
     95126                CA                             SAN JOSE                               Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     93722                CA                              FRESNO                                Single Family                            7.0900                           0.5000            0.0000             0.0065              0.0000
     93722                CA                              FRESNO                                Single Family                           11.4900                           0.5000            0.0000             0.0065              0.0000
     94546                CA                          CASTRO VALLEY                             Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     95348                CA                              MERCED                                Single Family                            8.0900                           0.5000            0.0000             0.0065              0.0000
     93306                CA                           BAKERSFIELD                              Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     95624                CA                            ELK GROVE                               Single Family                            7.5150                           0.5000            0.0000             0.0065              0.0000
     95624                CA                            ELK GROVE                               Single Family                            7.4150                           0.5000            0.0000             0.0065              0.0000
     95624                CA                            ELK GROVE                               Single Family                           10.8900                           0.5000            0.0000             0.0065              0.0000
     94928                CA                           ROHNERT PARK                             Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     95045                CA                         SAN JUAN BAUTIS                            Single Family                            8.2650                           0.5000            0.0000             0.0065              0.0000
     84015                UT                            WEST POINT                              Single Family                            7.1250                           0.5000            0.0000             0.0065              0.0000
     95815                CA                            SACRAMENTO                              Single Family                            7.7650                           0.5000            0.0000             0.0065              0.0000
     95655                CA                              MATHER                                Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     95670                CA                          RANCHO CORDOVA                            Single Family                            7.6400                           0.5000            0.0000             0.0065              0.0000
     95356                CA                             MODESTO                                Single Family                            7.5150                           0.5000            0.0000             0.0065              0.0000
     95687                CA                            VACAVILLE                               Single Family                            7.3150                           0.5000            0.0000             0.0065              0.0000
     95351                CA                             MODESTO                                Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     95351                CA                             MODESTO                                Single Family                           11.4900                           0.5000            0.0000             0.0065              0.0000
     94553                CA                             MARTINEZ                               Single Family                            8.8650                           0.5000            0.0000             0.0065              0.0000
     95127                CA                             SAN JOSE                               Single Family                            8.6900                           0.5000            0.0000             0.0065              0.0000
     95127                CA                             SAN JOSE                               Single Family                           11.9400                           0.5000            0.0000             0.0065              0.0000
     93635                CA                            LOS BANOS                               Single Family                            7.6650                           0.5000            0.0000             0.0065              0.0000
     95670                CA                          RANCHO CORDOVA                            Single Family                            8.6400                           0.5000            0.0000             0.0065              0.0000
     95376                CA                              TRACY                                 Single Family                            7.8900                           0.5000            0.0000             0.0065              0.0000
     94503                CA                         AMERICAN CANYON                            Single Family                            7.1400                           0.5000            0.0000             0.0065              0.0000
     95835                CA                            SACRAMENTO                              Single Family                            8.7900                           0.5000            0.0000             0.0065              0.0000
     95835                CA                            SACRAMENTO                              Single Family                           11.7900                           0.5000            0.0000             0.0065              0.0000
     94591                CA                             VALLEJO                                Single Family                            7.0000                           0.5000            0.0000             0.0065              0.0000
     95111                CA                             SAN JOSE                                    PUD                                 6.9150                           0.5000            0.0000             0.0065              0.0000
     93215                CA                              DELANO                                Single Family                            8.5150                           0.5000            0.0000             0.0065              0.0000
     95948                CA                             GRIDLEY                                Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     83687                ID                              NAMPA                                 Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     94533                CA                            FAIRFIELD                               Single Family                            8.7150                           0.5000            0.0000             0.0065              0.0000
     95315                CA                              DELHI                                 Single Family                            7.9150                           0.5000            0.0000             0.0065              0.0000
     95315                CA                              DELHI                                 Single Family                           11.7900                           0.5000            0.0000             0.0065              0.0000
     94806                CA                            SAN PABLO                               Single Family                            7.1400                           0.5000            0.0000             0.0065              0.0000
     98042                WA                            COVINGTON                               Single Family                            8.4600                           0.5000            0.0000             0.0065              0.0000
     94603                CA                             OAKLAND                                Single Family                            7.2900                           0.5000            0.0000             0.0065              0.0000
     95363                CA                            PATTERSON                               Single Family                            7.2970                           0.5000            0.0000             0.0065              0.0000
     94565                CA                            PITTSBURG                               Single Family                            8.7900                           0.5000            0.0000             0.0065              0.0000
     94565                CA                            PITTSBURG                               Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     94561                CA                              OAKLEY                                Single Family                            7.5900                           0.5000            0.0000             0.0065              0.0000
     94801                CA                             RICHMOND                               Single Family                            7.9530                           0.5000            0.0000             0.0065              0.0000
     94801                CA                             RICHMOND                               Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     95126                CA                             SAN JOSE                                Condominium                             7.9900                           0.5000            0.0000             0.0065              0.0000
     83442                ID                              RIGBY                                 Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     95453                CA                             LAKEPORT                               Single Family                            9.1650                           0.5000            0.0000             0.0065              0.0000
     95453                CA                             LAKEPORT                               Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     95334                CA                            LIVINGSTON                              Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     93905                CA                             SALINAS                                Single Family                            7.5150                           0.5000            0.0000             0.0065              0.0000
     94806                CA                            SAN PABLO                               Single Family                            8.0900                           0.5000            0.0000             0.0065              0.0000
     95820                CA                            SACRAMENTO                              Single Family                            7.8500                           0.5000            0.0000             0.0065              0.0000
     95205                CA                             STOCKTON                               Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     98056                WA                              RENTON                                Single Family                            7.3750                           0.5000            0.0000             0.0065              0.0000
     95757                CA                            ELK GROVE                               Single Family                            7.9150                           0.5000            0.0000             0.0065              0.0000
     95757                CA                            ELK GROVE                               Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     95354                CA                             MODESTO                                Single Family                            7.2400                           0.5000            0.0000             0.0065              0.0000
     93702                CA                              FRESNO                                Single Family                            8.3150                           0.5000            0.0000             0.0065              0.0000
     93702                CA                              FRESNO                                Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     94546                CA                          CASTRO VALLEY                             Single Family                            7.2900                           0.5000            0.0000             0.0065              0.0000
     95351                CA                             MODESTO                                Single Family                            8.8900                           0.5000            0.0000             0.0065              0.0000
     93657                CA                              SANGER                                Single Family                            7.4000                           0.5000            0.0000             0.0065              0.0000
     95376                CA                              TRACY                                 Single Family                            7.8900                           0.5000            0.0000             0.0065              0.0000
     92344                CA                              PHELAN                                Single Family                           11.8750                           0.5000            0.0000             0.0065              0.0000
     80015                CO                              AURORA                                     PUD                                12.1250                           0.5000            0.0000             0.0065              0.0000
     92301                CA                             ADELANTO                               Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     92154                CA                            SAN DIEGO                               Single Family                            7.5750                           0.5000            0.0000             0.0065              0.0000
     80219                CO                              DENVER                                Single Family                           12.5400                           0.5000            0.0000             0.0065              0.0000
     85019                AZ                             PHOENIX                                Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     92019                CA                             EL CAJON                               Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     92154                CA                            SAN DIEGO                               Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     92802                CA                             ANAHEIM                                Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     92867                CA                              ORANGE                                Single Family                            7.0150                           0.5000            0.0000             0.0065              0.0000
     92867                CA                              ORANGE                                Single Family                           10.5900                           0.5000            0.0000             0.0065              0.0000
     90660                CA                           PICO RIVERA                              Single Family                            9.0650                           0.5000            0.0000             0.0065              0.0000
     85201                AZ                               MESA                                 Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     91768                CA                              POMONA                                Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     97006                OR                            BEAVERTON                               Single Family                            9.4400                           0.5000            0.0000             0.0065              0.0000
     93535                CA                            LANCASTER                               Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     89143                NV                            LAS VEGAS                               Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     92019                CA                             EL CAJON                               Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     89134                NV                            LAS VEGAS                               Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     92545                CA                              HEMET                                 Single Family                            7.7650                           0.5000            0.0000             0.0065              0.0000
     92545                CA                              HEMET                                 Single Family                           11.4900                           0.5000            0.0000             0.0065              0.0000
     92337                CA                             FONTANA                                Single Family                            8.8460                           0.5000            0.0000             0.0065              0.0000
     89120                NV                            LAS VEGAS                                    PUD                                 8.7150                           0.5000            0.0000             0.0065              0.0000
     89121                NV                            LAS VEGAS                                    PUD                                11.6900                           0.5000            0.0000             0.0065              0.0000
     85032                AZ                             PHOENIX                                Single Family                            8.4400                           0.5000            0.0000             0.0065              0.0000
     92592                CA                             TEMECULA                                Condominium                             7.4650                           0.5000            0.0000             0.0065              0.0000
     90744                CA                         WILMINGTON AREA                             2-4 Family                              8.1150                           0.5000            0.0000             0.0065              0.0000
     92553                CA                          MORENO VALLEY                             Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     92057                CA                            OCEANSIDE                               Single Family                            7.2270                           0.5000            0.0000             0.0065              0.0000
     89031                NV                            LAS VEGAS                                    PUD                                 8.2650                           0.5000            0.0000             0.0065              0.0000
     92583                CA                           SAN JACINTO                              Single Family                            9.5900                           0.5000            0.0000             0.0065              0.0000
     92562                CA                             MURRIETA                               Single Family                            8.4150                           0.5000            0.0000             0.0065              0.0000
     92562                CA                             MURRIETA                               Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     92404                CA                          SAN BERNARDINO                             2-4 Family                              7.6490                           0.5000            0.0000             0.0065              0.0000
     85219                AZ                         APACHE JUNCTION                            Single Family                            7.7400                           0.5000            0.0000             0.0065              0.0000
     92879                CA                              CORONA                                Single Family                            6.7500                           0.5000            0.0000             0.0065              0.0000
     90706                CA                            BELLFLOWER                              Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     80231                CO                              DENVER                                 Condominium                             9.8900                           0.5000            0.0000             0.0065              0.0000
     81022                CO                             AVONDALE                               Single Family                            9.6650                           0.5000            0.0000             0.0065              0.0000
     91402                CA                          PANORAMA CITY                              Condominium                             7.5000                           0.5000            0.0000             0.0065              0.0000
     85296                AZ                             GILBERT                                Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     91764                CA                             ONTARIO                                Single Family                            6.8950                           0.5000            0.0000             0.0065              0.0000
     92555                CA                          MORENO VALLEY                             Single Family                            8.1250                           0.5000            0.0000             0.0065              0.0000
     93536                CA                            LANCASTER                               Single Family                            7.8150                           0.5000            0.0000             0.0065              0.0000
     85043                AZ                             PHOENIX                                     PUD                                 8.4150                           0.5000            0.0000             0.0065              0.0000
     91708                CA                              CHINO                                 Single Family                            8.7900                           0.5000            0.0000             0.0065              0.0000
     92394                CA                           VICTORVILLE                              Single Family                            8.4500                           0.5000            0.0000             0.0065              0.0000
     92404                CA                          SAN BERNARDINO                            Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     85307                AZ                             GLENDALE                                    PUD                                 9.9900                           0.5000            0.0000             0.0065              0.0000
     93532                CA                          ELIZABETH LAKE                            Single Family                            8.2650                           0.5000            0.0000             0.0065              0.0000
     92395                CA                           VICTORVILLE                              Single Family                            8.3500                           0.5000            0.0000             0.0065              0.0000
     89106                NV                            LAS VEGAS                                    PUD                                 7.0900                           0.5000            0.0000             0.0065              0.0000
     93308                CA                           BAKERSFIELD                              Single Family                            7.8900                           0.5000            0.0000             0.0065              0.0000
     85029                AZ                             PHOENIX                                Single Family                            6.7400                           0.5000            0.0000             0.0065              0.0000
     94564                CA                              PINOLE                                Single Family                            6.1250                           0.5000            0.0000             0.0065              0.0000
     95351                CA                             MODESTO                                Single Family                            8.6250                           0.5000            0.0000             0.0065              0.0000
     94014                CA                            DALY CITY                               Single Family                            7.5500                           0.5000            0.0000             0.0065              0.0000
     93223                CA                           FARMERSVILLE                             Single Family                            8.6250                           0.5000            0.0000             0.0065              0.0000
     85042                AZ                             PHOENIX                                Single Family                            9.8500                           0.5000            0.0000             0.0065              0.0000
     86401                AZ                             KINGMAN                                Single Family                            8.6000                           0.5000            0.0000             0.0065              0.0000
     85051                AZ                             PHOENIX                                Single Family                            6.9750                           0.5000            0.0000             0.0065              0.0000
     85363                AZ                            YOUNGTOWN                               Single Family                            8.6250                           0.5000            0.0000             0.0065              0.0000
     85363                AZ                            YOUNGTOWN                               Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     85033                AZ                             PHOENIX                                Single Family                            6.8750                           0.5000            0.0000             0.0065              0.0000
     85037                AZ                             PHOENIX                                Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     85706                AZ                              TUCSON                                Single Family                            9.4250                           0.5000            0.0000             0.0065              0.0000
     85019                AZ                             PHOENIX                                Single Family                            8.1000                           0.5000            0.0000             0.0065              0.0000
     92071                CA                              SANTEE                                 Condominium                             7.2500                           0.5000            0.0000             0.0065              0.0000
     92532                CA                          LAKE ELSINORE                             Single Family                            6.4750                           0.5000            0.0000             0.0065              0.0000
     92234                CA                          CATHEDRAL CITY                            Single Family                            9.4750                           0.5000            0.0000             0.0065              0.0000
     92071                CA                              SANTEE                                Single Family                            7.9750                           0.5000            0.0000             0.0065              0.0000
     92530                CA                          LAKE ELSINORE                             Single Family                            6.6250                           0.5000            0.0000             0.0065              0.0000
     92220                CA                             BANNING                                Single Family                            9.4750                           0.5000            0.0000             0.0065              0.0000
     98516                WA                             OLYMIPA                                Single Family                            6.6250                           0.5000            0.0000             0.0065              0.0000
     83686                ID                              NAMPA                                      PUD                                 8.0000                           0.5000            0.0000             0.0065              0.0000
     80620                CO                              EVANS                                 Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     80017                CO                              AURORA                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     33175                FL                              MIAMI                                 Single Family                            9.3500                           0.5000            0.0000             0.0065              0.0000
     53223                WI                            BROWN DEER                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     93215                CA                              DELANO                                Single Family                            8.2400                           0.5000            0.0000             0.0065              0.0000
     80906                CO                         COLORADO SPRING                            Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     89178                NV                            LAS VEGAS                               Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     85257                AZ                            SCOTTSDALE                              Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     92582                CA                           SAN JACINTO                              Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     85027                AZ                             PHOENIX                                Single Family                            8.2900                           0.5000            0.0000             0.0065              0.0000
     85009                AZ                             PHOENIX                                Single Family                            7.2400                           0.5000            0.0000             0.0065              0.0000
     89115                NV                            LAS VEGAS                                    PUD                                11.6900                           0.5000            0.0000             0.0065              0.0000
     85009                AZ                             PHOENIX                                Single Family                            7.8900                           0.5000            0.0000             0.0065              0.0000
     85031                AZ                             PHOENIX                                Single Family                            8.5650                           0.5000            0.0000             0.0065              0.0000
     89110                NV                            LAS VEGAS                               Single Family                            8.1250                           0.5000            0.0000             0.0065              0.0000
     89120                NV                            LAS VEGAS                                Condominium                             8.5000                           0.5000            0.0000             0.0065              0.0000
     90061                CA                           LOS ANGELES                              Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     60805                IL                          EVERGREEN PARK                            Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     62650                IL                           JACKSONVILLE                             Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     48180                MI                              TAYLOR                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     61032                IL                             FREEPORT                                2-4 Family                              8.7500                           0.5000            0.0000             0.0065              0.0000
     49045                MI                             DECATUR                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     49410                MI                             FOUNTAIN                               Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     61032                IL                             FREEPORT                               Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     60107                IL                            STREAMWOOD                              Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     46383                IN                            VALPARAISO                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     48203                MI                             DETROIT                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     46767                IN                             LIGONIER                               Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     47432                IN                           FRENCH LICK                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     47111                IN                           CHARLESTOWN                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     46208                IN                           INDIANAPOLIS                             Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     75165                TX                            WAXAHACHIE                              Single Family                            6.6500                           0.5000            0.0000             0.0065              0.0000
     79107                TX                             AMARILLO                               Single Family                            8.9750                           0.5000            0.0000             0.0065              0.0000
     75152                TX                              PALMER                                Single Family                           10.6000                           0.5000            0.0000             0.0065              0.0000
     77708                TX                             BEAUMONT                               Single Family                            9.2750                           0.5000            0.0000             0.0065              0.0000
     56303                MN                           SAINT CLOUD                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     65605                MO                              AURORA                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     64110                MO                           KANSAS CITY                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     55118                MN                           WEST ST PAUL                             Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     63390                MO                           WRIGHT CITY                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     65401                MO                              ROLLA                                 Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     63118                MO                           SAINT LOUIS                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     63136                MO                           SAINT LOUIS                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     55303                MN                              RAMSEY                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     60130                IL                           FOREST PARK                               Condominium                             8.7500                           0.5000            0.0000             0.0065              0.0000
     60432                IL                              JOLIET                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     60473                IL                          SOUTH HOLLAND                             Single Family                            8.1250                           0.5000            0.0000             0.0065              0.0000
     60620                IL                             CHICAGO                                Single Family                            8.2000                           0.5000            0.0000             0.0065              0.0000
     60428                IL                             MARKHAM                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     60446                IL                            ROMEOVILLE                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     60628                IL                             CHICAGO                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     61554                IL                              PEKIN                                 Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     32311                FL                           TALLAHASSEE                              Single Family                            9.8500                           0.5000            0.0000             0.0065              0.0000
     32312                FL                           TALLAHASSEE                              Single Family                           10.1250                           0.5000            0.0000             0.0065              0.0000
     32547                FL                         FORT WALTON BEA                            Single Family                            9.4750                           0.5000            0.0000             0.0065              0.0000
     70615                LA                           LAKE CHARLES                             Single Family                           10.8500                           0.5000            0.0000             0.0065              0.0000
     70633                LA                             DEQUINCY                               Single Family                           10.6250                           0.5000            0.0000             0.0065              0.0000
     71220                LA                             BASTROP                                Single Family                            9.8750                           0.5000            0.0000             0.0065              0.0000
     70815                LA                           BATON ROUGE                              Single Family                           10.3500                           0.5000            0.0000             0.0065              0.0000
     70394                LA                             RACELAND                               Single Family                            8.3750                           0.5000            0.0000             0.0065              0.0000
     70471                LA                            MANDEVILLE                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     70374                LA                             LOCKPORT                               Single Family                            7.3750                           0.5000            0.0000             0.0065              0.0000
     70560                LA                            NEW IBERIA                              Single Family                            7.0000                           0.5000            0.0000             0.0065              0.0000
     32818                FL                             ORLANDO                                Single Family                            8.6750                           0.5000            0.0000             0.0065              0.0000
     34711                FL                             CLERMONT                               Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     32773                FL                             SANFORD                                Single Family                            9.7750                           0.5000            0.0000             0.0065              0.0000
     32773                FL                             SANFORD                                Single Family                           10.2000                           0.5000            0.0000             0.0065              0.0000
     32805                FL                             ORLANDO                                Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     37083                TN                            LAFAYETTE                               Single Family                           11.8750                           0.5000            0.0000             0.0065              0.0000
     30310                GA                             ATLANTA                                Single Family                           10.7250                           0.5000            0.0000             0.0065              0.0000
     30011                GA                              AUBURN                                     PUD                                11.8750                           0.5000            0.0000             0.0065              0.0000
     30071                GA                             NORCROSS                               Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     30025                GA                          SOCIAL CIRCLE                             Single Family                            9.2000                           0.5000            0.0000             0.0065              0.0000
     11233                NY                             BROOKLYN                                2-4 Family                              8.5750                           0.5000            0.0000             0.0065              0.0000
     11233                NY                             BROOKLYN                                2-4 Family                             12.1500                           0.5000            0.0000             0.0065              0.0000
     95993                CA                            YUBA CITY                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     33177                FL                              Miami                                  Condominium                             9.4700                           0.5000            0.0000             0.0065              0.0000
     90008                CA                           Los Angeles                               Condominium                            12.0000                           0.5000            0.0000             0.0065              0.0000
     33155                FL                              Miami                                 Single Family                            8.6400                           0.5000            0.0000             0.0065              0.0000
     33155                FL                              Miami                                 Single Family                           10.8800                           0.5000            0.0000             0.0065              0.0000
     77017                TX                             Houston                                     PUD                                 9.9700                           0.5000            0.0000             0.0065              0.0000
     72223                AR                           Little Rock                                   PUD                                 8.1250                           0.5000            0.0000             0.0065              0.0000
     93535                CA                            Lancaster                               Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     19138                PA                           Philadelphia                             Single Family                            9.6500                           0.5000            0.0000             0.0065              0.0000
     97501                OR                             Medford                                Single Family                            8.5200                           0.5000            0.0000             0.0065              0.0000
     85022                AZ                             Phoenix                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     33912                FL                            Fort Myers                                   PUD                                 7.6500                           0.5000            0.0000             0.0065              0.0000
     40220                KY                            LOUISVILLE                              Single Family                            9.1400                           0.5000            0.0000             0.0065              0.0000
     48219                MI                             DETROIT                                Single Family                            9.5500                           0.5000            0.0000             0.0065              0.0000
     22485                VA                           KING GEORGE                              Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     23139                VA                             Powhatan                               Single Family                            7.8600                           0.5000            0.0000             0.0065              0.0000
     23139                VA                             Powhatan                               Single Family                           12.0500                           0.5000            0.0000             0.0065              0.0000
     33912                FL                            Fort Myers                                   PUD                                11.9600                           0.5000            0.0000             0.0065              0.0000
     55379                MN                             Shakopee                               Single Family                            7.5950                           0.5000            0.0000             0.0065              0.0000
     85251                AZ                            Scottsdale                              Single Family                            7.4950                           0.5000            0.0000             0.0065              0.0000
     63118                MO                           Saint Louis                              Single Family                            8.4300                           0.5000            0.0000             0.0065              0.0000
     94533                CA                            Fairfield                               Single Family                            8.1600                           0.5000            0.0000             0.0065              0.0000
     93436                CA                              Lompoc                                Single Family                            6.6800                           0.5000            0.0000             0.0065              0.0000
     55443                MN                          Brooklyn Park                             Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     37172                TN                           Springfield                              Single Family                           10.3750                           0.5000            0.0000             0.0065              0.0000
     92505                CA                            Riverside                               Single Family                            8.8000                           0.5000            0.0000             0.0065              0.0000
     92505                CA                            Riverside                               Single Family                           12.2500                           0.5000            0.0000             0.0065              0.0000
     92591                CA                             Temecula                               Single Family                            6.6000                           0.5000            0.0000             0.0065              0.0000
     63118                MO                           Saint Louis                              Single Family                           13.1700                           0.5000            0.0000             0.0065              0.0000
     90723                CA                            PARAMOUNT                               Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     90723                CA                            PARAMOUNT                               Single Family                           11.8750                           0.5000            0.0000             0.0065              0.0000
     95687                CA                            VACAVILLE                               Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     95687                CA                            VACAVILLE                               Single Family                           11.2500                           0.5000            0.0000             0.0065              0.0000
     22406                VA                          FREDERICKSBURG                            Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     89110                NV                            LAS VEGAS                               Single Family                            8.8750                           0.5000            0.0000             0.0065              0.0000
     92201                CA                            INDIO AREA                                   PUD                                 7.5000                           0.5000            0.0000             0.0065              0.0000
     98296                WA                            SNOHOMISH                               Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     93535                CA                            LANCASTER                               Single Family                            7.6250                           0.5000            0.0000             0.0065              0.0000
     85210                AZ                               MESA                                 Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     85210                AZ                               MESA                                 Single Family                           12.1250                           0.5000            0.0000             0.0065              0.0000
     97351                OR                           INDEPENDENCE                             Single Family                            7.3750                           0.5000            0.0000             0.0065              0.0000
     97351                OR                           INDEPENDENCE                             Single Family                           12.1250                           0.5000            0.0000             0.0065              0.0000
     91709                CA                           CHINO HILLS                              Single Family                            8.3750                           0.5000            0.0000             0.0065              0.0000
     95624                CA                            ELK GROVE                               Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     89703                NV                           CARSON CITY                              Single Family                            9.3750                           0.5000            0.0000             0.0065              0.0000
     91767                CA                              POMONA                                Single Family                            7.3750                           0.5000            0.0000             0.0065              0.0000
     97527                OR                           GRANTS PASS                              Single Family                            7.1250                           0.5000            0.0000             0.0065              0.0000
     22625                VA                          CROSS JUNCTION                            Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     95354                CA                             MODESTO                                Single Family                            6.7500                           0.5000            0.0000             0.0065              0.0000
     85213                AZ                               MESA                                 Single Family                            8.3750                           0.5000            0.0000             0.0065              0.0000
     89108                NV                            LAS VEGAS                               Single Family                            7.3750                           0.5000            0.0000             0.0065              0.0000
     89108                NV                            LAS VEGAS                               Single Family                           12.1250                           0.5000            0.0000             0.0065              0.0000
     85249                AZ                             CHANDLER                                    PUD                                 9.2500                           0.5000            0.0000             0.0065              0.0000
     91701                CA                         RANCHO CUCAMONGA                           Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     94585                CA                           SUISUN CITY                              Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     94585                CA                           SUISUN CITY                              Single Family                           11.6250                           0.5000            0.0000             0.0065              0.0000
     92231                CA                             CALEXICO                               Single Family                            6.1250                           0.5000            0.0000             0.0065              0.0000
     93591                CA                             Palmdale                               Single Family                           10.7500                           0.5000            0.0000             0.0065              0.0000
     23960                VA                             Prospect                               Single Family                            7.4950                           0.5000            0.0000             0.0065              0.0000
     85205                AZ                               Mesa                                 Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     15108                PA                            Coraopolis                              Single Family                            8.1250                           0.5000            0.0000             0.0065              0.0000
     85381                AZ                              PEORIA                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     23323                VA                            Chesapeake                              Single Family                            6.9950                           0.5000            0.0000             0.0065              0.0000
     22408                VA                          Fredericksbrg                             Single Family                            7.6200                           0.5000            0.0000             0.0065              0.0000
     23059                VA                            Glen Allen                              Single Family                            7.6250                           0.5000            0.0000             0.0065              0.0000
     30543                GA                            Gillsville                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     45069                OH                           West Chester                             Single Family                            7.6500                           0.5000            0.0000             0.0065              0.0000
     10303                NY                          Staten Island                             Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     30543                GA                            Gillsville                              Single Family                           12.9000                           0.5000            0.0000             0.0065              0.0000
     90002                CA                           Los Angeles                              Single Family                            7.7000                           0.5000            0.0000             0.0065              0.0000
     90047                CA                           Los Angeles                              Single Family                            7.7250                           0.5000            0.0000             0.0065              0.0000
     93550                CA                             Palmdale                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     93550                CA                             Palmdale                               Single Family                           11.5500                           0.5000            0.0000             0.0065              0.0000
     85027                AZ                             Phoenix                                Single Family                            8.3300                           0.5000            0.0000             0.0065              0.0000
     7060                 NJ                            Plainfield                               2-4 Family                              9.9300                           0.5000            0.0000             0.0065              0.0000
     84098                UT                            Park City                                Condominium                             7.5800                           0.5000            0.0000             0.0065              0.0000
     55419                MN                           Minneapolis                              Single Family                            9.9000                           0.5000            0.0000             0.0065              0.0000
     7055                 NJ                             Passaic                                 2-4 Family                              9.7500                           0.5000            0.0000             0.0065              0.0000
     34653                FL                         New Port Richey                                 PUD                                 7.5000                           0.5000            0.0000             0.0065              0.0000
     33460                FL                            LAKE WORTH                              Single Family                            6.8000                           0.5000            0.0000             0.0065              0.0000
     15226                PA                            PITTSBURGH                              Single Family                           10.7500                           0.5000            0.0000             0.0065              0.0000
     15144                PA                            SPRINGDALE                              Single Family                            8.3400                           0.5000            0.0000             0.0065              0.0000
     33071                FL                          CORAL SPRINGS                              Condominium                            11.1400                           0.5000            0.0000             0.0065              0.0000
     33319                FL                         FORT LAUDERDALE                             Condominium                             9.8400                           0.5000            0.0000             0.0065              0.0000
     60617                IL                             CHICAGO                                Single Family                            8.9500                           0.5000            0.0000             0.0065              0.0000
     60617                IL                             CHICAGO                                Single Family                           11.7500                           0.5000            0.0000             0.0065              0.0000
     33162                FL                        NORTH MIAMI BEACH                           Single Family                            7.1400                           0.5000            0.0000             0.0065              0.0000
     33179                FL                              MIAMI                                 Single Family                            8.1500                           0.5000            0.0000             0.0065              0.0000
     33435                FL                          BOYNTON BEACH                             Single Family                            7.3500                           0.5000            0.0000             0.0065              0.0000
     33015                FL                             HIALEAH                                 Condominium                             7.2400                           0.5000            0.0000             0.0065              0.0000
     33161                FL                              MIAMI                                  2-4 Family                              8.5500                           0.5000            0.0000             0.0065              0.0000
     15108                PA                            CORAOPOLIS                              Single Family                            8.8500                           0.5000            0.0000             0.0065              0.0000
     33033                FL                            HOMESTEAD                                    PUD                                 6.9900                           0.5000            0.0000             0.0065              0.0000
     16001                PA                              BUTLER                                Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     33313                FL                            LAUDERHILL                              Single Family                            7.1400                           0.5000            0.0000             0.0065              0.0000
     15108                PA                            CORAOPOLIS                              Single Family                           12.9900                           0.5000            0.0000             0.0065              0.0000
     55040                MN                              ISANTI                                Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     33437                FL                          BOYNTON BEACH                             Single Family                            8.7000                           0.5000            0.0000             0.0065              0.0000
     30094                GA                             CONYERS                                Single Family                            6.3500                           0.5000            0.0000             0.0065              0.0000
     15226                PA                            PITTSBURGH                              Single Family                            8.4500                           0.5000            0.0000             0.0065              0.0000
     33183                FL                              MIAMI                                  Condominium                            11.1400                           0.5000            0.0000             0.0065              0.0000
     33624                FL                              TAMPA                                      PUD                                10.1400                           0.5000            0.0000             0.0065              0.0000
     33461                FL                           PALM SPRINGS                                  PUD                                10.8400                           0.5000            0.0000             0.0065              0.0000
     34113                FL                              NAPLES                                Single Family                           10.8400                           0.5000            0.0000             0.0065              0.0000
     19560                PA                              TEMPLE                                Single Family                           13.1900                           0.5000            0.0000             0.0065              0.0000
     62703                IL                           SPRINGFIELD                               2-4 Family                              8.1250                           0.5000            0.0000             0.0065              0.0000
     33442                FL                         DEERFIELD BEACH                             Condominium                             7.8400                           0.5000            0.0000             0.0065              0.0000
     32824                FL                             ORLANDO                                Single Family                            9.1400                           0.5000            0.0000             0.0065              0.0000
     33054                FL                            OPA LOCKA                               Single Family                           10.2900                           0.5000            0.0000             0.0065              0.0000
     34473                FL                              OCALA                                 Single Family                            9.9400                           0.5000            0.0000             0.0065              0.0000
     33176                FL                              MIAMI                                  Condominium                             8.4000                           0.5000            0.0000             0.0065              0.0000
     32808                FL                             ORLANDO                                Single Family                            7.8700                           0.5000            0.0000             0.0065              0.0000
     32808                FL                             ORLANDO                                Single Family                           11.9900                           0.5000            0.0000             0.0065              0.0000
     33176                FL                              MIAMI                                  Condominium                            11.3400                           0.5000            0.0000             0.0065              0.0000
     33019                FL                            HOLLYWOOD                                Condominium                             7.6000                           0.5000            0.0000             0.0065              0.0000
     33415                FL                            GREENACRES                              Single Family                           10.8400                           0.5000            0.0000             0.0065              0.0000
     33904                FL                            CAPE CORAL                              Single Family                           13.1900                           0.5000            0.0000             0.0065              0.0000
     33073                FL                          COCONUT CREEK                             Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     34982                FL                           FORT PIERCE                              Single Family                            8.9000                           0.5000            0.0000             0.0065              0.0000
     2920                 RI                             CRANSTON                                2-4 Family                              7.3400                           0.5000            0.0000             0.0065              0.0000
     34744                FL                            KISSIMMEE                               Single Family                            7.5900                           0.5000            0.0000             0.0065              0.0000
     28166                NC                             TROUTMAN                               Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     33024                FL                          PEMBROKE PINES                            Single Family                            8.8500                           0.5000            0.0000             0.0065              0.0000
     33168                FL                              MIAMI                                 Single Family                            7.7000                           0.5000            0.0000             0.0065              0.0000
     20747                MD                         DISTRICT HEIGHTS                           Single Family                            7.6900                           0.5000            0.0000             0.0065              0.0000
     33401                FL                         WEST PALM BEACH                            Single Family                           10.8400                           0.5000            0.0000             0.0065              0.0000
     30315                GA                             ATLANTA                                Single Family                            8.7400                           0.5000            0.0000             0.0065              0.0000
     33634                FL                              TAMPA                                 Single Family                            7.8500                           0.5000            0.0000             0.0065              0.0000
     33010                FL                             HIALEAH                                Single Family                            7.3400                           0.5000            0.0000             0.0065              0.0000
     43219                OH                             COLUMBUS                               Single Family                            9.2900                           0.5000            0.0000             0.0065              0.0000
     33321                FL                             TAMARAC                                Single Family                            6.9900                           0.5000            0.0000             0.0065              0.0000
     33312                FL                         FORT LAUDERDALE                            Single Family                            7.0000                           0.5000            0.0000             0.0065              0.0000
     33312                FL                         FORT LAUDERDALE                            Single Family                           11.9900                           0.5000            0.0000             0.0065              0.0000
     43612                OH                              TOLEDO                                Single Family                           12.0000                           0.5000            0.0000             0.0065              0.0000
     53206                WI                            MILWAUKEE                                2-4 Family                              9.7900                           0.5000            0.0000             0.0065              0.0000
     34759                FL                            KISSIMMEE                               Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     33138                FL                              MIAMI                                  2-4 Family                              7.7900                           0.5000            0.0000             0.0065              0.0000
     34761                FL                              OCOEE                                      PUD                                 7.8000                           0.5000            0.0000             0.0065              0.0000
     33610                FL                              TAMPA                                 Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     48042                MI                              MACOMB                                Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     17104                PA                            HARRISBURG                              Single Family                           10.9900                           0.5000            0.0000             0.0065              0.0000
     34744                FL                            KISSIMMEE                               Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     30344                GA                            EAST POINT                              Single Family                            8.8100                           0.5000            0.0000             0.0065              0.0000
     33129                FL                              MIAMI                                  Condominium                             7.3750                           0.5000            0.0000             0.0065              0.0000
     33162                FL                              MIAMI                                 Single Family                            7.5400                           0.5000            0.0000             0.0065              0.0000
     32068                FL                            MIDDLEBURG                              Single Family                            6.9900                           0.5000            0.0000             0.0065              0.0000
     48213                MI                             DETROIT                                 2-4 Family                              8.1400                           0.5000            0.0000             0.0065              0.0000
     33607                FL                              TAMPA                                 Single Family                            8.3900                           0.5000            0.0000             0.0065              0.0000
     33607                FL                              TAMPA                                 Single Family                           12.2900                           0.5000            0.0000             0.0065              0.0000
     48198                MI                            YPSILANTI                               Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     53215                WI                            MILWAUKEE                               Single Family                            8.8900                           0.5000            0.0000             0.0065              0.0000
     32907                FL                             PALM BAY                               Single Family                            7.9000                           0.5000            0.0000             0.0065              0.0000
     33023                FL                             MIRAMAR                                Single Family                           10.6250                           0.5000            0.0000             0.0065              0.0000
     27891                NC                            WHITAKERS                               Single Family                           10.0500                           0.5000            0.0000             0.0065              0.0000
     38109                TN                             MEMPHIS                                Single Family                           10.8000                           0.5000            0.0000             0.0065              0.0000
     49721                MI                            CHEBOYGAN                               Single Family                           10.7000                           0.5000            0.0000             0.0065              0.0000
     38134                TN                             MEMPHIS                                 Condominium                            11.1400                           0.5000            0.0000             0.0065              0.0000
     1841                 MA                             LAWRENCE                                2-4 Family                              9.2500                           0.5000            0.0000             0.0065              0.0000
     56441                MN                              CROSBY                                Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     48219                MI                             DETROIT                                Single Family                           11.3000                           0.5000            0.0000             0.0065              0.0000
     48223                MI                             DETROIT                                Single Family                           12.1900                           0.5000            0.0000             0.0065              0.0000
     46035                IN                              COLFAX                                Single Family                            9.8500                           0.5000            0.0000             0.0065              0.0000
     48192                MI                            WYANDOTTE                                2-4 Family                              7.3400                           0.5000            0.0000             0.0065              0.0000
     48192                MI                            WYANDOTTE                                2-4 Family                             11.6000                           0.5000            0.0000             0.0065              0.0000
     46628                IN                            SOUTH BEND                              Single Family                            9.7000                           0.5000            0.0000             0.0065              0.0000
     32703                FL                              APOPKA                                Single Family                           10.9650                           0.5000            0.0000             0.0065              0.0000
     48237                MI                             OAK PARK                               Single Family                            9.1000                           0.5000            0.0000             0.0065              0.0000
     48127                MI                         DEARBORN HEIGHTS                           Single Family                           10.9900                           0.5000            0.0000             0.0065              0.0000
     46952                IN                              MARION                                Single Family                            9.3400                           0.5000            0.0000             0.0065              0.0000
     47129                IN                           CLARKSVILLE                              Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     46237                IN                           INDIANAPOLIS                             Single Family                            6.9500                           0.5000            0.0000             0.0065              0.0000
     1104                 MA                           SPRINGFIELD                              Single Family                            8.1400                           0.5000            0.0000             0.0065              0.0000
     2905                 RI                             CRANSTON                                2-4 Family                              8.0900                           0.5000            0.0000             0.0065              0.0000
     2905                 RI                             CRANSTON                                2-4 Family                             12.0400                           0.5000            0.0000             0.0065              0.0000
     20754                MD                             DUNKIRK                                Single Family                            8.7400                           0.5000            0.0000             0.0065              0.0000
     1603                 MA                            WORCESTER                                2-4 Family                              8.8600                           0.5000            0.0000             0.0065              0.0000
     28602                NC                             HICKORY                                Single Family                           10.1900                           0.5000            0.0000             0.0065              0.0000
     27524                NC                            FOUR OAKS                               Single Family                            7.3900                           0.5000            0.0000             0.0065              0.0000
     2907                 RI                            PROVIDENCE                              Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     46237                IN                           INDIANAPOLIS                             Single Family                           10.3900                           0.5000            0.0000             0.0065              0.0000
     34711                FL                             CLERMONT                                    PUD                                 9.5000                           0.5000            0.0000             0.0065              0.0000
     46807                IN                            FRT WAYNE                                2-4 Family                              9.6400                           0.5000            0.0000             0.0065              0.0000
     38116                TN                             MEMPHIS                                Single Family                           10.0900                           0.5000            0.0000             0.0065              0.0000
     38127                TN                             MEMPHIS                                Single Family                           10.9400                           0.5000            0.0000             0.0065              0.0000
     21221                MD                              ESSEX                                 Single Family                           13.2900                           0.5000            0.0000             0.0065              0.0000
     2478                 MA                             BELMONT                                Single Family                            8.1250                           0.5000            0.0000             0.0065              0.0000
     46222                IN                           INDIANAPOLIS                             Single Family                           11.3000                           0.5000            0.0000             0.0065              0.0000
     49306                MI                             BELMONT                                Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     33610                FL                              TAMPA                                 Single Family                           10.8400                           0.5000            0.0000             0.0065              0.0000
     34984                FL                         PORT SAINT LUCIE                           Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     49307                MI                            BIG RAPIDS                              Single Family                            7.4400                           0.5000            0.0000             0.0065              0.0000
     38141                TN                             MEMPHIS                                Single Family                            8.8900                           0.5000            0.0000             0.0065              0.0000
     2907                 RI                            PROVIDENCE                               2-4 Family                              8.4400                           0.5000            0.0000             0.0065              0.0000
     37857                TN                           ROGERSVILLE                              Single Family                            8.7900                           0.5000            0.0000             0.0065              0.0000
     38141                TN                             MEMPHIS                                Single Family                            9.4900                           0.5000            0.0000             0.0065              0.0000
     32750                FL                             LONGWOOD                               Single Family                            7.6500                           0.5000            0.0000             0.0065              0.0000
     48205                MI                             DETROIT                                Single Family                            7.7400                           0.5000            0.0000             0.0065              0.0000
     38135                TN                             BARTLETT                               Single Family                           12.1500                           0.5000            0.0000             0.0065              0.0000
     46324                IN                             HAMMOND                                Single Family                            9.8500                           0.5000            0.0000             0.0065              0.0000
     33993                FL                            CAPE CORAL                              Single Family                            7.0500                           0.5000            0.0000             0.0065              0.0000
     20744                MD                         FORT WASHINGTON                            Single Family                            7.6500                           0.5000            0.0000             0.0065              0.0000
     43612                OH                              TOLEDO                                Single Family                           12.9400                           0.5000            0.0000             0.0065              0.0000
     28667                NC                             RHODHISS                               Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     49506                MI                           GRAND RAPIDS                             Single Family                            8.1500                           0.5000            0.0000             0.0065              0.0000
     49506                MI                           GRAND RAPIDS                             Single Family                           10.9900                           0.5000            0.0000             0.0065              0.0000
     33905                FL                            FORT MYERS                              Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     44139                OH                              SOLON                                 Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     21237                MD                             ROSEDALE                               Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     34652                FL                         NEW PORT RICHEY                            Single Family                            7.9000                           0.5000            0.0000             0.0065              0.0000
     33026                FL                           COOPER CITY                              Single Family                            8.6500                           0.5000            0.0000             0.0065              0.0000
     33702                FL                         SAINT PETERSBURG                           Single Family                           10.7400                           0.5000            0.0000             0.0065              0.0000
     34748                FL                             LEESBURG                               Single Family                           13.1900                           0.5000            0.0000             0.0065              0.0000
     17097                PA                            WICONISCO                               Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     32209                FL                           JACKSONVILLE                             Single Family                            9.2400                           0.5000            0.0000             0.0065              0.0000
     60639                IL                             CHICAGO                                 2-4 Family                              8.5900                           0.5000            0.0000             0.0065              0.0000
     60639                IL                             CHICAGO                                 2-4 Family                              8.7900                           0.5000            0.0000             0.0065              0.0000
     60639                IL                             CHICAGO                                 2-4 Family                             12.5000                           0.5000            0.0000             0.0065              0.0000
     60435                IL                              JOLIET                                Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     60629                IL                             CHICAGO                                Single Family                           12.2000                           0.5000            0.0000             0.0065              0.0000
     60085                IL                             WAUKEGAN                               Single Family                            8.8500                           0.5000            0.0000             0.0065              0.0000
     60131                IL                          FRANKLIN PARK                             Single Family                            8.0400                           0.5000            0.0000             0.0065              0.0000
     60504                IL                              AURORA                                Single Family                           10.3900                           0.5000            0.0000             0.0065              0.0000
     60628                IL                             CHICAGO                                 2-4 Family                              8.0000                           0.5000            0.0000             0.0065              0.0000
     60619                IL                             CHICAGO                                Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     60641                IL                             CHICAGO                                 2-4 Family                              8.7500                           0.5000            0.0000             0.0065              0.0000
     60707                IL                             CHICAGO                                 Condominium                            12.3750                           0.5000            0.0000             0.0065              0.0000
     60506                IL                              AURORA                                Single Family                            7.8000                           0.5000            0.0000             0.0065              0.0000
     60406                IL                           BLUE ISLAND                              Single Family                           12.2750                           0.5000            0.0000             0.0065              0.0000
     60804                IL                              CICERO                                Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     60804                IL                              CICERO                                Single Family                           11.6000                           0.5000            0.0000             0.0065              0.0000
     61054                IL                           MOUNT MORRIS                             Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     60431                IL                            SHOREWOOD                               Single Family                            7.6000                           0.5000            0.0000             0.0065              0.0000
     60459                IL                             BURBANK                                Single Family                            7.8500                           0.5000            0.0000             0.0065              0.0000
     60452                IL                            OAK FOREST                              Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     60506                IL                              AURORA                                Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     60805                IL                          EVERGREEN PARK                            Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     60622                IL                             CHICAGO                                 Condominium                             8.2500                           0.5000            0.0000             0.0065              0.0000
     60639                IL                             CHICAGO                                Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     60053                IL                           MORTON GROVE                             Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     60612                IL                             CHICAGO                                 2-4 Family                              8.2700                           0.5000            0.0000             0.0065              0.0000
     60191                IL                            WOOD DALE                               Single Family                            7.1200                           0.5000            0.0000             0.0065              0.0000
     60425                IL                             GLENWOOD                               Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     60636                IL                             CHICAGO                                 2-4 Family                              7.9200                           0.5000            0.0000             0.0065              0.0000
     60073                IL                         ROUND LAKE BEACH                           Single Family                            7.9000                           0.5000            0.0000             0.0065              0.0000
     60090                IL                             WHEELING                                Condominium                             7.9900                           0.5000            0.0000             0.0065              0.0000
     60609                IL                             CHICAGO                                Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     60629                IL                             CHICAGO                                Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     60506                IL                              AURORA                                Single Family                            9.1900                           0.5000            0.0000             0.0065              0.0000
     60448                IL                              MOKENA                                 Condominium                             8.6500                           0.5000            0.0000             0.0065              0.0000
     60448                IL                              MOKENA                                 Condominium                            11.5400                           0.5000            0.0000             0.0065              0.0000
     60623                IL                             CHICAGO                                 2-4 Family                              8.4000                           0.5000            0.0000             0.0065              0.0000
     60623                IL                             CHICAGO                                 2-4 Family                             10.5900                           0.5000            0.0000             0.0065              0.0000
     60525                IL                            LA GRANGE                               Single Family                           12.6250                           0.5000            0.0000             0.0065              0.0000
     53140                WI                             KENOSHA                                 2-4 Family                              8.9000                           0.5000            0.0000             0.0065              0.0000
     6112                 CT                             HARTFORD                                2-4 Family                              8.2500                           0.5000            0.0000             0.0065              0.0000
     23513                VA                             NORFOLK                                Single Family                            8.7250                           0.5000            0.0000             0.0065              0.0000
     32168                FL                          NEW SMYRNA BEA                            Single Family                            9.6000                           0.5000            0.0000             0.0065              0.0000
     45238                OH                            CINCINNATI                              Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     48205                MI                             DETROIT                                Single Family                           10.7000                           0.5000            0.0000             0.0065              0.0000
     48336                MI                            FARMINGTON                              Single Family                           10.0500                           0.5000            0.0000             0.0065              0.0000
     48135                MI                           GARDEN CITY                              Single Family                            9.1000                           0.5000            0.0000             0.0065              0.0000
     46237                IN                           INDIANAPOLIS                             Single Family                           10.8000                           0.5000            0.0000             0.0065              0.0000
     53143                WI                             KENOSHA                                Single Family                           10.9500                           0.5000            0.0000             0.0065              0.0000
     1109                 MA                           SPRINGFIELD                              Single Family                           10.3900                           0.5000            0.0000             0.0065              0.0000
     63301                MO                           ST. CHARLES                              Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     32907                FL                             PALM BAY                               Single Family                           12.5000                           0.5000            0.0000             0.0065              0.0000
     32901                FL                            MELBOURNE                               Single Family                           12.9500                           0.5000            0.0000             0.0065              0.0000
     92880                CA                              CORONA                                Single Family                            6.8000                           0.5000            0.0000             0.0065              0.0000
     92675                CA                       SAN JUAN CAPISTRANO                          Single Family                            7.4500                           0.5000            0.0000             0.0065              0.0000
     53227                WI                            MILWAUKEE                               Single Family                            9.3500                           0.5000            0.0000             0.0065              0.0000
     65631                MO                              CLEVER                                Single Family                            9.4000                           0.5000            0.0000             0.0065              0.0000
     23602                VA                           NEWPORT NEWS                             Single Family                           12.2700                           0.5000            0.0000             0.0065              0.0000
     30008                GA                             MARIETTA                               Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     64429                MO                             CAMERON                                Single Family                            8.4900                           0.5000            0.0000             0.0065              0.0000
     77088                TX                             HOUSTON                                Single Family                            8.8500                           0.5000            0.0000             0.0065              0.0000
     77547                TX                           GALENA PARK                              Single Family                            9.2700                           0.5000            0.0000             0.0065              0.0000
     75061                TX                              IRVING                                Single Family                            8.6900                           0.5000            0.0000             0.0065              0.0000
     64080                MO                          PLEASANT HILL                             Single Family                            8.3900                           0.5000            0.0000             0.0065              0.0000
     48227                MI                             DETROIT                                Single Family                            9.2400                           0.5000            0.0000             0.0065              0.0000
     64030                MO                            GRANDVIEW                               Single Family                           10.9500                           0.5000            0.0000             0.0065              0.0000
     64155                MO                           KANSAS CITY                              Single Family                            9.5900                           0.5000            0.0000             0.0065              0.0000
     77073                TX                             HOUSTON                                Single Family                            8.6900                           0.5000            0.0000             0.0065              0.0000
     75228                TX                              DALLAS                                Single Family                           10.3500                           0.5000            0.0000             0.0065              0.0000
     75220                TX                              DALLAS                                Single Family                            7.4900                           0.5000            0.0000             0.0065              0.0000
     77084                TX                             HOUSTON                                Single Family                            8.8000                           0.5000            0.0000             0.0065              0.0000
     77449                TX                               KATY                                 Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     63031                MO                            FLORISSANT                              Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     65721                MO                              OZARK                                 Single Family                           10.3400                           0.5000            0.0000             0.0065              0.0000
     75040                TX                             GARLAND                                Single Family                            8.9100                           0.5000            0.0000             0.0065              0.0000
     79735                TX                          FORT STOCKTON                             Single Family                           11.4900                           0.5000            0.0000             0.0065              0.0000
     63121                MO                           SAINT LOUIS                              Single Family                            8.8400                           0.5000            0.0000             0.0065              0.0000
     77379                TX                              SPRING                                     PUD                                 9.9500                           0.5000            0.0000             0.0065              0.0000
     76108                TX                         WHITE SETTLEMENT                           Single Family                           11.2000                           0.5000            0.0000             0.0065              0.0000
     49509                MI                             WYOMING                                Single Family                            7.9400                           0.5000            0.0000             0.0065              0.0000
     75228                TX                              DALLAS                                Single Family                            9.9500                           0.5000            0.0000             0.0065              0.0000
     76067                TX                          MINERAL WELLS                             Single Family                           10.1400                           0.5000            0.0000             0.0065              0.0000
     77064                TX                             HOUSTON                                Single Family                            9.9500                           0.5000            0.0000             0.0065              0.0000
     75074                TX                              PLANO                                 Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     75248                TX                              DALLAS                                Single Family                            9.6000                           0.5000            0.0000             0.0065              0.0000
     75180                TX                          BALCH SPRINGS                             Single Family                            8.2400                           0.5000            0.0000             0.0065              0.0000
     8059                 NJ                          MOUNT EPHRAIM                             Single Family                            6.7500                           0.5000            0.0000             0.0065              0.0000
     8205                 NJ                             GALLOWAY                                Condominium                             8.2500                           0.5000            0.0000             0.0065              0.0000
     7461                 NJ                             WANTAGE                                Single Family                            7.6900                           0.5000            0.0000             0.0065              0.0000
     77032                TX                             HOUSTON                                Single Family                            9.2250                           0.5000            0.0000             0.0065              0.0000
     77535                TX                              DAYTON                                Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     77373                TX                              SPRING                                Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     78109                TX                             CONVERSE                               Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     17921                PA                             ASHLAND                                Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     95205                CA                             STOCKTON                               Single Family                            7.8500                           0.5000            0.0000             0.0065              0.0000
     93230                CA                             HANFORD                                Single Family                            7.1250                           0.5000            0.0000             0.0065              0.0000
     93630                CA                              KERMAN                                Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     22153                VA                           SPRINGFIELD                              Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     23701                VA                            PORTSMOUTH                              Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     21643                MD                             HURLOCK                                Single Family                           10.1000                           0.5000            0.0000             0.0065              0.0000
     20737                MD                            RIVERDALE                               Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     17522                PA                             EPHRATA                                Single Family                           10.3500                           0.5000            0.0000             0.0065              0.0000
     17551                PA                           MILLERSVILLE                             Single Family                           10.1000                           0.5000            0.0000             0.0065              0.0000
     96791                HI                             WAIALUA                                 Condominium                             9.5000                           0.5000            0.0000             0.0065              0.0000
     19943                DE                              FELTON                                Single Family                            9.1750                           0.5000            0.0000             0.0065              0.0000
     19966                DE                            MILLSBORO                               Single Family                           10.3000                           0.5000            0.0000             0.0065              0.0000
     21213                MD                            BALTIMORE                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     21239                MD                            BALTIMORE                               Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     23701                VA                            PORTSMOUTH                              Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     23608                VA                           NEWPORT NEWS                              Condominium                            10.3280                           0.5000            0.0000             0.0065              0.0000
     43056                OH                              NEWARK                                Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     44260                OH                             MOGADORE                               Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     45237                OH                            CINCINNATI                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     43110                OH                         CANAL WINCHESTER                           Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     45227                OH                            CINCINNATI                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     80524                CO                           FORT COLLINS                             Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     80239                CO                              DENVER                                Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     79373                TX                              TAHOKA                                Single Family                            8.1500                           0.5000            0.0000             0.0065              0.0000
     75701                TX                              TYLER                                 Single Family                            7.7750                           0.5000            0.0000             0.0065              0.0000
     79414                TX                             LUBBOCK                                Single Family                            8.7750                           0.5000            0.0000             0.0065              0.0000
     75961                TX                           NACOGDOCHES                              Single Family                            9.8500                           0.5000            0.0000             0.0065              0.0000
     76131                TX                           FORTH WORTH                              Single Family                            8.4400                           0.5000            0.0000             0.0065              0.0000
     75220                TX                              DALLAS                                Single Family                           11.1900                           0.5000            0.0000             0.0065              0.0000
     77503                TX                             PASADENA                               Single Family                            8.2750                           0.5000            0.0000             0.0065              0.0000
     77072                TX                             HOUSTON                                Single Family                            7.1500                           0.5000            0.0000             0.0065              0.0000
     75454                TX                             MELISSA                                Single Family                           10.8750                           0.5000            0.0000             0.0065              0.0000
     76234                TX                             DECATUR                                Single Family                            8.4750                           0.5000            0.0000             0.0065              0.0000
     75220                TX                              DALLAS                                Single Family                           10.4000                           0.5000            0.0000             0.0065              0.0000
     75062                TX                              IRVING                                Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     75104                TX                            CEDAR HILL                              Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     91340                CA                           SAN FERNANDO                             Single Family                            6.7500                           0.5000            0.0000             0.0065              0.0000
     95116                CA                             SAN JOSE                               Single Family                            6.9750                           0.5000            0.0000             0.0065              0.0000
     93230                CA                             HANFORD                                Single Family                            8.8500                           0.5000            0.0000             0.0065              0.0000
     77088                TX                             HOUSTON                                Single Family                            9.6250                           0.5000            0.0000             0.0065              0.0000
     98626                WA                              KELSO                                 Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     97487                OR                              VENETA                                Single Family                           11.1250                           0.5000            0.0000             0.0065              0.0000
     95215                CA                             STOCKTON                               Single Family                            7.1400                           0.5000            0.0000             0.0065              0.0000
     99114                WA                             COLVILLE                               Single Family                            9.5650                           0.5000            0.0000             0.0065              0.0000
     95301                CA                             ATWATER                                Single Family                            8.9400                           0.5000            0.0000             0.0065              0.0000
     93635                CA                            LOS BANOS                               Single Family                           10.9900                           0.5000            0.0000             0.0065              0.0000
     95695                CA                             WOODLAND                               Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     94533                CA                            FAIRFIELD                                    PUD                                11.7900                           0.5000            0.0000             0.0065              0.0000
     99202                WA                             SPOKANE                                Single Family                           11.6400                           0.5000            0.0000             0.0065              0.0000
     95901                CA                            MARYSVILLE                              Single Family                           11.7900                           0.5000            0.0000             0.0065              0.0000
     93230                CA                             HANFORD                                Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     93701                CA                              FRESNO                                Single Family                            8.2900                           0.5000            0.0000             0.0065              0.0000
     93711                CA                              FRESNO                                Single Family                            9.5400                           0.5000            0.0000             0.0065              0.0000
     95815                CA                            SACRAMENTO                              Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     98584                WA                             SHELTON                                Single Family                           11.5000                           0.5000            0.0000             0.0065              0.0000
     95948                CA                             GRIDLEY                                Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     84118                UT                          SALT LAKE CITY                            Single Family                            7.3500                           0.5000            0.0000             0.0065              0.0000
     95023                CA                            HOLLISTER                               Single Family                           10.4900                           0.5000            0.0000             0.0065              0.0000
     85258                AZ                            SCOTTSDALE                               Condominium                            11.6900                           0.5000            0.0000             0.0065              0.0000
     95824                CA                            SACRAMENTO                              Single Family                            7.6400                           0.5000            0.0000             0.0065              0.0000
     95687                CA                            VACAVILLE                                Condominium                            11.6900                           0.5000            0.0000             0.0065              0.0000
     95823                CA                            SACRAMENTO                              Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     95948                CA                             GRIDLEY                                Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     84104                UT                          SALT LAKE CITY                            Single Family                            9.1400                           0.5000            0.0000             0.0065              0.0000
     98022                WA                             ENUMCLAW                               Single Family                            7.4900                           0.5000            0.0000             0.0065              0.0000
     95660                CA                         NORTH HIGHLANDS                            Single Family                            7.4400                           0.5000            0.0000             0.0065              0.0000
     95336                CA                             MANTECA                                Single Family                            7.7150                           0.5000            0.0000             0.0065              0.0000
     95376                CA                              TRACY                                  2-4 Family                              8.1150                           0.5000            0.0000             0.0065              0.0000
     98390                WA                              SUMNER                                Single Family                            7.0000                           0.5000            0.0000             0.0065              0.0000
     98390                WA                              SUMNER                                Single Family                           10.2400                           0.5000            0.0000             0.0065              0.0000
     92201                CA                              INDIO                                 Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     92252                CA                           JOSHUA TREE                              Single Family                            8.5650                           0.5000            0.0000             0.0065              0.0000
     80918                CO                         COLORADO SPRINGS                                PUD                                 8.5000                           0.5000            0.0000             0.0065              0.0000
     91761                CA                             ONTARIO                                Single Family                           10.9900                           0.5000            0.0000             0.0065              0.0000
     80204                CO                              DENVER                                Single Family                           11.1400                           0.5000            0.0000             0.0065              0.0000
     89115                NV                            LAS VEGAS                               Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     89119                NV                            LAS VEGAS                               Single Family                            7.2400                           0.5000            0.0000             0.0065              0.0000
     85031                AZ                             PHOENIX                                Single Family                           10.8900                           0.5000            0.0000             0.0065              0.0000
     92705                CA                            SANTA ANA                                Condominium                             9.8900                           0.5000            0.0000             0.0065              0.0000
     92307                CA                           APPLE VALLEY                             Single Family                            8.9150                           0.5000            0.0000             0.0065              0.0000
     90059                CA                           LOS ANGELES                              Single Family                           11.7900                           0.5000            0.0000             0.0065              0.0000
     97918                OR                               VALE                                 Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     90031                CA                           LOS ANGELES                               2-4 Family                             10.9900                           0.5000            0.0000             0.0065              0.0000
     92057                CA                            OCEANSIDE                                Condominium                             9.5590                           0.5000            0.0000             0.0065              0.0000
     92675                CA                       SAN JUAN CAPISTRANO                           Condominium                            11.6900                           0.5000            0.0000             0.0065              0.0000
     92562                CA                             MURRIETA                               Single Family                           11.7900                           0.5000            0.0000             0.0065              0.0000
     93701                CA                              FRESNO                                Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     85019                AZ                             PHOENIX                                Single Family                           10.9900                           0.5000            0.0000             0.0065              0.0000
     85031                AZ                             PHOENIX                                Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     92410                CA                          SAN BERNARDINO                            Single Family                            8.2400                           0.5000            0.0000             0.0065              0.0000
     92410                CA                          SAN BERNARDINO                            Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     92557                CA                          MORENO VALLEY                             Single Family                           11.2900                           0.5000            0.0000             0.0065              0.0000
     93532                CA                          ELIZABETH LAKE                            Single Family                           11.5900                           0.5000            0.0000             0.0065              0.0000
     86403                AZ                         LAKE HAVASU CITY                           Single Family                            7.7650                           0.5000            0.0000             0.0065              0.0000
     92395                CA                           VICTORVILLE                              Single Family                            7.8900                           0.5000            0.0000             0.0065              0.0000
     90222                CA                             COMPTON                                Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     85220                AZ                         APACHE JUNCTION                                 PUD                                 8.7650                           0.5000            0.0000             0.0065              0.0000
     92114                CA                            SAN DIEGO                               Single Family                            8.7900                           0.5000            0.0000             0.0065              0.0000
     92503                CA                            RIVERSIDE                               Single Family                            7.6900                           0.5000            0.0000             0.0065              0.0000
     92057                CA                            OCEANSIDE                               Single Family                            7.8650                           0.5000            0.0000             0.0065              0.0000
     93001                CA                             VENTURA                                Single Family                            8.6900                           0.5000            0.0000             0.0065              0.0000
     91343                CA                           LOS ANGELES                               Condominium                            11.4900                           0.5000            0.0000             0.0065              0.0000
     80808                CO                              CALHAN                                Single Family                            8.6900                           0.5000            0.0000             0.0065              0.0000
     92571                CA                              PERRIS                                Single Family                            8.3900                           0.5000            0.0000             0.0065              0.0000
     92571                CA                              PERRIS                                Single Family                           10.9900                           0.5000            0.0000             0.0065              0.0000
     92582                CA                           SAN JACINTO                              Single Family                            8.0650                           0.5000            0.0000             0.0065              0.0000
     92083                CA                              VISTA                                 Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     89107                NV                            LAS VEGAS                               Single Family                            7.8650                           0.5000            0.0000             0.0065              0.0000
     90220                CA                             COMPTON                                 2-4 Family                              7.1650                           0.5000            0.0000             0.0065              0.0000
     85086                AZ                             PHOENIX                                     PUD                                11.9400                           0.5000            0.0000             0.0065              0.0000
     93551                CA                             PALMDALE                               Single Family                           10.2400                           0.5000            0.0000             0.0065              0.0000
     90011                CA                           LOS ANGELES                               2-4 Family                              8.3400                           0.5000            0.0000             0.0065              0.0000
     90814                CA                            LONG BEACH                              Single Family                            8.3900                           0.5000            0.0000             0.0065              0.0000
     90814                CA                            LONG BEACH                              Single Family                           11.3900                           0.5000            0.0000             0.0065              0.0000
     85031                AZ                             PHOENIX                                Single Family                           11.5400                           0.5000            0.0000             0.0065              0.0000
     93305                CA                           BAKERSFIELD                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     91335                CA                              RESADA                                 Condominium                             7.5400                           0.5000            0.0000             0.0065              0.0000
     92545                CA                              HEMET                                 Single Family                            7.5400                           0.5000            0.0000             0.0065              0.0000
     90002                CA                           LOS ANGELES                              Single Family                            8.3650                           0.5000            0.0000             0.0065              0.0000
     90002                CA                           LOS ANGELES                              Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     85387                AZ                             SURPRISE                               Single Family                            7.7900                           0.5000            0.0000             0.0065              0.0000
     92240                CA                        DESERT HOT SPRINGS                          Single Family                            7.3900                           0.5000            0.0000             0.0065              0.0000
     92335                CA                             FONTANA                                Single Family                            6.6400                           0.5000            0.0000             0.0065              0.0000
     80910                CO                         COLORADO SPRINGS                            Condominium                            10.6900                           0.5000            0.0000             0.0065              0.0000
     90042                CA                           LOS ANGELES                              Single Family                            7.4150                           0.5000            0.0000             0.0065              0.0000
     91911                CA                           CHULA VISTA                              Single Family                            8.0150                           0.5000            0.0000             0.0065              0.0000
     80013                CO                              AURORA                                Single Family                            8.8650                           0.5000            0.0000             0.0065              0.0000
     89156                NV                            LAS VEGAS                                    PUD                                 8.4750                           0.5000            0.0000             0.0065              0.0000
     92629                CA                            DANA POINT                               Condominium                             9.5400                           0.5000            0.0000             0.0065              0.0000
     80920                CO                         COLORADO SPRINGS                           Single Family                           10.0000                           0.5000            0.0000             0.0065              0.0000
     85017                AZ                             PHOENIX                                Single Family                            7.9400                           0.5000            0.0000             0.0065              0.0000
     80503                CO                             LONGMONT                               Single Family                           10.9900                           0.5000            0.0000             0.0065              0.0000
     85364                AZ                               YUMA                                 Single Family                            9.0900                           0.5000            0.0000             0.0065              0.0000
     85364                AZ                               YUMA                                 Single Family                           10.3000                           0.5000            0.0000             0.0065              0.0000
     85648                AZ                             RIO RICO                               Single Family                            8.8000                           0.5000            0.0000             0.0065              0.0000
     85035                AZ                             PHOENIX                                Single Family                            8.8500                           0.5000            0.0000             0.0065              0.0000
     85345                AZ                              PEORIA                                Single Family                            8.3750                           0.5000            0.0000             0.0065              0.0000
     86409                AZ                             KINGMAN                                Single Family                            6.9500                           0.5000            0.0000             0.0065              0.0000
     87114                NM                            ALBQUERQUE                              Single Family                            9.8750                           0.5000            0.0000             0.0065              0.0000
     85630                AZ                           SAINT DAVID                              Single Family                            9.6500                           0.5000            0.0000             0.0065              0.0000
     85022                AZ                             PHOENIX                                 2-4 Family                              8.4750                           0.5000            0.0000             0.0065              0.0000
     85297                AZ                             GILBERT                                Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     92399                CA                             YUCAIPA                                Single Family                            6.7500                           0.5000            0.0000             0.0065              0.0000
     92509                CA                            RIVERSIDE                               Single Family                            6.8750                           0.5000            0.0000             0.0065              0.0000
     92507                CA                            RIVERSIDE                                Condominium                             6.6250                           0.5000            0.0000             0.0065              0.0000
     83839                ID                             KINGSTON                               Single Family                            8.6250                           0.5000            0.0000             0.0065              0.0000
     80249                CO                              DENVER                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     80241                CO                             THORNTON                               Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     80204                CO                              DENVER                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     80233                CO                             THORNTON                               Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     80204                CO                              DENVER                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     33189                FL                              MIAMI                                 Single Family                            7.3750                           0.5000            0.0000             0.0065              0.0000
     33142                FL                              MIAMI                                 Single Family                            8.5400                           0.5000            0.0000             0.0065              0.0000
     53546                WI                            JANESVILLE                              Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     55927                MN                           DODGE CENTER                             Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     56347                MN                           LONG PRAIRIE                             Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     53511                WI                              BELOIT                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     55021                MN                            FARIBAULT                               Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     55076                MN                       INVER GROVE HEIGHTS                               PUD                                 9.5000                           0.5000            0.0000             0.0065              0.0000
     85035                AZ                             PHOENIX                                Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     93258                CA                              POPLAR                                Single Family                            7.9400                           0.5000            0.0000             0.0065              0.0000
     85017                AZ                             PHOENIX                                Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     85017                AZ                             PHOENIX                                Single Family                           11.4900                           0.5000            0.0000             0.0065              0.0000
     85019                AZ                             PHOENIX                                Single Family                           11.7900                           0.5000            0.0000             0.0065              0.0000
     95820                CA                            SACRAMENTO                              Single Family                            8.0150                           0.5000            0.0000             0.0065              0.0000
     81001                CO                              PUEBLO                                Single Family                            7.9400                           0.5000            0.0000             0.0065              0.0000
     85035                AZ                             PHOENIX                                Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     85017                AZ                             PHOENIX                                Single Family                            8.9400                           0.5000            0.0000             0.0065              0.0000
     92394                CA                           VICTORVILLE                              Single Family                            7.1500                           0.5000            0.0000             0.0065              0.0000
     92394                CA                           VICTORVILLE                              Single Family                           10.5900                           0.5000            0.0000             0.0065              0.0000
     85019                AZ                             PHOENIX                                Single Family                            9.4150                           0.5000            0.0000             0.0065              0.0000
     85037                AZ                             PHOENIX                                Single Family                            9.2900                           0.5000            0.0000             0.0065              0.0000
     85035                AZ                             PHOENIX                                Single Family                            8.6900                           0.5000            0.0000             0.0065              0.0000
     85035                AZ                             PHOENIX                                Single Family                           11.6900                           0.5000            0.0000             0.0065              0.0000
     85043                AZ                             PHOENIX                                Single Family                            7.7650                           0.5000            0.0000             0.0065              0.0000
     92345                CA                             HESPERIA                               Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     85323                AZ                             AVONDALE                               Single Family                            8.5650                           0.5000            0.0000             0.0065              0.0000
     85301                AZ                             GLENDALE                                Condominium                             7.0900                           0.5000            0.0000             0.0065              0.0000
     85301                AZ                             GLENDALE                                Condominium                             9.8900                           0.5000            0.0000             0.0065              0.0000
     89015                NV                            HENDERSON                               Single Family                            7.0000                           0.5000            0.0000             0.0065              0.0000
     89705                NV                           CARSON CITY                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     61068                IL                             ROCHELLE                               Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     60827                IL                             CHICAGO                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     61115                IL                          MACHESNEY PARK                            Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     61115                IL                          MACHESNEY PARK                            Single Family                            9.2400                           0.5000            0.0000             0.0065              0.0000
     48180                MI                              TAYLOR                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     48801                MI                               ALMA                                 Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     48213                MI                             DETROIT                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     48504                MI                              FLINT                                 Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     60445                IL                            CRESTWOOD                                Condominium                             8.7500                           0.5000            0.0000             0.0065              0.0000
     60644                IL                             CHICAGO                                 2-4 Family                              8.7500                           0.5000            0.0000             0.0065              0.0000
     46408                IN                               GARY                                 Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     46254                IN                           INDIANAPOLIS                             Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     49444                MI                         MUSKEGON HEIGHTS                           Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     47331                IN                           CONNERSVILLE                             Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     47165                IN                              PEKIN                                 Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     46402                IN                               GARY                                 Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     46201                IN                           INDIANAPOLIS                             Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     46383                IN                            VALPARAISO                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     79103                TX                             AMARILLO                               Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     75051                TX                          GRAND PRAIRIE                             Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     75602                TX                             LONGVIEW                               Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     76015                TX                            ARLINGTON                               Single Family                           10.6000                           0.5000            0.0000             0.0065              0.0000
     75751                TX                              ATHENS                                Single Family                           10.0900                           0.5000            0.0000             0.0065              0.0000
     63077                MO                           SAINT CLAIR                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     63116                MO                           SAINT LOUIS                              Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     65010                MO                             ASHLAND                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     55008                MN                            CAMBRIDGE                               Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     56164                MN                            PIPESTONE                               Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     60432                IL                              JOILET                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     60419                IL                              DOLTON                                Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     61554                IL                              PEKIN                                 Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     60178                IL                             SYCAMORE                               Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     60655                IL                             CHICAGO                                Single Family                            8.1250                           0.5000            0.0000             0.0065              0.0000
     60628                IL                             CHICAGO                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     61109                IL                             ROCKFORD                               Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     60031                IL                              GURNEE                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     60432                IL                              JOILET                                Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     32218                FL                           JACKSONVILLE                             Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     32571                FL                              MILTON                                Single Family                            7.1250                           0.5000            0.0000             0.0065              0.0000
     32547                FL                        FORT WALTON BEACH                           Single Family                            6.9750                           0.5000            0.0000             0.0065              0.0000
     32526                FL                            PENSACOLA                               Single Family                            7.6250                           0.5000            0.0000             0.0065              0.0000
     32219                FL                           JACKSONVILLE                             Single Family                           11.8750                           0.5000            0.0000             0.0065              0.0000
     32137                FL                            PALM COAST                              Single Family                            8.7250                           0.5000            0.0000             0.0065              0.0000
     32244                FL                           JACKSONVILLE                                  PUD                                 9.0000                           0.5000            0.0000             0.0065              0.0000
     32137                FL                            PALM COAST                              Single Family                           10.4500                           0.5000            0.0000             0.0065              0.0000
     32277                FL                           JACKSONVILLE                              Condominium                             8.4650                           0.5000            0.0000             0.0065              0.0000
     70454                LA                           PONCHATOULA                              Single Family                           10.6250                           0.5000            0.0000             0.0065              0.0000
     71254                LA                         LAKE PROVIDENCE                            Single Family                            6.8750                           0.5000            0.0000             0.0065              0.0000
     70584                LA                              SUNSET                                Single Family                            7.8500                           0.5000            0.0000             0.0065              0.0000
     70068                LA                             LA PLACE                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     71037                LA                             HAUGHTON                               Single Family                            8.3750                           0.5000            0.0000             0.0065              0.0000
     71078                LA                            STONEWALL                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     37055                TN                             DICKSON                                Single Family                           10.1250                           0.5000            0.0000             0.0065              0.0000
     30655                GA                              MONROE                                Single Family                           10.7500                           0.5000            0.0000             0.0065              0.0000
     39837                GA                             COLQUITT                               Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     30044                GA                          LAWRENCEVILLE                             Single Family                            9.8000                           0.5000            0.0000             0.0065              0.0000
     31005                GA                             BONAIRE                                Single Family                            8.1000                           0.5000            0.0000             0.0065              0.0000
     30736                GA                             RINGGOLD                               Single Family                           11.1250                           0.5000            0.0000             0.0065              0.0000
     31907                GA                             COLUMBUS                               Single Family                            9.4750                           0.5000            0.0000             0.0065              0.0000
     30655                GA                              MONROE                                Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     31634                GA                            HOMERVILLE                              Single Family                            6.8750                           0.5000            0.0000             0.0065              0.0000
     30083                GA                          STONE MOUNTAIN                            Single Family                           10.9900                           0.5000            0.0000             0.0065              0.0000
     31005                GA                             BONAIRE                                Single Family                            9.8900                           0.5000            0.0000             0.0065              0.0000
     24401                VA                             Staunton                               Single Family                            8.3900                           0.5000            0.0000             0.0065              0.0000
     33026                FL                          Pembroke Pines                                 PUD                                 8.3100                           0.5000            0.0000             0.0065              0.0000
     85053                AZ                             Phoenix                                Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     19539                PA                            Mertztown                               Single Family                            8.0200                           0.5000            0.0000             0.0065              0.0000
     34232                FL                             Sarasota                               Single Family                           10.2700                           0.5000            0.0000             0.0065              0.0000
     19539                PA                            Mertztown                               Single Family                           12.5000                           0.5000            0.0000             0.0065              0.0000
     89512                NV                               Reno                                  Condominium                             9.7000                           0.5000            0.0000             0.0065              0.0000
     89512                NV                               Reno                                  Condominium                            12.1100                           0.5000            0.0000             0.0065              0.0000
     21061                MD                           GLEN BURNIE                              Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     48227                MI                             Detroit                                Single Family                            9.6900                           0.5000            0.0000             0.0065              0.0000
     22309                VA                            Alexandria                               Condominium                             9.8750                           0.5000            0.0000             0.0065              0.0000
     20110                VA                             MANASSAS                               Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     6854                 CT                             NORWALK                                Single Family                            8.7250                           0.5000            0.0000             0.0065              0.0000
     12209                NY                              ALBANY                                Single Family                            8.1250                           0.5000            0.0000             0.0065              0.0000
     19055                PA                            LEVITTOWN                               Single Family                            8.2250                           0.5000            0.0000             0.0065              0.0000
     34639                FL                           LAND O LAKES                             Single Family                            7.7600                           0.5000            0.0000             0.0065              0.0000
     19956                DE                              LAUREL                                Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     33556                FL                              ODESSA                                Single Family                            8.2250                           0.5000            0.0000             0.0065              0.0000
     81144                CO                           MONTE VISTA                              Single Family                            9.1250                           0.5000            0.0000             0.0065              0.0000
     32763                FL                           ORANGE CITY                              Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     11238                NY                             BROOKLYN                                    PUD                                 9.2500                           0.5000            0.0000             0.0065              0.0000
     83402                ID                           IDAHO FALLS                              Single Family                            9.3000                           0.5000            0.0000             0.0065              0.0000
     74070                OK                             SKIATOOK                               Single Family                            8.2400                           0.5000            0.0000             0.0065              0.0000
     32327                FL                          CRAWFORDVILLE                             Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     71282                LA                             TALLULAH                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     37860                TN                           RUSSELLVILLE                             Single Family                            9.0850                           0.5000            0.0000             0.0065              0.0000
     29420                SC                         NORTH CHARLESTON                           Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     19150                PA                           PHILADELPHIA                             Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     19150                PA                           PHILADELPHIA                             Single Family                            7.2750                           0.5000            0.0000             0.0065              0.0000
     90242                CA                              DOWNEY                                Single Family                            8.0500                           0.5000            0.0000             0.0065              0.0000
     93638                CA                              MADERA                                Single Family                            7.0000                           0.5000            0.0000             0.0065              0.0000
     93535                CA                            LANCASTER                               Single Family                            7.8000                           0.5000            0.0000             0.0065              0.0000
     93552                CA                             PALMDALE                               Single Family                            7.4000                           0.5000            0.0000             0.0065              0.0000
     89129                NV                            LAS VEGAS                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     85365                AZ                               YUMA                                 Single Family                            7.6000                           0.5000            0.0000             0.0065              0.0000
     93215                CA                              DELANO                                Single Family                            8.3800                           0.5000            0.0000             0.0065              0.0000
     94043                CA                          MOUNTAIN VIEW                                  PUD                                 7.6750                           0.5000            0.0000             0.0065              0.0000
     89081                NV                         NORTH LAS VEGAS                                 PUD                                 8.8500                           0.5000            0.0000             0.0065              0.0000
     95824                CA                            SACRAMENTO                              Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     95350                CA                             MODESTO                                Single Family                            7.2000                           0.5000            0.0000             0.0065              0.0000
     90746                CA                              CARSON                                Single Family                            8.2000                           0.5000            0.0000             0.0065              0.0000
     90745                CA                              CARSON                                Single Family                            7.0000                           0.5000            0.0000             0.0065              0.0000
     85015                AZ                             PHOENIX                                Single Family                            7.5500                           0.5000            0.0000             0.0065              0.0000
     92407                CA                          SAN BERNARDINO                            Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     91710                CA                              CHINO                                 Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     98012                WA                             BOTHELL                                Single Family                            9.1000                           0.5000            0.0000             0.0065              0.0000
     92405                CA                          SAN BERNARDINO                            Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     90280                CA                            SOUTH GATE                              Single Family                            7.3500                           0.5000            0.0000             0.0065              0.0000
     89128                NV                            LAS VEGAS                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     84780                UT                            WASHINGTON                              Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     92394                CA                           VICTORVILLE                              Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     81520                CO                             CLIFTON                                Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     92675                CA                       SAN JUAN CAPISTRANO                           Condominium                             7.9000                           0.5000            0.0000             0.0065              0.0000
     92382                CA                            ARROW BEAR                              Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     92832                CA                            FULLERTON                               Single Family                            8.8000                           0.5000            0.0000             0.0065              0.0000
     92653                CA                           LAGUNA HILLS                             Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     93454                CA                           SANTA MARIA                              Single Family                            7.7000                           0.5000            0.0000             0.0065              0.0000
     33411                FL                         Royal Palm Beach                           Single Family                            9.7100                           0.5000            0.0000             0.0065              0.0000
     23832                VA                           Chesterfield                             Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     78217                TX                           San Antonio                               Condominium                            11.5000                           0.5000            0.0000             0.0065              0.0000
     83301                ID                            Twin Falls                              Single Family                            7.6000                           0.5000            0.0000             0.0065              0.0000
     55060                MN                             Owatonna                               Single Family                            7.8000                           0.5000            0.0000             0.0065              0.0000
     55060                MN                             Owatonna                               Single Family                           11.7100                           0.5000            0.0000             0.0065              0.0000
     90305                CA                            Inglewood                               Single Family                            7.1700                           0.5000            0.0000             0.0065              0.0000
     95973                CA                              Chico                                 Single Family                            8.4650                           0.5000            0.0000             0.0065              0.0000
     95973                CA                              Chico                                 Single Family                           12.5100                           0.5000            0.0000             0.0065              0.0000
     30034                GA                             DECATUR                                 Condominium                             8.5550                           0.5000            0.0000             0.0065              0.0000
     30034                GA                             DECATUR                                 Condominium                            12.8400                           0.5000            0.0000             0.0065              0.0000
     30263                GA                              NEWNAN                                     PUD                                 6.6250                           0.5000            0.0000             0.0065              0.0000
     30349                GA                           COLLEGE PARK                                  PUD                                 7.2500                           0.5000            0.0000             0.0065              0.0000
     30349                GA                           COLLEGE PARK                                  PUD                                10.5000                           0.5000            0.0000             0.0065              0.0000
     30213                GA                             FAIRBURN                                    PUD                                13.2750                           0.5000            0.0000             0.0065              0.0000
     30213                GA                             FAIRBURN                                    PUD                                 8.8000                           0.5000            0.0000             0.0065              0.0000
     30052                GA                            LOGANVILLE                              Single Family                           12.9750                           0.5000            0.0000             0.0065              0.0000
     30052                GA                            LOGANVILLE                                   PUD                                 8.4700                           0.5000            0.0000             0.0065              0.0000
     30331                GA                             ATLANTA                                     PUD                                 8.9000                           0.5000            0.0000             0.0065              0.0000
     30331                GA                             ATLANTA                                     PUD                                11.1850                           0.5000            0.0000             0.0065              0.0000
     30043                GA                          LAWRENCEVILLE                                  PUD                                 6.8750                           0.5000            0.0000             0.0065              0.0000
     30233                GA                             JACKSON                                Single Family                            7.3750                           0.5000            0.0000             0.0065              0.0000
     30252                GA                            MCDONOUGH                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     30252                GA                            MCDONOUGH                               Single Family                           13.2250                           0.5000            0.0000             0.0065              0.0000
     30252                GA                            MCDONOUGH                               Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     30252                GA                            MCDONOUGH                               Single Family                           12.7750                           0.5000            0.0000             0.0065              0.0000
     30157                GA                              DALLAS                                Single Family                            8.3650                           0.5000            0.0000             0.0065              0.0000
     30157                GA                              DALLAS                                Single Family                           12.2500                           0.5000            0.0000             0.0065              0.0000
     85041                AZ                             Phoenix                                Single Family                            9.8100                           0.5000            0.0000             0.0065              0.0000
     1590                 MA                              Sutton                                Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     22172                VA                             Triangle                                    PUD                                 7.8300                           0.5000            0.0000             0.0065              0.0000
     32819                FL                             Orlando                                 Condominium                             7.9900                           0.5000            0.0000             0.0065              0.0000
     32757                FL                            Mount Dora                              Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     7631                 NJ                            Englewood                               Single Family                            9.5200                           0.5000            0.0000             0.0065              0.0000
     46203                IN                           Indianapolis                             Single Family                            9.5100                           0.5000            0.0000             0.0065              0.0000
     98338                WA                              Graham                                Single Family                            7.8000                           0.5000            0.0000             0.0065              0.0000
     34286                FL                            North Port                              Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     89110                NV                            Las Vegas                               Single Family                            9.6900                           0.5000            0.0000             0.0065              0.0000
     33157                FL                              MIAMI                                 Single Family                            8.9750                           0.5000            0.0000             0.0065              0.0000
     72002                AR                            ALEXANDER                               Single Family                           11.6000                           0.5000            0.0000             0.0065              0.0000
     34714                FL                             CLERMONT                               Single Family                           11.7500                           0.5000            0.0000             0.0065              0.0000
     30314                GA                             ATLANTA                                Single Family                           12.0000                           0.5000            0.0000             0.0065              0.0000
     63031                MO                            FLORISSANT                              Single Family                           12.1500                           0.5000            0.0000             0.0065              0.0000
     19503                MS                             GULFPORT                               Single Family                           10.9900                           0.5000            0.0000             0.0065              0.0000
     77023                TX                             HOUSTON                                Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     75035                TX                              FRISCO                                Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     79762                TX                              ODESSA                                Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     63033                MO                            FLORISSANT                              Single Family                           12.1000                           0.5000            0.0000             0.0065              0.0000
     75034                TX                              FRISCO                                Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     89129                NV                            LAS VEGAS                               Single Family                           13.6000                           0.5000            0.0000             0.0065              0.0000
     76651                TX                              ITALY                                 Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     85239                AZ                             MARICOPA                               Single Family                           12.6000                           0.5000            0.0000             0.0065              0.0000
     28227                NC                            CHARLOTTE                               Single Family                           11.1000                           0.5000            0.0000             0.0065              0.0000
     44857                OH                             NORWALK                                Single Family                           11.6000                           0.5000            0.0000             0.0065              0.0000
     79703                TX                             MIDLAND                                Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     79701                TX                             MIDLAND                                Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     32254                FL                           JACKSONVILLE                             Single Family                           13.1500                           0.5000            0.0000             0.0065              0.0000
     53076                WI                            RICHFIELD                               Single Family                           13.1500                           0.5000            0.0000             0.0065              0.0000
     43461                OH                              TOLEDO                                Single Family                           12.0500                           0.5000            0.0000             0.0065              0.0000
     23703                VA                            PORTSMOUTH                              Single Family                           11.9900                           0.5000            0.0000             0.0065              0.0000
     23831                VA                             CHESTER                                Single Family                           12.1000                           0.5000            0.0000             0.0065              0.0000
     85374                AZ                             SURPRISE                               Single Family                           11.2500                           0.5000            0.0000             0.0065              0.0000
     85051                AZ                             PHOENIX                                Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     76052                TX                              HASLET                                Single Family                            9.9800                           0.5000            0.0000             0.0065              0.0000
     80030                CO                           WESTMINSTER                              Single Family                           11.6000                           0.5000            0.0000             0.0065              0.0000
     75080                TX                            RICHARDSON                               Condominium                            10.2500                           0.5000            0.0000             0.0065              0.0000
     74066                OK                             SAPULPA                                Single Family                           12.1000                           0.5000            0.0000             0.0065              0.0000
     49256                MI                             MORENCI                                Single Family                           12.1500                           0.5000            0.0000             0.0065              0.0000
     43567                OH                             WAUSEON                                Single Family                           12.1500                           0.5000            0.0000             0.0065              0.0000
     75042                TX                             GARLAND                                Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     72401                AR                            JONESBORO                               Single Family                           12.6000                           0.5000            0.0000             0.0065              0.0000
     32808                FL                             ORLANDO                                Single Family                           12.6000                           0.5000            0.0000             0.0065              0.0000
     85204                AZ                               MESA                                 Single Family                           11.2500                           0.5000            0.0000             0.0065              0.0000
     75019                TX                             COPPELL                                Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     85051                AZ                             PHOENIX                                Single Family                           12.6000                           0.5000            0.0000             0.0065              0.0000
     85326                AZ                             BUCKEYE                                Single Family                           12.6000                           0.5000            0.0000             0.0065              0.0000
     85353                AZ                             TOLLESON                               Single Family                           12.6000                           0.5000            0.0000             0.0065              0.0000
     75002                TX                              ALLEN                                 Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     32208                FL                           JACKSONVILLE                             Single Family                           12.6500                           0.5000            0.0000             0.0065              0.0000
     35750                AL                           HAZEL GREEN                              Single Family                           13.1000                           0.5000            0.0000             0.0065              0.0000
     77545                TX                              FRESNO                                Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     85345                AZ                              PEORIA                                Single Family                           13.1000                           0.5000            0.0000             0.0065              0.0000
     75034                TX                              FRISCO                                Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     77338                TX                              HUMBLE                                Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     98391                WA                              SUMNER                                Single Family                           11.6000                           0.5000            0.0000             0.0065              0.0000
     32034                FL                         FERNANDINA BEAC                            Single Family                           12.5500                           0.5000            0.0000             0.0065              0.0000
     86326                AZ                            COTTONWOOD                              Single Family                           13.6000                           0.5000            0.0000             0.0065              0.0000
     86322                AZ                            CAMP VERDE                              Single Family                           13.6000                           0.5000            0.0000             0.0065              0.0000
     28214                NC                            CHARLOTTE                               Single Family                           11.6000                           0.5000            0.0000             0.0065              0.0000
     85035                AZ                             PHOENIX                                Single Family                           12.6000                           0.5000            0.0000             0.0065              0.0000
     70737                LA                             GONZALES                               Single Family                           12.6500                           0.5000            0.0000             0.0065              0.0000
     98208                WA                             EVERETT                                Single Family                           12.3000                           0.5000            0.0000             0.0065              0.0000
     85035                AZ                             PHOENIX                                Single Family                           11.0500                           0.5000            0.0000             0.0065              0.0000
     85335                AZ                            EL MIRAGE                               Single Family                           13.6000                           0.5000            0.0000             0.0065              0.0000
     85009                AZ                             PHOENIX                                Single Family                           13.1000                           0.5000            0.0000             0.0065              0.0000
     85225                AZ                             CHANDLER                               Single Family                           13.1000                           0.5000            0.0000             0.0065              0.0000
     85204                AZ                               MESA                                 Single Family                           12.0500                           0.5000            0.0000             0.0065              0.0000
     85201                AZ                               MESA                                 Single Family                           11.7500                           0.5000            0.0000             0.0065              0.0000
     85323                AZ                             AVONDALE                               Single Family                           13.1000                           0.5000            0.0000             0.0065              0.0000
     75115                TX                              DESOTO                                Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     33218                FL                           JACKSONVILLE                             Single Family                           13.6000                           0.5000            0.0000             0.0065              0.0000
     71203                LA                              MONROE                                Single Family                           12.6000                           0.5000            0.0000             0.0065              0.0000
     32168                FL                         NEW SMYRNA BEAC                            Single Family                            8.8000                           0.5000            0.0000             0.0065              0.0000
     77031                TX                             HOUSTON                                Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     64130                MO                           KANSAS CITY                              Single Family                           11.3800                           0.5000            0.0000             0.0065              0.0000
     62025                IL                           EDWARDSVILLE                             Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     85033                AZ                             PHOENIX                                Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     44142                OH                            BROOKPARK                               Single Family                            8.1500                           0.5000            0.0000             0.0065              0.0000
     80107                CO                            ELIZABETH                               Single Family                            9.8000                           0.5000            0.0000             0.0065              0.0000
     85007                AZ                             PHOENIX                                Single Family                            8.6000                           0.5000            0.0000             0.0065              0.0000
     89129                NV                            LAS VEGAS                               Single Family                            8.9000                           0.5000            0.0000             0.0065              0.0000
     63122                MO                           SAINT LOUIS                              Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     39503                MS                             GULFPORT                               Single Family                            8.2100                           0.5000            0.0000             0.0065              0.0000
     38128                TN                             MEMPHIS                                Single Family                            7.6500                           0.5000            0.0000             0.0065              0.0000
     43452                OH                           PORT CLINTON                             Single Family                            8.6500                           0.5000            0.0000             0.0065              0.0000
     98037                WA                             LYNWOOD                                Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     76210                TX                              DENTON                                Single Family                            9.0500                           0.5000            0.0000             0.0065              0.0000
     48505                MI                              FLINT                                 Single Family                           10.6000                           0.5000            0.0000             0.0065              0.0000
     63135                MO                           SAINT LOUIS                              Single Family                            9.5800                           0.5000            0.0000             0.0065              0.0000
     92344                CA                             HESPERIA                               Single Family                            6.9900                           0.5000            0.0000             0.0065              0.0000
     48224                MI                             DETROIT                                Single Family                            8.3500                           0.5000            0.0000             0.0065              0.0000
     43605                OH                              TOLEDO                                Single Family                           10.6000                           0.5000            0.0000             0.0065              0.0000
     87120                NM                           ALBUQUERQUE                              Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     78840                TX                             DEL RIO                                Single Family                            8.6500                           0.5000            0.0000             0.0065              0.0000
     75126                TX                              FORNEY                                     PUD                                 9.5500                           0.5000            0.0000             0.0065              0.0000
     70815                LA                           BATON ROUGE                              Single Family                            8.6500                           0.5000            0.0000             0.0065              0.0000
     63031                MO                            FLORISSANT                              Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     64130                MO                           KANSAS CITY                              Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     85031                AZ                             PHOENIX                                Single Family                            9.3500                           0.5000            0.0000             0.0065              0.0000
     89129                NV                            LAS VEGAS                               Single Family                            7.9000                           0.5000            0.0000             0.0065              0.0000
     71603                AR                            PINE BLUFF                               2-4 Family                              9.4300                           0.5000            0.0000             0.0065              0.0000
     44134                OH                              PARMA                                 Single Family                            7.9000                           0.5000            0.0000             0.0065              0.0000
     33569                FL                            RIVERVIEW                                Condominium                             9.3500                           0.5000            0.0000             0.0065              0.0000
     76651                TX                              ITALY                                 Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     66013                KS                             BUCYRUS                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     73771                OK                              WAKITA                                Single Family                           10.3300                           0.5000            0.0000             0.0065              0.0000
     79705                TX                             MIDLAND                                Single Family                           11.2500                           0.5000            0.0000             0.0065              0.0000
     80219                CO                              DENVER                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     85239                AZ                             MARICOPA                               Single Family                            8.6500                           0.5000            0.0000             0.0065              0.0000
     75228                TX                              DALLAS                                Single Family                            8.9000                           0.5000            0.0000             0.0065              0.0000
     28227                NC                            CHARLOTTE                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     77095                TX                             HOUSTON                                Single Family                            8.6000                           0.5000            0.0000             0.0065              0.0000
     63088                MO                           VALLEY PARK                              Single Family                            9.2000                           0.5000            0.0000             0.0065              0.0000
     33823                FL                            AUBURNDALE                              Single Family                           10.0500                           0.5000            0.0000             0.0065              0.0000
     79705                TX                             MIDLAND                                Single Family                            8.3750                           0.5000            0.0000             0.0065              0.0000
     23227                VA                             RICHMOND                               Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     75146                TX                            LANCASTER                               Single Family                            8.8000                           0.5000            0.0000             0.0065              0.0000
     36264                AL                              HEFLIN                                Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     23324                VA                            CHESAPEAKE                              Single Family                            8.1500                           0.5000            0.0000             0.0065              0.0000
     66006                KS                           BALDWIN CITY                             Single Family                           10.6000                           0.5000            0.0000             0.0065              0.0000
     43461                OH                              TOLEDO                                Single Family                            7.2800                           0.5000            0.0000             0.0065              0.0000
     38801                MS                              TUPELO                                Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     75114                TX                             CRANDALL                               Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     76014                TX                            ARLINGTON                               Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     46205                IN                           INDIANAPOLIS                             Single Family                           10.4500                           0.5000            0.0000             0.0065              0.0000
     37127                TN                           MURFREESBORO                             Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     21632                MD                           FEDERALSBURG                             Single Family                            9.1000                           0.5000            0.0000             0.0065              0.0000
     80120                CO                            LITTLETON                               Single Family                            9.5800                           0.5000            0.0000             0.0065              0.0000
     76052                TX                              HASLET                                Single Family                            7.1900                           0.5000            0.0000             0.0065              0.0000
     80030                CO                           WESTMINSTER                              Single Family                            7.6000                           0.5000            0.0000             0.0065              0.0000
     75080                TX                            RICHARDSON                               Condominium                             8.4000                           0.5000            0.0000             0.0065              0.0000
     74066                OK                             SAPULPA                                Single Family                            8.9100                           0.5000            0.0000             0.0065              0.0000
     79924                TX                             EL PASO                                Single Family                            7.8500                           0.5000            0.0000             0.0065              0.0000
     80219                CO                              DENVER                                Single Family                            8.6500                           0.5000            0.0000             0.0065              0.0000
     89148                NV                            LAS VEGAS                                    PUD                                 8.7850                           0.5000            0.0000             0.0065              0.0000
     30080                GA                              SMYRNA                                Single Family                            9.4500                           0.5000            0.0000             0.0065              0.0000
     74361                OK                              PRYOR                                 Single Family                           11.8500                           0.5000            0.0000             0.0065              0.0000
     85304                AZ                             GLENDALE                               Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     78046                TX                              LAREDO                                Single Family                            9.4500                           0.5000            0.0000             0.0065              0.0000
     33770                FL                              LARGO                                 Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     75042                TX                             GARLAND                                Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     51503                IA                          COUNCIL BLUFFS                            Single Family                            8.0500                           0.5000            0.0000             0.0065              0.0000
     32703                FL                              APOPKA                                Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     77433                TX                             CYPRESS                                Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     76711                TX                               WACO                                 Single Family                           10.1200                           0.5000            0.0000             0.0065              0.0000
     75227                TX                              DALLAS                                Single Family                            9.9500                           0.5000            0.0000             0.0065              0.0000
     76401                TX                           STEPHENVILLE                             Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     72401                AR                            JONESBORO                               Single Family                            7.8000                           0.5000            0.0000             0.0065              0.0000
     44718                OH                              CANTON                                Single Family                            7.8500                           0.5000            0.0000             0.0065              0.0000
     35773                AL                              TONEY                                 Single Family                           10.1000                           0.5000            0.0000             0.0065              0.0000
     63136                MO                           SAINT LOUIS                              Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     32808                FL                             ORLANDO                                Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     75189                TX                            ROYSE CITY                              Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     85027                AZ                             PHOENIX                                Single Family                            7.7000                           0.5000            0.0000             0.0065              0.0000
     33311                FL                            LAUDERHILL                              Single Family                            7.4000                           0.5000            0.0000             0.0065              0.0000
     75019                TX                             COPPELL                                Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     20748                MD                           TEMPLE HILLS                             Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     38901                MS                             GRENADA                                Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     33594                FL                             VALRICO                                Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     85326                AZ                             BUCKEYE                                Single Family                            8.3500                           0.5000            0.0000             0.0065              0.0000
     80022                CO                          COMMERCE CITY                             Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     75701                TX                              TYLER                                 Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     85353                AZ                             TOLLESON                               Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     75002                TX                              ALLEN                                 Single Family                            8.8500                           0.5000            0.0000             0.0065              0.0000
     78577                TX                              PHARR                                 Single Family                            9.7250                           0.5000            0.0000             0.0065              0.0000
     30360                GA                             ATLANTA                                Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     32208                FL                           JACKSONVILLE                             Single Family                            8.6000                           0.5000            0.0000             0.0065              0.0000
     35750                AL                           HAZEL GREEN                              Single Family                            9.6500                           0.5000            0.0000             0.0065              0.0000
     55449                MN                           MINNEAPOLIS                              Single Family                            9.7000                           0.5000            0.0000             0.0065              0.0000
     75116                TX                           DUNCANVILLE                              Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     38016                TN                             MEMPHIS                                Single Family                            9.4000                           0.5000            0.0000             0.0065              0.0000
     66213                KS                          OVERLAND PARK                             Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     85019                AZ                             PHONEIX                                Single Family                            9.4000                           0.5000            0.0000             0.0065              0.0000
     78504                TX                             MCALLEN                                Single Family                            8.9000                           0.5000            0.0000             0.0065              0.0000
     98271                WA                            MARYSVILLE                              Single Family                            7.4000                           0.5000            0.0000             0.0065              0.0000
     85031                AZ                             PHOENIX                                Single Family                            6.8000                           0.5000            0.0000             0.0065              0.0000
     77545                TX                              FRESNO                                Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     85037                AZ                             PHOENIX                                Single Family                            8.8000                           0.5000            0.0000             0.0065              0.0000
     85345                AZ                              PEORIA                                Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     75034                TX                              FRISCO                                Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     78247                TX                           SAN ANTONIO                              Single Family                            9.6000                           0.5000            0.0000             0.0065              0.0000
     77338                TX                              HUMBLE                                Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     75248                TX                              DALLAS                                Single Family                            8.1000                           0.5000            0.0000             0.0065              0.0000
     98033                WA                             KIRKLAND                               Single Family                            7.6500                           0.5000            0.0000             0.0065              0.0000
     98391                WA                              SUMNER                                Single Family                            7.6200                           0.5000            0.0000             0.0065              0.0000
     77494                TX                               KATY                                 Single Family                            7.3000                           0.5000            0.0000             0.0065              0.0000
     63109                MO                           SAINT LOUIS                              Single Family                            9.6500                           0.5000            0.0000             0.0065              0.0000
     86326                AZ                            COTTONWOOD                              Single Family                            7.8500                           0.5000            0.0000             0.0065              0.0000
     98053                WA                             REDMOND                                Single Family                            8.6500                           0.5000            0.0000             0.0065              0.0000
     98118                WA                             SEATTLE                                Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     86322                AZ                            CAMP VERDE                              Single Family                            8.6000                           0.5000            0.0000             0.0065              0.0000
     28214                NC                            CHARLOTTE                               Single Family                            8.3500                           0.5000            0.0000             0.0065              0.0000
     87571                NM                               TAOS                                 Single Family                            8.8750                           0.5000            0.0000             0.0065              0.0000
     81005                CO                              PUEBLO                                Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     80204                CO                              DENVER                                Single Family                            8.2000                           0.5000            0.0000             0.0065              0.0000
     98230                WA                              BLAINE                                Single Family                            8.8500                           0.5000            0.0000             0.0065              0.0000
     85035                AZ                             PHOENIX                                Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     80920                CO                         COLORADO SPRING                            Single Family                            9.1000                           0.5000            0.0000             0.0065              0.0000
     70737                LA                             GONZALES                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     74017                OK                            CLAREMORE                               Single Family                            7.4000                           0.5000            0.0000             0.0065              0.0000
     98208                WA                             EVERETT                                Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     85053                AZ                             PHOENIX                                Single Family                            9.4000                           0.5000            0.0000             0.0065              0.0000
     85017                AZ                             PHOENIX                                Single Family                            8.3500                           0.5000            0.0000             0.0065              0.0000
     78046                TX                              LAREDO                                Single Family                            6.9500                           0.5000            0.0000             0.0065              0.0000
     23223                VA                             RICHMOND                               Single Family                            9.6500                           0.5000            0.0000             0.0065              0.0000
     32207                FL                           JACKSONVILLE                             Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     70812                LA                           BATON ROUGE                              Single Family                            8.1000                           0.5000            0.0000             0.0065              0.0000
     98004                WA                             BELLEVUE                                Condominium                             7.0000                           0.5000            0.0000             0.0065              0.0000
     85035                AZ                             PHOENIX                                Single Family                            6.9000                           0.5000            0.0000             0.0065              0.0000
     80921                CO                         COLORADO SPRING                            Single Family                            7.4500                           0.5000            0.0000             0.0065              0.0000
     42724                KY                             CECILIA                                Single Family                            6.9900                           0.5000            0.0000             0.0065              0.0000
     20646                MD                             LA PLATA                               Single Family                            8.9000                           0.5000            0.0000             0.0065              0.0000
     78045                TX                              LAREDO                                Single Family                            7.6000                           0.5000            0.0000             0.0065              0.0000
     80234                CO                           WESTMINSTER                               Condominium                             7.4500                           0.5000            0.0000             0.0065              0.0000
     98043                WA                         MOUNTLAKE TERRA                             Condominium                             7.9000                           0.5000            0.0000             0.0065              0.0000
     63130                MO                           SAINT LOUIS                              Single Family                            7.3000                           0.5000            0.0000             0.0065              0.0000
     54944                WI                           HORTONVILLE                              Single Family                            9.4500                           0.5000            0.0000             0.0065              0.0000
     75227                TX                              DALLAS                                Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     39553                MS                             GAUTIER                                Single Family                            8.3500                           0.5000            0.0000             0.0065              0.0000
     60430                IL                             HOMEWOOD                               Single Family                            8.0500                           0.5000            0.0000             0.0065              0.0000
     34759                FL                            KISSIMMEE                               Single Family                            7.9000                           0.5000            0.0000             0.0065              0.0000
     85335                AZ                            EL MIRAGE                               Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     85006                AZ                             PHOENIX                                Single Family                            7.8500                           0.5000            0.0000             0.0065              0.0000
     85009                AZ                             PHOENIX                                Single Family                            8.8500                           0.5000            0.0000             0.0065              0.0000
     85037                AZ                             PHOENIX                                Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     73069                OK                              NORMAN                                Single Family                           10.9000                           0.5000            0.0000             0.0065              0.0000
     85225                AZ                             CHANDLER                               Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     85204                AZ                               MESA                                 Single Family                            7.8500                           0.5000            0.0000             0.0065              0.0000
     37115                TN                             MADISON                                Single Family                            9.5500                           0.5000            0.0000             0.0065              0.0000
     85201                AZ                               MESA                                 Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     76008                TX                              ALEDO                                 Single Family                            8.5400                           0.5000            0.0000             0.0065              0.0000
     85242                AZ                           QUEEN CREEK                                   PUD                                 7.3500                           0.5000            0.0000             0.0065              0.0000
     60103                IL                             BARTLETT                               Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     47102                IN                              AUSTIN                                Single Family                           11.1000                           0.5000            0.0000             0.0065              0.0000
     70769                LA                           PRAIRIEVILLE                             Single Family                            7.7000                           0.5000            0.0000             0.0065              0.0000
     63133                MO                           SAINT LOUIS                              Single Family                            8.5250                           0.5000            0.0000             0.0065              0.0000
     32805                FL                             ORLANDO                                Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     85043                AZ                             PHOENIX                                Single Family                            7.5500                           0.5000            0.0000             0.0065              0.0000
     85301                AZ                             GLENDALE                               Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     89121                NV                            LAS VEGAS                               Single Family                            8.4500                           0.5000            0.0000             0.0065              0.0000
     85323                AZ                             AVONDALE                               Single Family                            8.1000                           0.5000            0.0000             0.0065              0.0000
     98252                WA                          GRANITE FALLS                             Single Family                            7.8900                           0.5000            0.0000             0.0065              0.0000
     98011                WA                             BOTHELL                                 Condominium                             8.7500                           0.5000            0.0000             0.0065              0.0000
     75115                TX                              DESOTO                                Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     73118                OK                          OKLAHOMA CITY                             Single Family                            8.6500                           0.5000            0.0000             0.0065              0.0000
     33324                FL                            PLANTATION                              Single Family                            8.4500                           0.5000            0.0000             0.0065              0.0000
     85033                AZ                             PHOENIX                                Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     98037                WA                             LYNNWOOD                               Single Family                            7.9000                           0.5000            0.0000             0.0065              0.0000
     23225                VA                             RICHMOND                               Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     98371                WA                             EDGEWOOD                               Single Family                            7.8900                           0.5000            0.0000             0.0065              0.0000
     64131                MO                           KANSAS CITY                              Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     53143                WI                             KENOSHA                                 2-4 Family                              9.5500                           0.5000            0.0000             0.0065              0.0000
     85345                AZ                              PEORIA                                Single Family                            8.6000                           0.5000            0.0000             0.0065              0.0000
     78250                TX                           SAN ANTONIO                              Single Family                            9.6000                           0.5000            0.0000             0.0065              0.0000
     60429                IL                           HAZEL CREST                              Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     63136                MO                           SAINT LOUIS                              Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     77396                TX                              HUMBLE                                     PUD                                 8.4900                           0.5000            0.0000             0.0065              0.0000
     62401                IL                            EFFINGHAM                               Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     33218                FL                           JACKSONVILLE                             Single Family                            8.3500                           0.5000            0.0000             0.0065              0.0000
     67016                KS                             BENTLEY                                Single Family                            8.6800                           0.5000            0.0000             0.0065              0.0000
     73099                OK                              YUKON                                 Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     80904                CO                         COLORADO SPRING                            Single Family                            9.9000                           0.5000            0.0000             0.0065              0.0000
     80525                CO                           FORT COLLINS                             Single Family                            8.6000                           0.5000            0.0000             0.0065              0.0000
     85204                AZ                               MESA                                 Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     98032                WA                               KENT                                  Condominium                             7.3500                           0.5000            0.0000             0.0065              0.0000
     70578                LA                              RAYNE                                 Single Family                            8.1000                           0.5000            0.0000             0.0065              0.0000
     71203                LA                              MONROE                                Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     85308                AZ                             Glendale                                    PUD                                 8.5700                           0.5000            0.0000             0.0065              0.0000
     48237                MI                             Oak Park                               Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     30165                GA                               Rome                                 Single Family                            8.8750                           0.5000            0.0000             0.0065              0.0000
     77071                TX                             HOUSTON                                     PUD                                10.9600                           0.5000            0.0000             0.0065              0.0000
     89121                NV                            Las Vegas                               Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     84111                UT                          Salt Lake City                            Single Family                           10.5900                           0.5000            0.0000             0.0065              0.0000
     32807                FL                             Orlando                                     PUD                                 8.9500                           0.5000            0.0000             0.0065              0.0000
     32807                FL                             Orlando                                     PUD                                11.5000                           0.5000            0.0000             0.0065              0.0000
     55025                MN                           Forest Lake                              Single Family                            8.4950                           0.5000            0.0000             0.0065              0.0000
     95376                CA                              Tracy                                 Single Family                            9.8450                           0.5000            0.0000             0.0065              0.0000
     33033                FL                            Homestead                                    PUD                                 9.1500                           0.5000            0.0000             0.0065              0.0000
     33033                FL                            Homestead                                    PUD                                13.1000                           0.5000            0.0000             0.0065              0.0000
     56353                MN                              MILACA                                Single Family                            8.1200                           0.5000            0.0000             0.0065              0.0000
     62002                IL                              Alton                                 Single Family                            7.7250                           0.5000            0.0000             0.0065              0.0000
     8690                 NJ                             Hamilton                                Condominium                             9.9000                           0.5000            0.0000             0.0065              0.0000
     62002                IL                              Alton                                 Single Family                           11.7500                           0.5000            0.0000             0.0065              0.0000
     89703                NV                           Carson City                                   PUD                                 9.2500                           0.5000            0.0000             0.0065              0.0000
     92324                CA                              Colton                                     PUD                                 7.6900                           0.5000            0.0000             0.0065              0.0000
     92324                CA                              Colton                                Single Family                           12.3750                           0.5000            0.0000             0.0065              0.0000
     11798                NY                            Wyandanch                               Single Family                            8.8050                           0.5000            0.0000             0.0065              0.0000
     53128                WI                            Genoa City                              Single Family                            9.9400                           0.5000            0.0000             0.0065              0.0000
     63137                MO                            St. Louis                               Single Family                            7.8300                           0.5000            0.0000             0.0065              0.0000
     63137                MO                            St. Louis                               Single Family                           12.4900                           0.5000            0.0000             0.0065              0.0000
     63304                MO                          Saint Charles                             Single Family                           10.3050                           0.5000            0.0000             0.0065              0.0000
     55021                MN                            Faribault                               Single Family                            7.8400                           0.5000            0.0000             0.0065              0.0000
     93505                CA                            CALIF CITY                              Single Family                            9.7900                           0.5000            0.0000             0.0065              0.0000
     48883                MI                             Shepherd                               Single Family                            6.9800                           0.5000            0.0000             0.0065              0.0000
     93620                CA                            Dos Palos                               Single Family                            9.2750                           0.5000            0.0000             0.0065              0.0000
     8055                 NJ                             Medford                                Single Family                            9.2700                           0.5000            0.0000             0.0065              0.0000
     33404                CO                         WEST PALM BEACH                            Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     23356                VA                          GREENBACKVILLE                                 PUD                                 9.0000                           0.5000            0.0000             0.0065              0.0000
     23356                VA                          GREENBACKVILLE                                 PUD                                13.7500                           0.5000            0.0000             0.0065              0.0000
     92277                CA                          Twentynin Plm                             Single Family                            9.8250                           0.5000            0.0000             0.0065              0.0000
     33322                FL                             SUNRISE                                Single Family                            9.3750                           0.5000            0.0000             0.0065              0.0000
     33971                FL                           LEHIGH ACRES                                  PUD                                 7.8750                           0.5000            0.0000             0.0065              0.0000
     60104                IL                             BELLWOOD                                Condominium                             7.8750                           0.5000            0.0000             0.0065              0.0000
     48021                MI                            EASTPOINTE                              Single Family                            9.3750                           0.5000            0.0000             0.0065              0.0000
     21217                MD                            BALTIMORE                                2-4 Family                              7.7500                           0.5000            0.0000             0.0065              0.0000
     23860                VA                             HOPEWELL                               Single Family                            8.1250                           0.5000            0.0000             0.0065              0.0000
     48854                MI                              MASON                                 Single Family                           11.2500                           0.5000            0.0000             0.0065              0.0000
     54479                WI                             SPENCER                                Single Family                            9.3750                           0.5000            0.0000             0.0065              0.0000
     43920                OH                          EAST LIVERPOOL                            Single Family                            8.6250                           0.5000            0.0000             0.0065              0.0000
     33830                FL                              BARTOW                                Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     46186                IN                            WILKINSON                               Single Family                           10.1250                           0.5000            0.0000             0.0065              0.0000
     48886                MI                            SIX LAKES                               Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     33707                FL                             GULFPORT                               Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     49507                MI                           GRAND RAPIDS                             Single Family                            9.9800                           0.5000            0.0000             0.0065              0.0000
     15537                PA                             EVERETT                                Single Family                            9.1250                           0.5000            0.0000             0.0065              0.0000
     19148                PA                           PHILADELPHIA                             Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     15445                PA                             HOPWOOD                                Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     48134                MI                            FLAT ROCK                               Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     89110                NV                            LAS VEGAS                                    PUD                                 9.1200                           0.5000            0.0000             0.0065              0.0000
     34746                FL                            KISSIMMEE                               Single Family                            8.8750                           0.5000            0.0000             0.0065              0.0000
     49841                MI                              GWINN                                 Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     95632                CA                               GALT                                 Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     85209                AZ                               MESA                                      PUD                                 8.9900                           0.5000            0.0000             0.0065              0.0000
     89074                NV                            HENDERSON                                    PUD                                 6.2500                           0.5000            0.0000             0.0065              0.0000
     85322                AZ                            ARLINGTON                               Single Family                            8.2560                           0.5000            0.0000             0.0065              0.0000
     86322                AZ                            CAMP VERDE                              Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     49442                MI                             MUSKEGON                               Single Family                            7.3750                           0.5000            0.0000             0.0065              0.0000
     89031                NV                         NORTH LAS VEGAS                            Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     20657                MD                              LUSBY                                      PUD                                10.6250                           0.5000            0.0000             0.0065              0.0000
     32935                FL                            MELBOURNE                               Single Family                            8.8750                           0.5000            0.0000             0.0065              0.0000
     29372                SC                             PACOLET                                Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     49733                MI                             FREDERIC                               Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     92114                CA                            SAN DIEGO                               Single Family                            8.1250                           0.5000            0.0000             0.0065              0.0000
     85020                AZ                             PHOENIX                                 2-4 Family                              9.5000                           0.5000            0.0000             0.0065              0.0000
     32218                FL                           JACKSONVILLE                             Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     49001                MI                            KALAMAZOO                               Single Family                           10.8750                           0.5000            0.0000             0.0065              0.0000
     46237                IN                           INDIANAPOLIS                             Single Family                           11.1250                           0.5000            0.0000             0.0065              0.0000
     46218                IN                           INDIANAPOLIS                             Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     46241                IN                           INDIANAPOLIS                             Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     46140                IN                            GREENFIELD                              Single Family                           11.1250                           0.5000            0.0000             0.0065              0.0000
     46974                IN                              ROANN                                 Single Family                            9.1250                           0.5000            0.0000             0.0065              0.0000
     85706                AZ                              TUCSON                                Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     47456                IN                              QUINCY                                Single Family                           10.6250                           0.5000            0.0000             0.0065              0.0000
     45011                OH                             HAMILTON                               Single Family                           10.1250                           0.5000            0.0000             0.0065              0.0000
     85351                AZ                             Sun City                                Condominium                             7.9200                           0.5000            0.0000             0.0065              0.0000
     32084                FL                         Saint Augustine                            Single Family                            9.8700                           0.5000            0.0000             0.0065              0.0000
     46205                IN                           Indianapolis                             Single Family                            9.6250                           0.5000            0.0000             0.0065              0.0000
     92584                CA                             Menifee                                Single Family                            8.4800                           0.5000            0.0000             0.0065              0.0000
     92584                CA                             Menifee                                Single Family                           12.2500                           0.5000            0.0000             0.0065              0.0000
     76048                TX                             GRANBURY                               Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     43228                OH                             Columbus                                    PUD                                 9.2500                           0.5000            0.0000             0.0065              0.0000
     93552                CA                             PALMDALE                                    PUD                                 7.8400                           0.5000            0.0000             0.0065              0.0000
     93552                CA                             PALMDALE                                    PUD                                12.4200                           0.5000            0.0000             0.0065              0.0000
     33324                FL                            Plantation                               Condominium                             7.4500                           0.5000            0.0000             0.0065              0.0000
     32744                FL                            Lake Helen                              Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     90723                CA                            PARAMOUNT                                2-4 Family                              7.7500                           0.5000            0.0000             0.0065              0.0000
     92376                CA                              RIALTO                                Single Family                           12.1500                           0.5000            0.0000             0.0065              0.0000
     63110                MO                           SAINT LOUIS                              Single Family                            7.6500                           0.5000            0.0000             0.0065              0.0000
     32958                FL                            Sebastian                               Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     89104                NV                            Las Vegas                               Single Family                           10.0370                           0.5000            0.0000             0.0065              0.0000
     40229                KY                            Louisville                              Single Family                           10.0000                           0.5000            0.0000             0.0065              0.0000
     40229                KY                            Louisville                              Single Family                           13.6000                           0.5000            0.0000             0.0065              0.0000
     22204                VA                            ARLINGTON                               Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     93274                CA                              TULARE                                Single Family                            7.4500                           0.5000            0.0000             0.0065              0.0000
     55304                MN                             Andover                                Single Family                            7.4050                           0.5000            0.0000             0.0065              0.0000
     55304                MN                             Andover                                Single Family                           12.1150                           0.5000            0.0000             0.0065              0.0000
     2886                 RI                             Warwick                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     85353                AZ                             Tolleson                                    PUD                                 7.3950                           0.5000            0.0000             0.0065              0.0000
     2886                 RI                             Warwick                                Single Family                           11.2000                           0.5000            0.0000             0.0065              0.0000
     32209                FL                           JACKSONVILLE                             Single Family                           12.1400                           0.5000            0.0000             0.0065              0.0000
     33125                FL                              Miami                                  2-4 Family                              8.2000                           0.5000            0.0000             0.0065              0.0000
     34475                FL                              Ocala                                 Single Family                           11.6000                           0.5000            0.0000             0.0065              0.0000
     73119                OK                          Oklahoma City                             Single Family                           10.0750                           0.5000            0.0000             0.0065              0.0000
     34711                FL                             Clermont                                    PUD                                 8.1250                           0.5000            0.0000             0.0065              0.0000
     34711                FL                             Clermont                                    PUD                                12.1250                           0.5000            0.0000             0.0065              0.0000
     97478                OR                           Springfield                              Single Family                            8.9100                           0.5000            0.0000             0.0065              0.0000
     43334                OH                             Marengo                                Single Family                            8.6130                           0.5000            0.0000             0.0065              0.0000
     97045                OR                           Oregon City                              Single Family                            8.4750                           0.5000            0.0000             0.0065              0.0000
     95670                CA                          RANCHO CORDOVA                            Single Family                            7.4200                           0.5000            0.0000             0.0065              0.0000
     33054                FL                            Opa Locka                                2-4 Family                              9.0400                           0.5000            0.0000             0.0065              0.0000
     23831                VA                             Chester                                Single Family                            9.3750                           0.5000            0.0000             0.0065              0.0000
     33054                FL                            Opa Locka                                2-4 Family                             12.4200                           0.5000            0.0000             0.0065              0.0000
     30305                GA                             Atlanta                                Single Family                            9.7750                           0.5000            0.0000             0.0065              0.0000
     30224                GA                             Griffin                                Single Family                            8.6900                           0.5000            0.0000             0.0065              0.0000
     30252                GA                            Mcdonough                               Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     33566                FL                            PLANT CITY                                   PUD                                 7.9300                           0.5000            0.0000             0.0065              0.0000
     33071                FL                          CORAL SPRINGS                              Condominium                             7.8300                           0.5000            0.0000             0.0065              0.0000
     33071                FL                          CORAL SPRINGS                              Condominium                            12.6700                           0.5000            0.0000             0.0065              0.0000
     85335                AZ                            El Mirage                               Single Family                            7.8800                           0.5000            0.0000             0.0065              0.0000
     8234                 NJ                       Egg Harbor Township                          Single Family                           12.6700                           0.5000            0.0000             0.0065              0.0000
     64501                MO                           Saint Joseph                             Single Family                            7.7400                           0.5000            0.0000             0.0065              0.0000
     64501                MO                           Saint Joseph                             Single Family                           11.0500                           0.5000            0.0000             0.0065              0.0000
     85009                AZ                             Phoenix                                Single Family                            9.8500                           0.5000            0.0000             0.0065              0.0000
     33570                FL                              Ruskin                                     PUD                                 8.4300                           0.5000            0.0000             0.0065              0.0000
     33570                FL                              Ruskin                                     PUD                                12.0450                           0.5000            0.0000             0.0065              0.0000
     85338                AZ                             Goodyear                               Single Family                           11.3950                           0.5000            0.0000             0.0065              0.0000
     33319                FL                         Lauderdale Lakes                           Single Family                            8.6500                           0.5000            0.0000             0.0065              0.0000
     33319                FL                         Lauderdale Lakes                           Single Family                           11.4000                           0.5000            0.0000             0.0065              0.0000
     43147                OH                           Pickerington                             Single Family                            9.2800                           0.5000            0.0000             0.0065              0.0000
     43147                OH                           Pickerington                             Single Family                           12.7200                           0.5000            0.0000             0.0065              0.0000
     75056                TX                            Lewisville                              Single Family                            8.3000                           0.5000            0.0000             0.0065              0.0000
     75056                TX                            Lewisville                              Single Family                           10.0000                           0.5000            0.0000             0.0065              0.0000
     45406                OH                              Dayton                                Single Family                            9.4600                           0.5000            0.0000             0.0065              0.0000
     97918                OR                               Vale                                 Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     29681                SC                           Simpsonville                             Single Family                            9.1500                           0.5000            0.0000             0.0065              0.0000
     29681                SC                           Simpsonville                             Single Family                           12.0500                           0.5000            0.0000             0.0065              0.0000
     97008                OR                            Beaverton                               Single Family                           10.8500                           0.5000            0.0000             0.0065              0.0000
     30263                GA                              Newnan                                Single Family                            9.4000                           0.5000            0.0000             0.0065              0.0000
     85250                AZ                            Scottsdale                                   PUD                                 8.4600                           0.5000            0.0000             0.0065              0.0000
     33431                FL                            Boca Raton                                   PUD                                10.7000                           0.5000            0.0000             0.0065              0.0000
     7750                 NJ                          MONMOUTH BEACH                             Condominium                             7.6700                           0.5000            0.0000             0.0065              0.0000
     11096                NY                              INWOOD                                 2-4 Family                              7.0050                           0.5000            0.0000             0.0065              0.0000
     11096                NY                              INWOOD                                 2-4 Family                             11.5000                           0.5000            0.0000             0.0065              0.0000
     6082                 CT                             ENFIELD                                Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     12566                NY                            PINE BUSH                               Single Family                            6.8000                           0.5000            0.0000             0.0065              0.0000
     12566                NY                            PINE BUSH                               Single Family                           11.8450                           0.5000            0.0000             0.0065              0.0000
     11207                NY                             BROOKLYN                                2-4 Family                              9.2500                           0.5000            0.0000             0.0065              0.0000
     11207                NY                             BROOKLYN                                2-4 Family                             12.3950                           0.5000            0.0000             0.0065              0.0000
     34119                FL                              NAPLES                                 Condominium                            13.0000                           0.5000            0.0000             0.0065              0.0000
     34119                FL                              NAPLES                                 Condominium                            13.0000                           0.5000            0.0000             0.0065              0.0000
     8009                 NJ                              BERLIN                                Single Family                            6.5000                           0.5000            0.0000             0.0065              0.0000
     11416                NY                            OZONE PARK                               2-4 Family                              8.5000                           0.5000            0.0000             0.0065              0.0000
     11355                NY                             FLUSHING                               Single Family                            7.3750                           0.5000            0.0000             0.0065              0.0000
     8054                 NJ                           MOUNT LAUREL                             Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     8054                 NJ                           MOUNT LAUREL                             Single Family                           12.3500                           0.5000            0.0000             0.0065              0.0000
     11701                NY                            AMITYVILLE                              Single Family                            7.9000                           0.5000            0.0000             0.0065              0.0000
     11701                NY                            AMITYVILLE                              Single Family                           11.6500                           0.5000            0.0000             0.0065              0.0000
     20602                MD                             WALDORF                                Single Family                            7.9250                           0.5000            0.0000             0.0065              0.0000
     11422                NY                             ROSEDALE                                2-4 Family                              8.3500                           0.5000            0.0000             0.0065              0.0000
     28546                NC                           JACKSONVILLE                             Single Family                            9.9500                           0.5000            0.0000             0.0065              0.0000
     11434                NY                             JAMAICA                                 2-4 Family                              7.6250                           0.5000            0.0000             0.0065              0.0000
     33972                FL                           LEHIGH ACRES                             Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     11221                NY                             BROOKLYN                                2-4 Family                              6.9900                           0.5000            0.0000             0.0065              0.0000
     1609                 MA                            WORCESTER                                Condominium                             8.6750                           0.5000            0.0000             0.0065              0.0000
     1609                 MA                            WORCESTER                                Condominium                            11.9000                           0.5000            0.0000             0.0065              0.0000
     30349                GA                           COLLEGE PARK                             Single Family                            8.0550                           0.5000            0.0000             0.0065              0.0000
     30349                GA                           COLLEGE PARK                             Single Family                           12.2150                           0.5000            0.0000             0.0065              0.0000
     30011                GA                              AUBURN                                     PUD                                 7.7650                           0.5000            0.0000             0.0065              0.0000
     30011                GA                              AUBURN                                     PUD                                12.0250                           0.5000            0.0000             0.0065              0.0000
     30039                GA                            SNELLVILLE                                   PUD                                10.2100                           0.5000            0.0000             0.0065              0.0000
     30213                GA                             FAIRBURN                                    PUD                                10.4600                           0.5000            0.0000             0.0065              0.0000
     30012                GA                             CONYERS                                     PUD                                 8.0000                           0.5000            0.0000             0.0065              0.0000
     30012                GA                             CONYERS                                     PUD                                13.2250                           0.5000            0.0000             0.0065              0.0000
     30238                GA                            JONESBORO                                    PUD                                 7.5300                           0.5000            0.0000             0.0065              0.0000
     30238                GA                            JONESBORO                                    PUD                                11.7200                           0.5000            0.0000             0.0065              0.0000
     30135                GA                           DOUGLASVILLE                                  PUD                                 9.6150                           0.5000            0.0000             0.0065              0.0000
     30135                GA                           DOUGLASVILLE                                  PUD                                12.5950                           0.5000            0.0000             0.0065              0.0000
     30135                GA                           DOUGLASVILLE                                  PUD                                 8.8750                           0.5000            0.0000             0.0065              0.0000
     30135                GA                           DOUGLASVILLE                                  PUD                                13.2250                           0.5000            0.0000             0.0065              0.0000
     30016                GA                            COVINGTON                                    PUD                                 8.9400                           0.5000            0.0000             0.0065              0.0000
     30016                GA                            COVINGTON                                    PUD                                12.5450                           0.5000            0.0000             0.0065              0.0000
     30093                GA                             NORCROSS                                    PUD                                10.8650                           0.5000            0.0000             0.0065              0.0000
     30296                GA                            RIVERDALE                                    PUD                                 9.6900                           0.5000            0.0000             0.0065              0.0000
     30296                GA                            RIVERDALE                                    PUD                                12.6700                           0.5000            0.0000             0.0065              0.0000
     30067                GA                             MARIETTA                                Condominium                             8.3750                           0.5000            0.0000             0.0065              0.0000
     30067                GA                             MARIETTA                                Condominium                            13.3500                           0.5000            0.0000             0.0065              0.0000
     30135                GA                           DOUGLASVILLE                                  PUD                                 7.8750                           0.5000            0.0000             0.0065              0.0000
     30135                GA                           DOUGLASVILLE                                  PUD                                11.8750                           0.5000            0.0000             0.0065              0.0000
     30121                GA                           CARTERSVILLE                             Single Family                            8.5650                           0.5000            0.0000             0.0065              0.0000
     30121                GA                           CARTERSVILLE                             Single Family                           12.0750                           0.5000            0.0000             0.0065              0.0000
     30093                GA                             NORCROSS                                    PUD                                12.5950                           0.5000            0.0000             0.0065              0.0000
     30093                GA                             NORCROSS                               Single Family                           10.5800                           0.5000            0.0000             0.0065              0.0000
     33417                FL                         West Palm Beach                             Condominium                             9.2750                           0.5000            0.0000             0.0065              0.0000
     30058                GA                             Lithonia                               Single Family                           10.8750                           0.5000            0.0000             0.0065              0.0000
     29554                SC                            Hemingway                               Single Family                            9.8750                           0.5000            0.0000             0.0065              0.0000
     6451                 CT                             Meriden                                Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     54812                WI                              BARRON                                Single Family                            8.7000                           0.5000            0.0000             0.0065              0.0000
     33605                FL                              TAMPA                                 Single Family                            8.9000                           0.5000            0.0000             0.0065              0.0000
     33605                FL                              TAMPA                                 Single Family                           11.5500                           0.5000            0.0000             0.0065              0.0000
     32046                FL                             Hilliard                               Single Family                           10.0000                           0.5000            0.0000             0.0065              0.0000
     32046                FL                             Hilliard                               Single Family                           12.7500                           0.5000            0.0000             0.0065              0.0000
     61032                IL                             FREEPORT                               Single Family                           10.0400                           0.5000            0.0000             0.0065              0.0000
     18702                PA                           Wilkes Barre                              2-4 Family                              8.9400                           0.5000            0.0000             0.0065              0.0000
     65803                MO                           Springfield                              Single Family                           11.5000                           0.5000            0.0000             0.0065              0.0000
     46236                IN                           Indianapolis                             Single Family                            9.6000                           0.5000            0.0000             0.0065              0.0000
     33541                FL                           Zephyrhills                              Single Family                           11.8000                           0.5000            0.0000             0.0065              0.0000
     66062                KS                              Olathe                                Single Family                           10.4900                           0.5000            0.0000             0.0065              0.0000
     18508                PA                             Scranton                               Single Family                           11.2400                           0.5000            0.0000             0.0065              0.0000
     85021                AZ                             Phoenix                                Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     80003                CO                              Arvada                                Single Family                            8.9000                           0.5000            0.0000             0.0065              0.0000
     30349                GA                           College Park                             Single Family                            8.6250                           0.5000            0.0000             0.0065              0.0000
     48219                MI                             Detroit                                Single Family                           11.2500                           0.5000            0.0000             0.0065              0.0000
     53115                WI                             Delavan                                Single Family                           10.3000                           0.5000            0.0000             0.0065              0.0000
     30045                GA                          Lawrenceville                                  PUD                                 9.8500                           0.5000            0.0000             0.0065              0.0000
     41543                KY                            Mc Andrews                              Single Family                           10.1000                           0.5000            0.0000             0.0065              0.0000
     18447                PA                             Olyphant                               Single Family                           12.2000                           0.5000            0.0000             0.0065              0.0000
     45373                OH                               Troy                                 Single Family                            9.2000                           0.5000            0.0000             0.0065              0.0000
     45373                OH                               Troy                                 Single Family                           12.7000                           0.5000            0.0000             0.0065              0.0000
     90044                CA                           Los Angeles                              Single Family                            9.6000                           0.5000            0.0000             0.0065              0.0000
     65686                MO                         Kimberling City                                 PUD                                 9.5000                           0.5000            0.0000             0.0065              0.0000
     65686                MO                         Kimberling City                                 PUD                                11.7000                           0.5000            0.0000             0.0065              0.0000
     63111                MO                           Saint Louis                              Single Family                            8.6250                           0.5000            0.0000             0.0065              0.0000
     93535                CA                            Lancaster                               Single Family                            8.6500                           0.5000            0.0000             0.0065              0.0000
     85338                AZ                             Goodyear                                    PUD                                 9.1500                           0.5000            0.0000             0.0065              0.0000
     96002                CA                             Redding                                Single Family                           10.6250                           0.5000            0.0000             0.0065              0.0000
     95355                CA                             Modesto                                Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     92530                CA                          Lake Elsinore                             Single Family                            7.3750                           0.5000            0.0000             0.0065              0.0000
     8046                 NJ                           Willingboro                              Single Family                            8.8500                           0.5000            0.0000             0.0065              0.0000
     33563                FL                            Plant City                              Single Family                            8.9000                           0.5000            0.0000             0.0065              0.0000
     33563                FL                            Plant City                              Single Family                           12.6000                           0.5000            0.0000             0.0065              0.0000
     80112                CO                            CENTENNIAL                                   PUD                                 8.0500                           0.5000            0.0000             0.0065              0.0000
     70634                LA                             Deridder                               Single Family                            9.2750                           0.5000            0.0000             0.0065              0.0000
     92808                CA                             ANAHEIM                                 Condominium                             8.9000                           0.5000            0.0000             0.0065              0.0000
     92335                CA                           FONTANA AREA                             Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     97007                OR                            BEAVERTON                               Single Family                            8.4750                           0.5000            0.0000             0.0065              0.0000
     99901                AK                            KETCHIKAN                               Single Family                            9.7400                           0.5000            0.0000             0.0065              0.0000
     99654                AK                             WASILLA                                 2-4 Family                              8.5500                           0.5000            0.0000             0.0065              0.0000
     99654                AK                             WASILLA                                 2-4 Family                             11.8000                           0.5000            0.0000             0.0065              0.0000
     85375                AZ                          SUN CITY WEST                             Single Family                           11.1000                           0.5000            0.0000             0.0065              0.0000
     85705                AZ                              TUCSON                                Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     84044                UT                              MAGNA                                 Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     84044                UT                              MAGNA                                 Single Family                           11.9500                           0.5000            0.0000             0.0065              0.0000
     76522                TX                          COPPERAS COVE                             Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     76522                TX                          COPPERAS COVE                             Single Family                           10.0000                           0.5000            0.0000             0.0065              0.0000
     74501                OK                            MCALESTER                               Single Family                            7.6000                           0.5000            0.0000             0.0065              0.0000
     74501                OK                            MCALESTER                               Single Family                           11.8000                           0.5000            0.0000             0.0065              0.0000
     74127                OK                              TULSA                                 Single Family                            9.9250                           0.5000            0.0000             0.0065              0.0000
     74501                OK                            MCALESTER                               Single Family                            9.1000                           0.5000            0.0000             0.0065              0.0000
     74501                OK                            MCALESTER                               Single Family                           12.3000                           0.5000            0.0000             0.0065              0.0000
     64151                MO                           KANSAS CITY                              Single Family                            9.2000                           0.5000            0.0000             0.0065              0.0000
     64151                MO                           KANSAS CITY                              Single Family                           11.2000                           0.5000            0.0000             0.0065              0.0000
     35480                AL                              RALPH                                 Single Family                            7.8500                           0.5000            0.0000             0.0065              0.0000
     35480                AL                              RALPH                                 Single Family                           11.7000                           0.5000            0.0000             0.0065              0.0000
     36303                AL                              DOTHAN                                Single Family                           10.9000                           0.5000            0.0000             0.0065              0.0000
     37615                TN                               GRAY                                 Single Family                            8.4500                           0.5000            0.0000             0.0065              0.0000
     37615                TN                               GRAY                                 Single Family                            8.7000                           0.5000            0.0000             0.0065              0.0000
     72744                AR                             LINCOLN                                Single Family                            9.3500                           0.5000            0.0000             0.0065              0.0000
     72744                AR                             LINCOLN                                Single Family                           12.5500                           0.5000            0.0000             0.0065              0.0000
     55920                MN                              BYRON                                 Single Family                            8.8000                           0.5000            0.0000             0.0065              0.0000
     55920                MN                              BYRON                                 Single Family                           10.0000                           0.5000            0.0000             0.0065              0.0000
     55104                MN                            SAINT PAUL                              Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     55104                MN                            SAINT PAUL                              Single Family                           10.0000                           0.5000            0.0000             0.0065              0.0000
     2920                 RI                             CRANSTON                               Single Family                            8.9500                           0.5000            0.0000             0.0065              0.0000
     2909                 RI                            PROVIDENCE                               2-4 Family                              9.7000                           0.5000            0.0000             0.0065              0.0000
     2818                 RI                          EAST GREENWICH                            Single Family                            6.9500                           0.5000            0.0000             0.0065              0.0000
     10701                NY                             YONKERS                                 Condominium                             8.1750                           0.5000            0.0000             0.0065              0.0000
     10701                NY                             YONKERS                                 Condominium                            12.0500                           0.5000            0.0000             0.0065              0.0000
     11207                NY                             BROOKLYN                                2-4 Family                              9.3000                           0.5000            0.0000             0.0065              0.0000
     11207                NY                             BROOKLYN                                2-4 Family                             12.2000                           0.5000            0.0000             0.0065              0.0000
     19125                PA                           PHILADELPHIA                             Single Family                           11.4000                           0.5000            0.0000             0.0065              0.0000
     19050                PA                            LANSDOWNE                               Single Family                            9.8000                           0.5000            0.0000             0.0065              0.0000
     18610                PA                            BLAKESLEE                               Single Family                            9.2000                           0.5000            0.0000             0.0065              0.0000
     43952                OH                           STEUBENVILLE                             Single Family                            9.8000                           0.5000            0.0000             0.0065              0.0000
     44446                OH                              NILES                                  2-4 Family                              8.6000                           0.5000            0.0000             0.0065              0.0000
     44446                OH                              NILES                                  2-4 Family                             12.7000                           0.5000            0.0000             0.0065              0.0000
     8085                 NJ                         WOOLWICH TOWNSH                            Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     32073                FL                           ORANGE PARK                              Single Family                            9.6500                           0.5000            0.0000             0.0065              0.0000
     33404                FL                          RIVIERA BEACH                             Single Family                            8.9000                           0.5000            0.0000             0.0065              0.0000
     34986                FL                         PORT SAINT LUCI                            Single Family                            9.3000                           0.5000            0.0000             0.0065              0.0000
     34986                FL                         PORT SAINT LUCI                            Single Family                           12.3000                           0.5000            0.0000             0.0065              0.0000
     33914                FL                            CAPE CORAL                              Single Family                            9.8500                           0.5000            0.0000             0.0065              0.0000
     34608                FL                           SPRING HILL                              Single Family                            8.9500                           0.5000            0.0000             0.0065              0.0000
     27615                NC                             RALEIGH                                Single Family                           11.0500                           0.5000            0.0000             0.0065              0.0000
     20020                DC                            WASHINGTON                              Single Family                            9.4500                           0.5000            0.0000             0.0065              0.0000
     86413                AZ                          Golden Valley                             Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     86413                AZ                          Golden Valley                             Single Family                           10.2000                           0.5000            0.0000             0.0065              0.0000
     21136                MD                           Reisterstown                             Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     21136                MD                           Reisterstown                             Single Family                           10.7000                           0.5000            0.0000             0.0065              0.0000
     34104                FL                              Naples                                Single Family                           10.9250                           0.5000            0.0000             0.0065              0.0000
     43068                OH                           Reynoldsburg                             Single Family                           10.4500                           0.5000            0.0000             0.0065              0.0000
     44052                OH                              Lorain                                Single Family                            9.6000                           0.5000            0.0000             0.0065              0.0000
     44314                OH                              Akron                                 Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     98465                WA                              Tacoma                                Single Family                            9.8750                           0.5000            0.0000             0.0065              0.0000
     44055                OH                              Lorain                                Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     19116                PA                           Philadelphia                             Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     45410                OH                              Dayton                                Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     45410                OH                              Dayton                                Single Family                           12.4900                           0.5000            0.0000             0.0065              0.0000
     43609                OH                              Toledo                                Single Family                           10.1500                           0.5000            0.0000             0.0065              0.0000
     46835                IN                            Fort Wayne                              Single Family                            8.9000                           0.5000            0.0000             0.0065              0.0000
     46703                IN                              Angola                                Single Family                            9.2400                           0.5000            0.0000             0.0065              0.0000
     33896                FL                            DAVENPORT                                    PUD                                 8.0200                           0.5000            0.0000             0.0065              0.0000
     30040                GA                             Cumming                                     PUD                                 8.0500                           0.5000            0.0000             0.0065              0.0000
     33709                FL                         Saint Petersburg                           Single Family                            8.1500                           0.5000            0.0000             0.0065              0.0000
     95660                CA                         North Highlands                            Single Family                            8.4250                           0.5000            0.0000             0.0065              0.0000
     33896                FL                            DAVENPORT                                    PUD                                11.7000                           0.5000            0.0000             0.0065              0.0000
     92277                CA                         Twentynine Palms                           Single Family                            9.5500                           0.5000            0.0000             0.0065              0.0000
     11420                NY                         SOUTH OZONE PARK                            2-4 Family                              8.9700                           0.5000            0.0000             0.0065              0.0000
     11420                NY                         SOUTH OZONE PARK                            2-4 Family                             11.9000                           0.5000            0.0000             0.0065              0.0000
     7017                 NJ                           EAST ORANGE                               2-4 Family                              8.5950                           0.5000            0.0000             0.0065              0.0000
     7017                 NJ                           EAST ORANGE                               2-4 Family                             11.6550                           0.5000            0.0000             0.0065              0.0000
     30286                GA                            Thomaston                               Single Family                            8.9500                           0.5000            0.0000             0.0065              0.0000
     22191                VA                            Woodbridge                              Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     18301                PA                         East Stroudsburg                                PUD                                 7.2500                           0.5000            0.0000             0.0065              0.0000
     18301                PA                         East Stroudsburg                                PUD                                11.8500                           0.5000            0.0000             0.0065              0.0000
     98902                WA                              Yakima                                Single Family                            8.2250                           0.5000            0.0000             0.0065              0.0000
     98902                WA                              Yakima                                Single Family                           11.7500                           0.5000            0.0000             0.0065              0.0000
     90280                CA                            South Gate                              Single Family                            8.9250                           0.5000            0.0000             0.0065              0.0000
     33030                FL                            HOMESTEAD                               Single Family                            9.3000                           0.5000            0.0000             0.0065              0.0000
     27893                NC                              WILSON                                Single Family                           10.0800                           0.5000            0.0000             0.0065              0.0000
     89110                NV                            Las Vegas                               Single Family                            7.3380                           0.5000            0.0000             0.0065              0.0000
     93930                CA                            KING CITY                               Single Family                            9.7000                           0.5000            0.0000             0.0065              0.0000
     90255                CA                         HUNTINGTON PARK                            Single Family                           11.5500                           0.5000            0.0000             0.0065              0.0000
     90003                CA                           LOS ANGELES                               2-4 Family                              8.8250                           0.5000            0.0000             0.0065              0.0000
     55744                MN                           Grand Rapids                             Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     8270                 NJ                             Woodbine                               Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     45064                OH                            Somerville                              Single Family                           11.1850                           0.5000            0.0000             0.0065              0.0000
     89511                NV                               Reno                                      PUD                                 6.8300                           0.5000            0.0000             0.0065              0.0000
     98802                WA                          East Wenatchee                            Single Family                           10.0800                           0.5000            0.0000             0.0065              0.0000
     11575                NY                            Roosevelt                               Single Family                            8.9500                           0.5000            0.0000             0.0065              0.0000
     30062                GA                             Marietta                               Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     30062                GA                             Marietta                               Single Family                           13.5000                           0.5000            0.0000             0.0065              0.0000
     92647                CA                         HUNTINGTON BEACH                           Single Family                            7.3500                           0.5000            0.0000             0.0065              0.0000
     89142                NV                            Las Vegas                               Single Family                            8.2000                           0.5000            0.0000             0.0065              0.0000
     90221                CA                             Compton                                Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     92707                CA                            Santa Ana                               Single Family                           11.2000                           0.5000            0.0000             0.0065              0.0000
     60628                IL                             CHICAGO                                Single Family                           12.1250                           0.5000            0.0000             0.0065              0.0000
     33406                FL                         WEST PALM BEACH                            Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     33035                FL                            HOMESTEAD                                Condominium                             8.9250                           0.5000            0.0000             0.0065              0.0000
     33035                FL                            HOMESTEAD                                Condominium                            11.7500                           0.5000            0.0000             0.0065              0.0000
     89121                NV                            LAS VEGAS                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     33016                FL                         HIALEAH GARDENS                             Condominium                             9.1250                           0.5000            0.0000             0.0065              0.0000
     35217                AL                            BIRMINGHAM                              Single Family                           10.4500                           0.5000            0.0000             0.0065              0.0000
     19132                PA                           PHILADELPHIA                             Single Family                            9.3500                           0.5000            0.0000             0.0065              0.0000
     33015                FL                              MIAMI                                 Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     30013                GA                             CONYERS                                Single Family                            8.6750                           0.5000            0.0000             0.0065              0.0000
     30013                GA                             CONYERS                                Single Family                           13.0000                           0.5000            0.0000             0.0065              0.0000
     81401                CO                             MONTROSE                               Single Family                           10.2000                           0.5000            0.0000             0.0065              0.0000
     92677                CA                          LAGUNA NIGUEL                              Condominium                             8.4500                           0.5000            0.0000             0.0065              0.0000
     92677                CA                          LAGUNA NIGUEL                              Condominium                            12.1500                           0.5000            0.0000             0.0065              0.0000
     92399                CA                             YUCAIPA                                Single Family                           11.9000                           0.5000            0.0000             0.0065              0.0000
     22192                VA                            WOODBRIDGE                              Single Family                            7.8000                           0.5000            0.0000             0.0065              0.0000
     22192                VA                            Woodbridge                                   PUD                                 7.7750                           0.5000            0.0000             0.0065              0.0000
     93307                CA                           BAKERSFIELD                              Single Family                            7.7250                           0.5000            0.0000             0.0065              0.0000
     64507                MO                           Saint Joseph                             Single Family                            7.9250                           0.5000            0.0000             0.0065              0.0000
     46237                IN                           Indianapolis                                  PUD                                 9.8750                           0.5000            0.0000             0.0065              0.0000
     8322                 NJ                          FRANKLINVILLE                             Single Family                            7.3000                           0.5000            0.0000             0.0065              0.0000
     85326                AZ                             BUCKEYE                                     PUD                                 8.0000                           0.5000            0.0000             0.0065              0.0000
     85326                AZ                             BUCKEYE                                     PUD                                11.7500                           0.5000            0.0000             0.0065              0.0000
     60402                IL                              Berwyn                                 2-4 Family                              8.8000                           0.5000            0.0000             0.0065              0.0000
     36301                AL                              DOTHAN                                Single Family                            9.5500                           0.5000            0.0000             0.0065              0.0000
     36301                AL                              DOTHAN                                Single Family                           12.0500                           0.5000            0.0000             0.0065              0.0000
     6360                 CT                             Norwich                                 2-4 Family                              8.8200                           0.5000            0.0000             0.0065              0.0000
     40223                KY                            Louisville                              Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     30517                GA                            Braselton                               Single Family                            8.1500                           0.5000            0.0000             0.0065              0.0000
     30517                GA                            Braselton                               Single Family                           11.9900                           0.5000            0.0000             0.0065              0.0000
     31763                GA                             Leesburg                               Single Family                            8.3250                           0.5000            0.0000             0.0065              0.0000
     60120                IL                              Elgin                                 Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     76272                TX                           Valley View                              Single Family                            8.3500                           0.5000            0.0000             0.0065              0.0000
     76272                TX                           Valley View                              Single Family                           12.3500                           0.5000            0.0000             0.0065              0.0000
     34953                FL                         Port Saint Lucie                           Single Family                            9.3500                           0.5000            0.0000             0.0065              0.0000
     76051                TX                            Grapevine                               Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     19145                PA                              PHILA                                 Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     43015                OH                             Delaware                                    PUD                                 9.3750                           0.5000            0.0000             0.0065              0.0000
     47025                IN                           Lawrenceburg                             Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     90057                CA                           Los Angeles                              Single Family                            7.8500                           0.5000            0.0000             0.0065              0.0000
     92571                CA                              Perris                                Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     30135                GA                           Douglasville                             Single Family                            8.9800                           0.5000            0.0000             0.0065              0.0000
     32776                FL                             Sorrento                               Single Family                            7.5800                           0.5000            0.0000             0.0065              0.0000
     32703                FL                              Apopka                                Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     85037                AZ                             Phoenix                                Single Family                            7.8500                           0.5000            0.0000             0.0065              0.0000
     93536                CA                            Lancaster                               Single Family                            9.4250                           0.5000            0.0000             0.0065              0.0000
     93536                CA                            Lancaster                               Single Family                           12.3500                           0.5000            0.0000             0.0065              0.0000
     32179                FL                            Ocklawaha                               Single Family                            6.9750                           0.5000            0.0000             0.0065              0.0000
     56353                MN                              Milaca                                Single Family                            9.0500                           0.5000            0.0000             0.0065              0.0000
     33025                FL                          Pembroke Pines                                 PUD                                 9.1750                           0.5000            0.0000             0.0065              0.0000
     19702                DE                              Newark                                     PUD                                 7.3600                           0.5000            0.0000             0.0065              0.0000
     92407                CA                          San Bernardino                            Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     97080                OR                             GRESHAM                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     85029                AZ                             PHOENIX                                Single Family                            8.3300                           0.5000            0.0000             0.0065              0.0000
     32209                FL                           JACKSONVILLE                             Single Family                           12.1400                           0.5000            0.0000             0.0065              0.0000
     94591                CA                             Vallejo                                 2-4 Family                              8.3750                           0.5000            0.0000             0.0065              0.0000
     24091                VA                              FLOYD                                 Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     92395                CA                           Victorville                              Single Family                            8.9000                           0.5000            0.0000             0.0065              0.0000
     44120                OH                          Shaker Heights                            Single Family                            8.6500                           0.5000            0.0000             0.0065              0.0000
     80917                CO                             CO SPGS                                Single Family                            8.0500                           0.5000            0.0000             0.0065              0.0000
     2143                 MA                            Somerville                               2-4 Family                              7.2250                           0.5000            0.0000             0.0065              0.0000
     43822                OH                           Frazeysburg                              Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     43130                OH                            Lancaster                               Single Family                            9.4000                           0.5000            0.0000             0.0065              0.0000
     33024                FL                            HOLLYWOOD                               Single Family                           10.0000                           0.5000            0.0000             0.0065              0.0000
     19124                PA                           Philadelphia                               Townhouse                              7.9500                           0.5000            0.0000             0.0065              0.0000
     85043                AZ                             Phoenix                                     PUD                                 8.6500                           0.5000            0.0000             0.0065              0.0000
     53121                WI                             Elkhorn                                Single Family                            8.1500                           0.5000            0.0000             0.0065              0.0000
     33569                FL                            Riverview                                    PUD                                 8.8750                           0.5000            0.0000             0.0065              0.0000
     33569                FL                            Riverview                                    PUD                                11.2000                           0.5000            0.0000             0.0065              0.0000
     1013                 MA                             CHICOPEE                               Single Family                            8.3000                           0.5000            0.0000             0.0065              0.0000
     1013                 MA                             CHICOPEE                               Single Family                           11.0000                           0.5000            0.0000             0.0065              0.0000
     75056                TX                            THE COLONY                                   PUD                                10.4500                           0.5000            0.0000             0.0065              0.0000
     55356                MN                            Long Lake                               Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     33161                FL                              MIAMI                                  Condominium                             7.9500                           0.5000            0.0000             0.0065              0.0000
     85007                AZ                             PHOENIX                                 2-4 Family                              9.9300                           0.5000            0.0000             0.0065              0.0000
     30319                GA                             Atlanta                                Single Family                            8.1250                           0.5000            0.0000             0.0065              0.0000
     30121                GA                           Cartersville                                  PUD                                 9.3380                           0.5000            0.0000             0.0065              0.0000
     30331                GA                             Atlanta                                Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     28262                NC                            Charlotte                                    PUD                                 9.4000                           0.5000            0.0000             0.0065              0.0000
     87109                NM                           Albuquerque                              Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     95356                CA                             MODESTO                                Single Family                            7.8300                           0.5000            0.0000             0.0065              0.0000
     79606                TX                             ABILENE                                Single Family                            9.8750                           0.5000            0.0000             0.0065              0.0000
     33020                FL                            HOLLYWOOD                               Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     33025                FL                          PEMBROKE PINES                                 PUD                                 7.7500                           0.5000            0.0000             0.0065              0.0000
     20747                MD                         DISTRICT HEIGHTS                           Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     60655                IL                             CHICAGO                                Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     36870                AL                           PHENIX CITY                              Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     49509                MI                             WYOMING                                Single Family                           10.3750                           0.5000            0.0000             0.0065              0.0000
     30079                GA                            SCOTTDALE                                    PUD                                 9.5000                           0.5000            0.0000             0.0065              0.0000
     80013                CO                              AURORA                                 Condominium                             9.5000                           0.5000            0.0000             0.0065              0.0000
     33126                FL                              MIAMI                                  Condominium                             7.8100                           0.5000            0.0000             0.0065              0.0000
     33126                FL                              MIAMI                                  Condominium                            10.5100                           0.5000            0.0000             0.0065              0.0000
     30296                GA                            RIVERDALE                               Single Family                           10.5600                           0.5000            0.0000             0.0065              0.0000
     32607                FL                           GAINESVILLE                              Single Family                           10.4800                           0.5000            0.0000             0.0065              0.0000
     32779                FL                             LONGWOOD                                    PUD                                 8.0900                           0.5000            0.0000             0.0065              0.0000
     33610                FL                              TAMPA                                 Single Family                            7.7850                           0.5000            0.0000             0.0065              0.0000
     33610                FL                              TAMPA                                 Single Family                           10.7350                           0.5000            0.0000             0.0065              0.0000
     77053                TX                             HOUSTON                                     PUD                                 9.1800                           0.5000            0.0000             0.0065              0.0000
     30030                GA                             DECATUR                                Single Family                            7.7100                           0.5000            0.0000             0.0065              0.0000
     33157                FL                              MIAMI                                 Single Family                            9.1500                           0.5000            0.0000             0.0065              0.0000
     75149                TX                             MESQUITE                                    PUD                                 7.4900                           0.5000            0.0000             0.0065              0.0000
     75149                TX                             MESQUITE                                    PUD                                12.4700                           0.5000            0.0000             0.0065              0.0000
     27981                NC                             WANCHESE                               Single Family                            8.4700                           0.5000            0.0000             0.0065              0.0000
     32725                FL                             DELTONA                                Single Family                            9.9250                           0.5000            0.0000             0.0065              0.0000
     30016                GA                            COVINGTON                               Single Family                           10.6600                           0.5000            0.0000             0.0065              0.0000
     33617                FL                              TAMPA                                      PUD                                 7.8900                           0.5000            0.0000             0.0065              0.0000
     33617                FL                              TAMPA                                      PUD                                11.9700                           0.5000            0.0000             0.0065              0.0000
     30114                GA                              CANTON                                Single Family                            9.5250                           0.5000            0.0000             0.0065              0.0000
     30135                GA                           DOUGLASVILLE                             Single Family                            8.6400                           0.5000            0.0000             0.0065              0.0000
     30135                GA                           DOUGLASVILLE                             Single Family                           12.3900                           0.5000            0.0000             0.0065              0.0000
     19061                PA                           MARCUS HOOK                               2-4 Family                              8.8100                           0.5000            0.0000             0.0065              0.0000
     38127                TN                             MEMPHIS                                Single Family                            9.7750                           0.5000            0.0000             0.0065              0.0000
     32725                FL                             DELTONA                                Single Family                           13.2950                           0.5000            0.0000             0.0065              0.0000
     30188                GA                            WOODSTOCK                                    PUD                                 7.3000                           0.5000            0.0000             0.0065              0.0000
     30188                GA                            WOODSTOCK                                    PUD                                11.9250                           0.5000            0.0000             0.0065              0.0000
     33897                FL                            DAVENPORT                               Single Family                            8.6750                           0.5000            0.0000             0.0065              0.0000
     33897                FL                            DAVENPORT                               Single Family                           12.7950                           0.5000            0.0000             0.0065              0.0000
     30224                GA                             GRIFFIN                                     PUD                                 7.9900                           0.5000            0.0000             0.0065              0.0000
     30224                GA                             GRIFFIN                                     PUD                                12.7650                           0.5000            0.0000             0.0065              0.0000
     23860                VA                             HOPEWELL                               Single Family                           10.0150                           0.5000            0.0000             0.0065              0.0000
     23224                VA                             RICHMOND                               Single Family                           10.0150                           0.5000            0.0000             0.0065              0.0000
     30019                GA                              DACULA                                Single Family                           10.7750                           0.5000            0.0000             0.0065              0.0000
     37210                TN                            NASHVILLE                                2-4 Family                              9.9050                           0.5000            0.0000             0.0065              0.0000
     37210                TN                            NASHVILLE                                2-4 Family                              9.9050                           0.5000            0.0000             0.0065              0.0000
     30349                GA                             ATLANTA                                Single Family                            8.3000                           0.5000            0.0000             0.0065              0.0000
     37207                TN                            NASHVILLE                               Single Family                           10.0650                           0.5000            0.0000             0.0065              0.0000
     33150                FL                              MIAMI                                  2-4 Family                              8.3400                           0.5000            0.0000             0.0065              0.0000
     20121                VA                           CENTREVILLE                               Condominium                             8.6850                           0.5000            0.0000             0.0065              0.0000
     33050                FL                             MARATHON                                2-4 Family                              9.9900                           0.5000            0.0000             0.0065              0.0000
     30354                GA                             ATLANTA                                Single Family                            9.3800                           0.5000            0.0000             0.0065              0.0000
     36863                AL                              LANETT                                Single Family                            7.8350                           0.5000            0.0000             0.0065              0.0000
     38127                TN                             MEMPHIS                                Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     38109                TN                             MEMPHIS                                Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     30071                GA                             NORCROSS                               Single Family                            8.6400                           0.5000            0.0000             0.0065              0.0000
     31313                GA                            HINESVILLE                              Single Family                            9.8650                           0.5000            0.0000             0.0065              0.0000
     85051                AZ                             PHOENIX                                 Condominium                             7.3750                           0.5000            0.0000             0.0065              0.0000
     85051                AZ                             PHOENIX                                 Condominium                            12.6250                           0.5000            0.0000             0.0065              0.0000
     38122                TN                             MEMPHIS                                 2-4 Family                             10.6950                           0.5000            0.0000             0.0065              0.0000
     38122                TN                             MEMPHIS                                 2-4 Family                             10.6950                           0.5000            0.0000             0.0065              0.0000
     32206                FL                           JACKSONVILLE                              Condominium                             7.5250                           0.5000            0.0000             0.0065              0.0000
     32206                FL                           JACKSONVILLE                              Condominium                            12.0750                           0.5000            0.0000             0.0065              0.0000
     38122                TN                             MEMPHIS                                 2-4 Family                             10.6950                           0.5000            0.0000             0.0065              0.0000
     20018                DC                            WASHINGTON                               2-4 Family                              8.6250                           0.5000            0.0000             0.0065              0.0000
     20009                DC                            WASHINGTON                              Single Family                            9.6500                           0.5000            0.0000             0.0065              0.0000
     35405                AL                            TUSCALOOSA                              Single Family                            8.7150                           0.5000            0.0000             0.0065              0.0000
     35405                AL                            TUSCALOOSA                              Single Family                           12.6650                           0.5000            0.0000             0.0065              0.0000
     33607                FL                              TAMPA                                 Single Family                            6.9700                           0.5000            0.0000             0.0065              0.0000
     47714                IN                            EVANSVILLE                               2-4 Family                             10.4050                           0.5000            0.0000             0.0065              0.0000
     33569                FL                            RIVERVIEW                                    PUD                                 7.8750                           0.5000            0.0000             0.0065              0.0000
     30032                GA                             DECATUR                                Single Family                            9.4500                           0.5000            0.0000             0.0065              0.0000
     31907                GA                             COLUMBUS                               Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     31907                GA                             COLUMBUS                               Single Family                           12.8450                           0.5000            0.0000             0.0065              0.0000
     20011                DC                            WASHINGTON                               2-4 Family                              8.7000                           0.5000            0.0000             0.0065              0.0000
     35007                AL                            ALABASTER                               Single Family                            8.6150                           0.5000            0.0000             0.0065              0.0000
     44485                OH                              WARREN                                Single Family                           10.3150                           0.5000            0.0000             0.0065              0.0000
     33025                FL                             MIRAMAR                                 Condominium                             9.8250                           0.5000            0.0000             0.0065              0.0000
     30108                GA                              BOWDON                                Single Family                            8.2650                           0.5000            0.0000             0.0065              0.0000
     65453                MO                               CUBA                                 Single Family                           10.3150                           0.5000            0.0000             0.0065              0.0000
     24014                VA                             ROANOKE                                Single Family                            9.0050                           0.5000            0.0000             0.0065              0.0000
     7052                 NJ                           WEST ORANGE                              Single Family                            9.1250                           0.5000            0.0000             0.0065              0.0000
     23704                VA                            PORTSMOUTH                              Single Family                           10.5500                           0.5000            0.0000             0.0065              0.0000
     24014                VA                             ROANOKE                                Single Family                           12.5950                           0.5000            0.0000             0.0065              0.0000
     20735                MD                             CLINTON                                Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     30017                GA                             GRAYSON                                     PUD                                10.3150                           0.5000            0.0000             0.0065              0.0000
     70714                LA                              BAKER                                 Single Family                           11.3850                           0.5000            0.0000             0.0065              0.0000
     30269                GA                          PEACHTREE CITY                             Condominium                            10.3550                           0.5000            0.0000             0.0065              0.0000
     34473                FL                              OCALA                                 Single Family                            9.1050                           0.5000            0.0000             0.0065              0.0000
     32812                FL                             ORLANDO                                     PUD                                 9.3750                           0.5000            0.0000             0.0065              0.0000
     44067                OH                            NORTHFIELD                                   PUD                                 9.0150                           0.5000            0.0000             0.0065              0.0000
     44067                OH                            NORTHFIELD                                   PUD                                12.4750                           0.5000            0.0000             0.0065              0.0000
     30088                GA                          STONE MOUNTAIN                            Single Family                            9.0500                           0.5000            0.0000             0.0065              0.0000
     30683                GA                           WINTERVILLE                              Single Family                            7.7650                           0.5000            0.0000             0.0065              0.0000
     30683                GA                           WINTERVILLE                              Single Family                           12.0050                           0.5000            0.0000             0.0065              0.0000
     17315                PA                              DOVER                                 Single Family                           11.5150                           0.5000            0.0000             0.0065              0.0000
     70814                LA                           BATON ROUGE                              Single Family                            9.7000                           0.5000            0.0000             0.0065              0.0000
     70814                LA                           BATON ROUGE                              Single Family                           13.4900                           0.5000            0.0000             0.0065              0.0000
     20020                DC                            WASHINGTON                               2-4 Family                              8.3750                           0.5000            0.0000             0.0065              0.0000
     20020                DC                            WASHINGTON                               2-4 Family                              8.3750                           0.5000            0.0000             0.0065              0.0000
     30331                GA                             ATLANTA                                Single Family                            8.7000                           0.5000            0.0000             0.0065              0.0000
     85037                AZ                             PHOENIX                                Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     46617                IN                            SOUTH BEND                              Single Family                            9.4650                           0.5000            0.0000             0.0065              0.0000
     30083                GA                          STONE MOUNTAIN                            Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     30080                GA                              SMYRNA                                     PUD                                 9.6350                           0.5000            0.0000             0.0065              0.0000
     30127                GA                          POWDER SPRINGS                            Single Family                            8.7000                           0.5000            0.0000             0.0065              0.0000
     77346                TX                              HUMBLE                                Single Family                            8.7000                           0.5000            0.0000             0.0065              0.0000
     77346                TX                              HUMBLE                                Single Family                           12.7750                           0.5000            0.0000             0.0065              0.0000
     35215                AL                            BIRMINGHAM                              Single Family                           10.4150                           0.5000            0.0000             0.0065              0.0000
     30755                GA                           TUNNEL HILL                              Single Family                           10.1200                           0.5000            0.0000             0.0065              0.0000
     31721                GA                              ALBANY                                Single Family                            9.4750                           0.5000            0.0000             0.0065              0.0000
     17103                PA                            HARRISBURG                                Townhouse                             10.1130                           0.5000            0.0000             0.0065              0.0000
     23451                VA                           VIRGINIA BCH                             Single Family                            8.7000                           0.5000            0.0000             0.0065              0.0000
     32137                FL                            PALM COAST                              Single Family                            8.9500                           0.5000            0.0000             0.0065              0.0000
     32164                FL                            Palm Coast                              Single Family                           10.9500                           0.5000            0.0000             0.0065              0.0000
     21758                MD                            BRUNSWICK                               Single Family                            9.1250                           0.5000            0.0000             0.0065              0.0000
     18901                PA                           NEW BRITAIN                              Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     21782                MD                            SHARPSBURG                              Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     55356                MN                            Long Lake                               Single Family                           11.9900                           0.5000            0.0000             0.0065              0.0000
     30518                GA                            Sugar Hill                                   PUD                                 8.3750                           0.5000            0.0000             0.0065              0.0000
     30518                GA                            Sugar Hill                                   PUD                                12.5000                           0.5000            0.0000             0.0065              0.0000
     92509                CA                            Riverside                               Single Family                            8.6750                           0.5000            0.0000             0.0065              0.0000
     96044                CA                            HORNBROOK                               Single Family                            9.4000                           0.5000            0.0000             0.0065              0.0000
     34953                FL                         PORT SAINT LUCI                            Single Family                           10.4000                           0.5000            0.0000             0.0065              0.0000
     48208                MI                             DETROIT                                Single Family                            9.6000                           0.5000            0.0000             0.0065              0.0000
     44110                OH                            CLEVELAND                               Single Family                            8.6500                           0.5000            0.0000             0.0065              0.0000
     78363                TX                            KINGSVILLE                              Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     90262                CA                             LYNWOOD                                Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     33179                FL                              MIAMI                                  Condominium                             7.0500                           0.5000            0.0000             0.0065              0.0000
     48727                MI                             CLIFFORD                               Single Family                            8.7000                           0.5000            0.0000             0.0065              0.0000
     48205                MI                             DETROIT                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     48204                MI                             DETROIT                                Single Family                            9.1000                           0.5000            0.0000             0.0065              0.0000
     12832                NY                         MIDDLE GRANVILL                            Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     90221                CA                             COMPTON                                 2-4 Family                              8.4500                           0.5000            0.0000             0.0065              0.0000
     33327                FL                              WESTON                                     PUD                                 7.0000                           0.5000            0.0000             0.0065              0.0000
     50669                IA                             REINBECK                               Single Family                           10.0000                           0.5000            0.0000             0.0065              0.0000
     48228                MI                             DETROIT                                Single Family                            9.9500                           0.5000            0.0000             0.0065              0.0000
     33176                FL                              MIAMI                                 Single Family                            8.4500                           0.5000            0.0000             0.0065              0.0000
     87144                NM                            RIO RANCHO                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     48234                MI                             DETROIT                                Single Family                            9.9500                           0.5000            0.0000             0.0065              0.0000
     49017                MI                           BATTLE CREEK                             Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     30310                GA                             ATLANTA                                Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     11713                NY                             BELLPORT                               Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     33603                FL                              TAMPA                                 Single Family                            8.9500                           0.5000            0.0000             0.0065              0.0000
     48205                MI                             DETROIT                                Single Family                            8.7000                           0.5000            0.0000             0.0065              0.0000
     48234                MI                             DETROIT                                Single Family                            8.5750                           0.5000            0.0000             0.0065              0.0000
     48235                MI                             DETROIT                                Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     48154                MI                             LIVONIA                                Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     48342                MI                             PONTIAC                                Single Family                            7.2000                           0.5000            0.0000             0.0065              0.0000
     94534                CA                            FAIRFIELD                                    PUD                                 8.8500                           0.5000            0.0000             0.0065              0.0000
     33134                FL                              MIAMI                                 Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     85255                AZ                            SCOTTSDALE                                   PUD                                 8.6000                           0.5000            0.0000             0.0065              0.0000
     62521                IL                             DECATUR                                Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     96782                HI                            PEARL CITY                               Condominium                             6.9000                           0.5000            0.0000             0.0065              0.0000
     60649                IL                             CHICAGO                                Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     20746                MD                             SUITLAND                               Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     98247                WA                             EVERSON                                Single Family                            8.1000                           0.5000            0.0000             0.0065              0.0000
     60707                IL                           ELMWOOD PARK                             Single Family                           10.2200                           0.5000            0.0000             0.0065              0.0000
     44113                OH                            CLEVELAND                               Single Family                            8.4500                           0.5000            0.0000             0.0065              0.0000
     98270                WA                            MARYSVILLE                              Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     48316                MI                         SHELBY TOWNSHIP                            Single Family                            8.9500                           0.5000            0.0000             0.0065              0.0000
     34491                FL                           SUMMERFIELD                              Single Family                            9.1500                           0.5000            0.0000             0.0065              0.0000
     48348                MI                            CLARKSTON                               Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     11369                NY                          EAST ELMHURST                             Single Family                            7.5500                           0.5000            0.0000             0.0065              0.0000
     95822                CA                            SACRAMENTO                              Single Family                            7.6250                           0.5000            0.0000             0.0065              0.0000
     60411                IL                           SAUK VILLAGE                             Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     63112                MO                           SAINT LOUIS                               2-4 Family                              9.6000                           0.5000            0.0000             0.0065              0.0000
     15358                PA                           RICHEYVILLE                              Single Family                            8.5900                           0.5000            0.0000             0.0065              0.0000
     49017                MI                           BATTLE CREEK                             Single Family                            8.8000                           0.5000            0.0000             0.0065              0.0000
     34953                FL                         PORT SAINT LUCI                            Single Family                            8.8200                           0.5000            0.0000             0.0065              0.0000
     48154                MI                             LIVONIA                                Single Family                            8.8330                           0.5000            0.0000             0.0065              0.0000
     20745                MD                            OXON HILL                                Condominium                             7.3000                           0.5000            0.0000             0.0065              0.0000
     95823                CA                            SACRAMENTO                              Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     45405                OH                              DAYTON                                Single Family                           10.6150                           0.5000            0.0000             0.0065              0.0000
     48209                MI                             DETROIT                                Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     64840                MO                             DIAMOND                                Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     48091                MI                              WARREN                                Single Family                           10.8000                           0.5000            0.0000             0.0065              0.0000
     27707                NC                              DURHAM                                Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     98056                WA                              RENTON                                Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     48212                MI                            HAMTRAMCK                                2-4 Family                              8.4500                           0.5000            0.0000             0.0065              0.0000
     44103                OH                            CLEVELAND                                2-4 Family                              7.5000                           0.5000            0.0000             0.0065              0.0000
     48327                MI                            WATERFORD                               Single Family                            9.4500                           0.5000            0.0000             0.0065              0.0000
     92201                CA                              INDIO                                 Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     48219                MI                             DETROIT                                Single Family                            8.4500                           0.5000            0.0000             0.0065              0.0000
     89015                NV                            HENDERSON                               Single Family                            7.6200                           0.5000            0.0000             0.0065              0.0000
     55792                MN                             VIRGINIA                               Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     60634                IL                             CHICAGO                                Single Family                            8.8700                           0.5000            0.0000             0.0065              0.0000
     92707                CA                            SANTA ANA                               Single Family                            6.4500                           0.5000            0.0000             0.0065              0.0000
     44135                OH                            CLEVELAND                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     44843                OH                              LUCAS                                 Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     17866                PA                          COAL TOWNSHIP                             Single Family                            9.9500                           0.5000            0.0000             0.0065              0.0000
     33991                FL                            CAPE CORAL                              Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     60804                IL                              CICERO                                Single Family                            9.1500                           0.5000            0.0000             0.0065              0.0000
     21740                MD                            HAGERSTOWN                              Single Family                            7.9990                           0.5000            0.0000             0.0065              0.0000
     48208                MI                             DETROIT                                Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     93638                CA                              MADERA                                Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     32810                FL                             ORLANDO                                Single Family                            9.4000                           0.5000            0.0000             0.0065              0.0000
     98038                WA                           MAPLE VALLEY                                  PUD                                 8.2500                           0.5000            0.0000             0.0065              0.0000
     91913                CA                           CHULA VISTA                                   PUD                                 7.3000                           0.5000            0.0000             0.0065              0.0000
     48910                MI                             LANSING                                Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     87532                NM                             ESPANOLA                               Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     77019                TX                             HOUSTON                                     PUD                                 7.0000                           0.5000            0.0000             0.0065              0.0000
     60107                IL                            STREAMWOOD                              Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     29045                SC                              ELGIN                                 Single Family                            9.7000                           0.5000            0.0000             0.0065              0.0000
     12566                NY                            PINE BUSH                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     30066                GA                             MARIETTA                               Single Family                            7.6750                           0.5000            0.0000             0.0065              0.0000
     33179                FL                              MIAMI                                  Condominium                             7.9900                           0.5000            0.0000             0.0065              0.0000
     48223                MI                             DETROIT                                Single Family                            7.8000                           0.5000            0.0000             0.0065              0.0000
     33056                FL                            OPA LOCKA                               Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     48616                MI                            CHESANING                               Single Family                            8.3000                           0.5000            0.0000             0.0065              0.0000
     48227                MI                             DETROIT                                Single Family                            9.3000                           0.5000            0.0000             0.0065              0.0000
     20743                MD                         CAPITOL HEIGHTS                            Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     18301                PA                         EAST STROUDSBUR                            Single Family                            7.8500                           0.5000            0.0000             0.0065              0.0000
     98034                WA                             KIRKLAND                               Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     94801                CA                             RICHMOND                               Single Family                            9.2400                           0.5000            0.0000             0.0065              0.0000
     11763                NY                             MEDFORD                                Single Family                            9.1500                           0.5000            0.0000             0.0065              0.0000
     89148                NV                            LAS VEGAS                                    PUD                                 7.6500                           0.5000            0.0000             0.0065              0.0000
     33801                FL                             LAKELAND                               Single Family                            8.1400                           0.5000            0.0000             0.0065              0.0000
     43701                OH                            ZANESVILLE                              Single Family                            7.3000                           0.5000            0.0000             0.0065              0.0000
     65737                MO                           REEDS SPRING                             Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     84062                UT                          PLEASANT GROVE                            Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     85365                AZ                               YUMA                                 Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     60623                IL                             CHICAGO                                 2-4 Family                              7.5000                           0.5000            0.0000             0.0065              0.0000
     85364                AZ                               YUMA                                 Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     49093                MI                           THREE RIVERS                             Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     33322                FL                             SUNRISE                                Single Family                            7.8500                           0.5000            0.0000             0.0065              0.0000
     11040                NY                          NEW HYDE PARK                              2-4 Family                              6.5900                           0.5000            0.0000             0.0065              0.0000
     53142                WI                             KENOSHA                                Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     48091                MI                              WARREN                                Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     96021                CA                             CORNING                                Single Family                            9.1250                           0.5000            0.0000             0.0065              0.0000
     6412                 CT                             CHESTER                                Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     60061                IL                           VERNON HILLS                             Single Family                            9.8000                           0.5000            0.0000             0.0065              0.0000
     64138                MO                           KANSAS CITY                              Single Family                            9.1000                           0.5000            0.0000             0.0065              0.0000
     11717                NY                            BRENTWOOD                               Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     33068                FL                          POMPANO BEACH                              2-4 Family                              8.1500                           0.5000            0.0000             0.0065              0.0000
     92551                CA                          MORENO VALLEY                             Single Family                            9.4250                           0.5000            0.0000             0.0065              0.0000
     60646                IL                             CHICAGO                                Single Family                            9.3500                           0.5000            0.0000             0.0065              0.0000
     48458                MI                           MOUNT MORRIS                              2-4 Family                             10.5500                           0.5000            0.0000             0.0065              0.0000
     11520                NY                             FREEPORT                               Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     30354                GA                            HAPEVILLE                               Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     55912                MN                              AUSTIN                                Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     10302                NY                          STATEN ISLAND                             Single Family                            8.7900                           0.5000            0.0000             0.0065              0.0000
     24501                VA                            LYNCHBURG                               Single Family                            9.4900                           0.5000            0.0000             0.0065              0.0000
     48423                MI                             DAVISON                                Single Family                            7.5900                           0.5000            0.0000             0.0065              0.0000
     92703                CA                            SANTA ANA                               Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     20879                MD                           GAITHERSBURG                                  PUD                                 9.2500                           0.5000            0.0000             0.0065              0.0000
     80249                CO                              DENVER                                Single Family                            8.1500                           0.5000            0.0000             0.0065              0.0000
     44111                OH                            CLEVELAND                               Single Family                            8.1500                           0.5000            0.0000             0.0065              0.0000
     60628                IL                             CHICAGO                                 2-4 Family                              8.2500                           0.5000            0.0000             0.0065              0.0000
     48051                MI                           CHESTERFIELD                             Single Family                           10.3500                           0.5000            0.0000             0.0065              0.0000
     93215                CA                              DELANO                                Single Family                            8.0500                           0.5000            0.0000             0.0065              0.0000
     93611                CA                              CLOVIS                                Single Family                            7.6500                           0.5000            0.0000             0.0065              0.0000
     19114                PA                           PHILADELPHIA                             Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     22172                VA                             TRIANGLE                               Single Family                            7.8500                           0.5000            0.0000             0.0065              0.0000
     92345                CA                             HESPERIA                               Single Family                            8.3650                           0.5000            0.0000             0.0065              0.0000
     48213                MI                             DETROIT                                Single Family                           10.1750                           0.5000            0.0000             0.0065              0.0000
     60177                IL                           SOUTH ELGIN                               Condominium                             8.9500                           0.5000            0.0000             0.0065              0.0000
     8882                 NJ                           SOUTH RIVER                              Single Family                            9.3750                           0.5000            0.0000             0.0065              0.0000
     44105                OH                            CLEVELAND                                2-4 Family                              9.1000                           0.5000            0.0000             0.0065              0.0000
     48235                MI                             DETROIT                                Single Family                            9.8000                           0.5000            0.0000             0.0065              0.0000
     91342                CA                          AREA OF SYLMAR                            Single Family                            7.5500                           0.5000            0.0000             0.0065              0.0000
     95356                CA                             MODESTO                                Single Family                            7.7000                           0.5000            0.0000             0.0065              0.0000
     10705                NY                             YONKERS                                Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     48205                MI                             DETROIT                                Single Family                           10.4500                           0.5000            0.0000             0.0065              0.0000
     17552                PA                            MOUNT JOY                               Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     92201                CA                              INDIO                                 Single Family                            7.4000                           0.5000            0.0000             0.0065              0.0000
     92105                CA                            SAN DIEGO                                Condominium                             8.7000                           0.5000            0.0000             0.0065              0.0000
     48228                MI                             DETROIT                                Single Family                           10.3000                           0.5000            0.0000             0.0065              0.0000
     48188                MI                              CANTON                                 Condominium                             7.9990                           0.5000            0.0000             0.0065              0.0000
     91748                CA                         AREA OF ROWLAND                            Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     7206                 NJ                            ELIZABETH                                2-4 Family                              9.3750                           0.5000            0.0000             0.0065              0.0000
     80504                CO                             LONGMONT                               Single Family                            8.1500                           0.5000            0.0000             0.0065              0.0000
     32068                FL                            MIDDLEBURG                              Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     33147                FL                              MIAMI                                 Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     22407                VA                          FREDERICKSBURG                                 PUD                                 7.5000                           0.5000            0.0000             0.0065              0.0000
     33467                FL                            LAKE WORTH                              Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     23608                VA                           NEWPORT NEWS                                  PUD                                 7.5000                           0.5000            0.0000             0.0065              0.0000
     1453                 MA                            LEOMINSTER                              Single Family                            6.8900                           0.5000            0.0000             0.0065              0.0000
     60435                IL                              JOLIET                                Single Family                            8.2000                           0.5000            0.0000             0.0065              0.0000
     48219                MI                             DETROIT                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     8045                 NJ                             LAWNSIDE                               Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     33615                FL                              TAMPA                                 Single Family                            9.3000                           0.5000            0.0000             0.0065              0.0000
     32505                FL                            PENSACOLA                               Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     48219                MI                             DETROIT                                Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     33193                FL                              MIAMI                                      PUD                                 8.7500                           0.5000            0.0000             0.0065              0.0000
     20601                MD                             WALDORF                                     PUD                                 7.9900                           0.5000            0.0000             0.0065              0.0000
     85042                AZ                             PHOENIX                                Single Family                            7.0000                           0.5000            0.0000             0.0065              0.0000
     39212                MS                             JACKSON                                Single Family                            9.4500                           0.5000            0.0000             0.0065              0.0000
     95838                CA                            SACRAMENTO                              Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     37412                TN                           CHATTANOOGA                              Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     48910                MI                             LANSING                                Single Family                           10.5500                           0.5000            0.0000             0.0065              0.0000
     44121                OH                            CLEVELAND                               Single Family                            8.7000                           0.5000            0.0000             0.0065              0.0000
     33971                FL                           LEHIGH ACRES                             Single Family                            9.0500                           0.5000            0.0000             0.0065              0.0000
     15688                PA                              TARRS                                 Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     7055                 NJ                             PASSAIC                                 2-4 Family                              8.8000                           0.5000            0.0000             0.0065              0.0000
     91745                CA                         HACIENDA HEIGHT                            Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     60620                IL                             CHICAGO                                Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     49014                MI                           BATTLE CREEK                             Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     60442                IL                            FLOSSMOOR                               Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     49868                MI                             NEWBERRY                               Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     48044                MI                              MACOMB                                 Condominium                             7.8000                           0.5000            0.0000             0.0065              0.0000
     20748                MD                           TEMPLE HILLS                             Single Family                            7.6250                           0.5000            0.0000             0.0065              0.0000
     60609                IL                             CHICAGO                                 2-4 Family                              7.3000                           0.5000            0.0000             0.0065              0.0000
     20747                MD                         DISTRICT HEIGHT                            Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     92404                CA                          SAN BERNARDINO                            Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     53223                WI                            MILWAUKEE                               Single Family                            9.6500                           0.5000            0.0000             0.0065              0.0000
     21216                MD                            BALTIMORE                               Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     60652                IL                             CHICAGO                                Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     21046                MD                             COLUMBIA                                    PUD                                 7.5000                           0.5000            0.0000             0.0065              0.0000
     21113                MD                             ODENTON                                Single Family                            7.9990                           0.5000            0.0000             0.0065              0.0000
     20706                MD                              LANHAM                                Single Family                            7.6500                           0.5000            0.0000             0.0065              0.0000
     23235                VA                             RICHMOND                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     61109                IL                             ROCKFORD                               Single Family                            9.3500                           0.5000            0.0000             0.0065              0.0000
     60624                IL                             CHICAGO                                Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     49534                MI                           GRAND RAPIDS                             Single Family                            8.3000                           0.5000            0.0000             0.0065              0.0000
     33035                FL                            HOMESTEAD                                Condominium                             8.0000                           0.5000            0.0000             0.0065              0.0000
     34654                FL                         NEW PORT RICHEY                            Single Family                            8.4500                           0.5000            0.0000             0.0065              0.0000
     6076                 CT                         STAFFORD SPRING                             2-4 Family                              7.4900                           0.5000            0.0000             0.0065              0.0000
     87114                NM                           ALBUQUERQUE                                   PUD                                 8.5000                           0.5000            0.0000             0.0065              0.0000
     23060                VA                            GLEN ALLEN                              Single Family                            7.6500                           0.5000            0.0000             0.0065              0.0000
     30260                GA                              MORROW                                Single Family                            9.4500                           0.5000            0.0000             0.0065              0.0000
     21136                MD                           REISTERSTOWN                             Single Family                            7.5550                           0.5000            0.0000             0.0065              0.0000
     81212                CO                            CANON CITY                              Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     22579                VA                         WICOMICO CHURCH                            Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     89128                NV                            LAS VEGAS                                    PUD                                 7.9900                           0.5000            0.0000             0.0065              0.0000
     30084                GA                              TUCKER                                 Condominium                             8.9000                           0.5000            0.0000             0.0065              0.0000
     85388                AZ                             SURPRISE                                    PUD                                 8.9900                           0.5000            0.0000             0.0065              0.0000
     93312                CA                           BAKERSFIELD                              Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     6010                 CT                             BRISTOL                                Single Family                            7.7850                           0.5000            0.0000             0.0065              0.0000
     91741                CA                             GLENDORA                               Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     44112                OH                          EAST CLEVELAND                             2-4 Family                             10.5600                           0.5000            0.0000             0.0065              0.0000
     48234                MI                             DETROIT                                Single Family                           11.1500                           0.5000            0.0000             0.0065              0.0000
     48227                MI                             DETROIT                                Single Family                           10.9000                           0.5000            0.0000             0.0065              0.0000
     18055                PA                            HELLERTOWN                              Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     33584                FL                             SEFFNER                                Single Family                            9.1000                           0.5000            0.0000             0.0065              0.0000
     34223                FL                            ENGLEWOOD                               Single Family                            9.5900                           0.5000            0.0000             0.0065              0.0000
     48239                MI                             REDFORD                                Single Family                            8.1500                           0.5000            0.0000             0.0065              0.0000
     75217                TX                              DALLAS                                Single Family                            9.3500                           0.5000            0.0000             0.0065              0.0000
     88101                NM                              CLOVIS                                Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     48126                MI                             DEARBORN                                2-4 Family                              9.9400                           0.5000            0.0000             0.0065              0.0000
     34983                FL                         PORT SAINT LUCI                            Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     95601                CA                           AMADOR CITY                              Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     95815                CA                            SACRAMENTO                              Single Family                            9.6400                           0.5000            0.0000             0.0065              0.0000
     48085                MI                               TROY                                 Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     97236                OR                             PORTLAND                               Single Family                            9.4750                           0.5000            0.0000             0.0065              0.0000
     10567                NY                         CORTLANDT MANOR                            Single Family                            8.8750                           0.5000            0.0000             0.0065              0.0000
     48235                MI                             DETROIT                                Single Family                            9.5500                           0.5000            0.0000             0.0065              0.0000
     77088                TX                             HOUSTON                                Single Family                           10.5500                           0.5000            0.0000             0.0065              0.0000
     30030                GA                             DECATUR                                Single Family                            7.5500                           0.5000            0.0000             0.0065              0.0000
     48224                MI                             DETROIT                                Single Family                           10.2000                           0.5000            0.0000             0.0065              0.0000
     60409                IL                           CALUMET CITY                             Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     87124                NM                            RIO RANCHO                              Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     92404                CA                          SAN BERNARDINO                            Single Family                            7.5250                           0.5000            0.0000             0.0065              0.0000
     7728                 NJ                             FREEHOLD                                Condominium                             7.6250                           0.5000            0.0000             0.0065              0.0000
     93662                CA                              SELMA                                 Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     90606                CA                             WHITTIER                               Single Family                            8.6500                           0.5000            0.0000             0.0065              0.0000
     92308                CA                           APPLE VALLEY                             Single Family                            8.6500                           0.5000            0.0000             0.0065              0.0000
     20744                MD                         FORT WASHINGTON                            Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     95326                CA                             HUGHSON                                Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     11554                NY                           EAST MEADOW                              Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     95823                CA                            SACRAMENTO                              Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     95932                CA                              COLUSA                                Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     37330                TN                          ESTILL SPRINGS                            Single Family                            7.9990                           0.5000            0.0000             0.0065              0.0000
     90240                CA                              DOWNEY                                Single Family                            8.5250                           0.5000            0.0000             0.0065              0.0000
     43119                OH                             GALLOWAY                               Single Family                            6.9900                           0.5000            0.0000             0.0065              0.0000
     33125                FL                              MIAMI                                  2-4 Family                              6.9900                           0.5000            0.0000             0.0065              0.0000
     11714                NY                             BETHPAGE                               Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     48872                MI                              PERRY                                 Single Family                            8.0500                           0.5000            0.0000             0.0065              0.0000
     48141                MI                             INKSTER                                Single Family                            9.9000                           0.5000            0.0000             0.0065              0.0000
     49230                MI                             BROOKLYN                               Single Family                            7.7900                           0.5000            0.0000             0.0065              0.0000
     21009                MD                             ABINGDON                                    PUD                                 7.3500                           0.5000            0.0000             0.0065              0.0000
     33167                FL                              MIAMI                                 Single Family                           10.9900                           0.5000            0.0000             0.0065              0.0000
     92832                CA                            FULLERTON                               Single Family                            8.8000                           0.5000            0.0000             0.0065              0.0000
     11727                NY                              CORAM                                 Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     32807                FL                             ORLANDO                                Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     33525                FL                            DADE CITY                               Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     2905                 RI                            PROVIDENCE                              Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     53209                WI                            MILWAUKEE                               Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     60505                IL                              AURORA                                 2-4 Family                              9.9000                           0.5000            0.0000             0.0065              0.0000
     77075                TX                             HOUSTON                                Single Family                            9.3000                           0.5000            0.0000             0.0065              0.0000
     21213                MD                            BALTIMORE                               Single Family                            7.9990                           0.5000            0.0000             0.0065              0.0000
     20785                MD                             LANDOVER                               Single Family                            6.7500                           0.5000            0.0000             0.0065              0.0000
     70058                LA                              HARVEY                                 2-4 Family                              8.8000                           0.5000            0.0000             0.0065              0.0000
     11003                NY                              ELMONT                                Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     48203                MI                             DETROIT                                Single Family                           10.7000                           0.5000            0.0000             0.0065              0.0000
     6468                 CT                              MONROE                                Single Family                            9.6750                           0.5000            0.0000             0.0065              0.0000
     29414                SC                            CHARLESTON                              Single Family                            9.9000                           0.5000            0.0000             0.0065              0.0000
     60646                IL                             CHICAGO                                Single Family                            8.7800                           0.5000            0.0000             0.0065              0.0000
     82935                WY                           GREEN RIVER                              Single Family                            9.1900                           0.5000            0.0000             0.0065              0.0000
     64056                MO                           INDEPENDENCE                             Single Family                            9.3000                           0.5000            0.0000             0.0065              0.0000
     33566                FL                            PLANT CITY                                   PUD                                 8.5000                           0.5000            0.0000             0.0065              0.0000
     49331                MI                              LOWELL                                Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     91745                CA                         HACIENDA HEIGHT                            Single Family                            7.6000                           0.5000            0.0000             0.0065              0.0000
     48125                MI                         DEARBORN HEIGHT                            Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     92530                CA                          LAKE ELSINORE                                  PUD                                 7.2500                           0.5000            0.0000             0.0065              0.0000
     48446                MI                              LAPEER                                Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     20155                VA                           GAINESVILLE                              Single Family                            6.9900                           0.5000            0.0000             0.0065              0.0000
     21713                MD                            BOONSBORO                               Single Family                            8.3500                           0.5000            0.0000             0.0065              0.0000
     92324                CA                              COLTON                                Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     60419                IL                              DOLTON                                Single Family                            9.6000                           0.5000            0.0000             0.0065              0.0000
     48197                MI                            YPSILANTI                               Single Family                            9.5500                           0.5000            0.0000             0.0065              0.0000
     75092                TX                             SHERMAN                                Single Family                            8.9250                           0.5000            0.0000             0.0065              0.0000
     18704                PA                             KINGSTON                               Single Family                            7.6990                           0.5000            0.0000             0.0065              0.0000
     48215                MI                             DETROIT                                Single Family                           10.3000                           0.5000            0.0000             0.0065              0.0000
     48209                MI                             DETROIT                                Single Family                            9.5500                           0.5000            0.0000             0.0065              0.0000
     48206                MI                             DETROIT                                 2-4 Family                             10.5000                           0.5000            0.0000             0.0065              0.0000
     60639                IL                             CHICAGO                                 2-4 Family                              8.6000                           0.5000            0.0000             0.0065              0.0000
     44035                OH                              ELYRIA                                Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     60651                IL                             CHICAGO                                Single Family                            7.7000                           0.5000            0.0000             0.0065              0.0000
     11207                NY                             BROOKLYN                                2-4 Family                              8.5000                           0.5000            0.0000             0.0065              0.0000
     6705                 CT                            WATERBURY                               Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     48838                MI                            GREENVILLE                              Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     48229                MI                              ECORSE                                Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     49519                MI                             WYOMING                                Single Family                            9.7000                           0.5000            0.0000             0.0065              0.0000
     16441                PA                            WATERFORD                               Single Family                            8.7750                           0.5000            0.0000             0.0065              0.0000
     50315                IA                            DES MOINES                              Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     33619                FL                              TAMPA                                 Single Family                            7.9400                           0.5000            0.0000             0.0065              0.0000
     48083                MI                               TROY                                 Single Family                           10.1000                           0.5000            0.0000             0.0065              0.0000
     20748                MD                           TEMPLE HILLS                                  PUD                                 7.9900                           0.5000            0.0000             0.0065              0.0000
     21702                MD                            FREDERICK                               Single Family                            6.8750                           0.5000            0.0000             0.0065              0.0000
     93277                CA                             VISALIA                                Single Family                            8.3100                           0.5000            0.0000             0.0065              0.0000
     48212                MI                             DETROIT                                 2-4 Family                              8.1500                           0.5000            0.0000             0.0065              0.0000
     24521                VA                             AMHERST                                Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     39180                MS                            VICKSBURG                               Single Family                            9.5900                           0.5000            0.0000             0.0065              0.0000
     47523                IN                               DALE                                 Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     46516                IN                             ELKHART                                 2-4 Family                             11.4250                           0.5000            0.0000             0.0065              0.0000
     89113                NV                            LAS VEGAS                               Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     48076                MI                            SOUTHFIELD                              Single Family                            8.1200                           0.5000            0.0000             0.0065              0.0000
     48224                MI                             DETROIT                                Single Family                            9.2750                           0.5000            0.0000             0.0065              0.0000
     85374                AZ                             SURPRISE                                    PUD                                 8.1600                           0.5000            0.0000             0.0065              0.0000
     48146                MI                           LINCOLN PARK                             Single Family                            7.4000                           0.5000            0.0000             0.0065              0.0000
     89139                NV                            LAS VEGAS                                    PUD                                 6.9000                           0.5000            0.0000             0.0065              0.0000
     20695                MD                           WHITE PLAINS                                  PUD                                 7.9900                           0.5000            0.0000             0.0065              0.0000
     20164                VA                             STERLING                                    PUD                                 6.7750                           0.5000            0.0000             0.0065              0.0000
     93705                CA                              FRESNO                                Single Family                            6.6250                           0.5000            0.0000             0.0065              0.0000
     44102                OH                            CLEVELAND                                2-4 Family                              8.4750                           0.5000            0.0000             0.0065              0.0000
     21009                MD                             ABINGDON                                    PUD                                 7.7500                           0.5000            0.0000             0.0065              0.0000
     44133                OH                          NORTH ROYALTON                            Single Family                            9.1000                           0.5000            0.0000             0.0065              0.0000
     55113                MN                            LAUDERDALE                              Single Family                            7.2000                           0.5000            0.0000             0.0065              0.0000
     93535                CA                            LANCASTER                               Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     92807                CA                             ANAHEIM                                 Condominium                             7.6750                           0.5000            0.0000             0.0065              0.0000
     96142                CA                              TAHOMA                                Single Family                            7.3500                           0.5000            0.0000             0.0065              0.0000
     33511                FL                             BRANDON                                     PUD                                 8.9000                           0.5000            0.0000             0.0065              0.0000
     49505                MI                           GRAND RAPIDS                             Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     48228                MI                             DETROIT                                Single Family                            9.7000                           0.5000            0.0000             0.0065              0.0000
     2360                 MA                             PLYMOUTH                               Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     20602                MD                             WALDORF                                     PUD                                 6.9000                           0.5000            0.0000             0.0065              0.0000
     48225                MI                           HARPER WOODS                             Single Family                           10.2000                           0.5000            0.0000             0.0065              0.0000
     49601                MI                             CADILLAC                               Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     92555                CA                          MORENO VALLEY                             Single Family                            6.9500                           0.5000            0.0000             0.0065              0.0000
     43614                OH                              TOLEDO                                Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     18328                PA                          DINGMANS FERRY                            Single Family                            7.7000                           0.5000            0.0000             0.0065              0.0000
     32966                FL                            VERO BEACH                              Single Family                            8.9000                           0.5000            0.0000             0.0065              0.0000
     23323                VA                            CHESAPEAKE                              Single Family                            9.3500                           0.5000            0.0000             0.0065              0.0000
     90001                CA                           LOS ANGELES                               2-4 Family                              8.0000                           0.5000            0.0000             0.0065              0.0000
     48221                MI                             DETROIT                                Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     2863                 RI                          CENTRAL FALLS                              2-4 Family                              7.2000                           0.5000            0.0000             0.0065              0.0000
     11743                NY                            HUNTINGTON                              Single Family                            7.3750                           0.5000            0.0000             0.0065              0.0000
     11206                NY                             BROOKLYN                                2-4 Family                              9.2500                           0.5000            0.0000             0.0065              0.0000
     2151                 MA                              REVERE                                 2-4 Family                              7.8000                           0.5000            0.0000             0.0065              0.0000
     96707                HI                             KAPOLEI                                Single Family                            6.9000                           0.5000            0.0000             0.0065              0.0000
     20708                MD                              LAUREL                                 Condominium                             7.6990                           0.5000            0.0000             0.0065              0.0000
     34286                FL                            NORTH PORT                              Single Family                            7.3000                           0.5000            0.0000             0.0065              0.0000
     87120                NM                           ALBUQUERQUE                              Single Family                            8.8500                           0.5000            0.0000             0.0065              0.0000
     60619                IL                             CHICAGO                                 2-4 Family                              8.5000                           0.5000            0.0000             0.0065              0.0000
     29150                SC                              SUMTER                                Single Family                            8.2550                           0.5000            0.0000             0.0065              0.0000
     48224                MI                             DETROIT                                Single Family                            9.7000                           0.5000            0.0000             0.0065              0.0000
     11751                NY                              ISLIP                                 Single Family                            7.1500                           0.5000            0.0000             0.0065              0.0000
     6483                 CT                             SEYMOUR                                 2-4 Family                              8.9500                           0.5000            0.0000             0.0065              0.0000
     20602                MD                             WALDORF                                     PUD                                 7.6250                           0.5000            0.0000             0.0065              0.0000
     29649                SC                            GREENWOOD                               Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     48228                MI                             DETROIT                                Single Family                            9.9500                           0.5000            0.0000             0.0065              0.0000
     85242                AZ                           QUEEN CREEK                                   PUD                                 8.6500                           0.5000            0.0000             0.0065              0.0000
     60629                IL                             CHICAGO                                 2-4 Family                              8.8500                           0.5000            0.0000             0.0065              0.0000
     61336                IL                             MAGNOLIA                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     80915                CO                         COLORADO SPRING                            Single Family                            8.3500                           0.5000            0.0000             0.0065              0.0000
     20772                MD                          UPPER MARLBORO                            Single Family                            6.9900                           0.5000            0.0000             0.0065              0.0000
     49017                MI                           BATTLE CREEK                             Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     21613                MD                            CAMBRIDGE                               Single Family                            7.9990                           0.5000            0.0000             0.0065              0.0000
     32907                FL                             PALM BAY                               Single Family                            8.4900                           0.5000            0.0000             0.0065              0.0000
     48223                MI                             DETROIT                                Single Family                           11.0000                           0.5000            0.0000             0.0065              0.0000
     21830                MD                              HEBRON                                Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     33713                FL                         SAINT PETERSBUR                            Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     48382                MI                         COMMERCE TOWNSH                            Single Family                            9.6500                           0.5000            0.0000             0.0065              0.0000
     21742                MD                            HAGERSTOWN                              Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     92394                CA                           VICTORVILLE                              Single Family                            9.5500                           0.5000            0.0000             0.0065              0.0000
     7111                 NJ                            IRVINGTON                               Single Family                            8.9500                           0.5000            0.0000             0.0065              0.0000
     60651                IL                             CHICAGO                                Single Family                            7.5500                           0.5000            0.0000             0.0065              0.0000
     60013                IL                               CARY                                      PUD                                 8.5000                           0.5000            0.0000             0.0065              0.0000
     81623                CO                            CARBONDALE                              Single Family                            6.9990                           0.5000            0.0000             0.0065              0.0000
     48223                MI                             DETROIT                                Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     48089                MI                              WARREN                                Single Family                           10.2000                           0.5000            0.0000             0.0065              0.0000
     60004                IL                         ARLINGTON HEIGH                             Condominium                             8.4900                           0.5000            0.0000             0.0065              0.0000
     65616                MO                             BRANSON                                Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     33168                FL                              MIAMI                                 Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     90603                CA                             WHITTIER                               Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     48213                MI                             DETROIT                                Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     72118                AR                         NORTH LITTLE RO                            Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     48708                MI                             BAY CITY                               Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     48895                MI                           WILLIAMSTON                              Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     85629                AZ                            SAHUARITA                                    PUD                                 8.9900                           0.5000            0.0000             0.0065              0.0000
     48060                MI                            PORT HURON                              Single Family                            9.7000                           0.5000            0.0000             0.0065              0.0000
     7461                 NJ                              SUSSEX                                Single Family                            8.4900                           0.5000            0.0000             0.0065              0.0000
     76109                TX                            FORT WORTH                               Condominium                             7.9500                           0.5000            0.0000             0.0065              0.0000
     32750                FL                             LONGWOOD                               Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     48609                MI                             SAGINAW                                Single Family                            9.0500                           0.5000            0.0000             0.0065              0.0000
     92503                CA                            RIVERSIDE                               Single Family                            7.0500                           0.5000            0.0000             0.0065              0.0000
     33463                FL                            LAKE WORTH                                   PUD                                 8.9000                           0.5000            0.0000             0.0065              0.0000
     48044                MI                              MACOMB                                Single Family                            6.6500                           0.5000            0.0000             0.0065              0.0000
     89110                NV                            LAS VEGAS                               Single Family                            8.2000                           0.5000            0.0000             0.0065              0.0000
     10950                NY                              MONROE                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     34638                FL                           LAND O LAKES                                  PUD                                 6.3500                           0.5000            0.0000             0.0065              0.0000
     55720                MN                             CLOQUET                                Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     49201                MI                             JACKSON                                Single Family                            9.7000                           0.5000            0.0000             0.0065              0.0000
     32750                FL                             LONGWOOD                               Single Family                            8.2750                           0.5000            0.0000             0.0065              0.0000
     45240                OH                            CINCINNATI                              Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     96002                CA                             REDDING                                Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     93535                CA                            LANCASTER                               Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     89031                NV                         NORTH LAS VEGAS                                 PUD                                 7.5000                           0.5000            0.0000             0.0065              0.0000
     96727                HI                             HONOKAA                                Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     33321                FL                             TAMARAC                                     PUD                                 9.7900                           0.5000            0.0000             0.0065              0.0000
     33410                FL                         PALM BEACH GARD                            Single Family                            8.3000                           0.5000            0.0000             0.0065              0.0000
     33415                FL                         WEST PALM BEACH                                 PUD                                10.1500                           0.5000            0.0000             0.0065              0.0000
     48342                MI                             PONTIAC                                Single Family                            9.2750                           0.5000            0.0000             0.0065              0.0000
     77476                TX                             SIMONTON                                    PUD                                 7.1000                           0.5000            0.0000             0.0065              0.0000
     60652                IL                             CHICAGO                                Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     92563                CA                             MURRIETA                               Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     60440                IL                           BOLINGBROOK                              Single Family                            9.7000                           0.5000            0.0000             0.0065              0.0000
     11706                NY                            BAY SHORE                               Single Family                            6.9500                           0.5000            0.0000             0.0065              0.0000
     60632                IL                             CHICAGO                                Single Family                            9.4500                           0.5000            0.0000             0.0065              0.0000
     34715                FL                             CLERMONT                                    PUD                                 6.9500                           0.5000            0.0000             0.0065              0.0000
     49230                MI                             BROOKLYN                               Single Family                            8.2700                           0.5000            0.0000             0.0065              0.0000
     49098                MI                            WATERVLIET                              Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     33033                FL                            HOMESTEAD                               Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     43145                OH                           NEW HOLLAND                              Single Family                            9.5800                           0.5000            0.0000             0.0065              0.0000
     85257                AZ                            SCOTTSDALE                              Single Family                            7.4700                           0.5000            0.0000             0.0065              0.0000
     33328                FL                              DAVIE                                      PUD                                 7.2500                           0.5000            0.0000             0.0065              0.0000
     48204                MI                             DETROIT                                Single Family                           10.0500                           0.5000            0.0000             0.0065              0.0000
     60477                IL                           TINLEY PARK                              Single Family                            8.3600                           0.5000            0.0000             0.0065              0.0000
     60612                IL                             CHICAGO                                Single Family                            8.7800                           0.5000            0.0000             0.0065              0.0000
     19146                PA                           PHILADELPHIA                             Single Family                            9.2000                           0.5000            0.0000             0.0065              0.0000
     20770                MD                            GREENBELT                                    PUD                                 7.6990                           0.5000            0.0000             0.0065              0.0000
     92504                CA                            RIVERSIDE                               Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     90660                CA                           PICO RIVERA                               Condominium                             8.9900                           0.5000            0.0000             0.0065              0.0000
     60056                IL                          MOUNT PROSPECT                            Single Family                            8.3900                           0.5000            0.0000             0.0065              0.0000
     48602                MI                             SAGINAW                                Single Family                           11.7500                           0.5000            0.0000             0.0065              0.0000
     92407                CA                          SAN BERNARDINO                            Single Family                            7.1000                           0.5000            0.0000             0.0065              0.0000
     60516                IL                          DOWNERS GROVE                              Condominium                             7.9900                           0.5000            0.0000             0.0065              0.0000
     49221                MI                              ADRIAN                                Single Family                           10.0500                           0.5000            0.0000             0.0065              0.0000
     20743                MD                         CAPITOL HEIGHTS                            Single Family                            7.7700                           0.5000            0.0000             0.0065              0.0000
     60411                IL                           SAUK VILLAGE                             Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     43204                OH                             COLUMBUS                               Single Family                           10.3500                           0.5000            0.0000             0.0065              0.0000
     95971                CA                              QUINCY                                Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     8527                 NJ                             JACKSON                                Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     85363                AZ                            YOUNGTOWN                               Single Family                            9.7000                           0.5000            0.0000             0.0065              0.0000
     21771                MD                            MOUNT AIRY                              Single Family                            7.8900                           0.5000            0.0000             0.0065              0.0000
     20772                MD                          UPPER MARLBORO                            Single Family                            6.9500                           0.5000            0.0000             0.0065              0.0000
     33015                FL                             HIALEAH                                     PUD                                 7.9500                           0.5000            0.0000             0.0065              0.0000
     48239                MI                             REDFORD                                Single Family                            7.2000                           0.5000            0.0000             0.0065              0.0000
     60544                IL                            PLAINFIELD                              Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     48765                MI                              TURNER                                Single Family                            9.5500                           0.5000            0.0000             0.0065              0.0000
     33068                FL                         NORTH LAUDERDAL                            Single Family                            9.4500                           0.5000            0.0000             0.0065              0.0000
     34983                FL                         PORT SAINT LUCI                            Single Family                            8.8000                           0.5000            0.0000             0.0065              0.0000
     11727                NY                              CORAM                                 Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     92551                CA                          MORENO VALLEY                             Single Family                            7.8000                           0.5000            0.0000             0.0065              0.0000
     60616                IL                             CHICAGO                                 Condominium                            10.0500                           0.5000            0.0000             0.0065              0.0000
     81504                CO                          GRAND JUNCTION                                 PUD                                 8.7500                           0.5000            0.0000             0.0065              0.0000
     32952                FL                          MERRITT ISLAND                            Single Family                            7.0750                           0.5000            0.0000             0.0065              0.0000
     60140                IL                            HAMPSHIRE                               Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     48224                MI                             DETROIT                                Single Family                            9.7000                           0.5000            0.0000             0.0065              0.0000
     60625                IL                             CHICAGO                                Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     18328                PA                          DINGMANS FERRY                                 PUD                                 8.1000                           0.5000            0.0000             0.0065              0.0000
     30062                GA                             MARIETTA                               Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     96732                HI                             KAHULUI                                Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     33147                FL                              MIAMI                                 Single Family                            9.6500                           0.5000            0.0000             0.0065              0.0000
     48174                MI                             ROMULUS                                Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     48205                MI                             DETROIT                                 2-4 Family                             10.9500                           0.5000            0.0000             0.0065              0.0000
     33313                FL                         FORT LAUDERDALE                             Condominium                             8.6000                           0.5000            0.0000             0.0065              0.0000
     11420                NY                         SOUTH OZONE PAR                            Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     90280                CA                            SOUTH GATE                               2-4 Family                              7.0000                           0.5000            0.0000             0.0065              0.0000
     48195                MI                            SOUTHGATE                               Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     90002                CA                           LOS ANGELES                               2-4 Family                              8.8000                           0.5000            0.0000             0.0065              0.0000
     32060                FL                             LIVE OAK                               Single Family                            7.6250                           0.5000            0.0000             0.0065              0.0000
     10541                NY                             MAHOPAC                                 2-4 Family                              6.7500                           0.5000            0.0000             0.0065              0.0000
     33024                FL                          PEMBROKE PINES                            Single Family                            6.5500                           0.5000            0.0000             0.0065              0.0000
     90022                CA                           LOS ANGELES                              Single Family                            7.1500                           0.5000            0.0000             0.0065              0.0000
     91745                CA                         HACIENDA HEIGHT                            Single Family                            8.3000                           0.5000            0.0000             0.0065              0.0000
     60559                IL                             WESTMONT                               Single Family                            8.4500                           0.5000            0.0000             0.0065              0.0000
     33029                FL                          PEMBROKE PINES                                 PUD                                 9.1500                           0.5000            0.0000             0.0065              0.0000
     33021                FL                            HOLLYWOOD                               Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     15201                PA                            PITTSBURGH                              Single Family                           10.7500                           0.5000            0.0000             0.0065              0.0000
     44128                OH                            CLEVELAND                               Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     48116                MI                             BRIGHTON                               Single Family                            8.3000                           0.5000            0.0000             0.0065              0.0000
     34116                FL                              NAPLES                                Single Family                            8.8500                           0.5000            0.0000             0.0065              0.0000
     48201                MI                             DETROIT                                 Condominium                             7.3000                           0.5000            0.0000             0.0065              0.0000
     37343                TN                              HIXSON                                Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     33313                FL                         FORT LAUDERDALE                             Condominium                             7.9500                           0.5000            0.0000             0.0065              0.0000
     48910                MI                             LANSING                                Single Family                            7.1000                           0.5000            0.0000             0.0065              0.0000
     60617                IL                             CHICAGO                                 2-4 Family                              8.2500                           0.5000            0.0000             0.0065              0.0000
     19040                PA                             HATBORO                                Single Family                            7.3500                           0.5000            0.0000             0.0065              0.0000
     20720                MD                              BOWIE                                      PUD                                 6.8500                           0.5000            0.0000             0.0065              0.0000
     33196                FL                              MIAMI                                 Single Family                            7.0000                           0.5000            0.0000             0.0065              0.0000
     43560                OH                             SYLVANIA                               Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     92562                CA                             Murrieta                               Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     97502                OR                          CENTRAL POINT                             Single Family                            8.2000                           0.5000            0.0000             0.0065              0.0000
     12308                NY                           SCHENECTADY                               2-4 Family                             11.5500                           0.5000            0.0000             0.0065              0.0000
     73111                OK                          OKLAHOMA CITY                             Single Family                           10.3500                           0.5000            0.0000             0.0065              0.0000
     73120                OK                          OKLAHOMA CITY                             Single Family                            9.3750                           0.5000            0.0000             0.0065              0.0000
     73507                OK                              Lawton                                Single Family                           11.3000                           0.5000            0.0000             0.0065              0.0000
     36303                AL                              Dothan                                Single Family                            9.4000                           0.5000            0.0000             0.0065              0.0000
     36303                AL                              Dothan                                Single Family                           12.0500                           0.5000            0.0000             0.0065              0.0000
     48504                MI                              Flint                                 Single Family                           11.5000                           0.5000            0.0000             0.0065              0.0000
     33853                FL                            Lake Wales                              Single Family                            8.9000                           0.5000            0.0000             0.0065              0.0000
     85326                AZ                             BUCKEYE                                     PUD                                 6.1000                           0.5000            0.0000             0.0065              0.0000
     92223                CA                             Beaumont                               Single Family                            9.1500                           0.5000            0.0000             0.0065              0.0000
     48223                MI                             Detroit                                Single Family                           10.1500                           0.5000            0.0000             0.0065              0.0000
     85635                AZ                           Sierra Vista                             Single Family                            9.4250                           0.5000            0.0000             0.0065              0.0000
     19403                PA                            Norristown                               Condominium                            11.2000                           0.5000            0.0000             0.0065              0.0000
     63023                MO                             Dittmer                                Single Family                            9.8000                           0.5000            0.0000             0.0065              0.0000
     97203                OR                             PORTLAND                               Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     97140                OR                             SHERWOOD                                    PUD                                 7.9900                           0.5000            0.0000             0.0065              0.0000
     97140                OR                             SHERWOOD                                    PUD                                11.6250                           0.5000            0.0000             0.0065              0.0000
     98274                WA                           MOUNT VERNON                             Single Family                            8.1250                           0.5000            0.0000             0.0065              0.0000
     98274                WA                           MOUNT VERNON                             Single Family                           11.2500                           0.5000            0.0000             0.0065              0.0000
     97008                OR                            BEAVERTON                                Condominium                             7.3750                           0.5000            0.0000             0.0065              0.0000
     97008                OR                            BEAVERTON                                Condominium                            12.0000                           0.5000            0.0000             0.0065              0.0000
     97754                OR                            PRINEVILLE                              Single Family                           10.3750                           0.5000            0.0000             0.0065              0.0000
     48227                MI                             DETROIT                                Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     48006                MI                        KENOCKEE TOWNSHIP                           Single Family                            8.8250                           0.5000            0.0000             0.0065              0.0000
     48210                MI                             DETROIT                                Single Family                            9.1250                           0.5000            0.0000             0.0065              0.0000
     48220                MI                             FERNDALE                               Single Family                            8.8750                           0.5000            0.0000             0.0065              0.0000
     48180                MI                              TAYLOR                                Single Family                            9.0500                           0.5000            0.0000             0.0065              0.0000
     48422                MI                             CROSWELL                               Single Family                            9.2000                           0.5000            0.0000             0.0065              0.0000
     49546                MI                         CASCADE TOWNSHIP                           Single Family                            8.8750                           0.5000            0.0000             0.0065              0.0000
     48210                MI                             DETROIT                                Single Family                           11.7500                           0.5000            0.0000             0.0065              0.0000
     48006                MI                        KENOCKEE TOWNSHIP                           Single Family                           12.0000                           0.5000            0.0000             0.0065              0.0000
     49546                MI                         CASCADE TOWNSHIP                           Single Family                           11.7500                           0.5000            0.0000             0.0065              0.0000
     49509                MI                             WYOMING                                Single Family                            9.1250                           0.5000            0.0000             0.0065              0.0000
     49224                MI                              ALBION                                Single Family                            9.8500                           0.5000            0.0000             0.0065              0.0000
     48150                MI                             LIVONIA                                Single Family                            9.8750                           0.5000            0.0000             0.0065              0.0000
     48455                MI                            HADLEY TWP                              Single Family                           10.3000                           0.5000            0.0000             0.0065              0.0000
     48237                MI                             OAK PARK                               Single Family                            8.7750                           0.5000            0.0000             0.0065              0.0000
     48076                MI                            SOUTHFIELD                              Single Family                            8.8250                           0.5000            0.0000             0.0065              0.0000
     48359                MI                            LAKE ORION                              Single Family                            8.8250                           0.5000            0.0000             0.0065              0.0000
     48346                MI                     TOWNSHIP OF SPRINGFIELD                        Single Family                            9.0500                           0.5000            0.0000             0.0065              0.0000
     48359                MI                            LAKE ORION                              Single Family                           12.0000                           0.5000            0.0000             0.0065              0.0000
     48076                MI                            SOUTHFIELD                              Single Family                           12.0000                           0.5000            0.0000             0.0065              0.0000
     48239                MI                             REDFORD                                Single Family                           10.1000                           0.5000            0.0000             0.0065              0.0000
     49249                MI                           SOMERSET TWP                             Single Family                            9.0250                           0.5000            0.0000             0.0065              0.0000
     60626                IL                             CHICAGO                                 Condominium                             9.8000                           0.5000            0.0000             0.0065              0.0000
     31324                GA                          RICHMOND HILL                             Single Family                            8.3500                           0.5000            0.0000             0.0065              0.0000
     39352                MS                           PORTERVILLE                              Single Family                            9.5250                           0.5000            0.0000             0.0065              0.0000
     34606                FL                           SPRING HILL                              Single Family                            8.4500                           0.5000            0.0000             0.0065              0.0000
     75704                TX                              TYLER                                 Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     44805                OH                             ASHLAND                                Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     77449                TX                               KATY                                      PUD                                 9.7750                           0.5000            0.0000             0.0065              0.0000
     59901                MT                            KALISPELL                               Single Family                            9.7750                           0.5000            0.0000             0.0065              0.0000
     52806                IA                            DAVENPORT                               Single Family                           11.9000                           0.5000            0.0000             0.0065              0.0000
     11741                NY                             HOLBROOK                                Condominium                             9.0750                           0.5000            0.0000             0.0065              0.0000
     16342                PA                            IRWIN TWP                               Single Family                            8.3750                           0.5000            0.0000             0.0065              0.0000
     17404                PA                               YORK                                 Single Family                           10.6500                           0.5000            0.0000             0.0065              0.0000
     31757                GA                           THOMASVILLE                              Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     17320                PA                       HAMILTONBAN TOWNSHIP                         Single Family                            9.4000                           0.5000            0.0000             0.0065              0.0000
     33321                FL                             TAMARAC                                 Condominium                             8.5250                           0.5000            0.0000             0.0065              0.0000
     60626                IL                             CHICAGO                                 Condominium                             7.9250                           0.5000            0.0000             0.0065              0.0000
     7112                 NJ                              NEWARK                                 2-4 Family                              9.0750                           0.5000            0.0000             0.0065              0.0000
     67502                KS                            HUTCHINSON                              Single Family                            7.8500                           0.5000            0.0000             0.0065              0.0000
     31641                GA                              NAYLOR                                Single Family                            9.3250                           0.5000            0.0000             0.0065              0.0000
     13492                NY                        TOWN OF WHITESTOWN                          Single Family                           10.4250                           0.5000            0.0000             0.0065              0.0000
     7860                 NJ                           HAMPTON TWP                               Condominium                            10.2000                           0.5000            0.0000             0.0065              0.0000
     39574                MS                             SAUCIER                                Single Family                            8.3750                           0.5000            0.0000             0.0065              0.0000
     2332                 MA                             DUXBURY                                Single Family                            9.2750                           0.5000            0.0000             0.0065              0.0000
     19709                DE                            MIDDLETOWN                                   PUD                                 9.1500                           0.5000            0.0000             0.0065              0.0000
     5478                 VT                        TOWN OF ST ALBANS                           Single Family                            9.4500                           0.5000            0.0000             0.0065              0.0000
     33435                FL                          BOYNTON BEACH                              Condominium                             9.0750                           0.5000            0.0000             0.0065              0.0000
     48179                MI                            BERLIN TWP                              Single Family                           10.4000                           0.5000            0.0000             0.0065              0.0000
     33809                FL                             LAKELAND                                    PUD                                 9.7500                           0.5000            0.0000             0.0065              0.0000
     11422                NY                        BOROUGH OF QUEENS                           Single Family                            9.0750                           0.5000            0.0000             0.0065              0.0000
     42301                KY                            OWENSBORO                               Single Family                            8.8250                           0.5000            0.0000             0.0065              0.0000
     31904                GA                             COLUMBUS                               Single Family                            9.8000                           0.5000            0.0000             0.0065              0.0000
     24017                VA                             ROANOKE                                Single Family                            9.3500                           0.5000            0.0000             0.0065              0.0000
     19145                PA                           PHILADELPHIA                             Single Family                            9.4500                           0.5000            0.0000             0.0065              0.0000
     48154                MI                             LIVONIA                                Single Family                            8.5750                           0.5000            0.0000             0.0065              0.0000
     31075                GA                              RENTZ                                 Single Family                            9.7750                           0.5000            0.0000             0.0065              0.0000
     30047                GA                             LILBURN                                Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     1752                 MA                           MARLBOROUGH                              Single Family                            9.6750                           0.5000            0.0000             0.0065              0.0000
     19963                DE                             MILFORD                                Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     91606                CA                         NORTH HOLLYWOOD                             Condominium                             9.6750                           0.5000            0.0000             0.0065              0.0000
     33440                FL                            CLEWISTON                               Single Family                            8.3000                           0.5000            0.0000             0.0065              0.0000
     30114                GA                              CANTON                                Single Family                           11.2000                           0.5000            0.0000             0.0065              0.0000
     10940                NY                            MIDDLETOWN                               Condominium                             8.2750                           0.5000            0.0000             0.0065              0.0000
     27863                NC                            PIKEVILLE                               Single Family                           10.0000                           0.5000            0.0000             0.0065              0.0000
     48044                MI                         MACOMB TOWNSHIP                                 PUD                                 9.0750                           0.5000            0.0000             0.0065              0.0000
     47025                IN                           LAWRENCEBURG                             Single Family                            9.0250                           0.5000            0.0000             0.0065              0.0000
     40118                KY                             FAIRDALE                               Single Family                            8.8250                           0.5000            0.0000             0.0065              0.0000
     30016                GA                            COVINGTON                               Single Family                            8.6000                           0.5000            0.0000             0.0065              0.0000
     10303                NY                      STATEN ISLAND BOROUGH                         Single Family                            9.5500                           0.5000            0.0000             0.0065              0.0000
     1108                 MA                           SPRINGFIELD                              Single Family                            8.4750                           0.5000            0.0000             0.0065              0.0000
     72532                AR                          EVENING SHADE                             Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     14580                NY                             WEBSTER                                     PUD                                 8.5750                           0.5000            0.0000             0.0065              0.0000
     18328                PA                          DINGMANS FERRY                            Single Family                           12.2500                           0.5000            0.0000             0.0065              0.0000
     67154                KS                            WHITEWATER                              Single Family                            8.8750                           0.5000            0.0000             0.0065              0.0000
     33470                FL                           LOXAHATCHEE                              Single Family                            8.6500                           0.5000            0.0000             0.0065              0.0000
     72756                AR                              ROGERS                                Single Family                           10.3750                           0.5000            0.0000             0.0065              0.0000
     87323                NM                             THOREAU                                Single Family                            9.4750                           0.5000            0.0000             0.0065              0.0000
     21211                MD                            BALTIMORE                               Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     28803                NC                            ASHEVILLE                               Single Family                           10.1000                           0.5000            0.0000             0.0065              0.0000
     2382                 MA                             WHITMAN                                Single Family                            8.8500                           0.5000            0.0000             0.0065              0.0000
     48082                MI                         ST CLAIR SHORES                            Single Family                            8.6500                           0.5000            0.0000             0.0065              0.0000
     33543                FL                          WESLEY CHAPEL                                  PUD                                 9.9750                           0.5000            0.0000             0.0065              0.0000
     6606                 CT                            BRIDGEPORT                              Single Family                            7.8250                           0.5000            0.0000             0.0065              0.0000
     8065                 NJ                        BOROUGH OF PALMYRA                           Condominium                             9.6750                           0.5000            0.0000             0.0065              0.0000
     87121                NM                           ALBUQUERQUE                              Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     37049                TN                           CROSS PLAINS                             Single Family                            8.9500                           0.5000            0.0000             0.0065              0.0000
     21666                MD                           STEVENSVILLE                             Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     10465                NY                              BRONX                                  2-4 Family                              9.1250                           0.5000            0.0000             0.0065              0.0000
     83706                ID                              BOISE                                      PUD                                 9.0250                           0.5000            0.0000             0.0065              0.0000
     48195                MI                            SOUTHGATE                               Single Family                            9.0250                           0.5000            0.0000             0.0065              0.0000
     49004                MI                      TOWNSHIP OF KALAMAZOO                         Single Family                            9.0500                           0.5000            0.0000             0.0065              0.0000
     48240                MI                           REDFORD TWP                              Single Family                            9.9750                           0.5000            0.0000             0.0065              0.0000
     33415                FL                         WEST PALM BEACH                                 PUD                                 9.5500                           0.5000            0.0000             0.0065              0.0000
     49201                MI                             JACKSON                                Single Family                            8.5750                           0.5000            0.0000             0.0065              0.0000
     49855                MI                            MARQUETTE                               Single Family                            9.8500                           0.5000            0.0000             0.0065              0.0000
     48317                MI                            SHELBY TWP                              Single Family                            8.8250                           0.5000            0.0000             0.0065              0.0000
     83651                ID                              NAMPA                                 Single Family                            8.8250                           0.5000            0.0000             0.0065              0.0000
     30234                GA                           JENKINSBURG                              Single Family                            8.6750                           0.5000            0.0000             0.0065              0.0000
     85706                AZ                              TUCSON                                     PUD                                 8.7000                           0.5000            0.0000             0.0065              0.0000
     17403                PA                               YORK                                 Single Family                            9.7000                           0.5000            0.0000             0.0065              0.0000
     85745                AZ                              TUCSON                                     PUD                                 9.8500                           0.5000            0.0000             0.0065              0.0000
     51534                IA                             GLENWOOD                               Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     48235                MI                             DETROIT                                Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     49249                MI                           SOMERSET TWP                             Single Family                           11.5000                           0.5000            0.0000             0.0065              0.0000
     33321                FL                             TAMARAC                                 Condominium                             9.5000                           0.5000            0.0000             0.0065              0.0000
     60626                IL                             CHICAGO                                 Condominium                            11.1250                           0.5000            0.0000             0.0065              0.0000
     7112                 NJ                              NEWARK                                 2-4 Family                             12.0000                           0.5000            0.0000             0.0065              0.0000
     16342                PA                            IRWIN TWP                               Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     44087                OH                            TWINSBURG                                Condominium                            11.5000                           0.5000            0.0000             0.0065              0.0000
     42301                KY                            OWENSBORO                               Single Family                           12.0000                           0.5000            0.0000             0.0065              0.0000
     48154                MI                             LIVONIA                                Single Family                           12.0000                           0.5000            0.0000             0.0065              0.0000
     47025                IN                           LAWRENCEBURG                             Single Family                           11.2500                           0.5000            0.0000             0.0065              0.0000
     1108                 MA                           SPRINGFIELD                              Single Family                           12.0000                           0.5000            0.0000             0.0065              0.0000
     67154                KS                            WHITEWATER                              Single Family                           11.7500                           0.5000            0.0000             0.0065              0.0000
     87323                NM                             THOREAU                                Single Family                           12.0000                           0.5000            0.0000             0.0065              0.0000
     83651                ID                              NAMPA                                 Single Family                           12.0000                           0.5000            0.0000             0.0065              0.0000
     49201                MI                             JACKSON                                Single Family                           12.0000                           0.5000            0.0000             0.0065              0.0000
     48317                MI                            SHELBY TWP                              Single Family                           12.0000                           0.5000            0.0000             0.0065              0.0000
     48195                MI                            SOUTHGATE                               Single Family                           11.0000                           0.5000            0.0000             0.0065              0.0000
     6606                 CT                            BRIDGEPORT                              Single Family                           11.0000                           0.5000            0.0000             0.0065              0.0000
     83706                ID                              BOISE                                      PUD                                11.5000                           0.5000            0.0000             0.0065              0.0000
     48072                MI                             BERKLEY                                Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     48230                MI                          GROSSE POINTE                             Single Family                            8.9750                           0.5000            0.0000             0.0065              0.0000
     65560                MO                              SALEM                                 Single Family                            9.1750                           0.5000            0.0000             0.0065              0.0000
     65802                MO                           SPRINGFIELD                              Single Family                            9.1500                           0.5000            0.0000             0.0065              0.0000
     38104                TN                             MEMPHIS                                Single Family                            9.8250                           0.5000            0.0000             0.0065              0.0000
     33947                FL                           ROTONDA WEST                             Single Family                            8.5250                           0.5000            0.0000             0.0065              0.0000
     32082                FL                        PONTE VEDRA BEACH                           Single Family                           10.8750                           0.5000            0.0000             0.0065              0.0000
     87059                NM                             TIJERAS                                Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     34759                FL                            KISSIMMEE                                    PUD                                 9.8750                           0.5000            0.0000             0.0065              0.0000
     48072                MI                             BERKLEY                                Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     65560                MO                              SALEM                                 Single Family                           11.5000                           0.5000            0.0000             0.0065              0.0000
     22302                VA                            ALEXANDRIA                               Condominium                            10.1000                           0.5000            0.0000             0.0065              0.0000
     30294                GA                            ELLENWOOD                               Single Family                           10.4000                           0.5000            0.0000             0.0065              0.0000
     89108                NV                            LAS VEGAS                               Single Family                           10.3500                           0.5000            0.0000             0.0065              0.0000
     81132                CO                            DEL NORTE                               Single Family                           10.1500                           0.5000            0.0000             0.0065              0.0000
     23602                VA                           NEWPORT NEWS                                  PUD                                 9.6000                           0.5000            0.0000             0.0065              0.0000
     93313                CA                           BAKERSFIELD                              Single Family                            8.6250                           0.5000            0.0000             0.0065              0.0000
     80534                CO                            JOHNSTOWN                               Single Family                           10.9250                           0.5000            0.0000             0.0065              0.0000
     6040                 CT                            MANCHESTER                               Condominium                             9.8750                           0.5000            0.0000             0.0065              0.0000
     19136                PA                           PHILADELPHIA                             Single Family                            8.9000                           0.5000            0.0000             0.0065              0.0000
     48316                MI                         SHELBY TOWNSHIP                            Single Family                            8.7750                           0.5000            0.0000             0.0065              0.0000
     48837                MI                           GRAND LEDGE                              Single Family                            9.3250                           0.5000            0.0000             0.0065              0.0000
     48231                MI                             DETROIT                                Single Family                            9.4000                           0.5000            0.0000             0.0065              0.0000
     48842                MI                               HOLT                                  2-4 Family                              8.7000                           0.5000            0.0000             0.0065              0.0000
     48075                MI                            SOUTHFIELD                              Single Family                            9.0250                           0.5000            0.0000             0.0065              0.0000
     48225                MI                           HARPER WOODS                             Single Family                            8.9250                           0.5000            0.0000             0.0065              0.0000
     48227                MI                             DETROIT                                Single Family                            9.4500                           0.5000            0.0000             0.0065              0.0000
     49229                MI                        TOWNSHIP OF RAISIN                          Single Family                           10.1500                           0.5000            0.0000             0.0065              0.0000
     48334                MI                             DETROIT                                Single Family                            9.9500                           0.5000            0.0000             0.0065              0.0000
     48036                MI                         CLINTON TOWNSHIP                           Single Family                           10.0000                           0.5000            0.0000             0.0065              0.0000
     37115                TN                             MADISON                                Single Family                            9.8000                           0.5000            0.0000             0.0065              0.0000
     48035                MI                         CLINTON TOWNSHIP                           Single Family                            8.3000                           0.5000            0.0000             0.0065              0.0000
     48220                MI                             FERNDALE                               Single Family                           12.3750                           0.5000            0.0000             0.0065              0.0000
     49464                MI                             ZEELAND                                Single Family                            8.7750                           0.5000            0.0000             0.0065              0.0000
     48021                MI                            EASTPOINTE                              Single Family                            8.8250                           0.5000            0.0000             0.0065              0.0000
     48316                MI                         SHELBY TOWNSHIP                            Single Family                           11.2500                           0.5000            0.0000             0.0065              0.0000
     48075                MI                            SOUTHFIELD                              Single Family                           11.5000                           0.5000            0.0000             0.0065              0.0000
     48225                MI                           HARPER WOODS                             Single Family                           10.8750                           0.5000            0.0000             0.0065              0.0000
     48021                MI                            EASTPOINTE                              Single Family                           12.0000                           0.5000            0.0000             0.0065              0.0000
     8034                 NJ                           CHERRY HILL                              Single Family                            9.7810                           0.5000            0.0000             0.0065              0.0000
     10462                NY                              BRONX                                  2-4 Family                              8.6500                           0.5000            0.0000             0.0065              0.0000
     30315                GA                             ATLANTA                                Single Family                            9.2000                           0.5000            0.0000             0.0065              0.0000
     21214                MD                            BALTIMORE                               Single Family                           10.6500                           0.5000            0.0000             0.0065              0.0000
     8724                 NJ                              BRICK                                 Single Family                            8.0500                           0.5000            0.0000             0.0065              0.0000
     33603                FL                              TAMPA                                 Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     22079                VA                              LORTON                                     PUD                                11.2000                           0.5000            0.0000             0.0065              0.0000
     7865                 NJ                           PORT MURRAY                              Single Family                            8.1250                           0.5000            0.0000             0.0065              0.0000
     31410                GA                             SAVANNAH                               Single Family                           13.0000                           0.5000            0.0000             0.0065              0.0000
     11743                NY                            HUNTINGTON                              Single Family                            8.6880                           0.5000            0.0000             0.0065              0.0000
     11743                NY                            HUNTINGTON                              Single Family                           11.1000                           0.5000            0.0000             0.0065              0.0000
     33323                FL                             SUNRISE                                     PUD                                11.1000                           0.5000            0.0000             0.0065              0.0000
     19462                PA                         PLYMOUTH MEETING                           Single Family                            9.8500                           0.5000            0.0000             0.0065              0.0000
     30135                GA                           DOUGLASVILLE                             Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     19038                PA                            ERDENHEIM                               Single Family                            8.3000                           0.5000            0.0000             0.0065              0.0000
     8322                 NJ                          FRANKLINVILLE                             Single Family                           11.4500                           0.5000            0.0000             0.0065              0.0000
     21225                MD                             BROOKLYN                               Single Family                            9.8500                           0.5000            0.0000             0.0065              0.0000
     1607                 MA                            WORCESTER                                2-4 Family                              6.7500                           0.5000            0.0000             0.0065              0.0000
     30274                GA                            RIVERDALE                               Single Family                            7.6000                           0.5000            0.0000             0.0065              0.0000
     34761                FL                              OCOEE                                 Single Family                           11.0500                           0.5000            0.0000             0.0065              0.0000
     2886                 RI                             WARWICK                                Single Family                           12.0000                           0.5000            0.0000             0.0065              0.0000
     19355                PA                             MALVERN                                Single Family                            7.3250                           0.5000            0.0000             0.0065              0.0000
     33021                FL                            HOLLYWOOD                               Single Family                            8.8000                           0.5000            0.0000             0.0065              0.0000
     23320                VA                            CHESAPEAKE                                Townhouse                              7.1000                           0.5000            0.0000             0.0065              0.0000
     23320                VA                            CHESAPEAKE                                Townhouse                             11.7000                           0.5000            0.0000             0.0065              0.0000
     33066                FL                          COCONUT CREEK                             Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     10466                NY                              BRONX                                  2-4 Family                              7.6380                           0.5000            0.0000             0.0065              0.0000
     8724                 NJ                              BRICK                                 Single Family                           10.6000                           0.5000            0.0000             0.0065              0.0000
     19038                PA                            ERDENHEIM                               Single Family                           13.9000                           0.5000            0.0000             0.0065              0.0000
     33029                FL                          PEMBROKE PINES                                 PUD                                 8.6000                           0.5000            0.0000             0.0065              0.0000
     30135                GA                           DOUGLASVILLE                             Single Family                           11.3000                           0.5000            0.0000             0.0065              0.0000
     6511                 CT                            NEW HAVEN                                2-4 Family                             11.2500                           0.5000            0.0000             0.0065              0.0000
     10466                NY                              BRONX                                  2-4 Family                             11.2500                           0.5000            0.0000             0.0065              0.0000
     17109                PA                            HARRISBURG                              Single Family                            6.9900                           0.5000            0.0000             0.0065              0.0000
     32811                FL                             ORLANDO                                Single Family                            8.6000                           0.5000            0.0000             0.0065              0.0000
     30274                GA                            RIVERDALE                               Single Family                           11.4500                           0.5000            0.0000             0.0065              0.0000
     18324                PA                             Bushkill                                    PUD                                 8.9900                           0.5000            0.0000             0.0065              0.0000
     5356                 VT                            WHITINGHAM                              Single Family                            9.6250                           0.5000            0.0000             0.0065              0.0000
     48221                MI                             Detroit                                Single Family                           10.2000                           0.5000            0.0000             0.0065              0.0000
     85301                AZ                             Glendale                               Single Family                            8.9000                           0.5000            0.0000             0.0065              0.0000
     85741                AZ                              Tucson                                Single Family                            6.8500                           0.5000            0.0000             0.0065              0.0000
     6234                 CT                             Brooklyn                               Single Family                            9.0500                           0.5000            0.0000             0.0065              0.0000
     97206                OR                             Portland                               Single Family                            8.4500                           0.5000            0.0000             0.0065              0.0000
     95501                CA                              Eureka                                Single Family                            8.6500                           0.5000            0.0000             0.0065              0.0000
     80917                CO                             CO SPGS                                Single Family                           12.5500                           0.5000            0.0000             0.0065              0.0000
     85388                AZ                             Surprise                               Single Family                            6.4000                           0.5000            0.0000             0.0065              0.0000
     19803                DE                            Wilmington                              Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     30315                GA                             Atlanta                                Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     50501                IA                            Fort Dodge                              Single Family                           10.2000                           0.5000            0.0000             0.0065              0.0000
     6610                 CT                            BRIDGEPORT                                Townhouse                              9.5500                           0.5000            0.0000             0.0065              0.0000
     6610                 CT                            BRIDGEPORT                                Townhouse                             12.0500                           0.5000            0.0000             0.0065              0.0000
     34613                FL                           BROOKSVILLE                              Single Family                            8.6500                           0.5000            0.0000             0.0065              0.0000
     34613                FL                           BROOKSVILLE                              Single Family                           13.3000                           0.5000            0.0000             0.0065              0.0000
     76179                TX                            Fort Worth                                   PUD                                 9.9200                           0.5000            0.0000             0.0065              0.0000
     78729                TX                              Austin                                Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     11422                NY                             Rosedale                                2-4 Family                             10.4500                           0.5000            0.0000             0.0065              0.0000
     70363                LA                              Houma                                 Single Family                            8.1000                           0.5000            0.0000             0.0065              0.0000
     3103                 NH                            MANCHESTER                               2-4 Family                              9.2000                           0.5000            0.0000             0.0065              0.0000
     89512                NV                               Reno                                 Single Family                            7.9000                           0.5000            0.0000             0.0065              0.0000
     55417                MN                           Minneapolis                              Single Family                            8.3500                           0.5000            0.0000             0.0065              0.0000
     80524                CO                           FORT COLLINS                             Single Family                            8.8050                           0.5000            0.0000             0.0065              0.0000
     30354                GA                             ATLANTA                                Single Family                            9.1050                           0.5000            0.0000             0.0065              0.0000
     34288                FL                            NORTH PORT                              Single Family                            8.5750                           0.5000            0.0000             0.0065              0.0000
     30501                GA                           GAINESVILLE                              Single Family                            7.9750                           0.5000            0.0000             0.0065              0.0000
     33617                FL                              TAMPA                                 Single Family                            9.5750                           0.5000            0.0000             0.0065              0.0000
     47715                IN                            EVANSVILLE                              Single Family                            8.7000                           0.5000            0.0000             0.0065              0.0000
     92551                CA                          MORENO VALLEY                                  PUD                                 9.3250                           0.5000            0.0000             0.0065              0.0000
     33763                FL                            CLEARWATER                                   PUD                                 8.7300                           0.5000            0.0000             0.0065              0.0000
     33763                FL                            CLEARWATER                                   PUD                                12.2750                           0.5000            0.0000             0.0065              0.0000
     30297                GA                           FOREST PARK                              Single Family                            8.9650                           0.5000            0.0000             0.0065              0.0000
     34473                FL                              OCALA                                 Single Family                            9.2000                           0.5000            0.0000             0.0065              0.0000
     47842                IN                             CLINTON                                Single Family                            8.9500                           0.5000            0.0000             0.0065              0.0000
     32703                FL                              APOPKA                                     PUD                                 8.8750                           0.5000            0.0000             0.0065              0.0000
     30534                GA                           DAWSONVILLE                              Single Family                            8.5750                           0.5000            0.0000             0.0065              0.0000
     46310                IN                             DEMOTTE                                Single Family                           11.8750                           0.5000            0.0000             0.0065              0.0000
     12192                NY                          WEST COXSACKIE                            Single Family                           10.2500                           0.5000            0.0000             0.0065              0.0000
     6024                 CT                           EAST CANAAN                              Single Family                            8.3750                           0.5000            0.0000             0.0065              0.0000
     6804                 CT                            BROOKFIELD                              Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     45373                OH                               TROY                                 Single Family                            8.8750                           0.5000            0.0000             0.0065              0.0000
     6018                 CT                              CANAAN                                 2-4 Family                              9.3750                           0.5000            0.0000             0.0065              0.0000
     13440                NY                               LEE                                  Single Family                           11.6250                           0.5000            0.0000             0.0065              0.0000
     7206                 NJ                            ELIZABETH                                2-4 Family                             11.0000                           0.5000            0.0000             0.0065              0.0000
     6256                 CT                             WINDHAM                                Single Family                            7.3750                           0.5000            0.0000             0.0065              0.0000
     7524                 NJ                             PATERSON                                2-4 Family                             10.2500                           0.5000            0.0000             0.0065              0.0000
     18466                PA                            TOBYHANNA                                    PUD                                 9.7500                           0.5000            0.0000             0.0065              0.0000
     45373                OH                               TROY                                 Single Family                           12.3750                           0.5000            0.0000             0.0065              0.0000
     6484                 CT                             SHELTON                                 2-4 Family                              9.8750                           0.5000            0.0000             0.0065              0.0000
     6379                 CT                      PAWCATUCK (STONINGTON)                        Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     2907                 RI                            PROVIDENCE                              Single Family                            9.1250                           0.5000            0.0000             0.0065              0.0000
     34202                FL                            BRADENTON                                    PUD                                 8.1250                           0.5000            0.0000             0.0065              0.0000
     46349                IN                           LAKE VILLAGE                             Single Family                           12.3750                           0.5000            0.0000             0.0065              0.0000
     6716                 CT                             WOLCOTT                                Single Family                            9.3750                           0.5000            0.0000             0.0065              0.0000
     7107                 NJ                              NEWARK                                 2-4 Family                             11.3750                           0.5000            0.0000             0.0065              0.0000
     45449                OH                         WEST CARROLLTON                            Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     45118                OH                           FAYETTEVILLE                                  PUD                                 9.8750                           0.5000            0.0000             0.0065              0.0000
     85254                AZ                            SCOTTSDALE                               Condominium                             8.3750                           0.5000            0.0000             0.0065              0.0000
     2891                 RI                             WESTERLY                               Single Family                            9.1250                           0.5000            0.0000             0.0065              0.0000
     33417                FL                         WEST PALM BEACH                            Single Family                           11.0000                           0.5000            0.0000             0.0065              0.0000
     33713                FL                         SAINT PETERSBURG                           Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     37388                TN                            TULLAHOMA                               Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     37388                TN                            TULLAHOMA                               Single Family                            9.0100                           0.5000            0.0000             0.0065              0.0000
     27610                NC                             RALEIGH                                Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     27610                NC                             RALEIGH                                Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     33460                FL                            LAKE WORTH                              Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     33610                FL                              TAMPA                                 Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     32308                FL                           TALLAHASSEE                              Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     33617                FL                              TAMPA                                 Single Family                            7.1250                           0.5000            0.0000             0.0065              0.0000
     33467                FL                            LAKE WORTH                               Condominium                            10.5000                           0.5000            0.0000             0.0065              0.0000
     60643                IL                             CHICAGO                                Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     46349                IN                           LAKE VILLAGE                             Single Family                            8.1250                           0.5000            0.0000             0.0065              0.0000
     8733                 NJ                            LAKEHURST                               Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     8757                 NJ                    BERKELEY TWP. (TOMS RIVER                            PUD                                10.7500                           0.5000            0.0000             0.0065              0.0000
     12801                NY                           GLENS FALLS                              Single Family                            8.3750                           0.5000            0.0000             0.0065              0.0000
     32209                FL                           JACKSONVILLE                             Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     33777                FL                             SEMINOLE                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     30019                GA                              DACULA                                Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     30188                GA                            WOODSTOCK                                    PUD                                 7.8750                           0.5000            0.0000             0.0065              0.0000
     92220                CA                             BANNING                                Single Family                           11.2500                           0.5000            0.0000             0.0065              0.0000
     92530                CA                          LAKE ELSINORE                             Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     85373                AZ                             SUN CITY                                    PUD                                 9.5000                           0.5000            0.0000             0.0065              0.0000
     19320                PA                           COATESVILLE                              Single Family                           10.1250                           0.5000            0.0000             0.0065              0.0000
     40118                KY                             Fairdale                               Single Family                            9.8500                           0.5000            0.0000             0.0065              0.0000
     93647                CA                              OROSI                                 Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     40118                KY                             Fairdale                               Single Family                           13.2000                           0.5000            0.0000             0.0065              0.0000
     53143                WI                             KENOSHA                                Single Family                           10.9900                           0.5000            0.0000             0.0065              0.0000
     43219                OH                             Columbus                               Single Family                           10.2600                           0.5000            0.0000             0.0065              0.0000
     18104                PA                            Allentown                               Single Family                            8.6500                           0.5000            0.0000             0.0065              0.0000
     95838                CA                            Sacramento                              Single Family                            8.9500                           0.5000            0.0000             0.0065              0.0000
     21224                MD                            BALTIMORE                                 Townhouse                              7.9000                           0.5000            0.0000             0.0065              0.0000
     84119                UT                          SALT LAKE CITY                            Single Family                            8.2800                           0.5000            0.0000             0.0065              0.0000
     98205                WA                             Everett                                Single Family                            7.7750                           0.5000            0.0000             0.0065              0.0000
     30233                GA                             GRIFFIN                                Single Family                           11.3750                           0.5000            0.0000             0.0065              0.0000
     77662                TX                              VIDOR                                 Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     37363                TN                             OOLTEWAH                               Single Family                            8.9100                           0.5000            0.0000             0.0065              0.0000
     66048                KS                           LEAVENWORTH                              Single Family                           11.8750                           0.5000            0.0000             0.0065              0.0000
     24266                VA                             LEBANON                                Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     33025                FL                          PEMBROKE PINES                            Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     76002                TX                            ARLINGTON                                    PUD                                 9.6400                           0.5000            0.0000             0.0065              0.0000
     76063                TX                            MANSFIELD                               Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     93313                CA                           BAKERSFIELD                              Single Family                            6.5000                           0.5000            0.0000             0.0065              0.0000
     89502                NV                               RENO                                 Single Family                           10.8750                           0.5000            0.0000             0.0065              0.0000
     47933                IN                          CRAWFORDSVILLE                             2-4 Family                              9.5000                           0.5000            0.0000             0.0065              0.0000
     47933                IN                          CRAWFORDSVILLE                             2-4 Family                              9.5000                           0.5000            0.0000             0.0065              0.0000
     44135                OH                            CLEVELAND                               Single Family                           10.7500                           0.5000            0.0000             0.0065              0.0000
     63122                MO                             KIRKWOOD                               Single Family                            9.6250                           0.5000            0.0000             0.0065              0.0000
     23607                VA                           NEWPORT NEWS                             Single Family                           11.6250                           0.5000            0.0000             0.0065              0.0000
     92256                CA                          MORONGO VALLEY                            Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     75424                TX                            BLUE RIDGE                              Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     19143                PA                           PHILADELPHIA                             Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     85016                AZ                             PHOENIX                                Single Family                            6.9900                           0.5000            0.0000             0.0065              0.0000
     98270                WA                            MARYSVILLE                              Single Family                           12.0000                           0.5000            0.0000             0.0065              0.0000
     37912                TN                            KNOXVILLE                               Single Family                           11.1250                           0.5000            0.0000             0.0065              0.0000
     30004                GA                            ALPHARETTA                                   PUD                                 9.8750                           0.5000            0.0000             0.0065              0.0000
     33916                FL                            FORT MYERS                              Single Family                            8.3750                           0.5000            0.0000             0.0065              0.0000
     32578                FL                            NICEVILLE                               Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     85218                AZ                           QUEEN VALLEY                             Single Family                            7.1250                           0.5000            0.0000             0.0065              0.0000
     34761                FL                              OCOEE                                 Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     28146                NC                            SALISBURY                               Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     2905                 RI                            PROVIDENCE                              Single Family                            8.8750                           0.5000            0.0000             0.0065              0.0000
     77657                TX                            LUMBERTON                               Single Family                            8.3750                           0.5000            0.0000             0.0065              0.0000
     18052                PA                            WHITEHALL                               Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     60443                IL                             MATTESON                               Single Family                            9.8750                           0.5000            0.0000             0.0065              0.0000
     20155                VA                           GAINESVILLE                                Townhouse                              7.6250                           0.5000            0.0000             0.0065              0.0000
     24558                VA                             HALIFAX                                Single Family                            9.3750                           0.5000            0.0000             0.0065              0.0000
     17320                PA                            FAIRFIELD                               Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     60513                IL                            BROOKFIELD                              Single Family                           11.3750                           0.5000            0.0000             0.0065              0.0000
     75013                TX                              ALLEN                                      PUD                                 9.6000                           0.5000            0.0000             0.0065              0.0000
     34731                FL                          FRUITLAND PARK                            Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     23234                VA                             RICHMOND                               Single Family                            8.1250                           0.5000            0.0000             0.0065              0.0000
     23502                VA                             NORFOLK                                Single Family                            6.8750                           0.5000            0.0000             0.0065              0.0000
     46227                IN                           INDIANAPOLIS                             Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     33322                FL                             SUNRISE                                Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     23220                VA                             RICHMOND                               Single Family                            7.6250                           0.5000            0.0000             0.0065              0.0000
     33843                FL                            FROSTPROOF                              Single Family                            6.5000                           0.5000            0.0000             0.0065              0.0000
     49220                MI                             ADDISON                                Single Family                            8.3750                           0.5000            0.0000             0.0065              0.0000
     94565                CA                            PITTSBURG                               Single Family                            7.6250                           0.5000            0.0000             0.0065              0.0000
     60440                IL                           BOLINGBROOK                              Single Family                           10.7500                           0.5000            0.0000             0.0065              0.0000
     78619                TX                            DRIFTWOOD                               Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     49660                MI                             MANISTEE                               Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     30315                GA                             ATLANTA                                Single Family                            8.1250                           0.5000            0.0000             0.0065              0.0000
     33510                FL                             BRANDON                                Single Family                            5.8750                           0.5000            0.0000             0.0065              0.0000
     65020                MO                            CAMDENTON                               Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     46060                IN                           NOBLESVILLE                              Single Family                            6.6250                           0.5000            0.0000             0.0065              0.0000
     43332                OH                              LA RUE                                Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     85938                AZ                          SPRINGERVILLE                             Single Family                            9.3750                           0.5000            0.0000             0.0065              0.0000
     34120                FL                              NAPLES                                Single Family                            7.3750                           0.5000            0.0000             0.0065              0.0000
     32244                FL                           JACKSONVILLE                             Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     46226                IN                           INDIANAPOLIS                             Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     63857                MO                             KENNETT                                Single Family                            8.3750                           0.5000            0.0000             0.0065              0.0000
     32514                FL                            PENSACOLA                               Single Family                            8.1250                           0.5000            0.0000             0.0065              0.0000
     40026                KY                              GOSHEN                                Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     89129                NV                            LAS VEGAS                                    PUD                                 9.8750                           0.5000            0.0000             0.0065              0.0000
     34787                FL                          WINTER GARDEN                             Single Family                            6.1250                           0.5000            0.0000             0.0065              0.0000
     32817                FL                             ORLANDO                                Single Family                            9.3750                           0.5000            0.0000             0.0065              0.0000
     48185                MI                             WESTLAND                                Condominium                            13.3750                           0.5000            0.0000             0.0065              0.0000
     17109                PA                            HARRISBURG                              Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     49315                MI                           BYRON CENTER                             Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     48030                MI                            HAZEL PARK                              Single Family                            8.3750                           0.5000            0.0000             0.0065              0.0000
     66502                KS                            MANHATTAN                               Single Family                            7.1250                           0.5000            0.0000             0.0065              0.0000
     89431                NV                              SPARKS                                Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     60534                IL                              LYONS                                  Condominium                             7.8750                           0.5000            0.0000             0.0065              0.0000
     15767                PA                           PUNXSUTAWNEY                             Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     22968                VA                           RUCKERSVILLE                                  PUD                                 7.5000                           0.5000            0.0000             0.0065              0.0000
     87575                NM                         TIERRA AMARILLA                            Single Family                            7.1250                           0.5000            0.0000             0.0065              0.0000
     46064                IN                            PENDLETON                               Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     33023                FL                             MIRIMAR                                Single Family                            7.3750                           0.5000            0.0000             0.0065              0.0000
     33611                FL                              TAMPA                                 Single Family                            6.7500                           0.5000            0.0000             0.0065              0.0000
     46107                IN                           BEECH GROVE                              Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     19601                PA                             READING                                Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     67147                KS                          VALLEY CENTER                                  PUD                                 9.3750                           0.5000            0.0000             0.0065              0.0000
     61616                IL                          PEORIA HEIGHTS                            Single Family                            9.1250                           0.5000            0.0000             0.0065              0.0000
     46062                IN                           NOBLESVILLE                              Single Family                            8.3750                           0.5000            0.0000             0.0065              0.0000
     46721                IN                              BUTLER                                Single Family                            9.8750                           0.5000            0.0000             0.0065              0.0000
     33761                FL                            CLEARWATER                                   PUD                                 9.5000                           0.5000            0.0000             0.0065              0.0000
     32244                FL                           JACKSONVILLE                               Townhouse                              8.3750                           0.5000            0.0000             0.0065              0.0000
     28139                NC                          RUTHERFORDTON                             Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     78258                TX                           SAN ANTONIO                                   PUD                                 9.3750                           0.5000            0.0000             0.0065              0.0000
     18346                PA                          POCONO SUMMIT                                  PUD                                 7.6250                           0.5000            0.0000             0.0065              0.0000
     30655                GA                              MONROE                                Single Family                            8.0750                           0.5000            0.0000             0.0065              0.0000
     34769                FL                           SAINT CLOUD                              Single Family                            9.8750                           0.5000            0.0000             0.0065              0.0000
     23601                VA                           NEWPORT NEWS                             Single Family                            8.8750                           0.5000            0.0000             0.0065              0.0000
     50316                IA                            DES MOINES                              Single Family                           11.2500                           0.5000            0.0000             0.0065              0.0000
     34668                FL                           PORT RICHEY                              Single Family                            6.8750                           0.5000            0.0000             0.0065              0.0000
     33702                FL                          ST PETERSBURG                             Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     60115                IL                              DEKALB                                Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     48116                MI                             BRIGHTON                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     89115                NV                            LAS VEGAS                                 Townhouse                              8.2500                           0.5000            0.0000             0.0065              0.0000
     49461                MI                            WHITEHALL                               Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     33169                FL                          MIAMI UNICORP                             Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     60612                IL                             CHICAGO                                 Condominium                            11.3750                           0.5000            0.0000             0.0065              0.0000
     32117                FL                          DAYTONA BEACH                             Single Family                            8.1250                           0.5000            0.0000             0.0065              0.0000
     32206                FL                           JACKSONVILLE                             Single Family                           10.8750                           0.5000            0.0000             0.0065              0.0000
     64050                MO                           INDEPENDENCE                             Single Family                           12.3750                           0.5000            0.0000             0.0065              0.0000
     53209                WI                            MILWAUKEE                               Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     1602                 MA                            WORCESTER                               Single Family                            9.1250                           0.5000            0.0000             0.0065              0.0000
     48219                MI                             DETROIT                                Single Family                            7.3750                           0.5000            0.0000             0.0065              0.0000
     37075                TN                          HENDERSONVILLE                            Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     38017                TN                           COLLIERVILLE                             Single Family                            6.9900                           0.5000            0.0000             0.0065              0.0000
     46229                IN                           INDIANAPOLIS                             Single Family                            8.1250                           0.5000            0.0000             0.0065              0.0000
     60532                IL                              LISLE                                 Single Family                            6.7500                           0.5000            0.0000             0.0065              0.0000
     38017                TN                           COLLIERVILLE                             Single Family                            9.0100                           0.5000            0.0000             0.0065              0.0000
     19026                PA                           DREXEL HILL                               2-4 Family                              8.1250                           0.5000            0.0000             0.0065              0.0000
     33881                FL                           WINTER HAVEN                             Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     88005                NM                            LAS CRUCES                              Single Family                           12.0000                           0.5000            0.0000             0.0065              0.0000
     48240                MI                             REDFORD                                Single Family                            9.6250                           0.5000            0.0000             0.0065              0.0000
     60450                IL                              MORRIS                                Single Family                            7.6250                           0.5000            0.0000             0.0065              0.0000
     49660                MI                             MANISTEE                               Single Family                           12.6250                           0.5000            0.0000             0.0065              0.0000
     75010                TX                            CARROLLTON                                   PUD                                10.7000                           0.5000            0.0000             0.0065              0.0000
     33880                FL                           WINTER HAVEN                             Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     6109                 CT                           WETHERSFIELD                             Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     49461                MI                            WHITEHALL                               Single Family                           11.7500                           0.5000            0.0000             0.0065              0.0000
     75009                TX                              CELINA                                     PUD                                11.5000                           0.5000            0.0000             0.0065              0.0000
     89506                NV                           COLD SPRINGS                                  PUD                                 7.7500                           0.5000            0.0000             0.0065              0.0000
     84078                UT                              VERNAL                                 Condominium                             8.2500                           0.5000            0.0000             0.0065              0.0000
     23462                VA                          VIRGINIA BEACH                                 PUD                                 9.0000                           0.5000            0.0000             0.0065              0.0000
     38115                TN                             MEMPHIS                                Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     33712                FL                         SAINT PETERSBURG                           Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     37013                TN                             ANTIOCH                                     PUD                                 8.6250                           0.5000            0.0000             0.0065              0.0000
     37013                TN                             ANTIOCH                                     PUD                                 9.0100                           0.5000            0.0000             0.0065              0.0000
     22191                VA                            WOODBRIDGE                                   PUD                                 9.5000                           0.5000            0.0000             0.0065              0.0000
     46201                IN                           INDIANAPOLIS                             Single Family                            8.6250                           0.5000            0.0000             0.0065              0.0000
     84109                UT                          SALT LAKE CITY                            Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     76063                TX                            MANSFIELD                                    PUD                                10.7000                           0.5000            0.0000             0.0065              0.0000
     34482                FL                              OCALA                                      PUD                                10.0500                           0.5000            0.0000             0.0065              0.0000
     45891                OH                             VAN WERT                               Single Family                           11.6500                           0.5000            0.0000             0.0065              0.0000
     47804                IN                           TERRE HAUTE                              Single Family                           11.2000                           0.5000            0.0000             0.0065              0.0000
     2860                 RI                            PAWTUCKET                                2-4 Family                             10.2400                           0.5000            0.0000             0.0065              0.0000
     28269                NC                            CHARLOTTE                               Single Family                           11.4000                           0.5000            0.0000             0.0065              0.0000
     46563                IN                             PLYMOUTH                               Single Family                           10.7000                           0.5000            0.0000             0.0065              0.0000
     40509                KY                            LEXINGTON                               Single Family                           12.2000                           0.5000            0.0000             0.0065              0.0000
     63138                MO                           SAINT LOUIS                              Single Family                           11.4000                           0.5000            0.0000             0.0065              0.0000
     47630                IN                             NEWBURGH                               Single Family                            7.4000                           0.5000            0.0000             0.0065              0.0000
     44657                OH                             MINERVA                                Single Family                           12.4000                           0.5000            0.0000             0.0065              0.0000
     32808                FL                             ORLANDO                                     PUD                                 7.9000                           0.5000            0.0000             0.0065              0.0000
     32808                FL                             ORLANDO                                     PUD                                11.4900                           0.5000            0.0000             0.0065              0.0000
     67217                KS                             WICHITA                                Single Family                           11.4000                           0.5000            0.0000             0.0065              0.0000
     46236                IN                           INDIANAPOLIS                                  PUD                                 9.6000                           0.5000            0.0000             0.0065              0.0000
     32926                FL                              COCOA                                 Single Family                           11.2000                           0.5000            0.0000             0.0065              0.0000
     32233                FL                          ATLANTIC BEACH                            Single Family                            8.7000                           0.5000            0.0000             0.0065              0.0000
     47130                IN                          JEFFERSONVILLE                            Single Family                           11.7000                           0.5000            0.0000             0.0065              0.0000
     33614                FL                              TAMPA                                 Single Family                            9.8500                           0.5000            0.0000             0.0065              0.0000
     64118                MO                            GLADSTONE                               Single Family                            8.6000                           0.5000            0.0000             0.0065              0.0000
     15210                PA                            Pittsburgh                              Single Family                           11.6250                           0.5000            0.0000             0.0065              0.0000
     19103                PA                           PHILADELPHIA                             Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     98168                WA                              SEATAC                                Single Family                            8.1800                           0.5000            0.0000             0.0065              0.0000
     97301                OR                              SALEM                                 Single Family                            8.7100                           0.5000            0.0000             0.0065              0.0000
     49509                MI                             Wyoming                                Single Family                            8.6750                           0.5000            0.0000             0.0065              0.0000
     33615                FL                              Tampa                                  Condominium                            10.1750                           0.5000            0.0000             0.0065              0.0000
     17403                PA                               YORK                                 Single Family                           10.0000                           0.5000            0.0000             0.0065              0.0000
     1247                 MA                            CLARKSBURG                               Condominium                            11.8750                           0.5000            0.0000             0.0065              0.0000
     46750                IN                            HUNTINGTON                              Single Family                            9.3750                           0.5000            0.0000             0.0065              0.0000
     49057                MI                             HARTFORD                               Single Family                            7.8750                           0.5000            0.0000             0.0065              0.0000
     89115                NV                            LAS VEGAS                               Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     17112                PA                            HARRISBURG                              Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     46217                IN                           INDIANAPOLIS                             Single Family                            8.9950                           0.5000            0.0000             0.0065              0.0000
     29621                SC                             ANDERSON                               Single Family                           10.8750                           0.5000            0.0000             0.0065              0.0000
     19023                PA                           COLLINGDALE                              Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     24421                VA                           CHURCHVILLE                              Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     30179                GA                              TEMPLE                                     PUD                                 8.3750                           0.5000            0.0000             0.0065              0.0000
     32548                FL                        FORT WALTON BEACH                           Single Family                            9.1250                           0.5000            0.0000             0.0065              0.0000
     92570                CA                              PERRIS                                Single Family                            8.6250                           0.5000            0.0000             0.0065              0.0000
     89030                NV                         NORTH LAS VEGAS                            Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     60010                IL                         HOFFMAN ESTATES                                 PUD                                10.0000                           0.5000            0.0000             0.0065              0.0000
     48064                MI                               TROY                                 Single Family                            8.6250                           0.5000            0.0000             0.0065              0.0000
     85032                AZ                             PHOENIX                                Single Family                            7.3750                           0.5000            0.0000             0.0065              0.0000
     46220                IN                           INDIANAPOLIS                             Single Family                            8.3750                           0.5000            0.0000             0.0065              0.0000
     23605                VA                           NEWPORT NEWS                             Single Family                            6.5000                           0.5000            0.0000             0.0065              0.0000
     95831                CA                            SACRAMENTO                              Single Family                            9.8750                           0.5000            0.0000             0.0065              0.0000
     49078                MI                              OTSEGO                                Single Family                            8.8750                           0.5000            0.0000             0.0065              0.0000
     19026                PA                           DREXEL HILL                              Single Family                           10.1250                           0.5000            0.0000             0.0065              0.0000
     49690                MI                           WILLIAMSBURG                             Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     46970                IN                               PERU                                 Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     85621                AZ                             NOGALES                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     60513                IL                            BROOKFIELD                              Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     92602                CA                              IRVINE                                Single Family                            7.6250                           0.5000            0.0000             0.0065              0.0000
     47403                IN                           BLOOMINGTON                              Single Family                            9.8750                           0.5000            0.0000             0.0065              0.0000
      AZ                  SC                             UNIT 164                                Condominium                             9.2500                           0.5000            0.0000             0.0065              0.0000
     48504                MI                              FLINT                                 Single Family                           10.3750                           0.5000            0.0000             0.0065              0.0000
     67213                KS                             WICHITA                                Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     32218                FL                           JACKSONVILLE                             Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     33026                FL                          PEMBROKE PINES                              Townhouse                              6.8750                           0.5000            0.0000             0.0065              0.0000
     49091                MI                             STURGIS                                Single Family                           10.6250                           0.5000            0.0000             0.0065              0.0000
     45238                OH                            CINCINNATI                              Single Family                           10.1250                           0.5000            0.0000             0.0065              0.0000
     34481                FL                              OCALA                                      PUD                                 7.3730                           0.5000            0.0000             0.0065              0.0000
     19149                PA                           PHILADELPHIA                             Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     37920                TN                            KNOXVILLE                               Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     32177                FL                             PALATKA                                Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     28805                NC                            ASHEVILLE                               Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     45231                OH                            CINCINNATI                              Single Family                            9.1250                           0.5000            0.0000             0.0065              0.0000
     18505                PA                             SCRANTON                                2-4 Family                              9.8750                           0.5000            0.0000             0.0065              0.0000
     29680                SC                           SIMPSONVILLE                             Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     37129                TN                           MURFREESBORO                                  PUD                                 9.7000                           0.5000            0.0000             0.0065              0.0000
     49004                MI                            KALAMAZOO                               Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     48442                MI                              HOLLY                                 Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     49022                MI                          BENTON HARBOR                             Single Family                            6.9900                           0.5000            0.0000             0.0065              0.0000
     46617                IN                            SOUTH BEND                              Single Family                            9.8750                           0.5000            0.0000             0.0065              0.0000
     94565                CA                            PITTSBURG                               Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     84084                UT                           WEST JORDAN                              Single Family                            9.6250                           0.5000            0.0000             0.0065              0.0000
     1109                 MA                           SPRINGFIELD                              Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     85027                AZ                             PHOENIX                                Single Family                            7.3750                           0.5000            0.0000             0.0065              0.0000
     60624                IL                             CHICAGO                                 2-4 Family                              9.5000                           0.5000            0.0000             0.0065              0.0000
     49417                MI                           GRAND HAVEN                              Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     48504                MI                              FLINT                                 Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     85302                AZ                             GLENDALE                               Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     46123                IN                               AVON                                      PUD                                 8.4000                           0.5000            0.0000             0.0065              0.0000
     48101                MI                            ALLEN PARK                              Single Family                            9.6250                           0.5000            0.0000             0.0065              0.0000
     32725                FL                             DELTONA                                Single Family                            8.3750                           0.5000            0.0000             0.0065              0.0000
     89506                NV                               RENO                                 Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     50561                IA                              LYTTON                                Single Family                           11.8750                           0.5000            0.0000             0.0065              0.0000
     60452                IL                            OAK FOREST                               Condominium                             9.7500                           0.5000            0.0000             0.0065              0.0000
     48180                MI                              TAYLOR                                Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     53511                WI                              BELOIT                                Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     61065                IL                           POPLAR GROVE                                  PUD                                11.2500                           0.5000            0.0000             0.0065              0.0000
     48912                MI                             LANSING                                Single Family                           10.1250                           0.5000            0.0000             0.0065              0.0000
     80219                CO                              DENVER                                Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     6108                 CT                          EAST HARTFORD                               Townhouse                             11.1250                           0.5000            0.0000             0.0065              0.0000
     85339                AZ                              LAVEEN                                     PUD                                 9.3750                           0.5000            0.0000             0.0065              0.0000
     67216                KS                             WICHITA                                Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     49015                MI                           BATTLE CREEK                             Single Family                           10.9900                           0.5000            0.0000             0.0065              0.0000
     80216                CO                              DENVER                                Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     48035                MI                           CLINTON TWP.                             Single Family                            8.6250                           0.5000            0.0000             0.0065              0.0000
     41015                KY                           TAYLOR MILL                              Single Family                            6.7500                           0.5000            0.0000             0.0065              0.0000
     31805                GA                             CUSSETA                                Single Family                            9.8750                           0.5000            0.0000             0.0065              0.0000
     61412                IL                              ALEXIS                                Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     95348                CA                              MERCED                                Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     3442                 NH                            Bennington                              Single Family                            7.6250                           0.5000            0.0000             0.0065              0.0000
     55014                MN                              Blaine                                     PUD                                 8.7750                           0.5000            0.0000             0.0065              0.0000
     33936                FL                           LEHIGH ACRES                             Single Family                            8.1500                           0.5000            0.0000             0.0065              0.0000
     33319                FL                             TAMARAC                                     PUD                                 9.4500                           0.5000            0.0000             0.0065              0.0000
     33319                FL                             TAMARAC                                     PUD                                12.0000                           0.5000            0.0000             0.0065              0.0000
     30127                GA                          Powder Springs                            Single Family                            9.6450                           0.5000            0.0000             0.0065              0.0000
     30291                GA                            Union City                              Single Family                           10.9000                           0.5000            0.0000             0.0065              0.0000
     30127                GA                          Powder Springs                            Single Family                            8.8600                           0.5000            0.0000             0.0065              0.0000
     30067                GA                             Marietta                               Single Family                            9.6800                           0.5000            0.0000             0.0065              0.0000
     36110                AL                            Montgomery                              Single Family                           10.6500                           0.5000            0.0000             0.0065              0.0000
     30011                GA                              Auburn                                Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     55412                MN                           Minneapolis                              Single Family                            8.0750                           0.5000            0.0000             0.0065              0.0000
     22192                VA                            Woodbridge                                   PUD                                 8.6250                           0.5000            0.0000             0.0065              0.0000
     55122                MN                              Eagan                                 Single Family                            8.0750                           0.5000            0.0000             0.0065              0.0000
     23503                VA                             NORFOLK                                Single Family                            9.3750                           0.5000            0.0000             0.0065              0.0000
     19428                PA                           CONSHOHOCKEN                             Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     22191                VA                            WOODBRIDGE                              Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     89108                NV                            LAS VEGAS                               Single Family                            7.0500                           0.5000            0.0000             0.0065              0.0000
     20707                MD                              LAUREL                                     PUD                                 8.1250                           0.5000            0.0000             0.0065              0.0000
     89108                NV                            LAS VEGAS                               Single Family                            7.2500                           0.5000            0.0000             0.0065              0.0000
     92308                CA                           Apple Valley                             Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     33065                FL                          CORAL SPRINGS                             Single Family                            8.4500                           0.5000            0.0000             0.0065              0.0000
     92504                CA                            RIVERSIDE                               Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     84067                UT                               ROY                                  Single Family                            9.9300                           0.5000            0.0000             0.0065              0.0000
     19960                DE                             LINCOLN                                Single Family                           10.3250                           0.5000            0.0000             0.0065              0.0000
     98335                WA                            GIG HARBOR                              Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     90250                CA                            HAWTHORNE                               Single Family                            7.6000                           0.5000            0.0000             0.0065              0.0000
     77379                TX                              SPRING                                Single Family                            7.9000                           0.5000            0.0000             0.0065              0.0000
     48118                MI                             Chelsea                                Single Family                            8.9000                           0.5000            0.0000             0.0065              0.0000
     43204                OH                             Columbus                               Single Family                            9.2300                           0.5000            0.0000             0.0065              0.0000
     43537                OH                              Maumee                                Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     44312                OH                              Akron                                 Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     43228                OH                             Columbus                               Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     33023                FL                            Hollywood                               Single Family                           10.1250                           0.5000            0.0000             0.0065              0.0000
     45879                OH                             Paulding                               Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     32818                FL                             Orlando                                Single Family                            7.9500                           0.5000            0.0000             0.0065              0.0000
     33014                FL                             Hialeah                                Single Family                            9.6500                           0.5000            0.0000             0.0065              0.0000
     17038                PA                            JONESTOWN                               Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     38134                TN                             MEMPHIS                                Single Family                           10.9900                           0.5000            0.0000             0.0065              0.0000
     70506                LA                            LAFAYETTE                               Single Family                           11.2500                           0.5000            0.0000             0.0065              0.0000
     77070                TX                             HOUSTON                                Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     17113                PA                             STEELTN                                Single Family                           11.2500                           0.5000            0.0000             0.0065              0.0000
     91354                CA                          SANTA CLARITA                             Single Family                           11.8750                           0.5000            0.0000             0.0065              0.0000
     11236                NY                             BROOKLYN                                2-4 Family                              9.3200                           0.5000            0.0000             0.0065              0.0000
     10469                NY                              BRONX                                 Single Family                            9.3000                           0.5000            0.0000             0.0065              0.0000
     60626                IL                             CHICAGO                                 Condominium                            11.7500                           0.5000            0.0000             0.0065              0.0000
     27406                NC                            GREENSBORO                              Single Family                           12.7500                           0.5000            0.0000             0.0065              0.0000
     22936                VA                           EARLYSVILLE                              Single Family                            9.3000                           0.5000            0.0000             0.0065              0.0000
     46408                IN                               GARY                                 Single Family                           10.5000                           0.5000            0.0000             0.0065              0.0000
     63771                MO                               ORAN                                 Single Family                           10.3500                           0.5000            0.0000             0.0065              0.0000
     63366                MO                             O'FALLON                               Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     36116                AL                            MONTGOMERY                              Single Family                           14.5000                           0.5000            0.0000             0.0065              0.0000
     28747                NC                           LAKE TOXAWAY                             Single Family                           11.3000                           0.5000            0.0000             0.0065              0.0000
     45381                OH                         WEST ALEXANDRIA                            Single Family                           11.2500                           0.5000            0.0000             0.0065              0.0000
     29118                SC                            ORANGEBURG                              Single Family                            9.6500                           0.5000            0.0000             0.0065              0.0000
     17402                PA                               YORK                                 Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     83704                ID                              BOISE                                  Condominium                            12.5000                           0.5000            0.0000             0.0065              0.0000
     2909                 RI                            PROVIDENCE                              Single Family                            8.6500                           0.5000            0.0000             0.0065              0.0000
     33919                FL                            FORT MYERS                               Condominium                             8.0250                           0.5000            0.0000             0.0065              0.0000
     33919                FL                            FORT MYERS                               Condominium                            13.8750                           0.5000            0.0000             0.0065              0.0000
     46350                IN                             LA PORTE                               Single Family                           11.7500                           0.5000            0.0000             0.0065              0.0000
     74017                OK                            CLAREMORE                               Single Family                            8.9000                           0.5000            0.0000             0.0065              0.0000
     21230                MD                            BALTIMORE                               Single Family                            9.6250                           0.5000            0.0000             0.0065              0.0000
     90032                CA                           LOS ANGELES                              Single Family                            8.8000                           0.5000            0.0000             0.0065              0.0000
     46350                IN                             LA PORTE                               Single Family                           10.5950                           0.5000            0.0000             0.0065              0.0000
     54901                WI                             OSHKOSH                                Single Family                           12.9000                           0.5000            0.0000             0.0065              0.0000
     92335                CA                             FONTANA                                Single Family                            8.9500                           0.5000            0.0000             0.0065              0.0000
     18466                PA                            TOBYHANNA                               Single Family                           11.1000                           0.5000            0.0000             0.0065              0.0000
     98277                WA                            OAK HARBOR                              Single Family                            8.3250                           0.5000            0.0000             0.0065              0.0000
     48043                MI                          MOUNT CLEMENS                             Single Family                            9.8500                           0.5000            0.0000             0.0065              0.0000
     48023                MI                               IRA                                  Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     28269                NC                            CHARLOTTE                                    PUD                                10.2500                           0.5000            0.0000             0.0065              0.0000
     8009                 NJ                              BERLIN                                Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     1376                 MA                          TURNERS FALLS                             Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000
     45714                OH                              BELPRE                                Single Family                           10.8750                           0.5000            0.0000             0.0065              0.0000
     33907                FL                            FORT MYERS                               2-4 Family                              8.8250                           0.5000            0.0000             0.0065              0.0000
     48314                MI                         STERLING HEIGHT                            Single Family                            9.5750                           0.5000            0.0000             0.0065              0.0000
     30127                GA                          POWDER SPRINGS                            Single Family                           12.0700                           0.5000            0.0000             0.0065              0.0000
     78223                TX                           SAN ANTONIO                              Single Family                           10.3250                           0.5000            0.0000             0.0065              0.0000
     78223                TX                           SAN ANTONIO                              Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     45840                OH                             FINDLAY                                Single Family                            7.8300                           0.5000            0.0000             0.0065              0.0000
     19541                PA                            MOHRSVILLE                              Single Family                            9.6500                           0.5000            0.0000             0.0065              0.0000
     65802                MO                           SPRINGFIELD                              Single Family                           10.9900                           0.5000            0.0000             0.0065              0.0000
     32305                FL                            TALLAHASSE                              Single Family                            9.8250                           0.5000            0.0000             0.0065              0.0000
     32305                FL                            TALLAHASSE                              Single Family                           15.2500                           0.5000            0.0000             0.0065              0.0000
     55057                MN                            NORTHFIELD                              Single Family                            9.9500                           0.5000            0.0000             0.0065              0.0000
     28025                NC                             CONCORD                                Single Family                            9.3500                           0.5000            0.0000             0.0065              0.0000
     65714                MO                               NIXA                                 Single Family                            9.2000                           0.5000            0.0000             0.0065              0.0000
     60490                IL                           BOLINGBROOK                              Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     60557                IL                              WEDRON                                Single Family                            6.0000                           0.5000            0.0000             0.0065              0.0000
     85242                AZ                           QUEEN CREEK                                   PUD                                 9.0000                           0.5000            0.0000             0.0065              0.0000
     49286                MI                             TECUMSEH                               Single Family                            9.8000                           0.5000            0.0000             0.0065              0.0000
     65714                MO                               NIXA                                 Single Family                            8.9500                           0.5000            0.0000             0.0065              0.0000
     28215                NC                            CHARLOTTE                               Single Family                            8.4900                           0.5000            0.0000             0.0065              0.0000
     49330                MI                            KENT CITY                               Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     63114                MO                            ST. LOUIS                               Single Family                            9.4630                           0.5000            0.0000             0.0065              0.0000
     28215                NC                            CHARLOTTE                               Single Family                           12.5000                           0.5000            0.0000             0.0065              0.0000
     93277                CA                             Visalia                                Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     92377                CA                              RIALTO                                Single Family                            9.4500                           0.5000            0.0000             0.0065              0.0000
     97462                OR                             OAKLAND                                Single Family                            7.9900                           0.5000            0.0000             0.0065              0.0000
     23223                VA                             HENRICO                                Single Family                            8.7500                           0.5000            0.0000             0.0065              0.0000
     20784                MD                           Hyattsville                              Single Family                            8.8000                           0.5000            0.0000             0.0065              0.0000
     21202                MD                            BALTIMORE                               Single Family                            9.5500                           0.5000            0.0000             0.0065              0.0000
     20772                MD                             MARLBORO                                    PUD                                 7.4000                           0.5000            0.0000             0.0065              0.0000
     22192                VA                           WOOD BRIDGE                                   PUD                                 9.6200                           0.5000            0.0000             0.0065              0.0000
     22031                VA                             FAIRFAX                                 Condominium                             8.2050                           0.5000            0.0000             0.0065              0.0000
     21225                MD                            BALTIMORE                                 Townhouse                              9.9900                           0.5000            0.0000             0.0065              0.0000
     23832                VA                           CHESTERFIELD                             Single Family                           10.9200                           0.5000            0.0000             0.0065              0.0000
     85335                AZ                            El Mirage                               Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     55744                MN                           Grand Rapids                             Single Family                            8.8500                           0.5000            0.0000             0.0065              0.0000
     91405                CA                             VAN NUYS                                Condominium                             9.1500                           0.5000            0.0000             0.0065              0.0000
     91405                CA                             VAN NUYS                                Condominium                            11.2500                           0.5000            0.0000             0.0065              0.0000
     93703                CA                              FRESNO                                Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     90605                CA                             WHITTIER                               Single Family                            7.2000                           0.5000            0.0000             0.0065              0.0000
     89086                NV                         NORTH LAS VEGAS                                 PUD                                 9.4500                           0.5000            0.0000             0.0065              0.0000
     93720                CA                              FRESNO                                Single Family                           11.1500                           0.5000            0.0000             0.0065              0.0000
     92801                CA                             ANAHEIM                                Single Family                            6.3500                           0.5000            0.0000             0.0065              0.0000
     92880                CA                              CORONA                                Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     92880                CA                              CORONA                                Single Family                           12.0500                           0.5000            0.0000             0.0065              0.0000
     93657                CA                              SANGER                                Single Family                            8.4500                           0.5000            0.0000             0.0065              0.0000
     93657                CA                              SANGER                                Single Family                           11.2500                           0.5000            0.0000             0.0065              0.0000
     90601                CA                             WHITTIER                               Single Family                            9.3500                           0.5000            0.0000             0.0065              0.0000
     92240                CA                        DESERT HOT SPRINGS                          Single Family                           12.2000                           0.5000            0.0000             0.0065              0.0000
     92203                CA                              INDIO                                 Single Family                            7.9150                           0.5000            0.0000             0.0065              0.0000
     92203                CA                              INDIO                                 Single Family                           11.7500                           0.5000            0.0000             0.0065              0.0000
     91042                CA                             TUJUNGA                                Single Family                            6.5000                           0.5000            0.0000             0.0065              0.0000
     91401                CA                             VAN NUYS                               Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     91401                CA                             VAN NUYS                               Single Family                           11.3500                           0.5000            0.0000             0.0065              0.0000
     92833                CA                            FULLERTON                                Condominium                             7.2000                           0.5000            0.0000             0.0065              0.0000
     99206                WA                          SPOKANE VALLEY                            Single Family                            9.8000                           0.5000            0.0000             0.0065              0.0000
     92879                CA                              CORONA                                Single Family                            6.7000                           0.5000            0.0000             0.0065              0.0000
     33462                FL                             ATLANTIS                               Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     23223                VA                             EAST END                               Single Family                            9.4000                           0.5000            0.0000             0.0065              0.0000
     53220                WI                            GREENFIELD                              Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     92411                CA                          San Bernardino                            Single Family                            7.6250                           0.5000            0.0000             0.0065              0.0000
     46031                IN                             Atlanta                                Single Family                            9.0350                           0.5000            0.0000             0.0065              0.0000
     89120                NV                            Las Vegas                                Condominium                             9.2250                           0.5000            0.0000             0.0065              0.0000
     46224                IN                           Indianapolis                             Single Family                            8.7400                           0.5000            0.0000             0.0065              0.0000
     95973                CA                              CHICO                                 Single Family                           10.0500                           0.5000            0.0000             0.0065              0.0000
     31904                GA                             Columbus                               Single Family                           10.8000                           0.5000            0.0000             0.0065              0.0000
     56007                MN                            Albert Lea                              Single Family                            9.8000                           0.5000            0.0000             0.0065              0.0000
     33185                FL                              Miami                                 Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     36535                AL                              FOLEY                                 Single Family                            8.2000                           0.5000            0.0000             0.0065              0.0000
     33313                FL                         FORT LAUDERDALE                              Townhouse                             10.0000                           0.5000            0.0000             0.0065              0.0000
     40219                KY                            LOUISVILLE                              Single Family                            9.1000                           0.5000            0.0000             0.0065              0.0000
     30507                GA                           Gainesville                              Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     3865                 NH                             Plaistow                               Single Family                            8.4000                           0.5000            0.0000             0.0065              0.0000
     44221                OH                          Cuyahoga Falls                            Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     66102                KS                           Kansas City                              Single Family                            9.4500                           0.5000            0.0000             0.0065              0.0000
     47970                IN                            Otterbein                               Single Family                            9.3500                           0.5000            0.0000             0.0065              0.0000
     53218                WI                            Milwaukee                               Single Family                            8.9900                           0.5000            0.0000             0.0065              0.0000
     63109                MO                           Saint Louis                              Single Family                            9.7000                           0.5000            0.0000             0.0065              0.0000
     45140                OH                             Loveland                               Single Family                            8.9000                           0.5000            0.0000             0.0065              0.0000
     33755                FL                            Clearwater                              Single Family                            7.6000                           0.5000            0.0000             0.0065              0.0000
     44109                OH                            Cleveland                                2-4 Family                              8.6000                           0.5000            0.0000             0.0065              0.0000
     66223                KS                          Overland Park                                  PUD                                 9.9900                           0.5000            0.0000             0.0065              0.0000
     64130                MO                           Kansas City                              Single Family                            9.0000                           0.5000            0.0000             0.0065              0.0000
     46241                IN                           Indianapolis                             Single Family                            9.4000                           0.5000            0.0000             0.0065              0.0000
     19001                PA                             ABINGTON                               Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     77480                TX                              Sweeny                                Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     14701                NY                            JAMESTOWN                               Single Family                           10.7500                           0.5000            0.0000             0.0065              0.0000
     76651                TX                              Italy                                 Single Family                           10.5500                           0.5000            0.0000             0.0065              0.0000
     85607                AZ                             Douglas                                Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     93725                CA                              Fresno                                Single Family                            7.5000                           0.5000            0.0000             0.0065              0.0000
     92509                CA                            RIVERSIDE                               Single Family                            7.7500                           0.5000            0.0000             0.0065              0.0000
     36567                AL                           ROBERTSDALE                              Single Family                            9.7500                           0.5000            0.0000             0.0065              0.0000
     6705                 CT                            WATERBURY                               Single Family                           10.0000                           0.5000            0.0000             0.0065              0.0000
     32809                FL                             Orlando                                     PUD                                 8.4800                           0.5000            0.0000             0.0065              0.0000
     33880                FL                           WINTER HAVEN                             Single Family                            9.2500                           0.5000            0.0000             0.0065              0.0000
     85301                AZ                             GLENDALE                                    PUD                                 7.9750                           0.5000            0.0000             0.0065              0.0000
     85301                AZ                             GLENDALE                                    PUD                                12.3500                           0.5000            0.0000             0.0065              0.0000
     19023                PA                              Darby                                   Townhouse                             11.4000                           0.5000            0.0000             0.0065              0.0000
     19141                PA                              Phila                                   Townhouse                             10.4000                           0.5000            0.0000             0.0065              0.0000
     42724                KY                             Cecilia                                Single Family                           10.7500                           0.5000            0.0000             0.0065              0.0000
     63135                MO                           SAINT LOUIS                              Single Family                            9.3300                           0.5000            0.0000             0.0065              0.0000
     85027                AZ                            NEW RIVER                               Single Family                            7.6000                           0.5000            0.0000             0.0065              0.0000
     75115                TX                              DESOTO                                Single Family                            8.8250                           0.5000            0.0000             0.0065              0.0000
     49203                MI                             Jackson                                 2-4 Family                             10.4800                           0.5000            0.0000             0.0065              0.0000
     29405                SC                         North Charleston                           Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     32805                FL                             Orlando                                Single Family                            9.4500                           0.5000            0.0000             0.0065              0.0000
     3588                 NH                              Milan                                 Single Family                            8.5100                           0.5000            0.0000             0.0065              0.0000
     32805                FL                             Orlando                                Single Family                           12.6500                           0.5000            0.0000             0.0065              0.0000
     63138                MO                           Saint Louis                              Single Family                           10.0000                           0.5000            0.0000             0.0065              0.0000
     29445                SC                           Goose Creek                                   PUD                                 9.2000                           0.5000            0.0000             0.0065              0.0000
     19121                PA                           Philadelphia                             Single Family                           10.8400                           0.5000            0.0000             0.0065              0.0000
     38106                TN                             Memphis                                Single Family                           11.1100                           0.5000            0.0000             0.0065              0.0000
     18045                PA                              Easton                                Single Family                            8.0000                           0.5000            0.0000             0.0065              0.0000
     33901                FL                            FORT MYERS                              Single Family                            8.4500                           0.5000            0.0000             0.0065              0.0000
     33901                FL                            FORT MYERS                              Single Family                           12.4900                           0.5000            0.0000             0.0065              0.0000
     31405                GA                             Savannah                                    PUD                                 8.3750                           0.5000            0.0000             0.0065              0.0000
     48124                MI                             DEARBORN                               Single Family                            9.6250                           0.5000            0.0000             0.0065              0.0000
     85338                AZ                             Goodyear                                    PUD                                 7.6250                           0.5000            0.0000             0.0065              0.0000
     43147                OH                           Pickerington                             Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     46219                IN                           Indianapolis                             Single Family                            7.7000                           0.5000            0.0000             0.0065              0.0000
     46060                IN                           Noblesville                              Single Family                            8.8000                           0.5000            0.0000             0.0065              0.0000
     48341                MI                             Pontiac                                Single Family                           10.1000                           0.5000            0.0000             0.0065              0.0000
     32824                FL                             Orlando                                     PUD                                 8.9000                           0.5000            0.0000             0.0065              0.0000
     43231                OH                             Columbus                               Single Family                            9.9000                           0.5000            0.0000             0.0065              0.0000
     30126                GA                             Mableton                               Single Family                            7.8000                           0.5000            0.0000             0.0065              0.0000
     30126                GA                             Mableton                               Single Family                           13.1500                           0.5000            0.0000             0.0065              0.0000
     98391                WA                           Bonney Lake                                   PUD                                 9.7000                           0.5000            0.0000             0.0065              0.0000
     47451                IN                             OOLITIC                                Single Family                           10.2000                           0.5000            0.0000             0.0065              0.0000
     2169                 MA                              Quincy                                Single Family                            8.6250                           0.5000            0.0000             0.0065              0.0000
     33610                FL                              Tampa                                 Single Family                            8.5500                           0.5000            0.0000             0.0065              0.0000
     33610                FL                              Tampa                                 Single Family                           12.1000                           0.5000            0.0000             0.0065              0.0000
     22485                VA                           KING GEORGE                              Single Family                            8.2500                           0.5000            0.0000             0.0065              0.0000
     33020                FL                            HOLLYWOOD                                Condominium                             8.9900                           0.5000            0.0000             0.0065              0.0000
     45231                OH                            Cincinnati                              Single Family                            9.8750                           0.5000            0.0000             0.0065              0.0000
     20851                MD                            ROCKVILLE                               Single Family                            7.3750                           0.5000            0.0000             0.0065              0.0000
     85085                AZ                             Phoenix                                     PUD                                10.2500                           0.5000            0.0000             0.0065              0.0000
     45230                OH                            Cincinnati                              Single Family                            9.4500                           0.5000            0.0000             0.0065              0.0000
     45236                OH                            Cincinnati                              Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     74873                OK                             TECUMSEH                               Single Family                           11.0000                           0.5000            0.0000             0.0065              0.0000
     85306                AZ                             Glendale                               Single Family                           10.7000                           0.5000            0.0000             0.0065              0.0000
     68118                NE                              Omaha                                 Single Family                            8.9000                           0.5000            0.0000             0.0065              0.0000
     52240                IA                            Iowa City                               Single Family                            9.9900                           0.5000            0.0000             0.0065              0.0000
     53121                WI                             Elkhorn                                Single Family                            9.5000                           0.5000            0.0000             0.0065              0.0000
     37064                TN                             Franklin                                Condominium                            13.2500                           0.5000            0.0000             0.0065              0.0000
     45415                OH                              Dayton                                Single Family                            9.9500                           0.5000            0.0000             0.0065              0.0000
     63122                MO                           Saint Louis                              Single Family                            9.1000                           0.5000            0.0000             0.0065              0.0000
     73089                OK                              Tuttle                                Single Family                           10.4000                           0.5000            0.0000             0.0065              0.0000
     17078                PA                             Palmyra                                Single Family                            9.9500                           0.5000            0.0000             0.0065              0.0000
     48223                MI                             Detroit                                Single Family                            7.7000                           0.5000            0.0000             0.0065              0.0000
     43140                OH                              London                                Single Family                            9.4000                           0.5000            0.0000             0.0065              0.0000
     53216                WI                            Milwaukee                               Single Family                           13.1500                           0.5000            0.0000             0.0065              0.0000
     97222                OR                            Milwaukie                               Single Family                            8.5000                           0.5000            0.0000             0.0065              0.0000


   ZIP_CODE                   CURRENT_NET_COUPON                     MATURITY_DATE                   STATED_ORIGINAL_TERM                      STATED_REM_TERM                    ORIGINAL_BALANCE                  FIRST_PAY_DATE                PAYMENT
   --------                   ------------------                     -------------                   --------------------                      ---------------                    ----------------                  --------------                -------
     89032                          11.4935                            20210301                               360                                    175                                                 49,394.00     20060401                          508.07
     30135                          13.5935                            20210401                               360                                    176                                                 46,300.00     20060501                          552.26
     14207                          9.7685                             20360101                               360                                    353                                                 36,800.00     20060201                          330.45
     89166                          6.8685                             20360301                               360                                    355                                              304,000.00       20060401                        1,868.33
     29910                          8.0735                             20360401                               360                                    356                                               154,974.00      20060501                        1,200.42
     29910                          10.7235                            20360401                               360                                    356                                                 38,743.60     20060501                           375.71
     48204                          9.4685                             20360201                               360                                    354                                                 73,800.00     20060301                          646.28
     92503                          9.7435                             20360501                               360                                    357                                              275,000.00       20060601                       2,389.25
     85204                          8.3435                             20360701                               360                                    359                                               150,000.00      20060801                         1,106.26
     37803                          8.9935                             20351201                               360                                    352                                              202,500.00       20060101                         1,603.13
     70815                          9.0435                             20351201                               180                                    352                                                 80,750.00     20060101                           681.94
     33607                          8.0635                             20351101                               360                                    351                                               122,500.00      20051201                          948.00
     19713                          7.4235                             20360501                               360                                    357                                               175,200.00      20060601                        1,277.02
     92557                          7.4435                             20360601                               360                                    358                                              324,000.00       20060701                         2,146.51
     92557                          11.5185                            20360601                               360                                    358                                                  81,000.00    20060701                          834.74
     49448                          7.6435                             20360101                               360                                    353                                                114,750.00     20060201                          854.02
     27526                          8.5935                             20360101                               360                                    353                                                  81,900.00    20060201                          664.89
     46747                          7.5435                             20360201                               360                                    354                                               152,000.00      20060301                         1,120.63
     75056                          10.0085                            20360601                               360                                    358                                               134,300.00      20060701                         1,230.01
     32962                          10.0135                            20360501                               360                                    357                                              207,000.00       20060601                         1,896.61
     39759                          8.3435                             20350901                               360                                    349                                                 80,000.00     20051001                          635.08
     77316                          8.4935                             20360201                               360                                    354                                                 60,000.00     20060301                          482.77
     93622                          6.4935                             20360101                               360                                    353                                               150,000.00      20060201                          875.00
     3878                           9.5085                             20360601                               360                                    358                                               221,000.00      20060701                         1,941.89
     34120                          9.6935                             20360601                               360                                    358                                               185,000.00      20060701                        1,572.50
     93552                          7.2435                             20360501                               360                                    357                                              272,000.00       20060601                        1,756.67
     93552                          11.6185                            20210501                               360                                    177                                                 68,000.00     20060601                           706.01
     65202                          6.9735                             20360601                               360                                    358                                                117,600.00     20060701                          820.67
     74029                          10.4835                            20360601                               360                                    358                                                 50,000.00     20060701                          457.92
     46036                          8.9435                             20360401                               360                                    356                                                  81,000.00    20060501                           678.14
     46011                          9.2435                             20360401                               360                                    356                                                 78,000.00     20060501                           670.15
     29732                          8.3835                             20360401                               360                                    356                                                 111,200.00    20060501                          885.96
     45238                          7.1185                             20360601                                                                      358                                               165,904.00      20060701                         1,174.26
     45238                          11.6185                            20360601                                                                      358                                                  41,476.00    20060701                          430.62
     89031                          6.5135                             20360601                                                                      358                                              240,000.00       20060701                        1,599.96
     89031                          9.8735                             20360601                                                                      358                                                 45,000.00     20060701                           407.61
     27104                          11.0435                            20360101                                                                      353                                                  31,000.00    20060201                           308.18
     76374                          6.7435                             20351101                                                                      351                                                 63,200.00     20051201                            431.14
     92154                          6.7435                             20351201                                                                      352                                               391,000.00      20060101                       2,362.29
     91340                          5.9435                             20351201                                                                      352                                              352,800.00       20060101                        1,896.30
     98674                          9.3685                             20360401                                                                      356                                               153,000.00      20060501                        1,259.06
     42413                          7.4435                             20351201                                                                      352                                               120,000.00      20060101                          876.34
     39648                          8.1435                             20351101                                                                      351                                                  61,500.00    20051201                          479.44
     8102                           8.6935                             20360401                                                                      356                                                 52,400.00     20060501                           429.18
     30288                          7.3935                             20360401                                                                      356                                               221,620.00      20060501                        1,524.34
     19144                          7.7935                             20360301                                                                      355                                              247,000.00       20060401                        1,864.32
     77026                          8.7935                             20360401                                                                      356                                                  61,200.00    20060501                          505.70
     7111                           7.4835                             20360401                                                                      356                                               216,750.00      20060501                         1,443.19
     62208                          6.9635                             20360401                                                                      356                                                 97,750.00     20060501                           681.48
     23002                          8.4935                             20360401                                                                      356                                               138,400.00      20060501                        1,067.56
     45044                          10.7935                            20360401                                                                      356                                                 25,600.00     20060501                          249.62
     29906                          12.1935                            20360401                                                                      356                                                 26,200.00     20060501                          283.69
     43608                          8.6935                             20360401                                                                      356                                                 79,900.00     20060501                          654.42
     49028                          9.0935                             20360401                                                                      356                                                 83,300.00     20060501                          706.52
     29115                          9.8435                             20360401                                                                      356                                                 60,800.00     20060501                          549.35
     73150                          7.9935                             20360401                                                                      356                                                 64,000.00     20060501                           492.10
     43078                          7.4835                             20360301                                                                      355                                              260,000.00       20060401                          1,731.17
     98201                          6.9435                             20360301                                                                      355                                              272,000.00       20060401                         1,779.91
     60619                          6.9435                             20360401                                                                      356                                              249,600.00       20060501                        1,736.70
     43110                          8.3435                             20360401                                                                      356                                                 76,500.00     20060501                           581.27
     30060                          7.1685                             20360401                                                                      356                                                  61,792.00    20060501                           414.65
     43138                          7.4835                             20360401                                                                      356                                                  91,000.00    20060501                          667.09
     73169                          8.9935                             20360401                                                                      356                                                 88,000.00     20060501                          739.95
     43615                          7.4435                             20360401                                                                      356                                                 70,400.00     20060501                            514.12
     63136                          9.6935                             20360401                                                                      356                                                 65,600.00     20060501                           585.41
     16146                          8.4435                             20360401                                                                      356                                                 42,500.00     20060501                          340.44
     77014                          7.5935                             20360401                                                                      356                                               109,200.00      20060501                          808.90
     21218                          7.9935                             20360401                                                                      356                                               160,000.00      20060501                        1,230.26
     77055                          9.3435                             20360401                                                                      356                                                 46,394.00     20060501                           402.01
     73109                          8.7435                             20360401                                                                      356                                                 53,520.00     20060501                          440.30
     16214                          7.5235                             20360401                                                                      356                                                 52,000.00     20060501                          382.65
     91945                          5.9435                             20360301                                                                      355                                              340,000.00       20060401                        1,978.45
     55347                          6.9435                             20360301                                                                      355                                              344,000.00       20060401                        2,135.36
     43506                          9.9435                             20360401                                                                      356                                                 23,200.00     20060501                            211.35
     30019                          6.7935                             20360401                                                                      356                                               136,000.00      20060501                          874.94
     45840                          8.7935                             20360301                                                                      355                                               139,500.00      20060401                         1,152.69
     78957                          8.6935                             20210301                                                                      175                                                 45,000.00     20060401                           461.79
     85016                          6.4435                             20360401                                                                      356                                               176,000.00      20060501                        1,087.33
     95207                          7.0435                             20360301                                                                      355                                              272,000.00       20060401                         1,800.01
     77028                          8.6935                             20360401                                                                      356                                                   51,193.00   20060501                           419.30
     49345                          6.3935                             20360401                                                                      356                                                  91,400.00    20060501                           601.96
     48219                          8.4835                             20360401                                                                      356                                                  71,250.00    20060501                          572.78
     37055                          8.4835                             20260401                                                                      236                                                 74,000.00     20060501                          665.32
     75007                          7.9935                             20360401                                                                      356                                               134,383.00      20060501                        1,033.29
     22306                          8.3435                             20360301                                                                      355                                              230,000.00       20060401                        1,825.86
     73772                          10.9435                            20260401                                                                      236                                                 37,500.00     20060501                          398.62
     16602                          6.3435                             20360301                                                                      355                                                  51,920.00    20060401                           340.21
     77414                          8.6935                             20360301                                                                      355                                                103,187.00     20060401                           845.16
     85033                          8.4935                             20360301                                                                      355                                               160,000.00      20060401                        1,287.40
     98501                          7.3935                             20360401                                                                      356                                              227,800.00       20060501                        1,566.85
     98203                          7.9935                             20360301                                                                      355                                              250,200.00       20060401                        1,834.20
     73142                          7.3935                             20360301                                                                      355                                                 89,600.00     20060401                           651.22
     43140                          7.9935                             20360401                                                                      356                                              376,000.00       20060501                          2,891.11
     64134                          8.9935                             20360401                                                                      356                                                 80,750.00     20060501                          678.99
     78596                          10.5435                            20210401                                                                      176                                                  16,900.00    20060501                           192.62
     17024                          7.6435                             20360401                                                                      356                                               261,000.00      20060501                        1,942.49
     63031                          8.6935                             20360301                                                                      355                                               130,500.00      20060401                        1,068.87
     91331                          6.9935                             20360301                                                                      355                                              388,000.00       20060401                       2,425.00
     30224                          7.4835                             20360401                                                                      356                                               139,450.00      20060501                          968.57
     43081                          5.8935                             20360301                                                                      355                                               100,000.00      20060401                          578.35
     15623                          8.6935                             20210401                                                                      176                                                  16,770.00    20060501                           137.36
     8861                           7.5435                             20360401                                                                      356                                              289,000.00       20060501                        2,130.66
     72764                          6.9935                             20360301                                                                      355                                               125,600.00      20060401                           878.21
     48223                          9.6435                             20360401                                                                      356                                              259,200.00       20060501                       2,303.45
     89031                          7.2335                             20360401                                                                      356                                              290,400.00       20060501                        1,962.74
     45225                          7.5435                             20360301                                                                      355                                                 67,500.00     20060401                          497.65
     63031                          7.7435                             20360301                                                                      355                                                118,800.00     20060401                          892.50
     37806                          9.9435                             20360401                                                                      356                                                 111,600.00    20060501                         1,016.68
     77801                          9.2735                             20360401                                                                      356                                                 58,500.00     20060501                          486.66
     40070                          7.0435                             20360301                                                                      355                                                 57,000.00     20060401                           400.51
     30274                          7.9935                             20360401                                                                      356                                                 93,600.00     20060501                           719.70
     45238                          6.3935                             20360301                                                                      355                                               104,000.00      20060401                          638.75
     77084                          7.4685                             20360301                                                                      355                                                 96,792.00     20060401                          708.54
     45002                          7.3935                             20360301                                                                      355                                                119,200.00     20060401                           819.88
     63112                          8.6935                             20360301                                                                      355                                                 74,765.00     20060401                           612.37
     98632                          6.7435                             20360301                                                                      355                                               104,000.00      20060401                          709.46
     75401                          7.6935                             20260401                                                                      236                                                 95,988.00     20060501                           814.87
     45205                          7.0435                             20360301                                                                      355                                                 70,000.00     20060401                          463.24
     30274                          11.4435                            20360401                                                                      356                                                 23,400.00     20060501                          239.80
     45205                          7.9935                             20360301                                                                      355                                                117,300.00     20060401                           901.94
     85208                          7.0435                             20360401                                                                      356                                              232,000.00       20060501                        1,535.30
     16133                          8.8435                             20360301                                                                      355                                                 87,500.00     20060401                           726.19
     63111                          8.1435                             20360401                                                                      356                                               120,000.00      20060501                          935.48
     92407                          9.5935                             20360301                                                                      355                                               100,954.00      20060401                           893.41
     29640                          7.8935                             20360301                                                                      355                                                 90,000.00     20060401                          685.65
     77015                          7.0935                             20360401                                                                      356                                                 75,990.00     20060501                          536.55
     93638                          7.4835                             20360301                                                                      355                                              236,000.00       20060401                         1,639.16
     63111                          8.5435                             20360401                                                                      356                                               124,800.00      20060501                        1,008.66
     77520                          6.9935                             20160401                                                                      116                                                 66,392.00     20060501                          788.08
     43234                          8.1935                             20360401                                                                      356                                                 93,500.00     20060501                          732.23
     30157                          7.1935                             20360401                                                                      356                                                118,960.00     20060501                          800.48
     63366                          7.7935                             20360401                                                                      356                                              227,200.00       20060501                           1,631.11
     30707                          6.5935                             20360401                                                                      356                                                 65,600.00     20060501                          440.85
     73109                          12.6935                            20360401                                                                      356                                                  13,380.00    20060501                            150.10
     33016                          8.1935                             20360301                                                                      355                                               108,856.58      20060401                          852.49
     46628                          10.0935                            20360401                                                                      356                                                 35,000.00     20060501                          322.78
     95682                          7.3935                             20360301                                                                      355                                              424,000.00       20060401                       2,787.89
     98682                          7.1435                             20360301                                                                      355                                               164,000.00      20060401                        1,097.46
     89074                          6.4935                             20360401                                                                      356                                               179,200.00      20060501                          1,113.60
     93003                          7.2935                             20360401                                                                      356                                              539,720.00       20060501                        3,671.97
     76273                          8.5435                             20360301                                                                      355                                                 40,000.00     20060401                          323.29
     16101                          10.4935                            20360401                                                                      356                                               135,000.00      20060501                        1,285.64
     44060                          6.8435                             20360401                                                                      356                                                 95,000.00     20060501                          654.52
     40965                          6.8435                             20360401                                                                      356                                                 66,000.00     20060501                          454.72
     43611                          6.4435                             20360401                                                                      356                                                 96,540.00     20060501                          639.04
     46403                          9.6435                             20360401                                                                      356                                                 58,500.00     20060501                           519.88
     64109                          9.4935                             20360301                                                                      355                                                 52,000.00     20060401                          456.34
     41091                          7.4835                             20360401                                                                      356                                                 65,000.00     20060501                          476.49
     30180                          7.2935                             20360301                                                                      355                                                101,600.00     20060401                           691.23
     33160                          7.8935                             20360401                                                                      356                                                311,200.00     20060501                       2,370.84
     94572                          7.0435                             20360301                                                                      355                                              448,000.00       20060401                       2,964.72
     29420                          8.3435                             20360301                                                                      355                                               103,445.00      20060401                           821.20
     21060                          7.5935                             20360401                                                                      356                                               212,000.00      20060501                        1,570.39
     77396                          9.9835                             20210301                                                                      175                                                 28,000.00     20060401                          309.34
     77063                          9.6935                             20360401                                                                      356                                                  61,000.00    20060501                          544.36
     19551                          6.7435                             20360401                                                                      356                                               175,920.00      20060501                        1,200.08
     47359                          11.1435                            20360401                                                                      356                                                 50,400.00     20060501                          504.88
     21206                          7.9935                             20360401                                                                      356                                                117,500.00     20060501                          903.47
     77081                          7.1935                             20360301                                                                      355                                              244,760.00       20060401                        1,569.53
     43119                          6.6935                             20360401                                                                      356                                               106,000.00      20060501                           719.52
     42101                          8.6435                             20360301                                                                      355                                                 94,500.00     20060401                          770.59
     27803                          7.5435                             20360401                                                                      356                                                 67,200.00     20060501                          495.43
     29510                          7.6935                             20360401                                                                      356                                               108,000.00      20060501                          807.57
     77521                          7.1935                             20360301                                                                      355                                               137,600.00      20060401                           981.03
     73020                          8.4435                             20360301                                                                      355                                                 60,800.00     20060401                          487.02
     44705                          7.3935                             20360401                                                                      356                                                 78,000.00     20060501                           566.91
     19134                          9.5435                             20360301                                                                      355                                                 60,000.00     20060401                          528.76
     33032                          6.9435                             20360301                                                                      355                                              204,000.00       20060401                         1,419.42
     27537                          7.9435                             20360401                                                                      356                                               124,800.00      20060501                            910.16
     45036                          7.4435                             20360401                                                                      356                                               192,000.00      20060501                        1,327.80
     37227                          10.9935                            20210401                                                                      176                                                 24,600.00     20060501                          287.37
     45036                          9.5435                             20360401                                                                      356                                                 48,000.00     20060501                           423.01
     73018                          9.1935                             20360401                                                                      356                                                  51,300.00    20060501                          438.86
     60538                          8.7935                             20360401                                                                      356                                              246,800.00       20060501                        2,039.31
     80917                          6.4435                             20360401                                                                      356                                               188,000.00      20060501                          1,161.47
     8332                           9.7435                             20360401                                                                      356                                               185,000.00      20060501                        1,657.79
     15221                          8.9935                             20360401                                                                      356                                                 74,000.00     20060501                          622.23
     43612                          6.4835                             20360401                                                                      356                                               100,300.00      20060501                          666.62
     33617                          6.9435                             20360401                                                                      356                                                116,000.00     20060501                           807.12
     45011                          6.9935                             20360401                                                                      356                                              208,000.00       20060501                        1,368.79
     23075                          10.0935                            20210401                                                                      176                                                 25,600.00     20060501                          284.57
     60459                          9.6435                             20360401                                                                      356                                                 64,000.00     20060501                          568.75
     44706                          8.1935                             20360401                                                                      356                                                 44,200.00     20060501                           346.14
     45030                          8.4835                             20360401                                                                      356                                               123,250.00      20060501                          949.75
     20886                          7.2435                             20360401                                                                      356                                              295,200.00       20060501                        1,997.38
     15218                          9.9435                             20360401                                                                      356                                                 40,000.00     20060501                          364.40
     75703                          6.8935                             20360401                                                                      356                                               139,982.00      20060501                           969.21
     30736                          6.9435                             20360401                                                                      356                                                 92,000.00     20060501                            571.17
     73401                          9.8435                             20360401                                                                      356                                                  15,800.00    20060501                           142.76
     73401                          7.0435                             20360401                                                                      356                                                 63,200.00     20060501                          444.07
     34736                          7.5435                             20360401                                                                      356                                               127,000.00      20060501                           887.81
     48219                          7.2435                             20360401                                                                      356                                                 85,500.00     20060501                           612.53
     60426                          9.2935                             20360401                                                                      356                                                 96,900.00     20060501                          836.08
     80246                          8.0685                             20360401                                                                      356                                                 90,400.00     20060501                          645.98
     15221                          8.8235                             20360401                                                                      356                                                 42,000.00     20060501                          347.96
     20601                          7.3185                             20360401                                                                      356                                               184,000.00      20060501                        1,255.27
     32566                          8.6935                             20360401                                                                      356                                                 50,000.00     20060501                          409.53
     65802                          9.9135                             20360401                                                                      356                                                 66,600.00     20060501                          605.24
     64138                          7.9935                             20360401                                                                      356                                               158,000.00      20060501                         1,214.88
     27616                          7.6935                             20360401                                                                      356                                                117,720.00     20060501                          836.24
     40509                          6.6935                             20360401                                                                      356                                                 59,300.00     20060501                          402.52
     20781                          7.2435                             20360401                                                                      356                                              235,000.00       20060501                        1,590.06
     19348                          7.6935                             20360401                                                                      356                                              378,000.00       20060501                        2,826.51
     48214                          9.2935                             20360401                                                                      356                                                 49,500.00     20060501                           427.10
     62294                          7.6435                             20360401                                                                      356                                               249,100.00      20060501                        1,853.92
     15235                          7.2935                             20360401                                                                      356                                                 59,200.00     20060501                           426.16
     30144                          8.5435                             20360401                                                                      356                                              209,000.00       20060501                         1,689.19
     29485                          9.4935                             20360401                                                                      356                                                   21,100.00   20060501                            185.17
     30110                          10.3435                            20360401                                                                      356                                                 25,600.00     20060501                          240.90
     15143                          8.7435                             20360401                                                                      356                                               178,500.00      20060501                          1,411.33
     60101                          8.0435                             20360401                                                                      356                                               300,156.00      20060501                        2,318.58
     44087                          8.0435                             20360401                                                                      356                                               133,600.00      20060501                           951.90
     77085                          8.4835                             20360401                                                                      356                                               103,200.00      20060501                          829.63
     89408                          5.5435                             20360401                                                                      356                                              263,600.00       20060501                        1,459.56
     30297                          8.8935                             20360401                                                                      356                                                101,430.00     20060501                          845.49
     11216                          6.7435                             20360401                                                                      356                                              456,000.00       20060501                         3,110.72
     23063                          8.9935                             20360401                                                                      356                                               155,000.00      20060501                        1,255.60
     15209                          9.4435                             20360401                                                                      356                                                 40,000.00     20060501                          349.55
     63069                          9.6935                             20360401                                                                      356                                                  71,200.00    20060501                          635.38
     48205                          9.4935                             20360401                                                                      356                                                 53,600.00     20060501                          470.38
     75088                          8.3685                             20360401                                                                      356                                                 111,920.00    20060501                          890.49
     12603                          8.5435                             20360401                                                                      356                                               164,000.00      20060501                        1,325.49
     20110                          7.7935                             20360401                                                                      356                                              368,000.00       20060501                        2,641.95
     80233                          7.1935                             20360401                                                                      356                                               140,000.00      20060501                          898.33
     29456                          7.4935                             20360401                                                                      356                                                  81,600.00    20060501                          567.37
     20706                          12.1935                            20360401                                                                      356                                                 70,000.00     20060501                          757.96
     23324                          6.4435                             20360401                                                                      356                                               164,000.00      20060501                          949.83
     77396                          7.9235                             20360401                                                                      356                                                 98,843.00     20060501                           755.12
     75228                          6.6935                             20360401                                                                      356                                                 66,320.00     20060501                           450.17
     40211                          7.9435                             20360401                                                                      356                                                 48,000.00     20060501                          367.38
     46218                          9.2935                             20360401                                                                      356                                                  41,600.00    20060501                          358.94
     33025                          12.1935                            20360401                                                                      356                                                 60,000.00     20060501                          649.68
     64131                          7.8935                             20360601                                                                      358                                               173,225.00      20060701                         1,319.70
     37013                          10.1185                            20360501                                                                      357                                                114,950.00     20060601                        1,062.25
     85326                          7.5935                             20360601                                                                      358                                              274,702.00       20060701                       2,034.85
     34472                          10.3685                            20360601                                                                      358                                                 95,000.00     20060701                          895.75
     8049                           9.5435                             20360501                                                                      357                                               160,000.00      20060601                         1,410.03
     32828                          8.0285                             20360601                                                                      358                                              238,500.00       20060701                        1,696.34
     20646                          9.8835                             20360601                                                                      358                                                 96,000.00     20060701                          870.27
     19454                          9.2435                             20360501                                                                      357                                              344,000.00       20060601                       2,795.00
     19977                          8.8035                             20360601                                                                      358                                              263,920.00       20060701                       2,047.58
     8332                           8.1835                             20360601                                                                      358                                               138,000.00      20060701                        1,079.74
     8332                           11.4435                            20210601                                                                      178                                                 34,500.00     20060701                          353.54
     19141                          8.5435                             20360501                                                                      357                                                  58,410.00    20060601                          472.08
     34653                          6.1735                             20360601                                                                      358                                               135,000.00      20060701                          869.34
     92408                          8.2235                             20360501                                                                      357                                               351,000.00      20060601                        2,756.31
     11520                          9.3685                             20360501                                                                      357                                              338,400.00       20060601                       2,840.33
     11757                          6.3685                             20360101                                                                      353                                              368,000.00       20060201                        2,417.50
     11757                          11.4835                            20210101                                                                      173                                                 92,000.00     20060201                          945.62
     11691                          6.8685                             20360201                                                                      354                                              355,200.00       20060301                        2,182.95
     11691                          10.9935                            20210201                                                                      174                                                 88,800.00     20060301                          879.38
     11212                          11.2435                            20210401                                                                      176                                                 99,600.00     20060501                        1,005.37
     11212                          6.9685                             20360401                                                                      356                                              398,400.00       20060501                        2,481.70
     80015                          8.3685                             20360501                                                                      357                                              230,000.00       20060601                        1,752.03
     7104                           7.5185                             20360401                                                                      356                                              352,000.00       20060501                       2,588.99
     11706                          7.9435                             20360501                                                                      357                                               316,000.00      20060601                       2,304.57
     11706                          11.4935                            20210501                                                                      177                                                 79,000.00     20060601                           812.60
     11694                          8.0935                             20360501                                                                      357                                              500,000.00       20060601                       3,880.06
     11096                          7.3685                             20360401                                                                      356                                              305,280.00       20060501                       2,003.40
     11096                          11.4835                            20210401                                                                      176                                                 76,320.00     20060501                          784.45
     10466                          10.0685                            20360401                                                                      356                                              495,000.00       20060501                       4,555.74
     93534                          7.5785                             20360501                                                                      357                                              256,000.00       20060601                        1,724.80
     33558                          7.4935                             20360101                                                                      353                                                131,992.00     20060201                          879.95
     33558                          12.1185                            20210101                                                                      173                                                 32,998.00     20060201                          355.38
     33607                          8.6185                             20360401                                                                      356                                              202,500.00       20060501                        1,539.84
     33607                          8.6185                             20360501                                                                      357                                               158,320.00      20060601                        1,203.89
     33607                          11.2435                            20210501                                                                      177                                                 39,580.00     20060601                          399.52
     33542                          7.1185                             20360401                                                                      356                                              280,000.00       20060501                        1,868.52
     33542                          12.2435                            20210401                                                                      176                                                 70,000.00     20060501                          760.69
     29464                          8.8685                             20360401                                                                      356                                               154,000.00      20060501                         1,203.13
     29464                          12.7435                            20210401                                                                      176                                                 38,500.00     20060501                          433.42
     30060                          9.3685                             20201101                                                                      171                                                 28,400.00     20051201                           246.61
     55070                          9.1485                             20200701                                                                      167                                                 60,000.00     20050801                             511.31
     33711                          9.9935                             20360401                                                                      356                                               120,555.00      20060501                         1,071.22
     34758                          10.1185                            20360101                                                                      353                                               128,000.00      20060201                         1,182.84
     70809                          10.6185                            20201101                                                                      171                                                 75,000.00     20051201                           721.34
     55426                          8.2235                             20360601                                                                      358                                              229,500.00       20060701                        1,669.62
     89109                          8.7135                             20360601                                                                      358                                               172,500.00      20060701                        1,325.38
     19365                          6.9735                             20360501                                                                      357                                               142,500.00      20060601                          994.43
     18104                          8.5635                             20360501                                                                      357                                               134,995.00      20060601                         1,093.01
     33565                          9.1835                             20360501                                                                      357                                              360,000.00       20060601                       2,969.53
     46184                          12.8435                            20260401                                                                      236                                                  21,900.00    20060501                          262.05
     84108                          8.3735                             20360601                                                                      358                                               310,250.00      20060701                       2,364.53
     91766                          7.8935                             20360501                                                                      357                                              408,000.00       20060601                       2,960.03
     91766                          11.7435                            20360501                                                                      357                                                 76,500.00     20060601                           801.64
     93534                          8.7435                             20360501                                                                      357                                               323,100.00      20060601                       2,490.56
     95815                          7.6185                             20360501                                                                      357                                              242,250.00       20060601                        1,640.23
     92057                          7.2185                             20360501                                                                      357                                              284,000.00       20060601                          1,916.31
     8629                           9.3685                             20360401                                                                      356                                               148,000.00      20060501                         1,285.16
     8080                           9.4935                             20360401                                                                      356                                               190,650.00      20060501                        1,673.09
     7920                           9.2435                             20360401                                                                      356                                              589,900.00       20060501                        5,068.15
     7869                           8.4935                             20360401                                                                      356                                              470,250.00       20060501                       3,783.74
     7740                           7.6185                             20360501                                                                      357                                              364,500.00       20060601                       2,706.40
     19701                          9.1185                             20360401                                                                      356                                              266,000.00       20060501                       2,260.97
     8638                           8.8685                             20360501                                                                      357                                               147,250.00      20060601                        1,224.75
     7874                           7.3685                             20360401                                                                      356                                               158,000.00      20060501                          1,145.61
     19460                          8.8685                             20360501                                                                      357                                               178,000.00      20060601                         1,480.51
     37615                          8.6185                             20360501                                                                      357                                                119,000.00     20060601                          968.22
     63025                          8.1185                             20360401                                                                      356                                                170,100.00     20060501                        1,323.02
     18037                          9.4935                             20360401                                                                      356                                               189,900.00      20060501                         1,666.51
     21229                          10.8685                            20360401                                                                      356                                                101,000.00     20060501                          990.57
     7726                           9.3685                             20360501                                                                      357                                              260,000.00       20060601                        2,257.71
     7726                           9.3685                             20360501                                                                      357                                                112,000.00     20060601                          972.55
     20747                          9.3685                             20360401                                                                      356                                              305,000.00       20060501                       2,648.46
     21229                          7.8685                             20360401                                                                      356                                               100,000.00      20060501                          760.07
     19464                          8.9935                             20360401                                                                      356                                              397,000.00       20060501                        3,338.19
     19120                          8.7435                             20360501                                                                      357                                               142,400.00      20060601                          1,171.49
     19036                          7.9935                             20360501                                                                      357                                               148,500.00      20060601                          1,141.84
     16801                          6.9835                             20360401                                                                      356                                              408,000.00       20060501                       2,546.60
     33013                          7.1335                             20360501                                                                      357                                              280,000.00       20060601                         1,984.71
     33055                          7.2835                             20360501                                                                      357                                              248,000.00       20060601                        1,609.93
     53807                          8.9935                             20360401                                                                      356                                                 86,400.00     20060501                          726.50
     33060                          8.0335                             20360501                                                                      357                                                 75,000.00     20060601                           578.81
     34953                          8.2835                             20360501                                                                      357                                              244,050.00       20060601                        1,787.67
     33825                          9.4835                             20360501                                                                      357                                                 67,200.00     20060601                          589.23
     33155                          8.9835                             20360401                                                                      356                                              389,500.00       20060501                       3,272.29
     33147                          6.6835                             20360401                                                                      356                                                171,700.00     20060501                         1,164.32
     33012                          6.5835                             20360401                                                                      356                                               133,000.00      20060501                           892.91
     33309                          9.2335                             20360501                                                                      357                                              272,000.00       20060601                       2,207.65
     33155                          6.0435                             20360401                                                                      356                                              308,000.00       20060501                         1,956.91
     33919                          10.0935                            20360501                                                                      357                                              279,000.00       20060601                       2,573.00
     33463                          6.9835                             20360501                                                                      357                                               219,200.00      20060601                         1,368.17
     33313                          9.3935                             20360501                                                                      357                                                 85,000.00     20060601                          739.66
     33055                          8.0435                             20360501                                                                      357                                                110,000.00     20060601                           849.71
     33067                          7.0335                             20360401                                                                      356                                              384,000.00       20060501                         2,411.27
     33168                          6.6935                             20360401                                                                      356                                              229,500.00       20060501                        1,557.82
     33168                          6.7435                             20360401                                                                      356                                               213,600.00      20060501                         1,457.13
     33147                          10.4835                            20360501                                                                      357                                                 52,000.00     20060601                          494.82
     33014                          6.0335                             20360401                                                                      356                                              273,000.00       20060501                        1,732.73
     33167                          9.2335                             20360501                                                                      357                                               138,000.00      20060601                         1,184.62
     33936                          12.3335                            20210501                                                                      177                                                 48,650.00     20060601                          532.09
     33313                          9.0335                             20360501                                                                      357                                               145,800.00      20060601                        1,230.22
     32819                          8.3835                             20360501                                                                      357                                                161,950.00     20060601                        1,290.29
     33319                          9.3935                             20360501                                                                      357                                                 85,000.00     20060601                          739.66
     33165                          5.9335                             20360401                                                                      356                                               159,000.00      20060501                          998.72
     33176                          7.3435                             20360501                                                                      357                                                 95,000.00     20060601                           687.17
     33023                          8.3435                             20360501                                                                      357                                               157,600.00      20060601                           1,251.11
     33189                          7.6235                             20360501                                                                      357                                              274,550.00       20060601                       2,039.49
     32765                          6.9435                             20360501                                                                      357                                              248,800.00       20060601                         1,544.41
     33174                          6.4835                             20360501                                                                      357                                              200,000.00       20060601                        1,329.26
     33178                          8.4835                             20360501                                                                      357                                               351,000.00      20060601                       2,629.58
     2302                           10.6935                            20360501                                                                      357                                              295,000.00       20060601                       2,854.03
     33165                          5.9835                             20360501                                                                      357                                               281,600.00      20060601                        1,522.99
     33311                          6.8835                             20360501                                                                      357                                               157,600.00      20060601                          970.55
     33936                          7.3935                             20360501                                                                      357                                                191,900.00     20060601                         1,319.92
     32818                          7.3835                             20360501                                                                      357                                               132,000.00      20060601                          958.47
     33010                          7.1435                             20360501                                                                      357                                              306,000.00       20060601                           2,171.11
     34472                          8.7835                             20360501                                                                      357                                                147,100.00     20060601                         1,138.80
     34472                          8.7835                             20360501                                                                      357                                               146,300.00      20060601                          1,132.61
     33023                          9.0835                             20360501                                                                      357                                              205,000.00       20060601                        1,737.23
     33179                          8.3835                             20360501                                                                      357                                               139,500.00      20060601                           1,111.43
     33177                          6.4335                             20360501                                                                      357                                               221,000.00      20060601                         1,461.42
     33462                          12.6835                            20210501                                                                      177                                                 46,200.00     20060601                           517.93
     33309                          13.3835                            20210501                                                                      177                                                 68,000.00     20060601                          799.80
     16602                          10.9835                            20360501                                                                      357                                                 57,600.00     20060601                          569.97
     33155                          8.0435                             20360501                                                                      357                                              392,000.00       20060601                       2,793.00
     33412                          6.9435                             20360501                                                                      357                                              376,000.00       20060601                         2,616.19
     33136                          7.7335                             20360501                                                                      357                                               123,250.00      20060601                          925.07
     33012                          7.6435                             20360501                                                                      357                                              279,900.00       20060601                        1,977.75
     33186                          7.0335                             20360501                                                                      357                                               231,200.00      20060601                        1,622.92
     33407                          7.3335                             20360501                                                                      357                                                 96,000.00     20060601                          693.74
     33177                          7.2835                             20360501                                                                      357                                               216,000.00      20060601                        1,402.20
     15367                          6.1835                             20360501                                                                      357                                               136,000.00      20060601                          876.68
     33147                          6.9835                             20360501                                                                      357                                               192,000.00      20060601                         1,198.40
     33126                          7.0335                             20360501                                                                      357                                                171,200.00     20060601                         1,201.75
     33032                          7.4835                             20360501                                                                      357                                               215,950.00      20060601                        1,583.06
     33023                          7.7435                             20360501                                                                      357                                              223,200.00       20060601                        1,534.50
     16150                          9.1335                             20360501                                                                      357                                                 55,800.00     20060601                           474.91
     33068                          8.2935                             20360501                                                                      357                                               157,500.00      20060601                         1,190.70
     33024                          7.1435                             20360501                                                                      357                                              276,000.00       20060601                        1,846.94
     33025                          5.6335                             20360501                                                                      357                                               316,000.00      20060601                         1,616.87
     33016                          7.4835                             20360501                                                                      357                                                119,200.00     20060601                          873.82
     33907                          6.4835                             20360501                                                                      357                                               147,000.00      20060601                           977.01
     33178                          6.5335                             20360501                                                                      357                                              299,000.00       20060601                        1,997.29
     34434                          7.5835                             20360501                                                                      357                                              204,400.00       20060601                         1,512.66
     33415                          7.9435                             20360501                                                                      357                                                 94,400.00     20060601                          688.45
     15136                          10.4335                            20360501                                                                      357                                                 46,350.00     20060601                          439.30
     33063                          7.9335                             20360501                                                                      357                                               216,000.00      20060601                         1,519.20
     33317                          6.7835                             20360501                                                                      357                                               216,000.00      20060601                        1,388.03
     33313                          8.9335                             20360401                                                                      356                                               192,000.00      20060501                        1,606.04
     30047                          6.5935                             20360401                                                                      356                                                131,200.00     20060501                          776.27
     28655                          9.4435                             20360401                                                                      356                                                 50,400.00     20060501                          440.44
     20707                          8.0435                             20360401                                                                      356                                              225,300.00       20060501                        1,740.35
     23231                          7.9835                             20360401                                                                      356                                              247,500.00       20060501                          1,901.31
     33182                          7.7835                             20360401                                                                      356                                              290,000.00       20060501                        2,186.83
     6114                           7.0835                             20360501                                                                      357                                              225,000.00       20060601                         1,587.12
     33025                          8.0435                             20360401                                                                      356                                               132,000.00      20060501                         1,019.65
     34983                          7.4835                             20360501                                                                      357                                              208,000.00       20060601                         1,384.17
     33162                          6.8835                             20360401                                                                      356                                              337,500.00       20060501                       2,334.48
     33033                          7.6935                             20360501                                                                      357                                              204,000.00       20060601                         1,449.14
     70805                          10.0935                            20360501                                                                      357                                                 64,800.00     20060601                          597.60
     19142                          8.0935                             20360501                                                                      357                                               123,300.00      20060601                          956.82
     34945                          7.5935                             20360501                                                                      357                                              284,000.00       20060601                        1,996.03
     2860                           7.8435                             20360501                                                                      357                                               218,500.00      20060601                        1,576.93
     33907                          8.4435                             20360501                                                                      357                                               106,050.00      20060601                          849.49
     33162                          6.8835                             20360401                                                                      356                                               199,250.00      20060501                         1,378.21
     33023                          7.7335                             20360501                                                                      357                                              238,400.00       20060601                        1,789.34
     33023                          12.6835                            20210501                                                                      177                                                 59,600.00     20060601                           668.16
     23234                          13.1835                            20210401                                                                      176                                                 34,800.00     20060501                           403.81
     33613                          9.3335                             20360501                                                                      357                                                131,400.00     20060601                         1,137.62
     33174                          7.2235                             20360401                                                                      356                                               175,000.00      20060501                         1,251.30
     39828                          9.4435                             20360501                                                                      357                                                 88,200.00     20060601                          770.76
     33313                          7.8835                             20360501                                                                      357                                               182,500.00      20060601                        1,389.06
     33029                          9.4835                             20360501                                                                      357                                              350,000.00       20060601                        3,068.91
     33064                          7.8835                             20360501                                                                      357                                              268,650.00       20060601                         1,878.31
     33127                          8.0835                             20360501                                                                      357                                               184,000.00      20060601                        1,426.55
     33147                          8.4085                             20360501                                                                      357                                               216,000.00      20060601                        1,724.79
     6108                           7.8435                             20360501                                                                      357                                               156,000.00      20060601                        1,085.50
     33460                          6.7135                             20360501                                                                      357                                              228,000.00       20060601                        1,453.44
     48205                          7.9935                             20360501                                                                      357                                               108,000.00      20060601                          830.43
     33467                          7.5935                             20360501                                                                      357                                              372,000.00       20060601                        2,614.52
     27896                          8.8835                             20360501                                                                      357                                               193,500.00      20060601                          1,611.55
     48060                          9.3335                             20360501                                                                      357                                                 72,000.00     20060601                          623.36
     33165                          7.0335                             20360501                                                                      357                                              352,000.00       20060601                       2,470.88
     33021                          7.5435                             20360501                                                                      357                                               231,000.00      20060601                        1,703.05
     33319                          8.1935                             20360501                                                                      357                                               145,750.00      20060601                           1,141.41
     19144                          7.3335                             20360501                                                                      357                                                 74,400.00     20060601                          537.65
     32907                          7.6935                             20360501                                                                      357                                               150,000.00      20060601                          1,121.63
     33147                          7.5935                             20360501                                                                      357                                               196,000.00      20060601                         1,451.87
     33023                          7.2335                             20360501                                                                      357                                              284,000.00       20060601                         1,919.49
     53224                          7.9835                             20360501                                                                      357                                               150,800.00      20060601                         1,104.36
     23237                          6.9935                             20360501                                                                      357                                                151,300.00     20060601                         1,057.91
     44706                          8.3335                             20360501                                                                      357                                                  73,100.00    20060601                          554.88
     33313                          7.4835                             20360501                                                                      357                                              255,600.00       20060601                         1,701.87
     24013                          8.3435                             20360501                                                                      357                                                 73,000.00     20060601                           579.51
     23605                          9.8835                             20360501                                                                      357                                               139,500.00      20060601                        1,264.60
     33909                          8.3835                             20360501                                                                      357                                              236,650.00       20060601                        1,885.44
     23703                          9.8435                             20360501                                                                      357                                               100,000.00      20060601                          903.54
     34982                          7.1835                             20360501                                                                      357                                                115,000.00     20060601                             819.11
     33322                          7.6935                             20360501                                                                      357                                              200,000.00       20060601                         1,495.51
     33463                          10.2935                            20360501                                                                      357                                                197,100.00     20060601                        1,847.30
     33161                          9.0335                             20360501                                                                      357                                              246,500.00       20060601                       2,079.90
     32207                          10.1835                            20360501                                                                      357                                                115,800.00     20060601                        1,075.75
     33426                          6.6335                             20360501                                                                      357                                              332,000.00       20060601                        1,975.40
     34134                          8.2335                             20360501                                                                      357                                               216,000.00      20060601                        1,573.20
     33135                          7.7835                             20360501                                                                      357                                              360,000.00       20060601                        2,714.69
     18032                          10.3535                            20360501                                                                      357                                               105,000.00      20060601                          988.85
     33135                          12.4835                            20210501                                                                      177                                                 90,000.00     20060601                          994.88
     32824                          6.4835                             20360501                                                                      357                                              207,900.00       20060601                        1,290.45
     33063                          6.2335                             20360501                                                                      357                                               318,400.00      20060601                        1,788.35
     28215                          9.5835                             20360501                                                                      357                                                 55,600.00     20060601                           491.63
     19141                          7.8335                             20360501                                                                      357                                                 63,000.00     20060601                          477.29
     34946                          8.1185                             20360501                                                                      357                                              270,300.00       20060601                        2,102.37
     33023                          7.9435                             20360501                                                                      357                                              205,600.00       20060601                        1,447.77
     34946                          7.7185                             20360501                                                                      357                                                112,500.00     20060601                          843.20
     27265                          11.4835                            20200401                                                                      164                                                 22,900.00     20050501                          235.38
     30238                          8.4835                             20360501                                                                      357                                                  91,500.00    20060601                          705.09
     48202                          9.3935                             20360401                                                                      356                                                 77,600.00     20060501                          675.27
     33852                          7.3935                             20360401                                                                      356                                               160,000.00      20060501                        1,053.33
     47804                          8.6835                             20360401                                                                      356                                                 82,500.00     20060501                           675.12
     33611                          6.1835                             20360501                                                                      357                                              200,000.00       20060601                        1,289.23
     33556                          9.1435                             20360501                                                                      357                                              327,000.00       20060601                       2,785.45
     48328                          13.6335                            20260401                                                                      236                                                 30,950.00     20060501                          388.02
     33617                          7.1435                             20360501                                                                      357                                               160,000.00      20060601                         1,135.22
     1010                           7.6935                             20360401                                                                      356                                              275,000.00       20060501                       2,056.32
     48189                          8.8835                             20360501                                                                      357                                               166,500.00      20060601                        1,386.68
     48189                          9.1335                             20360501                                                                      357                                               166,500.00      20060601                         1,417.06
     48204                          10.0835                            20360501                                                                      357                                                 72,000.00     20060601                          663.46
     28043                          10.1835                            20360501                                                                      357                                                 53,550.00     20060601                          497.47
     32810                          7.4435                             20360501                                                                      357                                               150,000.00      20060601                        1,095.42
     49028                          9.9435                             20360501                                                                      357                                                 74,350.00     20060601                          677.33
     2905                           7.7435                             20360501                                                                      357                                              207,200.00       20060601                        1,479.70
     21221                          8.1835                             20360501                                                                      357                                               124,800.00      20060601                          903.76
     43004                          5.8935                             20360501                                                                      357                                               157,000.00      20060601                          837.33
     38141                          8.8935                             20360501                                                                      357                                               105,750.00      20060601                           881.50
     33810                          12.7835                            20210501                                                                      177                                                 27,700.00     20060601                            312.71
     48126                          10.2435                            20360501                                                                      357                                               152,900.00      20060601                        1,427.29
     46217                          6.4835                             20360501                                                                      357                                                 85,600.00     20060601                          498.62
     48223                          9.0835                             20360501                                                                      357                                                 57,750.00     20060601                          489.39
     46040                          9.9935                             20360501                                                                      357                                               105,000.00      20060601                          960.48
     32714                          6.9935                             20360501                                                                      357                                              320,000.00       20060601                       2,000.00
     21117                          7.8935                             20360501                                                                      357                                              244,600.00       20060601                        1,863.45
     20720                          7.7935                             20360501                                                                      357                                              323,200.00       20060601                       2,320.32
     33880                          9.0335                             20360501                                                                      357                                              385,200.00       20060601                        3,132.35
     48188                          9.1835                             20360501                                                                      357                                               301,750.00      20060601                        2,579.21
     48219                          8.2335                             20360501                                                                      357                                                 56,700.00     20060601                          445.65
     33604                          8.0435                             20360501                                                                      357                                                141,600.00     20060601                        1,093.80
     34691                          8.4835                             20360501                                                                      357                                               138,900.00      20060601                          1,116.62
     34472                          6.4835                             20360501                                                                      357                                                141,500.00     20060601                          878.30
     34677                          7.9435                             20360501                                                                      357                                              208,000.00       20060601                         1,591.98
     44273                          7.5935                             20360501                                                                      357                                               147,000.00      20060601                        1,088.90
     85208                          9.6685                             20360501                                                                      357                                               198,050.00      20060601                        1,763.70
     85007                          7.8335                             20360501                                                                      357                                               105,000.00      20060601                          757.00
     78412                          8.7335                             20360501                                                                      357                                                 94,500.00     20060601                          776.74
     20602                          8.4335                             20360501                                                                      357                                               179,200.00      20060601                        1,335.04
     33778                          8.8835                             20360401                                                                      356                                               137,700.00      20060501                         1,146.82
     60622                          10.3935                            20350901                                                                      349                                                 85,200.00     20051001                          804.95
     60110                          11.9435                            20360301                                                                      355                                                 35,600.00     20060401                          378.56
     60805                          11.4835                            20210301                                                                      175                                                 43,950.00     20060401                           451.74
     61081                          8.4335                             20360501                                                                      357                                                 63,200.00     20060601                          505.80
     60177                          11.5435                            20210401                                                                      176                                                 42,000.00     20060501                          433.63
     60609                          11.4935                            20210501                                                                      177                                                 35,250.00     20060601                          362.59
     60446                          8.4935                             20360501                                                                      357                                               164,000.00      20060601                         1,319.58
     60015                          8.4435                             20360501                                                                      357                                              292,500.00       20060601                        2,343.01
     60506                          8.4335                             20360501                                                                      357                                               133,800.00      20060601                         1,070.81
     60506                          12.9085                            20360501                                                                      357                                                 33,450.00     20060601                          380.90
     60803                          8.5935                             20360501                                                                      357                                               123,500.00      20060601                         1,002.61
     60638                          11.9435                            20210401                                                                      176                                                 42,000.00     20060501                          446.62
     60641                          11.8935                            20360401                                                                      356                                                 82,000.00     20060501                          868.79
     60707                          8.3835                             20360501                                                                      357                                               157,600.00      20060601                        1,202.34
     60053                          8.7535                             20360501                                                                      357                                              202,000.00       20060601                        1,663.27
     53204                          8.3435                             20360501                                                                      357                                                 111,600.00    20060601                          885.94
     60638                          11.7935                            20210501                                                                      177                                                  51,800.00    20060601                           544.81
     46041                          8.5935                             20360501                                                                      357                                                  61,200.00    20060601                          496.84
     60181                          9.3335                             20360501                                                                      357                                              203,900.00       20060601                         1,765.31
     60827                          9.1835                             20360501                                                                      357                                                 49,500.00     20060601                           423.10
     60104                          6.3435                             20360501                                                                      357                                               148,000.00      20060601                          844.83
     60644                          11.7435                            20210501                                                                      177                                                 33,000.00     20060601                           345.81
     60440                          8.0935                             20360501                                                                      357                                               176,400.00      20060601                        1,368.88
     60629                          7.8935                             20360501                                                                      357                                              250,750.00       20060601                          1,819.18
     60450                          7.7435                             20360501                                                                      357                                              236,900.00       20060601                        1,779.75
     60586                          7.9935                             20360501                                                                      357                                               192,200.00      20060601                        1,477.85
     60624                          5.9335                             20360501                                                                      357                                              256,000.00       20060601                        1,373.87
     60643                          7.0935                             20360501                                                                      357                                               172,900.00      20060601                        1,220.80
     60438                          7.2935                             20360501                                                                      357                                                151,900.00     20060601                        1,033.45
     60139                          8.0935                             20360501                                                                      357                                               150,000.00      20060601                         1,164.02
     60139                          9.1435                             20360501                                                                      357                                                 92,700.00     20060601                          789.64
     60194                          8.9935                             20360501                                                                      357                                              306,000.00       20060601                        2,573.01
     60632                          5.7335                             20360501                                                                      357                                              200,000.00       20060601                        1,039.73
     53215                          7.7585                             20360501                                                                      357                                                116,800.00     20060601                          804.46
     60090                          7.0435                             20360501                                                                      357                                               212,000.00      20060601                        1,489.60
     60148                          6.4635                             20360501                                                                      357                                              232,000.00       20060601                        1,343.94
     60104                          8.4435                             20360501                                                                      357                                               126,650.00      20060601                         1,014.50
     60637                          8.0835                             20360501                                                                      357                                               261,250.00      20060601                       2,025.47
     18372                          7.4835                             20360501                                                                      357                                                151,200.00     20060601                         1,050.18
     6513                           8.9935                             20360401                                                                      356                                              276,000.00       20060501                       2,320.76
     23060                          8.5935                             20360501                                                                      357                                               139,000.00      20060601                         1,128.44
     24012                          8.5935                             20360501                                                                      357                                                119,000.00     20060601                          966.08
     23323                          9.2185                             20360501                                                                      357                                               168,750.00      20060601                        1,446.73
     8054                           6.5935                             20351201                                                                      352                                               144,000.00      20060101                          967.73
     53216                          10.2335                            20360401                                                                      356                                                115,600.00     20060501                        1,078.24
     32780                          9.6935                             20360401                                                                      356                                               154,800.00      20060501                          1,381.41
     92335                          8.0335                             20360401                                                                      356                                              248,000.00       20060501                         1,913.94
     33612                          8.6835                             20360401                                                                      356                                                141,600.00     20060501                         1,158.76
     89115                          7.0935                             20360301                                                                      355                                              204,800.00       20060401                        1,297.07
     95322                          6.2435                             20360201                                                                      354                                              239,000.00       20060301                         1,550.15
     15668                          8.2435                             20360401                                                                      356                                               122,400.00      20060501                          962.92
     92503                          8.2435                             20351201                                                                      352                                              205,000.00       20060101                         1,612.74
     93012                          6.4435                             20360201                                                                      354                                              525,000.00       20060301                       3,475.23
     7064                           7.3935                             20360301                                                                      355                                              268,000.00       20060401                        1,947.84
     63114                          9.8335                             20360401                                                                      356                                                121,500.00     20060501                        1,096.90
     93560                          6.4835                             20360301                                                                      355                                              380,000.00       20060401                        2,213.50
     93550                          6.5435                             20360301                                                                      355                                               155,000.00      20060401                        1,036.43
     91402                          6.1735                             20360301                                                                      355                                              297,000.00       20060401                         1,912.54
     33612                          12.4435                            20360401                                                                      356                                                 35,400.00     20060501                           390.21
     91343                          7.4835                             20360301                                                                      355                                               516,000.00      20060401                       3,435.70
     17552                          7.8435                             20360401                                                                      356                                               172,000.00      20060501                        1,304.29
     2124                           6.1185                             20360401                                                                      356                                              380,000.00       20060501                        2,433.19
     92316                          6.9435                             20360301                                                                      355                                              432,000.00       20060401                       3,005.83
     91335                          6.8685                             20360301                                                                      355                                               319,250.00      20060401                        1,962.06
     90031                          8.8285                             20360201                                                                      354                                               513,000.00      20060301                        4,251.96
     34953                          7.8935                             20360401                                                                      356                                               215,600.00      20060501                        1,642.53
     15228                          7.3685                             20360401                                                                      356                                               126,400.00      20060501                          829.50
     34953                          10.3335                            20210401                                                                      176                                                 53,900.00     20060501                          506.80
     22657                          8.4835                             20360401                                                                      356                                              200,000.00       20060501                        1,498.33
     64053                          11.3435                            20360501                                                                      357                                                 62,400.00     20060601                          634.66
     64030                          7.2935                             20360401                                                                      356                                               120,000.00      20060501                          863.84
     77016                          10.0435                            20360501                                                                      357                                                 58,500.00     20060601                           537.31
     77093                          9.0335                             20210501                                                                      177                                                 68,800.00     20060601                          720.09
     77044                          9.3435                             20360401                                                                      356                                                  21,925.00    20060501                           189.98
     76134                          8.3635                             20360501                                                                      357                                               107,050.00      20060601                           815.04
     63107                          7.4935                             20360501                                                                      357                                               108,000.00      20060601                          792.47
     75765                          8.7435                             20360501                                                                      357                                                 75,600.00     20060601                           621.94
     75765                          9.3435                             20360501                                                                      357                                                  18,900.00    20060601                           163.77
     75006                          7.8935                             20360501                                                                      357                                                 93,500.00     20060601                           712.32
     77069                          9.2335                             20360501                                                                      357                                               102,600.00      20060601                          880.74
     77087                          8.9835                             20260501                                                                      237                                                 64,000.00     20060601                           596.15
     65616                          10.0435                            20360501                                                                      357                                                  61,750.00    20060601                           567.16
     63137                          11.3835                            20360501                                                                      357                                                 83,000.00     20060601                          846.73
     47327                          12.6835                            20360501                                                                      357                                                 23,000.00     20060601                          257.85
     77449                          7.6435                             20360501                                                                      357                                                 97,550.00     20060601                           726.01
     77053                          8.1835                             20360501                                                                      357                                                  71,200.00    20060601                          557.08
     77521                          9.3435                             20360501                                                                      357                                                 24,700.00     20060601                           214.03
     63136                          9.1935                             20360501                                                                      357                                                 90,000.00     20060601                          769.94
     75069                          5.9835                             20360501                                                                      357                                               100,000.00      20060601                            631.41
     76040                          7.6435                             20360501                                                                      357                                                115,200.00     20060601                          857.37
     78745                          9.4835                             20360501                                                                      357                                                 96,500.00     20060601                           846.14
     75069                          7.0335                             20360501                                                                      357                                                  71,600.00    20060601                          502.60
     63123                          10.9435                            20360501                                                                      357                                               137,735.00      20060601                        1,358.73
     64130                          9.1335                             20360501                                                                      357                                                 52,000.00     20060601                          442.57
     62206                          8.5835                             20360501                                                                      357                                                 77,600.00     20060601                          629.42
     7018                           9.4935                             20360501                                                                      357                                               173,600.00      20060601                        1,523.46
     8562                           8.9685                             20360501                                                                      357                                               182,750.00      20060601                        1,533.33
     8046                           8.1185                             20360501                                                                      357                                               135,000.00      20060601                        1,050.02
     78244                          7.6435                             20360501                                                                      357                                                 98,400.00     20060601                          732.34
     77033                          9.1435                             20360501                                                                      357                                                 68,000.00     20060601                          579.24
     77365                          8.9935                             20360501                                                                      357                                                 70,000.00     20060601                          588.60
     78250                          7.7685                             20360501                                                                      357                                               100,000.00      20060601                          753.02
     77039                          9.9935                             20260501                                                                      237                                                 92,000.00     20060601                            918.51
     77530                          7.7435                             20360501                                                                      357                                                  81,000.00    20060601                          608.53
     18064                          6.9685                             20360501                                                                      357                                              235,000.00       20060601                         1,542.13
     19124                          8.4935                             20360501                                                                      357                                                 97,000.00     20060601                          780.48
     95829                          6.4935                             20360501                                                                      357                                              270,000.00       20060601                        1,796.32
     93274                          6.7435                             20360501                                                                      357                                              283,500.00       20060601                         1,813.47
     93274                          6.4835                             20360501                                                                      357                                               177,500.00      20060601                          1,101.75
     93257                          7.3435                             20360501                                                                      357                                                 80,000.00     20060601                          523.33
     95301                          9.2685                             20360501                                                                      357                                              264,000.00       20060601                        2,195.20
     23141                          7.7435                             20360401                                                                      356                                               122,250.00      20060501                           918.42
     23141                          7.7435                             20360401                                                                      356                                               128,250.00      20060501                          963.50
     23224                          8.4835                             20360501                                                                      357                                                118,750.00     20060601                          889.64
     22043                          8.7435                             20360501                                                                      357                                               125,000.00      20060601                        1,028.34
     23666                          9.0185                             20360501                                                                      357                                               128,350.00      20060601                         1,081.58
     22963                          8.9185                             20360501                                                                      357                                              202,000.00       20060601                        1,687.48
     21214                          8.7935                             20360401                                                                      356                                               177,500.00      20060501                        1,466.68
     17057                          8.2435                             20210501                                                                      177                                                 86,250.00     20060601                          862.02
     17090                          9.8685                             20360501                                                                      357                                                131,300.00     20060601                         1,188.80
     90018                          6.7435                             20360401                                                                      356                                              370,000.00       20060501                       2,524.05
     93535                          8.4835                             20360501                                                                      357                                              270,750.00       20060601                       2,028.37
     93535                          8.4435                             20360501                                                                      357                                               169,000.00      20060601                        1,353.74
     98607                          8.8435                             20360501                                                                      357                                               199,500.00      20060601                         1,655.71
     98367                          8.7435                             20360501                                                                      357                                              200,450.00       20060601                         1,545.14
     97222                          7.8685                             20360501                                                                      357                                               172,500.00      20060601                           1,311.12
     97206                          8.9685                             20360501                                                                      357                                                161,500.00     20060601                        1,355.03
     98391                          7.4435                             20360501                                                                      357                                              242,250.00       20060601                        1,603.64
     34652                          8.9185                             20360401                                                                      356                                                 86,000.00     20060501                           718.43
     21061                          6.7435                             20360501                                                                      357                                                131,500.00     20060601                          794.48
     19713                          8.2435                             20360501                                                                      357                                               210,900.00      20060601                         1,537.81
     21061                          7.3685                             20360501                                                                      357                                               150,400.00      20060601                          987.00
     21146                          7.8685                             20360501                                                                      357                                              446,500.00       20060601                         3,116.20
     23453                          8.4935                             20360501                                                                      357                                               107,200.00      20060601                          826.90
     22193                          7.1185                             20360501                                                                      357                                               187,500.00      20060601                          1,191.40
     23703                          10.2185                            20360501                                                                      357                                               158,400.00      20060601                        1,475.66
     43701                          8.2435                             20360501                                                                      357                                               142,200.00      20060601                        1,069.59
     45150                          8.2435                             20360501                                                                      357                                               158,000.00      20060601                        1,242.99
     43612                          8.2435                             20360501                                                                      357                                                 83,000.00     20060601                          652.96
     43611                          8.2435                             20360501                                                                      357                                                114,000.00     20060601                          896.84
     43326                          8.2435                             20360501                                                                      357                                                 79,500.00     20060601                          625.43
     45240                          8.2435                             20360501                                                                      357                                               195,000.00      20060601                        1,534.07
     80919                          8.2435                             20360501                                                                      357                                              490,000.00       20060601                       3,854.83
     80814                          8.2435                             20360501                                                                      357                                              232,000.00       20060601                         1,825.14
     81419                          6.9935                             20360501                                                                      357                                              280,000.00       20060601                        1,750.00
     79416                          8.9935                             20360401                                                                      356                                                 98,550.00     20060501                          828.66
     77083                          8.9935                             20360501                                                                      357                                               168,750.00      20060601                         1,418.94
     77013                          7.6435                             20160501                                                                      117                                                 75,000.00     20060601                            915.91
     77083                          9.5185                             20260501                                                                      237                                                 98,400.00     20060601                            951.21
     77591                          7.8935                             20360501                                                                      357                                               147,500.00      20060601                          1,123.71
     77009                          7.1435                             20360501                                                                      357                                                 111,000.00    20060601                          787.56
     77033                          9.1435                             20360501                                                                      357                                                 66,400.00     20060601                           565.61
     78227                          8.2685                             20360501                                                                      357                                                 57,600.00     20060601                           454.17
     75077                          8.2685                             20360501                                                                      357                                              440,000.00       20060601                       3,469.34
     79360                          7.7435                             20360501                                                                      357                                               100,000.00      20060601                           751.27
     75067                          7.7685                             20360501                                                                      357                                               156,000.00      20060601                         1,174.72
     75137                          9.8685                             20360501                                                                      357                                                110,700.00     20060601                        1,002.29
     75142                          8.0185                             20360501                                                                      357                                                 63,200.00     20060601                          487.07
     76712                          7.8935                             20360501                                                                      357                                                 79,200.00     20060601                          603.38
     75707                          7.5185                             20360501                                                                      357                                                 92,000.00     20060601                          676.67
     76710                          8.1935                             20360501                                                                      357                                                 80,000.00     20060601                           626.51
     75013                          8.3685                             20360501                                                                      357                                              288,000.00       20060601                        2,291.46
     76063                          6.9935                             20360501                                                                      357                                              400,000.00       20060601                       2,796.86
     76262                          8.6435                             20360501                                                                      357                                               148,500.00      20060601                         1,210.93
     76567                          6.8935                             20360501                                                                      357                                               128,200.00      20060601                          887.63
     93536                          8.0935                             20360401                                                                      356                                               441,000.00      20060501                        3,160.50
     93454                          5.8935                             20360501                                                                      357                                              280,000.00       20060601                        1,492.93
     93309                          8.6185                             20360501                                                                      357                                              204,000.00       20060601                        1,593.24
     78217                          9.6435                             20360501                                                                      357                                                 83,200.00     20060601                          739.38
     77478                          7.7685                             20360501                                                                      357                                               100,000.00      20060601                          753.02
     99337                          8.8685                             20360401                                                                      356                                               124,000.00      20060501                         1,031.37
     98445                          9.8435                             20360501                                                                      357                                               184,500.00      20060601                        1,667.04
     98408                          9.6185                             20360501                                                                      357                                               174,400.00      20060601                        1,546.62
     99037                          7.2185                             20360501                                                                      357                                              229,500.00       20060601                         1,477.41
     98328                          6.1185                             20360501                                                                      357                                              245,000.00       20060601                        1,456.24
     97702                          6.9685                             20360501                                                                      357                                              304,300.00       20060601                        1,895.54
     98597                          7.9685                             20360501                                                                      357                                               175,500.00      20060601                        1,239.47
     95380                          9.9935                             20350801                                                                      348                                                 68,900.00     20050901                          630.26
     98503                          11.1835                            20360301                                                                      355                                                  41,000.00    20060401                            411.97
     95307                          11.1835                            20210301                                                                      175                                                 73,600.00     20060401                          739.54
     98387                          11.1835                            20360301                                                                      355                                                 49,500.00     20060401                          497.38
     98409                          8.6335                             20360501                                                                      357                                               136,500.00      20060601                          1,112.09
     93657                          11.1835                            20210301                                                                      175                                                 43,000.00     20060401                          432.07
     93727                          11.1835                            20210301                                                                      175                                                  61,950.00    20060401                          622.48
     95351                          11.1835                            20210301                                                                      175                                                 59,000.00     20060401                          592.84
     95209                          11.1835                            20210301                                                                      175                                                 85,000.00     20060401                          854.09
     95313                          11.1835                            20210301                                                                      175                                                 58,000.00     20060401                          582.79
     95660                          11.1835                            20210301                                                                      175                                                 62,800.00     20060401                           631.02
     94803                          10.9335                            20210301                                                                      175                                                 92,000.00     20060401                          906.86
     93728                          11.1835                            20210301                                                                      175                                                 36,000.00     20060401                           361.73
     95838                          11.1835                            20210301                                                                      175                                                 50,000.00     20060401                           502.41
     98074                          11.5335                            20360301                                                                      355                                                 69,000.00     20060401                            711.87
     95838                          11.1835                            20210401                                                                      176                                                 67,000.00     20060501                          673.23
     95350                          11.1835                            20210401                                                                      176                                                  71,000.00    20060501                           713.42
     93728                          11.1835                            20210401                                                                      176                                                  41,000.00    20060501                            411.97
     94533                          11.1835                            20210401                                                                      176                                                 85,600.00     20060501                           860.12
     98408                          11.1835                            20360401                                                                      356                                                 35,000.00     20060501                           351.68
     95301                          11.1835                            20210401                                                                      176                                                 64,800.00     20060501                            651.12
     95351                          9.2585                             20360501                                                                      357                                              292,000.00       20060601                         2,511.95
     93221                          11.1835                            20210401                                                                      176                                                 97,000.00     20060501                          974.67
     91790                          11.1835                            20210401                                                                      176                                                 111,000.00    20060501                          1,115.34
     95758                          8.0835                             20360501                                                                      357                                              522,400.00       20060601                        3,739.51
     95126                          11.1835                            20210401                                                                      176                                               143,000.00      20060501                        1,436.88
     93722                          6.5835                             20360401                                                                      356                                              500,000.00       20060501                        2,954.17
     93722                          10.9835                            20210401                                                                      176                                               138,600.00      20060501                         1,371.49
     94546                          11.1835                            20210401                                                                      176                                                110,000.00     20060501                         1,105.29
     95348                          7.5835                             20360501                                                                      357                                               414,400.00      20060601                       2,793.75
     93306                          11.1835                            20210501                                                                      177                                                 48,600.00     20060601                          488.34
     95624                          7.0085                             20360401                                                                      356                                              500,000.00       20060501                         3,131.25
     95624                          6.9085                             20360401                                                                      356                                              500,000.00       20060501                       3,089.58
     95624                          10.3835                            20210401                                                                      176                                               185,000.00      20060501                        1,746.44
     94928                          7.4835                             20360501                                                                      357                                              447,200.00       20060601                        2,977.61
     95045                          7.7585                             20360501                                                                      357                                               517,500.00      20060601                       3,564.28
     84015                          6.6185                             20360501                                                                      357                                                 96,800.00     20060601                          574.75
     95815                          7.2585                             20360501                                                                      357                                              224,000.00       20060601                        1,449.47
     95655                          7.4835                             20360501                                                                      357                                              392,000.00       20060601                        2,610.07
     95670                          7.1335                             20360401                                                                      356                                              279,600.00       20060501                        1,868.96
     95356                          7.0085                             20360401                                                                      356                                              268,000.00       20060501                        1,678.35
     95687                          6.8085                             20360501                                                                      357                                              306,000.00       20060601                        1,863.50
     95351                          7.4835                             20360501                                                                      357                                                251,100.00     20060601                        1,744.04
     95351                          10.9835                            20210501                                                                      177                                                 62,750.00     20060601                          620.93
     94553                          8.3585                             20360501                                                                      357                                              427,000.00       20060601                       3,249.40
     95127                          8.1835                             20360501                                                                      357                                              500,000.00       20060601                       3,620.83
     95127                          11.4335                            20210501                                                                      177                                               155,000.00      20060601                         1,587.19
     93635                          7.1585                             20360501                                                                      357                                              436,000.00       20060601                       2,922.49
     95670                          8.1335                             20360501                                                                      357                                              344,000.00       20060601                       2,476.80
     95376                          7.3835                             20360401                                                                      356                                              369,000.00       20060501                       2,535.29
     94503                          6.6335                             20360501                                                                      357                                                 60,000.00     20060601                          356.23
     95835                          8.2835                             20360401                                                                      356                                                311,200.00     20060501                       2,279.54
     95835                          11.2835                            20210401                                                                      176                                                 77,800.00     20060501                           787.71
     94591                          6.4935                             20360501                                                                      357                                               412,000.00      20060601                       2,403.33
     95111                          6.4085                             20360501                                                                      357                                              337,600.00       20060601                        1,945.42
     93215                          8.0085                             20360501                                                                      357                                               120,000.00      20060601                          923.97
     95948                          7.7435                             20360501                                                                      357                                              286,000.00       20060601                        1,966.25
     83687                          7.2435                             20360501                                                                      357                                               153,000.00      20060601                          1,096.11
     94533                          8.2085                             20360501                                                                      357                                              378,000.00       20060601                       2,745.23
     95315                          7.4085                             20360501                                                                      357                                              248,000.00       20060601                        1,635.77
     95315                          11.2835                            20210501                                                                      177                                                 62,000.00     20060601                          627.74
     94806                          6.6335                             20360501                                                                      357                                              384,000.00       20060601                       2,425.44
     98042                          7.9535                             20360501                                                                      357                                              238,500.00       20060601                          1,741.18
     94603                          6.7835                             20360501                                                                      357                                              329,600.00       20060601                       2,002.32
     95363                          6.7905                             20360501                                                                      357                                                401,100.00     20060601                       2,439.02
     94565                          8.2835                             20360501                                                                      357                                              288,000.00       20060601                        2,175.07
     94565                          11.1835                            20210501                                                                      177                                                 72,000.00     20060601                          723.47
     94561                          7.0835                             20360501                                                                      357                                              342,950.00       20060601                       2,279.70
     94801                          7.4465                             20360501                                                                      357                                               331,200.00      20060601                        2,291.20
     94801                          11.1835                            20210501                                                                      177                                                 82,800.00     20060601                           831.99
     95126                          7.4835                             20360501                                                                      357                                              500,000.00       20060601                        3,472.81
     83442                          11.1835                            20210501                                                                      177                                                 20,000.00     20060601                          200.96
     95453                          8.6585                             20360501                                                                      357                                              260,000.00       20060601                        1,985.75
     95453                          11.1835                            20210501                                                                      177                                                 65,000.00     20060601                           653.13
     95334                          7.4835                             20360501                                                                      357                                               180,000.00      20060601                         1,198.50
     93905                          7.0085                             20360501                                                                      357                                              344,000.00       20060601                        2,154.30
     94806                          7.5835                             20360501                                                                      357                                              384,000.00       20060601                       2,588.80
     95820                          7.3435                             20360501                                                                      357                                              244,000.00       20060601                         1,596.17
     95205                          8.7435                             20360501                                                                      357                                              284,400.00       20060601                       2,339.69
     98056                          6.8685                             20360501                                                                      357                                               216,800.00      20060601                        1,332.00
     95757                          7.4085                             20360501                                                                      357                                              348,000.00       20060601                       2,295.32
     95757                          11.1835                            20210501                                                                      177                                                 87,000.00     20060601                           874.19
     95354                          6.7335                             20360501                                                                      357                                               313,600.00      20060601                        1,892.05
     93702                          7.8085                             20360501                                                                      357                                               178,800.00      20060601                        1,238.92
     93702                          11.1835                            20210501                                                                      177                                                 44,700.00     20060601                           449.15
     94546                          6.7835                             20360501                                                                      357                                              425,600.00       20060601                       2,585.52
     95351                          8.3835                             20360501                                                                      357                                              286,400.00       20060601                         2,121.75
     93657                          6.8935                             20360501                                                                      357                                              305,400.00       20060601                        1,883.30
     95376                          7.3835                             20360501                                                                      357                                              320,000.00       20060601                        2,198.62
     92344                          11.3685                            20350801                                                                      348                                                 72,000.00     20050901                          733.68
     80015                          11.6185                            20351101                                                                      351                                                 38,600.00     20051201                          400.76
     92301                          11.1835                            20210301                                                                      175                                                  81,000.00    20060401                           813.90
     92154                          7.0685                             20360101                                                                      353                                              368,000.00       20060201                       2,323.00
     80219                          12.0335                            20210201                                                                      174                                                 37,200.00     20060301                           398.17
     85019                          11.1835                            20210101                                                                      173                                                 47,400.00     20060201                          476.28
     92019                          11.1835                            20210401                                                                      176                                                 99,200.00     20060501                          996.77
     92154                          11.1835                            20210301                                                                      175                                                 98,800.00     20060401                          992.76
     92802                          11.1835                            20360401                                                                      356                                                121,200.00     20060501                         1,217.83
     92867                          6.5085                             20360501                                                                      357                                              500,000.00       20060601                          3,112.61
     92867                          10.0835                            20210501                                                                      177                                               180,000.00      20060601                        1,658.65
     90660                          8.5585                             20360401                                                                      356                                              395,000.00       20060501                       3,066.66
     85201                          11.1835                            20210301                                                                      175                                                 35,800.00     20060401                          359.72
     91768                          11.1835                            20210401                                                                      176                                                  81,600.00    20060501                           819.93
     97006                          8.9335                             20360501                                                                      357                                               180,000.00      20060601                        1,505.66
     93535                          9.2435                             20360401                                                                      356                                              225,250.00       20060501                        1,868.58
     89143                          11.1835                            20210401                                                                      176                                                 65,800.00     20060501                            661.17
     92019                          11.1835                            20210401                                                                      176                                                 89,000.00     20060501                          894.28
     89134                          11.1835                            20210401                                                                      176                                                 72,000.00     20060501                          723.47
     92545                          7.2585                             20360501                                                                      357                                              276,000.00       20060601                        1,785.95
     92545                          10.9835                            20210501                                                                      177                                                 69,000.00     20060601                          682.77
     92337                          8.3395                             20360501                                                                      357                                              320,000.00       20060601                       2,430.49
     89120                          8.2085                             20360501                                                                      357                                                116,000.00     20060601                          842.45
     89121                          11.1835                            20210401                                                                      176                                                 38,000.00     20060501                           381.83
     85032                          7.9335                             20360501                                                                      357                                              288,000.00       20060601                        2,098.18
     92592                          6.9585                             20360401                                                                      356                                              286,400.00       20060501                         1,781.58
     90744                          7.6085                             20360501                                                                      357                                              500,000.00       20060601                        3,381.25
     92553                          7.4835                             20360501                                                                      357                                              289,000.00       20060601                         2,118.57
     92057                          6.7205                             20360501                                                                      357                                              288,000.00       20060601                        1,734.48
     89031                          7.7585                             20360501                                                                      357                                              280,000.00       20060601                        1,928.50
     92583                          9.0835                             20360501                                                                      357                                              280,000.00       20060601                       2,372.80
     92562                          7.9085                             20360501                                                                      357                                              359,200.00       20060601                        2,518.89
     92562                          11.1835                            20210501                                                                      177                                                 89,800.00     20060601                          902.32
     92404                          7.1425                             20360501                                                                      357                                              268,000.00       20060601                          1,901.31
     85219                          7.2335                             20360501                                                                      357                                               139,200.00      20060601                          996.28
     92879                          6.2435                             20360501                                                                      357                                              468,000.00       20060601                       2,632.50
     90706                          7.4835                             20360501                                                                      357                                               413,600.00      20060601                       2,753.89
     80231                          9.3835                             20360401                                                                      356                                                 40,500.00     20060501                           352.13
     81022                          9.1585                             20360501                                                                      357                                                 67,400.00     20060601                          574.87
     91402                          6.9935                             20360501                                                                      357                                              226,500.00       20060601                         1,415.63
     85296                          7.4835                             20360501                                                                      357                                              202,000.00       20060601                         1,403.01
     91764                          6.3885                             20360501                                                                      357                                              328,000.00       20060601                        1,884.63
     92555                          7.6185                             20360501                                                                      357                                              394,250.00       20060601                       2,669.40
     93536                          7.3085                             20360501                                                                      357                                              325,750.00       20060601                         2,121.45
     85043                          7.9085                             20360501                                                                      357                                               176,800.00      20060601                         1,239.81
     91708                          8.2835                             20360501                                                                      357                                              320,000.00       20060601                       2,344.00
     92394                          7.9435                             20360501                                                                      357                                              335,200.00       20060601                       2,360.37
     92404                          6.7435                             20360501                                                                      357                                              260,000.00       20060601                        1,570.83
     85307                          9.4835                             20360501                                                                      357                                              239,900.00       20060601                        2,103.52
     93532                          7.7585                             20360501                                                                      357                                              344,000.00       20060601                       2,369.30
     92395                          7.8435                             20360501                                                                      357                                              280,500.00       20060601                        2,127.05
     89106                          6.5835                             20360501                                                                      357                                               197,600.00      20060601                         1,167.47
     93308                          7.3835                             20360501                                                                      357                                              272,000.00       20060601                        1,868.83
     85029                          6.2335                             20360501                                                                      357                                               159,200.00      20060601                           894.17
     94564                          5.6185                             20360501                                                                      357                                               518,300.00      20060601                       2,645.49
     95351                          8.1185                             20360501                                                                      357                                              239,000.00       20060601                        1,858.92
     94014                          7.0435                             20360501                                                                      357                                              569,000.00       20060601                       3,579.96
     93223                          8.1185                             20360501                                                                      357                                               186,400.00      20060601                        1,339.75
     85042                          9.3435                             20360401                                                                      356                                              207,000.00       20060501                        1,793.67
     86401                          8.0935                             20360501                                                                      357                                               135,000.00      20060601                          967.50
     85051                          6.4685                             20360501                                                                      357                                                 75,000.00     20060601                          435.94
     85363                          8.1185                             20360501                                                                      357                                                 94,000.00     20060601                            731.12
     85363                          6.7435                             20360501                                                                      357                                               123,000.00      20060601                           743.13
     85033                          6.3685                             20360501                                                                      357                                               165,750.00      20060601                           949.61
     85037                          7.2435                             20360501                                                                      357                                               162,720.00      20060601                        1,050.90
     85706                          8.9185                             20360501                                                                      357                                                141,000.00     20060601                         1,133.97
     85019                          7.5935                             20360501                                                                      357                                                 151,410.00    20060601                        1,022.02
     92071                          6.7435                             20360501                                                                      357                                              292,000.00       20060601                        1,867.84
     92532                          5.9685                             20360501                                                                      357                                              405,000.00       20060601                         2,184.15
     92234                          8.9685                             20360501                                                                      357                                              307,800.00       20060601                       2,487.38
     92071                          7.4685                             20360501                                                                      357                                              432,000.00       20060601                        2,871.00
     92530                          6.1185                             20360501                                                                      357                                               195,000.00      20060601                         1,159.05
     92220                          8.9685                             20360501                                                                      357                                               212,000.00      20060601                          1,713.21
     98516                          6.1185                             20360501                                                                      357                                               177,600.00      20060601                          980.50
     83686                          7.4935                             20360501                                                                      357                                                117,450.00     20060601                            861.81
     80620                          8.2435                             20360501                                                                      357                                               145,800.00      20060601                          1,147.01
     80017                          8.2435                             20360501                                                                      357                                               180,000.00      20060601                         1,353.91
     33175                          8.8435                             20360501                                                                      357                                               196,000.00      20060601                        1,626.67
     53223                          8.2435                             20360501                                                                      357                                               130,000.00      20060601                         1,022.71
     93215                          7.7335                             20360401                                                                      356                                              207,900.00       20060501                        1,560.42
     80906                          11.1835                            20210301                                                                      175                                                 25,600.00     20060401                          257.23
     89178                          11.1835                            20210401                                                                      176                                                 63,900.00     20060501                          642.08
     85257                          11.1835                            20210401                                                                      176                                                 59,800.00     20060501                          600.88
     92582                          11.1835                            20210401                                                                      176                                                 84,400.00     20060501                          848.06
     85027                          7.7835                             20360501                                                                      357                                               143,900.00      20060601                         1,085.12
     85009                          6.7335                             20360501                                                                      357                                                 90,000.00     20060601                           613.35
     89115                          11.1835                            20210401                                                                      176                                                 48,500.00     20060501                          487.33
     85009                          7.3835                             20360501                                                                      357                                               140,000.00      20060601                           961.90
     85031                          8.0585                             20360501                                                                      357                                               160,000.00      20060601                         1,180.87
     89110                          7.6185                             20360501                                                                      357                                              224,000.00       20060601                         1,516.67
     89120                          7.9935                             20360501                                                                      357                                                121,500.00     20060601                          860.63
     90061                          6.7435                             20360501                                                                      357                                               313,500.00      20060601                        2,138.62
     60805                          8.2435                             20360501                                                                      357                                               173,000.00      20060601                        1,360.99
     62650                          8.2435                             20360501                                                                      357                                                 87,000.00     20060601                          684.43
     48180                          8.2435                             20360401                                                                      356                                               142,500.00      20060501                          1,121.05
     61032                          8.2435                             20360501                                                                      357                                                 90,000.00     20060601                          708.03
     49045                          8.2435                             20360501                                                                      357                                                 75,000.00     20060601                          590.03
     49410                          8.2435                             20360501                                                                      357                                               146,700.00      20060601                         1,154.09
     61032                          8.2435                             20360501                                                                      357                                                  71,760.00    20060601                          564.54
     60107                          7.7435                             20360501                                                                      357                                               218,500.00      20060601                         1,641.52
     46383                          8.2435                             20360401                                                                      356                                                 82,000.00     20060501                          645.09
     48203                          8.2435                             20360501                                                                      357                                                  89,100.00    20060601                          700.95
     46767                          8.2435                             20360501                                                                      357                                               103,275.00      20060601                           812.46
     47432                          8.2435                             20360501                                                                      357                                                  81,000.00    20060601                          637.23
     47111                          8.2435                             20360501                                                                      357                                                 95,000.00     20060601                          747.37
     46208                          8.2435                             20360501                                                                      357                                                 58,500.00     20060601                          460.22
     75165                          6.1435                             20360501                                                                      357                                               136,000.00      20060601                          873.07
     79107                          8.4685                             20360401                                                                      356                                                 45,750.00     20060501                          367.29
     75152                          10.0935                            20360501                                                                      357                                                131,200.00     20060601                        1,209.96
     77708                          8.7685                             20360501                                                                      357                                              224,000.00       20060601                        1,846.85
     56303                          8.2435                             20360401                                                                      356                                                 99,400.00     20060501                           781.98
     65605                          8.2435                             20360501                                                                      357                                               102,000.00      20060601                          802.43
     64110                          8.2435                             20360501                                                                      357                                                 77,280.00     20060601                           581.28
     55118                          8.2435                             20360501                                                                      357                                               210,600.00      20060601                        1,584.07
     63390                          8.2435                             20360501                                                                      357                                               130,000.00      20060601                          977.82
     65401                          8.2435                             20360501                                                                      357                                                 58,500.00     20060601                          440.02
     63118                          8.2435                             20360501                                                                      357                                                 77,850.00     20060601                          585.56
     63136                          8.2435                             20360501                                                                      357                                                 76,884.00     20060601                          604.85
     55303                          8.2435                             20360501                                                                      357                                                 181,150.00    20060601                          1,425.11
     60130                          8.2435                             20360501                                                                      357                                               160,500.00      20060601                        1,262.65
     60432                          8.2435                             20360501                                                                      357                                              238,000.00       20060601                        1,872.35
     60473                          7.6185                             20360501                                                                      357                                               169,000.00      20060601                         1,190.96
     60620                          7.6935                             20360501                                                                      357                                               155,000.00      20060601                          1,101.06
     60428                          8.2435                             20360501                                                                      357                                               108,000.00      20060601                          849.64
     60446                          8.2435                             20360501                                                                      357                                              305,000.00       20060601                        2,294.12
     60628                          8.2435                             20360501                                                                      357                                               133,000.00      20060601                        1,000.39
     61554                          8.2435                             20360501                                                                      357                                                 78,850.00     20060601                           620.31
     32311                          9.3435                             20360501                                                                      357                                               124,000.00      20060601                        1,074.47
     32312                          9.6185                             20360501                                                                      357                                               108,000.00      20060601                          957.77
     32547                          8.9685                             20360501                                                                      357                                               144,000.00      20060601                        1,208.20
     70615                          10.3435                            20360501                                                                      357                                              247,500.00       20060601                       2,328.99
     70633                          10.1185                            20360501                                                                      357                                                 62,700.00     20060601                           579.41
     71220                          9.3685                             20210501                                                                      177                                                 112,125.00    20060601                         1,196.34
     70815                          9.8435                             20360501                                                                      357                                               148,500.00      20060601                         1,341.76
     70394                          7.8685                             20360501                                                                      357                                               100,000.00      20060601                          760.07
     70471                          8.2435                             20360501                                                                      357                                               102,600.00      20060601                           807.15
     70374                          6.8685                             20360501                                                                      357                                                 79,950.00     20060601                           552.19
     70560                          6.4935                             20360501                                                                      357                                               102,400.00      20060601                           681.27
     32818                          8.1685                             20360501                                                                      357                                               190,000.00      20060601                        1,373.54
     34711                          8.2435                             20360501                                                                      357                                               162,500.00      20060601                        1,278.39
     32773                          9.2685                             20360501                                                                      357                                               189,600.00      20060601                        1,632.44
     32773                          9.6935                             20360501                                                                      357                                                117,709.00     20060601                        1,050.42
     32805                          6.9935                             20360501                                                                      357                                                  81,220.00    20060601                          567.90
     37083                          11.3685                            20210101                                                                      173                                                 26,000.00     20060201                          309.96
     30310                          10.2185                            20360501                                                                      357                                                  98,100.00    20060601                           913.90
     30011                          11.3685                            20360401                                                                      356                                                 42,400.00     20060501                          432.06
     30071                          7.2435                             20360501                                                                      357                                                115,500.00     20060601                          827.46
     30025                          8.6935                             20360501                                                                      357                                                171,900.00     20060601                        1,407.95
     11233                          8.0685                             20360101                                                                      353                                              432,000.00       20060201                       3,344.70
     11233                          11.6435                            20210101                                                                      173                                                  81,000.00    20060201                          842.54
     95993                          7.9935                             20360601                                                                      358                                               150,000.00      20060701                         1,153.37
     33177                          8.9635                             20360501                                                                      357                                              446,250.00       20060601                        3,521.66
     90008                          11.4935                            20260501                                                                      237                                                 22,600.00     20060601                          248.85
     33155                          8.1335                             20360601                                                                      358                                              376,000.00       20060701                       2,707.20
     33155                          10.3735                            20360601                                                                      358                                                 94,000.00     20060701                          886.67
     77017                          9.4635                             20210501                                                                      177                                                  15,200.00    20060601                           133.05
     72223                          7.6185                             20360701                                                                      359                                              239,920.00       20060801                         1,781.40
     93535                          7.3685                             20360501                                                                      357                                              228,000.00       20060601                        1,496.25
     19138                          9.1435                             20360701                                                                      359                                              225,000.00       20060801                         1,916.60
     97501                          8.0135                             20360601                                                                      358                                              306,000.00       20060701                         2,172.61
     85022                          8.2435                             20360601                                                                      358                                               238,125.00      20060701                        1,736.33
     33912                          7.1435                             20360601                                                                      358                                              325,200.00       20060701                        2,073.16
     40220                          8.6335                             20360601                                                                      358                                              204,000.00       20060701                        1,553.80
     48219                          9.0435                             20360601                                                                      358                                                 63,000.00     20060701                          532.04
     22485                          7.3685                             20360501                                                                      357                                              300,000.00       20060601                         2,175.21
     23139                          7.3535                             20360601                                                                      358                                              364,000.00       20060701                       2,384.20
     23139                          11.5435                            20360601                                                                      358                                                  91,000.00    20060701                          939.54
     33912                          11.4535                            20360601                                                                      358                                                 40,650.00     20060701                           405.15
     55379                          7.0885                             20360601                                                                      358                                               319,500.00      20060701                       2,254.82
     85251                          6.9885                             20360601                                                                      358                                               160,000.00      20060701                          1,118.20
     63118                          7.9235                             20360601                                                                      358                                               102,320.00      20060701                           781.69
     94533                          7.6535                             20360601                                                                      358                                               319,500.00      20060701                       2,259.97
     93436                          6.1735                             20360601                                                                      358                                              295,200.00       20060701                        1,643.28
     55443                          6.7435                             20360401                                                                      356                                               192,000.00      20060501                         1,160.00
     37172                          9.8685                             20360501                                                                      357                                                 95,000.00     20060601                           860.14
     92505                          8.2935                             20360501                                                                      357                                              372,000.00       20060601                       2,727.82
     92505                          11.7435                            20360501                                                                      357                                                 93,000.00     20060601                          974.54
     92591                          6.0935                             20360501                                                                      357                                               415,750.00      20060601                       2,286.63
     63118                          12.6635                            20360601                                                                      358                                                 25,580.00     20060701                          286.37
     90723                          7.3685                             20360201                                                                      354                                              292,000.00       20060301                       2,002.97
     90723                          11.3685                            20210201                                                                      174                                                 73,000.00     20060301                          743.87
     95687                          6.9935                             20360301                                                                      355                                              476,000.00       20060401                        3,132.42
     95687                          10.7435                            20210301                                                                      175                                                 89,000.00     20060401                          864.42
     22406                          8.2435                             20360301                                                                      355                                              250,750.00       20060401                        1,886.07
     89110                          8.3685                             20360401                                                                      356                                               216,750.00      20060501                          1,651.10
     92201                          6.9935                             20360301                                                                      355                                              250,000.00       20060401                         1,645.18
     98296                          6.7435                             20360401                                                                      356                                               361,600.00      20060501                        2,313.05
     93535                          7.1185                             20360401                                                                      356                                              247,500.00       20060501                        1,572.65
     85210                          7.4835                             20360401                                                                      356                                              229,600.00       20060501                         1,594.71
     85210                          11.6185                            20210401                                                                      176                                                 57,400.00     20060501                          595.95
     97351                          6.8685                             20360401                                                                      356                                                151,920.00     20060501                        1,049.27
     97351                          11.6185                            20210401                                                                      176                                                 37,980.00     20060501                          394.33
     91709                          7.8685                             20360401                                                                      356                                              605,000.00       20060501                       4,377.79
     95624                          9.4835                             20360401                                                                      356                                              360,000.00       20060501                        3,054.10
     89703                          8.8685                             20360401                                                                      356                                              520,000.00       20060501                        4,325.10
     91767                          6.8685                             20360401                                                                      356                                               182,000.00      20060501                          1,180.91
     97527                          6.6185                             20360401                                                                      356                                              224,000.00       20060501                        1,330.00
     22625                          7.7435                             20360401                                                                      356                                              272,000.00       20060501                        1,942.46
     95354                          6.2435                             20360401                                                                      356                                              345,000.00       20060501                        2,081.58
     85213                          7.8685                             20360401                                                                      356                                               312,300.00      20060501                        2,259.81
     89108                          6.8685                             20360401                                                                      356                                              240,000.00       20060501                        1,475.00
     89108                          11.6185                            20210401                                                                      176                                                 60,000.00     20060501                          622.95
     85249                          8.7435                             20360501                                                                      357                                              500,000.00       20060601                       3,953.30
     91701                          6.9935                             20360401                                                                      356                                              300,000.00       20060501                       2,097.64
     94585                          7.3685                             20360501                                                                      357                                              420,000.00       20060601                       2,756.25
     94585                          11.1185                            20210501                                                                      177                                               105,000.00      20060601                        1,049.83
     92231                          5.6185                             20360501                                                                      357                                              270,300.00       20060601                         1,510.85
     93591                          10.2435                            20360601                                                                      358                                                 73,000.00     20060701                           681.45
     23960                          6.9885                             20360701                                                                      359                                                 90,000.00     20060801                          628.99
     85205                          8.9935                             20360601                                                                      358                                              207,000.00       20060701                        1,740.57
     15108                          7.6185                             20360601                                                                      358                                                151,000.00     20060701                           1,121.17
     85381                          8.2435                             20360601                                                                      358                                              408,000.00       20060701                       2,975.00
     23323                          6.4885                             20360601                                                                      358                                               157,600.00      20060701                           918.65
     22408                          7.1135                             20360601                                                                      358                                               195,500.00      20060701                        1,383.07
     23059                          7.1185                             20360601                                                                      358                                                 90,000.00     20060701                          600.59
     30543                          8.2435                             20360501                                                                      357                                                107,120.00     20060601                           781.08
     45069                          7.1435                             20360601                                                                      358                                               188,000.00      20060701                        1,333.89
     10303                          8.0435                             20360201                                                                      354                                              288,000.00       20060301                       2,224.68
     30543                          12.3935                            20210501                                                                      177                                                 26,780.00     20060601                           294.15
     90002                          7.1935                             20360601                                                                      358                                              245,900.00       20060701                        1,577.86
     90047                          7.2185                             20360601                                                                      358                                              353,000.00       20060701                       2,522.84
     93550                          7.9935                             20360601                                                                      358                                              296,000.00       20060701                       2,096.67
     93550                          11.0435                            20210601                                                                      178                                                 74,000.00     20060701                          735.64
     85027                          7.8235                             20360601                                                                      358                                               185,600.00      20060701                        1,288.37
     7060                           9.4235                             20360601                                                                      358                                              289,000.00       20060701                        2,521.25
     84098                          7.0735                             20360601                                                                      358                                              250,000.00       20060701                         1,579.17
     55419                          9.3935                             20360601                                                                      358                                              260,000.00       20060701                       2,262.50
     7055                           9.2435                             20360301                                                                      355                                               441,000.00      20060401                       3,788.88
     34653                          6.9935                             20360501                                                                      357                                              207,000.00       20060601                        1,447.37
     33460                          6.2935                             20360401                                                                      356                                                118,250.00     20060501                          770.90
     15226                          10.2435                            20360401                                                                      356                                                 55,000.00     20060501                            513.41
     15144                          7.8335                             20360501                                                                      357                                                 66,250.00     20060601                            501.91
     33071                          10.6335                            20210401                                                                      176                                                 43,200.00     20060501                           415.98
     33319                          9.3335                             20360401                                                                      356                                                 90,000.00     20060501                           779.19
     60617                          8.4435                             20360501                                                                      357                                               108,000.00      20060601                          805.50
     60617                          11.2435                            20210501                                                                      177                                                 27,000.00     20060601                          272.54
     33162                          6.6335                             20360401                                                                      356                                              276,000.00       20060501                        1,743.29
     33179                          7.6435                             20360501                                                                      357                                              342,000.00       20060601                       2,322.75
     33435                          6.8435                             20360501                                                                      357                                              248,000.00       20060601                        1,708.65
     33015                          6.7335                             20360501                                                                      357                                               126,400.00      20060601                           762.61
     33161                          8.0435                             20360501                                                                      357                                               170,250.00      20060601                           1,315.11
     15108                          8.3435                             20360501                                                                      357                                               104,000.00      20060601                           825.61
     33033                          6.4835                             20360501                                                                      357                                              203,200.00       20060601                        1,350.53
     16001                          8.7435                             20360501                                                                      357                                                116,000.00     20060601                          954.30
     33313                          6.6335                             20360501                                                                      357                                              235,000.00       20060601                        1,484.32
     15108                          12.4835                            20360501                                                                      357                                                 29,000.00     20060601                          320.57
     55040                          6.9935                             20360501                                                                      357                                              206,000.00       20060601                        1,287.50
     33437                          8.1935                             20360501                                                                      357                                               180,000.00      20060601                        1,347.02
     30094                          5.8435                             20360501                                                                      357                                               135,900.00      20060601                            719.14
     15226                          7.9435                             20360501                                                                      357                                                 97,000.00     20060601                           742.41
     33183                          10.6335                            20210301                                                                      175                                                 50,000.00     20060401                           481.46
     33624                          9.6335                             20360401                                                                      356                                              270,000.00       20060501                       2,397.42
     33461                          10.3335                            20210401                                                                      176                                                 38,000.00     20060501                          357.30
     34113                          10.3335                            20210401                                                                      176                                                 58,200.00     20060501                          547.23
     19560                          12.6835                            20360401                                                                      356                                                  18,600.00    20060501                          208.52
     62703                          7.6185                             20360401                                                                      356                                                 66,400.00     20060501                          493.02
     33442                          7.3335                             20360401                                                                      356                                              226,800.00       20060501                        1,638.95
     32824                          8.6335                             20360401                                                                      356                                                 67,500.00     20060501                          549.93
     33054                          9.7835                             20360401                                                                      356                                               156,750.00      20060501                        1,409.30
     34473                          9.4335                             20360401                                                                      356                                                 63,000.00     20060501                          550.08
     33176                          7.8935                             20360501                                                                      357                                               148,000.00      20060601                        1,036.00
     32808                          7.3635                             20360401                                                                      356                                                  95,100.00    20060501                           689.21
     32808                          11.4835                            20210401                                                                      176                                                 23,800.00     20060501                          244.63
     33176                          10.8335                            20210501                                                                      177                                                 37,000.00     20060601                           361.90
     33019                          7.0935                             20360401                                                                      356                                               319,200.00      20060501                       2,253.79
     33415                          10.3335                            20210501                                                                      177                                                 48,400.00     20060601                          455.08
     33904                          12.6835                            20210501                                                                      177                                                 40,000.00     20060601                          448.43
     33073                          9.4835                             20360401                                                                      356                                              400,000.00       20060501                       3,507.33
     34982                          8.3935                             20360501                                                                      357                                              235,800.00       20060601                        1,748.84
     2920                           6.8335                             20360501                                                                      357                                              260,000.00       20060601                        1,789.56
     34744                          7.0835                             20360501                                                                      357                                              342,400.00       20060601                        2,165.68
     28166                          7.4835                             20360501                                                                      357                                                 69,600.00     20060601                           510.22
     33024                          8.3435                             20360501                                                                      357                                              429,250.00       20060601                        3,261.59
     33168                          7.1935                             20360501                                                                      357                                              228,000.00       20060601                        1,625.55
     20747                          7.1835                             20360501                                                                      357                                              264,000.00       20060601                         1,691.80
     33401                          10.3335                            20210501                                                                      177                                                  41,200.00    20060601                          387.38
     30315                          8.2335                             20360501                                                                      357                                               120,000.00      20060601                           943.18
     33634                          7.3435                             20360501                                                                      357                                                151,200.00     20060601                           989.10
     33010                          6.8335                             20360501                                                                      357                                              252,000.00       20060601                        1,628.62
     43219                          8.7835                             20360501                                                                      357                                                 45,000.00     20060601                            371.51
     33321                          6.4835                             20360501                                                                      357                                              236,000.00       20060601                        1,374.70
     33312                          6.4935                             20360501                                                                      357                                              200,000.00       20060601                        1,242.86
     33312                          11.4835                            20210501                                                                      177                                                 50,000.00     20060601                           513.92
     43612                          11.4935                            20360501                                                                      357                                                 94,500.00     20060601                          972.04
     53206                          9.2835                             20360501                                                                      357                                                 77,400.00     20060601                          644.50
     34759                          7.7435                             20360501                                                                      357                                              236,250.00       20060601                        1,774.87
     33138                          7.2835                             20360501                                                                      357                                               105,000.00      20060601                           755.14
     34761                          7.2935                             20360501                                                                      357                                              282,050.00       20060601                       2,030.39
     33610                          7.4835                             20360501                                                                      357                                               104,000.00      20060601                          762.39
     48042                          7.4835                             20360501                                                                      357                                              300,200.00       20060601                       2,200.67
     17104                          10.4835                            20360501                                                                      357                                                 65,700.00     20060601                           625.18
     34744                          7.4435                             20360501                                                                      357                                               109,200.00      20060601                          797.47
     30344                          8.3035                             20360501                                                                      357                                               122,800.00      20060601                           971.34
     33129                          6.8685                             20360501                                                                      357                                              237,000.00       20060601                        1,636.90
     33162                          7.0335                             20360501                                                                      357                                              224,800.00       20060601                        1,578.00
     32068                          6.4835                             20360501                                                                      357                                               213,350.00      20060601                         1,417.99
     48213                          7.6335                             20360501                                                                      357                                                 60,000.00     20060601                           446.13
     33607                          7.8835                             20360501                                                                      357                                               160,000.00      20060601                          1,118.28
     33607                          11.7835                            20210501                                                                      177                                                 40,000.00     20060601                          420.40
     48198                          7.8935                             20360501                                                                      357                                               103,900.00      20060601                           791.55
     53215                          8.3835                             20360501                                                                      357                                               136,850.00      20060601                         1,090.31
     32907                          7.3935                             20360501                                                                      357                                                110,000.00     20060601                          799.49
     33023                          10.1185                            20360501                                                                      357                                                  51,400.00    20060601                          474.99
     27891                          9.5435                             20360401                                                                      356                                                 63,000.00     20060501                          555.20
     38109                          10.2935                            20360401                                                                      356                                                 83,700.00     20060501                          784.47
     49721                          10.1935                            20360301                                                                      355                                                 65,700.00     20060401                           610.83
     38134                          10.6335                            20360401                                                                      356                                                  53,100.00    20060501                             511.31
     1841                           8.7435                             20360401                                                                      356                                              288,000.00       20060501                        2,369.31
     56441                          7.4835                             20360301                                                                      355                                               199,500.00      20060401                        1,462.47
     48219                          10.7935                            20360301                                                                      355                                               170,850.00      20060401                        1,665.89
     48223                          11.6835                            20360401                                                                      356                                                 54,000.00     20060501                          563.36
     46035                          9.3435                             20360401                                                                      356                                                 62,900.00     20060501                          545.03
     48192                          6.8335                             20360401                                                                      356                                                 76,800.00     20060501                           528.61
     48192                          11.0935                            20260401                                                                      236                                                  19,200.00    20060501                          206.08
     46628                          9.1935                             20360401                                                                      356                                                  51,450.00    20060501                           440.15
     32703                          10.4585                            20210401                                                                      176                                                 28,000.00     20060501                           265.91
     48237                          8.5935                             20360401                                                                      356                                                112,000.00     20060501                          909.25
     48127                          10.4835                            20360501                                                                      357                                                 84,000.00     20060601                          799.32
     46952                          8.8335                             20360401                                                                      356                                               124,650.00      20060501                        1,033.60
     47129                          9.2435                             20360401                                                                      356                                               109,800.00      20060501                          943.35
     46237                          6.4435                             20360401                                                                      356                                               100,000.00      20060501                           661.95
     1104                           7.6335                             20360401                                                                      356                                               132,000.00      20060501                            931.71
     2905                           7.5835                             20360401                                                                      356                                               160,000.00      20060501                         1,184.08
     2905                           11.5335                            20210401                                                                      176                                                 40,000.00     20060501                           412.68
     20754                          8.2335                             20360401                                                                      356                                              327,250.00       20060501                        2,572.14
     1603                           8.3535                             20360401                                                                      356                                              236,000.00       20060501                         1,875.18
     28602                          9.6835                             20360401                                                                      356                                               123,000.00      20060501                        1,096.72
     27524                          6.8835                             20360401                                                                      356                                              300,000.00       20060501                       2,075.09
     2907                           6.9935                             20360401                                                                      356                                               215,200.00      20060501                        1,345.00
     46237                          9.8835                             20210401                                                                      176                                                 25,000.00     20060501                          226.63
     34711                          8.9935                             20360401                                                                      356                                               217,600.00      20060501                        1,829.70
     46807                          9.1335                             20360401                                                                      356                                                 72,000.00     20060501                           612.78
     38116                          9.5835                             20360401                                                                      356                                                 75,000.00     20060501                           663.17
     38127                          10.4335                            20360401                                                                      356                                                 64,800.00     20060501                            614.17
     21221                          12.7835                            20360501                                                                      357                                                  31,200.00    20060601                          352.22
     2478                           7.6185                             20360501                                                                      357                                              200,000.00       20060601                        1,484.99
     46222                          10.7935                            20360401                                                                      356                                                 58,500.00     20060501                           570.41
     49306                          9.4835                             20360501                                                                      357                                               183,300.00      20060601                        1,607.23
     33610                          10.3335                            20210501                                                                      177                                                 37,800.00     20060601                          355.42
     34984                          8.4835                             20360401                                                                      356                                              290,650.00       20060501                       2,336.54
     49307                          6.9335                             20360501                                                                      357                                                115,600.00     20060601                           755.61
     38141                          8.3835                             20360501                                                                      357                                                 111,200.00    20060601                          885.95
     2907                           7.9335                             20360401                                                                      356                                              240,000.00       20060501                        1,835.20
     37857                          8.2835                             20360501                                                                      357                                                 74,800.00     20060601                          590.59
     38141                          8.9835                             20360501                                                                      357                                                  83,100.00    20060601                           698.14
     32750                          7.1435                             20360501                                                                      357                                               174,000.00      20060601                         1,109.25
     48205                          7.2335                             20360501                                                                      357                                                 80,000.00     20060601                          572.58
     38135                          11.6435                            20210501                                                                      177                                                 27,350.00     20060601                          284.49
     46324                          9.3435                             20360501                                                                      357                                                 76,500.00     20060601                          662.88
     33993                          6.5435                             20360501                                                                      357                                              230,000.00       20060601                        1,537.93
     20744                          7.1435                             20360501                                                                      357                                              280,000.00       20060601                        1,785.00
     43612                          12.4335                            20360501                                                                      357                                                   13,100.00   20060601                           144.30
     28667                          7.4835                             20360501                                                                      357                                                 75,200.00     20060601                           551.27
     49506                          7.6435                             20360501                                                                      357                                               102,400.00      20060601                            762.11
     49506                          10.4835                            20260501                                                                      237                                                 25,600.00     20060601                          264.07
     33905                          7.4435                             20360501                                                                      357                                                  79,150.00    20060601                          547.37
     44139                          7.9935                             20360501                                                                      357                                               221,000.00      20060601                         1,620.14
     21237                          7.4935                             20360501                                                                      357                                               215,200.00      20060601                        1,434.66
     34652                          7.3935                             20360501                                                                      357                                               105,750.00      20060601                          768.60
     33026                          8.1435                             20360401                                                                      356                                              279,200.00       20060501                        2,176.56
     33702                          10.2335                            20210501                                                                      177                                                 28,400.00     20060601                          264.90
     34748                          12.6835                            20210501                                                                      177                                                 23,900.00     20060601                          267.94
     17097                          8.7435                             20360501                                                                      357                                                 98,000.00     20060601                          806.22
     32209                          8.7335                             20360501                                                                      357                                               106,250.00      20060601                          873.32
     60639                          8.0835                             20360201                                                                      354                                              336,000.00       20060301                       2,486.23
     60639                          8.2835                             20360301                                                                      355                                               321,600.00      20060401                       2,428.83
     60639                          11.9935                            20360301                                                                      355                                                 60,300.00     20060401                          643.56
     60435                          8.4835                             20360401                                                                      356                                               153,000.00      20060501                        1,229.97
     60629                          11.6935                            20210501                                                                      177                                                 45,000.00     20060601                          469.82
     60085                          8.3435                             20360401                                                                      356                                               108,000.00      20060501                          857.36
     60131                          7.5335                             20360401                                                                      356                                               193,600.00      20060501                        1,425.97
     60504                          9.8835                             20210401                                                                      176                                                 39,800.00     20060501                          360.80
     60628                          7.4935                             20360401                                                                      356                                               172,000.00      20060501                         1,146.67
     60619                          7.4835                             20360401                                                                      356                                               100,000.00      20060501                          733.07
     60641                          8.2435                             20360401                                                                      356                                              328,000.00       20060501                       2,580.38
     60707                          11.8685                            20210501                                                                      177                                                 39,400.00     20060601                           416.68
     60506                          7.2935                             20360401                                                                      356                                               145,600.00      20060501                         1,048.13
     60406                          11.7685                            20360501                                                                      357                                                 28,000.00     20060601                          293.95
     60804                          8.0435                             20360501                                                                      357                                               160,000.00      20060601                         1,179.04
     60804                          11.0935                            20360501                                                                      357                                                 40,000.00     20060601                           399.17
     61054                          6.9935                             20360501                                                                      357                                               100,800.00      20060601                           704.81
     60431                          7.0935                             20360501                                                                      357                                              268,000.00       20060601                        1,697.33
     60459                          7.3435                             20360501                                                                      357                                                171,200.00     20060601                           1,112.61
     60452                          8.7435                             20360501                                                                      357                                              240,300.00       20060601                        1,976.89
     60506                          7.7435                             20360501                                                                      357                                               315,200.00      20060601                        2,167.00
     60805                          7.4835                             20360501                                                                      357                                               217,600.00      20060601                         1,595.16
     60622                          7.7435                             20360501                                                                      357                                              325,000.00       20060601                       2,320.95
     60639                          8.0435                             20360501                                                                      357                                              308,000.00       20060601                       2,269.65
     60053                          6.7435                             20360501                                                                      357                                              204,800.00       20060601                         1,397.10
     60612                          7.7635                             20360501                                                                      357                                              300,800.00       20060601                       2,264.04
     60191                          6.6135                             20360501                                                                      357                                               180,000.00      20060601                         1,212.09
     60425                          8.0435                             20360501                                                                      357                                               127,500.00      20060601                          939.55
     60636                          7.4135                             20360501                                                                      357                                              250,750.00       20060601                        1,728.46
     60073                          7.3935                             20360501                                                                      357                                               123,200.00      20060601                          895.42
     60090                          7.4835                             20360501                                                                      357                                               162,000.00      20060601                        1,078.50
     60609                          9.2435                             20360501                                                                      357                                                 75,000.00     20060601                          644.37
     60629                          7.7435                             20360501                                                                      357                                               175,200.00      20060601                        1,204.50
     60506                          8.6835                             20360501                                                                      357                                               140,000.00      20060601                         1,072.17
     60448                          8.1435                             20360501                                                                      357                                                 96,000.00     20060601                           714.74
     60448                          11.0335                            20210501                                                                      177                                                 24,000.00     20060601                          238.40
     60623                          7.8935                             20360501                                                                      357                                              228,000.00       20060601                        1,596.00
     60623                          10.0835                            20210501                                                                      177                                                 42,750.00     20060601                          393.93
     60525                          12.1185                            20210501                                                                      177                                                 60,900.00     20060601                          655.87
     53140                          8.3935                             20360501                                                                      357                                               140,250.00      20060601                           1,118.41
     6112                           7.7435                             20360501                                                                      357                                              200,000.00       20060601                        1,502.53
     23513                          8.2185                             20360501                                                                      357                                               186,200.00      20060601                          1,461.51
     32168                          9.0935                             20360501                                                                      357                                                113,600.00     20060601                           963.51
     45238                          9.4835                             20360501                                                                      357                                                  71,280.00    20060601                           625.01
     48205                          10.1935                            20360401                                                                      356                                                  61,600.00    20060501                           572.71
     48336                          9.5435                             20360501                                                                      357                                                 80,000.00     20060601                           705.01
     48135                          8.5935                             20360501                                                                      357                                               122,000.00      20060601                          990.43
     46237                          10.2935                            20360401                                                                      356                                                 66,800.00     20060501                          626.08
     53143                          10.4435                            20360301                                                                      355                                              265,500.00       20060401                        2,518.39
     1109                           9.8835                             20360301                                                                      355                                               123,200.00      20060401                          1,116.84
     63301                          9.7435                             20360401                                                                      356                                                135,915.00     20060501                         1,217.94
     32907                          11.9935                            20360401                                                                      356                                                 42,700.00     20060501                          455.72
     32901                          12.4435                            20360401                                                                      356                                                 25,800.00     20060501                          284.39
     92880                          6.2935                             20360301                                                                      355                                              325,000.00       20060401                         1,841.67
     92675                          6.9435                             20360501                                                                      357                                              432,000.00       20060601                       2,826.92
     53227                          8.8435                             20360501                                                                      357                                              324,000.00       20060601                       2,688.98
     65631                          8.8935                             20360501                                                                      357                                                  69,120.00    20060601                           576.16
     23602                          11.7635                            20360501                                                                      357                                               178,500.00      20060601                        1,873.25
     30008                          8.4835                             20360501                                                                      357                                                 60,000.00     20060601                          482.34
     64429                          7.9835                             20360401                                                                      356                                                  71,200.00    20060501                          546.96
     77088                          8.3435                             20360401                                                                      356                                                 94,500.00     20060501                           750.19
     77547                          8.7635                             20360401                                                                      356                                                 75,900.00     20060501                           625.51
     75061                          8.1835                             20360401                                                                      356                                                  91,200.00    20060501                           713.57
     64080                          7.8835                             20360501                                                                      357                                                  91,800.00    20060601                          698.72
     48227                          8.7335                             20360501                                                                      357                                                 72,000.00     20060601                           591.80
     64030                          10.4435                            20360401                                                                      356                                               130,500.00      20060501                        1,237.85
     64155                          9.0835                             20360501                                                                      357                                                115,200.00     20060601                          976.24
     77073                          8.1835                             20360401                                                                      356                                                 88,000.00     20060501                          688.53
     75228                          9.8435                             20360501                                                                      357                                                 70,400.00     20060601                          636.09
     75220                          6.9835                             20360501                                                                      357                                               103,900.00      20060601                          725.77
     77084                          8.2935                             20360501                                                                      357                                                 72,000.00     20060601                          569.00
     77449                          7.9935                             20360501                                                                      357                                                 98,300.00     20060601                          755.84
     63031                          8.7435                             20360501                                                                      357                                              244,000.00       20060601                       2,007.33
     65721                          9.8335                             20360501                                                                      357                                               164,050.00      20060601                         1,481.04
     75040                          8.4035                             20360501                                                                      357                                                112,000.00     20060601                          893.93
     79735                          10.9835                            20360501                                                                      357                                                 90,000.00     20060601                          890.58
     63121                          8.3335                             20360501                                                                      357                                                 78,300.00     20060601                           621.03
     77379                          9.4435                             20360501                                                                      357                                                 44,000.00     20060601                           384.51
     76108                          10.6935                            20360501                                                                      357                                                 50,400.00     20060601                          487.60
     49509                          7.4335                             20360501                                                                      357                                                 87,200.00     20060601                          636.20
     75228                          9.4435                             20360501                                                                      357                                                  15,900.00    20060601                           138.95
     76067                          9.6335                             20360501                                                                      357                                                 64,000.00     20060601                          568.28
     77064                          9.4435                             20360501                                                                      357                                                  19,050.00    20060601                           166.47
     75074                          9.4835                             20360501                                                                      357                                                 96,000.00     20060601                           841.76
     75248                          9.0935                             20360501                                                                      357                                               172,950.00      20060601                        1,466.89
     75180                          7.7335                             20360501                                                                      357                                                 68,000.00     20060601                           485.10
     8059                           6.2435                             20360501                                                                      357                                               152,000.00      20060601                          985.87
     8205                           7.7435                             20360501                                                                      357                                               104,000.00      20060601                           781.32
     7461                           7.1835                             20360501                                                                      357                                               108,000.00      20060601                          769.25
     77032                          8.7185                             20360401                                                                      356                                                112,000.00     20060501                           919.37
     77535                          7.9935                             20360401                                                                      356                                               124,533.00      20060501                          957.55
     77373                          7.3685                             20360501                                                                      357                                               103,500.00      20060601                          750.45
     78109                          7.4935                             20360501                                                                      357                                               154,000.00      20060601                         1,130.00
     17921                          9.9935                             20360501                                                                      357                                                 62,250.00     20060601                          569.43
     95205                          7.3435                             20360501                                                                      357                                              288,000.00       20060601                        1,884.00
     93230                          6.6185                             20360501                                                                      357                                               158,500.00      20060601                           941.09
     93630                          8.7435                             20360501                                                                      357                                                  61,600.00    20060601                          506.77
     22153                          9.2435                             20360501                                                                      357                                              200,000.00       20060601                          1,718.31
     23701                          7.4935                             20360501                                                                      357                                               126,000.00      20060601                          924.54
     21643                          9.5935                             20360401                                                                      356                                               108,000.00      20060501                          955.77
     20737                          8.2435                             20360501                                                                      357                                               231,000.00      20060601                         1,817.28
     17522                          9.8435                             20360501                                                                      357                                               172,000.00      20060601                         1,554.10
     17551                          9.5935                             20360501                                                                      357                                               157,500.00      20060601                        1,393.83
     96791                          8.9935                             20360401                                                                      356                                               213,750.00      20060501                          1,731.51
     19943                          8.6685                             20360401                                                                      356                                               105,000.00      20060501                            858.11
     19966                          9.7935                             20360501                                                                      357                                                181,050.00     20060601                         1,629.12
     21213                          7.9935                             20360501                                                                      357                                                 93,002.00     20060601                            715.10
     21239                          8.4935                             20360501                                                                      357                                                 40,000.00     20060601                           321.85
     23701                          7.9935                             20360501                                                                      357                                                115,000.00     20060601                          884.25
     23608                          9.8215                             20360501                                                                      357                                                 75,000.00     20060601                          676.43
     43056                          7.9935                             20360301                                                                      355                                               133,000.00      20060401                        1,022.65
     44260                          8.2435                             20360501                                                                      357                                                110,000.00     20060601                          865.37
     45237                          8.2435                             20360501                                                                      357                                                 99,750.00     20060601                          784.73
     43110                          8.2435                             20360501                                                                      357                                               124,000.00      20060601                           975.51
     45227                          8.2435                             20360501                                                                      357                                               108,000.00      20060601                          849.64
     80524                          8.2435                             20360401                                                                      356                                               198,450.00      20060501                          1,561.21
     80239                          7.3685                             20360501                                                                      357                                               144,500.00      20060601                        1,047.73
     79373                          7.6435                             20360401                                                                      356                                                 80,000.00     20060501                          595.40
     75701                          7.2685                             20360501                                                                      357                                                 85,600.00     20060601                           614.73
     79414                          8.2685                             20260501                                                                      237                                                 58,000.00     20060601                           513.48
     75961                          9.3435                             20360501                                                                      357                                                 79,200.00     20060601                          686.27
     76131                          7.9335                             20360501                                                                      357                                                 78,400.00     20060601                          599.50
     75220                          10.6835                            20360501                                                                      357                                               195,000.00      20060601                        1,885.08
     77503                          7.7685                             20360501                                                                      357                                               105,600.00      20060601                           795.19
     77072                          6.6435                             20260501                                                                      237                                                  91,400.00    20060601                           716.88
     75454                          10.3685                            20360501                                                                      357                                               170,660.00      20060601                         1,609.14
     76234                          7.9685                             20360401                                                                      356                                               100,000.00      20060501                           767.14
     75220                          9.8935                             20360501                                                                      357                                               139,000.00      20060601                           1,261.11
     75062                          7.9935                             20360501                                                                      357                                                 70,500.00     20060601                          542.08
     75104                          9.2435                             20360501                                                                      357                                                117,600.00     20060601                         1,010.37
     91340                          6.2435                             20360501                                                                      357                                               417,000.00      20060601                       2,345.63
     95116                          6.4685                             20360501                                                                      357                                               351,000.00      20060601                        2,174.85
     93230                          8.3435                             20360501                                                                      357                                               157,500.00      20060601                        1,250.32
     77088                          9.1185                             20360501                                                                      357                                                114,750.00     20060601                          975.36
     98626                          8.0435                             20360501                                                                      357                                               127,500.00      20060601                          908.44
     97487                          10.6185                            20360501                                                                      357                                                 34,000.00     20060601                           327.01
     95215                          6.6335                             20360501                                                                      357                                              248,000.00       20060601                        1,566.43
     99114                          9.0585                             20360401                                                                      356                                                 53,250.00     20060501                          450.28
     95301                          8.4335                             20360401                                                                      356                                              259,200.00       20060501                       2,074.40
     93635                          10.4835                            20210401                                                                      176                                                110,000.00     20060501                        1,046.72
     95695                          11.1835                            20210401                                                                      176                                                  81,200.00    20060501                            815.91
     94533                          11.2835                            20210401                                                                      176                                                 72,000.00     20060501                          728.98
     99202                          11.1335                            20360401                                                                      356                                                 20,000.00     20060501                          200.20
     95901                          11.2835                            20210401                                                                      176                                                 52,000.00     20060501                          526.49
     93230                          11.1835                            20210501                                                                      177                                                 37,000.00     20060601                           371.78
     93701                          7.7835                             20360401                                                                      356                                               148,000.00      20060501                          1,116.04
     93711                          9.0335                             20360501                                                                      357                                              367,200.00       20060601                       3,098.34
     95815                          11.1835                            20210501                                                                      177                                                  61,000.00    20060601                           612.94
     98584                          10.9935                            20210501                                                                      177                                                 34,000.00     20060601                          336.70
     95948                          11.1835                            20210501                                                                      177                                                 46,000.00     20060601                           462.21
     84118                          6.8435                             20360501                                                                      357                                                117,300.00     20060601                           808.16
     95023                          9.9835                             20210501                                                                      177                                                 60,900.00     20060601                          556.62
     85258                          11.1835                            20210501                                                                      177                                                 33,000.00     20060601                           331.59
     95824                          7.1335                             20360501                                                                      357                                              248,000.00       20060601                        1,578.93
     95687                          11.1835                            20210501                                                                      177                                                 57,600.00     20060601                          578.77
     95823                          11.1835                            20210501                                                                      177                                                 69,000.00     20060601                          693.32
     95948                          9.7435                             20360501                                                                      357                                               120,000.00      20060601                        1,075.32
     84104                          8.6335                             20360501                                                                      357                                               133,000.00      20060601                        1,083.57
     98022                          6.9835                             20360501                                                                      357                                              220,000.00       20060601                         1,446.13
     95660                          6.9335                             20360501                                                                      357                                               212,000.00      20060601                        1,385.72
     95336                          7.2085                             20360501                                                                      357                                              396,000.00       20060601                       2,545.95
     95376                          7.6085                             20360501                                                                      357                                              476,800.00       20060601                       3,224.36
     98390                          6.4935                             20360501                                                                      357                                              248,400.00       20060601                        1,449.00
     98390                          9.7335                             20210501                                                                      177                                                  62,100.00    20060601                          556.02
     92201                          11.1835                            20210401                                                                      176                                                 45,000.00     20060501                           452.17
     92252                          8.0585                             20360401                                                                      356                                               156,800.00      20060501                         1,212.89
     80918                          7.9935                             20360401                                                                      356                                              266,050.00       20060501                       2,045.69
     91761                          10.4835                            20210401                                                                      176                                                 86,000.00     20060501                           818.35
     80204                          10.6335                            20210401                                                                      176                                                 35,200.00     20060501                          338.95
     89115                          11.1835                            20210401                                                                      176                                                 49,000.00     20060501                          492.36
     89119                          6.7335                             20360401                                                                      356                                              246,400.00       20060501                         1,679.21
     85031                          10.3835                            20210401                                                                      176                                                 38,000.00     20060501                          358.73
     92705                          9.3835                             20360501                                                                      357                                              258,750.00       20060601                        2,249.71
     92307                          8.4085                             20360501                                                                      357                                              242,250.00       20060601                        1,934.40
     90059                          11.2835                            20210401                                                                      176                                                 80,000.00     20060501                          809.98
     97918                          11.1835                            20210501                                                                      177                                                 29,000.00     20060601                           291.40
     90031                          10.4835                            20210501                                                                      177                                               100,000.00      20060601                           951.57
     92057                          9.0525                             20360501                                                                      357                                              246,300.00       20060601                        2,081.63
     92675                          11.1835                            20210501                                                                      177                                                 67,600.00     20060601                          679.25
     92562                          11.2835                            20210501                                                                      177                                                110,000.00     20060601                          1,113.72
     93701                          7.2435                             20360501                                                                      357                                                 111,000.00    20060601                          795.22
     85019                          10.4835                            20210501                                                                      177                                                 47,000.00     20060601                          447.24
     85031                          8.4835                             20360501                                                                      357                                               140,000.00      20060601                         1,125.46
     92410                          7.7335                             20360501                                                                      357                                              208,000.00       20060601                        1,483.84
     92410                          11.1835                            20210501                                                                      177                                                 52,000.00     20060601                          522.50
     92557                          10.7835                            20210501                                                                      177                                                 70,400.00     20060601                           685.91
     93532                          11.0835                            20210501                                                                      177                                                 64,500.00     20060601                           643.17
     86403                          7.2585                             20360501                                                                      357                                               199,900.00      20060601                        1,293.52
     92395                          7.3835                             20360501                                                                      357                                              300,000.00       20060601                        2,178.33
     90222                          8.4835                             20360501                                                                      357                                              334,000.00       20060601                       2,685.04
     85220                          8.2585                             20360501                                                                      357                                               172,000.00      20060601                        1,256.32
     92114                          8.2835                             20360501                                                                      357                                              352,000.00       20060601                       2,658.42
     92503                          7.1835                             20360501                                                                      357                                               516,000.00      20060601                       3,675.32
     92057                          7.3585                             20360501                                                                      357                                              300,000.00       20060601                        1,966.25
     93001                          8.1835                             20360501                                                                      357                                              408,000.00       20060601                        3,192.27
     91343                          10.9835                            20210501                                                                      177                                                 73,500.00     20060601                          727.30
     80808                          8.1835                             20360501                                                                      357                                               146,700.00      20060601                        1,096.70
     92571                          7.8835                             20360501                                                                      357                                              252,000.00       20060601                         1,918.05
     92571                          10.4835                            20210501                                                                      177                                                 63,000.00     20060601                          599.49
     92582                          7.5585                             20360501                                                                      357                                              260,000.00       20060601                        1,820.50
     92083                          7.2435                             20360501                                                                      357                                              372,000.00       20060601                       2,402.50
     89107                          7.3585                             20360501                                                                      357                                               216,000.00      20060601                         1,415.70
     90220                          6.6585                             20360501                                                                      357                                              492,000.00       20060601                       2,937.65
     85086                          11.4335                            20210501                                                                      177                                                 58,450.00     20060601                          598.53
     93551                          9.7335                             20210501                                                                      177                                                 83,000.00     20060601                           743.15
     90011                          7.8335                             20360501                                                                      357                                              460,000.00       20060601                        3,197.00
     90814                          7.8835                             20360501                                                                      357                                              500,000.00       20060601                       3,495.83
     90814                          10.8835                            20210501                                                                      177                                              200,000.00       20060601                         1,963.81
     85031                          11.0335                            20210501                                                                      177                                                 37,800.00     20060601                          375.48
     93305                          8.2435                             20360501                                                                      357                                               185,500.00      20060601                        1,459.33
     91335                          7.0335                             20360501                                                                      357                                              279,900.00       20060601                         1,758.71
     92545                          7.0335                             20360501                                                                      357                                              307,200.00       20060601                        1,928.92
     90002                          7.8585                             20360501                                                                      357                                              308,000.00       20060601                        2,147.02
     90002                          11.1835                            20210501                                                                      177                                                 77,000.00     20060601                           773.71
     85387                          7.2835                             20360501                                                                      357                                              255,000.00       20060601                        1,833.90
     92240                          6.8835                             20360501                                                                      357                                               194,400.00      20060601                         1,263.51
     92335                          6.1335                             20360501                                                                      357                                               316,000.00      20060601                        1,748.53
     80910                          10.1835                            20210501                                                                      177                                                 25,000.00     20060601                          232.24
     90042                          6.9085                             20360501                                                                      357                                              255,000.00       20060601                        1,575.69
     91911                          7.5085                             20360501                                                                      357                                               381,600.00      20060601                       2,548.77
     80013                          8.3585                             20360501                                                                      357                                                191,950.00     20060601                         1,418.03
     89156                          7.9685                             20360501                                                                      357                                                191,200.00     20060601                        1,350.35
     92629                          9.0335                             20360501                                                                      357                                              395,200.00       20060601                        3,213.67
     80920                          9.4935                             20360501                                                                      357                                               100,000.00      20060601                          877.57
     85017                          7.4335                             20360501                                                                      357                                                 90,000.00     20060601                          656.63
     80503                          10.4835                            20210501                                                                      177                                                 57,000.00     20060601                          542.39
     85364                          8.5835                             20360501                                                                      357                                                 98,550.00     20060601                          799.35
     85364                          9.7935                             20360501                                                                      357                                              422,400.00       20060601                       3,800.84
     85648                          8.2935                             20360501                                                                      357                                               104,500.00      20060601                          766.05
     85035                          8.3435                             20360501                                                                      357                                                141,000.00     20060601                         1,071.37
     85345                          7.8685                             20360501                                                                      357                                              300,000.00       20060601                       2,093.75
     86409                          6.4435                             20360501                                                                      357                                               142,800.00      20060601                          882.22
     87114                          9.3685                             20360501                                                                      357                                               108,000.00      20060601                          937.82
     85630                          9.1435                             20360501                                                                      357                                               156,000.00      20060601                        1,328.84
     85022                          7.9685                             20360501                                                                      357                                               190,000.00      20060601                         1,341.88
     85297                          6.7435                             20360501                                                                      357                                               218,240.00      20060601                        1,488.78
     92399                          6.2435                             20360501                                                                      357                                              433,000.00       20060601                       2,435.63
     92509                          6.3685                             20360401                                                                      356                                               391,000.00      20060501                       2,568.59
     92507                          6.1185                             20360501                                                                      357                                               175,000.00      20060601                           966.15
     83839                          8.1185                             20360401                                                                      356                                                112,500.00     20060501                           875.01
     80249                          8.2435                             20360401                                                                      356                                               196,650.00      20060501                         1,479.14
     80241                          8.2435                             20360401                                                                      356                                              285,000.00       20060501                        2,242.10
     80204                          8.2435                             20360501                                                                      357                                               148,000.00      20060601                         1,164.32
     80233                          8.9935                             20360501                                                                      357                                               150,000.00      20060601                         1,261.28
     80204                          8.2435                             20360501                                                                      357                                                 50,000.00     20060601                          393.35
     33189                          6.8685                             20360501                                                                      357                                              370,554.00       20060601                       2,404.35
     33142                          8.0335                             20360501                                                                      357                                               133,000.00      20060601                        1,026.43
     53546                          7.9935                             20360301                                                                      355                                               155,800.00      20060401                         1,197.97
     55927                          8.2435                             20360401                                                                      356                                               143,000.00      20060501                        1,075.60
     56347                          8.2435                             20360501                                                                      357                                                110,500.00     20060601                          869.30
     53511                          8.2435                             20360501                                                                      357                                                 95,000.00     20060601                          747.37
     55021                          8.2435                             20360501                                                                      357                                                151,800.00     20060601                          1,194.21
     55076                          8.9935                             20360501                                                                      357                                               133,000.00      20060601                        1,077.38
     85035                          8.4835                             20360401                                                                      356                                               180,000.00      20060501                        1,447.03
     93258                          7.4335                             20360501                                                                      357                                               122,250.00      20060601                           891.92
     85017                          6.7435                             20360401                                                                      356                                               100,000.00      20060501                           682.18
     85017                          10.9835                            20210401                                                                      176                                                 25,000.00     20060501                          247.38
     85019                          11.2835                            20210401                                                                      176                                                 40,000.00     20060501                          404.99
     95820                          7.5085                             20360501                                                                      357                                               216,750.00      20060601                        1,592.70
     81001                          7.4335                             20360501                                                                      357                                                 59,850.00     20060601                           413.45
     85035                          6.9935                             20360501                                                                      357                                                191,900.00     20060601                         1,341.79
     85017                          8.4335                             20360501                                                                      357                                               144,000.00      20060601                         1,152.45
     92394                          6.6435                             20360501                                                                      357                                              335,200.00       20060601                         2,119.66
     92394                          10.0835                            20210501                                                                      177                                                 83,800.00     20060601                          772.20
     85019                          8.9085                             20360501                                                                      357                                               148,800.00      20060601                         1,241.97
     85037                          8.7835                             20360501                                                                      357                                              207,000.00       20060601                        1,643.08
     85035                          8.1835                             20360501                                                                      357                                               154,400.00      20060601                        1,208.05
     85035                          11.1835                            20210501                                                                      177                                                 38,600.00     20060601                          387.86
     85043                          7.2585                             20360501                                                                      357                                              234,400.00       20060601                         1,516.76
     92345                          7.4835                             20360501                                                                      357                                              342,000.00       20060601                        2,277.15
     85323                          8.0585                             20360501                                                                      357                                               214,200.00      20060601                        1,528.85
     85301                          6.5835                             20360501                                                                      357                                                 62,000.00     20060601                           416.24
     85301                          9.3835                             20210501                                                                      177                                                 25,000.00     20060601                           217.36
     89015                          6.4935                             20360401                                                                      356                                              208,250.00       20060501                         1,214.79
     89705                          8.2435                             20360501                                                                      357                                              235,200.00       20060601                         1,715.00
     61068                          8.2435                             20360501                                                                      357                                                101,600.00     20060601                          799.29
     60827                          8.2435                             20360501                                                                      357                                                 65,500.00     20060601                           515.29
     61115                          8.2435                             20360501                                                                      357                                                 80,000.00     20060601                           601.74
     61115                          8.7335                             20360501                                                                      357                                                 20,000.00     20060601                           164.39
     48180                          8.2435                             20360501                                                                      357                                               136,000.00      20060601                         1,069.91
     48801                          8.2435                             20360501                                                                      357                                                 79,799.00     20060601                          627.78
     48213                          8.2435                             20360501                                                                      357                                                 92,000.00     20060601                          692.00
     48504                          8.2435                             20360501                                                                      357                                                 87,550.00     20060601                          688.76
     60445                          8.2435                             20360501                                                                      357                                                119,500.00     20060601                            940.11
     60644                          8.2435                             20360501                                                                      357                                               157,200.00      20060601                        1,236.69
     46408                          8.2435                             20360401                                                                      356                                                  81,700.00    20060501                          642.73
     46254                          8.2435                             20360401                                                                      356                                                117,000.00     20060501                          920.44
     49444                          8.2435                             20360501                                                                      357                                                  71,250.00    20060601                          560.52
     47331                          8.2435                             20360501                                                                      357                                                 79,050.00     20060601                           621.89
     47165                          8.2435                             20360501                                                                      357                                               146,500.00      20060601                         1,152.52
     46402                          8.2435                             20360501                                                                      357                                                  51,000.00    20060601                           401.22
     46201                          8.2435                             20360501                                                                      357                                                 75,650.00     20060601                           595.14
     46383                          8.2435                             20360501                                                                      357                                               125,000.00      20060601                          983.38
     79103                          8.2435                             20360501                                                                      357                                                 64,800.00     20060601                          509.78
     75051                          9.9935                             20210501                                                                      177                                                 88,000.00     20060601                          972.75
     75602                          8.7435                             20360501                                                                      357                                                 76,000.00     20060601                          625.23
     76015                          10.0935                            20360501                                                                      357                                               108,000.00      20060601                          996.00
     75751                          9.5835                             20360501                                                                      357                                                 66,000.00     20060601                          583.59
     63077                          8.2435                             20360401                                                                      356                                               102,000.00      20060501                          802.43
     63116                          8.9935                             20360501                                                                      357                                               126,450.00      20060601                        1,063.26
     65010                          8.2435                             20360501                                                                      357                                                 63,750.00     20060601                           501.52
     55008                          7.7435                             20360501                                                                      357                                              200,000.00       20060601                        1,502.53
     56164                          8.2435                             20360501                                                                      357                                                 74,000.00     20060601                           556.61
     60432                          8.2435                             20360501                                                                      357                                               123,200.00      20060601                          926.67
     60419                          7.7435                             20360501                                                                      357                                               142,200.00      20060601                        1,068.30
     61554                          8.2435                             20360501                                                                      357                                                 90,900.00     20060601                             715.11
     60178                          8.2435                             20360501                                                                      357                                               160,000.00      20060601                        1,258.72
     60655                          7.6185                             20360501                                                                      357                                               180,000.00      20060601                        1,268.48
     60628                          8.2435                             20360501                                                                      357                                                 99,000.00     20060601                          744.65
     61109                          8.2435                             20360501                                                                      357                                               149,640.00      20060601                         1,177.22
     60031                          8.2435                             20360501                                                                      357                                               221,000.00      20060601                         1,738.61
     60432                          9.9935                             20360501                                                                      357                                                 30,800.00     20060601                           281.74
     32218                          7.4935                             20360401                                                                      356                                               184,500.00      20060501                        1,353.80
     32571                          6.6185                             20360401                                                                      356                                                131,400.00     20060501                          885.27
     32547                          6.4685                             20360501                                                                      357                                                110,000.00     20060601                          729.99
     32526                          7.1185                             20360501                                                                      357                                               130,000.00      20060601                           920.13
     32219                          11.3685                            20360501                                                                      357                                                 42,400.00     20060601                          432.06
     32137                          8.2185                             20360501                                                                      357                                               196,000.00      20060601                        1,470.50
     32244                          8.4935                             20360501                                                                      357                                               132,000.00      20060601                         1,062.10
     32137                          9.9435                             20360501                                                                      357                                              204,000.00       20060601                        1,858.45
     32277                          7.9585                             20360501                                                                      357                                               107,200.00      20060601                           821.62
     70454                          10.1185                            20360501                                                                      357                                                 72,000.00     20060601                          665.35
     71254                          6.3685                             20360501                                                                      357                                                119,000.00     20060601                           781.75
     70584                          7.3435                             20360501                                                                      357                                                 92,700.00     20060601                          670.53
     70068                          7.9935                             20360501                                                                      357                                                112,000.00     20060601                            861.18
     71037                          7.8685                             20360501                                                                      357                                               122,850.00      20060601                          933.75
     71078                          7.9935                             20360501                                                                      357                                                  81,000.00    20060601                          622.82
     37055                          9.6185                             20210301                                                                      175                                                  15,000.00    20060401                           162.34
     30655                          10.2435                            20360401                                                                      356                                               139,500.00      20060501                         1,302.21
     39837                          9.2435                             20360401                                                                      356                                                 65,200.00     20060501                           560.17
     30044                          9.2935                             20360401                                                                      356                                               138,550.00      20060501                          1,131.49
     31005                          7.5935                             20360501                                                                      357                                               124,800.00      20060601                          924.45
     30736                          10.6185                            20360501                                                                      357                                                 26,500.00     20060601                          254.87
     31907                          8.9685                             20360501                                                                      357                                                 72,000.00     20060601                           604.10
     30655                          7.9935                             20360501                                                                      357                                               152,000.00      20060601                         1,168.75
     31634                          6.3685                             20360501                                                                      357                                                112,500.00     20060601                          739.04
     30083                          10.4835                            20360501                                                                      357                                                 27,600.00     20060601                          262.63
     31005                          9.3835                             20360501                                                                      357                                                 23,400.00     20060601                          203.45
     24401                          7.8835                             20360601                                                                      358                                               199,500.00      20060701                        1,394.84
     33026                          7.8035                             20360601                                                                      358                                               140,000.00      20060701                        1,057.69
     85053                          7.4435                             20360601                                                                      358                                              246,000.00       20060701                        1,629.76
     19539                          7.5135                             20360701                                                                      359                                                101,760.00     20060801                           748.10
     34232                          9.7635                             20360601                                                                      358                                               195,000.00      20060701                        1,750.30
     19539                          11.9935                            20260701                                                                      239                                                 25,440.00     20060801                          289.04
     89512                          9.1935                             20360501                                                                      357                                                 88,800.00     20060601                          759.67
     89512                          11.6035                            20360501                                                                      357                                                 22,200.00     20060601                          230.23
     21061                          9.7435                             20360601                                                                      358                                              224,000.00       20060701                         1,913.33
     48227                          9.1835                             20360501                                                                      357                                                 66,600.00     20060601                          569.26
     22309                          9.3685                             20360501                                                                      357                                              229,600.00       20060601                        1,889.42
     20110                          7.3685                             20360401                                                                      356                                              365,250.00       20060501                       2,648.32
     6854                           8.2185                             20360501                                                                      357                                              288,000.00       20060601                       2,260.56
     12209                          7.6185                             20360401                                                                      356                                                110,000.00     20060501                           816.75
     19055                          7.7185                             20360401                                                                      356                                              234,000.00       20060501                        1,753.85
     34639                          7.2535                             20360201                                                                      354                                               198,750.00      20060301                        1,425.24
     19956                          7.4835                             20360401                                                                      356                                              220,500.00       20060501                          1,616.41
     33556                          7.7185                             20360501                                                                      357                                                 88,500.00     20060601                          663.32
     81144                          8.6185                             20360401                                                                      356                                                119,000.00     20060501                          968.22
     32763                          8.9935                             20360401                                                                      356                                                 118,150.00    20060501                          993.47
     11238                          8.7435                             20360401                                                                      356                                               195,000.00      20060501                        1,604.22
     83402                          8.7935                             20360401                                                                      356                                                 97,600.00     20060501                          806.47
     74070                          7.7335                             20360401                                                                      356                                                 67,000.00     20060501                          502.88
     32327                          7.4935                             20360401                                                                      356                                                 67,000.00     20060501                           491.62
     71282                          7.9935                             20360401                                                                      356                                               156,000.00      20060501                          1,199.51
     37860                          8.5785                             20360401                                                                      356                                                112,000.00     20060501                          908.04
     29420                          8.9935                             20360401                                                                      356                                               127,200.00      20060501                        1,069.57
     19150                          7.9935                             20360401                                                                      356                                               187,000.00      20060501                        1,437.87
     19150                          6.7685                             20360501                                                                      357                                                 97,350.00     20060601                          665.75
     90242                          7.5435                             20360301                                                                      355                                              350,000.00       20060401                       2,580.39
     93638                          6.4935                             20360401                                                                      356                                              208,000.00       20060501                        1,383.83
     93535                          7.2935                             20360401                                                                      356                                              238,500.00       20060501                         1,716.89
     93552                          6.8935                             20360401                                                                      356                                              352,000.00       20060501                        2,170.67
     89129                          7.9935                             20360401                                                                      356                                              390,000.00       20060501                       2,998.76
     85365                          7.0935                             20360401                                                                      356                                                141,000.00     20060501                          995.57
     93215                          7.8735                             20360401                                                                      356                                               153,000.00      20060501                         1,163.45
     94043                          7.1685                             20360401                                                                      356                                              594,000.00       20060501                       4,224.74
     89081                          8.3435                             20360401                                                                      356                                              438,049.00       20060501                       3,477.47
     95824                          7.9935                             20360401                                                                      356                                              230,000.00       20060501                         1,629.16
     95350                          6.6935                             20360401                                                                      356                                              266,400.00       20060501                        1,598.40
     90746                          7.6935                             20360501                                                                      357                                              360,000.00       20060601                        2,691.92
     90745                          6.4935                             20360401                                                                      356                                               190,000.00      20060501                         1,108.33
     85015                          7.0435                             20360501                                                                      357                                                 92,000.00     20060601                          646.43
     92407                          7.9935                             20360501                                                                      357                                              424,000.00       20060601                        3,260.19
     91710                          7.2435                             20360401                                                                      356                                              455,000.00       20060501                       2,938.54
     98012                          8.5935                             20360401                                                                      356                                              268,000.00       20060501                        2,175.70
     92405                          7.8935                             20360401                                                                      356                                              284,000.00       20060501                        1,987.99
     90280                          6.8435                             20360401                                                                      356                                              340,000.00       20060501                        2,342.51
     89128                          7.9935                             20360401                                                                      356                                               216,000.00      20060501                        1,660.85
     84780                          7.4435                             20360401                                                                      356                                               221,050.00      20060501                        1,464.46
     92394                          7.4435                             20360401                                                                      356                                              225,000.00       20060501                        1,490.63
     81520                          7.2435                             20360401                                                                      356                                               157,250.00      20060501                         1,126.56
     92675                          7.3935                             20360401                                                                      356                                              432,000.00       20060501                       2,843.87
     92382                          7.2435                             20360501                                                                      357                                              232,000.00       20060601                        1,662.08
     92832                          8.2935                             20360501                                                                      357                                              497,000.00       20060601                       3,644.67
     92653                          7.4935                             20360501                                                                      357                                              390,000.00       20060601                       2,600.00
     93454                          7.1935                             20360401                                                                      356                                              387,000.00       20060501                       2,483.25
     33411                          9.2035                             20360601                                                                      358                                               245,100.00      20060701                       2,098.60
     23832                          8.4835                             20360601                                                                      358                                              225,000.00       20060701                        1,685.60
     78217                          10.9935                            20360601                                                                      358                                                 55,000.00     20060701                          544.66
     83301                          7.0935                             20360401                                                                      356                                                 60,000.00     20060501                          399.28
     55060                          7.2935                             20360601                                                                      358                                                 92,000.00     20060701                          662.28
     55060                          11.2035                            20360601                                                                      358                                                 23,000.00     20060701                           231.46
     90305                          6.6635                             20360601                                                                      358                                              300,000.00       20060701                        1,792.50
     95973                          7.9585                             20360601                                                                      358                                               316,000.00      20060701                        2,229.12
     95973                          12.0035                            20210601                                                                      178                                                 59,250.00     20060701                           632.81
     30034                          8.0485                             20360401                                                                      356                                                 77,200.00     20060501                          550.37
     30034                          12.3335                            20210401                                                                      176                                                  19,300.00    20060501                            211.09
     30263                          6.1185                             20360201                                                                      354                                              206,283.00       20060301                          1,138.41
     30349                          6.7435                             20360101                                                                      353                                              200,756.00       20060201                         1,212.90
     30349                          9.9935                             20210101                                                                      173                                                  50,189.00    20060201                           459.10
     30213                          12.7685                            20210501                                                                      177                                                 43,298.00     20060601                          488.29
     30213                          8.2935                             20360501                                                                      357                                                173,192.00     20060601                        1,269.32
     30052                          12.4685                            20210301                                                                      175                                                 34,480.00     20060401                          380.74
     30052                          7.9635                             20360401                                                                      356                                                169,641.00     20060501                         1,197.38
     30331                          8.3935                             20360401                                                                      356                                                187,120.00     20060501                         1,387.81
     30331                          10.6785                            20210401                                                                      176                                                 46,780.00     20060501                          452.05
     30043                          6.3685                             20360201                                                                      354                                               136,050.00      20060301                          779.44
     30233                          6.8685                             20351101                                                                      351                                               102,400.00      20051201                          628.06
     30252                          7.9935                             20360401                                                                      356                                               177,348.00      20060501                        1,256.22
     30252                          12.7185                            20210401                                                                      176                                                 44,337.00     20060501                          498.27
     30252                          8.0435                             20360401                                                                      356                                                121,360.00     20060501                          864.69
     30252                          12.2685                            20210401                                                                      176                                                 30,340.00     20060501                          330.29
     30157                          7.8585                             20360401                                                                      356                                               150,400.00      20060501                         1,048.41
     30157                          11.7435                            20210401                                                                      176                                                 37,600.00     20060501                           394.01
     85041                          9.3035                             20360701                                                                      359                                               108,000.00      20060801                          932.65
     1590                           6.9935                             20360401                                                                      356                                              234,500.00       20060501                        1,639.66
     22172                          7.3235                             20360701                                                                      359                                              200,000.00       20060801                         1,305.01
     32819                          7.4835                             20360601                                                                      358                                              382,500.00       20060701                       2,803.98
     32757                          7.9935                             20360801                                                                      360                                               120,000.00      20060901                          922.70
     7631                           9.0135                             20360601                                                                      358                                              396,000.00       20060701                         3,141.60
     46203                          9.0035                             20360601                                                                      358                                                 67,500.00     20060701                          568.07
     98338                          7.2935                             20360601                                                                      358                                              248,000.00       20060701                        1,687.26
     34286                          8.7435                             20360601                                                                      358                                              226,500.00       20060701                        1,790.85
     89110                          9.1835                             20360601                                                                      358                                              208,000.00       20060701                        1,679.60
     33157                          8.4685                             20360501                                                                      357                                               221,000.00      20060601                        1,774.24
     72002                          11.0935                            20210401                                                                      176                                                 20,980.00     20060501                          209.37
     34714                          11.2435                            20210401                                                                      176                                                  61,000.00    20060501                           615.74
     30314                          11.4935                            20210401                                                                      176                                                 46,600.00     20060501                          479.33
     63031                          11.6435                            20210401                                                                      176                                                 39,000.00     20060501                          405.67
     19503                          10.4835                            20360301                                                                      355                                                  15,500.00    20060401                           147.49
     77023                          9.9935                             20210401                                                                      176                                                 25,400.00     20060501                          232.34
     75035                          9.7435                             20210201                                                                      174                                                 38,850.00     20060301                           348.14
     79762                          9.7435                             20210401                                                                      176                                                 52,980.00     20060501                          474.75
     63033                          11.5935                            20210401                                                                      176                                                 32,480.00     20060501                          336.60
     75034                          9.7435                             20210401                                                                      176                                                 45,202.00     20060501                          405.06
     89129                          13.0935                            20210501                                                                      177                                                 94,000.00     20060601                        1,084.09
     76651                          9.7435                             20210301                                                                      175                                                 26,400.00     20060401                          236.57
     85239                          12.0935                            20210501                                                                      177                                                 77,898.00     20060601                          837.43
     28227                          10.5935                            20210501                                                                      177                                                  19,980.00    20060601                            191.79
     44857                          11.0935                            20360501                                                                      357                                                  21,600.00    20060601                           215.55
     79703                          9.7435                             20210401                                                                      176                                                  15,000.00    20060501                           134.42
     79701                          9.7435                             20210401                                                                      176                                                  19,080.00    20060501                           170.98
     32254                          12.6435                            20210401                                                                      176                                                 20,000.00     20060501                          223.59
     53076                          12.6435                            20210401                                                                      176                                                 73,000.00     20060501                           816.09
     43461                          11.5435                            20360401                                                                      356                                                  21,000.00    20060501                           216.82
     23703                          11.4835                            20210401                                                                      176                                                 37,300.00     20060501                          383.39
     23831                          11.5935                            20210401                                                                      176                                                  31,500.00    20060501                          326.44
     85374                          10.7435                            20210401                                                                      176                                                 36,000.00     20060501                          349.65
     85051                          9.7435                             20210401                                                                      176                                                 38,000.00     20060501                          340.52
     76052                          9.4735                             20210401                                                                      176                                                 47,252.00     20060501                           413.97
     80030                          11.0935                            20360501                                                                      357                                                 26,500.00     20060601                          264.45
     75080                          9.7435                             20210501                                                                      177                                                  14,900.00    20060601                           133.52
     74066                          11.5935                            20360501                                                                      357                                                  14,400.00    20060601                           149.23
     49256                          11.6435                            20210401                                                                      176                                                  17,400.00    20060501                           180.99
     43567                          11.6435                            20360401                                                                      356                                                  16,580.00    20060501                           172.46
     75042                          9.9935                             20210501                                                                      177                                                 20,600.00     20060601                           188.44
     72401                          12.0935                            20210501                                                                      177                                                 30,000.00     20060601                           322.51
     32808                          12.0935                            20210401                                                                      176                                                 27,000.00     20060501                          290.26
     85204                          10.7435                            20210401                                                                      176                                                 45,360.00     20060501                          440.56
     75019                          9.7435                             20210501                                                                      177                                                 65,000.00     20060601                          582.47
     85051                          12.0935                            20210401                                                                      176                                                 53,000.00     20060501                          569.76
     85326                          12.0935                            20210501                                                                      177                                                   50,191.00   20060601                          539.56
     85353                          12.0935                            20210501                                                                      177                                                 67,000.00     20060601                          720.27
     75002                          9.4835                             20210501                                                                      177                                                 29,860.00     20060601                           261.83
     32208                          12.1435                            20210501                                                                      177                                                  19,400.00    20060601                           209.31
     35750                          12.5935                            20360501                                                                      357                                                  15,200.00    20060601                           169.34
     77545                          9.7435                             20210501                                                                      177                                                 25,800.00     20060601                           231.20
     85345                          12.5935                            20210501                                                                      177                                                 40,000.00     20060601                           445.61
     75034                          9.9935                             20210501                                                                      177                                                 54,026.00     20060601                          494.20
     77338                          9.9935                             20210501                                                                      177                                                 20,800.00     20060601                           190.27
     98391                          11.0935                            20210501                                                                      177                                                 55,000.00     20060601                          548.87
     32034                          12.0435                            20210401                                                                      176                                                  39,100.00    20060501                           418.82
     86326                          13.0935                            20210501                                                                      177                                                 52,400.00     20060601                          604.33
     86322                          13.0935                            20210501                                                                      177                                                 37,920.00     20060601                          437.33
     28214                          11.0935                            20210501                                                                      177                                                 24,823.00     20060601                          247.72
     85035                          12.0935                            20210501                                                                      177                                                 39,200.00     20060601                            421.41
     70737                          12.1435                            20210501                                                                      177                                                 27,600.00     20060601                          297.78
     98208                          11.7935                            20210501                                                                      177                                                 53,000.00     20060601                          557.44
     85035                          10.5435                            20210501                                                                      177                                                 33,000.00     20060601                           315.52
     85335                          13.0935                            20210501                                                                      177                                                 40,000.00     20060601                           461.32
     85009                          12.5935                            20210501                                                                      177                                                 33,400.00     20060601                          372.09
     85225                          12.5935                            20210501                                                                      177                                                 50,800.00     20060601                          565.93
     85204                          11.5435                            20210501                                                                      177                                                 43,000.00     20060601                          443.96
     85201                          11.2435                            20210501                                                                      177                                                 42,000.00     20060601                          423.96
     85323                          12.5935                            20210501                                                                      177                                                 50,800.00     20060601                          565.92
     75115                          9.9935                             20210501                                                                      177                                                 49,000.00     20060601                          448.22
     33218                          13.0935                            20210501                                                                      177                                                 37,500.00     20060601                          432.49
     71203                          12.0935                            20210501                                                                      177                                                  15,400.00    20060601                           165.55
     32168                          8.2935                             20360501                                                                      357                                               174,000.00      20060601                        1,375.08
     77031                          8.4835                             20360501                                                                      357                                                 93,000.00     20060601                          747.63
     64130                          10.8735                            20360501                                                                      357                                                 60,000.00     20060601                          588.69
     62025                          9.2435                             20360401                                                                      356                                              433,000.00       20060501                        3,720.14
     85033                          6.9935                             20360301                                                                      355                                               156,000.00      20060401                        1,090.77
     44142                          7.6435                             20360301                                                                      355                                                119,000.00     20060401                           801.44
     80107                          9.2935                             20360301                                                                      355                                               195,000.00      20060401                        1,592.50
     85007                          8.0935                             20360501                                                                      357                                              424,900.00       20060601                        3,045.12
     89129                          8.3935                             20360501                                                                      357                                              279,999.00       20060601                       2,076.66
     63122                          7.2435                             20360501                                                                      357                                              338,400.00       20060601                       2,424.34
     39503                          7.7035                             20360301                                                                      355                                               139,500.00      20060401                         1,044.10
     38128                          7.1435                             20360301                                                                      355                                               144,000.00      20060401                         1,021.70
     43452                          8.1435                             20360301                                                                      355                                               153,000.00      20060401                         1,192.74
     98037                          6.9935                             20360501                                                                      357                                              230,850.00       20060601                         1,442.81
     76210                          8.5435                             20360401                                                                      356                                                 117,120.00    20060501                          946.59
     48505                          10.0935                            20360501                                                                      357                                                  53,125.00    20060601                          489.93
     63135                          9.0735                             20360401                                                                      356                                                118,800.00     20060501                        1,005.88
     92344                          6.4835                             20360501                                                                      357                                                211,950.00     20060601                         1,234.61
     48224                          7.8435                             20360501                                                                      357                                                 73,600.00     20060601                            558.11
     43605                          10.0935                            20360301                                                                      355                                                 76,500.00     20060401                          705.50
     87120                          9.4835                             20360401                                                                      356                                               167,200.00      20060501                        1,466.06
     78840                          8.1435                             20360501                                                                      357                                              206,500.00       20060601                         1,609.81
     75126                          9.0435                             20360401                                                                      356                                               182,700.00      20060501                         1,542.91
     70815                          8.1435                             20360401                                                                      356                                                 83,600.00     20060501                           651.72
     63031                          7.8935                             20360501                                                                      357                                               103,200.00      20060601                          786.22
     64130                          7.9935                             20360501                                                                      357                                                 62,700.00     20060601                            482.11
     85031                          8.8435                             20360501                                                                      357                                               146,250.00      20060601                         1,213.78
     89129                          7.3935                             20360501                                                                      357                                              376,000.00       20060601                       2,475.33
     71603                          8.9235                             20360501                                                                      357                                                 54,800.00     20060601                          458.00
     44134                          7.3935                             20360301                                                                      355                                                115,200.00     20060401                          758.40
     33569                          8.8435                             20360401                                                                      356                                               128,730.00      20060501                        1,068.37
     76651                          6.9935                             20360301                                                                      355                                               105,600.00      20060401                          660.00
     66013                          8.2435                             20360401                                                                      356                                               120,000.00      20060501                          944.04
     73771                          9.8235                             20360401                                                                      356                                                 50,000.00     20060501                           451.03
     79705                          10.7435                            20360301                                                                      355                                                 55,000.00     20060401                           534.19
     80219                          8.2435                             20360501                                                                      357                                                117,000.00     20060601                          920.44
     85239                          8.1435                             20360501                                                                      357                                                 311,591.00    20060601                       2,429.07
     75228                          8.3935                             20360501                                                                      357                                               136,000.00      20060601                        1,084.52
     28227                          7.9935                             20360501                                                                      357                                                 79,920.00     20060601                           614.52
     77095                          8.0935                             20360501                                                                      357                                               134,400.00      20060601                        1,042.96
     63088                          8.6935                             20360401                                                                      356                                              259,200.00       20060501                        2,122.99
     33823                          9.5435                             20360401                                                                      356                                               178,400.00      20060501                         1,494.10
     79705                          7.8685                             20360401                                                                      356                                               142,800.00      20060501                        1,085.38
     23227                          8.0435                             20360501                                                                      357                                              365,000.00       20060601                       2,600.63
     75146                          8.2935                             20360401                                                                      356                                               123,405.00      20060501                          904.97
     36264                          8.4935                             20360501                                                                      357                                                  90,100.00    20060601                          724.96
     23324                          7.6435                             20360401                                                                      356                                               126,277.00      20060501                          857.63
     66006                          10.0935                            20360401                                                                      356                                                171,000.00     20060501                        1,577.00
     43461                          6.7735                             20360401                                                                      356                                                 84,000.00     20060501                          574.74
     38801                          9.7435                             20360501                                                                      357                                               180,000.00      20060601                         1,612.98
     75114                          8.9935                             20360501                                                                      357                                               133,950.00      20060601                         1,126.32
     76014                          7.4435                             20360401                                                                      356                                                 93,600.00     20060501                          683.54
     46205                          9.9435                             20360401                                                                      356                                                  91,000.00    20060501                           829.01
     37127                          8.4835                             20360401                                                                      356                                                141,300.00     20060501                         1,135.92
     21632                          8.5935                             20360401                                                                      356                                               144,500.00      20060501                        1,095.79
     80120                          9.0735                             20360401                                                                      356                                               176,400.00      20060501                        1,493.57
     76052                          6.6835                             20360401                                                                      356                                                 189,011.00    20060501                          1,281.71
     80030                          7.0935                             20360501                                                                      357                                               106,000.00      20060601                           671.33
     75080                          7.8935                             20360501                                                                      357                                                 59,600.00     20060601                          454.06
     74066                          8.4035                             20360501                                                                      357                                                 57,600.00     20060601                          459.74
     79924                          7.3435                             20360501                                                                      357                                               109,600.00      20060601                          792.78
     80219                          8.1435                             20360501                                                                      357                                               136,000.00      20060601                          980.33
     89148                          8.2785                             20360501                                                                      357                                              277,500.00       20060601                        2,031.53
     30080                          8.9435                             20360501                                                                      357                                              284,750.00       20060601                       2,383.96
     74361                          11.3435                            20360501                                                                      357                                                  53,180.00    20060601                          540.88
     85304                          8.4835                             20360501                                                                      357                                               224,100.00      20060601                        1,678.88
     78046                          8.9435                             20360501                                                                      357                                                101,250.00     20060601                          847.67
     33770                          8.0435                             20360501                                                                      357                                               139,500.00      20060601                          993.94
     75042                          7.9935                             20360501                                                                      357                                                 82,400.00     20060601                          633.58
     51503                          7.5435                             20360501                                                                      357                                               104,000.00      20060601                          766.74
     32703                          9.7435                             20260501                                                                      237                                               140,250.00      20060601                        1,376.75
     77433                          7.2435                             20360501                                                                      357                                               102,684.00      20060601                          735.64
     76711                          9.6135                             20360501                                                                      357                                                 78,500.00     20060601                          695.86
     75227                          9.4435                             20360501                                                                      357                                                  51,500.00    20060601                          450.05
     76401                          7.8935                             20360501                                                                      357                                                 92,720.00     20060601                          706.38
     72401                          7.2935                             20360501                                                                      357                                               120,000.00      20060601                          863.84
     44718                          7.3435                             20360501                                                                      357                                               100,000.00      20060601                          723.33
     35773                          9.5935                             20360501                                                                      357                                               207,100.00      20060601                        1,743.02
     63136                          7.7435                             20360501                                                                      357                                                 72,250.00     20060601                          542.79
     32808                          7.4835                             20360501                                                                      357                                               158,400.00      20060601                           1,161.18
     75189                          7.2435                             20360501                                                                      357                                               100,400.00      20060601                           719.28
     85027                          7.1935                             20360501                                                                      357                                               190,000.00      20060601                        1,354.62
     33311                          6.8935                             20360501                                                                      357                                               133,600.00      20060601                          823.87
     75019                          8.0435                             20360501                                                                      357                                              260,000.00       20060601                       2,008.40
     20748                          8.4935                             20360501                                                                      357                                               301,500.00      20060601                        2,261.25
     38901                          7.2435                             20360501                                                                      357                                               126,000.00      20060601                          902.68
     33594                          7.4935                             20360401                                                                      356                                              236,000.00       20060501                        1,573.33
     85326                          7.8435                             20360501                                                                      357                                              200,767.00       20060601                        1,397.00
     80022                          6.9935                             20360501                                                                      357                                               148,000.00      20060601                          925.00
     75701                          7.4835                             20360501                                                                      357                                                119,480.00     20060601                          795.54
     85353                          7.2435                             20360501                                                                      357                                              268,000.00       20060601                        1,730.83
     75002                          8.3435                             20360501                                                                      357                                                119,440.00     20060601                           948.18
     78577                          9.2185                             20360501                                                                      357                                                 79,900.00     20060601                          685.00
     30360                          9.4835                             20360501                                                                      357                                               185,600.00      20060601                        1,627.40
     32208                          8.0935                             20360501                                                                      357                                                 77,600.00     20060601                           602.19
     35750                          9.1435                             20360501                                                                      357                                                 60,800.00     20060601                            517.91
     55449                          9.1935                             20360501                                                                      357                                               351,200.00      20060601                       3,004.46
     75116                          6.7435                             20360501                                                                      357                                                 77,280.00     20060601                           527.19
     38016                          8.8935                             20360401                                                                      356                                               104,500.00      20060501                           871.08
     66213                          7.8935                             20360401                                                                      356                                               296,100.00      20060501                       2,255.80
     85019                          8.8935                             20360501                                                                      357                                               178,200.00      20060601                        1,395.90
     78504                          8.3935                             20360501                                                                      357                                                 85,600.00     20060601                           682.61
     98271                          6.8935                             20360501                                                                      357                                              253,800.00       20060601                         1,565.10
     85031                          6.2935                             20360501                                                                      357                                               152,000.00      20060601                           861.33
     77545                          7.9935                             20360501                                                                      357                                               103,200.00      20060601                          793.52
     85037                          8.2935                             20360501                                                                      357                                              202,500.00       20060601                        1,485.00
     85345                          6.9935                             20360501                                                                      357                                               160,000.00      20060601                          1,118.74
     75034                          7.7435                             20360501                                                                      357                                                216,104.00     20060601                        1,623.52
     78247                          9.0935                             20360501                                                                      357                                               159,678.00      20060601                        1,354.32
     77338                          9.2435                             20360501                                                                      357                                                 83,200.00     20060601                           714.82
     75248                          7.5935                             20360501                                                                      357                                              332,000.00       20060601                       2,459.29
     98033                          7.1435                             20360501                                                                      357                                              442,000.00       20060601                        2,817.75
     98391                          7.1135                             20360501                                                                      357                                              220,000.00       20060601                        1,397.00
     77494                          6.7935                             20360501                                                                      357                                               142,400.00      20060601                          976.25
     63109                          9.1435                             20360501                                                                      357                                               133,000.00      20060601                        1,092.93
     86326                          7.3435                             20360501                                                                      357                                              209,600.00       20060601                        1,369.24
     98053                          8.1435                             20360501                                                                      357                                              450,400.00       20060601                       3,246.63
     98118                          7.4835                             20360501                                                                      357                                               140,000.00      20060601                        1,026.29
     86322                          8.0935                             20360501                                                                      357                                                151,680.00     20060601                        1,087.04
     28214                          7.8435                             20360501                                                                      357                                                 99,292.00     20060601                           690.91
     87571                          8.3685                             20360501                                                                      357                                              240,000.00       20060601                        1,909.55
     81005                          6.9935                             20360501                                                                      357                                                 92,000.00     20060601                          575.00
     80204                          7.6935                             20360501                                                                      357                                               150,800.00      20060601                        1,030.47
     98230                          8.3435                             20360501                                                                      357                                              249,900.00       20060601                         1,843.01
     85035                          7.7435                             20360501                                                                      357                                               156,800.00      20060601                         1,177.99
     80920                          8.5935                             20360501                                                                      357                                               196,650.00      20060601                        1,532.04
     70737                          7.9935                             20360501                                                                      357                                                110,400.00     20060601                          848.88
     74017                          6.8935                             20360501                                                                      357                                                 84,250.00     20060601                          583.33
     98208                          7.2435                             20360501                                                                      357                                               212,000.00      20060601                         1,369.17
     85053                          8.8935                             20360501                                                                      357                                              220,400.00       20060601                         1,837.18
     85017                          7.8435                             20360501                                                                      357                                               184,000.00      20060601                        1,280.33
     78046                          6.4435                             20360501                                                                      357                                               134,940.00      20060601                          893.23
     23223                          9.1435                             20360501                                                                      357                                                107,100.00     20060601                           861.26
     32207                          7.9935                             20360501                                                                      357                                               106,400.00      20060601                            818.12
     70812                          7.5935                             20360501                                                                      357                                                  61,200.00    20060601                          453.34
     98004                          6.4935                             20360501                                                                      357                                              242,400.00       20060601                         1,414.00
     85035                          6.3935                             20360501                                                                      357                                               132,000.00      20060601                          869.35
     80921                          6.9435                             20360501                                                                      357                                              324,000.00       20060601                       2,254.37
     42724                          6.4835                             20360501                                                                      357                                               103,200.00      20060601                            601.14
     20646                          8.3935                             20360501                                                                      357                                              367,500.00       20060601                       2,930.58
     78045                          7.0935                             20360501                                                                      357                                               107,600.00      20060601                          759.74
     80234                          6.9435                             20360501                                                                      357                                                 90,400.00     20060601                           561.23
     98043                          7.3935                             20360501                                                                      357                                                116,400.00     20060601                          766.30
     63130                          6.7935                             20360401                                                                      356                                                 99,000.00     20060501                          678.72
     54944                          8.9435                             20360501                                                                      357                                               165,600.00      20060601                        1,386.42
     75227                          7.7435                             20360501                                                                      357                                               138,400.00      20060601                        1,039.75
     39553                          7.8435                             20360501                                                                      357                                               186,000.00      20060601                         1,410.45
     60430                          7.5435                             20360501                                                                      357                                                191,200.00     20060601                        1,409.63
     34759                          7.3935                             20360501                                                                      357                                                161,520.00     20060601                         1,173.94
     85335                          8.0435                             20360501                                                                      357                                               160,000.00      20060601                        1,235.94
     85006                          7.3435                             20360501                                                                      357                                               188,700.00      20060601                        1,364.93
     85009                          8.3435                             20360501                                                                      357                                               133,600.00      20060601                          985.30
     85037                          7.4935                             20360501                                                                      357                                                171,000.00     20060601                         1,140.00
     73069                          10.3935                            20360501                                                                      357                                              208,250.00       20060601                        1,967.49
     85225                          7.4935                             20360501                                                                      357                                              203,200.00       20060601                          1,491.01
     85204                          7.3435                             20360501                                                                      357                                               172,000.00      20060601                          1,125.17
     37115                          9.0435                             20360501                                                                      357                                               139,500.00      20060601                         1,178.08
     85201                          7.2435                             20360501                                                                      357                                               168,000.00      20060601                        1,085.00
     76008                          8.0335                             20360501                                                                      357                                              423,200.00       20060601                       3,266.05
     85242                          6.8435                             20360501                                                                      357                                               192,000.00      20060601                         1,175.99
     60103                          7.8935                             20360501                                                                      357                                              249,200.00       20060601                        1,744.40
     47102                          10.5935                            20360501                                                                      357                                                 50,575.00     20060601                          485.46
     70769                          7.1935                             20360501                                                                      357                                               137,000.00      20060601                          976.76
     63133                          8.0185                             20360501                                                                      357                                                 60,720.00     20060601                          467.96
     32805                          7.8935                             20360501                                                                      357                                               129,600.00      20060601                          987.34
     85043                          7.0435                             20360501                                                                      357                                               186,000.00      20060601                        1,230.89
     85301                          8.7435                             20360501                                                                      357                                               172,975.00      20060601                        1,423.02
     89121                          7.9435                             20360501                                                                      357                                               140,000.00      20060601                          985.83
     85323                          7.5935                             20360501                                                                      357                                              203,200.00       20060601                         1,371.60
     98252                          7.3835                             20360501                                                                      357                                               160,000.00      20060601                          1,161.78
     98011                          8.2435                             20360501                                                                      357                                                 89,000.00     20060601                          648.96
     75115                          8.7435                             20360501                                                                      357                                               196,000.00      20060601                         1,612.44
     73118                          8.1435                             20360501                                                                      357                                                 75,735.00     20060601                           590.41
     33324                          7.9435                             20360501                                                                      357                                              585,000.00       20060601                       4,477.43
     85033                          7.2435                             20360501                                                                      357                                               152,500.00      20060601                        1,092.53
     98037                          7.3935                             20360501                                                                      357                                               217,000.00      20060601                        1,428.58
     23225                          7.2435                             20360501                                                                      357                                               221,720.00      20060601                        1,588.43
     98371                          7.3835                             20360501                                                                      357                                               215,000.00      20060601                         1,413.63
     64131                          7.9935                             20360501                                                                      357                                                 79,200.00     20060601                           561.00
     53143                          9.0435                             20360501                                                                      357                                                 110,160.00    20060601                           930.31
     85345                          8.0935                             20360501                                                                      357                                               164,000.00      20060601                         1,175.33
     78250                          9.0935                             20360501                                                                      357                                                 55,600.00     20060601                           471.58
     60429                          7.7435                             20360501                                                                      357                                              320,000.00       20060601                       2,404.05
     63136                          7.7435                             20360501                                                                      357                                                 72,250.00     20060601                          542.79
     77396                          7.9835                             20360501                                                                      357                                                127,516.00     20060601                          979.58
     62401                          9.9935                             20360501                                                                      357                                               133,245.00      20060601                         1,218.84
     33218                          7.8435                             20360501                                                                      357                                               150,000.00      20060601                         1,137.46
     67016                          8.1735                             20360501                                                                      357                                                136,125.00     20060601                         1,064.10
     73099                          7.8935                             20360501                                                                      357                                               135,200.00      20060601                        1,030.00
     80904                          9.3935                             20360501                                                                      357                                                112,500.00     20060601                          978.96
     80525                          8.0935                             20360501                                                                      357                                              294,400.00       20060601                       2,284.58
     85204                          7.7435                             20360501                                                                      357                                                187,120.00     20060601                        1,286.45
     98032                          6.8435                             20360501                                                                      357                                               176,000.00      20060601                        1,078.00
     70578                          7.5935                             20360501                                                                      357                                                 80,000.00     20060601                          592.60
     71203                          9.4835                             20360501                                                                      357                                                  61,600.00    20060601                           540.13
     85308                          8.0635                             20360601                                                                      358                                               216,000.00      20060701                         1,542.61
     48237                          9.9935                             20360601                                                                      358                                               152,000.00      20060701                        1,350.63
     30165                          8.3685                             20360401                                                                      356                                               100,300.00      20060501                          798.03
     77071                          10.4535                            20360601                                                                      358                                                 94,500.00     20060701                          897.09
     89121                          9.2435                             20360601                                                                      358                                              208,000.00       20060701                        1,689.97
     84111                          10.0835                            20360601                                                                      358                                               130,000.00      20060701                         1,197.92
     32807                          8.4435                             20360601                                                                      358                                               134,400.00      20060701                         1,031.54
     32807                          10.9935                            20360601                                                                      358                                                 33,600.00     20060701                          332.74
     55025                          7.9885                             20360601                                                                      358                                               192,000.00      20060701                        1,475.64
     95376                          9.3385                             20360701                                                                      359                                              386,250.00       20060801                        3,168.86
     33033                          8.6435                             20360601                                                                      358                                              248,000.00       20060701                         1,941.66
     33033                          12.5935                            20360601                                                                      358                                                 62,000.00     20060701                          690.69
     56353                          7.6135                             20360701                                                                      359                                                 75,000.00     20060801                           556.61
     62002                          7.2185                             20360301                                                                      355                                                 83,600.00     20060401                          597.48
     8690                           9.3935                             20360601                                                                      358                                              229,500.00       20060701                        1,893.38
     62002                          11.2435                            20360301                                                                      355                                                 20,900.00     20060401                           210.97
     89703                          8.7435                             20360401                                                                      356                                               120,600.00      20060501                           929.14
     92324                          7.1835                             20360601                                                                      358                                              294,400.00       20060701                         1,886.61
     92324                          11.8685                            20260601                                                                      238                                                 73,600.00     20060701                          829.72
     11798                          8.2985                             20360601                                                                      358                                              292,500.00       20060701                        2,312.60
     53128                          9.4335                             20360601                                                                      358                                               164,000.00      20060701                         1,431.96
     63137                          7.3235                             20360601                                                                      358                                               100,000.00      20060701                           652.51
     63137                          11.9835                            20360601                                                                      358                                                 25,000.00     20060701                          266.63
     63304                          9.7985                             20360601                                                                      358                                               189,000.00      20060701                         1,701.37
     55021                          7.3335                             20360601                                                                      358                                              348,000.00       20060701                        2,514.80
     93505                          9.2835                             20360601                                                                      358                                               148,000.00      20060701                        1,207.43
     48883                          6.4735                             20360601                                                                      358                                               103,500.00      20060701                           641.68
     93620                          8.7685                             20360601                                                                      358                                              207,000.00       20060701                        1,706.69
     8055                           8.7635                             20360701                                                                      359                                               139,900.00      20060801                        1,080.73
     33404                          8.4835                             20360601                                                                      358                                               192,000.00      20060701                        1,543.49
     23356                          8.4935                             20360601                                                                      358                                              220,950.00       20060701                         1,777.81
     23356                          13.2435                            20360601                                                                      358                                                 55,200.00     20060701                           643.14
     92277                          9.3185                             20360601                                                                      358                                               180,000.00      20060701                        1,473.75
     33322                          8.8685                             20360501                                                                      357                                              265,200.00       20060601                       2,205.80
     33971                          7.3685                             20360301                                                                      355                                               175,000.00      20060401                        1,268.87
     60104                          7.3685                             20360401                                                                      356                                                 85,600.00     20060501                          620.66
     48021                          8.8685                             20360301                                                                      355                                               198,000.00      20060401                        1,546.88
     21217                          7.2435                             20360501                                                                      357                                              226,000.00       20060601                        1,459.58
     23860                          7.6185                             20360401                                                                      356                                                121,500.00     20060501                           902.13
     48854                          10.7435                            20360501                                                                      357                                               195,000.00      20060601                        1,893.96
     54479                          8.8685                             20360501                                                                      357                                               123,500.00      20060601                         1,027.21
     43920                          8.1185                             20360501                                                                      357                                               160,000.00      20060601                        1,244.46
     33830                          8.9935                             20360501                                                                      357                                                 80,000.00     20060601                          672.68
     46186                          9.6185                             20360501                                                                      357                                                 50,000.00     20060601                           443.41
     48886                          8.4835                             20360401                                                                      356                                               126,000.00      20060501                         1,012.92
     33707                          7.7435                             20360501                                                                      357                                                 82,850.00     20060601                          622.42
     49507                          9.4735                             20360501                                                                      357                                                 89,250.00     20060601                            781.91
     15537                          8.6185                             20260501                                                                      237                                                114,000.00     20060601                        1,034.87
     19148                          8.7435                             20360501                                                                      357                                                121,600.00     20060601                        1,000.37
     15445                          7.7435                             20360501                                                                      357                                                 86,000.00     20060601                          646.09
     48134                          7.4835                             20360501                                                                      357                                              237,500.00       20060601                         1,741.04
     89110                          8.6135                             20360501                                                                      357                                              440,000.00       20060601                       3,344.00
     34746                          8.3685                             20360501                                                                      357                                               198,500.00      20060601                        1,468.07
     49841                          8.7435                             20360501                                                                      357                                                 63,750.00     20060601                          524.46
     95632                          7.9935                             20360501                                                                      357                                              348,500.00       20060601                       2,468.54
     85209                          8.4835                             20360501                                                                      357                                              239,000.00       20060601                         1,921.33
     89074                          5.7435                             20360501                                                                      357                                              363,750.00       20060601                       2,239.67
     85322                          7.7495                             20360501                                                                      357                                               138,750.00      20060601                        1,042.97
     86322                          8.9935                             20360501                                                                      357                                               198,550.00      20060601                         1,571.85
     49442                          6.8685                             20360501                                                                      357                                                  71,200.00    20060601                           491.76
     89031                          8.2435                             20360501                                                                      357                                               221,250.00      20060601                        1,740.57
     20657                          10.1185                            20360501                                                                      357                                              204,000.00       20060601                         1,885.16
     32935                          8.3685                             20360501                                                                      357                                               100,000.00      20060601                          795.64
     29372                          8.4935                             20360501                                                                      357                                                119,000.00     20060601                          957.50
     49733                          8.2435                             20360501                                                                      357                                                 93,500.00     20060601                          735.56
     92114                          7.6185                             20360501                                                                      357                                              425,000.00       20060601                         3,155.61
     85020                          8.9935                             20360501                                                                      357                                              232,000.00       20060601                        1,836.67
     32218                          7.7435                             20210501                                                                      177                                                 95,400.00     20060601                           925.51
     49001                          10.3685                            20360501                                                                      357                                                110,500.00     20060601                         1,041.89
     46237                          10.6185                            20360501                                                                      357                                               106,400.00      20060601                        1,023.33
     46218                          9.9935                             20360501                                                                      357                                                 72,000.00     20060601                           658.61
     46241                          8.9935                             20360501                                                                      357                                                 72,900.00     20060601                           612.98
     46140                          10.6185                            20360501                                                                      357                                                119,250.00     20060601                         1,146.92
     46974                          8.6185                             20360501                                                                      357                                               136,800.00      20060601                          1,113.05
     85706                          8.4935                             20360501                                                                      357                                                 111,300.00    20060601                          895.54
     47456                          10.1185                            20360501                                                                      357                                                110,500.00     20060601                          1,021.13
     45011                          9.6185                             20360501                                                                      357                                                148,410.00     20060601                          1,316.13
     85351                          7.4135                             20360601                                                                      358                                                 98,500.00     20060701                           650.10
     32084                          9.3635                             20360701                                                                      359                                                117,450.00     20060801                         1,019.45
     46205                          9.1185                             20360601                                                                      358                                                 95,000.00     20060701                           778.81
     92584                          7.9735                             20360601                                                                      358                                              300,000.00       20060701                        2,120.00
     92584                          11.7435                            20260601                                                                      238                                                 75,000.00     20060701                          838.92
     76048                          7.7435                             20360601                                                                      358                                                 85,300.00     20060701                          586.44
     43228                          8.7435                             20360601                                                                      358                                               122,468.00      20060701                         1,007.51
     93552                          7.3335                             20360601                                                                      358                                               351,200.00      20060701                       2,399.87
     93552                          11.9135                            20210601                                                                      178                                                 87,800.00     20060701                            931.61
     33324                          6.9435                             20360601                                                                      358                                               160,000.00      20060701                          1,113.27
     32744                          9.7435                             20360601                                                                      358                                              262,500.00       20060701                       2,352.27
     90723                          7.2435                             20360601                                                                      358                                               177,000.00      20060701                        1,268.05
     92376                          11.6435                            20210601                                                                      178                                                 75,000.00     20060701                           780.13
     63110                          7.1435                             20360601                                                                      358                                                114,750.00     20060701                            814.17
     32958                          8.4935                             20360601                                                                      358                                              233,750.00       20060701                         1,880.81
     89104                          9.5305                             20360701                                                                      359                                              243,000.00       20060801                       2,032.49
     40229                          9.4935                             20360601                                                                      358                                                 72,800.00     20060701                          638.87
     40229                          13.0935                            20360601                                                                      358                                                  18,200.00    20060701                          209.90
     22204                          8.4835                             20360601                                                                      358                                              272,000.00       20060701                        2,186.62
     93274                          6.9435                             20360601                                                                      358                                              209,950.00       20060701                        1,460.82
     55304                          6.8985                             20360601                                                                      358                                              242,400.00       20060701                         1,679.16
     55304                          11.6085                            20360601                                                                      358                                                 60,600.00     20060701                           628.71
     2886                           8.2435                             20360701                                                                      359                                               216,000.00      20060801                         1,575.01
     85353                          6.8885                             20360701                                                                      359                                               173,600.00      20060801                        1,069.82
     2886                           10.6935                            20360701                                                                      359                                                 54,000.00     20060801                          522.44
     32209                          11.6335                            20360601                                                                      358                                                 82,450.00     20060701                          856.99
     33125                          7.6935                             20360701                                                                      359                                              296,000.00       20060801                        2,102.67
     34475                          11.0935                            20360601                                                                      358                                                 67,500.00     20060701                          673.60
     73119                          9.5685                             20360601                                                                      358                                                 50,000.00     20060701                           441.56
     34711                          7.6185                             20360601                                                                      358                                              352,000.00       20060701                       2,480.57
     34711                          11.6185                            20360601                                                                      358                                                 88,000.00     20060701                           913.66
     97478                          8.4035                             20360601                                                                      358                                               162,000.00      20060701                         1,293.01
     43334                          8.1065                             20360601                                                                      358                                              495,000.00       20060701                       3,845.83
     97045                          7.9685                             20360601                                                                      358                                               198,000.00      20060701                         1,518.94
     95670                          6.9135                             20360601                                                                      358                                                110,000.00     20060701                           680.17
     33054                          8.5335                             20360601                                                                      358                                              264,000.00       20060701                          2,131.81
     23831                          8.8685                             20360601                                                                      358                                              238,500.00       20060701                        1,983.72
     33054                          11.9135                            20360601                                                                      358                                                 66,000.00     20060701                          700.30
     30305                          9.2685                             20360601                                                                      358                                              340,000.00       20060701                       2,769.58
     30224                          8.1835                             20360501                                                                      357                                                101,000.00     20060601                            731.41
     30252                          8.4835                             20360601                                                                      358                                               149,900.00      20060701                        1,205.05
     33566                          7.4235                             20360601                                                                      358                                               215,200.00      20060701                          1,422.11
     33071                          7.3235                             20360601                                                                      358                                               178,400.00      20060701                        1,287.96
     33071                          12.1635                            20210601                                                                      178                                                 44,600.00     20060701                           481.89
     85335                          7.3735                             20360701                                                                      359                                                151,000.00     20060801                        1,095.38
     8234                           12.1635                            20360601                                                                      358                                                 56,800.00     20060701                          599.72
     64501                          7.2335                             20360701                                                                      359                                                 50,400.00     20060801                          360.73
     64501                          10.5435                            20360701                                                                      359                                                  12,600.00    20060801                           120.47
     85009                          9.3435                             20360701                                                                      359                                               140,250.00      20060801                          1,151.22
     33570                          7.9235                             20360601                                                                      358                                               176,000.00      20060701                         1,236.41
     33570                          11.5385                            20360601                                                                      358                                                 44,000.00     20060701                           454.12
     85338                          10.8885                            20360701                                                                      359                                               178,000.00      20060801                        1,748.48
     33319                          8.1435                             20360601                                                                      358                                              240,000.00       20060701                        1,870.97
     33319                          10.8935                            20360601                                                                      358                                                 60,000.00     20060701                           589.61
     43147                          8.7735                             20360601                                                                      358                                               214,400.00      20060701                        1,768.48
     43147                          12.2135                            20360601                                                                      358                                                 53,600.00     20060701                           581.22
     75056                          7.7935                             20360501                                                                      357                                              398,800.00       20060601                        3,010.08
     75056                          9.4935                             20210501                                                                      177                                                 99,700.00     20060601                          874.94
     45406                          8.9535                             20360601                                                                      358                                                 52,500.00     20060701                          439.92
     97918                          8.9935                             20360601                                                                      358                                                 87,550.00     20060701                           736.17
     29681                          8.6435                             20360601                                                                      358                                               154,400.00      20060701                        1,259.04
     29681                          11.5435                            20210601                                                                      178                                                 38,600.00     20060701                          398.53
     97008                          10.3435                            20360601                                                                      358                                              266,000.00       20060701                       2,503.08
     30263                          8.8935                             20360601                                                                      358                                               129,500.00      20060701                        1,079.47
     85250                          7.9535                             20360601                                                                      358                                               149,500.00      20060701                         1,091.43
     33431                          10.1935                            20360701                                                                      359                                              200,000.00       20060801                        1,859.45
     7750                           7.1635                             20360501                                                                      357                                              225,000.00       20060601                         1,599.51
     11096                          6.4985                             20360601                                                                      358                                              336,000.00       20060701                         1,961.40
     11096                          10.9935                            20360601                                                                      358                                                 84,000.00     20060701                           831.84
     6082                           7.9935                             20360601                                                                      358                                                171,000.00     20060701                        1,253.59
     12566                          6.2935                             20360501                                                                      357                                              224,000.00       20060601                        1,359.59
     12566                          11.3385                            20360501                                                                      357                                                 56,000.00     20060601                          569.35
     11207                          8.7435                             20360601                                                                      358                                              452,000.00       20060701                        3,484.17
     11207                          11.8885                            20360601                                                                      358                                                113,000.00     20060701                         1,196.80
     34119                          12.4935                            20210601                                                                      178                                                  71,600.00    20060701                          792.04
     34119                          12.4935                            20210601                                                                      178                                                  71,600.00    20060701                          792.04
     8009                           5.9935                             20360601                                                                      358                                              234,500.00       20060701                        1,372.90
     11416                          7.9935                             20360601                                                                      358                                              394,000.00       20060701                       2,888.39
     11355                          6.8685                             20360601                                                                      358                                              380,000.00       20060701                       2,465.64
     8054                           7.7435                             20360601                                                                      358                                              236,000.00       20060701                        1,772.99
     8054                           11.8435                            20210601                                                                      178                                                 59,000.00     20060701                          622.82
     11701                          7.3935                             20360501                                                                      357                                              402,400.00       20060601                        2,649.13
     11701                          11.1435                            20210501                                                                      177                                               100,600.00      20060601                        1,007.76
     20602                          7.4185                             20360601                                                                      358                                               165,000.00      20060701                         1,137.99
     11422                          7.8435                             20360601                                                                      358                                              470,000.00       20060701                       3,392.02
     28546                          9.4435                             20360601                                                                      358                                               144,000.00      20060701                        1,258.39
     11434                          7.1185                             20360601                                                                      358                                              472,000.00       20060701                       3,340.79
     33972                          8.4835                             20360601                                                                      358                                               160,000.00      20060701                        1,286.25
     11221                          6.4835                             20360601                                                                      358                                              648,720.00       20060701                       4,026.64
     1609                           8.1685                             20360601                                                                      358                                                 111,920.00    20060701                           835.41
     1609                           11.3935                            20360601                                                                      358                                                 27,980.00     20060701                          285.65
     30349                          7.5485                             20360401                                                                      356                                                128,120.00     20060501                          945.02
     30349                          11.7085                            20210401                                                                      176                                                 32,030.00     20060501                          334.77
     30011                          7.2585                             20360501                                                                      357                                               165,446.00      20060601                        1,070.57
     30011                          11.5185                            20210501                                                                      177                                                   41,361.00   20060601                          426.24
     30039                          9.7035                             20360501                                                                      357                                               155,047.00      20060601                          1,319.19
     30213                          9.9535                             20360601                                                                      358                                               237,816.00      20060701                       2,072.96
     30012                          7.4935                             20360501                                                                      357                                               160,797.00      20060601                         1,071.98
     30012                          12.7185                            20210501                                                                      177                                                  40,199.00    20060601                           451.76
     30238                          7.0235                             20360501                                                                      357                                                171,773.00     20060601                        1,077.88
     30238                          11.2135                            20210501                                                                      177                                                 42,943.00     20060601                          432.48
     30135                          9.1085                             20360401                                                                      356                                               145,454.00      20060501                         1,165.45
     30135                          12.0885                            20210401                                                                      176                                                 36,363.00     20060501                          390.77
     30135                          8.3685                             20360501                                                                      357                                               149,592.00      20060601                         1,106.36
     30135                          12.7185                            20210501                                                                      177                                                 37,398.00     20060601                          420.28
     30016                          8.4335                             20360501                                                                      357                                               169,672.00      20060601                        1,264.06
     30016                          12.0385                            20210501                                                                      177                                                  42,418.00    20060601                           454.19
     30093                          10.3585                            20360401                                                                      356                                               127,950.00      20060501                         1,158.48
     30296                          9.1835                             20360501                                                                      357                                               132,392.00      20060601                        1,069.07
     30296                          12.1635                            20210501                                                                      177                                                 33,098.00     20060601                           357.61
     30067                          7.8685                             20360501                                                                      357                                                 83,200.00     20060601                          580.67
     30067                          12.8435                            20210501                                                                      177                                                 20,800.00     20060601                          235.79
     30135                          7.3685                             20360501                                                                      357                                               139,040.00      20060601                         1,008.14
     30135                          11.3685                            20210501                                                                      177                                                 34,760.00     20060601                          354.20
     30121                          8.0585                             20360401                                                                      356                                                113,440.00     20060501                          877.49
     30121                          11.5685                            20210401                                                                      176                                                 28,360.00     20060501                          293.35
     30093                          12.0885                            20210401                                                                      176                                                  31,950.00    20060501                          343.35
     30093                          10.0735                            20360601                                                                      358                                               190,000.00      20060701                        1,749.38
     33417                          8.7685                             20360601                                                                      358                                                 60,000.00     20060701                          494.70
     30058                          10.3685                            20360501                                                                      357                                               102,000.00      20060601                           961.75
     29554                          9.3685                             20360401                                                                      356                                                 92,000.00     20060501                           772.19
     6451                           7.9935                             20360601                                                                      358                                               157,500.00      20060701                          1,211.04
     54812                          8.1935                             20360601                                                                      358                                                 89,950.00     20060701                          704.43
     33605                          8.3935                             20360601                                                                      358                                               180,000.00      20060701                        1,435.39
     33605                          11.0435                            20210601                                                                      178                                                 45,000.00     20060701                          447.35
     32046                          9.4935                             20360601                                                                      358                                                 92,000.00     20060701                          766.67
     32046                          12.2435                            20360601                                                                      358                                                 23,000.00     20060701                          249.94
     61032                          9.5335                             20360601                                                                      358                                                 50,000.00     20060701                          440.26
     18702                          8.4335                             20360501                                                                      357                                                 75,500.00     20060601                          578.90
     65803                          10.9935                            20360501                                                                      357                                                  71,250.00    20060601                          705.59
     46236                          9.0935                             20360501                                                                      357                                               148,500.00      20060601                        1,259.52
     33541                          11.2935                            20360601                                                                      358                                              236,250.00       20060701                       2,393.79
     66062                          9.9835                             20360501                                                                      357                                               172,000.00      20060601                        1,572.07
     18508                          10.7335                            20360501                                                                      357                                                  71,800.00    20060601                          696.83
     85021                          7.4435                             20360601                                                                      358                                                192,100.00     20060701                        1,402.88
     80003                          8.3935                             20360501                                                                      357                                                171,000.00     20060601                        1,363.62
     30349                          8.1185                             20360501                                                                      357                                               124,800.00      20060601                          970.69
     48219                          10.7435                            20360501                                                                      357                                                101,250.00     20060601                           983.41
     53115                          9.7935                             20360601                                                                      358                                                131,250.00     20060701                          1,181.02
     30045                          9.3435                             20360601                                                                      358                                               159,300.00      20060701                        1,380.35
     41543                          9.5935                             20360501                                                                      357                                               108,000.00      20060601                          955.77
     18447                          11.6935                            20360601                                                                      358                                                 84,000.00     20060701                          876.99
     45373                          8.6935                             20360501                                                                      357                                                121,600.00     20060601                          932.27
     45373                          12.1935                            20360501                                                                      357                                                 30,400.00     20060601                           329.18
     90044                          9.0935                             20360601                                                                      358                                              355,300.00       20060701                       2,842.40
     65686                          8.9935                             20360701                                                                      359                                               519,328.00      20060801                          4,111.35
     65686                          11.1935                            20360701                                                                      359                                               129,832.00      20060801                        1,305.57
     63111                          8.1185                             20360701                                                                      359                                               108,000.00      20060801                          840.02
     93535                          8.1435                             20360601                                                                      358                                               310,250.00      20060701                       2,309.89
     85338                          8.6435                             20360601                                                                      358                                              344,000.00       20060701                         2,805.11
     96002                          10.1185                            20360701                                                                      359                                               167,000.00      20060801                        1,543.24
     95355                          9.2435                             20360601                                                                      358                                              468,000.00       20060701                       3,882.33
     92530                          6.8685                             20360601                                                                      358                                              380,000.00       20060701                       2,465.64
     8046                           8.3435                             20360701                                                                      359                                               152,000.00      20060801                        1,206.66
     33563                          8.3935                             20360601                                                                      358                                                 93,979.00     20060701                          749.42
     33563                          12.0935                            20260601                                                                      238                                                 23,495.00     20060701                          268.59
     80112                          7.5435                             20360601                                                                      358                                              304,000.00       20060701                         2,125.16
     70634                          8.7685                             20360701                                                                      359                                                 77,600.00     20060801                          639.80
     92808                          8.3935                             20360601                                                                      358                                              280,000.00       20060701                       2,232.83
     92335                          8.2435                             20360601                                                                      358                                              300,000.00       20060701                        2,360.10
     97007                          7.9685                             20360501                                                                      357                                               178,400.00      20060601                        1,304.45
     99901                          9.2335                             20360601                                                                      358                                               201,000.00      20060701                        1,725.42
     99654                          8.0435                             20360501                                                                      357                                               187,200.00      20060601                        1,379.48
     99654                          11.2935                            20210501                                                                      177                                                 46,800.00     20060601                          474.20
     85375                          10.5935                            20360501                                                                      357                                              284,900.00       20060601                       2,635.33
     85705                          9.7435                             20360501                                                                      357                                                161,250.00     20060601                        1,444.96
     84044                          7.2435                             20360501                                                                      357                                               102,000.00      20060601                          730.74
     84044                          11.4435                            20210501                                                                      177                                                 25,200.00     20060601                          258.24
     76522                          7.4935                             20360501                                                                      357                                                 73,600.00     20060601                          540.05
     76522                          9.4935                             20210501                                                                      177                                                  18,400.00    20060601                            161.47
     74501                          7.0935                             20360501                                                                      357                                                 87,900.00     20060601                          620.64
     74501                          11.2935                            20210501                                                                      177                                                 22,000.00     20060601                           222.91
     74127                          9.4185                             20360601                                                                      358                                                121,500.00     20060701                        1,059.52
     74501                          8.5935                             20360501                                                                      357                                               135,900.00      20060601                         1,103.27
     74501                          11.7935                            20210501                                                                      177                                                 34,000.00     20060601                          357.60
     64151                          8.6935                             20360601                                                                      358                                               107,200.00      20060701                          878.03
     64151                          10.6935                            20210601                                                                      178                                                 26,800.00     20060701                          259.28
     35480                          7.3435                             20360601                                                                      358                                               149,200.00      20060701                        1,020.65
     35480                          11.1935                            20210601                                                                      178                                                 37,300.00     20060701                          375.08
     36303                          10.3935                            20360601                                                                      358                                                 90,000.00     20060701                          850.30
     37615                          7.9435                             20360601                                                                      358                                                 68,000.00     20060701                          520.45
     37615                          8.1935                             20210601                                                                      178                                                  17,000.00    20060701                            133.13
     72744                          8.8435                             20360601                                                                      358                                                 59,550.00     20060701                          494.22
     72744                          12.0435                            20210601                                                                      178                                                  15,000.00    20060701                           160.67
     55920                          8.2935                             20360601                                                                      358                                               108,800.00      20060701                          859.82
     55920                          9.4935                             20210601                                                                      178                                                 27,200.00     20060701                          238.70
     55104                          8.4935                             20360501                                                                      357                                              272,000.00       20060601                        2,098.10
     55104                          9.4935                             20210501                                                                      177                                                 68,000.00     20060601                          596.75
     2920                           8.4435                             20360601                                                                      358                                              278,800.00       20060701                        2,139.83
     2909                           9.1935                             20360601                                                                      358                                              294,000.00       20060701                         2,515.13
     2818                           6.4435                             20360501                                                                      357                                              495,000.00       20060601                       2,866.68
     10701                          7.6685                             20360601                                                                      358                                                 96,000.00     20060701                            716.16
     10701                          11.5435                            20210601                                                                      178                                                 24,000.00     20060701                          247.79
     11207                          8.7935                             20360601                                                                      358                                              532,000.00       20060701                       4,395.92
     11207                          11.6935                            20210601                                                                      178                                               133,000.00      20060701                        1,388.56
     19125                          10.8935                            20360601                                                                      358                                               109,500.00      20060701                        1,076.02
     19050                          9.2935                             20360601                                                                      358                                               164,000.00      20060701                         1,415.04
     18610                          8.6935                             20360601                                                                      358                                               216,000.00      20060701                        1,699.47
     43952                          9.2935                             20360601                                                                      358                                                 50,000.00     20060701                           416.73
     44446                          8.0935                             20360501                                                                      357                                                 72,000.00     20060601                          558.73
     44446                          12.1935                            20210501                                                                      177                                                  18,000.00    20060601                           194.90
     8085                           7.4435                             20360601                                                                      358                                               361,250.00      20060701                       2,498.27
     32073                          9.1435                             20360601                                                                      358                                              424,800.00       20060701                        3,618.53
     33404                          8.3935                             20360601                                                                      358                                                161,250.00     20060701                        1,285.87
     34986                          8.7935                             20360601                                                                      358                                              359,900.00       20060701                       2,859.52
     34986                          11.7935                            20210601                                                                      178                                                 90,000.00     20060701                          946.59
     33914                          9.3435                             20360601                                                                      358                                               212,000.00      20060701                        1,775.25
     34608                          8.4435                             20360601                                                                      358                                               174,000.00      20060701                        1,393.79
     27615                          10.5435                            20360501                                                                      357                                               232,100.00      20060601                        2,163.83
     20020                          8.9435                             20360601                                                                      358                                              225,500.00       20060701                         1,887.91
     86413                          7.3685                             20360701                                                                      359                                               137,600.00      20060801                          997.70
     86413                          9.6935                             20360701                                                                      359                                                 34,400.00     20060801                          306.99
     21136                          7.7435                             20360701                                                                      359                                               143,920.00      20060801                          989.46
     21136                          10.1935                            20360701                                                                      359                                                 35,980.00     20060801                          320.83
     34104                          10.4185                            20360701                                                                      359                                              527,200.00       20060801                       4,799.72
     43068                          9.9435                             20360601                                                                      358                                                118,800.00     20060701                        1,082.27
     44052                          9.0935                             20360601                                                                      358                                                115,045.00     20060701                          940.89
     44314                          9.4835                             20360601                                                                      358                                                 80,750.00     20060701                          685.05
     98465                          9.3685                             20360701                                                                      359                                                191,250.00     20060801                        1,605.24
     44055                          8.7435                             20360601                                                                      358                                                 85,020.00     20060701                          699.44
     19116                          7.2435                             20360601                                                                      358                                               210,000.00      20060701                        1,504.47
     45410                          7.8935                             20360601                                                                      358                                                 88,000.00     20060701                          638.44
     45410                          11.9835                            20260601                                                                      238                                                 22,000.00     20060701                          249.80
     43609                          9.6435                             20360501                                                                      357                                                 78,400.00     20060601                          696.72
     46835                          8.3935                             20360601                                                                      358                                                 83,760.00     20060701                          667.93
     46703                          8.7335                             20360601                                                                      358                                              202,500.00       20060701                        1,664.45
     33896                          7.5135                             20360701                                                                      359                                               216,000.00      20060801                        1,443.60
     30040                          7.5435                             20360601                                                                      358                                               184,000.00      20060701                        1,234.33
     33709                          7.6435                             20360601                                                                      358                                              202,500.00       20060701                        1,430.85
     95660                          7.9185                             20360601                                                                      358                                              274,500.00       20060701                        1,996.70
     33896                          11.1935                            20360701                                                                      359                                                 54,000.00     20060801                           543.01
     92277                          9.0435                             20360601                                                                      358                                               210,600.00      20060701                        1,676.03
     11420                          8.4635                             20360501                                                                      357                                              424,000.00       20060601                       3,402.45
     11420                          11.3935                            20360501                                                                      357                                               106,000.00      20060601                         1,082.18
     7017                           8.0885                             20360501                                                                      357                                              252,000.00       20060601                        1,954.65
     7017                           11.1485                            20360501                                                                      357                                                 63,000.00     20060601                           631.34
     30286                          8.4435                             20360701                                                                      359                                                 85,500.00     20060801                          637.34
     22191                          7.4435                             20360701                                                                      359                                              320,000.00       20060801                         2,120.01
     18301                          6.7435                             20360701                                                                      359                                               160,640.00      20060801                          970.54
     18301                          11.3435                            20360701                                                                      359                                                  40,160.00    20060801                          408.46
     98902                          7.7185                             20360501                                                                      357                                               146,800.00      20060601                         1,006.17
     98902                          11.2435                            20210501                                                                      177                                                 36,700.00     20060601                          370.45
     90280                          8.4185                             20360601                                                                      358                                               341,250.00      20060701                       2,727.38
     33030                          8.7935                             20360701                                                                      359                                               221,000.00      20060801                         1,712.75
     27893                          9.5735                             20360601                                                                      358                                              234,650.00       20060701                       2,007.27
     89110                          6.8315                             20360601                                                                      358                                              208,000.00       20060701                         1,271.92
     93930                          9.1935                             20360601                                                                      358                                              399,500.00       20060701                       3,298.48
     90255                          11.0435                            20210601                                                                      178                                                  56,150.00    20060701                           558.19
     90003                          8.3185                             20360601                                                                      358                                               416,500.00      20060701                       3,298.94
     55744                          7.7435                             20360701                                                                      359                                               134,000.00      20060801                        1,006.70
     8270                           8.7435                             20360501                                                                      357                                               213,750.00      20060601                        1,690.04
     45064                          10.6785                            20360601                                                                      358                                                 68,400.00     20060701                          660.97
     89511                          6.3235                             20360601                                                                      358                                              258,400.00       20060701                        1,470.73
     98802                          9.5735                             20360601                                                                      358                                               148,000.00      20060701                        1,307.56
     11575                          8.4435                             20360401                                                                      356                                               418,000.00      20060501                       3,348.30
     30062                          8.9935                             20360601                                                                      358                                              228,000.00       20060701                        1,805.00
     30062                          12.9935                            20210601                                                                      178                                                 57,000.00     20060701                          652.88
     92647                          6.8435                             20360601                                                                      358                                              300,000.00       20060701                         1,941.04
     89142                          7.6935                             20360601                                                                      358                                              259,920.00       20060701                        1,846.38
     90221                          6.9935                             20360601                                                                      358                                              324,000.00       20060701                       2,025.00
     92707                          10.6935                            20210601                                                                      178                                               107,000.00      20060701                         1,035.19
     60628                          11.6185                            20210401                                                                      176                                                 26,980.00     20060501                           280.12
     33406                          7.8935                             20360401                                                                      356                                               160,000.00      20060501                         1,218.94
     33035                          8.4185                             20360501                                                                      357                                                142,100.00     20060601                          1,135.71
     33035                          11.2435                            20210501                                                                      177                                                 35,500.00     20060601                          358.34
     89121                          7.9935                             20360501                                                                      357                                              229,500.00       20060601                        1,682.45
     33016                          8.6185                             20360301                                                                      355                                               105,000.00      20060401                          798.44
     35217                          9.9435                             20360401                                                                      356                                                  61,600.00    20060501                            561.18
     19132                          8.8435                             20360401                                                                      356                                                 52,800.00     20060501                          438.20
     33015                          8.0435                             20360401                                                                      356                                              284,000.00       20060501                        2,193.79
     30013                          8.1685                             20360501                                                                      357                                               152,000.00      20060601                         1,187.65
     30013                          12.4935                            20210501                                                                      177                                                 38,000.00     20060601                          420.36
     81401                          9.6935                             20360501                                                                      357                                                 90,000.00     20060601                           803.15
     92677                          7.9435                             20360501                                                                      357                                              364,800.00       20060601                       2,568.80
     92677                          11.6435                            20210501                                                                      177                                                  91,200.00    20060601                          948.64
     92399                          11.3935                            20210401                                                                      176                                                 79,980.00     20060501                           816.53
     22192                          7.2935                             20360401                                                                      356                                              380,000.00       20060501                        2,735.51
     22192                          7.2685                             20360701                                                                      359                                              405,000.00       20060801                       2,624.07
     93307                          7.2185                             20360701                                                                      359                                              205,000.00       20060801                        1,383.26
     64507                          7.4185                             20360701                                                                      359                                                 97,600.00     20060801                          644.57
     46237                          9.3685                             20360401                                                                      356                                                 141,791.00    20060501                         1,231.24
     8322                           6.7935                             20360601                                                                      358                                              204,000.00       20060701                        1,239.48
     85326                          7.4935                             20360501                                                                      357                                               170,400.00      20060601                         1,136.00
     85326                          11.2435                            20210501                                                                      177                                                 42,600.00     20060601                           430.01
     60402                          8.2935                             20360401                                                                      356                                               216,650.00      20060501                          1,712.13
     36301                          9.0435                             20360601                                                                      358                                               128,000.00      20060701                        1,080.97
     36301                          11.5435                            20210601                                                                      178                                                 32,000.00     20060701                          330.39
     6360                           8.3135                             20360701                                                                      359                                               188,000.00      20060801                         1,424.16
     40223                          9.7435                             20360601                                                                      358                                              200,800.00       20060701                        1,799.37
     30517                          7.6435                             20360301                                                                      355                                               188,800.00      20060401                        1,282.27
     30517                          11.4835                            20210301                                                                      175                                                 47,200.00     20060401                           485.14
     31763                          7.8185                             20360101                                                                      353                                                119,900.00     20060201                           907.10
     60120                          8.0435                             20360301                                                                      355                                              358,000.00       20060401                        2,765.41
     76272                          7.8435                             20360601                                                                      358                                                 89,200.00     20060701                           676.41
     76272                          11.8435                            20210601                                                                      178                                                 22,300.00     20060701                           235.41
     34953                          8.8435                             20360601                                                                      358                                              333,000.00       20060701                       2,594.63
     76051                          9.9935                             20360601                                                                      358                                              320,400.00       20060701                       2,930.82
     19145                          9.4835                             20360601                                                                      358                                              200,800.00       20060701                         1,703.51
     43015                          8.8685                             20360601                                                                      358                                              209,798.00       20060701                        1,639.05
     47025                          7.4835                             20360601                                                                      358                                               162,000.00      20060701                         1,187.57
     90057                          7.3435                             20360701                                                                      359                                              344,000.00       20060801                       2,488.27
     92571                          7.4435                             20360601                                                                      358                                               351,500.00      20060701                       2,430.84
     30135                          8.4735                             20360401                                                                      356                                               185,520.00      20060501                        1,490.07
     32776                          7.0735                             20360701                                                                      359                                              233,000.00       20060801                         1,641.95
     32703                          9.7435                             20360701                                                                      359                                                 97,500.00     20060801                          873.70
     85037                          7.3435                             20360701                                                                      359                                               184,000.00      20060801                        1,203.67
     93536                          8.9185                             20360601                                                                      358                                              363,200.00       20060701                       2,852.63
     93536                          11.8435                            20260701                                                                      239                                                 90,800.00     20060801                        1,022.03
     32179                          6.4685                             20360701                                                                      359                                              532,000.00       20060801                       3,296.36
     56353                          8.5435                             20360701                                                                      359                                              255,000.00       20060801                       2,060.97
     33025                          8.6685                             20360701                                                                      359                                              352,000.00       20060801                        2,691.34
     19702                          6.8535                             20360701                                                                      359                                              364,500.00       20060801                       2,235.60
     92407                          8.4935                             20210701                                                                      179                                               156,000.00      20060801                        1,582.26
     97080                          8.2435                             20360701                                                                      359                                               165,750.00      20060801                        1,246.72
     85029                          7.8235                             20360701                                                                      359                                               192,000.00      20060801                        1,453.24
     32209                          11.6335                            20360601                                                                      358                                                 80,750.00     20060701                          839.32
     94591                          7.8685                             20360701                                                                      359                                              399,200.00       20060801                       2,786.08
     24091                          8.7435                             20360601                                                                      358                                                 79,000.00     20060701                           649.91
     92395                          8.3935                             20360501                                                                      357                                              255,000.00       20060601                        1,947.36
     44120                          8.1435                             20360601                                                                      358                                               124,800.00      20060701                          972.90
     80917                          7.5435                             20360601                                                                      358                                               152,000.00      20060701                         1,120.62
     2143                           6.7185                             20360701                                                                      359                                              490,000.00       20060801                       3,334.36
     43822                          9.9935                             20360601                                                                      358                                               130,500.00      20060701                         1,193.73
     43130                          8.8935                             20360701                                                                      359                                               185,250.00      20060801                         1,544.18
     33024                          9.4935                             20360601                                                                      358                                               187,500.00      20060701                        1,645.45
     19124                          7.4435                             20360701                                                                      359                                                 70,200.00     20060801                           512.66
     85043                          8.1435                             20360701                                                                      359                                               152,000.00      20060801                         1,184.95
     53121                          7.6435                             20360701                                                                      359                                               156,600.00      20060801                         1,165.50
     33569                          8.3685                             20360701                                                                      359                                               169,885.00      20060801                        1,256.44
     33569                          10.6935                            20210701                                                                      179                                                  42,471.00    20060801                           410.89
     1013                           7.7935                             20360501                                                                      357                                                 90,320.00     20060601                           624.71
     1013                           10.4935                            20260501                                                                      237                                                 22,580.00     20060601                          233.07
     75056                          9.9435                             20360601                                                                      358                                              209,700.00       20060701                         1,910.37
     55356                          7.7435                             20360601                                                                      358                                               172,000.00      20060701                         1,182.50
     33161                          7.4435                             20360701                                                                      359                                                 97,500.00     20060801                          674.27
     85007                          9.4235                             20360701                                                                      359                                               233,100.00      20060801                        1,928.90
     30319                          7.6185                             20360401                                                                      356                                               512,000.00      20060501                        3,801.59
     30121                          8.8315                             20360601                                                                      358                                              308,750.00       20060701                        2,462.21
     30331                          8.4835                             20360601                                                                      358                                               124,000.00      20060701                          996.84
     28262                          8.8935                             20360701                                                                      359                                              384,750.00       20060801                        3,207.15
     87109                          7.4935                             20360701                                                                      359                                              228,000.00       20060801                         1,585.31
     95356                          7.3235                             20360701                                                                      359                                               215,000.00      20060801                        1,467.56
     79606                          9.3685                             20200901                                                                      169                                                 98,800.00     20051001                          857.93
     33020                          8.2435                             20200901                                                                      169                                                 50,600.00     20051001                          398.07
     33025                          7.2435                             20351201                                                                      352                                              320,000.00       20060101                       2,292.52
     20747                          7.9935                             20360201                                                                      354                                               261,000.00      20060301                        1,848.75
     60655                          7.7435                             20360101                                                                      353                                               150,750.00      20060201                         1,132.53
     36870                          9.2435                             20201201                                                                      172                                                  17,500.00    20060101                           150.35
     49509                          9.8685                             20201201                                                                      172                                                 25,400.00     20060101                          229.97
     30079                          8.9935                             20210101                                                                      173                                                 33,800.00     20060201                           284.21
     80013                          8.9935                             20360101                                                                      353                                                  71,000.00    20060201                          562.05
     33126                          7.3035                             20360201                                                                      354                                               144,000.00      20060301                         1,037.61
     33126                          10.0035                            20210201                                                                      174                                                 36,000.00     20060301                          329.58
     30296                          10.0535                            20360201                                                                      354                                               148,000.00      20060301                        1,360.46
     32607                          9.9735                             20210101                                                                      173                                                 33,400.00     20060201                          305.02
     32779                          7.5835                             20360301                                                                      355                                              345,000.00       20060401                         2,317.31
     33610                          7.2785                             20360201                                                                      354                                               152,000.00      20060301                        1,092.63
     33610                          10.2285                            20210201                                                                      174                                                 38,000.00     20060301                          354.29
     77053                          8.6735                             20360201                                                                      354                                                114,000.00     20060301                           872.10
     30030                          7.2035                             20360301                                                                      355                                              279,000.00       20060401                        1,792.57
     33157                          8.6435                             20360301                                                                      355                                              244,800.00       20060401                        1,866.60
     75149                          6.9835                             20360301                                                                      355                                                 92,796.00     20060401                           648.21
     75149                          11.9635                            20260301                                                                      235                                                  23,199.00    20060401                          263.08
     27981                          7.9635                             20360401                                                                      356                                              252,000.00       20060501                         1,932.31
     32725                          9.4185                             20360401                                                                      356                                               199,200.00      20060501                        1,647.54
     30016                          10.1535                            20360501                                                                      357                                               103,000.00      20060601                          928.29
     33617                          7.3835                             20360401                                                                      356                                               109,600.00      20060501                          720.62
     33617                          11.4635                            20360401                                                                      356                                                 27,400.00     20060501                            281.21
     30114                          9.0185                             20360401                                                                      356                                              292,000.00       20060501                       2,460.62
     30135                          8.1335                             20360401                                                                      356                                               108,000.00      20060501                          777.60
     30135                          11.8835                            20210401                                                                      176                                                 27,000.00     20060501                          285.86
     19061                          8.3035                             20360401                                                                      356                                               140,000.00      20060501                         1,107.39
     38127                          9.2685                             20360401                                                                      356                                                 52,700.00     20060501                          453.74
     32725                          12.7885                            20210401                                                                      176                                                  19,920.00    20060501                          224.96
     30188                          6.7935                             20360401                                                                      356                                                118,400.00     20060501                          720.27
     30188                          11.4185                            20210401                                                                      176                                                 29,600.00     20060501                          302.76
     33897                          8.1685                             20360401                                                                      356                                              208,800.00       20060501                        1,509.45
     33897                          12.2885                            20210401                                                                      176                                                 52,200.00     20060501                          569.08
     30224                          7.4835                             20360401                                                                      356                                                 87,920.00     20060501                           644.51
     30224                          12.2585                            20210401                                                                      176                                                  21,980.00    20060501                            239.11
     23860                          9.5085                             20360401                                                                      356                                                 52,200.00     20060501                          458.67
     23224                          9.5085                             20360401                                                                      356                                                 50,400.00     20060501                          442.85
     30019                          10.2685                            20360501                                                                      357                                                168,150.00     20060601                         1,572.81
     37210                          9.3985                             20360401                                                                      356                                                 93,600.00     20060501                           814.84
     37210                          9.3985                             20360401                                                                      356                                                 93,600.00     20060501                           814.84
     30349                          7.7935                             20360401                                                                      356                                               103,200.00      20060501                          778.94
     37207                          9.5585                             20360401                                                                      356                                                  51,500.00    20060501                          454.42
     33150                          7.8335                             20360501                                                                      357                                              225,250.00       20060601                        1,706.50
     20121                          8.1785                             20360501                                                                      357                                              250,000.00       20060601                        1,809.38
     33050                          9.4835                             20360401                                                                      356                                              508,800.00       20060501                        4,316.46
     30354                          8.8735                             20360501                                                                      357                                                116,500.00     20060601                          932.86
     36863                          7.3285                             20360601                                                                      358                                                   81,180.00   20060701                          586.36
     38127                          9.7435                             20360501                                                                      357                                                 56,700.00     20060601                          508.09
     38109                          9.7435                             20360501                                                                      357                                                 58,500.00     20060601                          524.22
     30071                          8.1335                             20360501                                                                      357                                               136,800.00      20060601                         1,017.47
     31313                          9.3585                             20360501                                                                      357                                                 63,000.00     20060601                          546.60
     85051                          6.8685                             20360501                                                                      357                                                 77,200.00     20060601                           500.91
     85051                          12.1185                            20210501                                                                      177                                                  19,300.00    20060601                          207.85
     38122                          10.1885                            20360501                                                                      357                                                 59,400.00     20060601                          552.03
     38122                          10.1885                            20360501                                                                      357                                                 60,300.00     20060601                          560.40
     32206                          7.0185                             20360501                                                                      357                                                 72,000.00     20060601                          504.67
     32206                          11.5685                            20210501                                                                      177                                                  18,000.00    20060601                            186.19
     38122                          10.1885                            20360501                                                                      357                                                 59,400.00     20060601                          552.03
     20018                          8.1185                             20360501                                                                      357                                              280,000.00       20060601                         2,011.24
     20009                          9.1435                             20360501                                                                      357                                               210,000.00      20060601                        1,688.57
     35405                          8.2085                             20360501                                                                      357                                                  91,200.00    20060601                            715.19
     35405                          12.1585                            20210501                                                                      177                                                 22,800.00     20060601                          246.26
     33607                          6.4635                             20360501                                                                      357                                                191,920.00     20060601                        1,272.98
     47714                          9.8985                             20360501                                                                      357                                                 50,400.00     20060601                          444.05
     33569                          7.3685                             20360501                                                                      357                                              225,000.00       20060601                        1,543.38
     30032                          8.9435                             20360501                                                                      357                                               155,000.00      20060601                        1,297.67
     31907                          7.4435                             20360501                                                                      357                                                 92,000.00     20060601                          609.50
     31907                          12.3385                            20210501                                                                      177                                                 23,000.00     20060601                           251.64
     20011                          8.1935                             20360501                                                                      357                                              388,900.00       20060601                        2,819.53
     35007                          8.1085                             20360501                                                                      357                                                 84,800.00     20060601                          608.79
     44485                          9.8085                             20360501                                                                      357                                                 76,950.00     20060601                          693.27
     33025                          9.3185                             20360601                                                                      358                                               136,000.00      20060701                         1,175.95
     30108                          7.7585                             20360601                                                                      358                                               201,600.00      20060701                         1,516.68
     65453                          9.8085                             20360601                                                                      358                                                 68,000.00     20060701                           612.64
     24014                          8.4985                             20360601                                                                      358                                               105,600.00      20060701                          850.06
     7052                           8.6185                             20360601                                                                      358                                              279,000.00       20060701                         2,121.56
     23704                          10.0435                            20360601                                                                      358                                                191,250.00     20060701                        1,756.59
     24014                          12.0885                            20360601                                                                      358                                                 26,400.00     20060701                          283.70
     20735                          8.0435                             20360601                                                                      358                                              256,000.00       20060701                        1,886.46
     30017                          9.8085                             20360501                                                                      357                                               187,200.00      20060601                        1,686.55
     70714                          10.8785                            20360601                                                                      358                                                 76,700.00     20060701                          752.83
     30269                          9.8485                             20360601                                                                      358                                                 85,000.00     20060701                          768.33
     34473                          8.5985                             20360501                                                                      357                                               190,400.00      20060601                         1,546.41
     32812                          8.8685                             20360601                                                                      358                                               206,100.00      20060701                          1,610.16
     44067                          8.5085                             20360601                                                                      358                                              272,000.00       20060701                       2,043.40
     44067                          11.9685                            20210601                                                                      178                                                 68,000.00     20060701                          724.42
     30088                          8.5435                             20360601                                                                      358                                                  91,800.00    20060701                           741.95
     30683                          7.2585                             20360501                                                                      357                                               140,800.00      20060601                            911.09
     30683                          11.4985                            20210501                                                                      177                                                 35,200.00     20060601                           362.21
     17315                          11.0085                            20360601                                                                      358                                                  83,125.00    20060701                           824.13
     70814                          9.1935                             20360601                                                                      358                                                 85,600.00     20060701                          732.29
     70814                          12.9835                            20210601                                                                      178                                                  21,400.00    20060701                          244.95
     20020                          7.8685                             20360601                                                                      358                                              248,800.00       20060701                        1,735.53
     20020                          7.8685                             20360601                                                                      358                                              243,900.00       20060701                        1,700.85
     30331                          8.1935                             20360601                                                                      358                                                116,450.00     20060701                            911.96
     85037                          7.4835                             20360601                                                                      358                                               144,000.00      20060701                          958.80
     46617                          8.9585                             20360601                                                                      358                                                  51,000.00    20060701                          427.53
     30083                          9.4835                             20360601                                                                      358                                               160,075.00      20060701                         1,358.01
     30080                          9.1285                             20360601                                                                      358                                                 98,989.00     20060701                           842.12
     30127                          8.1935                             20360601                                                                      358                                                117,600.00     20060701                          880.05
     77346                          8.1935                             20360601                                                                      358                                              228,800.00       20060701                         1,712.22
     77346                          12.2685                            20210601                                                                      178                                                 57,200.00     20060701                          622.70
     35215                          9.9085                             20360601                                                                      358                                                 66,025.00     20060701                          582.24
     30755                          9.6135                             20360601                                                                      358                                                 85,600.00     20060701                          758.80
     31721                          8.9685                             20360601                                                                      358                                               120,000.00      20060701                        1,006.84
     17103                          9.6065                             20360601                                                                      358                                                 63,750.00     20060701                          564.78
     23451                          8.1935                             20360601                                                                      358                                              250,000.00       20060701                        1,870.86
     32137                          8.4435                             20360601                                                                      358                                               177,600.00      20060701                        1,422.62
     32164                          10.4435                            20210601                                                                      178                                                 44,400.00     20060701                            421.15
     21758                          8.6185                             20360701                                                                      359                                               200,001.00      20060801                        1,627.27
     18901                          6.9935                             20360701                                                                      359                                              300,000.00       20060801                       2,097.64
     21782                          7.2435                             20360601                                                                      358                                               163,500.00      20060701                         1,106.27
     55356                          11.4835                            20260601                                                                      238                                                 43,000.00     20060701                           473.17
     30518                          7.8685                             20360601                                                                      358                                               128,800.00      20060701                          978.97
     30518                          11.9935                            20210601                                                                      178                                                 32,200.00     20060701                          343.66
     92509                          8.1685                             20360701                                                                      359                                              268,000.00       20060801                       2,094.02
     96044                          8.8935                             20360101                                                                      353                                                 96,000.00     20060201                          800.23
     34953                          9.8935                             20360101                                                                      353                                              323,000.00       20060201                       2,930.49
     48208                          9.0935                             20360101                                                                      353                                                 69,300.00     20060201                          587.78
     44110                          8.1435                             20360201                                                                      354                                                 78,400.00     20060301                             611.19
     78363                          7.4835                             20360201                                                                      354                                                118,480.00     20060301                          822.92
     90262                          7.7435                             20360201                                                                      354                                              382,500.00       20060301                        2,731.59
     33179                          6.5435                             20360201                                                                      354                                               172,000.00      20060301                           1,150.11
     48727                          8.1935                             20360201                                                                      354                                               178,500.00      20060301                        1,397.90
     48205                          8.2435                             20360201                                                                      354                                                 60,000.00     20060301                          472.03
     48204                          8.5935                             20360201                                                                      354                                                 111,350.00    20060301                          903.98
     12832                          8.2435                             20360301                                                                      355                                                 90,000.00     20060401                          708.04
     90221                          7.9435                             20360201                                                                      354                                              432,000.00       20060301                        3,150.55
     33327                          6.4935                             20360201                                                                      354                                              256,500.00       20060301                         1,706.51
     50669                          9.4935                             20360201                                                                      354                                                 94,400.00     20060301                          828.43
     48228                          9.4435                             20360201                                                                      354                                                 94,500.00     20060301                          825.82
     33176                          7.9435                             20360201                                                                      354                                              608,000.00       20060301                         4,434.11
     87144                          8.2435                             20360201                                                                      354                                              337,500.00       20060301                       2,538.58
     48234                          9.4435                             20360201                                                                      354                                                 65,450.00     20060301                           571.96
     49017                          7.9935                             20360401                                                                      356                                               139,500.00      20060501                        1,072.64
     30310                          8.0435                             20360201                                                                      354                                                131,200.00     20060301                         1,013.47
     11713                          7.4835                             20360201                                                                      354                                               215,000.00      20060301                         1,576.10
     33603                          8.4435                             20360201                                                                      354                                              296,000.00       20060301                        2,271.85
     48205                          8.1935                             20360301                                                                      355                                                 69,350.00     20060401                            543.11
     48234                          8.0685                             20360201                                                                      354                                                 92,000.00     20060301                           712.30
     48235                          7.4935                             20360301                                                                      355                                                 88,000.00     20060401                          645.72
     48154                          7.7435                             20360401                                                                      356                                               168,300.00      20060501                        1,264.39
     48342                          6.6935                             20360301                                                                      355                                                 95,000.00     20060401                          644.85
     94534                          8.3435                             20360301                                                                      355                                               571,870.00      20060401                       4,345.27
     33134                          7.4835                             20360301                                                                      355                                              480,000.00       20060401                       3,333.90
     85255                          8.0935                             20360301                                                                      355                                              525,000.00       20060401                       4,074.07
     62521                          7.4935                             20360301                                                                      355                                                 74,000.00     20060401                          542.99
     96782                          6.3935                             20360301                                                                      355                                              260,000.00       20060401                         1,712.37
     60649                          8.9935                             20360401                                                                      356                                              406,000.00       20060501                        3,413.87
     20746                          6.9935                             20360301                                                                      355                                              228,000.00       20060401                         1,594.21
     98247                          7.5935                             20360301                                                                      355                                                311,250.00     20060401                       2,305.58
     60707                          9.7135                             20360301                                                                      355                                               321,300.00      20060401                       2,872.02
     44113                          7.9435                             20360301                                                                      355                                                 72,000.00     20060401                           551.07
     98270                          7.9935                             20360301                                                                      355                                              238,500.00       20060401                        1,748.43
     48316                          8.4435                             20360301                                                                      355                                              633,600.00       20060401                       5,075.32
     34491                          8.6435                             20360401                                                                      356                                               153,000.00      20060501                        1,247.63
     48348                          6.9935                             20360401                                                                      356                                              576,000.00       20060501                       3,790.49
     11369                          7.0435                             20360401                                                                      356                                              450,000.00       20060501                         3,161.89
     95822                          7.1185                             20360301                                                                      355                                              320,000.00       20060401                       2,033.34
     60411                          7.4835                             20360301                                                                      355                                               139,500.00      20060401                        1,022.63
     63112                          9.0935                             20360401                                                                      356                                                 76,000.00     20060501                           644.61
     15358                          8.0835                             20360301                                                                      355                                                 96,050.00     20060401                          744.68
     49017                          8.2935                             20360401                                                                      356                                               165,000.00      20060501                        1,303.96
     34953                          8.3135                             20360301                                                                      355                                              229,500.00       20060401                        1,738.54
     48154                          8.3265                             20360401                                                                      356                                               316,200.00      20060501                       2,506.32
     20745                          6.7935                             20360301                                                                      355                                                 111,000.00    20060401                          760.99
     95823                          8.7435                             20360301                                                                      355                                               278,100.00      20060401                        2,198.83
     45405                          10.1085                            20360301                                                                      355                                                 63,750.00     20060401                          588.64
     48209                          8.0435                             20360401                                                                      356                                                 99,750.00     20060501                          770.53
     64840                          7.4835                             20360301                                                                      355                                                 93,500.00     20060401                          685.42
     48091                          10.2935                            20360401                                                                      356                                               153,000.00      20060501                        1,433.99
     27707                          7.9935                             20360401                                                                      356                                               108,000.00      20060501                           791.75
     98056                          6.7435                             20360301                                                                      355                                               281,250.00      20060401                         1,918.63
     48212                          7.9435                             20360401                                                                      356                                               100,000.00      20060501                          765.38
     44103                          6.9935                             20360501                                                                      357                                                 84,550.00     20060601                            591.19
     48327                          8.9435                             20360401                                                                      356                                               251,000.00      20060501                         2,101.40
     92201                          7.7435                             20360301                                                                      355                                               315,000.00      20060401                       2,249.54
     48219                          7.9435                             20360401                                                                      356                                               147,250.00      20060501                         1,127.02
     89015                          7.1135                             20360401                                                                      356                                              228,000.00       20060501                         1,612.99
     55792                          8.4935                             20360401                                                                      356                                               100,000.00      20060501                          804.63
     60634                          8.3635                             20360401                                                                      356                                              306,000.00       20060501                       2,329.79
     92707                          5.9435                             20360401                                                                      356                                               512,000.00      20060501                       2,979.33
     44135                          7.9935                             20360401                                                                      356                                               193,500.00      20060501                        1,487.85
     44843                          7.4935                             20360401                                                                      356                                                117,300.00     20060501                           860.71
     17866                          9.4435                             20360501                                                                      357                                                  71,250.00    20060601                          622.64
     33991                          7.4835                             20360601                                                                      358                                              207,920.00       20060701                         1,444.14
     60804                          8.6435                             20360501                                                                      357                                               184,300.00      20060601                        1,442.94
     21740                          7.4925                             20360601                                                                      358                                                110,400.00     20060701                           810.00
     48208                          9.4835                             20360401                                                                      356                                               148,000.00      20060501                        1,297.72
     93638                          6.7435                             20360401                                                                      356                                               152,000.00      20060501                         1,036.91
     32810                          8.8935                             20360401                                                                      356                                               162,000.00      20060501                        1,350.38
     98038                          7.7435                             20360501                                                                      357                                              304,000.00       20060601                        2,170.99
     91913                          6.7935                             20360401                                                                      356                                              665,000.00       20060501                        4,278.21
     48910                          7.7435                             20360401                                                                      356                                                112,500.00     20060501                           845.18
     87532                          8.9935                             20360601                                                                      358                                               166,500.00      20060701                        1,400.03
     77019                          6.4935                             20360401                                                                      356                                                101,600.00     20060501                          675.95
     60107                          8.9935                             20360501                                                                      357                                               193,500.00      20060601                        1,627.06
     29045                          9.1935                             20360501                                                                      357                                               139,950.00      20060601                         1,197.26
     12566                          7.9935                             20360401                                                                      356                                              365,500.00       20060501                        2,810.38
     30066                          7.1685                             20360401                                                                      356                                               231,300.00      20060501                        1,645.09
     33179                          7.4835                             20360401                                                                      356                                               175,500.00      20060501                        1,286.54
     48223                          7.2935                             20360501                                                                      357                                                  84,149.00    20060601                          605.77
     33056                          7.7435                             20360401                                                                      356                                              265,500.00       20060501                        1,825.32
     48616                          7.7935                             20360601                                                                      358                                                 85,500.00     20060701                          645.35
     48227                          8.7935                             20360501                                                                      357                                                121,500.00     20060601                        1,003.96
     20743                          7.4835                             20360401                                                                      356                                              220,000.00       20060501                         1,612.75
     18301                          7.3435                             20360501                                                                      357                                               213,750.00      20060601                        1,462.23
     98034                          6.9935                             20360601                                                                      358                                              440,000.00       20060701                       3,076.55
     94801                          8.7335                             20360401                                                                      356                                              427,500.00       20060501                       3,376.77
     11763                          8.6435                             20360401                                                                      356                                              458,850.00       20060501                        3,741.65
     89148                          7.1435                             20360401                                                                      356                                              468,000.00       20060501                         3,131.78
     33801                          7.6335                             20360401                                                                      356                                                  98,100.00    20060501                          692.43
     43701                          6.7935                             20360401                                                                      356                                               108,000.00      20060501                          740.42
     65737                          7.7435                             20360501                                                                      357                                                137,610.00     20060601                        1,033.82
     84062                          7.4835                             20360501                                                                      357                                               212,000.00      20060601                        1,472.48
     85365                          7.2435                             20360501                                                                      357                                              283,575.00       20060601                        2,031.57
     60623                          6.9935                             20360401                                                                      356                                              232,000.00       20060501                        1,526.73
     85364                          7.2435                             20360501                                                                      357                                               164,700.00      20060601                         1,179.94
     49093                          6.9935                             20360501                                                                      357                                               140,000.00      20060601                           978.91
     33322                          7.3435                             20360501                                                                      357                                               313,500.00      20060601                        2,144.60
     11040                          6.0835                             20360601                                                                      358                                              470,000.00       20060701                       2,998.60
     53142                          7.4835                             20360401                                                                      356                                               198,900.00      20060501                        1,458.08
     48091                          6.7435                             20360401                                                                      356                                                 72,000.00     20060501                            491.17
     96021                          8.6185                             20360501                                                                      357                                              223,250.00       20060601                         1,816.44
     6412                           7.4935                             20360501                                                                      357                                              283,500.00       20060601                          1,971.21
     60061                          9.2935                             20360501                                                                      357                                              242,000.00       20060601                        2,017.00
     64138                          8.5935                             20360501                                                                      357                                                 85,500.00     20060601                            666.11
     11717                          7.2435                             20360601                                                                      358                                              340,000.00       20060701                        2,435.81
     33068                          7.6435                             20360501                                                                      357                                                314,910.00     20060601                       2,343.72
     92551                          8.9185                             20360501                                                                      357                                              402,300.00       20060601                       3,235.43
     60646                          8.8435                             20360501                                                                      357                                              485,000.00       20060601                       3,872.29
     48458                          10.0435                            20360601                                                                      358                                                  81,000.00    20060701                          743.97
     11520                          7.4835                             20360501                                                                      357                                              370,000.00       20060601                       2,569.88
     30354                          7.4835                             20360501                                                                      357                                                131,000.00     20060601                          960.32
     55912                          6.9935                             20360501                                                                      357                                               183,600.00      20060601                        1,208.22
     10302                          8.2835                             20360501                                                                      357                                               318,250.00      20060601                       2,403.54
     24501                          8.9835                             20360501                                                                      357                                                 83,600.00     20060601                          676.57
     48423                          7.0835                             20360501                                                                      357                                                118,800.00     20060601                           789.71
     92703                          8.9935                             20360501                                                                      357                                              522,000.00       20060601                       4,228.53
     20879                          8.7435                             20360501                                                                      357                                              275,500.00       20060601                       2,266.48
     80249                          7.6435                             20360601                                                                      358                                              207,000.00       20060701                        1,462.65
     44111                          7.6435                             20360501                                                                      357                                               108,000.00      20060601                          803.79
     60628                          7.7435                             20360501                                                                      357                                                171,000.00     20060601                        1,284.67
     48051                          9.8435                             20360501                                                                      357                                               139,750.00      20060601                         1,225.21
     93215                          7.5435                             20360501                                                                      357                                              247,500.00       20060601                         1,730.19
     93611                          7.1435                             20360501                                                                      357                                              430,000.00       20060601                       2,877.49
     19114                          6.9935                             20360601                                                                      358                                              222,000.00       20060701                        1,552.26
     22172                          7.3435                             20360501                                                                      357                                              249,300.00       20060601                        1,705.42
     92345                          7.8585                             20360601                                                                      358                                              337,500.00       20060701                       2,562.87
     48213                          9.6685                             20360601                                                                      358                                                 55,800.00     20060701                          496.92
     60177                          8.4435                             20360501                                                                      357                                               214,600.00      20060601                          1,719.01
     8882                           8.8685                             20360501                                                                      357                                              327,750.00       20060601                        2,623.15
     44105                          8.5935                             20360501                                                                      357                                                 78,300.00     20060601                          635.67
     48235                          9.2935                             20360601                                                                      358                                                  81,000.00    20060701                          698.90
     91342                          7.0435                             20360601                                                                      358                                               512,000.00      20060701                       3,388.26
     95356                          7.1935                             20360501                                                                      357                                              648,000.00       20060601                        4,158.00
     10705                          6.9935                             20360501                                                                      357                                               319,500.00      20060601                        2,102.54
     48205                          9.9435                             20360501                                                                      357                                               106,200.00      20060601                          967.49
     17552                          8.2435                             20360501                                                                      357                                               166,500.00      20060601                        1,252.37
     92201                          6.8935                             20360501                                                                      357                                              297,000.00       20060601                        1,932.56
     92105                          8.1935                             20360501                                                                      357                                              283,500.00       20060601                         2,121.57
     48228                          9.7935                             20360501                                                                      357                                                 72,000.00     20060601                          647.88
     48188                          7.4925                             20360501                                                                      357                                              230,500.00       20060601                        1,602.53
     91748                          7.2435                             20360601                                                                      358                                              520,000.00       20060701                        3,518.43
     7206                           8.8685                             20360501                                                                      357                                               310,500.00      20060601                       2,582.59
     80504                          7.6435                             20360501                                                                      357                                              585,000.00       20060601                        4,133.57
     32068                          8.4935                             20360501                                                                      357                                               166,500.00      20060601                        1,284.32
     33147                          6.9935                             20360601                                                                      358                                               185,000.00      20060701                        1,293.55
     22407                          6.9935                             20360501                                                                      357                                              370,500.00       20060601                        2,438.16
     33467                          6.9935                             20360601                                                                      358                                              287,850.00       20060701                        1,894.26
     23608                          6.9935                             20360601                                                                      358                                               108,000.00      20060701                           755.16
     1453                           6.3835                             20360601                                                                      358                                              242,250.00       20060701                        1,593.84
     60435                          7.6935                             20360501                                                                      357                                              207,000.00       20060601                        1,547.86
     48219                          8.2435                             20360501                                                                      357                                                 45,000.00     20060601                          354.02
     8045                           9.9935                             20360601                                                                      358                                               133,000.00      20060701                          1,181.80
     33615                          8.7935                             20360501                                                                      357                                              580,500.00       20060601                       4,796.68
     32505                          7.2435                             20360501                                                                      357                                                 70,000.00     20060601                           501.49
     48219                          7.2435                             20360601                                                                      358                                               103,500.00      20060701                           741.49
     33193                          8.2435                             20360501                                                                      357                                              288,000.00       20060601                       2,265.70
     20601                          7.4835                             20360601                                                                      358                                              387,000.00       20060701                       2,687.96
     85042                          6.4935                             20360601                                                                      358                                               145,500.00      20060701                          968.02
     39212                          8.9435                             20360601                                                                      358                                                 66,500.00     20060701                          556.75
     95838                          7.9935                             20360501                                                                      357                                              268,200.00       20060601                         1,966.16
     37412                          9.4835                             20360501                                                                      357                                                 82,800.00     20060601                          702.45
     48910                          10.0435                            20360501                                                                      357                                                 69,900.00     20060601                          642.02
     44121                          8.1935                             20360501                                                                      357                                                 93,600.00     20060601                          733.02
     33971                          8.5435                             20360501                                                                      357                                               269,100.00      20060601                        2,086.10
     15688                          7.4835                             20360601                                                                      358                                                 87,300.00     20060701                          639.97
     7055                           8.2935                             20360501                                                                      357                                              389,500.00       20060601                       2,944.62
     91745                          8.4835                             20360501                                                                      357                                              432,250.00       20060601                       3,330.89
     60620                          8.9935                             20360601                                                                      358                                               123,400.00      20060701                        1,037.62
     49014                          7.2435                             20360601                                                                      358                                                 98,999.00     20060701                          709.25
     60442                          7.3685                             20360601                                                                      358                                              570,000.00       20060701                        3,909.91
     49868                          7.2435                             20210601                                                                      178                                               100,000.00      20060701                           941.28
     48044                          7.2935                             20360501                                                                      357                                               154,800.00      20060601                          1,114.36
     20748                          7.1185                             20360601                                                                      358                                              288,800.00       20060701                         2,044.11
     60609                          6.7935                             20360601                                                                      358                                               136,000.00      20060701                          932.38
     20747                          7.7435                             20360501                                                                      357                                              240,700.00       20060601                         1,718.94
     92404                          7.9935                             20360501                                                                      357                                               312,300.00      20060601                        2,401.32
     53223                          9.1435                             20360601                                                                      358                                               133,950.00      20060701                          1,141.02
     21216                          7.4835                             20360501                                                                      357                                                  81,000.00    20060601                          593.79
     60652                          6.7435                             20360501                                                                      357                                               197,500.00      20060601                        1,347.30
     21046                          6.9935                             20360601                                                                      358                                              350,000.00       20060701                       2,447.26
     21113                          7.4925                             20360501                                                                      357                                               261,250.00      20060601                         1,916.78
     20706                          7.1435                             20360501                                                                      357                                               301,500.00      20060601                         2,139.19
     23235                          7.9935                             20360501                                                                      357                                               184,775.00      20060601                        1,354.58
     61109                          8.8435                             20360501                                                                      357                                               142,500.00      20060601                         1,182.66
     60624                          8.4935                             20360501                                                                      357                                               108,000.00      20060601                          869.00
     49534                          7.7935                             20360601                                                                      358                                                131,400.00     20060701                          943.35
     33035                          7.4935                             20360601                                                                      358                                               194,400.00      20060701                         1,351.69
     34654                          7.9435                             20360601                                                                      358                                                  91,000.00    20060701                          696.49
     6076                           6.9835                             20360501                                                                      357                                              207,000.00       20060601                        1,445.96
     87114                          7.9935                             20360601                                                                      358                                                171,900.00     20060701                         1,321.77
     23060                          7.1435                             20360501                                                                      357                                               192,000.00      20060601                        1,284.84
     30260                          8.9435                             20360601                                                                      358                                               133,000.00      20060701                        1,072.22
     21136                          7.0485                             20360501                                                                      357                                              350,000.00       20060601                       2,460.45
     81212                          7.4835                             20360601                                                                      358                                                117,000.00     20060701                          857.69
     22579                          7.9935                             20360601                                                                      358                                                  73,100.00    20060701                          535.90
     89128                          7.4835                             20360601                                                                      358                                              295,200.00       20060701                       2,050.35
     30084                          8.3935                             20360601                                                                      358                                                114,300.00     20060701                            911.48
     85388                          8.4835                             20360601                                                                      358                                              289,750.00       20060701                        2,329.31
     93312                          8.4835                             20360601                                                                      358                                              369,000.00       20060701                       2,843.49
     6010                           7.2785                             20360601                                                                      358                                               185,250.00      20060701                        1,258.28
     91741                          6.9935                             20360501                                                                      357                                              468,000.00       20060601                       3,079.78
     44112                          10.0535                            20360601                                                                      358                                                  92,150.00    20060701                          847.07
     48234                          10.6435                            20360501                                                                      357                                                 58,500.00     20060601                          563.75
     48227                          10.3935                            20360501                                                                      357                                                 49,500.00     20060601                          467.67
     18055                          7.2435                             20360601                                                                      358                                              204,000.00       20060701                         1,461.49
     33584                          8.5935                             20360501                                                                      357                                               135,000.00      20060601                         1,051.75
     34223                          9.0835                             20360601                                                                      358                                              227,582.00       20060701                        1,928.60
     48239                          7.6435                             20360501                                                                      357                                                  81,000.00    20060601                          602.85
     75217                          8.8435                             20360601                                                                      358                                                 74,700.00     20060701                           619.96
     88101                          7.7435                             20360601                                                                      358                                               180,000.00      20060701                        1,352.28
     48126                          9.4335                             20360601                                                                      358                                               180,000.00      20060701                         1,519.99
     34983                          7.7435                             20360501                                                                      357                                              268,830.00       20060601                         1,919.82
     95601                          6.9935                             20360501                                                                      357                                              247,500.00       20060601                        1,730.56
     95815                          9.1335                             20360601                                                                      358                                              238,500.00       20060701                         1,958.01
     48085                          6.7435                             20360601                                                                      358                                              205,000.00       20060701                        1,398.47
     97236                          8.9685                             20360501                                                                      357                                               251,750.00      20060601                       2,034.44
     10567                          8.3685                             20360601                                                                      358                                              254,400.00       20060701                        2,024.13
     48235                          9.0435                             20360601                                                                      358                                                 85,500.00     20060701                          722.06
     77088                          10.0435                            20360601                                                                      358                                                 79,650.00     20060701                            710.91
     30030                          7.0435                             20360601                                                                      358                                               261,000.00      20060701                         1,642.13
     48224                          9.6935                             20360601                                                                      358                                               104,400.00      20060701                           931.66
     60409                          7.9935                             20360601                                                                      358                                                171,950.00     20060701                         1,322.15
     87124                          9.2435                             20360601                                                                      358                                                117,999.00     20060701                         1,013.80
     92404                          7.0185                             20360501                                                                      357                                               315,000.00      20060601                       2,078.75
     7728                           7.1185                             20360501                                                                      357                                              252,000.00       20060601                         1,681.67
     93662                          8.4835                             20360601                                                                      358                                              228,950.00       20060701                        1,764.27
     90606                          8.1435                             20360501                                                                      357                                              450,000.00       20060601                       3,350.37
     92308                          8.1435                             20360601                                                                      358                                               212,000.00      20060701                        1,652.69
     20744                          7.9935                             20360601                                                                      358                                              342,000.00       20060701                        2,507.19
     95326                          7.3685                             20360601                                                                      358                                              306,000.00       20060701                        2,218.72
     11554                          6.9935                             20360601                                                                      358                                              440,000.00       20060701                       3,076.55
     95823                          7.2435                             20360601                                                                      358                                              360,000.00       20060701                       2,435.84
     95932                          6.9935                             20360501                                                                      357                                              357,300.00       20060601                        2,351.29
     37330                          7.4925                             20360601                                                                      358                                                113,050.00     20060701                          829.45
     90240                          8.0185                             20360501                                                                      357                                               612,750.00      20060601                       4,503.70
     43119                          6.4835                             20360601                                                                      358                                                171,000.00     20060701                         1,136.52
     33125                          6.4835                             20360601                                                                      358                                              360,000.00       20060701                       2,392.68
     11714                          7.7435                             20360501                                                                      357                                               513,000.00      20060601                       3,663.54
     48872                          7.5435                             20360601                                                                      358                                               125,600.00      20060701                          925.99
     48141                          9.3935                             20360601                                                                      358                                                 89,780.00     20060701                           781.26
     49230                          7.2835                             20360601                                                                      358                                               261,000.00      20060701                        1,694.33
     21009                          6.8435                             20360601                                                                      358                                              226,000.00       20060701                        1,557.08
     33167                          10.4835                            20360601                                                                      358                                              255,000.00       20060701                       2,426.50
     92832                          8.2935                             20360601                                                                      358                                              570,950.00       20060701                        4,316.39
     11727                          6.9935                             20360601                                                                      358                                              368,880.00       20060701                       2,579.27
     32807                          6.9935                             20360501                                                                      357                                                211,500.00     20060601                        1,478.84
     33525                          7.2435                             20360601                                                                      358                                                  71,250.00    20060701                           510.45
     2905                           9.4835                             20360601                                                                      358                                              225,000.00       20060701                        1,972.88
     53209                          9.2435                             20360601                                                                      358                                                117,800.00     20060701                         1,012.09
     60505                          9.3935                             20360601                                                                      358                                               166,500.00      20060701                        1,448.87
     77075                          8.7935                             20360601                                                                      358                                                116,755.00     20060701                          964.75
     21213                          7.4925                             20360601                                                                      358                                               175,000.00      20060701                        1,283.97
     20785                          6.2435                             20360601                                                                      358                                               195,000.00      20060701                        1,264.77
     70058                          8.2935                             20360601                                                                      358                                               108,000.00      20060701                          853.50
     11003                          8.7435                             20360601                                                                      358                                              446,500.00       20060701                       3,673.25
     48203                          10.1935                            20360501                                                                      357                                                 59,400.00     20060601                          552.26
     6468                           9.1685                             20360601                                                                      358                                              703,000.00       20060701                        5,790.61
     29414                          9.3935                             20360601                                                                      358                                               128,250.00      20060701                          1,116.02
     60646                          8.2735                             20360501                                                                      357                                              522,000.00       20060601                         4,117.77
     82935                          8.6835                             20360601                                                                      358                                              223,250.00       20060701                        1,754.79
     64056                          8.7935                             20360501                                                                      357                                               152,550.00      20060601                        1,260.53
     33566                          7.9935                             20360601                                                                      358                                               179,920.00      20060701                        1,383.43
     49331                          6.9935                             20360601                                                                      358                                               138,500.00      20060701                            911.43
     91745                          7.0935                             20360601                                                                      358                                              423,920.00       20060701                       2,993.20
     48125                          9.2435                             20360601                                                                      358                                               136,800.00      20060701                         1,175.33
     92530                          6.7435                             20360601                                                                      358                                              440,792.00       20060701                       3,006.98
     48446                          9.4835                             20360601                                                                      358                                               182,950.00      20060701                        1,552.08
     20155                          6.4835                             20360601                                                                      358                                              378,000.00       20060701                       2,346.27
     21713                          7.8435                             20360601                                                                      358                                              526,500.00       20060701                       3,799.79
     92324                          7.2435                             20360501                                                                      357                                              383,400.00       20060601                        2,594.17
     60419                          9.0935                             20360601                                                                      358                                               126,000.00      20060701                        1,068.69
     48197                          9.0435                             20360501                                                                      357                                              207,000.00       20060601                         1,748.13
     75092                          8.4185                             20360601                                                                      358                                               128,000.00      20060701                        1,023.02
     18704                          7.1925                             20360601                                                                      358                                                  93,100.00    20060701                           663.71
     48215                          9.7935                             20360601                                                                      358                                                  57,150.00    20060701                           514.25
     48209                          9.0435                             20360601                                                                      358                                                 54,000.00     20060701                          456.04
     48206                          9.9935                             20360601                                                                      358                                                 50,000.00     20060701                          457.37
     60639                          8.0935                             20360601                                                                      358                                               319,500.00      20060701                       2,479.36
     44035                          8.4835                             20360601                                                                      358                                                  81,000.00    20060701                            651.17
     60651                          7.1935                             20360601                                                                      358                                              204,250.00       20060701                        1,456.23
     11207                          7.9935                             20360601                                                                      358                                               494,100.00      20060701                        3,799.21
     6705                           8.0435                             20360601                                                                      358                                              202,500.00       20060701                        1,564.24
     48838                          6.7435                             20360601                                                                      358                                               142,000.00      20060701                          968.70
     48229                          8.9935                             20360601                                                                      358                                                  73,150.00    20060701                           615.09
     49519                          9.1935                             20360601                                                                      358                                               126,000.00      20060701                        1,040.33
     16441                          8.2685                             20360601                                                                      358                                               150,000.00      20060701                         1,182.73
     50315                          8.2435                             20360601                                                                      358                                               134,000.00      20060701                         1,054.18
     33619                          7.4335                             20360601                                                                      358                                                114,750.00     20060701                           837.21
     48083                          9.5935                             20360601                                                                      358                                               146,700.00      20060701                        1,257.23
     20748                          7.4835                             20360601                                                                      358                                              204,000.00       20060701                        1,495.46
     21702                          6.3685                             20360601                                                                      358                                              207,920.00       20060701                        1,365.89
     93277                          7.8035                             20360601                                                                      358                                              244,000.00       20060701                        1,843.40
     48212                          7.6435                             20360601                                                                      358                                                  81,900.00    20060701                          609.54
     24521                          7.7435                             20360601                                                                      358                                                 69,300.00     20060701                          520.63
     39180                          9.0835                             20360601                                                                      358                                                 76,000.00     20060701                          644.05
     47523                          8.2435                             20360601                                                                      358                                                 73,800.00     20060701                          580.59
     46516                          10.9185                            20360601                                                                      358                                                 65,250.00     20060701                          642.44
     89113                          7.2435                             20360601                                                                      358                                               251,200.00      20060701                        1,699.67
     48076                          7.6135                             20360601                                                                      358                                               241,200.00      20060701                        1,698.85
     48224                          8.7685                             20360601                                                                      358                                               145,350.00      20060701                         1,198.40
     85374                          7.6535                             20360601                                                                      358                                              236,000.00       20060701                        1,758.08
     48146                          6.8935                             20360601                                                                      358                                                  81,000.00    20060701                          560.83
     89139                          6.3935                             20360601                                                                      358                                              382,400.00       20060701                       2,348.63
     20695                          7.4835                             20360601                                                                      358                                              325,000.00       20060701                       2,382.47
     20164                          6.2685                             20360601                                                                      358                                              220,000.00       20060701                         1,331.35
     93705                          6.1185                             20360601                                                                      358                                               168,000.00      20060701                        1,075.73
     44102                          7.9685                             20360601                                                                      358                                                 72,000.00     20060701                          552.35
     21009                          7.2435                             20360601                                                                      358                                              399,000.00       20060701                       2,699.72
     44133                          8.5935                             20360601                                                                      358                                               164,000.00      20060701                         1,331.40
     55113                          6.6935                             20360601                                                                      358                                               216,000.00      20060701                         1,466.19
     93535                          6.9935                             20360601                                                                      358                                              243,000.00       20060701                         1,599.12
     92807                          7.1685                             20360601                                                                      358                                              365,750.00       20060701                       2,454.33
     96142                          6.8435                             20360601                                                                      358                                              672,000.00       20060701                       4,347.93
     33511                          8.3935                             20360601                                                                      358                                               189,000.00      20060701                         1,507.16
     49505                          8.2435                             20360601                                                                      358                                               133,000.00      20060701                        1,046.32
     48228                          9.1935                             20360601                                                                      358                                               102,600.00      20060701                           847.12
     2360                           7.8935                             20360601                                                                      358                                              572,850.00       20060701                        4,364.19
     20602                          6.3935                             20360601                                                                      358                                                180,001.00     20060701                         1,185.49
     48225                          9.6935                             20360601                                                                      358                                               108,000.00      20060701                          963.78
     49601                          8.0435                             20360601                                                                      358                                                 83,700.00     20060701                          646.55
     92555                          6.4435                             20360601                                                                      358                                              343,920.00       20060701                        2,124.75
     43614                          6.9935                             20360601                                                                      358                                               130,000.00      20060701                          855.50
     18328                          7.1935                             20360601                                                                      358                                               136,800.00      20060701                          975.33
     32966                          8.3935                             20360601                                                                      358                                               166,500.00      20060701                        1,327.74
     23323                          8.8435                             20360601                                                                      358                                              262,200.00       20060701                        2,176.09
     90001                          7.4935                             20360601                                                                      358                                              268,000.00       20060701                        1,863.44
     48221                          8.0435                             20360601                                                                      358                                                112,800.00     20060701                           831.23
     2863                           6.6935                             20360601                                                                      358                                              205,600.00       20060701                        1,307.64
     11743                          6.8685                             20360601                                                                      358                                              520,000.00       20060701                        3,195.84
     11206                          8.7435                             20360601                                                                      358                                              555,750.00       20060701                        4,394.10
     2151                           7.2935                             20360601                                                                      358                                              448,000.00       20060701                       3,225.02
     96707                          6.3935                             20360601                                                                      358                                              445,000.00       20060701                         2,733.11
     20708                          7.1925                             20360601                                                                      358                                                171,500.00     20060701                         1,222.61
     34286                          6.7935                             20360601                                                                      358                                              246,500.00       20060701                        1,689.94
     87120                          8.3435                             20360601                                                                      358                                               146,200.00      20060701                         1,160.62
     60619                          7.9935                             20360601                                                                      358                                              329,650.00       20060701                        2,416.65
     29150                          7.7485                             20360601                                                                      358                                                 98,000.00     20060701                          736.59
     48224                          9.1935                             20360601                                                                      358                                               135,000.00      20060701                          1,154.91
     11751                          6.6435                             20360601                                                                      358                                              440,000.00       20060701                       2,782.37
     6483                           8.4435                             20360601                                                                      358                                              304,000.00       20060701                        2,435.13
     20602                          7.1185                             20360601                                                                      358                                               316,800.00      20060701                       2,242.30
     29649                          8.2435                             20360601                                                                      358                                                112,000.00     20060701                             881.11
     48228                          9.4435                             20360601                                                                      358                                                 93,600.00     20060701                           817.96
     85242                          8.1435                             20360601                                                                      358                                                193,188.00     20060701                        1,392.57
     60629                          8.3435                             20360601                                                                      358                                               261,000.00      20060701                        2,071.96
     61336                          7.9935                             20360601                                                                      358                                                 77,000.00     20060701                          592.07
     80915                          7.8435                             20360601                                                                      358                                               160,000.00      20060701                         1,213.30
     20772                          6.4835                             20360601                                                                      358                                              685,000.00       20060701                        3,990.13
     49017                          7.7435                             20360601                                                                      358                                                 89,250.00     20060701                          637.37
     21613                          7.4925                             20360601                                                                      358                                               123,300.00      20060701                          904.65
     32907                          7.9835                             20360601                                                                      358                                               180,000.00      20060701                        1,382.77
     48223                          10.4935                            20360601                                                                      358                                                 83,000.00     20060701                          790.43
     21830                          7.9935                             20360601                                                                      358                                               103,000.00      20060701                           791.99
     33713                          7.4835                             20360601                                                                      358                                              209,000.00       20060701                         1,532.12
     48382                          9.1435                             20360601                                                                      358                                              688,750.00       20060701                       5,659.80
     21742                          7.4835                             20360601                                                                      358                                               175,000.00      20060701                         1,215.49
     92394                          9.0435                             20360601                                                                      358                                              206,400.00       20060701                        1,680.00
     7111                           8.4435                             20360601                                                                      358                                              220,000.00       20060701                        1,688.54
     60651                          7.0435                             20360601                                                                      358                                                116,000.00     20060701                           815.07
     60013                          7.9935                             20360601                                                                      358                                              374,000.00       20060701                        2,741.78
     81623                          6.4925                             20360601                                                                      358                                               412,000.00      20060701                       2,560.00
     48223                          7.9935                             20360601                                                                      358                                                174,150.00     20060701                        1,276.69
     48089                          9.6935                             20360601                                                                      358                                                  81,500.00    20060701                          727.30
     60004                          7.9835                             20360601                                                                      358                                               169,000.00      20060701                        1,298.27
     65616                          7.4835                             20360601                                                                      358                                              200,000.00       20060701                         1,389.13
     33168                          8.4935                             20360601                                                                      358                                               150,000.00      20060701                        1,206.94
     90603                          7.4935                             20360601                                                                      358                                              636,500.00       20060701                       4,425.66
     48213                          8.7435                             20360601                                                                      358                                                 72,000.00     20060701                          592.33
     72118                          8.0435                             20360601                                                                      358                                                 83,250.00     20060701                           613.47
     48708                          6.7435                             20360601                                                                      358                                                 95,000.00     20060701                          607.69
     48895                          7.4435                             20360601                                                                      358                                              239,920.00       20060701                         1,752.10
     85629                          8.4835                             20360601                                                                      358                                              200,600.00       20060701                         1,612.63
     48060                          9.1935                             20360601                                                                      358                                                118,800.00     20060701                         1,016.32
     7461                           7.9835                             20360601                                                                      358                                               195,000.00      20060701                        1,498.00
     76109                          7.4435                             20360601                                                                      358                                               100,000.00      20060701                          730.29
     32750                          6.7435                             20360601                                                                      358                                               144,000.00      20060701                          982.34
     48609                          8.5435                             20360601                                                                      358                                                 82,000.00     20060701                          662.75
     92503                          6.5435                             20360601                                                                      358                                              264,000.00       20060701                         1,650.18
     33463                          8.3935                             20360601                                                                      358                                              247,000.00       20060701                        1,969.68
     48044                          6.1435                             20360601                                                                      358                                              208,000.00       20060701                        1,335.29
     89110                          7.6935                             20360601                                                                      358                                               215,920.00      20060701                        1,533.82
     10950                          8.2435                             20360601                                                                      358                                              389,550.00       20060701                       3,064.60
     34638                          5.8435                             20360601                                                                      358                                              205,766.00       20060701                        1,088.85
     55720                          7.7435                             20360601                                                                      358                                               102,000.00      20060701                          766.30
     49201                          9.1935                             20360601                                                                      358                                              575,000.00       20060701                        4,919.04
     32750                          7.7685                             20360601                                                                      358                                                 27,000.00     20060701                          203.32
     45240                          9.4835                             20360601                                                                      358                                                 95,000.00     20060701                          805.95
     96002                          6.9935                             20360601                                                                      358                                               172,000.00      20060701                        1,202.65
     93535                          7.4835                             20360601                                                                      358                                              232,000.00       20060701                          1,611.39
     89031                          6.9935                             20360601                                                                      358                                              208,000.00       20060701                        1,454.37
     96727                          8.7435                             20360601                                                                      358                                              433,200.00       20060701                       3,563.83
     33321                          9.2835                             20360601                                                                      358                                              243,000.00       20060701                       2,094.89
     33410                          7.7935                             20360601                                                                      358                                              243,000.00       20060701                        1,744.55
     33415                          9.6435                             20360601                                                                      358                                               174,000.00      20060701                        1,498.04
     48342                          8.7685                             20360601                                                                      358                                                 80,000.00     20060701                          659.60
     77476                          6.5935                             20360601                                                                      358                                               134,000.00      20060701                          900.53
     60652                          7.7435                             20360601                                                                      358                                               182,700.00      20060701                        1,372.57
     92563                          6.9935                             20360601                                                                      358                                              562,500.00       20060701                        3,701.65
     60440                          9.1935                             20360601                                                                      358                                               169,000.00      20060701                        1,445.77
     11706                          6.4435                             20360601                                                                      358                                              347,680.00       20060701                        2,013.65
     60632                          8.9435                             20360601                                                                      358                                               165,000.00      20060701                         1,381.40
     34715                          6.4435                             20360601                                                                      358                                              200,000.00       20060701                         1,235.61
     49230                          7.7635                             20360601                                                                      358                                               162,900.00      20060701                          1,226.11
     49098                          7.4835                             20360601                                                                      358                                                  81,000.00    20060701                          562.60
     33033                          7.4935                             20360601                                                                      358                                               143,000.00      20060701                        1,049.29
     43145                          9.0735                             20360601                                                                      358                                               100,000.00      20060701                          846.70
     85257                          6.9635                             20360601                                                                      358                                               313,000.00      20060701                       2,052.83
     33328                          6.7435                             20360601                                                                      358                                              268,000.00       20060701                         1,714.33
     48204                          9.5435                             20360601                                                                      358                                                  61,200.00    20060701                          539.34
     60477                          7.8535                             20360601                                                                      358                                              222,500.00       20060701                        1,607.49
     60612                          8.2735                             20360601                                                                      358                                               154,850.00      20060701                         1,221.53
     19146                          8.6935                             20360601                                                                      358                                                114,750.00     20060701                          939.87
     20770                          7.1925                             20360601                                                                      358                                              350,000.00       20060701                       2,354.89
     92504                          8.0435                             20360601                                                                      358                                              365,750.00       20060701                       2,695.22
     90660                          8.4835                             20360601                                                                      358                                              280,500.00       20060701                          2,161.51
     60056                          7.8835                             20360601                                                                      358                                              208,000.00       20060701                         1,583.16
     48602                          11.2435                            20360601                                                                      358                                                 69,000.00     20060701                          696.50
     92407                          6.5935                             20360601                                                                      358                                              295,200.00       20060701                        1,746.60
     60516                          7.4835                             20360601                                                                      358                                               133,200.00      20060701                           925.16
     49221                          9.5435                             20360601                                                                      358                                                 80,000.00     20060701                          705.02
     20743                          7.2635                             20360601                                                                      358                                              207,000.00       20060701                        1,403.69
     60411                          7.8935                             20360601                                                                      358                                                131,700.00     20060701                        1,003.35
     43204                          9.8435                             20360601                                                                      358                                               132,500.00      20060701                         1,197.20
     95971                          6.7435                             20360601                                                                      358                                              304,000.00       20060701                        1,836.67
     8527                           8.7435                             20360601                                                                      358                                               185,000.00      20060701                         1,521.95
     85363                          9.1935                             20360601                                                                      358                                              263,000.00       20060701                         2,171.47
     21771                          7.3835                             20360601                                                                      358                                              276,300.00       20060701                       2,006.25
     20772                          6.4435                             20360601                                                                      358                                               281,000.00      20060701                        1,860.08
     33015                          7.4435                             20360601                                                                      358                                              306,000.00       20060701                       2,234.67
     48239                          6.6935                             20360601                                                                      358                                                110,400.00     20060701                           702.16
     60544                          6.9935                             20360601                                                                      358                                               182,392.00      20060701                        1,200.27
     48765                          9.0435                             20360601                                                                      358                                                 72,250.00     20060701                            610.16
     33068                          8.9435                             20360601                                                                      358                                               216,000.00      20060701                         1,741.34
     34983                          8.2935                             20360601                                                                      358                                              365,490.00       20060701                         2,763.11
     11727                          7.2435                             20360601                                                                      358                                               451,250.00      20060701                       3,232.82
     92551                          7.2935                             20360601                                                                      358                                              360,000.00       20060701                       2,340.00
     60616                          9.5435                             20360601                                                                      358                                               162,000.00      20060701                        1,427.66
     81504                          8.2435                             20360601                                                                      358                                               139,500.00      20060701                        1,049.28
     32952                          6.5685                             20360601                                                                      358                                               133,200.00      20060701                           892.91
     60140                          7.3685                             20360601                                                                      358                                              283,200.00       20060701                         1,942.61
     48224                          9.1935                             20360601                                                                      358                                               144,000.00      20060701                         1,231.90
     60625                          6.9935                             20360601                                                                      358                                               418,950.00      20060701                       2,929.36
     18328                          7.5935                             20360601                                                                      358                                               144,000.00      20060701                        1,066.68
     30062                          7.4835                             20360601                                                                      358                                              202,725.00       20060701                         1,486.12
     96732                          6.7435                             20360601                                                                      358                                              557,600.00       20060701                       3,368.84
     33147                          9.1435                             20360601                                                                      358                                               192,600.00      20060701                         1,640.61
     48174                          7.4435                             20360601                                                                      358                                               108,000.00      20060701                          746.89
     48205                          10.4435                            20360601                                                                      358                                                 66,000.00     20060701                          626.05
     33313                          8.0935                             20360601                                                                      358                                                 78,750.00     20060701                              611.11
     11420                          7.9935                             20360601                                                                      358                                              372,000.00       20060701                       2,860.36
     90280                          6.4935                             20360601                                                                      358                                              468,750.00       20060701                        2,912.96
     48195                          7.4435                             20360601                                                                      358                                               130,000.00      20060701                          899.04
     90002                          8.2935                             20360601                                                                      358                                              438,750.00       20060701                        3,316.95
     32060                          7.1185                             20360601                                                                      358                                               120,000.00      20060701                          849.36
     10541                          6.2435                             20360601                                                                      358                                              520,000.00       20060701                        3,137.46
     33024                          6.0435                             20360601                                                                      358                                              280,000.00       20060701                        1,649.27
     90022                          6.6435                             20360601                                                                      358                                                 98,000.00     20060701                           661.90
     91745                          7.7935                             20360601                                                                      358                                              672,000.00       20060701                       4,824.43
     60559                          7.9435                             20360601                                                                      358                                                321,100.00     20060701                        2,341.77
     33029                          8.6435                             20360601                                                                      358                                              426,600.00       20060701                       3,478.67
     33021                          6.7435                             20360601                                                                      358                                              280,000.00       20060701                          1,910.10
     15201                          10.2435                            20360601                                                                      358                                                 70,000.00     20060701                          653.44
     44128                          8.4935                             20360601                                                                      358                                                  98,910.00    20060701                          795.86
     48116                          7.7935                             20360601                                                                      358                                               127,200.00      20060701                           913.20
     34116                          8.3435                             20360601                                                                      358                                              297,000.00       20060701                       2,357.75
     48201                          6.7935                             20360601                                                                      358                                              208,000.00       20060701                        1,425.99
     37343                          8.4835                             20360601                                                                      358                                                 75,000.00     20060701                          602.93
     33313                          7.4435                             20360601                                                                      358                                                 83,000.00     20060701                           606.14
     48910                          6.5935                             20360601                                                                      358                                                 83,920.00     20060701                          563.97
     60617                          7.7435                             20360601                                                                      358                                               172,000.00      20060701                        1,228.32
     19040                          6.8435                             20360601                                                                      358                                              242,400.00       20060701                        1,670.07
     20720                          6.3435                             20360601                                                                      358                                              326,400.00       20060701                        2,138.77
     33196                          6.4935                             20360601                                                                      358                                              296,000.00       20060701                        1,839.44
     43560                          8.4935                             20360601                                                                      358                                                 99,000.00     20060701                          796.58
     92562                          8.4835                             20360401                                                                      356                                              320,450.00       20060501                       2,469.36
     97502                          7.6935                             20360601                                                                      358                                                117,500.00     20060701                           878.61
     12308                          11.0435                            20360601                                                                      358                                                 60,000.00     20060701                          596.46
     73111                          9.8435                             20360601                                                                      358                                                 52,200.00     20060701                           471.65
     73120                          8.8685                             20210601                                                                      178                                                 50,000.00     20060701                           518.35
     73507                          10.7935                            20360701                                                                      359                                                 79,500.00     20060801                           775.17
     36303                          8.8935                             20360601                                                                      358                                               104,700.00      20060701                          872.75
     36303                          11.5435                            20210601                                                                      178                                                 26,200.00     20060701                           270.51
     48504                          10.9935                            20360701                                                                      359                                                   51,120.00   20060801                          506.24
     33853                          8.3935                             20360701                                                                      359                                                  81,000.00    20060801                          645.92
     85326                          5.5935                             20360701                                                                      359                                               172,000.00      20060801                          958.38
     92223                          8.6435                             20360701                                                                      359                                               217,000.00      20060801                        1,769.50
     48223                          9.6435                             20360701                                                                      359                                               108,000.00      20060801                          959.78
     85635                          8.9185                             20360701                                                                      359                                                 72,000.00     20060801                           601.48
     19403                          10.6935                            20360701                                                                      359                                                 33,800.00     20060801                           327.01
     63023                          9.2935                             20360701                                                                      359                                              252,900.00       20060801                        2,107.85
     97203                          8.4835                             20360301                                                                      355                                              200,000.00       20060401                         1,607.81
     97140                          7.4835                             20360401                                                                      356                                               194,400.00      20060501                        1,425.08
     97140                          11.1185                            20210401                                                                      176                                                 48,600.00     20060501                          485.92
     98274                          7.6185                             20360501                                                                      357                                               186,960.00      20060601                         1,317.52
     98274                          10.7435                            20210501                                                                      177                                                 46,740.00     20060601                          453.97
     97008                          6.8685                             20360501                                                                      357                                               143,200.00      20060601                           929.16
     97008                          11.4935                            20210501                                                                      177                                                 35,800.00     20060601                          368.24
     97754                          9.8685                             20360501                                                                      357                                              232,000.00       20060601                       2,005.83
     48227                          9.2435                             20360401                                                                      356                                                 96,000.00     20060501                          824.79
     48006                          8.3185                             20360501                                                                      357                                              202,400.00       20060601                         1,603.14
     48210                          8.6185                             20360501                                                                      357                                                 78,800.00     20060601                           599.21
     48220                          8.3685                             20360601                                                                      358                                                 88,000.00     20060701                           700.17
     48180                          8.5435                             20360601                                                                      358                                                 97,250.00     20060701                          786.00
     48422                          8.6935                             20360601                                                                      358                                                 88,000.00     20060701                          720.77
     49546                          8.3685                             20360501                                                                      357                                               221,200.00      20060601                        1,635.96
     48210                          11.2435                            20260501                                                                      237                                                  19,700.00    20060601                           213.50
     48006                          11.4935                            20260501                                                                      237                                                 50,600.00     20060601                           557.15
     49546                          11.2435                            20260501                                                                      237                                                  55,175.00    20060601                          597.94
     49509                          8.6185                             20360601                                                                      358                                               120,000.00      20060701                          976.36
     49224                          9.3435                             20360501                                                                      357                                                  81,000.00    20060601                           701.88
     48150                          9.3685                             20360601                                                                      358                                               195,000.00      20060701                        1,693.28
     48455                          9.7935                             20360601                                                                      358                                              240,300.00       20060701                        2,162.27
     48237                          8.2685                             20360601                                                                      358                                               126,000.00      20060701                          993.50
     48076                          8.3185                             20360601                                                                      358                                               109,600.00      20060701                            868.11
     48359                          8.3185                             20360601                                                                      358                                                 98,875.00     20060701                           783.16
     48346                          8.5435                             20360601                                                                      358                                               146,000.00      20060701                          1,180.01
     48359                          11.4935                            20260601                                                                      238                                                 25,700.00     20060701                          282.98
     48076                          11.4935                            20260601                                                                      238                                                 27,400.00     20060701                           301.70
     48239                          9.5935                             20360301                                                                      355                                                  88,125.00    20060401                          779.88
     49249                          8.5185                             20360501                                                                      357                                               130,400.00      20060601                          980.72
     60626                          9.2935                             20360301                                                                      355                                                 99,750.00     20060401                          860.68
     31324                          7.8435                             20360601                                                                      358                                               139,000.00      20060701                        1,054.05
     39352                          9.0185                             20360401                                                                      356                                                191,250.00     20060501                          1,611.63
     34606                          7.9435                             20360301                                                                      355                                               163,200.00      20060401                        1,249.09
     75704                          9.2435                             20360501                                                                      357                                                 82,650.00     20060601                            710.10
     44805                          7.8935                             20360401                                                                      356                                               126,000.00      20060501                          959.92
     77449                          9.2685                             20360501                                                                      357                                                 72,000.00     20060601                           619.92
     59901                          9.2685                             20360601                                                                      358                                               235,125.00      20060701                        2,024.41
     52806                          11.3935                            20360301                                                                      355                                                 73,000.00     20060401                          723.92
     11741                          8.5685                             20360601                                                                      358                                               281,700.00      20060701                        2,281.85
     16342                          7.8685                             20360601                                                                      358                                                116,800.00     20060701                           845.17
     17404                          10.1435                            20360601                                                                      358                                                 84,800.00     20060701                          785.23
     31757                          9.2435                             20360501                                                                      357                                               120,700.00      20060601                        1,037.00
     17320                          8.8935                             20360601                                                                      358                                               195,500.00      20060701                        1,629.63
     33321                          8.0185                             20360501                                                                      357                                               147,475.00      20060601                        1,047.69
     60626                          7.4185                             20360601                                                                      358                                               183,900.00      20060701                          1,214.51
     7112                           8.5685                             20360501                                                                      357                                               188,000.00      20060601                         1,421.75
     67502                          7.3435                             20360501                                                                      357                                                 90,000.00     20060601                           615.68
     31641                          8.8185                             20360501                                                                      357                                               168,575.00      20060601                        1,396.00
     13492                          9.9185                             20360601                                                                      358                                                 69,700.00     20060701                          633.67
     7860                           9.6935                             20360501                                                                      357                                              237,500.00       20060601                         2,119.42
     39574                          7.8685                             20360601                                                                      358                                                 83,000.00     20060701                          630.86
     2332                           8.7685                             20360601                                                                      358                                              245,000.00       20060701                       2,020.00
     19709                          8.6435                             20360501                                                                      357                                                161,000.00     20060601                         1,312.86
     5478                           8.9435                             20360501                                                                      357                                               103,500.00      20060601                          866.52
     33435                          8.5685                             20360501                                                                      357                                              230,400.00       20060601                        1,866.30
     48179                          9.8935                             20360601                                                                      358                                                101,250.00     20060701                           918.62
     33809                          9.2435                             20360501                                                                      357                                              233,750.00       20060601                       2,008.28
     11422                          8.5685                             20360501                                                                      357                                               168,000.00      20060601                        1,360.85
     42301                          8.3185                             20360601                                                                      358                                               142,400.00      20060701                         1,127.90
     31904                          9.2935                             20360501                                                                      357                                               133,000.00      20060601                         1,147.57
     24017                          8.8435                             20360601                                                                      358                                                 97,000.00     20060701                          805.04
     19145                          8.9435                             20360601                                                                      358                                                  81,000.00    20060701                           678.14
     48154                          8.0685                             20360601                                                                      358                                               195,900.00      20060701                        1,399.87
     31075                          9.2685                             20360501                                                                      357                                                 95,500.00     20060601                          822.25
     30047                          9.9935                             20360501                                                                      357                                               125,400.00      20060601                        1,097.25
     1752                           9.1685                             20360601                                                                      358                                               179,000.00      20060701                        1,528.04
     19963                          8.9935                             20360501                                                                      357                                                117,000.00     20060601                          983.80
     91606                          9.1685                             20360501                                                                      357                                              306,000.00       20060601                         2,612.18
     33440                          7.7935                             20360501                                                                      357                                               120,000.00      20060601                          905.75
     30114                          10.6935                            20360601                                                                      358                                               125,000.00      20060701                        1,209.34
     10940                          7.7685                             20360601                                                                      358                                               100,000.00      20060701                          753.03
     27863                          9.4935                             20360601                                                                      358                                               136,350.00      20060701                         1,196.57
     48044                          8.5685                             20360601                                                                      358                                              262,500.00       20060701                        2,126.32
     47025                          8.5185                             20360601                                                                      358                                              222,800.00       20060701                        1,675.64
     40118                          8.3185                             20360501                                                                      357                                                119,200.00     20060601                           944.14
     30016                          8.0935                             20360501                                                                      357                                                 95,600.00     20060601                           741.87
     10303                          9.0435                             20360601                                                                      358                                               310,000.00      20060701                        2,617.97
     1108                           7.9685                             20360601                                                                      358                                                112,000.00     20060701                           791.00
     72532                          7.4935                             20360601                                                                      358                                                 75,000.00     20060701                          550.33
     14580                          8.0685                             20360601                                                                      358                                               180,000.00      20060701                        1,393.63
     18328                          11.7435                            20360601                                                                      358                                               130,900.00      20060701                         1,371.70
     67154                          8.3685                             20360601                                                                      358                                                 94,400.00     20060701                           751.09
     33470                          8.1435                             20360601                                                                      358                                               251,000.00      20060701                        1,956.72
     72756                          9.8685                             20360601                                                                      358                                               139,500.00      20060701                        1,263.05
     87323                          8.9685                             20360601                                                                      358                                                 63,200.00     20060701                          499.02
     21211                          8.7435                             20360601                                                                      358                                               136,000.00      20060701                          1,118.84
     28803                          9.5935                             20360601                                                                      358                                                127,100.00     20060701                         1,124.80
     2382                           8.3435                             20360501                                                                      357                                               251,000.00      20060601                        1,992.58
     48082                          8.1435                             20360601                                                                      358                                                 95,000.00     20060701                          740.60
     33543                          9.4685                             20360601                                                                      358                                              298,750.00       20060701                       2,530.97
     6606                           7.3185                             20360601                                                                      358                                               184,000.00      20060701                          1,199.51
     8065                           9.1685                             20360601                                                                      358                                              200,000.00       20060701                         1,707.31
     87121                          8.7435                             20360601                                                                      358                                               152,000.00      20060701                        1,250.47
     37049                          8.4435                             20360601                                                                      358                                                 98,000.00     20060701                          730.92
     21666                          9.2435                             20360601                                                                      358                                              267,000.00       20060701                       2,293.95
     10465                          8.6185                             20360601                                                                      358                                               186,000.00      20060701                         1,513.36
     83706                          8.5185                             20360601                                                                      358                                              248,000.00       20060701                         1,865.17
     48195                          8.5185                             20360601                                                                      358                                               108,400.00      20060701                           815.26
     49004                          8.5435                             20360601                                                                      358                                                 85,500.00     20060701                           691.04
     48240                          9.4685                             20360601                                                                      358                                                  91,000.00    20060701                          770.94
     33415                          9.0435                             20360601                                                                      358                                              238,500.00       20060701                         1,941.28
     49201                          8.0685                             20360601                                                                      358                                               103,200.00      20060701                          737.45
     49855                          9.3435                             20360601                                                                      358                                                115,000.00     20060701                          996.49
     48317                          8.3185                             20360601                                                                      358                                               100,000.00      20060701                          792.07
     83651                          8.3185                             20360601                                                                      358                                                118,650.00     20060701                          939.79
     30234                          8.1685                             20360601                                                                      358                                               169,500.00      20060701                        1,324.39
     85706                          8.1935                             20360601                                                                      358                                               231,500.00      20060701                         1,812.96
     17403                          9.1935                             20360601                                                                      358                                                107,100.00     20060701                           916.23
     85745                          9.3435                             20360601                                                                      358                                               195,500.00      20060701                        1,637.09
     51534                          8.2435                             20360601                                                                      358                                                 99,000.00     20060701                          744.65
     48235                          9.7435                             20360601                                                                      358                                                 70,000.00     20060701                           608.18
     49249                          10.9935                            20260501                                                                      237                                                 32,600.00     20060601                          347.66
     33321                          8.9935                             20260501                                                                      237                                                 36,875.00     20060601                          343.73
     60626                          10.6185                            20260601                                                                      238                                                 45,975.00     20060701                          478.47
     7112                           11.4935                            20260501                                                                      237                                                 47,000.00     20060601                           517.52
     16342                          9.7435                             20260601                                                                      238                                                 29,200.00     20060701                          286.64
     44087                          10.9935                            20260501                                                                      237                                                 25,400.00     20060601                          270.88
     42301                          11.4935                            20260501                                                                      237                                                 35,600.00     20060601                           391.99
     48154                          11.4935                            20260601                                                                      238                                                 49,000.00     20060701                          539.54
     47025                          10.7435                            20260501                                                                      237                                                  51,000.00    20060601                           535.13
     1108                           11.4935                            20260601                                                                      238                                                 28,000.00     20060701                           308.31
     67154                          11.2435                            20260601                                                                      238                                                 23,600.00     20060701                          255.76
     87323                          11.4935                            20260601                                                                      238                                                  15,800.00    20060701                           173.98
     83651                          11.4935                            20260601                                                                      238                                                 29,650.00     20060701                          326.48
     49201                          11.4935                            20260601                                                                      238                                                 25,800.00     20060701                          284.09
     48317                          11.4935                            20260601                                                                      238                                                 25,000.00     20060701                          275.28
     48195                          10.4935                            20260601                                                                      238                                                  27,100.00    20060701                          279.73
     6606                           10.4935                            20260601                                                                      238                                                  51,000.00    20060701                          526.42
     83706                          10.9935                            20260601                                                                      238                                                 62,000.00     20060701                            661.19
     48072                          7.3685                             20360301                                                                      355                                               166,000.00      20060401                        1,089.38
     48230                          8.4685                             20360601                                                                      358                                              258,275.00       20060701                       2,073.50
     65560                          8.6685                             20360601                                                                      358                                                 73,600.00     20060701                           601.50
     65802                          8.6435                             20360601                                                                      358                                                 50,000.00     20060701                          407.72
     38104                          9.3185                             20360601                                                                      358                                                101,000.00     20060701                          873.32
     33947                          8.0185                             20360601                                                                      358                                               341,500.00      20060701                        2,631.90
     32082                          10.3685                            20360601                                                                      358                                              307,800.00       20060701                       2,902.22
     87059                          7.9935                             20360601                                                                      358                                              255,000.00       20060701                        1,960.73
     34759                          9.3685                             20360601                                                                      358                                               170,400.00      20060701                        1,479.67
     48072                          9.7435                             20260301                                                                      235                                                 42,000.00     20060401                           412.30
     65560                          10.9935                            20260601                                                                      238                                                  18,400.00    20060701                           196.23
     22302                          9.5935                             20360501                                                                      357                                              308,750.00       20060601                       2,598.65
     30294                          9.8935                             20360601                                                                      358                                                131,250.00     20060701                         1,190.80
     89108                          9.8435                             20360501                                                                      357                                              299,250.00       20060601                       2,703.86
     81132                          9.6435                             20360601                                                                      358                                                 55,000.00     20060701                          488.78
     23602                          9.0935                             20360501                                                                      357                                                 97,200.00     20060601                          824.42
     93313                          8.1185                             20360601                                                                      358                                              265,000.00       20060701                         2,061.15
     80534                          10.4185                            20360601                                                                      358                                               140,000.00      20060701                        1,325.33
     6040                           9.3685                             20360601                                                                      358                                               127,500.00      20060701                          1,107.15
     19136                          8.3935                             20360601                                                                      358                                                114,300.00     20060701                          847.73
     48316                          8.2685                             20360301                                                                      355                                               188,000.00      20060401                        1,482.36
     48837                          8.8185                             20360601                                                                      358                                               187,000.00      20060701                        1,548.58
     48231                          8.8935                             20360501                                                                      357                                                 79,000.00     20060601                          658.52
     48842                          8.1935                             20360601                                                                      358                                                 90,900.00     20060701                            711.87
     48075                          8.5185                             20360601                                                                      358                                                115,500.00     20060701                          868.66
     48225                          8.4185                             20360501                                                                      357                                                 66,400.00     20060601                          493.85
     48227                          8.9435                             20360501                                                                      357                                                 74,400.00     20060601                          622.89
     49229                          9.6435                             20360601                                                                      358                                                191,250.00     20060701                        1,699.60
     48334                          9.4435                             20360501                                                                      357                                                116,850.00     20060601                          1,021.13
     48036                          9.4935                             20360601                                                                      358                                                 50,000.00     20060701                          438.79
     37115                          9.2935                             20360601                                                                      358                                                121,600.00     20060701                          993.07
     48035                          7.7935                             20360601                                                                      358                                               137,000.00      20060701                        1,034.06
     48220                          11.8685                            20360601                                                                      358                                                 70,000.00     20060701                          740.30
     49464                          8.2685                             20360601                                                                      358                                                131,200.00     20060701                        1,034.50
     48021                          8.3185                             20360601                                                                      358                                               125,800.00      20060701                          996.42
     48316                          10.7435                            20260301                                                                      235                                                 47,000.00     20060401                           493.16
     48075                          10.9935                            20260601                                                                      238                                                 28,900.00     20060701                          308.20
     48225                          10.3685                            20260501                                                                      237                                                  16,600.00    20060601                           169.94
     48021                          11.4935                            20260601                                                                      238                                                 32,900.00     20060701                          362.26
     8034                           9.2745                             20360601                                                                      358                                              303,200.00       20060701                         2,611.86
     10462                          8.1435                             20360601                                                                      358                                              309,000.00       20060701                       2,408.87
     30315                          8.6935                             20360601                                                                      358                                                116,000.00     20060701                          889.33
     21214                          10.1435                            20360601                                                                      358                                               150,000.00      20060701                        1,388.96
     8724                           7.5435                             20360601                                                                      358                                              264,000.00       20060701                        1,946.35
     33603                          8.2435                             20360601                                                                      358                                              770,000.00       20060701                       6,057.59
     22079                          10.6935                            20360601                                                                      358                                                 77,800.00     20060701                          752.69
     7865                           7.6185                             20360601                                                                      358                                              349,500.00       20060701                       2,595.03
     31410                          12.4935                            20360601                                                                      358                                                 54,000.00     20060701                          597.35
     11743                          8.1815                             20360601                                                                      358                                               351,200.00      20060701                       2,747.36
     11743                          10.5935                            20360601                                                                      358                                                 87,800.00     20060701                          842.78
     33323                          10.5935                            20360501                                                                      357                                                 68,000.00     20060601                          652.73
     19462                          9.3435                             20360601                                                                      358                                                 45,600.00     20060701                           395.13
     30135                          7.4435                             20360601                                                                      358                                                 84,400.00     20060701                           616.36
     19038                          7.7935                             20360601                                                                      358                                              204,256.00       20060701                         1,541.69
     8322                           10.9435                            20360601                                                                      358                                               100,000.00      20060701                          986.48
     21225                          9.3435                             20360601                                                                      358                                                 55,980.00     20060701                          485.08
     1607                           6.2435                             20360601                                                                      358                                               310,000.00      20060701                        2,010.65
     30274                          7.0935                             20360601                                                                      358                                                 85,600.00     20060701                          604.40
     34761                          10.5435                            20360601                                                                      358                                                 65,800.00     20060701                           629.12
     2886                           11.4935                            20360601                                                                      358                                                 47,200.00     20060701                           485.51
     19355                          6.8185                             20360601                                                                      358                                              240,000.00       20060701                        1,649.45
     33021                          8.2935                             20360601                                                                      358                                              360,000.00       20060701                       2,844.99
     23320                          6.5935                             20360601                                                                      358                                               183,920.00      20060701                        1,236.00
     23320                          11.1935                            20360601                                                                      358                                                 45,980.00     20060701                          462.37
     33066                          8.0435                             20360601                                                                      358                                              303,200.00       20060701                        2,160.30
     10466                          7.1315                             20360601                                                                      358                                              376,000.00       20060701                       2,393.24
     8724                           10.0935                            20360601                                                                      358                                                 66,000.00     20060701                          608.67
     19038                          13.3935                            20360601                                                                      358                                                  51,063.00    20060701                           601.00
     33029                          8.0935                             20360601                                                                      358                                              369,000.00       20060701                       2,863.48
     30135                          10.7935                            20360601                                                                      358                                                   21,100.00   20060701                          205.74
     6511                           10.7435                            20360601                                                                      358                                               174,000.00      20060701                        1,689.99
     10466                          10.7435                            20360601                                                                      358                                                 94,000.00     20060701                           912.99
     17109                          6.4835                             20360601                                                                      358                                                112,500.00     20060701                           747.71
     32811                          8.0935                             20360601                                                                      358                                               136,800.00      20060701                         1,061.58
     30274                          10.9435                            20360601                                                                      358                                                  21,400.00    20060701                              211.11
     18324                          8.4835                             20360701                                                                      359                                               189,600.00      20060801                        1,524.20
     5356                           9.1185                             20360701                                                                      359                                               165,000.00      20060801                        1,352.67
     48221                          9.6935                             20360601                                                                      358                                                 85,300.00     20060701                            761.21
     85301                          8.3935                             20360701                                                                      359                                               150,000.00      20060801                          1,196.16
     85741                          6.3435                             20360501                                                                      357                                               175,000.00      20060601                         1,146.70
     6234                           8.5435                             20360601                                                                      358                                              230,000.00       20060701                         1,858.91
     97206                          7.9435                             20360501                                                                      357                                              226,500.00       20060601                        1,733.57
     95501                          8.1435                             20360601                                                                      358                                              285,000.00       20060701                         2,121.90
     80917                          12.0435                            20210601                                                                      178                                                 38,000.00     20060701                          407.03
     85388                          5.8935                             20360701                                                                      359                                              239,960.00       20060801                        1,387.80
     19803                          8.7435                             20360701                                                                      359                                               251,750.00      20060801                        2,071.09
     30315                          7.9935                             20360601                                                                      358                                               144,000.00      20060701                         1,107.24
     50501                          9.6935                             20360601                                                                      358                                                 76,800.00     20060701                          664.23
     6610                           9.0435                             20360601                                                                      358                                                151,200.00     20060701                        1,276.89
     6610                           11.5435                            20210601                                                                      178                                                 37,800.00     20060701                          390.27
     34613                          8.1435                             20360601                                                                      358                                               312,000.00      20060701                        2,248.19
     34613                          12.7935                            20210601                                                                      178                                                 78,000.00     20060701                            881.16
     76179                          9.4135                             20210601                                                                      178                                                 29,650.00     20060701                          258.45
     78729                          7.4935                             20360601                                                                      358                                               125,900.00      20060701                          875.40
     11422                          9.9435                             20360601                                                                      358                                              449,000.00       20060701                        3,971.92
     70363                          7.5935                             20360601                                                                      358                                               103,000.00      20060701                          762.97
     3103                           8.6935                             20360601                                                                      358                                              303,900.00       20060701                        2,391.06
     89512                          7.3935                             20360601                                                                      358                                               174,000.00      20060701                         1,196.80
     55417                          7.8435                             20360701                                                                      359                                              238,450.00       20060801                        1,659.22
     80524                          8.2985                             20360301                                                                      355                                               176,250.00      20060401                        1,293.23
     30354                          8.5985                             20360601                                                                      358                                               126,000.00      20060701                            982.11
     34288                          8.0685                             20360601                                                                      358                                              234,000.00       20060701                           1,811.71
     30501                          7.4685                             20360601                                                                      358                                              220,000.00       20060701                        1,525.56
     33617                          9.0685                             20360601                                                                      358                                               105,000.00      20060701                          888.65
     47715                          8.1935                             20360601                                                                      358                                                114,590.00     20060701                          897.39
     92551                          8.8185                             20360601                                                                      358                                              355,000.00       20060701                        2,939.81
     33763                          8.2235                             20360601                                                                      358                                               189,200.00      20060701                        1,376.43
     33763                          11.7685                            20210601                                                                      178                                                 47,300.00     20060701                          496.57
     30297                          8.4585                             20360601                                                                      358                                                 97,750.00     20060701                          784.06
     34473                          8.6935                             20360601                                                                      358                                               194,400.00      20060701                        1,529.52
     47842                          8.4435                             20360601                                                                      358                                                 66,320.00     20060701                           531.24
     32703                          8.3685                             20360601                                                                      358                                              265,500.00       20060701                       2,022.45
     30534                          8.0685                             20360601                                                                      358                                                112,400.00     20060701                          870.24
     46310                          11.3685                            20210501                                                                      177                                                  31,000.00    20060601                           315.90
     12192                          9.7435                             20360501                                                                      357                                               102,850.00      20060601                           921.65
     6024                           7.8685                             20360501                                                                      357                                               100,000.00      20060601                          760.08
     6804                           9.2435                             20360601                                                                      358                                              368,000.00       20060701                         3,161.69
     45373                          8.3685                             20360601                                                                      358                                                 90,000.00     20060701                          665.63
     6018                           8.8685                             20360601                                                                      358                                               140,400.00      20060701                         1,167.78
     13440                          11.1185                            20360601                                                                      358                                                  90,100.00    20060701                          900.86
     7206                           10.4935                            20360601                                                                      358                                               397,100.00      20060701                        3,781.68
     6256                           6.8685                             20210501                                                                      177                                               173,000.00      20060601                         1,591.47
     7524                           9.7435                             20360601                                                                      358                                              388,000.00       20060701                       3,476.88
     18466                          9.2435                             20360501                                                                      357                                               123,300.00      20060601                        1,059.34
     45373                          11.8685                            20210601                                                                      178                                                 25,000.00     20060701                          264.40
     6484                           9.3685                             20360601                                                                      358                                               155,000.00      20060701                        1,345.95
     6379                           8.9935                             20360601                                                                      358                                              228,000.00       20060701                          1,917.15
     2907                           8.6185                             20360601                                                                      358                                               162,000.00      20060701                         1,318.09
     34202                          7.6185                             20360601                                                                      358                                              252,000.00       20060701                        1,704.94
     46349                          11.8685                            20210601                                                                      178                                                 25,000.00     20060701                          264.39
     6716                           8.8685                             20360601                                                                      358                                              246,200.00       20060701                       2,047.77
     7107                           10.8685                            20360601                                                                      358                                              280,250.00       20060701                       2,748.60
     45449                          8.9935                             20360601                                                                      358                                                119,700.00     20060701                         1,006.51
     45118                          9.3685                             20360601                                                                      358                                               125,000.00      20060701                        1,085.44
     85254                          7.8685                             20360601                                                                      358                                               153,400.00      20060701                         1,165.96
     2891                           8.6185                             20360601                                                                      358                                               210,000.00      20060701                        1,708.63
     33417                          10.4935                            20360601                                                                      358                                              202,500.00       20060701                        1,856.25
     33713                          7.4835                             20360601                                                                      358                                              275,000.00       20060701                        2,015.94
     37388                          8.2435                             20360601                                                                      358                                               120,000.00      20060701                          875.00
     37388                          8.5035                             20210601                                                                      178                                                 30,000.00     20060701                            241.61
     27610                          8.9935                             20360601                                                                      358                                               106,200.00      20060701                          892.99
     27610                          8.9935                             20360601                                                                      358                                               106,200.00      20060701                          892.99
     33460                          7.9935                             20360601                                                                      358                                               180,000.00      20060701                        1,384.05
     33610                          9.2435                             20360601                                                                      358                                               108,800.00      20060701                          934.77
     32308                          8.4835                             20360601                                                                      358                                               159,000.00      20060701                         1,278.21
     33617                          6.6185                             20360601                                                                      358                                               160,000.00      20060701                        1,077.95
     33467                          9.9935                             20360601                                                                      358                                                118,800.00     20060701                        1,039.50
     60643                          8.9935                             20360601                                                                      358                                                131,750.00     20060701                         1,107.83
     46349                          7.6185                             20360601                                                                      358                                                 80,000.00     20060701                          594.00
     8733                           9.4835                             20360601                                                                      358                                               155,000.00      20060701                         1,359.10
     8757                           10.2435                            20360601                                                                      358                                               120,000.00      20060701                          1,120.18
     12801                          7.8685                             20360501                                                                      357                                               136,500.00      20060601                        1,037.50
     32209                          7.4935                             20360601                                                                      358                                                 62,250.00     20060701                          456.77
     33777                          7.9935                             20360601                                                                      358                                               102,000.00      20060701                          784.30
     30019                          8.9935                             20360601                                                                      358                                                179,100.00     20060701                         1,417.87
     30188                          7.3685                             20360601                                                                      358                                               152,000.00      20060701                          997.50
     92220                          10.7435                            20360601                                                                      358                                              323,000.00       20060701                         3,137.18
     92530                          7.3685                             20360601                                                                      358                                              260,000.00       20060701                         1,885.19
     85373                          8.9935                             20360501                                                                      357                                              200,000.00       20060601                          1,681.71
     19320                          9.6185                             20360601                                                                      358                                               160,000.00      20060701                        1,350.00
     40118                          9.3435                             20360601                                                                      358                                               120,000.00      20060701                         1,039.81
     93647                          7.2435                             20360701                                                                      359                                               160,000.00      20060801                         1,146.26
     40118                          12.6935                            20360601                                                                      358                                                 30,000.00     20060701                          336.56
     53143                          10.4835                            20360701                                                                      359                                               172,000.00      20060801                        1,636.70
     43219                          9.7535                             20360701                                                                      359                                               103,500.00      20060801                          928.23
     18104                          8.1435                             20360701                                                                      359                                               152,800.00      20060801                           1,191.19
     95838                          8.4435                             20360701                                                                      359                                              205,000.00       20060801                        1,573.40
     21224                          7.3935                             20360601                                                                      358                                                 95,000.00     20060701                          690.47
     84119                          7.7735                             20360701                                                                      359                                               167,400.00      20060801                          1,261.15
     98205                          7.2685                             20360701                                                                      359                                               231,500.00      20060801                        1,499.93
     30233                          10.8685                            20210101                                                                      173                                                  31,600.00    20060201                          309.92
     77662                          9.2435                             20360401                                                                      356                                                 53,500.00     20060501                          459.65
     37363                          8.4035                             20210301                                                                      175                                                 23,200.00     20060401                            185.17
     66048                          11.3685                            20260501                                                                      237                                                 46,750.00     20060601                           510.69
     24266                          8.9935                             20210401                                                                      176                                                 40,000.00     20060501                          336.34
     33025                          8.2435                             20360501                                                                      357                                               315,000.00      20060601                         2,478.11
     76002                          9.1335                             20210501                                                                      177                                                 40,253.00     20060601                          342.59
     76063                          6.7435                             20360501                                                                      357                                               153,000.00      20060601                        1,043.73
     93313                          5.9935                             20360501                                                                      357                                              200,000.00       20060601                         1,264.14
     89502                          10.3685                            20210501                                                                      177                                                 74,500.00     20060601                          702.45
     47933                          8.9935                             20360501                                                                      357                                                 96,750.00     20060601                           813.53
     47933                          8.9935                             20360501                                                                      357                                                 96,750.00     20060601                           813.53
     44135                          10.2435                            20210401                                                                      176                                                 50,750.00     20060501                          473.74
     63122                          9.1185                             20210601                                                                      178                                                 55,000.00     20060701                          467.49
     23607                          11.1185                            20260601                                                                      238                                                 70,000.00     20060701                          752.54
     92256                          9.9935                             20260601                                                                      238                                                 70,000.00     20060701                          698.87
     75424                          9.2435                             20210501                                                                      177                                                 50,000.00     20060601                          529.68
     19143                          7.2435                             20260501                                                                      237                                               104,000.00      20060601                          853.79
     85016                          6.4835                             20360601                                                                      358                                              339,680.00       20060701                       2,257.62
     98270                          11.4935                            20210501                                                                      177                                                 35,000.00     20060601                           360.01
     37912                          10.6185                            20210501                                                                      177                                                 27,600.00     20060601                           315.87
     30004                          9.3685                             20210501                                                                      177                                              200,000.00       20060601                        2,133.94
     33916                          7.8685                             20360601                                                                      358                                               108,000.00      20060701                          820.88
     32578                          7.2435                             20360601                                                                      358                                               137,600.00      20060701                          985.78
     85218                          6.6185                             20360501                                                                      357                                              355,500.00       20060601                       2,395.07
     34761                          6.7435                             20360601                                                                      358                                               148,000.00      20060701                        1,009.62
     28146                          7.3685                             20260601                                                                      238                                               123,250.00      20060701                         1,021.34
     2905                           8.3685                             20360601                                                                      358                                               199,000.00      20060701                        1,583.33
     77657                          7.8685                             20360601                                                                      358                                                 64,000.00     20060701                          486.45
     18052                          7.2435                             20360601                                                                      358                                               185,750.00      20060701                        1,330.74
     60443                          9.3685                             20260601                                                                      238                                                  91,000.00    20060701                          870.65
     20155                          7.1185                             20360601                                                                      358                                              550,000.00       20060701                       3,494.79
     24558                          8.8685                             20360601                                                                      358                                               124,000.00      20060701                         1,031.37
     17320                          7.7435                             20360601                                                                      358                                              255,000.00       20060701                         1,915.73
     60513                          10.8685                            20210601                                                                      178                                                 62,000.00     20060701                          608.07
     75013                          9.0935                             20210601                                                                      178                                                 46,425.00     20060701                          393.76
     34731                          6.9935                             20360501                                                                      357                                               213,000.00      20060601                        1,489.33
     23234                          7.6185                             20360601                                                                      358                                               160,000.00      20060701                         1,188.00
     23502                          6.3685                             20360601                                                                      358                                               165,000.00      20060701                        1,083.93
     46227                          6.9935                             20360601                                                                      358                                                117,000.00     20060701                           818.08
     33322                          8.4935                             20360601                                                                      358                                               210,000.00      20060701                         1,689.71
     23220                          7.1185                             20360601                                                                      358                                              255,000.00       20060701                        1,804.87
     33843                          5.9935                             20360601                                                                      358                                               133,000.00      20060701                          840.65
     49220                          7.8685                             20360601                                                                      358                                               185,000.00      20060701                         1,406.13
     94565                          7.1185                             20360601                                                                      358                                              344,000.00       20060701                        2,434.81
     60440                          10.2435                            20210601                                                                      178                                                 57,400.00     20060701                          535.82
     78619                          7.2435                             20360601                                                                      358                                               100,000.00      20060701                            716.41
     49660                          7.3685                             20360601                                                                      358                                                 94,775.00     20060701                           687.18
     30315                          7.6185                             20360601                                                                      358                                                116,000.00     20060701                           861.30
     33510                          5.3685                             20360601                                                                      358                                               165,000.00      20060701                          976.04
     65020                          7.3685                             20360601                                                                      358                                                 69,500.00     20060701                          503.92
     46060                          6.1185                             20360601                                                                      358                                               150,400.00      20060701                          963.03
     43332                          7.7435                             20260601                                                                      238                                                 55,000.00     20060701                          468.64
     85938                          8.8685                             20360601                                                                      358                                                 76,000.00     20060701                           632.13
     34120                          6.8685                             20360601                                                                      358                                               231,000.00      20060701                        1,595.46
     32244                          8.7435                             20360601                                                                      358                                                113,200.00     20060701                           931.27
     46226                          8.2435                             20360601                                                                      358                                                 68,000.00     20060701                          534.96
     63857                          7.8685                             20360601                                                                      358                                                  81,600.00    20060701                          620.22
     32514                          7.6185                             20360601                                                                      358                                                 78,750.00     20060701                          584.72
     40026                          8.4835                             20360601                                                                      358                                              253,000.00       20060701                       2,033.88
     89129                          9.3685                             20260601                                                                      238                                                 66,000.00     20060701                           631.46
     34787                          5.6185                             20360601                                                                      358                                               162,000.00      20060701                          984.33
     32817                          8.8685                             20210601                                                                      178                                                 72,000.00     20060701                          598.86
     48185                          12.8685                            20210601                                                                      178                                                 20,200.00     20060701                          229.39
     17109                          7.4935                             20360601                                                                      358                                               166,500.00      20060701                         1,221.72
     49315                          7.3685                             20360601                                                                      358                                                101,600.00     20060701                          736.67
     48030                          7.8685                             20360601                                                                      358                                                112,000.00     20060701                           851.28
     66502                          6.6185                             20360601                                                                      358                                               103,000.00      20060701                          693.93
     89431                          7.9935                             20360601                                                                      358                                              225,250.00       20060701                         1,731.98
     60534                          7.3685                             20360601                                                                      358                                                 111,920.00    20060701                            811.50
     15767                          8.2435                             20360601                                                                      358                                                  62,100.00    20060701                          488.54
     22968                          6.9935                             20360601                                                                      358                                               103,500.00      20060701                          723.69
     87575                          6.6185                             20360601                                                                      358                                               125,000.00      20060701                           842.15
     46064                          7.4935                             20210601                                                                      178                                                 65,000.00     20060701                            621.17
     33023                          6.8685                             20360601                                                                      358                                               152,000.00      20060701                        1,049.83
     33611                          6.2435                             20360601                                                                      358                                               188,000.00      20060701                        1,055.89
     46107                          7.9935                             20360601                                                                      358                                                 83,300.00     20060701                          640.50
     19601                          9.2435                             20360601                                                                      358                                                 52,500.00     20060701                           451.06
     67147                          8.8685                             20360601                                                                      358                                               318,250.00      20060701                       2,647.04
     61616                          8.6185                             20360601                                                                      358                                                 55,920.00     20060701                          454.98
     46062                          7.8685                             20360601                                                                      358                                               120,000.00      20060701                          837.50
     46721                          9.3685                             20360601                                                                      358                                                 53,600.00     20060701                          465.43
     33761                          8.9935                             20360601                                                                      358                                              332,880.00       20060701                       2,799.04
     32244                          7.8685                             20360601                                                                      358                                               100,800.00      20060701                           766.15
     28139                          8.4935                             20360601                                                                      358                                                 72,400.00     20060701                          582.55
     78258                          8.8685                             20360601                                                                      358                                               172,500.00      20060701                        1,434.77
     18346                          7.1185                             20360601                                                                      358                                               100,000.00      20060701                          707.79
     30655                          7.5685                             20360601                                                                      358                                               106,320.00      20060701                          785.70
     34769                          9.3685                             20210601                                                                      178                                                 50,000.00     20060701                          533.49
     23601                          8.3685                             20360601                                                                      358                                               194,400.00      20060701                        1,546.73
     50316                          10.7435                            20360601                                                                      358                                                 69,750.00     20060701                          677.45
     34668                          6.3685                             20360601                                                                      358                                                118,000.00     20060701                           775.18
     33702                          7.7435                             20360601                                                                      358                                               155,000.00      20060701                         1,164.46
     60115                          7.2435                             20360601                                                                      358                                              293,000.00       20060701                       2,099.09
     48116                          7.9935                             20360601                                                                      358                                               210,000.00      20060701                         1,614.72
     89115                          7.7435                             20360601                                                                      358                                                 87,200.00     20060701                           655.10
     49461                          7.2435                             20360601                                                                      358                                                 94,775.00     20060701                          678.98
     33169                          7.4935                             20360601                                                                      358                                              430,000.00       20060701                         3,155.19
     60612                          10.8685                            20210601                                                                      178                                                  56,160.00    20060701                          550.80
     32117                          7.6185                             20360601                                                                      358                                                 55,000.00     20060701                          408.37
     32206                          10.3685                            20360601                                                                      358                                                 72,250.00     20060701                           681.24
     64050                          11.8685                            20210601                                                                      178                                                 33,800.00     20060701                          357.46
     53209                          8.9935                             20360601                                                                      358                                               104,000.00      20060701                          874.49
     1602                           8.6185                             20360601                                                                      358                                                 50,000.00     20060701                          406.82
     48219                          6.8685                             20360601                                                                      358                                               130,000.00      20060701                          798.96
     37075                          8.2435                             20260601                                                                      238                                               107,500.00      20060701                          949.99
     38017                          6.4835                             20360601                                                                      358                                               157,600.00      20060701                        1,047.46
     46229                          7.6185                             20360601                                                                      358                                               104,400.00      20060701                           775.17
     60532                          6.2435                             20360601                                                                      358                                               174,500.00      20060701                          1,131.80
     38017                          8.5035                             20210601                                                                      178                                                 39,400.00     20060701                           317.30
     19026                          7.6185                             20360601                                                                      358                                                 70,000.00     20060701                           519.75
     33881                          8.7435                             20260601                                                                      238                                                 50,000.00     20060701                          457.93
     88005                          11.4935                            20210601                                                                      178                                                 36,000.00     20060701                          370.30
     48240                          9.1185                             20360601                                                                      358                                                101,650.00     20060701                           864.01
     60450                          7.1185                             20360601                                                                      358                                               138,000.00      20060701                          976.76
     49660                          12.1185                            20210601                                                                      178                                                  16,725.00    20060701                            180.12
     75010                          10.1935                            20210601                                                                      178                                                 47,600.00     20060701                          442.55
     33880                          7.3685                             20360601                                                                      358                                               100,000.00      20060701                          656.25
     6109                           6.9935                             20360601                                                                      358                                               150,000.00      20060701                        1,048.82
     49461                          11.2435                            20210601                                                                      178                                                  16,725.00    20060701                           168.82
     75009                          10.9935                            20210601                                                                      178                                                  51,050.00    20060701                          505.54
     89506                          7.2435                             20360601                                                                      358                                              360,000.00       20060701                       2,579.08
     84078                          7.7435                             20360601                                                                      358                                               103,500.00      20060701                          777.56
     23462                          8.4935                             20360601                                                                      358                                               155,000.00      20060701                         1,247.17
     38115                          8.4835                             20360601                                                                      358                                                 79,200.00     20060701                          636.69
     33712                          8.2435                             20360601                                                                      358                                              234,000.00       20060701                        1,840.88
     37013                          8.1185                             20360601                                                                      358                                               103,920.00      20060701                          808.28
     37013                          8.5035                             20210601                                                                      178                                                 25,980.00     20060701                          209.23
     22191                          8.9935                             20210601                                                                      178                                                 66,000.00     20060701                          554.96
     46201                          8.1185                             20360601                                                                      358                                                 79,200.00     20060701                            616.01
     84109                          7.4835                             20360601                                                                      358                                              232,000.00       20060701                        1,544.73
     76063                          10.1935                            20210601                                                                      178                                                 48,250.00     20060701                          448.59
     34482                          9.5435                             20360501                                                                      357                                               140,000.00      20060601                        1,233.78
     45891                          11.1435                            20360501                                                                      357                                                 98,000.00     20060601                           981.72
     47804                          10.6935                            20360601                                                                      358                                                 90,000.00     20060701                          870.72
     2860                           9.7335                             20360501                                                                      357                                              267,000.00       20060601                        2,390.61
     28269                          10.8935                            20360501                                                                      357                                                121,000.00     20060601                         1,189.03
     46563                          10.1935                            20360601                                                                      358                                               138,000.00      20060701                        1,283.02
     40509                          11.6935                            20360601                                                                      358                                                 77,900.00     20060701                           813.30
     63138                          10.8935                            20360501                                                                      357                                                 86,000.00     20060601                           845.10
     47630                          6.8935                             20360601                                                                      358                                              443,445.00       20060701                       3,070.32
     44657                          11.8935                            20360601                                                                      358                                                 69,000.00     20060701                           731.06
     32808                          7.3935                             20360601                                                                      358                                               120,000.00      20060701                          790.00
     32808                          10.9835                            20210601                                                                      178                                                 30,000.00     20060701                          296.86
     67217                          10.8935                            20360601                                                                      358                                               103,500.00      20060701                         1,017.06
     46236                          9.0935                             20360601                                                                      358                                               145,000.00      20060701                        1,229.83
     32926                          10.6935                            20360601                                                                      358                                               140,000.00      20060701                        1,354.45
     32233                          8.1935                             20360601                                                                      358                                                 89,700.00     20060701                          702.47
     47130                          11.1935                            20360601                                                                      358                                                 95,000.00     20060701                          955.30
     33614                          9.3435                             20360601                                                                      358                                               107,000.00      20060701                           927.16
     64118                          8.0935                             20360601                                                                      358                                               102,000.00      20060701                           791.53
     15210                          11.1185                            20360701                                                                      359                                                  64,175.00    20060801                           641.65
     19103                          7.7435                             20360701                                                                      359                                              480,000.00       20060801                       3,606.08
     98168                          7.6735                             20360701                                                                      359                                              245,000.00       20060801                        1,828.56
     97301                          8.2035                             20360701                                                                      359                                               224,910.00      20060801                        1,762.95
     49509                          8.1685                             20360701                                                                      359                                               174,400.00      20060801                        1,362.67
     33615                          9.6685                             20360701                                                                      359                                               124,000.00      20060801                         1,104.26
     17403                          9.4935                             20360301                                                                      355                                               108,750.00      20060401                          954.36
     1247                           11.3685                            20360601                                                                      358                                                 67,500.00     20060701                          687.83
     46750                          8.8685                             20360601                                                                      358                                               139,500.00      20060701                         1,160.29
     49057                          7.3685                             20360401                                                                      356                                              425,000.00       20060501                        3,081.54
     89115                          6.9935                             20360501                                                                      357                                               172,000.00      20060601                        1,075.00
     17112                          8.7435                             20360601                                                                      358                                                 118,150.00    20060701                           971.99
     46217                          8.4885                             20360601                                                                      358                                               100,605.00      20060701                           809.13
     29621                          10.3685                            20360501                                                                      357                                                 53,000.00     20060601                          499.73
     19023                          7.9935                             20360601                                                                      358                                                152,150.00     20060701                         1,169.90
     24421                          7.7435                             20360601                                                                      358                                              240,750.00       20060701                         1,655.16
     30179                          7.8685                             20360501                                                                      357                                               140,000.00      20060601                          977.08
     32548                          8.6185                             20360601                                                                      358                                              207,000.00       20060701                        1,684.22
     92570                          8.1185                             20360501                                                                      357                                              402,000.00       20060601                       2,889.38
     89030                          7.4835                             20360501                                                                      357                                               148,000.00      20060601                        1,084.94
     60010                          9.4935                             20360601                                                                      358                                              350,000.00       20060701                        2,916.67
     48064                          8.1185                             20360501                                                                      357                                              205,000.00       20060601                        1,473.44
     85032                          6.8685                             20360501                                                                      357                                               164,500.00      20060601                         1,010.99
     46220                          7.8685                             20360601                                                                      358                                                112,500.00     20060701                          855.08
     23605                          5.9935                             20360601                                                                      358                                               100,000.00      20060701                           541.67
     95831                          9.3685                             20360601                                                                      358                                               410,000.00      20060701                       3,560.23
     49078                          8.3685                             20360601                                                                      358                                                115,700.00     20060701                          920.56
     19026                          9.6185                             20360601                                                                      358                                                171,955.00     20060701                        1,524.94
     49690                          9.4835                             20360501                                                                      357                                               128,000.00      20060601                        1,065.60
     46970                          9.2435                             20360601                                                                      358                                               102,600.00      20060701                           881.49
     85621                          8.2435                             20360601                                                                      358                                                 84,000.00     20060701                          660.83
     60513                          7.2435                             20360601                                                                      358                                              248,000.00       20060701                         1,601.66
     92602                          7.1185                             20360601                                                                      358                                              600,000.00       20060701                        3,812.50
     47403                          9.3685                             20360601                                                                      358                                                 84,600.00     20060701                          734.62
      AZ                            8.7435                             20360601                                                                      358                                              236,000.00       20060701                          1,941.51
     48504                          9.8685                             20360601                                                                      358                                                 50,000.00     20060701                          452.70
     67213                          7.2435                             20360601                                                                      358                                                 69,700.00     20060701                          499.34
     32218                          8.4935                             20360601                                                                      358                                                115,600.00     20060701                           930.14
     33026                          6.3685                             20360601                                                                      358                                              203,200.00       20060701                          1,164.17
     49091                          10.1185                            20360601                                                                      358                                                 65,000.00     20060701                          600.66
     45238                          9.6185                             20360601                                                                      358                                                 86,046.00     20060701                          763.08
     34481                          6.8665                             20360601                                                                      358                                                121,600.00     20060701                           747.13
     19149                          8.7435                             20360601                                                                      358                                                112,030.00     20060701                           921.64
     37920                          9.9935                             20360601                                                                      358                                                 80,820.00     20060701                          739.29
     32177                          9.9935                             20360601                                                                      358                                                 88,825.00     20060701                           812.52
     28805                          7.4835                             20360601                                                                      358                                                112,000.00     20060701                           821.04
     45231                          8.6185                             20360601                                                                      358                                                 80,000.00     20060701                          608.33
     18505                          9.3685                             20360601                                                                      358                                                 97,750.00     20060701                           848.81
     29680                          9.4835                             20360601                                                                      358                                               104,500.00      20060701                           916.29
     37129                          9.1935                             20360501                                                                      357                                                 93,960.00     20060601                           803.81
     49004                          8.7435                             20360601                                                                      358                                                 97,200.00     20060701                          799.64
     48442                          9.4835                             20360601                                                                      358                                               167,000.00      20060701                         1,464.31
     49022                          6.4835                             20360601                                                                      358                                               130,000.00      20060701                          864.02
     46617                          9.3685                             20360601                                                                      358                                                 60,300.00     20060701                           523.61
     94565                          8.9935                             20360601                                                                      358                                              399,500.00       20060701                         3,162.71
     84084                          9.1185                             20360601                                                                      358                                               157,500.00      20060701                        1,338.73
     1109                           9.2435                             20360601                                                                      358                                                 85,000.00     20060701                          730.28
     85027                          6.8685                             20360601                                                                      358                                               210,400.00      20060701                        1,292.83
     60624                          8.9935                             20360601                                                                      358                                              240,000.00       20060701                        2,018.05
     49417                          6.9935                             20360601                                                                      358                                               137,000.00      20060701                          856.25
     48504                          8.9935                             20360601                                                                      358                                                  51,000.00    20060701                          428.84
     85302                          9.2435                             20360601                                                                      358                                               319,500.00      20060701                       2,745.00
     46123                          7.8935                             20360601                                                                      358                                              202,900.00       20060701                        1,420.30
     48101                          9.1185                             20360601                                                                      358                                               126,650.00      20060701                         1,076.51
     32725                          7.8685                             20360601                                                                      358                                                 63,000.00     20060701                          478.85
     89506                          7.2435                             20360601                                                                      358                                              270,000.00       20060701                         1,743.71
     50561                          11.3685                            20360601                                                                      358                                                 55,000.00     20060701                          560.45
     60452                          9.2435                             20360601                                                                      358                                                110,000.00     20060701                          945.07
     48180                          7.4935                             20360601                                                                      358                                               138,000.00      20060701                          920.00
     53511                          8.7435                             20360601                                                                      358                                                  76,415.00    20060701                          628.65
     61065                          10.7435                            20360601                                                                      358                                               126,825.00      20060701                         1,231.80
     48912                          9.6185                             20360601                                                                      358                                                  74,100.00    20060701                           657.14
     80219                          6.7435                             20360601                                                                      358                                               142,400.00      20060701                           971.42
     6108                           10.6185                            20360601                                                                      358                                               109,800.00      20060701                        1,056.04
     85339                          8.8685                             20360601                                                                      358                                              232,200.00       20060701                         1,931.32
     67216                          7.4835                             20360601                                                                      358                                                  81,700.00    20060701                          598.92
     49015                          10.4835                            20360601                                                                      358                                                 87,200.00     20060701                          829.77
     80216                          9.2435                             20360601                                                                      358                                               132,000.00      20060701                         1,134.08
     48035                          8.1185                             20360601                                                                      358                                                117,000.00     20060701                            910.01
     41015                          6.2435                             20360601                                                                      358                                                 94,000.00     20060701                          609.68
     31805                          9.3685                             20360601                                                                      358                                                 93,500.00     20060701                             811.91
     61412                          7.9935                             20360601                                                                      358                                                 68,900.00     20060701                          529.78
     95348                          7.4935                             20360601                                                                      358                                              280,455.00       20060701                        1,869.70
     3442                           7.1185                             20360701                                                                      359                                                 96,000.00     20060801                          679.49
     55014                          8.2685                             20360701                                                                      359                                               156,750.00      20060801                        1,235.96
     33936                          7.6435                             20360701                                                                      359                                               221,000.00      20060801                        1,500.96
     33319                          8.9435                             20360701                                                                      359                                              308,000.00       20060801                        2,483.01
     33319                          11.4935                            20210701                                                                      179                                                 77,000.00     20060801                           924.13
     30127                          9.1385                             20360601                                                                      358                                                 94,000.00     20060701                          755.53
     30291                          10.3935                            20360601                                                                      358                                               109,250.00      20060701                         1,032.17
     30127                          8.3535                             20360601                                                                      358                                               126,000.00      20060701                          1,001.16
     30067                          9.1735                             20360601                                                                      358                                               136,840.00      20060701                         1,103.84
     36110                          10.1435                            20360701                                                                      359                                                 70,775.00     20060801                          655.36
     30011                          7.4935                             20360701                                                                      359                                              334,800.00       20060801                       2,456.64
     55412                          7.5685                             20360701                                                                      359                                               149,850.00      20060801                         1,107.40
     22192                          8.1185                             20360701                                                                      359                                              280,000.00       20060801                         2,012.51
     55122                          7.5685                             20360701                                                                      359                                              208,000.00       20060801                        1,457.97
     23503                          8.8685                             20360701                                                                      359                                               160,000.00      20060801                        1,280.56
     19428                          6.9935                             20360701                                                                      359                                               210,000.00      20060801                         1,381.95
     22191                          6.9935                             20360701                                                                      359                                              240,000.00       20060801                        1,500.00
     89108                          6.5435                             20360701                                                                      359                                                115,500.00     20060801                           772.31
     20707                          7.6185                             20360701                                                                      359                                              333,000.00       20060801                       2,346.69
     89108                          6.7435                             20360701                                                                      359                                              233,750.00       20060801                        1,495.23
     92308                          7.4835                             20360701                                                                      359                                              283,500.00       20060801                       2,078.25
     33065                          7.9435                             20360301                                                                      355                                               317,250.00      20060401                       2,229.92
     92504                          8.4835                             20360701                                                                      359                                              323,000.00       20060801                        2,489.01
     84067                          9.4235                             20360701                                                                      359                                               123,250.00      20060801                        1,075.24
     19960                          9.8185                             20360701                                                                      359                                               179,900.00      20060801                         1,622.13
     98335                          7.4435                             20360601                                                                      358                                               412,000.00      20060701                       2,849.24
     90250                          7.0935                             20360501                                                                      357                                              436,000.00       20060601                       3,078.49
     77379                          7.3935                             20360601                                                                      358                                              479,200.00       20060701                       3,296.03
     48118                          8.3935                             20360601                                                                      358                                              207,000.00       20060701                        1,580.80
     43204                          8.7235                             20360601                                                                      358                                                  71,200.00    20060701                           561.85
     43537                          8.4835                             20360601                                                                      358                                               164,900.00      20060701                         1,270.71
     44312                          7.4835                             20360601                                                                      358                                                112,000.00     20060701                           821.04
     43228                          6.9935                             20360701                                                                      359                                                117,600.00     20060801                          822.28
     33023                          9.6185                             20360701                                                                      359                                               137,500.00      20060801                          1,181.09
     45879                          8.4835                             20360701                                                                      359                                                  73,100.00    20060801                          587.65
     32818                          7.4435                             20360701                                                                      359                                              229,900.00       20060801                        1,589.90
     33014                          9.1435                             20360701                                                                      359                                              403,750.00       20060801                       3,439.22
     17038                          9.9935                             20201001                                                                      170                                                 33,532.00     20051101                          306.73
     38134                          10.4835                            20201001                                                                      170                                                   17,100.00   20051101                           162.72
     70506                          10.7435                            20201001                                                                      170                                                  20,100.00    20051101                           195.22
     77070                          9.2435                             20201101                                                                      171                                                  17,800.00    20051201                           152.93
     17113                          10.7435                            20201101                                                                      171                                                  19,980.00    20051201                           194.06
     91354                          11.3685                            20210401                                                                      176                                                 69,000.00     20060501                            703.11
     11236                          8.8135                             20360501                                                                      357                                              434,000.00       20060601                       3,592.45
     10469                          8.7935                             20360401                                                                      356                                              396,000.00       20060501                       3,068.43
     60626                          11.2435                            20210401                                                                      176                                                 30,000.00     20060501                          302.82
     27406                          12.2435                            20210301                                                                      175                                                 30,657.00     20060401                           333.15
     22936                          8.7935                             20360401                                                                      356                                              570,350.00       20060501                         4,712.81
     46408                          9.9935                             20360501                                                                      357                                                 58,000.00     20060601                          507.50
     63771                          9.8435                             20360401                                                                      356                                                 58,750.00     20060501                          530.83
     63366                          8.9935                             20360301                                                                      355                                               125,000.00      20060401                          989.58
     36116                          13.9935                            20210401                                                                      176                                                 25,000.00     20060501                           306.14
     28747                          10.7935                            20360601                                                                      358                                               178,500.00      20060701                        1,740.48
     45381                          10.7435                            20210401                                                                      176                                                  17,300.00    20060501                           168.03
     29118                          9.1435                             20360601                                                                      358                                               104,550.00      20060701                          890.58
     17402                          7.9935                             20360401                                                                      356                                               123,000.00      20060501                          945.76
     83704                          11.9935                            20210501                                                                      177                                                  14,250.00    20060601                           152.08
     2909                           8.1435                             20360401                                                                      356                                              204,000.00       20060501                        1,590.32
     33919                          7.5185                             20360401                                                                      356                                               138,800.00      20060501                        1,020.89
     33919                          13.3685                            20210401                                                                      176                                                 34,700.00     20060501                          407.72
     46350                          11.2435                            20210501                                                                      177                                                 22,780.00     20060601                          229.94
     74017                          8.3935                             20360401                                                                      356                                                 89,000.00     20060501                          709.72
     21230                          9.1185                             20360501                                                                      357                                               156,800.00      20060601                        1,257.67
     90032                          8.2935                             20360601                                                                      358                                               210,000.00      20060701                        1,659.58
     46350                          10.0885                            20210501                                                                      177                                                 38,400.00     20060601                          353.99
     54901                          12.3935                            20210501                                                                      177                                                 92,000.00     20060601                         1,010.52
     92335                          8.4435                             20360401                                                                      356                                                191,000.00     20060501                        1,424.54
     18466                          10.5935                            20360401                                                                      356                                               105,678.00      20060501                         1,014.39
     98277                          7.8185                             20360501                                                                      357                                              304,000.00       20060601                       2,299.90
     48043                          9.3435                             20360501                                                                      357                                                112,500.00     20060601                          974.82
     48023                          7.2435                             20360501                                                                      357                                              405,000.00       20060601                        2,901.47
     28269                          9.7435                             20360601                                                                      358                                              235,350.00       20060701                        2,010.28
     8009                           7.2435                             20360501                                                                      357                                              249,000.00       20060601                        1,783.87
     1376                           7.9935                             20360601                                                                      358                                               128,350.00      20060701                          986.90
     45714                          10.3685                            20210501                                                                      177                                                  17,600.00    20060601                           165.95
     33907                          8.3185                             20360401                                                                      356                                                110,000.00     20060501                           871.27
     48314                          9.0685                             20360501                                                                      357                                              300,000.00       20060601                       2,539.00
     30127                          11.5635                            20210501                                                                      177                                                 32,380.00     20060601                           334.81
     78223                          9.8185                             20360501                                                                      357                                                 85,500.00     20060601                          770.94
     78223                          8.9935                             20360501                                                                      357                                                 85,500.00     20060601                           718.93
     45840                          7.3235                             20360601                                                                      358                                                116,000.00     20060701                          837.46
     19541                          9.1435                             20360601                                                                      358                                               157,500.00      20060701                         1,341.62
     65802                          10.4835                            20360601                                                                      358                                                 54,000.00     20060701                           513.85
     32305                          9.3185                             20360601                                                                      358                                               132,000.00      20060701                        1,080.75
     32305                          14.7435                            20210601                                                                      178                                                 33,000.00     20060701                          423.87
     55057                          9.4435                             20360601                                                                      358                                               142,000.00      20060701                         1,240.91
     28025                          8.8435                             20360601                                                                      358                                                121,950.00     20060701                          1,012.10
     65714                          8.6935                             20360501                                                                      357                                               173,600.00      20060601                         1,421.88
     60490                          8.4835                             20210601                                                                      178                                                 60,000.00     20060701                          482.34
     60557                          5.4935                             20210601                                                                      178                                                 27,000.00     20060701                            161.88
     85242                          8.4935                             20360601                                                                      358                                              255,000.00       20060701                        2,051.79
     49286                          9.2935                             20360601                                                                      358                                                151,050.00     20060701                        1,303.30
     65714                          8.4435                             20360601                                                                      358                                               172,800.00      20060701                        1,288.80
     28215                          7.9835                             20360601                                                                      358                                                 88,868.00     20060701                          628.74
     49330                          7.4835                             20360601                                                                      358                                                 94,400.00     20060701                          628.55
     63114                          8.9565                             20360601                                                                      358                                               100,000.00      20060701                           838.16
     28215                          11.9935                            20210601                                                                      178                                                  22,217.00    20060701                            237.11
     93277                          6.9935                             20360701                                                                      359                                                181,000.00     20060801                            1,191.11
     92377                          8.9435                             20360701                                                                      359                                              330,000.00       20060801                       2,598.75
     97462                          7.4835                             20360701                                                                      359                                               106,250.00      20060801                          778.88
     23223                          8.2435                             20360701                                                                      359                                                110,400.00     20060801                          868.52
     20784                          8.2935                             20360401                                                                      356                                               195,500.00      20060501                        1,477.98
     21202                          9.0435                             20360501                                                                      357                                                 50,400.00     20060601                          425.63
     20772                          6.8935                             20360401                                                                      356                                               170,000.00      20060501                          1,106.18
     22192                          9.1135                             20360401                                                                      356                                              282,000.00       20060501                        2,310.73
     22031                          7.6985                             20360501                                                                      357                                              220,000.00       20060601                        1,504.25
     21225                          9.4835                             20360401                                                                      356                                                 78,300.00     20060501                          686.56
     23832                          10.4135                            20360501                                                                      357                                               162,000.00      20060601                         1,493.51
     85335                          9.2435                             20360701                                                                      359                                               150,200.00      20060801                        1,220.37
     55744                          8.3435                             20360701                                                                      359                                               198,000.00      20060801                         1,571.83
     91405                          8.6435                             20360601                                                                      358                                              328,000.00       20060701                       2,674.64
     91405                          10.7435                            20210601                                                                      178                                                 82,000.00     20060701                          796.43
     93703                          8.4935                             20360701                                                                      359                                              234,000.00       20060801                        1,804.99
     90605                          6.6935                             20360601                                                                      358                                              357,500.00       20060701                       2,273.74
     89086                          8.9435                             20360601                                                                      358                                               305,100.00      20060701                       2,459.64
     93720                          10.6435                            20360601                                                                      358                                              285,000.00       20060701                       2,679.75
     92801                          5.8435                             20360601                                                                      358                                              548,000.00       20060701                       2,899.83
     92880                          7.7435                             20360701                                                                      359                                              544,000.00       20060801                       3,884.92
     92880                          11.5435                            20210701                                                                      179                                               136,000.00      20060801                         1,404.15
     93657                          7.9435                             20360601                                                                      358                                              204,000.00       20060701                         1,561.36
     93657                          10.7435                            20210601                                                                      178                                                  51,000.00    20060701                          495.34
     90601                          8.8435                             20360601                                                                      358                                               510,000.00      20060701                        4,071.89
     92240                          11.6935                            20210401                                                                      176                                                 48,800.00     20060501                          509.49
     92203                          7.4085                             20360501                                                                      357                                              332,792.00       20060601                       2,292.74
     92203                          11.2435                            20210501                                                                      177                                                  83,198.00    20060601                           839.81
     91042                          5.9935                             20360501                                                                      357                                              400,000.00       20060601                       2,528.27
     91401                          7.4935                             20360601                                                                      358                                              460,000.00       20060701                        3,198.43
     91401                          10.8435                            20210601                                                                      178                                                115,000.00     20060701                         1,125.69
     92833                          6.6935                             20360601                                                                      358                                              220,000.00       20060701                        1,320.00
     99206                          9.2935                             20260101                                                                      233                                                 22,556.00     20060201                           214.92
     92879                          6.1935                             20360301                                                                      355                                              360,000.00       20060401                       2,323.00
     33462                          7.7435                             20360701                                                                      359                                               221,000.00      20060801                        1,660.30
     23223                          8.8935                             20360701                                                                      359                                                 83,400.00     20060801                          695.20
     53220                          9.4835                             20360601                                                                      358                                               152,000.00      20060701                        1,332.79
     92411                          7.1185                             20360701                                                                      359                                              250,000.00       20060801                        1,588.54
     46031                          8.5285                             20360701                                                                      359                                                 89,600.00     20060801                          723.20
     89120                          8.7185                             20360701                                                                      359                                               194,750.00      20060801                         1,497.14
     46224                          8.2335                             20360701                                                                      359                                                 80,000.00     20060801                          628.79
     95973                          9.5435                             20360701                                                                      359                                              400,000.00       20060801                       3,525.07
     31904                          10.2935                            20360701                                                                      359                                                  51,500.00    20060801                          482.68
     56007                          9.2935                             20360701                                                                      359                                               104,800.00      20060801                          904.25
     33185                          7.7435                             20360701                                                                      359                                              297,600.00       20060801                        2,125.28
     36535                          7.6935                             20360701                                                                      359                                                 97,000.00     20060801                          725.32
     33313                          9.4935                             20360701                                                                      359                                                 80,750.00     20060801                          708.64
     40219                          8.5935                             20360701                                                                      359                                               133,750.00      20060801                         1,014.27
     30507                          8.9935                             20360701                                                                      359                                              292,500.00       20060801                       2,369.43
     3865                           7.8935                             20360701                                                                      359                                               210,000.00      20060801                        1,599.86
     44221                          8.0435                             20360501                                                                      357                                               106,250.00      20060601                          820.74
     66102                          8.9435                             20360601                                                                      358                                               103,500.00      20060701                          866.52
     47970                          8.8435                             20360601                                                                      358                                                 89,250.00     20060701                          740.72
     53218                          8.4835                             20360601                                                                      358                                                 84,000.00     20060701                          675.28
     63109                          9.1935                             20360601                                                                      358                                                161,500.00     20060701                          1,381.61
     45140                          8.3935                             20360601                                                                      358                                               104,500.00      20060701                          833.33
     33755                          7.0935                             20360701                                                                      359                                               123,500.00      20060801                           872.01
     44109                          8.0935                             20360701                                                                      359                                                 50,575.00     20060801                          392.47
     66223                          9.4835                             20360701                                                                      359                                               198,000.00      20060801                         1,736.13
     64130                          8.4935                             20360701                                                                      359                                                 74,700.00     20060801                           601.06
     46241                          8.8935                             20360701                                                                      359                                                  71,250.00    20060801                          593.92
     19001                          8.9935                             20360701                                                                      359                                              204,250.00       20060801                         1,717.44
     77480                          8.9935                             20360501                                                                      357                                                  61,470.00    20060601                           516.87
     14701                          10.2435                            20360701                                                                      359                                                 65,450.00     20060801                           610.96
     76651                          10.0435                            20360601                                                                      358                                                 50,400.00     20060701                           462.91
     85607                          8.7435                             20360601                                                                      358                                                 63,000.00     20060701                           498.12
     93725                          6.9935                             20360701                                                                      359                                               215,000.00      20060801                        1,343.75
     92509                          7.2435                             20360701                                                                      359                                              278,000.00       20060801                        1,795.42
     36567                          9.2435                             20360701                                                                      359                                                 50,000.00     20060801                          429.58
     6705                           9.4935                             20360701                                                                      359                                              204,000.00       20060801                        1,790.25
     32809                          7.9735                             20360701                                                                      359                                              245,650.00       20060801                        1,885.36
     33880                          8.7435                             20360601                                                                      358                                                 68,000.00     20060701                          559.42
     85301                          7.4685                             20360701                                                                      359                                                 92,000.00     20060801                          673.46
     85301                          11.8435                            20360701                                                                      359                                                 23,000.00     20060801                          242.80
     19023                          10.8935                            20360601                                                                      358                                                 72,000.00     20060701                          707.52
     19141                          9.8935                             20360601                                                                      358                                                 54,000.00     20060701                          489.93
     42724                          10.2435                            20360701                                                                      359                                                170,910.00     20060801                         1,595.41
     63135                          8.8235                             20360701                                                                      359                                                 66,500.00     20060801                          550.94
     85027                          7.0935                             20360701                                                                      359                                               160,000.00      20060801                         1,129.72
     75115                          8.3185                             20360701                                                                      359                                              408,500.00       20060801                        3,004.18
     49203                          9.9735                             20360701                                                                      359                                                 72,000.00     20060801                          657.54
     29405                          8.0435                             20360601                                                                      358                                                  95,100.00    20060701                           734.61
     32805                          8.9435                             20360701                                                                      359                                               105,600.00      20060801                          884.09
     3588                           8.0035                             20360701                                                                      359                                               100,000.00      20060801                          769.62
     32805                          12.1435                            20360701                                                                      359                                                 26,400.00     20060801                          284.83
     63138                          9.4935                             20360701                                                                      359                                               216,000.00      20060801                        1,895.55
     29445                          8.6935                             20360701                                                                      359                                               177,500.00      20060801                        1,453.82
     19121                          10.3335                            20360701                                                                      359                                                 54,000.00     20060801                          507.74
     38106                          10.6035                            20360701                                                                      359                                                 50,400.00     20060801                           484.16
     18045                          7.4935                             20360701                                                                      359                                               522,100.00      20060801                       3,830.98
     33901                          7.9435                             20360701                                                                      359                                               106,000.00      20060801                            811.30
     33901                          11.9835                            20210701                                                                      179                                                 26,500.00     20060801                          282.62
     31405                          7.8685                             20360801                                                                      360                                              500,000.00       20060901                       3,800.36
     48124                          9.1185                             20360701                                                                      359                                                121,500.00     20060801                        1,032.74
     85338                          7.1185                             20360701                                                                      359                                               100,000.00      20060801                          635.42
     43147                          9.4835                             20360701                                                                      359                                              209,000.00       20060801                        1,832.58
     46219                          7.1935                             20360701                                                                      359                                                 84,060.00     20060801                           599.31
     46060                          8.2935                             20360701                                                                      359                                               147,250.00      20060801                         1,163.68
     48341                          9.5935                             20360701                                                                      359                                               125,400.00      20060801                        1,074.68
     32824                          8.3935                             20360701                                                                      359                                              255,000.00       20060801                       2,033.47
     43231                          9.3935                             20360701                                                                      359                                               108,000.00      20060801                           939.81
     30126                          7.2935                             20360701                                                                      359                                               188,000.00      20060801                        1,222.00
     30126                          12.6435                            20360701                                                                      359                                                 47,000.00     20060801                          525.43
     98391                          9.1935                             20360701                                                                      359                                              229,500.00       20060801                        1,963.34
     47451                          9.6935                             20360701                                                                      359                                                 56,000.00     20060801                          499.74
     2169                           8.1185                             20360701                                                                      359                                              369,000.00       20060801                        2,652.19
     33610                          8.0435                             20360501                                                                      357                                                 96,000.00     20060601                          684.00
     33610                          11.5935                            20210501                                                                      177                                                 24,000.00     20060601                          248.72
     22485                          7.7435                             20360701                                                                      359                                              385,500.00       20060801                        2,896.14
     33020                          8.4835                             20360401                                                                      356                                               146,400.00      20060501                        1,096.78
     45231                          9.3685                             20360601                                                                      358                                               155,000.00      20060701                        1,345.94
     20851                          6.8685                             20360701                                                                      359                                               391,500.00      20060801                       2,406.09
     85085                          9.7435                             20360701                                                                      359                                              346,500.00       20060801                        3,104.99
     45230                          8.9435                             20360701                                                                      359                                               120,497.00      20060801                         1,008.81
     45236                          9.4835                             20360701                                                                      359                                               137,750.00      20060801                        1,207.84
     74873                          10.4935                            20360701                                                                      359                                                 59,375.00     20060801                          565.44
     85306                          10.1935                            20360701                                                                      359                                              294,500.00       20060801                       2,738.04
     68118                          8.3935                             20360701                                                                      359                                                311,600.00     20060801                       2,484.82
     52240                          9.4835                             20360701                                                                      359                                                181,800.00     20060801                        1,594.09
     53121                          8.9935                             20360701                                                                      359                                               213,750.00      20060801                        1,797.33
     37064                          12.7435                            20360701                                                                      359                                                 72,000.00     20060801                           810.56
     45415                          9.4435                             20360701                                                                      359                                               128,250.00      20060801                         1,120.75
     63122                          8.5935                             20360701                                                                      359                                               192,000.00      20060801                        1,558.72
     73089                          9.8935                             20360701                                                                      359                                                 83,700.00     20060801                          759.39
     17078                          9.4435                             20360701                                                                      359                                              247,950.00       20060801                        2,166.79
     48223                          7.1935                             20360701                                                                      359                                                 65,000.00     20060801                          463.43
     43140                          8.8935                             20360801                                                                      360                                               144,000.00      20060901                        1,200.34
     53216                          12.6435                            20360701                                                                      359                                                 30,800.00     20060801                          344.32
     97222                          7.9935                             20360701                                                                      359                                               120,000.00      20060801                          879.72


   ZIP_CODE                  CURRENT_BALANCE                   LOAN_TO_VALUE                    MI                         MERS_ID1                   MARGIN                 NEXT_RATE_ADJ_DATE1                  MAX_RATE              MIN_RATE
   --------                  ---------------                   -------------                    --                         --------                   ------                 -------------------                  --------              --------
     89032                      49,321.93                                            100.00    No MI                  100246100006631519              0.0000                                                       0.0000                0.0000
     30135                      46,266.47                                              99.97   No MI                          0                       0.0000                                                       0.0000                0.0000
     14207                      36,689.75                                              80.00   No MI                  100213300000122155              6.1250                      20080101                        16.2750               10.2750
     89166                      303,999.03                                             80.00   No MI                  100246100006626543              5.5000                      20090301                        13.3750                7.3750
     29910                      154,600.59                                             80.00   No MI                  100366000000023891              5.6500                      20080401                        14.5800                5.6500
     29910                      38,690.30                                            100.00    No MI                  100366000000023917              0.0000                                                       0.0000                0.0000
     48204                      73,598.96                                              90.00   No MI                  100086600211017662              5.9500                      20080201                        15.9750                5.9500
     92503                      274,878.09                                             57.29   No MI                  100144600097447009              6.7500                      20080501                        16.2500               10.2500
     85204                      150,000.00                                             68.49   No MI                  100386100002124121              5.5000                      20080701                        14.8500                8.8500
     37803                      202,500.00                                             90.00   No MI                  100213300000113113              5.7500                      20071201                        15.5000                9.5000
     70815                      80,426.67                                              95.00   No MI                  100350300000542223              7.7000                      20071201                        15.5500                9.5500
     33607                      121,822.56                                             72.06   No MI                  100146410000008585              8.5700                      20081101                        14.5700                8.5700
     19713                      174,775.20                                             80.00   No MI                  100076500000192936              5.5000                      20080501                        13.9300                7.9300
     92557                      324,000.00                                             80.00   No MI                  100386100002131514              5.5000                      20080601                        13.9500                7.9500
     92557                      80,953.67                                            100.00    No MI                  100386100002131530              0.0000                                                       0.0000                0.0000
     49448                      114,216.46                                             85.00   No MI                  100077440000604508              0.0000                                                       0.0000                0.0000
     27526                      81,586.23                                              70.00   No MI                  100077440000619027              0.0000                                                       0.0000                0.0000
     46747                      151,383.89                                             80.00   No MI                  100077440000663983              0.0000                                                       0.0000                0.0000
     75056                      134,193.12                                             85.00   No MI                  100386100002133155              5.5000                      20080601                        16.5150               10.5150
     32962                      206,752.11                                             90.00   No MI                          0                       5.5000                      20080501                        16.5200               10.5200
     39759                      79,581.40                                              80.00   No MI                  100077400205221771              0.0000                                                       0.0000                0.0000
     77316                      59,799.66                                               73.17  No MI                  100077400205243148              8.0000                      20090201                        15.0000                9.0000
     93622                      150,000.00                                             89.82   No MI                  100077400205246067              5.5000                      20080101                        13.0000                7.0000
     3878                       220,772.73                                             84.67   No MI                  100386100002135465              5.5000                      20080601                        16.0150               10.0150
     34120                      184,999.90                                             52.86   No MI                  100386100002136471              6.0000                      20080601                        16.2000               10.2000
     93552                      272,000.00                                             80.00   No MI                  100144600097447736              5.5000                      20080501                        13.7500                7.7500
     93552                      67,942.64                                            100.00    No MI                  100144600097447744              0.0000                                                       0.0000                0.0000
     65202                      117,423.86                                             80.00   No MI                  100386100002139434              5.5000                      20080601                        13.4800                7.4800
     74029                      50,000.00                                              84.96   No MI                  100386100002138105              5.5000                      20080601                        16.9900               10.9900
     46036                      80,816.88                                              90.00   No MI                  100273100008184059              7.2000                      20080401                        15.4500                9.4500
     46011                      77,850.89                                              80.00   No MI                  100273100008190197              5.5000                      20080401                        15.7500                9.7500
     29732                      110,934.47                                             80.00   No MI                  100273100008191419              5.5000                      20080401                        14.8900                8.8900
     45238                      165,663.08                                             80.00   No MI                          0                       0.0000                                                       0.0000                0.0000
     45238                      41,452.80                                            100.00    No MI                          0                       0.0000                                                       0.0000                0.0000
     89031                      239,606.93                                             80.00   No MI                  100386100002141380              0.0000                                                       0.0000                0.0000
     89031                      44,963.12                                              95.00   No MI                  100386100002141406              0.0000                                                       0.0000                0.0000
     27104                      30,929.35                                            100.00    No MI                  100077440000596837              0.0000                                                       0.0000                0.0000
     76374                      62,742.67                                              80.00   No MI                  100077400205229303              7.2500                      20081101                        13.2500                7.2500
     92154                      391,000.00                                             85.00   No MI                  100077400205225400              5.5000                      20071201                        13.2500                7.2500
     91340                      352,800.00                                             80.00   No MI                  100077400205244328              6.0000                      20071201                        12.4500                6.4500
     98674                      153,000.00                                           100.00    No MI                  100331700902481160              5.5000                      20090401                        15.8750                9.8750
     42413                      119,333.98                                             80.00   No MI                  100077400205232851              0.0000                                                       0.0000                0.0000
     39648                      61,165.35                                              76.88   No MI                  100077400205225327              0.0000                                                       0.0000                0.0000
     8102                       52,288.94                                              80.00   No MI                  100263195009820398              7.7000                      20080401                        15.2000                7.7000
     30288                      221,345.95                                             80.00   No MI                  100263195009826825              6.4000                      20080401                        14.0500                6.4000
     19144                      246,209.62                                             95.00   No MI                  100263195009838135              7.3000                      20080301                        14.2000                7.3000
     77026                      61,072.93                                            100.00    No MI                  100263195009845718              7.8000                      20080401                        15.3000                7.8000
     7111                       216,749.19                                             85.00   No MI                  100263195009876572              6.4900                      20080401                        13.9900                6.4900
     62208                      97,455.31                                              85.00   No MI                  100263195009887215              6.2000                      20080401                        13.2000                6.2000
     23002                      138,280.42                                             80.00   No MI                  100263195009888619              7.5000                      20080401                        15.0000                7.5000
     45044                      25,565.29                                            100.00    No MI                  100263195009891415              0.0000                                                       0.0000                0.0000
     29906                      26,173.97                                            100.00    No MI                  100263195009894559              0.0000                                                       0.0000                0.0000
     43608                      79,730.65                                              85.00   No MI                  100263195009903889              7.7000                      20090401                        15.2000                7.7000
     49028                      83,137.58                                              85.00   No MI                  100263195009913037              8.1000                      20090401                        15.6000                8.1000
     29115                      60,694.40                                              80.00   No MI                  100263195009918812              0.0000                                                       0.0000                0.0000
     73150                      63,843.27                                              55.65   No MI                  100263195009921527              0.0000                                                       0.0000                0.0000
     43078                      260,000.00                                             89.66   No MI                  100263195009929058              6.4900                      20080301                        13.9900                6.4900
     98201                      271,538.01                                             85.00   No MI                  100263195009931849              5.9500                      20080301                        13.4500                5.9500
     60619                      248,844.59                                             80.00   No MI                  100263195009935311              5.9500                      20080401                        13.4500                5.9500
     43110                      76,404.33                                              94.44   No MI                  100263195009938612              0.0000                                                       0.0000                0.0000
     30060                      61,713.14                                              80.00   No MI                  100263195009942994              5.8000                      20080401                        13.3000                5.8000
     43138                      90,752.81                                              70.00   No MI                  100263195009946383              6.4900                      20110401                        13.9900                6.4900
     73169                      87,824.79                                            100.00    No MI                  100263195009951896              0.0000                                                       0.0000                0.0000
     43615                      70,207.21                                              80.00   No MI                  100263195009955442              6.4500                      20080401                        13.9500                6.4500
     63136                      65,487.32                                              80.00   No MI                  100263195009958255              0.0000                                                       0.0000                0.0000
     16146                      42,399.30                                              85.00   No MI                  100263195009962117              0.0000                                                       0.0000                0.0000
     77014                      108,909.89                                             80.00   No MI                  100263195009967249              6.6000                      20080401                        14.1000                6.6000
     21218                      159,587.99                                             80.00   No MI                  100263195009970375              7.0000                      20080401                        14.5000                7.0000
     77055                      46,308.17                                              79.99   No MI                  100263195009971779              0.0000                                                       0.0000                0.0000
     73109                      53,407.70                                              80.00   No MI                  100263195009972843              7.7500                      20080401                        15.2500                7.7500
     16214                      51,859.86                                              80.00   No MI                  100263195009973429              6.5300                      20090401                        14.0300                6.5300
     91945                      339,051.49                                             72.65   No MI                  100263195009974252              4.9500                      20080301                        12.4500                4.9500
     55347                      343,950.00                                             80.00   No MI                  100263195009974336              6.4500                      20080301                        13.4500                6.4500
     43506                      22,954.30                                            100.00    No MI                  100263195009974823              0.0000                                                       0.0000                0.0000
     30019                      135,807.82                                             80.00   No MI                  100263195009975242              5.8000                      20080401                        13.3000                5.8000
     45840                      139,136.54                                             90.00   No MI                  100263195009975994              7.8000                      20090301                        15.3000                7.8000
     78957                      44,304.00                                              64.29   No MI                  100263195009977222              0.0000                                                       0.0000                0.0000
     85016                      174,013.39                                             70.40   No MI                  100263195009978477              5.4500                      20080401                        12.9500                5.4500
     95207                      271,021.49                                             80.00   No MI                  100263195009979616              6.0500                      20080301                        13.5500                6.0500
     77028                      51,084.48                                              79.99   No MI                  100263195009985639              7.0000                      20080401                        18.0000                7.0000
     49345                      91,091.70                                               67.21  No MI                  100263195009985712              0.0000                                                       0.0000                0.0000
     48219                      71,092.24                                              95.00   No MI                  100263195009986132              0.0000                                                       0.0000                0.0000
     37055                      73,445.63                                            100.00    No MI                  100263195009986397              0.0000                                                       0.0000                0.0000
     75007                      134,053.87                                             79.99   No MI                  100263195009988112              0.0000                                                       0.0000                0.0000
     22306                      229,342.30                                             45.54   No MI                  100263195009989441              7.8500                      20080301                        14.8500                7.8500
     73772                      37,334.41                                              75.00   No MI                  100263195009993559              0.0000                                                       0.0000                0.0000
     16602                      51,698.31                                              80.00   No MI                  100263195009993633              5.3500                      20080301                        12.8500                5.3500
     77414                      102,912.52                                             79.99   No MI                  100263195009995612              0.0000                                                       0.0000                0.0000
     85033                      159,556.39                                             73.06   No MI                  100263195009998509              8.0000                      20080301                        15.0000                8.0000
     98501                      227,171.78                                             85.00   No MI                  100263195010001046              6.4000                      20080401                        13.9000                6.4000
     98203                      249,703.67                                             90.00   No MI                  100263195010002788              7.0000                      20080301                        14.5000                7.0000
     73142                      89,289.16                                              80.00   No MI                  100263195010003281              0.0000                                                       0.0000                0.0000
     43140                      375,061.13                                             80.00   No MI                  100263195010005005              7.0000                      20080401                        14.5000                7.0000
     64134                      80,589.23                                              85.00   No MI                  100263195010005427              0.0000                                                       0.0000                0.0000
     78596                      16,749.95                                            100.00    No MI                  100263195010007811              0.0000                                                       0.0000                0.0000
     17024                      260,313.58                                             90.00   No MI                  100263195010012357              0.0000                                                       0.0000                0.0000
     63031                      130,152.87                                             90.00   No MI                  100263195010012431              7.2000                      20080301                        15.2000                7.2000
     91331                      388,000.00                                             80.00   No MI                  100263195010013181              6.3500                      20080301                        13.8500                6.3500
     30224                      139,288.13                                              83.01  No MI                  100263195010013678              6.4900                      20080401                        13.9900                6.4900
     43081                      99,736.36                                              80.00   No MI                  100263195010013751              4.9000                      20080301                        12.4000                4.9000
     15623                      16,683.28                                            100.00    No MI                  100263195010013835              0.0000                                                       0.0000                0.0000
     8861                       288,224.43                                             85.00   No MI                  100263195010014742              6.5500                      20080401                        14.0500                6.5500
     72764                      125,128.08                                             80.00   No MI                  100263195010017141              6.0000                      20080301                        13.5000                6.0000
     48223                      258,092.59                                             90.00   No MI                  100263195010017711              0.0000                                                       0.0000                0.0000
     89031                      290,037.87                                             80.00   No MI                  100263195010018131              6.2400                      20080401                        13.7400                6.2400
     45225                      67,272.78                                               79.41  No MI                  100263195010020194              0.0000                                                       0.0000                0.0000
     63031                      118,416.01                                             90.00   No MI                  100263195010020277              6.0000                      20080301                        13.5000                6.0000
     37806                      111,418.33                                             94.98   No MI                  100263195010021424              0.0000                                                       0.0000                0.0000
     77801                      58,427.41                                            100.00    No MI                  100263195010022661              8.2800                      20080401                        15.7800                8.2800
     40070                      56,787.92                                               72.15  No MI                  100263195010025300              6.5500                      20080301                        13.5500                6.5500
     30274                      93,370.78                                              80.00   No MI                  100263195010026399              7.0000                      20080401                        14.5000                7.0000
     45238                      103,793.88                                             80.00   No MI                  100263195010027876              5.4000                      20080301                        12.9000                5.4000
     77084                      96,460.78                                              80.00   No MI                  100263195010028031              6.4750                      20080301                        13.4750                6.4750
     45002                      118,914.52                                             80.00   No MI                  100263195010028866              6.4000                      20080301                        13.9000                6.4000
     63112                      74,526.69                                              95.00   No MI                  100263195010029443              7.7000                      20080301                        14.7000                7.7000
     98632                      103,494.85                                             80.00   No MI                  100263195010030094              5.7500                      20080301                        13.2500                5.7500
     75401                      95,306.11                                              79.99   No MI                  100263195010030904              0.0000                                                       0.0000                0.0000
     45205                      69,824.22                                              80.00   No MI                  100263195010031167              6.0500                      20080301                        13.5500                6.0500
     30274                      23,372.49                                            100.00    No MI                  100263195010032074              0.0000                                                       0.0000                0.0000
     45205                      116,939.59                                             85.00   No MI                  100263195010032314              7.0000                      20080301                        14.5000                7.0000
     85208                      231,694.60                                             80.00   No MI                  100263195010032801              6.0500                      20080401                        13.5500                6.0500
     16133                      87,274.41                                            100.00    No MI                  100263195010033064              7.8500                      20080301                        15.3500                7.8500
     63111                      119,604.21                                             80.00   No MI                  100263195010033486              7.1500                      20080401                        14.6500                7.1500
     92407                      100,644.65                                           100.00    No MI                  100263195010033973              0.0000                                                       0.0000                0.0000
     29640                      89,368.57                                               84.51  No MI                  100263195010034211              6.9000                      20080301                        14.4000                6.9000
     77015                      75,766.76                                              79.99   No MI                  100263195010034476              0.0000                                                       0.0000                0.0000
     93638                      235,279.96                                             80.00   No MI                  100263195010034880              6.4900                      20080301                        13.9900                6.4900
     63111                      123,468.23                                             80.00   No MI                  100263195010035200              7.5500                      20080401                        15.0500                7.5500
     77520                      64,885.42                                              79.99   No MI                  100263195010035382              0.0000                                                       0.0000                0.0000
     43234                      93,122.89                                              85.00   No MI                  100263195010035879              7.2000                      20080401                        14.7000                7.2000
     30157                      118,809.95                                             80.00   No MI                  100263195010035952              6.2000                      20090401                        13.7000                6.2000
     63366                      226,958.94                                             80.00   No MI                  100263195010036604              6.8000                      20080401                        14.3000                6.8000
     30707                      65,367.93                                              80.00   No MI                  100263195010037859              5.6000                      20080401                        13.1000                5.6000
     73109                      13,368.13                                            100.00    No MI                  100263195010038683              0.0000                                                       0.0000                0.0000
     33016                      108,535.56                                             65.97   No MI                  100263195010039186              7.2000                      20080301                        14.7000                7.2000
     46628                      34,789.00                                            100.00    No MI                  100263195010039426              0.0000                                                       0.0000                0.0000
     95682                      423,477.09                                             80.00   No MI                  100263195010039913              6.4000                      20080301                        13.9000                6.4000
     98682                      163,558.13                                             80.00   No MI                  100263195010040721              6.1500                      20080301                        13.6500                6.1500
     89074                      178,782.72                                             80.00   No MI                  100263195010040804              5.5000                      20080401                        13.0000                5.5000
     93003                      538,581.47                                             85.00   No MI                  100263195010041067              6.3000                      20080401                        13.8000                6.3000
     76273                      39,890.24                                              80.00   No MI                  100263195010041489              0.0000                                                       0.0000                0.0000
     16101                      134,804.77                                             75.00   No MI                  100263195010042131              0.0000                                                       0.0000                0.0000
     44060                      94,706.73                                              57.23   No MI                  100263195010042214              0.0000                                                       0.0000                0.0000
     40965                      65,796.26                                              77.65   No MI                  100263195010042628              0.0000                                                       0.0000                0.0000
     43611                      96,217.55                                              78.49   No MI                  100263195010045365              0.0000                                                       0.0000                0.0000
     46403                      58,398.39                                              90.00   No MI                  100263195010046017              8.8000                      20080401                        15.8000                8.8000
     64109                      51,853.18                                              80.00   No MI                  100263195010047262              8.5000                      20080301                        14.5000                8.5000
     41091                      64,645.88                                              32.50   No MI                  100263195010048583              7.2000                      20080401                        14.2000                7.2000
     30180                      101,443.82                                             80.00   No MI                  100263195010050530              6.3000                      20080301                        13.8000                6.3000
     33160                      310,422.11                                             80.00   No MI                  100263195010050878              7.4000                      20080401                        14.4000                7.4000
     94572                      447,120.48                                             80.00   No MI                  100263195010051033              6.0500                      20080301                        13.5500                6.0500
     29420                      103,144.92                                             94.99   No MI                  100263195010051868              7.3500                      20080301                        14.8500                7.3500
     21060                      211,436.77                                             80.00   No MI                  100263195010052023              6.6000                      20080401                        14.1000                6.6000
     77396                      27,671.43                                            100.00    No MI                  100263195010057071              0.0000                                                       0.0000                0.0000
     77063                      60,493.52                                              96.83   No MI                  100263195010060513              0.0000                                                       0.0000                0.0000
     19551                      175,366.08                                             80.00   No MI                  100263195010060695              5.7500                      20080401                        13.2500                5.7500
     47359                      50,336.77                                              80.00   No MI                  100263195010061354              0.0000                                                       0.0000                0.0000
     21206                      116,999.86                                             87.04   No MI                  100263195010061842              7.0000                      20080401                        11.0000                7.0000
     77081                      244,602.75                                             80.00   No MI                  100263195010062006              6.2000                      20080301                        13.7000                6.2000
     43119                      105,662.90                                             80.00   No MI                  100263195010062261              5.7000                      20080401                        13.2000                5.7000
     42101                      93,469.55                                              90.00   No MI                  100263195010062592              8.1500                      20090301                        15.1500                8.1500
     27803                      67,019.67                                              80.00   No MI                  100263195010062675              0.0000                                                       0.0000                0.0000
     29510                      107,718.85                                             90.00   No MI                  100263195010064085              0.0000                                                       0.0000                0.0000
     77521                      137,103.17                                             80.00   No MI                  100263195010066551              6.7000                      20090301                        13.7000                6.7000
     73020                      60,629.70                                              80.00   No MI                  100263195010068466              7.4500                      20080301                        14.9500                7.4500
     44705                      77,696.93                                            100.00    No MI                  100263195010071668              6.4000                      20080401                        13.9000                6.4000
     19134                      59,866.48                                              80.00   No MI                  100263195010074068              8.5500                      20080301                        16.0500                8.5500
     33032                      203,225.85                                             80.00   No MI                  100263195010074977              5.9500                      20090301                        13.4500                5.9500
     27537                      124,673.22                                             80.00   No MI                  100263195010177770              0.0000                                                       0.0000                0.0000
     45036                      191,774.57                                             80.00   No MI                  100263195010177937              6.4500                      20080401                        13.9500                6.4500
     37227                      24,390.54                                            100.00    No MI                  100263195010178190              0.0000                                                       0.0000                0.0000
     45036                      47,914.90                                            100.00    No MI                  100263195010178273              0.0000                                                       0.0000                0.0000
     73018                      51,202.07                                              94.65   No MI                  100263195010179420              0.0000                                                       0.0000                0.0000
     60538                      246,287.64                                              80.12  No MI                  100263195010180154              8.3000                      20080401                        15.3000                8.3000
     80917                      187,706.91                                             80.00   No MI                  100263195010180642              5.4500                      20080401                        12.9500                5.4500
     8332                       184,685.67                                           100.00    No MI                  100263195010181558              7.7500                      20080401                        16.2500                7.7500
     15221                      73,852.67                                              94.87   No MI                  100263195010181715              8.0000                      20080401                        15.5000                8.0000
     43612                      99,967.63                                              85.00   No MI                  100263195010182051              0.0000                                                       0.0000                0.0000
     33617                      115,648.93                                             80.00   No MI                  100263195010182473              5.9500                      20080401                        13.4500                5.9500
     45011                      207,722.24                                             80.00   No MI                  100263195010182622              6.0000                      20080401                        13.5000                6.0000
     23075                      25,363.14                                            100.00    No MI                  100263195010183208              0.0000                                                       0.0000                0.0000
     60459                      63,888.93                                            100.00    No MI                  100263195010183380              0.0000                                                       0.0000                0.0000
     44706                      44,096.12                                              85.00   No MI                  100263195010183463              7.2000                      20080401                        14.7000                7.2000
     45030                      122,924.90                                             85.00   No MI                  100263195010183539              7.4900                      20080401                        14.9900                7.4900
     20886                      294,832.94                                             80.00   No MI                  100263195010183612              6.2500                      20080401                        13.7500                6.2500
     15218                      39,934.88                                              80.00   No MI                  100263195010184115              8.9500                      20080401                        16.4500                8.9500
     75703                      139,491.96                                             79.99   No MI                  100263195010184370              0.0000                                                       0.0000                0.0000
     30736                      92,000.00                                              80.00   No MI                  100263195010184453              5.9500                      20080401                        13.4500                5.9500
     73401                      15,773.47                                            100.00    No MI                  100263195010184602              0.0000                                                       0.0000                0.0000
     73401                      63,011.55                                              80.00   No MI                  100263195010184784              6.3500                      20080401                        13.8500                6.3500
     34736                      126,855.14                                             87.59   No MI                  100263195010185286              0.0000                                                       0.0000                0.0000
     48219                      85,256.28                                              90.00   No MI                  100263195010185773              6.2500                      20080401                        13.7500                6.2500
     60426                      96,713.91                                              95.00   No MI                  100263195010186193              4.8000                      20080401                        15.8000                4.8000
     80246                      90,400.00                                              80.00   No MI                  100263195010186680              7.0800                      20080401                        14.5800                7.0800
     15221                      41,913.36                                              76.36   No MI                  100263195010186847              7.8300                      20080401                        15.3300                7.8300
     20601                      183,776.07                                             80.00   No MI                  100263195010186920              6.3250                      20110401                        13.8250                6.3250
     32566                      49,892.10                                              25.25   No MI                  100263195010187183              7.3500                      20080401                        14.8500                7.3500
     65802                      66,490.87                                              90.00   No MI                  100263195010187423              9.3000                      20080401                        16.8000                9.3000
     64138                      157,536.31                                             80.00   No MI                  100263195010187753              7.0000                      20080401                        14.5000                7.0000
     27616                      117,591.40                                             80.00   No MI                  100263195010188173              6.7000                      20080401                        14.2000                6.7000
     40509                      59,111.43                                              79.70   No MI                  100263195010188330              6.2000                      20080401                        13.2000                6.2000
     20781                      234,707.77                                             79.93   No MI                  100263195010188413              6.2500                      20080401                        13.7500                6.2500
     19348                      376,863.90                                             79.25   No MI                  100263195010188587              6.7000                      20080401                        14.2000                6.7000
     48214                      49,407.48                                              90.00   No MI                  100263195010188660              0.0000                                                       0.0000                0.0000
     62294                      248,444.89                                             88.96   No MI                  100263195010189163              5.6500                      20080401                        14.1500                5.6500
     15235                      59,030.91                                              80.00   No MI                  100263195010189320              0.0000                                                       0.0000                0.0000
     30144                      208,542.93                                             95.00   No MI                  100263195010190054              7.5500                      20080401                        15.0500                7.5500
     29485                      21,062.19                                            100.00    No MI                  100263195010191128              0.0000                                                       0.0000                0.0000
     30110                      25,318.67                                            100.00    No MI                  100263195010191201              0.0000                                                       0.0000                0.0000
     15143                      178,356.76                                             85.00   No MI                  100263195010191532              7.7500                      20080401                        15.2500                7.7500
     60101                      299,428.40                                             80.00   No MI                  100263195010191615              7.5500                      20080401                        14.5500                7.5500
     44087                      133,600.00                                             80.00   No MI                  100263195010312088              7.0500                      20160401                        14.5500                7.0500
     77085                      102,971.48                                             80.00   No MI                  100263195010313151              7.4900                      20080401                        14.9900                7.4900
     89408                      262,938.81                                             80.00   No MI                  100263195010313722              4.5500                      20080401                        12.0500                4.5500
     30297                      101,223.77                                             90.00   No MI                  100263195010317525              7.9000                      20080401                        15.4000                7.9000
     11216                      454,564.16                                             80.00   No MI                  100263195010321568              5.7500                      20080401                        13.2500                5.7500
     23063                      154,884.57                                             79.49   No MI                  100263195010321725              8.0000                      20080401                        15.5000                8.0000
     15209                      39,927.58                                              80.00   No MI                  100263195010332797              8.4500                      20080401                        15.9500                8.4500
     63069                      71,077.71                                              80.00   No MI                  100263195010351672              8.7000                      20080401                        16.2000                8.7000
     48205                      53,443.70                                              80.00   No MI                  100263195010360822              8.5000                      20080401                        16.0000                8.5000
     75088                      111,666.21                                             80.00   No MI                  100263195010366787              7.8750                      20080401                        14.8750                7.8750
     12603                      163,641.33                                             80.00   No MI                  100263195010371712              7.5500                      20080401                        15.0500                7.5500
     20110                      367,609.50                                             80.00   No MI                  100263195010377834              6.8000                      20080401                        14.3000                6.8000
     80233                      140,000.00                                             80.00   No MI                  100263195010378584              6.2000                      20080401                        13.7000                6.2000
     29456                      81,505.57                                              80.00   No MI                  100263195010378824              6.5000                      20080401                        14.0000                6.5000
     20706                      69,930.39                                            100.00    No MI                  100263195010379160              0.0000                                                       0.0000                0.0000
     23324                      164,000.00                                             80.00   No MI                  100263195010380887              5.4500                      20080401                        12.9500                5.4500
     77396                      98,597.44                                              80.00   No MI                  100263195010381612              6.9300                      20080401                        14.4300                6.9300
     75228                      66,109.11                                              80.00   No MI                  100263195010382867              6.9500                      20080401                        14.4500                6.9500
     40211                      47,881.21                                              80.00   No MI                  100263195010389060              7.4500                      20080401                        14.4500                7.4500
     46218                      41,522.23                                              80.00   No MI                  100263195010390456              0.0000                                                       0.0000                0.0000
     33025                      59,939.35                                            100.00    No MI                  100263195010391512              0.0000                                                       0.0000                0.0000
     64131                      173,010.01                                             84.50   No MI                  100386100002142644              5.5000                      20080601                        14.4000                8.4000
     37013                      114,815.43                                             95.00   No MI                  100144600097450102              5.5000                      20080501                        16.6250               10.6250
     85326                      274,339.56                                             90.00   No MI                  100386100002144160              5.5000                      20080601                        14.1000                8.1000
     34472                      94,930.06                                              95.00   No MI                          0                       5.5000                      20080601                        16.8750               10.8750
     8049                       159,788.14                                             80.00   No MI                  100076500000988051              5.5000                      20080501                        16.0500               10.0500
     32828                      238,500.00                                             75.00   No MI                  100386100002148260              6.2500                      20080601                        14.5350                8.5350
     20646                      95,921.52                                              80.00   No MI                  100232600000062039              6.0000                      20080601                        16.3900               10.3900
     19454                      344,000.00                                             67.45   No MI                  100076500000986071              5.5000                      20080501                        15.7500                9.7500
     19977                      263,920.00                                             80.00   No MI                  100076500000200770              5.5000                      20080601                        15.3100                9.3100
     8332                       137,838.64                                             80.00   No MI                  100076500000996617              5.5000                      20080601                        14.6900                8.6900
     8332                       34,479.94                                            100.00    No MI                  100076500001016167              0.0000                                                       0.0000                0.0000
     19141                      58,307.38                                              90.00   No MI                  100076500000918603              0.0000                                                       0.0000                0.0000
     34653                      134,712.06                                             79.98   No MI                  100386100002152916              5.5000                      20080601                        12.6800                6.6800
     92408                      350,387.21                                             90.00   No MI                  100255500000038694              5.7300                      20080501                        14.7300                8.7300
     11520                      338,231.88                                             90.00   No MI                  100038600000117748              7.0000                      20080501                        15.8750                9.8750
     11757                      365,791.85                                             80.00   No MI                  100038600000112384              6.6250                      20080101                        12.8750                6.6250
     11757                      91,809.65                                            100.00    No MI                  100038600000112376              0.0000                                                       0.0000                0.0000
     11691                      355,192.18                                             80.00   No MI                  100038600000113648              7.3750                      20080201                        13.3750                7.3750
     11691                      88,519.70                                            100.00    No MI                  100038600000113655              0.0000                                                       0.0000                0.0000
     11212                      99,477.75                                            100.00    No MI                  100038603000042957              0.0000                                                       0.0000                0.0000
     11212                      398,400.00                                             80.00   No MI                  100038603000042981              5.7500                      20080401                        13.4750                7.4750
     80015                      229,779.43                                             86.47   No MI                  100038603000043377              6.6250                      20080501                        14.8750                6.6250
     7104                       351,050.57                                             80.00   No MI                  100038603000043393              6.5000                      20080401                        14.0250                6.5000
     11706                      315,760.11                                             80.00   No MI                  100038600000117888              5.7500                      20080501                        14.4500                8.4500
     11706                      78,931.52                                            100.00    No MI                  100038600000117870              0.0000                                                       0.0000                0.0000
     11694                      499,094.37                                             77.28   No MI                  10003860000011813               5.7500                      20080501                        14.6000                8.6000
     11096                      305,280.00                                             80.00   No MI                  100038600000116492              0.0000                                                       0.0000                0.0000
     11096                      76,231.09                                            100.00    No MI                  100038600000116500              0.0000                                                       0.0000                0.0000
     10466                      494,215.50                                             90.00   No MI                  100038600000116195              6.6250                      20080401                        16.5750               10.5750
     93534                      256,000.00                                             80.00   No MI                  100022100149230492              5.5000                      20080501                        14.0850                8.0850
     33558                      131,992.00                                             80.00   No MI                  100062700110953278              7.7500                      20080101                        15.0000                7.7500
     33558                      32,938.66                                            100.00    No MI                  100062700110953286              0.0000                                                       0.0000                0.0000
     33607                      202,500.00                                             90.00   No MI                  100062700110954144              8.1250                      20080401                        16.1250                8.1250
     33607                      158,320.00                                             80.00   No MI                  100062700110954706              8.1250                      20080501                        16.1250                8.1250
     33607                      39,543.75                                            100.00    No MI                  100062700110954714              0.0000                                                       0.0000                0.0000
     33542                      279,639.17                                             80.00   No MI                  100062700112804412              6.6250                      20080401                        14.6250                6.6250
     33542                      69,931.15                                            100.00    No MI                  100062700112804610              0.0000                                                       0.0000                0.0000
     29464                      154,000.00                                             80.00   No MI                  100062701215178407              8.3750                      20080401                        16.3750                8.3750
     29464                      38,466.18                                            100.00    No MI                  100062701215178423              0.0000                                                       0.0000                0.0000
     30060                      28,280.00                                            100.00    No MI                  100062700121564098              0.0000                                                       0.0000                0.0000
     55070                      59,582.55                                              98.68   No MI                  100062700121599722              0.0000                                                       0.0000                0.0000
     33711                      120,488.68                                             95.00   No MI                  100062700140404938              9.5000                      20090401                        16.5000                9.5000
     34758                      127,644.10                                             67.72   No MI                  100062700140826551              8.3750                      20080101                        17.6250                8.3750
     70809                      74,354.67                                            100.00    No MI                  100062700310711476              0.0000                                                       0.0000                0.0000
     55426                      229,500.00                                             90.00   No MI                  100386100002156750              5.5000                      20080601                        14.7300                8.7300
     89109                      172,500.00                                             69.00   No MI                  100137306050026512              5.5000                      20080601                        15.2200                9.2200
     19365                      141,185.04                                             52.29   No MI                  100076500000197034              5.5000                      20080501                        13.4800                7.4800
     18104                      134,775.33                                             95.00   No MI                  100232600000061817              5.5000                      20080501                        15.0700                5.5000
     33565                      359,810.90                                             90.00   No MI                  100389160000110958              5.5000                      20080501                        15.6900                9.6900
     46184                      21,825.11                                            100.00    No MI                  100202930603140189              0.0000                                                       0.0000                0.0000
     84108                      310,112.13                                             85.00   No MI                  100060806050048979              5.5000                      20080601                        14.8800                8.8800
     91766                      407,685.72                                             80.00   No MI                  100144600097450979              5.5000                      20080501                        14.4000                5.5000
     91766                      76,437.26                                              95.00   No MI                  100144600097451407              0.0000                                                       0.0000                0.0000
     93534                      323,100.00                                             90.00   No MI                  100153210603019348              5.7500                      20080501                        15.2500                5.7500
     95815                      242,250.00                                             85.00   No MI                  100144600097451050              5.5000                      20080501                        14.1250                8.1250
     92057                      283,734.11                                             49.82   No MI                  100144600097450714              5.7500                      20080501                        13.7250                7.7250
     8629                       147,727.69                                             93.67   No MI                  100028800011695532              7.8750                      20080401                        15.8750                7.8750
     8080                       189,935.96                                             77.82   No MI                  100028800011721379              8.0000                      20080401                        16.0000                8.0000
     7920                       588,377.48                                             85.00   No MI                  100028800011721585              7.7500                      20080401                        15.7500                7.7500
     7869                       469,210.93                                             95.00   No MI                  100028800011722971              7.0000                      20080401                        15.0000                7.0000
     7740                       363,779.85                                             90.00   No MI                  100028800011723722              7.6250                      20080501                        14.1250                7.6250
     19701                      265,476.92                                             95.00   No MI                  100028800011725107              7.6250                      20080401                        15.6250                7.6250
     8638                       147,025.17                                             95.00   No MI                  100028800011727012              7.3750                      20080501                        15.3750                7.3750
     7874                       157,560.76                                             74.53   No MI                  100028800011728986              5.8750                      20080401                        13.8750                5.8750
     19460                      177,728.24                                           100.00    No MI                  100028800011730123              7.3750                      20080501                        15.3750                7.3750
     37615                      118,808.58                                             83.80   No MI                  100028800011732459              7.1250                      20080501                        15.1250                7.1250
     63025                      169,693.93                                             90.00   No MI                  100028800011735544              6.6250                      20080401                        14.6250                6.6250
     18037                      189,559.73                                           100.00    No MI                  100028800011737961              8.0000                      20080401                        16.0000                8.0000
     21229                      100,865.40                                           100.00    No MI                  100028800011738613              9.3750                      20080401                        17.3750                9.3750
     7726                       259,642.69                                               61.18 No MI                  100028800011739819              7.8750                      20080501                        15.8750                7.8750
     7726                       111,846.10                                             80.00   No MI                  100028800011742250              7.8750                      20080501                        15.8750                7.8750
     20747                      304,346.83                                           100.00    No MI                  100028800011743548              7.8750                      20080401                        15.8750                7.8750
     21229                      99,748.78                                               29.41  No MI                  100028800011743696              6.3750                      20080401                        14.3750                6.3750
     19464                      396,021.70                                           100.00    No MI                  100028800011744173              7.5000                      20080401                        15.5000                7.5000
     19120                      142,176.82                                             95.00   No MI                  100028800011747481              7.2500                      20080501                        15.2500                7.2500
     19036                      148,218.69                                             84.86   No MI                  100028800011749644              6.5000                      20080501                        14.5000                6.5000
     16801                      408,000.00                                             80.00   No MI                  100195910001752552              7.2400                      20080401                        14.4900                7.4900
     33013                      279,389.71                                             80.00   No MI                  100195010001756790              7.3900                      20090501                        14.6400                7.6400
     33055                      248,000.00                                             80.00   No MI                  100195910001759227              7.5000                      20080501                        14.7900                7.7900
     53807                      86,227.96                                              90.00   No MI                  100195910001769598              7.5000                      20080401                        16.5000                9.5000
     33060                      74,863.86                                              40.54   No MI                  100195910001790834              7.1000                      20080501                        15.5400                8.5400
     34953                      244,050.00                                             79.99   No MI                  100195910001805012              7.5000                      20080501                        15.7900                8.7900
     33825                      67,109.88                                              70.00   No MI                  100195910001859548              7.5000                      20090501                        16.9900                9.9900
     33155                      388,722.87                                             95.00   No MI                  100195910001864662              7.5000                      20080401                        16.4900                9.4900
     33147                      171,152.91                                             85.00   No MI                  100195910001868630              0.0000                                                       0.0000                0.0000
     33012                      132,567.79                                              37.16  No MI                  100105910001875023              0.0000                                                       0.0000                0.0000
     33309                      271,990.05                                             80.00   No MI                  100195910001877029              7.5000                      20080501                        16.7400                9.7400
     33155                      306,887.97                                             80.00   No MI                  100195910001878217              0.0000                                                       0.0000                0.0000
     33919                      278,719.72                                             90.00   No MI                  100195910001879785              7.5000                      20090501                        17.6000               10.6000
     33463                      219,200.00                                             80.00   No MI                  100195910001887648              7.4900                      20090501                        14.4900                7.4900
     33313                      84,883.81                                              77.27   No MI                  100195910001892952              7.5000                      20080501                        16.9000                9.9000
     33055                      109,815.95                                              46.81  No MI                  100195910001899346              0.0000                                                       0.0000                0.0000
     33067                      383,758.00                                             80.00   No MI                  100195910001901282              7.2900                      20090401                        14.5400                7.5400
     33168                      228,661.64                                             85.00   No MI                  100195910001930158              0.0000                                                       0.0000                0.0000
     33168                      212,927.41                                             80.00   No MI                  100195910001931651              7.0000                      20090401                        14.2500                7.2500
     33147                      51,943.72                                              40.00   No MI                  100195910001939225              7.5000                      20080501                        17.9900               10.9900
     33014                      272,012.44                                             70.36   No MI                  100195910001947004              0.0000                                                       0.0000                0.0000
     33167                      137,804.87                                             75.00   No MI                  100195910001947087              7.5000                      20090501                        16.7400                9.7400
     33936                      48,615.03                                              94.99   No MI                  100195910001951303              0.0000                                                       0.0000                0.0000
     33313                      145,522.48                                             90.00   No MI                  100195910001953051              7.5000                      20080501                        16.5400                9.5400
     32819                      161,676.45                                             57.45   No MI                  100195910001953267              7.5000                      20090501                        15.8900                8.8900
     33319                      84,883.81                                              48.85   No MI                  100195910001953770              7.0000                      20090501                        16.9000                9.9000
     33165                      158,413.63                                              36.14  No MI                  100195910001955973              0.0000                                                       0.0000                0.0000
     33176                      94,801.58                                              50.00   No MI                  100195910001964397              0.0000                                                       0.0000                0.0000
     33023                      157,331.61                                             80.00   No MI                  100195910001966699              7.5000                      20080501                        15.8500                8.8500
     33189                      274,044.26                                             95.00   No MI                  100195910001971186              7.5000                      20080501                        15.1300                8.1300
     32765                      248,764.07                                             80.00   No MI                  100195910001974909              7.2000                      20090501                        14.4500                7.4500
     33174                      199,504.34                                             80.00   No MI                  100195910001978884              6.7400                      20090501                        13.9900                6.9900
     33178                      351,000.00                                             90.00   No MI                  100195910001979049              7.5000                      20080501                        15.9900                8.9900
     2302                       294,695.07                                           100.00    No MI                  100195910001979353              6.9500                      20080501                        18.2000               11.2000
     33165                      281,600.00                                             80.00   No MI                  100195910001979890              6.2400                      20080501                        13.4900                6.4900
     33311                      157,600.00                                             80.00   No MI                  100195910001980971              7.1400                      20080501                        14.3900                7.3900
     33936                      191,729.14                                             79.99   No MI                  100195910001991291              7.5000                      20080501                        14.9000                7.9000
     32818                      131,726.50                                             80.00   No MI                  100195910001991614              7.5000                      20090501                        14.8900                7.8900
     33010                      305,334.70                                             88.70   No MI                  100195910001995284              0.0000                                                       0.0000                0.0000
     34472                      147,100.00                                             79.99   No MI                  100195910001995367              7.5000                      20080501                        16.2900                9.2900
     34472                      146,300.00                                             79.99   No MI                  100195910001995532              7.5000                      20080501                        16.2900                9.2900
     33023                      204,650.40                                              71.93  No MI                  100195910001996068              7.5000                      20090501                        16.5900                9.5900
     33179                      139,284.47                                             90.00   No MI                  100195910002002783              7.5000                      20090501                        15.8900                8.8900
     33177                      220,446.91                                             83.08   No MI                  100195910002003286              0.0000                                                       0.0000                0.0000
     33462                      46,169.32                                            100.00    No MI                  100195910002005042              0.0000                                                       0.0000                0.0000
     33309                      67,951.39                                            100.00    No MI                  100195910002006446              0.0000                                                       0.0000                0.0000
     16602                      57,544.05                                              90.00   No MI                  100195910002010943              7.5000                      20080501                        18.4900               11.4900
     33155                      392,000.00                                             80.00   No MI                  100195910002011099              7.5000                      20080501                        15.5500                8.5500
     33412                      375,149.16                                             80.00   No MI                  100195910002011164              7.2000                      20080501                        14.4500                7.4500
     33136                      123,012.12                                             85.00   No MI                  100195910002011255              0.0000                                                       0.0000                0.0000
     33012                      279,668.15                                             79.99   No MI                  100195910002015520              7.5000                      20090501                        15.1500                8.1500
     33186                      230,528.08                                             80.00   No MI                  100195910002016502              7.2900                      20090501                        14.5400                7.5400
     33407                      95,799.08                                              53.93   No MI                  100195910002018722              7.5000                      20090501                        14.8400                7.8400
     33177                      216,000.00                                             80.00   No MI                  100195910002019373              7.5000                      20090501                        14.7900                7.7900
     15367                      135,642.58                                             80.00   No MI                  100195910002025461              6.4400                      20080501                        13.6900                6.6900
     33147                      192,000.00                                             80.00   No MI                  100195910002028978              7.2400                      20080501                        14.4900                7.4900
     33126                      170,819.49                                             80.00   No MI                  100195910002029513              7.2900                      20080501                        14.5400                7.5400
     33032                      215,511.52                                             79.98   No MI                  100195910002029778              7.5000                      20080501                        14.9900                7.9900
     33023                      223,200.00                                             80.00   No MI                  100195910002030271              8.2500                      20080501                        15.2500                8.2500
     16150                      55,719.41                                              90.00   No MI                  100195910002032814              7.1000                      20080501                        16.6400                9.6400
     33068                      157,392.11                                             74.29   No MI                  100195910002033853              7.5000                      20080501                        15.8000                8.8000
     33024                      275,736.00                                             80.00   No MI                  100195910002037037              7.4000                      20080501                        14.6500                7.6500
     33025                      316,000.00                                             80.00   No MI                  100195910002037953              5.8900                      20080501                        13.1400                6.1400
     33016                      118,957.95                                             80.00   No MI                  100195910002040908              7.5000                      20080501                        14.9900                7.9900
     33907                      146,635.68                                             79.89   No MI                  100195910002041666              6.7400                      20080501                        13.9900                6.9900
     33178                      298,266.24                                             77.46   No MI                  100195910002042003              0.0000                                                       0.0000                0.0000
     34434                      203,992.26                                             89.98   No MI                  100195910002042623              7.5000                      20090501                        15.0900                8.0900
     33415                      94,328.35                                              80.00   No MI                  100195910002043969              7.5000                      20090501                        15.4500                8.4500
     15136                      46,299.31                                              90.00   No MI                  100195910002049974              7.5000                      20080501                        17.9400               10.9400
     33063                      216,000.00                                             90.00   No MI                  100195910002069436              7.5000                      20080501                        15.4400                8.4400
     33317                      215,771.13                                             80.00   No MI                  100195910001745598              7.0400                      20090501                        14.2900                7.2900
     33313                      191,612.91                                             80.00   No MI                  100195910001763690              7.5000                      20090401                        16.4400                9.4400
     30047                      131,200.00                                             80.00   No MI                  100195910001773822              6.8500                      20080401                        14.1000                7.1000
     28655                      50,308.70                                              90.00   No MI                  100195910001794141              7.5000                      20080401                        16.9500                9.9500
     20707                      224,753.84                                             69.99   No MI                  100195910001805798              7.0000                      20080401                        15.5500                8.5500
     23231                      246,892.60                                             90.00   No MI                  100195910001841504              7.5000                      20080401                        15.4900                8.4900
     33182                      289,147.86                                             83.82   No MI                  100195910001870123              7.5000                      20090401                        15.2900                8.2900
     6114                       224,504.90                                              79.51  No MI                  100195910001873598              0.0000                                                       0.0000                0.0000
     33025                      131,680.01                                             80.00   No MI                  100195910001874471              7.5000                      20090401                        15.5500                8.5500
     34983                      207,884.93                                             80.00   No MI                  100195910001874778              7.5000                      20080501                        14.9900                7.9900
     33162                      336,466.33                                             90.00   No MI                  100195910001886392              0.0000                                                       0.0000                0.0000
     33033                      203,833.44                                             80.00   No MI                  100195910001899601              7.5000                      20080501                        15.2000                8.2000
     70805                      64,723.73                                              90.00   No MI                  100195910001900441              0.0000                                                       0.0000                0.0000
     19142                      123,096.11                                             90.00   No MI                  100195910001901142              7.5000                      20080501                        15.6000                8.6000
     34945                      283,761.31                                             80.00   No MI                  100195910001910556              7.5000                      20090501                        15.1000                8.1000
     2860                       218,329.22                                             95.00   No MI                  100195910001913113              7.5000                      20080501                        15.3500                8.3500
     33907                      105,873.09                                             84.98   No MI                  100195910001914079              0.0000                                                       0.0000                0.0000
     33162                      198,639.75                                             84.79   No MI                  100195910001914392              0.0000                                                       0.0000                0.0000
     33023                      237,939.87                                             80.00   No MI                  100195910001917551              7.5000                      20080501                        15.2400                8.2400
     33023                      59,560.39                                            100.00    No MI                  100195910001917577              0.0000                                                       0.0000                0.0000
     23234                      34,772.32                                            100.00    No MI                  100195910001923419              0.0000                                                       0.0000                0.0000
     33613                      131,218.10                                             90.00   No MI                  100195910001929325              7.5000                      20080501                        16.8400                9.8400
     33174                      174,287.69                                             84.54   No MI                  100195910001929390              0.0000                                                       0.0000                0.0000
     39828                      88,078.21                                              90.00   No MI                  100195910001934986              7.5000                      20090501                        16.9500                9.9500
     33313                      182,035.57                                             73.00   No MI                  100195910001940520              7.5000                      20080501                        15.3900                8.3900
     33029                      349,530.64                                             59.32   No MI                  100195910001942245              7.5000                      20090501                        16.9900                9.9900
     33064                      268,650.00                                              87.51  No MI                  100195910001953622              7.5000                      20080501                        15.3900                8.3900
     33127                      183,597.04                                             80.00   No MI                  100195910001960874              7.5000                      20080501                        15.5900                8.5900
     33147                      215,637.05                                             90.00   No MI                  100195910001961831              7.5000                      20080501                        15.9150                8.9150
     6108                       156,000.00                                             80.00   No MI                  100195100019699933              7.5000                      20080501                        15.3500                8.3500
     33460                      227,753.60                                             80.00   No MI                  100195910001970188              6.9700                      20080501                        14.2200                7.2200
     48205                      107,802.32                                             89.26   No MI                  100195910001971921              7.5000                      20090501                        15.5000                8.5000
     33467                      371,687.34                                             80.00   No MI                  100195910001979833              7.5000                      20080501                        15.1000                8.1000
     27896                      193,205.48                                             89.79   No MI                  100195910001981458              7.5000                      20080501                        16.3900                9.3900
     48060                      71,900.31                                              90.00   No MI                  100195910001981490              7.5000                      20080501                        16.8400                9.8400
     33165                      351,217.66                                             80.00   No MI                  100195910001983215              7.2900                      20090501                        14.5400                7.5400
     33021                      230,536.64                                             70.00   No MI                  100195910001988289              7.5000                      20080501                        15.0500                8.0500
     33319                      145,493.98                                             55.00   No MI                  100195910001992083              7.5000                      20090501                        15.7000                8.7000
     19144                      74,244.27                                              80.00   No MI                  100195910002000241              7.5000                      20080501                        14.8400                7.8400
     32907                      149,708.12                                             53.57   No MI                  100195910002000217              7.5000                      20080501                        15.2000                8.2000
     33147                      195,610.77                                             80.00   No MI                  100195910002007444              7.5000                      20080501                        15.1000                8.1000
     33023                      283,735.23                                             80.00   No MI                  100195910002008103              7.4900                      20080501                        14.7400                7.7400
     53224                      150,686.20                                             80.00   No MI                  100195910002008418              7.5000                      20080501                        15.4900                8.4900
     23237                      150,961.04                                             85.00   No MI                  100195910002008517              7.2500                      20090501                        14.5000                7.5000
     44706                      73,040.15                                              85.00   No MI                  100195910002011073              7.5000                      20090501                        15.8400                8.8400
     33313                      255,600.00                                             80.00   No MI                  100195910002011313              7.5000                      20080501                        14.9900                7.9900
     24013                      72,875.69                                              94.99   No MI                  100195910002012204              7.5000                      20080501                        15.8500                8.8500
     23605                      139,328.24                                           100.00    No MI                  100195910002012881              7.5000                      20090501                        17.3900               10.3900
     33909                      236,250.28                                             99.98   No MI                  100195910002015017              7.5000                      20080501                        15.8900                8.8900
     23703                      99,875.82                                              79.94   No MI                  100195910002015660              7.4000                      20090501                        17.3500               10.3500
     34982                      114,751.96                                             60.85   No MI                  100195910002022690              7.4400                      20080501                        14.6900                7.6900
     33322                      199,610.83                                             57.97   No MI                  100195910002022971              7.5000                      20080501                        15.2000                8.2000
     33463                      196,867.77                                             90.00   No MI                  100195910002025008              7.5000                      20090501                        17.8000               10.8000
     33161                      246,136.46                                              82.17  No MI                  100195910002025818              7.5000                      20090501                        16.5400                9.5400
     32207                      115,666.32                                             95.00   No MI                  100195910002026949              7.5000                      20090501                        17.6900               10.6900
     33426                      332,000.00                                             80.00   No MI                  100195910002027236              6.8900                      20080501                        14.1400                7.1400
     34134                      216,000.00                                             80.00   No MI                  100195910002032111              7.5000                      20090501                        15.7400                8.7400
     33135                      359,312.20                                             80.00   No MI                  100195910002032368              7.5000                      20080501                        15.2900                8.2900
     18032                      104,883.13                                           100.00    No MI                  100195910002032418              7.0000                      20090501                        17.8600               10.8600
     33135                      89,937.44                                            100.00    No MI                  100195910002032376              0.0000                                                       0.0000                0.0000
     32824                      207,660.31                                             79.99   No MI                  100195910002033481              6.7400                      20080501                        13.9900                6.9900
     33063                      318,400.00                                             80.00   No MI                  100195910002035452              6.4900                      20090501                        13.7400                6.7400
     28215                      55,527.01                                              80.00   No MI                  100195910002038852              7.4000                      20080501                        17.0900               10.0900
     19141                      62,335.28                                              90.00   No MI                  100195910002050311              7.5000                      20080501                        15.3400                8.3400
     34946                      269,855.58                                             85.00   No MI                  100195910001996340              7.5000                      20090501                        15.6250                8.6250
     33023                      205,600.00                                             80.00   No MI                  100195910001992331              7.5000                      20080501                        15.4500                8.4500
     34946                      112,282.19                                             75.00   No MI                  100195910002034588              7.5000                      20080501                        15.2250                8.2250
     27265                      22,786.61                                              99.97   No MI                  100195910000429400              0.0000                                                       0.0000                0.0000
     30238                      91,440.75                                              75.00   No MI                  100195910001652372              7.5000                      20080501                        15.9900                8.9900
     48202                      77,457.97                                              80.00   No MI                  100195910001738890              7.5000                      20090401                        16.9000                9.9000
     33852                      160,000.00                                             80.00   No MI                  100195910001774564              7.5000                      20080401                        14.9000                7.9000
     47804                      82,324.77                                            100.00    No MI                  100195910001787343              7.3000                      20080401                        16.1900                9.1900
     33611                      199,474.39                                             80.00   No MI                  100195910001810046              6.4400                      20090501                        13.6900                6.6900
     33556                      326,528.76                                              77.12  No MI                  100195910001808883              7.5000                      20090501                        16.6500                9.6500
     48328                      30,855.03                                              99.97   No MI                  100195910001809675              0.0000                                                       0.0000                0.0000
     33617                      159,671.94                                             80.00   No MI                  100195910001817645              7.4000                      20080501                        14.6500                7.6500
     1010                       274,239.82                                             55.56   No MI                  100195910001839573              7.2500                      20080401                        15.2000                8.2000
     48189                      166,246.58                                             90.00   No MI                  100195910001845679              7.5000                      20080501                        16.3900                9.3900
     48189                      166,259.55                                             90.00   No MI                  100195910001848178              7.5000                      20080501                        16.6400                9.6400
     48204                      71,915.07                                              90.00   No MI                  100195910001904781              7.5000                      20090501                        17.5900               10.5900
     28043                      53,488.17                                              90.00   No MI                  100195910001908188              7.2500                      20090501                        17.6900               10.6900
     32810                      149,692.97                                              71.43  No MI                  100195910001912412              0.0000                                                       0.0000                0.0000
     49028                      74,259.61                                              84.97   No MI                  100195910001922601              7.5000                      20090501                        17.4500               10.4500
     2905                       207,033.26                                             80.00   No MI                  100195910001922841              7.5000                      20090501                        15.2500                8.2500
     21221                      124,800.00                                             80.00   No MI                  100195910001930356              7.5000                      20080501                        15.6900                8.6900
     43004                      157,000.00                                             79.98   No MI                  100195910001951022              6.1500                      20090501                        13.4000                6.4000
     38141                      105,589.37                                             90.00   No MI                  100195910001953119              7.5000                      20080501                        16.4000                9.4000
     33810                      27,682.01                                              99.96   No MI                  100195910001970485              0.0000                                                       0.0000                0.0000
     48126                      152,733.58                                             90.47   No MI                  100195910001975971              7.5000                      20090501                        17.7500               10.7500
     46217                      85,600.00                                              80.00   No MI                  100195910001991408              6.7400                      20080501                        13.9900                6.9900
     48223                      57,665.72                                              75.00   No MI                  100195910001992778              7.5000                      20090501                        16.5900                9.5900
     46040                      104,873.71                                           100.00    No MI                  100195910001995573              7.2500                      20080501                        17.5000               10.5000
     32714                      320,000.00                                             80.00   No MI                  100195910002004987              7.2500                      20080501                        14.5000                7.5000
     21117                      244,143.07                                             94.99   No MI                  100195910002007907              7.5000                      20080501                        15.4000                8.4000
     20720                      322,943.68                                             80.00   No MI                  100195910002012295              7.5000                      20080501                        15.3000                8.3000
     33880                      384,988.29                                               95.11 No MI                  100195910002019423              7.5000                      20090501                        16.5400                9.5400
     48188                      301,308.77                                             85.00   No MI                  100195910002019605              7.5000                      20090501                        16.6900                9.6900
     48219                      56,601.23                                              90.00   No MI                  100195910002022260              8.7400                      20080501                        15.7400                8.7400
     33604                      141,343.49                                             80.00   No MI                  100195910002026022              7.5000                      20090501                        15.5500                8.5500
     34691                      138,670.20                                             89.99   No MI                  100195910002040973              7.5000                      20080501                        15.9900                8.9900
     34472                      141,336.87                                             79.99   No MI                  100195910002042490              6.7400                      20090501                        13.9900                6.9900
     34677                      207,615.37                                             80.00   No MI                  100195910002046673              7.5000                      20080501                        15.4500                8.4500
     44273                      146,706.97                                             70.00   No MI                  100195910002072463              7.5000                      20090501                        15.1000                8.1000
     85208                      197,827.40                                             85.00   No MI                  100195910001860744              7.5000                      20090501                        17.1750               10.1750
     85007                      104,917.68                                             75.00   No MI                  100195910001867657              7.5000                      20090501                        15.3400                8.3400
     78412                      94,351.59                                              90.00   No MI                  100195910002014150              7.5000                      20090501                        16.2400                9.2400
     20602                      179,200.00                                             79.68   No MI                  100195910002029430              7.5000                      20080501                        15.9400                8.9400
     33778                      137,419.45                                             90.00   No MI                  100195910001814345              7.5000                      20090401                        16.3900                9.3900
     60622                      84,842.51                                            100.00    No MI                  100195910000883077              0.0000                                                       0.0000                0.0000
     60110                      35,552.98                                            100.00    No MI                  100195910001656324              0.0000                                                       0.0000                0.0000
     60805                      43,836.57                                              99.98   No MI                  100195910001719429              0.0000                                                       0.0000                0.0000
     61081                      63,094.34                                              80.00   No MI                  100195910001773863              7.5000                      20080501                        15.9400                8.9400
     60177                      41,951.76                                            100.00    No MI                  100195910001798894              0.0000                                                       0.0000                0.0000
     60609                      35,219.43                                              95.00   No MI                  100195910001803017              0.0000                                                       0.0000                0.0000
     60446                      163,729.24                                             79.23   No MI                  100195910001804577              5.4000                      20080501                        16.0000                9.0000
     60015                      291,850.69                                             90.00   No MI                  100195910001845521              8.9500                      20080501                        15.9500                8.9500
     60506                      133,576.34                                             79.98   No MI                  100195910001848467              7.5000                      20080501                        15.9400                8.9400
     60506                      33,428.90                                              99.97   No MI                  100195910001848483              0.0000                                                       0.0000                0.0000
     60803                      123,249.39                                             95.00   No MI                  100195910001869364              5.1000                      20080501                        16.1000                9.1000
     60638                      41,932.81                                              95.00   No MI                  100195910001884553              0.0000                                                       0.0000                0.0000
     60641                      81,912.83                                            100.00    No MI                  100195910001901886              0.0000                                                       0.0000                0.0000
     60707                      157,494.87                                             80.00   No MI                  100195910001905044              5.5250                      20090501                        15.8900                8.8900
     60053                      201,684.07                                             58.55   No MI                  100195910001910218              5.3000                      20080501                        16.2600                9.2600
     53204                      111,395.19                                             85.85   No MI                  100195910001912958              5.4000                      20080501                        15.8500                8.8500
     60638                      51,757.99                                              99.92   No MI                  100195910001936577              0.0000                                                       0.0000                0.0000
     46041                      61,101.03                                              80.00   No MI                  100195910001937823              7.2000                      20090501                        16.1000                9.1000
     60181                      203,650.31                                             84.99   No MI                  100095910001943177              7.5000                      20090501                        16.8400                9.8400
     60827                      49,429.26                                              90.00   No MI                  100195910001947798              4.5000                      20080501                        16.6900                9.6900
     60104                      148,000.00                                             80.00   No MI                  100195910001952483              5.9500                      20080501                        13.8500                6.8500
     60644                      32,979.52                                              95.00   No MI                  100195910001956500              0.0000                                                       0.0000                0.0000
     60440                      176,083.70                                             90.00   No MI                  100195910001957920              5.5000                      20080501                        15.6000                8.6000
     60629                      250,556.86                                             85.00   No MI                  100195910001966566              5.6500                      20080501                        15.4000                8.4000
     60450                      235,476.32                                             94.99   No MI                  100195910001967713              7.5000                      20080501                        15.2500                8.2500
     60586                      191,874.71                                             89.98   No MI                  100195910001971061              5.7000                      20080501                        15.5000                8.5000
     60624                      256,000.00                                             80.00   No MI                  100195910001979171              6.1900                      20080501                        13.4400                6.4400
     60643                      172,520.31                                             95.00   No MI                  100195910001980567              0.0000                                                       0.0000                0.0000
     60438                      151,760.80                                             79.99   No MI                  100195910001982134              5.6000                      20080501                        14.8000                7.8000
     60139                      148,508.80                                             63.83   No MI                  100195910001989204              5.6500                      20090501                        15.6000                8.6000
     60139                      92,566.40                                              90.00   No MI                  100195910001995151              5.0600                      20080501                        16.6500                9.6500
     60194                      305,534.86                                             85.00   No MI                  100195910001998056              5.3750                      20090501                        16.5000                9.5000
     60632                      199,948.00                                             80.00   No MI                  100195910002012428              5.9900                      20080501                        13.2400                6.2400
     53215                      116,800.00                                             80.00   No MI                  100195910002015439              5.4000                      20080501                        15.2650                8.2650
     60090                      211,529.75                                             80.00   No MI                  100195910002016494              5.7000                      20080501                        14.5500                7.5500
     60148                      231,381.23                                             74.84   No MI                  100195910002026261              6.5000                      20080501                        13.9700                6.9700
     60104                      126,438.73                                             85.00   No MI                  100195910002034398              0.0000                                                       0.0000                0.0000
     60637                      260,780.58                                             95.00   No MI                  100195910002043738              5.5500                      20080501                        15.5900                8.5900
     18372                      151,068.81                                             80.00   No MI                  100195910001991036              7.5000                      20090501                        14.9900                7.9900
     6513                       275,450.48                                             92.00   No MI                  100195910001728685              7.5000                      20090401                        16.5000                9.5000
     23060                      138,775.23                                             74.33   No MI                  100195910002016460              7.5120                      20090501                        16.1000                9.1000
     24012                      118,807.56                                             78.29   No MI                  100195910001998676              7.5000                      20090501                        16.1000                9.1000
     23323                      168,510.62                                             75.00   No MI                  100195910002014242              7.5000                      20090501                        16.7250                9.7250
     8054                       143,054.77                                             80.00   No MI                  100091305100094722              6.2000                      20081201                        14.1000                7.1000
     53216                      115,423.17                                             85.00   No MI                  100170401483813681              7.5000                      20090401                        17.7400                7.5000
     32780                      154,534.19                                             90.00   No MI                  100195910001979502              7.5000                      20080401                        17.2000               10.2000
     92335                      247,397.57                                             80.00   No MI                  100364320060000320              7.5000                      20080401                        15.5400                7.5000
     33612                      141,299.21                                             80.00   No MI                  100195910001943896              7.5000                      20090401                        16.1900                9.1900
     89115                      204,800.00                                             80.00   No MI                  100073020061111660              7.1000                      20090301                        13.6000                7.1000
     95322                      237,669.47                                             67.80   No MI                  100073000060124963              6.2500                      20090201                        12.7500                6.2500
     15668                      122,115.23                                             85.00   No MI                  100073020061132278              7.7500                      20080401                        14.7500                7.7500
     92503                      204,020.05                                             56.94   No MI                  100073020051179289              8.7500                      20071201                        14.7500                8.7500
     93012                      522,351.98                                             70.00   No MI                  100073000051223220              6.4500                      20090201                        12.9500                6.9500
     7064                       267,070.31                                             80.00   No MI                  100073020051248357              7.9000                      20090301                        13.9000                7.9000
     63114                      121,297.50                                             90.00   No MI                  100195910001972739              7.5000                      20080401                        17.3400                7.5000
     93560                      380,000.00                                             80.00   No MI                  100073020061120653              6.4900                      20090301                        12.9900                6.9900
     93550                      154,363.54                                             46.97   No MI                  100073020061131312              6.5500                      20080301                        13.0500                6.5500
     91402                      293,247.10                                             57.67   No MI                  100073020061112841              6.1800                      20080301                        12.6800                6.1800
     33612                      35,366.74                                            100.00    No MI                  100195910001993644              0.0000                                                       0.0000                0.0000
     91343                      516,000.00                                             80.00   No MI                  100073020061152177              7.4900                      20090301                        13.9900                7.4900
     17552                      171,565.65                                             80.00   No MI                  100244900000036835              7.3500                      20080401                        14.3500                7.3500
     2124                       378,650.99                                              74.51  No MI                  100244900000037361              0.0000                                                       0.0000                0.0000
     92316                      430,360.62                                             90.00   No MI                  100350620002252103              6.2000                      20080301                        13.4500                7.4500
     91335                      319,250.00                                             89.93   No MI                  100073020061140909              6.8750                      20090301                        13.3750                6.8750
     90031                      511,401.71                                             90.00   No MI                  100350620002240207              7.9900                      20080201                        15.3350                9.3350
     34953                      215,061.07                                             80.00   No MI                  100244900000037643              7.4000                      20080401                        14.4000                7.4000
     15228                      126,400.00                                             80.00   No MI                  100244900000037742              0.0000                                                       0.0000                0.0000
     34953                      53,819.31                                            100.00    No MI                  100244900000037668              0.0000                                                       0.0000                0.0000
     22657                      200,000.00                                             80.00   No MI                  100244900000038054              7.9900                      20090401                        14.9900                7.9900
     64053                      62,311.71                                              80.00   No MI                  100195910001861379              7.0000                      20080501                        18.8500               11.8500
     64030                      119,661.36                                             80.00   No MI                  100195910001860215              7.5000                      20090401                        14.8000                7.8000
     77016                      58,127.75                                              90.00   No MI                  100195910001875361              6.5000                      20080501                        17.5500               10.5500
     77093                      68,276.47                                              80.00   No MI                  100195910001943839              0.0000                                                       0.0000                0.0000
     77044                      21,070.61                                            100.00    No MI                  100195910001962862              0.0000                                                       0.0000                0.0000
     76134                      106,978.19                                             79.99   No MI                  100195910001975310              7.0000                      20090501                        15.8700                8.8700
     63107                      107,781.14                                             80.00   No MI                  100195910001981474              7.5000                      20090501                        15.0000                8.0000
     75765                      75,470.26                                              80.00   No MI                  100195910001995110              7.0000                      20080501                        16.2500                9.2500
     75765                      18,856.24                                            100.00    No MI                  100195910001995417              0.0000                                                       0.0000                0.0000
     75006                      93,317.08                                              79.95   No MI                  100195910001996225              0.0000                                                       0.0000                0.0000
     77069                      102,440.54                                             90.00   No MI                  100195910002000761              7.0000                      20090501                        16.7400                9.7400
     77087                      63,727.80                                              80.00   No MI                  100195910002001074              0.0000                                                       0.0000                0.0000
     65616                      61,676.54                                              95.00   No MI                  100195910002005067              7.5000                      20080501                        17.5500               10.5500
     63137                      82,941.33                                            100.00    No MI                  100195910002007691              7.5000                      20090501                        18.8900               11.8900
     47327                      22,984.71                                            100.00    No MI                  100195910002013483              0.0000                                                       0.0000                0.0000
     77449                      97,358.26                                              80.00   No MI                  100195910002016858              7.5000                      20090501                        15.1500                8.1500
     77053                      71,074.68                                              80.00   No MI                  100195910002022096              7.0000                      20090501                        15.6900                8.6900
     77521                      24,629.28                                            100.00    No MI                  100195910002030255              0.0000                                                       0.0000                0.0000
     63136                      89,871.47                                              90.00   No MI                  100195910002032723              7.5000                      20080501                        16.7000                9.7000
     75069                      99,726.79                                              80.00   No MI                  100195910002035171              0.0000                                                       0.0000                0.0000
     76040                      114,973.56                                             80.00   No MI                  100195910002047853              7.5000                      20090501                        15.1500                8.1500
     78745                      96,370.60                                              56.27   No MI                  100195910002050717              6.7500                      20080501                        16.9900                9.9900
     75069                      71,350.11                                              80.00   No MI                  100195910002059783              7.2500                      20080501                        14.5400                7.5400
     63123                      137,596.34                                             94.99   No MI                  100195910002063496              7.5000                      20080501                        18.4500               11.4500
     64130                      51,924.88                                              80.00   No MI                  100195910002080516              7.2500                      20080501                        16.6400                9.6400
     62206                      77,474.25                                              80.00   No MI                  100195910002081829              7.5000                      20080501                        16.0900                9.0900
     7018                       173,367.70                                             57.87   No MI                  100195910001880874              7.5000                      20090501                        17.0000               10.0000
     8562                       182,476.75                                             85.00   No MI                  100195910002030404              7.5000                      20090501                        16.4750                9.4750
     8046                       134,759.15                                              63.17  No MI                  100195910002041013              7.5000                      20090501                        15.6250                8.6250
     78244                      98,206.58                                              80.00   No MI                  100195910001858045              0.0000                                                       0.0000                0.0000
     77033                      67,901.99                                              80.00   No MI                  100195910001918484              7.5000                      20090501                        16.6500                9.6500
     77365                      69,895.88                                              68.63   No MI                  100195910001985590              6.5000                      20090501                        16.5000                9.5000
     78250                      99,757.68                                              80.00   No MI                  100195910002004581              0.0000                                                       0.0000                0.0000
     77039                      91,656.48                                              80.00   No MI                  100185819992916476              0.0000                                                       0.0000                0.0000
     77530                      80,843.97                                              75.00   No MI                  100195910002044520              0.0000                                                       0.0000                0.0000
     18064                      234,763.70                                             65.28   No MI                  100195910001973646              0.0000                                                       0.0000                0.0000
     19124                      96,848.93                                               71.32  No MI                  100195910002027863              7.5000                      20090501                        16.0000                9.0000
     95829                      269,332.16                                             60.00   No MI                  100195910001878688              6.5000                      20090501                        14.0000                7.0000
     93274                      283,105.65                                             84.63   No MI                  100195910001912115              7.0000                      20090501                        14.2500                7.2500
     93274                      177,295.38                                             88.75   No MI                  100195910002002445              6.7400                      20090501                        13.9900                6.9900
     93257                      80,000.00                                              44.94   No MI                  100195910002024308              7.5000                      20090501                        14.8500                7.8500
     95301                      263,864.81                                              83.81  No MI                  100195910002036708              7.5000                      20090501                        16.7750                9.7750
     23141                      121,934.96                                             75.00   No MI                  100195910001747024              0.0000                                                       0.0000                0.0000
     23141                      127,919.49                                             75.00   No MI                  100195910001776759              0.0000                                                       0.0000                0.0000
     23224                      118,750.00                                             95.00   No MI                  100195910001805475              7.5000                      20090501                        15.9900                8.9900
     22043                      124,804.10                                             34.82   No MI                  100195910001991705              0.0000                                                       0.0000                0.0000
     23666                      128,159.90                                             85.00   No MI                  100195910002003765              0.0000                                                       0.0000                0.0000
     22963                      201,694.80                                           100.00    No MI                  100195910002033267              7.2500                      20090501                        16.4250                9.4250
     21214                      177,131.21                                              77.17  No MI                  100195910001787632              6.3500                      20090401                        16.3000                9.3000
     17057                      85,545.55                                              75.00   No MI                  100195910001926925              0.0000                                                       0.0000                0.0000
     17090                      131,137.80                                             78.62   No MI                  100195910001948382              7.0000                      20090501                        17.3750               10.3750
     90018                      368,757.61                                             67.89   No MI                  100195910001851875              0.0000                                                       0.0000                0.0000
     93535                      270,750.00                                             95.00   No MI                  100195910001947806              7.5000                      20080501                        15.9900                8.9900
     93535                      168,718.06                                             73.80   No MI                  100195910001974966              7.5000                      20090501                        15.9500                8.9500
     98607                      199,193.52                                             95.00   No MI                  100195910001907669              7.5000                      20080501                        16.3500                9.3500
     98367                      200,450.00                                             95.00   No MI                  100195910001968851              7.5000                      20080501                        16.2500                9.2500
     97222                      172,176.11                                             75.00   No MI                  100195910001994501              7.5000                      20080501                        15.3750                8.3750
     97206                      161,212.86                                             85.00   No MI                  100195910001994592              7.5000                      20090501                        16.4750                9.4750
     98391                      242,059.19                                             85.00   No MI                  100195910001999237              7.5000                      20080501                        14.9500                7.9500
     34652                      85,794.01                                              70.49   No MI                  100195910001563835              7.5000                      20090401                        16.4250                9.4250
     21061                      131,500.00                                              57.17  No MI                  100195910002004433              7.0000                      20090501                        14.2500                7.2500
     19713                      210,900.00                                             95.00   No MI                  100195910002043639              7.5000                      20090501                        15.7500                8.7500
     21061                      150,400.00                                             80.00   No MI                  100195910002022625              6.8750                      20080501                        14.8750                7.8750
     21146                      446,500.00                                             95.00   No MI                  100195910002025123              7.5000                      20090501                        15.3750                8.3750
     23453                      107,146.43                                             68.72   No MI                  100195910001861346              0.0000                                                       0.0000                0.0000
     22193                      187,498.82                                              63.13  No MI                  100195910002004136              7.3750                      20080501                        14.6250                7.6250
     23703                      158,218.50                                             90.00   No MI                  100195910002004409              6.5000                      20090501                        17.7250               10.7250
     43701                      142,101.15                                             90.00   No MI                  100195910001920910              0.0000                                                       0.0000                0.0000
     45150                      157,725.28                                           100.00    No MI                  100195910001954059              0.0000                                                       0.0000                0.0000
     43612                      82,855.70                                              80.58   No MI                  100195910001956237              0.0000                                                       0.0000                0.0000
     43611                      113,801.79                                             95.00   No MI                  100195910001995433              0.0000                                                       0.0000                0.0000
     43326                      79,361.77                                               78.71  No MI                  100195910001996381              0.0000                                                       0.0000                0.0000
     45240                      194,660.96                                           100.00    No MI                  100195910002019001              0.0000                                                       0.0000                0.0000
     80919                      489,148.08                                           100.00    No MI                  100195910001867814              7.5000                      20090501                        15.7500                8.7500
     80814                      231,551.14                                             74.84   No MI                  100195910002024456              0.0000                                                       0.0000                0.0000
     81419                      280,000.00                                             80.00   No MI                  100195910001985210              7.2500                      20080501                        14.5000                7.5000
     79416                      98,353.80                                              90.00   No MI                  100195910001888026              7.5000                      20090401                        16.5000                9.5000
     77083                      168,499.02                                             75.00   No MI                  100195910002009820              6.7000                      20090501                        16.5000                9.5000
     77013                      73,518.11                                               71.43  No MI                  100195910002055369              0.0000                                                       0.0000                0.0000
     77083                      98,009.27                                              80.00   No MI                  100195910001967218              0.0000                                                       0.0000                0.0000
     77591                      147,244.53                                             98.33   No MI                  100195910002029034              0.0000                                                       0.0000                0.0000
     77009                      110,758.22                                             46.44   No MI                  100195910002047861              0.0000                                                       0.0000                0.0000
     77033                      66,275.80                                              80.00   No MI                  100195910002055740              0.0000                                                       0.0000                0.0000
     78227                      57,500.37                                              80.00   No MI                  100195910002066317              0.0000                                                       0.0000                0.0000
     75077                      439,238.94                                             80.00   No MI                  100195910001862179              7.5000                      20090501                        15.7750                8.7750
     79360                      98,793.58                                              80.00   No MI                  100195910001880866              0.0000                                                       0.0000                0.0000
     75067                      155,691.02                                             80.00   No MI                  100195910001923781              7.5000                      20090501                        15.2750                8.2750
     75137                      110,563.23                                             94.62   No MI                  100195910001942989              7.0000                      20090501                        17.3750               10.3750
     75142                      63,084.92                                              80.00   No MI                  100195910001943060              0.0000                                                       0.0000                0.0000
     76712                      79,050.77                                              80.00   No MI                  100195910001950198              0.0000                                                       0.0000                0.0000
     75707                      91,814.51                                              80.00   No MI                  100195910001971731              7.5000                      20090501                        15.0250                8.0250
     76710                      79,835.11                                              80.00   No MI                  100195910001971988              7.5000                      20090501                        15.7000                8.7000
     75013                      287,512.03                                             80.00   No MI                  100195910001979718              7.5000                      20090501                        15.8750                8.8750
     76063                      399,103.84                                             80.00   No MI                  100195910001982860              7.2500                      20090501                        14.5000                7.5000
     76262                      148,262.34                                             90.00   No MI                  100195910002037078              7.0000                      20090501                        16.1500                9.1500
     76567                      127,806.71                                             77.70   No MI                  100195910002037870              0.0000                                                       0.0000                0.0000
     93536                      441,000.00                                             90.00   No MI                  100195910001930950              7.5000                      20080401                        15.6000                8.6000
     93454                      279,924.93                                             65.88   No MI                  100195910001958290              6.1500                      20080501                        13.4000                6.4000
     93309                      203,873.07                                             85.00   No MI                  100195910001986259              7.5000                      20090501                        16.1250                9.1250
     78217                      82,889.61                                              80.00   No MI                  100195910001906711              0.0000                                                       0.0000                0.0000
     77478                      99,044.93                                              66.67   No MI                  100195910001948754              0.0000                                                       0.0000                0.0000
     99337                      123,746.57                                             80.00   No MI                  100195910001730228              7.5000                      20090401                        16.3750                9.3750
     98445                      184,268.90                                             90.00   No MI                  100195910001832396              7.0000                      20090501                        17.3500               10.3500
     98408                      174,172.74                                             80.00   No MI                  100195910001896276              7.5000                      20090501                        17.1250               10.1250
     99037                      229,500.00                                             85.00   No MI                  100195910001911133              7.2250                      20090501                        14.7250                7.7250
     98328                      244,687.37                                             70.00   No MI                  100195910001912271              6.3750                      20090501                        13.6250                6.6250
     97702                      304,300.00                                             85.00   No MI                  100195910001992273              7.2250                      20090501                        14.4750                7.4750
     98597                      175,500.00                                             90.00   No MI                  100195910002039793              7.5000                      20080501                        15.4750                8.4750
     95380                      68,555.10                                            100.00    No MI                  100195910000817141              0.0000                                                       0.0000                0.0000
     98503                      40,935.96                                            100.00    No MI                  100195910001581951              0.0000                                                       0.0000                0.0000
     95307                      73,485.03                                            100.00    No MI                  100195910001633455              0.0000                                                       0.0000                0.0000
     98387                      49,422.66                                            100.00    No MI                  100195910001636466              0.0000                                                       0.0000                0.0000
     98409                      136,281.10                                             67.24   No MI                  100195910001643942              7.7500                      20080501                        16.1400                9.1400
     93657                      42,932.80                                            100.00    No MI                  100195910001650681              0.0000                                                       0.0000                0.0000
     93727                      61,853.22                                              99.98   No MI                  100195010001661068              0.0000                                                       0.0000                0.0000
     95351                      58,907.80                                            100.00    No MI                  100195910001661878              0.0000                                                       0.0000                0.0000
     95209                      84,823.24                                            100.00    No MI                  100195910001669376              0.0000                                                       0.0000                0.0000
     95313                      57,909.38                                            100.00    No MI                  100195910001670705              0.0000                                                       0.0000                0.0000
     95660                      62,701.90                                            100.00    No MI                  100195910001674012              0.0000                                                       0.0000                0.0000
     94803                      91,848.17                                            100.00    No MI                  100195910001676231              0.0000                                                       0.0000                0.0000
     93728                      35,943.57                                            100.00    No MI                  100195910001677296              0.0000                                                       0.0000                0.0000
     95838                      49,921.85                                            100.00    No MI                  100195910001687220              0.0000                                                       0.0000                0.0000
     98074                      68,900.17                                            100.00    No MI                  100195910001750499              0.0000                                                       0.0000                0.0000
     95838                      66,916.64                                            100.00    No MI                  100195910001800849              0.0000                                                       0.0000                0.0000
     95350                      70,901.63                                            100.00    No MI                  100195910001803264              0.0000                                                       0.0000                0.0000
     93728                      40,949.02                                            100.00    No MI                  100195910001807828              0.0000                                                       0.0000                0.0000
     94533                      85,493.52                                            100.00    No MI                  100195910001812075              0.0000                                                       0.0000                0.0000
     98408                      34,956.48                                            100.00    No MI                  100195910001813826              0.0000                                                       0.0000                0.0000
     95301                      64,685.87                                            100.00    No MI                  100195910001816241              0.0000                                                       0.0000                0.0000
     95351                      291,589.27                                             80.00   No MI                  100195910001819401              7.7400                      20080501                        16.7650                9.7650
     93221                      96,801.86                                            100.00    No MI                  100195910001819583              0.0000                                                       0.0000                0.0000
     91790                      110,794.48                                           100.00    No MI                  100195910001838690              0.0000                                                       0.0000                0.0000
     95758                      522,399.94                                             80.00   No MI                  100195910001846065              7.8750                      20080501                        15.5900                8.5900
     95126                      142,822.14                                           100.00    No MI                  100195910001846552              0.0000                                                       0.0000                0.0000
     93722                      500,000.00                                             78.30   No MI                  100195910001854929              6.3750                      20090401                        14.0900                7.0900
     93722                      138,419.86                                           100.00    No MI                  100195910001855272              0.0000                                                       0.0000                0.0000
     94546                      109,863.18                                           100.00    No MI                  100195910001866139              0.0000                                                       0.0000                0.0000
     95348                      414,400.00                                             80.00   No MI                  100195910001897415              7.3750                      20080501                        15.0900                8.0900
     93306                      48,554.88                                            100.00    No MI                  100195910001905598              0.0000                                                       0.0000                0.0000
     95624                      500,000.00                                             70.42   No MI                  100195910001916132              6.8750                      20090401                        14.5150                7.5150
     95624                      500,000.00                                             72.99   No MI                  100195910001916454              6.7500                      20080401                        14.4150                7.4150
     95624                      184,726.04                                           100.00    No MI                  100195910001916469              0.0000                                                       0.0000                0.0000
     94928                      447,200.00                                             80.00   No MI                  100195910001932527              7.2500                      20080501                        14.9900                7.9900
     95045                      517,500.00                                             90.00   No MI                  100195910001932428              7.6250                      20080501                        15.2650                8.2650
     84015                      96,799.50                                              80.00   No MI                  100195910001932519              6.3750                      20090501                        14.1250                7.1250
     95815                      224,000.00                                             80.00   No MI                  100195910001938102              7.0000                      20080501                        14.7650                7.7650
     95655                      392,000.00                                             80.00   No MI                  100195910001940652              7.2500                      20080501                        14.9900                7.9900
     95670                      279,240.18                                             80.00   No MI                  100195910001941528              7.0000                      20080401                        14.6400                7.6400
     95356                      268,000.00                                             80.00   No MI                  100195910001941742              6.8750                      20080401                        14.5150                7.5150
     95687                      305,700.00                                             64.29   No MI                  100195910001941882              7.3150                      20080501                        14.3150                7.3150
     95351                      250,882.16                                             79.99   No MI                  100195910001949661              7.2500                      20080501                        14.9900                7.9900
     95351                      62,689.12                                              99.98   No MI                  100195910001949828              0.0000                                                       0.0000                0.0000
     94553                      426,713.07                                             70.00   No MI                  100195910001957680              8.1250                      20080501                        15.8650                8.8650
     95127                      500,000.00                                             76.34   No MI                  100195910001959066              8.0000                      20080501                        15.6900                8.6900
     95127                      154,863.83                                           100.00    No MI                  100195910001959140              0.0000                                                       0.0000                0.0000
     93635                      435,574.72                                             80.00   No MI                  100195910001959488              7.0000                      20080501                        14.6650                7.6650
     95670                      344,000.00                                             80.00   No MI                  100195910001959769              8.0000                      20080501                        15.6400                8.6400
     95376                      368,559.23                                             90.00   No MI                  100195910001960601              7.2500                      20080401                        14.8900                7.8900
     94503                      59,870.23                                               10.53  No MI                  100195910001967440              6.5000                      20080501                        14.1400                7.1400
     95835                      311,200.00                                             80.00   No MI                  100195910001968109              8.1250                      20080401                        15.7900                8.7900
     95835                      77,705.32                                            100.00    No MI                  100195910001968174              0.0000                                                       0.0000                0.0000
     94591                      412,000.00                                             80.00   No MI                  100195910001969420              6.2500                      20080501                        14.0000                7.0000
     95111                      337,600.00                                             80.00   No MI                  100195910001969594              6.2500                      20080501                        13.9150                6.9150
     93215                      119,781.05                                              57.14  No MI                  100195910001972432              7.7500                      20080501                        15.5150                8.5150
     95948                      286,000.00                                             80.00   No MI                  100195910001973216              8.2500                      20080501                        15.2500                8.2500
     83687                      152,673.96                                             85.00   No MI                  100195910001974800              7.0000                      20080501                        14.7500                7.7500
     94533                      378,000.00                                             90.00   No MI                  100195910001975153              8.0000                      20080501                        15.7150                8.7150
     95315                      248,000.00                                             80.00   No MI                  100195910001983587              7.2500                      20080501                        14.9150                7.9150
     95315                      61,943.68                                            100.00    No MI                  100195910001983819              0.0000                                                       0.0000                0.0000
     94806                      383,575.56                                             80.00   No MI                  100195910009858548              0.0000                                                       0.0000                0.0000
     98042                      238,319.47                                             90.00   No MI                  100195910001986119              7.7500                      20080501                        15.4600                8.4600
     94603                      329,600.00                                             80.00   No MI                  100195910001986705              6.6250                      20080501                        14.2900                7.2900
     95363                      401,100.00                                             80.00   No MI                  100195910001987323              6.6250                      20110501                        14.2970                7.2970
     94565                      287,802.15                                             80.00   No MI                  100195910001987349              7.7500                      20080501                        15.7900                8.7900
     94565                      71,933.15                                            100.00    No MI                  100195910001987356              0.0000                                                       0.0000                0.0000
     94561                      342,616.28                                             80.00   No MI                  100195910001990145              6.8750                      20080501                        14.5900                7.5900
     94801                      330,909.57                                             80.00   No MI                  100195910001991341              7.2500                      20080501                        14.9530                7.9530
     94801                      82,723.11                                            100.00    No MI                  100195910001991515              0.0000                                                       0.0000                0.0000
     95126                      499,566.20                                             78.25   No MI                  100195910001996902              7.2500                      20080501                        14.9900                7.9900
     83442                      19,981.43                                            100.00    No MI                  100195910001998841              0.0000                                                       0.0000                0.0000
     95453                      260,000.00                                             80.00   No MI                  100195910001998783              7.6250                      20080501                        16.1650                9.1650
     95453                      64,939.65                                            100.00    No MI                  100195910001998908              0.0000                                                       0.0000                0.0000
     95334                      180,000.00                                             80.00   No MI                  100195910001999104              7.2500                      20080501                        14.9900                7.9900
     93905                      344,000.00                                             80.00   No MI                  100195910002001686              6.8750                      20080501                        14.5150                7.5150
     94806                      384,000.00                                             80.00   No MI                  100195910002001991              7.3750                      20080501                        15.0900                8.0900
     95820                      244,000.00                                             80.00   No MI                  100195110002002007              7.1250                      20080501                        14.8500                7.8500
     95205                      283,954.26                                             90.00   No MI                  100195910002008954              9.2500                      20080501                        16.2500                9.2500
     98056                      216,732.97                                             80.00   No MI                  100195910002009838              6.6250                      20090501                        14.3750                7.3750
     95757                      347,995.32                                             80.00   No MI                  100195910002012998              7.2500                      20080501                        14.9150                7.9150
     95757                      86,918.41                                            100.00    No MI                  100195910002013137              0.0000                                                       0.0000                0.0000
     95354                      313,600.00                                             80.00   No MI                  100195910002014853              6.5000                      20080501                        14.2400                7.2400
     93702                      178,797.88                                             80.00   No MI                  100195910002017237              7.6250                      20080501                        15.3150                8.3150
     93702                      44,656.78                                            100.00    No MI                  100195910002077286              0.0000                                                       0.0000                0.0000
     94546                      425,600.00                                             80.00   No MI                  100195910002017898              6.6250                      20080501                        14.2900                7.2900
     95351                      286,400.00                                             80.00   No MI                  100195910002028242              8.2500                      20080501                        15.8900                8.8900
     93657                      305,400.00                                             79.99   No MI                  100195910002036146              6.7500                      20090501                        14.4000                7.4000
     95376                      319,714.27                                             80.00   No MI                  100195910002036443              7.2500                      20080501                        14.8900                7.8900
     92344                      71,731.54                                            100.00    No MI                  100195910000824618              0.0000                                                       0.0000                0.0000
     80015                      38,456.09                                            100.00    No MI                  100195910001240616              0.0000                                                       0.0000                0.0000
     92301                      80,873.43                                              99.98   No MI                  100195910001317794              0.0000                                                       0.0000                0.0000
     92154                      368,000.00                                             80.00   No MI                  100195910001331621              8.8750                      20090101                        14.5750                7.5750
     80219                      37,141.92                                            100.00    No MI                  100195910001488520              0.0000                                                       0.0000                0.0000
     85019                      47,295.31                                              99.79   No MI                  100195910001502617              0.0000                                                       0.0000                0.0000
     92019                      99,073.30                                            100.00    No MI                  100195910001733669              0.0000                                                       0.0000                0.0000
     92154                      98,645.60                                            100.00    No MI                  100195910001736944              0.0000                                                       0.0000                0.0000
     92802                      121,049.25                                           100.00    No MI                  100195910001750051              0.0000                                                       0.0000                0.0000
     92867                      499,427.20                                             73.53   No MI                  100195910001755258              6.3750                      20080501                        14.0150                7.0150
     92867                      179,787.33                                           100.00    No MI                  100195910001758013              0.0000                                                       0.0000                0.0000
     90660                      394,665.18                                           100.00    No MI                  100195910001769432              7.5000                      20080401                        16.0650                9.0650
     85201                      35,744.08                                            100.00    No MI                  100195910001778755              0.0000                                                       0.0000                0.0000
     91768                      81,498.49                                            100.00    No MI                  100195910001779068              0.0000                                                       0.0000                0.0000
     97006                      179,728.89                                             80.00   No MI                  100195910001807315              8.0000                      20080501                        16.4400                9.4400
     93535                      225,094.42                                             85.00   No MI                  100195910001816290              7.7750                      20080401                        16.7500                9.7500
     89143                      65,718.15                                            100.00    No MI                  100195910001822322              0.0000                                                       0.0000                0.0000
     92019                      88,781.51                                            100.00    No MI                  100195910001846156              0.0000                                                       0.0000                0.0000
     89134                      71,910.43                                            100.00    No MI                  100195910001855413              0.0000                                                       0.0000                0.0000
     92545                      276,000.00                                             80.00   No MI                  100195910001860041              7.1250                      20080501                        14.7650                7.7650
     92545                      68,933.08                                            100.00    No MI                  100195910001860132              0.0000                                                       0.0000                0.0000
     92337                      319,783.74                                             80.00   No MI                  100195910001878662              0.0000                                                       0.0000                0.0000
     89120                      116,000.00                                             80.00   No MI                  100195910001880957              8.0000                      20090501                        15.7150                8.7150
     89121                      37,952.73                                            100.00    No MI                  100195910001886335              0.0000                                                       0.0000                0.0000
     85032                      287,780.73                                             90.00   No MI                  100195910001891830              7.7500                      20080501                        15.4400                8.4400
     92592                      286,390.05                                             80.00   No MI                  100195910001903346              6.7500                      20080401                        14.4650                7.4650
     90744                      500,000.00                                             76.92   No MI                  100195910001907107              7.3750                      20080501                        15.1150                8.1150
     92553                      288,450.57                                             85.00   No MI                  100195910001915712              7.2500                      20090501                        14.9900                7.9900
     92057                      288,000.00                                             80.00   No MI                  100195910001017346              6.5000                      20080501                        14.2270                7.2270
     89031                      280,000.00                                             80.00   No MI                  100195910001922874              7.6250                      20090501                        15.2650                8.2650
     92583                      279,591.36                                             80.00   No MI                  100195910001923815              7.8750                      20080501                        16.5900                9.5900
     92562                      359,200.00                                             80.00   No MI                  100195910001928327              7.7500                      20080501                        15.4150                8.4150
     92562                      89,716.63                                            100.00    No MI                  100195910001928434              0.0000                                                       0.0000                0.0000
     92404                      267,417.21                                             80.00   No MI                  100195910001945503              7.0000                      20080501                        14.6490                7.6490
     85219                      138,902.78                                             80.00   No MI                  100195910001946139              7.0000                      20080501                        14.7400                7.7400
     92879                      468,000.00                                             80.00   No MI                  100195910001948648              6.0000                      20080501                        13.7500                6.7500
     90706                      413,600.00                                             80.00   No MI                  100195910001948796              7.2500                      20080501                        14.9900                7.9900
     80231                      40,425.72                                              90.00   No MI                  100195910001955361              6.7500                      20080401                        16.8900                9.8900
     81022                      67,303.16                                              89.99   No MI                  100195910001965089              7.8750                      20090501                        16.6650                9.6650
     91402                      226,500.00                                             66.62   No MI                  100195910001963860              0.0000                                                       0.0000                0.0000
     85296                      201,824.76                                             80.00   No MI                  100195910001971285              7.2500                      20080501                        14.9900                7.9900
     91764                      328,000.00                                             80.00   No MI                  100195910001973950              6.2500                      20090501                        13.8950                6.8950
     92555                      394,250.00                                             95.00   No MI                  100195910001975609              7.3750                      20080501                        15.1250                8.1250
     93536                      325,750.00                                             80.00   No MI                  100195910001982936              7.1250                      20080501                        14.8150                7.8150
     85043                      176,800.00                                             80.00   No MI                  100195910001992943              7.7500                      20080501                        15.4150                8.4150
     91708                      320,000.00                                             80.00   No MI                  100195910002001298              7.7500                      20080501                        15.7900                8.7900
     92394                      335,200.00                                             80.00   No MI                  100195910002001983              7.7500                      20080501                        15.4500                8.4500
     92404                      260,000.00                                             80.00   No MI                  100195910002002189              6.5000                      20080501                        14.2500                7.2500
     85307                      239,578.28                                           100.00    No MI                  100195910002006388              8.0000                      20080501                        16.9900                9.9900
     93532                      344,000.00                                             80.00   No MI                  100195910002009291              7.6250                      20080501                        15.2650                8.2650
     92395                      279,862.78                                             85.00   No MI                  100195910002016999              7.6250                      20080501                        15.3500                8.3500
     89106                      197,596.96                                             80.00   No MI                  100195910002021395              6.3750                      20080501                        14.0900                7.0900
     93308                      271,757.12                                             80.00   No MI                  100195910002040205              7.2500                      20080501                        14.8900                7.8900
     85029                      159,200.00                                             80.00   No MI                  100195910002055633              6.0000                      20080501                        13.7400                6.7400
     94564                      518,300.00                                             73.00   No MI                  100195910001786444              5.8750                      20090501                        13.1250                6.1250
     95351                      238,573.63                                             78.36   No MI                  100195910001837965              7.5000                      20080501                        15.6250                8.6250
     94014                      569,000.00                                             76.38   No MI                  100195910001934242              7.3000                      20090501                        14.5500                7.5500
     93223                      186,400.00                                             80.00   No MI                  100195910001975500              0.0000                                                       0.0000                0.0000
     85042                      206,617.15                                             75.00   No MI                  100195910001854697              7.4000                      20080401                        16.8500                9.8500
     86401                      135,000.00                                             72.97   No MI                  100195910001998940              7.5000                      20090501                        15.6000                8.6000
     85051                      75,000.00                                              38.46   No MI                  100195910002002122              6.7250                      20080501                        13.9750                6.9750
     85363                      93,832.32                                              59.68   No MI                  100195910002022658              0.0000                                                       0.0000                0.0000
     85363                      123,000.00                                             68.33   No MI                  100195910002040452              7.0000                      20080501                        14.2500                7.2500
     85033                      165,750.00                                             85.00   No MI                  100195910001966491              6.6250                      20090501                        13.8750                6.8750
     85037                      162,719.90                                             72.00   No MI                  100195910002008749              7.5000                      20080501                        14.7500                7.7500
     85706                      140,919.78                                           100.00    No MI                  100195910002007048              7.5000                      20080501                        16.4250                9.4250
     85019                      151,410.00                                             73.50   No MI                  100195910002031543              7.5000                      20080501                        15.1000                8.1000
     92071                      291,687.10                                             80.00   No MI                  100195910001847295              7.0000                      20080501                        14.2500                7.2500
     92532                      404,785.31                                             67.50   No MI                  100195910001999195              6.2300                      20090501                        13.4750                6.4750
     92234                      307,627.52                                             90.00   No MI                  100195910002007659              7.5000                      20080501                        16.4750                9.4750
     92071                      432,000.00                                             90.00   No MI                  100195910001987059              7.5000                      20080501                        14.9750                7.9750
     92530                      194,751.17                                             64.36   No MI                  100195910002002296              6.3750                      20090501                        13.6250                6.6250
     92220                      211,881.19                                             80.00   No MI                  100195910002054701              7.5000                      20080501                        16.4750                9.4750
     98516                      177,600.00                                             80.00   No MI                  100195910001934481              6.3750                      20090501                        13.6250                6.6250
     83686                      117,144.98                                             87.00   No MI                  100195910001960437              7.5000                      20080501                        15.0000                8.0000
     80620                      145,546.51                                             90.00   No MI                  100195910001945446              0.0000                                                       0.0000                0.0000
     80017                      179,874.86                                             94.24   No MI                  100195910002008525              0.0000                                                       0.0000                0.0000
     33175                      195,699.16                                             80.00   No MI                  100195910002042961              7.5000                      20090501                        16.3500                9.3500
     53223                      129,773.98                                           100.00    No MI                  100195910002061722              0.0000                                                       0.0000                0.0000
     93215                      207,363.14                                             90.00   No MI                  100195910001688814              7.5000                      20080401                        15.2400                8.2400
     80906                      25,560.02                                            100.00    No MI                  100195910001764557              0.0000                                                       0.0000                0.0000
     89178                      63,820.49                                            100.00    No MI                  100195910001836777              0.0000                                                       0.0000                0.0000
     85257                      59,725.60                                            100.00    No MI                  100195910001846248              0.0000                                                       0.0000                0.0000
     92582                      84,295.02                                            100.00    No MI                  100195910001865685              0.0000                                                       0.0000                0.0000
     85027                      143,625.08                                             79.99   No MI                  100195910001880742              7.6250                      20080501                        15.2900                8.2900
     85009                      89,787.68                                                51.14 No MI                  100195910001896318              0.0000                                                       0.0000                0.0000
     89115                      48,438.32                                            100.00    No MI                  100195910001938672              0.0000                                                       0.0000                0.0000
     85009                      139,874.98                                             80.00   No MI                  100195910001939233              7.8900                      20080501                        14.8900                7.8900
     85031                      159,882.55                                             80.00   No MI                  100195910002001272              7.8750                      20090501                        15.5650                8.5650
     89110                      224,000.00                                             80.00   No MI                  100195910002026873              7.5000                      20080501                        15.1250                8.1250
     89120                      121,500.00                                             90.00   No MI                  100195910002034885              7.5000                      20090501                        15.5000                8.5000
     90061                      312,761.89                                             74.64   No MI                  100195910001904617              7.0000                      20080501                        14.2500                7.2500
     60805                      172,699.22                                             73.62   No MI                  100195910001908873              0.0000                                                       0.0000                0.0000
     62650                      86,801.69                                            100.00    No MI                  100195910002014408              0.0000                                                       0.0000                0.0000
     48180                      142,168.44                                             95.00   No MI                  100195910001861106              7.5000                      20090401                        15.7500                8.7500
     61032                      89,843.52                                            100.00    No MI                  100195910001968232              0.0000                                                       0.0000                0.0000
     49045                      74,869.59                                            100.00    No MI                  100195910001982647              0.0000                                                       0.0000                0.0000
     49410                      146,444.94                                             90.00   No MI                  100195910001996415              7.5000                      20090501                        15.7500                8.7500
     61032                      71,624.61                                              92.00   No MI                  100195910001998296              0.0000                                                       0.0000                0.0000
     60107                      218,079.13                                             87.40   No MI                  100195910002063223              0.0000                                                       0.0000                0.0000
     46383                      81,809.24                                              77.36   No MI                  100195910001794562              0.0000                                                       0.0000                0.0000
     48203                      88,945.09                                              90.00   No MI                  100195910001881641              0.0000                                                       0.0000                0.0000
     46767                      103,095.46                                             85.00   No MI                  100195910001893307              0.0000                                                       0.0000                0.0000
     47432                      80,859.17                                              90.00   No MI                  100195910001899981              0.0000                                                       0.0000                0.0000
     47111                      94,832.92                                            100.00    No MI                  100195910001993842              0.0000                                                       0.0000                0.0000
     46208                      58,398.29                                              75.00   No MI                  100195910002030909              0.0000                                                       0.0000                0.0000
     75165                      135,654.42                                              77.71  No MI                  100195910001696270              6.4000                      20090501                        13.6500                6.6500
     79107                      45,648.38                                              75.00   No MI                  100195910001732943              6.7500                      20090401                        15.9750                8.9750
     75152                      131,068.19                                             80.00   No MI                  100195910001933707              7.0000                      20090501                        17.6000               10.6000
     77708                      223,650.76                                             80.00   No MI                  100195910001962888              7.5000                      20090501                        16.2750                9.2750
     56303                      99,129.34                                              68.08   No MI                  100195910001833683              0.0000                                                       0.0000                0.0000
     65605                      101,709.80                                             85.00   No MI                  100195910001936304              0.0000                                                       0.0000                0.0000
     64110                      77,226.27                                              92.00   No MI                  100195910001944423              0.0000                                                       0.0000                0.0000
     55118                      210,453.61                                             90.00   No MI                  100195910001983843              0.0000                                                       0.0000                0.0000
     63390                      129,909.64                                             80.62   No MI                  100195910001988081              0.0000                                                       0.0000                0.0000
     65401                      58,459.33                                              90.00   No MI                  100195910002004391              0.0000                                                       0.0000                0.0000
     63118                      77,795.90                                              75.00   No MI                  100195910002015371              0.0000                                                       0.0000                0.0000
     63136                      76,750.31                                              86.00   No MI                  100195910002017054              0.0000                                                       0.0000                0.0000
     55303                      180,830.08                                             82.34   No MI                  100195910002035544              0.0000                                                       0.0000                0.0000
     60130                      160,220.96                                             94.97   No MI                  100195910001850919              0.0000                                                       0.0000                0.0000
     60432                      237,586.20                                              97.14  No MI                  100195910001923575              0.0000                                                       0.0000                0.0000
     60473                      168,858.98                                             73.80   No MI                  100195910001944183              0.0000                                                       0.0000                0.0000
     60620                      154,873.46                                           100.00    No MI                  100195910001964660              0.0000                                                       0.0000                0.0000
     60428                      107,769.12                                             80.00   No MI                  100195910002008400              0.0000                                                       0.0000                0.0000
     60446                      304,371.71                                           100.00    No MI                  100195910002035619              5.5000                      20090501                        15.7500                8.7500
     60628                      132,907.53                                             95.00   No MI                  100195910002037151              0.0000                                                       0.0000                0.0000
     61554                      78,712.92                                              95.00   No MI                  100195910002075938              0.0000                                                       0.0000                0.0000
     32311                      123,828.15                                             80.00   No MI                  100195910002005331              7.3000                      20090501                        16.8500                9.8500
     32312                      107,859.26                                             80.00   No MI                  100195910002006560              0.0000                                                       0.0000                0.0000
     32547                      143,806.86                                              79.12  No MI                  100195910002030313              0.0000                                                       0.0000                0.0000
     70615                      247,223.99                                             90.00   No MI                  100195910001855603              7.5000                      20090501                        17.8500               10.8500
     70633                      62,626.59                                              95.00   No MI                  100195910001993495              0.0000                                                       0.0000                0.0000
     71220                      111,297.29                                             75.00   No MI                  100195910001889354              0.0000                                                       0.0000                0.0000
     70815                      148,315.58                                             90.00   No MI                  100195910001897217              7.5000                      20090501                        17.3500               10.3500
     70394                      99,812.24                                              67.84   No MI                  100195910001897837              0.0000                                                       0.0000                0.0000
     70471                      102,401.49                                             90.00   No MI                  100195910001961666              0.0000                                                       0.0000                0.0000
     70374                      79,766.39                                              65.00   No MI                  100195910001963902              7.5000                      20090501                        14.3750                7.3750
     70560                      102,146.71                                             80.00   No MI                  100195910002009143              0.0000                                                       0.0000                0.0000
     32818                      190,000.00                                             95.00   No MI                  100195910001906208              7.5000                      20110501                        15.6750                8.6750
     34711                      162,240.52                                             66.33   No MI                  100195910001955049              7.5000                      20090501                        15.7500                8.7500
     32773                      189,333.87                                             80.00   No MI                  100195910002016577              7.4000                      20090501                        16.7750                9.7750
     32773                      117,577.56                                             74.97   No MI                  100195910002019563              7.0000                      20090501                        17.2000               10.2000
     32805                      81,038.05                                              64.98   No MI                  100195910002055922              0.0000                                                       0.0000                0.0000
     37083                      25,620.19                                            100.00    No MI                  100195910001507717              0.0000                                                       0.0000                0.0000
     30310                      97,987.61                                              90.00   No MI                  100195910001947632              7.0000                      20090501                        17.7250               10.7250
     30011                      42,349.35                                            100.00    No MI                  100195910001994105              0.0000                                                       0.0000                0.0000
     30071                      115,253.85                                             78.57   No MI                  100195910002026048              7.5000                      20090501                        14.7500                7.7500
     30025                      171,627.77                                             89.53   No MI                  100195910002028713              7.5000                      20090501                        16.2000                9.2000
     11233                      430,156.96                                             80.00   No MI                  100038600000112186              6.6250                      20080101                        14.5750                8.5750
     11233                      80,838.26                                              95.00   No MI                  100038600000112178              0.0000                                                       0.0000                0.0000
     95993                      149,817.62                                             44.78   No MI                  100059400000009241              0.0000                                                       0.0000                0.0000
     33177                      446,250.00                                             75.00   No MI                  100203000152522168              5.5000                      20080501                        15.4700                9.4700
     90008                      22,518.20                                              85.00   No MI                  100153210604020519              0.0000                                                       0.0000                0.0000
     33155                      376,000.00                                             80.00   No MI                          0                       5.5000                      20080601                        14.6400                8.6400
     33155                      93,930.88                                            100.00    No MI                          0                       0.0000                                                       0.0000                0.0000
     77017                      15,179.54                                            100.00    No MI                  100274130412173132              0.0000                                                       0.0000                0.0000
     72223                      239,763.06                                             80.00   No MI                  100437200606200027              5.5000                      20080701                        14.1250                8.1250
     93535                      228,000.00                                             80.00   No MI                  100144600097451225              5.5000                      20080501                        13.8750                7.8750
     19138                      224,892.77                                           100.00    No MI                  100467800000001567              5.5000                      20080701                        15.6500                9.6500
     97501                      306,000.00                                             79.90   No MI                  100386100002163061              5.5000                      20080601                        14.5200                8.5200
     85022                      238,125.00                                             75.00   No MI                  100386100002163350              5.5000                      20080601                        14.7500                8.7500
     33912                      325,200.00                                             80.00   No MI                  100386100002163921              5.5000                      20080601                        13.6500                7.6500
     40220                      204,000.00                                             79.38   No MI                  100330706050125583              5.5000                      20080601                        15.1400                9.1400
     48219                      62,938.42                                              90.00   No MI                  100059400000009308              5.5000                      20080601                        15.5500                9.5500
     22485                      299,266.35                                              61.28  No MI                  100031458006041512              5.5000                      20080501                        13.8750                7.8750
     23139                      364,000.00                                             80.00   No MI                  100022100149322893              5.5000                      20080601                        13.8600                7.8600
     23139                      90,948.24                                            100.00    No MI                          0                       0.0000                                                       0.0000                0.0000
     33912                      40,650.00                                              90.00   No MI                  100386100002164630              0.0000                                                       0.0000                0.0000
     55379                      319,033.23                                             90.00   No MI                  100386100002165108              0.0000                                                       0.0000                0.0000
     85251                      159,761.52                                             80.00   No MI                  100386100002165975              5.5000                      20080601                        13.4950                5.5000
     63118                      102,193.78                                             80.00   No MI                  100386100002166437              5.5000                      20080601                        14.4300                8.4300
     94533                      319,324.67                                             90.00   No MI                  100389160000136136              5.5000                      20090601                        14.1600                8.1600
     93436                      295,200.00                                             80.00   No MI                  100322800006040473              5.5000                      20080601                        12.6800                6.6800
     55443                      192,000.00                                             80.00   No MI                  100261495709771509              4.3750                      20080401                        13.2500                7.2500
     37172                      94,882.63                                               79.17  No MI                  100144600097451373              5.5000                      20080501                        16.3750                5.5000
     92505                      371,975.20                                             80.00   No MI                  100144600097447645              5.5000                      20080501                        14.8000                8.8800
     92505                      92,923.25                                            100.00    No MI                  100144600097447652              0.0000                                                       0.0000                0.0000
     92591                      415,750.00                                             83.99   No MI                  100144600097451282              5.5000                      20080501                        12.6000                6.6000
     63118                      25,568.68                                            100.00    No MI                  100386100002166486              0.0000                                                       0.0000                0.0000
     90723                      291,471.07                                             80.00   No MI                  100094000000360011              7.6250                      20080201                        14.8750                7.8750
     90723                      72,867.92                                            100.00    No MI                  100094000000360458              0.0000                                                       0.0000                0.0000
     95687                      475,203.01                                             79.20   No MI                  100094000000360854              7.2500                      20080301                        14.5000                7.5000
     95687                      88,846.93                                               94.01  No MI                  100094000000362660              0.0000                                                       0.0000                0.0000
     22406                      250,359.53                                             85.00   No MI                  100094000000361647              8.2500                      20090301                        15.7500                8.7500
     89110                      216,555.64                                             85.00   No MI                  100094000000363122              8.1000                      20080401                        15.8750                8.8750
     92201                      249,581.39                                             66.67   No MI                  100094000000363387              7.0000                      20080301                        14.5000                7.5000
     98296                      361,081.80                                             80.00   No MI                  100094000000363742              6.7500                      20080401                        14.2500                7.2500
     93535                      247,499.66                                             90.00   No MI                  100094000000364856              7.1250                      20080401                        14.6250                7.6250
     85210                      229,333.52                                             80.00   No MI                  100094000000364914              7.5000                      20080401                        14.9900                7.9900
     85210                      57,335.14                                            100.00    No MI                  100094000000364922              0.0000                                                       0.0000                0.0000
     97351                      151,453.34                                             80.00   No MI                  100094000000365226              6.8750                      20080401                        14.3750                7.3750
     97351                      37,937.06                                            100.00    No MI                  100094000000365713              0.0000                                                       0.0000                0.0000
     91709                      604,371.89                                             74.69   No MI                  100094000000365432              7.8750                      20080401                        15.3750                8.3750
     95624                      359,736.26                                             90.00   No MI                  100094000000365697              7.5000                      20080401                        16.9900                9.9900
     89703                      518,937.23                                             80.00   No MI                  100094000000366018              8.8750                      20110401                        16.3750                9.3750
     91767                      181,748.21                                             49.59   No MI                  100094000000366398              0.0000                                                       0.0000                0.0000
     97527                      224,000.00                                             80.00   No MI                  100094000000366703              6.8750                      20080401                        14.1250                7.1250
     22625                      271,707.16                                             80.00   No MI                  100094000000366745              7.7500                      20080401                        15.2500                8.2500
     95354                      344,431.40                                             76.67   No MI                  100094000000367164              0.0000                                                       0.0000                0.0000
     85213                      311,975.75                                             90.00   No MI                  100094000000367420              7.8750                      20080401                        15.3750                8.3750
     89108                      240,000.00                                             80.00   No MI                  100094000000367834              6.8750                      20090401                        14.3750                7.3750
     89108                      59,932.18                                            100.00    No MI                  100094000000369319              0.0000                                                       0.0000                0.0000
     85249                      499,700.30                                             83.33   No MI                  100094000000368105              8.2500                      20080501                        16.2500                9.2500
     91701                      299,101.06                                              73.17  No MI                  100094000000368238              0.0000                                                       0.0000                0.0000
     94585                      420,000.00                                             80.00   No MI                  100094000000368352              7.3750                      20080501                        14.8750                7.8750
     94585                      104,901.12                                           100.00    No MI                  100094000000368360              0.0000                                                       0.0000                0.0000
     92231                      269,904.41                                             85.00   No MI                  100094000000369244              5.6250                      20080501                        13.1250                6.1250
     93591                      72,944.77                                            100.00    No MI                  100386100002167864              0.0000                                                       0.0000                0.0000
     23960                      89,933.13                                              90.00   No MI                  100386100002167740              5.5000                      20090701                        13.4950                7.4950
     85205                      206,795.55                                             72.63   No MI                  100258930060400368              6.0000                      20080601                        15.5000                9.5000
     15108                      150,801.79                                             89.88   No MI                  100258910060401681              5.5000                      20080601                        14.1250                8.1250
     85381                      408,000.00                                             80.00   No MI                  100351100015284375              5.5000                      20080601                        14.7500                8.7500
     23323                      157,595.30                                             80.00   No MI                  100386100002168862              5.5000                      20080601                        12.9950                5.5000
     22408                      195,213.87                                             85.00   No MI                  100386100002169050              5.5000                      20080601                        13.6200                7.6200
     23059                      89,942.39                                               31.03  No MI                  100212504000279649              5.5000                      20080601                        13.6250                7.6250
     30543                      107,120.00                                             80.00   No MI                  100184620160403052              6.7500                      20080501                        14.7500                8.7500
     45069                      187,728.36                                             80.00   No MI                  100330706040123094              5.5000                      20080601                        13.6500                7.6500
     10303                      286,945.29                                             80.00   No MI                  100284910150003775              7.8000                      20080201                        14.5500                8.5500
     30543                      26,761.01                                            100.00    No MI                  100184620160403060              0.0000                                                       0.0000                0.0000
     90002                      245,900.00                                             59.98   No MI                          0                       5.5000                      20080601                        13.7000                7.7000
     90047                      352,497.59                                             69.90   No MI                  100322800006040556              5.5000                      20080601                        13.7250                5.5000
     93550                      296,000.00                                             80.00   No MI                  100144600097451720              5.5000                      20080601                        14.5000                8.5000
     93550                      73,952.99                                            100.00    No MI                  100144600097451738              0.0000                                                       0.0000                0.0000
     85027                      185,600.00                                             80.00   No MI                          0                       5.5000                      20080601                        14.3300                8.3300
     7060                       288,739.38                                             85.00   No MI                  100386100002171130              5.5000                      20080601                        15.9300                9.9300
     84098                      250,000.00                                             52.08   No MI                  100099210605010037              5.5000                      20090601                        13.5800                7.5800
     55419                      259,764.03                                             80.00   No MI                  100261495730377698              5.5000                      20080601                        15.9000                9.9000
     7055                       439,954.38                                             89.09   No MI                  100135811051133789              5.5000                      20080301                        15.7500                9.7500
     34653                      206,536.25                                             79.92   No MI                  100255500000038306              6.5000                      20080501                        13.5000                7.5000
     33460                      117,843.29                                             55.00   No MI                  100195910001833592              6.5500                      20090401                        13.8000                6.8000
     15226                      54,916.08                                              73.33   No MI                  100195910001863680              7.5000                      20080401                        17.7500               10.7500
     15144                      66,124.72                                               73.61  No MI                  100195910001882854              0.0000                                                       0.0000                0.0000
     33071                      41,757.37                                            100.00    No MI                  100195910001884827              0.0000                                                       0.0000                0.0000
     33319                      89,833.20                                              90.00   No MI                  100195910001931420              0.0000                                                       0.0000                0.0000
     60617                      108,000.00                                             80.00   No MI                  100195910001934663              5.2500                      20090501                        15.9500                8.9500
     60617                      26,975.27                                            100.00    No MI                  100195910001934689              0.0000                                                       0.0000                0.0000
     33162                      275,592.01                                             80.00   No MI                  100195910001970139              6.8900                      20080401                        14.1400                7.1400
     33179                      342,000.00                                             90.00   No MI                  100195910001979593              7.5000                      20090501                        15.1500                8.1500
     33435                      247,427.56                                             80.00   No MI                  100195910002028440              7.1000                      20080501                        14.3500                7.3500
     33015                      126,400.00                                             80.00   No MI                  100195910002045584              6.9900                      20080501                        14.2400                7.2400
     33161                      169,941.57                                             75.00   No MI                  100195910002052325              7.5000                      20080501                        15.5500                8.5500
     15108                      103,822.87                                             80.00   No MI                  100195910002063033              7.5000                      20090501                        15.8500                8.8500
     33033                      202,696.41                                             80.00   No MI                  100195910002077926              6.7400                      20080501                        13.9900                6.9900
     16001                      115,770.12                                             80.00   No MI                  100195910002079583              7.5000                      20090501                        16.2500                9.2500
     33313                      234,740.25                                             82.46   No MI                  100195910002086273              6.8900                      20080501                        14.1400                7.1400
     15108                      28,975.33                                            100.00    No MI                  100195910002086430              0.0000                                                       0.0000                0.0000
     55040                      206,000.00                                             84.08   No MI                  100195910002103185              7.2500                      20090501                        14.5000                7.5000
     33437                      179,873.03                                             80.00   No MI                  100195910002105156              7.5000                      20090501                        15.7000                8.7000
     30094                      135,900.00                                             79.99   No MI                  100195910002118662              5.6000                      20090501                        13.3500                6.3500
     15226                      96,820.63                                              66.90   No MI                  100195910002126012              7.5000                      20080501                        15.4500                8.4500
     33183                      49,911.92                                            100.00    No MI                  100195910001753790              0.0000                                                       0.0000                0.0000
     33624                      269,530.41                                           100.00    No MI                  100195910001782245              7.5000                      20080401                        17.1400               10.1400
     33461                      37,943.10                                            100.00    No MI                  100195910001819740              0.0000                                                       0.0000                0.0000
     34113                      58,112.40                                            100.00    No MI                  100195910001845117              0.0000                                                       0.0000                0.0000
     19560                      18,562.00                                            100.00    No MI                  100195910001856486              0.0000                                                       0.0000                0.0000
     62703                      66,199.13                                              80.00   No MI                  100195910001887812              7.5000                      20080401                        15.1250                8.1250
     33442                      226,165.05                                             90.00   No MI                  100195910001917411              7.5000                      20090401                        14.8400                7.8400
     32824                      67,355.14                                              90.00   No MI                  100195910001920597              7.5000                      20090401                        16.1400                9.1400
     33054                      156,485.95                                             95.00   No MI                  100195910001929622              7.5000                      20090401                        17.2900               10.2900
     34473                      62,857.48                                              90.00   No MI                  100195910001953366              7.5000                      20080401                        16.9400                9.9400
     33176                      148,000.00                                             80.00   No MI                  100195910001961021              7.5000                      20090501                        15.4000                8.4000
     32808                      94,835.37                                              79.98   No MI                  100195910001961161              7.5000                      20090401                        14.8700                7.8700
     32808                      23,772.26                                            100.00    No MI                  100195910001961211              0.0000                                                       0.0000                0.0000
     33176                      36,962.90                                            100.00    No MI                  100195910001961245              0.0000                                                       0.0000                0.0000
     33019                      318,262.38                                             80.00   No MI                  100195910001970931              7.3500                      20080401                        14.6000                7.6000
     33415                      48,345.91                                            100.00    No MI                  100195910001975898              0.0000                                                       0.0000                0.0000
     33904                      39,982.04                                            100.00    No MI                  100195910001976094              0.0000                                                       0.0000                0.0000
     33073                      399,281.77                                             80.00   No MI                  100195910001976375              7.5000                      20080401                        16.9900                9.9900
     34982                      235,798.85                                             90.00   No MI                  100195910001983884              7.5000                      20080501                        15.9000                8.9000
     2920                       259,398.65                                             80.00   No MI                  100195910001999351              7.0900                      20090501                        14.3400                7.3400
     34744                      342,400.00                                             80.00   No MI                  100195910001999971              7.3400                      20080501                        14.5900                7.5900
     28166                      69,458.66                                              80.00   No MI                  100195910002013558              7.5000                      20080501                        14.9900                7.9900
     33024                      428,960.26                                             85.00   No MI                  100195910002037482              7.5000                      20080501                        15.8500                8.8500
     33168                      227,509.22                                             80.00   No MI                  100195910002040965              7.4500                      20080501                        14.7000                7.7000
     20747                      264,000.00                                              81.99  No MI                  100195910002041195              7.4400                      20080501                        14.6900                7.6900
     33401                      41,153.97                                            100.00    No MI                  100195910002046095              0.0000                                                       0.0000                0.0000
     30315                      119,790.95                                             80.00   No MI                  100195910002050535              7.5000                      20090501                        15.7400                8.7400
     33634                      151,200.00                                             80.00   No MI                  100195910002050550              7.5000                      20080501                        14.8500                7.8500
     33010                      251,724.90                                             80.00   No MI                  100195910002054867              7.0900                      20080501                        14.3400                7.3400
     43219                      44,930.07                                              90.00   No MI                  100195910002058728              7.5000                      20080501                        16.2900                9.2900
     33321                      236,000.00                                             78.67   No MI                  100195910002063587              6.7400                      20080501                        13.9900                6.9900
     33312                      199,770.09                                             80.00   No MI                  100195910002064353              6.7500                      20090501                        14.0000                7.0000
     33312                      49,956.56                                            100.00    No MI                  100195910002064486              0.0000                                                       0.0000                0.0000
     43612                      94,418.07                                              90.00   No MI                  100195910002070053              6.9500                      20090501                        19.0000               12.0000
     53206                      77,360.54                                              90.00   No MI                  100195910002070137              7.5000                      20080501                        16.7900                9.7900
     34759                      235,794.93                                             75.00   No MI                  100195910002081498              7.5000                      20080501                        15.2500                8.2500
     33138                      104,778.03                                             48.84   No MI                  100195910002088048              7.5000                      20080501                        14.7900                7.7900
     34761                      281,454.95                                             79.99   No MI                  100195910002088931              7.5000                      20080501                        14.8000                7.8000
     33610                      103,788.83                                             80.00   No MI                  100195910002092305              7.5000                      20080501                        14.9900                7.9900
     48042                      299,590.44                                             79.99   No MI                  100195910002093584              7.5000                      20080501                        14.9900                7.9900
     17104                      65,628.92                                              90.00   No MI                  100195910002093956              7.5000                      20080501                        17.9900               10.9900
     34744                      108,976.47                                             80.00   No MI                  100195910002096629              7.5000                      20080501                        14.9500                7.9500
     30344                      122,589.11                                             80.00   No MI                  100195910002099987              7.5000                      20090501                        15.8100                8.8100
     33129                      236,455.65                                             74.06   No MI                  100195910002103813              0.0000                                                       0.0000                0.0000
     33162                      224,300.35                                             80.00   No MI                  100195910002104761              7.2900                      20080501                        14.5400                7.5400
     32068                      212,821.25                                             85.00   No MI                  100195910002109182              6.7400                      20090501                        13.9900                6.9900
     48213                      59,881.81                                              80.00   No MI                  100195910002117888              7.5000                      20080501                        15.1400                8.1400
     33607                      159,944.07                                             80.00   No MI                  100195910002122177              7.5000                      20080501                        15.3900                8.3900
     33607                      39,967.48                                            100.00    No MI                  100195910002122276              0.0000                                                       0.0000                0.0000
     48198                      103,705.90                                             79.98   No MI                  100195910002125675              7.5000                      20090501                        15.4000                8.4000
     53215                      136,617.46                                             85.00   No MI                  100195910002130204              7.5000                      20090501                        15.8900                8.8900
     32907                      109,772.54                                             52.38   No MI                  100195910002131665              7.5000                      20080501                        14.9000                7.9000
     33023                      51,339.81                                            100.00    No MI                  100195910002048729              0.0000                                                       0.0000                0.0000
     27891                      62,888.31                                              90.00   No MI                  100195910001498834              7.5000                      20090401                        17.0500               10.0500
     38109                      83,069.13                                              90.00   No MI                  100195910001641284              7.2500                      20080401                        17.8000               10.8000
     49721                      65,572.73                                              90.00   No MI                  100195910001669947              7.5000                      20090301                        17.7000               10.7000
     38134                      53,025.51                                              90.00   No MI                  100195910001708414              7.2500                      20090401                        18.1400               11.1400
     1841                       287,323.08                                             80.00   No MI                  100195910001720070              7.2500                      20090401                        16.2500                9.2500
     56441                      198,818.34                                             95.00   No MI                  100195910001725343              0.0000                                                       0.0000                0.0000
     48219                      170,559.32                                             85.00   No MI                  100195910001726275              7.5000                      20090301                        18.3000               11.3000
     48223                      53,939.19                                              75.00   No MI                  100195910001735714              7.5000                      20080401                        19.1900               12.1900
     46035                      62,783.67                                              89.99   No MI                  100195910001782708              7.3500                      20080401                        16.8500                9.8500
     48192                      76,562.43                                              80.00   No MI                  100195910001794877              7.0900                      20090401                        14.3400                7.3400
     48192                      19,116.88                                            100.00    No MI                  100195910001794919              0.0000                                                       0.0000                0.0000
     46628                      51,351.76                                              70.00   No MI                  100195910001798969              7.5000                      20090401                        16.7000                9.7000
     32703                      27,959.21                                            100.00    No MI                  100195910001803611              0.0000                                                       0.0000                0.0000
     48237                      111,757.59                                             80.00   No MI                  100195910001813552              7.5000                      20080401                        16.1000                9.1000
     48127                      83,909.12                                              80.00   No MI                  100195910001816670              7.5000                      20080501                        17.9900               10.9900
     46952                      124,393.39                                             90.00   No MI                  100195910001821001              7.2500                      20080401                        16.3400                9.3400
     47129                      109,420.32                                             90.00   No MI                  100195910001850083              7.5000                      20090401                        16.7500                9.7500
     46237                      99,665.99                                              80.00   No MI                  100195910001850570              6.7000                      20080401                        13.9500                6.9500
     1104                       131,853.28                                             80.00   No MI                  100195910001853285              7.0000                      20080401                        15.1400                8.1400
     2905                       159,573.14                                             80.00   No MI                  100195910001856742              7.5000                      20080401                        15.0900                8.0900
     2905                       39,953.60                                            100.00    No MI                  100195910001856775              0.0000                                                       0.0000                0.0000
     20754                      326,487.04                                             85.00   No MI                  100195910001874257              7.5000                      20080401                        15.7400                8.7400
     1603                       235,463.25                                             80.00   No MI                  100195910001875445              6.7500                      20090401                        15.8600                8.8600
     28602                      122,788.34                                           100.00    No MI                  100195910001876278              7.5000                      20080401                        17.1900               10.1900
     27524                      299,081.20                                             78.95   No MI                  100195910001879033              7.1400                      20090401                        14.3900                7.3900
     2907                       215,200.00                                             80.00   No MI                  100195910001894123              7.2500                      20080401                        14.5000                7.5000
     46237                      24,958.78                                            100.00    No MI                  100195910001912776              0.0000                                                       0.0000                0.0000
     34711                      217,166.76                                             80.00   No MI                  100195910001912867              7.5000                      20090401                        16.5000                9.5000
     46807                      71,860.81                                              90.00   No MI                  100195910001919920              7.2500                      20080401                        16.6400                9.6400
     38116                      74,867.33                                            100.00    No MI                  100195910001926818              7.5000                      20090401                        17.0900               10.0900
     38127                      64,705.07                                              90.00   No MI                  100195910001929457              7.1250                      20080401                        17.9400               10.9400
     21221                      31,186.52                                            100.00    No MI                  100195910001930471              0.0000                                                       0.0000                0.0000
     2478                       199,604.87                                             32.79   No MI                  100195910001947988              7.1500                      20090501                        15.1250                8.1250
     46222                      58,420.76                                              90.00   No MI                  100195910001952350              7.2500                      20080401                        18.3000               11.3000
     49306                      183,054.19                                             94.00   No MI                  100195910001961153              7.5000                      20090501                        16.9900                9.9900
     33610                      37,757.74                                            100.00    No MI                  100195910001962623              0.0000                                                       0.0000                0.0000
     34984                      290,006.46                                             95.00   No MI                  100195910001965618              7.5000                      20090401                        15.9900                8.9900
     49307                      115,482.61                                             80.00   No MI                  100195910001972960              7.1900                      20090501                        14.4400                7.4400
     38141                      111,012.19                                             80.00   No MI                  100195910001992539              7.5000                      20080501                        15.8900                8.8900
     2907                       239,404.95                                             80.00   No MI                  100195910002000498              7.5000                      20090401                        15.4400                8.4400
     37857                      74,671.02                                              85.00   No MI                  100195910002007618              7.5000                      20090501                        15.7900                8.7900
     38141                      82,976.15                                              89.98   No MI                  100195910002029729              7.5000                      20080501                        16.4900                9.4900
     32750                      174,000.00                                             80.00   No MI                  100195910002032426              7.4000                      20080501                        14.6500                7.6500
     48205                      79,800.16                                               71.43  No MI                  100195910002036070              7.4900                      20090501                        14.7400                7.7400
     38135                      27,327.05                                              99.96   No MI                  100195910002059429              0.0000                                                       0.0000                0.0000
     46324                      76,390.02                                              90.00   No MI                  100195910002064023              7.2500                      20090501                        16.8500                9.8500
     33993                      229,435.35                                             73.02   No MI                  100195910002067810              6.8000                      20090501                        14.0500                7.0500
     20744                      280,000.00                                             80.00   No MI                  100195910002072075              7.4000                      20080501                        14.6500                7.6500
     43612                      13,090.79                                              94.97   No MI                  100195910002078692              0.0000                                                       0.0000                0.0000
     28667                      75,047.30                                              80.00   No MI                  100195910002080755              7.5000                      20080501                        14.9900                7.9900
     49506                      102,198.71                                             80.00   No MI                  100195910002081472              7.5000                      20090501                        15.1500                8.1500
     49506                      25,510.33                                            100.00    No MI                  100195910002081506              0.0000                                                       0.0000                0.0000
     33905                      79,080.54                                              76.84   No MI                  100195910002084781              7.5000                      20080501                        14.9500                7.9500
     44139                      220,834.67                                             85.00   No MI                  100195910002094095              7.5000                      20090501                        15.5000                8.5000
     21237                      215,199.67                                             80.00   No MI                  100195910002096736              7.5000                      20080501                        15.0000                8.0000
     34652                      105,531.33                                             75.00   No MI                  100195910002110131              7.5000                      20090501                        14.9000                7.9000
     33026                      278,536.90                                             80.00   No MI                  100195910001946121              7.5000                      20090401                        15.6500                8.6500
     33702                      28,367.55                                            100.00    No MI                  100195910001938839              0.0000                                                       0.0000                0.0000
     34748                      23,884.10                                            100.00    No MI                  100195910002022666              0.0000                                                       0.0000                0.0000
     17097                      97,846.42                                              78.40   No MI                  100195910002037961              7.5000                      20090501                        16.2500                9.2500
     32209                      106,083.14                                             85.00   No MI                  100195910002058744              7.5000                      20090501                        16.2400                9.2400
     60639                      335,505.04                                             89.84   No MI                  100195910001566622              6.2500                      20080201                        15.5900                8.5900
     60639                      321,229.04                                             80.00   No MI                  100195910001640187              6.2500                      20090301                        15.7900                8.7900
     60639                      60,221.20                                              95.00   No MI                  100195910001640286              0.0000                                                       0.0000                0.0000
     60435                      152,661.25                                             90.00   No MI                  100195910001817504              5.8000                      20080401                        15.9900                8.9900
     60629                      44,962.66                                            100.00    No MI                  100195910001828428              0.0000                                                       0.0000                0.0000
     60085                      107,753.85                                             80.00   No MI                  100195910001834442              5.5000                      20080401                        15.8500                8.8500
     60131                      193,078.38                                             80.00   No MI                  100195910001836033              6.1500                      20090401                        15.0400                8.0400
     60504                      39,704.57                                            100.00    No MI                  100195910001858722              0.0000                                                       0.0000                0.0000
     60628                      172,000.00                                             80.00   No MI                  100195910001861544              6.5000                      20090401                        15.0000                8.0000
     60619                      99,690.96                                              80.00   No MI                  100195910001871394              5.5500                      20080401                        14.9900                7.9900
     60641                      327,236.85                                             80.00   No MI                  100195910001901811              7.5000                      20080401                        15.7500                8.7500
     60707                      39,368.58                                            100.00    No MI                  100195910001905143              0.0000                                                       0.0000                0.0000
     60506                      145,189.09                                             80.00   No MI                  100195910001913931              7.5000                      20080401                        14.8000                7.8000
     60406                      27,977.17                                            100.00    No MI                  100195910002004862              0.0000                                                       0.0000                0.0000
     60804                      159,882.04                                             80.00   No MI                  100195910002008053              5.9000                      20090501                        15.5500                8.5500
     60804                      39,962.13                                            100.00    No MI                  100195910002008145              0.0000                                                       0.0000                0.0000
     61054                      100,574.16                                             80.00   No MI                  100195910002030560              5.9000                      20080501                        14.5000                7.5000
     60431                      268,000.00                                             80.00   No MI                  100195910002037557              6.2000                      20080501                        14.6000                7.6000
     60459                      170,080.07                                             80.00   No MI                  100195910002038209              5.9500                      20080501                        14.8500                7.8500
     60452                      239,923.37                                             90.00   No MI                  100195910002055575              5.6500                      20080501                        16.2500                9.2500
     60506                      315,200.00                                             80.00   No MI                  100195910002059965              5.7500                      20080501                        15.2500                8.2500
     60805                      217,158.15                                             80.00   No MI                  100195910002072349              6.1000                      20080501                        14.9900                7.9900
     60622                      324,669.00                                             89.04   No MI                  100195910002077579              6.0000                      20080501                        15.2500                8.2500
     60639                      307,772.94                                             80.00   No MI                  100195910002080326              6.0000                      20090501                        15.5500                8.5500
     60053                      204,317.80                                             79.98   No MI                  100195910002086836              6.0000                      20080501                        14.2500                7.2500
     60612                      300,222.96                                             79.58   No MI                  100195910002097411              5.9500                      20080501                        15.2700                8.2700
     60191                      179,565.17                                              51.87  No MI                  100195910002100504              6.1000                      20080501                        14.1200                7.1200
     60425                      127,406.00                                             85.00   No MI                  100195910002101197              5.4500                      20080501                        15.5500                8.5500
     60636                      250,528.01                                             94.62   No MI                  100195910002101296              5.9500                      20080501                        14.9200                7.9200
     60073                      122,945.27                                             80.00   No MI                  100195910002101502              7.5000                      20080501                        14.9000                7.9000
     60090                      161,978.30                                             90.00   No MI                  100195910002110263              5.7500                      20080501                        14.9900                7.9900
     60609                      74,894.16                                               68.18  No MI                  100195910002111071              5.5000                      20090501                        16.7500                9.7500
     60629                      175,200.00                                             80.00   No MI                  100195910002119470              5.6000                      20080501                        15.2500                8.2500
     60506                      140,000.00                                             80.00   No MI                  100195910002119975              7.5000                      20080501                        16.1900                9.1900
     60448                      95,931.29                                              80.00   No MI                  100195910002128240              5.6250                      20080501                        15.6500                8.6500
     60448                      23,976.98                                            100.00    No MI                  100195910002128281              0.0000                                                       0.0000                0.0000
     60623                      228,000.00                                             80.00   No MI                  100195910002139940              6.0000                      20080501                        15.4000                8.4000
     60623                      42,699.57                                              95.00   No MI                  100195910002140088              0.0000                                                       0.0000                0.0000
     60525                      60,809.01                                              95.00   No MI                  100195910002141615              0.0000                                                       0.0000                0.0000
     53140                      140,013.18                                             85.00   No MI                  100195910002143058              7.5000                      20080501                        15.9000                8.9000
     6112                       199,539.12                                             80.65   No MI                  100195910001745713              7.5000                      20090501                        15.2500                8.2500
     23513                      185,874.61                                             95.00   No MI                  100195910002117714              7.5000                      20090501                        15.7250                8.7250
     32168                      113,434.55                                             80.00   No MI                  100244400000634465              6.6000                      20080501                        15.6000                9.6000
     45238                      71,184.40                                              80.00   No MI                  100244400000624615              6.9900                      20080501                        15.9900                9.9900
     48205                      61,504.67                                              80.00   No MI                  100244400000625612              7.7000                      20080401                        16.7000               10.7000
     48336                      79,894.09                                              80.00   No MI                  100244400000636106              7.0500                      20080501                        16.0500               10.0500
     48135                      121,793.01                                             80.00   No MI                  100244400000634895              6.1000                      20080501                        15.1000                9.1000
     46237                      66,699.13                                              80.00   No MI                  100244400000631826              8.8000                      20080401                        16.8000               10.8000
     53143                      265,012.67                                             90.00   No MI                  100170401483814044              7.5000                      20080301                        17.9500                7.5000
     1109                       122,944.95                                             80.00   No MI                  100091306020106745              7.5000                      20080301                        17.3900                7.5000
     63301                      135,632.77                                             85.00   No MI                  100195910001835282              7.5000                      20080401                        17.2500                7.5000
     32907                      42,655.60                                            100.00    No MI                  100195910001903528              0.0000                                                       0.0000                0.0000
     32901                      25,775.76                                            100.00    No MI                  100195910001947186              0.0000                                                       0.0000                0.0000
     92880                      325,000.00                                             70.50   No MI                  100073020061107924              6.3000                      20090301                        12.8000                6.8000
     92675                      431,415.01                                             80.00   No MI                  100404006031721027              7.2000                      20090501                        14.4500                7.2000
     53227                      323,502.71                                             90.00   No MI                  100170401483815157              7.5000                      20080501                        16.3500                7.5000
     65631                      69,015.02                                              80.00   No MI                  100309706040000315              7.5000                      20080501                        16.4000                9.4000
     23602                      178,183.82                                             85.00   No MI                  100302504245900000              0.0000                                                       0.0000                0.0000
     30008                      59,900.74                                               63.16  No MI                  100204801000251192              6.5000                      20090501                        15.9900                8.9900
     64429                      70,915.73                                              80.00   No MI                  100195910001766172              7.5000                      20080401                        15.4900                8.4900
     77088                      94,284.62                                              90.00   No MI                  100195910001848616              7.5000                      20090401                        15.8500                8.8500
     77547                      75,736.38                                              79.98   No MI                  100195910001880353              7.2500                      20090401                        16.2700                9.2700
     75061                      90,985.17                                              80.00   No MI                  100195910001948937              7.0000                      20080401                        15.6900                8.6900
     64080                      91,628.16                                              85.00   No MI                  100195910001962284              7.5000                      20090501                        15.3900                8.3900
     48227                      71,886.93                                              90.00   No MI                  100195910001966533              7.5000                      20090501                        16.2400                9.2400
     64030                      130,309.25                                             90.00   No MI                  100195910001976201              7.5000                      20090401                        17.9500               10.9500
     64155                      115,031.87                                             90.00   No MI                  100195910001976920              7.5000                      20090501                        16.5900                9.5900
     77073                      87,792.71                                              80.00   No MI                  100195910001979981              7.0000                      20080401                        15.6900                8.6900
     75228                      70,312.58                                              80.00   No MI                  100195910002022583              6.5000                      20090501                        17.3500               10.3500
     75220                      103,568.51                                             79.98   No MI                  100195910002035775              0.0000                                                       0.0000                0.0000
     77084                      71,876.10                                              80.00   No MI                  100195910002038381              7.2500                      20090501                        15.8000                8.8000
     77449                      98,120.09                                              80.00   No MI                  100195910002043340              7.0000                      20080501                        15.5000                8.5000
     63031                      243,617.58                                             80.00   No MI                  100195910002052606              7.5000                      20080501                        16.2500                9.2500
     65721                      163,845.82                                             85.00   No MI                  100195910002065368              7.5000                      20090501                        17.3400               10.3400
     75040                      111,811.62                                             80.00   No MI                  100195910002068065              0.0000                                                       0.0000                0.0000
     79735                      89,912.68                                            100.00    No MI                  100195910002080854              6.2500                      20090501                        18.4900               11.4900
     63121                      78,166.36                                              90.00   No MI                  100195910002081910              7.5000                      20080501                        15.8400                8.8400
     77379                      43,940.48                                            100.00    No MI                  100195910002088477              0.0000                                                       0.0000                0.0000
     76108                      50,347.92                                              90.00   No MI                  100195910002094483              6.5000                      20090501                        18.2000               11.2000
     49509                      87,021.14                                              80.00   No MI                  100195910002096041              7.5000                      20090501                        14.9400                7.9400
     75228                      15,878.49                                            100.00    No MI                  100195910002097866              0.0000                                                       0.0000                0.0000
     76067                      63,884.60                                            100.00    No MI                  100195910002102831              6.5000                      20090501                        17.1400               10.1400
     77064                      19,024.25                                              99.95   No MI                  100195910002104548              0.0000                                                       0.0000                0.0000
     75074                      95,871.26                                              76.80   No MI                  100195910002106428              7.2500                      20090501                        16.9900                9.9900
     75248                      172,698.12                                             80.00   No MI                  100195910002119744              7.0000                      20080501                        16.6000                9.6000
     75180                      67,945.12                                              80.00   No MI                  100195910002122466              7.5000                      20090501                        15.2400                8.2400
     8059                       151,605.17                                             66.67   No MI                  100195910002030362              0.0000                                                       0.0000                0.0000
     8205                       103,524.83                                             80.00   No MI                  100195910002075870              7.5000                      20090501                        15.2500                8.2500
     7461                       107,767.07                                             34.62   No MI                  100195910002127994              7.4400                      20090501                        14.6900                7.6900
     77032                      111,763.81                                           100.00    No MI                  100195910001733743              0.0000                                                       0.0000                0.0000
     77535                      124,228.01                                             90.90   No MI                  100195910001835803              0.0000                                                       0.0000                0.0000
     77373                      103,284.90                                             90.00   No MI                  100195910002001694              7.5000                      20090501                        14.8750                7.8750
     78109                      153,687.93                                             98.09   No MI                  100195910002048604              6.5000                      20090501                        15.0000                8.0000
     17921                      62,175.12                                              75.00   No MI                  100195910002132853              7.0000                      20090501                        17.5000               10.5000
     95205                      288,000.00                                             80.00   No MI                  100195910002031634              7.5000                      20080501                        14.8500                7.8500
     93230                      158,500.00                                             68.32   No MI                  100195910002072893              6.8750                      20090501                        14.1250                7.1250
     93630                      61,503.45                                            100.00    No MI                  100195910002090382              0.0000                                                       0.0000                0.0000
     22153                      199,717.79                                             59.70   No MI                  100195910002010935              0.0000                                                       0.0000                0.0000
     23701                      125,744.69                                             90.00   No MI                  100195910002111832              7.5000                      20090501                        15.0000                8.0000
     21643                      107,810.55                                             80.00   No MI                  100195910001857831              0.0000                                                       0.0000                0.0000
     20737                      230,598.38                                              64.71  No MI                  100195910002096819              0.0000                                                       0.0000                0.0000
     17522                      171,786.37                                             80.00   No MI                  100195910002002791              7.1000                      20090501                        17.3500               10.3500
     17551                      157,293.66                                             70.00   No MI                  100195910002147562              7.5000                      20090501                        17.1000               10.1000
     96791                      213,590.84                                             95.00   No MI                  100195910001879728              7.5000                      20080401                        16.5000                9.5000
     19943                      104,772.44                                           100.00    No MI                  100195910001937260              7.5000                      20090401                        16.1750                9.1750
     19966                      180,822.74                                             85.00   No MI                  100195910002110453              7.2500                      20090501                        17.3000               10.3000
     21213                      92,830.89                                              76.23   No MI                  100195910002131566              6.7500                      20090501                        15.5000                8.5000
     21239                      39,933.96                                              36.36   No MI                  100195910002093410              0.0000                                                       0.0000                0.0000
     23701                      114,789.51                                             60.85   No MI                  100195910002096835              7.5000                      20080501                        15.5000                8.5000
     23608                      74,906.41                                              66.96   No MI                  100195910002133356              6.2500                      20090501                        17.3280               10.3280
     43056                      132,591.42                                           100.00    No MI                  100195910001654733              0.0000                                                       0.0000                0.0000
     44260                      109,808.75                                              90.91  No MI                  100195910002143256              0.0000                                                       0.0000                0.0000
     45237                      99,565.93                                              95.00   No MI                  100195910002111618              0.0000                                                       0.0000                0.0000
     43110                      123,784.41                                              91.85  No MI                  100195910002133935              0.0000                                                       0.0000                0.0000
     45227                      107,811.49                                             90.00   No MI                  100195910002139353              7.5000                      20090501                        15.7500                8.7500
     80524                      197,988.27                                             94.50   No MI                  100195910001938441              0.0000                                                       0.0000                0.0000
     80239                      144,146.61                                             85.00   No MI                  100195910002086612              0.0000                                                       0.0000                0.0000
     79373                      79,789.60                                              80.00   No MI                  100195910001782179              0.0000                                                       0.0000                0.0000
     75701                      85,418.50                                              80.00   No MI                  100195910001999336              0.0000                                                       0.0000                0.0000
     79414                      57,729.97                                              64.66   No MI                  100195910002009101              0.0000                                                       0.0000                0.0000
     75961                      79,089.86                                              90.00   No MI                  100195910002062092              0.0000                                                       0.0000                0.0000
     76131                      78,253.71                                              80.00   No MI                  100195910002109760              7.0000                      20090501                        15.4400                8.4400
     75220                      194,798.02                                             75.00   No MI                  100195910002129206              6.5000                      20090501                        18.1900               11.1900
     77503                      105,397.64                                             80.00   No MI                  100195910002095316              0.0000                                                       0.0000                0.0000
     77072                      90,880.05                                               76.17  No MI                  100195910002094772              0.0000                                                       0.0000                0.0000
     75454                      170,469.83                                             92.00   No MI                  100195910001887226              7.0000                      20090501                        17.8750               10.8750
     76234                      99,753.85                                              80.00   No MI                  100195910001904674              7.2500                      20090401                        15.4750                8.4750
     75220                      138,829.20                                           100.00    No MI                  100195910001998361              6.7500                      20090501                        17.4000               10.4000
     75062                      70,370.98                                              73.44   No MI                  100195910002015298              0.0000                                                       0.0000                0.0000
     75104                      117,434.04                                             80.00   No MI                  100195910002128307              6.6000                      20090501                        16.7500                9.7500
     91340                      417,000.00                                             77.94   No MI                  100195910001916942              6.5000                      20080501                        13.7500                6.7500
     95116                      350,593.66                                             54.00   No MI                  100195910002030941              6.7250                      20090501                        13.9750                6.9750
     93230                      157,231.76                                             75.00   No MI                  100195910002037466              7.5000                      20090501                        15.8500                8.8500
     77088                      114,583.77                                             85.00   No MI                  100195910002117243              7.5000                      20090501                        16.6250                9.6250
     98626                      127,500.00                                             85.00   No MI                  100195910001978389              7.5000                      20090501                        15.5500                8.5500
     97487                      33,964.27                                            100.00    No MI                  100195910002109372              0.0000                                                       0.0000                0.0000
     95215                      247,725.89                                             80.00   No MI                  100195910001797771              6.5000                      20080501                        14.1400                7.1400
     99114                      53,145.42                                              89.95   No MI                  100195910001807760              7.5000                      20080401                        16.5650                9.5650
     95301                      258,620.12                                             80.00   No MI                  100195910001816217              8.2500                      20090401                        15.9400                8.9400
     93635                      108,774.64                                             99.99   No MI                  100195910001826919              0.0000                                                       0.0000                0.0000
     95695                      81,098.99                                            100.00    No MI                  100195910001829632              0.0000                                                       0.0000                0.0000
     94533                      71,912.40                                            100.00    No MI                  100195910001852014              0.0000                                                       0.0000                0.0000
     99202                      19,974.84                                            100.00    No MI                  100195910001886673              0.0000                                                       0.0000                0.0000
     95901                      51,935.69                                            100.00    No MI                  100195910001890634              0.0000                                                       0.0000                0.0000
     93230                      36,965.65                                            100.00    No MI                  100195910001898991              0.0000                                                       0.0000                0.0000
     93701                      147,564.71                                             80.00   No MI                  100195910001908063              7.6250                      20080401                        15.2900                8.2900
     93711                      366,658.42                                             90.00   No MI                  100195910001969081              8.0000                      20090501                        16.5400                9.5400
     95815                      60,943.36                                            100.00    No MI                  100195910001974321              0.0000                                                       0.0000                0.0000
     98584                      33,967.08                                            100.00    No MI                  100195910001983546              0.0000                                                       0.0000                0.0000
     95948                      45,957.31                                            100.00    No MI                  100195910002005414              0.0000                                                       0.0000                0.0000
     84118                      117,029.25                                             85.00   No MI                  100195910002015785              6.6250                      20080501                        14.3500                7.3500
     95023                      60,826.61                                              90.00   No MI                  100195910002022435              0.0000                                                       0.0000                0.0000
     85258                      32,969.37                                            100.00    No MI                  100195910002023409              0.0000                                                       0.0000                0.0000
     95824                      248,000.00                                             80.00   No MI                  100195910002024118              7.0000                      20080501                        14.6400                7.6400
     95687                      57,546.53                                            100.00    No MI                  100195910002037193              0.0000                                                       0.0000                0.0000
     95823                      68,935.95                                            100.00    No MI                  100195910002054818              0.0000                                                       0.0000                0.0000
     95948                      119,847.75                                             48.00   No MI                  100195910002056268              7.7500                      20080501                        17.2500               10.2500
     84104                      132,786.73                                             94.33   No MI                  100195910002056797              8.3750                      20090501                        16.1400                9.1400
     98022                      219,779.74                                             80.00   No MI                  100195910002063058              6.7500                      20080501                        14.4900                7.4900
     95660                      211,784.71                                             80.00   No MI                  100195910002072687              6.7500                      20080501                        14.4400                7.4400
     95336                      396,000.00                                             79.20   No MI                  100195910002082116              7.0000                      20080501                        14.7150                7.7150
     95376                      476,800.00                                             80.00   No MI                  100195910002082751              7.3750                      20080501                        15.1150                8.1150
     98390                      248,400.00                                             80.00   No MI                  100195910002088725              6.2500                      20080501                        14.0000                7.0000
     98390                      62,021.03                                            100.00    No MI                  100195910002088840              0.0000                                                       0.0000                0.0000
     92201                      44,944.01                                            100.00    No MI                  100195910001819237              0.0000                                                       0.0000                0.0000
     92252                      156,333.32                                             80.00   No MI                  100195910001830648              7.8750                      20090401                        15.5650                8.5650
     80918                      265,397.51                                             85.00   No MI                  100195910001855728              7.7500                      20080401                        15.5000                8.5000
     91761                      85,810.62                                            100.00    No MI                  100195910001856932              0.0000                                                       0.0000                0.0000
     80204                      34,328.30                                            100.00    No MI                  100195910001861338              0.0000                                                       0.0000                0.0000
     89115                      48,931.33                                            100.00    No MI                  100195910001861726              0.0000                                                       0.0000                0.0000
     89119                      245,600.78                                             80.00   No MI                  100195910001905580              6.5000                      20080401                        14.2400                7.2400
     85031                      37,943.72                                            100.00    No MI                  100195910001921025              0.0000                                                       0.0000                0.0000
     92705                      258,395.56                                             75.00   No MI                  100195910001938011              8.0000                      20080501                        16.8900                9.8900
     92307                      241,842.95                                             85.00   No MI                  100195910001946642              8.1250                      20080501                        15.9150                8.9150
     90059                      79,902.66                                            100.00    No MI                  100195910001954620              0.0000                                                       0.0000                0.0000
     97918                      28,973.06                                            100.00    No MI                  100195910001973307              0.0000                                                       0.0000                0.0000
     90031                      99,891.81                                              95.00   No MI                  100195910001973521              0.0000                                                       0.0000                0.0000
     92057                      245,832.15                                             73.09   No MI                  100195910001974875              7.6250                      20080501                        16.5590                9.5590
     92675                      67,537.25                                            100.00    No MI                  100195910001977209              0.0000                                                       0.0000                0.0000
     92562                      109,900.12                                           100.00    No MI                  100195910001979973              0.0000                                                       0.0000                0.0000
     93701                      110,723.17                                             60.00   No MI                  100195910001984585              0.0000                                                       0.0000                0.0000
     85019                      46,949.14                                            100.00    No MI                  100195910002000233              0.0000                                                       0.0000                0.0000
     85031                      139,768.39                                             80.00   No MI                  100195910002001199              7.7500                      20080501                        15.9900                8.9900
     92410                      207,756.93                                             80.00   No MI                  100195910002006164              7.5000                      20080501                        15.2400                8.2400
     92410                      51,925.10                                            100.00    No MI                  100195910002006230              0.0000                                                       0.0000                0.0000
     92557                      70,328.64                                            100.00    No MI                  100195910002009283              0.0000                                                       0.0000                0.0000
     93532                      64,438.79                                              95.00   No MI                  100195910002009358              0.0000                                                       0.0000                0.0000
     86403                      199,900.00                                             79.99   No MI                  100195910002012964              7.1250                      20090501                        14.7650                7.7650
     92395                      299,377.76                                             80.00   No MI                  100195910002017310              7.2500                      20080501                        14.8900                7.8900
     90222                      333,447.42                                             80.48   No MI                  100195910002017377              8.2500                      20090501                        15.9900                8.9900
     85220                      172,000.00                                             80.00   No MI                  100195910002021270              8.0000                      20080501                        15.7650                8.7650
     92114                      351,758.17                                             80.00   No MI                  100195910002021676              8.0400                      20080501                        15.7900                8.7900
     92503                      514,887.04                                             80.00   No MI                  100195910002029711              0.0000                                                       0.0000                0.0000
     92057                      300,000.00                                             80.00   No MI                  100195910002030719              7.0000                      20080501                        14.8650                7.8650
     93001                      407,281.82                                             80.00   No MI                  100195910002031394              8.0000                      20080501                        15.6900                8.6900
     91343                      73,428.71                                              95.00   No MI                  100195910002031360              0.0000                                                       0.0000                0.0000
     80808                      146,596.20                                             94.95   No MI                  100195910002036476              7.0000                      20080501                        15.6900                8.6900
     92571                      251,528.27                                             80.00   No MI                  100195910002045154              7.7500                      20090501                        15.3900                8.3900
     92571                      62,931.84                                            100.00    No MI                  100195910002045246              0.0000                                                       0.0000                0.0000
     92582                      259,779.28                                             80.00   No MI                  100195910002047655              7.3750                      20080501                        15.0650                8.0650
     92083                      372,000.00                                             80.00   No MI                  100195910002047721              7.0000                      20080501                        14.7500                7.7500
     89107                      216,000.00                                             80.00   No MI                  100195910002048125              7.1250                      20080501                        14.8650                7.8650
     90220                      492,000.00                                             80.00   No MI                  100195910002048224              6.5000                      20080501                        14.1650                7.1650
     85086                      58,398.64                                            100.00    No MI                  100195910002056847              0.0000                                                       0.0000                0.0000
     93551                      82,894.46                                            100.00    No MI                  100195910002062050              0.0000                                                       0.0000                0.0000
     90011                      460,000.00                                             80.00   No MI                  100195910002063140              7.6250                      20080501                        15.3400                7.6250
     90814                      500,000.00                                             63.29   No MI                  100195910002065749              7.7500                      20080501                        15.3900                8.3900
     90814                      199,801.69                                              88.61  No MI                  100195910002065814              0.0000                                                       0.0000                0.0000
     85031                      37,738.98                                            100.00    No MI                  100195910002066127              0.0000                                                       0.0000                0.0000
     93305                      185,177.48                                             70.00   No MI                  100195910002066861              8.0000                      20090501                        15.7500                8.7500
     91335                      279,900.00                                             79.99   No MI                  100195910002066911              6.8750                      20080501                        14.5400                7.5400
     92545                      306,989.40                                             80.00   No MI                  100195910002067190              6.8750                      20080501                        14.5400                7.5400
     90002                      308,000.00                                             80.00   No MI                  100195910002067216              7.6250                      20090501                        15.3650                8.3650
     90002                      76,928.51                                            100.00    No MI                  100195910002067224              0.0000                                                       0.0000                0.0000
     85387                      254,460.95                                             85.00   No MI                  100195910002079146              0.0000                                                       0.0000                0.0000
     92240                      194,199.78                                             80.00   No MI                  100195910002081605              6.7500                      20090501                        14.3900                7.3900
     92335                      316,000.00                                             80.00   No MI                  100195910002087735              6.0000                      20080501                        13.6400                6.6400
     80910                      24,941.42                                            100.00    No MI                  100195910002090754              0.0000                                                       0.0000                0.0000
     90042                      255,000.00                                             64.56   No MI                  100195910002103664              6.7500                      20080501                        14.4150                7.4150
     91911                      381,600.00                                             80.00   No MI                  100195910002105636              7.3750                      20080501                        15.0150                8.0150
     80013                      191,950.00                                             80.00   No MI                  100195910002106931              7.2500                      20080501                        15.8650                8.8650
     89156                      191,200.00                                             80.00   No MI                  100195910002106972              7.7250                      20080501                        15.4750                8.4750
     92629                      394,982.79                                             87.82   No MI                  100195910002109240              8.0000                      20080501                        16.5400                9.5400
     80920                      99,621.31                                              45.05   No MI                  100195910002125139              6.6250                      20080501                        17.0000               10.0000
     85017                      89,815.40                                              52.94   No MI                  100195910002125386              7.2500                      20080501                        14.9400                7.9400
     80503                      56,938.35                                            100.00    No MI                  100195910002158577              0.0000                                                       0.0000                0.0000
     85364                      98,147.45                                              73.00   No MI                  100195910001999047              7.1250                      20080501                        16.0900                9.0900
     85364                      421,869.76                                             82.82   No MI                  100195910002038043              7.5000                      20080501                        17.3000               10.3000
     85648                      104,461.68                                             95.00   No MI                  100195910002040775              7.5000                      20080501                        15.8000                8.8000
     85035                      140,904.82                                             74.60   No MI                  100195910002049453              7.5000                      20080501                        15.8500                8.8500
     85345                      300,000.00                                             80.00   No MI                  100195910002053919              7.5000                      20080501                        15.3750                8.3750
     86409                      142,633.53                                             59.50   No MI                  100195910002073495              0.0000                                                       0.0000                0.0000
     87114                      107,851.54                                             80.00   No MI                  100195910002080474              6.5000                      20090501                        16.8750                9.8750
     85630                      155,775.18                                             80.00   No MI                  100195910002107244              7.5000                      20090501                        16.6500                9.6500
     85022                      190,000.00                                             95.00   No MI                  100195910002036385              7.5000                      20080501                        15.4750                8.4750
     85297                      217,726.16                                             62.00   No MI                  100195910002091638              7.0000                      20080501                        14.2500                7.2500
     92399                      433,000.00                                               71.81 No MI                  100195910002088121              6.5000                      20090501                        13.7500                6.7500
     92509                      389,674.72                                             79.80   No MI                  100195910001984502              6.6250                      20090401                        13.8750                6.8750
     92507                      175,000.00                                             77.78   No MI                  100195910002082017              6.3750                      20090501                        13.6250                6.6250
     83839                      112,231.46                                             90.00   No MI                  100195910001872269              7.5000                      20080401                        15.6250                8.6250
     80249                      196,467.08                                             95.00   No MI                  100195910001820607              0.0000                                                       0.0000                0.0000
     80241                      284,336.90                                           100.00    No MI                  100195910001896953              0.0000                                                       0.0000                0.0000
     80204                      147,742.68                                           100.00    No MI                  100195910002091158              0.0000                                                       0.0000                0.0000
     80233                      149,776.91                                              73.17  No MI                  100195910002098088              0.0000                                                       0.0000                0.0000
     80204                      49,913.06                                              32.47   No MI                  100195910002140617              0.0000                                                       0.0000                0.0000
     33189                      370,170.69                                              93.81  No MI                  100195910002075268              7.1250                      20090501                        14.3750                7.3750
     33142                      132,757.97                                              71.89  No MI                  100195910002147539              0.0000                                                       0.0000                0.0000
     53546                      155,311.37                                             82.00   No MI                  100195910001663296              7.5000                      20080301                        15.5000                8.5000
     55927                      142,866.99                                           100.00    No MI                  100195910001913576              0.0000                                                       0.0000                0.0000
     56347                      110,307.90                                             85.00   No MI                  100195910002056482              0.0000                                                       0.0000                0.0000
     53511                      94,834.82                                            100.00    No MI                  100195910002109224              0.0000                                                       0.0000                0.0000
     55021                      151,536.09                                             92.00   No MI                  100195910002119793              0.0000                                                       0.0000                0.0000
     55076                      132,926.03                                              84.71  No MI                  100195910002136961              0.0000                                                       0.0000                0.0000
     85035                      179,601.43                                             90.00   No MI                  100195910001757015              8.0000                      20080401                        15.9900                8.9900
     93258                      121,999.26                                             74.09   No MI                  100195910001837148              7.2500                      20080501                        14.9400                7.9400
     85017                      99,685.11                                              80.00   No MI                  100195910001852113              6.5000                      20080401                        14.2500                7.2500
     85017                      24,967.52                                            100.00    No MI                  100195910001852238              0.0000                                                       0.0000                0.0000
     85019                      39,951.30                                            100.00    No MI                  100195910001853475              0.0000                                                       0.0000                0.0000
     95820                      215,686.06                                             85.00   No MI                  100195910001868366              7.3750                      20080501                        15.0150                8.0150
     81001                      59,797.33                                              95.00   No MI                  100195910001997439              7.2500                      20080501                        14.9400                7.9400
     85035                      191,469.87                                             95.00   No MI                  100195910002015033              6.7500                      20080501                        14.5000                7.5000
     85017                      143,759.27                                             80.00   No MI                  100195910002020702              7.7500                      20080501                        15.9400                8.9400
     92394                      334,830.52                                             80.00   No MI                  100195910002030750              6.5000                      20080501                        14.1500                7.1500
     92394                      83,701.15                                            100.00    No MI                  100195910002030800              0.0000                                                       0.0000                0.0000
     85019                      148,574.72                                             60.00   No MI                  100195910002039371              7.5000                      20080501                        16.4150                9.4150
     85037                      206,877.39                                             90.00   No MI                  100195910002045147              8.0000                      20080501                        16.2900                9.2900
     85035                      154,128.23                                             80.00   No MI                  100195910002053489              8.0000                      20080501                        15.6900                8.6900
     85035                      38,564.16                                            100.00    No MI                  100195910002053539              0.0000                                                       0.0000                0.0000
     85043                      234,400.00                                             80.00   No MI                  100195910002057373              7.1250                      20080501                        14.7650                7.7650
     92345                      342,000.00                                             90.00   No MI                  100195910002067315              7.2500                      20080501                        14.9900                7.9900
     85323                      214,200.00                                             70.00   No MI                  100195910002067364              7.8750                      20080501                        15.5650                8.5650
     85301                      61,849.34                                               71.26  No MI                  100195910002073156              6.3750                      20080501                        14.0900                7.0900
     85301                      24,965.76                                            100.00    No MI                  100195910002073222              0.0000                                                       0.0000                0.0000
     89015                      208,250.00                                             85.00   No MI                  100195910001907875              6.7500                      20090401                        14.0000                7.0000
     89705                      235,200.00                                             84.00   No MI                  100195910002090077              7.5000                      20080501                        15.7500                8.7500
     61068                      101,423.35                                             80.00   No MI                  100195910002022385              0.0000                                                       0.0000                0.0000
     60827                      65,386.11                                              93.57   No MI                  100195910002031303              0.0000                                                       0.0000                0.0000
     61115                      79,944.37                                              80.00   No MI                  100195910002039165              0.0000                                                       0.0000                0.0000
     61115                      19,968.59                                            100.00    No MI                  100195910002117292              0.0000                                                       0.0000                0.0000
     48180                      135,763.56                                             87.74   No MI                  100195910001989741              7.5000                      20090501                        15.7500                8.7500
     48801                      79,637.65                                              95.00   No MI                  100195910002005190              0.0000                                                       0.0000                0.0000
     48213                      91,936.03                                            100.00    No MI                  100195910002012949              0.0000                                                       0.0000                0.0000
     48504                      87,397.78                                              85.00   No MI                  100195910002020025              0.0000                                                       0.0000                0.0000
     60445                      119,292.22                                             75.63   No MI                  100195910002051566              0.0000                                                       0.0000                0.0000
     60644                      156,926.70                                             84.97   No MI                  100195910002060062              0.0000                                                       0.0000                0.0000
     46408                      81,509.93                                              95.00   No MI                  100195910001838955              0.0000                                                       0.0000                0.0000
     46254                      116,727.78                                             90.00   No MI                  100195910001876559              0.0000                                                       0.0000                0.0000
     49444                      71,126.09                                              95.00   No MI                  100195910001960007              0.0000                                                       0.0000                0.0000
     47331                      78,912.55                                               84.10  No MI                  100195910001993479              0.0000                                                       0.0000                0.0000
     47165                      146,245.28                                               77.11 No MI                  100195910001996712              0.0000                                                       0.0000                0.0000
     46402                      50,911.33                                              68.92   No MI                  100195910002048034              0.0000                                                       0.0000                0.0000
     46201                      75,517.60                                              85.00   No MI                  100195910002068487              0.0000                                                       0.0000                0.0000
     46383                      124,782.66                                           100.00    No MI                  100195910002085697              0.0000                                                       0.0000                0.0000
     79103                      64,687.34                                              80.00   No MI                  100195910002007055              0.0000                                                       0.0000                0.0000
     75051                      87,183.78                                              80.00   No MI                  100195910002144270              0.0000                                                       0.0000                0.0000
     75602                      75,880.89                                              80.00   No MI                  100195910002059643              7.5000                      20090501                        16.2500                9.2500
     76015                      107,872.88                                             80.00   No MI                  100195910002078254              6.7500                      20090501                        17.6000               10.6000
     75751                      65,913.36                                            100.00    No MI                  100195910002121187              6.5000                      20090501                        17.0900               10.0900
     63077                      101,761.54                                             84.44   No MI                  100195910001861510              0.0000                                                       0.0000                0.0000
     63116                      126,261.92                                             90.00   No MI                  100195910002095878              0.0000                                                       0.0000                0.0000
     65010                      63,639.17                                              85.00   No MI                  100195910002118530              7.5000                      20090501                        15.7500                8.7500
     55008                      199,614.77                                           100.00    No MI                  100195910002119181              7.5000                      20090501                        15.2500                8.2500
     56164                      73,904.52                                            100.00    No MI                  100195910002136201              0.0000                                                       0.0000                0.0000
     60432                      123,114.37                                             80.00   No MI                  100195910001985269              0.0000                                                       0.0000                0.0000
     60419                      141,926.10                                             90.00   No MI                  100195910002035924              0.0000                                                       0.0000                0.0000
     61554                      90,741.96                                              90.00   No MI                  100195910002057159              5.5000                      20090501                        15.7500                8.7500
     60178                      159,721.83                                             72.73   No MI                  100195910002073677              0.0000                                                       0.0000                0.0000
     60655                      179,849.79                                             66.67   No MI                  100195910002077355              5.9000                      20090501                        15.1250                8.1250
     60628                      98,931.18                                              90.00   No MI                  100195910002077983              5.5000                      20090501                        15.7500                8.7500
     61109                      149,379.83                                             87.00   No MI                  100195910002085655              5.8750                      20090501                        15.7500                8.7500
     60031                      220,614.37                                              81.85  No MI                  100195910002124454              5.6000                      20090501                        15.7500                8.7500
     60432                      30,762.95                                            100.00    No MI                  100195910002139783              0.0000                                                       0.0000                0.0000
     32218                      183,999.82                                             90.00   No MI                  100195910001858714              0.0000                                                       0.0000                0.0000
     32571                      130,975.91                                             90.00   No MI                  100195910001968133              6.8750                      20090401                        14.1250                7.1250
     32547                      109,726.58                                             60.77   No MI                  100195910002006867              6.7250                      20090501                        13.9750                6.9750
     32526                      129,715.93                                              91.55  No MI                  100195910002024951              0.0000                                                       0.0000                0.0000
     32219                      42,362.20                                            100.00    No MI                  100195910002056615              0.0000                                                       0.0000                0.0000
     32137                      195,862.75                                             80.00   No MI                  100195910002058710              7.5000                      20080501                        15.7250                8.7250
     32244                      131,782.07                                             80.00   No MI                  100195910002059098              7.5000                      20090501                        16.0000                9.0000
     32137                      203,752.01                                             89.47   No MI                  100195910002076100              7.5000                      20090501                        17.4500               10.4500
     32277                      106,961.81                                             80.00   No MI                  100195910002112764              0.0000                                                       0.0000                0.0000
     70454                      71,915.70                                              80.00   No MI                  100195910001807968              6.9000                      20090501                        17.6250               10.6250
     71254                      118,698.34                                             85.00   No MI                  100195910001992323              6.6250                      20090501                        13.8750                6.8750
     70584                      92,506.38                                              90.00   No MI                  100195910001996662              0.0000                                                       0.0000                0.0000
     70068                      111,795.01                                             80.00   No MI                  100195910002008434              7.5000                      20090501                        15.5000                8.5000
     71037                      122,485.43                                             90.00   No MI                  100195910002067893              7.5000                      20090501                        15.3750                8.3750
     71078                      80,851.74                                              75.00   No MI                  100195910002102948              0.0000                                                       0.0000                0.0000
     37055                      14,818.07                                            100.00    No MI                  100195910001762049              0.0000                                                       0.0000                0.0000
     30655                      139,287.07                                             90.00   No MI                  100195910001785180              7.5000                      20090401                        17.7500               10.7500
     39837                      65,076.82                                              80.00   No MI                  100195910001886954              0.0000                                                       0.0000                0.0000
     30044                      138,550.00                                             85.00   No MI                  100195910001905168              7.5000                      20090401                        16.8000                9.8000
     31005                      124,552.19                                             80.00   No MI                  100195910001916470              0.0000                                                       0.0000                0.0000
     30736                      26,472.17                                            100.00    No MI                  100195910002054669              0.0000                                                       0.0000                0.0000
     31907                      71,891.44                                              90.00   No MI                  100195910002075201              0.0000                                                       0.0000                0.0000
     30655                      151,721.79                                           100.00    No MI                  100195910002089186              7.5000                      20090501                        15.5000                8.5000
     31634                      112,192.74                                             90.00   No MI                  100195910002090887              0.0000                                                       0.0000                0.0000
     30083                      27,570.15                                              95.00   No MI                  100195910002105255              0.0000                                                       0.0000                0.0000
     31005                      23,367.96                                              95.00   No MI                  100195910002140906              0.0000                                                       0.0000                0.0000
     24401                      199,500.00                                             95.00   No MI                  100386100002172591              5.5000                      20090601                        14.3900                8.3900
     33026                      139,823.01                                             56.45   No MI                  100386100002172732              0.0000                                                       0.0000                0.0000
     85053                      246,000.00                                             89.45   No MI                  100386100002173565              5.5000                      20080601                        13.9500                7.9500
     19539                      101,692.00                                             80.00   No MI                  100124100000023132              5.5000                      20080701                        14.0200                8.0200
     34232                      194,786.02                                             65.00   No MI                  100389160000127358              6.7500                      20080601                        16.2700               10.2700
     19539                      25,415.96                                            100.00    No MI                  100124100000023140              0.0000                                                       0.0000                0.0000
     89512                      88,673.37                                              80.00   No MI                  100246100006645279              0.0000                                                       0.0000                0.0000
     89512                      22,181.23                                            100.00    No MI                          0                       0.0000                                                       0.0000                0.0000
     21061                      224,000.00                                             74.67   No MI                  100031458006050406              5.2500                      20080601                        16.2500               10.2500
     48227                      66,442.62                                              90.00   No MI                  100330706040120348              0.0000                                                       0.0000                0.0000
     22309                      229,600.00                                             80.00   No MI                  100022100153047519              8.3750                      20080501                        15.8750                9.8750
     20110                      364,234.58                                             74.54   No MI                  100073020061132427              7.8750                      20090401                        13.8750                7.8750
     6854                       287,496.68                                             80.00   No MI                  100073020061142103              8.7250                      20090501                        14.7250                8.7250
     12209                      109,709.22                                              64.71  No MI                  100073020051201240              7.1250                      20080401                        14.1250                7.1250
     19055                      233,393.91                                             90.00   No MI                  100073020061161285              8.2250                      20080401                        14.2250                8.2250
     34639                      197,889.07                                             75.00   No MI                  100073020051250528              7.7600                      20080201                        13.7600                7.7600
     19956                      219,901.06                                             90.00   No MI                  100073020061101851              7.9900                      20090401                        13.9900                7.9900
     33556                      88,328.64                                              69.69   No MI                  100073020061127179              8.2250                      20090501                        14.2250                8.2250
     81144                      118,743.80                                             85.00   No MI                  100073020061148282              5.2500                      20080401                        15.1250                5.2500
     32763                      117,914.75                                             84.39   No MI                  100073020061150932              8.1500                      20090401                        15.5000                8.1500
     11238                      194,590.92                                              34.51  No MI                  100073020061160287              6.5000                      20080401                        15.2500                6.5000
     83402                      97,397.38                                              80.00   No MI                  100073020061163141              8.2500                      20090401                        15.3000                8.2500
     74070                      66,819.32                                               88.16  No MI                  100073020061164321              5.5000                      20080401                        14.2400                5.5000
     32327                      66,773.27                                              37.22   No MI                  100073020061164966              8.0000                      20090401                        14.0000                8.0000
     71282                      155,617.93                                             80.83   No MI                  100073020061167373              8.5000                      20090401                        14.5000                8.5000
     37860                      111,756.83                                             79.77   No MI                  100073020061173744              8.0000                      20080401                        15.0850                8.0000
     29420                      126,946.73                                             80.00   No MI                  100073020061174841              6.2500                      20080401                        15.5000                6.2500
     19150                      186,542.01                                             85.00   No MI                  100073020006118577              8.5000                      20090401                        14.5000                8.5000
     19150                      97,121.93                                               51.24  No MI                  100073020061201354              7.2750                      20080501                        14.2750                7.2750
     90242                      348,821.95                                             63.06   No MI                  100073020051254058              7.5500                      20090301                        14.0500                7.5500
     93638                      207,312.02                                             76.47   No MI                  100073020061170385              6.5000                      20080401                        13.0000                6.5000
     93535                      237,826.92                                             90.00   No MI                  100073020061172548              7.3000                      20090401                        13.8000                7.3000
     93552                      352,000.00                                             80.00   No MI                  100073020061176184              6.9000                      20080401                        13.4000                7.4000
     89129                      389,044.87                                             76.47   No MI                  100073020061177232              8.0000                      20080401                        14.5000                8.0000
     85365                      140,585.81                                             59.02   No MI                  100073020061180327              7.1000                      20080401                        13.6000                7.1000
     93215                      152,616.01                                               71.16 No MI                  100073020061184881              7.8800                      20090401                        14.3800                7.8800
     94043                      592,179.70                                             90.00   No MI                  100073020061185094              7.1750                      20090401                        13.6750                7.1750
     89081                      437,050.59                                             90.00   No MI                  100073020061188742              8.3500                      20090401                        14.8500                8.3500
     95824                      229,999.17                                             83.64   No MI                  100073020061193338              8.0000                      20090401                        14.5000                8.0000
     95350                      266,400.00                                             80.00   No MI                  100073020061193536              6.7000                      20080401                        13.2000                7.2000
     90746                      359,283.15                                             67.29   No MI                  100073020061195622              7.7000                      20080501                        14.2000                7.7000
     90745                      190,000.00                                             45.78   No MI                  100073020061201990              6.5000                      20090401                        13.0000                7.0000
     85015                      91,795.93                                               52.12  No MI                  100073020061207153              7.0500                      20090501                        13.5500                7.0500
     92407                      423,223.95                                             80.00   No MI                  100073020061213078              8.0000                      20080501                        14.5000                8.0000
     91710                      455,000.00                                             70.00   No MI                  100073020061153951              7.7500                      20090401                        13.7500                7.7500
     98012                      267,419.98                                             80.00   No MI                  100073020061162259              8.6000                      20080401                        15.1000                8.6000
     92405                      283,999.09                                             80.00   No MI                  100073020061164727              7.0000                      20080401                        14.4000                7.0000
     90280                      338,950.37                                             68.00   No MI                  100073020061167449              7.3500                      20080401                        13.3500                7.3500
     89128                      215,471.01                                             80.00   No MI                  100073020061174122              7.9000                      20080401                        14.5000                7.9000
     84780                      221,050.00                                             79.98   No MI                  100073020061181663              7.9500                      20080401                        13.9500                7.9500
     92394                      225,000.00                                             75.00   No MI                  100073020061183420              7.9500                      20080401                        13.9500                7.9500
     81520                      156,801.73                                             85.00   No MI                  100073020061199137              7.7500                      20090401                        13.7500                7.7500
     92675                      431,980.96                                             90.00   No MI                  100073020061206171              7.9000                      20090401                        13.9000                7.9000
     92382                      231,502.80                                             80.00   No MI                  100073020061216519              7.7500                      20090501                        13.7500                7.7500
     92832                      497,000.00                                             89.55   No MI                  100073020061218796              8.8000                      20090501                        14.8000                8.8000
     92653                      390,000.00                                             52.70   No MI                  100073020061143036              8.0000                      20090501                        14.0000                8.0000
     93454                      387,000.00                                             90.00   No MI                  100073020061194609              7.7000                      20090401                        13.7000                7.7000
     33411                      244,865.59                                             95.00   No MI                  100386100002174258              5.5000                      20080601                        15.7100                9.7100
     23832                      224,996.14                                             90.00   No MI                  100271100000229045              0.0000                                                       0.0000                0.0000
     78217                      54,964.67                                            100.00    No MI                  100424906040038204              0.0000                                                       0.0000                0.0000
     83301                      59,922.15                                              80.00   No MI                  100274130152163863              5.5000                      20080401                        13.6000                7.6000
     55060                      91,871.02                                              80.00   No MI                  100197500000301051              5.5000                      20080601                        13.8000                7.8000
     55060                      22,985.89                                            100.00    No MI                  100197500000301655              0.0000                                                       0.0000                0.0000
     90305                      300,000.00                                             57.69   No MI                  100059400000009415              0.0000                                                       0.0000                0.0000
     95973                      316,000.00                                             80.00   No MI                  100171906050023083              5.5000                      20080601                        14.4650                8.4650
     95973                      59,219.58                                              95.00   No MI                  100171906050023109              0.0000                                                       0.0000                0.0000
     30034                      77,200.00                                              80.00   No MI                  100032100001015815              5.5000                      20080401                        14.5550                5.5000
     30034                      19,281.39                                            100.00    No MI                  100032100001015807              0.0000                                                       0.0000                0.0000
     30263                      206,202.28                                             80.00   No MI                  100032100000551786              5.5000                      20080201                        12.6250                5.5000
     30349                      200,756.00                                             80.00   No MI                  100032100000609717              6.2500                      20080101                        13.2500                6.2500
     30349                      48,507.43                                            100.00    No MI                  100032100000619609              0.0000                                                       0.0000                0.0000
     30213                      43,216.96                                            100.00    No MI                  100032100001017910              0.0000                                                       0.0000                0.0000
     30213                      173,089.61                                             80.00   No MI                  100032100001017902              5.5000                      20080501                        14.8000                5.5000
     30052                      34,439.51                                            100.00    No MI                  100032100001007291              0.0000                                                       0.0000                0.0000
     30052                      169,641.00                                             90.00   No MI                  100032100001014685              5.5000                      20080401                        14.4700                5.5000
     30331                      187,120.00                                             79.97   No MI                  100032100001012622              5.7500                      20080401                        14.9000                5.7500
     30331                      46,715.02                                              99.96   No MI                  100032100001012614              0.0000                                                       0.0000                0.0000
     30043                      136,048.23                                             80.00   No MI                  100032100000619682              5.8750                      20080201                        12.8750                5.8750
     30233                      102,192.71                                             80.00   No MI                  100032100000551513              6.0000                      20071101                        13.3750                6.0000
     30252                      177,348.00                                             80.00   No MI                  100032100001015864              5.5000                      20080401                        14.5000                5.5000
     30252                      44,297.82                                            100.00    No MI                  100032100001015856              0.0000                                                       0.0000                0.0000
     30252                      121,360.00                                             80.00   No MI                  100032000001015401              5.5000                      20080401                        14.5500                5.5000
     30252                      29,206.05                                            100.00    No MI                  100032100001015419              0.0000                                                       0.0000                0.0000
     30157                      150,400.00                                             80.00   No MI                  100032100001014875              5.5000                      20080401                        14.3650                5.5000
     30157                      37,558.66                                            100.00    No MI                  100032100001014867              0.0000                                                       0.0000                0.0000
     85041                      107,950.25                                              77.14  No MI                  100386100002178531              5.5000                      20080701                        15.8100                9.8100
     1590                       233,797.31                                             68.97   No MI                  100060677002589372              5.5000                      20080401                        13.5000                7.5000
     22172                      200,000.00                                             78.43   No MI                  100386100002179505              0.0000                                                       0.0000                0.0000
     32819                      381,983.95                                             85.00   No MI                          0                       5.5000                      20080601                        13.9900                7.9900
     32757                      120,000.00                                              46.15  No MI                  100022100153265079              0.0000                                                       0.0000                0.0000
     7631                       396,000.00                                             90.00   No MI                  100133001000556957              5.5000                      20080601                        15.5200                9.5200
     46203                      67,433.47                                              90.00   No MI                  100330706040122336              5.5000                      20080601                        15.5100                9.5100
     98338                      247,848.99                                             67.03   No MI                  100389160000036799              5.7500                      20090601                        13.8000                7.8000
     34286                      226,409.83                                             88.82   No MI                  100258920060402431              5.5000                      20080601                        15.2500                9.2500
     89110                      208,000.00                                             80.00   No MI                  100137306050026918              5.5000                      20080601                        15.6900                9.6900
     33157                      212,580.78                                             85.00   No MI                  100086600211024569              5.9500                      20080501                        14.9750                5.9500
     72002                      20,953.36                                            100.00    No MI                  100265600024257508              0.0000                                                       0.0000                0.0000
     34714                      60,925.11                                            100.00    No MI                  100265600024286069              0.0000                                                       0.0000                0.0000
     30314                      46,545.88                                            100.00    No MI                  100265600024287182              0.0000                                                       0.0000                0.0000
     63031                      38,956.17                                            100.00    No MI                  100265600024287463              0.0000                                                       0.0000                0.0000
     19503                      15,471.80                                            100.00    No MI                  100265600024290137              0.0000                                                       0.0000                0.0000
     77023                      25,359.10                                            100.00    No MI                  100265600024425550              0.0000                                                       0.0000                0.0000
     75035                      38,750.10                                            100.00    No MI                  100265600024812401              0.0000                                                       0.0000                0.0000
     79762                      52,890.01                                            100.00    No MI                  100265600024820800              0.0000                                                       0.0000                0.0000
     63033                      32,443.07                                            100.00    No MI                  100265600024820818              0.0000                                                       0.0000                0.0000
     75034                      44,988.04                                            100.00    No MI                  100265600024824059              0.0000                                                       0.0000                0.0000
     89129                      93,943.09                                              98.95   No MI                  100265600025001830              0.0000                                                       0.0000                0.0000
     76651                      26,343.70                                            100.00    No MI                  100265600025003745              0.0000                                                       0.0000                0.0000
     85239                      77,838.88                                            100.00    No MI                  100265600025007035              0.0000                                                       0.0000                0.0000
     28227                      19,958.89                                            100.00    No MI                  100265600025007845              0.0000                                                       0.0000                0.0000
     44857                      21,579.53                                            100.00    No MI                  100265600025009007              0.0000                                                       0.0000                0.0000
     79703                      14,871.92                                            100.00    No MI                  100265600025009577              0.0000                                                       0.0000                0.0000
     79701                      19,047.58                                            100.00    No MI                  100265600025011623              0.0000                                                       0.0000                0.0000
     32254                      19,982.02                                            100.00    No MI                  100265600025011813              0.0000                                                       0.0000                0.0000
     53076                      72,763.81                                            100.00    No MI                  100265600025011995              0.0000                                                       0.0000                0.0000
     43461                      20,975.87                                            100.00    No MI                  100265600025012167              0.0000                                                       0.0000                0.0000
     23703                      37,256.55                                            100.00    No MI                  100265600025012225              0.0000                                                       0.0000                0.0000
     23831                      31,464.22                                            100.00    No MI                  100265600025012241              0.0000                                                       0.0000                0.0000
     85374                      35,950.72                                            100.00    No MI                  100265600025012316              0.0000                                                       0.0000                0.0000
     85051                      37,935.43                                            100.00    No MI                  100265600025012373              0.0000                                                       0.0000                0.0000
     76052                      47,166.98                                            100.00    No MI                  100265600025013330              0.0000                                                       0.0000                0.0000
     80030                      26,474.92                                            100.00    No MI                  100265600025013595              0.0000                                                       0.0000                0.0000
     75080                      14,881.09                                            100.00    No MI                  100265600025013884              0.0000                                                       0.0000                0.0000
     74066                      14,387.79                                            100.00    No MI                  100265600025014114              0.0000                                                       0.0000                0.0000
     49256                      17,380.44                                            100.00    No MI                  100265600025014767              0.0000                                                       0.0000                0.0000
     43567                      16,561.37                                              99.89   No MI                  100265600025016143              0.0000                                                       0.0000                0.0000
     75042                      20,575.22                                            100.00    No MI                  100265600025016374              0.0000                                                       0.0000                0.0000
     72401                      29,921.38                                            100.00    No MI                  100265600025017018              0.0000                                                       0.0000                0.0000
     32808                      26,972.53                                            100.00    No MI                  100265600025019147              0.0000                                                       0.0000                0.0000
     85204                      45,297.90                                            100.00    No MI                  100265600025019154              0.0000                                                       0.0000                0.0000
     75019                      64,917.52                                            100.00    No MI                  100265600025019196              0.0000                                                       0.0000                0.0000
     85051                      52,946.12                                            100.00    No MI                  100265600025019626              0.0000                                                       0.0000                0.0000
     85326                      50,152.94                                            100.00    No MI                  100265600025020038              0.0000                                                       0.0000                0.0000
     85353                      66,949.16                                            100.00    No MI                  100265600025020558              0.0000                                                       0.0000                0.0000
     75002                      29,819.92                                            100.00    No MI                  100265600025020624              0.0000                                                       0.0000                0.0000
     32208                      19,385.45                                            100.00    No MI                  100265600025020756              0.0000                                                       0.0000                0.0000
     35750                      15,189.67                                            100.00    No MI                  100265600025020970              0.0000                                                       0.0000                0.0000
     77545                      25,767.25                                            100.00    No MI                  100265600025025300              0.0000                                                       0.0000                0.0000
     85345                      39,972.88                                            100.00    No MI                  100265600025025664              0.0000                                                       0.0000                0.0000
     75034                      53,961.02                                            100.00    No MI                  100265600025025722              0.0000                                                       0.0000                0.0000
     77338                      20,774.97                                            100.00    No MI                  100265600025026035              0.0000                                                       0.0000                0.0000
     98391                      54,947.89                                            100.00    No MI                  100265600025026324              0.0000                                                       0.0000                0.0000
     32034                      39,059.78                                            100.00    No MI                  100265600025026829              0.0000                                                       0.0000                0.0000
     86326                      52,368.26                                            100.00    No MI                  100265600025027140              0.0000                                                       0.0000                0.0000
     86322                      37,897.03                                            100.00    No MI                  100265600025027579              0.0000                                                       0.0000                0.0000
     28214                      24,799.48                                            100.00    No MI                  100265600025027611              0.0000                                                       0.0000                0.0000
     85035                      39,170.25                                            100.00    No MI                  100265600025028825              0.0000                                                       0.0000                0.0000
     70737                      27,579.30                                            100.00    No MI                  100265600025028981              0.0000                                                       0.0000                0.0000
     98208                      52,956.99                                              72.83   No MI                  100265600025031571              0.0000                                                       0.0000                0.0000
     85035                      32,964.74                                            100.00    No MI                  100265600025035754              0.0000                                                       0.0000                0.0000
     85335                      39,975.76                                            100.00    No MI                  100265600025043667              0.0000                                                       0.0000                0.0000
     85009                      33,377.34                                            100.00    No MI                  100265600025043782              0.0000                                                       0.0000                0.0000
     85225                      50,765.54                                            100.00    No MI                  100265600025044335              0.0000                                                       0.0000                0.0000
     85204                      42,963.13                                            100.00    No MI                  100265600025044350              0.0000                                                       0.0000                0.0000
     85201                      41,961.50                                            100.00    No MI                  100265600025044525              0.0000                                                       0.0000                0.0000
     85323                      50,765.57                                            100.00    No MI                  100265600025047205              0.0000                                                       0.0000                0.0000
     75115                      48,941.08                                            100.00    No MI                  100265600025047387              0.0000                                                       0.0000                0.0000
     33218                      37,477.28                                            100.00    No MI                  100265600025055117              0.0000                                                       0.0000                0.0000
     71203                      15,388.33                                            100.00    No MI                  100265600025064063              0.0000                                                       0.0000                0.0000
     32168                      173,700.57                                             84.88   No MI                  100265600004257171              0.0000                                                       0.0000                0.0000
     77031                      92,738.95                                               71.54  No MI                  100265600004257247              0.0000                                                       0.0000                0.0000
     64130                      59,940.36                                              80.00   No MI                  100265600004258286              9.8000                      20080501                        18.3800               11.3800
     62025                      432,182.04                                           100.00    No MI                  100265600004285396              0.0000                                                       0.0000                0.0000
     85033                      155,413.88                                             80.00   No MI                  100265600004285495              6.2500                      20080301                        14.5000                7.5000
     44142                      118,002.91                                             85.00   No MI                  100265600004285792              6.6500                      20080301                        15.1500                8.1500
     80107                      195,000.00                                           100.00    No MI                  100265600004286675              7.3000                      20080301                        16.8000                9.8000
     85007                      424,900.00                                           100.00    No MI                  100265600004287137              7.1000                      20080501                        15.6000                8.6000
     89129                      279,999.00                                             80.00   No MI                  100265600004287319              7.4000                      20080501                        15.9000                8.9000
     63122                      337,678.85                                             80.00   No MI                  100265600004287400              6.2500                      20080501                        14.7500                7.7500
     39503                      139,045.38                                             90.00   No MI                  100265600004290131              6.7100                      20080301                        15.2100                8.2100
     38128                      143,474.84                                             80.00   No MI                  100265600004423377              6.1500                      20080301                        14.6500                7.6500
     43452                      152,544.16                                             90.00   No MI                  100265600004424201              7.1500                      20080301                        15.6500                8.6500
     98037                      230,850.00                                             95.00   No MI                  100265600004424342              6.0000                      20080501                        14.5000                7.5000
     76210                      116,860.42                                             80.00   No MI                  100265600004814823              6.5500                      20080401                        16.0500                9.0500
     48505                      53,062.47                                              85.00   No MI                  100265600004816687              7.2000                      20080501                        17.6000               10.6000
     63135                      118,502.25                                             90.00   No MI                  100265600004818915              8.0000                      20080401                        16.5800                9.5800
     92344                      211,950.00                                             68.37   No MI                  100265600004820317              5.4900                      20080501                        13.9900                6.9900
     48224                      73,461.10                                              80.00   No MI                  100265600004820358              6.8500                      20080501                        15.3500                8.3500
     43605                      76,311.13                                              85.00   No MI                  100265600004822453              7.2500                      20080301                        17.6000               10.6000
     87120                      166,899.79                                             95.00   No MI                  100265600004824269              7.8000                      20080401                        16.9900                9.9900
     78840                      206,133.31                                             82.60   No MI                  100265600004824327              7.1500                      20080501                        15.6500                8.6500
     75126                      182,340.05                                             87.00   No MI                  100265600004824392              0.0000                                                       0.0000                0.0000
     70815                      83,254.52                                              95.00   No MI                  100265600004824640              7.1500                      20080401                        15.6500                8.6500
     63031                      103,007.19                                             80.00   No MI                  100265600005001305              6.9000                      20080501                        15.4000                8.4000
     64130                      62,585.23                                              95.00   No MI                  100265600005001602              7.0000                      20080501                        15.5000                8.5000
     85031                      146,025.51                                             75.00   No MI                  100265600005001727              7.7500                      20080501                        16.3500                9.3500
     89129                      376,000.00                                              79.16  No MI                  100265600005001834              6.4000                      20080501                        14.9000                7.9000
     71603                      54,717.26                                              80.00   No MI                  100265600005001990              0.0000                                                       0.0000                0.0000
     44134                      115,200.00                                             80.00   No MI                  100265600005002402              6.4000                      20080301                        14.9000                7.9000
     33569                      128,465.53                                             70.00   No MI                  100265600005003392              7.8800                      20080401                        16.3500                9.3500
     76651                      105,600.00                                             80.00   No MI                  100265600005003749              6.1000                      20080301                        14.5000                7.5000
     66013                      119,720.81                                             80.00   No MI                  100265600005004150              0.0000                                                       0.0000                0.0000
     73771                      49,916.48                                            100.00    No MI                  100265600005004358              7.0000                      20080401                        17.3300               10.3300
     79705                      54,905.43                                            100.00    No MI                  100265600005005173              0.0000                                                       0.0000                0.0000
     80219                      116,796.58                                             90.00   No MI                  100265600005006619              0.0000                                                       0.0000                0.0000
     85239                      311,037.97                                             80.00   No MI                  100265600005007039              7.1500                      20080501                        15.6500                8.6500
     75228                      135,770.75                                             80.00   No MI                  100265600005007625              7.4000                      20080501                        15.9000                8.9000
     28227                      79,773.71                                              80.00   No MI                  100265600005007849              7.0000                      20080501                        15.5000                8.5000
     77095                      134,159.00                                             80.00   No MI                  100265600005007971              0.0000                                                       0.0000                0.0000
     63088                      258,650.56                                             90.00   No MI                  100265600005009019              7.7500                      20080401                        16.2000                9.2000
     33823                      178,400.00                                             99.94   No MI                  100265600005009381              8.0000                      20080401                        17.0500               10.0500
     79705                      142,441.25                                             85.00   No MI                  100265600005009662              6.9300                      20080401                        15.3750                8.3750
     23227                      365,000.00                                             82.39   No MI                  100265600005009753              7.2500                      20080501                        15.5500                8.5500
     75146                      123,405.00                                             95.00   No MI                  100265600005009787              7.2000                      20080401                        15.8000                8.8000
     36264                      89,926.03                                              85.00   No MI                  100265600005011478              7.5000                      20080501                        16.0000                9.0000
     23324                      126,277.00                                             80.00   No MI                  100265600005011759              6.6500                      20080401                        15.1500                8.1500
     66006                      170,730.45                                             90.00   No MI                  100265600005012146              7.5000                      20080401                        17.6000               10.6000
     43461                      83,737.06                                              80.00   No MI                  100265600005012161              5.7800                      20080401                        14.2800                7.2800
     38801                      179,771.63                                             80.00   No MI                  100265600005012385              7.2500                      20080501                        17.2500               10.2500
     75114                      133,750.79                                             95.00   No MI                  100265600005012534              6.4000                      20080501                        16.5000                9.5000
     76014                      93,131.23                                              80.00   No MI                  100265600005012575              6.4500                      20080401                        14.9500                7.9500
     46205                      90,851.88                                              70.00   No MI                  100265600005012781              6.9500                      20080401                        17.4500               10.4500
     37127                      140,987.11                                             90.00   No MI                  100265600005013045              3.3600                      20080401                        15.9900                8.9900
     21632                      144,500.00                                             85.00   No MI                  100265600005013110              6.5000                      20080401                        16.1000                9.1000
     80120                      176,054.65                                             90.00   No MI                  100265600005013185              7.3000                      20080401                        16.5800                9.5800
     76052                      188,408.74                                             80.00   No MI                  100265600005013334              6.0700                      20080401                        14.1900                7.1900
     80030                      106,000.00                                             80.00   No MI                  100265600005013599              6.1000                      20080501                        14.6000                7.6000
     75080                      59,488.64                                              80.00   No MI                  100265600005013888              6.9000                      20080501                        15.4000                8.4000
     74066                      57,503.10                                              80.00   No MI                  100265600005014118              7.4100                      20080501                        15.9100                8.9100
     79924                      109,371.07                                             80.00   No MI                  100265600005014274              6.3500                      20080501                        14.8500                7.8500
     80219                      136,000.00                                             80.00   No MI                  100265600005014290              7.1500                      20080501                        15.6500                8.6500
     89148                      277,500.00                                             76.03   No MI                  100265600005014316              7.2850                      20080501                        15.7850                8.7850
     30080                      284,321.99                                             85.00   No MI                  100265600005014324              0.0000                                                       0.0000                0.0000
     74361                      53,132.35                                            100.00    No MI                  100265600005014399             10.8500                      20080501                        18.8500               11.8500
     85304                      224,100.00                                             90.00   No MI                  100265600005014670              7.4900                      20080501                        15.9900                8.9900
     78046                      101,097.17                                             90.00   No MI                  100265600005015727              6.7000                      20080501                        16.4500                9.4500
     33770                      139,499.97                                             90.00   No MI                  100265600005016030              7.5500                      20080501                        15.5500                8.5500
     75042                      82,249.20                                              80.00   No MI                  100265600005016378              7.0000                      20080501                        15.5000                8.5000
     51503                      103,791.39                                             80.00   No MI                  100265600005016469              6.5500                      20080501                        15.0500                8.0500
     32703                      139,708.46                                             85.00   No MI                  100265600005016733              0.0000                                                       0.0000                0.0000
     77433                      102,465.18                                             80.00   No MI                  100265600005016782              0.0000                                                       0.0000                0.0000
     76711                      78,397.61                                            100.00    No MI                  100265600005016824              6.9500                      20080501                        17.1200               10.1200
     75227                      51,430.34                                            100.00    No MI                  100265600005016964              0.0000                                                       0.0000                0.0000
     76401                      92,546.77                                              80.00   No MI                  100265600005016980              6.9100                      20080501                        15.4000                8.4000
     72401                      119,746.85                                             80.00   No MI                  100265600005017012              6.3000                      20080501                        14.8000                7.8000
     44718                      99,791.15                                              80.00   No MI                  100265600005017095              6.3500                      20080501                        14.8500                7.8500
     35773                      207,091.18                                             95.00   No MI                  100265600005017160              8.6000                      20080501                        17.1000               10.1000
     63136                      72,110.83                                              85.00   No MI                  100265600005017277              7.1500                      20080501                        15.2500                8.2500
     32808                      158,078.36                                             80.00   No MI                  100265600005017376              7.0000                      20080501                        14.9900                7.9900
     75189                      99,323.26                                              80.00   No MI                  100265600005017467              6.5000                      20080501                        14.7500                7.7500
     85027                      189,591.03                                             80.00   No MI                  100265600005017475              6.2000                      20080501                        14.7000                7.7000
     33311                      133,600.00                                             80.00   No MI                  100265600005019166              5.9000                      20080501                        14.4000                7.4000
     75019                      259,528.96                                             80.00   No MI                  100265600005019190              0.0000                                                       0.0000                0.0000
     20748                      301,500.00                                             90.00   No MI                  100265600005019380              6.5000                      20080501                        16.0000                9.0000
     38901                      125,731.49                                             90.00   No MI                  100265600005019778              6.6500                      20080501                        14.7500                7.7500
     33594                      236,000.00                                             80.00   No MI                  100265600005019794              7.4500                      20080401                        15.0000                8.0000
     85326                      200,767.00                                             80.00   No MI                  100265600005020032              6.8500                      20080501                        15.3500                8.3500
     80022                      148,000.00                                             80.00   No MI                  100265600005020263              6.0000                      20080501                        14.5000                7.5000
     75701                      119,480.00                                             80.00   No MI                  100265600005020453              6.7500                      20080501                        14.9900                7.9900
     85353                      268,000.00                                             80.00   No MI                  100265600005020552              6.6250                      20080501                        14.7500                7.7500
     75002                      119,236.57                                             80.00   No MI                  100265600005020628              0.0000                                                       0.0000                0.0000
     78577                      79,786.65                                              85.00   No MI                  100265600005020693              6.2250                      20080501                        16.7250                9.7250
     30360                      185,351.10                                             80.00   No MI                  100265600005020735              7.3500                      20080501                        16.9900                9.9900
     32208                      77,460.83                                              80.00   No MI                  100265600005020750              7.1000                      20080501                        15.6000                8.6000
     35750                      60,712.37                                              80.00   No MI                  100265600005020974              6.8500                      20080501                        16.6500                9.6500
     55449                      350,699.20                                             80.00   No MI                  100265600005021055              8.2000                      20080501                        16.7000                9.7000
     75116                      77,098.04                                              80.00   No MI                  100265600005021212              0.0000                                                       0.0000                0.0000
     38016                      104,287.53                                             95.00   No MI                  100265600005022574              7.3000                      20080401                        16.4000                9.4000
     66213                      295,359.88                                             90.00   No MI                  100265600005023119              0.0000                                                       0.0000                0.0000
     85019                      178,200.00                                             90.00   No MI                  100265600005023523              7.7000                      20080501                        16.4000                9.4000
     78504                      85,455.71                                              80.00   No MI                  100265600005025072              7.4000                      20080501                        15.9000                8.9000
     98271                      253,800.00                                             90.00   No MI                  100265600005025221              5.9000                      20080501                        14.4000                7.4000
     85031                      152,000.00                                             80.00   No MI                  100265600005025270              5.3000                      20080501                        13.8000                6.8000
     77545                      103,011.11                                             80.00   No MI                  100265600005025304              0.0000                                                       0.0000                0.0000
     85037                      202,500.00                                             90.00   No MI                  100265600005025437              7.6500                      20080501                        15.8000                8.8000
     85345                      159,641.55                                             80.00   No MI                  100265600005025668              6.0000                      20080501                        14.5000                7.5000
     75034                      215,687.74                                             80.00   No MI                  100265600005025726              6.7500                      20080501                        15.2500                8.2500
     78247                      159,445.46                                             90.00   No MI                  100265600005025783              7.3000                      20080501                        16.6000                9.6000
     77338                      83,082.59                                              80.00   No MI                  100265600005026039              0.0000                                                       0.0000                0.0000
     75248                      331,340.70                                             80.00   No MI                  100265600005026161              0.0000                                                       0.0000                0.0000
     98033                      442,000.00                                             80.00   No MI                  100265600005026286              6.1500                      20080501                        14.6500                7.6500
     98391                      220,000.00                                             80.00   No MI                  100265600005026328              6.1200                      20080501                        14.6200                7.6200
     77494                      142,068.04                                             80.00   No MI                  100265600005026344              6.8500                      20080501                        14.3000                7.3000
     63109                      132,598.31                                             86.93   No MI                  100265600005026922              7.7500                      20080501                        16.6500                7.7500
     86326                      209,310.04                                             80.00   No MI                  100265600005027144              6.3500                      20080501                        14.8500                7.8500
     98053                      450,400.00                                             80.00   No MI                  100265600005027250              7.1500                      20080501                        15.6500                8.6500
     98118                      139,715.75                                             56.00   No MI                  100265600005027375              6.4900                      20080501                        14.9900                7.9900
     86322                      151,680.00                                             80.00   No MI                  100265600005027573              7.1000                      20080501                        15.6000                8.6000
     28214                      99,292.00                                              80.00   No MI                  100265600005027615              6.8500                      20080501                        15.3500                8.3500
     87571                      239,593.35                                             60.00   No MI                  100265600005027755              7.3750                      20090501                        15.8750                8.8750
     81005                      92,000.00                                               62.16  No MI                  100265600005028332              6.2000                      20080501                        14.5000                7.5000
     80204                      150,800.00                                             80.00   No MI                  100265600005028373              6.7000                      20080501                        15.2000                8.2000
     98230                      249,900.00                                           100.00    No MI                  100265600005028423              7.3500                      20080501                        15.8500                8.8500
     85035                      156,497.96                                             80.00   No MI                  100265600005028829              6.7500                      20080501                        15.2500                8.2500
     80920                      196,526.73                                             95.00   No MI                  100265600005028886              7.6000                      20080501                        16.1000                9.1000
     70737                      109,995.81                                             80.00   No MI                  100265600005028985              7.3000                      20080501                        15.5000                8.5000
     74017                      84,057.45                                              69.06   No MI                  100265600005031021              0.0000                                                       0.0000                0.0000
     98208                      212,000.00                                             80.00   No MI                  100265600005031575              6.2500                      20080501                        14.7500                7.7500
     85053                      220,065.26                                             95.00   No MI                  100265600005031831              7.9000                      20080501                        16.4000                9.4000
     85017                      184,000.00                                             80.00   No MI                  100265600005031906              7.2000                      20080501                        15.3500                8.3500
     78046                      134,602.95                                             80.00   No MI                  100265600005032193              0.0000                                                       0.0000                0.0000
     23223                      107,100.00                                             90.00   No MI                  100265600005035121              7.5000                      20080501                        16.6500                9.6500
     32207                      106,205.27                                             80.00   No MI                  100265600005035394              7.0000                      20080501                        15.5000                8.5000
     70812                      61,078.46                                              85.00   No MI                  100265600005035634              7.0000                      20080501                        15.1000                8.1000
     98004                      242,400.00                                             80.00   No MI                  100265600005035683              5.5000                      20080501                        14.0000                7.0000
     85035                      131,667.05                                             80.00   No MI                  100265600005035758              5.1000                      20080501                        13.9000                6.9000
     80921                      323,266.85                                             88.77   No MI                  100265600005036038              5.9500                      20080501                        14.4500                7.4500
     42724                      103,200.00                                             80.00   No MI                  100265600005036194              4.9000                      20080501                        13.9900                6.9900
     20646                      366,880.57                                             69.34   No MI                  100265600005039008              6.9000                      20080501                        15.9000                8.9000
     78045                      107,363.69                                             80.00   No MI                  100265600005039065              0.0000                                                       0.0000                0.0000
     80234                      90,400.00                                              80.00   No MI                  100265600005039396              5.9500                      20080501                        14.4500                7.4500
     98043                      116,400.00                                             80.00   No MI                  100265600005043059              6.4000                      20080501                        14.9000                7.9000
     63130                      98,691.32                                              82.50   No MI                  100265600005043133              5.8000                      20080401                        14.3000                7.3000
     54944                      165,351.09                                             90.00   No MI                  100265600005043364              0.0000                                                       0.0000                0.0000
     75227                      138,133.42                                             80.00   No MI                  100265600005043380              7.1000                      20080501                        15.2500                8.2500
     39553                      185,648.97                                             80.00   No MI                  100265600005043430              7.2800                      20080501                        15.3500                8.3500
     60430                      190,816.44                                             80.00   No MI                  100265600005043448              5.1500                      20080501                        15.0500                8.0500
     34759                      161,186.01                                             80.00   No MI                  100265600005043570              6.4000                      20080501                        14.9000                7.9000
     85335                      159,709.21                                             80.00   No MI                  100265600005043661              7.0500                      20080501                        15.5500                8.5500
     85006                      188,305.88                                             85.00   No MI                  100265600005043687              6.3500                      20080501                        14.8500                7.8500
     85009                      133,600.00                                             80.00   No MI                  100265600005043786              7.3500                      20080501                        15.8500                8.8500
     85037                      171,000.00                                             90.00   No MI                  100265600005044057              6.5000                      20080501                        15.0000                8.0000
     73069                      208,019.75                                             85.00   No MI                  100265600005044305              7.4000                      20080501                        17.9000               10.9000
     85225                      202,788.24                                             80.00   No MI                  100265600005044339              6.5000                      20080501                        15.0000                8.0000
     85204                      172,000.00                                             80.00   No MI                  100265600005044354              7.8500                      20080501                        14.8500                7.8500
     37115                      139,294.70                                             90.00   No MI                  100265600005044396              7.4500                      20080501                        16.5500                9.5500
     85201                      168,000.00                                             80.00   No MI                  100265600005044529              6.2500                      20080501                        14.7500                7.7500
     76008                      422,431.72                                             80.00   No MI                  100265600005044610              7.8500                      20080501                        15.5400                8.5400
     85242                      191,997.99                                             80.00   No MI                  100265600005044685              5.8500                      20080501                        14.3500                7.3500
     60103                      249,200.00                                             80.00   No MI                  100265600005044909              5.7750                      20080501                        15.4000                8.4000
     47102                      50,521.59                                              84.29   No MI                  100265600005044941              7.1000                      20080501                        18.1000               11.1000
     70769                      136,705.09                                             62.27   No MI                  100265600005045039              0.0000                                                       0.0000                0.0000
     63133                      60,609.44                                              80.00   No MI                  100265600005045211              7.2750                      20080501                        15.5250                8.5250
     32805                      129,357.89                                             80.00   No MI                  100265600005045237              6.9000                      20080501                        15.4000                8.4000
     85043                      185,816.93                                             80.00   No MI                  100265600005045872              6.0500                      20080501                        14.5500                7.5500
     85301                      172,703.91                                             85.00   No MI                  100265600005047068              7.7500                      20080501                        16.2500                9.2500
     89121                      140,000.00                                             80.00   No MI                  100265600005047183              6.9500                      20080501                        15.4500                8.4500
     85323                      203,200.00                                             80.00   No MI                  100265600005047209              6.6000                      20080501                        15.1000                8.1000
     98252                      159,668.49                                             78.05   No MI                  100265600005047357              6.3900                      20080501                        14.8900                7.8900
     98011                      89,000.00                                              23.06   No MI                  100265600005047365              7.2500                      20080501                        15.7500                8.7500
     75115                      195,692.82                                             80.00   No MI                  100265600005047381              6.7500                      20080501                        16.2500                9.2500
     73118                      75,589.83                                              85.00   No MI                  100265600005047811              0.0000                                                       0.0000                0.0000
     33324                      583,918.26                                             78.00   No MI                  100265600005047993              7.5000                      20080501                        15.4500                8.4500
     85033                      152,175.01                                             70.93   No MI                  100265600005048041              6.2500                      20080501                        14.7500                7.7500
     98037                      217,000.00                                             70.00   No MI                  100265600005048066              6.4000                      20080501                        14.9000                7.9000
     23225                      221,247.49                                             80.00   No MI                  100265600005048090              6.2500                      20080501                        14.7500                7.7500
     98371                      215,000.00                                             58.42   No MI                  100265600005048124              6.3900                      20080501                        14.8900                7.8900
     64131                      79,200.00                                              90.00   No MI                  100265600005048264              7.0000                      20080501                        15.5000                8.5000
     53143                      109,997.85                                             90.00   No MI                  100265600005048355              8.0500                      20080501                        16.5500                9.5500
     85345                      164,000.00                                             80.00   No MI                  100265600005048371              7.1000                      20080501                        15.6000                8.6000
     78250                      55,519.02                                              80.00   No MI                  100265600005048470              0.0000                                                       0.0000                0.0000
     60429                      319,383.63                                             80.00   No MI                  100265600005048546              5.7000                      20080501                        15.2500                8.2500
     63136                      72,110.83                                              85.00   No MI                  100265600005048694              7.1500                      20080501                        15.2500                8.2500
     77396                      127,282.15                                             80.00   No MI                  100265600005049122              7.0500                      20080501                        15.4900                8.4900
     62401                      133,084.76                                           100.00    No MI                  100265600005055053              5.0000                      20080501                        17.5000               10.5000
     33218                      149,716.91                                             80.00   No MI                  100265600005055111              6.0100                      20080501                        15.3500                8.3500
     67016                      135,884.88                                             90.00   No MI                  100265600005063123              7.4300                      20080501                        15.6800                8.6800
     73099                      134,947.39                                             80.00   No MI                  100265600005063230              6.9000                      20080501                        15.4000                8.4000
     80904                      112,346.24                                             75.00   No MI                  100265600005063396              7.4000                      20080501                        16.9000                9.9000
     80525                      293,872.09                                             80.00   No MI                  100265600005063479              7.1000                      20080501                        15.6000                8.6000
     85204                      187,119.99                                             80.00   No MI                  100265600005063495              6.7500                      20080501                        15.2500                8.2500
     98032                      176,000.00                                             80.00   No MI                  100265600005063594              5.8500                      20080501                        14.3500                7.3500
     70578                      79,818.79                                               51.02  No MI                  100265600005063909              0.0000                                                       0.0000                0.0000
     71203                      61,517.38                                              80.00   No MI                  100265600005064063              8.7500                      20090501                        16.9900                9.9900
     85308                      216,000.00                                             80.00   No MI                  100386100002181162              5.5000                      20080601                        14.5700                8.5700
     48237                      151,958.56                                             95.00   No MI                  100258910060413207              5.5000                      20080601                        16.5000               10.5000
     30165                      100,072.58                                             79.98   No MI                  100184698160227069              7.8750                      20080401                        14.8750                8.8750
     77071                      94,431.71                                              90.00   No MI                  100059400000009456              5.5000                      20080601                        16.9600               10.9600
     89121                      207,996.85                                             80.00   No MI                  100137306050026348              5.5000                      20090601                        15.7500                9.7500
     84111                      129,898.21                                             84.97   No MI                  100389160000182726              5.5000                      20080601                        16.5900               10.5900
     32807                      134,341.50                                             80.00   No MI                  100022100153351770              5.5000                      20080601                        14.9500                8.9500
     32807                      33,578.42                                            100.00    No MI                          0                       0.0000                                                       0.0000                0.0000
     55025                      191,766.30                                             76.80   No MI                  100386100002183721              5.5000                      20080601                        14.4950                8.4950
     95376                      386,250.00                                             75.00   No MI                  100386100002184828              5.5000                      20080701                        15.8450                9.8450
     33033                      247,898.29                                             80.00   No MI                  100022100153393699              5.5000                      20080601                        15.1500                9.1500
     33033                      61,972.13                                            100.00    No MI                  100022100153394507              0.0000                                                       0.0000                0.0000
     56353                      74,950.89                                              63.56   No MI                  100389160000158189              5.5000                      20080701                        19.2400                8.1200
     62002                      83,294.50                                              80.00   No MI                          0                       6.6500                      20080301                        14.7250                7.7250
     8690                       229,500.00                                             85.00   No MI                  100076500000191466              5.5000                      20080601                        15.9000                5.5000
     62002                      20,859.48                                            100.00    No MI                          0                       0.0000                                                       0.0000                0.0000
     89703                      120,536.49                                             90.00   No MI                  100301206032015601              6.3000                      20080401                        16.2500                9.2500
     92324                      294,400.00                                             80.00   No MI                  100040788604001057              5.5000                      20080601                        13.6900                7.6900
     92324                      73,457.83                                            100.00    No MI                  100040788604001065              0.0000                                                       0.0000                0.0000
     11798                      292,166.02                                             90.00   No MI                  100386100002185825              5.5000                      20080601                        14.8050                8.8050
     53128                      163,852.41                                             80.00   No MI                  100386100002185858              0.0000                                                       0.0000                0.0000
     63137                      100,000.00                                             80.00   No MI                  100386100002186187              5.5000                      20080601                        13.8300                5.5000
     63137                      24,987.09                                            100.00    No MI                  100386100002186211              0.0000                                                       0.0000                0.0000
     63304                      188,842.66                                             89.79   No MI                  100386100002187599              5.5000                      20080601                        16.3050               10.3050
     55021                      347,516.02                                             80.00   No MI                  100386100002188282              5.5000                      20080601                        13.8400                7.8400
     93505                      148,000.00                                             80.00   No MI                  100059400000009431              5.5000                      20080601                        15.7900                9.7900
     48883                      103,420.14                                             77.82   No MI                  100133001000557294              5.5000                      20080601                        12.9800                6.9800
     93620                      206,785.67                                             63.69   No MI                  100171906050024230              5.7500                      20080601                        15.2750                9.2750
     8055                       139,900.00                                             79.99   No MI                  100076500001016753              6.0000                      20080701                        15.2700                9.2700
     33404                      191,789.03                                             80.00   No MI                  100030200010119665              5.5000                      20080601                        14.9900                8.9900
     23356                      220,707.73                                             80.00   No MI                  100031458006020557              5.5000                      20080601                        15.0000                9.0000
     23356                      55,178.60                                              99.99   No MI                  100031458006020573              0.0000                                                       0.0000                0.0000
     92277                      180,000.00                                             90.00   No MI                  100144600097452108              5.5000                      20080601                        15.8250                9.8250
     33322                      264,795.08                                             85.00   No MI                  100331700902427726              8.3750                      20080501                        16.3750                9.3750
     33971                      174,327.02                                             57.38   No MI                  100331700902431850              6.8750                      20080301                        14.8750                7.8750
     60104                      85,346.77                                              80.00   No MI                  100331700902445488              5.0000                      20080401                        14.8750                7.8750
     48021                      198,000.00                                           100.00    No MI                  100331700902464679              2.2500                      20080301                        16.3750                9.3750
     21217                      226,000.00                                             56.50   No MI                  100331700902510596              5.5000                      20080501                        14.7500                7.7500
     23860                      121,178.87                                             90.00   No MI                  100331700902510752              7.1250                      20090401                        15.1250                8.1250
     48854                      194,731.11                                             75.00   No MI                  100331700902561144              0.0000                                                       0.0000                0.0000
     54479                      123,307.82                                             95.00   No MI                  100331700902567455              0.0000                                                       0.0000                0.0000
     43920                      159,713.49                                           100.00    No MI                  100331700902576910              0.0000                                                       0.0000                0.0000
     33830                      79,881.02                                              74.77   No MI                  100331700902590127              0.0000                                                       0.0000                0.0000
     46186                      49,820.24                                              66.67   No MI                  100331700902600546              0.0000                                                       0.0000                0.0000
     48886                      125,721.00                                             72.00   No MI                  100331700902604332              7.9900                      20080401                        15.9900                8.9900
     33707                      82,689.84                                              52.94   No MI                  100331700902615643              7.2500                      20090501                        15.2500                8.2500
     49507                      89,130.06                                              85.00   No MI                  100331700902626913              7.9000                      20080501                        16.9800                9.9800
     15537                      113,492.18                                             95.00   No MI                  100331700902628067              0.0000                                                       0.0000                0.0000
     19148                      121,409.43                                             80.00   No MI                  100331700902630816              8.2500                      20080501                        14.2500                9.2500
     15445                      85,721.50                                            100.00    No MI                  100331700902631020              7.2500                      20090501                        15.2500                8.2500
     48134                      237,017.74                                              93.14  No MI                  100331700902631160              6.9900                      20080501                        14.9900                7.9900
     89110                      440,000.00                                             89.80   No MI                  100331700902632291              8.1200                      20080501                        16.1200                9.1200
     34746                      198,500.00                                               71.15 No MI                  100331700902636003              7.8750                      20090501                        15.8750                8.8750
     49841                      63,649.53                                              75.00   No MI                  100331700902636367              0.0000                                                       0.0000                0.0000
     95632                      348,500.00                                             85.00   No MI                  100331700902643314              7.5000                      20080501                        15.5000                8.5000
     85209                      238,604.59                                           100.00    No MI                  100331700902643587              7.9900                      20080501                        15.9900                8.9900
     89074                      362,696.31                                             74.69   No MI                  100331700902644346              5.2500                      20080501                        13.2500                6.2500
     85322                      138,483.06                                             75.00   No MI                  100331700902648578              7.2560                      20080501                        15.2560                8.2560
     86322                      198,550.00                                             95.00   No MI                  100331700902649105              8.5000                      20080501                        16.5000                9.5000
     49442                      71,036.47                                              63.57   No MI                  100331700902657918              0.0000                                                       0.0000                0.0000
     89031                      220,864.86                                             75.00   No MI                  100331700902659039              7.7500                      20080501                        15.7500                8.7500
     20657                      203,761.17                                             80.00   No MI                  100331700902662173              6.0000                      20090501                        17.6250               10.6250
     32935                      99,830.58                                              64.52   No MI                  100331700902662322              7.5000                      20080501                        15.8750                8.8750
     29372                      118,709.96                                             85.00   No MI                  100331700902664492              8.2500                      20080501                        16.0000                9.0000
     49733                      93,337.45                                               88.21  No MI                  100331700902674988              0.0000                                                       0.0000                0.0000
     92114                      424,157.32                                             85.00   No MI                  100331700902676959              7.1250                      20080501                        15.1250                8.1250
     85020                      232,000.00                                             80.00   No MI                  100331700902677569              8.5000                      20080501                        16.5000                9.5000
     32218                      94,585.52                                              90.00   No MI                  100331700902680043              0.0000                                                       0.0000                0.0000
     49001                      110,377.45                                             85.00   No MI                  100331700902682403              7.2500                      20080501                        17.8750               10.8750
     46237                      106,288.23                                             95.00   No MI                  100331700902683187              0.0000                                                       0.0000                0.0000
     46218                      71,913.42                                              90.00   No MI                  100331700902692543              0.0000                                                       0.0000                0.0000
     46241                      72,761.11                                              90.00   No MI                  100331700902692717              8.5000                      20080501                        16.5000                9.5000
     46140                      119,124.73                                             90.00   No MI                  100331700902694135              0.0000                                                       0.0000                0.0000
     46974                      136,523.87                                             90.00   No MI                  100331700902694846              8.1250                      20080501                        16.1250                9.1250
     85706                      111,116.25                                             70.00   No MI                  100331700902699464              8.0000                      20080501                        16.0000                8.0000
     47456                      110,369.75                                             85.00   No MI                  100331700902718785              0.0000                                                       0.0000                0.0000
     45011                      148,216.62                                             90.00   No MI                  100331700902728115              9.1250                      20080501                        17.1250               10.1250
     85351                      98,500.00                                               71.38  No MI                  100392499500000839              5.5000                      20080601                        13.9200                7.9200
     32084                      117,396.58                                             90.00   No MI                  100386100002188563              5.5000                      20080701                        15.8700                9.8700
     46205                      94,966.20                                              95.00   No MI                  100258910060425425              5.5000                      20080601                        14.6250                9.6250
     92584                      300,000.00                                             80.00   No MI                  100153210604023984              5.5000                      20080601                        14.4800                8.4800
     92584                      74,851.57                                            100.00    No MI                  100153210604028785              0.0000                                                       0.0000                0.0000
     76048                      85,300.00                                              78.98   No MI                  100404400000034886              5.5000                      20080601                        14.2500                8.2500
     43228                      122,340.53                                             95.00   No MI                          0                       5.5000                      20080601                        15.2500                9.2500
     93552                      350,988.59                                             80.00   No MI                  100351000153577187              5.5000                      20080601                        13.8400                7.8400
     93552                      87,754.00                                            100.00    No MI                  100351000153578334              0.0000                                                       0.0000                0.0000
     33324                      159,759.38                                              50.31  No MI                  100271100000226322              5.5000                      20080601                        13.4500                7.4500
     32744                      262,278.90                                             70.00   No MI                  100255500000040146              0.0000                                                       0.0000                0.0000
     90723                      176,749.34                                             24.76   No MI                  100086600210061448              5.9500                      20080601                        13.7500                5.9500
     92376                      74,958.28                                              99.23   No MI                  100086600211023611              0.0000                                                       0.0000                0.0000
     63110                      114,584.19                                             85.00   No MI                  100404400000032997              5.5000                      20080601                        13.6500                7.6500
     32958                      233,493.68                                             85.00   No MI                  100274130912176437              5.5000                      20080601                        15.0000                9.0000
     89104                      243,000.00                                             90.00   No MI                  100137306050026827              7.4500                      20080701                        17.0370               10.0370
     40229                      72,735.33                                              80.00   No MI                  100330706050124214              5.5000                      20080601                        16.0000               10.0000
     40229                      18,192.70                                            100.00    No MI                  100330706050124222              0.0000                                                       0.0000                0.0000
     22204                      271,701.11                                             49.82   No MI                  100198900000058280              6.7500                      20080601                        14.9900                8.9900
     93274                      209,634.08                                             85.00   No MI                  100389160000190182              5.5000                      20080601                        13.4500                7.4500
     55304                      241,947.13                                             80.00   No MI                          0                       0.0000                                                       0.0000                0.0000
     55304                      60,566.03                                            100.00    No MI                          0                       0.0000                                                       0.0000                0.0000
     2886                       216,000.00                                             80.00   No MI                  100386100002193217              5.5000                      20080701                        14.7500                8.7500
     85353                      173,600.00                                             70.00   No MI                  100386100002193589              5.5000                      20080701                        13.3950                7.3950
     2886                       53,981.56                                            100.00    No MI                  100386100002193803              0.0000                                                       0.0000                0.0000
     32209                      82,404.03                                              85.00   No MI                          0                       5.7500                      20080601                        18.1400               12.1400
     33125                      295,920.00                                             80.00   No MI                  100022100153749296              5.5000                      20080701                        14.2000                8.2000
     34475                      67,457.60                                              90.00   No MI                  100022100153783188              5.5000                      20080601                        17.6000               11.6000
     73119                      49,956.28                                              80.00   No MI                  100274130421175128              5.7500                      20080601                        16.0750               10.0750
     34711                      351,804.86                                             80.00   No MI                  100258910060414155              5.5000                      20080601                        14.1250                8.1250
     34711                      87,950.77                                            100.00    No MI                  100258910060417737              0.0000                                                       0.0000                0.0000
     97478                      161,819.01                                             75.00   No MI                  100389160000173568              6.7500                      20080601                        14.9100                8.9100
     43334                      494,411.96                                             90.00   No MI                  100274130832177747              0.0000                                                       0.0000                0.0000
     97045                      197,712.61                                             78.57   No MI                  100274130111174993              6.4750                      20080601                        14.4750                8.4750
     95670                      110,000.00                                              35.14  No MI                  100059400000009498              5.5000                      20080601                        13.4200                7.4200
     33054                      263,712.90                                             80.00   No MI                          0                       5.5000                      20080601                        15.0400                9.0400
     23831                      238,258.18                                             90.00   No MI                  100258910060508162              6.0000                      20080601                        15.3750                9.3750
     33054                      65,965.42                                            100.00    No MI                  100022100153848114              0.0000                                                       0.0000                0.0000
     30305                      340,000.00                                             80.00   No MI                  100148706040900004              5.5000                      20080601                        15.7750                9.7750
     30224                      101,000.00                                              74.81  No MI                  100148706032020003              5.5000                      20080501                        14.6900                8.6900
     30252                      149,735.29                                             78.89   No MI                  100148706041560007              5.5000                      20080601                        14.9900                8.9900
     33566                      215,200.00                                             80.00   No MI                  100030200010119517              5.5000                      20080601                        13.9300                7.9300
     33071                      178,151.39                                             80.00   No MI                  100030200010119699              5.5000                      20080601                        13.8300                7.8300
     33071                      44,577.91                                            100.00    No MI                  100030200010119707              0.0000                                                       0.0000                0.0000
     85335                      150,896.19                                             68.64   No MI                  100386100002194710              0.0000                                                       0.0000                0.0000
     8234                       56,799.71                                            100.00    No MI                  100386100002194934              0.0000                                                       0.0000                0.0000
     64501                      50,354.56                                              80.00   No MI                  100386100002194991              5.5000                      20080701                        13.7400                7.7400
     64501                      12,566.02                                            100.00    No MI                  100386100002195014              0.0000                                                       0.0000                0.0000
     85009                      140,250.00                                             82.50   No MI                  100386100002195204              5.5000                      20080701                        15.8500                9.8500
     33570                      176,000.00                                             80.00   No MI                  100386100002195493              5.5000                      20080601                        14.4300                8.4300
     33570                      43,974.93                                            100.00    No MI                  100386100002195527              0.0000                                                       0.0000                0.0000
     85338                      177,941.78                                              74.17  No MI                  100386100002196301              6.7500                      20080701                        17.3950               11.3950
     33319                      239,717.04                                             80.00   No MI                  100386100002196491              5.5000                      20080601                        14.6500                8.6500
     33319                      59,960.59                                            100.00    No MI                  100386100002196566              0.0000                                                       0.0000                0.0000
     43147                      214,178.24                                             80.00   No MI                  100330706050125047              5.5000                      20080601                        15.2800                9.2800
     43147                      53,573.74                                            100.00    No MI                          0                       0.0000                                                       0.0000                0.0000
     75056                      398,039.63                                             80.00   No MI                  100274130412170922              6.3000                      20080501                        14.3000                8.3000
     75056                      99,566.58                                            100.00    No MI                  100274130412170971              0.0000                                                       0.0000                0.0000
     45406                      52,447.62                                              65.63   No MI                  100330706050125260              5.5000                      20080601                        15.4600                9.4600
     97918                      87,463.52                                              85.00   No MI                          0                       5.5000                      20080601                        15.5000                9.5000
     29681                      154,172.47                                             80.00   No MI                  100274130940176623              7.0000                      20080601                        15.1500                9.1500
     29681                      38,563.40                                            100.00    No MI                  100274130940176649              0.0000                                                       0.0000                0.0000
     97008                      265,803.12                                             95.00   No MI                  100424906040040226              5.5000                      20080601                        16.8500               10.8500
     30263                      129,369.39                                             89.93   No MI                  100148706033870000              5.5000                      20080601                        15.4000                9.4000
     85250                      149,424.83                                             65.00   No MI                  100389160000188210              0.0000                                                       0.0000                0.0000
     33431                      199,923.88                                             59.70   No MI                  100386100002197093              6.2500                      20080701                        16.7000               10.7000
     7750                       224,480.35                                              40.91  No MI                  100061102971861172              0.0000                                                       0.0000                0.0000
     11096                      336,000.00                                             80.00   No MI                  100061102972286536              5.5000                      20080601                        13.0050                7.0050
     11096                      83,946.06                                            100.00    No MI                  100061102972288029              0.0000                                                       0.0000                0.0000
     6082                       170,915.02                                             93.96   No MI                  100061102972290652              5.5000                      20080601                        14.5000                5.5000
     12566                      223,700.19                                             80.00   No MI                  100061102972297350              5.5000                      20080501                        12.8000                5.5000
     12566                      55,938.13                                            100.00    No MI                  100061102972297509              0.0000                                                       0.0000                0.0000
     11207                      452,000.00                                             80.00   No MI                  100061102972298838              5.5000                      20080601                        15.2500                9.2500
     11207                      112,940.49                                           100.00    No MI                  100061102972299091              0.0000                                                       0.0000                0.0000
     34119                      71,567.08                                            100.00    No MI                  100061102972301707              0.0000                                                       0.0000                0.0000
     34119                      71,567.08                                            100.00    No MI                  100061102972302200              0.0000                                                       0.0000                0.0000
     8009                       234,294.06                                             74.44   No MI                  100061102972306268              5.7500                      20080601                        12.5000                5.7500
     11416                      393,804.19                                              68.17  No MI                  100061102972315095              5.5000                      20090601                        14.5000                5.5000
     11355                      379,738.76                                             60.80   No MI                  100061102972316168              5.5000                      20080601                        13.3750                5.5000
     8054                       235,697.99                                             80.00   No MI                  100061102972317562              5.5000                      20080601                        14.2500                5.5000
     8054                       58,968.62                                            100.00    No MI                  100061102972317802              0.0000                                                       0.0000                0.0000
     11701                      402,400.00                                             80.00   No MI                  100061102972321762              5.5000                      20090501                        13.9000                5.5000
     11701                      100,505.55                                           100.00    No MI                  100061102972321929              0.0000                                                       0.0000                0.0000
     20602                      164,903.08                                             50.30   No MI                  100061102972322182              5.5000                      20080601                        13.9250                5.5000
     11422                      469,755.95                                             74.02   No MI                  100061102972323412              6.0000                      20090601                        14.3500                6.0000
     28546                      143,870.69                                             90.00   No MI                  100061102972325565              6.0000                      20080601                        15.9500                6.0000
     11434                      471,314.59                                             80.00   No MI                  100061102972327546              0.0000                                                       0.0000                0.0000
     33972                      159,824.18                                              84.21  No MI                  100061102972327702              5.5000                      20080601                        14.9900                5.5000
     11221                      648,222.86                                             85.00   No MI                  100061102972335705              5.5000                      20090601                        12.9900                5.5000
     1609                       111,867.17                                             80.00   No MI                  100061102972336877              5.5000                      20080601                        14.6750                5.5000
     1609                       27,963.56                                            100.00    No MI                  100061102972336877              0.0000                                                       0.0000                0.0000
     30349                      127,776.50                                             80.00   No MI                  100032100001014776              5.5000                      20080401                        14.0550                5.5000
     30349                      31,994.54                                            100.00    No MI                  100032100001014784              0.0000                                                       0.0000                0.0000
     30011                      165,446.00                                             80.00   No MI                  100032100001020096              5.5000                      20080501                        13.7650                5.5000
     30011                      41,325.33                                            100.00    No MI                  100032100001020112              0.0000                                                       0.0000                0.0000
     30039                      155,046.47                                             90.00   No MI                  100032100001022522              6.0000                      20080501                        16.2100                6.0000
     30213                      237,816.00                                             90.00   No MI                  100032100001022217              6.0000                      20080601                        16.4600                6.0000
     30012                      160,797.00                                             80.00   No MI                  100032100001021094              5.5000                      20080501                        14.0000                5.5000
     30012                      40,172.51                                            100.00    No MI                  100032100001021193              0.0000                                                       0.0000                0.0000
     30238                      171,773.00                                             80.00   No MI                  100032100001018165              5.5000                      20080501                        13.5300                5.5000
     30238                      42,903.40                                            100.00    No MI                  100032100001018199              0.0000                                                       0.0000                0.0000
     30135                      145,454.00                                             80.00   No MI                  100032100000630051              5.5000                      20090401                        15.6150                5.5000
     30135                      36,325.98                                            100.00    No MI                  100032100000630069              0.0000                                                       0.0000                0.0000
     30135                      149,592.00                                             80.00   No MI                  100032100000632016              5.5000                      20080501                        14.8750                5.5000
     30135                      37,373.37                                            100.00    No MI                  100032100001019411              0.0000                                                       0.0000                0.0000
     30016                      169,672.00                                             80.00   No MI                  100032100001020740              5.5000                      20080501                        14.9400                5.5000
     30016                      42,385.42                                            100.00    No MI                  100032100001020757              0.0000                                                       0.0000                0.0000
     30093                      127,950.00                                             79.99   No MI                  100032100001015740              5.5000                      20080401                        16.8650                5.5000
     30296                      132,392.00                                             80.00   No MI                  100032100001021441              5.5000                      20080501                        15.6900                5.5000
     30296                      33,073.29                                            100.00    No MI                  100032100001021433              0.0000                                                       0.0000                0.0000
     30067                      83,199.92                                              80.00   No MI                  100032100001018793              5.5000                      20080501                        14.3750                5.5000
     30067                      20,736.13                                            100.00    No MI                  10003210000101889               0.0000                                                       0.0000                0.0000
     30135                      138,751.04                                             80.00   No MI                  100032100001022209              5.5000                      20080501                        13.8750                5.5000
     30135                      34,729.03                                            100.00    No MI                  100032100001022126              0.0000                                                       0.0000                0.0000
     30121                      113,165.84                                             80.00   No MI                  100032100001012077              5.5000                      20080401                        14.5650                5.5000
     30121                      28,327.60                                            100.00    No MI                  100032100001012085              0.0000                                                       0.0000                0.0000
     30093                      31,917.25                                              99.97   No MI                  100032100001015757              0.0000                                                       0.0000                0.0000
     30093                      189,850.92                                           100.00    No MI                  100032100001022415              5.5000                      20080601                        16.5800                5.5000
     33417                      59,937.86                                              79.37   No MI                  100386100002200079              0.0000                                                       0.0000                0.0000
     30058                      101,886.35                                             85.00   No MI                  100148706020650001              5.5000                      20080501                        16.8750               10.8750
     29554                      91,938.03                                            100.00    No MI                  100229330000131080              5.5000                      20080401                        15.8750                5.5000
     6451                       157,211.72                                             90.00   No MI                  100258910060210884              0.0000                                                       0.0000                0.0000
     54812                      89,845.04                                              89.95   No MI                  100274130632172526              5.7500                      20080601                        14.7000                8.7000
     33605                      179,798.48                                             80.00   No MI                  100274130912178177              6.9000                      20080601                        14.9000                8.9000
     33605                      44,971.42                                            100.00    No MI                  100274130912178219              0.0000                                                       0.0000                0.0000
     32046                      92,000.00                                              80.00   No MI                  100229330000143267              5.5000                      20090601                        16.0000               10.0000
     32046                      22,988.82                                            100.00    No MI                  100229330000149967              0.0000                                                       0.0000                0.0000
     61032                      49,955.96                                              73.53   No MI                  100404400000033813              0.0000                                                       0.0000                0.0000
     18702                      75,448.13                                              85.80   No MI                  100273100008196178              5.5000                      20080501                        14.9400                8.9400
     65803                      71,181.00                                              89.06   No MI                  100273100008205631              5.5000                      20080501                        17.5000                5.5000
     46236                      148,283.74                                             90.00   No MI                  100273100008210623              5.5000                      20080501                        15.6000                9.6000
     33541                      236,107.97                                             75.00   No MI                  100273100008215309              0.0000                                                       0.0000                0.0000
     66062                      171,792.69                                             80.00   No MI                  100273100008218873              5.5000                      20080501                        16.4900               10.4900
     18508                      71,726.41                                            100.00    No MI                  100273100008223717              5.5000                      20080501                        17.2400                5.5000
     85021                      191,838.70                                             85.00   No MI                  100273100008225373              6.0000                      20080601                        13.9500                7.9500
     80003                      170,711.73                                             75.00   No MI                  100273100008226868              6.0000                      20080501                        14.9000                8.9000
     30349                      124,577.02                                             80.00   No MI                  100273100008228237              5.7500                      20080501                        14.6250                8.6250
     48219                      101,144.85                                             75.00   No MI                  100273100008232189              6.0000                      20080501                        17.2500               11.2500
     53115                      131,140.62                                             75.00   No MI                  100273100008237279              6.0000                      20080601                        16.3000               10.3000
     30045                      159,153.88                                             90.00   No MI                  100273100008239945              5.5000                      20080601                        15.8500                9.8500
     41543                      107,858.48                                             75.00   No MI                  100273100008240455              5.5000                      20080501                        16.1000               10.1000
     18447                      83,953.79                                              62.78   No MI                  100273100008241925              7.0000                      20080601                        18.2000               12.2000
     45373                      121,600.00                                             80.00   No MI                  100273100008221505              5.5000                      20080501                        15.2000                9.2000
     45373                      30,377.41                                            100.00    No MI                  100273100008222073              0.0000                                                       0.0000                0.0000
     90044                      355,300.00                                             95.00   No MI                  100255500000040476              5.5000                      20080601                        15.6000                9.6000
     65686                      519,328.00                                             80.00   No MI                  100386100002201804              5.5000                      20080701                        15.5000                9.5000
     65686                      129,792.29                                           100.00    No MI                  100386100002202042              0.0000                                                       0.0000                0.0000
     63111                      107,936.23                                             90.00   No MI                  100386100002202547              0.0000                                                       0.0000                0.0000
     93535                      310,102.47                                             85.00   No MI                  100144600097452306              6.2500                      20080601                        14.6500                8.6500
     85338                      343,634.39                                             80.00   No MI                  100291300000604553              5.5000                      20080601                        15.1500                9.1500
     96002                      166,935.41                                             66.27   No MI                  100258940060500612              5.5000                      20080701                        16.6250               10.6250
     95355                      467,839.69                                             79.05   No MI                  100040788605000330              5.5000                      20080601                        15.7500                9.7500
     92530                      379,738.76                                             95.00   No MI                  100258920060403199              5.5000                      20080601                        13.3750                7.3750
     8046                       151,914.34                                             80.00   No MI                  100124100000022720              5.5000                      20080701                        14.8500                8.8500
     33563                      93,873.79                                              80.00   No MI                  100040788605000884              5.5000                      20080601                        14.9000                8.9000
     33563                      23,450.99                                            100.00    No MI                  100040788605000892              0.0000                                                       0.0000                0.0000
     80112                      303,827.77                                             84.44   No MI                  100328400200603061              6.0000                      20080601                        14.0500                8.0500
     70634                      77,559.98                                              80.00   No MI                  100437200606140041              5.5000                      20090701                        15.2750                9.2750
     92808                      279,686.52                                             70.00   No MI                  100086600211024064              5.9500                      20080601                        14.9000                5.9500
     92335                      299,653.54                                             77.92   No MI                  100086600211024478              5.9500                      20080601                        14.7500                5.9500
     97007                      178,262.38                                             80.00   No MI                  100274130111172872              0.0000                                                       0.0000                0.0000
     99901                      200,811.30                                           100.00    No MI                  100274130172170880              0.0000                                                       0.0000                0.0000
     99654                      187,061.98                                             80.00   No MI                  100274130172176135              6.5500                      20080501                        14.5500                6.5500
     99654                      46,757.58                                            100.00    No MI                  100274130172176135              0.0000                                                       0.0000                0.0000
     85375                      284,900.00                                           100.00    No MI                  100274130210175842              9.1000                      20080501                        17.1000                9.1000
     85705                      161,045.41                                             75.00   No MI                  100274130211171329              7.6500                      20080501                        16.2500                7.6500
     84044                      101,782.64                                             80.00   No MI                  100274130232175986              5.7500                      20080501                        13.7500                5.7500
     84044                      25,177.91                                              99.76   No MI                  100274130232175994              0.0000                                                       0.0000                0.0000
     76522                      73,447.99                                              80.00   No MI                  100274130412173496              6.0000                      20080501                        14.0000                6.0000
     76522                      18,373.78                                            100.00    No MI                  100274130412173496              0.0000                                                       0.0000                0.0000
     74501                      87,706.97                                              79.98   No MI                  100274130422170359              5.6000                      20080501                        13.6000                5.6000
     74501                      21,980.07                                            100.00    No MI                  100274130422170359              0.0000                                                       0.0000                0.0000
     74127                      121,390.31                                             90.00   No MI                  100274130422171985              7.6000                      20080601                        15.9250                7.6000
     74501                      135,680.25                                             79.99   No MI                  100274130422175333              7.1000                      20080501                        15.1000                7.1000
     74501                      33,972.42                                            100.00    No MI                  100274130422175341              0.0000                                                       0.0000                0.0000
     64151                      107,087.25                                             80.00   No MI                  100274130522177270              7.2000                      20080601                        15.2000                7.2000
     64151                      26,781.62                                            100.00    No MI                  100274130522177288              0.0000                                                       0.0000                0.0000
     35480                      149,110.44                                             80.00   No MI                  100274130542177510              5.8500                      20080601                        13.8500                5.8500
     35480                      37,277.08                                            100.00    No MI                  100274130542175536              0.0000                                                       0.0000                0.0000
     36303                      89,934.10                                              90.00   No MI                  100274130542177433              8.9000                      20080601                        16.9000                8.9000
     37615                      67,916.47                                              80.00   No MI                  100274130572174755              6.4500                      20080601                        14.4500                6.4500
     37615                      16,980.17                                            100.00    No MI                  100274130572174763              0.0000                                                       0.0000                0.0000
     72744                      59,489.31                                              79.74   No MI                  100274130582175214              7.3500                      20080601                        15.3500                7.3500
     72744                      14,992.37                                              99.83   No MI                  100274130582175214              0.0000                                                       0.0000                0.0000
     55920                      108,675.64                                             80.00   No MI                  100274130612175812              6.8000                      20080601                        14.8000                6.8000
     55920                      27,175.84                                            100.00    No MI                  100274130612175820              0.0000                                                       0.0000                0.0000
     55104                      271,824.39                                             80.00   No MI                  100274130612176232              7.0000                      20080501                        15.0000                7.0000
     55104                      67,909.00                                            100.00    No MI                  100274130612176257              0.0000                                                       0.0000                0.0000
     2920                       278,678.65                                             85.00   No MI                  100274130722169911              6.9500                      20080601                        14.9500                6.9500
     2909                       293,721.62                                             70.00   No MI                  100274130722172394              7.7000                      20080601                        15.7000                7.7000
     2818                       494,966.88                                             75.00   No MI                  100274130722172782              4.9500                      20080501                        12.9500                4.9500
     10701                      95,875.26                                              80.00   No MI                  100274130812168617              6.1750                      20080601                        14.1750                6.1750
     10701                      23,986.35                                            100.00    No MI                  100274130812168617              0.0000                                                       0.0000                0.0000
     11207                      531,452.04                                             80.00   No MI                  100274130812177097              7.3000                      20080601                        15.3000                7.3000
     11207                      132,926.85                                           100.00    No MI                  100274130812177121              0.0000                                                       0.0000                0.0000
     19125                      108,341.88                                             75.00   No MI                  100274130820167106              7.0000                      20080601                        17.4000                7.0000
     19050                      163,847.97                                             80.00   No MI                  100274130820174383              7.0000                      20080601                        15.8000                7.0000
     18610                      215,912.73                                             80.00   No MI                  100274130821174184              0.0000                                                       0.0000                0.0000
     43952                      49,979.84                                              89.93   No MI                  100274130832174603              7.8000                      20080601                        15.8000                7.8000
     44446                      71,870.89                                              80.00   No MI                  100274130832174926              0.0000                                                       0.0000                0.0000
     44446                      17,986.66                                            100.00    No MI                  100274130832174942              0.0000                                                       0.0000                0.0000
     8085                       361,037.58                                             85.00   No MI                  100274130840176202              5.9500                      20080601                        13.9500                5.9500
     32073                      424,008.98                                             90.00   No MI                  100274130910173014              0.0000                                                       0.0000                0.0000
     33404                      161,069.47                                             75.00   No MI                  100274130910174475              6.9000                      20080601                        14.9000                6.9000
     34986                      359,758.87                                             80.00   No MI                  100274130910175431              7.3000                      20080601                        15.3000                7.3000
     34986                      89,951.57                                            100.00    No MI                  100274130910175456              0.0000                                                       0.0000                0.0000
     33914                      211,929.55                                             84.80   No MI                  100274130912175249              7.7500                      20080601                        15.8500                7.7500
     34608                      173,807.20                                             75.00   No MI                  100274130912176015              6.9500                      20080601                        14.9500                6.9500
     27615                      232,019.53                                              71.42  No MI                  100274130930173168              7.2500                      20080501                        17.0500                7.2500
     20020                      225,274.92                                             53.44   No MI                  100274130971176591              5.5000                      20080601                        15.4500                5.5000
     86413                      137,505.30                                             80.00   No MI                  100386100002203909              0.0000                                                       0.0000                0.0000
     86413                      34,385.41                                            100.00    No MI                  100386100002204154              0.0000                                                       0.0000                0.0000
     21136                      143,920.00                                             80.00   No MI                  100386100002204667              5.5000                      20080701                        14.2500                8.2500
     21136                      35,980.00                                            100.00    No MI                  100386100002204675              0.0000                                                       0.0000                0.0000
     34104                      527,200.00                                             80.00   No MI                  100040788605000959              5.5000                      20080701                        16.9250               10.9250
     43068                      118,702.96                                             90.00   No MI                  100202930604100018              6.0000                      20080601                        16.4500               10.4500
     44052                      115,003.78                                             95.00   No MI                  100202930604180085              5.5000                      20080601                        14.6000                5.5000
     44314                      80,724.28                                              85.00   No MI                  100202930604220048              6.0000                      20080601                        15.9900                9.9900
     98465                      191,218.59                                             85.00   No MI                  100258920060401201              6.2500                      20080701                        15.8750                6.2500
     44055                      84,931.50                                               84.18  No MI                  100202930604100182              0.0000                                                       0.0000                0.0000
     19116                      209,702.60                                             69.77   No MI                  100258910060501001              6.2500                      20080601                        13.7500                7.7500
     45410                      87,954.96                                              80.00   No MI                  100202930604280000              5.5000                      20080601                        14.4000                8.4000
     45410                      21,958.15                                            100.00    No MI                  100202930604250078              0.0000                                                       0.0000                0.0000
     43609                      78,298.38                                              80.00   No MI                  100202930603240088              7.0500                      20080501                        16.1500               10.1500
     46835                      83,666.23                                              80.00   No MI                  100202930604200099              5.5000                      20080601                        14.9000                8.9000
     46703                      202,288.79                                             90.00   No MI                  100202930604050049              5.5000                      20080601                        15.2400                9.2400
     33896                      216,000.00                                             80.00   No MI                          0                       5.5000                      20080701                        14.0200                8.0200
     30040                      184,000.00                                              71.32  No MI                  100148706040050000              4.8500                      20080601                        14.0500                8.0500
     33709                      202,388.55                                             90.00   No MI                  100389160000146127              0.0000                                                       0.0000                0.0000
     95660                      274,360.55                                             90.00   No MI                  100144600097452926              5.5000                      20080601                        14.4250                5.5000
     33896                      53,983.49                                            100.00    No MI                          0                       0.0000                                                       0.0000                0.0000
     92277                      210,600.00                                             89.62   No MI                  100144600097452090              5.5000                      20080601                        15.5500                9.5500
     11420                      423,295.61                                             80.00   No MI                  100061102972294878              5.5000                      20080501                        14.9700                5.5000
     11420                      105,906.04                                           100.00    No MI                  100061102972295115              0.0000                                                       0.0000                0.0000
     7017                       251,545.76                                             80.00   No MI                  100061102972298424              5.5000                      20080501                        14.5950                5.5000
     7017                       62,941.08                                            100.00    No MI                  100061102972298671              0.0000                                                       0.0000                0.0000
     30286                      85,452.81                                              90.00   No MI                  100386100002207041              5.5000                      20080701                        14.9500                8.9500
     22191                      320,000.00                                             79.80   No MI                  100386100002206944              5.5000                      20080701                        13.9500                7.9500
     18301                      160,640.00                                             80.00   No MI                  100386100002207603              5.5000                      20080701                        13.2500                7.2500
     18301                      40,148.12                                            100.00    No MI                  100386100002207645              0.0000                                                       0.0000                0.0000
     98902                      146,796.17                                             80.00   No MI                  100173250010044030              7.2250                      20080501                        14.2250                8.2250
     98902                      36,622.85                                            100.00    No MI                  100173250010044048              0.0000                                                       0.0000                0.0000
     90280                      340,869.93                                             65.00   No MI                  100258920060502552              6.2500                      20080601                        14.9250                8.9250
     33030                      221,000.00                                             85.00   No MI                  100389160000195660              5.5000                      20080701                        15.3000                9.3000
     27893                      234,577.28                                             90.25   No MI                  100129600000537747              0.0000                                                       0.0000                0.0000
     89110                      208,000.00                                             84.90   No MI                  100137306050025514              5.5000                      20080601                        14.3380                7.3380
     93930                      399,361.06                                             85.00   No MI                  100086600210062644              5.9500                      20080601                        15.7000                5.9500
     90255                      56,114.33                                              89.54   No MI                  100086600211023645              0.0000                                                       0.0000                0.0000
     90003                      416,026.41                                             85.00   No MI                  100086600211024437              5.9500                      20080601                        14.8250                5.9500
     55744                      133,914.55                                             94.37   No MI                  100386100002209690              0.0000                                                       0.0000                0.0000
     8270                       213,621.87                                             95.00   No MI                  100184618360403005              0.0000                                                       0.0000                0.0000
     45064                      68,352.93                                              90.00   No MI                  100022100154308613              0.0000                                                       0.0000                0.0000
     89511                      258,400.00                                             80.00   No MI                  100246100006652960              5.5000                      20080601                        12.8300                6.8300
     98802                      147,870.74                                             84.57   No MI                  100389160000221342              0.0000                                                       0.0000                0.0000
     11575                      417,066.75                                             95.00   No MI                  100274130810169435              6.9500                      20080401                        14.9500                6.9500
     30062                      228,000.00                                             80.00   No MI                  100184698160510126              5.5000                      20080601                        15.5000                9.5000
     30062                      56,976.61                                            100.00    No MI                  100184698160510134              0.0000                                                       0.0000                0.0000
     92647                      299,792.29                                             44.78   No MI                  100220800016050580              6.3500                      20080601                        13.3500                7.3500
     89142                      259,779.00                                             80.00   No MI                  100144600097452777              5.5000                      20080601                        14.2000                5.5000
     90221                      324,000.00                                             80.00   No MI                  100144600097453338              5.5000                      20080601                        13.5000                7.5000
     92707                      106,926.62                                           100.00    No MI                  100144600097453247              0.0000                                                       0.0000                0.0000
     60628                      26,949.50                                              99.99   No MI                  100086600105003323              0.0000                                                       0.0000                0.0000
     33406                      159,600.07                                              61.54  No MI                  100086600210060366              0.0000                                                       0.0000                0.0000
     33035                      141,861.71                                             79.98   No MI                  100086600210060762              5.9500                      20080501                        14.9250                5.9500
     33035                      35,467.47                                              99.96   No MI                  100086600210060770              0.0000                                                       0.0000                0.0000
     89121                      229,328.31                                             90.00   No MI                  100086600210062347              5.9500                      20080501                        14.5000                5.9500
     33016                      105,000.00                                             70.95   No MI                  100086600211019940              5.9500                      20080301                        15.1250                5.9500
     35217                      61,499.71                                              80.00   No MI                  100086600211020559              5.9500                      20080401                        16.4500                5.9500
     19132                      52,691.54                                              80.00   No MI                  100086600211020864              5.9500                      20080401                        15.3500                5.9500
     33015                      283,311.52                                             80.00   No MI                  100086600211021961              5.9500                      20080401                        14.5500                5.9500
     30013                      151,730.25                                             80.00   No MI                  100086600211022159              5.9500                      20080501                        14.6750                5.9500
     30013                      37,972.99                                            100.00    No MI                  100086600211022167              0.0000                                                       0.0000                0.0000
     81401                      89,884.58                                               68.18  No MI                  100086600211022415              5.9500                      20080501                        16.2000                5.9500
     92677                      364,800.00                                             80.00   No MI                  100086600211023215              5.9500                      20080501                        14.4500                5.9500
     92677                      91,123.51                                            100.00    No MI                  100086600211023223              0.0000                                                       0.0000                0.0000
     92399                      79,885.02                                            100.00    No MI                  100086600484016581              0.0000                                                       0.0000                0.0000
     22192                      378,922.00                                             80.00   No MI                  100086600558060648              5.9500                      20080401                        13.8000                5.9500
     22192                      405,000.00                                             90.00   No MI                  100386100002210300              5.5000                      20080701                        13.7750                7.7750
     93307                      204,936.43                                             64.87   No MI                  100386100002210615              6.0000                      20080701                        13.7250                7.7250
     64507                      97,600.00                                              80.00   No MI                  100386100002211522              5.5000                      20080701                        13.9250                7.9250
     46237                      141,530.13                                             80.00   No MI                  100246100006638860              5.5000                      20080401                        15.8750                9.8750
     8322                       203,750.95                                             85.00   No MI                  100271100000230027              5.3000                      20080601                        13.3000                7.3000
     85326                      170,400.00                                             80.00   No MI                  100173250020063277              7.0000                      20080501                        14.0000                8.0000
     85326                      42,560.97                                            100.00    No MI                  100173250020063285              0.0000                                                       0.0000                0.0000
     60402                      216,063.56                                             84.99   No MI                  100013700039514508              5.5000                      20080401                        14.8000                8.8000
     36301                      127,874.90                                             80.00   No MI                  100274130542179348              5.5000                      20080601                        15.5500                9.5500
     36301                      31,981.79                                            100.00    No MI                  100274130542179355              0.0000                                                       0.0000                0.0000
     6360                       187,957.64                                              81.74  No MI                  100302600900600123              5.5000                      20080701                        14.8200                8.8200
     40223                      200,630.88                                             82.30   No MI                  100330706040123656              5.5000                      20080601                        16.2500               10.2500
     30517                      188,800.00                                             80.00   No MI                  100013700039502271              7.1250                      20080301                        14.1500                8.1500
     30517                      47,130.97                                            100.00    No MI                  100013700039502354              0.0000                                                       0.0000                0.0000
     31763                      119,354.81                                             79.99   No MI                  100013700039419658              0.0000                                                       0.0000                0.0000
     60120                      356,911.30                                              71.60  No MI                  100013700039484850              6.0000                      20080301                        14.5500                8.5500
     76272                      89,088.16                                              80.00   No MI                  100404400000040966              5.5000                      20080601                        14.3500                8.3500
     76272                      22,288.13                                            100.00    No MI                  100404400000046799              0.0000                                                       0.0000                0.0000
     34953                      333,000.00                                             90.00   No MI                  100203000154450186              5.5000                      20080601                        15.3500                9.3500
     76051                      320,144.25                                             90.00   No MI                  100404400000032310              5.5000                      20080601                        16.5000               10.5000
     19145                      200,736.03                                             80.00   No MI                  100258910060501399              6.2500                      20080601                        15.9900                9.9900
     43015                      209,798.00                                             95.00   No MI                          0                       5.5000                      20080601                        15.3750                9.3750
     47025                      161,779.42                                             90.00   No MI                  100330706040123938              0.0000                                                       0.0000                0.0000
     90057                      343,762.06                                             80.00   No MI                  100389160000217290              5.5000                      20080701                        13.8500                7.8500
     92571                      351,295.02                                             95.00   No MI                  100144600097453734              5.5000                      20080601                        13.9500                5.5000
     30135                      185,108.37                                             80.00   No MI                  100016900062538013              5.5000                      20080401                        14.9800                8.9800
     32776                      232,829.83                                              81.75  No MI                          0                       5.5000                      20080701                        13.5800                7.5800
     32703                      97,459.11                                              75.00   No MI                  100022100154563795              5.7500                      20080701                        16.2500               10.2500
     85037                      184,000.00                                             80.00   No MI                          0                       5.5000                      20080701                        13.8500                7.8500
     93536                      363,200.00                                             80.00   No MI                  100040788605000900              5.5000                      20080601                        15.4250                9.4250
     93536                      90,712.45                                            100.00    No MI                  100040788605000918              0.0000                                                       0.0000                0.0000
     32179                      531,795.89                                             70.00   No MI                  100386100002215168              5.5000                      20080701                        12.9750                6.9750
     56353                      254,862.16                                             85.00   No MI                  100386100002215317              5.5000                      20080701                        15.0500                9.0500
     33025                      352,000.00                                             80.00   No MI                  100386100002215457              5.5000                      20080701                        15.1750                9.1750
     19702                      364,500.00                                             89.80   No MI                  100076500001004627              5.5000                      20080701                        13.3600                7.3600
     92407                      155,587.74                                             42.74   No MI                  100091620020050723              0.0000                                                       0.0000                0.0000
     97080                      165,711.87                                              58.16  No MI                  100258910060424576              5.5000                      20080701                        14.7500                8.7500
     85029                      191,879.56                                             82.40   No MI                  100389160000237652              5.5000                      20080701                        14.3300                8.3300
     32209                      80,687.13                                              85.00   No MI                          0                       5.7500                      20080601                        18.1400               12.1400
     94591                      399,200.00                                             80.00   No MI                  100040788605000793              5.5000                      20080701                        14.3750                8.3750
     24091                      78,917.78                                               83.16  No MI                  100274130950177073              7.2500                      20080601                        15.2500                9.2500
     92395                      254,827.76                                             85.00   No MI                  100220800016031572              5.5000                      20080501                        14.9000                8.9000
     44120                      124,652.87                                             80.00   No MI                  100202930605110040              5.5000                      20080601                        14.6500                8.6500
     80917                      151,797.42                                             80.00   No MI                  100030200010120580              5.5000                      20080601                        14.0500                8.0500
     2143                       489,615.85                                             72.06   No MI                  100302600850600016              0.0000                                                       0.0000                0.0000
     43822                      130,395.84                                             90.00   No MI                          0                       6.0000                      20080601                        16.5000               10.5000
     43130                      185,156.94                                             95.00   No MI                          0                       5.5000                      20080701                        15.4000                5.5000
     33024                      187,333.41                                             75.00   No MI                  100086600211024668              0.0000                                                       0.0000                0.0000
     19124                      70,152.42                                              90.00   No MI                  100467800000001930              6.0000                      20080701                        13.9500                7.9500
     85043                      151,910.72                                             69.09   No MI                  100386100002218634              5.7500                      20080701                        14.6500                8.6500
     53121                      156,498.07                                             90.00   No MI                  100386100002218998              0.0000                                                       0.0000                0.0000
     33569                      169,885.00                                             80.00   No MI                          0                       5.5000                      20080701                        14.8750                5.5000
     33569                      42,456.51                                            100.00    No MI                          0                       0.0000                                                       0.0000                0.0000
     1013                       90,320.00                                              80.00   No MI                  100073800000378565              6.3000                      20080501                        14.3000                8.3000
     1013                       22,501.01                                            100.00    No MI                  100073800000378649              0.0000                                                       0.0000                0.0000
     75056                      209,530.79                                             90.00   No MI                  100404400000046427              5.5000                      20080601                        16.4500               10.4500
     55356                      172,000.00                                             80.00   No MI                  100431500000005062              5.5000                      20080601                        14.2500                5.5000
     33161                      97,471.67                                              75.00   No MI                  100258910060507180              5.5000                      20080701                        13.9500                7.9500
     85007                      233,100.00                                             90.00   No MI                  100389160000229550              5.5000                      20080701                        15.9300                9.9300
     30319                      510,646.65                                             80.00   No MI                  100229330000120729              5.7500                      20080401                        14.1250                8.1250
     30121                      308,630.30                                             95.00   No MI                  100184698160519119              5.5000                      20080601                        15.3380                9.3380
     30331                      123,863.59                                             80.00   No MI                  100184698160503022              5.5000                      20080601                        14.9900                8.9900
     28262                      384,556.72                                             95.00   No MI                  100146850106108211              0.0000                                                       0.0000                0.0000
     87109                      227,934.69                                             95.00   No MI                  100093900000130457              5.5000                      20080701                        14.0000                8.0000
     95356                      214,935.32                                              61.43  No MI                  100389160000156886              5.5000                      20080701                        13.8300                7.8300
     79606                      98,285.40                                            100.00    No MI                  100378000003041425              0.0000                                                       0.0000                0.0000
     33020                      50,267.84                                            100.00    No MI                  100378000003045962              0.0000                                                       0.0000                0.0000
     33025                      318,151.81                                             80.00   No MI                  100378000003063155              0.0000                                                       0.0000                0.0000
     20747                      261,000.00                                             90.00   No MI                  100378000003074145              6.7500                      20080201                        14.5000                8.5000
     60655                      149,806.65                                             75.00   No MI                  100378000003080720              6.0000                      20080101                        14.2500                8.2500
     36870                      17,432.78                                            100.00    No MI                  100378000003084334              0.0000                                                       0.0000                0.0000
     49509                      25,314.50                                            100.00    No MI                  100378000003088590              0.0000                                                       0.0000                0.0000
     30079                      33,676.72                                            100.00    No MI                  100378000003090729              0.0000                                                       0.0000                0.0000
     80013                      70,996.31                                              99.30   No MI                  100378000003095603              8.0000                      20080101                        15.5000                9.5000
     33126                      143,387.66                                             80.00   No MI                  100378000003103670              5.5000                      20080201                        13.8100                7.8100
     33126                      35,912.41                                            100.00    No MI                  100378000003103688              0.0000                                                       0.0000                0.0000
     30296                      147,643.88                                           100.00    No MI                  100378000003105980              7.3100                      20080201                        16.5600               10.5600
     32607                      33,304.23                                            100.00    No MI                  100378000003108737              0.0000                                                       0.0000                0.0000
     32779                      343,729.26                                             73.40   No MI                  100378000003108968              6.2500                      20090301                        14.0900                8.0900
     33610                      151,350.36                                             80.00   No MI                  100378000003112713              5.5000                      20080201                        13.7850                7.7850
     33610                      37,911.95                                            100.00    No MI                  100378000003112804              0.0000                                                       0.0000                0.0000
     77053                      114,000.00                                             95.00   No MI                  100378000003113976              7.0000                      20080201                        15.1800                9.1800
     30030                      278,999.58                                             90.00   No MI                  100378000003123769              5.5000                      20080301                        13.7100                7.7100
     33157                      244,799.80                                             80.00   No MI                  100378000003128164              5.5000                      20080301                        15.1500                9.1500
     75149                      92,446.62                                              80.00   No MI                  100378000003131218              4.3750                      20080301                        13.4900                4.3750
     75149                      23,086.68                                            100.00    No MI                  100378000003131259              0.0000                                                       0.0000                0.0000
     27981                      251,379.02                                             80.00   No MI                  100378000003131689              5.5000                      20080401                        14.4700                8.4700
     32725                      199,199.05                                             80.00   No MI                  100378000003132281              5.5000                      20080401                        15.9250                9.9250
     30016                      102,959.73                                             78.03   No MI                  100378000003134543              0.0000                                                       0.0000                0.0000
     33617                      109,600.00                                             80.00   No MI                  100378000003137900              5.5000                      20080401                        13.8900                7.8900
     33617                      27,367.96                                            100.00    No MI                  100378000003137926              0.0000                                                       0.0000                0.0000
     30114                      291,421.68                                             80.00   No MI                  100378000003138189              5.5000                      20080401                        15.5250                9.5250
     30135                      108,000.00                                             80.00   No MI                  100378000003139435              5.5000                      20090401                        14.6400                8.6400
     30135                      26,971.22                                            100.00    No MI                  100378000003139468              0.0000                                                       0.0000                0.0000
     19061                      139,678.25                                             80.00   No MI                  100378000003140342              5.5000                      20090401                        14.8100                8.8100
     38127                      52,600.99                                              85.00   No MI                  100378000003141860              5.5000                      20080401                        15.7750                9.7750
     32725                      19,902.54                                              88.00   No MI                  100378000003142215              0.0000                                                       0.0000                0.0000
     30188                      118,400.00                                             80.00   No MI                  100378000003143494              5.5000                      20080401                        13.3000                7.3000
     30188                      29,565.04                                            100.00    No MI                  100378000003143510              0.0000                                                       0.0000                0.0000
     33897                      208,800.00                                             80.00   No MI                  100378000003143833              5.5000                      20080401                        14.6750                8.6750
     33897                      52,149.20                                            100.00    No MI                  100378000003143858              0.0000                                                       0.0000                0.0000
     30224                      87,681.19                                              80.00   No MI                  100378000003144419              5.5000                      20080401                        13.9900                7.9900
     30224                      21,958.47                                            100.00    No MI                  100378000003144443              0.0000                                                       0.0000                0.0000
     23860                      52,106.77                                              90.00   No MI                  100378000003144831              0.0000                                                       0.0000                0.0000
     23224                      50,310.00                                              90.00   No MI                  100378000003145788              0.0000                                                       0.0000                0.0000
     30019                      167,959.41                                             95.00   No MI                  100378000003146190              7.5000                      20080501                        16.7750               10.7750
     37210                      93,428.90                                              90.00   No MI                  100378000003146224              5.5000                      20080401                        15.9050                9.9050
     37210                      93,428.90                                              90.00   No MI                  100378000003146232              5.5000                      20080401                        15.9050                9.9050
     30349                      102,936.73                                             80.00   No MI                  100378000003146521              5.5000                      20080401                        14.3000                8.3000
     37207                      51,409.02                                              89.97   No MI                  100378000003146737              5.5000                      20080401                        16.0650               10.0650
     33150                      224,824.02                                             85.00   No MI                  100378000003147362              5.5000                      20080501                        14.3400                8.3400
     20121                      250,000.00                                             76.92   No MI                  100378000003147784              5.5000                      20080501                        14.6850                8.6850
     33050                      508,473.15                                             80.00   No MI                  100378000003148428              9.5950                      20080401                        15.9900                9.9900
     30354                      116,432.82                                             88.26   No MI                  100378000003148618              5.5000                      20080501                        15.3800                9.3800
     36863                      81,066.99                                              88.24   No MI                  100378000003148840              5.5000                      20080601                        13.8350                7.8350
     38127                      56,628.05                                              88.59   No MI                  100378000003149251              0.0000                                                       0.0000                0.0000
     38109                      58,425.78                                              90.00   No MI                  100378000003149293              0.0000                                                       0.0000                0.0000
     30071                      136,701.77                                             90.00   No MI                  100378000003149343              5.5000                      20080501                        14.6400                8.6400
     31313                      62,908.76                                              90.00   No MI                  100378000003149491              5.5000                      20080501                        15.8650                9.8650
     85051                      77,116.05                                              80.00   No MI                  100378000003149954              0.0000                                                       0.0000                0.0000
     85051                      19,271.28                                            100.00    No MI                  100378000003149988              0.0000                                                       0.0000                0.0000
     38122                      59,331.51                                              90.00   No MI                  100378000003150010              0.0000                                                       0.0000                0.0000
     38122                      60,230.45                                              88.68   No MI                  100378000003150036              0.0000                                                       0.0000                0.0000
     32206                      71,839.49                                              80.00   No MI                  100378000003150044              5.5000                      20080501                        13.5250                7.5250
     32206                      17,984.65                                            100.00    No MI                  100378000003150051              0.0000                                                       0.0000                0.0000
     38122                      59,331.51                                              90.00   No MI                  100378000003150093              0.0000                                                       0.0000                0.0000
     20018                      279,824.37                                             80.00   No MI                  100378000003150572              5.5000                      20080501                        14.6250                8.6250
     20009                      209,977.41                                             77.06   No MI                  100378000003150614              5.5000                      20090501                        15.6500                9.6500
     35405                      91,040.30                                              80.00   No MI                  100378000003150994              4.3750                      20080501                        14.7150                8.7150
     35405                      22,782.96                                            100.00    No MI                  100378000003151034              0.0000                                                       0.0000                0.0000
     33607                      191,442.51                                             80.00   No MI                  100378000003151091              5.5000                      20080501                        12.9700                6.9700
     47714                      50,378.70                                              90.00   No MI                  100378000003152453              5.5000                      20080501                        16.4050               10.4050
     33569                      224,798.22                                             82.42   No MI                  100378000003152495              4.7750                      20080501                        13.8750                7.8750
     30032                      154,767.05                                           100.00    No MI                  100378000003152560              5.8750                      20080501                        15.4500                9.4500
     31907                      92,000.00                                              80.00   No MI                  100378000003152792              5.5000                      20080501                        13.9500                7.9500
     31907                      22,983.50                                            100.00    No MI                  100378000003152800              0.0000                                                       0.0000                0.0000
     20011                      388,900.00                                              71.36  No MI                  100378000003153709              8.5000                      20090501                        14.7000                8.7000
     35007                      84,800.00                                              84.80   No MI                  100378000003154368              5.5000                      20080501                        14.6150                8.6150
     44485                      76,853.72                                              95.00   No MI                  100378000003155951              5.5000                      20080501                        16.3150               10.3150
     33025                      135,874.59                                             80.00   No MI                  100378000003157031              5.5000                      20080601                        15.8250                9.8250
     30108                      201,342.80                                             80.00   No MI                  100378000003158765              5.5000                      20080601                        14.2650                8.2650
     65453                      67,943.51                                              85.00   No MI                  100378000003159664              5.5000                      20080601                        16.3150               10.3150
     24014                      105,484.33                                             80.00   No MI                  100378000003160027              0.0000                                                       0.0000                0.0000
     7052                       279,000.00                                             62.00   No MI                  100378000003160241              5.1250                      20090601                        15.1250                9.1250
     23704                      191,094.20                                             85.00   No MI                  100378000003160449              5.5000                      20080601                        16.5500               10.5500
     24014                      26,386.71                                            100.00    No MI                  100378000003160530              0.0000                                                       0.0000                0.0000
     20735                      255,874.63                                             80.00   No MI                  100378000003161132              0.0000                                                       0.0000                0.0000
     30017                      186,965.76                                             80.00   No MI                  100378000003161215              5.5000                      20080501                        16.3150               10.3150
     70714                      76,649.31                                               89.19  No MI                  100378000003161777              5.5000                      20080601                        17.3850               11.3850
     30269                      84,930.00                                              85.00   No MI                  100378000003162627              5.5000                      20080601                        16.3550               10.3550
     34473                      190,092.01                                             80.00   No MI                  100378000003162734              5.5000                      20080501                        15.1050                9.1050
     32812                      206,100.00                                             90.00   No MI                  100378000003163021              5.5000                      20080601                        15.3750                9.3750
     44067                      272,000.00                                             80.00   No MI                  100378000003163278              5.6150                      20080601                        15.0150                9.0150
     44067                      67,964.81                                            100.00    No MI                  100378000003163351              0.0000                                                       0.0000                0.0000
     30088                      91,355.85                                              90.00   No MI                  100378000003163674              5.5000                      20080601                        15.0500                9.0500
     30683                      140,800.00                                             80.00   No MI                  100378000003164128              5.5000                      20080501                        13.7650                7.7650
     30683                      35,169.51                                            100.00    No MI                  100378000003164136              0.0000                                                       0.0000                0.0000
     17315                      83,071.79                                              94.95   No MI                  100378000003164730              5.5000                      20090601                        17.5150               11.5150
     70814                      85,518.96                                              80.00   No MI                  100378000003165422              7.7000                      20080601                        15.7000                9.7000
     70814                      21,368.18                                            100.00    No MI                  100378000003165489              0.0000                                                       0.0000                0.0000
     20020                      248,672.39                                             65.82   No MI                  100378000003165836              5.3750                      20090601                        14.3750                8.3750
     20020                      243,703.76                                             64.52   No MI                  100378000003165844              5.3750                      20090601                        14.3750                8.3750
     30331                      116,314.11                                              83.18  No MI                  100378000003166768              5.6000                      20080601                        14.7000                8.7000
     85037                      144,000.00                                             75.79   No MI                  100378000003167055              5.5000                      20080601                        13.9900                7.9900
     46617                      50,949.26                                              85.00   No MI                  100378000003167865              5.5000                      20080601                        15.4650                9.4650
     30083                      160,024.01                                             95.00   No MI                  100378000003168004              5.5000                      20080601                        15.9900                9.9900
     30080                      98,893.98                                              89.99   No MI                  100378000003168079              6.0000                      20080601                        15.6350                9.6350
     30127                      117,544.90                                             80.00   No MI                  100378000003168426              5.6000                      20080601                        14.7000                8.7000
     77346                      228,692.77                                             80.00   No MI                  100378000003169879              5.5000                      20080601                        14.7000                8.7000
     77346                      57,172.34                                            100.00    No MI                  100378000003169903              0.0000                                                       0.0000                0.0000
     35215                      66,006.52                                              90.57   No MI                  100378000003170083              5.5000                      20080601                        16.4150               10.4150
     30755                      85,525.87                                              80.00   No MI                  100378000003170596              0.0000                                                       0.0000                0.0000
     31721                      119,880.85                                           100.00    No MI                  100378000003172352              5.5000                      20080601                        15.4750                9.4750
     17103                      63,694.49                                              75.00   No MI                  100274130822178242              5.5000                      20080601                        16.1130               10.1130
     23451                      249,882.86                                              58.14  No MI                  100274130952178798              6.7000                      20080601                        14.7000                8.7000
     32137                      177,403.23                                             80.00   No MI                  100274130912180884              5.5000                      20080601                        14.9500                8.9500
     32164                      44,367.85                                            100.00    No MI                  100274130912180900              0.0000                                                       0.0000                0.0000
     21758                      199,894.57                                             83.68   No MI                  110258910060505069              5.5000                      20080701                        15.1250                9.1250
     18901                      299,777.36                                             80.00   No MI                  100258910060515605              6.0000                      20080701                        13.5000                6.0000
     21782                      163,399.01                                             75.00   No MI                  100031458026050246              5.5000                      20080601                        13.7500                5.5000
     55356                      42,912.51                                            100.00    No MI                  100431500000006425              0.0000                                                       0.0000                0.0000
     30518                      128,639.34                                             80.00   No MI                  100229330000153779              5.7500                      20080601                        14.3750                5.7500
     30518                      32,183.43                                            100.00    No MI                  100229330000154157              0.0000                                                       0.0000                0.0000
     92509                      267,843.40                                             80.00   No MI                  100255500000041177              5.5000                      20090701                        14.6750                8.6750
     96044                      95,654.35                                              80.00   No MI                  100273900102795233              5.8000                      20080101                        15.4000                9.4000
     34953                      322,057.68                                             95.00   No MI                  100273900102851861              3.5000                      20080101                        16.4000               10.4000
     48208                      69,015.75                                              90.00   No MI                  100273900102900999              7.7500                      20080101                        15.6000                9.6000
     44110                      78,118.63                                              80.00   No MI                  100273900102901344              0.0000                                                       0.0000                0.0000
     78363                      118,272.31                                             80.00   No MI                  100273900102909958              6.0000                      20110201                        13.9900                7.9900
     90262                      381,877.99                                             90.00   No MI                  100273900102910923              5.2500                      20080201                        14.2500                8.2500
     33179                      171,149.93                                             80.00   No MI                  100273900102918801              5.2500                      20080201                        13.0500                7.0500
     48727                      177,863.79                                               81.14 No MI                  100273900102919627              7.7500                      20080201                        14.7000                8.7000
     48205                      59,789.00                                              80.00   No MI                  100273900102920187              7.2500                      20080201                        14.7500                8.7500
     48204                      110,985.70                                             85.00   No MI                  100273900102923447              5.5000                      20080201                        15.1000                9.1000
     12832                      89,722.98                                              75.00   No MI                  100273900102929642              0.0000                                                       0.0000                0.0000
     90221                      431,337.13                                             94.95   No MI                  100273900102930194              5.2500                      20080201                        14.4500                8.4500
     33327                      255,219.90                                             49.33   No MI                  100273900102945804              0.0000                                                       0.0000                0.0000
     50669                      94,144.15                                              80.00   No MI                  100273900102951026              6.0000                      20080201                        16.0000               10.0000
     48228                      94,241.13                                              90.00   No MI                  100273900102953188              5.5000                      20080201                        15.9500                9.9500
     33176                      607,067.04                                             80.00   No MI                  100273900102957106              5.2500                      20080201                        14.4500                8.4500
     87144                      337,025.58                                             90.00   No MI                  100273900102972279              5.5000                      20080201                        14.7500                8.7500
     48234                      65,270.71                                              89.66   No MI                  100273900102976551              7.7500                      20080201                        15.9500                9.9500
     49017                      139,154.28                                             82.06   No MI                  100273900102977807              0.0000                                                       0.0000                0.0000
     30310                      130,719.49                                             80.00   No MI                  100273900102981650              5.5000                      20080201                        14.5500                8.5500
     11713                      212,815.02                                             89.58   No MI                  100273900102982112              5.2500                      20080201                        13.9900                7.9900
     33603                      295,607.66                                             77.89   No MI                  100273900102985289              5.2500                      20080201                        14.9500                8.9500
     48205                      69,145.45                                              93.72   No MI                  100273900102986261              8.2500                      20080301                        14.7000                8.7000
     48234                      91,664.76                                              80.00   No MI                  100273900102987913              7.2500                      20080201                        14.5750                8.5750
     48235                      87,700.78                                              70.97   No MI                  100273900102999280              0.0000                                                       0.0000                0.0000
     48154                      167,866.23                                             90.00   No MI                  100273900102999843              0.0000                                                       0.0000                0.0000
     48342                      94,621.23                                              76.00   No MI                  100273900103002605              5.2500                      20080301                        13.2000                7.2000
     94534                      571,221.86                                             83.00   No MI                  100273900103003728              5.8000                      20080301                        14.8500                8.8500
     33134                      479,301.26                                             80.00   No MI                  100273900103010582              5.2500                      20080301                        13.9900                7.9900
     85255                      523,419.66                                              62.13  No MI                  100273900103013560              5.9000                      20080301                        14.6000                8.6000
     62521                      73,748.38                                              85.06   No MI                  100273900103014048              0.0000                                                       0.0000                0.0000
     96782                      258,900.58                                             80.00   No MI                  100273900103016902              0.0000                                                       0.0000                0.0000
     60649                      405,191.66                                           100.00    No MI                  100273900103019120              5.5000                      20080401                        15.5000                9.5000
     20746                      227,143.31                                             88.37   No MI                  100273900103020284              6.0000                      20080301                        13.5000                7.5000
     98247                      310,212.89                                             75.00   No MI                  100273900103024369              5.2500                      20080301                        14.1000                8.1000
     60707                      320,610.29                                             85.00   No MI                  100273900103028915              5.5000                      20080301                        16.2200               10.2200
     44113                      71,776.53                                              90.00   No MI                  100273900103031778              0.0000                                                       0.0000                0.0000
     98270                      238,200.51                                             90.00   No MI                  100273900103032826              6.0000                      20110301                        14.5000                8.5000
     48316                      631,825.12                                             80.00   No MI                  100273900103037205              5.5000                      20080301                        14.9500                8.9500
     34491                      152,672.27                                             85.00   No MI                  100273900103049960              7.0000                      20080401                        15.1500                9.1500
     48348                      575,213.36                                             85.33   No MI                  100273900103053293              6.0000                      20110401                        13.5000                7.5000
     11369                      448,664.91                                             72.00   No MI                  100273900103053400              0.0000                                                       0.0000                0.0000
     95822                      320,000.00                                             80.00   No MI                  100273900103055595              5.3750                      20080301                        14.6250                7.6250
     60411                      139,024.74                                             90.00   No MI                  100273900103058599              5.2500                      20080301                        13.9900                7.9900
     63112                      75,851.79                                              80.00   No MI                  100273900103059449              5.4500                      20080401                        15.6000                9.6000
     15358                      95,760.27                                              85.00   No MI                  100273900103059514              5.4500                      20080301                        14.5900                8.5900
     49017                      164,417.78                                              73.01  No MI                  100273900103060512              7.2500                      20080401                        14.8000                8.8000
     34953                      229,036.13                                             90.00   No MI                  100273900103061569              5.4500                      20080301                        14.8200                8.8200
     48154                      315,476.77                                             85.00   No MI                  100273900103063748              5.7500                      20080401                        14.8330                8.8330
     20745                      110,566.05                                             70.25   No MI                  100273900103067913              0.0000                                                       0.0000                0.0000
     95823                      277,820.00                                             90.00   No MI                  100273900103070602              5.5500                      20080301                        15.2500                9.2500
     45405                      63,623.10                                              70.83   No MI                  100273900103073606              5.2500                      20080301                        16.6150               10.6150
     48209                      99,508.18                                              95.00   No MI                  100273900103074356              7.0000                      20080401                        14.5500                8.5500
     64840                      93,181.45                                              79.24   No MI                  100273900103075171              6.0000                      20080301                        13.9900                7.9900
     48091                      152,768.95                                             90.00   No MI                  100273900103078563              0.0000                                                       0.0000                0.0000
     27707                      107,891.86                                             80.00   No MI                  100273900103078787              5.4500                      20080401                        14.5000                8.5000
     98056                      280,139.61                                             75.00   No MI                  100273900103081534              3.5000                      20080301                        13.2500                7.2500
     48212                      99,647.22                                              80.00   No MI                  100273900103090022              0.0000                                                       0.0000                0.0000
     44103                      84,360.57                                              95.00   No MI                  100273900103092069              0.0000                                                       0.0000                0.0000
     48327                      250,494.97                                           100.00    No MI                  100273900103092648              7.2500                      20080401                        15.4500                9.4500
     92201                      314,574.62                                             84.00   No MI                  100273900103098835              6.0000                      20110301                        14.2500                8.2500
     48219                      146,882.66                                             95.00   No MI                  100273900103102074              7.0000                      20080401                        14.4500                8.4500
     89015                      227,332.92                                             95.00   No MI                  100273900103104872              6.0000                      20080401                        13.6200                7.6200
     55792                      99,779.01                                              93.46   No MI                  100273900103106604              5.2500                      20080401                        15.0000                9.0000
     60634                      305,725.21                                             90.00   No MI                  100273900103114418              5.2500                      20080401                        14.8700                8.8700
     92707                      511,083.32                                             80.00   No MI                  100273900103114673              5.7500                      20080401                        12.4500                6.4500
     44135                      193,026.09                                             79.96   No MI                  100273900103114707              0.0000                                                       0.0000                0.0000
     44843                      116,961.01                                             85.00   No MI                  100273900103115159              0.0000                                                       0.0000                0.0000
     17866                      71,153.63                                              95.00   No MI                  100273900103119805              7.0000                      20080501                        15.9500                9.9500
     33991                      207,800.12                                             80.00   No MI                  100273900103120639              5.7500                      20080601                        13.9900                7.9900
     60804                      184,186.18                                             95.00   No MI                  100273900103122577              5.5000                      20090501                        15.1500                9.1500
     21740                      110,251.32                                             80.00   No MI                  100273900103124185              6.0000                      20080601                        13.9990                7.9990
     48208                      147,734.22                                             80.00   No MI                  100273900103124623              5.5500                      20080401                        15.9900                9.9900
     93638                      151,521.38                                             76.00   No MI                  100273900103131107              6.0000                      20080401                        13.2500                7.2500
     32810                      161,670.63                                             89.45   No MI                  100273900103132030              6.2500                      20080401                        15.4000                9.4000
     98038                      303,755.35                                             95.00   No MI                  100273900103133145              6.0000                      20110501                        14.2500                8.2500
     91913                      664,060.30                                             89.86   No MI                  100273900103133731              6.7500                      20080401                        13.3000                7.3000
     48910                      112,210.06                                             90.00   No MI                  100273900103138706              0.0000                                                       0.0000                0.0000
     87532                      166,335.55                                             72.39   No MI                  100273900103139951              6.0000                      20080601                        15.5000                9.5000
     77019                      101,263.94                                             78.38   No MI                  100273900103146188              5.7500                      20080401                        13.0000                7.0000
     60107                      193,212.18                                             90.00   No MI                  100273900103146311              5.3500                      20080501                        15.5000                9.5000
     29045                      139,646.42                                             90.00   No MI                  100273900103146725              6.2500                      20080501                        15.7000                9.7000
     12566                      364,604.86                                             85.00   No MI                  100273900103150636              6.2500                      20080401                        14.5000                8.5000
     30066                      230,630.69                                             90.00   No MI                  100273900103151857              0.0000                                                       0.0000                0.0000
     33179                      175,023.25                                             90.00   No MI                  100273900103153358              0.0000                                                       0.0000                0.0000
     48223                      83,966.95                                              90.00   No MI                  100273900103158357              0.0000                                                       0.0000                0.0000
     33056                      265,500.00                                             90.00   No MI                  100273900103159231              6.2500                      20080401                        15.2500                8.2500
     48616                      85,387.03                                              95.00   No MI                  100273900103159249              7.2500                      20080601                        14.3000                8.3000
     48227                      121,311.55                                             90.00   No MI                  100273900103159280              6.2500                      20080501                        15.3000                9.3000
     20743                      219,402.40                                             89.07   No MI                  100273900103159884              6.0000                      20080401                        13.9900                7.9900
     18301                      213,455.92                                             95.00   No MI                  100273900103160296              6.0000                      20110501                        13.8500                7.8500
     98034                      439,220.64                                             78.29   No MI                  100273900103161963              5.7500                      20080601                        13.5000                7.5000
     94801                      426,985.84                                             95.00   No MI                  100273900103167564              6.2500                      20080401                        15.2400                9.2400
     11763                      457,866.95                                             95.00   No MI                  100273900103168653              7.0000                      20080401                        15.1500                9.1500
     89148                      467,401.18                                             90.00   No MI                  100273900103169446              6.0000                      20110401                        13.6500                7.6500
     33801                      97,990.95                                              90.00   No MI                  100273900103169982              6.2500                      20090401                        14.1400                8.1400
     43701                      107,663.14                                             90.00   No MI                  100273900103175245              6.2500                      20080401                        13.3000                7.3000
     65737                      137,344.94                                             90.00   No MI                  100273900103175864              6.7500                      20080501                        14.2500                8.2500
     84062                      211,816.04                                           100.00    No MI                  100273900103178165              6.0000                      20110501                        13.9900                7.9900
     85365                      282,970.67                                             95.00   No MI                  100273900103178454              0.0000                                                       0.0000                0.0000
     60623                      231,690.19                                             80.00   No MI                  100273900103179726              5.7500                      20080401                        13.5000                7.5000
     85364                      164,348.99                                             90.00   No MI                  100273900103181060              0.0000                                                       0.0000                0.0000
     49093                      139,686.32                                             96.55   No MI                  100273900103181227              0.0000                                                       0.0000                0.0000
     33322                      313,216.79                                             95.00   No MI                  100273900103183033              7.0000                      20080501                        13.8500                7.8500
     11040                      469,162.67                                             89.27   No MI                  100273900103183389              6.7500                      20090601                        12.5900                6.5900
     53142                      198,359.68                                             90.00   No MI                  100273900103183637              0.0000                                                       0.0000                0.0000
     48091                      71,764.29                                              80.90   No MI                  100273900103184536              0.0000                                                       0.0000                0.0000
     96021                      222,890.86                                             95.00   No MI                  100273900103187646              7.0000                      20080501                        15.1250                9.1250
     6412                       283,254.74                                             90.00   No MI                  100273900103188347              6.2500                      20080501                        14.0000                8.0000
     60061                      241,877.00                                              84.91  No MI                  100273900103191333              5.5000                      20080501                        15.8000                9.8000
     64138                      85,446.38                                              90.00   No MI                  100273900103192174              6.7500                      20080501                        15.1000                9.1000
     11717                      339,518.49                                             80.00   No MI                  100273900103192679              5.7500                      20080601                        13.7500                7.7500
     33068                      314,290.94                                             90.00   No MI                  100273900103193032              6.7500                      20080501                        14.1500                8.1500
     92551                      402,071.12                                             90.00   No MI                  100273900103194022              6.2500                      20080501                        15.4250                9.4250
     60646                      484,717.82                                              89.81  No MI                  100273900103195821              5.5000                      20090501                        15.3500                9.3500
     48458                      80,936.04                                              90.00   No MI                  100273900103196142              6.2500                      20080601                        16.5500               10.5500
     11520                      369,678.98                                             94.87   No MI                  100273900103196274              6.0000                      20080501                        13.9900                7.9900
     30354                      130,734.00                                             97.04   No MI                  100273900103196647              0.0000                                                       0.0000                0.0000
     55912                      183,416.70                                             89.56   No MI                  100273900103199500              6.0000                      20110501                        13.5000                7.5000
     10302                      318,030.40                                             95.00   No MI                  100273900103200183              6.2500                      20090501                        14.7900                8.7900
     24501                      83,553.33                                              95.00   No MI                  100273900103200498              6.0000                      20110501                        15.4900                9.4900
     48423                      118,684.37                                             90.00   No MI                  100273900103203203              6.0000                      20080501                        13.5900                7.5900
     92703                      521,709.62                                             90.00   No MI                  100273900103204441              6.7500                      20080501                        15.5000                9.5000
     20879                      275,068.19                                             95.00   No MI                  100273900103206503              6.2500                      20080501                        15.2500                9.2500
     80249                      206,809.85                                             90.00   No MI                  100273900103207626              6.7500                      20080601                        14.1500                8.1500
     44111                      107,787.69                                             90.00   No MI                  100273900103208426              3.2500                      20080501                        14.1500                8.1500
     60628                      170,670.62                                             95.00   No MI                  100273900103208475              5.4000                      20080501                        14.2500                8.2500
     48051                      139,689.88                                             89.99   No MI                  100273900103209093              6.2500                      20080501                        16.3500               10.3500
     93215                      247,288.95                                             90.00   No MI                  100273900103209119              6.2500                      20080501                        14.0500                8.0500
     93611                      429,588.47                                           100.00    No MI                  100273900103209184              6.0000                      20110501                        13.6500                7.6500
     19114                      221,669.45                                             92.50   No MI                  100273900103210083              0.0000                                                       0.0000                0.0000
     22172                      248,974.13                                             90.00   No MI                  100273900103210216              6.0000                      20080501                        13.8500                7.8500
     92345                      337,078.11                                             82.32   No MI                  100273900103213624              0.0000                                                       0.0000                0.0000
     48213                      55,752.24                                              90.00   No MI                  100273900103215488              6.5000                      20080601                        16.1750               10.1750
     60177                      214,241.98                                             95.00   No MI                  100273900103215546              5.5000                      20080501                        14.9500                8.9500
     8882                       327,560.72                                             88.58   No MI                  100273900103215561              7.0000                      20080501                        15.3750                9.3750
     44105                      78,173.36                                              90.00   No MI                  100273900103216916              6.2500                      20080501                        15.1000                9.1000
     48235                      80,923.79                                              90.00   No MI                  100273900103217054              6.2500                      20080601                        15.8000                9.8000
     91342                      511,665.09                                             86.78   No MI                  100273900103217377              6.0000                      20080601                        13.5500                7.5500
     95356                      648,000.00                                             90.00   No MI                  100273900103219167              6.0000                      20080501                        14.7000                7.7000
     10705                      319,181.02                                             85.20   No MI                  100273900103219423              6.7500                      20090501                        13.5000                7.5000
     48205                      106,070.88                                             90.00   No MI                  100273900103219456              6.2500                      20080501                        16.4500               10.4500
     17552                      166,384.23                                             90.00   No MI                  100273900103219852              6.2500                      20080501                        14.7500                8.7500
     92201                      296,694.95                                             90.00   No MI                  100273900103220983              6.2500                      20080501                        13.4000                7.4000
     92105                      283,299.98                                             87.23   No MI                  100273900103221270              6.7500                      20080501                        14.7000                8.7000
     48228                      71,909.58                                              90.00   No MI                  100273900103221312              6.2500                      20080501                        16.3000               10.3000
     48188                      230,300.50                                                91.11No MI                  100273900103223086              6.0000                      20110501                        13.9990                7.9990
     91748                      519,678.77                                           100.00    No MI                  100273900103223904              6.0000                      20080601                        13.7500                7.7500
     7206                       310,025.89                                             90.00   No MI                  100273900103223979              6.5000                      20080501                        15.3750                9.3750
     80504                      584,515.40                                             90.00   No MI                  100273900103224449              6.7500                      20080501                        14.1500                8.1500
     32068                      166,392.48                                             90.00   No MI                  100273900103225735              6.5000                      20080501                        15.0000                9.0000
     33147                      184,724.09                                           100.00    No MI                  100273900103226246              0.0000                                                       0.0000                0.0000
     22407                      370,129.24                                             95.00   No MI                  100273900103226519              6.0000                      20110501                        13.5000                7.5000
     33467                      287,659.01                                             95.00   No MI                  100273900103227061              6.0000                      20080601                        13.5000                7.5000
     23608                      107,839.18                                             86.40   No MI                  100273900103227830              0.0000                                                       0.0000                0.0000
     1453                       241,842.99                                             95.00   No MI                  100273900103228234              0.0000                                                       0.0000                0.0000
     60435                      206,597.18                                             90.00   No MI                  100273900103229786              5.5000                      20080501                        14.2000                8.2000
     48219                      44,921.76                                              90.00   No MI                  100273900103229794              6.2500                      20080501                        14.7500                8.7500
     8045                       132,963.54                                             95.00   No MI                  100273900103233622              6.2500                      20080601                        16.5000               10.5000
     33615                      579,599.65                                             90.00   No MI                  100273900103235031              6.5000                      20080501                        15.3000                9.3000
     32505                      69,850.81                                                92.11 No MI                  100273900103235593              0.0000                                                       0.0000                0.0000
     48219                      103,353.43                                              78.41  No MI                  100273900103237078              6.0000                      20080601                        13.7500                7.7500
     33193                      287,499.26                                             90.00   No MI                  100273900103239132              6.2500                      20080501                        14.7500                8.7500
     20601                      386,776.88                                             90.00   No MI                  100273900103239306              6.0000                      20080601                        13.9900                7.9900
     85042                      145,260.76                                             74.62   No MI                  100273900103239330              5.5000                      20080601                        13.0000                7.0000
     39212                      66,433.62                                              95.00   No MI                  100273900103240031              7.0000                      20080601                        15.4500                9.4500
     95838                      267,999.36                                             90.00   No MI                  100273900103240353              6.2500                      20090501                        14.5000                8.5000
     37412                      82,760.25                                              90.00   No MI                  100273900103240403              6.7500                      20080501                        15.9900                9.9900
     48910                      69,782.56                                            100.00    No MI                  100273900103240445              7.2500                      20080501                        16.5500               10.5500
     44121                      93,435.56                                              90.00   No MI                  100273900103240841              2.7500                      20080501                        14.7000                8.7000
     33971                      268,928.81                                             90.00   No MI                  100273900103241104              6.7500                      20080501                        15.0500                9.0500
     15688                      87,182.21                                              90.00   No MI                  100273900103241252              0.0000                                                       0.0000                0.0000
     7055                       389,233.19                                             95.00   No MI                  100273900103241484              7.0000                      20110501                        14.8000                8.8000
     91745                      431,970.06                                             95.00   No MI                  100273900103241591              7.0000                      20080501                        14.9900                8.9900
     60620                      123,215.24                                             95.00   No MI                  100273900103241906              5.5000                      20090601                        15.5000                9.5000
     49014                      98,858.79                                              90.00   No MI                  100273900103242078              0.0000                                                       0.0000                0.0000
     60442                      569,660.32                                             95.00   No MI                  100273900103243092              6.0000                      20080601                        13.8750                7.8750
     49868                      99,407.20                                              85.84   No MI                  100273900103243167              0.0000                                                       0.0000                0.0000
     48044                      154,473.41                                             90.00   No MI                  100273900103243845              6.2500                      20080501                        13.8000                7.8000
     20748                      288,380.62                                             95.00   No MI                  100273900103243902              7.0000                      20080601                        13.6250                7.6250
     60609                      135,789.26                                             80.00   No MI                  100273900103244363              5.7500                      20080601                        13.3000                7.3000
     20747                      240,506.29                                             85.96   No MI                  100273900103245170              6.0000                      20090501                        14.2500                8.2500
     92404                      311,728.38                                             90.00   No MI                  100273900103245212              6.0000                      20080501                        14.5000                8.5000
     53223                      133,812.76                                             95.00   No MI                  100273900103245469              7.0000                      20080601                        15.6500                9.6500
     21216                      80,835.51                                              73.64   No MI                  100273900103246020              0.0000                                                       0.0000                0.0000
     60652                      197,034.99                                             89.77   No MI                  100273900103246178              0.0000                                                       0.0000                0.0000
     21046                      349,478.86                                             79.55   No MI                  100273900103247473              6.2500                      20080601                        13.5000                7.5000
     21113                      260,720.49                                             95.00   No MI                  100273900103248331              6.0000                      20080501                        13.9990                7.9990
     20706                      300,844.46                                             90.00   No MI                  100273900103248661              6.7500                      20080501                        13.6500                7.6500
     23235                      184,636.75                                             95.00   No MI                  100273900103248901              6.0000                      20110501                        14.5000                8.5000
     61109                      142,354.74                                             95.00   No MI                  100273900103248919              5.5000                      20080501                        15.3500                9.3500
     60624                      107,821.67                                             90.00   No MI                  100273900103249214              5.3000                      20080501                        15.0000                9.0000
     49534                      131,330.76                                             90.00   No MI                  100273900103249529              6.2500                      20080601                        14.3000                8.3000
     33035                      194,288.25                                             90.00   No MI                  100273900103249909              6.2500                      20080601                        14.0000                8.0000
     34654                      90,888.21                                              65.00   No MI                  100273900103249933              6.2500                      20080601                        14.4500                8.4500
     6076                       206,535.31                                             90.00   No MI                  100273900103250543              0.0000                                                       0.0000                0.0000
     87114                      171,690.97                                             90.00   No MI                  100273900103251145              6.7500                      20080601                        14.5000                8.5000
     23060                      191,785.90                                           100.00    No MI                  100273900103251277              6.0000                      20110501                        13.6500                7.6500
     30260                      132,950.12                                             86.93   No MI                  100273900103251798              6.5000                      20080601                        15.4500                9.4500
     21136                      349,224.41                                             97.22   No MI                  100273900103252275              0.0000                                                       0.0000                0.0000
     81212                      116,842.14                                              92.13  No MI                  100273900103252481              0.0000                                                       0.0000                0.0000
     22579                      73,063.65                                              84.02   No MI                  100273900103252507              6.0000                      20110601                        14.5000                8.5000
     89128                      295,029.82                                             90.00   No MI                  100273900103252572              6.0000                      20110601                        13.9900                7.9900
     30084                      114,172.02                                             90.00   No MI                  100273900103253158              6.7500                      20080601                        14.9000                8.9000
     85388                      289,431.61                                             95.00   No MI                  100273900103253570              7.0000                      20080601                        14.9900                8.9900
     93312                      368,841.28                                             90.00   No MI                  100273900103253737              6.5000                      20080601                        14.9900                8.9900
     6010                       185,136.69                                             89.49   No MI                  100273900103253802              7.0000                      20080601                        13.7850                7.7850
     91741                      467,532.75                                             90.00   No MI                  100273900103254156              6.0000                      20090501                        13.5000                7.5000
     44112                      92,077.38                                              95.00   No MI                  100273900103254230              6.5000                      20080601                        16.5600               10.5600
     48234                      58,438.87                                              90.00   No MI                  100273900103254370              6.5000                      20080501                        17.1500               11.1500
     48227                      49,445.37                                              90.00   No MI                  100273900103254792              6.2500                      20080501                        16.9000               10.9000
     18055                      203,711.09                                             80.00   No MI                  100273900103254917              5.7500                      20110601                        13.7500                7.7500
     33584                      134,766.37                                             90.00   No MI                  100273900103255153              6.5000                      20080501                        15.1000                9.1000
     34223                      227,361.44                                             95.00   No MI                  100273900103255310              6.2500                      20080601                        15.5900                9.5900
     48239                      80,840.76                                              90.00   No MI                  100273900103255518              6.2500                      20080501                        14.1500                8.1500
     75217                      74,594.78                                              90.00   No MI                  100273900103255831              6.2500                      20080601                        15.3500                9.3500
     88101                      179,769.65                                           100.00    No MI                  100273900103256847              0.0000                                                       0.0000                0.0000
     48126                      179,941.77                                             90.00   No MI                  100273900103257936              6.2500                      20080601                        15.9400                9.9400
     34983                      268,613.68                                             90.00   No MI                  100273900103257951              6.7500                      20090501                        14.2500                8.2500
     95601                      246,919.69                                             90.00   No MI                  100273900103258264              6.7500                      20080501                        13.5000                7.5000
     95815                      238,415.54                                             90.00   No MI                  100273900103260245              6.5000                      20080601                        15.6400                9.6400
     48085                      204,679.18                                             87.23   No MI                  100273900103260476              0.0000                                                       0.0000                0.0000
     97236                      251,608.91                                             95.00   No MI                  100273900103261409              6.2500                      20080501                        15.4750                9.4750
     10567                      254,113.69                                             80.00   No MI                  100273900103261649              0.0000                                                       0.0000                0.0000
     48235                      85,388.26                                              90.00   No MI                  100273900103261672              6.7500                      20080601                        15.5500                9.5500
     77088                      79,628.60                                              90.00   No MI                  100273900103262662              6.2500                      20080601                        16.5500               10.5500
     30030                      261,000.00                                             90.00   No MI                  100273900103265608              6.7500                      20080601                        14.5500                7.5500
     48224                      104,311.10                                             90.00   No MI                  100273900103265822              6.2500                      20080601                        16.2000               10.2000
     60409                      171,740.92                                             95.00   No MI                  100273900103266135              5.5000                      20080601                        14.5000                8.5000
     87124                      117,879.91                                             90.00   No MI                  100273900103266390              6.2500                      20080601                        15.7500                9.7500
     92404                      314,687.73                                             90.00   No MI                  100273900103266754              6.2500                      20090501                        13.5250                7.5250
     7728                       251,757.20                                              91.64  No MI                  100273900103266762              7.0000                      20080501                        13.6250                7.6250
     93662                      228,851.53                                             95.00   No MI                  100273900103266994              6.2500                      20080601                        14.9900                8.9900
     90606                      449,676.56                                             90.00   No MI                  100273900103267794              6.2500                      20090501                        14.6500                8.6500
     92308                      211,750.06                                             80.00   No MI                  100273900103268198              5.7500                      20080601                        14.6500                8.6500
     20744                      341,830.02                                             88.60   No MI                  100273900103268479              6.2500                      20080601                        14.5000                8.5000
     95326                      305,577.43                                             90.00   No MI                  100273900103269543              6.0000                      20080601                        13.8750                7.8750
     11554                      439,344.86                                             88.00   No MI                  100273900103269832              6.7500                      20090601                        13.5000                7.5000
     95823                      359,777.60                                             90.00   No MI                  100273900103271176              6.2500                      20090601                        13.7500                7.7500
     95932                      356,943.29                                             90.00   No MI                  100273900103271358              6.2500                      20080501                        13.5000                7.5000
     37330                      112,897.74                                             95.00   No MI                  100273900103271382              6.0000                      20080601                        13.9990                7.9990
     90240                      612,294.92                                             95.00   No MI                  100273900103272653              7.0000                      20080501                        14.5250                8.5250
     43119                      170,654.45                                             92.93   No MI                  100273900103272729              0.0000                                                       0.0000                0.0000
     33125                      359,406.92                                             90.00   No MI                  100273900103273396              0.0000                                                       0.0000                0.0000
     11714                      512,587.19                                             95.00   No MI                  100273900103274725              7.0000                      20080501                        14.2500                8.2500
     48872                      125,432.60                                             80.00   No MI                  100273900103274766              6.2500                      20080601                        14.0500                8.0500
     48141                      89,698.52                                            100.00    No MI                  100273900103274956              7.2500                      20080601                        15.9000                9.9000
     49230                      261,000.00                                             90.00   No MI                  100273900103274972              6.2500                      20080601                        14.7900                7.7900
     21009                      225,653.28                                             92.24   No MI                  100273900103275243              0.0000                                                       0.0000                0.0000
     33167                      254,816.91                                           100.00    No MI                  100273900103275979              7.2500                      20080601                        16.9900               10.9900
     92832                      570,690.21                                             95.00   No MI                  100273900103276571              7.0000                      20080601                        14.8000                8.8000
     11727                      368,330.75                                             80.00   No MI                  100273900103276787              5.7500                      20090601                        13.5000                7.5000
     32807                      211,026.16                                             90.00   No MI                  100273900103278148              0.0000                                                       0.0000                0.0000
     33525                      71,146.11                                              75.00   No MI                  100273900103278312              0.0000                                                       0.0000                0.0000
     2905                       224,799.66                                             90.00   No MI                  100273900103279443              6.5000                      20080601                        15.9900                9.9900
     53209                      117,689.63                                             95.00   No MI                  100273900103279864              6.2500                      20080601                        15.7500                9.7500
     60505                      166,348.89                                             90.00   No MI                  100273900103280003              6.5000                      20080601                        15.9000                9.9000
     77075                      116,631.98                                             95.00   No MI                  100273900103280011              7.0000                      20080601                        15.3000                9.3000
     21213                      174,764.32                                             85.37   No MI                  100273900103280102              0.0000                                                       0.0000                0.0000
     20785                      194,572.77                                             67.24   No MI                  100273900103280250              6.0000                      20080601                        12.7500                6.7500
     70058                      107,876.55                                             90.00   No MI                  100273900103280706              6.5000                      20080601                        14.8000                8.8000
     11003                      446,035.26                                             95.00   No MI                  100273900103280821              7.0000                      20080601                        15.2500                9.2500
     48203                      59,330.81                                              90.00   No MI                  100273900103280870              6.7500                      20080501                        16.7000               10.7000
     6468                       702,753.67                                             95.00   No MI                  100273900103281068              6.2500                      20080601                        15.6750                9.6750
     29414                      128,133.60                                             95.00   No MI                  100273900103281183              6.2500                      20080601                        15.9000                9.9000
     60646                      521,098.03                                             67.79   No MI                  100273900103281308              5.5000                      20080501                        14.7800                8.7800
     82935                      223,159.52                                             95.00   No MI                  100273900103281654              7.0000                      20080601                        15.1900                9.1900
     64056                      152,313.37                                             90.00   No MI                  100273900103282082              6.2500                      20080501                        15.3000                9.3000
     33566                      179,684.54                                             80.00   No MI                  100273900103282173              5.7500                      20080601                        14.5000                8.5000
     49331                      138,408.11                                             92.33   No MI                  100273900103282439              6.0000                      20080601                        13.5000                7.5000
     91745                      423,301.30                                             80.00   No MI                  100273900103283098              5.7500                      20090601                        13.6000                7.6000
     48125                      136,671.82                                             95.00   No MI                  100273900103283551              6.2500                      20080601                        15.7500                9.7500
     92530                      440,102.20                                             80.00   No MI                  100273900103283841              5.7500                      20080601                        13.2500                7.2500
     48446                      182,891.72                                             89.99   No MI                  100273900103283973              7.0000                      20080601                        15.9900                9.9900
     20155                      377,710.32                                           100.00    No MI                  100273900103284294              6.0000                      20080601                        12.9900                6.9900
     21713                      526,226.38                                              82.14  No MI                  100273900103284617              6.7500                      20080601                        14.3500                8.3500
     92324                      383,043.57                                             90.00   No MI                  100273900103284732              6.2500                      20080501                        13.7500                7.7500
     60419                      125,878.13                                             90.00   No MI                  100273900103285648              0.0000                                                       0.0000                0.0000
     48197                      206,695.31                                             90.00   No MI                  100273900103286489              6.7500                      20090501                        15.5500                9.5500
     75092                      127,857.43                                             78.53   No MI                  100273900103286711              0.0000                                                       0.0000                0.0000
     18704                      92,966.78                                              95.00   No MI                  100273900103287040              0.0000                                                       0.0000                0.0000
     48215                      57,102.37                                              90.00   No MI                  100273900103288410              6.2500                      20080601                        16.3000               10.3000
     48209                      53,947.21                                              90.00   No MI                  100273900103288501              6.2500                      20080601                        15.5500                9.5500
     48206                      49,959.45                                            100.00    No MI                  100273900103288733              6.2500                      20080601                        16.5000               10.5000
     60639                      319,119.42                                             90.00   No MI                  100273900103288782              6.2500                      20090601                        14.6000                8.6000
     44035                      80,910.98                                              90.00   No MI                  100273900103288790              0.0000                                                       0.0000                0.0000
     60651                      203,957.81                                             95.00   No MI                  100273900103288964              6.1000                      20090601                        13.7000                7.7000
     11207                      493,499.20                                             90.00   No MI                  100273900103289590              6.2500                      20080601                        14.5000                8.5000
     6705                       202,256.28                                             90.00   No MI                  100273900103289897              6.5000                      20080601                        14.5500                8.5500
     48838                      141,777.77                                             88.75   No MI                  100273900103290119              0.0000                                                       0.0000                0.0000
     48229                      73,077.74                                              95.00   No MI                  100273900103290184              6.2500                      20080601                        15.5000                9.5000
     49519                      125,795.20                                             90.00   No MI                  100273900103290416              6.7500                      20080601                        15.7000                9.7000
     16441                      149,827.67                                             96.77   No MI                  100273900103290689              7.2500                      20090601                        14.7750                8.7750
     50315                      133,845.24                                           100.00    No MI                  100273900103293089              6.0000                      20110601                        14.7500                8.7500
     33619                      114,593.59                                             85.00   No MI                  100273900103293501              6.2500                      20080601                        13.9400                7.9400
     48083                      146,654.81                                             90.00   No MI                  100273900103293774              6.7500                      20080601                        16.1000               10.1000
     20748                      203,724.77                                             85.00   No MI                  100273900103293907              6.2500                      20080601                        13.9900                7.9900
     21702                      207,569.64                                             80.00   No MI                  100273900103294137              5.7500                      20080601                        12.8750                6.8750
     93277                      243,691.52                                             80.00   No MI                  100273900103295183              5.7500                      20080601                        14.3100                8.3100
     48212                      81,792.57                                              90.00   No MI                  100273900103295399              6.2500                      20080601                        14.1500                8.1500
     24521                      69,211.31                                              90.00   No MI                  100273900103295662              0.0000                                                       0.0000                0.0000
     39180                      75,926.34                                              95.00   No MI                  100273900103296322              7.0000                      20080601                        15.5900                9.5900
     47523                      73,714.77                                              82.00   No MI                  100273900103296538              0.0000                                                       0.0000                0.0000
     46516                      65,207.38                                              90.00   No MI                  100273900103297072              0.0000                                                       0.0000                0.0000
     89113                      251,044.82                                             80.00   No MI                  100273900103297544              5.7500                      20080601                        13.7500                7.7500
     48076                      241,066.09                                             90.00   No MI                  100273900103298054              6.5000                      20080601                        14.1200                8.1200
     48224                      145,199.48                                             95.00   No MI                  100273900103298187              0.0000                                                       0.0000                0.0000
     85374                      235,591.52                                             80.00   No MI                  100273900103298344              0.0000                                                       0.0000                0.0000
     48146                      80,876.96                                              90.00   No MI                  100273900103298377              6.2500                      20080601                        13.4000                7.4000
     89139                      382,099.48                                              91.05  No MI                  100273900103298815              7.0000                      20080601                        12.9000                6.9000
     20695                      324,561.52                                           100.00    No MI                  100273900103298906              6.0000                      20080601                        13.9900                7.9900
     20164                      219,820.96                                              53.14  No MI                  100273900103299102              6.0000                      20110601                        12.7750                6.7750
     93705                      167,702.72                                             80.00   No MI                  100273900103299557              5.7500                      20090601                        12.6250                6.6250
     44102                      71,911.99                                              90.00   No MI                  100273900103299623              0.0000                                                       0.0000                0.0000
     21009                      398,753.51                                           100.00    No MI                  100273900103299946              6.0000                      20080601                        13.7500                7.7500
     44133                      163,823.87                                              71.62  No MI                  100273900103299987              6.5000                      20080601                        15.1000                9.1000
     55113                      215,658.60                                             80.00   No MI                  100273900103301064              5.7500                      20090601                        13.2000                7.2000
     93535                      242,838.76                                             90.00   No MI                  100273900103301478              6.2500                      20080601                        13.5000                7.5000
     92807                      365,519.16                                             95.00   No MI                  100273900103302187              7.0000                      20080601                        13.6750                7.6750
     96142                      671,532.64                                             80.00   No MI                  100273900103302245              5.7500                      20080601                        13.3500                7.3500
     33511                      188,788.40                                             90.00   No MI                  100273900103302542              6.2500                      20080601                        14.9000                8.9000
     49505                      132,846.38                                             95.00   No MI                  100273900103302823              7.0000                      20080601                        14.7500                8.7500
     48228                      102,564.32                                             90.00   No MI                  100273900103303193              7.0000                      20080601                        15.7000                9.7000
     2360                       572,139.04                                             95.00   No MI                  100273900103303557              7.0000                      20080601                        14.4000                8.4000
     20602                      179,699.17                                             83.72   No MI                  100273900103303789              0.0000                                                       0.0000                0.0000
     48225                      107,908.05                                             90.00   No MI                  100273900103304613              6.2500                      20080601                        16.2000               10.2000
     49601                      83,599.26                                              90.00   No MI                  100273900103305081              6.2500                      20080601                        14.5500                8.5500
     92555                      343,653.47                                             80.00   No MI                  100273900103305321              5.7500                      20080601                        12.9500                6.9500
     43614                      129,913.73                                           100.00    No MI                  100273900103305990              6.0000                      20110601                        13.5000                7.5000
     18328                      136,553.99                                             80.00   No MI                  100273900103306493              5.7500                      20080601                        13.7000                7.7000
     32966                      166,313.59                                             90.00   No MI                  100273900103306501              6.2500                      20080601                        14.9000                8.9000
     23323                      261,932.74                                             95.00   No MI                  100273900103306840              7.0000                      20080601                        15.3500                9.3500
     90001                      267,845.94                                             59.56   No MI                  100273900103307657              6.0000                      20110601                        14.0000                8.0000
     48221                      112,744.74                                             80.57   No MI                  100273900103307897              6.7500                      20080601                        14.5500                8.5500
     2863                       205,451.48                                             80.00   No MI                  100273900103307962              5.7500                      20080601                        13.2000                7.2000
     11743                      520,000.00                                             80.00   No MI                  100273900103308036              5.7500                      20080601                        14.3750                7.3750
     11206                      555,528.77                                             95.00   No MI                  100273900103308333              6.2500                      20080601                        15.2500                9.2500
     2151                       447,371.93                                             80.00   No MI                  100273900103308374              5.7500                      20080601                        13.8000                7.8000
     96707                      444,650.28                                             72.36   No MI                  100273900103308572              5.5000                      20080601                        12.9000                6.9000
     20708                      171,254.63                                           100.00    No MI                  100273900103308630              6.0000                      20090601                        13.6990                7.6990
     34286                      246,118.04                                             86.49   No MI                  100273900103309125              6.7500                      20080601                        13.3000                7.3000
     87120                      146,034.61                                             85.00   No MI                  100273900103309182              0.0000                                                       0.0000                0.0000
     60619                      329,486.16                                             95.00   No MI                  100273900103309463              6.2000                      20080601                        14.5000                8.5000
     29150                      97,837.28                                               81.67  No MI                  100273900103309745              0.0000                                                       0.0000                0.0000
     48224                      134,872.17                                             90.00   No MI                  100273900103311238              6.2500                      20080601                        15.7000                9.7000
     11751                      439,677.64                                             80.00   No MI                  100273900103311410              5.7500                      20090601                        13.1500                7.1500
     6483                       303,661.41                                             95.00   No MI                  100273900103311469              7.0000                      20080601                        14.9500                8.9500
     20602                      316,339.94                                             90.00   No MI                  100273900103311675              6.0000                      20080601                        13.6250                7.6250
     29649                      111,870.65                                             80.00   No MI                  100273900103311733              6.2500                      20080601                        14.7500                8.7500
     48228                      93,515.93                                              80.00   No MI                  100273900103312640              6.5000                      20080601                        15.9500                9.9500
     85242                      193,187.57                                             82.56   No MI                  100273900103312897              6.2500                      20080601                        15.6500                8.6500
     60629                      260,704.75                                             87.00   No MI                  100273900103313010              6.4000                      20080601                        14.8500                8.8500
     61336                      76,906.37                                              89.02   No MI                  100273900103313028              6.0000                      20080601                        14.5000                8.5000
     80915                      159,799.37                                              98.16  No MI                  100273900103313499              0.0000                                                       0.0000                0.0000
     20772                      685,000.00                                             76.54   No MI                  100273900103313705              5.7500                      20090601                        13.9900                6.9900
     49017                      89,199.63                                              85.00   No MI                  100273900103314018              6.0000                      20080601                        14.2500                8.2500
     21613                      123,133.95                                             90.00   No MI                  100273900103314299              6.0000                      20090601                        13.9990                7.9990
     32907                      179,780.69                                             87.80   No MI                  100273900103314497              6.2500                      20080601                        14.4900                8.4900
     48223                      82,940.53                                            100.00    No MI                  100273900103314695              6.2500                      20080601                        17.0000               11.0000
     21830                      102,874.74                                             44.78   No MI                  100273900103315890              6.0000                      20090601                        14.5000                8.5000
     33713                      208,718.01                                             87.08   No MI                  100273900103316104              0.0000                                                       0.0000                0.0000
     48382                      688,506.82                                             94.48   No MI                  100273900103316625              6.2500                      20080601                        15.6500                9.6500
     21742                      174,899.10                                              81.40  No MI                  100273900103316856              6.0000                      20090601                        13.9900                7.9900
     92394                      206,324.90                                             80.00   No MI                  100273900103317086              6.5000                      20080601                        15.5500                9.5500
     7111                       219,904.23                                             89.80   No MI                  100273900103317177              6.5000                      20090601                        14.9500                8.9500
     60651                      115,828.99                                             80.00   No MI                  100273900103317375              5.7500                      20090601                        13.5500                7.5500
     60013                      373,814.12                                             85.00   No MI                  100273900103317615              6.2500                      20080601                        14.5000                8.5000
     81623                      411,685.06                                             68.67   No MI                  100273900103318142              6.0000                      20110601                        12.9990                6.9990
     48223                      174,063.44                                             90.00   No MI                  100273900103318225              6.7500                      20080601                        14.5000                8.5000
     48089                      81,430.23                                              89.96   No MI                  100273900103318407              6.2500                      20080601                        16.2000               10.2000
     60004                      168,794.09                                              94.41  No MI                  100273900103318498              6.8000                      20090601                        14.4900                8.4900
     65616                      199,884.69                                             80.00   No MI                  100273900103318746              6.2500                      20080601                        13.9900                7.9900
     33168                      149,835.51                                              68.18  No MI                  100273900103318837              6.7500                      20080601                        15.0000                9.0000
     90603                      636,134.13                                             95.00   No MI                  100273900103318977              7.0000                      20080601                        14.0000                8.0000
     48213                      71,925.05                                              90.00   No MI                  100273900103319033              6.2500                      20080601                        15.2500                9.2500
     72118                      83,209.23                                              90.00   No MI                  100273900103320767              6.2500                      20080601                        14.5500                8.5500
     48708                      94,932.33                                              95.00   No MI                  100273900103321419              6.0000                      20110601                        13.2500                7.2500
     48895                      239,593.66                                             80.00   No MI                  100273900103321922              6.2500                      20080601                        13.9500                7.9500
     85629                      200,379.20                                             85.00   No MI                  100273900103322128              6.5000                      20080601                        14.9900                8.9900
     48060                      118,687.51                                             90.00   No MI                  100273900103322334              6.5000                      20080601                        15.7000                9.7000
     7461                       194,762.42                                             79.27   No MI                  100273900103322490              6.2500                      20080601                        14.4900                8.4900
     76109                      99,863.97                                              80.00   No MI                  100273900103323258              5.7500                      20080601                        13.9500                7.9500
     32750                      143,774.64                                             80.00   No MI                  100273900103323266              0.0000                                                       0.0000                0.0000
     48609                      81,911.00                                            100.00    No MI                  100273900103323852              7.2500                      20080601                        15.0500                9.0500
     92503                      263,801.06                                             66.00   No MI                  100273900103323910              5.2500                      20090601                        13.0500                7.0500
     33463                      246,723.45                                             95.00   No MI                  100273900103324116              7.0000                      20080601                        14.9000                8.9000
     48044                      207,629.01                                             80.00   No MI                  100273900103324124              5.7500                      20090601                        12.6500                6.6500
     89110                      215,802.86                                             80.00   No MI                  100273900103324272              5.7500                      20080601                        14.2000                8.2000
     10950                      389,100.10                                             93.87   No MI                  100273900103324363              0.0000                                                       0.0000                0.0000
     34638                      205,765.85                                             80.00   No MI                  100273900103324553              5.7500                      20080601                        13.3500                6.3500
     55720                      101,869.45                                             72.86   No MI                  100273900103324603              0.0000                                                       0.0000                0.0000
     49201                      574,455.57                                           100.00    No MI                  100273900103325089              7.2500                      20080601                        15.7000                9.7000
     32750                      26,965.62                                              95.00   No MI                  100273900103325592              0.0000                                                       0.0000                0.0000
     45240                      94,969.73                                            100.00    No MI                  100273900103325618              7.2500                      20080601                        15.9900                9.9900
     96002                      171,743.90                                             80.00   No MI                  100273900103326368              5.7500                      20090601                        13.5000                7.5000
     93535                      231,866.24                                             80.00   No MI                  100273900103326921              5.7500                      20080601                        13.9900                7.9900
     89031                      207,690.30                                             80.00   No MI                  100273900103327390              0.0000                                                       0.0000                0.0000
     96727                      432,749.11                                             95.00   No MI                  100273900103327713              7.0000                      20080601                        15.2500                9.2500
     33321                      242,774.25                                             90.00   No MI                  100273900103327754              6.5000                      20080601                        15.7900                9.7900
     33410                      242,871.96                                             90.00   No MI                  100273900103327770              6.7500                      20080601                        14.3000                8.3000
     33415                      173,947.20                                             75.00   No MI                  100273900103327788              7.0000                      20090601                        16.1500               10.1500
     48342                      79,917.14                                            100.00    No MI                  100273900103327853              7.2500                      20080601                        15.2750                9.2750
     77476                      133,783.97                                             80.00   No MI                  100273900103327887              5.7500                      20090601                        13.1000                7.1000
     60652                      182,466.18                                             90.00   No MI                  100273900103328117              6.7500                      20110601                        14.2500                8.2500
     92563                      562,126.79                                             73.24   No MI                  100273900103328166              6.5000                      20080601                        13.5000                7.5000
     60440                      168,839.98                                             89.89   No MI                  100273900103328398              5.5000                      20080601                        15.7000                9.7000
     11706                      347,680.00                                             80.00   No MI                  100273900103328596              5.7500                      20080601                        13.9500                6.9500
     60632                      164,835.31                                           100.00    No MI                  100273900103328984              5.5000                      20080601                        15.4500                9.4500
     34715                      199,845.00                                             87.72   No MI                  100273900103329545              6.7500                      20080601                        12.9500                6.9500
     49230                      162,692.37                                             90.00   No MI                  100273900103329602              6.7500                      20080601                        14.2700                8.2700
     49098                      80,953.29                                            100.00    No MI                  100273900103329966              6.0000                      20110601                        13.9900                7.9900
     33033                      142,807.44                                             57.20   No MI                  100273900103330378              0.0000                                                       0.0000                0.0000
     43145                      99,899.55                                               46.51  No MI                  100273900103330493              7.2500                      20080601                        15.5800                9.5800
     85257                      312,790.55                                              96.01  No MI                  100273900103330865              6.0000                      20110601                        13.4700                7.4700
     33328                      267,809.10                                             80.00   No MI                  100273900103330964              5.7500                      20080601                        13.2500                7.2500
     48204                      61,146.20                                              90.00   No MI                  100273900103331137              6.7500                      20090601                        16.0500               10.0500
     60477                      222,384.78                                             89.00   No MI                  100273900103331194              6.5000                      20090601                        14.3600                8.3600
     60612                      154,610.74                                             95.00   No MI                  100273900103332853              0.0000                                                       0.0000                0.0000
     19146                      114,629.30                                             85.00   No MI                  100273900103333257              6.2500                      20080601                        15.2000                9.2000
     20770                      349,780.60                                           100.00    No MI                  100273900103333265              6.0000                      20080601                        13.6990                7.6990
     92504                      365,570.86                                             95.00   No MI                  100273900103333323              7.0000                      20080601                        14.5500                8.5500
     90660                      280,379.35                                             85.00   No MI                  100273900103333430              6.7500                      20080601                        14.9900                8.9900
     60056                      207,741.32                                             80.00   No MI                  100273900103333596              5.7500                      20090601                        14.3900                8.3900
     48602                      68,958.05                                            100.00    No MI                  100273900103334123              7.2500                      20080601                        17.7500               11.7500
     92407                      295,200.00                                             80.00   No MI                  100273900103334586              5.7500                      20080601                        14.1000                7.1000
     60516                      133,123.21                                             90.00   No MI                  100273900103334727              6.6000                      20090601                        13.9900                7.9900
     49221                      79,929.67                                            100.00    No MI                  100273900103335294              7.2500                      20080601                        16.0500               10.0500
     20743                      206,872.86                                             90.00   No MI                  100273900103337050              6.0000                      20110601                        13.7700                7.7700
     60411                      131,536.53                                             84.97   No MI                  100273900103337837              5.7500                      20090601                        14.4000                8.4000
     43204                      132,346.22                                           100.00    No MI                  100273900103338850              7.2500                      20080601                        16.3500               10.3500
     95971                      304,000.00                                             80.00   No MI                  100273900103339031              5.7500                      20080601                        14.2500                7.2500
     8527                       184,807.44                                             48.68   No MI                  100273900103339288              5.2500                      20080601                        15.2500                9.2500
     85363                      262,908.53                                             84.84   No MI                  100273900103339635              6.2500                      20080601                        15.7000                9.7000
     21771                      275,918.84                                             90.00   No MI                  100273900103339866              6.7500                      20080601                        13.8900                7.8900
     20772                      280,533.41                                             67.55   No MI                  100273900103339957              0.0000                                                       0.0000                0.0000
     33015                      304,677.82                                             90.00   No MI                  100273900103340104              6.2500                      20080601                        13.9500                7.9500
     48239                      110,320.24                                             80.00   No MI                  100273900103340211              5.7500                      20080601                        13.2000                7.2000
     60544                      182,270.98                                             80.00   No MI                  100273900103340971              5.7500                      20080601                        13.5000                7.5000
     48765                      72,179.38                                              85.00   No MI                  100273900103340989              6.2500                      20080601                        15.5500                9.5500
     33068                      215,919.00                                             90.00   No MI                  100273900103341045              6.5000                      20080601                        15.4500                9.4500
     34983                      365,323.69                                             93.00   No MI                  100273900103343686              6.2500                      20090601                        14.8000                8.8000
     11727                      450,459.96                                             95.00   No MI                  100273900103343744              0.0000                                                       0.0000                0.0000
     92551                      360,000.00                                             90.00   No MI                  100273900103344437              6.7500                      20080601                        14.8000                7.8000
     60616                      161,857.59                                             90.00   No MI                  100273900103344452              5.5000                      20080601                        16.0500               10.0500
     81504                      139,435.58                                             90.00   No MI                  100273900103344510              6.0000                      20110601                        14.7500                8.7500
     32952                      132,984.19                                               76.11 No MI                  100273900103344676              0.0000                                                       0.0000                0.0000
     60140                      283,031.23                                             80.00   No MI                  100273900103345020              5.7500                      20090601                        13.8750                7.8750
     48224                      143,731.09                                             90.00   No MI                  100273900103345707              6.2500                      20080601                        15.7000                9.7000
     60625                      417,319.96                                             95.00   No MI                  100273900103345731              7.0000                      20080601                        13.5000                7.5000
     18328                      143,810.00                                             80.00   No MI                  100273900103345764              5.7500                      20080601                        14.1000                8.1000
     30062                      202,451.47                                             85.00   No MI                  100273900103346218              0.0000                                                       0.0000                0.0000
     96732                      557,600.00                                             80.00   No MI                  100273900103347802              5.7500                      20080601                        14.2500                7.2500
     33147                      192,415.70                                             90.00   No MI                  100273900103348925              6.2500                      20080601                        15.6500                9.6500
     48174                      107,937.01                                             80.00   No MI                  100273900103349535              5.7500                      20080601                        13.9500                7.9500
     48205                      65,952.18                                              75.00   No MI                  100273900103349899              6.7500                      20080601                        16.9500               10.9500
     33313                      78,656.20                                              75.00   No MI                  100273900103350871              6.2500                      20080601                        14.6000                8.6000
     11420                      371,546.75                                             78.32   No MI                  100273900103350905              0.0000                                                       0.0000                0.0000
     90280                      468,390.88                                             75.00   No MI                  100273900103351242              5.2500                      20080601                        13.0000                7.0000
     48195                      129,924.17                                             80.00   No MI                  100273900103351390              5.7500                      20080601                        13.9500                7.9500
     90002                      438,550.37                                             75.00   No MI                  100273900103351432              5.5000                      20080601                        14.8000                8.8000
     32060                      119,825.73                                             70.59   No MI                  100273900103351622              0.0000                                                       0.0000                0.0000
     10541                      519,573.88                                             80.00   No MI                  100273900103351853              6.2500                      20090601                        12.7500                6.7500
     33024                      279,757.46                                             87.23   No MI                  100273900103352299              6.5000                      20080601                        12.5500                6.5500
     90022                      97,843.57                                              24.50   No MI                  100273900103353396              5.1250                      20110601                        13.1500                7.1500
     91745                      671,645.92                                             80.00   No MI                  100273900103353453              5.7500                      20080601                        14.3000                8.3000
     60559                      320,938.05                                             95.00   No MI                  100273900103354592              6.5000                      20090601                        14.4500                8.4500
     33029                      426,146.59                                             90.00   No MI                  100273900103354808              6.5000                      20080601                        15.1500                9.1500
     33021                      279,561.82                                             80.00   No MI                  100273900103358395              5.7500                      20090601                        13.2500                7.2500
     15201                      69,947.05                                            100.00    No MI                  100273900103359336              7.2500                      20080601                        16.7500               10.7500
     44128                      98,801.53                                              90.00   No MI                  100273900103359781              3.0000                      20080601                        15.0000                9.0000
     48116                      127,132.97                                             80.00   No MI                  100273900103360805              5.7500                      20080601                        14.3000                8.3000
     34116                      296,664.02                                             90.00   No MI                  100273900103361688              6.7500                      20080601                        14.8500                8.8500
     48201                      207,677.71                                             80.00   No MI                  100273900103361852              6.2500                      20080601                        13.3000                7.3000
     37343                      74,913.61                                              75.00   No MI                  100273900103362397              6.2500                      20080601                        14.9900                8.9900
     33313                      82,887.10                                              76.85   No MI                  100273900103364849              5.7500                      20080601                        13.9500                7.9500
     48910                      83,784.72                                              80.00   No MI                  100273900103365507              5.7500                      20080601                        13.1000                7.1000
     60617                      171,908.04                                             80.00   No MI                  100273900103365861              5.7500                      20080601                        14.2500                8.2500
     19040                      242,028.12                                             80.00   No MI                  100273900103365911              5.7500                      20080601                        13.3500                7.3500
     20720                      325,847.29                                             80.00   No MI                  100273900103368238              5.7500                      20080601                        12.8500                6.8500
     33196                      295,773.80                                             80.00   No MI                  100273900103370465              5.7500                      20080601                        13.0000                7.0000
     43560                      98,891.43                                              90.00   No MI                  100273900103370721              6.5000                      20080601                        15.0000                9.0000
     92562                      320,172.27                                             85.00   No MI                  100353100200602018              6.9900                      20080401                        15.9900                6.9900
     97502                      117,348.10                                              61.84  No MI                          0                       0.0000                                                       0.0000                0.0000
     12308                      59,961.90                                              75.00   No MI                  100274130810173825              6.8000                      20080601                        16.5500                6.8000
     73111                      52,156.97                                              90.00   No MI                  100274130421180755              0.0000                                                       0.0000                0.0000
     73120                      49,743.56                                              62.50   No MI                  100274130421180441              0.0000                                                       0.0000                0.0000
     73507                      79,473.45                                            100.00    No MI                  100274130420181689              7.6500                      20080701                        17.3000                7.6500
     36303                      104,594.39                                             79.98   No MI                  100274130542182649              7.4000                      20080601                        15.4000                7.4000
     36303                      26,184.48                                              99.99   No MI                  100274130542182672              0.0000                                                       0.0000                0.0000
     48504                      51,103.66                                              80.00   No MI                  100258910060512149              6.7500                      20080701                        17.5000                6.7500
     33853                      80,954.83                                              90.00   No MI                  100022100154861116              5.5000                      20080701                        14.9000                5.5000
     85326                      171,915.95                                             80.00   No MI                  100351000154884558              5.5000                      20080701                        12.1000                5.5000
     92223                      216,885.13                                             70.00   No MI                  100144600097453742              7.0000                      20080701                        15.1500                7.0000
     48223                      107,953.72                                             90.00   No MI                  100386100002221679              5.5000                      20090701                        16.1500               10.1500
     85635                      71,964.02                                              75.79   No MI                  100386100002221745              0.0000                                                       0.0000                0.0000
     19403                      33,788.46                                              95.00   No MI                          0                       0.0000                                                       0.0000                0.0000
     63023                      252,857.50                                             90.00   No MI                  100386100002222784              0.0000                                                       0.0000                0.0000
     97203                      199,444.35                                           100.00    No MI                  100307200000159057              0.0000                                                       0.0000                0.0000
     97140                      193,871.94                                             80.00   No MI                  100307200000164206              7.4900                      20080401                        13.9900                7.4900
     97140                      48,538.69                                            100.00    No MI                  100307200000162432              0.0000                                                       0.0000                0.0000
     98274                      186,804.01                                             80.00   No MI                  100307200000182208              6.1250                      20080501                        14.1250                6.1250
     98274                      46,692.21                                            100.00    No MI                  100307200000181846              0.0000                                                       0.0000                0.0000
     97008                      143,028.53                                             80.00   No MI                  100307200000183099              5.3750                      20080501                        13.3750                5.3750
     97008                      35,768.97                                            100.00    No MI                  100307200000182901              0.0000                                                       0.0000                0.0000
     97754                      232,000.00                                           100.00    No MI                  100307200000186613              7.0000                      20080501                        16.3750                7.0000
     48227                      95,818.00                                              80.00   No MI                  100039011775051436              7.8750                      20090401                        16.7500                7.8750
     48006                      202,053.49                                             80.00   No MI                  100039011777284662              6.0000                      20090501                        15.8250                6.0000
     48210                      78,800.00                                              80.00   No MI                  100039011777894866              6.3750                      20090501                        16.1250                6.3750
     48220                      87,900.96                                              79.28   No MI                  100039011778051367              5.8000                      20090601                        15.8750                5.8000
     48180                      97,144.46                                              83.84   No MI                  100039011778966895              6.5000                      20090601                        16.0500                6.5000
     48422                      87,907.44                                               76.19  No MI                  100039011779306208              6.5500                      20090601                        16.2000                6.5500
     49546                      221,200.00                                             80.00   No MI                  100039011779985035              5.9250                      20090501                        15.8750                5.9250
     48210                      19,637.58                                            100.00    No MI                  100039011930859509              0.0000                                                       0.0000                0.0000
     48006                      50,445.01                                            100.00    No MI                  100039011931549695              0.0000                                                       0.0000                0.0000
     49546                      54,767.88                                              99.95   No MI                  100039011931825855              0.0000                                                       0.0000                0.0000
     49509                      119,871.79                                             80.00   No MI                  100039016769597955              6.2500                      20090601                        16.1250                6.2500
     49224                      80,888.06                                              90.00   No MI                  100039016772627344              6.0000                      20090501                        16.8500                6.0000
     48150                      194,822.09                                           100.00    No MI                  100039016775336018              6.0000                      20090601                        16.8750                6.0000
     48455                      240,099.75                                             90.00   No MI                  100039016776912254              6.5000                      20090601                        17.3000                6.5000
     48237                      125,855.23                                             52.50   No MI                  100039016777529545              6.3500                      20090601                        15.7750                6.3500
     48076                      109,475.36                                             80.00   No MI                  100039016777844498              6.0000                      20090601                        15.8250                6.0000
     48359                      98,762.55                                               79.10  No MI                  100039016778554575              6.0000                      20090601                        15.8250                6.0000
     48346                      145,841.55                                             69.52   No MI                  100039016779169613              6.7500                      20090601                        16.0500                6.7500
     48359                      25,647.76                                              99.66   No MI                  100039016931266570              0.0000                                                       0.0000                0.0000
     48076                      27,344.32                                            100.00    No MI                  100039016931985526              0.0000                                                       0.0000                0.0000
     48239                      87,848.76                                              77.99   No MI                  100039046754479091              8.6000                      20090301                        17.1000                8.6000
     49249                      130,400.00                                             80.00   No MI                  100039046756846305              6.3750                      20090501                        16.0250                6.3750
     60626                      99,515.61                                              95.00   No MI                  100039046760741864              8.3000                      20090301                        16.8000                8.3000
     31324                      138,825.71                                             76.37   No MI                  100039046767372754              6.5000                      20090601                        15.3500                6.5000
     39352                      190,871.19                                             85.00   No MI                  100039046769761509              7.0250                      20090401                        16.5250                7.0250
     34606                      162,693.48                                             80.00   No MI                  100039046769826971              6.5750                      20090301                        15.4500                6.5750
     75704                      82,533.35                                              95.00   No MI                  100039046771242241              6.0000                      20090501                        16.7500                6.0000
     44805                      125,685.03                                             90.00   No MI                  100039046771394646              6.0000                      20090401                        15.4000                6.0000
     77449                      71,898.92                                              90.00   No MI                  100039046771746597              6.0000                      20090501                        16.7750                6.0000
     59901                      234,905.87                                             79.99   No MI                  100039046772572943              6.2500                      20090601                        16.7750                6.2500
     52806                      72,999.87                                            100.00    No MI                  100039046772847022              8.2750                      20090301                        18.9000                8.2750
     11741                      281,395.87                                             90.00   No MI                  100039046774584268              5.9500                      20090601                        16.0750                5.9500
     16342                      116,739.79                                             80.00   No MI                  100039046774757583              6.6250                      20090601                        15.3750                6.6250
     17404                      84,734.45                                              80.00   No MI                  100039046774839563              7.0000                      20090601                        17.6500                7.0000
     31757                      120,529.69                                             85.00   No MI                  100039046774846543              6.0000                      20090501                        16.7500                6.0000
     17320                      195,302.81                                             85.00   No MI                  100039046774854505              5.5500                      20090601                        16.4000                5.5500
     33321                      147,475.00                                             79.99   No MI                  100039046775203728              5.8250                      20090501                        15.5250                5.8250
     60626                      183,900.00                                             79.99   No MI                  100039046775268192              5.0250                      20090601                        14.9250                5.0250
     7112                       188,000.00                                             80.00   No MI                  100039046775605237              6.1250                      20090501                        16.0750                6.1250
     67502                      89,918.68                                            100.00    No MI                  100039046775647676              6.1000                      20090501                        14.8500                6.1000
     31641                      168,314.90                                             99.40   No MI                  100039046776414662              5.5000                      20090501                        16.3250                5.5000
     13492                      69,643.12                                              85.00   No MI                  100039046776656833              6.2500                      20090601                        17.4250                6.2500
     7860                       237,195.41                                             95.00   No MI                  100039046776768539              6.0000                      20090501                        17.2000                6.0000
     39574                      82,896.46                                               62.41  No MI                  100039046776778694              5.3000                      20090601                        15.3750                5.3000
     2332                       244,746.32                                              56.19  No MI                  100039046776781573              6.3500                      20090601                        16.2750                6.3500
     19709                      160,742.35                                             88.46   No MI                  100039046777053824              6.5000                      20090501                        16.1500                6.5000
     5478                       103,344.41                                              51.75  No MI                  100039046777098423              6.0000                      20090501                        16.4500                6.0000
     33435                      230,025.48                                             90.00   No MI                  100039046777107174              5.8000                      20090501                        16.0750                5.8000
     48179                      101,167.40                                             75.00   No MI                  100039046777171444              7.0000                      20090601                        17.4000                7.0000
     33809                      233,420.15                                             85.00   No MI                  100039046777499787              6.0000                      20090501                        16.7500                6.0000
     11422                      167,726.90                                              36.13  No MI                  100039046777565538              6.5000                      20090501                        16.0750                6.5000
     42301                      142,238.07                                             80.00   No MI                  100039046777633948              6.0000                      20090601                        15.8250                6.0000
     31904                      132,814.29                                             95.00   No MI                  100039046777763281              5.6000                      20090501                        16.8000                5.6000
     24017                      96,901.12                                              80.83   No MI                  100039046777848298              6.3000                      20090601                        16.3500                6.3000
     19145                      80,919.16                                              67.50   No MI                  100039046777873718              6.0000                      20090601                        16.4500                6.0000
     48154                      195,899.87                                             79.99   No MI                  100039046777876141              5.6250                      20090601                        15.5750                5.6250
     31075                      95,343.70                                              70.74   No MI                  100039046778022463              6.0000                      20090501                        16.7750                6.0000
     30047                      125,400.00                                             95.00   No MI                  100039046778038832              6.3750                      20090501                        17.5000                6.3750
     1752                       178,829.61                                              62.81  No MI                  100039046778047999              6.7500                      20090601                        16.6750                6.7500
     19963                      116,825.98                                             74.52   No MI                  100039046778056040              6.5000                      20090501                        16.5000                6.5000
     91606                      305,561.33                                             85.00   No MI                  100039046778058798              5.8000                      20090501                        16.6750                5.8000
     33440                      119,771.18                                             80.00   No MI                  100039046778320271              6.0000                      20090501                        15.3000                6.0000
     30114                      124,913.59                                           100.00    No MI                  100039046778371449              6.0000                      20090601                        18.2000                6.0000
     10940                      99,872.67                                              50.00   No MI                  100039046778412847              6.0000                      20090601                        15.2750                6.0000
     27863                      136,177.17                                             90.00   No MI                  100039046778423802              6.2000                      20090601                        17.0000                6.2000
     48044                      262,216.61                                             75.00   No MI                  100039046778553061              6.5500                      20090601                        16.0750                6.5500
     47025                      222,800.00                                             80.00   No MI                  100039046778596193              6.1250                      20090601                        16.0250                6.1250
     40118                      118,995.94                                             80.00   No MI                  100039046778643748              6.0000                      20090501                        15.8250                6.0000
     30016                      95,407.21                                               77.10  No MI                  100039046778681987              6.2500                      20090501                        15.6000                6.2500
     10303                      309,697.02                                             77.69   No MI                  100039046778690145              5.8500                      20090601                        16.5500                5.8500
     1108                       112,000.00                                             80.00   No MI                  100039046778769279              5.5250                      20090601                        15.4750                5.5250
     72532                      74,899.00                                              75.38   No MI                  100039046778812632              5.6000                      20090601                        15.0000                5.6000
     14580                      179,784.47                                             80.00   No MI                  100039046778813994              5.7000                      20090601                        15.5750                5.7000
     18328                      129,823.67                                             70.00   No MI                  100039046778834305              7.2500                      20090601                        19.2500                7.2500
     67154                      94,293.77                                              80.00   No MI                  100039046778904553              6.2500                      20090601                        15.8750                6.2500
     33470                      250,704.08                                             74.48   No MI                  100039046778944146              6.2500                      20090601                        15.6500                6.2500
     72756                      139,385.59                                           100.00    No MI                  100039046779033923              6.0000                      20090601                        17.3750                6.0000
     87323                      63,200.00                                              80.00   No MI                  100039046779175096              6.1250                      20090601                        16.4750                6.1250
     21211                      135,777.90                                             85.00   No MI                  100039046779246137              5.8500                      20090601                        16.2500                5.8500
     28803                      126,989.46                                              78.31  No MI                  100039046779251095              6.7500                      20090601                        17.1000                6.7500
     2382                       250,572.50                                             83.67   No MI                  100039046779299813              6.3000                      20090501                        15.8500                6.3000
     48082                      94,887.98                                               60.13  No MI                  100039046779333893              5.2000                      20090601                        15.6500                5.2000
     33543                      298,654.38                                             89.98   No MI                  100039046779378344              7.6000                      20090601                        16.9750                7.6000
     6606                       183,949.83                                             78.30   No MI                  100039046779495783              4.9250                      20090601                        14.8250                4.9250
     8065                       199,809.62                                             78.43   No MI                  100039046779636030              6.1500                      20090601                        16.6750                6.1500
     87121                      151,841.79                                             80.00   No MI                  100039046779653068              5.5000                      20090601                        16.2500                5.5000
     37049                      98,000.00                                               81.67  No MI                  100039046779697263              6.3750                      20090601                        15.9500                6.3750
     21666                      266,749.84                                              71.20  No MI                  100039046779766035              6.7500                      20090601                        16.7500                6.7500
     10465                      185,801.28                                             37.96   No MI                  100039046779784863              5.8000                      20090601                        16.1250                5.8000
     83706                      248,000.00                                             80.00   No MI                  100039046779794946              6.1250                      20090601                        16.0250                6.1250
     48195                      108,400.00                                             80.00   No MI                  100039046779797402              6.2750                      20090601                        16.0250                6.2750
     49004                      85,398.17                                              95.00   No MI                  100039046779808233              5.6000                      20090601                        16.0500                5.6000
     48240                      90,970.88                                              89.22   No MI                  100039046779848635              7.6000                      20090601                        16.9750                7.6000
     33415                      238,413.22                                             90.00   No MI                  100039046779911938              7.8000                      20090601                        16.5500                7.8000
     49201                      103,200.00                                             80.00   No MI                  100039046779977772              5.6250                      20090601                        15.5750                5.6250
     49855                      114,894.51                                              87.12  No MI                  100039046780010589              6.0000                      20090601                        16.8500                6.0000
     48317                      99,886.28                                              80.00   No MI                  100039046780059263              6.0000                      20090601                        15.8250                6.0000
     83651                      118,515.07                                             80.00   No MI                  100039046780077281              6.0000                      20090601                        15.8250                6.0000
     30234                      169,301.19                                             98.55   No MI                  100039046780093247              4.8000                      20090601                        15.6750                4.8000
     85706                      231,222.77                                             82.68   No MI                  100039046780428138              6.2500                      20090601                        15.7000                6.2500
     17403                      106,997.03                                             90.00   No MI                  100039046780467862              6.5000                      20090601                        16.7000                6.5000
     85745                      195,435.01                                              81.46  No MI                  100039046780560138              8.1000                      20090601                        16.8500                8.1000
     51534                      98,954.29                                              90.00   No MI                  100039046780981888              7.0000                      20090601                        15.7500                7.0000
     48235                      69,979.39                                              58.33   No MI                  100039046781141532              8.1000                      20090601                        17.2500                8.1000
     49249                      32,490.88                                            100.00    No MI                  100039046927139127              0.0000                                                       0.0000                0.0000
     33321                      36,718.36                                              99.99   No MI                  100039046929775720              0.0000                                                       0.0000                0.0000
     60626                      45,870.03                                              99.99   No MI                  100039046930016288              0.0000                                                       0.0000                0.0000
     7112                       46,856.00                                            100.00    No MI                  100039046930062761              0.0000                                                       0.0000                0.0000
     16342                      29,125.24                                            100.00    No MI                  100039046930337981              0.0000                                                       0.0000                0.0000
     44087                      25,316.82                                            100.00    No MI                  100039046930539420              0.0000                                                       0.0000                0.0000
     42301                      35,490.95                                            100.00    No MI                  100039046930725714              0.0000                                                       0.0000                0.0000
     48154                      48,889.86                                            100.00    No MI                  100039046930824103              0.0000                                                       0.0000                0.0000
     47025                      50,827.38                                               98.31  No MI                  100039046931206052              0.0000                                                       0.0000                0.0000
     1108                       27,943.10                                            100.00    No MI                  100039046931226282              0.0000                                                       0.0000                0.0000
     67154                      23,550.40                                            100.00    No MI                  100039046931313544              0.0000                                                       0.0000                0.0000
     87323                      15,767.88                                            100.00    No MI                  100039046931388405              0.0000                                                       0.0000                0.0000
     83651                      29,589.74                                              99.99   No MI                  100039046931828582              0.0000                                                       0.0000                0.0000
     49201                      25,747.56                                            100.00    No MI                  100039046931832121              0.0000                                                       0.0000                0.0000
     48317                      24,949.19                                            100.00    No MI                  100039046931845974              0.0000                                                       0.0000                0.0000
     48195                      27,037.09                                            100.00    No MI                  100039046931924860              0.0000                                                       0.0000                0.0000
     6606                       50,857.82                                            100.00    No MI                  100039046931944017              0.0000                                                       0.0000                0.0000
     83706                      61,865.31                                            100.00    No MI                  100039046932128511              0.0000                                                       0.0000                0.0000
     48072                      165,999.99                                              79.81  No MI                  100039048771221308              6.3750                      20090301                        14.8750                6.3750
     48230                      257,990.30                                             73.37   No MI                  100039048774106522              6.2000                      20090601                        15.9750                6.2000
     65560                      73,521.16                                              80.00   No MI                  100039048776058010              6.2500                      20090601                        16.1750                6.2500
     65802                      49,929.45                                              65.79   No MI                  100039048776982102              5.8000                      20090601                        16.1500                5.8000
     38104                      100,905.16                                           100.00    No MI                  100039048777828189              6.0000                      20090601                        16.8250                6.0000
     33947                      341,086.88                                             76.57   No MI                  100039048777993116              5.7000                      20090601                        15.5250                5.7000
     32082                      307,573.42                                             95.00   No MI                  100039048778825986              5.9000                      20090601                        17.8750                5.9000
     87059                      254,689.95                                             85.00   No MI                  100039048779022534              6.3500                      20090601                        15.5000                6.3500
     34759                      170,244.52                                             80.00   No MI                  100039048779452434              6.0000                      20090601                        16.8750                6.0000
     48072                      41,727.64                                            100.00    No MI                  100039048928714460              0.0000                                                       0.0000                0.0000
     65560                      18,358.47                                            100.00    No MI                  100039048931115440              0.0000                                                       0.0000                0.0000
     22302                      308,750.00                                             92.44   No MI                  100039049775610744              6.1250                      20090501                        17.1000                6.1250
     30294                      131,142.94                                             75.00   No MI                  100039049777325069              7.0000                      20090601                        17.4000                7.0000
     89108                      298,878.32                                             95.00   No MI                  100039049777980186              6.0000                      20090501                        17.3500                6.0000
     81132                      54,941.34                                                 61.11No MI                  100039049778553206              6.5000                      20090601                        17.1500                6.5000
     23602                      97,058.42                                              79.67   No MI                  100039049778716340              6.5000                      20090501                        16.6000                6.5000
     93313                      264,685.95                                              75.71  No MI                  100039049779093566              5.0000                      20090601                        15.6250                5.0000
     80534                      139,898.04                                           100.00    No MI                  100039049779543537              6.0000                      20090601                        17.9250                6.0000
     6040                       127,383.66                                             85.00   No MI                  100039049779690288              6.0000                      20090601                        16.8750                6.0000
     19136                      114,300.00                                             90.00   No MI                  100039049780045209              6.2750                      20090601                        15.9000                6.2750
     48316                      187,454.02                                             80.00   No MI                  100039072769909658              7.2750                      20090301                        15.7750                7.2750
     48837                      186,808.39                                             85.00   No MI                  100039072773566197              6.2500                      20090601                        16.3250                6.2500
     48231                      78,880.00                                              87.78   No MI                  100039072775340351              6.2500                      20090501                        16.4000                6.2500
     48842                      90,793.93                                              90.00   No MI                  100039072775982186              6.4000                      20090601                        15.7000                6.4000
     48075                      115,500.00                                             79.99   No MI                  100039072776776793              6.3750                      20090601                        16.0250                6.3750
     48225                      66,400.00                                              80.00   No MI                  100039072777062177              5.7250                      20090501                        15.9250                5.7250
     48227                      74,288.04                                              80.00   No MI                  100039072777122245              7.0000                      20090501                        16.4500                7.0000
     49229                      191,085.02                                              81.38  No MI                  100039072777320484              6.7500                      20090601                        17.1500                6.7500
     48334                      116,691.93                                             95.00   No MI                  100039072777782444              6.2500                      20090501                        16.9500                6.2500
     48036                      49,955.15                                              45.87   No MI                  100039072778427080              6.2500                      20090601                        17.0000                6.2500
     37115                      121,600.00                                             95.00   No MI                  100039072778858060              5.6750                      20090601                        16.8000                5.6750
     48035                      136,826.45                                             60.09   No MI                  100039072779084724              6.7500                      20090601                        15.3000                6.7500
     48220                      69,902.65                                              44.87   No MI                  100039072779696949              6.3500                      20090601                        19.3750                6.3500
     49464                      131,048.75                                             80.00   No MI                  100039072780128635              5.9000                      20090601                        15.7750                5.9000
     48021                      125,656.94                                             78.63   No MI                  100039072781096872              6.0000                      20090601                        15.8250                6.0000
     48316                      46,732.36                                            100.00    No MI                  100039072927987737              0.0000                                                       0.0000                0.0000
     48075                      28,837.22                                            100.00    No MI                  100039072930347887              0.0000                                                       0.0000                0.0000
     48225                      16,540.96                                            100.00    No MI                  100039072930966538              0.0000                                                       0.0000                0.0000
     48021                      32,833.15                                               99.19  No MI                  100039072932251103              0.0000                                                       0.0000                0.0000
     8034                       302,917.80                                             80.00   No MI                  100353006050300324              6.7500                      20090601                        15.7810                6.7500
     10462                      308,635.70                                             66.45   No MI                  100353006050400132              6.1000                      20080601                        14.6500                8.6500
     30315                      116,000.00                                             80.00   No MI                  100353006052200233              6.1000                      20080601                        15.2000                9.2000
     21214                      149,884.07                                             60.00   No MI                  100353006051600136              6.1000                      20080601                        16.6500               10.6500
     8724                       263,648.12                                             80.00   No MI                  100353006052200332              0.0000                                                       0.0000                0.0000
     33603                      769,110.75                                             70.00   No MI                  100353006050900149              0.0000                                                       0.0000                0.0000
     22079                      77,746.64                                            100.00    No MI                  100353006050100211              0.0000                                                       0.0000                0.0000
     7865                       349,041.21                                             79.98   No MI                  100353006050100096              6.3000                      20080601                        14.1250                8.1250
     31410                      53,975.17                                            100.00    No MI                  100353006042800233              0.0000                                                       0.0000                0.0000
     11743                      350,789.18                                             80.00   No MI                  100353006051100319              0.0000                                                       0.0000                0.0000
     11743                      87,738.46                                            100.00    No MI                  100353006051100327              0.0000                                                       0.0000                0.0000
     33323                      67,928.16                                            100.00    No MI                  100353006050200011              0.0000                                                       0.0000                0.0000
     19462                      45,558.17                                            100.00    No MI                  100353006050900461              0.0000                                                       0.0000                0.0000
     30135                      84,285.20                                              80.00   No MI                  100353006051900171              6.1000                      20080601                        13.9500                7.9500
     19038                      203,997.27                                             80.00   No MI                  100353006052200068              6.1000                      20080601                        14.3000                8.3000
     8322                       99,935.07                                            100.00    No MI                  100353006050500154              0.0000                                                       0.0000                0.0000
     21225                      55,928.63                                            100.00    No MI                  100353006050100039              0.0000                                                       0.0000                0.0000
     1607                       309,464.70                                               77.11 No MI                  100353006051200036              6.1000                      20080601                        12.7500                6.7500
     30274                      85,475.07                                              80.00   No MI                  100353006051100210              6.1000                      20080601                        13.6000                7.6000
     34761                      65,753.36                                            100.00    No MI                  100353006050900347              0.0000                                                       0.0000                0.0000
     2886                       47,172.84                                            100.00    No MI                  100353006042800076              0.0000                                                       0.0000                0.0000
     19355                      239,629.97                                              79.21  No MI                  100353006051700217              0.0000                                                       0.0000                0.0000
     33021                      359,588.52                                              81.82  No MI                  100353006051100285              6.1000                      20080601                        14.8000                8.8000
     23320                      183,623.51                                             80.00   No MI                  100353006052500533              6.1000                      20080601                        13.1000                7.1000
     23320                      45,951.74                                            100.00    No MI                  100353006052500541              0.0000                                                       0.0000                0.0000
     33066                      303,200.00                                             80.00   No MI                  100353006052200399              6.1000                      20080601                        14.5500                8.5500
     10466                      375,999.30                                             80.00   No MI                  100353006051600193              6.1000                      20090601                        13.6380                7.6380
     8724                       65,948.43                                            100.00    No MI                  100353006052200340              0.0000                                                       0.0000                0.0000
     19038                      51,043.85                                            100.00    No MI                  100353006052200100              0.0000                                                       0.0000                0.0000
     33029                      368,560.46                                             90.00   No MI                  100353006051200234              6.1000                      20080601                        14.6000                8.6000
     30135                      21,085.84                                            100.00    No MI                  100353006051900148              0.0000                                                       0.0000                0.0000
     6511                       173,881.97                                             60.00   No MI                  100353006051700092              7.5000                      20080601                        17.2500               11.2500
     10466                      93,936.22                                            100.00    No MI                  100353006051600201              0.0000                                                       0.0000                0.0000
     17109                      112,314.66                                             75.00   No MI                  100353006051700035              0.0000                                                       0.0000                0.0000
     32811                      136,637.06                                             80.00   No MI                  100353006052400049              6.1000                      20080601                        14.6000                8.6000
     30274                      21,386.10                                            100.00    No MI                  100353006051100228              0.0000                                                       0.0000                0.0000
     18324                      189,496.22                                             75.84   No MI                  100102600400557577              5.5000                      20080701                        14.9900                5.5000
     5356                       164,970.77                                             78.57   No MI                  100258910060512289              5.5000                      20080701                        15.6250                5.5000
     48221                      85,227.37                                            100.00    No MI                  100330706050126797              5.5000                      20080601                        16.2000                5.5000
     85301                      149,916.34                                              73.17  No MI                  100009390000013116              5.5000                      20080701                        14.9000                5.5000
     85741                      174,554.24                                             72.92   No MI                  100274130211167111              4.8500                      20080501                        12.8500                4.8500
     6234                       229,750.41                                              79.31  No MI                  100274130750175780              7.0500                      20080601                        15.0500                7.0500
     97206                      226,081.17                                              78.10  No MI                  100274130111169001              6.0000                      20080501                        14.4500                6.0000
     95501                      284,864.46                                             93.44   No MI                  100274130312176821              5.5000                      20080601                        14.6500                5.5000
     80917                      37,980.68                                            100.00    No MI                  100030200010120598              0.0000                                                       0.0000                0.0000
     85388                      239,851.99                                             80.00   No MI                  100093900000128873              5.5000                      20080701                        18.8000                5.5000
     19803                      251,619.48                                             95.00   No MI                  100232600000064738              5.5000                      20080701                        15.2500                5.5000
     30315                      143,824.90                                             80.00   No MI                  100184698160508013              5.5000                      20080601                        14.5000                5.5000
     50501                      76,777.04                                              84.40   No MI                  100274130652173727              0.0000                                                       0.0000                0.0000
     6610                       151,052.23                                             80.00   No MI                  100274130752174302              5.5000                      20080601                        15.5500                5.5000
     6610                       37,778.50                                            100.00    No MI                  100274130752174310              0.0000                                                       0.0000                0.0000
     34613                      311,887.55                                             80.00   No MI                  100274130912176304              6.6500                      20080601                        14.6500                6.6500
     34613                      77,922.44                                            100.00    No MI                  100274130912176312              0.0000                                                       0.0000                0.0000
     76179                      29,623.21                                              99.99   No MI                  100274130412170195              0.0000                                                       0.0000                0.0000
     78729                      125,827.62                                             89.99   No MI                  100274130410178851              5.5000                      20080601                        14.0000                5.5000
     11422                      448,875.70                                              74.21  No MI                  100274130812165670              7.6500                      20080601                        16.4500                7.6500
     70363                      102,857.03                                             64.38   No MI                  100274130532178805              5.5000                      20080601                        14.1000                5.5000
     3103                       303,777.13                                             79.99   No MI                  100274130592177929              0.0000                                                       0.0000                0.0000
     89512                      173,897.06                                             60.00   No MI                  100246100006660831              5.9000                      20080601                        13.9000                5.9000
     55417                      238,450.00                                             95.00   No MI                  100386100002223899              5.5000                      20080701                        14.3500                8.3500
     80524                      176,250.00                                             75.00   No MI                  100378000003114180              7.7500                      20080301                        14.8050                8.8050
     30354                      125,947.64                                             90.00   No MI                  100378000003159516              5.5000                      20080601                        15.1050                9.1050
     34288                      233,719.83                                             90.00   No MI                  100378000003161595              5.4750                      20080601                        14.5750                8.5750
     30501                      219,872.62                                             84.62   No MI                  100378000003163757              5.5000                      20080601                        13.9750                7.9750
     33617                      104,897.92                                             62.87   No MI                  100378000003164367              6.4800                      20080601                        15.5750                9.5750
     47715                      114,456.29                                             84.88   No MI                  100378000003165653              5.6000                      20080601                        14.7000                8.7000
     92551                      354,636.27                                           100.00    No MI                  100378000003165711              5.3500                      20080601                        15.3250                9.3250
     33763                      189,200.00                                             80.00   No MI                  100378000003167121              5.5000                      20080601                        14.7300                8.7300
     33763                      47,274.41                                            100.00    No MI                  100378000003167147              0.0000                                                       0.0000                0.0000
     30297                      97,642.02                                              85.00   No MI                  100378000003169358              5.5000                      20080601                        14.9650                8.9650
     34473                      194,321.46                                             90.00   No MI                  100378000003171230              6.1000                      20080601                        15.2000                9.2000
     47842                      66,246.52                                              80.00   No MI                  100378000003172402              5.8500                      20080601                        14.9500                8.9500
     32703                      265,381.85                                             90.00   No MI                  100378000003173749              5.5000                      20080601                        14.8750                8.8750
     30534                      112,265.42                                             80.00   No MI                  100032100001025228              5.5000                      20080601                        14.5750                5.5000
     46310                      30,972.34                                            100.00    No MI                  100135811051137574              0.0000                                                       0.0000                0.0000
     12192                      102,719.47                                             85.00   No MI                  100135811051139166              5.5000                      20080501                        16.2500               10.2500
     6024                       99,609.41                                              45.87   No MI                  100135811051139406              5.5000                      20080501                        14.3750                8.3750
     6804                       367,655.23                                             80.00   No MI                  100135811051140396              5.5000                      20080601                        15.7500                9.7500
     45373                      90,000.00                                              78.26   No MI                  100135811051140412              5.5000                      20080601                        14.8750                8.8750
     6018                       140,257.64                                             90.00   No MI                  100135811051140842              5.5000                      20080601                        15.3750                9.3750
     13440                      90,043.69                                            100.00    No MI                  100135811051141105              0.0000                                                       0.0000                0.0000
     7206                       396,815.51                                             95.00   No MI                  100135811051141675              5.5000                      20080601                        17.0000               11.0000
     6256                       171,405.52                                             57.67   No MI                  100135811051142129              0.0000                                                       0.0000                0.0000
     7524                       387,673.19                                             80.00   No MI                  100135811051142152              5.5000                      20080601                        16.2500               10.2500
     18466                      123,126.01                                             90.00   No MI                  100135811051142244              5.5000                      20080501                        15.7500                9.7500
     45373                      24,986.75                                            100.00    No MI                  100135811051142400              0.0000                                                       0.0000                0.0000
     6484                       154,858.56                                             47.69   No MI                  100135811051142434              5.5000                      20080601                        15.8750                9.8750
     6379                       227,774.81                                             80.00   No MI                  100135811051142616              5.5000                      20080601                        15.5000                9.5000
     2907                       161,826.92                                             90.00   No MI                  100135811051142665              5.5000                      20080601                        15.1250                9.1250
     34202                      251,806.25                                             80.00   No MI                  100135811051142731              5.5000                      20080601                        14.1250                8.1250
     46349                      24,986.75                                            100.00    No MI                  100135811051143689              0.0000                                                       0.0000                0.0000
     6716                       245,950.37                                             99.60   No MI                  100135811051143994              5.5000                      20080601                        15.3750                9.3750
     7107                       280,065.00                                             95.00   No MI                  100135811051144232              5.5000                      20080601                        17.3750               11.3750
     45449                      119,581.77                                             95.00   No MI                  100135811051145403              5.7500                      20080601                        15.5000                9.5000
     45118                      124,885.95                                             88.03   No MI                  100135811051145429              5.5000                      20080601                        15.8750                9.8750
     85254                      153,208.62                                             65.00   No MI                  100135811051145544              6.0000                      20080601                        14.3750                8.3750
     2891                       209,775.65                                             67.74   No MI                  100135811051145569              5.5000                      20080601                        15.1250                9.1250
     33417                      202,500.00                                             90.00   No MI                  100135811151030802              5.5000                      20080601                        17.0000               11.0000
     33713                      274,628.97                                             78.57   No MI                  100135811151031461              5.5000                      20080601                        13.9900                7.9900
     37388                      120,000.00                                             80.00   No MI                  100135811151031602              5.5000                      20080601                        14.7500                8.7500
     37388                      29,967.16                                            100.00    No MI                  100135811151031610              0.0000                                                       0.0000                0.0000
     27610                      106,095.11                                             90.00   No MI                  100135811151031677              5.5000                      20080601                        15.5000                9.5000
     27610                      106,095.11                                             90.00   No MI                  100135811151031685              5.5000                      20080601                        15.5000                9.5000
     33460                      179,781.13                                             58.06   No MI                  100135811151031743              6.2500                      20080601                        14.5000                8.5000
     33610                      108,698.05                                             85.00   No MI                  100135811151031818              5.5000                      20080601                        15.7500                9.7500
     32308                      158,825.28                                              75.71  No MI                  100135811151031834              6.2500                      20080601                        14.9900                8.9900
     33617                      159,743.34                                             80.00   No MI                  100135811151032220              5.5000                      20080601                        13.1250                7.1250
     33467                      118,800.00                                             90.00   No MI                  100135811151032360              5.5000                      20080601                        16.5000               10.5000
     60643                      131,619.87                                             85.00   No MI                  100135811201002223              5.5000                      20080601                        15.5000                9.5000
     46349                      79,894.98                                               76.19  No MI                  100135811201002355              5.5000                      20080601                        14.1250                8.1250
     8733                       154,861.98                                             63.27   No MI                  100135811220000869              5.5000                      20080601                        15.9900                9.9900
     8757                       119,909.24                                              57.14  No MI                  100135811220001289              5.5000                      20080601                        16.7500               10.7500
     12801                      136,243.69                                             68.25   No MI                  100135811240008173              6.0000                      20080501                        14.3750                8.3750
     32209                      62,166.18                                              75.00   No MI                  100135811240009270              0.0000                                                       0.0000                0.0000
     33777                      101,759.44                                             49.76   No MI                  100135811240009718              6.7500                      20080601                        14.5000                8.5000
     30019                      179,100.00                                             90.00   No MI                  100135813090085483              5.5000                      20080601                        15.5000                9.5000
     30188                      152,000.00                                             80.00   No MI                  100135813090085954              5.5000                      20080601                        13.8750                7.8750
     92220                      322,780.87                                             85.00   No MI                  100135817011221473              5.5000                      20080601                        17.2500               11.2500
     92530                      259,640.95                                              71.23  No MI                  100135817011222224              6.7500                      20080601                        13.8750                7.8750
     85373                      199,702.52                                             78.27   No MI                  100135817031036018              5.5000                      20080501                        15.5000                9.5000
     19320                      160,000.00                                              91.43  No MI                  100135819010252780              5.5000                      20080601                        16.1250               10.1250
     40118                      119,889.93                                             80.00   No MI                  100330706050129684              5.5000                      20080601                        15.8500                5.5000
     93647                      159,887.07                                             80.00   No MI                  100258920060404189              0.0000                                                       0.0000                0.0000
     40118                      29,986.81                                            100.00    No MI                  100330706050129692              0.0000                                                       0.0000                0.0000
     53143                      171,938.53                                             80.00   No MI                  100258910060516645              6.7500                      20080701                        16.9900                6.7500
     43219                      103,456.70                                             90.00   No MI                  100330706050125419              5.5000                      20080701                        16.2600                5.5000
     18104                      152,710.24                                             80.00   No MI                  100232600000065388              5.5000                      20080701                        14.6500                5.5000
     95838                      204,955.56                                              59.16  No MI                  100153210605007150              5.5000                      20080701                        14.9500                5.5000
     21224                      94,869.47                                              65.97   No MI                  100297130604260039              5.9000                      20080601                        14.9000                5.9000
     84119                      167,293.54                                             90.00   No MI                  100389160000243072              5.5000                      20080701                        14.2800                5.5000
     98205                      231,500.00                                             89.04   No MI                  100386100002228245              5.5000                      20080701                        13.7750                7.7750
     30233                      31,469.13                                            100.00    No MI                  100331700902109225              0.0000                                                       0.0000                0.0000
     77662                      53,398.92                                              50.00   No MI                  100331700902356461              8.1250                      20080401                        16.7500                9.7500
     37363                      23,134.48                                            100.00    No MI                  100331700902394256              0.0000                                                       0.0000                0.0000
     66048                      46,604.38                                              85.00   No MI                  100331700902554545              0.0000                                                       0.0000                0.0000
     24266                      39,665.31                                               90.91  No MI                  100331700902557126              0.0000                                                       0.0000                0.0000
     33025                      314,452.32                                             64.95   No MI                  100331700902569428              8.0000                      20080501                        15.7500                8.7500
     76002                      40,194.87                                            100.00    No MI                  100331700902572174              0.0000                                                       0.0000                0.0000
     76063                      152,639.77                                             90.00   No MI                  100331700902576258              5.5000                      20080501                        14.2500                7.2500
     93313                      199,454.63                                             63.49   No MI                  100331700902578676              5.5000                      20080501                        13.5000                6.5000
     89502                      74,417.38                                              68.09   No MI                  100331700902581043              0.0000                                                       0.0000                0.0000
     47933                      96,606.09                                              90.00   No MI                  100331700902589749              8.5000                      20090501                        16.5000                9.5000
     47933                      96,606.09                                              90.00   No MI                  100331700902590044              8.5000                      20090501                        16.5000                9.5000
     44135                      50,672.55                                            100.00    No MI                  100331700902593527              0.0000                                                       0.0000                0.0000
     63122                      54,947.10                                              50.28   No MI                  100331700902602690              0.0000                                                       0.0000                0.0000
     23607                      69,850.45                                              84.05   No MI                  100331700902604902              0.0000                                                       0.0000                0.0000
     92256                      69,825.36                                              77.73   No MI                  100331700902618951              0.0000                                                       0.0000                0.0000
     75424                      49,626.04                                               78.12  No MI                  100331700902631400              0.0000                                                       0.0000                0.0000
     19143                      103,450.08                                             80.00   No MI                  100331700902633380              0.0000                                                       0.0000                0.0000
     85016                      339,120.41                                             80.00   No MI                  100331700902647059              0.0000                                                       0.0000                0.0000
     98270                      34,969.67                                               83.41  No MI                  100331700902647968              0.0000                                                       0.0000                0.0000
     37912                      27,418.35                                            100.00    No MI                  100331700902649196              0.0000                                                       0.0000                0.0000
     30004                      198,523.60                                             62.50   No MI                  100331700902652281              0.0000                                                       0.0000                0.0000
     33916                      107,865.27                                             80.00   No MI                  100331700902660607              7.3750                      20080601                        15.3750                8.3750
     32578                      137,405.15                                             82.40   No MI                  100331700902669665              6.7500                      20080601                        14.7500                7.7500
     85218                      354,642.06                                             90.69   No MI                  100331700902674780              5.5000                      20080501                        14.1250                7.1250
     34761                      147,768.40                                             80.00   No MI                  100331700902677429              0.0000                                                       0.0000                0.0000
     28146                      122,823.58                                             80.56   No MI                  100331700902679243              0.0000                                                       0.0000                0.0000
     2905                       198,776.06                                             83.26   No MI                  100331700902681819              0.0000                                                       0.0000                0.0000
     77657                      63,916.58                                               57.14  No MI                  100331700902685398              0.0000                                                       0.0000                0.0000
     18052                      185,486.95                                             74.30   No MI                  100331700902689515              6.7500                      20080601                        14.7500                7.7500
     60443                      90,755.40                                              79.95   No MI                  100331700902691529              0.0000                                                       0.0000                0.0000
     20155                      550,000.00                                           100.00    No MI                  100331700902691701              2.2500                      20090601                        14.6250                7.6250
     24558                      123,874.18                                           100.00    No MI                  100331700902691834              8.3750                      20090601                        16.3750                9.3750
     17320                      254,673.68                                           100.00    No MI                  100331700902695306              0.0000                                                       0.0000                0.0000
     60513                      61,958.15                                            100.00    No MI                  100331700902698482              0.0000                                                       0.0000                0.0000
     75013                      46,380.10                                              90.00   No MI                  100331700902699043              0.0000                                                       0.0000                0.0000
     34731                      212,520.77                                             95.09   No MI                  100331700902699407              5.5000                      20090501                        14.5000                7.5000
     23234                      159,789.81                                             93.57   No MI                  100331700902701302              5.5000                      20080601                        15.1250                8.1250
     23502                      164,721.83                                             82.50   No MI                  100331700902701849              5.8750                      20080601                        13.8750                6.8750
     46227                      116,825.78                                             90.00   No MI                  100331700902702235              0.0000                                                       0.0000                0.0000
     33322                      209,769.72                                             66.67   No MI                  100331700902703431              0.0000                                                       0.0000                0.0000
     23220                      254,593.68                                             85.00   No MI                  100331700902706103              6.6250                      20080601                        14.6250                7.6250
     33843                      132,749.48                                             88.08   No MI                  100331700902710709              5.5000                      20080601                        13.5000                6.5000
     49220                      184,769.23                                           100.00    No MI                  100331700902713208              5.5000                      20090601                        15.3750                8.3750
     94565                      343,500.46                                             88.09   No MI                  100331700902714784              6.6250                      20080601                        14.6250                7.6250
     60440                      57,356.58                                            100.00    No MI                  100331700902715534              0.0000                                                       0.0000                0.0000
     78619                      99,858.39                                              29.76   No MI                  100331700902717035              0.0000                                                       0.0000                0.0000
     49660                      94,644.13                                              85.00   No MI                  100331700902717472              5.8750                      20080601                        14.8750                7.8750
     30315                      115,847.72                                             80.00   No MI                  100331700902719171              7.1250                      20090601                        15.1250                8.1250
     33510                      164,662.72                                              54.10  No MI                  100331700902720138              4.8750                      20080601                        12.8750                5.8750
     65020                      69,403.95                                              93.92   No MI                  100331700902720328              0.0000                                                       0.0000                0.0000
     46060                      150,133.87                                             80.00   No MI                  100331700902720690              5.0000                      20080601                        11.6250                5.0000
     43332                      54,818.35                                              59.78   No MI                  100331700902723272              0.0000                                                       0.0000                0.0000
     85938                      75,922.94                                              50.00   No MI                  100331700902723868              0.0000                                                       0.0000                0.0000
     34120                      230,647.38                                              71.74  No MI                  100331700902724528              6.3750                      20080601                        14.3750                7.3750
     32244                      113,082.17                                             80.00   No MI                  100331700902726234              0.0000                                                       0.0000                0.0000
     46226                      67,690.54                                              80.00   No MI                  100331700902727273              5.5000                      20080601                        15.7500                8.7500
     63857                      81,498.21                                              80.00   No MI                  100331700902727349              7.3750                      20080601                        15.3750                8.3750
     32514                      78,646.61                                              75.00   No MI                  100331700902729105              7.1250                      20080601                        15.1250                8.1250
     40026                      252,721.98                                           100.00    No MI                  100331700902729667              0.0000                                                       0.0000                0.0000
     89129                      65,822.61                                               91.22  No MI                  100331700902731333              0.0000                                                       0.0000                0.0000
     34787                      161,684.29                                             57.86   No MI                  100331700902733040              5.1250                      20090601                        13.1250                6.1250
     32817                      71,925.85                                              78.20   No MI                  100331700902735243              0.0000                                                       0.0000                0.0000
     48185                      20,191.47                                            100.00    No MI                  100331700902738304              0.0000                                                       0.0000                0.0000
     17109                      166,275.82                                             90.00   No MI                  100331700902739625              0.0000                                                       0.0000                0.0000
     49315                      101,459.70                                             80.00   No MI                  100331700902739690              6.8750                      20090601                        14.8750                7.8750
     48030                      111,860.29                                           100.00    No MI                  100331700902740185              7.3750                      20090601                        15.3750                8.3750
     66502                      102,834.77                                             95.37   No MI                  100331700902740599              5.5000                      20090601                        14.1250                7.1250
     89431                      224,976.11                                             85.00   No MI                  100331700902741837              0.0000                                                       0.0000                0.0000
     60534                      111,765.45                                             80.00   No MI                  100331700902742603              6.0000                      20090601                        14.8750                7.8750
     15767                      62,028.28                                              90.00   No MI                  100331700902742967              0.0000                                                       0.0000                0.0000
     22968                      103,345.89                                             52.27   No MI                  100331700902743262              6.5000                      20090601                        14.5000                7.5000
     87575                      124,799.48                                             89.29   No MI                  100331700902745739              0.0000                                                       0.0000                0.0000
     46064                      64,623.07                                               16.67  No MI                  100331700902746000              0.0000                                                       0.0000                0.0000
     33023                      151,767.97                                             63.33   No MI                  100331700902747594              5.5000                      20080601                        14.3750                7.3750
     33611                      187,714.20                                             85.45   No MI                  100331700902748048              5.5000                      20090601                        13.7500                6.7500
     46107                      83,179.26                                               84.14  No MI                  100331700902749616              0.0000                                                       0.0000                0.0000
     19601                      52,449.86                                              89.90   No MI                  100331700902750010              0.0000                                                       0.0000                0.0000
     67147                      317,927.32                                             95.00   No MI                  100331700902750424              8.0000                      20080601                        16.3750                9.3750
     61616                      55,860.27                                              80.00   No MI                  100331700902752958              6.5000                      20080601                        16.1250                9.1250
     46062                      120,000.00                                             80.00   No MI                  100331700902753071              2.2500                      20090601                        15.3750                8.3750
     46721                      53,551.10                                              80.00   No MI                  100331700902753154              0.0000                                                       0.0000                0.0000
     33761                      332,551.22                                             95.00   No MI                  100331700902753451              8.5000                      20090601                        16.5000                9.5000
     32244                      100,674.26                                             84.00   No MI                  100331700902753576              5.5000                      20080601                        15.3750                8.3750
     28139                      72,285.57                                              65.23   No MI                  100331700902753584              0.0000                                                       0.0000                0.0000
     78258                      172,325.10                                             98.57   No MI                  100331700902756173              0.0000                                                       0.0000                0.0000
     18346                      99,854.80                                              88.50   No MI                  100331700902757544              5.5000                      20090601                        14.6250                7.6250
     30655                      106,179.02                                             80.00   No MI                  100331700902757734              7.0750                      20080601                        13.0750                8.0750
     34769                      49,754.93                                              20.00   No MI                  100331700902758120              0.0000                                                       0.0000                0.0000
     23601                      194,180.86                                             90.00   No MI                  100331700902759243              7.8750                      20090601                        15.8750                8.8750
     50316                      69,702.69                                              75.00   No MI                  100331700902760688              0.0000                                                       0.0000                0.0000
     34668                      117,801.15                                             97.52   No MI                  100331700902762056              5.8750                      20090601                        13.8750                6.8750
     33702                      154,801.66                                             68.58   No MI                  100331700902763179              0.0000                                                       0.0000                0.0000
     60115                      292,584.15                                             96.38   No MI                  100331700902763799              5.5000                      20090601                        14.7500                7.7500
     48116                      209,744.38                                           100.00    No MI                  100331700902765265              7.5000                      20090601                        15.5000                8.5000
     89115                      87,088.42                                              46.38   No MI                  100331700902765661              7.2500                      20080601                        15.2500                8.2500
     49461                      94,640.79                                              85.00   No MI                  100331700902766586              6.7500                      20080601                        14.7500                7.7500
     33169                      429,421.03                                           100.00    No MI                  100331700902770380              6.7500                      20090601                        15.0000                8.0000
     60612                      56,122.93                                            100.00    No MI                  100331700902774861              0.0000                                                       0.0000                0.0000
     32117                      54,927.81                                              37.93   No MI                  100331700902774952              0.0000                                                       0.0000                0.0000
     32206                      72,196.82                                              85.00   No MI                  100331700902775082              0.0000                                                       0.0000                0.0000
     64050                      33,782.11                                            100.00    No MI                  100331700902776130              0.0000                                                       0.0000                0.0000
     53209                      103,897.28                                             80.00   No MI                  100331700902777138              8.2500                      20090601                        16.5000                9.5000
     1602                       49,751.93                                               14.75  No MI                  100331700092779852              0.0000                                                       0.0000                0.0000
     48219                      129,999.96                                             96.30   No MI                  100331700902780389              7.2500                      20090601                        14.3750                7.3750
     37075                      107,166.51                                             52.44   No MI                  100331700902780900              0.0000                                                       0.0000                0.0000
     38017                      157,340.37                                             80.00   No MI                  100331700902782005              5.9900                      20080601                        13.9900                6.9900
     46229                      104,262.95                                             90.00   No MI                  100331700902782781              0.0000                                                       0.0000                0.0000
     60532                      174,198.68                                             53.86   No MI                  100331700902787228              0.0000                                                       0.0000                0.0000
     38017                      39,356.90                                            100.00    No MI                  100331700902787731              0.0000                                                       0.0000                0.0000
     19026                      69,908.11                                               31.60  No MI                  100331700902788655              7.1250                      20080601                        15.1250                8.1250
     33881                      49,852.33                                              66.67   No MI                  100331700902790719              0.0000                                                       0.0000                0.0000
     88005                      35,979.30                                              98.90   No MI                  100331700902791386              0.0000                                                       0.0000                0.0000
     48240                      101,552.23                                             95.00   No MI                  100331700902791816              7.0000                      20090601                        16.6250                9.6250
     60450                      137,799.60                                             80.00   No MI                  100331700902792863              6.0000                      20090601                        14.6250                7.6250
     49660                      16,716.64                                            100.00    No MI                  100331700902795114              0.0000                                                       0.0000                0.0000
     75010                      47,563.60                                            100.00    No MI                  100331700902796161              0.0000                                                       0.0000                0.0000
     33880                      100,000.00                                             80.00   No MI                  100331700902796690              0.0000                                                       0.0000                0.0000
     6109                       149,776.66                                             67.26   No MI                  100331700902798266              6.5000                      20080601                        14.5000                7.5000
     49461                      16,714.85                                            100.00    No MI                  100331700902799934              0.0000                                                       0.0000                0.0000
     75009                      51,017.22                                              99.97   No MI                  100331700902800989              0.0000                                                       0.0000                0.0000
     89506                      359,490.20                                             90.00   No MI                  100331700902801474              6.7500                      20080601                        14.7500                7.7500
     84078                      103,367.55                                             90.00   No MI                  100331700902806317              6.0000                      20080601                        15.2500                8.2500
     23462                      154,788.89                                              73.81  No MI                  100331700902807463              8.0000                      20080601                        16.0000                9.0000
     38115                      79,112.98                                              80.00   No MI                  100331700902808404              6.9900                      20090601                        15.9900                8.9900
     33712                      233,729.76                                             88.30   No MI                  100331700902809097              0.0000                                                       0.0000                0.0000
     37013                      103,796.85                                             80.00   No MI                  100331700902809154              6.6250                      20090601                        13.6250                6.6250
     37013                      25,951.57                                            100.00    No MI                  100331700902809261              0.0000                                                       0.0000                0.0000
     22191                      65,934.82                                            100.00    No MI                  100331700902812273              0.0000                                                       0.0000                0.0000
     46201                      79,106.14                                              90.00   No MI                  100331700902816142              6.6250                      20090601                        15.6250                8.6250
     84109                      232,000.00                                             80.00   No MI                  100331700902829400              6.9900                      20090601                        14.9900                7.9900
     76063                      48,213.12                                              99.97   No MI                  100331700902833048              0.0000                                                       0.0000                0.0000
     34482                      139,814.62                                             53.85   No MI                  10020950010029435               7.7500                      20080501                        16.0500               10.0500
     45891                      97,908.21                                            100.00    No MI                  10020950010029575               6.6500                      20080501                        17.6500               11.6500
     47804                      89,938.27                                            100.00    No MI                  10020950010029602               6.7500                      20080601                        17.2000               11.2000
     2860                       266,660.49                                           100.00    No MI                  10020950010029660               6.7500                      20080501                        16.2400               10.2400
     28269                      120,879.30                                           100.00    No MI                  10020950010029683               6.7500                      20080501                        17.4000               11.4000
     46563                      137,894.49                                           100.00    No MI                  10020950010029684               6.2500                      20080601                        16.7000               10.7000
     40509                      77,857.06                                            100.00    No MI                  10020950010029710               7.4000                      20080601                        18.2000               12.2000
     63138                      85,914.89                                            100.00    No MI                  10020950010029729               6.7500                      20080501                        17.4000               11.4000
     47630                      442,771.45                                             79.90   No MI                  10020950010029740               7.0000                      20080601                        13.4000                7.4000
     44657                      68,963.69                                            100.00    No MI                  10020950010029758               7.6500                      20080601                        18.4000               12.4000
     32808                      120,000.00                                             80.00   No MI                  10020950010029798               7.0000                      20080601                        13.9000                7.9000
     32808                      29,980.69                                            100.00    No MI                  10020950010029799               0.0000                                                       0.0000                0.0000
     67217                      103,432.06                                           100.00    No MI                  10020950010029801               6.7500                      20080601                        17.4000               11.4000
     46236                      144,859.78                                             83.82   No MI                  10020950010029805               7.2500                      20080601                        15.6000                9.6000
     32926                      139,897.27                                           100.00    No MI                  10020950010029832               6.7500                      20080601                        17.2000               11.2000
     32233                      89,595.34                                              65.00   No MI                  10020950010029843               7.2500                      20080601                        14.7000                8.7000
     47130                      94,941.62                                            100.00    No MI                  10020950010029846               7.2500                      20080601                        17.7000               11.7000
     33614                      106,901.86                                             54.87   No MI                  10020950010029849               7.7000                      20080601                        15.8500                9.8500
     64118                      101,878.51                                             85.00   No MI                  10020950010029919               7.2500                      20080601                        14.6000                8.6000
     15210                      64,155.05                                              85.00   No MI                          0                       6.2500                      20080701                        17.6250                6.2500
     19103                      479,693.92                                             74.42   No MI                  100076500001034970              0.0000                                                       0.0000                0.0000
     98168                      244,841.52                                             77.29   No MI                  100389160000226382              5.5000                      20080701                        14.1800                5.5000
     97301                      224,779.52                                             90.00   No MI                  100389160000021064              5.5000                      20080701                        14.7100                5.5000
     49509                      174,298.10                                             80.00   No MI                  100144600097453833              5.5000                      20080701                        14.6750                5.5000
     33615                      123,947.16                                             80.00   No MI                  100144600097454237              5.7500                      20080701                        16.1750                5.7500
     17403                      108,505.41                                             75.00   No MI                  100331700902380198              7.7500                      20080301                        17.0000               10.0000
     1247                       67,460.08                                              90.00   No MI                  100331700902579575              0.0000                                                       0.0000                0.0000
     46750                      139,358.55                                             90.00   No MI                  100331700902584823              0.0000                                                       0.0000                0.0000
     49057                      423,818.52                                             85.00   No MI                  100331700902599615              6.8750                      20080401                        14.8750                7.8750
     89115                      172,000.00                                             80.00   No MI                  100331700902606162              6.5000                      20080501                        14.5000                7.5000
     17112                      118,027.02                                             85.00   No MI                  100331700902607921              0.0000                                                       0.0000                0.0000
     46217                      100,494.57                                             95.00   No MI                  100331700902615544              7.2500                      20080601                        15.9950                8.9950
     29621                      52,941.22                                            100.00    No MI                  100331700902630279              0.0000                                                       0.0000                0.0000
     19023                      151,965.01                                             85.00   No MI                  100331700902644841              7.5000                      20080601                        15.5000                8.5000
     24421                      240,750.00                                             90.00   No MI                  100331700902645483              7.2500                      20090601                        15.2500                8.2500
     30179                      140,000.00                                             80.00   No MI                  100331700902653891              2.2500                      20080501                        15.3750                8.3750
     32548                      206,778.84                                             90.00   No MI                  100331700902654824              7.6250                      20080601                        16.1250                9.1250
     92570                      402,000.00                                             89.73   No MI                  100331700902660227              7.6250                      20080501                        15.6250                8.6250
     89030                      147,699.48                                              61.67  No MI                  100331700902664484              0.0000                                                       0.0000                0.0000
     60010                      350,000.00                                              70.71  No MI                  100331700902674459              5.0000                      20080601                        17.0000               10.0000
     48064                      205,000.00                                              73.21  No MI                  100331700902679482              7.6250                      20090501                        15.6250                8.6250
     85032                      164,500.00                                              69.41  No MI                  100331700902681827              7.3750                      20080501                        14.3750                7.3750
     46220                      112,359.67                                             90.00   No MI                  100331700902686099              7.3750                      20080601                        15.3750                8.3750
     23605                      100,000.00                                             74.07   No MI                  100331700902686669              5.5000                      20090601                        13.5000                6.5000
     95831                      409,625.93                                           100.00    No MI                  100331700902687089              8.5000                      20090601                        16.8750                9.8750
     49078                      115,569.80                                             89.00   No MI                  100331700902689614              7.5000                      20080601                        15.8750                8.8750
     19026                      171,806.24                                             85.00   No MI                  100331700902689929              7.5000                      20090601                        17.1250               10.1250
     49690                      128,000.00                                             80.00   No MI                  100331700902692493              2.2500                      20080501                        16.9900                9.9900
     46970                      102,503.89                                             90.00   No MI                  100331700902692998              8.0000                      20090601                        16.7500                9.7500
     85621                      83,902.99                                              75.00   No MI                  100331700902693566              0.0000                                                       0.0000                0.0000
     60513                      247,999.67                                             80.00   No MI                  100331700902698417              2.2500                      20080601                        14.7500                7.7500
     92602                      600,000.00                                             74.53   No MI                  100331700902701534              6.3750                      20080601                        14.6250                7.6250
     47403                      84,522.82                                              90.00   No MI                  100331700902704835              7.8750                      20090601                        16.8750                9.8750
      AZ                        235,754.37                                             80.00   No MI                  100331700902706889              8.0000                      20080601                        16.2500                9.2500
     48504                      49,959.01                                               71.43  No MI                  100331700902708380              0.0000                                                       0.0000                0.0000
     67213                      69,601.30                                              85.00   No MI                  100331700902712200              8.0000                      20080601                        14.7500                7.7500
     32218                      115,468.52                                             85.00   No MI                  100331700902715062              8.0000                      20080601                        16.0000                9.0000
     33026                      203,200.00                                             80.00   No MI                  100331700902717886              5.8750                      20090601                        13.8750                6.8750
     49091                      64,949.50                                              76.47   No MI                  100331700902720401              6.8750                      20080601                        17.6250               10.6250
     45238                      85,971.55                                              90.00   No MI                  100331700902722886              9.6250                      20080601                        17.1250               10.1250
     34481                      121,600.00                                             80.00   No MI                  100331700902723512              7.6250                      20080601                        14.3730                7.3730
     19149                      111,913.40                                             85.00   No MI                  100331700902723546              0.0000                                                       0.0000                0.0000
     37920                      80,755.49                                              90.00   No MI                  100331700902726424              0.0000                                                       0.0000                0.0000
     32177                      88,754.09                                              95.00   No MI                  100331700902728933              0.0000                                                       0.0000                0.0000
     28805                      111,848.88                                             80.00   No MI                  100331700902729188              6.9900                      20080601                        14.9900                7.9900
     45231                      80,000.00                                              80.00   No MI                  100331700902729535              2.2500                      20080601                        16.1250                9.1250
     18505                      97,660.62                                              85.00   No MI                  100331700902730848              7.2500                      20080601                        16.8750                9.8750
     29680                      104,406.96                                             95.00   No MI                  100331700902735136              8.0000                      20090601                        16.9900                9.9900
     37129                      93,826.02                                              90.00   No MI                  100331700902735631              0.0000                                                       0.0000                0.0000
     49004                      97,098.47                                              90.00   No MI                  100331700902742033              7.2500                      20090601                        16.2500                9.2500
     48442                      166,851.32                                             74.89   No MI                  100331700902742678              7.9900                      20080601                        16.9900                9.9900
     49022                      129,785.84                                             64.04   No MI                  100331700902742926              6.0000                      20080601                        13.9900                6.9900
     46617                      60,244.99                                              90.00   No MI                  100331700902744104              7.7500                      20080601                        16.8750                9.8750
     94565                      399,500.00                                             85.00   No MI                  100331700902744112              8.5000                      20090601                        16.5000                9.5000
     84084                      157,348.50                                             90.00   No MI                  100331700902745002              7.0000                      20080601                        16.6250                9.6250
     1109                       84,920.37                                              85.00   No MI                  100331700902745366              7.5000                      20080601                        16.7500                9.7500
     85027                      210,359.14                                             80.00   No MI                  100331700902745853              6.3750                      20080601                        14.3750                7.3750
     60624                      239,762.97                                             80.00   No MI                  100331700902746661              0.0000                                                       0.0000                0.0000
     49417                      137,000.00                                           100.00    No MI                  100331700902748063              6.5000                      20090601                        14.5000                7.5000
     48504                      50,949.62                                              78.46   No MI                  100331700902748162              7.5000                      20080601                        16.5000                9.5000
     85302                      319,200.67                                             90.00   No MI                  100331700902750044              8.6500                      20080601                        16.7500                9.7500
     46123                      202,900.00                                           100.00    No MI                  100331700902752933              6.4000                      20090601                        15.4000                8.4000
     48101                      126,528.17                                             85.00   No MI                  100331700902754731              8.5750                      20080601                        16.6250                9.6250
     32725                      62,921.40                                              46.67   No MI                  100331700902766677              0.0000                                                       0.0000                0.0000
     89506                      269,993.75                                           100.00    No MI                  100331700902768681              6.7500                      20090601                        14.7500                7.7500
     50561                      54,966.93                                              70.97   No MI                  100331700902774804              0.0000                                                       0.0000                0.0000
     60452                      109,896.94                                           100.00    No MI                  100331700902776536              5.2500                      20090601                        16.7500                9.7500
     48180                      138,000.00                                           100.00    No MI                  100331700902778094              7.0000                      20090601                        15.0000                8.0000
     53511                      76,335.46                                              85.00   No MI                  100331700902780538              7.2500                      20080601                        16.2500                9.2500
     61065                      126,738.96                                             95.00   No MI                  100331700902780645              7.2500                      20080601                        18.2500                7.2500
     48912                      74,035.89                                              95.00   No MI                  100331700902783060              7.6250                      20080601                        17.1250               10.1250
     80219                      142,175.56                                             80.00   No MI                  100331700902784605              6.2500                      20080601                        14.2500                7.2500
     6108                       109,719.45                                             90.00   No MI                  100331700902785453              0.0000                                                       0.0000                0.0000
     85339                      231,964.57                                             90.00   No MI                  100331700902786683              8.3750                      20080601                        16.3750                9.3750
     67216                      81,589.77                                              95.00   No MI                  100331700902792749              6.5000                      20090601                        14.9900                7.9900
     49015                      87,136.64                                              80.00   No MI                  100331700902795841              0.0000                                                       0.0000                0.0000
     80216                      131,876.34                                             80.00   No MI                  100331700902801664              8.7500                      20080601                        16.7500                9.7500
     48035                      116,861.36                                             90.00   No MI                  100331700902805616              6.6250                      20080601                        15.6250                8.6250
     41015                      93,837.68                                              80.00   No MI                  100331700902812588              6.5000                      20080601                        13.7500                6.7500
     31805                      93,414.69                                              85.00   No MI                  100331700902815987              7.8750                      20080601                        16.8750                9.8750
     61412                      68,816.23                                            100.00    No MI                  100331700902816035              6.5000                      20090601                        15.5000                8.5000
     95348                      280,455.00                                             80.00   No MI                  100331700902829095              7.0000                      20080601                        15.0000                8.0000
     3442                       95,930.51                                               76.19  No MI                  100386100002229136              5.5000                      20080701                        13.6250                7.6250
     55014                      156,660.27                                             95.00   No MI                  100386100002229912              5.5000                      20080701                        14.7750                8.7750
     33936                      221,000.00                                             85.00   No MI                  100153210605027281              5.5000                      20080701                        14.1500                5.5000
     33319                      307,942.49                                             80.00   No MI                  100274130912182377              5.5000                      20080701                        15.4500                5.5000
     33319                      76,845.87                                            100.00    No MI                  100274130912182393              0.0000                                                       0.0000                0.0000
     30127                      94,000.00                                              69.63   No MI                  100148706020390004              5.5000                      20080601                        15.6450                5.5000
     30291                      109,170.00                                             93.38   No MI                  100148706041730006              5.5000                      20080601                        16.9000                5.5000
     30127                      125,857.76                                               68.11 No MI                  100148706042800006              5.5000                      20080601                        14.8600                5.5000
     30067                      136,840.00                                             84.99   No MI                  100148706043810004              5.5000                      20080601                        15.6800                5.5000
     36110                      70,747.77                                              95.00   No MI                  100014685010610791              5.5000                      20080701                        16.6500                5.5000
     30011                      334,575.36                                             90.00   No MI                  100148706052500009              0.0000                                                       0.0000                0.0000
     55412                      149,750.97                                             90.00   No MI                  100386100002232494              5.5000                      20080701                        14.0750                8.0750
     22192                      280,000.00                                             87.50   No MI                  100386100002234102              5.7500                      20080701                        14.6250                8.6250
     55122                      207,941.70                                             80.00   No MI                  100386100002235158              0.0000                                                       0.0000                0.0000
     23503                      159,969.44                                             67.80   No MI                  100258920060502875              6.2500                      20080701                        15.3750                6.2500
     19428                      209,930.55                                             75.00   No MI                  100258910060406615              5.5000                      20080701                        21.0000                5.5000
     22191                      240,000.00                                             60.00   No MI                  100061600000031683              5.5000                      20080701                        13.5000                5.5000
     89108                      115,406.25                                             40.53   No MI                  100096000060602011              5.5000                      20080701                        13.0500                5.5000
     20707                      332,908.00                                             90.00   No MI                  100130000000158799              5.5000                      20080701                        14.1250                5.5000
     89108                      233,667.01                                             85.00   No MI                  100153210605028107              5.5000                      20080701                        13.2500                5.5000
     92308                      283,309.39                                             90.00   No MI                  100144600097454716              5.5000                      20080701                        13.9900                5.5000
     33065                      316,675.70                                             90.00   No MI                          0                       7.4500                      20080301                        14.4500                8.4500
     92504                      322,930.80                                             83.90   No MI                  100258920060503006              5.5000                      20080701                        14.9900                5.5000
     84067                      123,194.65                                             85.00   No MI                  100389160000226887              5.5000                      20080701                        15.9300                5.5000
     19960                      179,825.76                                             89.99   No MI                  100274130850184591              8.3250                      20080701                        16.3250                8.3250
     98335                      411,759.73                                             80.00   No MI                  100274130122177415              5.9500                      20080601                        13.9500                5.9500
     90250                      435,042.48                                             80.00   No MI                  100274130312176078              5.5000                      20080501                        13.6000                5.5000
     77379                      478,916.47                                             80.00   No MI                  100274130412180640              5.9000                      20080601                        13.9000                5.9000
     48118                      206,908.56                                             90.00   No MI                  100202930605080136              5.5000                      20080601                        14.9000                5.5000
     43204                      71,171.49                                              80.00   No MI                  100202930605010034              5.5000                      20080601                        15.2300                5.5000
     43537                      164,829.07                                             85.00   No MI                  100202930604280059              5.5000                      20090601                        14.9900                8.9900
     44312                      111,848.88                                             80.00   No MI                  100202930604210072              5.5000                      20080601                        13.9900                5.5000
     43228                      117,512.72                                             82.82   No MI                  100202910605230006              0.0000                                                       0.0000                0.0000
     33023                      137,479.07                                             67.40   No MI                  100202930605030024              6.7500                      20080701                        15.1250                6.7500
     45879                      73,059.99                                              85.00   No MI                  100202930605220088              0.0000                                                       0.0000                0.0000
     32818                      229,833.19                                             95.00   No MI                  100202930605260019              5.5000                      20080701                        12.9500                5.5000
     33014                      403,557.60                                             85.00   No MI                  100202930605240136              6.5500                      20080701                        15.6500                6.5500
     17038                      33,393.37                                            100.00    No MI                  100350300000484350              0.0000                                                       0.0000                0.0000
     38134                      16,892.62                                            100.00    No MI                  100350300000407161              0.0000                                                       0.0000                0.0000
     70506                      19,509.07                                              95.00   No MI                  100350300000515500              0.0000                                                       0.0000                0.0000
     77070                      17,722.76                                            100.00    No MI                  100350300000536696              0.0000                                                       0.0000                0.0000
     17113                      19,915.46                                              97.94   No MI                  100350300000548485              0.0000                                                       0.0000                0.0000
     91354                      68,917.59                                              90.00   No MI                  100213300000127717              0.0000                                                       0.0000                0.0000
     11236                      433,329.67                                              76.81  No MI                  100213300000141064              5.9000                      20080501                        15.3200                9.3200
     10469                      395,926.80                                             90.00   No MI                  100213300000132931              5.7500                      20080401                        15.3000                9.3000
     60626                      29,963.18                                            100.00    No MI                  100213300000135710              0.0000                                                       0.0000                0.0000
     27406                      30,616.46                                            100.00    No MI                  100213300000130521              0.0000                                                       0.0000                0.0000
     22936                      569,165.93                                              98.51  No MI                  100213300000128491              5.7500                      20080401                        15.3000                9.3000
     46408                      58,000.00                                            100.00    No MI                  100213300000136676              6.3750                      20080501                        16.5000               10.5000
     63771                      58,652.30                                            100.00    No MI                  100213300000132675              6.1250                      20080401                        16.3500               10.3500
     63366                      125,000.00                                           100.00    No MI                  100213300000131958              6.1250                      20080301                        15.5000                9.5000
     36116                      24,528.61                                            100.00    No MI                  100213300000136023              0.0000                                                       0.0000                0.0000
     28747                      178,380.23                                             85.00   No MI                  100213300000139928              6.0000                      20080601                        17.3000               11.3000
     45381                      17,276.30                                            100.00    No MI                  100213300000136478              0.0000                                                       0.0000                0.0000
     29118                      104,449.96                                             85.70   No MI                  100213300000142401              0.0000                                                       0.0000                0.0000
     17402                      122,698.78                                             77.36   No MI                  100213300000136064              6.0000                      20090401                        14.5000                8.5000
     83704                      14,238.96                                              95.00   No MI                  100213300000137591              0.0000                                                       0.0000                0.0000
     2909                       203,515.52                                             85.00   No MI                  100213300000136098              6.0000                      20080401                        14.6500                8.6500
     33919                      138,425.60                                             80.00   No MI                  100213300000136791              5.9000                      20080401                        14.0250                8.0250
     33919                      34,673.54                                            100.00    No MI                  100213300000136809              0.0000                                                       0.0000                0.0000
     46350                      22,759.14                                            100.00    No MI                  100213300000138094              0.0000                                                       0.0000                0.0000
     74017                      88,795.58                                               91.75  No MI                  100213300000135579              0.0000                                                       0.0000                0.0000
     21230                      156,800.00                                             64.00   No MI                  100213300000141825              6.1250                      20080501                        15.6250                9.6250
     90032                      209,759.96                                             23.33   No MI                  100213300000132741              6.3750                      20080601                        14.8000                8.8000
     46350                      38,354.75                                              97.90   No MI                  100213300000138813              0.0000                                                       0.0000                0.0000
     54901                      91,934.74                                            100.00    No MI                  100213300000136693              0.0000                                                       0.0000                0.0000
     92335                      191,000.00                                             57.36   No MI                  100213300000133574              5.9000                      20080401                        14.9500                8.9500
     18466                      105,528.47                                             90.00   No MI                  100213300000136882              6.1250                      20080401                        17.1000               11.1000
     98277                      303,423.21                                             80.00   No MI                  100213300000138052              5.9000                      20080501                        14.3250                8.3250
     48043                      112,344.53                                             75.00   No MI                  100213300000140090              6.0000                      20080501                        15.8500                9.8500
     48023                      404,136.92                                             90.00   No MI                  100213300000138490              5.9000                      20080501                        13.7500                7.7500
     28269                      235,350.00                                             90.00   No MI                  100213300000141171              5.7500                      20090601                        16.2500               10.2500
     8009                       248,469.36                                             75.00   No MI                  100213300000140280              5.7500                      20080501                        13.7500                7.7500
     1376                       128,187.86                                             85.00   No MI                  100213300000145982              6.7500                      20090601                        14.5000                8.5000
     45714                      17,580.47                                            100.00    No MI                  100213300000138631              0.0000                                                       0.0000                0.0000
     33907                      109,747.99                                              62.15  No MI                  100213300000139908              5.7500                      20080401                        14.8250                8.8250
     48314                      299,560.76                                             75.00   No MI                  100213300000140900              5.9000                      20080501                        15.5750                9.5750
     30127                      32,352.36                                            100.00    No MI                  100213300000139647              0.0000                                                       0.0000                0.0000
     78223                      85,393.24                                              90.00   No MI                  100213300000137153              5.7500                      20080501                        16.3250               10.3250
     78223                      85,372.84                                              90.00   No MI                  100213300000137161              5.7500                      20080501                        15.5000                9.5000
     45840                      115,782.34                                           100.00    No MI                  100213300000142278              0.0000                                                       0.0000                0.0000
     19541                      157,349.28                                             90.00   No MI                  100213300000143243              5.9000                      20080601                        15.6500                9.6500
     65802                      53,961.22                                              90.00   No MI                  100213300000145966              5.9000                      20080601                        16.9900               10.9900
     32305                      132,000.00                                             80.00   No MI                  100213300000139134              5.7500                      20080601                        15.8250                9.8250
     32305                      32,990.96                                            100.00    No MI                  100213300000139142              0.0000                                                       0.0000                0.0000
     55057                      141,872.49                                             64.55   No MI                  100213300000145297              0.0000                                                       0.0000                0.0000
     28025                      121,825.70                                             90.00   No MI                  100213300000143367              5.9000                      20090601                        15.3500                9.3500
     65714                      173,325.06                                             80.00   No MI                  100213300000141809              5.7500                      20080501                        15.2000                9.2000
     60490                      59,934.07                                            100.00    No MI                  100213300000143904              0.0000                                                       0.0000                0.0000
     60557                      26,946.11                                            100.00    No MI                  100213300000143177              0.0000                                                       0.0000                0.0000
     85242                      254,720.38                                             72.24   No MI                  100213300000144548              7.0000                      20080601                        15.0000                9.0000
     49286                      150,909.99                                             95.00   No MI                  100213300000144993              5.9000                      20080601                        15.8000                9.8000
     65714                      172,800.00                                             80.00   No MI                  100213300000146469              5.7500                      20080601                        14.9500                8.9500
     28215                      88,868.00                                              80.00   No MI                  100213300000146816              6.3000                      20080601                        14.4900                8.4900
     49330                      94,400.00                                              80.00   No MI                  100213300000144076              6.3750                      20080601                        13.9900                7.9900
     63114                      99,900.45                                              80.00   No MI                  100213300000146394              5.9000                      20080601                        15.4630                9.4630
     28215                      22,205.58                                            100.00    No MI                  100213300000146865              0.0000                                                       0.0000                0.0000
     93277                      180,940.14                                             69.62   No MI                  100165700600009058              0.0000                                                       0.0000                0.0000
     92377                      330,000.00                                             73.33   No MI                  100091620020051580              5.7500                      20080701                        21.8500                5.7500
     97462                      106,178.45                                             85.00   No MI                  100389160000231549              0.0000                                                       0.0000                0.0000
     23223                      110,336.48                                             80.00   No MI                  100198900000058751              0.0000                                                       0.0000                0.0000
     20784                      195,320.64                                              68.12  No MI                  100126300000140542              6.2500                      20080401                        14.8000                6.2500
     21202                      50,296.66                                              90.00   No MI                  100126300000148289              5.5000                      20080501                        15.5500                5.5000
     20772                      169,694.28                                              61.82  No MI                  100126300000144478              5.5000                      20080401                        13.4000                5.5000
     22192                      281,797.46                                              58.14  No MI                  100126300000135948              6.7500                      20080401                        15.6200                6.7500
     22031                      220,000.00                                             80.00   No MI                  100126300000152901              5.5000                      20080501                        14.2050                5.5000
     21225                      78,159.41                                              90.00   No MI                  100126300000133125              5.5000                      20080401                        15.9900                5.5000
     23832                      161,941.54                                             95.29   No MI                  100126300000143728              5.5000                      20080501                        16.9200                5.5000
     85335                      150,200.00                                             80.00   No MI                  100040788606000289              5.5000                      20080701                        15.7500                5.5000
     55744                      197,888.42                                             90.00   No MI                  100386100002238905              0.0000                                                       0.0000                0.0000
     91405                      327,651.40                                             80.00   No MI                  100175120056663811              5.9500                      20080601                        16.1500                5.9500
     91405                      81,944.38                                            100.00    No MI                  100175120056663829              0.0000                                                       0.0000                0.0000
     93703                      233,950.01                                             90.00   No MI                  100175120057311311              6.1000                      20080701                        15.8500                6.1000
     90605                      357,241.75                                             74.48   No MI                  100175120057361912              0.0000                                                       0.0000                0.0000
     89086                      304,985.59                                             90.00   No MI                  100175120057524418              6.3500                      20080601                        16.4500                6.3500
     93720                      284,936.45                                             75.00   No MI                  100175120057644018              6.3500                      20080601                        18.0000                6.3500
     92801                      548,000.00                                              84.31  No MI                  100175120057763313              6.3500                      20090601                        13.3500                6.3500
     92880                      543,855.08                                             80.00   No MI                  100175120057784814              6.9500                      20080701                        15.2500                6.9500
     92880                      135,961.52                                           100.00    No MI                  100175120057784822              0.0000                                                       0.0000                0.0000
     93657                      203,749.40                                             80.00   No MI                  100175120057904115              6.9500                      20080601                        15.4500                6.9500
     93657                      50,965.41                                            100.00    No MI                  100175120057904123              0.0000                                                       0.0000                0.0000
     90601                      509,802.96                                             85.00   No MI                  100175120105684156              0.0000                                                       0.0000                0.0000
     92240                      48,745.75                                            100.00    No MI                  100175120125059322              0.0000                                                       0.0000                0.0000
     92203                      332,496.97                                             80.00   No MI                  100175120125059785              5.9500                      20080501                        14.9150                5.9500
     92203                      83,121.77                                            100.00    No MI                  100175120125059793              0.0000                                                       0.0000                0.0000
     91042                      398,909.31                                             62.02   No MI                  100175120125060270              0.0000                                                       0.0000                0.0000
     91401                      459,735.60                                             80.00   No MI                  100175120125060304              5.9500                      20080601                        15.0000                5.9500
     91401                      114,923.68                                           100.00    No MI                  100175120125060312              0.0000                                                       0.0000                0.0000
     92833                      220,000.00                                             62.86   No MI                  100175120125060338              5.9500                      20080601                        14.2000                5.9500
     99206                      22,389.55                                              75.56   No MI                  100052550541357264              0.0000                                                       0.0000                0.0000
     92879                      358,417.42                                             60.00   No MI                  100013703082987779              0.0000                                                       0.0000                0.0000
     33462                      220,859.08                                             85.00   No MI                  100258910060202048              5.7500                      20080701                        14.2500                5.7500
     23223                      83,358.10                                              74.46   No MI                  100148706034430002              5.5000                      20090701                        15.4000                9.4000
     53220                      151,858.37                                             95.00   No MI                  100272406051004347              7.4900                      20080601                        15.9900                7.4900
     92411                      250,000.00                                             82.24   No MI                  100165700600008985              6.2500                      20080701                        13.6250                6.2500
     46031                      89,451.41                                              80.00   No MI                  100330706060130300              5.5000                      20080701                        15.0350                5.5000
     89120                      194,750.00                                             95.00   No MI                  100137306060028398              5.5000                      20080701                        15.2250                5.5000
     46224                      79,953.88                                              80.00   No MI                  100330706050128306              6.0000                      20080701                        14.7400                6.0000
     95973                      399,824.93                                              84.21  No MI                  100060806060054249              5.5000                      20080701                        16.0500                5.5000
     31904                      51,479.98                                              94.93   No MI                  100184698160526031              0.0000                                                       0.0000                0.0000
     56007                      104,751.62                                             80.00   No MI                  100386100002239549              6.2500                      20080701                        15.8000                9.8000
     33185                      297,520.72                                             80.00   No MI                          0                       5.5000                      20080701                        14.2500                5.5000
     36535                      96,937.51                                              74.62   No MI                  100274130542177185              6.0000                      20080701                        14.2000                6.0000
     33313                      80,714.28                                              85.00   No MI                  100274130912184027              8.0000                      20080701                        16.0000                8.0000
     40219                      133,750.00                                           100.00    No MI                  100330706050127860              6.6000                      20080701                        15.1000                6.6000
     30507                      292,446.19                                             90.00   No MI                  100229330000159198              6.0000                      20080701                        15.5000                6.0000
     3865                       209,870.14                                             62.50   No MI                  100386100002241818              5.5000                      20080701                        14.4000                8.4000
     44221                      106,057.48                                             85.00   No MI                  100273100008192870              5.5000                      20080501                        14.5500                5.5000
     66102                      103,396.64                                             90.00   No MI                  100273100008258234              5.5000                      20080601                        15.4500                5.5000
     47970                      89,135.99                                               71.40  No MI                  100273100008277804              5.5000                      20080601                        15.3500                5.5000
     53218                      83,907.70                                              80.00   No MI                  100273100008278497              5.5000                      20080601                        14.9900                5.5000
     63109                      161,347.08                                             85.00   No MI                  100273100008284412              5.5000                      20080601                        15.7000                5.5000
     45140                      104,382.98                                             95.00   No MI                  100273100008284875              5.5000                      20080601                        14.9000                5.5000
     33755                      123,410.16                                             72.65   No MI                  100273100008286029              0.0000                                                       0.0000                0.0000
     44109                      50,544.98                                              85.00   No MI                  100273100008287340              0.0000                                                       0.0000                0.0000
     66223                      197,912.22                                             90.00   No MI                  100273100008289346              5.5000                      20080701                        15.9900                5.5000
     64130                      74,659.19                                              90.00   No MI                  100273100008298560              5.5000                      20080701                        15.0000                5.5000
     46241                      71,214.20                                              95.00   No MI                  100273100008298735              5.5000                      20080701                        15.4000                5.5000
     19001                      204,149.54                                             95.00   No MI                  100258910060502710              5.5000                      20080701                        15.5000                5.5000
     77480                      61,378.59                                              90.00   No MI                  100424906020027409              5.5000                      20080501                        15.5000                5.5000
     14701                      65,425.36                                              85.00   No MI                  100274130812183566              5.7500                      20080701                        16.7500                5.7500
     76651                      50,360.21                                              70.00   No MI                  100173250020072641              7.2500                      20080601                        16.5500                7.2500
     85607                      62,974.91                                              70.00   No MI                  100301206052017933              7.0000                      20080601                        15.2500                7.0000
     93725                      215,000.00                                             68.25   No MI                  100093900000132594              5.5000                      20080701                        13.5000                5.5000
     92509                      278,000.00                                              78.31  No MI                  100091620020051523              5.5000                      20080701                        13.7500                5.5000
     36567                      49,976.67                                               41.67  No MI                  100274130542176799              6.0000                      20080701                        15.7500                6.0000
     6705                       203,909.75                                             85.00   No MI                  100274130752184830              5.7500                      20080701                        16.0000                5.7500
     32809                      245,500.57                                             85.00   No MI                          0                       5.5000                      20080701                        14.4800                5.5000
     33880                      67,929.22                                              80.00   No MI                  100271100000233484              5.5000                      20080601                        15.2500                5.5000
     85301                      91,937.96                                              80.00   No MI                  100060806060055972              5.5000                      20090701                        13.9750                7.9750
     85301                      22,993.91                                            100.00    No MI                  100060806060055998              0.0000                                                       0.0000                0.0000
     19023                      71,952.74                                              80.00   No MI                  100103100071906699              7.0000                      20080601                        18.4000                7.0000
     19141                      53,955.94                                              90.00   No MI                  100103100071900387              7.5000                      20080601                        17.4000                7.5000
     42724                      170,845.66                                             90.00   No MI                  100330706060132819              5.5000                      20080701                        24.4500                5.5000
     63135                      66,466.10                                              95.00   No MI                  100209500100300728              5.5000                      20080701                        15.3300                5.5000
     85027                      159,883.61                                             69.57   No MI                  100060806060057291              5.5000                      20080701                        18.2000                5.5000
     75115                      408,500.00                                             95.00   No MI                  100059400000010058              5.5000                      20080701                        14.8250                5.5000
     49203                      71,971.26                                              90.00   No MI                  100203000155965620              5.5000                      20080701                        16.4800                5.5000
     29405                      94,985.55                                               73.15  No MI                  100103100071899670              5.5000                      20080601                        15.5500                5.5000
     32805                      105,547.37                                             80.00   No MI                          0                       5.5000                      20080701                        21.9000                5.5000
     3588                       99,939.55                                              80.00   No MI                  100103100071909693              0.0000                                                       0.0000                0.0000
     32805                      26,393.30                                            100.00    No MI                          0                       0.0000                                                       0.0000                0.0000
     63138                      215,904.45                                             80.00   No MI                  100103100071909032              7.5000                      20080701                        17.0000                7.5000
     29445                      177,407.01                                             84.93   No MI                  100103100071890539              7.0000                      20080701                        16.2000                7.0000
     19121                      53,980.06                                              90.00   No MI                  100103100071908166              5.5000                      20080701                        17.8400                5.5000
     38106                      50,382.46                                              90.00   No MI                  100103100071904702              5.5000                      20080701                        18.1100                5.5000
     18045                      521,749.69                                             89.29   No MI                  100031458006031448              5.5000                      20080701                        14.0000                5.5000
     33901                      105,935.12                                             80.00   No MI                  100209500100300389              7.4500                      20080701                        14.4500                7.4500
     33901                      26,493.20                                            100.00    No MI                  100209500100300421              0.0000                                                       0.0000                0.0000
     31405                      500,000.00                                             55.56   No MI                  100229330000163877              5.7500                      20080801                        14.3750                5.7500
     48124                      121,441.79                                             90.00   No MI                  100258910060600365              5.5000                      20080701                        15.6250                5.5000
     85338                      100,000.00                                             27.03   No MI                  100153210606007019              5.5000                      20080701                        13.6250                5.5000
     43147                      208,907.35                                             95.00   No MI                  100202930606050070              5.7500                      20080701                        15.9900                5.7500
     46219                      84,000.08                                              76.42   No MI                  100202930606080127              5.5000                      20080701                        13.7000                5.5000
     46060                      147,166.15                                             95.00   No MI                  100202930606080143              5.5000                      20080701                        14.8000                5.5000
     48341                      125,380.77                                             95.00   No MI                  100202930606010033              0.0000                                                       0.0000                0.0000
     32824                      254,857.78                                             75.00   No MI                  100202930605300013              5.5000                      20080701                        14.9000                5.5000
     43231                      107,951.19                                             90.00   No MI                  100202930606140038              5.7500                      20080701                        15.9000                5.7500
     30126                      188,000.00                                             80.00   No MI                  100263700001063044              5.5000                      20080701                        13.8000                5.5000
     30126                      46,989.61                                            100.00    No MI                  100263700010630411              0.0000                                                       0.0000                0.0000
     98391                      229,391.78                                             90.00   No MI                  100153210606019063              5.5000                      20080701                        15.7000                5.5000
     47451                      55,976.26                                            100.00    No MI                  100274130642174728              7.5000                      20080701                        16.2000                7.5000
     2169                       369,000.00                                             89.56   No MI                          0                       5.5000                      20080701                        14.6250                5.5000
     33610                      96,000.00                                              80.00   No MI                  100255500000038496              5.5000                      20080501                        14.5500                5.5000
     33610                      23,979.63                                            100.00    No MI                          0                       0.0000                                                       0.0000                0.0000
     22485                      385,254.17                                             83.80   No MI                  100130000000159104              6.2500                      20080701                        14.2500                6.2500
     33020                      146,400.00                                             80.00   No MI                  100366000000024444              5.5000                      20080401                        14.9900                5.5000
     45231                      154,858.52                                             88.57   No MI                  100022100156291080              5.5000                      20080601                        15.8750                5.5000
     20851                      391,500.00                                             90.00   No MI                  100130000000160458              5.5000                      20080701                        13.3750                5.5000
     85085                      346,354.70                                             90.00   No MI                  100258910060609671              5.5000                      20080701                        16.2500                5.5000
     45230                      120,437.10                                             90.00   No MI                  100330706050127258              6.9500                      20080701                        15.4500                6.9500
     45236                      137,688.93                                             95.00   No MI                  100330706060130599              5.5000                      20080701                        15.9900                5.5000
     74873                      59,353.83                                              95.00   No MI                  100060806060057887              5.5000                      20080701                        17.0000                5.5000
     85306                      294,387.92                                             95.00   No MI                  100273100008284305              5.5000                      20080701                        16.7000                5.5000
     68118                      311,426.21                                             95.00   No MI                  100273100008317469              5.5000                      20080701                        14.9000                5.5000
     52240                      181,719.40                                             90.00   No MI                  100273100008311249              5.5000                      20080701                        15.9900                5.5000
     53121                      213,644.86                                             95.00   No MI                  100273100008310720              5.5000                      20080701                        15.5000                5.5000
     37064                      71,984.44                                            100.00    No MI                  100273100008301265              0.0000                                                       0.0000                0.0000
     45415                      128,192.66                                             92.93   No MI                  100273100008300028              5.5000                      20080701                        15.9500                5.5000
     63122                      191,897.28                                             84.96   No MI                  100273100008298800              5.5000                      20080701                        15.1000                5.5000
     73089                      83,666.01                                              90.00   No MI                  100273100008297679              5.5000                      20080701                        16.4000                5.5000
     17078                      247,839.13                                             95.00   No MI                  100273100008296929              5.5000                      20080701                        15.9500                5.5000
     48223                      64,953.65                                              39.39   No MI                  100273100008284354              5.5000                      20080701                        13.7000                5.5000
     43140                      144,000.00                                             90.00   No MI                  100273100008308880              5.5000                      20080801                        15.4000                5.5000
     53216                      30,793.20                                            100.00    No MI                  100273100008319937              0.0000                                                       0.0000                0.0000
     97222                      119,970.28                                             63.29   No MI                  100273100008317972              0.0000                                                       0.0000                0.0000


   ZIP_CODE                 PER_RATE_CAP               DEAL_INFO               HYBRID_TERM               PREPAY                 LIEN                 BALLOON                AMORT_TERM1              IO_FLAG             IO_PERIOD                   SELLER
   --------                 ------------               ---------               -----------               ------                 ----                 -------                -----------              -------             ---------                   ------
     89032                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     30135                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     14207                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     89166                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     29910                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     29910                     0.0000                   GROUP I                                            No                Second Lien                No                      360                     NO                NON-IO                       EMC
     48204                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     92503                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     85204                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     37803                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                    YES                5 YEARS                      EMC
     70815                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33607                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     19713                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     92557                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     92557                     0.0000                   GROUP I                                            No                Second Lien                No                      360                     NO                NON-IO                       EMC
     49448                     0.0000                   GROUP I                                            No                First Lien                 No                      360                     NO                NON-IO                       EMC
     27526                     0.0000                   GROUP I                                            No                First Lien                 No                      360                    YES                NON-IO                       EMC
     46747                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     75056                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     32962                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     39759                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     77316                     1.0000                   GROUP I                    3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     93622                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                2 YEARS                      EMC
     3878                      1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     34120                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES               10 YEARS                      EMC
     93552                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     93552                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     65202                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     74029                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     46036                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     46011                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     29732                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     45238                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     45238                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     89031                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     89031                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                    YES                NON-IO                       EMC
     27104                     0.0000                   GROUP I                                            No                Second Lien                No                      360                     NO                NON-IO                       EMC
     76374                     1.0000                   GROUP I                    3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     92154                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                2 YEARS                      EMC
     91340                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                2 YEARS                      EMC
     98674                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     42413                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     39648                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     8102                      1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     30288                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     19144                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77026                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     7111                      1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     62208                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     23002                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     45044                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     29906                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     43608                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49028                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     29115                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                       EMC
     73150                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     43078                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     98201                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60619                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     43110                     0.0000                 GROUP II-1                                          Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     30060                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     43138                     1.0000                 GROUP II-2                   5 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     73169                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     43615                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     63136                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     16146                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77014                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     21218                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77055                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     73109                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     16214                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     91945                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     55347                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     43506                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     30019                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     45840                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     78957                     0.0000                 GROUP II-2                                           No                First Lien                 No                      180                     NO                NON-IO                 MASTER FUNDING
     85016                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     95207                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     77028                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     49345                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48219                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     37055                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      240                     NO                NON-IO                 MASTER FUNDING
     75007                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     22306                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     73772                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      240                    YES                NON-IO                 MASTER FUNDING
     16602                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77414                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85033                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     98501                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     98203                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     73142                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     43140                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     64134                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     78596                     0.0000                 GROUP II-1                                           No                Second Lien                No                      180                    YES                NON-IO                 MASTER FUNDING
     17024                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     63031                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     91331                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     30224                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     43081                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     15623                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     8861                      1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     72764                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48223                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     89031                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     45225                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     63031                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     37806                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77801                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     40070                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30274                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     45238                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     77084                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     45002                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     63112                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     98632                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75401                     0.0000                 GROUP II-1                                           No                First Lien                 No                      240                    YES                NON-IO                 MASTER FUNDING
     45205                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     30274                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     45205                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85208                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     16133                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     63111                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     92407                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     29640                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77015                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     93638                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     63111                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77520                     0.0000                 GROUP II-2                                           No                First Lien                 No                      120                     NO                NON-IO                 MASTER FUNDING
     43234                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30157                     1.0000                 GROUP II-2                   3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     63366                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     30707                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     73109                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     33016                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46628                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     95682                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     98682                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     89074                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     93003                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     76273                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     16101                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     44060                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     40965                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     43611                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46403                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     64109                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     41091                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30180                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33160                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     94572                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     29420                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     21060                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     77396                     0.0000                 GROUP II-1                                           No                Second Lien                No                      180                     NO                NON-IO                 MASTER FUNDING
     77063                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     19551                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     47359                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     21206                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     77081                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     43119                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     42101                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     27803                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     29510                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77521                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     73020                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     44705                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     19134                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33032                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     27537                     0.0000                 GROUP II-1                                           No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     45036                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     37227                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      180                    YES                NON-IO                       EMC
     45036                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                    YES                NON-IO                       EMC
     73018                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60538                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     80917                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     8332                      1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     15221                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     43612                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     33617                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     45011                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     23075                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      180                     NO                NON-IO                       EMC
     60459                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     44706                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     45030                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     20886                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     15218                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     75703                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     30736                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     73401                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     73401                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     34736                     0.0000                 GROUP II-1                                          Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     48219                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     60426                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     80246                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     15221                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     20601                     1.0000                 GROUP II-2                   5 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     32566                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     65802                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     64138                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     27616                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     40509                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     20781                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     19348                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48214                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     62294                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     15235                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     30144                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     29485                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                    YES                NON-IO                 MASTER FUNDING
     30110                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     15143                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60101                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     44087                     1.0000                 GROUP II-1                  10 YR                   Yes                First Lien                 No                      360                    YES               10 YEARS                MASTER FUNDING
     77085                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     89408                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     30297                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     11216                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     23063                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     15209                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     63069                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     48205                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     75088                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     12603                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     20110                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     80233                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     29456                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     20706                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     23324                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     77396                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     75228                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     40211                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46218                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33025                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     64131                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     37013                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     85326                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     34472                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     8049                      1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                    YES                NON-IO                       EMC
     32828                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     20646                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                    YES                NON-IO                       EMC
     19454                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     19977                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                    YES               10 YEARS                      EMC
     8332                      1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                    YES                NON-IO                       EMC
     8332                      0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     19141                     0.0000                   GROUP I                                            No                First Lien                 No                      360                     NO                NON-IO                       EMC
     34653                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     92408                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     11520                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     11757                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     11757                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     11691                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     11691                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     11212                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     11212                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     80015                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     7104                      1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     11706                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     11706                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                 MASTER FUNDING
     11694                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     11096                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO               10 YEARS                MASTER FUNDING
     11096                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     10466                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     93534                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     33558                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     33558                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     33607                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33607                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     33607                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     33542                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33542                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                    YES                NON-IO                 MASTER FUNDING
     29464                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     29464                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     30060                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     55070                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     33711                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     34758                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     70809                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     55426                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     89109                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     19365                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     18104                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     33565                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     46184                     0.0000                   GROUP I                                           Yes                Second Lien                No                      240                     NO                NON-IO                       EMC
     84108                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                       EMC
     91766                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     91766                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                    YES                NON-IO                       EMC
     93534                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     95815                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     92057                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                       EMC
     8629                      1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     8080                      1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     7920                      1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     7869                      1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                    YES                NON-IO                       EMC
     7740                      1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     19701                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     8638                      1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     7874                      1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     19460                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     37615                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     63025                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     18037                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     21229                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     7726                      1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     7726                      1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     20747                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     21229                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     19464                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     19120                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     19036                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     16801                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33013                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33055                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     53807                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33060                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     34953                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33825                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33155                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33147                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33012                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33309                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33155                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33919                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33463                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33313                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33055                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33067                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33168                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33168                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33147                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33014                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33167                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33936                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     33313                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32819                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33319                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     33165                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33176                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33023                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33189                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32765                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33174                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33178                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     2302                      1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33165                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33311                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33936                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     32818                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33010                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     34472                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     34472                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33023                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33179                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33177                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33462                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     33309                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     16602                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33155                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33412                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33136                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     33012                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33186                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33407                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33177                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     15367                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33147                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33126                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33032                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     33023                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     16150                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     33068                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33024                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33025                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33016                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     33907                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33178                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     34434                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33415                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     15136                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33063                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33317                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33313                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30047                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     28655                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     20707                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     23231                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33182                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     6114                      0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     33025                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     34983                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     33162                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33033                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     70805                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     19142                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     34945                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     2860                      1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33907                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     33162                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     33023                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     33023                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     23234                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     33613                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     33174                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     39828                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33313                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33029                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33064                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33127                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33147                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     6108                      1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33460                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     48205                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33467                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     27896                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48060                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33165                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     33021                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     33319                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     19144                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32907                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33147                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33023                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     53224                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     23237                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     44706                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33313                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     24013                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     23605                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33909                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     23703                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     34982                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33322                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     33463                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     33161                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32207                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33426                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     34134                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     33135                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     18032                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33135                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     32824                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33063                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     28215                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     19141                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     34946                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33023                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     34946                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     27265                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     30238                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     48202                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33852                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     47804                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33611                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33556                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     48328                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                       EMC
     33617                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     1010                      1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48189                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     48189                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     48204                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     28043                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32810                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     49028                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     2905                      1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     21221                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     43004                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     38141                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33810                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     48126                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     46217                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     48223                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     46040                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32714                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     21117                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     20720                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33880                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     48188                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48219                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33604                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     34691                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     34472                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     34677                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     44273                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85208                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85007                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     78412                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     20602                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33778                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60622                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     60110                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                    YES                NON-IO                       EMC
     60805                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     61081                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60177                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     60609                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     60446                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60015                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60506                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60506                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     60803                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     60638                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     60641                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     60707                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60053                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     53204                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60638                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     46041                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60181                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60827                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60104                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     60644                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     60440                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60629                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60450                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60586                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60624                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     60643                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60438                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     60139                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60139                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60194                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60632                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     53215                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     60090                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60148                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     60104                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60637                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     18372                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     6513                      1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     23060                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     24012                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     23323                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     8054                      1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     53216                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32780                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     92335                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33612                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     89115                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     95322                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     15668                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     92503                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     93012                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     7064                      1.0000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     63114                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     93560                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     93550                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     91402                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33612                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     91343                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     17552                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     2124                      0.0000                 GROUP II-2                                           No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     92316                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     91335                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     90031                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     34953                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     15228                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO               10 YEARS                MASTER FUNDING
     34953                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     22657                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     64053                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     64030                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77016                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77093                     0.0000                 GROUP II-2                                           No                First Lien                 No                      180                     NO                NON-IO                 MASTER FUNDING
     77044                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     76134                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     63107                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75765                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75765                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     75006                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77069                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77087                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      240                     NO                NON-IO                 MASTER FUNDING
     65616                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     63137                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     47327                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     77449                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77053                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77521                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     63136                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75069                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     76040                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     78745                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75069                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     63123                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     64130                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     62206                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     7018                      1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     8562                      1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     8046                      1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     78244                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77033                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77365                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     78250                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77039                     0.0000                 GROUP II-2                                           No                First Lien                 No                      240                     NO                NON-IO                 MASTER FUNDING
     77530                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     18064                     0.0000                 GROUP II-2                                          Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     19124                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     95829                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     93274                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     93274                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     93257                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95301                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     23141                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     23141                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     23224                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     22043                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     23666                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     22963                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     21214                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     17057                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      180                     NO                NON-IO                 MASTER FUNDING
     17090                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     90018                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     93535                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     93535                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     98607                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     98367                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     97222                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     97206                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     98391                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     34652                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     21061                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     19713                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     21061                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     21146                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     23453                     0.0000                 GROUP II-2                                          Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     22193                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     23703                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     43701                     0.0000                 GROUP II-2                                          Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     45150                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     43612                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     43611                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     43326                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     45240                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     80919                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     80814                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     81419                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     79416                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77083                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77013                     0.0000                 GROUP II-2                                           No                First Lien                 No                      120                     NO                NON-IO                 MASTER FUNDING
     77083                     0.0000                 GROUP II-2                                           No                First Lien                 No                      240                     NO                NON-IO                 MASTER FUNDING
     77591                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     77009                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     77033                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     78227                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75077                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     79360                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75067                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75137                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75142                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     76712                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75707                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     76710                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75013                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     76063                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     76262                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     76567                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     93536                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     93454                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     93309                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     78217                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77478                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     99337                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     98445                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     98408                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     99037                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     98328                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     97702                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     98597                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95380                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     98503                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     95307                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     98387                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     98409                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     93657                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     93727                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95351                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95209                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95313                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95660                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     94803                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     93728                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95838                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     98074                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                    YES                NON-IO                       EMC
     95838                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95350                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     93728                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     94533                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     98408                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     95301                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95351                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     93221                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     91790                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95758                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95126                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     93722                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     93722                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     94546                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95348                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     93306                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95624                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95624                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95624                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     94928                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95045                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     84015                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95815                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95655                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95670                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     95356                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95687                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95351                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     95351                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     94553                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     95127                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95127                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     93635                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     95670                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95376                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     94503                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95835                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95835                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     94591                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95111                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     93215                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     95948                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     83687                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     94533                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95315                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                2 YEARS                MASTER FUNDING
     95315                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     94806                     0.0000                 GROUP II-2                                          Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     98042                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     94603                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95363                     1.5000                 GROUP II-1                   5 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     94565                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     94565                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     94561                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     94801                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     94801                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95126                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     83442                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95453                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95453                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95334                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     93905                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     94806                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     95820                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95205                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     98056                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95757                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95757                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95354                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     93702                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     93702                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     94546                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95351                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     93657                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95376                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92344                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     80015                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     92301                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     92154                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     80219                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85019                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     92019                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     92154                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     92802                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     92867                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92867                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     90660                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     85201                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     91768                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     97006                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     93535                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     89143                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     92019                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     89134                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     92545                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     92545                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     92337                     0.0000                 GROUP II-1                                          Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     89120                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     89121                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85032                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92592                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     90744                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     92553                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     92057                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     89031                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     92583                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     92562                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     92562                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     92404                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85219                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     92879                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     90706                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     80231                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     81022                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     91402                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     85296                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     91764                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     92555                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     93536                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     85043                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     91708                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     92394                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     92404                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     85307                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     93532                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     92395                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     89106                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     93308                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     85029                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     94564                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95351                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     94014                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     93223                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     85042                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     86401                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     85051                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     85363                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85363                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     85033                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     85037                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     85706                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     85019                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     92071                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92532                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     92234                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92071                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     92530                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92220                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     98516                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     83686                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     80620                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     80017                     0.0000                 GROUP II-2                                          Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33175                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     53223                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     93215                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     80906                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     89178                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85257                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     92582                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85027                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85009                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     89115                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85009                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     85031                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     89110                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     89120                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     90061                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60805                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     62650                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                       EMC
     48180                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     61032                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49045                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49410                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     61032                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                       EMC
     60107                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46383                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48203                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46767                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     47432                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     47111                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46208                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75165                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     79107                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75152                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77708                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     56303                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     65605                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     64110                     0.0000                 GROUP II-2                                          Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     55118                     0.0000                 GROUP II-2                                          Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     63390                     0.0000                 GROUP II-2                                          Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     65401                     0.0000                 GROUP II-2                                          Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     63118                     0.0000                 GROUP II-2                                          Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     63136                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     55303                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60130                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60432                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60473                     0.0000                 GROUP II-2                                           No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60620                     0.0000                 GROUP II-2                                           No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60428                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60446                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     60628                     0.0000                 GROUP II-2                                           No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     61554                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32311                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32312                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32547                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     70615                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     70633                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     71220                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      180                     NO                NON-IO                 MASTER FUNDING
     70815                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     70394                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     70471                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     70374                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     70560                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     32818                     1.5000                 GROUP II-1                   5 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     34711                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32773                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32773                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     32805                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     37083                     0.0000                 GROUP II-1                                           No                Second Lien                No                      180                     NO                NON-IO                       EMC
     30310                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30011                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     30071                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30025                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     11233                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     11233                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95993                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33177                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     90008                     0.0000                   GROUP I                                            No                Second Lien                No                      240                     NO                NON-IO                       EMC
     33155                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     33155                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     77017                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     72223                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     93535                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     19138                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     97501                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     85022                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     33912                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     40220                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     48219                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     22485                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     23139                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     23139                     0.0000                   GROUP I                                            No                Second Lien                No                      360                     NO                NON-IO                       EMC
     33912                     0.0000                   GROUP I                                            No                Second Lien                No                      360                     NO               10 YEARS                      EMC
     55379                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     85251                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     63118                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     94533                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     93436                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     55443                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     37172                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     92505                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     92505                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     92591                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     63118                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     90723                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     90723                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95687                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     95687                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     22406                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     89110                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92201                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     98296                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     93535                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                2 YEARS                MASTER FUNDING
     85210                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     85210                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     97351                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     97351                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     91709                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     95624                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     89703                     1.5000                 GROUP II-1                   5 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     91767                     0.0000                 GROUP II-2                                          Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     97527                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     22625                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     95354                     0.0000                 GROUP II-1                                          Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     85213                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     89108                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     89108                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                    YES                NON-IO                 MASTER FUNDING
     85249                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     91701                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     94585                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                2 YEARS                MASTER FUNDING
     94585                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     92231                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     93591                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     23960                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     85205                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     15108                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     85381                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES               10 YEARS                      EMC
     23323                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     22408                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     23059                     1.0000                   GROUP I                    2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     30543                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     45069                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     10303                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     30543                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     90002                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES               10 YEARS                      EMC
     90047                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     93550                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                      EMC
     93550                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85027                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO               10 YEARS                      EMC
     7060                      1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     84098                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     55419                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     7055                      1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     34653                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33460                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     15226                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     15144                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33071                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     33319                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60617                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     60617                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     33162                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33179                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33435                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33015                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33161                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     15108                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33033                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     16001                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33313                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     15108                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     55040                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33437                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     30094                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     15226                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33183                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     33624                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33461                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     34113                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     19560                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     62703                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33442                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32824                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33054                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     34473                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33176                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     32808                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32808                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     33176                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     33019                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33415                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     33904                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     33073                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     34982                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     2920                      1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     34744                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     28166                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33024                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     33168                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     20747                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33401                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     30315                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33634                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     33010                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     43219                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33321                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33312                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33312                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     43612                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     53206                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     34759                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33138                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     34761                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33610                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48042                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     17104                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     34744                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30344                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33129                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33162                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32068                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48213                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33607                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33607                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     48198                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     53215                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32907                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33023                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     27891                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     38109                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49721                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     38134                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     1841                      1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     56441                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48219                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48223                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     46035                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48192                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48192                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      240                     NO                NON-IO                       EMC
     46628                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32703                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     48237                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48127                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46952                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     47129                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46237                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     1104                      1.5000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     2905                      1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     2905                      0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     20754                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     1603                      1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     28602                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     27524                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     2907                      1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     46237                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     34711                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     46807                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     38116                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     38127                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     21221                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     2478                      1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46222                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49306                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33610                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     34984                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     49307                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     38141                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     2907                      1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     37857                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     38141                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32750                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     48205                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     38135                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     46324                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33993                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     20744                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     43612                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     28667                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49506                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49506                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                       EMC
     33905                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     44139                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     21237                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     34652                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33026                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33702                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     34748                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     17097                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32209                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60639                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     60639                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     60639                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     60435                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60629                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     60085                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60131                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60504                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     60628                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                      EMC
     60619                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60641                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60707                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     60506                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60406                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     60804                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60804                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     61054                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60431                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     60459                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     60452                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60506                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     60805                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60622                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60639                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60053                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60612                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60191                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60425                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60636                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     60073                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60090                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     60609                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     60629                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     60506                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     60448                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60448                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     60623                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     60623                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     60525                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     53140                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     6112                      1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     23513                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32168                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     45238                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48205                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48336                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48135                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46237                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     53143                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     1109                      1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     63301                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32907                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                    YES                NON-IO                       EMC
     32901                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     92880                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     92675                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     53227                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     65631                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     23602                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30008                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     64429                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77088                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77547                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75061                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     64080                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48227                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     64030                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     64155                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77073                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75228                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75220                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77084                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77449                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     63031                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     65721                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75040                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     79735                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     63121                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77379                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     76108                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49509                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75228                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     76067                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77064                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     75074                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     75248                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     75180                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     8059                      0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     8205                      1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     7461                      1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77032                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77535                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77373                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     78109                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     17921                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     95205                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     93230                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     93630                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     22153                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     23701                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     21643                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     20737                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     17522                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     17551                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     96791                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     19943                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     19966                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     21213                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     21239                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     23701                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     23608                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     43056                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     44260                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     45237                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     43110                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     45227                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     80524                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     80239                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     79373                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75701                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     79414                     0.0000                 GROUP II-2                                           No                First Lien                 No                      240                     NO                NON-IO                 MASTER FUNDING
     75961                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     76131                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75220                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77503                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77072                     0.0000                 GROUP II-1                                           No                First Lien                 No                      240                     NO                NON-IO                 MASTER FUNDING
     75454                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     76234                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75220                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75062                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75104                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     91340                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95116                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     93230                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77088                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     98626                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     97487                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     95215                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     99114                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     95301                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     93635                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95695                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     94533                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     99202                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     95901                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     93230                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     93701                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     93711                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     95815                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     98584                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95948                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     84118                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     95023                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85258                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95824                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95687                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95823                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95948                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     84104                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     98022                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     95660                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     95336                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     95376                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     98390                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     98390                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     92201                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     92252                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     80918                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     91761                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     80204                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     89115                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     89119                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85031                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     92705                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     92307                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     90059                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     97918                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     90031                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     92057                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     92675                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     92562                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     93701                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85019                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85031                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     92410                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92410                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     92557                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     93532                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     86403                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     92395                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     90222                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85220                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     92114                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92503                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     92057                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     93001                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     91343                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     80808                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92571                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     92571                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     92582                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92083                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     89107                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     90220                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     85086                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     93551                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     90011                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     90814                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     90814                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85031                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     93305                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     91335                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     92545                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     90002                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     90002                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85387                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     92240                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92335                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     80910                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     90042                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     91911                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     80013                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     89156                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     92629                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     80920                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85017                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     80503                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85364                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85364                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     85648                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     85035                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     85345                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     86409                     0.0000                 GROUP II-2                                          Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     87114                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85630                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85022                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     85297                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     92399                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     92509                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     92507                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     83839                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     80249                     0.0000                 GROUP II-2                                          Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     80241                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     80204                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     80233                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     80204                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33189                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33142                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     53546                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     55927                     0.0000                 GROUP II-1                                          Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     56347                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     53511                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     55021                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     55076                     0.0000                 GROUP II-2                                          Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     85035                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     93258                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85017                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     85017                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85019                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     95820                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     81001                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     85035                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85017                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     92394                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92394                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     85019                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85037                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     85035                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85035                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85043                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     92345                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     85323                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     85301                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85301                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     89015                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     89705                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     61068                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60827                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     61115                     0.0000                 GROUP II-2                                           No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     61115                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     48180                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48801                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48213                     0.0000                 GROUP II-2                                          Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     48504                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60445                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60644                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46408                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     46254                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49444                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     47331                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     47165                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46402                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46201                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     46383                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     79103                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75051                     0.0000                 GROUP II-2                                           No                First Lien                 No                      180                     NO                NON-IO                 MASTER FUNDING
     75602                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     76015                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75751                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     63077                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     63116                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     65010                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     55008                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     56164                     0.0000                 GROUP II-2                                          Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     60432                     0.0000                 GROUP II-2                                           No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60419                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     61554                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60178                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60655                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60628                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     61109                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60031                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     60432                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     32218                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32571                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32547                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32526                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32219                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     32137                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     32244                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32137                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32277                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     70454                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     71254                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     70584                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     70068                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     71037                     1.5000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     71078                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     37055                     0.0000                 GROUP II-1                                           No                Second Lien                No                      180                     NO                NON-IO                       EMC
     30655                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     39837                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30044                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     31005                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30736                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     31907                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30655                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     31634                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     30083                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                    YES                NON-IO                       EMC
     31005                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     24401                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     33026                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     85053                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     19539                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     34232                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     19539                     0.0000                   GROUP I                                            No                Second Lien                No                      240                     NO                NON-IO                       EMC
     89512                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     89512                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     21061                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO               10 YEARS                      EMC
     48227                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     22309                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     20110                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     6854                      1.0000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     12209                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     19055                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     34639                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     19956                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33556                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     81144                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     32763                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     11238                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     83402                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     74070                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     32327                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     71282                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     37860                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     29420                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     19150                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     19150                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     90242                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     93638                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     93535                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     93552                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     89129                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     85365                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     93215                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     94043                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     89081                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     95824                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                      EMC
     95350                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                      EMC
     90746                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     90745                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     85015                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     92407                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     91710                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     98012                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     92405                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     90280                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     89128                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     84780                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     92394                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     81520                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     92675                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     92382                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     92832                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     92653                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     93454                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     33411                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     23832                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                    YES               10 YEARS                      EMC
     78217                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     83301                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     55060                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     55060                     0.0000                   GROUP I                                            No                Second Lien                No                      360                     NO                NON-IO                       EMC
     90305                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     95973                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     95973                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     30034                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     30034                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     30263                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     30349                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     30349                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     30213                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     30213                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     30052                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     30052                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     30331                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     30331                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     30043                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     30233                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                      EMC
     30252                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     30252                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     30252                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     30252                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     30157                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     30157                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     85041                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     1590                      1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     22172                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     32819                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     32757                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     7631                      1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                      EMC
     46203                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     98338                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     34286                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     89110                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     33157                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     72002                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     34714                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     30314                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     63031                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                 MASTER FUNDING
     19503                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                    YES                NON-IO                       EMC
     77023                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     75035                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     79762                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     63033                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     75034                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     89129                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     76651                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                 MASTER FUNDING
     85239                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     28227                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     44857                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     79703                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     79701                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     32254                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     53076                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     43461                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     23703                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     23831                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     85374                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85051                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     76052                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     80030                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     75080                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     74066                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     49256                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     43567                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     75042                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     72401                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     32808                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85204                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     75019                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                 MASTER FUNDING
     85051                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                 MASTER FUNDING
     85326                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                 MASTER FUNDING
     85353                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     75002                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     32208                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     35750                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     77545                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85345                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     75034                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     77338                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     98391                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     32034                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     86326                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     86322                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     28214                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     85035                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     70737                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     98208                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85035                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     85335                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85009                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85225                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85204                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85201                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     85323                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     75115                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     33218                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     71203                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     32168                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77031                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     64130                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     62025                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                       EMC
     85033                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     44142                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     80107                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     85007                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     89129                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     63122                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     39503                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     38128                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     43452                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     98037                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     76210                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48505                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     63135                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     92344                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     48224                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     43605                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     87120                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     78840                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75126                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     70815                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     63031                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     64130                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85031                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     89129                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     71603                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     44134                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33569                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     76651                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     66013                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     73771                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     79705                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     80219                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85239                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75228                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     28227                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77095                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     63088                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33823                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     79705                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     23227                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     75146                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     36264                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     23324                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     66006                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     43461                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     38801                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     75114                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     76014                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46205                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     37127                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     21632                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     80120                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     76052                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     80030                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     75080                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     74066                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     79924                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     80219                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     89148                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     30080                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     74361                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     85304                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     78046                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33770                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     75042                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     51503                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32703                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      240                     NO                NON-IO                 MASTER FUNDING
     77433                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     76711                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75227                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     76401                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     72401                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     44718                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     35773                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     63136                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     32808                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75189                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85027                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33311                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     75019                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     20748                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     38901                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33594                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     85326                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     80022                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     75701                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     85353                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     75002                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     78577                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30360                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32208                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     35750                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     55449                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75116                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     38016                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     66213                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85019                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     78504                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     98271                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     85031                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     77545                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85037                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     85345                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75034                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     78247                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77338                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75248                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     98033                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     98391                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     77494                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     63109                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     86326                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     98053                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     98118                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     86322                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     28214                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     87571                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     81005                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     80204                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     98230                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     85035                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     80920                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     70737                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     74017                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     98208                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     85053                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85017                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     78046                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     23223                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     32207                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     70812                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     98004                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     85035                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     80921                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     42724                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     20646                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     78045                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     80234                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     98043                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     63130                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     54944                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75227                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     39553                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     60430                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     34759                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85335                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85006                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85009                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     85037                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     73069                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     85225                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85204                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     37115                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85201                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     76008                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85242                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     60103                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     47102                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     70769                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     63133                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32805                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85043                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     85301                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     89121                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     85323                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     98252                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     98011                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     75115                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     73118                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33324                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85033                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     98037                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     23225                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     98371                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     64131                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     53143                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     85345                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     78250                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60429                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     63136                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77396                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     62401                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     33218                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     67016                     1.5000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     73099                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     80904                     1.5000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     80525                     1.5000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85204                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     98032                     1.5000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     70578                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     71203                     1.5000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85308                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                    YES               10 YEARS                      EMC
     48237                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                       EMC
     30165                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     77071                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                    YES                NON-IO                       EMC
     89121                     1.0000                   GROUP I                    3 YR                    No                First Lien                 No                      360                    YES               10 YEARS                      EMC
     84111                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     32807                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     32807                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                    YES                NON-IO                       EMC
     55025                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     95376                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES               10 YEARS                      EMC
     33033                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                       EMC
     33033                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                    YES                NON-IO                       EMC
     56353                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     62002                     1.5000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     8690                      1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                    YES               10 YEARS                      EMC
     62002                     0.0000                   GROUP I                                            No                Second Lien                No                      360                    YES                NON-IO                       EMC
     89703                     1.5000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                2 YEARS                      EMC
     92324                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES               10 YEARS                      EMC
     92324                     0.0000                   GROUP I                                           Yes                Second Lien                No                      240                    YES                NON-IO                       EMC
     11798                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     53128                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     63137                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES               10 YEARS                      EMC
     63137                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     63304                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                    YES                NON-IO                       EMC
     55021                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     93505                     1.5000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     48883                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                       EMC
     93620                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     8055                      1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO               10 YEARS                      EMC
     33404                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     23356                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     23356                     0.0000                   GROUP I                                            No                Second Lien                No                      360                     NO                NON-IO                       EMC
     92277                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     33322                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33971                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60104                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48021                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     21217                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     23860                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48854                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     54479                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     43920                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33830                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46186                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     48886                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33707                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49507                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     15537                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      240                     NO                NON-IO                 MASTER FUNDING
     19148                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     15445                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48134                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     89110                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                      EMC
     34746                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     49841                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     95632                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     85209                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     89074                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85322                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     86322                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     49442                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     89031                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     20657                     1.0000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32935                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     29372                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49733                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     92114                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     85020                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                      EMC
     32218                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      180                     NO                NON-IO                 MASTER FUNDING
     49001                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46237                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     46218                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     46241                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46140                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46974                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     85706                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     47456                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     45011                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85351                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     32084                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     46205                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                       EMC
     92584                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     92584                     0.0000                   GROUP I                                           Yes                Second Lien                No                      240                    YES                NON-IO                       EMC
     76048                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     43228                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     93552                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                       EMC
     93552                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     33324                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     32744                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     90723                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     92376                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     63110                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     32958                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     89104                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     40229                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     40229                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     22204                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     93274                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     55304                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     55304                     0.0000                   GROUP I                                            No                Second Lien                No                      360                     NO                NON-IO                       EMC
     2886                      1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO               10 YEARS                      EMC
     85353                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     2886                      0.0000                   GROUP I                                            No                Second Lien                No                      360                     NO                NON-IO                       EMC
     32209                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33125                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     34475                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     73119                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     34711                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     34711                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     97478                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     43334                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     97045                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     95670                     1.5000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     33054                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     23831                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33054                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     30305                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     30224                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     30252                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33566                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     33071                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33071                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85335                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     8234                      0.0000                   GROUP I                                            No                Second Lien                No                      360                     NO               10 YEARS                      EMC
     64501                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     64501                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     85009                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     33570                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     33570                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     85338                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     33319                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     33319                     0.0000                   GROUP I                                            No                Second Lien                No                      360                     NO                NON-IO                       EMC
     43147                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     43147                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     75056                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     75056                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     45406                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     97918                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     29681                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     29681                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     97008                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     30263                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     85250                     0.0000                   GROUP I                                           Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     33431                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     7750                      0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     11096                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     11096                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     6082                      1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     12566                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     12566                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     11207                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     11207                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     34119                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     34119                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     8009                      1.0000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     11416                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     11355                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     8054                      1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     8054                      0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     11701                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     11701                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     20602                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     11422                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     28546                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     11434                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33972                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     11221                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     1609                      1.0000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     1609                      0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     30349                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30349                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                    YES                NON-IO                 MASTER FUNDING
     30011                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     30011                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     30039                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     30213                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                      EMC
     30012                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     30012                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                    YES                NON-IO                 MASTER FUNDING
     30238                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     30238                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     30135                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     30135                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     30135                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     30135                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                    YES                NON-IO                 MASTER FUNDING
     30016                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     30016                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     30093                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     30296                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     30296                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     30067                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     30067                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     30135                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30135                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     30121                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30121                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     30093                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                    YES                NON-IO                 MASTER FUNDING
     30093                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33417                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     30058                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     29554                     1.0000                   GROUP I                    2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     6451                      0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     54812                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33605                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33605                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     32046                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     32046                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                    YES                NON-IO                       EMC
     61032                     0.0000                   GROUP I                                            No                First Lien                 No                      360                     NO                NON-IO                       EMC
     18702                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     65803                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     46236                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33541                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     66062                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     18508                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     85021                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     80003                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     30349                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     48219                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     53115                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                    YES                NON-IO                       EMC
     30045                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     41543                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     18447                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     45373                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     45373                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     90044                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                      EMC
     65686                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO               10 YEARS                      EMC
     65686                     0.0000                   GROUP I                                            No                Second Lien                No                      360                     NO                NON-IO                       EMC
     63111                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     93535                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     85338                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     96002                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     95355                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     92530                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     8046                      1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     33563                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33563                     0.0000                   GROUP I                                           Yes                Second Lien                No                      240                     NO                NON-IO                       EMC
     80112                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     70634                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     92808                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     92335                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     97007                     0.0000                   GROUP I                                           Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     99901                     0.0000                   GROUP I                                            No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     99654                     1.0000                   GROUP I                    2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     99654                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85375                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                      EMC
     85705                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     84044                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     84044                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     76522                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     76522                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     74501                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     74501                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     74127                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     74501                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     74501                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     64151                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     64151                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     35480                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                       EMC
     35480                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     36303                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     37615                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     37615                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     72744                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     72744                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     55920                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     55920                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     55104                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     55104                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     2920                      1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     2909                      1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     2818                      1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     10701                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     10701                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     11207                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     11207                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     19125                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     19050                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     18610                     0.0000                   GROUP I                                           Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     43952                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     44446                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     44446                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     8085                      1.0000                   GROUP I                    2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     32073                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33404                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     34986                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     34986                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     33914                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     34608                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     27615                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                       EMC
     20020                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     86413                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     86413                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     21136                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                    YES               10 YEARS                      EMC
     21136                     0.0000                   GROUP I                                            No                Second Lien                No                      360                     NO               10 YEARS                      EMC
     34104                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     43068                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     44052                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     44314                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     98465                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     44055                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     19116                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     45410                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     45410                     0.0000                   GROUP I                                           Yes                Second Lien                No                      240                     NO                NON-IO                       EMC
     43609                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     46835                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     46703                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33896                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     30040                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     33709                     0.0000                   GROUP I                                           Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     95660                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     33896                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     92277                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     11420                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     11420                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     7017                      1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     7017                      0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     30286                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     22191                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     18301                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     18301                     0.0000                   GROUP I                                            No                Second Lien                No                      360                     NO                NON-IO                       EMC
     98902                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                      EMC
     98902                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     90280                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33030                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                      EMC
     27893                     0.0000                   GROUP I                                            No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     89110                     1.5000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     93930                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     90255                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     90003                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     55744                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     8270                      0.0000                   GROUP I                                            No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     45064                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     89511                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     98802                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     11575                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     30062                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     30062                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     92647                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     89142                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     90221                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     92707                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     60628                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     33406                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33035                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33035                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     89121                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     33016                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     35217                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     19132                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33015                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     30013                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     30013                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     81401                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     92677                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     92677                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     92399                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     22192                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     22192                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     93307                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     64507                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     46237                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     8322                      1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                      EMC
     85326                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     85326                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     60402                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     36301                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     36301                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     6360                      1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     40223                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     30517                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     30517                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     31763                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     60120                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     76272                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     76272                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     34953                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     76051                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     19145                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     43015                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     47025                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     90057                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     92571                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     30135                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     32776                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     32703                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     85037                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     93536                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     93536                     0.0000                   GROUP I                                           Yes                Second Lien                No                      240                     NO                NON-IO                       EMC
     32179                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     56353                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33025                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     19702                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     92407                     0.0000                   GROUP I                                           Yes                First Lien                 No                      180                     NO                NON-IO                       EMC
     97080                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     85029                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     32209                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     94591                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES               10 YEARS                      EMC
     24091                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     92395                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     44120                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     80917                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     2143                      0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     43822                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     43130                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33024                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     19124                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     85043                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     53121                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33569                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     33569                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     1013                      1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     1013                      0.0000                   GROUP I                                           Yes                Second Lien                No                      240                     NO                NON-IO                       EMC
     75056                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     55356                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     33161                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     85007                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     30319                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     30121                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     30331                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     28262                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     87109                     1.0000                   GROUP I                    2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     95356                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     79606                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     33020                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     33025                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     20747                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                      EMC
     60655                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     36870                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     49509                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     30079                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     80013                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     33126                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33126                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     30296                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     32607                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     32779                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     33610                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33610                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     77053                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     30030                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     33157                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     75149                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75149                     0.0000                   GROUP I                                            No                Second Lien                No                      240                     NO                NON-IO                       EMC
     27981                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     32725                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                      EMC
     30016                     0.0000                   GROUP I                                           Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     33617                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     33617                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     30114                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     30135                     1.0000                   GROUP I                    3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                      EMC
     30135                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     19061                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     38127                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     32725                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     30188                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     30188                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     33897                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33897                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     30224                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30224                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     23860                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     23224                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     30019                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     37210                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     37210                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     30349                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     37207                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33150                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     20121                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     33050                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     30354                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     36863                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     38127                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     38109                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     30071                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     31313                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     85051                     0.0000                   GROUP I                                           Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     85051                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     38122                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     38122                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     32206                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32206                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     38122                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     20018                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     20009                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                      EMC
     35405                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     35405                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     33607                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     47714                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     33569                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     30032                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     31907                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                      EMC
     31907                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     20011                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                      EMC
     35007                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                      EMC
     44485                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33025                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     30108                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     65453                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     24014                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     7052                      1.0000                   GROUP I                    3 YR                    No                First Lien                 No                      360                    YES                3 YEARS                      EMC
     23704                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     24014                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     20735                     0.0000                   GROUP I                                            No                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     30017                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     70714                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     30269                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     34473                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     32812                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     44067                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     44067                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     30088                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30683                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     30683                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     17315                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     70814                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     70814                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     20020                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     20020                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     30331                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     85037                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     46617                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     30083                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     30080                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     30127                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     77346                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     77346                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                    YES                NON-IO                 MASTER FUNDING
     35215                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     30755                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     31721                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     17103                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     23451                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     32137                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     32164                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     21758                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     18901                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     21782                     1.0000                   GROUP I                    2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     55356                     0.0000                   GROUP I                                           Yes                Second Lien                No                      240                     NO                NON-IO                       EMC
     30518                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     30518                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     92509                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     96044                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     34953                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     48208                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     44110                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     78363                     1.0000                 GROUP II-1                   5 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     90262                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33179                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     48727                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     48205                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     48204                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     12832                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     90221                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     33327                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     50669                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     48228                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33176                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     87144                     1.0000                   GROUP I                    2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     48234                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     49017                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     30310                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     11713                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33603                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                       EMC
     48205                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     48234                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     48235                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48154                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     48342                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     94534                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     33134                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     85255                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     62521                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     96782                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     60649                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     20746                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     98247                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     60707                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     44113                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     98270                     1.0000                   GROUP I                    5 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                       EMC
     48316                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     34491                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48348                     1.0000                 GROUP II-1                   5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     11369                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     95822                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     60411                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     63112                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     15358                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     49017                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     34953                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                       EMC
     48154                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     20745                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     95823                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     45405                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     48209                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     64840                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48091                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     27707                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     98056                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48212                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     44103                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     48327                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     92201                     1.0000                 GROUP II-1                   5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     48219                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     89015                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     55792                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     60634                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92707                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     44135                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     44843                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     17866                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33991                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     60804                     1.0000                   GROUP I                    3 YR                    No                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     21740                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48208                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     93638                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32810                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     98038                     1.0000                   GROUP I                    5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     91913                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     48910                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     87532                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77019                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60107                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     29045                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     12566                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30066                     0.0000                   GROUP I                                            No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33179                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     48223                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33056                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                2 YEARS                      EMC
     48616                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48227                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     20743                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     18301                     1.0000                 GROUP II-1                   5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     98034                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     94801                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     11763                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     89148                     1.0000                   GROUP I                    5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     33801                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     43701                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     65737                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     84062                     1.0000                   GROUP I                    5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     85365                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60623                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     85364                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49093                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33322                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     11040                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     53142                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48091                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     96021                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     6412                      1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60061                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     64138                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     11717                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33068                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     92551                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60646                     1.0000                   GROUP I                    3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     48458                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     11520                     1.0000                   GROUP I                    2 YR                    No                First Lien                Yes                      480                    YES                NON-IO                       EMC
     30354                     0.0000                   GROUP I                                            No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     55912                     1.0000                   GROUP I                    5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     10302                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     24501                     1.0000                   GROUP I                    5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     48423                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92703                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                       EMC
     20879                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     80249                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     44111                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60628                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48051                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     93215                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     93611                     1.0000                   GROUP I                    5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     19114                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     22172                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92345                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     48213                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     60177                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     8882                      1.0000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     44105                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     48235                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     91342                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     95356                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                2 YEARS                      EMC
     10705                     1.0000                 GROUP II-2                   3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     48205                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     17552                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92201                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92105                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     48228                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     48188                     1.0000                   GROUP I                    5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     91748                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     7206                      1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     80504                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     32068                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     33147                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     22407                     1.0000                   GROUP I                    5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33467                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     23608                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     1453                      0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60435                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48219                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     8045                      1.0000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     33615                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     32505                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48219                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33193                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     20601                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     85042                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     39212                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     95838                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     37412                     1.0000                   GROUP I                    2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     48910                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     44121                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33971                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     15688                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     7055                      1.0000                   GROUP I                    5 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     91745                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60620                     1.0000                   GROUP I                    3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49014                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     60442                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     49868                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      180                     NO                NON-IO                 MASTER FUNDING
     48044                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     20748                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60609                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     20747                     1.0000                 GROUP II-2                   3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92404                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     53223                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     21216                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60652                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     21046                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     21113                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     20706                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     23235                     1.0000                   GROUP I                    5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     61109                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60624                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49534                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33035                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     34654                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     6076                      0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     87114                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     23060                     1.0000                   GROUP I                    5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     30260                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     21136                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     81212                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     22579                     1.0000                 GROUP II-1                   5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     89128                     1.0000                   GROUP I                    5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     30084                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85388                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     93312                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     6010                      1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     91741                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     44112                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     48234                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48227                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     18055                     1.0000                 GROUP II-1                   5 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33584                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     34223                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     48239                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75217                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     88101                     0.0000                   GROUP I                                            No                First Lien                 No                      360                     NO                NON-IO                       EMC
     48126                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     34983                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     95601                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     95815                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     48085                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     97236                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     10567                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48235                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     77088                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     30030                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     48224                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60409                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     87124                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     92404                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     7728                      1.0000                   GROUP I                    2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     93662                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     90606                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92308                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     20744                     1.0000                   GROUP I                    2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     95326                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     11554                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     95823                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     95932                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     37330                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     90240                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     43119                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33125                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     11714                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     48872                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     48141                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     49230                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     21009                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33167                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     92832                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     11727                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     32807                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     33525                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     2905                      1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     53209                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     60505                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     77075                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     21213                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     20785                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     70058                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     11003                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48203                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     6468                      1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     29414                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     60646                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     82935                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     64056                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33566                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49331                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     91745                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48125                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     92530                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48446                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     20155                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     21713                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     92324                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60419                     0.0000                   GROUP I                                            No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48197                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75092                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     18704                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48215                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     48209                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     48206                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     60639                     1.0000                   GROUP I                    3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     44035                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60651                     1.0000                   GROUP I                    3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     11207                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     6705                      1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     48838                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48229                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     49519                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     16441                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     50315                     1.0000                   GROUP I                    5 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33619                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48083                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     20748                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     21702                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     93277                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     48212                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     24521                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     39180                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     47523                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46516                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     89113                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     48076                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     48224                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85374                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     48146                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     89139                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     20695                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     20164                     1.0000                 GROUP II-2                   5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     93705                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     44102                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     21009                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     44133                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     55113                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     93535                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92807                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     96142                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     33511                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49505                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48228                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     2360                      1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     20602                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48225                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49601                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     92555                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     43614                     1.0000                   GROUP I                    5 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     18328                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32966                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     23323                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     90001                     1.0000                 GROUP II-2                   5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     48221                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     2863                      1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     11743                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     11206                     1.0000                   GROUP I                    2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     2151                      1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     96707                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     20708                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     34286                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     87120                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60619                     1.0000                   GROUP I                    2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     29150                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     48224                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     11751                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     6483                      1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     20602                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     29649                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48228                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85242                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     60629                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     61336                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     80915                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     20772                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     49017                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     21613                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32907                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48223                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     21830                     1.0000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33713                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48382                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     21742                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     92394                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     7111                      1.0000                 GROUP II-2                   3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60651                     1.0000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60013                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     81623                     1.0000                 GROUP II-1                   5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     48223                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     48089                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60004                     1.0000                   GROUP I                    3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     65616                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33168                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     90603                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     48213                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     72118                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     48708                     1.0000                   GROUP I                    5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     48895                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85629                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48060                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     7461                      1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     76109                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     32750                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48609                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     92503                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33463                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     48044                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     89110                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     10950                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     34638                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     55720                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49201                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     32750                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     45240                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     96002                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     93535                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     89031                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     96727                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33321                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33410                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33415                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     48342                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77476                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     60652                     1.0000                   GROUP I                    5 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     92563                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60440                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     11706                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     60632                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     34715                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     49230                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49098                     1.0000                   GROUP I                    5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33033                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     43145                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85257                     1.0000                 GROUP II-1                   5 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                       EMC
     33328                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     48204                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60477                     1.0000                   GROUP I                    3 YR                    No                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     60612                     0.0000                   GROUP I                                            No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     19146                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     20770                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     92504                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     90660                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60056                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48602                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     92407                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     60516                     1.0000                   GROUP I                    3 YR                    No                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     49221                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     20743                     1.0000                   GROUP I                    5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60411                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     43204                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     95971                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     8527                      1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85363                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     21771                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     20772                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33015                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48239                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60544                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     48765                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33068                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     34983                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     11727                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     92551                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     60616                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     81504                     1.0000                   GROUP I                    5 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     32952                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60140                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     48224                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60625                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     18328                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30062                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     96732                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     33147                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48174                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     48205                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33313                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     11420                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     90280                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     48195                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     90002                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     32060                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     10541                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33024                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     90022                     1.0000                 GROUP II-2                   5 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     91745                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     60559                     1.0000                   GROUP I                    3 YR                    No                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     33029                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     33021                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     15201                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     44128                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48116                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     34116                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48201                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     37343                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33313                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48910                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60617                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     19040                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     20720                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33196                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     43560                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     92562                     1.5000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                       EMC
     97502                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     12308                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     73111                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     73120                     0.0000                   GROUP I                                           Yes                First Lien                 No                      180                     NO                NON-IO                       EMC
     73507                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     36303                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     36303                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     48504                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     33853                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     85326                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     92223                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     48223                     1.0000                   GROUP I                    3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     85635                     0.0000                   GROUP I                                            No                First Lien                 No                      360                     NO                NON-IO                       EMC
     19403                     0.0000                   GROUP I                                            No                Second Lien                No                      360                     NO                NON-IO                       EMC
     63023                     0.0000                   GROUP I                                           Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     97203                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     97140                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     97140                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     98274                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     98274                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     97008                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     97008                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     97754                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                5 YEARS                      EMC
     48227                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                       EMC
     48006                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     48210                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     48220                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48180                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48422                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49546                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     48210                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                 MASTER FUNDING
     48006                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                       EMC
     49546                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                       EMC
     49509                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49224                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48150                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     48455                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48237                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48076                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48359                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48346                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48359                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                       EMC
     48076                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                       EMC
     48239                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     49249                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     60626                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     31324                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     39352                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     34606                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     75704                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     44805                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     77449                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     59901                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     52806                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                      EMC
     11741                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     16342                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     17404                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     31757                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     17320                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     33321                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     60626                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     7112                      1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     67502                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     31641                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                       EMC
     13492                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     7860                      1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     39574                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                       EMC
     2332                      1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     19709                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     5478                      1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                       EMC
     33435                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     48179                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33809                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     11422                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     42301                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     31904                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     24017                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     19145                     1.0000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                       EMC
     48154                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     31075                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     30047                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                    YES                5 YEARS                      EMC
     1752                      1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     19963                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     91606                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     33440                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30114                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     10940                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     27863                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48044                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     47025                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     40118                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30016                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     10303                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     1108                      1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     72532                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     14580                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     18328                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     67154                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33470                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     72756                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     87323                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                    YES                5 YEARS                      EMC
     21211                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     28803                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     2382                      1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48082                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     33543                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     6606                      1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     8065                      1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     87121                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     37049                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     21666                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     10465                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     83706                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     48195                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                      EMC
     49004                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48240                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33415                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     49201                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                      EMC
     49855                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48317                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     83651                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     30234                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                       EMC
     85706                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     17403                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     85745                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     51534                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     48235                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                Yes                      480                    YES                NON-IO                 MASTER FUNDING
     49249                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                 MASTER FUNDING
     33321                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                 MASTER FUNDING
     60626                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                 MASTER FUNDING
     7112                      0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                       EMC
     16342                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                 MASTER FUNDING
     44087                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                 MASTER FUNDING
     42301                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                 MASTER FUNDING
     48154                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                 MASTER FUNDING
     47025                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                 MASTER FUNDING
     1108                      0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                 MASTER FUNDING
     67154                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                 MASTER FUNDING
     87323                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                       EMC
     83651                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                 MASTER FUNDING
     49201                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                 MASTER FUNDING
     48317                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                 MASTER FUNDING
     48195                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                 MASTER FUNDING
     6606                      0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                 MASTER FUNDING
     83706                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                 MASTER FUNDING
     48072                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                      EMC
     48230                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     65560                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     65802                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     38104                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                       EMC
     33947                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32082                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     87059                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     34759                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     48072                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                       EMC
     65560                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                 MASTER FUNDING
     22302                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                      EMC
     30294                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     89108                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     81132                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     23602                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     93313                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     80534                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                       EMC
     6040                      1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     19136                     1.0000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                    YES                5 YEARS                MASTER FUNDING
     48316                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48837                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48231                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48842                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48075                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     48225                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                      EMC
     48227                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49229                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48334                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48036                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     37115                     1.5000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                      EMC
     48035                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48220                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     49464                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48021                     1.5000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48316                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                       EMC
     48075                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                 MASTER FUNDING
     48225                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                       EMC
     48021                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                 MASTER FUNDING
     8034                      1.0000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     10462                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30315                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     21214                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     8724                      0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33603                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     22079                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     7865                      1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     31410                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                       EMC
     11743                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     11743                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     33323                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     19462                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     30135                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     19038                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     8322                      0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     21225                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     1607                      1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30274                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     34761                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     2886                      0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     19355                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33021                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     23320                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     23320                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     33066                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     10466                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     8724                      0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     19038                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      360                     NO                NON-IO                       EMC
     33029                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     30135                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     6511                      1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     10466                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     17109                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32811                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30274                     0.0000                 GROUP II-1                                           No                Second Lien                No                      360                     NO                NON-IO                 MASTER FUNDING
     18324                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     5356                      1.0000                   GROUP I                    2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     48221                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     85301                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     85741                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     6234                      1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     97206                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     95501                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     80917                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     85388                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                       EMC
     19803                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     30315                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     50501                     0.0000                   GROUP I                                            No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     6610                      1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     6610                      0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     34613                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     34613                     0.0000                   GROUP I                                            No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     76179                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     78729                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     11422                     1.0000                   GROUP I                    2 YR                    No                First Lien                Yes                      480                     NO                NON-IO                       EMC
     70363                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     3103                      0.0000                   GROUP I                                           Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     89512                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     55417                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     80524                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     30354                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                       EMC
     34288                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30501                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     33617                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     47715                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     92551                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     33763                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                MASTER FUNDING
     33763                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     30297                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     34473                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     47842                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     32703                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                     NO                NON-IO                 MASTER FUNDING
     30534                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46310                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     12192                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     6024                      1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     6804                      1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     45373                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                MASTER FUNDING
     6018                      1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     13440                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     7206                      1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     6256                      0.0000                 GROUP II-1                                          Yes                First Lien                 No                      180                     NO                NON-IO                 MASTER FUNDING
     7524                      1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     18466                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     45373                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     6484                      1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     6379                      1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     2907                      1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     34202                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     46349                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                 MASTER FUNDING
     6716                      1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     7107                      1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     45449                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     45118                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85254                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     2891                      1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33417                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO               10 YEARS                      EMC
     33713                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     37388                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                MASTER FUNDING
     37388                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     27610                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     27610                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33460                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33610                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32308                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33617                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33467                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO               10 YEARS                      EMC
     60643                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     46349                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     8733                      1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     8757                      1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     12801                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32209                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     33777                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30019                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     30188                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     92220                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     92530                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85373                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     19320                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                MASTER FUNDING
     40118                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     93647                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     40118                     0.0000                   GROUP I                                            No                Second Lien                No                      360                     NO                NON-IO                       EMC
     53143                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     43219                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     18104                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     95838                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                    YES                NON-IO                       EMC
     21224                     1.5000                   GROUP I                    2 YR                    No                First Lien                 No                      360                     NO                NON-IO                       EMC
     84119                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     98205                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                     NO               10 YEARS                      EMC
     30233                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     77662                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                    YES                NON-IO                       EMC
     37363                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     66048                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      240                     NO                NON-IO                       EMC
     24266                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     33025                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     76002                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     76063                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     93313                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     89502                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     47933                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     47933                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     44135                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     63122                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     23607                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      240                     NO                NON-IO                       EMC
     92256                     0.0000                 GROUP II-1                                          Yes                Second Lien                No                      240                    YES                NON-IO                 MASTER FUNDING
     75424                     0.0000                 GROUP II-2                                           No                First Lien                 No                      180                     NO                NON-IO                 MASTER FUNDING
     19143                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      240                    YES                NON-IO                 MASTER FUNDING
     85016                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     98270                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     37912                     0.0000                 GROUP II-1                                           No                Second Lien                No                      180                    YES                NON-IO                 MASTER FUNDING
     30004                     0.0000                 GROUP II-1                                           No                First Lien                 No                      180                    YES                NON-IO                       EMC
     33916                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     32578                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     85218                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     34761                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     28146                     0.0000                 GROUP II-2                                           No                First Lien                 No                      240                    YES                NON-IO                 MASTER FUNDING
     2905                      0.0000                 GROUP II-2                                           No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     77657                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     18052                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     60443                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                       EMC
     20155                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                5 YEARS                      EMC
     24558                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     17320                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     60513                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     75013                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                    YES                NON-IO                 MASTER FUNDING
     34731                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     23234                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     23502                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     46227                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     33322                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     23220                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     33843                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49220                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     94565                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     60440                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     78619                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49660                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     30315                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     33510                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     65020                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46060                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     43332                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      240                     NO                NON-IO                 MASTER FUNDING
     85938                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     34120                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32244                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                    YES                NON-IO                       EMC
     46226                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     63857                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32514                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     40026                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                       EMC
     89129                     0.0000                 GROUP II-1                                           No                Second Lien                No                      240                     NO                NON-IO                       EMC
     34787                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     32817                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                    YES                NON-IO                       EMC
     48185                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                     NO                NON-IO                       EMC
     17109                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     49315                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     48030                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                    YES                NON-IO                 MASTER FUNDING
     66502                     1.0000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                    YES                NON-IO                       EMC
     89431                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     60534                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     15767                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     22968                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     87575                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                     NO                NON-IO                 MASTER FUNDING
     46064                     0.0000                 GROUP II-1                                           No                First Lien                 No                      180                    YES                NON-IO                 MASTER FUNDING
     33023                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     33611                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                                       5 YEARS                MASTER FUNDING
     46107                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     19601                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     67147                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     61616                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     46062                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       5 YEARS                MASTER FUNDING
     46721                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     33761                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     32244                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     28139                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     78258                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     18346                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     30655                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     34769                     0.0000                 GROUP II-1                                           No                First Lien                 No                      180                                       NON-IO                 MASTER FUNDING
     23601                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     50316                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                                       NON-IO                       EMC
     34668                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     33702                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     60115                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     48116                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     89115                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     49461                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     33169                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     60612                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     32117                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     32206                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                                       NON-IO                       EMC
     64050                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                                       NON-IO                       EMC
     53209                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     1602                      0.0000                 GROUP II-1                                           No                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     48219                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     37075                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      240                                       NON-IO                 MASTER FUNDING
     38017                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     46229                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     60532                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     38017                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     19026                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     33881                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      240                                       NON-IO                 MASTER FUNDING
     88005                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     48240                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     60450                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     49660                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     75010                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     33880                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                                      10 YEARS                MASTER FUNDING
     6109                      1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     49461                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                                       NON-IO                 MASTER FUNDING
     75009                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                 MASTER FUNDING
     89506                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     84078                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     23462                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     38115                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     33712                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     37013                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     37013                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     22191                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                 MASTER FUNDING
     46201                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     84109                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       5 YEARS                MASTER FUNDING
     76063                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     34482                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     45891                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     47804                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     2860                      1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     28269                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     46563                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     40509                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     63138                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     47630                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     44657                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     32808                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                MASTER FUNDING
     32808                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                                       NON-IO                       EMC
     67217                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     46236                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     32926                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     32233                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     47130                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     33614                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     64118                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     15210                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     19103                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                                       NON-IO                       EMC
     98168                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     97301                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     49509                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     33615                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     17403                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     1247                      0.0000                 GROUP II-2                                           No                First Lien                 No                      360                                       NON-IO                       EMC
     46750                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     49057                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     89115                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                MASTER FUNDING
     17112                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     46217                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     29621                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                                       NON-IO                       EMC
     19023                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     24421                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     30179                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                                       5 YEARS                      EMC
     32548                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     92570                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     89030                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     60010                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                                       5 YEARS                      EMC
     48064                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       5 YEARS                MASTER FUNDING
     85032                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     46220                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     23605                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                                       5 YEARS                MASTER FUNDING
     95831                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     49078                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     19026                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     49690                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                MASTER FUNDING
     46970                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     85621                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     60513                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                MASTER FUNDING
     92602                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     47403                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
      AZ                       1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     48504                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                                       NON-IO                       EMC
     67213                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     32218                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     33026                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     49091                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     45238                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     34481                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                MASTER FUNDING
     19149                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     37920                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     32177                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                                       NON-IO                       EMC
     28805                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     45231                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                MASTER FUNDING
     18505                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     29680                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     37129                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     49004                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     48442                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     49022                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     46617                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     94565                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     84084                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     1109                      1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     85027                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                MASTER FUNDING
     60624                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                                       NON-IO                       EMC
     49417                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     48504                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     85302                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     46123                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     48101                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     32725                     0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     89506                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     50561                     0.0000                 GROUP II-1                                           No                First Lien                 No                      360                                       NON-IO                       EMC
     60452                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     48180                     1.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     53511                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     61065                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     48912                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     80219                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     6108                      0.0000                 GROUP II-2                                          Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     85339                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     67216                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     49015                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                                       NON-IO                       EMC
     80216                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     48035                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     41015                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     31805                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     61412                     1.0000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     95348                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                MASTER FUNDING
     3442                      1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     55014                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     33936                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     33319                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     33319                     0.0000                   GROUP I                                           Yes                Second Lien                No                      180                                       NON-IO                       EMC
     30127                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                      10 YEARS                      EMC
     30291                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     30127                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     30067                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     36110                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     30011                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                                       NON-IO                       EMC
     55412                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     22192                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                      10 YEARS                      EMC
     55122                     0.0000                   GROUP I                                           Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     23503                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     19428                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     22191                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                      10 YEARS                      EMC
     89108                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     20707                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     89108                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     92308                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     33065                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                                       2 YEARS                      EMC
     92504                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     84067                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     19960                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     98335                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     90250                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     77379                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     48118                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     43204                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     43537                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     44312                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     43228                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                                       NON-IO                       EMC
     33023                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     45879                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                                       NON-IO                       EMC
     32818                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     33014                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     17038                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     38134                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     70506                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     77070                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     17113                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     91354                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     11236                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     10469                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                                       5 YEARS                      EMC
     60626                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     27406                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     22936                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     46408                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     63771                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     63366                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                                       5 YEARS                      EMC
     36116                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     28747                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     45381                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     29118                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                                       NON-IO                       EMC
     17402                     1.0000                 GROUP II-2                   3 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     83704                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     2909                      1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     33919                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     33919                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     46350                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     74017                     0.0000                 GROUP II-2                                           No                First Lien                 No                      360                                       NON-IO                       EMC
     21230                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                                       5 YEARS                      EMC
     90032                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     46350                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     54901                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     92335                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     18466                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     98277                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     48043                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     48023                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     28269                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                                       5 YEARS                      EMC
     8009                      1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     1376                      1.0000                 GROUP II-2                   3 YR                    No                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     45714                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     33907                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     48314                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     30127                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     78223                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     78223                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     45840                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     19541                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     65802                     1.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     32305                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                                       5 YEARS                MASTER FUNDING
     32305                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     55057                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     28025                     1.0000                 GROUP II-1                   3 YR                    No                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     65714                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     60490                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     60557                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     85242                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     49286                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     65714                     1.0000                 GROUP II-1                   2 YR                    No                First Lien                 No                      360                                       5 YEARS                      EMC
     28215                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                                       5 YEARS                MASTER FUNDING
     49330                     1.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                MASTER FUNDING
     63114                     1.0000                 GROUP II-2                   2 YR                    No                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     28215                     0.0000                 GROUP II-1                                           No                Second Lien               Yes                      360                                       NON-IO                       EMC
     93277                     0.0000                   GROUP I                                           Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     92377                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                                      10 YEARS                      EMC
     97462                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                                       NON-IO                       EMC
     23223                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                                       NON-IO                       EMC
     20784                     1.0000                   GROUP I                    2 YR                    No                First Lien                Yes                      480                                       NON-IO                       EMC
     21202                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     20772                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     22192                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     22031                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     21225                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     23832                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     85335                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                      10 YEARS                      EMC
     55744                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                                       NON-IO                       EMC
     91405                     2.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     91405                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                                       NON-IO                 MASTER FUNDING
     93703                     2.0000                 GROUP II-2                   2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                 MASTER FUNDING
     90605                     0.0000                 GROUP II-1                                          Yes                First Lien                Yes                      480                                       NON-IO                 MASTER FUNDING
     89086                     2.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                 MASTER FUNDING
     93720                     2.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     92801                     2.0000                 GROUP II-1                   3 YR                   Yes                First Lien                 No                      360                                      10 YEARS                      EMC
     92880                     2.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                 MASTER FUNDING
     92880                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                                       NON-IO                 MASTER FUNDING
     93657                     2.0000                 GROUP II-1                   2 YR                   Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     93657                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                                       NON-IO                 MASTER FUNDING
     90601                     0.0000                 GROUP II-1                                          Yes                First Lien                Yes                      480                                       NON-IO                 MASTER FUNDING
     92240                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                                       NON-IO                       EMC
     92203                     2.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                 MASTER FUNDING
     92203                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                                       NON-IO                 MASTER FUNDING
     91042                     0.0000                 GROUP II-1                                          Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     91401                     2.0000                 GROUP II-1                   2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                 MASTER FUNDING
     91401                     0.0000                 GROUP II-1                                          Yes                Second Lien               Yes                      360                                       NON-IO                 MASTER FUNDING
     92833                     2.0000                 GROUP II-2                   2 YR                   Yes                First Lien                 No                      360                                      10 YEARS                MASTER FUNDING
     99206                     0.0000                   GROUP I                                           Yes                Second Lien                No                      240                                       NON-IO                       EMC
     92879                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                                       NON-IO                 MASTER FUNDING
     33462                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     23223                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     53220                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     92411                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     46031                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     89120                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                      10 YEARS                      EMC
     46224                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     95973                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     31904                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                                       NON-IO                       EMC
     56007                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     33185                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     36535                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     33313                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     40219                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     30507                     1.0000                   GROUP I                    2 YR                    No                First Lien                Yes                      480                                       NON-IO                       EMC
     3865                      1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     44221                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     66102                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     47970                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     53218                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     63109                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     45140                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     33755                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                                       NON-IO                       EMC
     44109                     0.0000                   GROUP I                                           Yes                First Lien                 No                      360                                       NON-IO                       EMC
     66223                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     64130                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     46241                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     19001                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     77480                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     14701                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     76651                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     85607                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     93725                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     92509                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                      10 YEARS                      EMC
     36567                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     6705                      1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     32809                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     33880                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     85301                     1.0000                   GROUP I                    3 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     85301                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                                       NON-IO                       EMC
     19023                     1.5000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     19141                     1.5000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     42724                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     63135                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     85027                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     75115                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     49203                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     29405                     1.5000                   GROUP I                    2 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     32805                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     3588                      0.0000                   GROUP I                                           Yes                First Lien                 No                      360                                       NON-IO                       EMC
     32805                     0.0000                   GROUP I                                            No                Second Lien                No                      360                                       NON-IO                       EMC
     63138                     1.5000                   GROUP I                    2 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     29445                     1.5000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     19121                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     38106                     1.5000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     18045                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     33901                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     33901                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                                       NON-IO                       EMC
     31405                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     48124                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     85338                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     43147                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     46219                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     46060                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     48341                     0.0000                   GROUP I                                           Yes                First Lien                Yes                      480                                       NON-IO                       EMC
     32824                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     43231                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     30126                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     30126                     0.0000                   GROUP I                                            No                Second Lien                No                      360                                       NON-IO                       EMC
     98391                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     47451                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     2169                      1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                                      10 YEARS                      EMC
     33610                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     33610                     0.0000                   GROUP I                                           Yes                Second Lien               Yes                      360                                       NON-IO                       EMC
     22485                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     33020                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       5 YEARS                      EMC
     45231                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     20851                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                      10 YEARS                      EMC
     85085                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     45230                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     45236                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     74873                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     85306                     1.0000                   GROUP I                    2 YR                    No                First Lien                 No                      360                                       NON-IO                       EMC
     68118                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     52240                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     53121                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     37064                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                                       NON-IO                       EMC
     45415                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     63122                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     73089                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     17078                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     48223                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     43140                     1.0000                   GROUP I                    2 YR                   Yes                First Lien                 No                      360                                       NON-IO                       EMC
     53216                     0.0000                   GROUP I                                           Yes                Second Lien                No                      360                                       NON-IO                       EMC
     97222                     0.0000                   GROUP I                                           Yes                First Lien                Yes                      480                                       NON-IO                       EMC



EXHIBIT C
 
FORM OF TRANSFER AFFIDAVIT
 
Affidavit pursuant to Section 860E(e)(4) of the Internal Revenue Code of 1986, as amended, and for other purposes
 
STATE OF
)
 
 
)
ss.:
COUNTY OF
)
 
 
[NAME OF OFFICER], being first duly sworn, deposes and says:
 
1. That he/she is [Title of Officer] of [Name of Investor] (the “Investor”), a [savings institution] [corporation] duly organized and existing under the laws of [the State of _____] [the United States], on behalf of which he makes this affidavit.
 
2. That (i) the Investor is not a “disqualified organization” as defined in Section 860E(e)(5) of the Internal Revenue Code of 1986, as amended (the “Code”), or an electing large partnership as defined in Section 775(a) of the Code, and will not be a disqualified organization or an electing large partnership as of [Closing Date] [date of purchase]; (ii) it is not acquiring the Bear Stearns Asset Backed Securities I LLC Asset-Backed Certificates, Series 2006-HE7, Class [I-R-1][I-R-2][I-R-3][I-RX][II-R-1][II-RX] Certificates (the “Residual Certificates”) for the account of a disqualified organization or an electing large partnership; (iii) it consents to any amendment of the Pooling and Servicing Agreement that shall be deemed necessary by Bear Stearns Asset Backed Securities I LLC (upon advice of counsel) to constitute a reasonable arrangement to ensure that the Residual Certificates will not be owned directly or indirectly by a disqualified organization or an electing large partnership; and (iv) it will not transfer such Residual Certificates unless (a) it has received from the transferee an affidavit in substantially the same form as this affidavit containing these same seven representations and (b) as of the time of the transfer, it does not have actual knowledge that such affidavit is false.
 
3. That the Investor is one of the following: (i) a citizen or resident of the United States, (ii) a corporation or partnership (including an entity treated as a corporation or partnership for federal income tax purposes) created or organized in, or under the laws of, the United States or any state thereof or the District of Columbia (except, in the case of a partnership, to the extent provided in regulations), provided that no partnership or other entity treated as a partnership for United States federal income tax purposes shall be treated as a United States person within the meaning of the Code unless all persons that own an interest in such partnership either directly or through any entity that is not a corporation for United States federal income tax purposes are United States persons, (iii) an estate whose income is subject to United States federal income tax regardless of its source, or (iv) a trust other than a “foreign trust” as defined in Section 7701 (a)(31) of the Code.
 
4. That the Investor’s taxpayer identification number is ______________________.
 
5. That no purpose of the acquisition of the Residual Certificates is to avoid or impede the assessment or collection of tax.
 
6. That the Investor understands that, as the holder of the Residual Certificates, the Investor may incur tax liabilities in excess of any cash flows generated by such Residual Certificates.
 
7. That the Investor intends to pay taxes associated with holding the Residual Certificates as they become due.
 
IN WITNESS WHEREOF, the Investor has caused this instrument to be executed on its behalf, pursuant to authority of its Board of Directors, by its [Title of Officer] this ____ day of _________, 20__.
 
           
[NAME OF INVESTOR]
                         
                         
           
By:
 
           
Name:
[Name of Officer]
           
Title:
[Title of Officer]
             
[Address of Investor for receipt of distributions]
               
             
Address of Investor for receipt of tax information:

 



Personally appeared before me the above-named [Name of Officer], known or proved to me to be the same person who executed the foregoing instrument and to be the [Title of Officer] of the Investor, and acknowledged to me that he/she executed the same as his/her free act and deed and the free act and deed of the Investor.
 
Subscribed and sworn before me this ___ day of _________, 20___.
 
NOTARY PUBLIC
 
COUNTY OF
 
STATE OF
 
My commission expires the ___ day of ___________________, 20___.
 


EXHIBIT D
 
FORM OF TRANSFEROR CERTIFICATE
 
______________, 200___
 
Bear Stearns Asset Backed Securities I LLC
383 Madison Avenue
New York, New York 10179
 
LaSalle Bank National Association
135 South LaSalle Street, Suite 1625
Chicago, Illinois 60603
 
Attention: Bear Stearns Asset Backed Securities Trust 2006-HE7
 
Re:
 
Bear Stearns Asset Backed Securities I Trust 2006-HE7, Asset-Backed Certificates, Series 2006-HE7 (the “Certificates”), including the Class ___
Certificates (the “Privately Offered Certificates”)
 
Ladies and Gentlemen:
 
In connection with the sale by ___________ (the “Seller”) to ________ (the “Purchaser”) of $_________ Initial Certificate Principal Balance of Asset-Backed Certificates, Series 2006-HE7, Class _____ (the “Certificates”), issued pursuant to the Pooling and Servicing Agreement (the “Pooling and Servicing Agreement”), dated as of August 1, 2006, among Bear Stearns Asset Backed Securities I LLC, as depositor (the “Depositor”), EMC Mortgage Corporation, as seller and as master servicer, and LaSalle Bank National Association, as trustee (the “Trustee”). The Seller hereby certifies, represents and warrants to, a covenants with, the Depositor and the Trustee that:
 
Neither the Seller nor anyone acting on its behalf (a) has offered, pledged, sold, disposed of or otherwise transferred any Certificate, any interest in any Certificate or any other similar security to any person in any manner, (b) has solicited any offer to buy or to accept a pledge, disposition or other transfer of any Certificate, any interest in any Certificate or any other similar security from any person in any manner, (c) has otherwise approached or negotiated with respect to any Certificate, any interest in any Certificate or any other similar security with any person in any manner, (d) has made any general solicitation by means of general advertising or in any other manner, or (e) has taken any other action, that (as to any of (a) through (e) above) would constitute a distribution of the Certificates under the Securities Act of 1933 (the “Act”), that would render the disposition of any Certificate a violation of Section 5 of the Act or any state securities law, or that would require registration or qualification pursuant thereto. The Seller will not act in any manner set forth in the foregoing sentence with respect to any Certificate. The Seller has not and will not sell or otherwise transfer any of the Certificates, except in compliance with the provisions of the Pooling and Servicing Agreement.
 
             
Very truly yours,
               
             
 
             
(Seller)
                 
                 
             
By:
 
             
Name:
 
             
Title:
 




EXHIBIT E
 
FORM OF INVESTMENT LETTER (NON RULE 144A)
 
[Date]
[SELLER]
 
Bear Stearns Asset Backed Securities I LLC
383 Madison Avenue
New York, New York 10179
 
LaSalle Bank National Association
135 South LaSalle Street, Suite 1625
Chicago, Illinois 60603
 
Re:
 
Bear Stearns Asset Backed Securities I Trust 2006-HE7, Asset-Backed Certificates, Series 2006-HE7 (the “Certificates”), including the Class ___
Certificates (the “Privately Offered Certificates”)
 
Dear Ladies and Gentlemen:
 
In connection with our purchase of Privately Offered Certificates, we confirm that:
 
(i)
 
we understand that the Privately Offered Certificates are not being registered under the Securities Act of 1933, as amended (the “Act”) or any applicable state securities or “Blue Sky” laws, and are being sold to us in a transaction that is exempt from the registration requirements of such laws;
 
(ii)
 
any information we desired concerning the Certificates, including the Privately Offered Certificates, the trust in which the Certificates represent the entire beneficial ownership interest (the “Trust”) or any other matter we deemed relevant to our decision to purchase Privately Offered Certificates has been made available to us;
 
(iii)
 
we are able to bear the economic risk of investment in Privately Offered Certificates; we are an institutional “accredited investor” as defined in Section 501(a) of Regulation D promulgated under the Act and a sophisticated institutional investor;
 
(iv)
 
we are acquiring Privately Offered Certificates for our own account, not as nominee for any other person, and not with a present view to any distribution or other disposition of the Privately Offered Certificates;
 
(v)
 
we agree the Privately Offered Certificates must be held indefinitely by us (and may not be sold, pledged, hypothecated or in any way disposed of) unless subsequently registered under the Act and any applicable state securities or “Blue Sky” laws or an exemption from the registration requirements of the Act and any applicable state securities or “Blue Sky” laws is available;
 
(vi)
 
we agree that in the event that at some future time we wish to dispose of or exchange any of the Privately Offered Certificates (such disposition or exchange not being currently foreseen or contemplated), we will not transfer or exchange any of the Privately Offered Certificates unless:
 
 
(A) (1) the sale is to an Eligible Purchaser (as defined below), (2) if required by the Pooling and Servicing Agreement (as defined below) a letter to substantially the same effect as either this letter or, if the Eligible Purchaser is a Qualified Institutional Buyer as defined under Rule 144A of the Act, the Rule 144A and Related Matters Certificate in the form attached to the Pooling and Servicing Agreement (as defined below) (or such other documentation as may be acceptable to the Trustee) is executed promptly by the purchaser and delivered to the addressees hereof and (3) all offers or solicitations in connection with the sale, whether directly or through any agent acting on our behalf, are limited only to Eligible Purchasers and are not made by means of any form of general solicitation or general advertising whatsoever; and
 
 
(B) if the Privately Offered Certificate is not registered under the Act (as to which we acknowledge you have no obligation), the Privately Offered Certificate is sold in a transaction that does not require registration under the Act and any applicable state securities or “blue sky” laws and, if LaSalle Bank National Association (the “Trustee”) so requests, a satisfactory Opinion of Counsel is furnished to such effect, which Opinion of Counsel shall be an expense of the transferor or the transferee;
 
(vii)
 
we agree to be bound by all of the terms (including those relating to restrictions on transfer) of the Pooling and Servicing, pursuant to which the Trust was formed; we have reviewed carefully and understand the terms of the Pooling and Servicing Agreement;
 
(viii)
 
we either: (i) are not acquiring the Privately Offered Certificate directly or indirectly by, or on behalf of, an employee benefit plan or other retirement arrangement which is subject to Title I of the Employee Retirement Income Security Act of 1974, as amended, and/or section 4975 of the Internal Revenue Code of 1986, as amended, or (ii) in the case of the Privately Offered Certificates, have provided the Opinion of Counsel required by the Agreement, or (iii) in the case of the Class I-M-10, Class I-M-11, Class II-M-10 and Class II-M-11 Certificates, the transfer (1) will not result in a prohibited transaction which is not covered under an individual or class prohibited transaction exemption, including, but not limited to, Prohibited Transaction Class Exemption (“PTCE”) 84-14, PTCE 91-38, PTCE 90-1, PTCE 95-60 or PTCE 96-23 and (2) will not give rise to any additional obligations on the part of the Depositor, the Master Servicer or the Trustee.
 
(ix)
 
We understand that each of the Privately Offered Certificates bears, and will continue to bear, a legend to substantiate the following effect: THIS CERTIFICATE HAS NOT BEEN AND WILL NOT BE REGISTERED UNDER THE SECURITIES ACT OF 1933, AS AMENDED (THE “SECURITIES ACT”), OR UNDER ANY STATE SECURITIES LAWS. THE HOLDER HEREOF, BY PURCHASING THIS CERTIFICATE, AGREES THAT THIS CERTIFICATE MAY BE REOFFERED, RESOLD, PLEDGED OR OTHERWISE TRANSFERRED ONLY IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS AND ONLY (1) PURSUANT TO RULE 144A UNDER THE SECURITIES ACT (“RULE 144A”) TO A PERSON THAT THE HOLDER REASONABLY BELIEVES IS A QUALIFIED INSTITUTIONAL BUYER WITHIN THE MEANING OF RULE 144A (A “QIB”), PURCHASING FOR ITS OWN ACCOUNT OR A QIB PURCHASING FOR THE ACCOUNT OF A QIB, WHOM THE HOLDER HAS INFORMED, IN EACH CASE, THAT THE REOFFER, RESALE, PLEDGE OR OTHER TRANSFER IS BEING MADE IN RELIANCE ON RULE 144A, (2) PURSUANT TO AN EXEMPTION FROM REGISTRATION PROVIDED BY RULE 144 UNDER THE SECURITIES ACT (IF AVAILABLE) OR (3) IN CERTIFICATED FORM TO AN “INSTITUTIONAL ACCREDITED INVESTOR” WITHIN THE MEANING THEREOF IN RULE 501(a)(1), (2), (3) or (7) OF REGULATION D UNDER THE ACT OR ANY ENTITY IN WHICH ALL OF THE EQUITY OWNERS COME WITHIN SUCH PARAGRAPHS PURCHASING NOT FOR DISTRIBUTION IN VIOLATION OF THE SECURITIES ACT, SUBJECT TO (A) THE RECEIPT BY THE TRUSTEE OF A LETTER SUBSTANTIALLY IN THE FORM PROVIDED IN THE AGREEMENT AND (B) THE RECEIPT BY THE TRUSTEE OF SUCH OTHER EVIDENCE ACCEPTABLE TO THE TRUSTEE THAT SUCH REOFFER, RESALE, PLEDGE OR TRANSFER IS IN COMPLIANCE WITH THE SECURITIES ACT AND OTHER APPLICABLE LAWS OR IN EACH CASE IN ACCORDANCE WITH ALL APPLICABLE SECURITIES LAWS OF THE UNITED STATES AND ANY OTHER APPLICABLE JURISDICTION. [In the case of the Class I-M-10, Class I-M-11, Class II-M-10 and Class II-M-11 Certificates]: THIS CERTIFICATE MAY NOT BE ACQUIRED DIRECTLY OR INDIRECTLY BY, OR ON BEHALF OF, AN EMPLOYEE BENEFIT PLAN OR OTHER RETIREMENT ARRANGEMENT WHICH IS SUBJECT TO TITLE I OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED, OR SECTION 4975 OF THE INTERNAL REVENUE CODE OF 1986, AS AMENDED, UNLESS THE TRANSFEREE CERTIFIES OR REPRESENTS THAT THE PROPOSED TRANSFER AND HOLDING OF A CERTIFICATE AND THE SERVICING, MANAGEMENT AND OPERATION OF THE TRUST AND ITS ASSETS: (I) WILL NOT RESULT IN ANY PROHIBITED TRANSACTION WHICH IS NOT COVERED UNDER AN INDIVIDUAL OR CLASS PROHIBITED TRANSACTION EXEMPTION, INCLUDING, BUT NOT LIMITED TO, PROHIBITED TRANSACTION CLASS EXEMPTION (“PTCE”) 84-14, PTCE 91-38, PTCE 90-1, PTCE 95-60 OR PTCE 96-23 AND (II) WILL NOT GIVE RISE TO ANY ADDITIONAL OBLIGATIONS ON THE PART OF THE DEPOSITOR, THE MASTER SERVICER OR THE TRUSTEE, WHICH WILL BE DEEMED REPRESENTED BY AN OWNER OF A BOOK-ENTRY CERTIFICATE OR A GLOBAL CERTIFICATE OR UNLESS AN OPINION SPECIFIED IN SECTION 6.02 OF THE AGREEMENT IS PROVIDED.
 
 
[In the case of the Class I-P, Class I-CE, Class II-P and Class II-CE Certificates]:
 
 
NO TRANSFER OF THIS CERTIFICATE MAY BE MADE TO ANY PERSON, UNLESS THE TRANSFEREE PROVIDES EITHER A CERTIFICATION PURSUANT TO SECTION 6.02(h) OF THE AGREEMENT OR AN OPINION OF COUNSEL SATISFACTORY TO THE TRUSTEE THAT THE PURCHASE AND HOLDING OF THIS CERTIFICATE ARE PERMISSIBLE UNDER APPLICABLE LAW, WILL NOT CONSTITUTE OR RESULT IN ANY NON-EXEMPT PROHIBITED TRANSACTIONS UNDER SECTION 406 OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974, AS AMENDED (“ERISA”) OR SECTION 4975 OF THE CODE AND WILL NOT SUBJECT THE TRUSTEE, MASTER SERVICER OR THE DEPOSITOR TO ANY OBLIGATION OR LIABILITY IN ADDITION TO THOSE UNDERTAKEN IN THE AGREEMENT.
 
Eligible Purchaser” means a corporation, partnership or other entity which we have reasonable grounds to believe and do believe (i) can make representations with respect to itself to substantially the same effect as the representations set forth herein, and (ii) is either a Qualified Institutional Buyer as defined under Rule 144A of the Act or an institutional “Accredited Investor” as defined under Rule 501 of the Act.
 
Terms not otherwise defined herein shall have the meanings assigned to them in the Pooling and Servicing Agreement, dated as of August 1, 2006, among Bear Stearns Asset Backed Securities I LLC, as depositor, EMC Mortgage Corporation, as seller and as master servicer, and LaSalle Bank National Association, as Trustee (the “Pooling and Servicing Agreement’).
 
If the Purchaser proposes that its Certificates be registered in the name of a nominee on its behalf, the Purchaser has identified such nominee below, and has caused such nominee to complete the Nominee Acknowledgment at the end of this letter.
 
Name of Nominee (if any): __________________________



IN WITNESS WHEREOF, this document has been executed by the undersigned who is duly authorized to do so on behalf of the undersigned Eligible Purchaser on the ___ day of ________, 20___.
 
             
Very truly yours,
               
             
[PURCHASER]
                 
                 
             
By:
 
               
(Authorized Officer)
                 
             
By:
 
               
(Attorney-in-fact)

 

 



Nominee Acknowledgment
 
The undersigned hereby acknowledges and agrees that as to the Certificates being registered in its name, the sole beneficial owner thereof is and shall be the Purchaser identified above, for whom the undersigned is acting as nominee.
 
             
[NAME OF NOMINEE]
                 
             
By:
 
               
(Authorized Officer)
                 
             
By:
 
               
(Attorney-in-fact)



 

EXHIBIT F
 
FORM OF RULE 144A AND RELATED MATTERS CERTIFICATE
 
[SELLER]
 
Bear Stearns Asset Backed Securities I LLC
383 Madison Avenue
New York, New York 10179
 
LaSalle Bank National Association
135 South LaSalle Street, Suite 1625
Chicago, Illinois 60603
 
Re:
 
Bear Stearns Asset Backed Securities I Trust 2006-HE7, Asset-Backed Certificates, Series 2006-HE7 (the “Certificates”), including the Class
____ Certificates (the “Privately Offered Certificates”)
 
Dear Ladies and Gentlemen:
 
In connection with our purchase of Privately Offered Certificates, the undersigned certifies to each of the parties to whom this letter is addressed that it is a qualified institutional buyer (as defined in Rule 144A under the Securities Act of 1933, as amended (the “Act”)) as follows:
 
1. It owned and/or invested on a discretionary basis eligible securities (excluding affiliate’s securities, bank deposit notes and CD’s, loan participations, repurchase agreements, securities owned but subject to a repurchase agreement and swaps), as described below:
 
Date: ______________, 20__ (must be on or after the close of its most recent fiscal year)
 
Amount: $ _____________________; and
 
2. The dollar amount set forth above is:
 
 
a.
greater than $100 million and the undersigned is one of the following entities:
 
(1)
 
[ ]
 
an insurance company as defined in Section 2(13) of the Act1 ; or
 
(2)
 
[ ]
 
an investment company registered under the Investment Company Act or any business development company as defined in Section 2(a)(48) of the Investment Company Act of 1940; or
 
(3)
 
[ ]
 
a Small Business Investment Company licensed by the U.S. Small Business Administration under Section 301(c) or (d) of the Small Business Investment Act of 1958; or
 
(4)
 
[ ]
 
a plan (i) established and maintained by a state, its political subdivisions, or any agency or instrumentality of a state or its political subdivisions, the laws of which permit the purchase of securities of this type, for the benefit of its employees and (ii) the governing investment guidelines of which permit the purchase of securities of this type; or
 
(5)
 
[ ]
 
a business development company as defined in Section 202(a)(22) of the Investment Advisers Act of 1940; or
 
(6)
 
[ ]
 
a corporation (other than a U.S. bank, savings and loan association or equivalent foreign institution), partnership, Massachusetts or similar business trust, or an organization described in Section 501(c)(3) of the Internal Revenue Code; or
 
(7)
 
[ ]
 
a U.S. bank, savings and loan association or equivalent foreign institution, which has an audited net worth of at least $25 million as demonstrated in its latest annual financial statements; or
 
(8)
 
[ ]
 
an investment adviser registered under the Investment Advisers Act; or
 
b.
 
[ ]
 
greater than $10 million, and the undersigned is a broker-dealer registered with the SEC; or
 
c.
 
[ ]
 
less than $10 million, and the undersigned is a broker-dealer registered with the SEC and will only purchase Rule 144A securities in transactions in which it acts as a riskless principal (as defined in Rule 144A); or
 
d.
 
[ ]
 
less than $100 million, and the undersigned is an investment company registered under the Investment Company Act of 1940, which, together with one or more registered investment companies having the same or an affiliated investment adviser, owns at least $100 million of eligible securities; or
 
e.
 
[ ]
 
less than $100 million, and the undersigned is an entity, all the equity owners of which are qualified institutional buyers.
 
The undersigned further certifies that it is purchasing a Privately Offered Certificate for its own account or for the account of others that independently qualify as “Qualified Institutional Buyers” as defined in Rule 144A. It is aware that the sale of the Privately Offered Certificates is being made in reliance on its continued compliance with Rule 144A. It is aware that the transferor may rely on the exemption from the provisions of Section 5 of the Act provided by Rule 144A. The undersigned understands that the Privately Offered Certificates may be resold, pledged or transferred only to (i) a person reasonably believed to be a Qualified Institutional Buyer that purchases for its own account or for the account of a Qualified Institutional Buyer to whom notice is given that the resale, pledge or transfer is being made in reliance in Rule 144A, or (ii) an institutional “accredited investor,” as such term is defined under Rule 501 of the Act in a transaction that otherwise does not constitute a public offering.
 
The undersigned agrees that if at some future time it wishes to dispose of or exchange any of the Privately Offered Certificates, it will not transfer or exchange any of the Privately Offered Certificates to a Qualified Institutional Buyer without first obtaining a Rule 144A and Related Matters Certificate in the form hereof from the transferee and delivering such certificate to the addressees hereof. Prior to making any transfer of Privately Offered Certificates, if the proposed Transferee is an institutional “accredited investor,” the transferor shall obtain from the transferee and deliver to the addressees hereof an Investment Letter in the form attached to the Pooling and Servicing Agreement, dated as of August 1, 2006, among Bear Stearns Asset Backed Securities I LLC, as depositor, EMC Mortgage Corporation, as the seller and as master servicer, and LaSalle Bank National Association, as Trustee, pursuant to which the Certificates were issued.
 
The undersigned certifies that it either: (i) is not acquiring the Privately Offered Certificate directly or indirectly by, or on behalf of, an employee benefit plan or other retirement arrangement which is subject to Title I of the Employee Retirement Income Security Act of 1974, as amended, and/or section 4975 of the Internal Revenue Code of 1986, as amended, or (ii) in the case of the Privately Offered Certificates, has provided the Opinion of Counsel required by the Agreement, or (iii) in the case of the Class I-M-10, Class I-M-11, Class II-M-10 or Class II-M-11 Certificates, the transfer (1) will not result in a prohibited transaction which is not covered under an individual or class prohibited transaction exemption, including, but not limited to, Prohibited Transaction Class Exemption (“PTCE”) 84-14, PTCE 91-38, PTCE 90-1, PTCE 95-60 or PTCE 96-23 and (2) will not give rise to any additional obligations on the part of the Depositor, the Master Servicer or the Trustee.
 
If the Purchaser proposes that its Certificates be registered in the name of a nominee on its behalf, the Purchaser has identified such nominee below, and has caused such nominee to complete the Nominee Acknowledgment at the end of this letter.
 
Name of Nominee (if any): _______________________________________



IN WITNESS WHEREOF, this document has been executed by the undersigned who is duly authorized to do so on behalf of the undersigned Eligible Purchaser on the ____ day of ___________, 20___.
             
Very truly yours,
               
             
[PURCHASER]
                 
                 
             
By:
 
               
(Authorized Officer)
                 
             
By:
 
               
(Attorney-in-fact)

 

 



Nominee Acknowledgment

The undersigned hereby acknowledges and agrees that as to the Certificates being registered in its name, the sole beneficial owner thereof is and shall be the Purchaser identified above, for whom the undersigned is acting as nominee.
 
             
[NAME OF NOMINEE]
                 
             
By:
 
               
(Authorized Officer)
                 
             
By:
 
               
(Attorney-in-fact)

 


 

EXHIBIT G
 
FORM OF REQUEST FOR RELEASE
 
To:
LaSalle Bank National Association
 
135 South LaSalle Street, Suite 1625
 
Chicago, Illinois 60603
 
RE:  
 
Pooling and Servicing Agreement, dated as of August 1, 2006, among Bear Stearns Asset Backed Securities I LLC, as Depositor, EMC Mortgage Corporation, as seller and as master servicer, and LaSalle Bank National Association, as Trustee

In connection with the administration of the Mortgage Loans held by you pursuant to the above-captioned Pooling and Servicing Agreement, we request the release, and hereby acknowledge receipt, of the Mortgage File for the Mortgage Loan described below, for the reason indicated.
 
Mortgagor’s Name, Address & Zip Code:
 
Mortgage Loan Number:
 
Reason for Requesting Documents (check one):
 
_____
 
1.
 
Mortgage Loan paid in full. ([The Master Servicer] [The Trustee] hereby certifies that all amounts received in connection therewith have been credited to ______________________________.)
 
_____
 
2.
 
Mortgage Loan in foreclosure.
 
_____
 
3.
 
Repurchase. (The [Master Servicer] [Trustee] hereby certifies that the repurchase price has been credited to ________________________.)
 
_____
 
4.
 
A Mortgage Loan liquidated by _________________________. ([The Master Servicer] [The Trustee] hereby certifies that all proceeds of the foreclosure, insurance, condemnation or other liquidation have been finally received and credited to ______________________.)
 
_____
 
5.
 
Other (explain)
 

             
By:
 
               
(authorized signer)
             
Issuer:
 
             
Address:
 
                 
             
Date:
 


EXHIBIT H
 
DTC Letter of Representations

(See Tabs # 23 & # 64)


EXHIBIT I
 
Schedule of Mortgage Loans with Lost Notes

[Provided Upon Request]



EXHIBIT J
 
FORM OF CUSTODIAL AGREEMENT
 
CUSTODIAL AGREEMENT
 
THIS CUSTODIAL AGREEMENT (as amended and supplemented from time to time, the “Agreement”), dated as of August 30, 2006, by and among LASALLE BANK NATIONAL ASSOCIATION, not individually but solely as trustee under the Pooling and Servicing Agreement defined below (in such capacity, including its successors under the Pooling and Servicing Agreement defined below, the “Trustee”) and as custodian (in such capacity, together with any successor in interest or any successor appointed hereunder, the “Custodian”), BEAR STEARNS ASSET BACKED SECURITIES I LLC, as depositor (together with any successor in interest, the “Depositor”), EMC MORTGAGE CORPORATION, as a seller (in such capacity, “EMC”) and as master servicer (in such capacity, together with any successor in interest or successor under the Pooling and Servicing Agreement referred to below, the “Master Servicer”) and Master Funding LLC, as a seller (“Master Funding”, and together with EMC, the “Sellers”).
 
WITNESSETH THAT:
 
WHEREAS, the Depositor, EMC, the Master Servicer and the Trustee have entered into a Pooling and Servicing Agreement, dated as of August 1, 2006, relating to the issuance of Bear Stearns Asset Backed Securities I Trust 2006-HE7, Asset-Backed Certificates, Series 2006-HE7 (as in effect on the date of this Agreement, the “Original Pooling and Servicing Agreement,” and as amended and supplemented from time to time, the “Pooling and Servicing Agreement”).
 
WHEREAS, the Custodian has agreed to act as agent for the Trustee on behalf of the Certificateholders for the purposes of receiving and holding certain documents and other instruments delivered by the Depositor, the Sellers or the Master Servicer under the Pooling and Servicing Agreement, all upon the terms, conditions and obligations and subject to the limitations hereinafter set forth. In the event any custodian terms, conditions and obligations are defined in the Pooling and Servicing Agreement, this custodial agreement shall supercede;
 
NOW, THEREFORE, in consideration of the premises and the mutual covenants and agreements hereinafter set forth, the Trustee, the Depositor, the Sellers, the Master Servicer and the Custodian hereby agree as follows:
 
ARTICLE I.
DEFINITIONS
 
Section 1.1  Definitions. For purposes of this Agreement, the following terms shall have the indicated meanings unless the context or use indicates another or different meaning and intent, the definitions of such terms are equally applicable to the singular and the plural forms of such terms, the words “herein,” “hereof” and “hereunder” and other words of similar import refer to this Agreement as a whole and not to any particular section or other subdivision, and section references refer to sections of this Agreement.
 
"Business Day" shall mean any day other than (i) a Saturday or a Sunday, or (ii) a day on which banking institutions in The City of New York, New York, Chicago, Illinois, Minneapolis, Minnesota or any city in which the Corporate Trust Office of the Trustee or the principal office of the Master Servicer is located are authorized or obligated by law or executive order to be closed.
 
Closing Date” shall mean August 30, 2006.
 
EMC Flow Loans” shall mean the Mortgage Loans purchased by EMC pursuant to a flow loan agreement.
 
MERS” shall mean Mortgage Electronic Registration Systems, Inc., a corporation organized and existing under the laws of the State of Delaware, or any successor thereto.
 
MERS Mortgage Loan” shall mean any Mortgage Loan registered with MERS on the MERS® system.
 
MERS® System” shall mean the system of recording transfers of Mortgages electronically maintained by MERS.
 
MIN” shall mean the Mortgage Identification Number for Mortgage Loans registered with MERS on the MERS System.
 
MOM Loan” shall mean with respect to any Mortgage Loan, MERS acting as the mortgagee of such Mortgage Loan, solely as nominee for the originator of such Mortgage Loan and its successors and assigns, at the origination thereof.
 
Mortgage” shall mean the mortgage, deed of trust or other instrument creating a first or second lien on or first or second priority ownership interest in an estate in fee simple in real property securing a Mortgage Note.
 
Mortgage Assignment” shall mean an assignment of the Mortgage in recordable form, sufficient under the laws of the jurisdiction wherein the related Mortgaged Property is located to reflect the sale of the Mortgage.
 
Mortgage File” shall have the meaning set forth in Section 2 hereof.
 
Mortgage Loan” shall mean a first or subordinate lien mortgage loan on a one-to-four family residential property.
 
Mortgage Loan Schedule” shall mean the electronic schedule of Mortgage Loans identified in Schedule A.
 
Mortgaged Property” shall mean the real property securing repayment of a Mortgage Loan.
 
Mortgagor” shall mean the obligor on a Mortgage Note.
 
Note” shall mean any promissory note or other evidence of indebtedness evidencing the indebtedness of a Mortgagor under a Mortgage Loan.
 
Servicer” shall mean the related servicer of the Mortgage Loans as designated by Owner.
 
Any capitalized terms used in this Agreement and not defined herein shall have the meanings assigned in the Original Pooling and Servicing Agreement, unless otherwise required by the context herein.
 
ARTICLE II.
CUSTODY OF MORTGAGE DOCUMENTS
 
Section 2.1  Custodian to Act as Agent: Acceptance of Mortgage Files. The Custodian, as the duly appointed custodial agent of the Trustee for these purposes, acknowledges (subject to any exceptions noted in the Initial Certification referred to in Section 2.3(a)) receipt of the Mortgage Files relating to the Mortgage Loans identified on the Schedule attached hereto (the “Mortgage Loan Schedule”) and declares that it holds and will hold such Mortgage Files as agent for the Trustee, in trust, for the use and benefit of all present and future Certificateholders.
 
Section 2.2  Recordation of Assignments. If any Mortgage File includes one or more assignments of Mortgage that have not been recorded and the related Mortgage Loan is not a MERS Loan or the Custodian has not received written instructions from the related Seller or the Trustee that the related Mortgaged Properties are located in jurisdictions under the laws of which the recordation of such assignment is not necessary to protect the Trustee’s interest therein, each such assignment shall be delivered by the Custodian to the related Seller for the purpose of recording it in the appropriate public office for real property records, and the Sellers, at no expense to the Custodian, shall promptly cause to be recorded in the appropriate public office for real property records each such assignment of Mortgage and, upon receipt thereof from such public office, shall return each such assignment of Mortgage to the Custodian.
 
Section 2.3  Review of Mortgage Files.
 
(a)  The documents set forth in the definition “Mortgage File” herein shall be delivered and released to the Custodian relating to each of the Mortgage Loans to be purchased on a Closing Date. The related Mortgage Loans shall be identified in the Mortgage Loan Schedule in electronic format which shall be delivered to the Custodian at least two Business Days prior to each Closing Date. On or prior to the Closing Date, the Custodian shall deliver to EMC and the Trustee an Initial Certification in the form annexed hereto as Exhibit One evidencing receipt (subject to any exceptions noted therein) of a Mortgage File for each of the Mortgage Loans listed on Schedule A attached hereto (the “Mortgage Loan Schedule”).
 
(b)  Within 90 days thereafter, the Custodian agrees, for the benefit of Certificateholders, to review each such document, and shall deliver to EMC, the Master Servicer and the Trustee an Interim Certification in the form annexed hereto as Exhibit Two to the effect that all such documents have been executed and received and that such documents relate to the Mortgage Loans identified on the Mortgage Loan Schedule, except for any exceptions listed on Schedule A attached to such Interim Certification. The Custodian shall be under no duty or obligation to inspect, review or examine said documents, instruments, certificates or other papers to determine that the same are genuine, enforceable, or appropriate for the represented purpose or that they have actually been recorded or that they are other than what they purport to be on their face.
 
(c)  Not later than 180 days after the Closing Date, the Custodian shall review, for the benefit of Certificateholders, the Mortgage Files and deliver to EMC, the Master Servicer and the Trustee a Final Certification in the form annexed hereto as Exhibit Three evidencing whether each document required to be recorded has been returned from the recording office with evidence of recording thereon and the Custodian has received either an original or a copy thereof. If the Custodian finds any document missing, or to be unrelated, determined on the basis of the mortgagor name, original principal balance and loan number, to the mortgage loans identified on the Mortgage Loan Schedule or to appear defective on its face, the Custodian shall note such defect in the exception report attached to the Final Certification and shall promptly notify the Trustee.
 
(d)  In reviewing the Mortgage Files as provided herein, the Custodian shall make no representation as to and shall not be responsible to verify (i) the validity, legality, enforceability, due authorization, recordability, sufficiency or genuineness of any of the documents included in any Mortgage File or (ii) the collectibility, insurability, effectiveness or suitability of any of the documents in any Mortgage File.
 
In performing any such review, the Custodian may conclusively rely on the purported due execution and genuineness of any such document and on the purported genuineness of any signature thereon.
 
Upon receipt of written request from the Trustee, the Custodian shall as soon as practicable supply the Trustee with a list of all of the documents relating to the Mortgage Loans missing from the Mortgage Files.
 
Section 2.4  Custodian to Cooperate: Release of Mortgage Files. Upon receipt of written notice per Exhibit Four or Electronic Release Request per Exhibit Six from the Trustee that EMC has repurchased a Mortgage Loan pursuant to Article II of the Pooling and Servicing Agreement, and a request for release (a “Request for Release”) confirming that the purchase price therefor has been paid as required under the Pooling and Servicing Agreement, then the Custodian agrees to promptly release to EMC the related Mortgage File.
 
Upon the Custodian’s receipt of a Request for Release substantially in the form of Exhibit Four attached hereto or Electronic Release Request per Exhibit Six, stating that it has received payment in full of a Mortgage Loan or that payment in full will be escrowed in a manner customary for such purposes, the Custodian agrees promptly to release to the Master Servicer, the related Mortgage File. The Depositor shall deliver to the Custodian and the Custodian agrees to review in accordance with the provisions of the Custodial Agreement the Mortgage Note and other documents constituting the Mortgage File with respect to any Replacement Mortgage Loan.
 
From time to time as is appropriate for the servicing or foreclosure of any Mortgage Loan, the Master Servicer shall deliver to the Custodian a Request for Release per Exhibit Four or Electronic Release Request per Exhibit Five requesting that possession of all of the Mortgage File be released to the Master Servicer and certifying as to the reason for such release. Upon receipt of the foregoing, the Custodian shall deliver the Mortgage File to the Master Servicer. All Mortgage Files so released to the Master Servicer shall be held by it in trust for the Trustee for the use and benefit of all present and future Certificateholders. The Master Servicer shall cause each Mortgage File or any document therein so released to be returned to the Custodian when the need therefore by the Master Servicer no longer exists, unless (i) the Mortgage Loan has been liquidated, or (ii) the Mortgage File or such document has been delivered to an attorney, or to a public trustee or other public official as required by law, for purposes of initiating or pursuing legal action or other proceedings for the foreclosure of the Mortgaged Property.
 
Section 2.5  Assumption Agreements. In the event that any assumption agreement, substitution of liability agreement or sale of servicing agreement is entered into with respect to any Mortgage Loan subject to this Agreement, the Master Servicer shall notify the Custodian that such assumption or substitution agreement has been completed by forwarding to the Custodian the original of such assumption or substitution agreement, which shall be added to the related Mortgage File and, for all purposes, shall be considered a part of such Mortgage File to the same extent as all other documents and instruments constituting parts thereof.
 
ARTICLE III.
CONCERNING THE CUSTODIAN
 
Section 3.1  Custodian a Bailee and Agent of the Trustee. With respect to each Mortgage Note, Mortgage and other documents constituting each Mortgage File which are delivered to the Custodian, the Custodian is exclusively the bailee and custodial agent of the Trustee and has no instructions to hold any Mortgage Note or Mortgage for the benefit of any person other than the Trustee and the Certificateholders and undertakes to perform such duties and only such duties as are specifically set forth in this Agreement. Except upon compliance with the provisions of Section 2.4 of this Agreement, no Mortgage Note, Mortgage or Mortgage File shall be delivered by the Custodian to the Sellers, the Depositor or the Master Servicer or otherwise released from the possession of the Custodian.
 
Section 3.2  Custodian May Own Certificates. The Custodian in its individual or any other capacity may become the owner or pledgee of interests in the Mortgage Loans with the same rights it would have if it were not Custodian.
 
Section 3.3  Trustee to Pay Custodian’s Fees. The Trustee covenants and agrees to pay to the Custodian from time to time, and the Custodian shall be entitled to, reasonable compensation for all services rendered by it in the exercise and performance of any of the powers and duties hereunder of the Custodian.
 
Section 3.4  Custodian May Resign; Trustee May Remove Custodian. The Custodian may resign from the obligations and duties hereby imposed upon it as such obligations and duties relate to its acting as Custodian of the Mortgage Loans. Upon receiving such written notice of resignation, the Trustee shall either take custody of the Mortgage Files itself and give prompt written notice thereof to the Depositor, the Master Servicer and the Custodian, or promptly appoint a successor Custodian by written instrument, in duplicate, one copy of which instrument shall be delivered to the resigning Custodian and one copy to the successor Custodian. If the Trustee shall not have taken custody of the Mortgage Files and no successor Custodian shall have been so appointed and have accepted appointment within 30 days after the giving of such written notice of resignation, the resigning Custodian may petition any court of competent jurisdiction for the appointment of a successor Custodian.
 
The Trustee may remove the Custodian at any time upon 60 days prior written notice to Custodian. In such event, the Trustee shall appoint, or petition a court of competent jurisdiction to appoint, a successor Custodian hereunder. Any successor Custodian shall be a depository institution subject to supervision or examination by federal or state authority shall be able to satisfy the other requirements contained in Section 3.6 and shall be unaffiliated with the Master Servicer and the Depositor.
 
Any resignation or removal of the Custodian and appointment of a successor Custodian pursuant to any of the provisions of this Section 3.4 shall become effective upon acceptance of appointment by the successor Custodian. The Trustee shall give prompt notice to the Depositor and the Master Servicer of the appointment of any successor Custodian. Notwithstanding anything to the contrary set forth herein, no successor Custodian shall be appointed by the Trustee without the prior approval of the Depositor and the Master Servicer.
 
Section 3.5  Merger or Consolidation of Custodian. Any Person into which the Custodian may be merged or converted or with which it may be consolidated, or any Person resulting from any merger, conversion or consolidation to which the Custodian shall be a party, or any Person succeeding to the business of the Custodian, shall be the successor of the Custodian hereunder, without the execution or filing of any paper or any further act on the part of any of the parties hereto, anything herein to the contrary notwithstanding; provided that such successor is a depository institution subject to supervision or examination by federal or state authority and is able to satisfy the other requirements contained in Section 3.6.
 
Section 3.6  Representations of the Custodian. The Custodian hereby represents that it is a depository institution subject to supervision or examination by a federal or state authority, has a combined capital and surplus of at least $15,000,000 and is qualified to do business in the jurisdictions in which it will hold any Mortgage File.
 
Section 3.7  Limitation on Liability. Neither the Custodian nor any of its directors, officers, agents or employees, shall be liable for any action taken or omitted to be taken by it or them hereunder or in connection herewith in good faith and believed (which belief may be based upon the opinion or advice of counsel selected by it in the exercise of reasonable care) by it or them to be within the purview of this Agreement, except for its or their own negligence, lack of good faith or willful misconduct.  The Custodian and any director, officer, employee or agent of the Custodian may rely in good faith on any document of any kind prima facie properly executed and submitted by any person respecting any matters arising hereunder. In no event shall the Custodian or its directors, officers, agents and employees be held liable for any special, indirect or consequential damages resulting from any action taken or omitted to be taken by it or them hereunder or in connection herewith even if advised of the possibility of such damages.
 
Notwithstanding anything herein to the contrary, the Custodian agrees to indemnify the Trust Fund, the Trustee and each of their respective officers, directors and agents for any and all liabilities, obligations, losses, damages, payments, costs or expenses of any kind whatsoever that may be imposed on, incurred by or asserted against the Trustee or the Trust Fund, due to any negligent performance by the Custodian of its duties and responsibilities under this Agreement; provided, however, that the Custodian shall not be liable to any of the foregoing Persons for any amount and any portion of any such amount resulting from the willful misfeasance, bad faith or negligence of such person or the Custodian’s reliance on instructions from the Trustee or the Master Servicer. The provisions of this Section 3.7 shall survive the termination of this Custodial Agreement.
 
LaSalle Bank National Association, as Custodian and in its individual capacity, and its directors, officers, employees and agents shall be entitled to indemnification and defense from the Trust Fund for any loss, liability or expense incurred without negligence, willful misconduct, bad faith on their part, arising out of, or in connection with, the acceptance or administration of the custodial arrangement created hereunder, including the costs and expenses of defending themselves against any claim or liability in connection with the exercise or performance of any of their powers or duties hereunder.
 
Section 3.8  Limitation of Duties. The Custodian in its capacity as such:
 
(a)  in the course of its review of the Mortgage Files, shall not be required to make determinations (1) of a legal nature or (2) as to the authority of any officer or agent of the Master Servicer, Trustee or other entity who has executed (or certified with respect to) any document which is part of the Mortgage File;
 
(b)  shall have no duties or obligations other than those specifically set forth herein or as may subsequently be agreed upon in writing by the parties hereto and shall use the same degree of care and skill as is reasonably expected of financial institutions acting in comparable capacities;
 
(c)  will be regarded as making no representations and having no responsibilities as to the validity, sufficiency, value, genuineness, ownership or transferability of any Mortgage Loans and will not be required to and will not make any representations as to the validity, value or genuineness of the Mortgage Loans;
 
(d)  shall not be obligated to take any legal action hereunder which might in its judgment involve any expense or liability unless it has been furnished with reasonable indemnity;
 
(e)  may rely on and shall be protected in acting upon any certificate, instrument, opinion, notice, letter, telegram or other document, or any security, delivered to it and reasonably believed by it to be genuine and to have been signed by the Master Servicer or the Trustee;
 
(f)  may rely on and shall be protected in acting upon the written instructions of the Master Servicer or the Trustee and such employees and representatives of the Master Servicer and the Trustee, as applicable, may hereinafter designate in writing;
 
(g)  may consult counsel satisfactory to it (including counsel for the Trustee or the Master Servicer) and the opinion of such counsel shall be full and complete authorization and protection in respect of any action taken, suffered, or omitted by it hereunder in good faith and in accordance with the opinion of such counsel (provided that the fees of such counsel in connection with such consultation and opinion shall be paid by the Custodian); and
 
(h)  shall not be liable for any error of judgment, or for any act done or step taken or omitted by it, in good faith, or for any mistake of fact or law, or for anything which it may do or refrain from doing in connection therewith, except in the case of a breach of any of the Custodian’s obligations hereunder, negligence or willful misconduct.
 
The Custodian shall be held to the same standard of conduct, and shall be entitled to the same protections, privileges and immunities as other custodians acting in a custodial capacity are generally afforded.
 
No covenant or agreement contained herein shall be deemed to be the covenant or agreement of any member of the Board of Directors, or any director, officer, agent, employee or representative of the Trustee, Master Servicer or the Custodian in his or her individual capacity and none of such persons shall be subject to any personal liability or accountability by reason of the execution of this Agreement, whether by virtue of any constitution, statute or rule of law or by the enforcement of any assessment or penalty, or otherwise.
 
ARTICLE IV.
Compliance with Regulation AB
 
Section 4.1  Intent of the Parties; Reasonableness. The parties hereto acknowledge and agree that the purpose of this Article IV is to facilitate compliance by the Depositor with the provisions of Regulation AB and related rules and regulations of the Commission. The Depositor shall not exercise its right to request delivery of information or other performance under these provisions other than in good faith, or for purposes other than compliance with the Securities Act, the Exchange Act and the rules and regulations of the Commission under the Securities Act and the Exchange Act. Each of the parties hereto acknowledges that interpretations of the requirements of Regulation AB may change over time, whether due to interpretive guidance provided by the Commission or its staff, consensus among participants in the mortgage-backed securities markets, advice of counsel, or otherwise, and agrees to comply with requests made by the Depositor in good faith for delivery of information under these provisions on the basis of evolving interpretations of Regulation AB. The Custodian shall cooperate reasonably with the Depositor to deliver to the Depositor (including any of its assignees or designees), any and all disclosure, statements, reports, certifications, records and any other information necessary in the reasonable, good faith determination of the Depositor to permit the Depositor to comply with the provisions of Regulation AB.
 
Section 4.2  Additional Representations and Warranties of the Custodian.
 
(a)  The Custodian shall be deemed to represent to the Depositor as of the date hereof and on each date on which information is provided to the Trustee under Section 4.3 that, except as disclosed in writing to the Depositor prior to such date: (i) there are no aspects of its financial condition that could have a material adverse effect on the performance by it of its Custodian obligations under this Agreement or any other Securitization Transaction as to which it is the custodian; (ii) there are no material legal or governmental proceedings pending (or known to be contemplated) against it; and (iii) there are no affiliations, relationships or transactions relating to the Custodian with respect to the Depositor or any sponsor, issuing entity, servicer, originator, significant obligor, enhancement or support provider or other material transaction party (other than the Trustee, which is the same entity as the Custodian) (as such terms are used in Regulation AB) relating to the Securitization Transaction contemplated by the Agreement, as identified by the Depositor to the Custodian in writing as of the Closing Date (each, a "Transaction Party").
 
(b)  If so requested by the Depositor on any date following the Closing Date, the Custodian shall, within five Business Days following such request, confirm in writing the accuracy of the representations and warranties set forth in paragraph (a) of this Section or, if any such representation and warranty is not accurate as of the date of such confirmation, provide reasonably adequate disclosure of the pertinent facts, in writing, to the requesting party. Any such request from the Depositor shall not be given more than once each calendar quarter, unless the Depositor shall have a reasonable basis for a determination that any of the representations and warranties may not be accurate.
 
Section 4.3  Additional Information to Be Provided by the Custodian. For so long as the Trust is subject to the reporting obligations under the Exchange Act, for the purpose of satisfying the Depositor 's reporting obligation under the Exchange Act with respect to any class of publicly offered Certificates, the Custodian shall (a) notify the Depositor in writing of any material litigation or governmental proceedings pending against the Custodian that would be material to Certificateholders, and (b) provide to the Depositor (and the Trustee) unless the Custodian and the Trustee are the same party a written description of such proceedings. Any notices and descriptions required under this Section 4.3 shall be given no later than five Business Days prior to the Determination Date following the month in which the Custodian has knowledge of the occurrence of the relevant event. As of the date the Trustee files each Report on Form 10-D or Form 10-K with respect to the Certificates, the Custodian will be deemed to represent that any information previously provided under this Section 4.3, if any, is materially correct and does not have any material omissions unless the Custodian has provided an update to such information.
 
Section 4.4  Report on Assessment of Compliance and Attestation. On or before March 15th of each calendar year beginning in 2007, the Custodian shall:
 
(a)  deliver to the Trustee, the Master Servicer and the Depositor a report regarding the Custodian’s assessment of compliance (an “Assessment of Compliance”) with the Servicing Criteria during the preceding calendar year, as required under Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122 of Regulation AB. The Assessment of Compliance, as set forth in Regulation AB, must contain (i) a statement by such officer of its responsibility for assessing compliance with the Servicing Criteria applicable to the Custodian, (ii) a statement by such officer that the Custodian used the Servicing Criteria attached as Exhibit Five hereto, and which will also be attached to the Assessment of Compliance, to assess compliance with the Servicing Criteria applicable to the Custodian, (iii) an assessment by such officer of the Custodian’s compliance with the applicable Servicing Criteria for the period consisting of the preceding calendar year, including disclosure of any material instance of noncompliance with respect thereto during such period, which assessment shall be based on the activities the Custodian performs with respect to asset-based securities transactions taken as a whole involving the Custodian, that are backed by the same asset type as the Mortgage Loans, (iv) a statement that a registered public accounting firm has issued an attestation report on the Custodian’s Assessment of Compliance for the period consisting of the preceding calendar year, and (v) a statement as to which of the Servicing Criteria, if any, are not applicable to the Custodian, which statement shall be based on the activities the Custodian performs with respect to asset-backed securities transactions taken as a whole involving the Custodian, that are backed by the same asset type as the Mortgage Loans. Such report at a minimum shall address each of the Servicing Criteria specified on Exhibit Five hereto which are indicated as applicable to the Custodian; and
 
(b)  deliver to the Trustee, the Master Servicer and the Depositor an Attestation Report (an “Attestation Report”) by a registered public accounting firm that attests to, and reports on, the Assessment of Compliance made by the Custodian, as required by Rules 13a-18 and 15d-18 of the Exchange Act and Item 1122(b) of Regulation AB, which Attestation Report must be made in accordance with standards for attestation reports issued or adopted by the Public Company Accounting Oversight Board.
 
(c)  Notwithstanding the foregoing, an Assessment of Compliance is not required to be delivered by the Custodian unless it is required as part of a Form 10-K with respect to the Trust Fund.
 
Section 4.5  Indemnification; Remedies.
 
(a)  The Custodian shall indemnify the Depositor, each affiliate of the Depositor, the Master Servicer and each broker dealer acting as underwriter, placement agent or initial purchaser of the Certificates or each Person who controls any of such parties (within the meaning of Section 15 of the Securities Act and Section 20 of the Exchange Act); and the respective present and former directors, officers, employees and agents of each of the foregoing, and shall hold each of them harmless from and against any losses, damages, penalties, fines, forfeitures, legal fees and expenses and related costs, judgments, and any other costs, fees and expenses that any of them may sustain arising out of or based upon any failure by the Custodian to deliver any report on assessment of compliance or accountants’ attestation when and as required under this Article IV.
 
(b)  In the case of any failure of performance described in clause (i) of Section 4.5(a), the Custodian shall promptly reimburse the Depositor for all costs reasonably incurred by the Depositor in order to obtain the information, report, certification, accountants’ letter or other material not delivered as required by the Custodian.
 
ARTICLE V.
MISCELLANEOUS PROVISIONS
 
Section 5.1  Notices.  All notices, requests, consents and demands and other communications required under this Agreement or pursuant to any other instrument or document delivered hereunder shall be in writing and, unless otherwise specifically provided, may be delivered personally, by telegram or telex, or by registered or certified mail, postage prepaid, return receipt requested, at the addresses specified on the signature page hereof (unless changed by the particular party whose address is stated herein by similar notice in writing), in which case the notice will be deemed delivered when received.
 
Section 5.2  Amendments.  No modification or amendment of or supplement to this Agreement shall be valid or effective unless the same is in writing and signed by all parties hereto. The Trustee shall give prompt notice to the Custodian of any amendment or supplement to the Pooling and Servicing Agreement and furnish the Custodian with written copies thereof.
 
Section 5.3  GOVERNING LAW. THIS AGREEMENT SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK, WITHOUT REGARD TO CONFLICT OF LAWS PRINCIPLES THEREOF OTHER THAN SECTION 5-1401 OF THE NEW YORK GENERAL OBLIGATIONS LAW.
 
Section 5.4  Recordation of Agreement. To the extent permitted by applicable law, this Agreement is subject to recordation in all appropriate public offices for real property records in all the counties or other comparable jurisdictions in which any or all of the properties subject to the Mortgages are situated, and in any other appropriate public recording office or elsewhere, such recordation to be effected by the Depositor and at the Trust’s expense, but only upon direction accompanied by an Opinion of Counsel reasonably satisfactory to the Depositor to the effect that the failure to effect such recordation is likely to materially and adversely affect the interests of the Certificateholders.
 
For the purpose of facilitating the recordation of this Agreement as herein provided and for other purposes, this Agreement may be executed simultaneously in any number of counterparts, each of which counterparts shall be deemed to be an original, and such counterparts shall constitute but one and the same instrument.
 
Section 5.5  Severability of Provisions.  If any one or more of the covenants, agreements, provisions or terms of this Agreement shall be for any reason whatsoever held invalid, then such covenants, agreements, provisions or terms shall be deemed severable from the remaining covenants, agreements, provisions or terms of this Agreement and shall in no way affect the validity or enforceability of the other provisions of this Agreement or of the Certificates or the rights of the holders thereof.
 
[Signature Page Attached]
 



IN WITNESS WHEREOF, this Agreement is executed as of the date first above written.
 

Address:
 
135 South LaSalle Street, Suite 1625
Chicago, Illinois 60603
Attention: BSABS I Trust, Series 2006-HE7
LASALLE BANK NATIONAL ASSOCIATION, not individually but solely as Trustee
 
By:____________________________________________
Name: 
Title: 
   
Address:
 
2571 Busse Rd., Suite 200
Elk Grove Village, IL 60007
 
LASALLE BANK NATIONAL ASSOCIATION, as Custodian
 
By:____________________________________________
Name: 
Title:
   
Address:
 
383 Madison Avenue
New York, New York 10179
 
BEAR STEARNS ASSET BACKED SECURITIES I LLC
 
By:____________________________________________
Name: Joseph Jurkowski, Jr.
Title:  Vice President
   
Address:
 
2780 Lake Vista Drive
Lewisville, Texas 75067
(Facsimile: (469) 759-4714)
Attention: President or General Counsel
EMC MORTGAGE CORPORATION
 
By:____________________________________________
Name: 
Title: 
   
Address:
 
909 Hidden Ridge Drive, Suite 200
Irving, Texas 75038
(Facsimile: (972) 444-2880)
Attention: Mark Novachek
MASTER FUNDING LLC
 
By:____________________________________________
Name: 
Title: 
   

 



STATE OF ILLINOIS             )
) ss:
COUNTY OF COOK                 )
 
On the 30th day of August 2006 before me, a notary public in and for said State, personally appeared _________________, known to me to be an _______________ of LaSalle Bank National Association, one of the parties that executed the within agreement, and also known to me to be the person who executed the within agreement on behalf of said party and acknowledged to me that such party executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
 
                                        ______________________________
Notary Public
 
[SEAL]
 



 
STATE OF ILLINOIS             )
) ss:
COUNTY OF COOK                 )

On the 30th day of August 2006 before me, a notary public in and for said State, personally appeared ____________________, known to me to be a(n) ____________________ of LaSalle Bank National Association, one of the parties that executed the within instrument, and also known to me to be the person who executed it on behalf of said party, and acknowledged to me that such party executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
 
                                        ______________________________
Notary Public
 
[Notarial Seal]




STATE OF NEW YORK             )
                 ) ss:
COUNTY OF NEW YORK        )

On the 30th day of August 2006 before me, a notary public in and for said State, personally appeared Joseph Jurkowski, Jr., known to me to be a Vice President of Bear Stearns Asset Backed Securities I LLC, and also known to me to be the person who executed the within instrument on behalf of said party, and acknowledged to me that such party executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
 
                                        ______________________________
Notary Public
 
[SEAL]
 




STATE OF TEXAS            )
               ) ss:
COUNTY OF DALLAS        )

On the 30th day of August 2006 before me, a notary public in and for said State, personally appeared ____________________, known to me to be a(n) ____________________ of EMC Mortgage Corporation, one of the parties that executed the within instrument, and also known to me to be the person who executed the within instrument on behalf of said party, and acknowledged to me that such party executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
 
                                        ______________________________
Notary Public
 
[Notarial Seal]
 

 



STATE OF TEXAS            )
               ) ss:
COUNTY OF DALLAS        )
 
On the 30th day of August 2006 before me, a notary public in and for said State, personally appeared _____________________, known to me to be a(n) ____________________ of Master Funding LLC, one of the parties that executed the within instrument, and also known to me to be the person who executed the within instrument on behalf of said party, and acknowledged to me that such party executed the within instrument.
 
IN WITNESS WHEREOF, I have hereunto set my hand and affixed my official seal the day and year in this certificate first above written.
 
 
                                        ______________________________
Notary Public
 
[Notarial Seal]
 

 

SCHEDULE A
 
(Provided upon request)

 

EXHIBIT ONE
 

 
FORM OF CUSTODIAN INITIAL CERTIFICATION
 
August 30, 2006
 
LaSalle Bank National Association
135 South LaSalle Street, Suite 1625
Chicago, Illinois 60603     
 
EMC Mortgage Corporation
2780 Lake Vista Drive
Lewisville, Texas 75067
(Facsimile: (469) 759-4714)
Attention: President or General Counsel
 
Attention: Bear Stearns Asset Backed Securities I LLC, Series 2006-HE7
 
                Re:    
Custodial Agreement, dated as of August 30, 2006, by and among LaSalle Bank National Association, Bear Stearns Asset Backed Securities I LLC, EMC Mortgage Corporation and Master Funding LLC, relating to Bear Stearns Asset Backed Securities I Trust 2006-HE7, Asset-Backed Certificates, Series 2006-HE7 
 
Ladies and Gentlemen:
 
In accordance with Section 2.3(a) of the above-captioned Custodial Agreement, the undersigned, as Custodian, hereby certifies that it has received the following documents with respect to each Mortgage Loan listed in the Mortgage Loan Schedule, with any exceptions listed on Schedule A attached hereto: (i) an original note, including any riders thereto, endorsed without recourse to the order of LaSalle Bank National Association, as Trustee for certificateholders of ___________________________ or to blank and showing an unbroken chain of endorsements from the original payee thereof to the person endorsing it to the Trustee; (ii) an original mortgage and, if the related mortgage loan is a MERS Loan, registered with MERS, noting the presence of the mortgage identification number and language indicating that such mortgage loan is a MERS Loan, which shall have been recorded (or, for Mortgage Loans other than the EMC Flow Loans, if the original is not available, a copy) with evidence of such recording indicated thereon (or if clause (x) in the proviso below applies, shall be in recordable form); (iii) unless the mortgage loan is a MERS Loan, the assignment (either an original or a copy, which may be in the form of a blanket assignment if permitted in the jurisdiction in which the mortgage property is located) to the Trustee of the mortgage with respect to each mortgage loan in the name of ___________________________, which shall have been recorded (of if clause (x) in the proviso below applies, shall be in recordable form); (iv) an original or a copy of all intervening assignments of the mortgage, if any, with evidence of recording thereon; (v) the original policy of title insurance or mortgagee’s certificate of title insurance or commitment or binder for title insurance, if available, or a copy thereof, or, in the event that such original title insurance policy is unavailable, a photocopy thereof, or in lieu thereof, a current lien search on the related mortgaged property; and (vi) originals or copies of all available assumption, modification or substitution agreements, if any; provided, however, that in lieu of the foregoing, the Sellers may deliver the following documents, under the circumstances set forth below: (x) if any mortgage (other than the mortgages related to the EMC Flow Loans), assignment thereof to the Trustee or intervening assignments thereof have been delivered or are being delivered to recording offices for recording and have not been returned in time to permit their delivery as specified above, the Depositor may deliver a true copy thereof with a certification by the related Seller or the title company issuing the commitment for title insurance, on the face of such copy, substantially as follows: “Certified to be a true and correct copy of the original, which has been transmitted for recording”; and (y) in lieu of the mortgage notes relating to the Mortgage Loans identified in the list attached hereto, the Depositor may deliver a lost note affidavit and indemnity and a copy of the original note, if available.
 
Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Custodial Agreement.
 
LASALLE BANK NATIONAL ASSOCIATION
 

 
By:_______________________________
Name:_____________________________
Title:______________________________
 



SCHEDULE A
(Please see tab # 47)
 

 

EXHIBIT TWO
 

 
FORM OF CUSTODIAN INTERIM CERTIFICATION
 
[DATE]
 
LaSalle Bank National Association
135 South LaSalle Street, Suite 1625    
Chicago, Illinois 60603     
 
EMC Mortgage Corporation
2780 Lake Vista Drive
Lewisville, Texas 75067
(Facsimile: (469) 759-4714)
Attention: President or General Counsel
 
Attention: Bear Stearns Asset Backed Securities I LLC, Series 2006-HE7
 
                Re:
Custodial Agreement, dated as of August 30, 2006, by and among LaSalle Bank National Association, Bear Stearns Asset Backed Securities I LLC, EMC Mortgage Corporation and Master Funding LLC, relating to Bear Stearns Asset Backed Securities I Trust 2006-HE7, Asset-Backed Certificates, Series 2006-HE7 
 
Ladies and Gentlemen:
 
In accordance with Section 2.3(b) of the above-captioned Custodial Agreement, the undersigned, as Custodian, hereby certifies that it has received and reviewed the documents described in its initial certification dated August 30, 2006 and has determined that: all documents have been executed and received and that such documents relate to the Mortgage Loans identified on the Mortgage Loan Schedule, with any exceptions listed on Schedule A attached hereto.
 
Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Custodial Agreement.
 
LASALLE BANK NATIONAL ASSOCIATION
 

 
By:_______________________________
Name:_____________________________
Title:______________________________



SCHEDULE A
(Provided Upon Request)
 

 

EXHIBIT THREE
 

 
FORM OF CUSTODIAN FINAL CERTIFICATION
 
[DATE]
 
LaSalle Bank National Association
135 South LaSalle Street, Suite 1625
Chicago, Illinois 60603     
 
EMC Mortgage Corporation
2780 Lake Vista Drive
Lewisville, Texas 75067
(Facsimile: (469) 759-4714)
Attention: President or General Counsel
 
Attention: Bear Stearns Asset Backed Securities I LLC, Series 2006-HE7
 
            Re:
Custodial Agreement, dated as of August 30, 2006, by and among LaSalle Bank National Association, Bear Stearns Asset Backed Securities I LLC, EMC Mortgage Corporation and Master Funding LLC, relating to Bear Stearns Asset Backed Securities I Trust 2006-HE7, Asset-Backed Certificates, Series 2006-HE7 
 
Ladies and Gentlemen:
 
In accordance with Section 2.3(c) of the above-captioned Custodial Agreement, the undersigned, as Custodian, hereby certifies that it has received and reviewed the documents described in its initial certification dated August 30, 2006 and has determined that: all documents have been executed and received and that such documents relate to the Mortgage Loans identified on the Mortgage Loan Schedule, with any exceptions listed on Schedule A attached hereto.

Capitalized words and phrases used herein shall have the respective meanings assigned to them in the above-captioned Custodial Agreement.
 
LASALLE BANK NATIONAL ASSOCIATION
 

 
By:_______________________________
Name:_____________________________
Title:______________________________
 



SCHEDULE A
(Provided Upon Request)
 

 

EXHIBIT FOUR
 

 
FORM OF REQUEST FOR RELEASE OF DOCUMENTS AND RECEIPT
 


To: [Name/Address of Owner]
 


Attention:
 
            Re:  
Custodial Agreement, dated as of August 30, 2006, by and among LaSalle Bank National Association, Bear Stearns Asset Backed Securities I LLC, EMC Mortgage Corporation and Master Funding LLC, relating to Bear Stearns Asset Backed Securities I Trust 2006-HE7, Asset-Backed Certificates, Series 2006-HE7 
 
In connection with the Mortgage Files that you hold pursuant to the Custodial Agreement, we request the release, and acknowledge receipt of the Mortgage file/[specify document] for the Mortgage Loan described below, the reason indicated.

Mortgagor’s Name, Address and Zip Code:


Mortgage Loan Number:


Reason for Requesting Documents: (check one)

_____ 1. Mortgage Loan paid in full. ([The Master Servicer] [the Trustee] hereby certifies that all amounts received in connection therewith have been credited to __________________________________________________________________________.)

_____ 2. Mortgage Loan in foreclosure.

_____ 3. Repurchase. (The [Master Servicer] [Trustee] hereby certifies that the repurchase price has been credited to _____________________________________________.)

_____ 4. Mortgage Loan liquidated by _______________________________________. ([The Master Servicer] [The Trustee] hereby certifies that all proceeds of the foreclosure, insurance, condemnation or other liquidation have been finally received and credited to _____________________________________.

_____ 5. Other (explain):  


EXHIBIT FIVE

SERVICING CRITERIA TO BE ADDRESSED IN ASSESSMENT OF COMPLIANCE

The assessment of compliance to be delivered by the Custodian shall address, at a minimum, the criteria identified as below as “Applicable Servicing Criteria”;
 

 
Servicing Criteria
Applicable
Servicing Criteria
Reference
Criteria
 
 
General Servicing Considerations
 
 
1122(d)(1)(i)
Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements
 
 
1122(d)(1)(ii)
If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party’s performance and compliance with such servicing activities
 
 
1122(d)(1)(iii)
Any requirements in the transaction agreements to maintain a back-up servicer for the pool assets are maintained.
 
 
 
1122(d)(1)(iv)
A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements.
 
 
 
Cash Collection and Administration
 
 
 
1122(d)(2)(i)
Payments on pool assets are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements.
 
 
1122(d)(2)(ii)
Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel.
 
 
1122(d)(2)(iii)
Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances are made, reviewed and approved as specified in the transaction agreements.
 
 
 
1122(d)(2)(iv)
The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of overcollateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements.
 
 
 
1122(d)(2)(v)
Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, “federally insured depository institutions” with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act.
 
1122(d)(2)(vi)
Unissued checks are safeguarded so as to prevent unauthorized access.
 
 
 
 
 
 
1122(d)(2)(vii)
Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliations; and (D) contain explanations for reconciling items, These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements.
 
 
 
Investor Remittances and Reporting
 
 
 
 
 
1122(d)(3)(i)
Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements, (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors; or the trustee’s records as to the total unpaid principal balance and number of pool assets serviced by the servicer.
 
 
1122(d)(3)(ii)
Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements.
 
 
1122(d)(3)(iii)
Disbursements made to an investor are posted within two business days to the servicer’s investor records, or such other number of days specified in the transaction agreements.
 
 
1122(d)(3)(iv)
Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.
 
 
 
Pool Asset Administration
 
 
1122(d)(4)(i)
Collateral or security on pool assets is maintained as required by the transaction agreements or related asset pool documents.
1122(d)(4)(ii)
Pool assets and related documents are safeguarded as required by the transaction agreements.
 
1122(d)(4)(iii)
Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements
1 
 
 
1122(d)(4)(iv)
Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the servicer’s obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related pool asset documents.
 
 
1122(d)(4)(v)
The servicer’s records regarding the pool assets agree with the servicer’s records with respect to an obligor’s unpaid principal balance.
 
 
1122(d)(4)(vi)
Changes with respect to the terms or status of an obligor’s pool asset (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents.
 
 
1122(d)(4)(vii)
Loss mitigation of recovery actions (e.g., forbearance plans, modifications and deed in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction documents.
 
 
 
 
1122(d)(4)(viii)
Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction agreements., Such records are maintained in at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity’s activities in monitoring delinquent pool assets including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment).
 
 
1122(d)(4)(ix)
Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related pool asset documents.
 
 
 
 
 
1122(d)(4)(x)
Regarding any funds held in trust for an obligor (such as escrow accounts); (A) such funds are analyzed, in accordance with the obligor’s pool asset documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents and state laws; and (C) such funds are returned to the obligor within 3- calendar days of full repayment of the related pool asset, or such other number of days specified in the transaction agreements.
 
 
 
1122(d)(4)(xi)
Payments made on behalf of an obligor (such as tax ore insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the service at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements.
 
 
1122(d)(4)(xii)
Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the servicer’s funds and not charged to the obligor, unless the late payment was due to the obligor’s error or omission.
 
1122(d)(4)(xiii)
Disbursements made on behalf of an obligor are posted within two business days to the obligor’s records maintained by the servicer, or such other number of days specified in the transaction agreements.
 
1122(d)(4)(xiv)
Delinquencies, charge-offs and uncollectible funds are recognized and recorded in accordance with the transaction agreements.
 
1122(d)(4)(xv)
Any external enhancement or other support, identified in item 1114(a)(1) through (3) or item 1115 of Regulation AB, is maintained as set forth in the transaction agreements.
 


1 Only with respect to the logistics of adding, removing or substituting loan files.

EXHIBIT SIX

ELECTRONIC RELEASE REQUEST (Excel)

Collateral Release Tasks
 
 
 
Required Field Header
Description
 
 
Customer
Value can be constant of '1018'
 
 
Poolnum
pool number if available, can be left blank as well
 
 
Loaned
EMC loan#, required field
 
 
loc_code
Codes must be mutually agreed upon with custodian. Examples are PDPO= loans released for payoff, FORC = loans released for foreclosure, OLIQ= loans released for repurchase, NLIQ = loans released for non-liquidation/correction.
 
 
rel_code
Codes must be mutually agreed upon with custodian. Examples are
1 = payoff, 2 = foreclosure, 4 = repurchase, 5 = non-liquidation.
 
 
rel_doclist
Can be left blank
 
 
notation
"Name of Person File Being Released To @ Company Name" (i.e. Sharon Ayers@EMC)
 
 
reqstr
Can be left blank
 
 
reqstr_sig
Signatory code assigned to requestor, TBD
 
 
amend
0 = new release request, 1= amend an existing released record (ie. FORC to PDPO)


 

EXHIBIT K
 
FORM OF BACK-UP CERTIFICATION
 
 
Re:  The [ ] agreement dated as of [ ], 200[ ] (the “Agreement”), among [IDENTIFY PARTIES]
 
I, ________________________________, the _______________________ of [NAME OF COMPANY], certify to [the Purchaser], [the Depositor], and the [Master Servicer] [Trustee], and their officers, with the knowledge and intent that they will rely upon this certification, that:
 
(1) I have reviewed the servicer compliance statement of the Company provided in accordance with Item 1123 of Regulation AB (the “Compliance Statement”), the report on assessment of the Company’s compliance with the servicing criteria set forth in Item 1122(d) of Regulation AB (the “Servicing Criteria”), provided in accordance with Rules 13a-18 and 15d-18 under Securities Exchange Act of 1934, as amended (the “Exchange Act”) and Item 1122 of Regulation AB (the “Servicing Assessment”), the registered public accounting firm’s attestation report provided in accordance with Rules 13a-18 and 15d-18 under the Exchange Act and Section 1122(b) of Regulation AB (the Attestation Report”), and all servicing reports, officer’s certificates and other information relating to the servicing of the Mortgage Loans by the Company during 200[ ] that were delivered by the Company to the [Depositor] [Master Servicer] [Trustee] pursuant to the Agreement (collectively, the “Company Servicing Information”);
 
(2) Based on my knowledge, the Company Servicing Information, taken as a whole, does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in the light of the circumstances under which such statements were made, not misleading with respect to the period of time covered by the Company Servicing Information;
 
(3) Based on my knowledge, all of the Company Servicing Information required to be provided by the Company under the Agreement has been provided to the [Depositor] [Master Servicer] [Trustee];
 
(4) I am responsible for reviewing the activities performed by the Company as servicer under the Agreement, and based on my knowledge and the compliance review conducted in preparing the Compliance Statement and except as disclosed in the Compliance Statement, the Servicing Assessment or the Attestation Report, the Company has fulfilled its obligations under the Agreement in all material respects; and
 
(5) The Compliance Statement required to be delivered by the Company pursuant to the Agreement, and the Servicing Assessment and Attestation Report required to be provided by the Company and by any Subservicer or Subcontractor pursuant to the Agreement, have been provided to the [Depositor] [Master Servicer]. Any material instances of noncompliance described in such reports have been disclosed to the [Depositor] [Master Servicer]. Any material instance of noncompliance with the Servicing Criteria has been disclosed in such reports.
 

 
Date: _________________________
 
 
By:
 
Name:  ________________________________
 
Title:  ________________________________

 

 

EXHIBIT L

FORM OF MORTGAGE LOAN PURCHASE AGREEMENT
 
MORTGAGE LOAN PURCHASE AGREEMENT, dated as of August 30, 2006, as amended and supplemented by any and all amendments hereto (collectively, “this Agreement”), by and among EMC MORTGAGE CORPORATION, a Delaware corporation (“EMC” or a “Mortgage Loan Seller”), MASTER FUNDING LLC, a Delaware limited liability company (a “Mortgage Loan Seller” or “Master Funding”, and together with EMC, the “Mortgage Loan Sellers”) and BEAR STEARNS ASSET BACKED SECURITIES I LLC, a Delaware limited liability company (the “Purchaser”).
 
Upon the terms and subject to the conditions of this Agreement, each Mortgage Loan Seller agrees to sell, and the Purchaser agrees to purchase, certain conventional, closed-end, subprime, fixed rate and adjustable rate, first and second lien mortgage loans secured by one- to four-family residences (collectively, the “Mortgage Loans”) as described herein. The Purchaser intends to deposit the Mortgage Loans into a trust fund (the “Trust Fund”) and create Bear Stearns Asset-Backed Securities I Trust 2006-HE7, Asset-Backed Certificates, Series 2006-HE7 (the “Certificates”), under a pooling and servicing agreement, to be dated as of August 1, 2006 (the “Pooling and Servicing Agreement”), among the Purchaser, as depositor, EMC, as seller and as master servicer (the “Master Servicer”), and LaSalle Bank National Association, as trustee (the “Trustee”).
 
The Purchaser has filed with the Securities and Exchange Commission (the “Commission”) a registration statement on Form S-3 (Number 333-131374) relating to its Asset-Backed Certificates and the offering of certain series thereof (including certain classes of the Certificates) from time to time in accordance with Rule 415 under the Securities Act of 1933, as amended, and the rules and regulations of the Commission promulgated thereunder (the “Securities Act”). Such registration statement, when it became effective under the Securities Act, and the prospectus relating to the public offering of certain classes of the Certificates by the Purchaser (the “Public Offering”), as each may be amended or supplemented from time to time pursuant to the Securities Act or otherwise, are referred to herein as the “Registration Statement” and the “Prospectus,” respectively. The “Free Writing Prospectus” shall mean the free writing prospectus, dated August 10, 2006, relating to certain classes of the Certificates. The “Prospectus Supplement” shall mean the final supplement, dated August [ ], 2006, to the Prospectus, dated June 7, 2006, relating to certain classes of the Certificates. With respect to the Public Offering of certain classes of the Certificates, Bear, Stearns & Co. Inc. (“Bear Stearns”) and the Purchaser have entered into a terms agreement, dated as of August 10, 2006, to an underwriting agreement, dated April 13, 2006 (together, the “Underwriting Agreement”) between Bear Stearns and the Purchaser.
 
Now, therefore, in consideration of the premises and the mutual agreements set forth herein, the parties hereto agree as follows:
 
SECTION 1.  Definitions. Certain terms are defined herein. Capitalized terms used herein but not defined herein shall have the meanings specified in the Pooling and Servicing Agreement. The following other terms are defined as follows:
 
Acquisition Price: With respect to EMC and the sale of the EMC Mortgage Loans, cash in an amount equal to $          *              (plus $              *          in accrued interest) and the retained certificates. With respect to Master Funding and the sale of the Master Funding Mortgage Loans, cash in an amount equal to $           *              (plus $            *             in accrued interest).
 
Bear Stearns: Bear, Stearns & Co. Inc.
 
Closing Date: August 30, 2006.
 
Custodial Agreement: An agreement, dated as of August 30, 2006, among the Depositor, EMC, Master Funding, the Master Servicer, the Trustee and LaSalle Bank National Association as custodian (in such capacity, the “Custodian”).
 
Cut-off Date: August 1, 2006.
 
Deleted Mortgage Loan: A Mortgage Loan replaced or to be replaced by a Replacement Mortgage Loan.
 
Due Date: As to any Mortgage Loan, the date in each month on which the related Scheduled Payment is due, as set forth in the related Mortgage Note.
 
EMC: EMC Mortgage Corporation.
 
EMC Flow Loans: The Mortgage Loans purchased by EMC pursuant to a flow loan purchase agreement.
 
EMC Mortgage Loans: The Mortgage Loans identified as such on the Mortgage Loan Schedule for which EMC is the applicable Mortgage Loan Seller.
 
Fitch: Fitch, Inc., or its successors in interest.
 
Group I Cut-off Date Balance: Shall mean $186,762,941.81.
 
Group II Cut-off Date Balance: Shall mean $414,356,192.66.
 
LaSalle: LaSalle Bank National Association, or its successors in interest.
 
Master Funding: Master Funding LLC.
 
Master Funding Mortgage Loan: The Mortgage Loans identified as such on the Mortgage Loan Schedule for which Master Funding is the applicable Mortgage Loan Seller.
 
MERS: Mortgage Electronic Registration Systems, Inc., a corporation organized and existing under the laws of the State of Delaware, or any successor thereto.
 
MERS® System: The system of recording transfers of Mortgages electronically maintained by MERS.
 
Moody’s: Moody’s Investors Service, Inc., or its successors in interest.
 
Mortgage: The mortgage, deed of trust or other instrument creating a first or second lien on or first or second priority ownership interest in an estate in fee simple in real property securing a Mortgage Note.
 
Mortgage File: The items referred to in Exhibit 1 pertaining to a particular Mortgage Loan and any additional documents required to be added to such documents pursuant to this Agreement.
 
Mortgage Rate: The annual rate of interest borne by a Mortgage Note as stated herein.
 
Mortgagor: The obligor(s) on a Mortgage Note.
 
Net Mortgage Rate: As to each Mortgage Loan, and at any time, the per annum rate equal to the Mortgage Rate less the sum of (i) the Servicing Fee Rate, (ii) the Trustee Fee Rate and (iii) the rate at which the LPMI Fee is calculated, if any.
 
Opinion of Counsel: A written opinion of counsel, who may be counsel for the Mortgage Loan Sellers or the Purchaser, reasonably acceptable to the Trustee.
 
Person: Any legal person, including any individual, corporation, partnership, joint venture, association, joint stock company, trust, unincorporated organization or government or any agency or political subdivision thereof.
 
Piggyback Loan: A second lien Mortgage Loan originated by the same originator to the same borrower at the same time as the first lien Mortgage Loan, each secured by the same Mortgaged Property.
 
Purchase Price: With respect to any Mortgage Loan required to be purchased by EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) pursuant to the applicable provisions of this Agreement, an amount equal to the sum of (i) 100% of the principal remaining unpaid on such Mortgage Loan as of the date of purchase (including if a foreclosure has already occurred, the principal balance of the related Mortgage Loan at the time the Mortgaged Property was acquired), (ii) accrued and unpaid interest thereon at the Mortgage Rate through and including the last day of the month of purchase and (iii) any costs and damages (if any) incurred by the Trust in connection with any violation of such Mortgage Loan of any anti-predatory lending laws.
 
Rating Agencies: Standard & Poor’s and Moody’s, each a “Rating Agency.”
 
Replacement Mortgage Loan: A mortgage loan substituted for a Deleted Mortgage Loan which must meet on the date of such substitution the requirements stated herein and in the Pooling and Servicing Agreement; upon such substitution, such mortgage loan shall be a “Mortgage Loan” hereunder.
 
Securities Act: The Securities Act of 1933, as amended.
 
Standard & Poor’s: Standard & Poor’s, a division of The McGraw-Hill Companies, Inc. or its successors in interest.
 
Subgroup II-2 Mortgage Loans: The Mortgage Loans with respect to Subgroup II-2.
 
Value: The value of the Mortgaged Property at the time of origination of the related Mortgage Loan, such value being the lesser of (i) the value of such property set forth in an appraisal accepted by the applicable originator of the Mortgage Loan or (ii) the sales price of such property at the time of origination.
 
SECTION 2.  Purchase and Sale of the Mortgage Loans and Related Rights. 
 
(a)  Upon satisfaction of the conditions set forth in Section 11 hereof, each Mortgage Loan Seller agrees to sell, and the Purchaser agrees to purchase Mortgage Loans sold by such Mortgage Loan Seller having an aggregate outstanding principal balance as of the Cut-off Date equal to the Group I Cut-off Date Balance and Group II Cut-off Date Balance, and each Mortgage Loan Seller’s interest in the Group I Swap Agreement and Group II Swap Agreement.
 
(b)  The closing for the purchase and sale of the Mortgage Loans and the closing for the issuance of the Certificates will take place on the Closing Date at the office of the Purchaser’s counsel in New York, New York or such other place as the parties shall agree.
 
(c)  Upon the satisfaction of the conditions set forth in Section 11 hereof, on the Closing Date, the Purchaser shall pay to each respective Mortgage Loan Seller the related Acquisition Price for the Mortgage Loans sold by such Mortgage Loan Seller in immediately available funds by wire transfer to such account or accounts as shall be designated by such Mortgage Loan Seller.
 
SECTION 3.  Mortgage Loan Schedule. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) agrees to provide to the Purchaser as of the date hereof a listing of the Mortgage Loans (the “Mortgage Loan Schedule”) setting forth the information listed on Exhibit 2 to this Agreement with respect to each of the Mortgage Loans being sold by the respective Mortgage Loan Sellers.
 
SECTION 4.  Mortgage Loan Transfer. 
 
(a)  The Purchaser will be entitled to all scheduled payments of principal and interest on the Mortgage Loans due after the Cut-off Date (regardless of when actually collected) and all payments thereof. Each Mortgage Loan Seller will be entitled to all scheduled payments of principal and interest on the Mortgage Loans sold by it to the Purchaser due on or before the Cut-off Date (including payments collected after the Cut-off Date) and all payments thereof. Such principal amounts and any interest thereon belonging to the related Mortgage Loan Seller as described above will not be included in the aggregate outstanding principal balance of the Mortgage Loans as of the Cut-off Date as set forth on the Mortgage Loan Schedule.
 
(b)  Pursuant to various conveyancing documents to be executed on the Closing Date and pursuant to the Pooling and Servicing Agreement, the Purchaser will assign on the Closing Date all of its right, title and interest in and to the Mortgage Loans to the Trustee for the benefit of the Certificateholders. In connection with the transfer and assignment of the Mortgage Loans, each Mortgage Loan Seller has delivered or will deliver or cause to be delivered to the Trustee, or the Custodian on behalf of the Trustee, by the Closing Date or such later date as is agreed to by the Purchaser and such Mortgage Loan Seller (each of the Closing Date and such later date is referred to as a “Mortgage File Delivery Date”), the items of the Custodian’s Mortgage File, provided, however, that in lieu of the foregoing, each Mortgage Loan Seller may deliver the following documents, under the circumstances set forth below: (x) in lieu of the original Mortgage (other than the Mortgages related to the EMC Flow Loans), assignments to the Trustee or intervening assignments thereof which have been delivered, are being delivered or will upon receipt of recording information relating to the Mortgage required to be included thereon, be delivered to recording offices for recording and have not been returned in time to permit their delivery as specified above, the related Mortgage Loan Seller may deliver a true copy thereof with a certification by such Mortgage Loan Seller or the Master Servicer, on the face of such copy, substantially as follows: “Certified to be a true and correct copy of the original, which has been transmitted for recording;” (y) in lieu of the Mortgage (other than the Mortgages related to the EMC Flow Loans), assignments to the Trustee or intervening assignments thereof, if the applicable jurisdiction retains the originals of such documents or if the originals are lost (in each case, as evidenced by a certification from such Mortgage Loan Seller or the Master Servicer to such effect), such Mortgage Loan Seller may deliver photocopies of such documents containing an original certification by the judicial or other governmental authority of the jurisdiction where such documents were recorded; and (z) in lieu of the Mortgage Notes relating to the Mortgage Loans, each identified in the list delivered by the Purchaser to the Trustee on the Closing Date and attached hereto as Exhibit 5 the related Mortgage Loan Seller may deliver lost note affidavits and indemnities of such Mortgage Loan Seller; and provided further, however, that in the case of Mortgage Loans which have been prepaid in full after the Cut-off Date and prior to the Closing Date, such Mortgage Loan Seller, in lieu of delivering the above documents, may deliver to the Trustee a certification by such Mortgage Loan Seller or the Master Servicer to such effect. Each Mortgage Loan Seller shall deliver such original documents (including any original documents as to which certified copies had previously been delivered) or such certified copies to the Trustee, or the Custodian on behalf of the Trustee, promptly after they are received. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall cause the Mortgage and intervening assignments, if any, and the assignment of the Mortgage to be recorded not later than 180 days after the Closing Date unless such assignment is not required to be recorded under the terms set forth in Section 6(a) hereof.
 
(c)  In connection with the assignment of any Mortgage Loan registered on the MERS® System, EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) further agrees that it will cause, at EMC’s own expense, within 30 days after the Closing Date, the MERS® System to indicate that such Mortgage Loans have been assigned by the related Mortgage Loan Seller to the Purchaser and by the Purchaser to the Trustee in accordance with this Agreement for the benefit of the Certificateholders by including (or deleting, in the case of Mortgage Loans which are repurchased in accordance with this Agreement) in such computer files (a) the code in the field which identifies the specific Trustee and (b) the code in the field “Pool Field” which identifies the series of the Certificates issued in connection with such Mortgage Loans. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) further agrees that it will not, and will not permit the Master Servicer to, and the Master Servicer agrees that it will not, alter the codes referenced in this paragraph with respect to any Mortgage Loan during the term of the Pooling and Servicing Agreement unless and until such Mortgage Loan is repurchased in accordance with the terms of the Pooling and Servicing Agreement.
 
(d)  Each Mortgage Loan Seller and the Purchaser acknowledge hereunder that all of the Mortgage Loans will ultimately be assigned to LaSalle Bank National Association, as Trustee for the benefit of the Certificateholders, on the date hereof.
 
SECTION 5.  Examination of Mortgage Files. 
 
(a)  On or before the Mortgage File Delivery Date, each Mortgage Loan Seller will have made the related Mortgage Files available to the Purchaser or its agent for examination which may be at the offices of the Trustee or such Mortgage Loan Seller and/or such Mortgage Loan Seller’s custodian. The fact that the Purchaser or its agent has conducted or has failed to conduct any partial or complete examination of the related Mortgage Files shall not affect the Purchaser’s rights to demand cure, repurchase, substitution or other relief as provided in this Agreement. In furtherance of the foregoing, each Mortgage Loan Seller shall make the related Mortgage Files available to the Purchaser or its agent from time to time so as to permit the Purchaser to confirm such Mortgage Loan Seller’s compliance with the delivery and recordation requirements of this Agreement and the Pooling and Servicing Agreement. In addition, upon request of the Purchaser, each Mortgage Loan Seller agrees to provide to the Purchaser, Bear Stearns and to any investors or prospective investors in the Certificates information regarding the Mortgage Loans and their servicing, to make the related Mortgage Files available to the Purchaser, Bear Stearns and to such investors or prospective investors (which may be at the offices of the related Mortgage Loan Seller and/or such Mortgage Loan Seller’s custodian) and to make available personnel knowledgeable about the related Mortgage Loans for discussions with the Purchaser, Bear Stearns and such investors or prospective investors, upon reasonable request during regular business hours, sufficient to permit the Purchaser, Bear Stearns and such investors or potential investors to conduct such due diligence as any such party reasonably believes is appropriate.
 
(b)  Pursuant to the Pooling and Servicing Agreement, on the Closing Date the Trustee (or the Custodian as obligated under the Custodial Agreement), for the benefit of the Certificateholders, will review items of the Mortgage Files as set forth on Exhibit 1 and will deliver to EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) an initial certification in the form attached as Exhibit One to the Custodial Agreement.
 
(c)  Within 90 days of the Closing Date, the Trustee or the Custodian on its behalf shall, in accordance with the provisions of Section 2.02 of the Pooling and Servicing Agreement, deliver to EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) and the Trustee an Interim Certification in the form attached as Exhibit Two to the Custodial Agreement to the effect that all such documents have been executed and received and that such documents relate to the Mortgage Loans identified on the Mortgage Loan Schedule, except for any exceptions listed on Schedule A attached to such Interim Certification. The Custodian shall be under no duty or obligation to inspect, review or examine said documents, instruments, certificates or other papers to determine that the same are genuine, enforceable, or appropriate for the represented purpose or that they have actually been recorded or that they are other than what they purport to be on their face.
 
(d)  The Trustee or the Custodian on its behalf will review the Mortgage Files within 180 days of the Closing Date and will deliver to EMC and the Master Servicer, and if reviewed by the Custodian, the Trustee, a final certification substantially in the form of Exhibit Three to the Custodial Agreement. If the Trustee or the Custodian on its behalf is unable to deliver a final certification with respect to the items listed in Exhibit 1 due to any document that is missing, has not been executed, is unrelated, determined on the basis of the Mortgagor name, original principal balance and loan number, to the Mortgage Loans identified in the Mortgage Loan Schedule (a “Material Defect”), the Trustee or the Custodian on its behalf shall notify EMC of such Material Defect. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall correct or cure any such Material Defect within 90 days from the date of notice from the Trustee, the Depositor or the Master Servicer of the Material Defect and if EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) does not correct or cure such Material Defect within such period and such defect materially and adversely affects the interests of the Certificateholders in the related Mortgage Loan, EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) will, in accordance with the terms of the Pooling and Servicing Agreement, within 90 days of the date of notice, provide the Trustee with a Replacement Mortgage Loan (if within two years of the Closing Date) or purchase the related Mortgage Loan at the applicable Purchase Price; provided, however, that if such defect relates solely to the inability of EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) to deliver the original security instrument or intervening assignments thereof, or a certified copy because the originals of such documents, or a certified copy, have not been returned by the applicable jurisdiction, EMC shall not be required to purchase such Mortgage Loan if EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) delivers such original documents or certified copy promptly upon receipt, but in no event later than 360 days after the Closing Date. The foregoing repurchase obligation shall not apply in the event that EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) cannot deliver such original or copy of any document submitted for recording to the appropriate recording office in the applicable jurisdiction because such document has not been returned by such office; provided that EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall instead deliver a recording receipt of such recording office or, if such receipt is not available, a certificate of EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) or a Servicing Officer confirming that such documents have been accepted for recording, and delivery to the Trustee shall be effected by EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) within thirty days of its receipt of the original recorded document.
 
(e)  At the time of any substitution, EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall deliver or cause to be delivered the Replacement Mortgage Loan, the related Mortgage File and any other documents and payments required to be delivered in connection with a substitution pursuant to the Pooling and Servicing Agreement. At the time of any purchase or substitution, the Trustee shall (i) assign the selected Mortgage Loan to EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) and shall release or cause the Custodian to release the documents (including, but not limited to, the Mortgage, Mortgage Note and other contents of the Mortgage File) in the possession of the Trustee or the Custodian, as applicable relating to the Deleted Mortgage Loan and (ii) execute and deliver such instruments of transfer or assignment, in each case without recourse, as shall be necessary to vest in EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) title to such Deleted Mortgage Loan.
 
SECTION 6.  Recordation of Assignments of Mortgage. 
 
(a)  EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) will, promptly after the Closing Date, cause each Mortgage and each assignment of Mortgage from the Mortgage Loan Sellers to the Trustee, and all unrecorded intervening assignments, if any, delivered on or prior to the Closing Date, to be recorded in all recording offices in the jurisdictions where the related Mortgaged Properties are located; provided, however, EMC (on its own behalf as a Mortgage Loan Seller or on behalf of Master Funding) need not cause to be recorded any assignment which relates to a Mortgage Loan that is a MOM Loan or for which the related Mortgaged Property is located in any jurisdiction under the laws of which, as evidenced by an Opinion of Counsel delivered by EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) to the Trustee and the Rating Agencies, the recordation of such assignment is not necessary to protect the Trustee’s interest in the related Mortgage Loan; provided, however, notwithstanding the delivery of any Opinion of Counsel, each assignment of Mortgage shall be submitted for recording by EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) in the manner described above, at no expense to the Trust Fund or Trustee, upon the earliest to occur of (i) reasonable direction by the Holders of Certificates evidencing Percentage Interests aggregating not less than 25% of the Trust, (ii) the occurrence of an Event of Default, (iii) the occurrence of a bankruptcy, insolvency or foreclosure relating to EMC under the Pooling and Servicing Agreement, (iv) the occurrence of a servicing transfer or an assignment of the servicing as described in Section 7.07 of the Pooling and Servicing Agreement or (iv) with respect to any one assignment of Mortgage, the occurrence of a bankruptcy, insolvency or foreclosure relating to the Mortgagor under the related Mortgage.
 
While each such Mortgage or assignment is being recorded, if necessary, EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall leave or cause to be left with the Trustee or the Custodian on its behalf a certified copy of such Mortgage or assignment. In the event that, within 180 days of the Closing Date, the Trustee has not been provided with an Opinion of Counsel as described above or received evidence of recording with respect to each Mortgage Loan delivered to the Purchaser pursuant to the terms hereof or as set forth above and the related Mortgage Loan is not a MOM Loan, the failure to provide evidence of recording or such Opinion of Counsel shall be considered a Material Defect, and the provisions of Section 5(c) and (d) shall apply. All customary recording fees and reasonable expenses relating to the recordation of the assignments of mortgage to the Trustee or the Opinion of Counsel, as the case may be, shall be borne by EMC.
 
(b)  It is the express intent of the parties hereto that the conveyance of the Mortgage Loans by each Mortgage Loan Seller to the Purchaser, as contemplated by this Agreement be, and be treated as, a sale. It is, further, not the intention of the parties that such conveyance be deemed a pledge of the Mortgage Loans by such Mortgage Loan Seller to the Purchaser to secure a debt or other obligation of that Mortgage Loan Seller. However, in the event that, notwithstanding the intent of the parties, the Mortgage Loans are held by a court to continue to be property of such Mortgage Loan Seller, then (a) this Agreement shall also be deemed to be a security agreement within the meaning of Articles 8 and 9 of the applicable Uniform Commercial Code; (b) the transfer of the Mortgage Loans provided for herein shall be deemed to be a grant by such Mortgage Loan Seller to the Purchaser of a security interest in all of such Mortgage Loan Seller’s right, title and interest in and to the Mortgage Loans and all amounts payable to the holders of the Mortgage Loans in accordance with the terms thereof and all proceeds of the conversion, voluntary or involuntary, of the foregoing into cash, instruments, securities or other property, to the extent the Purchaser would otherwise be entitled to own such Mortgage Loans and proceeds pursuant to Section 4 hereof, including all amounts, other than investment earnings, from time to time held or invested in any accounts created pursuant to the Pooling and Servicing Agreement, whether in the form of cash, instruments, securities or other property; (c) the possession by the Purchaser or the Trustee (or the Custodian on its behalf) of Mortgage Notes and such other items of property as constitute instruments, money, negotiable documents or chattel paper shall be deemed to be “possession by the secured party” for purposes of perfecting the security interest pursuant to Section 9-305 (or comparable provision) of the applicable Uniform Commercial Code; and (d) notifications to persons holding such property, and acknowledgments, receipts or confirmations from persons holding such property, shall be deemed notifications to, or acknowledgments, receipts or confirmations from, financial intermediaries, bailees or agents (as applicable) of the Purchaser for the purpose of perfecting such security interest under applicable law. Any assignment of the interest of the Purchaser pursuant to any provision hereof or pursuant to the Pooling and Servicing Agreement shall also be deemed to be an assignment of any security interest created hereby. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) and the Purchaser shall, to the extent consistent with this Agreement, take such actions as may be reasonably necessary to ensure that, if this Agreement were deemed to create a security interest in the Mortgage Loans, such security interest would be deemed to be a perfected security interest of first priority under applicable law and will be maintained as such throughout the term of the Pooling and Servicing Agreement.
 
SECTION 7.  Representations and Warranties of EMC Concerning the Mortgage Loans. EMC hereby represents and warrants to the Purchaser as of the Closing Date or such other date as may be specified below with respect to each Mortgage Loan:
 
(a)  The information set forth in the Mortgage Loan Schedule hereto is true and correct in all material respects.
 
(b)  Immediately prior to the transfer to the Purchaser, the related Mortgage Loan Seller was the sole owner of beneficial title and holder of each Mortgage and Mortgage Note relating to the Mortgage Loans and is conveying the same free and clear of any and all liens, claims, encumbrances, participation interests, equities, pledges, charges or security interests of any nature and such Mortgage Loan Seller has full right and authority to sell or assign the same pursuant to this Agreement.
 
(c)  Each Mortgage Loan at the time it was made complied in all material respects with all applicable local, state and federal laws and regulations, including, without limitation, usury, equal credit opportunity, disclosure and recording laws and all applicable predatory, abusive and fair lending laws; and each Mortgage Loan has been serviced in all material respects in accordance with all applicable local, state and federal laws and regulations, including, without limitation, usury, equal credit opportunity, disclosure and recording laws and all applicable anti-predatory lending laws and the terms of the related Mortgage Note, the Mortgage and other loan documents.
 
(d)  There is no monetary default existing under any Mortgage or the related Mortgage Note and there is no material event which, with the passage of time or with notice and the expiration of any grace or cure period, would constitute a default, breach or event of acceleration; and neither the related Mortgage Loan Seller, any of its affiliates nor any servicer of any related Mortgage Loan has taken any action to waive any default, breach or event of acceleration; and no foreclosure action is threatened or has been commenced with respect to the Mortgage Loan.
 
(e)  The terms of the Mortgage Note and the Mortgage have not been impaired, waived, altered or modified in any respect, except by written instruments, (i) if required by law in the jurisdiction where the Mortgaged Property is located, or (ii) to protect the interests of the Trustee on behalf of the Certificateholders.
 
(f)  No selection procedure reasonably believed by the related Mortgage Loan Seller to be adverse to the interests of the Certificateholders was utilized in selecting the Mortgage Loans.
 
(g)  Each Mortgage is a valid and enforceable first or second lien on the property securing the related Mortgage Note and each Mortgaged Property is owned by the Mortgagor in fee simple (except with respect to common areas in the case of condominiums, PUDs and de minimis PUDs) or by leasehold for a term longer than the term of the related Mortgage, subject only to (i) the lien of current real property taxes and assessments, (ii) covenants, conditions and restrictions, rights of way, easements and other matters of public record as of the date of recording of such Mortgage, such exceptions being acceptable to mortgage lending institutions generally or specifically reflected in the appraisal obtained in connection with the origination of the related Mortgage Loan or referred to in the lender’s title insurance policy delivered to the originator of the related Mortgage Loan and (iii) other matters to which like properties are commonly subject which do not materially interfere with the benefits of the security intended to be provided by such Mortgage.
 
(h)  There is no mechanics’ lien or claim for work, labor or material affecting the premises subject to any Mortgage which is or may be a lien prior to, or equal with, the lien of such Mortgage except those which are insured against by the title insurance policy referred to in clause (m) below.
 
(i)  There was no delinquent tax or assessment lien against the property subject to any Mortgage, except where such lien was being contested in good faith and a stay had been granted against levying on the property.
 
(j)  There is no valid offset, defense or counterclaim to any Mortgage Note or Mortgage, including the obligation of the Mortgagor to pay the unpaid principal and interest on such Mortgage Note.
 
(k)  The physical property subject to any Mortgage is free of material damage and is in good repair and there is no proceeding pending or threatened for the total or partial condemnation of any Mortgaged Property.
 
(l)  The Mortgaged Property and all improvements thereon comply with all requirements of any applicable zoning and subdivision laws and ordinances.
 
(m)  With respect to any first lien Mortgage Loan, a lender’s title insurance policy (on an ALTA or CLTA form) or binder, or other assurance of title customary in the relevant jurisdiction therefor in a form acceptable to Fannie Mae or Freddie Mac, was issued on the date that each Mortgage Loan was created by a title insurance company which, to the best of the related Mortgage Loan Seller’s knowledge, was qualified to do business in the jurisdiction where the related Mortgaged Property is located, insuring such Mortgage Loan Seller and its successors and assigns that the Mortgage is a first priority lien on the related Mortgaged Property in the original principal amount of the Mortgage Loan. The related Mortgage Loan Seller is the sole insured under such lender’s title insurance policy, and such policy, binder or assurance is valid and remains in full force and effect, and each such policy, binder or assurance shall contain all applicable endorsements including a negative amortization endorsement, if applicable. With respect to any second lien Mortgage Loan, other than any Piggyback Loan that has an initial principal amount less than or equal to $200,000, (a) a lender’s title insurance policy or binder, or other assurance of title customary in the relevant jurisdiction therefore in a form acceptable to Fannie Mae or Freddie Mac, was issued on the date that each Mortgage Loan was created by a title insurance company which, to the best of the related Mortgage Loan Seller’s knowledge, was qualified to do business in the jurisdiction where the related Mortgaged Property is located, insuring the related seller and its successors and assigns. The related Mortgage Loan Seller is the sole insured under such lender’s title insurance policy, and such policy, binder or assurance is valid and remains in full force and effect, and each such policy, binder or assurance shall contain all applicable endorsements including a negative amortization endorsement, if applicable, or (b) a  lien search  was conducted at the time of origination with respect to the related Mortgaged Property.
 
(n)  At the time of origination, each Mortgaged Property was the subject of an appraisal which conformed to the underwriting requirements of the originator of the Mortgage Loan and, the appraisal is in a form acceptable to Fannie Mae or Freddie Mac.
 
(o)  The improvements on each Mortgaged Property securing a Mortgage Loan are insured (by an insurer which is acceptable to the related Mortgage Loan Seller) against loss by fire and such hazards as are covered under a standard extended coverage endorsement in the locale in which the Mortgaged Property is located, in an amount which is not less than the lesser of the maximum insurable value of the improvements securing such Mortgage Loan or the outstanding principal balance of the Mortgage Loan, but in no event in an amount less than an amount that is required to prevent the Mortgagor from being deemed to be a co-insurer thereunder; if the improvement on the Mortgaged Property is a condominium unit, it is included under the coverage afforded by a blanket policy for the condominium project; if upon origination of the related Mortgage Loan, the improvements on the Mortgaged Property were in an area identified as a federally designated flood area, a flood insurance policy is in effect in an amount representing coverage not less than the least of (i) the outstanding principal balance of the Mortgage Loan, (ii) the restorable cost of improvements located on such Mortgaged Property or (iii) the maximum coverage available under federal law; and each Mortgage obligates the Mortgagor thereunder to maintain the insurance referred to above at the Mortgagor’s cost and expense.
 
(p)  Each Mortgage Loan constitutes a “qualified mortgage” under Section 860G(a)(3)(A) of the Code and Treasury Regulation Section 1.860G-2(a)(1), (2), (4), (5), (6), (7) and (9) without reliance on the provisions of Treasury Regulation Section 1.860G-2(a)(3) or Treasury Regulation Section 1.860G-2(f)(2) or any other provision that would allow a Mortgage Loan to be treated as a “qualified mortgage” notwithstanding its failure to meet the requirements of Section 860G(a)(3)(A) of the Code and Treasury Regulation Section 1.860G-2(a)(1), (2), (4), (5), (6), (7) and (9).
 
(q)  None of the Mortgage Loans are (a) loans subject to 12 CFR Part 226.31, 12 CFR Part 226.32 or 12 CFR Part 226.34 of Regulation Z, the regulation implementing TILA, which implements the Home Ownership and Equity Protection Act of 1994, as amended or (b) “high cost home,” “covered” (excluding home loans defined as “covered home loans” in the New Jersey Home Ownership Security Act of 2002 that were originated between November 26, 2003 and July 7, 2004), “high risk home” or “predatory” loans under any applicable state, federal or local law (or a similarly classified loan using different terminology under a law imposing heightened regulatory scrutiny or additional legal liability for residential mortgage loans having high interest rates, points and/or fees).
 
(r)  The information set forth in Schedule A of the Prospectus Supplement with respect to the Mortgage Loans is true and correct in all material respects.
 
(s)  No Mortgage Loan (a) is a “high cost loan” or “covered loan” as applicable (as such terms are defined in the then current Standard & Poor’s LEVELS® Glossary, which is now Version 5.7, Appendix E, attached hereto as Exhibit 6) or (b) was originated on or after October 1, 2002 and before March 7, 2003, which is governed by the Georgia Fair Lending Act.
 
(t)  Each Mortgage Loan was originated in accordance with the underwriting guidelines of the related originator.
 
(u)  Each original Mortgage has been recorded or is in the process of being recorded in accordance with the requirements of Section 2.01 of the Pooling and Servicing Agreement in the appropriate jurisdictions wherein such recordation is required to perfect the lien thereof for the benefit of the Trust Fund.
 
(v)  The related Mortgage File contains each of the documents and instruments listed in Section 2.01 of the Pooling and Servicing Agreement, subject to any exceptions, substitutions and qualifications as are set forth in such Section.
 
(w)  The Mortgage Loans are currently being serviced in accordance with accepted servicing practices.
 
(x)  With respect to each Mortgage Loan that has a prepayment penalty feature, each such prepayment penalty is enforceable and will be enforced by the related Mortgage Loan Seller and each prepayment penalty is permitted pursuant to federal, state and local law. In addition, with respect to each Mortgage Loan (i) no Mortgage Loan will impose a prepayment penalty for a term in excess of five years from the date such Mortgage Loan was originated and (ii) such prepayment penalty is at least equal to the lesser of (A) the maximum amount permitted under applicable law and (B) six months interest at the related Mortgage Rate on the amount prepaid in excess of 20% of the original principal balance of such Mortgage Loan.
 
(y)  If any of the Mortgage Loans are secured by a leasehold interest, with respect to each leasehold interest: the use of leasehold estates for residential properties is an accepted practice in the area where the related Mortgaged Property is located; residential property in such area consisting of leasehold estates is readily marketable; the lease is recorded and no party is in any way in breach of any provision of such lease; the leasehold is in full force and effect and is not subject to any prior lien or encumbrance by which the leasehold could be terminated or subject to any charge or penalty; and the remaining term of the lease does not terminate less than ten years after the maturity date of such Mortgage Loan.
 
(z)  With respect to the Subgroup II-2 Mortgage Loans, no refinance or purchase money mortgage loan has an APR or total points and fees that exceed the thresholds set by the Home Ownership and Equity Protection Act of 1994 (“HOEPA”) and its implementing regulations, including 12 CFR § 226.32(a)(1)(i) and (ii).
 
(aa)  With respect to the Subgroup II-2 Mortgage Loans, no borrower obtained a prepaid single-premium credit-life, credit disability, credit unemployment or credit property insurance policy in connection with the origination of the mortgage loan.
 
(bb)  With respect to the Subgroup II-2 Mortgage Loans, with respect to any mortgage loan underlying the Security that contains a provision permitting imposition of a penalty upon a prepayment prior to maturity: (a) the mortgage loan provides some benefit to the borrower (e.g., a rate or fee reduction) in exchange for accepting such prepayment penalty; (b) the mortgage loan’s originator had a written policy of offering the borrower, or requiring any third-party brokers to offer the borrower, the option of obtaining a mortgage loan that did not require payment of such a penalty; (c) the prepayment penalty was adequately disclosed to the borrower pursuant to applicable state and federal law; and (d) no subprime loan originated on or after October 1, 2002 underlying the Security will provide for prepayment penalties for a term in excess of three years and any loans originated prior to such date, and any non-subprime loans, will not provide for prepayment penalties for a term in excess of five years; unless the loan was modified to reduce the prepayment period to no more than three years from the date of the note and the borrower was notified in writing of such reduction in prepayment period.
 
(cc)  With respect to the Subgroup II-2 Mortgage Loans, the borrower was not encouraged or required to select a mortgage loan product offered by the mortgage loan’s originator which is a higher cost product designed for less creditworthy borrowers, taking into account such facts as, without limitation, the mortgage loan’s requirements and the borrower’s credit history, income, assets and liabilities.
 
(dd)   With respect to the Subgroup II-2 Mortgage Loans, the methodology used in underwriting the extension of credit for each Group II Mortgage Loan in the trust did not rely solely on the extent of the borrower’s equity in the collateral as the principal determining factor in approving such extension of credit. The methodology employed objective criteria such as the borrower’s income, assets and liabilities, to the proposed mortgage payment and, based on such methodology, the Mortgage Loan’s originator made a reasonable determination that at the time of origination the borrower had the ability to make timely payments on the Mortgage Loan.
 
(ee)  With respect to the Subgroup II-2 Mortgage Loans, no borrower was charged “points and fees” in an amount greater than (a) $1,000 or (b) 5% of the principal amount of such mortgage loan, whichever is greater. For purposes of this representation, “points and fees” (x) include origination, underwriting, broker and finder’s fees and charges that the lender imposed as a condition of making the mortgage loan, whether they are paid to the lender or a third party; and (y) exclude bona fide discount points, fees paid for actual services rendered in connection with the origination of the mortgage (such as attorneys’ fees, notaries fees and fees paid for property appraisals, credit reports, surveys, title examinations and extracts, flood and tax certifications, and home inspections); the cost of mortgage insurance or credit-risk price adjustments; the costs of title, hazard, and flood insurance policies; state and local transfer taxes or fees; escrow deposits for the future payment of taxes and insurance premiums; and other miscellaneous fees and charges, which miscellaneous fee and charges, in total, do not exceed 0.25 percent of the loan amount.
 
(ff)  With respect to any Subgroup II-2 Mortgage Loans originated on or after August 1, 2004 and underlying the Security, neither the related mortgage nor the related mortgage note requires the borrower to submit to arbitration to resolve any dispute arising out of or relating in any way to the mortgage loan transaction.
 
(gg)  No Subgroup II-2 Mortgage Loan was originated in connection with a manufactured housing unit.
 
(hh)  None of the Subgroup II-2 Mortgage Loans have an original principal balance that exceeds the applicable Freddie Mac loan limit as of the Closing Date.
 
(ii)  None of the Subgroup II-2 Mortgage Loans are seasoned more than 12 months.
 
It is understood and agreed that the representations and warranties set forth in this Section 7 will inure to the benefit of the Purchaser, its successors and assigns, notwithstanding any restrictive or qualified endorsement on any Mortgage Note or assignment of Mortgage or the examination of any Mortgage File. Upon any substitution for a Mortgage Loan, the representations and warranties set forth above shall be deemed to be made by the related Mortgage Loan Seller as to any Replacement Mortgage Loan as of the date of substitution.
 
Upon discovery or receipt of notice by EMC, the Purchaser or the Trustee of a breach of any representation or warranty of EMC set forth in this Section 7 which materially and adversely affects the value of the interests of the Purchaser, the Certificateholders or the Trustee in any of the Mortgage Loans delivered to the Purchaser pursuant to this Agreement, the party discovering or receiving notice of such breach shall give prompt written notice to the others. It is understood and agreed that a breach of any one of the representations contained in clauses (c), (s), (q) and (z) through (ii) above in respect of a Subgroup II Mortgage Loan will be deemed to materially adversely affect the interests of the related Certificateholders. In the case of any such breach of a representation or warranty set forth in this Section 7, within 90 days from the date of discovery by EMC, or the date EMC is notified by the party discovering or receiving notice of such breach (whichever occurs earlier), EMC will (i) cure such breach in all material respects, (ii) purchase the affected Mortgage Loan at the applicable Purchase Price or (iii) if within two years of the Closing Date, substitute a qualifying Replacement Mortgage Loan in exchange for such Mortgage Loan; provided that, (A) in the case of a breach of the representation and warranty concerning the Mortgage Loan Schedule contained in clause (a) of this Section 7, if such breach is material and relates to any field on the Mortgage Loan Schedule which identifies any Prepayment Charge or (B) in the case of a breach of the representation contained in clause (x) of this Section 7, then, in each case, in lieu of purchasing such Mortgage Loan from the Trust Fund at the Purchase Price, EMC shall pay the amount of the Prepayment Charge (net of any amount previously collected by or paid to the Trust Fund in respect of such Prepayment Charge) from its own funds and without reimbursement therefor, and EMC shall have no obligation to repurchase or substitute for such Mortgage Loan. The obligations of EMC to cure, purchase or substitute a qualifying Replacement Mortgage Loan shall constitute the Purchaser’s, the Trustee’s and the Certificateholder’s sole and exclusive remedy under this Agreement or otherwise respecting a breach of representations or warranties hereunder with respect to the Mortgage Loans, except for the obligation of EMC to indemnify the Purchaser for such breach as set forth in and limited by Section 14 hereof.
 
Any cause of action against EMC or relating to or arising out of a breach by EMC of any representations and warranties made in this Section 7 shall accrue as to any Mortgage Loan upon (i) discovery of such breach by EMC or notice thereof by the party discovering such breach and (ii) failure by EMC to cure such breach, purchase such Mortgage Loan or substitute a qualifying Replacement Mortgage Loan pursuant to the terms hereof.
 
SECTION 8.  Representations and Warranties Concerning EMC. As of the date hereof and as of the Closing Date, EMC represents and warrants to the Purchaser and Master Funding as to itself in the capacity indicated as follows:
 
(a)  EMC (i) is a corporation duly organized, validly existing and in good standing under the laws of the State of Delaware and (ii) is qualified and in good standing to do business in each jurisdiction where such qualification is necessary, except where the failure so to qualify would not reasonably be expected to have a material adverse effect on EMC’s business as presently conducted or on EMC’s ability to enter into this Agreement and to consummate the transactions contemplated hereby;
 
(b)  EMC has full power to own its property, to carry on its business as presently conducted and to enter into and perform its obligations under this Agreement;
 
(c)  The execution and delivery by EMC of this Agreement has been duly authorized by all necessary action on the part of EMC; and neither the execution and delivery of this Agreement, nor the consummation of the transactions herein contemplated, nor compliance with the provisions hereof or thereof, will conflict with or result in a breach of, or constitute a default under, any of the provisions of any law, governmental rule, regulation, judgment, decree or order binding on EMC or its properties or the charter or by-laws of EMC, except those conflicts, breaches or defaults which would not reasonably be expected to have a material adverse effect on EMC’s ability to enter into this Agreement and to consummate the transactions contemplated hereby;
 
(d)  The execution, delivery and performance by EMC of this Agreement and the consummation of the transactions contemplated hereby do not require the consent or approval of, the giving of notice to, the registration with, or the taking of any other action in respect of, any state, federal or other governmental authority or agency, except those consents, approvals, notices, registrations or other actions as have already been obtained, given or made and, in connection with the recordation of the Mortgages, powers of attorney or assignments of Mortgages not yet completed;
 
(e)  This Agreement has been duly executed and delivered by EMC and, assuming due authorization, execution and delivery by the Purchaser or the parties thereto, constitutes a valid and binding obligation of EMC enforceable against it in accordance with its terms (subject to applicable bankruptcy and insolvency laws and other similar laws affecting the enforcement of the rights of creditors generally);
 
(f)  There are no actions, suits or proceedings pending or, to the knowledge of EMC, threatened against EMC, before or by any court, administrative agency, arbitrator or governmental body (i) with respect to any of the transactions contemplated by this Agreement or (ii) with respect to any other matter which in the judgment of EMC could reasonably be expected to be determined adversely to EMC and if determined adversely to EMC materially and adversely affect EMC’s ability to perform its obligations under this Agreement; and EMC not in default with respect to any order of any court, administrative agency, arbitrator or governmental body so as to materially and adversely affect the transactions contemplated by this Agreement; and
 
(g)  The Mortgage Loan Sellers’ Information (as defined in Section 14(a) hereof) does not include any untrue statement of a material fact or omit to state a material fact necessary in order to make the statements made, in light of the circumstances under which they were made, not misleading.
 
SECTION 9.  Representations and Warranties Concerning the Purchaser. As of the date hereof and as of the Closing Date, the Purchaser represents and warrants to the Mortgage Loan Sellers as follows:
 
(a)  The Purchaser (i) is a limited liability company duly organized, validly existing and in good standing under the laws of the State of Delaware and (ii) is qualified and in good standing to do business in each jurisdiction where such qualification is necessary, except where the failure so to qualify would not reasonably be expected to have a material adverse effect on the Purchaser’s business as presently conducted or on the Purchaser’s ability to enter into this Agreement and to consummate the transactions contemplated hereby;
 
(b)  The Purchaser has full power to own its property, to carry on its business as presently conducted and to enter into and perform its obligations under this Agreement;
 
(c)  The execution and delivery by the Purchaser of this Agreement has been duly authorized by all necessary action on the part of the Purchaser; and neither the execution and delivery of this Agreement, nor the consummation of the transactions herein contemplated, nor compliance with the provisions hereof, will conflict with or result in a breach of, or constitute a default under, any of the provisions of any law, governmental rule, regulation, judgment, decree or order binding on the Purchaser or its properties or the certificate of formation or limited liability company agreement of the Purchaser, except those conflicts, breaches or defaults which would not reasonably be expected to have a material adverse effect on the Purchaser’s ability to enter into this Agreement and to consummate the transactions contemplated hereby or thereby;
 
(d)  The execution, delivery and performance by the Purchaser of this Agreement and the consummation of the transactions contemplated hereby or thereby do not require the consent or approval of, the giving of notice to, the registration with, or the taking of any other action in respect of, any state, federal or other governmental authority or agency, except those consents, approvals, notices, registrations or other actions as have already been obtained, given or made;
 
(e)  This Agreement has been duly executed and delivered by the Purchaser and, assuming due authorization, execution and delivery by the Mortgage Loan Sellers, constitutes a valid and binding obligation of the Purchaser enforceable against it in accordance with its terms (subject to applicable bankruptcy and insolvency laws and other similar laws affecting the enforcement of the rights of creditors generally);
 
(f)  There are no actions, suits or proceedings pending or, to the knowledge of the Purchaser, threatened against the Purchaser, before or by any court, administrative agency, arbitrator or governmental body (i) with respect to any of the transactions contemplated by this Agreement or (ii) with respect to any other matter which in the judgment of the Purchaser could reasonably be expected to be determined adversely to the Purchaser and if determined adversely to the Purchaser materially and adversely affect the Purchaser’s ability to perform its obligations under this Agreement; and the Purchaser is not in default with respect to any order of any court, administrative agency, arbitrator or governmental body so as to materially and adversely affect the transactions contemplated by this Agreement; and
 
(g)  The Purchaser’s Information (as defined in Section 14(b) hereof) does not include any untrue statement of a material fact or omit to state a material fact necessary in order to make the statements made, in light of the circumstances under which they were made, not misleading.
 
SECTION 10.  Representations and Warranties Concerning Master Funding. As of the date hereof and as of the Closing Date, Master Funding represents and warrants to EMC and the Purchaser as follows:
 
(a)  Master Funding (i) is a limited liability company duly organized, validly existing and in good standing under the laws of the State of Delaware and (ii) is qualified and in good standing to do business in each jurisdiction where such qualification is necessary, except where the failure so to qualify would not reasonably be expected to have a material adverse effect on Master Funding’s business as presently conducted or on Master Funding’s ability to enter into this Agreement and to consummate the transactions contemplated hereby;
 
(b)  Master Funding has full power to own its property, to carry on its business as presently conducted and to enter into and perform its obligations under this Agreement;
 
(c)  The execution and delivery by Master Funding of this Agreement has been duly authorized by all necessary action on the part of Master Funding; and neither the execution and delivery of this Agreement, nor the consummation of the transactions herein contemplated, nor compliance with the provisions hereof or thereof, will conflict with or result in a breach of, or constitute a default under, any of the provisions of any law, governmental rule, regulation, judgment, decree or order binding on Master Funding or its properties or the written consent of the sole member or limited liability company agreement of Master Funding, except those conflicts, breaches or defaults which would not reasonably be expected to have a material adverse effect on Master Funding’s ability to enter into this Agreement and to consummate the transactions contemplated hereby;
 
(d)  The execution, delivery and performance by Master Funding of this Agreement and the consummation of the transactions contemplated hereby do not require the consent or approval of, the giving of notice to, the registration with, or the taking of any other action in respect of, any state, federal or other governmental authority or agency, except those consents, approvals, notices, registrations or other actions as have already been obtained, given or made and, in connection with the recordation of the Mortgages, powers of attorney or assignments of Mortgages not yet completed;
 
(e)  This Agreement has been duly executed and delivered by Master Funding and, assuming due authorization, execution and delivery by the Purchaser or the parties thereto, constitutes a valid and binding obligation of Master Funding enforceable against it in accordance with its terms (subject to applicable bankruptcy and insolvency laws and other similar laws affecting the enforcement of the rights of creditors generally); and
 
(f)  There are no actions, suits or proceedings pending or, to the knowledge of Master Funding, threatened against Master Funding, before or by any court, administrative agency, arbitrator or governmental body (i) with respect to any of the transactions contemplated by this Agreement or (ii) with respect to any other matter which in the judgment of Master Funding could reasonably be expected to be determined adversely to Master Funding and if determined adversely to Master Funding materially and adversely affect Master Funding’s ability to perform its obligations under this Agreement; and Master Funding is not in default with respect to any order of any court, administrative agency, arbitrator or governmental body so as to materially and adversely affect the transactions contemplated by this Agreement.
 
SECTION 11.  Conditions to Closing. 
 
(a)  The obligations of the Purchaser under this Agreement will be subject to the satisfaction, on or prior to the Closing Date, of the following conditions:
 
(1)  Each of the obligations of each Mortgage Loan Seller required to be performed at or prior to the Closing Date pursuant to the terms of this Agreement shall have been duly performed and complied with in all material respects; all of the representations and warranties of each Mortgage Loan Seller under this Agreement shall be true and correct as of the date or dates specified in all material respects; and no event shall have occurred which, with notice or the passage of time, would constitute a default under this Agreement or the Pooling and Servicing Agreement; and the Purchaser shall have received certificates to that effect signed by authorized officers of each of the Mortgage Loan Sellers.
 
(2)  The Purchaser shall have received all of the following closing documents, in such forms as are agreed upon and reasonably acceptable to the Purchaser, duly executed by all signatories other than the Purchaser as required pursuant to the respective terms thereof:
 
(i)  The Pooling and Servicing Agreement, in form and substance reasonably satisfactory to the Trustee and the Purchaser, and all documents required thereby duly executed by all signatories;
 
(ii)  A certificate of an officer of EMC dated as of the Closing Date, in a form reasonably acceptable to the Purchaser, and attached thereto the resolutions of EMC authorizing the transactions contemplated by this Agreement, together with copies of the articles of incorporation, by-laws and certificate of good standing of EMC;
 
(iii)  A certificate of an officer of Master Funding dated as of the Closing Date, in a form reasonably acceptable to the Purchaser, and attached thereto the resolutions of Master Funding authorizing the transactions contemplated by this Agreement, together with copies of the written consent of the sole member, limited liability company agreement and certificate of good standing of Master Funding;
 
(iv)  One or more opinions of counsel from the Mortgage Loan Sellers’ counsel otherwise in form and substance reasonably satisfactory to the Purchaser, the Trustee and each Rating Agency;
 
(v)  A letter from each of the Rating Agencies giving each Class of Certificates set forth on Schedule A hereto the rating set forth therein; and
 
(vi)  Such other documents, certificates (including additional representations and warranties) and opinions as may be reasonably necessary to secure the intended ratings from each Rating Agency for the Certificates.
 
(3)  The Certificates to be sold to Bear Stearns pursuant to the Underwriting Agreement and the Purchase Agreement shall have been issued and sold to Bear Stearns.
 
(4)  Each Mortgage Loan Seller shall have furnished to the Purchaser such other certificates of its officers or others and such other documents and opinions of counsel to evidence fulfillment of the conditions set forth in this Agreement and the transactions contemplated hereby as the Purchaser and their respective counsel may reasonably request.
 
(b)  The obligations of each Mortgage Loan Seller under this Agreement shall be subject to the satisfaction, on or prior to the Closing Date, of the following conditions:
 
(1)  The obligations of the Purchaser required to be performed by it on or prior to the Closing Date pursuant to the terms of this Agreement shall have been duly performed and complied with in all material respects, and all of the representations and warranties of the Purchaser under this Agreement shall be true and correct in all material respects as of the date hereof and as of the Closing Date, and no event shall have occurred which would constitute a breach by it of the terms of this Agreement or the Pooling and Servicing Agreement, and each Mortgage Loan Seller shall have received a certificate to that effect signed by an authorized officer of the Purchaser.
 
(2)  Each Mortgage Loan Seller shall have received copies of all of the following closing documents, in such forms as are agreed upon and reasonably acceptable to each Mortgage Loan Seller, duly executed by all signatories other than the related Mortgage Loan Seller as required pursuant to the respective terms thereof:
 
(i)  The Pooling and Servicing Agreement, in form and substance reasonably satisfactory to EMC and the Trustee, and all documents required thereby duly executed by all signatories;
 
(ii)  A certificate of an officer of the Purchaser dated as of the Closing Date, in a form reasonably acceptable to each Mortgage Loan Seller, and attached thereto the written consent of the member of the Purchaser authorizing the transactions contemplated by this Agreement, the Pooling and Servicing Agreement, together with copies of the Purchaser’s certificate of formation, limited liability company agreement and evidence as to the good standing of the Purchaser dated as of a recent date;
 
(iii)  One or more opinions of counsel from the Purchaser’s counsel in form and substance reasonably satisfactory to each Mortgage Loan Seller, the Trustee and the Rating Agencies; and
 
(iv)  Such other documents, certificates (including additional representations and warranties) and opinions as may be reasonably necessary to secure the intended rating from each Rating Agency for the Certificates.
 
SECTION 12.  Fees and Expenses. Subject to Section 17 hereof, EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall pay on the Closing Date or such later date as may be agreed to by the Purchaser (i) the fees and expenses of the Mortgage Loan Sellers’ attorneys and the reasonable fees and expenses of the Purchaser’s attorneys, (ii) the fees and expenses of Deloitte & Touche llp, (iii) the fee for the use of Purchaser’s Registration Statement based on the aggregate original principal amount of the Certificates and the filing fee of the Commission as in effect on the date on which the Registration Statement was declared effective, (iv) the fees and expenses including counsel’s fees and expenses in connection with any “blue sky” and legal investment matters, (v) the fees and expenses of the Trustee which shall include without limitation the fees and expenses of the Trustee (and the fees and disbursements of its counsel) with respect to (A) legal and document review of this Agreement, the Pooling and Servicing Agreement, the Certificates and related agreements, (B) attendance at the Closing and (C) review of the Mortgage Loans to be performed by the Trustee or the Custodian on its behalf, (vi) the expenses for printing or otherwise reproducing the Certificates, the Prospectus and the Prospectus Supplement, (vii) the fees and expenses of each Rating Agency (both initial and ongoing), (viii) the fees and expenses relating to the preparation and recordation of mortgage assignments (including intervening assignments, if any and if available, to evidence a complete chain of title from the originator to the Trustee) from each Mortgage Loan Seller to the Trustee or the expenses relating to the Opinion of Counsel referred to in Section 6(a) hereof, as the case may be and (ix) Mortgage File due diligence expenses and other out-of-pocket expenses incurred by the Purchaser in connection with the purchase of the Mortgage Loans and by Bear Stearns in connection with the sale of the Certificates. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) additionally agrees to pay directly to any third party on a timely basis the fees provided for above which are charged by such third party and which are billed periodically.
 
SECTION 13.  Accountants’ Letters. 
 
(a)  Deloitte & Touche LLP will review the characteristics of a sample of the Mortgage Loans described in the Mortgage Loan Schedule and will compare those characteristics to the description of the Mortgage Loans contained in the Free Writing Prospectus under the captions “Summary—The Mortgage Loans” and “The Mortgage Pool” and in Schedule A thereto. Deloitte & Touche LLP will review the characteristics of a sample of the Mortgage Loans described in the Mortgage Loan Schedule and will compare those characteristics to the description of the Mortgage Loans contained in the Prospectus Supplement under the captions “Summary—The Mortgage Loans” and “The Mortgage Pool” and in Schedule A thereto. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) will cooperate with the Purchaser in making available all information and taking all steps reasonably necessary to permit such accountants to complete the review and to deliver the letters required of them under the Underwriting Agreement. Deloitte & Touche LLP will also confirm certain calculations as set forth under the caption “Yield, Prepayment and Maturity Considerations” in the Free Writing Prospectus and in the Prospectus Supplement.
 
(b)  To the extent statistical information with respect to EMC’s servicing portfolio is included in the Free Writing Prospectus and in the Prospectus Supplement under the caption “Servicing of the Mortgage Loans—The Master Servicer,” a letter from the certified public accountant for EMC will be delivered to the Purchaser dated the date of the Prospectus Supplement, in the form previously agreed to by EMC and the Purchaser, with respect to such statistical information.
 
SECTION 14.  Indemnification. 
 
(a)  EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall indemnify and hold harmless the Purchaser and its directors, officers and controlling persons (as defined in Section 15 of the Securities Act) from and against any loss, claim, damage or liability or action in respect thereof, to which they or any of them may become subject, under the Securities Act or otherwise, insofar as such loss, claim, damage, liability or action arises out of, or is based upon any untrue statement of a material fact contained in the Mortgage Loan Sellers’ Information as identified in Exhibit 3, the omission to state in the Free Writing Prospectus, the Prospectus Supplement or Prospectus (or any amendment thereof or supplement thereto approved by EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) and in which additional Mortgage Loan Sellers’ Information is identified), in reliance upon and in conformity with Mortgage Loan Sellers’ Information a material fact required to be stated therein or necessary to make the statements therein in light of the circumstances in which they were made, not misleading, and EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall reimburse the Purchaser and each other indemnified party for any legal and other expenses reasonably incurred by them in connection with investigating or defending or preparing to defend against any such loss, claim, damage, liability or action.
 
The foregoing indemnity agreement is in addition to any liability which EMC or Master Funding otherwise may have to the Purchaser or any other such indemnified party.
 
(b)  The Purchaser shall indemnify and hold harmless each Mortgage Loan Seller and its respective directors, officers and controlling persons (as defined in Section 15 of the Securities Act) from and against any loss, claim, damage or liability or action in respect thereof, to which they or any of them may become subject, under the Securities Act or otherwise, insofar as such loss, claim, damage, liability or action arises out of, or is based upon any untrue statement of a material fact contained in the Purchaser’s Information as identified in Exhibit 4, the omission to state in the Prospectus Supplement or Prospectus (or any amendment thereof or supplement thereto approved by the Purchaser and in which additional Purchaser’s Information is identified), in reliance upon and in conformity with the Purchaser’s Information, a material fact required to be stated therein or necessary to make the statements therein in light of the circumstances in which they were made, not misleading, and the Purchaser shall reimburse each Mortgage Loan Seller, and each other indemnified party for any legal and other expenses reasonably incurred by them in connection with investigating or defending or preparing to defend any such loss, claim, damage, liability or action. The foregoing indemnity agreement is in addition to any liability which the Purchaser otherwise may have to the Mortgage Loan Sellers, or any other such indemnified party.
 
(c)  Promptly after receipt by an indemnified party under subsection (a) or (b) above of notice of the commencement of any action, such indemnified party shall, if a claim in respect thereof is to be made against the indemnifying party under such subsection, notify each party against whom indemnification is to be sought in writing of the commencement thereof (but the failure so to notify an indemnifying party shall not relieve it from any liability which it may have under this Section 14 except to the extent that it has been prejudiced in any material respect by such failure or from any liability which it may have otherwise). In case any such action is brought against any indemnified party, and it notifies an indemnifying party of the commencement thereof, the indemnifying party will be entitled to participate therein and, to the extent it may elect by written notice delivered to the indemnified party promptly (but, in any event, within 30 days) after receiving the aforesaid notice from such indemnified party, to assume the defense thereof with counsel reasonably satisfactory to such indemnified party. Notwithstanding the foregoing, the indemnified party or parties shall have the right to employ its or their own counsel in any such case, but the fees and expenses of such counsel shall be at the expense of such indemnified party or parties unless (i) the employment of such counsel shall have been authorized in writing by one of the indemnifying parties in connection with the defense of such action, (ii) the indemnifying parties shall not have employed counsel to have charge of the defense of such action within a reasonable time after notice of commencement of the action, or (iii) such indemnified party or parties shall have reasonably concluded that there is a conflict of interest between itself or themselves and the indemnifying party in the conduct of the defense of any claim or that the interests of the indemnified party or parties are not substantially co-extensive with those of the indemnifying party (in which case the indemnifying parties shall not have the right to direct the defense of such action on behalf of the indemnified party or parties), in any of which events such fees and expenses shall be borne by the indemnifying parties (provided, however, that the indemnifying party shall be liable only for the fees and expenses of one counsel in addition to one local counsel in the jurisdiction involved. Anything in this subsection to the contrary notwithstanding, an indemnifying party shall not be liable for any settlement or any claim or action effected without its written consent; provided, however, that such consent was not unreasonably withheld.
 
(d)  If the indemnification provided for in paragraphs (a) and (b) of this Section 14 shall for any reason be unavailable to an indemnified party in respect of any loss, claim, damage or liability, or any action in respect thereof, referred to in Section 14, then the indemnifying party shall in lieu of indemnifying the indemnified party contribute to the amount paid or payable by such indemnified party as a result of such loss, claim, damage or liability, or action in respect thereof, in such proportion as shall be appropriate to reflect the relative benefits received by the Mortgage Loan Sellers on the one hand and the Purchaser on the other from the purchase and sale of the Mortgage Loans, the offering of the Certificates and the other transactions contemplated hereunder. No person found liable for a fraudulent misrepresentation shall be entitled to contribution from any person who is not also found liable for such fraudulent misrepresentation.
 
(e)  The parties hereto agree that reliance by an indemnified party on any publicly available information or any information or directions furnished by an indemnifying party shall not constitute negligence, bad faith or willful misconduct by such indemnified party.
 
SECTION 15.  Notices. All demands, notices and communications hereunder shall be in writing but may be delivered by facsimile transmission subsequently confirmed in writing. Notices to EMC shall be directed to EMC Mortgage Corporation, 2780 Lake Vista Drive, Lewisville, Texas 75067, (Facsimile: (469-759-4714)) Attention: President or General Counsel; notices to Master Funding shall be directed to Master Funding LLC, Two Mac Arthur Ridge, 909 Hidden Ridge Drive, Suite 200 Irving, Texas 75038 (Facsimile: (972-444-2880)) Attention: Mark Novacheck; and notices to the Purchaser shall be directed to Bear Stearns Asset Backed Securities I LLC, 383 Madison Avenue, New York, New York 10179, (Telecopy: (212-272-7206)), Attention: Chief Counsel; or to any other address as may hereafter be furnished by one party to the other party by like notice.  Any such demand, notice or communication hereunder shall be deemed to have been received on the date received at the premises of the addressee (as evidenced, in the case of registered or certified mail, by the date noted on the return receipt) provided that it is received on a business day during normal business hours and, if received after normal business hours, then it shall be deemed to be received on the next business day.
 
SECTION 16.  Transfer of Mortgage Loans. The Purchaser retains the right to assign the Mortgage Loans and any or all of its interest under this Agreement to the Trustee without the consent of the Mortgage Loan Sellers, and, upon such assignment, the Trustee shall succeed to the applicable rights and obligations of the Purchaser hereunder; provided, however, the Purchaser shall remain entitled to the benefits set forth in Sections 12, 14 and 18 hereto and as provided in Section 2(a). Notwithstanding the foregoing, the sole and exclusive right and remedy of the Trustee with respect to a breach of representation or warranty of the Mortgage Loan Sellers shall be the cure, purchase or substitution obligations of EMC contained in Sections 5 and 7 hereof.
 
SECTION 17.  Termination. This Agreement may be terminated (a) by the mutual consent of the parties hereto prior to the Closing Date, (b) by the Purchaser, if the conditions to the Purchaser’s obligation to close set forth under Section 11(a) hereof are not fulfilled as and when required to be fulfilled or (c) by any Mortgage Loan Seller, if the conditions to the Mortgage Loan Sellers’ obligation to close set forth under Section 11(b) hereof are not fulfilled as and when required to be fulfilled. In the event of termination pursuant to clause (b), EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall pay, and in the event of termination pursuant to clause (c), the Purchaser shall pay, all reasonable out-of-pocket expenses incurred by the other in connection with the transactions contemplated by this Agreement. In the event of a termination pursuant to clause (a), each party shall be responsible for its own expenses.
 
SECTION 18.  Representations, Warranties and Agreements to Survive Delivery. All representations, warranties and agreements contained in this Agreement, or contained in certificates of officers of the Mortgage Loan Sellers submitted pursuant hereto, shall remain operative and in full force and effect and shall survive delivery of the Mortgage Loans to the Purchaser (and by the Purchaser to the Trustee). Subsequent to the delivery of the Mortgage Loans to the Purchaser, each of EMC’s representations and warranties contained herein with respect to the Mortgage Loans shall be deemed to relate to the Mortgage Loans actually delivered to the Purchaser and included in the Mortgage Loan Schedule and any Replacement Mortgage Loan.
 
SECTION 19.  Severability. If any provision of this Agreement shall be prohibited or invalid under applicable law, this Agreement shall be ineffective only to such extent, without invalidating the remainder of this Agreement.
 
SECTION 20.  Counterparts. This Agreement may be executed in counterparts, each of which will be an original, but which together shall constitute one and the same agreement.
 
SECTION 21.  Amendment. This Agreement cannot be amended or modified in any manner without the prior written consent of each party.
 
SECTION 22.  GOVERNING LAW. THIS AGREEMENT SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK, WITHOUT REGARD TO CONFLICT OF LAWS PRINCIPLES THEREOF OTHER THAN SECTION 5-1401 OF THE NEW YORK GENERAL OBLIGATIONS LAW.
 
SECTION 23.  Further Assurances. Each of the parties agrees to execute and deliver such instruments and take such actions as another party may, from time to time, reasonably request in order to effectuate the purpose and to carry out the terms of this Agreement including any amendments hereto which may be required by either Rating Agency.
 
SECTION 24.  Successors and Assigns. This Agreement shall bind and inure to the benefit of and be enforceable by each of the Mortgage Loan Sellers and the Purchaser and their permitted successors and assigns and, to the extent specified in Section 14 hereof, Bear Stearns, and their directors, officers and controlling persons (within the meaning of federal securities laws). The Mortgage Loan Sellers acknowledge and agree that the Purchaser may assign its rights under this Agreement (including, without limitation, with respect to the EMC’s representations and warranties respecting the Mortgage Loans) to the Trustee. Any person into which any Mortgage Loan Seller may be merged or consolidated (or any person resulting from any merger or consolidation involving such Mortgage Loan Seller), any person resulting from a change in form of such Mortgage Loan Seller or any person succeeding to the business of such Mortgage Loan Seller, shall be considered the “successor” of such Mortgage Loan Seller hereunder and shall be considered a party hereto without the execution or filing of any paper or any further act or consent on the part of any party hereto. Except as provided in the two preceding sentences, this Agreement cannot be assigned, pledged or hypothecated by either party hereto without the written consent of the other parties to this Agreement and any such assignment or purported assignment shall be deemed null and void.
 
SECTION 25.  The Mortgage Loan Sellers. The Mortgage Loan Sellers will keep in full force and effect its existence, all rights and franchises as a corporation under the laws of the State of its incorporation and will obtain and preserve its qualification to do business as a foreign corporation in each jurisdiction in which such qualification is necessary to perform its obligations under this Agreement.
 
SECTION 26.  Entire Agreement. This Agreement contains the entire agreement and understanding between the parties with respect to the subject matter hereof, and supersedes all prior and contemporaneous agreements, understandings, inducements and conditions, express or implied, oral or written, of any nature whatsoever with respect to the subject matter hereof.
 
SECTION 27.  No Partnership. Nothing herein contained shall be deemed or construed to create a partnership or joint venture between the parties hereto.
 




IN WITNESS WHEREOF, the parties hereto have caused their names to be signed hereto by their respective duly authorized officers as of the date first above written.
 
EMC MORTGAGE CORPORATION
 

 
By:_____________________________________
Name:
Title:
 
BEAR STEARNS ASSET BACKED SECURITIES I LLC
 
By:______________________________________
Name: Joseph Jurkowski, Jr.
Title: Vice President
 
MASTER FUNDING LLC
 
By:______________________________________
Name:
Title:
 




EXHIBIT 1
 
CONTENTS OF MORTGAGE FILE
 
With respect to each Mortgage Loan, the Mortgage File shall include each of the following items, which shall be available for inspection by the Purchaser or its designee, and which shall be delivered to the Purchaser or its designee pursuant to the terms of this Agreement.
 
(i)  The original Mortgage Note, including any riders thereto, endorsed without recourse to the order of blank or to “LaSalle Bank National Association, as Trustee for certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2006-HE7,” and showing to the extent available to the related Mortgage Loan Seller an unbroken chain of endorsements from the original payee thereof to the Person endorsing it to the Trustee;
 
(ii)  The original Mortgage and, if the related Mortgage Loan is a MOM Loan, noting the presence of the MIN and language indicating that such Mortgage Loan is a MOM Loan, which shall have been recorded (or if the original is not available, a copy), with evidence of such recording indicated thereon (or if clause (x) in the proviso below applies, shall be in recordable form);
 
(iii)  Unless the Mortgage Loan is either a MOM Loan or has been assigned in the name of MERS, the assignment (either an original or a copy, which may be in the form of a blanket assignment if permitted in the jurisdiction in which the Mortgaged Property is located) to the Trustee of the Mortgage with respect to each Mortgage Loan in the name of “LaSalle Bank National Association, as Trustee for certificateholders of Bear Stearns Asset Backed Securities I LLC, Asset-Backed Certificates, Series 2006-HE7,” which shall have been recorded (or if clause (x) in the proviso below applies, shall be in recordable form);
 
(iv)  An original or a copy of all intervening assignments of the Mortgage, if any, to the extent available to the related Mortgage Loan Seller, with evidence of recording thereon;
 
(v)  The original policy of title insurance or mortgagee’s certificate of title insurance or commitment or binder for title insurance, if available, or a copy thereof, or, in the event that such original title insurance policy is unavailable, a photocopy thereof, or in lieu thereof, a current lien search on the related Mortgaged Property and
 
(vi)  Originals or copies of all available assumption, modification or substitution agreements, if any; provided, however, that in lieu of the foregoing, the related Mortgage Loan Seller may deliver the following documents, under the circumstances set forth below: (x) if any Mortgage, assignment thereof to the Trustee or intervening assignments thereof have been delivered or are being delivered to recording offices for recording and have not been returned in time to permit their delivery as specified above, the related Mortgage Loan Seller may deliver a true copy thereof with a certification by the related Mortgage Loan Seller or the Master Servicer, on the face of such copy, substantially as follows: “Certified to be a true and correct copy of the original, which has been transmitted for recording”; (y) in lieu of the Mortgage, assignments to the Trustee or intervening assignments thereof, if the applicable jurisdiction retains the originals of such documents or if the originals are lost (in each case, as evidenced by a certification from the related Mortgage Loan Seller or the Master Servicer to such effect), the related Mortgage Loan Seller may deliver photocopies of such documents containing an original certification by the judicial or other governmental authority of the jurisdiction where such documents were recorded; and (z) in lieu of the Mortgage Notes relating to the Mortgage Loans identified in the list set forth in Exhibit I to the Pooling and Servicing Agreement, the related Mortgage Loan Seller may deliver a lost note affidavit and indemnities of the related Mortgage Loan Seller; and provided, further, however, that in the case of Mortgage Loans which have been prepaid in full after the Cut-Off Date and prior to the Closing Date, the related Mortgage Loan Seller, in lieu of delivering the above documents, may deliver to the Trustee a certification by the related Mortgage Loan Seller or the Master Servicer to such effect. In the case of the documents referred to in clause (x) above, the related Mortgage Loan Seller shall deliver such documents to the Trustee or its Custodian promptly after they are received. EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall cause, at its expense, the Mortgage and intervening assignments, if any, and to the extent required in accordance with the foregoing, the assignment of the Mortgage to the Trustee to be submitted for recording promptly after the Closing Date; provided that EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) need not cause to be recorded any assignment (a) in any jurisdiction under the laws of which, as evidenced by an Opinion of Counsel addressed to the Trustee delivered by EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) to the Trustee, and the Rating Agencies, the recordation of such assignment is not necessary to protect the Trustee’s interest in the related Mortgage Loan or (b) if MERS is identified on the Mortgage or on a properly recorded assignment of the Mortgage as mortgagee of record solely as nominee for EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) and its successors and assigns. In the event that EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding), the Purchaser or the Master Servicer gives written notice to the Trustee that a court has recharacterized the sale of the Mortgage Loans as a financing, EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) shall submit or cause to be submitted for recording as specified above or, should EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) fail to perform such obligations, the Master Servicer shall cause each such previously unrecorded assignment to be submitted for recording as specified above at the expense of the Trust. In the event a Mortgage File is released to EMC (on its own behalf as a Mortgage Loan Seller and on behalf of Master Funding) or the Master Servicer as a result of such Person having completed a Request for Release, the Custodian shall, if not so completed, complete the assignment of the related Mortgage in the manner specified in clause (iii) above.
 



EXHIBIT 2
MORTGAGE LOAN SCHEDULE INFORMATION

The Mortgage Loan Schedule shall set forth the following information with respect to each Mortgage Loan:

(a)  the city, state and zip code of the Mortgaged Property;
(b)  the property type;
(c)  the Mortgage Rate;
(d)  the Servicing Fee Rate;
(e)  the Master Servicer’s Fee Rate;
(f)  the LPMI Fee, if applicable;
(g)  the Trustee Fee Rate, if applicable;
(h)  the Net Rate;
(i)  the maturity date;
(j)  the stated original term to maturity;
(k)  the stated remaining term to maturity;
(l)  the original Principal Balance;
(m)  the first payment date;
(n)  the principal and interest payment in effect as of the Cut-off Date;
(o)  the unpaid Principal Balance as of the Cut-off Date;
(p)  the Loan-to-Value Ratio at origination;
(q)  the insurer of any Primary Mortgage Insurance Policy;
(r)  the MIN with respect to each MOM Loan;
(s)  the Gross Margin, if applicable;
(t)  the next Adjustment Date, if applicable;
(u)  the Maximum Lifetime Mortgage Rate, if applicable;
(v)  the Minimum Lifetime Mortgage Rate, if applicable;
(w)  the Periodic Rate Cap, if applicable;
(x)  the Loan Group, if applicable;
(y)  a code indicating whether the Mortgage Loan is negatively amortizing;
(z)       
which Mortgage Loans adjust after an initial fixed-rate period of one, two, three, five, seven or ten years or any other period;
(aa)  the Prepayment Charge, if any;
(bb)  lien position (e.g., first lien or second lien);
(cc)  a code indicating whether the Mortgage Loan is has a balloon payment;
(dd)  a code indicating whether the Mortgage Loan is an interest-only loan;
(ee)  the interest-only term, if applicable;
(ff)  the Mortgage Loan Seller; and
(gg)  the original amortization term.

Such schedule also shall set forth for all of the Mortgage Loans, the total number of Mortgage Loans, the total of each of the amounts described under (n) and (j) above, the weighted average by principal balance as of the Cut-off Date of each of the rates described under (c) through (h) above, and the weighted average remaining term to maturity by unpaid principal balance as of the Cut-off Date.
 



EXHIBIT 3
 
MORTGAGE LOAN SELLERS’ INFORMATION
 
All information in the Prospectus Supplement described under the following captions: “SUMMARY — The Mortgage Loans,” “THE MORTGAGE POOL”, “THE SPONSOR” and “SCHEDULE A — Mortgage Loan Statistical Data.”
 



EXHIBIT 4
 
PURCHASER’S INFORMATION
 
All information in the Prospectus Supplement and the Prospectus, except the Mortgage Loan Sellers’ Information.
 



EXHIBIT 5
 
SCHEDULE OF LOST NOTES
 
Available Upon Request



EXHIBIT 6
 
REVISED April 18, 2006

APPENDIX E - Standard & Poor’s Predatory Lending Categories
 
Standard & Poor’s has categorized loans governed by anti-predatory lending laws in the Jurisdictions listed below into three categories based upon a combination of factors that include (a) the risk exposure associated with the assignee liability and (b) the tests and thresholds set forth in those laws. Note that certain loans classified by the relevant statute as Covered are included in Standard & Poor’s High Cost Loan Category because they included thresholds and tests that are typical of what is generally considered High Cost by the industry.
 
Standard & Poor’s High Cost Loan Categorization
 

State/Jurisdiction
Name of Anti-Predatory Lending
Law/Effective Date
Category under
Applicable Anti-
Predatory Lending Law
 
Arkansas
 
Arkansas Home Loan Protection Act,
Ark. Code Ann. §§ 23-53-101 et seq.
 
Effective July 16, 2003
 
High Cost Home Loan
 
Cleveland Heights, OH
 
Ordinance No. 72-2003 (PSH), Mun.
Code §§ 757.01 et seq.
 
Effective June 2, 2003
Covered Loan
Colorado
Consumer Equity Protection, Colo. Stat.
Ann. §§ 5-3.5-101 et seq.
 
Effective for covered loans offered or entered into on or after January 1, 2003. Other provisions of the Act took effect on June 7, 2002
Covered Loan
Connecticut
Connecticut Abusive Home Loan
Lending Practices Act, Conn. Gen. Stat.
§§ 36a-746 et seq.
 
Effective October 1, 2001
High Cost Home Loan
District of Columbia
Home Loan Protection Act, D.C. Code
§§ 26-1151.01 et seq.
 
Effective for loans closed on or after January 28, 2003
Covered Loan
Florida
Fair Lending Act, Fla. Stat. Ann. §§
494.0078 et seq.
 
Effective October 2, 2002
High Cost Home Loan





State/Jurisdiction
Name of Anti-Predatory Lending
Law/Effective Date
Category under
Applicable Anti-
Predatory Lending Law
Georgia (Oct. 1, 2002 -
Mar. 6, 2003)
Georgia Fair Lending Act, Ga. Code
Ann. §§ 7-6A-1 et seq.
 
Effective October 1, 2002 - March 6 2003
High Cost Home Loan
Georgia as amended
(Mar. 7, 2003 - current)
Georgia Fair Lending Act, Ga. Code
Ann. §§ 7-6A-1 et seq.
 
Effective for loans closed on or after
March 7, 2003
High Cost Home Loan
HOEPA Section 32
Home Ownership and Equity Protection
Act of 1994, 15 U.S.C. § 1639, 12
C.F.R. §§ 226.32 and 226.34
 
Effective October 1, 1995, amendments
October 1, 2002
High Cost Loan
Illinois
High Risk Home Loan Act, Ill. Comp.
Stat. tit. 815, §§ 137/5 et seq.
 
Effective January 1, 2004 (prior to this date, regulations under Residential
Mortgage License Act effective from May 14, 2001)
High Risk Home Loan
Kansas
Consumer Credit Code, Kan. Stat. Ann.
§§ 16a-1-101 et seq.
 
Sections 16a-1-301 and 16a-3-207 became effective April 14, 1999;
Section 16a-3-308a became effective July 1, 1999
High Loan to Value Consumer Loan (id. § 16a-3-207) and;
High APR Consumer Loan (id. § 16a-3-308a)
Kentucky
2003 KY H.B. 287 - High Cost Home
Loan Act, Ky. Rev. Stat. §§ 360.100 et seq.
 
Effective June 24, 2003
High Cost Home Loan
Maine
Truth in Lending, Me. Rev. Stat. tit. 9-
A, §§ 8-101 et seq.
 
Effective September 29, 1995 and as amended from time to time
High Rate High Fee Mortgage
     
State/Jurisdiction
Name of Anti-Predatory Lending
Law/Effective Date
Category under
Applicable Anti-
Predatory Lending Law
Massachusetts
Part 40 and Part 32, 209 C.M.R. §§
32.00 et seq. and 209 C.M.R. §§ 40.01 et seq.
 
Effective March 22, 2001 and amended from time to time
High Cost Home Loan
Nevada
Assembly Bill No. 284, Nev. Rev. Stat.
§§ 598D.010 et seq.
 
Effective October 1, 2003
Home Loan
New Jersey
New Jersey Home Ownership Security
Act of 2002, N.J. Rev. Stat. §§ 46:10B- 22 et seq.
 
Effective for loans closed on or after November 27, 2003
High Cost Home Loan
New Mexico
Home Loan Protection Act, N.M. Rev.
Stat. §§ 58-21A-1 et seq.
 
Effective as of January 1, 2004; Revised
as of February 26, 2004
High Cost Home Loan
New York
N.Y. Banking Law Article 6-1
 
Effective for applications made on or after April 1, 2003
High Cost Home Loan
North Carolina
Restrictions and Limitations on High
Cost Home Loans, N.C. Gen. Stat. §§ 24-1.1E et seq.
 
Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit)
High Cost Home Loan
Ohio
H.B. 386 (codified in various sections of the Ohio Code), Ohio Rev. Code Ann. §§ 1349.25 et seq.
 
Effective May 24, 2002
Covered Loan
Oklahoma
Consumer Credit Code (codified in various sections of Title 14A)
 
Effective July 1, 2000; amended effective January 1, 2004
Subsection 10 Mortgage
     
State/Jurisdiction
Name of Anti-Predatory Lending
Law/Effective Date
Category under
Applicable Anti-
Predatory Lending Law
South Carolina
South Carolina High Cost and
Consumer Home Loans Act, S.C. Code
Ann. §§ 37-23-10 et seq.
 
Effective for loans taken on or after January 1, 2004
High Cost Home Loan
West Virginia
West Virginia Residential Mortgage Lender, Broker and Servicer Act, W.
Va. Code Ann. §§ 31-17-1 et seq.
 
Effective June 5, 2002
West Virginia Mortgage Loan Act Loan

Standard & Poor’s Covered Loan Categorization

 
State/Jurisdiction
Name of Anti-Predatory Lending
Law/Effective Date
Category under
Applicable Anti-
Predatory Lending Law
Georgia (Oct. 1, 2002 -
Mar. 6, 2003)
Georgia Fair Lending Act, Ga. Code
Ann. §§ 7-6A-1 et seq.
 
Effective October 1, 2002 - March 6, 2003
Covered Loan
New Jersey
New Jersey Home Ownership Security
Act of 2002, N.J. Rev. Stat. §§ 46:10B 22 et seq.
 
Effective November 27, 2003 - July 5, 2004
Covered Home Loan

Standard & Poor’s Home Loan Categorization
 
State/Jurisdiction
Name of Anti-Predatory Lending
Law/Effective Date
Category under
Applicable Anti-
Predatory Lending Law
Georgia (Oct. 1, 2002 -
Mar. 6, 2003)
Georgia Fair Lending Act, Ga. Code
Ann. §§ 7-6A-1 et seq.
 
Effective October 1, 2002 - March 6, 2003
Home Loan
New Jersey
New Jersey Home Ownership Security
Act of 2002, N.J. Rev. Stat. §§ 46:10B- 22 et seq.
 
Effective for loans closed on or after November 27, 2003
Home Loan
New Mexico
Home Loan Protection Act, N.M. Rev. Stat. §§ 58-21A-1 et seq.
 
Effective as of January 1, 2004; Revised as of February 26, 2004
Home Loan
North Carolina
Restrictions and Limitations on High Cost Home Loans, N.C. Gen. Stat. §§
24-1.1E et seq.
 
Effective July 1, 2000; amended October 1, 2003 (adding open-end lines of credit)
Consumer Home Loan
South Carolina
South Carolina High Cost and Consumer Home Loans Act, S.C. Code Ann. §§ 37-23-10 et seq.
 
Effective for loans taken on or after January 1, 2004
Consumer Home Loan






SCHEDULE A
 
REQUIRED RATINGS FOR EACH CLASS OF CERTIFICATES
 
Group I Public Certificates

Class
Fitch
Moody’s
I-A-1
AAA
Aaa
I-A-2
AAA
Aaa
I-A-3
AAA
Aaa
I-M-1
AA+
Aa1
I-M-2
AA
Aa2
I-M-3
AA-
Aa3
I-M-4
A+
A1
I-M-5
A
A2
I-M-6
A-
A3
I-M-7
BBB+
Baa1
I-M-8
BBB
Baa2
I-M-9
BBB-
Baa3
     
 
 
Group II Public Certificates
     
Class
S&P
Moody’s
II-1A-1
AAA
Aaa
II-1A-2
AAA
Aaa
II-1A-3
AAA
Aaa
II-2A
AAA
Aaa
II-M-1
AA+
Aa1
II-M-2
AA
Aa2
II-M-3
AA-
Aa3
II-M-4
A+
A1
II-M-5
A
A2
II-M-6
A-
A3
II-M-7
BBB+
Baa1
II-M-8
BBB
Baa2
II-M-9
BBB-
Baa3
 
None of the above ratings has been lowered, qualified or withdrawn since the dates of issuance of such ratings by the Rating Agencies.
 

Group I Private Certificates

Class
Fitch
Moody’s
I-M-10
BB+
Ba1
I-M-11
BB
Ba2
I-CE
Not Rated
Not Rated
I-P
Not Rated
Not Rated
I-R-1
Not Rated
Not Rated
I-R-2
Not Rated
Not Rated
I-R-3
Not Rated
Not Rated
I-RX
Not Rated
Not Rated
 
Group II Private Certificates
     
Class
S&P
Moody’s
II-M-10
BB+
Ba1
II-M-11
BB
Ba2
II-CE
Not Rated
Not Rated
II-P
Not Rated
Not Rated
II-R-1
Not Rated
Not Rated
II-RX
Not Rated
Not Rated
 


 

 




EXHIBIT M
 
GROUP I SWAP AGREEMENT
 


BEAR STEARNS FINANCIAL PRODUCTS INC.
383 MADISON AVENUE
NEW YORK, NEW YORK 10179
212-272-4009

DATE:
August 30, 2006
   
TO:
LaSalle Bank National Association, not individually, but solely as Group I Supplemental Interest Trust Trustee on behalf of the Group I Supplemental Interest Trust with respect to Bear Stearns Asset Backed Securities I Trust 2006-HE7 Asset-Backed Certificates, Series 2006-HE7 (each as defined herein)
   
ATTENTION:
Global Securities and Trust Services Group - BSABS 2006-HE7
   
TELEPHONE:
(312) 904-4373
FACSIMILE:
(312) 904-1368
   
FROM:
Derivatives Documentation
TELEPHONE:
212-272-2711
FACSIMILE: 
212-272-9857
   
SUBJECT:
 
Fixed Income Derivatives Confirmation and Agreement
 
REFERENCE NUMBER:
FXNSC8574

The purpose of this letter agreement ("Agreement") is to confirm the terms and conditions of the current Transaction entered into on the Trade Date specified below (the "Transaction") between Bear Stearns Financial Products Inc. ("BSFP") and LaSalle Bank National Association, not individually, but solely as supplemental interest trust trustee (“Group I Supplemental Interest Trust Trustee”) on behalf of the Group I Supplemental Interest Trust Trust (the “Group I Supplemental Interest Trust”) with respect to Bear Stearns Asset Backed Securities I Trust 2006-HE7 (“Counterparty”) created under the Pooling and Servicing Agreement dated as of August 1, 2006, among Bear Stearns Asset Backed Securities I LLC, as Depositor, EMC Mortgage Corporation, Seller and Master Servicer, and LaSalle Bank National Association, as Trustee (the “Pooling and Servicing Agreement”). This Agreement, which evidences a complete and binding agreement between you and us to enter into the Transaction on the terms set forth below, constitutes a "Confirmation" as referred to in the "ISDA Form Master Agreement" (as defined below), as well as a “Schedule” as referred to in the ISDA Form Master Agreement.
 
1.  This Agreement is subject to the 2000 ISDA Definitions (the “Definitions”), as published by the International Swaps and Derivatives Association, Inc. (“ISDA”). You and we have agreed to enter into this Agreement in lieu of negotiating a Schedule to the 1992 ISDA Master Agreement (Multicurrency—Cross Border) form (the "ISDA Form Master Agreement") but, rather, an ISDA Form Master Agreement shall be deemed to have been executed by you and us on the date we entered into the Transaction. Terms capitalized but not defined herein except in the Definitions shall have the respective meanings attributed to them in the Pooling and Servicing Agreement. In the event of any inconsistency between the provisions of this Agreement and the Definitions or the ISDA Form Master Agreement, this Agreement shall prevail for purposes of the Transaction. Each reference to a “Section” (unless specifically referencing the Pooling and Servicing Agreement or to a “Section” “of this Agreement” will be construed as a reference to a Section of the ISDA Form Master Agreement.
 
Rate Floor (Oct/23/96)
2.  The terms of the particular Transaction to which this Confirmation relates are as follows:
 

Notional Amount:
With respect to any Calculation Period, the amount set forth for such period on Schedule I attached hereto.
   
Trade Date:
July 28, 2006
   
Effective Date:
August 30, 2006
   
Termination Date:
August 25, 2011, provided, however, for the purposes of determining the Floating Amount to be paid in respect of the final Calculation Period, such date shall be subject to adjustment in accordance with the Business Day Convention.

Fixed Amount:
 
Fixed Rate Payer:
Counterparty
   
Fixed Rate Payer
 
Period End Dates:
The 25th calendar day of each month during the Term of this Transaction, commencing September 25, 2006, and ending on the Termination Date, with No Adjustment.
   
Fixed Rate Payer
 
Payment Date:
Early Payment shall be applicable. The Fixed Rate Payer Payment Date shall be one Business Day prior to each Fixed Rate Payer Period End Date.
   
Fixed Rate:
5.39700%
   
Fixed Amount:
To be determined in accordance with the following formula:
 
100 * Fixed Rate * Notional Amount * Fixed Rate Day Count Fraction
   
Fixed Rate Day
 
Count Fraction:
30/360



Floating Amounts:
 
Floating Rate Payer:
BSFP
   
Floating Rate Payer
 
Period End Dates:
The 25th calendar day of each month during the Term of this Transaction, commencing September 25, 2006, and ending on the Termination Date, subject to adjustment in accordance with the Business Day Convention.
   
Floating Rate Payer
 
Payment Dates:
Early Payment shall be applicable. The Floating Rate Payer Payment Date shall be one Business Day prior to each Floating Rate Payer Period End Date.
   
Floating Rate Option:
 
USD-LIBOR-BBA
 
Floating Amount:
 
To be determined in accordance with the following formula:
 
 
100 * Floating Rate Option * Notional Amount * Floating Rate Day Count Fraction.
   
Designated Maturity:
One month
   
Floating Rate Day
 
Count Fraction:
Actual/360
   
Reset Dates:
The first day of each Calculation Period.
   
Compounding:
Inapplicable
   
Business Days:
New York and Illinois
   
Business Day Convention:
Following
   
Calculation Agent:
BSFP

3.  Additional Provisions:
 
1)   Each party hereto is hereby advised and acknowledges that the other party has engaged in (or refrained from engaging in) substantial financial transactions and has taken (or refrained from taking) other material actions in reliance upon the entry by the parties into the Transaction being entered into on the terms and conditions set forth herein and in the Pooling and Servicing Agreement relating to such Transaction, as applicable. This paragraph 1) shall be deemed repeated on the trade date of each Transaction.
 
4.  Provisions Deemed Incorporated in a Schedule to the ISDA Form Master Agreement:

1)   The parties agree that subparagraph (ii) of Section 2(c) of the ISDA Form Master Agreement will apply to any Transaction.
 
2)   Termination Provisions. For purposes of the Master Agreement:
 
(a)  "Specified Entity" is not applicable to BSFP or Counterparty for any purpose.
 
(b)  "Specified Transaction" is not applicable to BSFP or Counterparty for any purpose, and, accordingly, Section 5(a)(v) shall not apply to BSFP or Counterparty.
 
(c)  The "Cross Default" provisions of Section 5(a)(vi) will not apply to BSFP or to Counterparty.
 
(d)  The "Credit Event Upon Merger" provisions of Section 5(b)(iv) will not apply to BSFP or Counterparty.
 
(e)  With respect to Counterparty, the “Bankruptcy Provision” of Section 5(a)(vii)(2) shall be deleted in its entirety.
 
(f)  The "Automatic Early Termination" provision of Section 6(a) will not apply to BSFP or to Counterparty.
 
(g)  Payments on Early Termination. For the purpose of Section 6(e) of the ISDA Form Master Agreement:
 
(i)  Market Quotation will apply.
 
(ii)  the Second Method will apply.
 
(h)  "Termination Currency" means United States Dollars.
 
(i)  Tax Event. The provisions of Section 2(d)(i)(4) and 2(d)(ii) of the printed ISDA Form Master Agreement shall not apply to Counterparty and Counterparty shall not be required to pay any additional amounts referred to therein.
 
3)   Tax Representations.
 
(a)  Payer Representations. For the purpose of Section 3(e) of the ISDA Form Master Agreement, each of BSFP and the Counterparty will make the following representations:
 
It is not required by any applicable law, as modified by the practice of any relevant governmental revenue authority, of any Relevant Jurisdiction to make any deduction or withholding for or on account of any Tax from any payment (other than interest under Section 2(e), 6(d)(ii) or 6(e) of the ISDA Form Master Agreement) to be made by it to the other party under this Agreement. In making this representation, it may rely on:
 
(i)  the accuracy of any representations made by the other party pursuant to Section 3(f) of the ISDA Form Master Agreement;
 
(ii)  the satisfaction of the agreement contained in Sections 4(a)(i) and 4(a)(iii) of the ISDA Form Master Agreement and the accuracy and effectiveness of any document provided by the other party pursuant to Sections 4(a)(i) and 4(a)(iii) of the ISDA Form Master Agreement; and
 
(iii)  the satisfaction of the agreement of the other party contained in Section 4(d) of the ISDA Form Master Agreement, provided that it shall not be a breach of this representation where reliance is placed on clause (ii) and the other party does not deliver a form or document under Sections 4(a)(i) and 4(a)(iii) by reason of material prejudice to its legal or commercial position.
 
(b)  Payee Representations. For the purpose of Section 3(f) of the ISDA Form Master Agreement, each of BSFP and the Counterparty make the following representations.
 
The following representation will apply to BSFP:
 
BSFP is a corporation organized under the laws of the State of Delaware and its U.S. taxpayer identification number is 13-3866307.
 
The following representation will apply to the Counterparty:
 
The beneficial owner of the payments made to it under this Agreement is either (i) a "U.S. person" (as that term is used in section 1.1441-4(a)(3)(ii) of United States Treasury Regulations) for United States federal income tax purposes and an "Exempt recipient" within the meaning of section 1.6049-4(c)(1)(ii) of United States Treasury Regulations, or (ii) a "non-U.S. branch of a foreign person" as that term is used in section 1.1441-4(a)(3)(ii) of the United States Treasury Regulations (the "Regulations") for United States federal income tax purposes, and it is a "foreign person" as that term is used in section 1.6041-4(a)(4) of the Regulations for United States federal income tax purposes.
 
4)   The ISDA Form Master Agreement is hereby amended as follows:
 
The word “third” shall be replaced by the word “second” in the third line of Section 5(a)(i) of the ISDA Form Master Agreement.
 
5)   Documents to be Delivered. For the purpose of Section 4(a) of the ISDA Form Master Agreement:
 
(1) Tax forms, documents, or certificates to be delivered are:
 
Party required to deliver document
 
Form/Document/
Certificate
 
Date by which to
be delivered
 
BSFP and
the Counterparty
 
 
Any document required or reasonably requested to allow the other party to make payments under this Agreement without any deduction or withholding for or on the account of any Tax or with such deduction or withholding at a reduced rate
 
Promptly after the earlier of (i) reasonable demand by either party or (ii) learning that such form or document is required
 





(2) Other documents to be delivered are:
 
Party required to deliver document
 
Form/Document/
Certificate
 
Date by which to
be delivered
 
Covered by Section 3(d) Representation
 
BSFP and
the Counterparty
 
 
Any documents required by the receiving party to evidence the authority of the delivering party or its Credit Support Provider, if any, for it to execute and deliver this Agreement, any Confirmation , and any Credit Support Documents to which it is a party, and to evidence the authority of the delivering party or its Credit Support Provider to perform its obligations under this Agreement, such Confirmation and/or Credit Support Document, as the case may be
 
 
Upon the execution and delivery of this Agreement and such Confirmation
 
 
Yes
 
 
BSFP and
the Counterparty
 
 
A certificate of an authorized officer of the party, as to the incumbency and authority of the respective officers of the party signing this Agreement, any relevant Credit Support Document, or any Confirmation, as the case may be
 
 
Upon the execution and delivery of this Agreement and such Confirmation
 
 
Yes
 

BSFP
 
 
A copy of the most recent annual report of such party (only if available) and its Credit Support Provider, if any, containing in all cases audited consolidated financial statements for each fiscal year certified by independent certified public accountants and prepared in accordance with generally accepted accounting principles in the United States or in the country in which such party is organized
 
 
Promptly after request by the other party
 
 
Yes
 
Counterparty
 
 
An executed copy of the Pooling and Servicing Agreement
 
 
Upon the later of (i) receipt by Counterparty or (ii) 30 days after the date of this Agreement.
 
 
No
 

6)   Miscellaneous. Miscellaneous
 
(a)  Address for Notices: For the purposes of Section 12(a) of the ISDA Form Master Agreement:
 
Address for notices or communications to BSFP:
 
Address:
383 Madison Avenue, New York, New York 10179
Attention:
DPC Manager
Facsimile:
(212) 272-5823

with a copy to:
 
Address:
One Metrotech Center North, Brooklyn, New York 11201
Attention:
Derivative Operations - 7th Floor
Facsimile:
(212) 272-1634

(For all purposes)
 
Address for notices or communications to the Counterparty:
 
Address:
LaSalle Bank National Association
 
135 South LaSalle Street, Suite 1625
 
Chicago, IL 60603
Attention:
Global Securities and Trust Services Group-Bear Stearns Asset Backed Securities I Trust 2006-HE7
Facsimile:
(312) 904-1368
Phone:
(312) 904-4373

(For all purposes)
 
(b)  Process Agent. For the purpose of Section 13(c) of the ISDA Form Master Agreement:
 
BSFP appoints as its
 
Process Agent:
Not Applicable
   
The Counterparty appoints as its
 
Process Agent:
Not Applicable

(c)  Offices. The provisions of Section 10(a) the ISDA Form Master Agreement will not apply to this Agreement; neither BSFP nor the Counterparty have any Offices other than as set forth in the Notices Section and BSFP agrees that, for purposes of Section 6(b) of the ISDA Form Master Agreement, it shall not in future have any Office other than one in the United States.
 
(d)  Multibranch Party. For the purpose of Section 10(c) of the ISDA Form Master Agreement:
 
BSFP is not a Multibranch Party.
 
The Counterparty is not a Multibranch Party.
 
(e)  Credit Support Document. Not applicable, except for any guarantee or contingent agreement delivered pursuant to paragraph 9 below.
 
The Counterparty: Not Applicable
 
(f)  Credit Support Provider.
 
BSFP: Not Applicable, except for any guarantor or other provider of credit support pursuant to paragraph 9 below.
 
The Counterparty: Not Applicable
 
(g)  Governing Law.The parties to this Agreement hereby agree that the law of the State of New York shall govern their rights and duties in whole, without regard to the conflict of law provisions thereof other than New York General Obligations Law Sections 5-1401 and 5-1402.
 
(h)  Severability.If any term, provision, covenant, or condition of this Agreement, or the application thereof to any party or circumstance, shall be held to be invalid or unenforceable (in whole or in part) for any reason, the remaining terms, provisions, covenants, and conditions hereof shall continue in full force and effect as if this Agreement had been executed with the invalid or unenforceable portion eliminated, so long as this Agreement as so modified continues to express, without material change, the original intentions of the parties as to the subject matter of this Agreement and the deletion of such portion of this Agreement will not substantially impair the respective benefits or expectations of the parties.
 
The parties shall endeavor to engage in good faith negotiations to replace any invalid or unenforceable term, provision, covenant or condition with a valid or enforceable term, provision, covenant or condition, the economic effect of which comes as close as possible to that of the invalid or unenforceable term, provision, covenant or condition.
 
(i)  Consent to Recording. Each party hereto consents to the monitoring or recording, at any time and from time to time, by the other party of any and all communications between officers or employees of the parties, waives any further notice of such monitoring or recording, and agrees to notify its officers and employees of such monitoring or recording.
 
(j)  Waiver of Jury Trial.Each party waives any right it may have to a trial by jury in respect of any Proceedings relating to this Agreement or any Credit Support Document.
 
(k)  Set-Off. The provisions for Set-off set forth in Section 6(e) of the ISDA Form Master Agreement shall not apply for purposes of this Transaction. Notwithstanding any provision of this Agreement or any other existing or future agreement, each party irrevocably waives any and all rights it may have to set off, net, recoup or otherwise withhold or suspend or condition payment or performance of any obligation between it and the other party hereunder against any obligation between it and the other party under any other agreements.
 
(l)  This Agreement may be executed in several counterparts, each of which shall be deemed an original but all of which together shall constitute one and the same instrument.
 
(m)  Additional Definitional Provisions.
 
As used in this Agreement, the following terms shall have the meanings set forth below, unless the context clearly requires otherwise:
 
“Moody’s” means Moody’s Investors Service, Inc., or any successor.
 
“S&P” means Standard & Poor's Ratings Service, a division of The McGraw-Hill Companies, Inc., or any successor.
 
“Fitch” means Fitch Ratings.
 
(n)  Group I Supplemental Interest Trust Trustee Liability Limitations. It is expressly understood and agreed by the parties hereto that (a) this Agreement is executed and delivered by LaSalle Bank National Association (“LaSalle”), not individually or personally but solely as Group I Supplemental Interest Trust Trustee, (b) each of the representations, undertakings and agreements herein made on the part of the Counterparty is made and intended not as personal representations, undertakings and agreements by LaSalle but is made and intended for the purpose of binding only the Counterparty, (c) nothing herein contained shall be construed as creating any liability on LaSalle, individually or personally, to perform any covenant either expressed or implied contained herein, all such liability, if any, being expressly waived by the parties hereto and by any Person claiming by, through or under the parties hereto; provided that nothing in this paragraph shall relieve LaSalle from performing its duties and obligations under the Pooling and Servicing Agreement in accordance with the standard of care set forth therein, (d) under no circumstances shall LaSalle be personally liable for the payment of any indebtedness or expenses of the Counterparty or be liable for the breach or failure of any obligation, representation, warranty or covenant made or undertaken by the Counterparty under this Agreement or any other related documents, (e) LaSalle has been directed pursuant to the Pooling and Servicing Agreement to enter into this Agreement and to perform its obligations hereunder and (f) the parties hereto acknowledge and agree that under (i) the Swap Administration Agreement, dated as of August 30, 2006, among LaSalle Bank National Association, as swap administrator (in such capacity, the “Swap Administrator”), LaSalle Bank National Association, as Group I Supplemental Interest Trust Trustee and as Group II Supplemental Interest Trust Trustee and LaSalle Bank National Association, as trustee for Bear Stearns Asset Backed Securities I Trust 2006-HE7 Asset-Backed Certificates, Series 2006-HE7, and as amended from time to time (ii) the Pooling and Servicing Agreement and (iii) this Agreement, the Swap Administrator may act for the Counterparty hereunder, and BSFP hereby acknowledges and agrees that it will, unless otherwise directed by the Group I Supplemental Interest Trust Trustee or the Swap Administrator, make all payments hereunder to the account specified below. Any resignation or removal of LaSalle as Group I Supplemental Interest Trust Trustee under the Pooling and Servicing Agreement shall require the assignment of this agreement to LaSalle’s replacement.
 
(o)  Additional Provisions. The provisions of Sections 5(a)(ii), 5(a)(iii) and 5(a)(iv) of the ISDA Form Master Agreement shall not apply to BSFP or Counterparty; provided, however, that the provisions of Section 5(a)(iii) will apply to BSFP if BSFP provides a guarantee or other contingent agreement pursuant to Section 9 below.
 
7)   "Affiliate": BSFP and Counterparty shall be deemed to have no Affiliates for purposes of this Agreement, including for purposes of Section 6(b)(ii) of the ISDA Form Master Agreement.
 
8)   Additional Termination Events. The following Additional Termination Events will apply:
 
(a)  If a Rating Agency Downgrade has occurred and BSFP has not, within the time period specified therein, complied with paragraph 9 below, then an Additional Termination Event shall have occurred with respect to BSFP and BSFP shall be the sole Affected Party with respect to such Additional Termination Event.
 
(b)  If, upon the occurrence of a Swap Disclosure Event (as defined in Section 15(ii) below) BSFP has not, within 10 calendar days after such Swap Disclosure Event complied with any of the provisions set forth in Section 15(iii) below, then an Additional Termination Event shall have occurred with respect to BSFP and BSFP shall be the sole Affected Party with respect to such Additional Termination Event.
 
(c)  If, without the prior written consent of BSFP where such consent is required under the Pooling and Servicing Agreement (such consent not to be unreasonably withheld), an amendment or supplemental agreement is made to the Pooling and Servicing Agreement which amendment or supplemental agreement could reasonably be expected to have a material adverse effect on the interests of BSFP under this Agreement, an Additional Termination Event shall have occurred with respect to Counterparty and Counterparty shall be the sole Affected Party with respect to such Additional Termination Event and all Transactions hereunder shall be Affected Transactions.
 
(d)  If the Trustee is unable to pay, or fails or admits in writing its inability to pay, on any Distribution Date, any Current Interest with respect to the Class A Certificates or the ultimate payment of principal with respect to the Class A Certificates, in either case to the extent required pursuant to the terms of the Pooling and Servicing Agreement to be paid to the Class A Certificates on such Distribution Date, then an Additional Termination Event shall have occurred with respect to Counterparty and Counterparty shall be the sole Affected Party with respect to such Additional Termination Event;
 
(e)  An Additional Termination Event shall occur upon the notice to Certificateholders of an Optional Termination becoming unrescindable in accordance with Article X of the Pooling and Servicing Agreement (such notice, the “Optional Termination Notice”).
 
With respect to such Additional Termination Event:
 
(i)  Counterparty shall be the sole Affected Party and this Transaction shall be the sole Affected Transaction;
 
(ii)  notwithstanding anything to the contrary in Section 6(b)(iv) of the ISDA Form Master Agreement or Section 6(c)(i) of the ISDA Form Master Agreement, the final Distribution Date specified in the Optional Termination Notice is hereby designated as the Early Termination Date in respect of all Affected Transactions;
 
(iii)  Section 2(a)(iii)(2) of the ISDA Form Master Agreement shall not be applicable to any Affected Transaction; notwithstanding anything to the contrary in Section 6(c)(ii) of the ISDA Form Master Agreement, payments and deliveries under Section 2(a)(i) of the ISDA Form Master Agreement or Section 2(e) of the ISDA Form Master Agreement in respect of the Terminated Transactions will be required to be made through and including the Early Termination Date; provided, for the avoidance of doubt, that any such payments or deliveries that are made on or prior to the Early Termination Date will not be treated as Unpaid Amounts in determining the amount payable in respect of an Early Termination Date;
 
(iv)  notwithstanding anything to the contrary in Section 6(d)(i) of the ISDA Form Master Agreement, (A) if, no later than 4:00 pm New York City time on the day that is four Business Days prior to the final Distribution Date specified in the Optional Termination Notice, the Trustee requests the amount of the Estimated Swap Termination Payment, BSFP shall provide to the Swap Administrator in writing (which may be done in electronic format) the amount of the Estimated Swap Termination Payment no later than 2:00 pm New York City time on the following Business Day and (B) if the Trustee provides written notice (which may be done in electronic format) to BSFP no later than two Business Days prior to the final Distribution Date specified in the Optional Termination Notice that all requirements of the Optional Termination have been met, then BSFP shall, no later than one Business Day prior to the final Distribution Date specified in the Optional Termination Notice, make the calculations contemplated by Section 6(e) of the ISDA Form Master Agreement (as amended herein) and provide to the Trustee in writing (which may be done in electronic format) the amount payable by either Counterparty or BSFP in respect of the related Early Termination Date; provided, however, that the amount payable by Counterparty, if any, in respect of the related Early Termination Date shall be the lesser of (x) the amount calculated to be due by the Counterparty pursuant to Section 6(e) of the ISDA Form Master Agreement and (y) the Estimated Swap Termination Payment; and
 
(v)  notwithstanding anything to the contrary in Section 6(d)(ii) of the ISDA Form Master Agreement, any amount due from the Counterparty to BSFP in respect of the Early Termination Date will be payable on the Early Termination Date and any amount due from BSFP to the Counterparty in respect of the Early Termination Date will be payable one Business Day prior to the Early Termination Date.
 
“Estimated Swap Termination Payment” shall mean, with respect to an Early Termination Date, an amount determined by BSFP in its sole discretion as the maximum payment that could be owed by Counterparty with respect to such Early Termination Date pursuant to Section 6(e) of the ISDA Form Master Agreement taking into account then current market conditions.
 
The Trustee shall be an express third party beneficiary of this Agreement as if a party hereto to the extent of the Trustee’s rights specified in Paragraph 8(e) hereof.
 
9)   Rating Agency Downgrade. In the event that BSFP’s long-term unsecured and unsubordinated debt rating is reduced below “AA-” by S&P or its long-term unsecured and unsubordinated debt rating is withdrawn or reduced below “Aa3” by Moody’s (and together with S&P and Fitch, the “Swap Rating Agencies”, and such rating thresholds, “Approved Rating Thresholds”), then within 30 days after such rating withdrawal or downgrade (unless, within 30 days after such withdrawal or downgrade, each such Swap Rating Agency, as applicable, has reconfirmed the rating of the Bear Stearns Asset Backed Securities I Trust 2006-HE7, Asset-Back Certificates, Series 2006-HE7 (the “Certificates”) and CMO Holdings II Ltd., BSABS HE1 NIM Trust 2006-HE7, Asset-Backed Notes, Series 2006-HE7 (the “Notes”), which was in effect immediately prior to such withdrawal or downgrade), BSFP shall, subject to the Rating Agency Condition, at its own expense, (i) seek another entity to replace BSFP as party to this Agreement that meets or exceeds the Approved Rating Thresholds on terms substantially similar to this Agreement, (ii) obtain a guaranty of, or a contingent agreement of another person with the Approved Rating Thresholds, to honor, BSFP’s obligations under this Agreement, or (iii) take any other action subject to Rating Agency Condition. In the event that BSFP’s long-term unsecured and unsubordinated debt rating is withdrawn or reduced below “BBB-” by S&P, then within 10 business days after such rating withdrawal or downgrade, BSFP shall, subject to the Rating Agency Condition and at its own expense, (i) secure another entity to replace BSFP as party to this Agreement that meets or exceeds the Approved Rating Thresholds on terms substantially similar to this Agreement, or (ii) obtain a guaranty of, or a contingent agreement of another person with the Approved Rating Thresholds, to honor, BSFP’s obligations under this Agreement. BSFP’s failure to do any of the foregoing shall constitute an Additional Termination Event with BSFP as the Affected Party. For purposes of this provision, “Rating Agency Condition” means, with respect to any particular proposed act or omission to act hereunder that the party acting or failing to act must consult with each of the Swap Rating Agencies then providing a rating of the Certificates and any Notes and receive from each of the Swap Rating Agencies a prior written confirmation that the proposed action or inaction would not cause a downgrade or withdrawal of the then-current rating of the Certificates and any Notes.
 
10)   Payment Instructions. BSFP hereby agrees that, unless notified in writing by the Group I Supplemental Interest Trust Trustee or the Swap Administrator of other payment instructions, any and all amounts payable by BSFP to the Counterparty under this Agreement shall be paid to the Swap Administrator at the account specified in Section 5.
 
11)   Section 3 of the ISDA Form Master Agreement is hereby amended by adding at the end thereof the following subsection (g):
 
“(g) Relationship Between Parties.
 
Each party represents to the other party on each date when it enters into a Transaction that:--
 
(1) Nonreliance. (i) It is not relying on any statement or representation of the other party regarding the Transaction (whether written or oral), other than the representations expressly made in this Agreement or the Confirmation in respect of that Transaction and (ii) it has consulted with its own legal, regulatory, tax, business, investment, financial and accounting advisors to the extent it has deemed necessary, and it has made its own investment, hedging and trading decisions based upon its own judgment and upon any advice from such advisors as it has deemed necessary and not upon any view expressed by the other party.
 
(2) Evaluation and Understanding.
 
(i) It has the capacity to evaluate (internally or through independent professional advice) the Transaction and has made its own decision, subject to section 6(n) of this Agreement, to enter into the Transaction; and
 
(ii) It understands the terms, conditions and risks of the Transaction and is willing and able to accept those terms and conditions and to assume those risks, financially and otherwise.
 
(3) Purpose. It is entering into the Transaction for the purposes of managing its borrowings or investments, hedging its underlying assets or liabilities or in connection with a line of business.
 
(4) Status of Parties. The other party is not acting as an agent, fiduciary or advisor for it in respect of the Transaction.
 
(5) Eligible Contract Participant. It constitutes an “eligible contract participant” as such term is defined in Section 1(a)12 of the Commodity Exchange Act, as amended.”
 
12)   Non-Recourse. Notwithstanding any provision herein or in the ISDA Form Master Agreement to the contrary, the obligations of Counterparty hereunder are limited recourse obligations of Counterparty, payable solely from the Swap Account and the proceeds thereof, in accordance with the terms of the Pooling and Servicing Agreement. In the event that the Swap Account and proceeds thereof should be insufficient to satisfy all claims outstanding and following the realization of the Swap Account and the proceeds thereof, any claims against or obligations of Counterparty under the ISDA Form Master Agreement or any other confirmation thereunder still outstanding shall be extinguished and thereafter not revive. Neither the Group I Supplemental Interest Trust Trustee nor the Swap Administrator shall have liability for any failure or delay in making a payment hereunder to BSFP due to any failure or delay in receiving amount in the Swap Account from the Trust created pursuant to the Pooling and Servicing Agreement.
 
13)   Transfer, Amendment and Assignment. No transfer, amendment, waiver, supplement, assignment or other modification of this Transaction shall be permitted by either party unless (i) each of Fitch, S&P and Moody’s has been provided notice of the same and (ii) each of Fitch, S&P and Moody’s confirm in writing (including by facsimile transmission) after such notice is given that it will not downgrade, qualify, withdraw or otherwise modify its then-current rating of the Certificates and (iii) Fitch, S&P and Moody’s confirms in writing (including by facsimile transmission) that it will not downgrade, qualify, withdraw or otherwise modify its then-current rating of any Notes.
 
14)   Proceedings. BSFP shall not institute against or cause any other person to institute against, or join any other person in instituting against Counterparty, the Trustee, the Indenture Trustee or the trust formed pursuant to the Pooling and Servicing Agreement, any bankruptcy, reorganization, arrangement, insolvency or liquidation proceedings, or other proceedings under any federal or state bankruptcy or similar law for a period of one year and one day (or, if longer, the applicable preference period) following payment in full of all Certificates and Notes.
 
15)   Compliance with Regulation AB.
 
(i)  BSFP agrees and acknowledges that Bear Stearns Asset Backed Securities I LLC (“BSABS”) is required under Regulation AB under the Securities Act of 1933, as amended, and the Securities Exchange Act of 1934, as amended (the “Exchange Act”) (“Regulation AB”), to disclose certain financial information regarding BSFP or its group of affiliated entities, if applicable, depending on the aggregate “significance percentage” of this Agreement and any other derivative contracts between BSFP or its group of affiliated entities, if applicable, and Counterparty, as calculated from time to time in accordance with Item 1115 of Regulation AB.
 
(ii)  It shall be a swap disclosure event (“Swap Disclosure Event”) if, on any Business Day after the date hereof for so long as the Issuing Entity is required to file periodic reports under the Exchange Act, BSABS requests from BSFP the applicable financial information described in Item 1115 of Regulation AB (such request to be based on a reasonable determination by BSABS, in good faith, that such information is required under Regulation AB) (the “Swap Financial Disclosure”).
 
(iii)  Upon the occurrence of a Swap Disclosure Event, BSFP, within ten (10) days and at its own expense, shall (1)(a) either (i) provide to BSABS the current Swap Financial Disclosure in an EDGAR-compatible format (for example, such information may be provided in Microsoft Word® or Microsoft Excel® format but not in .pdf format) or (ii) provide written consent to BSABS to incorporation by reference of such current Swap Financial Disclosure that are filed with the Securities and Exchange Commission in the Exchange Act Reports of BSABS, (b) if applicable, cause its outside accounting firm to provide its consent to filing or incorporation by reference in the Exchange Act Reports of BSABS of such accounting firm’s report relating to their audits of such current Swap Financial Disclosure, and (c) provide to BSABS any updated Swap Financial Disclosure with respect to BSFP or any entity that consolidates BSFP within five days of the release of any such updated Swap Financial Disclosure; (2) secure another entity to replace BSFP as party to this Agreement on terms substantially similar to this Agreement and subject to prior notification to the Swap Rating Agencies, which entity (or a guarantor therefor) satisfies the Rating Agency Condition and which entity is able to comply with the requirements of Item 1115 of Regulation AB or (3) subject to the Rating Agency Condition, obtain a guaranty of the BSFP’s obligations under this Agreement from an affiliate of the BSFP that is able to comply with the financial information disclosure requirements of Item 1115 of Regulation AB, such that disclosure provided in respect of the affiliate will satisfy any disclosure requirements applicable to the Swap Provider, and cause such affiliate to provide Swap Financial Disclosure. If permitted by Regulation AB, any required Swap Financial Disclosure may be provided by incorporation by reference from reports filed pursuant to the Exchange Act.
 
(iv)  BSFP agrees that, in the event that BSFP provides Swap Financial Disclosure to BSABS in accordance with Section 15(iii)(a) or causes its affiliate to provide Swap Financial Disclosure to BSABS in accordance with Section 15(iii)(c), it will indemnify and hold harmless BSABS, its respective directors or officers and any person controlling BSABS, from and against any and all losses, claims, damages and liabilities caused by any untrue statement or alleged untrue statement of a material fact contained in such Swap Financial Disclosure or caused by any omission or alleged omission to state in such Swap Financial Disclosure a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances under which they were made, not misleading.
 
16)   Third Party Beneficiary. BSABS shall be an express third party beneficiary of this Agreement as if a party hereto to the extent of BSABS’s rights explicitly specified herein.
 
NEITHER THE BEAR STEARNS COMPANIES INC. NOR ANY SUBSIDIARY OR AFFILIATE OF THE BEAR STEARNS COMPANIES INC. OTHER THAN BSFP IS AN OBLIGOR OR A CREDIT SUPPORT PROVIDER ON THIS AGREEMENT.
 
5. 
Account Details and
 
Settlement Information:
Payments to BSFP:
 
Citibank, N.A., New York
 
ABA Number: 021-0000-89, for the account of
 
Bear, Stearns Securities Corp.
 
Account Number: 0925-3186, for further credit to
 
Bear Stearns Financial Products Inc.
 
Sub-account Number: 102-04654-1-3
 
Attention: Derivatives Department
   
 
Payments to Counterparty:
 
Bank Name: LaSalle Bank National Association
 
ABA Number: 071000505 LaSalle
 
CHGO/CTR/BNF:/LaSalle Trust Reference Trust
 
Account Number: 724011.2
 
Attn: Kimberly Sturm (312) 904-4373 


This Agreement may be executed in several counterparts, each of which shall be deemed an original but all of which together shall constitute one and the same instrument.
 
Counterparty hereby agrees to check this Confirmation and to confirm that the foregoing correctly sets forth the terms of the Transaction by signing in the space provided below and returning to BSFP a facsimile of the fully-executed Confirmation to 212-272-9857. For inquiries regarding U.S. Transactions, please contact Susan Donlon by telephone at 212-272-2364. For all other inquiries please contact Derivatives Documentation by telephone at 353-1-402-6233. Originals will be provided for your execution upon your request.
 




We are very pleased to have executed this Transaction with you and we look forward to completing other transactions with you in the near future.
 
Very truly yours,
 
BEAR STEARNS FINANCIAL PRODUCTS INC.



By: _______________________________
    Name: 
Title:

Counterparty, acting through its duly authorized signatory, hereby agrees to, accepts and confirms the terms of the foregoing as of the Trade Date.
 
LASALLE BANK NATIONAL ASSOCIATION, NOT INDIVIDUALLY, BUT SOLELY AS GROUP I SUPPLEMENTAL INTEREST TRUST TRUSTEE ON BEHALF THE GROUP I SUPPLEMENTAL INTEREST TRUST WITH RESPECT TO BEAR STEARNS ASSET BACKED SECURITIES I TRUST 2006-HE7 ASSET-BACKED CERTIFICATES, SERIES 2006-HE7

 


By: _______________________________
    Name: 
Title:

am





SCHEDULE I
(For the purposes of determining Floating Amounts, all such dates subject to adjustment in accordance with the Following Business Day Convention and for purposes of determining Fixed Amounts, all such dates subject to No Adjustment.)
From and including
To but excluding
Notional Amount
(USD)
Effective Date
25-Sep-06
1,867,629.42
25-Sep-06
25-Oct-06
1,845,756.24
25-Oct-06
25-Nov-06
1,818,150.19
25-Nov-06
25-Dec-06
1,784,835.17
25-Dec-06
25-Jan-07
1,745,885.27
25-Jan-07
25-Feb-07
1,701,426.68
25-Feb-07
25-Mar-07
1,651,639.01
25-Mar-07
25-Apr-07
1,596,756.03
25-Apr-07
25-May-07
1,537,267.26
25-May-07
25-Jun-07
1,473,525.31
25-Jun-07
25-Jul-07
1,407,576.93
25-Jul-07
25-Aug-07
1,344,463.47
25-Aug-07
25-Sep-07
1,284,220.12
25-Sep-07
25-Oct-07
1,226,715.04
25-Oct-07
25-Nov-07
1,171,822.48
25-Nov-07
25-Dec-07
1,119,422.52
25-Dec-07
25-Jan-08
1,069,400.75
25-Jan-08
25-Feb-08
1,021,648.09
25-Feb-08
25-Mar-08
976,060.47
25-Mar-08
25-Apr-08
932,538.66
25-Apr-08
25-May-08
890,982.81
25-May-08
25-Jun-08
851,308.01
25-Jun-08
25-Jul-08
813,440.61
25-Jul-08
25-Aug-08
777,369.23
25-Aug-08
25-Sep-08
742,923.91
25-Sep-08
25-Oct-08
710,030.44
25-Oct-08
25-Nov-08
678,618.79
25-Nov-08
25-Dec-08
648,620.65
25-Dec-08
25-Jan-09
619,971.60
25-Jan-09
25-Feb-09
592,610.94
25-Feb-09
25-Mar-09
566,479.21
25-Mar-09
25-Apr-09
541,520.48
25-Apr-09
25-May-09
517,681.50
25-May-09
25-Jun-09
494,911.24
25-Jun-09
25-Jul-09
473,163.29
25-Jul-09
25-Aug-09
452,390.28
25-Aug-09
25-Sep-09
432,546.57
25-Sep-09
25-Oct-09
413,589.99
25-Oct-09
25-Nov-09
395,480.30
25-Nov-09
25-Dec-09
378,179.11
25-Dec-09
25-Jan-10
361,649.95
25-Jan-10
25-Feb-10
345,857.68
25-Feb-10
25-Mar-10
330,768.97
25-Mar-10
25-Apr-10
316,351.98
25-Apr-10
25-May-10
302,576.35
25-May-10
25-Jun-10
289,413.08
25-Jun-10
25-Jul-10
276,834.53
25-Jul-10
25-Aug-10
264,814.30
25-Aug-10
25-Sep-10
61,003.87
25-Sep-10
25-Oct-10
59,083.27
25-Oct-10
25-Nov-10
57,222.78
25-Nov-10
25-Dec-10
55,420.50
25-Dec-10
25-Jan-11
53,674.65
25-Jan-11
25-Feb-11
51,983.44
25-Feb-11
25-Mar-11
50,345.19
25-Mar-11
25-Apr-11
48,758.24
25-Apr-11
25-May-11
47,220.99
25-May-11
25-Jun-11
45,731.89
25-Jun-11
25-Jul-11
44,289.45
25-Jul-11
Termination Date
42,891.56







EXHIBIT N
 

GROUP II SWAP AGREEMENT
 

BEAR STEARNS FINANCIAL PRODUCTS INC.
383 MADISON AVENUE
NEW YORK, NEW YORK 10179
212-272-4009

DATE:
August 30, 2006
   
TO:
LaSalle Bank National Association, not individually, but solely as Group II Supplemental Interest Trust Trustee on behalf of the Group II Supplemental Interest Trust with respect to Bear Stearns Asset Backed Securities I Trust 2006-HE7 Asset-Backed Certificates, Series 2006-HE7 (each as defined herein)
ATTENTION:
Global Securities and Trust Services Group - BSABS 2006-HE7
   
TELEPHONE:
(312) 904-4373
FACSIMILE:
(312) 904-1368
   
FROM:
Derivatives Documentation
TELEPHONE:
212-272-2711
FACSIMILE: 
212-272-9857
   
SUBJECT:
 
Fixed Income Derivatives Confirmation and Agreement
 
   
REFERENCE NUMBER:
FXNSC8573

The purpose of this letter agreement ("Agreement") is to confirm the terms and conditions of the current Transaction entered into on the Trade Date specified below (the "Transaction") between Bear Stearns Financial Products Inc. ("BSFP") and LaSalle Bank National Association, not individually, but solely as supplemental interest trust trustee (“Group II Supplemental Interest Trust Trustee”) on behalf of the Group II Supplemental Interest Trust Trust (the “Group II Supplemental Interest Trust”) with respect to Bear Stearns Asset Backed Securities I Trust 2006-HE7 (“Counterparty”) created under the Pooling and Servicing Agreement dated as of August 1, 2006, among Bear Stearns Asset Backed Securities I LLC, as Depositor, EMC Mortgage Corporation, as Seller and Master Servicer, and LaSalle Bank National Association, as Trustee (the “Pooling and Servicing Agreement”). This Agreement, which evidences a complete and binding agreement between you and us to enter into the Transaction on the terms set forth below, constitutes a "Confirmation" as referred to in the "ISDA Form Master Agreement" (as defined below), as well as a “Schedule” as referred to in the ISDA Form Master Agreement.
 
1.  This Agreement is subject to the 2000 ISDA Definitions (the “Definitions”), as published by the International Swaps and Derivatives Association, Inc. (“ISDA”). You and we have agreed to enter into this Agreement in lieu of negotiating a Schedule to the 1992 ISDA Master Agreement (Multicurrency—Cross Border) form (the "ISDA Form Master Agreement") but, rather, an ISDA Form Master Agreement shall be deemed to have been executed by you and us on the date we entered into the Transaction. Terms capitalized but not defined herein except in the Definitions shall have the respective meanings attributed to them in the Pooling and Servicing Agreement. In the event of any inconsistency between the provisions of this Agreement and the Definitions or the ISDA Form Master Agreement, this Agreement shall prevail for purposes of the Transaction. Each reference to a “Section” (unless specifically referencing the Pooling and Servicing Agreement or to a “Section” “of this Agreement” will be construed as a reference to a Section of the ISDA Form Master Agreement.
 
Rate Floor (Oct/23/96)
2.  The terms of the particular Transaction to which this Confirmation relates are as follows:
 
Notional Amount:
With respect to any Calculation Period, the amount set forth for such period on Schedule I attached hereto.
   
Trade Date:
July 28, 2006
   
Effective Date:
August 30, 2006
   
Termination Date:
August 25, 2011, provided, however, for the purposes of determining the Floating Amount to be paid in respect of the final Calculation Period, such date shall be subject to adjustment in accordance with the Business Day Convention.

Fixed Amount:
 
Fixed Rate Payer:
Counterparty
   
Fixed Rate Payer
 
Period End Dates:
The 25th calendar day of each month during the Term of this Transaction, commencing September 25, 2006, and ending on the Termination Date, with No Adjustment.
   
Fixed Rate Payer
 
Payment Date:
Early Payment shall be applicable. The Fixed Rate Payer Payment Date shall be one Business Day prior to each Fixed Rate Payer Period End Date.
   
Fixed Rate:
 
5.39700%
 
   
Fixed Amount:
 
To be determined in accordance with the following formula:
 
 
100 * Fixed Rate * Notional Amount * Fixed Rate Day Count Fraction
 
   
Fixed Rate Day
 
Count Fraction:
30/360




Floating Amounts:
 
Floating Rate Payer:
BSFP
   
Floating Rate Payer
 
Period End Dates:
The 25th calendar day of each month during the Term of this Transaction, commencing September 25, 2006, and ending on the Termination Date, subject to adjustment in accordance with the Business Day Convention.
   
Floating Rate Payer
 
Payment Dates:
Early Payment shall be applicable. The Floating Rate Payer Payment Date shall be one Business Day prior to each Floating Rate Payer Period End Date.
   
Floating Rate Option:
 
USD-LIBOR-BBA
 
Floating Amount:
 
To be determined in accordance with the following formula:
 
 
100 * Floating Rate Option * Notional Amount * Floating Rate Day Count Fraction.
   
Designated Maturity:
One month
   
Floating Rate Day
 
Count Fraction:
Actual/360
   
Reset Dates:
The first day of each Calculation Period.
   
Compounding:
Inapplicable
   
Business Days:
New York and Illinois
   
Business Day Convention:
Following
   
Calculation Agent:
BSFP

3.  Additional Provisions:
 
1)   Each party hereto is hereby advised and acknowledges that the other party has engaged in (or refrained from engaging in) substantial financial transactions and has taken (or refrained from taking) other material actions in reliance upon the entry by the parties into the Transaction being entered into on the terms and conditions set forth herein and in the Pooling and Servicing Agreement relating to such Transaction, as applicable. This paragraph 1) shall be deemed repeated on the trade date of each Transaction.
 
4.  Provisions Deemed Incorporated in a Schedule to the ISDA Form Master Agreement:
 
1)   The parties agree that subparagraph (ii) of Section 2(c) of the ISDA Form Master Agreement will apply to any Transaction.
 
2)   Termination Provisions. For purposes of the ISDA Form Master Agreement:
 
(a)  "Specified Entity" is not applicable to BSFP or Counterparty for any purpose.
 
(b)  "Specified Transaction" is not applicable to BSFP or Counterparty for any purpose, and, accordingly, Section 5(a)(v) shall not apply to BSFP or Counterparty.
 
(c)  The "Cross Default" provisions of Section 5(a)(vi) will not apply to BSFP or to Counterparty.
 
(d)  The "Credit Event Upon Merger" provisions of Section 5(b)(iv) will not apply to BSFP or Counterparty.
 
(e)  With respect to Counterparty, the “Bankruptcy Provision” of Section 5(a)(vii)(2) shall be deleted in its entirety.
 
(f)  The "Automatic Early Termination" provision of Section 6(a) will not apply to BSFP or to Counterparty.
 
(g)  Payments on Early Termination. For the purpose of Section 6(e) of the ISDA Form Master Agreement:
 
(i)  Market Quotation will apply.
 
(ii)  the Second Method will apply.
 
(h)  "Termination Currency" means United States Dollars.
 
(i)  Tax Event. The provisions of Section 2(d)(i)(4) and 2(d)(ii) of the printed ISDA Form Master Agreement shall not apply to Counterparty and Counterparty shall not be required to pay any additional amounts referred to therein.
 
3)   Tax Representations.
 
(a)  Payer Representations. For the purpose of Section 3(e) of the ISDA Form Master Agreement, each of BSFP and the Counterparty will make the following representations:
 
It is not required by any applicable law, as modified by the practice of any relevant governmental revenue authority, of any Relevant Jurisdiction to make any deduction or withholding for or on account of any Tax from any payment (other than interest under Section 2(e), 6(d)(ii) or 6(e) of the ISDA Form Master Agreement) to be made by it to the other party under this Agreement. In making this representation, it may rely on:
 
(i)  the accuracy of any representations made by the other party pursuant to Section 3(f) of the ISDA Form Master Agreement;
 
(ii)  the satisfaction of the agreement contained in Sections 4(a)(i) and 4(a)(iii) of the ISDA Form Master Agreement and the accuracy and effectiveness of any document provided by the other party pursuant to Sections 4(a)(i) and 4(a)(iii) of the ISDA Form Master Agreement; and
 
(iii)  the satisfaction of the agreement of the other party contained in Section 4(d) of the ISDA Form Master Agreement, provided that it shall not be a breach of this representation where reliance is placed on clause (ii) and the other party does not deliver a form or document under Sections 4(a)(i) and 4(a)(iii) by reason of material prejudice to its legal or commercial position.
 
(b)  Payee Representations. For the purpose of Section 3(f) of the ISDA Form Master Agreement, each of BSFP and the Counterparty make the following representations.
 
The following representation will apply to BSFP:
 
BSFP is a corporation organized under the laws of the State of Delaware and its U.S. taxpayer identification number is 13-3866307.
 
The following representation will apply to the Counterparty:
 
The beneficial owner of the payments made to it under this Agreement is either (i) a "U.S. person" (as that term is used in section 1.1441-4(a)(3)(ii) of United States Treasury Regulations) for United States federal income tax purposes and an "Exempt recipient" within the meaning of section 1.6049-4(c)(1)(ii) of United States Treasury Regulations, or (ii) a "non-U.S. branch of a foreign person" as that term is used in section 1.1441-4(a)(3)(ii) of the United States Treasury Regulations (the "Regulations") for United States federal income tax purposes, and it is a "foreign person" as that term is used in section 1.6041-4(a)(4) of the Regulations for United States federal income tax purposes.
 
4)   The ISDA Form Master Agreement is hereby amended as follows:
 
The word “third” shall be replaced by the word “second” in the third line of Section 5(a)(i) of the ISDA Form Master Agreement.
 
5)   Documents to be Delivered. For the purpose of Section 4(a) of the ISDA Form Master Agreement:
 
 (1) Tax forms, documents, or certificates to be delivered are:
 
Party required to deliver document
 
Form/Document/
Certificate
 
Date by which to
be delivered
 
BSFP and
the Counterparty
 
 
Any document required or reasonably requested to allow the other party to make payments under this Agreement without any deduction or withholding for or on the account of any Tax or with such deduction or withholding at a reduced rate
 
Promptly after the earlier of (i) reasonable demand by either party or (ii) learning that such form or document is required
 




(2) Other documents to be delivered are:
 
Party required to deliver document
 
Form/Document/
Certificate
 
Date by which to
be delivered
 
Covered by Section 3(d) Representation
 
BSFP and
the Counterparty
 
 
Any documents required by the receiving party to evidence the authority of the delivering party or its Credit Support Provider, if any, for it to execute and deliver this Agreement, any Confirmation , and any Credit Support Documents to which it is a party, and to evidence the authority of the delivering party or its Credit Support Provider to perform its obligations under this Agreement, such Confirmation and/or Credit Support Document, as the case may be
 
 
Upon the execution and delivery of this Agreement and such Confirmation
 
 
Yes
 
 
BSFP and
the Counterparty
 
 
A certificate of an authorized officer of the party, as to the incumbency and authority of the respective officers of the party signing this Agreement, any relevant Credit Support Document, or any Confirmation, as the case may be
 
 
Upon the execution and delivery of this Agreement and such Confirmation
 
 
Yes
 

BSFP
 
 
A copy of the most recent annual report of such party (only if available) and its Credit Support Provider, if any, containing in all cases audited consolidated financial statements for each fiscal year certified by independent certified public accountants and prepared in accordance with generally accepted accounting principles in the United States or in the country in which such party is organized
 
 
Promptly after request by the other party
 
 
Yes
 
Counterparty
 
 
An executed copy of the Pooling and Servicing Agreement
 
 
Upon the later of (i) receipt by Counterparty or (ii) 30 days after the date of this Agreement.
 
 
No
 

6)   Miscellaneous. Miscellaneous
 
(a)  Address for Notices: For the purposes of Section 12(a) of the ISDA Form Master Agreement:
 
Address for notices or communications to BSFP:
 
Address:
383 Madison Avenue, New York, New York 10179
Attention:
DPC Manager
Facsimile:
(212) 272-5823

with a copy to:
 
Address:
One Metrotech Center North, Brooklyn, New York 11201
Attention:
Derivative Operations - 7th Floor
Facsimile:
(212) 272-1634

(For all purposes)
 
Address for notices or communications to the Counterparty:
 
Address:
LaSalle Bank National Association
 
135 South LaSalle Street, Suite 1625
 
Chicago, IL 60603
Attention:
Global Securities and Trust Services Group-Bear Stearns
 
Asset Backed Securities I Trust 2006-HE7
   
Facsimile:
(312) 904-1368
Phone:
(312) 904-4373

(For all purposes)
 
(b)  Process Agent. For the purpose of Section 13(c) of the ISDA Form Master Agreement:
 
BSFP appoints as its
 
Process Agent:
Not Applicable
   
The Counterparty appoints as its
 
Process Agent:
Not Applicable

(c)  Offices. The provisions of Section 10(a) of the ISDA Form Master Agreement will not apply to this Agreement; neither BSFP nor the Counterparty have any Offices other than as set forth in the Notices Section and BSFP agrees that, for purposes of Section 6(b) of the ISDA Form Master Agreement, it shall not in future have any Office other than one in the United States.
 
(d)  Multibranch Party. For the purpose of Section 10(c) of the ISDA Form Master Agreement:
 
BSFP is not a Multibranch Party.
 
The Counterparty is not a Multibranch Party.
 
(e)  Credit Support Document.
 
BSFP: Not applicable, except for any guarantee or contingent agreement delivered pursuant to paragraph 9 below.
 
The Counterparty: Not Applicable
 
(f)  Credit Support Provider.
 
BSFP: Not applicable, except for any guarantor or other provider of credit support pursuant to paragraph 9 below.
 
The Counterparty: Not Applicable
 
(g)  Governing Law.The parties to this Agreement hereby agree that the law of the State of New York shall govern their rights and duties in whole, without regard to the conflict of law provisions thereof other than New York General Obligations Law Sections 5-1401 and 5-1402.
 
(h)  Severability.If any term, provision, covenant, or condition of this Agreement, or the application thereof to any party or circumstance, shall be held to be invalid or unenforceable (in whole or in part) for any reason, the remaining terms, provisions, covenants, and conditions hereof shall continue in full force and effect as if this Agreement had been executed with the invalid or unenforceable portion eliminated, so long as this Agreement as so modified continues to express, without material change, the original intentions of the parties as to the subject matter of this Agreement and the deletion of such portion of this Agreement will not substantially impair the respective benefits or expectations of the parties.
 
The parties shall endeavor to engage in good faith negotiations to replace any invalid or unenforceable term, provision, covenant or condition with a valid or enforceable term, provision, covenant or condition, the economic effect of which comes as close as possible to that of the invalid or unenforceable term, provision, covenant or condition.
 
(i)  Consent to Recording. Each party hereto consents to the monitoring or recording, at any time and from time to time, by the other party of any and all communications between officers or employees of the parties, waives any further notice of such monitoring or recording, and agrees to notify its officers and employees of such monitoring or recording.
 
(j)  Waiver of Jury Trial.Each party waives any right it may have to a trial by jury in respect of any Proceedings relating to this Agreement or any Credit Support Document.
 
(k)  Set-Off. The provisions for Set-off set forth in Section 6(e) of the ISDA Form Master Agreement shall not apply for purposes of this Transaction. Notwithstanding any provision of this Agreement or any other existing or future agreement, each party irrevocably waives any and all rights it may have to set off, net, recoup or otherwise withhold or suspend or condition payment or performance of any obligation between it and the other party hereunder against any obligation between it and the other party under any other agreements.
 
(l)  This Agreement may be executed in several counterparts, each of which shall be deemed an original but all of which together shall constitute one and the same instrument.
 
(m)  Additional Definitional Provisions.
 
As used in this Agreement, the following terms shall have the meanings set forth below, unless the context clearly requires otherwise:
 
“Moody’s” means Moody’s Investors Service, Inc., or any successor.
 
“S&P” means Standard & Poor's Ratings Service, a division of The McGraw-Hill Companies, Inc., or any successor.
 
“Fitch” means Fitch Ratings.
 
(n)  Group II Supplemental Interest Trust Trustee Liability Limitations. It is expressly understood and agreed by the parties hereto that (a) this Agreement is executed and delivered by LaSalle Bank National Association (“LaSalle”), not individually or personally but solely as Group II Supplemental Interest Trust Trustee, (b) each of the representations, undertakings and agreements herein made on the part of the Counterparty is made and intended not as personal representations, undertakings and agreements by LaSalle but is made and intended for the purpose of binding only the Counterparty, (c) nothing herein contained shall be construed as creating any liability on LaSalle, individually or personally, to perform any covenant either expressed or implied contained herein, all such liability, if any, being expressly waived by the parties hereto and by any Person claiming by, through or under the parties hereto; provided that nothing in this paragraph shall relieve LaSalle from performing its duties and obligations under the Pooling and Servicing Agreement in accordance with the standard of care set forth therein, (d) under no circumstances shall LaSalle be personally liable for the payment of any indebtedness or expenses of the Counterparty or be liable for the breach or failure of any obligation, representation, warranty or covenant made or undertaken by the Counterparty under this Agreement or any other related documents, (e) LaSalle has been directed pursuant to the Pooling and Servicing Agreement to enter into this Agreement and to perform its obligations hereunder and (f) the parties hereto acknowledge and agree that under (i) the Swap Administration Agreement, dated as of August 30, 2006, among LaSalle Bank National Association, as swap administrator (in such capacity, the “Swap Administrator”), LaSalle Bank National Association, as Group I Supplemental Interest Trust Trustee and as Group II Supplemental Interest Trust Trustee and LaSalle Bank National Association, as trustee for Bear Stearns Asset Backed Securities I Trust 2006-HE7 Asset-Backed Certificates, Series 2006-HE7, and as amended from time to time (ii) the Pooling and Servicing Agreement and (iii) this Agreement, the Swap Administrator may act for the Counterparty hereunder, and BSFP hereby acknowledges and agrees that it will, unless otherwise directed by the Group II Supplemental Interest Trust Trustee or the Swap Administrator, make all payments hereunder to the account specified below. Any resignation or removal of LaSalle as Group II Supplemental Interest Trust Trustee under the Pooling and Servicing Agreement shall require the assignment of this agreement to LaSalle’s replacement.
 
(o)  Additional Provisions. The provisions of Sections 5(a)(ii), 5(a)(iii) and 5(a)(iv) of the ISDA Form Master Agreement shall not apply to BSFP or Counterparty; provided, however, that the provisions of Section 5(a)(iii) will apply to BSFP if BSFP provides a guarantee or other contingent agreement pursuant to Part 9 below.
 
7)   "Affiliate": BSFP and Counterparty shall be deemed to have no Affiliates for purposes of this Agreement, including for purposes of Section 6(b)(ii) of the ISDA Form Master Agreement.
 
8)   Additional Termination Events. The following Additional Termination Events will apply:
 
(a)  If a Rating Agency Downgrade has occurred and BSFP has not, within the time period specified therein, complied with paragraph 9 below, then an Additional Termination Event shall have occurred with respect to BSFP and BSFP shall be the sole Affected Party with respect to such Additional Termination Event.
 
(b)  If, upon the occurrence of a Swap Disclosure Event (as defined in Section 15(ii) below) BSFP has not, within 10 calendar days after such Swap Disclosure Event complied with any of the provisions set forth in Section 15(iii) below, then an Additional Termination Event shall have occurred with respect to BSFP and BSFP shall be the sole Affected Party with respect to such Additional Termination Event.
 
(c)  If, without the prior written consent of BSFP where such consent is required under the Pooling and Servicing Agreement (such consent not to be unreasonably withheld), an amendment or supplemental agreement is made to the Pooling and Servicing Agreement which amendment or supplemental agreement could reasonably be expected to have a material adverse effect on the interests of BSFP under this Agreement, an Additional Termination Event shall have occurred with respect to Counterparty and Counterparty shall be the sole Affected Party with respect to such Additional Termination Event and all Transactions hereunder shall be Affected Transactions.
 
(d)  If the Trustee is unable to pay, or fails or admits in writing its inability to pay, on any Distribution Date, any Current Interest with respect to the Class A Certificates or the ultimate payment of principal with respect to the Class A Certificates, in either case to the extent required pursuant to the terms of the Pooling and Servicing Agreement to be paid to the Class A Certificates on such Distribution Date, then an Additional Termination Event shall have occurred with respect to Counterparty and Counterparty shall be the sole Affected Party with respect to such Additional Termination Event;
 
(e)  An Additional Termination Event shall occur upon the notice to Certificateholders of an Optional Termination becoming unrescindable in accordance with Article X of the Pooling and Servicing Agreement (such notice, the “Optional Termination Notice”).
 
With respect to such Additional Termination Event:
 
(i)  Counterparty shall be the sole Affected Party and this Transaction shall be the sole Affected Transaction;
 
(ii)  notwithstanding anything to the contrary in Section 6(b)(iv) of the ISDA Form Master Agreement or Section 6(c)(i) of the ISDA Form Master Agreement, the final Distribution Date specified in the Optional Termination Notice is hereby designated as the Early Termination Date in respect of all Affected Transactions;
 
(iii)  Section 2(a)(iii)(2) of the ISDA Form Master Agreement shall not be applicable to any Affected Transaction; notwithstanding anything to the contrary in Section 6(c)(ii) of the ISDA Form Master Agreement, payments and deliveries under Section 2(a)(i) of the ISDA Form Master Agreement or Section 2(e) of the ISDA Form Master Agreement in respect of the Terminated Transactions will be required to be made through and including the Early Termination Date; provided, for the avoidance of doubt, that any such payments or deliveries that are made on or prior to the Early Termination Date will not be treated as Unpaid Amounts in determining the amount payable in respect of an Early Termination Date;
 
(iv)  notwithstanding anything to the contrary in Section 6(d)(i) of the ISDA Form Master Agreement, (A) if, no later than 4:00 pm New York City time on the day that is four Business Days prior to the final Distribution Date specified in the Optional Termination Notice, the Trustee requests the amount of the Estimated Swap Termination Payment, BSFP shall provide to the Swap Administrator in writing (which may be done in electronic format) the amount of the Estimated Swap Termination Payment no later than 2:00 pm New York City time on the following Business Day and (B) if the Trustee provides written notice (which may be done in electronic format) to BSFP no later than two Business Days prior to the final Distribution Date specified in the Optional Termination Notice that all requirements of the Optional Termination have been met, then BSFP shall, no later than one Business Day prior to the final Distribution Date specified in the Optional Termination Notice, make the calculations contemplated by Section 6(e) of the ISDA Form Master Agreement (as amended herein) and provide to the Trustee in writing (which may be done in electronic format) the amount payable by either Counterparty or BSFP in respect of the related Early Termination Date; provided, however, that the amount payable by Counterparty, if any, in respect of the related Early Termination Date shall be the lesser of (x) the amount calculated to be due by the Counterparty pursuant to Section 6(e) of the ISDA Form Master Agreement and (y) the Estimated Swap Termination Payment; and
 
(v)  notwithstanding anything to the contrary in Section 6(d)(ii) of the ISDA Form Master Agreement, any amount due from the Counterparty to BSFP in respect of the Early Termination Date will be payable on the Early Termination Date and any amount due from BSFP to the Counterparty in respect of the Early Termination Date will be payable one Business Day prior to the Early Termination Date.
 
“Estimated Swap Termination Payment” shall mean, with respect to an Early Termination Date, an amount determined by BSFP in its sole discretion as the maximum payment that could be owed by Counterparty with respect to such Early Termination Date pursuant to Section 6(e) of the ISDA Form Master Agreement taking into account then current market conditions.
 
The Trustee shall be an express third party beneficiary of this Agreement as if a party hereto to the extent of the Trustee’s rights specified in Paragraph 8(e) hereof.
 
9)   Rating Agency Downgrade. In the event that BSFP’s long-term unsecured and unsubordinated debt rating is reduced below “AA-” by S&P or its long-term unsecured and unsubordinated debt rating is withdrawn or reduced below “Aa3” by Moody’s (and together with S&P and Fitch, the “Swap Rating Agencies”, and such rating thresholds, “Approved Rating Thresholds”), then within 30 days after such rating withdrawal or downgrade (unless, within 30 days after such withdrawal or downgrade, each such Swap Rating Agency, as applicable, has reconfirmed the rating of the Bear Stearns Asset Backed Securities I Trust 2006-HE7, Asset-Back Certificates, Series 2006-HE7 (the “Certificates”) and CMO Holdings II Ltd., BSABS HE1 NIM Trust 2006-HE7, Asset-Backed Notes, Series 2006-HE7 (the “Notes”), which was in effect immediately prior to such withdrawal or downgrade), BSFP shall, subject to the Rating Agency Condition, at its own expense, (i) seek another entity to replace BSFP as party to this Agreement that meets or exceeds the Approved Rating Thresholds on terms substantially similar to this Agreement, (ii) obtain a guaranty of, or a contingent agreement of another person with the Approved Rating Thresholds, to honor, BSFP’s obligations under this Agreement, or (iii) take any other actionsubject to Rating Agency Condition. In the event that BSFP’s long-term unsecured and unsubordinated debt rating is withdrawn or reduced below “BBB-” by S&P, then within 10 business days after such rating withdrawal or downgrade, BSFP shall, subject to the Rating Agency Condition and at its own expense, (i) secure another entity to replace BSFP as party to this Agreement that meets or exceeds the Approved Rating Thresholds on terms substantially similar to this Agreement, or (ii) obtain a guaranty of, or a contingent agreement of another person with the Approved Rating Thresholds, to honor, BSFP’s obligations under this Agreement. BSFP’s failure to do any of the foregoing shall constitute an Additional Termination Event with BSFP as the Affected Party. For purposes of this provision, “Rating Agency Condition” means, with respect to any particular proposed act or omission to act hereunder that the party acting or failing to act must consult with each of the Swap Rating Agencies then providing a rating of the Certificates and any Notes and receive from each of the Swap Rating Agencies a prior written confirmation that the proposed action or inaction would not cause a downgrade or withdrawal of the then-current rating of the Certificates and any Notes.
 
10)   Payment Instructions. BSFP hereby agrees that, unless notified in writing by the Group II Supplemental Interest Trust Trustee or the Swap Administrator of other payment instructions, any and all amounts payable by BSFP to the Counterparty under this Agreement shall be paid to the Swap Administrator at the account specified in Section 5.
 
11)   Section 3 of the ISDA Form Master Agreement is hereby amended by adding at the end thereof the following subsection (g):
 
“(g) Relationship Between Parties.
 
Each party represents to the other party on each date when it enters into a Transaction that:--
 
(1) Nonreliance. (i) It is not relying on any statement or representation of the other party regarding the Transaction (whether written or oral), other than the representations expressly made in this Agreement or the Confirmation in respect of that Transaction and (ii) it has consulted with its own legal, regulatory, tax, business, investment, financial and accounting advisors to the extent it has deemed necessary, and it has made its own investment, hedging and trading decisions based upon its own judgment and upon any advice from such advisors as it has deemed necessary and not upon any view expressed by the other party.
 
(2) Evaluation and Understanding.
 
(i) It has the capacity to evaluate (internally or through independent professional advice) the Transaction and has made its own decision, subject to section 6(n) of this Agreement, to enter into the Transaction; and
 
(ii) It understands the terms, conditions and risks of the Transaction and is willing and able to accept those terms and conditions and to assume those risks, financially and otherwise.
 
(3) Purpose. It is entering into the Transaction for the purposes of managing its borrowings or investments, hedging its underlying assets or liabilities or in connection with a line of business.
 
(4) Status of Parties. The other party is not acting as an agent, fiduciary or advisor for it in respect of the Transaction.
 
(5) Eligible Contract Participant. It constitutes an “eligible contract participant” as such term is defined in Section 1(a)12 of the Commodity Exchange Act, as amended.”
 
12)   Non-Recourse. Notwithstanding any provision herein or in the ISDA Form Master Agreement to the contrary, the obligations of Counterparty hereunder are limited recourse obligations of Counterparty, payable solely from the Swap Account and the proceeds thereof, in accordance with the terms of the Pooling and Servicing Agreement. In the event that the Swap Account and proceeds thereof should be insufficient to satisfy all claims outstanding and following the realization of the Swap Account and the proceeds thereof, any claims against or obligations of Counterparty under the ISDA Form Master Agreement or any other confirmation thereunder still outstanding shall be extinguished and thereafter not revive. Neither the Group II Supplemental Interest Trust Trustee nor the Swap Administrator shall have liability for any failure or delay in making a payment hereunder to BSFP due to any failure or delay in receiving amount in the Swap Account from the Trust created pursuant to the Pooling and Servicing Agreement.
 
13)   Transfer, Amendment and Assignment. No transfer, amendment, waiver, supplement, assignment or other modification of this Transaction shall be permitted by either party unless (i) each of Fitch, S&P and Moody’s has been provided notice of the same and (ii) each of Fitch, S&P and Moody’s confirm in writing (including by facsimile transmission) after such notice is given that it will not downgrade, qualify, withdraw or otherwise modify its then-current rating of the Certificates and (iii) Fitch, S&P and Moody’s confirms in writing (including by facsimile transmission) that it will not downgrade, qualify, withdraw or otherwise modify its then-current rating of any Notes.
 
14)   Proceedings. BSFP shall not institute against or cause any other person to institute against, or join any other person in instituting against Counterparty, the Trustee, the Indenture Trustee or the trust formed pursuant to the Pooling and Servicing Agreement, any bankruptcy, reorganization, arrangement, insolvency or liquidation proceedings, or other proceedings under any federal or state bankruptcy or similar law for a period of one year and one day (or, if longer, the applicable preference period) following payment in full of all Certificates and Notes.
 
15)   Compliance with Regulation AB.
 
(i)  BSFP agrees and acknowledges that Bear Stearns Asset Backed Securities I LLC (“BSABS”) is required under Regulation AB under the Securities Act of 1933, as amended, and the Securities Exchange Act of 1934, as amended (the “Exchange Act”) (“Regulation AB”), to disclose certain financial information regarding BSFP or its group of affiliated entities, if applicable, depending on the aggregate “significance percentage” of this Agreement and any other derivative contracts between BSFP or its group of affiliated entities, if applicable, and Counterparty, as calculated from time to time in accordance with Item 1115 of Regulation AB.
 
(ii)  It shall be a swap disclosure event (“Swap Disclosure Event”) if, on any Business Day after the date hereof for so long as the Issuing Entity is required to file periodic reports under the Exchange Act, BSABS requests from BSFP the applicable financial information described in Item 1115 of Regulation AB (such request to be based on a reasonable determination by BSABS, in good faith, that such information is required under Regulation AB) (the “Swap Financial Disclosure”).
 
(iii)  Upon the occurrence of a Swap Disclosure Event, BSFP, within ten (10) days and at its own expense, shall (1)(a) either (i) provide to BSABS the current Swap Financial Disclosure in an EDGAR-compatible format (for example, such information may be provided in Microsoft Word® or Microsoft Excel® format but not in .pdf format) or (ii) provide written consent to BSABS to incorporation by reference of such current Swap Financial Disclosure that are filed with the Securities and Exchange Commission in the Exchange Act Reports of BSABS, (b) if applicable, cause its outside accounting firm to provide its consent to filing or incorporation by reference in the Exchange Act Reports of BSABS of such accounting firm’s report relating to their audits of such current Swap Financial Disclosure, and (c) provide to BSABS any updated Swap Financial Disclosure with respect to BSFP or any entity that consolidates BSFP within five days of the release of any such updated Swap Financial Disclosure; (2) secure another entity to replace BSFP as party to this Agreement on terms substantially similar to this Agreement and subject to prior notification to the Swap Rating Agencies, which entity (or a guarantor therefor) satisfies the Rating Agency Condition and which entity is able to comply with the requirements of Item 1115 of Regulation AB or (3) subject to the Rating Agency Condition, obtain a guaranty of the BSFP’s obligations under this Agreement from an affiliate of the BSFP that is able to comply with the financial information disclosure requirements of Item 1115 of Regulation AB, such that disclosure provided in respect of the affiliate will satisfy any disclosure requirements applicable to the Swap Provider, and cause such affiliate to provide Swap Financial Disclosure. If permitted by Regulation AB, any required Swap Financial Disclosure may be provided by incorporation by reference from reports filed pursuant to the Exchange Act.
 
(iv)  BSFP agrees that, in the event that BSFP provides Swap Financial Disclosure to BSABS in accordance with Section 15(iii)(a) or causes its affiliate to provide Swap Financial Disclosure to BSABS in accordance with Section 15(iii)(c), it will indemnify and hold harmless BSABS, its respective directors or officers and any person controlling BSABS, from and against any and all losses, claims, damages and liabilities caused by any untrue statement or alleged untrue statement of a material fact contained in such Swap Financial Disclosure or caused by any omission or alleged omission to state in such Swap Financial Disclosure a material fact required to be stated therein or necessary to make the statements therein, in light of the circumstances under which they were made, not misleading.
 
16)   Third Party Beneficiary. BSABS shall be an express third party beneficiary of this Agreement as if a party hereto to the extent of BSABS’s rights explicitly specified herein.
 
NEITHER THE BEAR STEARNS COMPANIES INC. NOR ANY SUBSIDIARY OR AFFILIATE OF THE BEAR STEARNS COMPANIES INC. OTHER THAN BSFP IS AN OBLIGOR OR A CREDIT SUPPORT PROVIDER ON THIS AGREEMENT.
 
5. 
Account Details and
 
Settlement Information:
Payments to BSFP:
 
Citibank, N.A., New York
 
ABA Number: 021-0000-89, for the account of
 
Bear, Stearns Securities Corp.
 
Account Number: 0925-3186, for further credit to
 
Bear Stearns Financial Products Inc.
 
Sub-account Number: 102-04654-1-3
 
Attention: Derivatives Department
   
 
Payments to Counterparty:
 
Bank Name: LaSalle Bank National Association
 
ABA Number: 071000505 LaSalle
 
CHGO/CTR/BNF:/LaSalle Trust Reference Trust
 
Account Number: 724011.3
 
Attention: Kimberly Sturm (312) 904-4373

 
This Agreement may be executed in several counterparts, each of which shall be deemed an original but all of which together shall constitute one and the same instrument.
 
Counterparty hereby agrees to check this Confirmation and to confirm that the foregoing correctly sets forth the terms of the Transaction by signing in the space provided below and returning to BSFP a facsimile of the fully-executed Confirmation to 212-272-9857. For inquiries regarding U.S. Transactions, please contact Susan Donlon by telephone at 212-272-2364. For all other inquiries please contact Derivatives Documentation by telephone at 353-1-402-6233. Originals will be provided for your execution upon your request.
 



We are very pleased to have executed this Transaction with you and we look forward to completing other transactions with you in the near future.
 
Very truly yours,
 
BEAR STEARNS FINANCIAL PRODUCTS INC.

By: _______________________________
    Name: 
Title: 

Counterparty, acting through its duly authorized signatory, hereby agrees to, accepts and confirms the terms of the foregoing as of the Trade Date.
 
LASALLE BANK NATIONAL ASSOCIATION, NOT INDIVIDUALLY, BUT SOLELY AS GROUP II SUPPLEMENTAL INTEREST TRUST TRUSTEE ON BEHALF THE GROUP II SUPPLEMENTAL INTEREST TRUST WITH RESPECT TO BEAR STEARNS ASSET BACKED SECURITIES I TRUST 2006-HE7 ASSET-BACKED CERTIFICATES, SERIES 2006-HE7


 
By: _______________________________
    Name: 
Title:

am





SCHEDULE I
(For the purposes of determining Floating Amounts, all such dates subject to adjustment in accordance with the Following Business Day Convention and for purposes of determining Fixed Amounts, all such dates subject to No Adjustment.)

From and including
To but excluding
Notional Amount
(USD)
Effective Date
25-Sep-06
4,143,561.93
25-Sep-06
25-Oct-06
4,086,271.37
25-Oct-06
25-Nov-06
4,016,375.88
25-Nov-06
25-Dec-06
3,934,004.12
25-Dec-06
25-Jan-07
3,839,397.42
25-Jan-07
25-Feb-07
3,732,912.94
25-Feb-07
25-Mar-07
3,615,025.56
25-Mar-07
25-Apr-07
3,486,328.30
25-Apr-07
25-May-07
3,347,570.89
25-May-07
25-Jun-07
3,199,675.02
25-Jun-07
25-Jul-07
3,058,206.39
25-Jul-07
25-Aug-07
2,923,103.98
25-Aug-07
25-Sep-07
2,794,078.60
25-Sep-07
25-Oct-07
2,670,853.20
25-Oct-07
25-Nov-07
2,553,163.54
25-Nov-07
25-Dec-07
2,440,757.48
25-Dec-07
25-Jan-08
2,333,394.48
25-Jan-08
25-Feb-08
2,230,845.09
25-Feb-08
25-Mar-08
2,132,890.38
25-Mar-08
25-Apr-08
2,039,321.49
25-Apr-08
25-May-08
1,949,939.16
25-May-08
25-Jun-08
1,864,553.26
25-Jun-08
25-Jul-08
1,783,167.11
25-Jul-08
25-Aug-08
1,705,406.90
25-Aug-08
25-Sep-08
1,631,108.04
25-Sep-08
25-Oct-08
1,560,114.03
25-Oct-08
25-Nov-08
1,492,275.50
25-Nov-08
25-Dec-08
1,427,449.93
25-Dec-08
25-Jan-09
1,365,525.44
25-Jan-09
25-Feb-09
1,306,346.04
25-Feb-09
25-Mar-09
1,249,787.92
25-Mar-09
25-Apr-09
1,195,733.00
25-Apr-09
25-May-09
1,144,068.56
25-May-09
25-Jun-09
1,094,688.64
25-Jun-09
25-Jul-09
1,047,535.02
25-Jul-09
25-Aug-09
1,002,459.48
25-Aug-09
25-Sep-09
959,368.71
25-Sep-09
25-Oct-09
918,173.71
25-Oct-09
25-Nov-09
878,789.54
25-Nov-09
25-Dec-09
841,135.45
25-Dec-09
25-Jan-10
805,142.84
25-Jan-10
25-Feb-10
770,727.84
25-Feb-10
25-Mar-10
737,819.95
25-Mar-10
25-Apr-10
706,351.86
25-Apr-10
25-May-10
676,259.34
25-May-10
25-Jun-10
647,481.13
25-Jun-10
25-Jul-10
619,958.63
25-Jul-10
25-Aug-10
593,635.90
25-Aug-10
25-Sep-10
172,925.88
25-Sep-10
25-Oct-10
167,463.42
25-Oct-10
25-Nov-10
162,172.32
25-Nov-10
25-Dec-10
157,047.21
25-Dec-10
25-Jan-11
152,082.92
25-Jan-11
25-Feb-11
147,274.44
25-Feb-11
25-Mar-11
142,616.89
25-Mar-11
25-Apr-11
138,105.57
25-Apr-11
25-May-11
133,735.90
25-May-11
25-Jun-11
129,503.46
25-Jun-11
25-Jul-11
125,403.21
25-Jul-11
Termination Date
121,431.80








EXHIBIT O
 
[Reserved]
 
 




EXHIBIT P
 
SERVICING CRITERIA TO BE ADDRESSED
IN ASSESSMENT OF COMPLIANCE

Definitions
Master Servicer - aggregator of pool assets
Custodian - safe keeper of pool assets
Trustee - fiduciary of the transaction, waterfall calculator, paying agent

Where there are multiple checks for criteria the attesting party will identify in their management assertion that they are attesting only to the portion of the distribution chain they are responsible for in the related transaction agreements.

Key: X - obligation


Reg AB Reference
Servicing Criteria
Master Servicer
Trustee
Custodian
 
General Servicing Considerations
     
1122(d)(1)(i)
Policies and procedures are instituted to monitor any performance or other triggers and events of default in accordance with the transaction agreements.
X
X
 
1122(d)(1)(ii)
If any material servicing activities are outsourced to third parties, policies and procedures are instituted to monitor the third party’s performance and compliance with such servicing activities.
X
   
1122(d)(1)(iii)
Any requirements in the transaction agreements to maintain a back-up servicer for the Pool Assets are maintained.
     
1122(d)(1)(iv)
A fidelity bond and errors and omissions policy is in effect on the party participating in the servicing function throughout the reporting period in the amount of coverage required by and otherwise in accordance with the terms of the transaction agreements.
X
   
 
Cash Collection and Administration
     
1122(d)(2)(i)
Payments on pool assets are deposited into the appropriate custodial bank accounts and related bank clearing accounts no more than two business days following receipt, or such other number of days specified in the transaction agreements.
X
X
 
1122(d)(2)(ii)
Disbursements made via wire transfer on behalf of an obligor or to an investor are made only by authorized personnel.
X
X
 
1122(d)(2)(iii)
Advances of funds or guarantees regarding collections, cash flows or distributions, and any interest or other fees charged for such advances, are made, reviewed and approved as specified in the transaction agreements.
X
X
 
1122(d)(2)(iv)
The related accounts for the transaction, such as cash reserve accounts or accounts established as a form of over collateralization, are separately maintained (e.g., with respect to commingling of cash) as set forth in the transaction agreements.
X
X
 
1122(d)(2)(v)
Each custodial account is maintained at a federally insured depository institution as set forth in the transaction agreements. For purposes of this criterion, “federally insured depository institution” with respect to a foreign financial institution means a foreign financial institution that meets the requirements of Rule 13k-1(b)(1) of the Securities Exchange Act.
X
X
 
1122(d)(2)(vi)
Unissued checks are safeguarded so as to prevent unauthorized access.
X
   
1122(d)(2)(vii)
Reconciliations are prepared on a monthly basis for all asset-backed securities related bank accounts, including custodial accounts and related bank clearing accounts. These reconciliations are (A) mathematically accurate; (B) prepared within 30 calendar days after the bank statement cutoff date, or such other number of days specified in the transaction agreements; (C) reviewed and approved by someone other than the person who prepared the reconciliation; and (D) contain explanations for reconciling items. These reconciling items are resolved within 90 calendar days of their original identification, or such other number of days specified in the transaction agreements.
X
X
 
 
Investor Remittances and Reporting
     
1122(d)(3)(i)
Reports to investors, including those to be filed with the Commission, are maintained in accordance with the transaction agreements and applicable Commission requirements. Specifically, such reports (A) are prepared in accordance with timeframes and other terms set forth in the transaction agreements; (B) provide information calculated in accordance with the terms specified in the transaction agreements; (C) are filed with the Commission as required by its rules and regulations; and (D) agree with investors’ or the trustee’s records as to the total unpaid principal balance and number of Pool Assets serviced by the Servicer.
X
X
 
1122(d)(3)(ii)
Amounts due to investors are allocated and remitted in accordance with timeframes, distribution priority and other terms set forth in the transaction agreements.
X
X
 
1122(d)(3)(iii)
Disbursements made to an investor are posted within two business days to the Servicer’s investor records, or such other number of days specified in the transaction agreements.
X
X
 
1122(d)(3)(iv)
Amounts remitted to investors per the investor reports agree with cancelled checks, or other form of payment, or custodial bank statements.
X
X
 
 
Pool Asset Administration
     
1122(d)(4)(i)
Collateral or security on pool assets is maintained as required by the transaction agreements or related pool asset documents.
   
X
1122(d)(4)(ii)
Pool assets and related documents are safeguarded as required by the transaction agreements
   
X
1122(d)(4)(iii)
Any additions, removals or substitutions to the asset pool are made, reviewed and approved in accordance with any conditions or requirements in the transaction agreements.
X
X
X* 
1122(d)(4)(iv)
Payments on pool assets, including any payoffs, made in accordance with the related pool asset documents are posted to the Servicer’s obligor records maintained no more than two business days after receipt, or such other number of days specified in the transaction agreements, and allocated to principal, interest or other items (e.g., escrow) in accordance with the related pool asset documents.
X
   
1122(d)(4)(v)
The Servicer’s records regarding the pool assets agree with the Servicer’s records with respect to an obligor’s unpaid principal balance.
X
   
1122(d)(4)(vi)
Changes with respect to the terms or status of an obligor's pool assets (e.g., loan modifications or re-agings) are made, reviewed and approved by authorized personnel in accordance with the transaction agreements and related pool asset documents.
X
   
1122(d)(4)(vii)
Loss mitigation or recovery actions (e.g., forbearance plans, modifications and deeds in lieu of foreclosure, foreclosures and repossessions, as applicable) are initiated, conducted and concluded in accordance with the timeframes or other requirements established by the transaction agreements.
X
   
1122(d)(4)(viii)
Records documenting collection efforts are maintained during the period a pool asset is delinquent in accordance with the transaction agreements. Such records are maintained on at least a monthly basis, or such other period specified in the transaction agreements, and describe the entity’s activities in monitoring delinquent pool assets including, for example, phone calls, letters and payment rescheduling plans in cases where delinquency is deemed temporary (e.g., illness or unemployment).
X
   
1122(d)(4)(ix)
Adjustments to interest rates or rates of return for pool assets with variable rates are computed based on the related pool asset documents.
X
   
1122(d)(4)(x)
Regarding any funds held in trust for an obligor (such as escrow accounts): (A) such funds are analyzed, in accordance with the obligor’s pool asset documents, on at least an annual basis, or such other period specified in the transaction agreements; (B) interest on such funds is paid, or credited, to obligors in accordance with applicable pool asset documents and state laws; and (C) such funds are returned to the obligor within 30 calendar days of full repayment of the related pool assets, or such other number of days specified in the transaction agreements.
X
   
1122(d)(4)(xi)
Payments made on behalf of an obligor (such as tax or insurance payments) are made on or before the related penalty or expiration dates, as indicated on the appropriate bills or notices for such payments, provided that such support has been received by the servicer at least 30 calendar days prior to these dates, or such other number of days specified in the transaction agreements.
X
   
1122(d)(4)(xii)
Any late payment penalties in connection with any payment to be made on behalf of an obligor are paid from the Servicer’s funds and not charged to the obligor, unless the late payment was due to the obligor’s error or omission.
X
   
1122(d)(4)(xiii)
Disbursements made on behalf of an obligor are posted within two business days to the obligor’s records maintained by the servicer, or such other number of days specified in the transaction agreements.
X
   
1122(d)(4)(xiv)
Delinquencies, charge-offs and uncollectible accounts are recognized and recorded in accordance with the transaction agreements.
X
   
1122(d)(4)(xv)
Any external enhancement or other support, identified in Item 1114(a)(1) through (3) or Item 1115 of Regulation AB, is maintained as set forth in the transaction agreements.
 
X
 


* Only with respect to the logistics of adding, removing and substituting loan files.




EXHIBIT Q
 
FORM 10-D, FORM 8-K AND FORM 10-K
REPORTING RESPONSIBILITY

As to each item described below, the entity indicated as the Responsible Party shall be primarily responsible for reporting the information to the party identified as responsible for preparing the Securities Exchange Act Reports pursuant to Section 3.16 of the Pooling and Servicing Agreement. The trustee in this transaction is responsible for all of the securities administrator functions.

Under Item 1 of Form 10-D: a) items marked “monthly statements to certificateholders” are required to be included in the periodic Distribution Date statement under Section 5.06 of the Pooling and Servicing Agreement, provided by the Trustee based on information received from the party providing such information; and b) items marked “Form 10-D report” are required to be in the Form 10-D report but not the monthly statements to certificateholders, provided by the party indicated. Information under all other Items of Form 10-D is to be included in the Form 10-D report. All such information and any other Items of Form 8-K and Form 10-K set forth in this exhibit shall be sent to the Trustee and the Depositor.

Form
Item
Description
Master Servicer
Trustee
Custodian
Depositor
Sponsor
10-D
Must be filed within 15 days of the distribution date for the asset-backed securities.
   
 
1
Distribution and Pool Performance Information
         
Item 1121(a) - Distribution and Pool Performance Information
         
(1) Any applicable record dates, accrual dates, determination dates for calculating distributions and actual distribution dates for the distribution period.
 
X
 
(monthly statements to certificateholders)
     
(2) Cash flows received and the sources thereof for distributions, fees and expenses.
 
X
 
(monthly statements to certificateholders)
     
(3) Calculated amounts and distribution of the flow of funds for the period itemized by type and priority of payment, including:
 
X
 
(monthly statements to certificateholders)
     
(i) Fees or expenses accrued and paid, with an identification of the general purpose of such fees and the party receiving such fees or expenses.
 
X
 
(monthly statements to certificateholders)
     
(ii) Payments accrued or paid with respect to enhancement or other support identified in Item 1114 of Regulation AB (such as insurance premiums or other enhancement maintenance fees), with an identification of the general purpose of such payments and the party receiving such payments.
 
X
 
(monthly statements to certificateholders)
     
(iii) Principal, interest and other distributions accrued and paid on the asset-backed securities by type and by class or series and any principal or interest shortfalls or carryovers.
 
X
 
(monthly statements to certificateholders)
     
(iv) The amount of excess cash flow or excess spread and the disposition of excess cash flow.
 
X
 
(monthly statements to certificateholders)
     
(4) Beginning and ending principal balances of the asset-backed securities.
 
X
 
(monthly statements to certificateholders)
     
(5) Interest rates applicable to the pool assets and the asset-backed securities, as applicable. Consider providing interest rate information for pool assets in appropriate distributional groups or incremental ranges.
 
X
 
(monthly statements to certificateholders)
     
(6) Beginning and ending balances of transaction accounts, such as reserve accounts, and material account activity during the period.
 
X
 
(monthly statements to certificateholders) (only with respect to the reserve accounts)
     
(7) Any amounts drawn on any credit enhancement or other support identified in Item 1114 of Regulation AB, as applicable, and the amount of coverage remaining under any such enhancement, if known and applicable.
 
X
 
(monthly statements to certificateholders)
     
(8) Number and amount of pool assets at the beginning and ending of each period, and updated pool composition information, such as weighted average coupon, weighted average remaining term, pool factors and prepayment amounts.
 
X
 
(monthly statements to certificateholders)
 
Updated pool composition information fields to be as specified by Depositor from time to time
 
(9) Delinquency and loss information for the period.
 
X
 
(monthly statements to certificateholders)
     
In addition, describe any material changes to the information specified in Item 1100(b)(5) of Regulation AB regarding the pool assets. (methodology)
X
       
(10) Information on the amount, terms and general purpose of any advances made or reimbursed during the period, including the general use of funds advanced and the general source of funds for reimbursements.
 
X
 
(monthly statements to certificateholders)
     
(11) Any material modifications, extensions or waivers to pool asset terms, fees, penalties or payments during the distribution period or that have cumulatively become material over time.
 
X
 
(monthly statements to certificateholders)
     
(12) Material breaches of pool asset representations or warranties or transaction covenants.
X
X
 
(if agreed upon by the parties)
 
X
 
(13) Information on ratio, coverage or other tests used for determining any early amortization, liquidation or other performance trigger and whether the trigger was met.
 
X
 
(monthly statements to certificateholders)
     
(14) Information regarding any new issuance of asset-backed securities backed by the same asset pool,
     
X
 
information regarding any pool asset changes (other than in connection with a pool asset converting into cash in accordance with its terms), such as additions or removals in connection with a prefunding or revolving period and pool asset substitutions and repurchases (and purchase rates, if applicable), and cash flows available for future purchases, such as the balances of any prefunding or revolving accounts, if applicable.
X
X
 
X
 
Disclose any material changes in the solicitation, credit-granting, underwriting, origination, acquisition or pool selection criteria or procedures, as applicable, used to originate, acquire or select the new pool assets.
     
X
X
Item 1121(b) - Pre-Funding or Revolving Period Information
 
Updated pool information as required under Item 1121(b).
     
X
 
2
Legal Proceedings
         
Item 1117 - Legal proceedings pending against the following entities, or their respective property, that is material to Certificateholders, including proceedings known to be contemplated by governmental authorities:
         
Sponsor (Seller)
       
X
Depositor
     
X
 
Trustee
 
X
     
Issuing entity
     
X
 
Master Servicer, affiliated Servicer, other Servicer servicing 20% or more of pool assets at time of report, other material servicers
X
       
Originator of 20% or more of pool assets as of the Cut-off Date
     
X
 
Custodian
   
X
   
 
3
Sales of Securities and Use of Proceeds
         
Information from Item 2(a) of Part II of Form 10-Q:
 
With respect to any sale of securities by the sponsor, depositor or issuing entity, that are backed by the same asset pool or are otherwise issued by the issuing entity, whether or not registered, provide the sales and use of proceeds information in Item 701 of Regulation S-K. Pricing information can be omitted if securities were not registered.
     
X
 
4
Defaults Upon Senior Securities
         
Information from Item 3 of Part II of Form 10-Q:
 
Report the occurrence of any Event of Default (after expiration of any grace period and provision of any required notice)
 
X
     
5
Submission of Matters to a Vote of Certificateholders
         
Information from Item 4 of Part II of Form 10-Q
 
X
     
6
Significant Obligors of Pool Assets
         
Item 1112(b) - Significant Obligor Financial Information*
     
X
 
*This information need only be reported on the Form 10-D for the distribution period in which updated information is required pursuant to the Item.
         
7
Significant Enhancement Provider Information
         
Item 1114(b)(2) - Credit Enhancement Provider Financial Information*
         
Determining applicable disclosure threshold
 
X
     
Requesting required financial information or effecting incorporation by reference
 
X
     
Item 1115(b) - Derivative Counterparty Financial Information*
         
Determining current maximum probable exposure
     
X
 
Determining current significance percentage
 
X
     
Requesting required financial information or effecting incorporation by reference
 
X
     
*This information need only be reported on the Form 10-D for the distribution period in which updated information is required pursuant to the Items.
         
8
Other Information
         
   
Disclose any information required to be reported on Form 8-K during the period covered by the Form 10-D but not reported
The Responsible Party for the applicable Form 8-K item as indicated below.
 
9
Exhibits
         
Distribution report
 
X
     
Exhibits required by Item 601 of Regulation S-K, such as material agreements
     
X
 
8-K
Must be filed within four business days of an event reportable on Form 8-K.
   
 
1.01
Entry into a Material Definitive Agreement
         
Disclosure is required regarding entry into or amendment of any definitive agreement that is material to the securitization, even if depositor is not a party.
 
Examples: servicing agreement, custodial agreement.
 
Note: disclosure not required as to definitive agreements that are fully disclosed in the prospectus
X
X 
 
X 
X 
1.02
Termination of a Material Definitive Agreement
X
X 
 
X 
X 
Disclosure is required regarding termination of any definitive agreement that is material to the securitization (other than expiration in accordance with its terms), even if depositor is not a party.
 
 
Examples: servicing agreement, custodial agreement.
X
X
X
X
X
1.03
Bankruptcy or Receivership
         
Disclosure is required regarding the bankruptcy or receivership, if known to the Master Servicer, with respect to any of the following:
 
Sponsor (Seller), Depositor, Master Servicer, affiliated Servicer, other Servicer servicing 20% or more of pool assets at time of report, other material servicers, Trustee, significant obligor, credit enhancer (10% or more), derivatives counterparty, Custodian
X
X 
X
X 
X 
2.04
Triggering Events that Accelerate or Increase a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement [in this transaction there is no off-balance sheet arrangement]
         
Includes an early amortization, performance trigger or other event, including event of default, that would materially alter the payment priority/distribution of cash flows/amortization schedule.
 
Disclosure will be made of events other than waterfall triggers which are disclosed in the monthly statements to certificateholders [in this transaction there will be no events other than waterfall triggers]
 
X
     
3.03
Material Modification to Rights of Certificateholders
         
Disclosure is required of any material modification to documents defining the rights of Certificateholders, including the Pooling and Servicing Agreement
 
X
     
5.03
Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year
         
Disclosure is required of any amendment “to the governing documents of the issuing entity”
     
X
 
5.06
Change in Shell Company Status
         
[Not applicable to ABS issuers]
     
X
 
6.01
ABS Informational and Computational Material
         
[Not included in reports to be filed under Section 3.16]
     
X
 
6.02
Change of Servicer or Trustee
         
Requires disclosure of any removal, replacement, substitution or addition of any master servicer, affiliated servicer, other servicer servicing 10% or more of pool assets at time of report, other material servicers or trustee.
X
X
 
X
 
Reg AB disclosure about any new master servicer is also required.
X
       
Reg AB disclosure about any new trustee is also required.
 
X
     
6.03
Change in Credit Enhancement or Other External Support
         
Covers termination of any enhancement in manner other than by its terms, the addition of an enhancement, or a material change in the enhancement provided. Applies to external credit enhancements as well as derivatives.
 
X
 
X
 
Reg AB disclosure about any new enhancement provider is also required.
 
X
 
X
 
6.04
Failure to Make a Required Distribution
 
X
     
6.05
Securities Act Updating Disclosure
         
If any material pool characteristic differs by 5% or more at the time of issuance of the securities from the description in the final prospectus, provide updated Reg AB disclosure about the actual asset pool.
     
X
 
If there are any new servicers or originators required to be disclosed under Regulation AB as a result of the foregoing, provide the information called for in Items 1108 and 1110 respectively.
     
X
 
7.01
Regulation FD Disclosure
X
X
X
X
 
8.01
Other Events
         
Any event, with respect to which information is not otherwise called for in Form 8-K, that the registrant deems of importance to certificateholders.
     
X
 
 
9.01
Financial Statements and Exhibits
The Responsible Party applicable to reportable event.
10-K
 
Must be filed within 90 days of the fiscal year end for the registrant.
   
 
9B
Other Information
         
   
Disclose any information required to be reported on Form 8-K during the fourth quarter covered by the Form 10-K but not reported
The Responsible Party for the applicable Form 8-K as indicated above.
 
15
Exhibits and Financial Statement Schedules
         
Item 1112(b) - Significant Obligor Financial Information
     
X
 
Item 1114(b)(2) - Credit Enhancement Provider Financial Information
         
Determining applicable disclosure threshold
 
X
     
Requesting required financial information or effecting incorporation by reference
 
X
     
Item 1115(b) - Derivative Counterparty Financial Information
         
Determining current maximum probable exposure
     
X
 
   
Determining current significance percentage
 
X
     
Requesting required financial information or effecting incorporation by reference
 
X
     
Item 1117 - Legal proceedings pending against the following entities, or their respective property, that is material to Certificateholders, including proceedings known to be contemplated by governmental authorities:
         
Sponsor (Seller)
       
X
Depositor
     
X
 
Trustee
 
X
     
Issuing entity
     
X
 
Master Servicer, affiliated Servicer, other Servicer servicing 20% or more of pool assets at time of report, other material servicers
X
       
Originator of 20% or more of pool assets as of the Cut-off Date
     
X
 
Custodian
   
X
   
Item 1119 - Affiliations and relationships between the following entities, or their respective affiliates, that are material to Certificateholders:
         
Sponsor (Seller)
       
X
Depositor
     
X
 
Trustee
 
X
     
Master Servicer, affiliated Servicer, other Servicer servicing 20% or more of pool assets at time of report, other material servicers
X
       
Originator
     
X
 
Custodian
   
X
   
Credit Enhancer/Support Provider
     
X
 
Significant Obligor
     
X
 
Item 1122 - Assessment of Compliance with Servicing Criteria
X
X
X
   
Item 1123 - Servicer Compliance Statement
X
X
     

 




EXHIBIT R
 
ADDITIONAL DISCLOSURE NOTIFICATION
 
Bear Stearns Asset Backed Securities I LLC
383 Madison Avenue
New York, New York 10179
Fax: (212) 272-2000
E-mail: regabnotifications@bear.com

LaSalle Bank National Association as Trustee
135 S. LaSalle St., Suite 1625
Chicago, Illinois 60603
Fax: (312) 904-1368
E-mail: edgar@abnamro.com
Attn: Global Securities and Trust Services Group - BEAR STEARNS ASSET BACKED SECURITIES I TRUST 2006-HE7-SEC REPORT PROCESSING
 
RE: **Additional Form [ ] Disclosure**Required
 
Ladies and Gentlemen:
 
In accordance with Section 3.16(a)(v) of the Pooling and Servicing Agreement, dated as of August 1, 2006, among Bear Stearns Asset Backed Securities I LLC, as depositor, EMC Mortgage Corporation, as seller and as master servicer, and LaSalle Bank National Association, as trustee. The Undersigned, as [Name of Party], hereby notifies you that certain events have come to our attention that [will][may] need to be disclosed on Form [ ].
 
Description of Additional Form [ ] Disclosure:
 
List of Any Attachments hereto to be included in the Additional Form [ ] Disclosure:

 
 
Any inquiries related to this notification should be directed to [ ], phone number: [ ]; email address: [ ].
 
[NAME OF PARTY]
as [role]
 
By: __________________
Name:
Title: