The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 1,110,469 7,156 SH   SOLE   5,962 0 1,194
AMERICAN TOWER CORP NEW COM 03027X100 BBG001S5NPQ6 692,160 3,599 SH   SOLE   3,479 0 120
AMGEN INC COM 031162100 BBG001S5NNL6 2,742,702 9,719 SH   SOLE   9,164 0 555
APPLE INC COM 037833100 BBG001S5N8V8 516,268 2,028 SH   SOLE   2,018 0 10
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 262,683 895 SH   SOLE   110 0 785
AVALONBAY CMNTYS INC COM 053484101 BBG001S7J2H8 286,085 1,481 SH   SOLE   1,481 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 BBG001S902J2 754,200 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 2,854,055 5,677 SH   SOLE   1,670 0 4,007
CATERPILLAR INC COM 149123101 BBG001S5PJ06 204,221 428 SH   SOLE   0 0 428
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 8,908,367 57,366 SH   SOLE   53,149 0 4,217
CISCO SYS INC COM 17275R102 BBG001S6HC62 689,400 10,076 SH   SOLE   9,101 0 975
COLGATE PALMOLIVE CO COM 194162103 BBG001S5PVM5 383,712 4,800 SH   SOLE   0 0 4,800
CROWN CASTLE INC COM 22822V101 BBG001S7W5T3 383,259 3,972 SH   SOLE   3,972 0 0
DIGITAL RLTY TR INC COM 253868103 BBG001SM0K30 523,827 3,030 SH   SOLE   3,030 0 0
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 BBG017159MD8 8,161,230 254,482 SH   SOLE   196,275 0 58,207
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740 BBG017158GJ6 350,121 10,979 SH   SOLE   7,482 0 3,497
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 BBG00Y2PHW26 1,314,549 41,692 SH   SOLE   29,877 0 11,815
DIMENSIONAL ETF TRUST GLOBAL CORE PLUS 25434V583 BBG01JXC18B3 1,626,507 29,270 SH   SOLE   17,582 0 11,688
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 BBG01BN60P09 7,644,596 279,919 SH   SOLE   212,365 0 67,554
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 BBG012G21Y06 1,660,182 35,997 SH   SOLE   35,456 0 541
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 BBG00Y2PGDN6 2,416,548 66,480 SH   SOLE   56,446 0 10,034
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 BBG01631TNW2 11,611,789 354,126 SH   SOLE   222,255 0 131,871
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 BBG012558MV6 3,075,998 64,110 SH   SOLE   44,173 0 19,937
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 BBG01254JDW6 1,497,746 31,080 SH   SOLE   26,661 0 4,419
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 BBG00Y2JG0C0 1,532,366 33,487 SH   SOLE   30,121 0 3,366
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401 BBG011DXXNJ2 10,778,412 148,791 SH   SOLE   120,765 0 28,026
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831 BBG015DLMLQ7 1,679,104 44,456 SH   SOLE   28,551 0 15,905
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666 BBG01BN5Z188 3,547,934 107,840 SH   SOLE   32,473 0 75,367
DIMENSIONAL ETF TRUST US LARGE CAP VEC 25434V641 BBG01JXBYPV9 864,226 11,884 SH   SOLE   1,669 0 10,215
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 BBG0177CTQC7 21,658,499 484,639 SH   SOLE   394,962 0 89,677
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823 BBG015GTL6R0 580,247 24,329 SH   SOLE   18,729 0 5,600
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 BBG011DXXVM0 11,495,335 167,913 SH   SOLE   137,065 0 30,848
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 BBG015DG3GG1 4,689,679 147,289 SH   SOLE   105,997 0 41,292
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 BBG011DXY0L8 8,464,044 145,405 SH   SOLE   122,116 0 23,289
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617 BBG01J9W24S6 7,381,853 102,725 SH   SOLE   94,334 0 8,391
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 BBG012G2PD33 7,564,027 241,046 SH   SOLE   177,608 0 63,438
DOW INC COM 260557103 BBG00BN96931 1,404,478 61,251 SH   SOLE   56,627 0 4,624
ELI LILLY & CO COM 532457108 BBG001S5STL8 1,064,385 1,395 SH   SOLE   1,385 0 10
EQUINIX INC COM 29444U700 BBG001SKBNS9 727,630 929 SH   SOLE   929 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107 BBG001S723L9 237,236 3,665 SH   SOLE   3,665 0 0
EXTRA SPACE STORAGE INC COM 30225T102 BBG001SLSXK5 316,975 2,249 SH   SOLE   2,249 0 0
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 1,844,139 16,356 SH   SOLE   14,976 0 1,380
GE AEROSPACE COM NEW 369604301 BBG001S5PVD5 630,820 2,097 SH   SOLE   1,695 0 402
GLOBAL X FDS US PFD ETF 37954Y657 BBG00HPF2LX6 220,104 11,328 SH   SOLE   11,328 0 0
HARTFORD INSURANCE GROUP INC COM 416515104 BBG001S8PXF3 323,204 2,423 SH   SOLE   2,423 0 0
HOME DEPOT INC COM 437076102 BBG001S5RTW7 867,107 2,140 SH   SOLE   2,140 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 4,049,279 14,351 SH   SOLE   13,043 0 1,308
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 1,806,324 9,522 SH   SOLE   9,522 0 0
IRON MTN INC DEL COM 46284V101 BBG001SCQ2X1 316,320 3,103 SH   SOLE   3,103 0 0
ISHARES GOLD TR ISHARES NEW 464285204 BBG001SJK6D5 9,329,769 128,209 SH   SOLE   101,923 0 26,286
ISHARES INC MSCI EMRG CHN 46434G764 BBG00H5VLN77 233,315 3,456 SH   SOLE   2,155 0 1,301
ISHARES TR 1 3 YR TREAS BD 464287457 BBG001SKXPR1 2,977,764 35,894 SH   SOLE   27,958 0 7,936
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 687,551 5,786 SH   SOLE   5,380 0 406
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 689,865 1,031 SH   SOLE   507 0 524
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 1,635,579 16,315 SH   SOLE   8,332 0 7,983
ISHARES TR MICRO-CAP ETF 464288869 BBG001SP7X10 222,443 1,492 SH   SOLE   830 0 662
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 381,790 4,089 SH   SOLE   2,584 0 1,505
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 625,475 11,713 SH   SOLE   9,462 0 2,251
ISHARES TR NEW YORK MUN ETF 464288323 BBG001T03XV5 262,749 4,925 SH   SOLE   4,925 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 1,675,971 3,578 SH   SOLE   3,130 0 448
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 829,833 4,076 SH   SOLE   2,530 0 1,546
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 599,335 2,477 SH   SOLE   2,477 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 2,281,005 18,895 SH   SOLE   12,781 0 6,114
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 387,620 1,877 SH   SOLE   1,306 0 571
ISHARES TR SELECT US REIT 464287564 BBG001SDX760 393,383 6,384 SH   SOLE   6,384 0 0
ISHARES TR SHORT TREAS BD 464288679 BBG001SSD803 5,555,880 50,284 SH   SOLE   31,255 0 19,029
ISHARES TR SP SMCP600VL ETF 464287879 BBG001SFQL26 1,432,141 12,950 SH   SOLE   8,995 0 3,955
ISHARES TR TIPS BD ETF 464287176 BBG001SD9RM5 1,579,698 14,203 SH   SOLE   7,958 0 6,245
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 4,208,478 22,697 SH   SOLE   20,948 0 1,749
JOHNSON CTLS INTL PLC SHS G51502105 BBG001S5WZ84 344,144 3,130 SH   SOLE   3,130 0 0
JPMORGAN CHASE & CO. COM 46625H100 BBG001S8CRC3 894,875 2,837 SH   SOLE   2,302 0 535
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 273,149 2,868 SH   SOLE   2,868 0 0
MERCK & CO INC COM 58933Y105 BBG001S5TC52 3,846,177 45,826 SH   SOLE   43,340 0 2,486
MICROSOFT CORP COM 594918104 BBG001S5TD05 440,258 850 SH   SOLE   840 0 10
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 572,668 7,586 SH   SOLE   7,586 0 0
PEPSICO INC COM 713448108 BBG001S695T1 554,879 3,951 SH   SOLE   3,900 0 51
PFIZER INC COM 717081103 BBG001S5V466 217,651 8,542 SH   SOLE   5,392 0 3,150
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 690,965 4,497 SH   SOLE   3,419 0 1,078
PROLOGIS INC. COM 74340W103 BBG001S5NMN6 809,657 7,070 SH   SOLE   7,070 0 0
PUBLIC STORAGE OPER CO COM 74460D109 BBG001S5TH79 469,671 1,626 SH   SOLE   1,626 0 0
REALTY INCOME CORP COM 756109104 BBG001S884K0 457,506 7,526 SH   SOLE   7,526 0 0
SBA COMMUNICATIONS CORP NEW CL A 78410G104 BBG001SCWNN9 221,580 1,146 SH   SOLE   1,146 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 BBG001T6L7D9 983,842 29,483 SH   SOLE   29,403 0 80
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 1,239,049 53,224 SH   SOLE   53,182 0 42
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 BBG001T9F795 3,424,199 140,336 SH   SOLE   140,336 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 BBG001T66WQ7 503,545 17,298 SH   SOLE   17,298 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 2,272,089 86,260 SH   SOLE   86,080 0 180
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 2,210,578 79,232 SH   SOLE   68,504 0 10,728
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 BBG001S7TCZ5 260,439 924 SH   SOLE   924 0 0
SIMON PPTY GROUP INC NEW COM 828806109 BBG001S77WM9 498,452 2,656 SH   SOLE   2,656 0 0
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 283,666 798 SH   SOLE   598 0 200
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 BBG001SRXRJ1 3,428,660 80,128 SH   SOLE   73,430 0 6,698
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 BBG001SRXRD7 928,085 19,827 SH   SOLE   14,854 0 4,973
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 598,936 899 SH   SOLE   384 0 515
SPDR SERIES TRUST PORTFOLIO S&P500 78464A854 BBG001SPTB87 2,895,134 36,956 SH   SOLE   31,211 0 5,745
SPDR SERIES TRUST PORTFOLIO S&P600 78468R853 BBG004T58LZ5 873,318 18,854 SH   SOLE   15,940 0 2,914
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 BBG001SG4284 3,362,129 60,765 SH   SOLE   57,251 0 3,514
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 BBG001SG3JV2 1,205,906 13,603 SH   SOLE   13,603 0 0
TE CONNECTIVITY PLC ORD SHS G87052109 BBG01Q08MMX4 305,367 1,391 SH   SOLE   1,391 0 0
THE CIGNA GROUP COM 125523100 BBG00KXRCDQ9 586,013 2,033 SH   SOLE   2,033 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 2,226,683 28,218 SH   SOLE   19,794 0 8,424
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 1,018,572 13,696 SH   SOLE   11,171 0 2,525
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 435,715 8,809 SH   SOLE   6,627 0 2,182
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 38,263,662 79,781 SH   SOLE   64,833 0 14,948
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 1,977,150 6,422 SH   SOLE   2,891 0 3,531
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 6,436,992 70,411 SH   SOLE   57,556 0 12,855
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 5,672,503 9,263 SH   SOLE   8,624 0 639
VANGUARD INDEX FDS SM CP VAL ETF 922908611 BBG001SHVTR2 6,688,241 32,046 SH   SOLE   24,238 0 7,808
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 6,560,551 25,800 SH   SOLE   17,209 0 8,591
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 2,315,231 7,055 SH   SOLE   5,656 0 1,399
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 11,002,333 58,997 SH   SOLE   51,696 0 7,301
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 3,596,187 66,375 SH   SOLE   53,815 0 12,560
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 BBG001TCVT65 200,365 4,197 SH   SOLE   3,875 0 322
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 254,680 1,848 SH   SOLE   1,057 0 791
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 BBG003H12XS7 550,082 10,865 SH   SOLE   4,866 0 5,999
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 3,841,471 76,722 SH   SOLE   60,263 0 16,459
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 BBG001T62M38 2,915,753 34,666 SH   SOLE   22,590 0 12,076
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 BBG001T62MC8 251,151 4,417 SH   SOLE   2,628 0 1,789
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 BBG001T62M74 2,952,387 50,168 SH   SOLE   24,399 0 25,769
VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573 BBG00J5M1LD2 231,042 2,948 SH   SOLE   925 0 2,023
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565 BBG00LWSF8K0 310,283 4,454 SH   SOLE   2,482 0 1,972
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730 BBG001TCHM11 1,337,899 4,425 SH   SOLE   3,061 0 1,364
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 305,128 1,414 SH   SOLE   1,355 0 59
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 258,065 3,513 SH   SOLE   2,381 0 1,132
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 8,514,841 142,103 SH   SOLE   117,644 0 24,459
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 217,345 1,542 SH   SOLE   262 0 1,280
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 BBG00C868SD7 18,685,320 220,658 SH   SOLE   220,658 0 0
VANGUARD WORLD FD ESG US CORP BD 921910691 BBG00XGJM879 414,668 6,459 SH   SOLE   6,459 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702 BBG001SHTTR5 608,504 815 SH   SOLE   507 0 308
VANGUARD WORLD FD UTILITIES ETF 92204A876 BBG001SHVTP4 10,119,550 53,427 SH   SOLE   52,401 0 1,026
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 9,022,013 205,279 SH   SOLE   188,429 0 16,850
VICI PPTYS INC COM 925652109 BBG00HVVB4B6 361,711 11,092 SH   SOLE   11,092 0 0
WALMART INC COM 931142103 BBG001S5XH92 238,069 2,310 SH   SOLE   510 0 1,800
WORLD GOLD TR SPDR GLD MINIS 98149E303 BBG00L8YYQ05 43,068,463 563,355 SH   SOLE   485,428 0 77,927