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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   7,553,170 73,913 SH   SOLE   69,552 0 4,361
ADVANCED MICRO DEVICES INC COM 007903107   335,451 2,068 SH   SOLE   0 0 2,068
ALEXANDRIA REAL ESTATE EQ IN COM 015271109   205,985 1,761 SH   SOLE   1,761 0 0
ALPHABET INC CAP STK CL A 02079K305   5,255,514 28,853 SH   SOLE   28,853 0 0
ALPHABET INC CAP STK CL C 02079K107   11,835,532 64,527 SH   SOLE   61,918 0 2,609
AMERICAN TOWER CORP NEW COM 03027X100   722,317 3,716 SH   SOLE   3,596 0 120
APPLE INC COM 037833100   15,715,722 74,616 SH   SOLE   71,433 0 3,183
AUTOMATIC DATA PROCESSING IN COM 053015103   217,208 910 SH   SOLE   110 0 800
AVALONBAY CMNTYS INC COM 053484101   303,094 1,465 SH   SOLE   1,465 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   5,143,580 12,644 SH   SOLE   6,550 0 6,094
BROWN FORMAN CORP CL A 115637100   1,171,224 26,540 SH   SOLE   25,630 0 910
BROWN FORMAN CORP CL B 115637209   315,875 7,314 SH   SOLE   7,187 0 127
CHEVRON CORP NEW COM 166764100   2,549,177 16,297 SH   SOLE   15,658 0 639
COLGATE PALMOLIVE CO COM 194162103   494,647 5,097 SH   SOLE   4,800 0 297
CROWN CASTLE INC COM 22822V101   377,025 3,859 SH   SOLE   3,859 0 0
DIGITAL RLTY TR INC COM 253868103   468,010 3,078 SH   SOLE   3,078 0 0
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   755,821 18,195 SH   SOLE   11,425 0 6,770
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   6,121,785 229,023 SH   SOLE   181,690 0 47,333
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   274,340 9,976 SH   SOLE   8,507 0 1,469
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   1,657,698 64,078 SH   SOLE   46,383 0 17,695
DIMENSIONAL ETF TRUST GLOBAL CORE PLUS 25434V583   817,936 15,459 SH   SOLE   11,171 0 4,288
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   5,145,352 205,896 SH   SOLE   143,380 0 62,516
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   1,478,321 41,133 SH   SOLE   40,756 0 377
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   2,095,148 70,615 SH   SOLE   63,280 0 7,335
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   9,697,268 368,858 SH   SOLE   236,359 0 132,499
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   4,570,013 95,667 SH   SOLE   62,866 0 32,801
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   1,499,770 31,910 SH   SOLE   21,717 0 10,193
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   2,252,662 60,087 SH   SOLE   43,341 0 16,746
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   872,608 27,066 SH   SOLE   17,646 0 9,420
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   38,287,864 650,601 SH   SOLE   623,526 0 27,075
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   1,557,018 48,672 SH   SOLE   31,332 0 17,340
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   2,452,615 84,836 SH   SOLE   30,196 0 54,640
DIMENSIONAL ETF TRUST US LARGE CAP VEC 25434V641   789,205 12,707 SH   SOLE   1,791 0 10,916
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   35,650,036 907,819 SH   SOLE   818,947 0 88,872
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   1,023,562 46,315 SH   SOLE   42,078 0 4,237
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   10,755,344 179,017 SH   SOLE   153,765 0 25,252
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   3,466,114 120,435 SH   SOLE   69,917 0 50,518
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   8,657,747 166,912 SH   SOLE   144,454 0 22,458
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   10,267,749 403,924 SH   SOLE   347,124 0 56,800
DISNEY WALT CO COM 254687106   1,414,684 14,248 SH   SOLE   14,244 0 4
DOW INC COM 260557103   7,969,032 150,217 SH   SOLE   141,755 0 8,462
ELI LILLY & CO COM 532457108   1,618,820 1,788 SH   SOLE   1,735 0 53
EQUINIX INC COM 29444U700   673,374 890 SH   SOLE   890 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107   252,051 3,635 SH   SOLE   3,635 0 0
EXTRA SPACE STORAGE INC COM 30225T102   337,706 2,173 SH   SOLE   2,173 0 0
EXXON MOBIL CORP COM 30231G102   1,984,784 17,241 SH   SOLE   16,256 0 985
GE AEROSPACE COM NEW 369604301   256,419 1,613 SH   SOLE   1,495 0 118
GLOBAL X FDS US PFD ETF 37954Y657   206,306 10,483 SH   SOLE   10,483 0 0
HARTFORD FINL SVCS GROUP INC COM 416515104   243,609 2,423 SH   SOLE   2,423 0 0
HOME DEPOT INC COM 437076102   734,609 2,134 SH   SOLE   2,134 0 0
INTEL CORP COM 458140100   1,109,749 35,833 SH   SOLE   33,818 0 2,015
INTERNATIONAL BUSINESS MACHS COM 459200101   3,094,941 17,895 SH   SOLE   16,899 0 996
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   1,883,306 11,464 SH   SOLE   11,364 0 100
INVESCO QQQ TR UNIT SER 1 46090E103   15,866,821 33,117 SH   SOLE   32,483 0 634
INVITATION HOMES INC COM 46187W107   226,933 6,323 SH   SOLE   6,323 0 0
IRON MTN INC DEL COM 46284V101   278,091 3,103 SH   SOLE   3,103 0 0
ISHARES GOLD TR ISHARES NEW 464285204   9,840,057 223,994 SH   SOLE   194,130 0 29,864
ISHARES INC MSCI EMRG CHN 46434G764   377,104 6,370 SH   SOLE   3,708 0 2,662
ISHARES TR 1 3 YR TREAS BD 464287457   6,491,923 79,509 SH   SOLE   73,301 0 6,208
ISHARES TR 20 YR TR BD ETF 464287432   208,800 2,275 SH   SOLE   1,265 0 1,010
ISHARES TR COHEN STEER REIT 464287564   358,693 6,261 SH   SOLE   6,261 0 0
ISHARES TR CORE S&P SCP ETF 464287804   661,506 6,202 SH   SOLE   6,202 0 0
ISHARES TR CORE S&P500 ETF 464287200   935,613 1,710 SH   SOLE   1,710 0 0
ISHARES TR CORE US AGGBD ET 464287226   1,625,632 16,747 SH   SOLE   5,586 0 11,161
ISHARES TR MSCI EAFE ETF 464287465   303,843 3,879 SH   SOLE   2,879 0 1,000
ISHARES TR MSCI EMG MKT ETF 464287234   567,597 13,327 SH   SOLE   12,065 0 1,262
ISHARES TR NEW YORK MUN ETF 464288323   262,946 4,925 SH   SOLE   4,925 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   1,526,933 4,189 SH   SOLE   4,189 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   789,652 4,526 SH   SOLE   2,530 0 1,996
ISHARES TR RUSSELL 2000 ETF 464287655   662,436 3,265 SH   SOLE   3,265 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   1,739,675 18,799 SH   SOLE   16,040 0 2,759
ISHARES TR S&P 500 VAL ETF 464287408   341,633 1,877 SH   SOLE   1,877 0 0
ISHARES TR SHORT TREAS BD 464288679   3,217,097 29,114 SH   SOLE   21,526 0 7,588
ISHARES TR SHRT NAT MUN ETF 464288158   276,012 2,640 SH   SOLE   160 0 2,480
ISHARES TR SP SMCP600VL ETF 464287879   1,195,449 12,290 SH   SOLE   11,646 0 644
ISHARES TR TIPS BD ETF 464287176   2,014,037 18,862 SH   SOLE   11,084 0 7,778
JOHNSON CTLS INTL PLC SHS G51502105   208,052 3,130 SH   SOLE   3,130 0 0
JPMORGAN CHASE & CO. COM 46625H100   2,275,656 11,251 SH   SOLE   10,315 0 936
MARTIN MARIETTA MATLS INC COM 573284106   3,923,689 7,242 SH   SOLE   6,951 0 291
MASTERCARD INCORPORATED CL A 57636Q104   6,828,958 15,480 SH   SOLE   14,126 0 1,354
MCDONALDS CORP COM 580135101   958,937 3,763 SH   SOLE   3,763 0 0
MEDTRONIC PLC SHS G5960L103   225,741 2,868 SH   SOLE   2,868 0 0
MERCK & CO INC COM 58933Y105   283,502 2,290 SH   SOLE   1,500 0 790
MICROSOFT CORP COM 594918104   472,427 1,057 SH   SOLE   737 0 320
MONDELEZ INTL INC CL A 609207105   2,654,409 40,562 SH   SOLE   40,431 0 131
NEXTERA ENERGY INC COM 65339F101   540,847 7,638 SH   SOLE   7,638 0 0
PEPSICO INC COM 713448108   698,974 4,238 SH   SOLE   4,238 0 0
PHILIP MORRIS INTL INC COM 718172109   2,243,451 22,140 SH   SOLE   18,567 0 3,573
PROCTER AND GAMBLE CO COM 742718109   865,098 5,246 SH   SOLE   3,620 0 1,626
PROLOGIS INC. COM 74340W103   707,890 6,303 SH   SOLE   6,303 0 0
PUBLIC STORAGE OPER CO COM 74460D109   393,506 1,368 SH   SOLE   1,368 0 0
REALTY INCOME CORP COM 756109104   352,627 6,676 SH   SOLE   6,676 0 0
SAP SE SPON ADR 803054204   268,880 1,333 SH   SOLE   1,333 0 0
SBA COMMUNICATIONS CORP NEW CL A 78410G104   238,309 1,214 SH   SOLE   1,214 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   784,838 29,550 SH   SOLE   29,470 0 80
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,022,248 26,607 SH   SOLE   26,586 0 21
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   2,514,504 52,244 SH   SOLE   52,244 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   22,856,877 363,558 SH   SOLE   363,558 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   425,960 5,750 SH   SOLE   5,750 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,932,255 30,074 SH   SOLE   30,014 0 60
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,861,972 39,241 SH   SOLE   34,584 0 4,657
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   233,017 1,030 SH   SOLE   1,030 0 0
SERVICENOW INC COM 81762P102   275,335 350 SH   SOLE   350 0 0
SIMON PPTY GROUP INC NEW COM 828806109   486,216 3,203 SH   SOLE   3,203 0 0
SOLVENTUM CORP COM SHS 83444M101   891,822 16,865 SH   SOLE   15,974 0 891
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   775,566 1,983 SH   SOLE   1,532 0 451
SPDR GOLD TR GOLD SHS 78463V107   381,858 1,776 SH   SOLE   1,591 0 185
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   3,322,039 94,699 SH   SOLE   86,114 0 8,585
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   756,678 20,087 SH   SOLE   15,152 0 4,935
SPDR S&P 500 ETF TR TR UNIT 78462F103   15,381,472 28,263 SH   SOLE   26,619 0 1,644
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   284,528 3,100 SH   SOLE   2,663 0 437
SPDR SER TR PORTFOLIO S&P500 78464A854   2,710,464 42,351 SH   SOLE   34,369 0 7,982
SPDR SER TR PORTFOLIO S&P600 78468R853   826,655 19,905 SH   SOLE   17,065 0 2,840
SPDR SER TR PRTFLO S&P500 VL 78464A508   3,065,113 62,887 SH   SOLE   56,709 0 6,178
SPDR SER TR S&P 600 SMCP VAL 78464A300   1,098,768 14,031 SH   SOLE   14,031 0 0
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101   326,164 14,792 SH   SOLE   14,764 0 28
TE CONNECTIVITY LTD SHS H84989104   275,137 1,829 SH   SOLE   1,829 0 0
TESLA INC COM 88160R101   622,927 3,148 SH   SOLE   3,148 0 0
THE CIGNA GROUP COM 125523100   682,297 2,064 SH   SOLE   2,033 0 31
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   2,862,214 37,317 SH   SOLE   26,785 0 10,532
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   838,518 11,638 SH   SOLE   10,464 0 1,174
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   327,727 6,734 SH   SOLE   6,734 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   38,535,338 103,033 SH   SOLE   88,320 0 14,713
VANGUARD INDEX FDS LARGE CAP ETF 922908637   4,623,028 18,520 SH   SOLE   16,108 0 2,412
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   6,112,578 72,977 SH   SOLE   63,891 0 9,086
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   5,102,680 10,203 SH   SOLE   9,424 0 779
VANGUARD INDEX FDS SM CP VAL ETF 922908611   6,624,808 36,296 SH   SOLE   31,328 0 4,968
VANGUARD INDEX FDS SMALL CP ETF 922908751   5,160,457 23,667 SH   SOLE   18,195 0 5,472
VANGUARD INDEX FDS SML CP GRW ETF 922908595   296,905 1,187 SH   SOLE   1,187 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,275,256 8,505 SH   SOLE   7,584 0 921
VANGUARD INDEX FDS VALUE ETF 922908744   10,474,195 65,296 SH   SOLE   59,663 0 5,633
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   459,445 7,835 SH   SOLE   7,835 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,312,999 75,708 SH   SOLE   68,818 0 6,890
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   309,822 2,637 SH   SOLE   2,626 0 11
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   203,256 5,010 SH   SOLE   4,982 0 28
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   395,870 3,515 SH   SOLE   2,029 0 1,486
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   717,603 14,784 SH   SOLE   6,750 0 8,034
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   3,447,518 68,799 SH   SOLE   56,708 0 12,091
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   745,914 9,332 SH   SOLE   7,231 0 2,101
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   4,103,721 70,766 SH   SOLE   46,020 0 24,746
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565   542,572 7,979 SH   SOLE   4,220 0 3,759
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   1,044,814 4,246 SH   SOLE   3,633 0 613
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599   269,006 1,123 SH   SOLE   0 0 1,123
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   377,375 2,067 SH   SOLE   1,355 0 712
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   7,794,084 157,711 SH   SOLE   148,724 0 8,987
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   241,233 2,034 SH   SOLE   484 0 1,550
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   17,923,337 261,540 SH   SOLE   261,540 0 0
VANGUARD WORLD FD ESG US CORP BD 921910691   203,061 3,272 SH   SOLE   3,272 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   306,746 532 SH   SOLE   532 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873   15,162,850 76,856 SH   SOLE   76,856 0 0
VANGUARD WORLD FD UTILITIES ETF 92204A876   8,614,080 58,235 SH   SOLE   56,691 0 1,544
VERIZON COMMUNICATIONS INC COM 92343V104   10,242,923 248,373 SH   SOLE   234,107 0 14,266
VICI PPTYS INC COM 925652109   309,456 10,805 SH   SOLE   10,805 0 0
VISA INC COM CL A 92826C839   2,991,760 11,398 SH   SOLE   10,725 0 673
WALGREENS BOOTS ALLIANCE INC COM 931427108   2,816,080 232,830 SH   SOLE   223,766 0 9,064
WORLD GOLD TR SPDR GLD MINIS 98149E303   36,596,297 794,018 SH   SOLE   703,398 0 90,620