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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   4,581,202 48,934 SH   SOLE   46,607 0 2,327
ALPHABET INC CAP STK CL A 02079K305   3,774,919 28,847 SH   SOLE   28,820 0 27
ALPHABET INC CAP STK CL C 02079K107   8,639,076 65,522 SH   SOLE   62,640 0 2,882
AMERICAN TOWER CORP NEW COM 03027X100   624,582 3,798 SH   SOLE   3,718 0 80
APPLE INC COM 037833100   12,723,827 74,317 SH   SOLE   71,312 0 3,005
AVALONBAY CMNTYS INC COM 053484101   271,521 1,581 SH   SOLE   1,581 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,344,771 12,403 SH   SOLE   6,550 0 5,853
BROWN FORMAN CORP CL A 115637100   1,525,122 26,250 SH   SOLE   25,350 0 900
BROWN FORMAN CORP CL B 115637209   417,155 7,231 SH   SOLE   7,105 0 126
CAPSTAR FINL HLDGS INC COM 14070T102   141,900 10,000 SH   SOLE   10,000 0 0
CASA SYS INC COM 14713L102   16,950 20,000 SH   SOLE   20,000 0 0
CHEVRON CORP NEW COM 166764100   735,521 4,362 SH   SOLE   4,277 0 85
COLGATE PALMOLIVE CO COM 194162103   362,164 5,093 SH   SOLE   4,800 0 293
CROWN CASTLE INC COM 22822V101   454,077 4,934 SH   SOLE   4,934 0 0
DIGITAL RLTY TR INC COM 253868103   405,054 3,347 SH   SOLE   3,347 0 0
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   488,639 12,104 SH   SOLE   10,319 0 1,785
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   2,582,166 110,775 SH   SOLE   92,142 0 18,633
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   254,808 10,765 SH   SOLE   9,954 0 811
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   1,850,041 81,969 SH   SOLE   72,021 0 9,948
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658   2,118,978 94,555 SH   SOLE   73,398 0 21,157
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   1,417,535 43,456 SH   SOLE   43,079 0 377
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   1,767,282 67,686 SH   SOLE   63,551 0 4,135
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   6,210,375 265,969 SH   SOLE   217,532 0 48,437
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   3,019,946 64,987 SH   SOLE   54,532 0 10,455
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   423,914 9,140 SH   SOLE   6,385 0 2,755
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   842,764 28,139 SH   SOLE   25,887 0 2,252
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   250,263 9,552 SH   SOLE   9,552 0 0
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   30,414,253 653,367 SH   SOLE   636,479 0 16,888
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   1,312,657 51,096 SH   SOLE   35,140 0 15,956
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   696,119 28,058 SH   SOLE   14,900 0 13,158
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   31,998,458 940,578 SH   SOLE   880,556 0 60,022
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   934,852 47,892 SH   SOLE   46,737 0 1,155
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   8,745,026 166,604 SH   SOLE   150,773 0 15,831
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   2,002,024 79,006 SH   SOLE   61,298 0 17,708
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   7,942,956 173,844 SH   SOLE   159,232 0 14,612
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   9,344,442 414,940 SH   SOLE   392,579 0 22,361
DISNEY WALT CO COM 254687106   1,161,609 14,332 SH   SOLE   14,244 0 88
DOW INC COM 260557103   8,815,936 170,984 SH   SOLE   163,807 0 7,177
ELI LILLY & CO COM 532457108   955,018 1,778 SH   SOLE   1,735 0 43
EQUINIX INC COM 29444U700   666,707 918 SH   SOLE   918 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107   227,560 3,876 SH   SOLE   3,876 0 0
EXTRA SPACE STORAGE INC COM 30225T102   286,808 2,359 SH   SOLE   2,359 0 0
EXXON MOBIL CORP COM 30231G102   2,111,032 17,954 SH   SOLE   17,355 0 599
HOME DEPOT INC COM 437076102   654,479 2,166 SH   SOLE   2,166 0 0
HOMOLOGY MEDICINES INC COM 438083107   43,238 36,955 SH   SOLE   36,955 0 0
INTEL CORP COM 458140100   3,796,421 106,791 SH   SOLE   102,822 0 3,969
INTERNATIONAL BUSINESS MACHS COM 459200101   5,833,534 41,579 SH   SOLE   39,930 0 1,649
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   1,657,773 11,700 SH   SOLE   11,700 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   11,798,735 32,933 SH   SOLE   32,234 0 699
INVITATION HOMES INC COM 46187W107   200,376 6,323 SH   SOLE   6,323 0 0
ISHARES GOLD TR ISHARES NEW 464285204   8,849,216 252,907 SH   SOLE   219,360 0 33,547
ISHARES INC MSCI EMRG CHN 46434G764   224,634 4,508 SH   SOLE   4,508 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   6,718,703 82,978 SH   SOLE   71,645 0 11,333
ISHARES TR COHEN STEER REIT 464287564   327,746 6,534 SH   SOLE   6,534 0 0
ISHARES TR CORE S&P SCP ETF 464287804   609,561 6,462 SH   SOLE   6,462 0 0
ISHARES TR CORE S&P500 ETF 464287200   788,745 1,837 SH   SOLE   1,837 0 0
ISHARES TR CORE US AGGBD ET 464287226   1,377,969 14,653 SH   SOLE   5,137 0 9,516
ISHARES TR MSCI EAFE ETF 464287465   271,476 3,939 SH   SOLE   2,939 0 1,000
ISHARES TR MSCI EMG MKT ETF 464287234   506,329 13,342 SH   SOLE   11,960 0 1,382
ISHARES TR RUS 1000 GRW ETF 464287614   1,255,739 4,721 SH   SOLE   4,721 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   730,255 4,810 SH   SOLE   2,530 0 2,280
ISHARES TR RUSSELL 2000 ETF 464287655   599,326 3,391 SH   SOLE   3,391 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   1,316,710 19,245 SH   SOLE   16,496 0 2,749
ISHARES TR S&P 500 VAL ETF 464287408   346,294 2,251 SH   SOLE   2,251 0 0
ISHARES TR SP SMCP600VL ETF 464287879   1,151,028 12,901 SH   SOLE   12,043 0 858
ISHARES TR TIPS BD ETF 464287176   4,062,261 39,166 SH   SOLE   29,740 0 9,426
JPMORGAN CHASE & CO COM 46625H100   1,592,049 10,978 SH   SOLE   10,330 0 648
MARTIN MARIETTA MATLS INC COM 573284106   2,955,867 7,201 SH   SOLE   6,912 0 289
MASTERCARD INCORPORATED CL A 57636Q104   6,323,640 15,972 SH   SOLE   14,624 0 1,348
MCDONALDS CORP COM 580135101   973,592 3,696 SH   SOLE   3,696 0 0
MEDTRONIC PLC SHS G5960L103   224,737 2,868 SH   SOLE   2,868 0 0
MICROSOFT CORP COM 594918104   281,018 890 SH   SOLE   890 0 0
MONDELEZ INTL INC CL A 609207105   3,011,841 43,398 SH   SOLE   43,398 0 0
NEXTERA ENERGY INC COM 65339F101   437,582 7,638 SH   SOLE   7,638 0 0
NIKE INC CL B 654106103   213,061 2,228 SH   SOLE   1,304 0 924
PEPSICO INC COM 713448108   718,087 4,238 SH   SOLE   4,238 0 0
PHILIP MORRIS INTL INC COM 718172109   1,128,720 12,192 SH   SOLE   10,818 0 1,374
PROCTER AND GAMBLE CO COM 742718109   617,750 4,235 SH   SOLE   3,620 0 615
PROLOGIS INC. COM 74340W103   629,835 5,613 SH   SOLE   5,613 0 0
PUBLIC STORAGE COM 74460D109   471,438 1,789 SH   SOLE   1,789 0 0
REALTY INCOME CORP COM 756109104   387,285 7,755 SH   SOLE   7,755 0 0
SBA COMMUNICATIONS CORP NEW CL A 78410G104   243,007 1,214 SH   SOLE   1,214 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   764,455 31,932 SH   SOLE   31,852 0 80
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   903,497 26,605 SH   SOLE   26,584 0 21
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   1,906,885 39,818 SH   SOLE   39,818 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   18,483,382 370,780 SH   SOLE   370,780 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   377,736 5,860 SH   SOLE   5,860 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   1,531,156 30,260 SH   SOLE   30,200 0 60
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,743,779 42,100 SH   SOLE   37,838 0 4,262
SIMON PPTY GROUP INC NEW COM 828806109   402,952 3,730 SH   SOLE   3,730 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   655,937 1,958 SH   SOLE   1,513 0 445
SPDR GOLD TR GOLD SHS 78463V107   333,471 1,945 SH   SOLE   1,760 0 185
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   3,142,569 101,340 SH   SOLE   97,262 0 4,078
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,273,138 37,925 SH   SOLE   34,371 0 3,554
SPDR S&P 500 ETF TR TR UNIT 78462F103   12,039,415 28,164 SH   SOLE   26,394 0 1,770
SPDR SER TR PORTFOLIO S&P500 78464A854   2,258,132 44,929 SH   SOLE   37,836 0 7,093
SPDR SER TR PORTFOLIO S&P600 78468R853   734,495 19,905 SH   SOLE   17,065 0 2,840
SPDR SER TR PRTFLO S&P500 VL 78464A508   2,642,208 64,038 SH   SOLE   58,613 0 5,425
SPDR SER TR S&P 600 SMCP VAL 78464A300   1,015,424 14,031 SH   SOLE   14,031 0 0
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101   257,445 14,864 SH   SOLE   14,864 0 0
TE CONNECTIVITY LTD SHS H84989104   285,231 2,309 SH   SOLE   2,309 0 0
TESLA INC COM 88160R101   4,565,264 18,245 SH   SOLE   18,240 0 5
THE CIGNA GROUP COM 125523100   581,581 2,033 SH   SOLE   2,033 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   2,585,623 34,397 SH   SOLE   26,013 0 8,384
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   636,255 9,118 SH   SOLE   9,033 0 85
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   264,747 5,535 SH   SOLE   5,346 0 189
VANGUARD INDEX FDS GROWTH ETF 922908736   29,038,007 106,636 SH   SOLE   92,698 0 13,938
VANGUARD INDEX FDS LARGE CAP ETF 922908637   3,021,826 15,442 SH   SOLE   14,882 0 560
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   4,809,499 63,567 SH   SOLE   59,534 0 4,033
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   3,711,686 9,452 SH   SOLE   9,372 0 80
VANGUARD INDEX FDS SM CP VAL ETF 922908611   5,954,602 37,335 SH   SOLE   33,218 0 4,117
VANGUARD INDEX FDS SMALL CP ETF 922908751   4,236,627 22,408 SH   SOLE   17,946 0 4,462
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,841,468 8,669 SH   SOLE   7,748 0 921
VANGUARD INDEX FDS VALUE ETF 922908744   9,284,864 67,316 SH   SOLE   63,174 0 4,142
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   447,898 8,635 SH   SOLE   8,635 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,377,318 86,134 SH   SOLE   79,726 0 6,408
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   280,050 2,637 SH   SOLE   2,626 0 11
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   243,079 6,244 SH   SOLE   6,216 0 28
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   309,394 3,320 SH   SOLE   1,932 0 1,388
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   1,072,465 22,683 SH   SOLE   8,383 0 14,300
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   4,650,068 96,675 SH   SOLE   84,346 0 12,329
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   1,285,690 22,321 SH   SOLE   8,429 0 13,892
VANGUARD SCOTTSDALE FDS TOTAL WLD BD ETF 92206C565   292,693 4,412 SH   SOLE   4,220 0 192
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   723,746 3,718 SH   SOLE   3,718 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   330,483 2,127 SH   SOLE   1,425 0 702
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   7,081,121 161,965 SH   SOLE   153,874 0 8,091
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   16,935,023 273,631 SH   SOLE   273,631 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873   11,589,920 76,315 SH   SOLE   76,315 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876   8,028,322 62,947 SH   SOLE   58,647 0 4,300
VERIZON COMMUNICATIONS INC COM 92343V104   8,529,362 263,171 SH   SOLE   252,141 0 11,030
VICI PPTYS INC COM 925652109   336,484 11,563 SH   SOLE   11,563 0 0
VISA INC COM CL A 92826C839   2,616,679 11,376 SH   SOLE   10,707 0 669
WALGREENS BOOTS ALLIANCE INC COM 931427108   6,352,812 285,648 SH   SOLE   274,962 0 10,686
WORLD GOLD TR SPDR GLD MINIS 98149E303   31,274,029 853,083 SH   SOLE   783,155 0 69,928