The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALEXANDRIA REAL ESTATE EQ IN COM 015271109 390 2,435 SH   SOLE   2,435 0 0
ALLETE INC COM NEW 018522300 520 10,052 SH   SOLE   10,052 0 0
ALLIANT ENERGY CORP COM 018802108 929 17,991 SH   SOLE   17,991 0 0
ALPHABET INC CAP STK CL C 02079K107 2,257 1,536 SH   SOLE   1,536 0 0
ALPHABET INC CAP STK CL A 02079K305 2,125 1,450 SH   SOLE   1,450 0 0
AMEREN CORP COM 023608102 876 11,081 SH   SOLE   11,081 0 0
AMERICAN ELEC PWR CO INC COM 025537101 878 10,742 SH   SOLE   10,742 0 0
AMERICAN TOWER CORP NEW COM 03027X100 867 3,585 SH   SOLE   3,585 0 0
APPLE INC COM 037833100 8,910 76,934 SH   SOLE   76,934 0 0
ATMOS ENERGY CORP COM 049560105 532 5,568 SH   SOLE   5,568 0 0
AVALONBAY CMNTYS INC COM 053484101 412 2,760 SH   SOLE   2,760 0 0
AVISTA CORP COM 05379B107 627 18,384 SH   SOLE   18,384 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 320 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,848 8,679 SH   SOLE   4,868 0 3,811
BLACK HILLS CORP COM 092113109 720 13,453 SH   SOLE   13,453 0 0
BOSTON PROPERTIES INC COM 101121101 230 2,864 SH   SOLE   2,864 0 0
CAPSTAR FINL HLDGS INC COM 14070T102 98 10,000 SH   SOLE   10,000 0 0
CHEVRON CORP NEW COM 166764100 6,308 87,612 SH   SOLE   82,220 0 5,392
CIGNA CORP NEW COM 125523100 336 1,983 SH   SOLE   1,983 0 0
CMS ENERGY CORP COM 125896100 940 15,308 SH   SOLE   15,308 0 0
COLGATE PALMOLIVE CO COM 194162103 448 5,810 SH   SOLE   5,810 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 340 2,471 SH   SOLE   2,471 0 0
DIGITAL RLTY TR INC COM 253868103 766 5,222 SH   SOLE   5,222 0 0
DISNEY WALT CO COM DISNEY 254687106 1,781 14,350 SH   SOLE   14,348 0 2
DOW INC COM 260557103 17,100 363,444 SH   SOLE   341,724 0 21,720
DUKE ENERGY CORP NEW COM NEW 26441C204 1,253 14,143 SH   SOLE   14,143 0 0
DUKE REALTY CORP COM NEW 264411505 266 7,201 SH   SOLE   7,201 0 0
ENTERGY CORP NEW COM 29364G103 1,297 13,168 SH   SOLE   13,168 0 0
EQUINIX INC COM 29444U700 898 1,182 SH   SOLE   1,182 0 0
EQUITY LIFESTYLE PPTYS INC COM 29472R108 218 3,552 SH   SOLE   3,552 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107 357 6,959 SH   SOLE   6,959 0 0
ESSEX PPTY TR INC COM 297178105 259 1,288 SH   SOLE   1,288 0 0
EVERSOURCE ENERGY COM 30040W108 1,035 12,386 SH   SOLE   12,386 0 0
EXTRA SPACE STORAGE INC COM 30225T102 269 2,510 SH   SOLE   2,510 0 0
EXXON MOBIL CORP COM 30231G102 9,842 286,677 SH   SOLE   270,904 0 15,773
FIRSTENERGY CORP COM 337932107 784 27,318 SH   SOLE   27,318 0 0
GENERAL ELECTRIC CO COM 369604103 75 11,965 SH   SOLE   11,965 0 0
HOME DEPOT INC COM 437076102 883 3,179 SH   SOLE   2,034 0 1,145
HOMOLOGY MEDICINES INC COM 438083107 395 36,955 SH   SOLE   36,955 0 0
HOST HOTELS & RESORTS INC COM 44107P104 153 14,147 SH   SOLE   14,147 0 0
IDACORP INC COM 451107106 574 7,179 SH   SOLE   7,179 0 0
INTEL CORP COM 458140100 508 9,804 SH   SOLE   9,804 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 16,099 132,320 SH   SOLE   124,732 0 7,588
INVESCO QQQ TR UNIT SER 1 46090E103 7,297 26,262 SH   SOLE   26,262 0 0
INVITATION HOMES INC COM 46187W107 299 10,695 SH   SOLE   10,695 0 0
ISHARES GOLD TRUST ISHARES 464285105 14,877 826,986 SH   SOLE   758,444 0 68,542
ISHARES TR MSCI EMG MKT ETF 464287234 709 16,090 SH   SOLE   14,633 0 1,457
ISHARES TR MSCI EAFE ETF 464287465 260 4,087 SH   SOLE   2,789 0 1,298
ISHARES TR RUSSELL 2000 ETF 464287655 588 3,923 SH   SOLE   3,923 0 0
ISHARES TR TIPS BD ETF 464287176 936 7,401 SH   SOLE   6,586 0 815
ISHARES TR S&P 500 GRWT ETF 464287309 1,462 6,325 SH   SOLE   4,585 0 1,740
ISHARES TR SP SMCP600VL ETF 464287879 949 7,751 SH   SOLE   7,441 0 310
ISHARES TR RUS 1000 GRW ETF 464287614 1,210 5,577 SH   SOLE   5,193 0 384
ISHARES TR COHEN STEER REIT 464287564 313 3,070 SH   SOLE   3,070 0 0
ISHARES TR MICRO-CAP ETF 464288869 294 3,249 SH   SOLE   3,059 0 190
ISHARES TR CORE S&P500 ETF 464287200 748 2,227 SH   SOLE   2,002 0 225
ISHARES TR S&P 500 VAL ETF 464287408 366 3,259 SH   SOLE   2,830 0 429
ISHARES TR 1 3 YR TREAS BD 464287457 2,138 24,709 SH   SOLE   24,412 0 297
ISHARES TR CORE US AGGBD ET 464287226 767 6,493 SH   SOLE   6,228 0 265
ISHARES TR RUS 1000 VAL ETF 464287598 299 2,530 SH   SOLE   2,530 0 0
ISHARES TR CORE S&P SCP ETF 464287804 836 11,899 SH   SOLE   11,364 0 535
ISHARES TR SHORT TREAS BD 464288679 287 2,596 SH   SOLE   2,596 0 0
JPMORGAN CHASE & CO COM 46625H100 283 2,936 SH   SOLE   2,936 0 0
LILLY ELI & CO COM 532457108 422 2,850 SH   SOLE   2,850 0 0
MASTERCARD INCORPORATED CL A 57636Q104 712 2,104 SH   SOLE   2,104 0 0
MCDONALDS CORP COM 580135101 757 3,447 SH   SOLE   3,447 0 0
MEDTRONIC PLC SHS G5960L103 302 2,902 SH   SOLE   2,902 0 0
MICROSOFT CORP COM 594918104 250 1,190 SH   SOLE   1,190 0 0
MONDELEZ INTL INC CL A 609207105 2,374 41,320 SH   SOLE   41,320 0 0
NEXTERA ENERGY INC COM 65339F101 547 1,969 SH   SOLE   1,969 0 0
NIKE INC CL B 654106103 426 3,393 SH   SOLE   3,393 0 0
NISOURCE INC COM 65473P105 668 30,357 SH   SOLE   30,357 0 0
NORTHWEST NAT HLDG CO COM 66765N105 535 11,792 SH   SOLE   11,792 0 0
NORTHWESTERN CORP COM NEW 668074305 720 14,808 SH   SOLE   14,808 0 0
OGE ENERGY CORP COM 670837103 401 13,387 SH   SOLE   13,387 0 0
ONE GAS INC COM 68235P108 581 8,424 SH   SOLE   8,424 0 0
PEPSICO INC COM 713448108 675 4,870 SH   SOLE   4,870 0 0
PFIZER INC COM 717081103 210 5,715 SH   SOLE   5,396 0 319
PHILIP MORRIS INTL INC COM 718172109 781 10,410 SH   SOLE   10,000 0 410
PINNACLE WEST CAP CORP COM 723484101 754 10,111 SH   SOLE   10,111 0 0
PNM RES INC COM 69349H107 611 14,780 SH   SOLE   14,780 0 0
PORTLAND GEN ELEC CO COM NEW 736508847 594 16,737 SH   SOLE   16,737 0 0
PROCTER AND GAMBLE CO COM 742718109 681 4,901 SH   SOLE   4,901 0 0
PROLOGIS INC. COM 74340W103 919 9,131 SH   SOLE   9,131 0 0
PUBLIC STORAGE COM 74460D109 662 2,972 SH   SOLE   2,972 0 0
REALTY INCOME CORP COM 756109104 414 6,808 SH   SOLE   6,808 0 0
SAP SE SPON ADR 803054204 208 1,333 SH   SOLE   1,333 0 0
SBA COMMUNICATIONS CORP NEW CL A 78410G104 712 2,236 SH   SOLE   2,236 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,127 35,880 SH   SOLE   35,880 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 399 7,743 SH   SOLE   7,743 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,119 21,435 SH   SOLE   21,435 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,120 31,024 SH   SOLE   28,914 0 2,110
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,030 38,499 SH   SOLE   38,499 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,398 17,338 SH   SOLE   17,338 0 0
SIMON PPTY GROUP INC NEW COM 828806109 394 6,095 SH   SOLE   6,095 0 0
SPDR GOLD TR GOLD SHS 78463V107 596 3,364 SH   SOLE   3,314 0 50
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 2,688 91,857 SH   SOLE   87,267 0 4,590
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1,260 34,458 SH   SOLE   32,159 0 2,299
SPDR S&P 500 ETF TR TR UNIT 78462F103 7,124 21,272 SH   SOLE   20,769 0 503
SPDR SER TR SPDR BLOOMBERG 78468R663 418 4,573 SH   SOLE   4,573 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300 1,054 21,044 SH   SOLE   21,044 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 1,767 44,897 SH   SOLE   39,418 0 5,479
SPDR SER TR PRTFLO S&P500 VL 78464A508 1,059 35,077 SH   SOLE   34,087 0 990
SPDR SER TR PORTFOLIO S&P600 78468R853 690 25,190 SH   SOLE   23,015 0 2,175
SPIRE INC COM 84857L101 542 10,194 SH   SOLE   10,194 0 0
SUN CMNTYS INC COM 866674104 259 1,840 SH   SOLE   1,840 0 0
TE CONNECTIVITY LTD REG SHS H84989104 263 2,689 SH   SOLE   2,689 0 0
TESLA INC COM 88160R101 2,649 6,175 SH   SOLE   6,175 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 3,979 47,907 SH   SOLE   43,867 0 4,040
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 2,556 28,978 SH   SOLE   28,587 0 391
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 2,213 38,032 SH   SOLE   36,982 0 1,050
VANGUARD INDEX FDS SM CP VAL ETF 922908611 4,360 39,410 SH   SOLE   35,643 0 3,767
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,798 48,095 SH   SOLE   45,835 0 2,260
VANGUARD INDEX FDS LARGE CAP ETF 922908637 2,395 15,310 SH   SOLE   14,750 0 560
VANGUARD INDEX FDS VALUE ETF 922908744 11,142 106,613 SH   SOLE   102,368 0 4,245
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,832 10,759 SH   SOLE   10,759 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,795 24,677 SH   SOLE   22,917 0 1,760
VANGUARD INDEX FDS GROWTH ETF 922908736 30,677 134,779 SH   SOLE   120,615 0 14,164
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 461 1,498 SH   SOLE   1,417 0 81
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 660 13,585 SH   SOLE   13,363 0 222
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,862 112,447 SH   SOLE   110,942 0 1,505
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 365 7,240 SH   SOLE   7,240 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,207 22,165 SH   SOLE   21,700 0 465
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 528 5,516 SH   SOLE   5,516 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 285 4,042 SH   SOLE   4,042 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 200 1,551 SH   SOLE   1,425 0 126
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 6,543 159,978 SH   SOLE   150,307 0 9,671
VANGUARD WORLD FD MEGA CAP INDEX 921910873 8,933 74,508 SH   SOLE   74,508 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876 3,210 24,867 SH   SOLE   23,128 0 1,739
VERIZON COMMUNICATIONS INC COM 92343V104 10,182 171,160 SH   SOLE   161,669 0 9,491
VISA INC COM CL A 92826C839 438 2,190 SH   SOLE   1,320 0 870
WALGREENS BOOTS ALLIANCE INC COM 931427108 853 23,750 SH   SOLE   22,282 0 1,468
WEC ENERGY GROUP INC COM 92939U106 922 9,511 SH   SOLE   9,511 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E204 26,012 1,383,625 SH   SOLE   1,299,805 0 83,820
XCEL ENERGY INC COM 98389B100 1,080 15,648 SH   SOLE   15,648 0 0