The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALEXANDRIA REAL ESTATE EQ IN COM 015271109 373 2,306 SH   SOLE   2,306 0 0
ALLETE INC COM NEW 018522300 816 10,052 SH   SOLE   10,052 0 0
ALLIANT ENERGY CORP COM 018802108 984 17,991 SH   SOLE   17,991 0 0
ALPHABET INC CAP STK CL C 02079K107 2,705 2,023 SH   SOLE   2,023 0 0
ALPHABET INC CAP STK CL A 02079K305 2,581 1,927 SH   SOLE   1,927 0 0
AMEREN CORP COM 023608102 851 11,081 SH   SOLE   11,081 0 0
AMERICAN ELEC PWR CO INC COM 025537101 1,015 10,742 SH   SOLE   10,742 0 0
AMERICAN TOWER CORP NEW COM 03027X100 1,168 5,084 SH   SOLE   5,084 0 0
APPLE INC COM 037833100 6,903 23,508 SH   SOLE   23,508 0 0
AT&T INC COM 00206R102 321 8,216 SH   SOLE   6,962 0 1,254
ATMOS ENERGY CORP COM 049560105 623 5,568 SH   SOLE   5,568 0 0
AVALONBAY CMNTYS INC COM 053484101 602 2,871 SH   SOLE   2,871 0 0
AVISTA CORP COM 05379B107 884 18,384 SH   SOLE   18,384 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 340 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,964 8,669 SH   SOLE   4,369 0 4,300
BLACK HILLS CORP COM 092113109 1,057 13,453 SH   SOLE   13,453 0 0
BOSTON PROPERTIES INC COM 101121101 421 3,052 SH   SOLE   3,052 0 0
CAPSTAR FINL HLDGS INC COM 14070T102 167 10,000 SH   SOLE   10,000 0 0
CHEVRON CORP NEW COM 166764100 11,012 91,380 SH   SOLE   84,629 0 6,751
CIGNA CORP NEW COM 125523100 418 2,045 SH   SOLE   2,045 0 0
CMS ENERGY CORP COM 125896100 962 15,308 SH   SOLE   15,308 0 0
COLGATE PALMOLIVE CO COM 194162103 431 6,260 SH   SOLE   6,260 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 409 2,431 SH   SOLE   2,431 0 0
DIGITAL RLTY TR INC COM 253868103 482 4,029 SH   SOLE   4,029 0 0
DISNEY WALT CO COM DISNEY 254687106 312 2,154 SH   SOLE   2,154 0 0
DOW INC COM 260557103 11,010 201,170 SH   SOLE   186,671 0 14,499
DUKE ENERGY CORP NEW COM NEW 26441C204 1,310 14,364 SH   SOLE   14,364 0 0
DUKE REALTY CORP COM NEW 264411505 250 7,201 SH   SOLE   7,201 0 0
ENTERGY CORP NEW COM 29364G103 1,578 13,168 SH   SOLE   13,168 0 0
EQUINIX INC COM 29444U700 970 1,661 SH   SOLE   1,661 0 0
EQUITY LIFESTYLE PPTYS INC COM 29472R108 250 3,552 SH   SOLE   3,552 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107 584 7,217 SH   SOLE   7,217 0 0
ESSEX PPTY TR INC COM 297178105 388 1,288 SH   SOLE   1,288 0 0
EVERSOURCE ENERGY COM 30040W108 1,054 12,386 SH   SOLE   12,386 0 0
EXTRA SPACE STORAGE INC COM 30225T102 265 2,510 SH   SOLE   2,510 0 0
EXXON MOBIL CORP COM 30231G102 15,118 216,651 SH   SOLE   198,351 0 18,300
FIRSTENERGY CORP COM 337932107 1,329 27,345 SH   SOLE   27,345 0 0
GENERAL ELECTRIC CO COM 369604103 137 12,290 SH   SOLE   12,290 0 0
HOME DEPOT INC COM 437076102 743 3,402 SH   SOLE   2,249 0 1,153
HOST HOTELS & RESORTS INC COM 44107P104 262 14,147 SH   SOLE   14,147 0 0
IDACORP INC COM 451107106 767 7,179 SH   SOLE   7,179 0 0
INTEL CORP COM 458140100 595 9,943 SH   SOLE   9,943 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 20,337 151,726 SH   SOLE   140,923 0 10,803
INVESCO QQQ TR UNIT SER 1 46090E103 4,711 22,160 SH   SOLE   22,160 0 0
INVITATION HOMES INC COM 46187W107 248 8,262 SH   SOLE   8,262 0 0
ISHARES GOLD TRUST ISHARES 464285105 16,490 1,137,265 SH   SOLE   1,037,327 0 99,938
ISHARES TR SELECT DIVID ETF 464287168 254 2,400 SH   SOLE   2,400 0 0
ISHARES TR TIPS BD ETF 464287176 869 7,455 SH   SOLE   6,640 0 815
ISHARES TR CORE S&P500 ETF 464287200 568 1,757 SH   SOLE   1,532 0 225
ISHARES TR CORE US AGGBD ET 464287226 774 6,888 SH   SOLE   6,578 0 310
ISHARES TR MSCI EMG MKT ETF 464287234 623 13,878 SH   SOLE   12,551 0 1,327
ISHARES TR S&P 500 GRWT ETF 464287309 1,401 7,237 SH   SOLE   4,910 0 2,327
ISHARES TR S&P 500 VAL ETF 464287408 717 5,513 SH   SOLE   5,084 0 429
ISHARES TR 1 3 YR TREAS BD 464287457 14,220 168,028 SH   SOLE   168,028 0 0
ISHARES TR MSCI EAFE ETF 464287465 281 4,042 SH   SOLE   2,744 0 1,298
ISHARES TR RUS MID CAP ETF 464287499 1,134 19,014 SH   SOLE   19,014 0 0
ISHARES TR COHEN STEER REIT 464287564 366 3,125 SH   SOLE   3,125 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 349 2,560 SH   SOLE   2,560 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,142 6,494 SH   SOLE   5,693 0 801
ISHARES TR RUS 2000 VAL ETF 464287630 538 4,181 SH   SOLE   4,181 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 696 4,203 SH   SOLE   4,203 0 0
ISHARES TR CORE S&P SCP ETF 464287804 651 7,761 SH   SOLE   6,821 0 940
ISHARES TR SP SMCP600VL ETF 464287879 994 6,179 SH   SOLE   5,445 0 734
ISHARES TR SHORT TREAS BD 464288679 332 3,009 SH   SOLE   3,009 0 0
ISHARES TR MICRO-CAP ETF 464288869 506 5,085 SH   SOLE   4,895 0 190
JPMORGAN CHASE & CO COM 46625H100 553 3,968 SH   SOLE   3,475 0 493
KRAFT HEINZ CO COM 500754106 437 13,592 SH   SOLE   13,592 0 0
LILLY ELI & CO COM 532457108 381 2,900 SH   SOLE   2,900 0 0
MASTERCARD INC CL A 57636Q104 687 2,301 SH   SOLE   2,301 0 0
MCDONALDS CORP COM 580135101 704 3,562 SH   SOLE   3,562 0 0
MEDTRONIC PLC SHS G5960L103 332 2,922 SH   SOLE   2,922 0 0
MERCK & CO INC COM 58933Y105 267 2,938 SH   SOLE   2,238 0 700
MICROSOFT CORP COM 594918104 326 2,069 SH   SOLE   2,069 0 0
MONDELEZ INTL INC CL A 609207105 2,321 42,146 SH   SOLE   42,146 0 0
NEXTERA ENERGY INC COM 65339F101 516 2,129 SH   SOLE   2,129 0 0
NIKE INC CL B 654106103 461 4,547 SH   SOLE   4,547 0 0
NISOURCE INC COM 65473P105 856 30,762 SH   SOLE   30,762 0 0
NORTHWEST NAT HLDG CO COM 66765N105 869 11,792 SH   SOLE   11,792 0 0
NORTHWESTERN CORP COM NEW 668074305 1,061 14,808 SH   SOLE   14,808 0 0
OGE ENERGY CORP COM 670837103 595 13,387 SH   SOLE   13,387 0 0
ONE GAS INC COM 68235P108 788 8,424 SH   SOLE   8,424 0 0
PEPSICO INC COM 713448108 1,148 8,401 SH   SOLE   8,401 0 0
PFIZER INC COM 717081103 2,352 60,036 SH   SOLE   55,280 0 4,756
PINNACLE WEST CAP CORP COM 723484101 909 10,111 SH   SOLE   10,111 0 0
PNM RES INC COM 69349H107 749 14,780 SH   SOLE   14,780 0 0
PORTLAND GEN ELEC CO COM NEW 736508847 934 16,737 SH   SOLE   16,737 0 0
PROCTER & GAMBLE CO COM 742718109 841 6,737 SH   SOLE   6,637 0 100
PROLOGIS INC COM 74340W103 1,109 12,442 SH   SOLE   12,442 0 0
PUBLIC STORAGE COM 74460D109 633 2,972 SH   SOLE   2,972 0 0
REALTY INCOME CORP COM 756109104 461 6,264 SH   SOLE   6,264 0 0
REGENCY CTRS CORP COM 758849103 204 3,227 SH   SOLE   3,227 0 0
SBA COMMUNICATIONS CORP NEW CL A 78410G104 243 1,008 SH   SOLE   1,008 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,156 15,053 SH   SOLE   15,053 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,256 20,890 SH   SOLE   20,890 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,182 28,844 SH   SOLE   28,844 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,209 44,161 SH   SOLE   44,161 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,392 41,380 SH   SOLE   41,380 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 349 6,921 SH   SOLE   6,921 0 0
SIMON PPTY GROUP INC NEW COM 828806109 895 6,009 SH   SOLE   6,009 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 1,320 4,630 SH   SOLE   4,630 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 787 5,507 SH   SOLE   5,447 0 60
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 916 24,377 SH   SOLE   22,917 0 1,460
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1,803 57,502 SH   SOLE   56,567 0 935
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,723 20,887 SH   SOLE   20,669 0 218
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 1,179 17,948 SH   SOLE   17,948 0 0
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 779 22,328 SH   SOLE   20,308 0 2,020
SPDR SERIES TRUST PORTFOLIO LR ETF 78464A854 728 19,259 SH   SOLE   16,289 0 2,970
SPDR SERIES TRUST SPDR BLOOMBERG 78468R663 905 9,902 SH   SOLE   1,702 0 8,200
SPDR SERIES TRUST PRTFLO S&P500 HI 78468R788 488 12,370 SH   SOLE   12,370 0 0
SPDR SERIES TRUST PORTFOLIO SM ETF 78468R853 1,533 46,975 SH   SOLE   44,800 0 2,175
SPIRE INC COM 84857L101 849 10,194 SH   SOLE   10,194 0 0
STANLEY BLACK & DECKER INC COM 854502101 226 1,361 SH   SOLE   1,361 0 0
TE CONNECTIVITY LTD REG SHS H84989104 258 2,689 SH   SOLE   2,689 0 0
TESLA INC COM 88160R101 537 1,284 SH   SOLE   1,284 0 0
UDR INC COM 902653104 266 5,691 SH   SOLE   5,691 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 4,498 55,795 SH   SOLE   51,755 0 4,040
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 2,218 26,454 SH   SOLE   26,454 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 2,373 41,940 SH   SOLE   41,426 0 514
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,384 36,465 SH   SOLE   33,552 0 2,912
VANGUARD INDEX FDS SM CP VAL ETF 922908611 6,741 49,179 SH   SOLE   45,842 0 3,336
VANGUARD INDEX FDS LARGE CAP ETF 922908637 221 1,495 SH   SOLE   935 0 560
VANGUARD INDEX FDS GROWTH ETF 922908736 26,957 147,977 SH   SOLE   133,721 0 14,257
VANGUARD INDEX FDS VALUE ETF 922908744 9,110 76,008 SH   SOLE   72,194 0 3,814
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,914 17,593 SH   SOLE   16,923 0 670
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,664 10,168 SH   SOLE   10,168 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 740 12,522 SH   SOLE   12,300 0 222
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 232 4,320 SH   SOLE   4,320 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,754 106,899 SH   SOLE   105,802 0 1,097
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 263 3,998 SH   SOLE   3,998 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 520 5,694 SH   SOLE   5,694 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 6,307 143,144 SH   SOLE   133,843 0 9,300
VANGUARD WORLD FD MEGA CAP INDEX 921910873 7,564 67,706 SH   SOLE   67,706 0 0
VANGUARD WORLD FDS ENERGY ETF 92204A306 3,947 48,440 SH   SOLE   47,860 0 580
VANGUARD WORLD FDS UTILITIES ETF 92204A876 4,123 28,856 SH   SOLE   25,027 0 3,829
VERIZON COMMUNICATIONS INC COM 92343V104 23,378 380,751 SH   SOLE   355,700 0 25,052
VISA INC COM CL A 92826C839 537 2,860 SH   SOLE   1,990 0 870
VORNADO RLTY TR SH BEN INT 929042109 219 3,293 SH   SOLE   3,293 0 0
WEC ENERGY GROUP INC COM 92939U106 877 9,511 SH   SOLE   9,511 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E204 25,241 1,667,159 SH   SOLE   1,613,447 0 53,712
XCEL ENERGY INC COM 98389B100 993 15,648 SH   SOLE   15,648 0 0