The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALEXANDRIA REAL ESTATE EQ IN COM 015271109 348 2,261 SH   SOLE   2,261 0 0
ALLETE INC COM NEW 018522300 879 10,052 SH   SOLE   10,052 0 0
ALLIANT ENERGY CORP COM 018802108 970 17,991 SH   SOLE   17,991 0 0
ALPHABET INC CAP STK CL C 02079K107 2,465 2,022 SH   SOLE   2,022 0 0
ALPHABET INC CAP STK CL A 02079K305 2,352 1,926 SH   SOLE   1,926 0 0
AMEREN CORP COM 023608102 887 11,081 SH   SOLE   11,081 0 0
AMERICAN ELEC PWR CO INC COM 025537101 1,006 10,742 SH   SOLE   10,742 0 0
AMERICAN TOWER CORP NEW COM 03027X100 1,345 6,084 SH   SOLE   6,084 0 0
APPLE INC COM 037833100 5,457 24,364 SH   SOLE   24,364 0 0
AT&T INC COM 00206R102 307 8,104 SH   SOLE   6,850 0 1,254
ATMOS ENERGY CORP COM 049560105 634 5,568 SH   SOLE   5,568 0 0
AVALONBAY CMNTYS INC COM 053484101 603 2,801 SH   SOLE   2,801 0 0
AVISTA CORP COM 05379B107 891 18,384 SH   SOLE   18,384 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 312 1 SH   SOLE   0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,803 8,669 SH   SOLE   4,369 0 4,300
BLACK HILLS CORP COM 092113109 1,032 13,453 SH   SOLE   13,453 0 0
BOSTON PROPERTIES INC COM 101121101 389 2,997 SH   SOLE   2,997 0 0
CAPSTAR FINL HLDGS INC COM 14070T102 166 10,000 SH   SOLE   10,000 0 0
CHEVRON CORP NEW COM 166764100 10,176 85,799 SH   SOLE   79,292 0 6,507
CIGNA CORP NEW COM 125523100 309 2,033 SH   SOLE   2,033 0 0
CMS ENERGY CORP COM 125896100 964 15,078 SH   SOLE   15,078 0 0
COLGATE PALMOLIVE CO COM 194162103 456 6,203 SH   SOLE   6,203 0 0
DIAGEO P L C SPON ADR NEW 25243Q205 390 2,384 SH   SOLE   2,384 0 0
DIGITAL RLTY TR INC COM 253868103 523 4,029 SH   SOLE   4,029 0 0
DISNEY WALT CO COM DISNEY 254687106 278 2,130 SH   SOLE   2,130 0 0
DOW INC COM 260557103 6,588 138,266 SH   SOLE   129,173 0 9,093
DUKE ENERGY CORP NEW COM NEW 26441C204 1,375 14,343 SH   SOLE   14,343 0 0
DUKE REALTY CORP COM NEW 264411505 245 7,201 SH   SOLE   7,201 0 0
ENTERGY CORP NEW COM 29364G103 1,545 13,168 SH   SOLE   13,168 0 0
EQUINIX INC COM 29444U700 958 1,661 SH   SOLE   1,661 0 0
EQUITY LIFESTYLE PPTYS INC COM 29472R108 237 1,776 SH   SOLE   1,776 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107 623 7,217 SH   SOLE   7,217 0 0
ESSEX PPTY TR INC COM 297178105 421 1,288 SH   SOLE   1,288 0 0
EVERSOURCE ENERGY COM 30040W108 1,059 12,386 SH   SOLE   12,386 0 0
EXTRA SPACE STORAGE INC COM 30225T102 293 2,510 SH   SOLE   2,510 0 0
EXXON MOBIL CORP COM 30231G102 20,194 285,991 SH   SOLE   265,488 0 20,503
FIRSTENERGY CORP COM 337932107 1,318 27,318 SH   SOLE   27,318 0 0
GENERAL ELECTRIC CO COM 369604103 131 14,685 SH   SOLE   14,470 0 215
HOME DEPOT INC COM 437076102 768 3,308 SH   SOLE   2,150 0 1,158
HOST HOTELS & RESORTS INC COM 44107P104 245 14,147 SH   SOLE   14,147 0 0
IDACORP INC COM 451107106 809 7,179 SH   SOLE   7,179 0 0
INTEL CORP COM 458140100 510 9,904 SH   SOLE   9,904 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 22,657 155,803 SH   SOLE   144,544 0 11,259
INVESCO QQQ TR UNIT SER 1 46090E103 4,184 22,160 SH   SOLE   22,160 0 0
INVITATION HOMES INC COM 46187W107 245 8,262 SH   SOLE   8,262 0 0
ISHARES GOLD TRUST ISHARES 464285105 16,638 1,179,985 SH   SOLE   1,064,581 0 115,404
ISHARES TR SELECT DIVID ETF 464287168 245 2,400 SH   SOLE   2,400 0 0
ISHARES TR TIPS BD ETF 464287176 863 7,420 SH   SOLE   6,605 0 815
ISHARES TR CORE S&P500 ETF 464287200 566 1,897 SH   SOLE   1,672 0 225
ISHARES TR CORE US AGGBD ET 464287226 627 5,542 SH   SOLE   5,232 0 310
ISHARES TR MSCI EMG MKT ETF 464287234 600 14,682 SH   SOLE   12,660 0 2,022
ISHARES TR S&P 500 GRWT ETF 464287309 1,311 7,282 SH   SOLE   4,910 0 2,372
ISHARES TR S&P 500 VAL ETF 464287408 657 5,513 SH   SOLE   5,084 0 429
ISHARES TR 1 3 YR TREAS BD 464287457 14,276 168,306 SH   SOLE   168,306 0 0
ISHARES TR MSCI EAFE ETF 464287465 264 4,042 SH   SOLE   2,744 0 1,298
ISHARES TR RUS MID CAP ETF 464287499 1,018 18,196 SH   SOLE   18,196 0 0
ISHARES TR COHEN STEER REIT 464287564 375 3,125 SH   SOLE   3,125 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 328 2,560 SH   SOLE   2,560 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,079 6,757 SH   SOLE   5,956 0 801
ISHARES TR RUS 2000 VAL ETF 464287630 499 4,181 SH   SOLE   4,181 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 600 3,965 SH   SOLE   3,965 0 0
ISHARES TR CORE S&P SCP ETF 464287804 453 5,817 SH   SOLE   4,877 0 940
ISHARES TR SP SMCP600VL ETF 464287879 958 6,378 SH   SOLE   5,644 0 734
ISHARES TR SHORT TREAS BD 464288679 421 3,803 SH   SOLE   3,803 0 0
ISHARES TR MICRO-CAP ETF 464288869 449 5,098 SH   SOLE   4,908 0 190
JPMORGAN CHASE & CO COM 46625H100 460 3,904 SH   SOLE   3,411 0 493
KRAFT HEINZ CO COM 500754106 380 13,592 SH   SOLE   13,592 0 0
LILLY ELI & CO COM 532457108 324 2,900 SH   SOLE   2,900 0 0
MASTERCARD INC CL A 57636Q104 624 2,298 SH   SOLE   2,298 0 0
MCDONALDS CORP COM 580135101 735 3,425 SH   SOLE   3,425 0 0
MEDTRONIC PLC SHS G5960L103 312 2,868 SH   SOLE   2,868 0 0
MERCK & CO INC COM 58933Y105 246 2,923 SH   SOLE   2,223 0 700
MICROSOFT CORP COM 594918104 244 1,754 SH   SOLE   1,754 0 0
MONDELEZ INTL INC CL A 609207105 2,311 41,771 SH   SOLE   41,771 0 0
NEXTERA ENERGY INC COM 65339F101 470 2,017 SH   SOLE   2,017 0 0
NIKE INC CL B 654106103 427 4,547 SH   SOLE   4,547 0 0
NISOURCE INC COM 65473P105 908 30,357 SH   SOLE   30,357 0 0
NORTHWEST NAT HLDG CO COM 66765N105 841 11,792 SH   SOLE   11,792 0 0
NORTHWESTERN CORP COM NEW 668074305 1,111 14,808 SH   SOLE   14,808 0 0
OGE ENERGY CORP COM 670837103 608 13,387 SH   SOLE   13,387 0 0
ONE GAS INC COM 68235P108 810 8,424 SH   SOLE   8,424 0 0
PEPSICO INC COM 713448108 1,132 8,255 SH   SOLE   8,255 0 0
PFIZER INC COM 717081103 3,664 101,966 SH   SOLE   95,113 0 6,853
PINNACLE WEST CAP CORP COM 723484101 981 10,111 SH   SOLE   10,111 0 0
PNM RES INC COM 69349H107 770 14,780 SH   SOLE   14,780 0 0
PORTLAND GEN ELEC CO COM NEW 736508847 943 16,737 SH   SOLE   16,737 0 0
PROCTER & GAMBLE CO COM 742718109 2,516 20,226 SH   SOLE   19,050 0 1,176
PROLOGIS INC COM 74340W103 1,060 12,442 SH   SOLE   12,442 0 0
PUBLIC STORAGE COM 74460D109 729 2,972 SH   SOLE   2,972 0 0
REALTY INCOME CORP COM 756109104 478 6,237 SH   SOLE   6,237 0 0
REGENCY CTRS CORP COM 758849103 224 3,227 SH   SOLE   3,227 0 0
SBA COMMUNICATIONS CORP NEW CL A 78410G104 243 1,008 SH   SOLE   1,008 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,074 15,138 SH   SOLE   15,138 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 1,185 20,890 SH   SOLE   20,890 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,993 28,588 SH   SOLE   28,588 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,108 44,079 SH   SOLE   44,079 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,314 41,247 SH   SOLE   41,247 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 255 5,045 SH   SOLE   5,045 0 0
SIMON PPTY GROUP INC NEW COM 828806109 941 6,045 SH   SOLE   6,045 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 1,246 4,630 SH   SOLE   4,630 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 841 6,059 SH   SOLE   5,999 0 60
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 751 21,897 SH   SOLE   20,637 0 1,260
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 1,458 49,663 SH   SOLE   49,663 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 5,230 17,624 SH   SOLE   17,624 0 0
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 1,085 17,718 SH   SOLE   17,718 0 0
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 476 14,878 SH   SOLE   13,888 0 990
SPDR SERIES TRUST PORTFOLIO LR ETF 78464A854 521 14,941 SH   SOLE   11,971 0 2,970
SPDR SERIES TRUST PORTFOLIO SM ETF 78468R853 1,382 46,055 SH   SOLE   43,880 0 2,175
SPIRE INC COM 84857L101 889 10,194 SH   SOLE   10,194 0 0
TE CONNECTIVITY LTD REG SHS H84989104 251 2,689 SH   SOLE   2,689 0 0
UDR INC COM 902653104 276 5,691 SH   SOLE   5,691 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 4,508 55,802 SH   SOLE   51,762 0 4,040
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 2,217 26,255 SH   SOLE   26,255 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 2,447 41,591 SH   SOLE   41,090 0 501
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 3,464 37,147 SH   SOLE   34,193 0 2,953
VANGUARD INDEX FDS SM CP VAL ETF 922908611 6,181 47,970 SH   SOLE   44,636 0 3,334
VANGUARD INDEX FDS LARGE CAP ETF 922908637 204 1,495 SH   SOLE   935 0 560
VANGUARD INDEX FDS GROWTH ETF 922908736 25,044 150,616 SH   SOLE   136,070 0 14,546
VANGUARD INDEX FDS VALUE ETF 922908744 8,599 77,036 SH   SOLE   73,228 0 3,808
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,380 15,466 SH   SOLE   14,796 0 670
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,541 10,208 SH   SOLE   10,208 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 730 12,464 SH   SOLE   12,255 0 209
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 217 4,350 SH   SOLE   4,350 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,299 106,780 SH   SOLE   105,696 0 1,084
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 265 3,969 SH   SOLE   3,969 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 512 5,615 SH   SOLE   5,615 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 5,791 140,957 SH   SOLE   131,662 0 9,295
VANGUARD WORLD FD MEGA CAP INDEX 921910873 6,915 67,061 SH   SOLE   67,061 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876 4,460 31,045 SH   SOLE   27,039 0 4,006
VERIZON COMMUNICATIONS INC COM 92343V104 25,092 415,699 SH   SOLE   389,257 0 26,443
VISA INC COM CL A 92826C839 488 2,836 SH   SOLE   1,966 0 870
VORNADO RLTY TR SH BEN INT 929042109 215 3,373 SH   SOLE   3,373 0 0
WEC ENERGY GROUP INC COM 92939U106 901 9,473 SH   SOLE   9,473 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E204 23,611 1,606,157 SH   SOLE   1,564,770 0 41,387
XCEL ENERGY INC COM 98389B100 998 15,378 SH   SOLE   15,378 0 0