The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   241 1,100 SH   SOLE 1,100 0 0
AETNA INC NEW COM 00817Y108   2,775 16,422 SH   SOLE 16,422 0 0
ALEXANDRIA REAL ESTATE EQ IN COM 015271109   298 2,388 SH   SOLE 2,388 0 0
ALLETE INC COM NEW 018522300   1,251 17,315 SH   SOLE 17,315 0 0
ALLIANT ENERGY CORP COM 018802108   1,121 27,429 SH   SOLE 27,429 0 0
ALPHABET INC CAP STK CL C 02079K107   2,097 2,032 SH   SOLE 2,032 0 0
ALPHABET INC CAP STK CL A 02079K305   1,998 1,926 SH   SOLE 1,926 0 0
ALTRIA GROUP INC COM 02209s103   202 3,246 SH   SOLE 3,246 0 0
AMEREN CORP COM 023608102   1,195 21,106 SH   SOLE 21,106 0 0
AMERICAN ELEC PWR INC COM 025537101   1,029 15,002 SH   SOLE 15,002 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   270 2,456 SH   SOLE 2,456 0 0
APPLE INC COM 037833100   4,855 28,937 SH   SOLE 28,937 0 0
AT&T INC COM 00206R102   1,229 34,480 SH   SOLE 34,480 0 0
AVALONBAY CMNTYS INC COM 053484101   547 3,323 SH   SOLE 3,323 0 0
AVISTA CORP COM 05379B107   1,472 28,722 SH   SOLE 28,722 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   299 1 SH   SOLE 1 0 0
BOEING CO COM 097023105   5,088 15,517 SH   SOLE 15,517 0 0
BOSTON PROPERTIES INC COM 101121101   458 3,714 SH   SOLE 3,714 0 0
CALIFORNIA WTR SVC GROUP COM 130788102   1,262 33,874 SH   SOLE 33,874 0 0
CAPSTAR FINL HLDGS INC COM 14070T102   188 10,000 SH   SOLE 10,000 0 0
CATERPILLAR INC DEL COM 149123101   1,185 8,038 SH   SOLE 8,038 0 0
CHEVRON CORP NEW COM 166764100   19,804 173,657 SH   SOLE 173,657 0 0
CIGNA CORPORATION COM 125509109   358 2,133 SH   SOLE 2,133 0 0
CISCO SYS INC COM 17275R102   218 5,088 SH   SOLE 5,088 0 0
CONSOLIDATED EDISON INC COM 209115104   1,093 14,025 SH   SOLE 14,025 0 0
DIAGEO P L C SPON ADR NEW 25243Q205   385 2,842 SH   SOLE 2,842 0 0
DIGITAL RLTY TR INC COM 253868103   519 4,924 SH   SOLE 4,924 0 0
DISNEY WALT CO COM DISNEY 254687106   221 2,202 SH   SOLE 2,202 0 0
DNP SELECT INCOME FD COM 23325P104   139 13,563 SH   SOLE 13,563 0 0
DOWDUPONT INC COM 26078J100   245 3,842 SH   SOLE 3,842 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   1,159 14,961 SH   SOLE 14,961 0 0
DUKE REALTY CORP COM NEW 264411505   227 8,561 SH   SOLE 8,561 0 0
EL PASO ELEC CO COM NEW 283677854   952 18,671 SH   SOLE 18,671 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107   545 8,840 SH   SOLE 8,840 0 0
ESSEX PPTY TR INC COM 297178105   382 1,587 SH   SOLE 1,587 0 0
EVERSOURCE ENERGY COM 30040W108   1,035 17,559 SH   SOLE 17,559 0 0
EXTRA SPACE STORAGE INC COM 30225T102   303 3,473 SH   SOLE 3,473 0 0
EXXON MOBIL CORP COM 30231G102   13,107 175,668 SH   SOLE 175,668 0 0
FEDERAL REALTY INVT TR SH BEN INT NEW 313747206   202 1,738 SH   SOLE 1,738 0 0
GENERAL ELECTRIC CO COM 369604103   1,708 126,670 SH   SOLE 126,670 0 0
GREAT PLAINS ENERGY INC COM 391164100   1,104 34,735 SH   SOLE 34,735 0 0
HAWAIIAN ELEC INDUSTRIES COM 419870100   1,163 33,825 SH   SOLE 33,825 0 0
HOME DEPOT INC COM 437076102   739 4,145 SH   SOLE 4,145 0 0
HOST HOTELS & RESORTS INC COM 44107P104   361 19,371 SH   SOLE 19,371 0 0
IDACORP INC COM 451107106   943 10,678 SH   SOLE 10,678 0 0
INTEL CORP COM 458140100   618 11,863 SH   SOLE 11,863 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   16,582 108,078 SH   SOLE 108,078 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   217 525 SH   SOLE 525 0 0
ISHARES GOLD TRUST ISHARES 464285105   36,962 2,903,544 SH   SOLE 2,903,544 0 0
ISHARES TR TIPS BD ETF 464287176   717 6,338 SH   SOLE 6,338 0 0
ISHARES TR CORE S&P500 ETF 464287200   436 1,645 SH   SOLE 1,645 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   584 12,103 SH   SOLE 12,103 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   1,351 8,710 SH   SOLE 8,710 0 0
ISHARES TR S&P 500 VAL ETF 464287408   684 6,257 SH   SOLE 6,257 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   364 4,351 SH   SOLE 4,351 0 0
ISHARES TR MSCI EAFE ETF 464287465   221 3,176 SH   SOLE 3,176 0 0
ISHARES TR RUS MID CAP ETF 464287499   939 4,549 SH   SOLE 4,549 0 0
ISHARES TR COHEN STEER REIT 464287564   397 4,258 SH   SOLE 4,258 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   314 2,615 SH   SOLE 2,615 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   1,413 10,386 SH   SOLE 10,386 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   539 3,552 SH   SOLE 3,552 0 0
ISHARES TR SP SMCP600VL ETF 464287879   759 5,035 SH   SOLE 5,035 0 0
ISHARES TR MICRO-CAP ETF 464288869   622 6,477 SH   SOLE 6,477 0 0
JOHNSON & JOHNSON COM 478160104   212 1,655 SH   SOLE 1,655 0 0
JPMORGAN CHASE & CO COM 46625H100   475 4,319 SH   SOLE 4,319 0 0
KIMCO RLTY CORP COM 49446R109   157 10,896 SH   SOLE 10,896 0 0
KRAFT HEINZ CO COM 500754106   1,054 16,928 SH   SOLE 16,928 0 0
LILLY ELI & CO COM 532457108   224 2,900 SH   SOLE 2,900 0 0
MASTERCARD INCORPORATED CL A 57636Q104   399 2,280 SH   SOLE 2,280 0 0
MCDONALDS CORP COM 580135101   579 3,704 SH   SOLE 3,704 0 0
MONDELEZ INTL INC CL A 609207105   1,948 46,690 SH   SOLE 46,690 0 0
NEW JERSEY RES COM 646025106   994 24,776 SH   SOLE 24,776 0 0
NEXTERA ENERGY INC COM 65339F101   402 2,460 SH   SOLE 2,460 0 0
NIKE INC CL B 654106103   306 4,599 SH   SOLE 4,599 0 0
NORTHWEST NAT GAS CO COM 667655104   1,143 19,830 SH   SOLE 19,830 0 0
PEPSICO INC COM 713448108   924 8,465 SH   SOLE 8,465 0 0
PFIZER INC COM 717081103   13,956 393,223 SH   SOLE 393,223 0 0
PG&E CORP COM 69331C108   645 14,677 SH   SOLE 14,677 0 0
PHILIP MORRIS INTL INC COM 718172109   215 2,166 SH   SOLE 2,166 0 0
PINNACLE WEST CAP CORP COM 723484101   1,067 13,373 SH   SOLE 13,373 0 0
PNM RES INC COM 69349H107   957 25,031 SH   SOLE 25,031 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104   2,672 16,684 SH   SOLE 16,684 0 0
PROCTER AND GAMBLE CO COM 742718109   406 5,125 SH   SOLE 5,125 0 0
PROLOGIS INC COM 74340W103   862 13,687 SH   SOLE 13,687 0 0
PUBLIC STORAGE COM 74460D109   722 3,601 SH   SOLE 3,601 0 0
REALTY INCOME CORP COM 756109104   341 6,596 SH   SOLE 6,596 0 0
REGENCY CTRS CORP COM 758849103   210 3,562 SH   SOLE 3,562 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   489 9,676 SH   SOLE 9,676 0 0
SIMON PPTY GROUP INC NEW COM 828806109   932 6,036 SH   SOLE 6,036 0 0
SL GREEN RLTY CORP COM 78440X101   230 2,379 SH   SOLE 2,379 0 0
SOUTHERN CO COM 842587107   1,103 24,707 SH   SOLE 24,707 0 0
SPDR GOLD TRUST GOLD SHS 78463V107   1,261 10,028 SH   SOLE 10,028 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   6,300 23,940 SH   SOLE 23,940 0 0
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508   1,056 35,922 SH   SOLE 35,922 0 0
TE CONNECTIVITY LTD REG SHS H84989104   320 3,205 SH   SOLE 3,205 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827   1,929 24,588 SH   SOLE 24,588 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835   1,171 14,651 SH   SOLE 14,651 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407   1,498 27,369 SH   SOLE 27,369 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,459 32,587 SH   SOLE 32,587 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   7,299 56,395 SH   SOLE 56,395 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   369 2,391 SH   SOLE 2,391 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   25,003 176,227 SH   SOLE 176,227 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   8,855 85,823 SH   SOLE 85,823 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   487 3,318 SH   SOLE 3,318 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,987 14,642 SH   SOLE 14,642 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,049 14,245 SH   SOLE 14,245 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   231 4,250 SH   SOLE 4,250 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   5,141 109,438 SH   SOLE 109,438 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   249 3,947 SH   SOLE 3,947 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   472 5,568 SH   SOLE 5,568 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858   4,654 105,186 SH   SOLE 105,186 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873   6,428 70,961 SH   SOLE 70,961 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876   5,445 48,702 SH   SOLE 48,702 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   23,059 482,202 SH   SOLE 482,202 0 0
VISA INC COM CL A 92826C839   324 2,711 SH   SOLE 2,711 0 0
VORNADO RLTY TR SH BEN INT 929042109   279 4,149 SH   SOLE 4,149 0 0
WEC ENERGY GROUP INC COM 92939U106   998 15,915 SH   SOLE 15,915 0 0
WESTAR ENERGY INC COM 95709T100   1,086 20,645 SH   SOLE 20,645 0 0