The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   259 1,100 SH   SOLE 1,100 0 0
AETNA INC NEW COM 00817Y108   2,962 16,422 SH   SOLE 16,422 0 0
ALEXANDRIA REAL ESTATE EQ IN COM 015271109   296 2,267 SH   SOLE 2,267 0 0
ALLETE INC COM NEW 018522300   1,288 17,315 SH   SOLE 17,315 0 0
ALLIANT ENERGY CORP COM 018802108   1,169 27,429 SH   SOLE 27,429 0 0
ALPHABET INC CAP STK CL C 02079K107   2,076 1,984 SH   SOLE 1,984 0 0
ALPHABET INC CAP STK CL A 02079K305   2,029 1,926 SH   SOLE 1,926 0 0
ALTRIA GROUP INC COM 02209s103   231 3,237 SH   SOLE 3,237 0 0
AMEREN CORP COM 023608102   1,245 21,106 SH   SOLE 21,106 0 0
AMERICAN ELEC PWR INC COM 025537101   1,136 15,435 SH   SOLE 15,435 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108   294 2,638 SH   SOLE 2,638 0 0
APPLE INC COM 037833100   4,804 28,385 SH   SOLE 28,385 0 0
AT&T INC COM 00206R102   1,397 35,940 SH   SOLE 35,940 0 0
AVALONBAY CMNTYS INC COM 053484101   593 3,323 SH   SOLE 3,323 0 0
AVISTA CORP COM 05379B107   1,479 28,722 SH   SOLE 28,722 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   298 1 SH   SOLE 1 0 0
BOEING CO COM 097023105   5,138 17,423 SH   SOLE 17,423 0 0
BOSTON PROPERTIES INC COM 101121101   483 3,714 SH   SOLE 3,714 0 0
CALIFORNIA WTR SVC GROUP COM 130788102   1,536 33,874 SH   SOLE 33,874 0 0
CAPSTAR FINL HLDGS INC COM 14070T102   208 10,000 SH   SOLE 10,000 0 0
CATERPILLAR INC DEL COM 149123101   8,674 55,046 SH   SOLE 55,046 0 0
CHEVRON CORP NEW COM 166764100   24,048 192,092 SH   SOLE 192,092 0 0
CIGNA CORPORATION COM 125509109   443 2,183 SH   SOLE 2,183 0 0
CISCO SYS INC COM 17275R102   299 7,807 SH   SOLE 7,807 0 0
CONSOLIDATED EDISON INC COM 209115104   1,206 14,201 SH   SOLE 14,201 0 0
DIAGEO P L C SPON ADR NEW 25243Q205   415 2,842 SH   SOLE 2,842 0 0
DIGITAL RLTY TR INC COM 253868103   561 4,924 SH   SOLE 4,924 0 0
DISNEY WALT CO COM DISNEY 254687106   1,535 14,277 SH   SOLE 14,277 0 0
DNP SELECT INCOME FD COM 23325P104   193 17,907 SH   SOLE 17,907 0 0
DOWDUPONT INC COM 26078J100   288 4,041 SH   SOLE 4,041 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   1,276 15,176 SH   SOLE 15,176 0 0
DUKE REALTY CORP COM NEW 264411505   233 8,561 SH   SOLE 8,561 0 0
EL PASO ELEC CO COM NEW 283677854   1,033 18,671 SH   SOLE 18,671 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107   564 8,840 SH   SOLE 8,840 0 0
ESSEX PPTY TR INC COM 297178105   383 1,587 SH   SOLE 1,587 0 0
EVERSOURCE ENERGY COM 30040W108   1,109 17,559 SH   SOLE 17,559 0 0
EXTRA SPACE STORAGE INC COM 30225T102   265 3,030 SH   SOLE 3,030 0 0
EXXON MOBIL CORP COM 30231G102   10,186 121,781 SH   SOLE 121,781 0 0
FEDERAL REALTY INVT TR SH BEN INT NEW 313747206   231 1,738 SH   SOLE 1,738 0 0
GENERAL ELECTRIC CO COM 369604103   1,918 109,939 SH   SOLE 109,939 0 0
GREAT PLAINS ENERGY INC COM 391164100   1,120 34,735 SH   SOLE 34,735 0 0
HAWAIIAN ELEC INDUSTRIES COM 419870100   1,226 33,922 SH   SOLE 33,922 0 0
HOME DEPOT INC COM 437076102   759 4,005 SH   SOLE 4,005 0 0
HOST HOTELS & RESORTS INC COM 44107P104   366 18,461 SH   SOLE 18,461 0 0
IDACORP INC COM 451107106   976 10,678 SH   SOLE 10,678 0 0
INTEL CORP COM 458140100   545 11,810 SH   SOLE 11,810 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   15,954 103,991 SH   SOLE 103,991 0 0
ISHARES GOLD TRUST ISHARES 464285105   33,959 2,714,577 SH   SOLE 2,714,577 0 0
ISHARES TR TIPS BD ETF 464287176   656 5,750 SH   SOLE 5,750 0 0
ISHARES TR CORE S&P500 ETF 464287200   365 1,359 SH   SOLE 1,359 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   593 12,588 SH   SOLE 12,588 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   1,369 8,960 SH   SOLE 8,960 0 0
ISHARES TR S&P 500 VAL ETF 464287408   852 7,458 SH   SOLE 7,458 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   453 5,398 SH   SOLE 5,398 0 0
ISHARES TR MSCI EAFE ETF 464287465   230 3,266 SH   SOLE 3,266 0 0
ISHARES TR COHEN STEER REIT 464287564   431 4,258 SH   SOLE 4,258 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   325 2,615 SH   SOLE 2,615 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   1,455 10,806 SH   SOLE 10,806 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   223 1,464 SH   SOLE 1,464 0 0
ISHARES TR SP SMCP600VL ETF 464287879   771 5,020 SH   SOLE 5,020 0 0
ISHARES TR MICRO-CAP ETF 464288869   608 6,352 SH   SOLE 6,352 0 0
JOHNSON & JOHNSON COM 478160104   241 1,722 SH   SOLE 1,722 0 0
JPMORGAN CHASE & CO COM 46625H100   398 3,723 SH   SOLE 3,723 0 0
KIMCO RLTY CORP COM 49446R109   186 10,244 SH   SOLE 10,244 0 0
KRAFT HEINZ CO COM 500754106   1,303 16,757 SH   SOLE 16,757 0 0
LILLY ELI & CO COM 532457108   245 2,900 SH   SOLE 2,900 0 0
MASTERCARD INCORPORATED CL A 57636Q104   345 2,276 SH   SOLE 2,276 0 0
MCDONALDS CORP COM 580135101   692 4,018 SH   SOLE 4,018 0 0
MONDELEZ INTL INC CL A 609207105   1,999 46,702 SH   SOLE 46,702 0 0
NEW JERSEY RES COM 646025106   996 24,776 SH   SOLE 24,776 0 0
NEXTERA ENERGY INC COM 65339F101   359 2,300 SH   SOLE 2,300 0 0
NIKE INC CL B 654106103   271 4,334 SH   SOLE 4,334 0 0
NORTHWEST NAT GAS CO COM 667655104   1,183 19,830 SH   SOLE 19,830 0 0
PEPSICO INC COM 713448108   1,035 8,632 SH   SOLE 8,632 0 0
PFIZER INC COM 717081103   13,868 382,879 SH   SOLE 382,879 0 0
PG&E CORP COM 69331C108   668 14,911 SH   SOLE 14,911 0 0
PHILIP MORRIS INTL INC COM 718172109   228 2,157 SH   SOLE 2,157 0 0
PINNACLE WEST CAP CORP COM 723484101   1,148 13,481 SH   SOLE 13,481 0 0
PNM RES INC COM 69349H107   1,013 25,031 SH   SOLE 25,031 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104   2,592 16,640 SH   SOLE 16,640 0 0
PROCTER AND GAMBLE CO COM 742718109   517 5,625 SH   SOLE 5,625 0 0
PROLOGIS INC COM 74340W103   826 12,802 SH   SOLE 12,802 0 0
PUBLIC STORAGE COM 74460D109   753 3,601 SH   SOLE 3,601 0 0
REALTY INCOME CORP COM 756109104   376 6,596 SH   SOLE 6,596 0 0
REGENCY CTRS CORP COM 758849103   246 3,562 SH   SOLE 3,562 0 0
SIMON PPTY GROUP INC NEW COM 828806109   1,037 6,036 SH   SOLE 6,036 0 0
SL GREEN RLTY CORP COM 78440X101   240 2,379 SH   SOLE 2,379 0 0
SOUTHERN CO COM 842587107   1,322 27,487 SH   SOLE 27,487 0 0
SPDR GOLD TRUST GOLD SHS 78463V107   1,263 10,215 SH   SOLE 10,215 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,513 13,165 SH   SOLE 13,165 0 0
STANLEY BLACK & DECKER INC COM 854502101   204 1,200 SH   SOLE 1,200 0 0
TE CONNECTIVITY LTD REG SHS H84989104   256 2,689 SH   SOLE 2,689 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827   984 12,443 SH   SOLE 12,443 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407   418 7,681 SH   SOLE 7,681 0 0
VANGUARD INDEX FDS REIT ETF 922908553   2,730 32,905 SH   SOLE 32,905 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,985 30,012 SH   SOLE 30,012 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   360 2,326 SH   SOLE 2,326 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   23,604 167,823 SH   SOLE 167,823 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   6,900 64,898 SH   SOLE 64,898 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,465 10,677 SH   SOLE 10,677 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,041 14,021 SH   SOLE 14,021 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   229 4,183 SH   SOLE 4,183 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,334 72,626 SH   SOLE 72,626 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   252 3,947 SH   SOLE 3,947 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   487 5,568 SH   SOLE 5,568 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858   1,410 31,428 SH   SOLE 31,428 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873   6,454 70,317 SH   SOLE 70,317 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876   5,538 47,503 SH   SOLE 47,503 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   24,930 471,003 SH   SOLE 471,003 0 0
VISA INC COM CL A 92826C839   334 2,931 SH   SOLE 2,931 0 0
VORNADO RLTY TR SH BEN INT 929042109   324 4,149 SH   SOLE 4,149 0 0
WEC ENERGY GROUP INC COM 92939U106   1,057 15,915 SH   SOLE 15,915 0 0
WELLS FARGO CO NEW COM 949746101   247 4,076 SH   SOLE 4,076 0 0
WESTAR ENERGY INC COM 95709T100   1,094 20,720 SH   SOLE 20,720 0 0
WESTPAC BKG CORP SPONSORED ADR 961214301   200 8,204 SH   SOLE 8,204 0 0