The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AETNA INC NEW COM 00817Y108   2,646 22,922 SH   SOLE 0 0 0
ALEXANDRIA REAL ESTATE EQ IN COM 015271109   223 2,048 SH   SOLE 0 0 0
ALLETE INC COM NEW 018522300   1,042 17,471 SH   SOLE 0 0 0
ALLIANT ENERGY CORP COM 018802108   1,038 27,087 SH   SOLE 0 0 0
ALPHABET INC CAP STK CL C 02079K107   1,519 1,954 SH   SOLE 0 0 0
ALPHABET INC CAP STK CL A 02079K305   1,549 1,926 SH   SOLE 0 0 0
AMEREN CORP COM 023608102   1,053 21,415 SH   SOLE 0 0 0
AMERICAN ELEC PWR INC COM 025537101   984 15,332 SH   SOLE 0 0 0
APPLE INC COM 037833100   4,362 38,585 SH   SOLE 0 0 0
AT&T INC COM 00206R102   1,827 44,995 SH   SOLE 0 0 0
AVALONBAY CMNTYS INC COM 053484101   679 3,820 SH   SOLE 0 0 0
AVISTA CORP COM 05379B107   1,200 28,722 SH   SOLE 0 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   216 1 SH   SOLE 0 0 0
BOSTON PROPERTIES INC COM 101121101   582 4,268 SH   SOLE 0 0 0
CALIFORNIA WTR SVC GROUP COM 130788102   1,118 34,829 SH   SOLE 0 0 0
CAPSTAR FINL HLDGS INC COM 14070T102   169 10,000 SH   SOLE 0 0 0
CATERPILLAR INC DEL COM 149123101   20,645 232,566 SH   SOLE 0 0 0
CHEVRON CORP NEW COM 166764100   20,975 203,794 SH   SOLE 0 0 0
CIGNA CORPORATION COM 125509109   258 1,983 SH   SOLE 0 0 0
CISCO SYS INC COM 17275R102   2,847 89,747 SH   SOLE 0 0 0
COLGATE PALMOLIVE CO COM 194162103   340 4,582 SH   SOLE 0 0 0
CONSOLIDATED EDISON INC COM 209115104   1,082 14,371 SH   SOLE 0 0 0
DEERE & CO COM 244199105   232 2,720 SH   SOLE 0 0 0
DIAGEO P L C SPON ADR NEW 25243Q205   314 2,707 SH   SOLE 0 0 0
DIGITAL RLTY TR INC COM 253868103   397 4,083 SH   SOLE 0 0 0
DISNEY WALT CO COM DISNEY 254687106   1,343 14,458 SH   SOLE 0 0 0
DNP SELECT INCOME FD COM 23325P104   264 25,727 SH   SOLE 0 0 0
DU PONT E I DE NEMOURS & CO COM 263534109   272 4,068 SH   SOLE 0 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   1,221 15,251 SH   SOLE 0 0 0
EL PASO ELEC CO COM NEW 283677854   888 18,994 SH   SOLE 0 0 0
EMPIRE DIST ELEC CO COM 291641108   1,590 46,564 SH   SOLE 0 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107   535 8,322 SH   SOLE 0 0 0
ESSEX PPTY TR INC COM 297178105   411 1,845 SH   SOLE 0 0 0
EVERSOURCE ENERGY COM 30040W108   965 17,814 SH   SOLE 0 0 0
EXTRA SPACE STORAGE INC COM 30225T102   294 3,706 SH   SOLE 0 0 0
EXXON MOBIL CORP COM 30231G102   5,300 60,720 SH   SOLE 0 0 0
FEDERAL REALTY INVT TR SH BEN INT NEW 313747206   296 1,926 SH   SOLE 0 0 0
GENERAL ELECTRIC CO COM 369604103   3,757 126,823 SH   SOLE 0 0 0
GENERAL GROWTH PPTYS INC NEW COM 370023103   448 16,228 SH   SOLE 0 0 0
GREAT PLAINS ENERGY INC COM 391164100   923 33,821 SH   SOLE 0 0 0
HAWAIIAN ELEC INDUSTRIES COM 419870100   980 32,827 SH   SOLE 0 0 0
HOME DEPOT INC COM 437076102   447 3,475 SH   SOLE 0 0 0
HOST HOTELS & RESORTS INC COM 44107P104   328 21,055 SH   SOLE 0 0 0
IDACORP INC COM 451107106   851 10,866 SH   SOLE 0 0 0
INTEL CORP COM 458140100   509 13,486 SH   SOLE 0 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   10,743 67,629 SH   SOLE 0 0 0
ISHARES GOLD TRUST ISHARES 464285105   31,453 2,478,588 SH   SOLE 0 0 0
ISHARES TR TIPS BD ETF 464287176   699 6,002 SH   SOLE 0 0 0
ISHARES TR CORE S&P500 ETF 464287200   340 1,563 SH   SOLE 0 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   593 15,841 SH   SOLE 0 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   1,334 10,962 SH   SOLE 0 0 0
ISHARES TR S&P 500 VAL ETF 464287408   934 9,835 SH   SOLE 0 0 0
ISHARES TR 1-3 YR TR BD ETF 464287457   512 6,018 SH   SOLE 0 0 0
ISHARES TR MSCI EAFE ETF 464287465   410 6,927 SH   SOLE 0 0 0
ISHARES TR COHEN&STEER REIT 464287564   633 6,036 SH   SOLE 0 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   280 2,647 SH   SOLE 0 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   1,610 15,453 SH   SOLE 0 0 0
ISHARES TR SP SMCP600VL ETF 464287879   880 7,050 SH   SOLE 0 0 0
ISHARES TR MICRO-CAP ETF 464288869   737 9,443 SH   SOLE 0 0 0
KIMCO RLTY CORP COM 49446R109   335 11,587 SH   SOLE 0 0 0
KRAFT HEINZ CO COM 500754106   1,429 15,968 SH   SOLE 0 0 0
LILLY ELI & CO COM 532457108   241 3,000 SH   SOLE 0 0 0
MACERICH CO COM 554382101   297 3,670 SH   SOLE 0 0 0
MCDONALDS CORP COM 580135101   4,106 35,592 SH   SOLE 0 0 0
MONDELEZ INTL INC CL A 609207105   1,970 44,874 SH   SOLE 0 0 0
NEW JERSEY RES COM 646025106   826 25,146 SH   SOLE 0 0 0
NEXTERA ENERGY INC COM 65339F101   284 2,320 SH   SOLE 0 0 0
NORTHWEST NAT GAS CO COM 667655104   1,174 19,536 SH   SOLE 0 0 0
PEPSICO INC COM 713448108   910 8,367 SH   SOLE 0 0 0
PFIZER INC COM 717081103   2,388 70,519 SH   SOLE 0 0 0
PG&E CORP COM 69331C108   901 14,732 SH   SOLE 0 0 0
PINNACLE WEST CAP CORP COM 723484101   1,024 13,481 SH   SOLE 0 0 0
PNM RES INC COM 69349H107   832 25,438 SH   SOLE 0 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104   1,895 15,959 SH   SOLE 0 0 0
PROCTER AND GAMBLE CO COM 742718109   345 3,843 SH   SOLE 0 0 0
PROLOGIS INC COM 74340W103   776 14,503 SH   SOLE 0 0 0
PUBLIC STORAGE COM 74460D109   866 3,881 SH   SOLE 0 0 0
REALTY INCOME CORP COM 756109104   466 6,962 SH   SOLE 0 0 0
REGENCY CTRS CORP COM 758849103   203 2,615 SH   SOLE 0 0 0
SCHLUMBERGER LTD COM 806857108   280 3,558 SH   SOLE 0 0 0
SIMON PPTY GROUP INC NEW COM 828806109   1,332 7,762 SH   SOLE 0 0 0
SOUTHERN CO COM 842587107   1,319 25,715 SH   SOLE 0 0 0
SPDR GOLD TRUST GOLD SHS 78463V107   1,328 10,572 SH   SOLE 0 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,261 10,451 SH   SOLE 0 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827   598 7,397 SH   SOLE 0 0 0
VANGUARD INDEX FDS REIT ETF 922908553   3,298 38,018 SH   SOLE 0 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   4,076 36,835 SH   SOLE 0 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   17,859 159,040 SH   SOLE 0 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   6,385 73,396 SH   SOLE 0 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   866 7,778 SH   SOLE 0 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   828 13,609 SH   SOLE 0 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   240 5,276 SH   SOLE 0 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,480 65,903 SH   SOLE 0 0 0
VANGUARD SCOTTSDALE FDS INT-TERM GOV 92206C706   264 3,947 SH   SOLE 0 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   476 5,308 SH   SOLE 0 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858   1,012 27,065 SH   SOLE 0 0 0
VANGUARD WORLD FD MEGA CAP INDEX 921910873   5,080 68,888 SH   SOLE 0 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876   5,006 46,803 SH   SOLE 0 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   21,503 413,683 SH   SOLE 0 0 0
VORNADO RLTY TR SH BEN INT 929042109   498 4,924 SH   SOLE 0 0 0
WEC ENERGY GROUP INC COM 92939U106   953 15,915 SH   SOLE 0 0 0
WESTAR ENERGY INC COM 95709T100   1,143 20,139 SH   SOLE 0 0 0