X0202 SCHEDULE 13D/A 0002128672 XXXXXXXX LIVE 2 Common Stock 07/07/2026 false 0001367859 174903104 Citizens Community Bancorp, Inc.

2174 EastRidge Center Eau Claire WI 54701

Andrew Schornack (952) 944-6050 7525 Office Ridge Circle Eden Prairie MN 55344 Y Gale Hoese b PF N X1 700000.00 0.00 700000.00 0.00 878472.49 N 9.1 IN 0002128672 N Andrew Schornack b PF N X1 21048.00 0.00 21048.00 0.00 878472.49 N 9.1 IN Y Jill Schornack b PF N X1 13952.00 0.00 13952.00 0.00 878472.49 N 9.1 IN Y David Schornack b PF N X1 84573.49 270.00 84573.49 270.00 878472.49 N 9.1 IN Y Denise Schornack b PF N X1 1305.00 270.00 1305.00 270.00 878472.49 N 9.1 IN Y Jonathan Hoese b PF N X1 40000.00 0.00 40000.00 0.00 878472.49 N 9.1 IN Y Tamara Retka b PF N X1 8312.00 0.00 8312.00 0.00 878472.49 N 9.1 IN Y Noah Retka b PF N X1 5500.00 0.00 5500.00 0.00 878472.49 N 9.1 IN Y Joseph Schornack b PF N X1 3512.00 0.00 3512.00 0.00 878472.49 N 9.1 IN Common Stock Citizens Community Bancorp, Inc. 2174 EastRidge Center Eau Claire WI 54701 This Amendment No. 2 (this "Amendment No. 2") amends and supplements the Schedule 13D originally filed by the Reporting Persons with the Securities and Exchange Commission on June 4, 2026 and amended by an Amendment No. 1 filed by the Reporting Persons with the Securities and Exchange Commission on June 29, 2026 (collectively, the "Statement"). Unless otherwise defined herein, capitalized terms used in this Amendment No. 2 shall have the meanings ascribed to them in the Statement. Unless amended or supplemented below, the information in the Statement remains unchanged. Item 3 of the Statement is hereby amended and restated in its entirety as follows: Row 4 of each Reporting Person's cover page to this Amendment No. 2 is incorporated herein by reference. Item 5 of the Statement is hereby amended and restated in its entirety as follows: (a) The information set forth in the cover pages and Item 3 of this Amendment No. 2 are incorporated herein by reference. As of July 7, 2026, the Reporting Persons may be deemed to beneficially own an aggregate of 878,472.49 shares of the Common Stock, which represents 9.1% of the 9,644,112 shares of Common Stock outstanding as of May 6, 2026, as reported in the Issuer's Quarterly Report on Form 10-Q for the quarter ended March 31, 2026 filed with the Securities and Exchange Commission on May 6, 2026. Of the 878,472.49 shares of Common Stock that may be deemed to be beneficially owned by the Reporting Persons, the ownership of each Reporting Person is as follows as of July 7, 2026: Name of Reporting Person Number of Shares Gale Hoese 700,000 Andrew Schornack 21,048 Jill Schornack 13,952 David Schornack(1) 84,843.49 Denise Schornack(1) 1,575 Jonathan Hoese 40,000 Tamara Retka 8,312 Noah Retka 5,500 Joseph Schornack 3,512 (1) Includes 270 owned by David Schornack and Denise Schornack as JTWROS. Rows 7 through 10 of each Reporting Person's cover page to this Amendment No. 2 set forth the number of shares of Common Stock as to which such Reporting Person has the sole or shared power to vote or direct the vote and sole or shared power to dispose or to direct the disposition and are incorporated by reference. Except for the open market purchases or sales of the Issuer's Common Stock described below, none of the Reporting Persons has effected any transactions with respect to the securities of the Issuer since the Statement. Gale Hoese Date Shares Purchased Price Per Share July 7, 2026 1,000 $23.20 July 7, 2026 5,000 $23.18 July 7, 2026 4,000 $23.18 July 7, 2026 5,000 $23.18 July 7, 2026 5,000 $23.25 July 7, 2026 5,000 $23.25 July 7, 2026 5,000 $23.25 July 7, 2026 5,000 $23.30 July 7, 2026 5,000 $23.30 July 7, 2026 5,000 $23.26 July 7, 2026 5,000 $23.26 July 7, 2026 5,000 $23.26 July 7, 2026 5,000 $23.30 July 7, 2026 3,000 $23.30 July 7, 2026 5,000 $23.30 July 7, 2026 5,000 $23.31 July 2, 2026 5,000 $23.77 July 2, 2026 5,000 $23.76 July 2, 2026 5,000 $23.70 July 2, 2026 5,000 $23.68 July 2, 2026 5,000 $23.69 July 2, 2026 5,000 $23.69 July 2, 2026 5,000 $23.75 July 2, 2026 5,000 $23.75 July 2, 2026 5,000 $23.77 July 2, 2026 5,000 $23.70 July 2, 2026 5,000 $23.62 July 2, 2026 2,000 $23.62 July 2, 2026 2,000 $23.70 July 2, 2026 5,000 $23.75 July 2, 2026 5,000 $23.75 Jonathan Hoese Date Shares Purchased Price Per Share July 7, 2026 3,000 $23.09 July 7, 2026 3,250 $23.09 July 6, 2026 1 $23.17 July 6, 2026 84 $23.15 July 6, 2026 20 $23.28 July 6, 2026 200 $23.30 July 6, 2026 95 $23.25 July 6, 2026 600 $23.31 July 2, 2026 1,300 $23.81 July 2, 2026 450 $23.86 July 2, 2026 200 $23.87 July 2, 2026 511 $23.78 July 2, 2026 210 $23.85 July 2, 2026 6 $23.79 July 2, 2026 2,020 $23.50 July 2, 2026 103 $23.77 July 2, 2026 200 $23.84 July 2, 2026 2,750 $23.59 Noah Retka Date Shares Purchased Price Per Share July 6, 2026 273,379 $23.20 July 7, 2026 200 $23.12 Joseph Schornack Date Shares Purchased Price Per Share July 2, 2026 12 $24.2899 No other person is known to have the right to receive or the power to direct the receipt of dividends from, or any proceeds from the sale of, the Common Stock that may be deemed to be beneficially owned by any of the Reporting Persons. Not applicable. Gale Hoese /s/ Gale Hoese 07/08/2026 Andrew Schornack /s/ Andrew Schornack 07/08/2026 Jill Schornack /s/ Jill Schornack 07/08/2026 David Schornack /s/ David Schornack 07/08/2026 Denise Schornack /s/ Denise Schornack 07/08/2026 Jonathan Hoese /s/ Jonathan Hoese 07/08/2026 Tamara Retka /s/ Tamara Retka 07/08/2026 Noah Retka /s/ Noah Retka 07/08/2026 Joseph Schornack /s/ Joseph Schornack 07/08/2026