The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,615 16,690 SH   SOLE   0 0 16,690
ABBVIE INC COM 00287Y109 1,640 12,220 SH   SOLE   0 0 12,220
AFLAC INC COM 001055102 1,927 34,290 SH   SOLE   0 0 34,290
AIR PRODS & CHEMS INC COM 009158106 1,677 7,206 SH   SOLE   0 0 7,206
ALPHABET INC CAP STK CL A 02079K305 257 2,692 SH   SOLE   0 0 2,692
AMAZON COM INC COM 023135106 709 6,274 SH   SOLE   0 0 6,274
AMERICAN EXPRESS CO COM 025816109 211 1,566 SH   SOLE   0 0 1,566
APPLE INC COM 037833100 3,215 23,263 SH   SOLE   0 0 23,263
ATMOS ENERGY CORP COM 049560105 1,752 17,202 SH   SOLE   0 0 17,202
AUTOMATIC DATA PROCESSING IN COM 053015103 2,118 9,364 SH   SOLE   0 0 9,364
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,802 10,493 SH   SOLE   0 0 10,493
BROWN & BROWN INC COM 115236101 1,714 28,347 SH   SOLE   0 0 28,347
CANADIAN PAC RY LTD COM 13645T100 702 10,517 SH   SOLE   0 0 10,517
CINTAS CORP COM 172908105 1,911 4,922 SH   SOLE   0 0 4,922
CRESTWOOD EQUITY PARTNERS LP UNIT LTD PARTNER 226344208 347 12,500 SH   SOLE   0 0 12,500
EXPEDITORS INTL WASH INC COM 302130109 1,660 18,794 SH   SOLE   0 0 18,794
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600 2,315 40,155 SH   SOLE   0 0 40,155
GENERAL DYNAMICS CORP COM 369550108 1,793 8,451 SH   SOLE   0 0 8,451
HONEYWELL INTL INC COM 438516106 877 5,253 SH   SOLE   0 0 5,253
HORMEL FOODS CORP COM 440452100 1,665 36,632 SH   SOLE   0 0 36,632
ILLINOIS TOOL WKS INC COM 452308109 1,612 8,921 SH   SOLE   0 0 8,921
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 517 16,535 SH   SOLE   0 0 16,535
ISHARES TR CORE DIV GRWTH 46434V621 16,813 378,065 SH   SOLE   0 0 378,065
ISHARES TR CORE S&P SCP ETF 464287804 8,429 96,670 SH   SOLE   0 0 96,670
ISHARES TR CORE S&P US VLU 464287663 1,296 20,703 SH   SOLE   0 0 20,703
ISHARES TR CORE US AGGBD ET 464287226 14,718 152,774 SH   SOLE   0 0 152,774
ISHARES TR EXPND TEC SC ETF 464287549 9,779 35,377 SH   SOLE   0 0 35,377
ISHARES TR GLOBAL 100 ETF 464287572 388 6,518 SH   SOLE   0 0 6,518
ISHARES TR NATIONAL MUN ETF 464288414 665 6,483 SH   SOLE   0 0 6,483
ISHARES TR PFD AND INCM SEC 464288687 236 7,464 SH   SOLE   0 0 7,464
JOHNSON & JOHNSON COM 478160104 400 2,450 SH   SOLE   0 0 2,450
JPMORGAN CHASE & CO COM 46625H100 222 2,125 SH   SOLE   0 0 2,125
LILLY ELI & CO COM 532457108 205 633 SH   SOLE   0 0 633
LINDE PLC SHS G5494J103 1,822 6,757 SH   SOLE   0 0 6,757
LOWES COS INC COM 548661107 1,824 9,712 SH   SOLE   0 0 9,712
MAINSTAY MACKAY DEFINEDTERM COM 56064K100 856 54,951 SH   SOLE   0 0 54,951
MCCORMICK & CO INC COM NON VTG 579780206 1,487 20,869 SH   SOLE   0 0 20,869
MICROSOFT CORP COM 594918104 1,146 4,919 SH   SOLE   0 0 4,919
NEXTERA ENERGY INC COM 65339F101 1,810 23,089 SH   SOLE   0 0 23,089
NVIDIA CORPORATION COM 67066G104 283 2,332 SH   SOLE   0 0 2,332
OREILLY AUTOMOTIVE INC COM 67103H107 611 868 SH   SOLE   0 0 868
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 3,096 31,313 SH   SOLE   0 0 31,313
PRICE T ROWE GROUP INC COM 74144T108 1,493 14,218 SH   SOLE   0 0 14,218
PROSHARES TR S&P 500 DV ARIST 74348A467 749 9,373 SH   SOLE   0 0 9,373
ROPER TECHNOLOGIES INC COM 776696106 1,524 4,237 SH   SOLE   0 0 4,237
S&P GLOBAL INC COM 78409V104 1,506 4,931 SH   SOLE   0 0 4,931
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 20,770 494,635 SH   SOLE   0 0 494,635
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 36,242 545,574 SH   SOLE   0 0 545,574
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 27,080 485,210 SH   SOLE   0 0 485,210
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 6,993 57,738 SH   SOLE   0 0 57,738
SHERWIN WILLIAMS CO COM 824348106 1,473 7,192 SH   SOLE   0 0 7,192
SMITH A O CORP COM 831865209 1,402 28,855 SH   SOLE   0 0 28,855
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,939 5,429 SH   SOLE   0 0 5,429
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 231 576 SH   SOLE   0 0 576
SUBURBAN PROPANE PARTNERS L UNIT LTD PARTN 864482104 333 22,100 SH   SOLE   0 0 22,100
TARGET CORP COM 87612E106 1,789 12,054 SH   SOLE   0 0 12,054
TESLA INC COM 88160R101 520 1,961 SH   SOLE   0 0 1,961
TRANSOCEAN LTD REG SHS H8817H100 28 11,205 SH   SOLE   0 0 11,205
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 493 6,917 SH   SOLE   0 0 6,917
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,326 4,040 SH   SOLE   0 0 4,040
VANGUARD INDEX FDS TOTAL STK MKT 922908769 9,321 51,936 SH   SOLE   0 0 51,936
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 568 4,199 SH   SOLE   0 0 4,199