The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 257 1,986 SH   SOLE   1,986 0 0
ABBOTT LABS COM 002824100 4,010 36,912 SH   SOLE   36,912 0 0
ABBVIE INC COM 00287Y109 4,840 31,603 SH   SOLE   31,603 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 574 1,568 SH   SOLE   1,568 0 0
AFLAC INC COM 001055102 4,515 81,598 SH   SOLE   81,598 0 0
AIR PRODS & CHEMS INC COM 009158106 251 1,045 SH   SOLE   1,045 0 0
ALPHABET INC CAP STK CL A 02079K305 7,283 3,342 SH   SOLE   3,342 0 0
ALPHABET INC CAP STK CL C 02079K107 3,027 1,384 SH   SOLE   1,384 0 0
AMAZON COM INC COM 023135106 6,598 62,118 SH   SOLE   62,118 0 0
AMERICAN ELEC PWR CO INC COM 025537101 501 5,225 SH   SOLE   5,225 0 0
AMERICAN TOWER CORP NEW COM 03027X100 5,082 19,883 SH   SOLE   19,883 0 0
APPLE INC COM 037833100 14,483 105,929 SH   SOLE   105,929 0 0
AT&T INC COM 00206R102 301 14,350 SH   SOLE   14,350 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 1,173 5,584 SH   SOLE   5,584 0 0
BAXTER INTL INC COM 071813109 1,584 24,656 SH   SOLE   24,656 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 903 3,308 SH   SOLE   3,308 0 0
BLACKROCK INC COM 09247X101 898 1,475 SH   SOLE   1,475 0 0
BLACKROCK MUNIYIELD MICH QU COM 09254V105 169 12,832 SH   SOLE   12,832 0 0
BLACKROCK UTILS INFRASTRUCTU COM 09248D104 558 25,480 SH   SOLE   25,480 0 0
CADENCE DESIGN SYSTEM INC COM 127387108 280 1,865 SH   SOLE   1,865 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 757 21,237 SH   SOLE   21,237 0 0
CHEVRON CORP NEW COM 166764100 235 1,625 SH   SOLE   1,625 0 0
CHUBB LIMITED COM H1467J104 3,429 17,441 SH   SOLE   17,441 0 0
CHURCH & DWIGHT CO INC COM 171340102 4,741 51,162 SH   SOLE   51,162 0 0
CINTAS CORP COM 172908105 4,971 13,308 SH   SOLE   13,308 0 0
CISCO SYS INC COM 17275R102 731 17,134 SH   SOLE   17,134 0 0
COCA COLA CO COM 191216100 325 5,164 SH   SOLE   5,164 0 0
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 2,047 30,330 SH   SOLE   30,330 0 0
COMERICA INC COM 200340107 222 3,024 SH   SOLE   3,024 0 0
CONOCOPHILLIPS COM 20825C104 246 2,742 SH   SOLE   2,742 0 0
CONSTELLATION BRANDS INC CL A 21036P108 5,119 21,966 SH   SOLE   21,965 0 0
COSTCO WHSL CORP NEW COM 22160K105 8,696 18,144 SH   SOLE   18,144 0 0
CVS HEALTH CORP COM 126650100 206 2,220 SH   SOLE   2,220 0 0
DANAHER CORPORATION COM 235851102 9,125 35,994 SH   SOLE   35,994 0 0
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 2,278 47,396 SH   SOLE   47,396 0 0
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 245 10,852 SH   SOLE   10,852 0 0
DISNEY WALT CO COM 254687106 2,539 26,894 SH   SOLE   26,894 0 0
DOLLAR GEN CORP NEW COM 256677105 1,779 7,248 SH   SOLE   7,248 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 220 2,050 SH   SOLE   2,050 0 0
EATON VANCE RISK-MANAGED DIV COM 27829G106 196 23,340 SH   SOLE   23,340 0 0
ECOLAB INC COM 278865100 3,277 21,313 SH   SOLE   21,313 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 479 5,040 SH   SOLE   5,040 0 0
EMERSON ELEC CO COM 291011104 507 6,379 SH   SOLE   6,379 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 601 24,654 SH   SOLE   24,654 0 0
EXXON MOBIL CORP COM 30231G102 267 3,115 SH   SOLE   3,115 0 0
FASTENAL CO COM 311900104 3,199 64,078 SH   SOLE   64,078 0 0
FISERV INC COM 337738108 4,871 54,748 SH   SOLE   54,748 0 0
FORD MTR CO DEL COM 345370860 206 18,518 SH   SOLE   18,518 0 0
FORTINET INC COM 34959E109 2,643 46,720 SH   SOLE   46,720 0 0
FORTIVE CORP COM 34959J108 1,966 36,147 SH   SOLE   36,147 0 0
GABELLI UTIL TR COM 36240A101 68 10,000 SH   SOLE   10,000 0 0
GARTNER INC COM 366651107 390 1,614 SH   SOLE   1,614 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 1,193 4,016 SH   SOLE   4,016 0 0
HOME DEPOT INC COM 437076102 6,442 23,487 SH   SOLE   23,487 0 0
ILLINOIS TOOL WKS INC COM 452308109 4,332 23,772 SH   SOLE   23,772 0 0
INTEL CORP COM 458140100 835 22,329 SH   SOLE   22,329 0 0
INTERCONTINENTAL EXCHANGE IN COM 45866F104 1,728 18,373 SH   SOLE   18,373 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 215 1,522 SH   SOLE   1,522 0 0
INTUIT COM 461202103 8,920 23,142 SH   SOLE   23,142 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 456 36,925 SH   SOLE   36,925 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 222 792 SH   SOLE   791 0 0
ISHARES TR CORE S&P500 ETF 464287200 2,279 6,011 SH   SOLE   6,011 0 0
ISHARES TR MORNINGSTR US EQ 464287127 637 12,260 SH   SOLE   12,260 0 0
ISHARES TR MRGSTR MD CP ETF 464288208 575 10,200 SH   SOLE   10,200 0 0
ISHARES TR PFD AND INCM SEC 464288687 7,449 226,543 SH   SOLE   226,543 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 258 1,181 SH   SOLE   1,181 0 0
ISHARES TR RUS MD CP GR ETF 464287481 359 4,536 SH   SOLE   4,536 0 0
ISHARES TR S&P SML 600 GWT 464287887 375 3,559 SH   SOLE   3,558 0 0
ISHARES TR SP SMCP600VL ETF 464287879 3,613 40,582 SH   SOLE   40,581 0 0
JOHNSON & JOHNSON COM 478160104 1,079 6,076 SH   SOLE   6,076 0 0
JPMORGAN CHASE & CO COM 46625H100 2,567 22,792 SH   SOLE   22,792 0 0
LANDSTAR SYS INC COM 515098101 200 1,378 SH   SOLE   1,378 0 0
LAUDER ESTEE COS INC CL A 518439104 764 2,999 SH   SOLE   2,999 0 0
LILLY ELI & CO COM 532457108 762 2,350 SH   SOLE   2,350 0 0
LOCKHEED MARTIN CORP COM 539830109 396 921 SH   SOLE   921 0 0
LOWES COS INC COM 548661107 692 3,964 SH   SOLE   3,964 0 0
MASTERCARD INCORPORATED CL A 57636Q104 1,317 4,175 SH   SOLE   4,175 0 0
MAXIMUS INC COM 577933104 568 9,081 SH   SOLE   9,081 0 0
MCDONALDS CORP COM 580135101 3,539 14,333 SH   SOLE   14,333 0 0
MERCK & CO INC COM 58933Y105 409 4,483 SH   SOLE   4,483 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104 230 3,962 SH   SOLE   3,962 0 0
MICROSOFT CORP COM 594918104 6,929 26,979 SH   SOLE   26,979 0 0
NEXTERA ENERGY INC COM 65339F101 2,621 33,843 SH   SOLE   33,843 0 0
NORTHERN TR CORP COM 665859104 415 4,298 SH   SOLE   4,298 0 0
NUSTAR ENERGY LP UNIT COM 67058H102 153 10,962 SH   SOLE   10,962 0 0
NVIDIA CORPORATION COM 67066G104 1,921 12,670 SH   SOLE   12,670 0 0
OTIS WORLDWIDE CORP COM 68902V107 1,688 23,886 SH   SOLE   23,886 0 0
PACKAGING CORP AMER COM 695156109 2,918 21,220 SH   SOLE   21,220 0 0
PEPSICO INC COM 713448108 2,382 14,293 SH   SOLE   14,293 0 0
PFIZER INC COM 717081103 403 7,690 SH   SOLE   7,690 0 0
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 240 24,400 SH   SOLE   24,400 0 0
PPG INDS INC COM 693506107 346 3,027 SH   SOLE   3,027 0 0
PRICE T ROWE GROUP INC COM 74144T108 265 2,329 SH   SOLE   2,329 0 0
PROCTER AND GAMBLE CO COM 742718109 634 4,412 SH   SOLE   4,412 0 0
PROGRESSIVE CORP COM 743315103 1,406 12,096 SH   SOLE   12,096 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 2,824 29,388 SH   SOLE   29,388 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 709 22,537 SH   SOLE   22,537 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 562 11,730 SH   SOLE   11,730 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3,882 87,849 SH   SOLE   87,849 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 1,455 20,317 SH   SOLE   20,317 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,660 28,622 SH   SOLE   28,622 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 503 23,830 SH   SOLE   23,830 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,043 26,763 SH   SOLE   26,763 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 316 5,664 SH   SOLE   5,664 0 0
SIRIUS XM HOLDINGS INC COM 82968B103 182 29,736 SH   SOLE   29,735 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 697 1,848 SH   SOLE   1,848 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300 1,235 17,062 SH   SOLE   17,062 0 0
STARBUCKS CORP COM 855244109 203 2,660 SH   SOLE   2,660 0 0
STRYKER CORPORATION COM 863667101 1,548 7,782 SH   SOLE   7,782 0 0
SYSCO CORP COM 871829107 476 5,616 SH   SOLE   5,616 0 0
TEREX CORP NEW COM 880779103 852 31,131 SH   SOLE   31,131 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 9,572 17,619 SH   SOLE   17,619 0 0
TRACTOR SUPPLY CO COM 892356106 951 4,905 SH   SOLE   4,905 0 0
TRAVELERS COMPANIES INC COM 89417E109 208 1,230 SH   SOLE   1,230 0 0
ULTA BEAUTY INC COM 90384S303 2,265 5,877 SH   SOLE   5,877 0 0
UNITED PARCEL SERVICE INC CL B 911312106 703 3,850 SH   SOLE   3,850 0 0
UNITEDHEALTH GROUP INC COM 91324P102 7,526 14,652 SH   SOLE   14,652 0 0
US BANCORP DEL COM NEW 902973304 2,670 58,028 SH   SOLE   58,028 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,599 21,252 SH   SOLE   21,252 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 2,689 29,511 SH   SOLE   29,510 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 12,597 66,788 SH   SOLE   66,787 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 888 21,319 SH   SOLE   21,319 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 1,365 25,852 SH   SOLE   25,851 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 1,255 19,766 SH   SOLE   19,765 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 521 5,045 SH   SOLE   5,045 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 341 6,796 SH   SOLE   6,796 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 3,455 69,211 SH   SOLE   69,211 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,063 20,593 SH   SOLE   20,593 0 0
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 2,634 64,557 SH   SOLE   64,557 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,545 50,150 SH   SOLE   50,150 0 0
VISA INC COM CL A 92826C839 7,257 36,857 SH   SOLE   36,857 0 0
WALMART INC COM 931142103 850 6,988 SH   SOLE   6,988 0 0
WELLTOWER INC COM 95040Q104 1,402 17,020 SH   SOLE   17,020 0 0