LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables)

9 Months Ended

Sep. 30, 2016

Receivables [Abstract]

Schedule of loans by type

The following table summarizes the Company's loans by type.

	September 30, 2016			December 31, 2015
Commercial:
Commercial real estate	$	2,504,456		$	1,451,176
Commercial and industrial	764,320			553,121
Construction and development	439,090			345,304
Consumer:
Residential real estate	665,085			343,648
Construction and development	289,515			46,263
Home equity	526,782			277,900
Other consumer	65,532			60,244
Gross loans	5,254,780			3,077,656
Less:
Deferred loan fees	(1,471		)	(1,112		)
Allowance for loan losses	(12,142		)	(9,769		)
Net loans	$	5,241,167		$	3,066,775

Schedule of contractually required payments

The following table relates to NewBridge PCI loans and summarizes the contractually required payments, which includes principal and interest, expected cash flows to be collected, and the fair value of acquired PCI loans at the merger date.

	NewBridge Merger on March 1, 2016
Contractually required payments	$	124,808
Nonaccretable difference	(14,878		)
Cash flows expected to be collected at acquisition	109,930
Accretable yield	(13,995		)
Fair value of PCI loans at acquisition	$	95,935

Schedule of changes in accretable yield or income expected to be collected

The following table summarizes changes in accretable yield, or income expected to be collected, related to all of the Company's PCI loans for the periods presented.

	Three months ended September 30,						Nine months ended September 30,
	2016			2015			2016			2015
Balance, beginning of period	$	36,756		$	24,100		$	22,309		$	25,181
Additions resulting from acquisitions	—			—			13,995			—
Accretion of income	(3,850		)	(3,246		)	(11,078		)	(10,164		)
Reclassifications from nonaccretable difference	941			606			5,851			4,661
Other, net	684			2,100			3,454			3,882
Balance, end of period	$	34,531		$	23,560		$	34,531		$	23,560

Schedule of activity in allowance for loan losses

The following table relates to acquired NewBridge purchased non-impaired loans and provides the contractually required payments, fair value, and estimate of contractual cash flows not expected to be collected at the merger date.

	NewBridge Merger on March 1, 2016
Contractually required payments	$	2,257,195
Fair value of acquired loans at acquisition	1,965,201
Contractual cash flows not expected to be collected	26,370

Schedule of purchased non-impaired loans

The following tables summarize the activity in the allowance for loan losses for the periods presented.

	Commercial Real Estate			Commercial and Industrial			Commercial Construction			Residential Real Estate			Consumer Construction			Home Equity			Other Consumer			Total
Three months ended September 30, 2016
Beginning balance	$	4,525		$	3,057		$	1,282		$	985		$	289		$	1,119		$	376		$	11,633
Charge-offs	(171		)	(1,661		)	(32		)	(292		)	—			(325		)	(266		)	(2,747		)
Recoveries	33			81			12			74			1			29			29			259
Provision for loan losses	152			1,974			134			296			32			174			235			2,997
Ending balance	$	4,539		$	3,451		$	1,396		$	1,063		$	322		$	997		$	374		$	12,142
Nine months ended September 30, 2016
Beginning balance	$	3,682		$	2,431		$	866		$	1,257		$	237		$	883		$	413		$	9,769
Charge-offs	(262		)	(3,096		)	(147		)	(509		)	—			(667		)	(711		)	(5,392		)
Recoveries	39			158			40			267			1			31			59			595
Provision for loan losses	1,080			3,958			637			48			84			750			613			7,170
Ending balance	$	4,539		$	3,451		$	1,396		$	1,063		$	322		$	997		$	374		$	12,142
Three months ended September 30, 2015
Beginning balance	$	3,137		$	1,960		$	665		$	1,327		$	269		$	775		$	225		$	8,358
Charge-offs	(103		)	(406		)	(134		)	(312		)	—			(475		)	(101		)	(1,531		)
Recoveries	44			429			10			57			—			9			48			597
Provision for loan losses	319			185			201			232			(15		)	593			61			1,576
Ending balance	$	3,397		$	2,168		$	742		$	1,304		$	254		$	902		$	233		$	9,000
Nine months ended September 30, 2015
Beginning balance	$	2,796		$	1,274		$	1,691		$	1,237		$	194		$	546		$	79		$	7,817
Charge-offs	(359		)	(1,377		)	(201		)	(442		)	—			(793		)	(349		)	(3,521		)
Recoveries	56			679			20			109			27			163			119			1,173
Provision for loan losses	904			1,592			(768		)	400			33			986			384			3,531
Ending balance	$	3,397		$	2,168		$	742		$	1,304		$	254		$	902		$	233		$	9,000

The following tables summarize the ending allowance for loans losses and the recorded investment in loans by portfolio segment and impairment method.

	September 30, 2016
	Commercial Real Estate		Commercial and Industrial		Commercial Construction		Residential Real Estate		Consumer Construction		Home Equity		Other Consumer		Total
Allowance for loan losses:
Ending balance:
Individually evaluated for impairment	$	154	$	41	$	5	$	34	$	—	$	—	$	—	$	234
Collectively evaluated for impairment	4,127		3,216		1,391		903		322		954		363		11,276
Purchased credit-impaired	258		194		—		126		—		43		11		632
Total	$	4,539	$	3,451	$	1,396	$	1,063	$	322	$	997	$	374	$	12,142
Loans:
Ending balance:
Individually evaluated for impairment	$	7,461	$	3,015	$	370	$	888	$	—	$	583	$	—	$	12,317
Collectively evaluated for impairment	2,416,454		753,235		422,112		605,924		287,561		508,888		65,029		5,059,203
Purchased credit-impaired	80,541		8,070		16,608		58,273		1,954		17,311		503		183,260
Total	$	2,504,456	$	764,320	$	439,090	$	665,085	$	289,515	$	526,782	$	65,532	$	5,254,780

	December 31, 2015
	Commercial Real Estate		Commercial and Industrial		Commercial Construction		Residential Real Estate		Consumer Construction		Home Equity		Other Consumer		Total
Allowance for loan losses:
Ending balance:
Individually evaluated for impairment	$	314	$	106	$	—	$	—	$	—	$	67	$	—	$	487
Collectively evaluated for impairment	2,976		2,309		704		837		233		542		359		7,960
Purchased credit-impaired	392		16		162		420		4		274		54		1,322
Total	$	3,682	$	2,431	$	866	$	1,257	$	237	$	883	$	413	$	9,769
Loans:
Ending balance:
Individually evaluated for impairment	$	8,449	$	2,623	$	177	$	3,550	$	417	$	337	$	—	$	15,553
Collectively evaluated for impairment	1,354,977		540,685		330,714		315,030		44,630		274,042		59,983		2,920,061
Purchased credit-impaired	87,750		9,813		14,413		25,068		1,216		3,521		261		142,042
Total	$	1,451,176	$	553,121	$	345,304	$	343,648	$	46,263	$	277,900	$	60,244	$	3,077,656

Schedule risk category of loans by class of loans

The following tables summarize the risk category of loans by class of loans.

	Pass		Special Mention		Substandard		Doubtful		Total
September 30, 2016
Non-PCI Loans
Commercial:
Real estate	$	2,354,425	$	45,136	$	24,354	$	—	$	2,423,915
Commercial and industrial	699,009		31,208		26,033		—		756,250
Construction and development	417,174		3,702		1,606		—		422,482
Consumer:
Residential real estate	591,160		8,674		6,978		—		606,812
Construction and development	281,562		5,941		58		—		287,561
Home equity	497,646		4,423		7,402		—		509,471
Other consumer	64,295		315		412		7		65,029
Total	$	4,905,271	$	99,399	$	66,843	$	7	$	5,071,520
PCI Loans
Commercial:
Real estate	$	29,382	$	36,483	$	14,676	$	—	$	80,541
Commercial and industrial	2,351		625		5,091		3		8,070
Construction and development	10,350		2,424		3,834		—		16,608
Consumer:
Residential real estate	39,809		10,069		8,395		—		58,273
Construction and development	532		306		1,116		—		1,954
Home equity	13,017		2,452		1,839		3		17,311
Other consumer	383		98		22		—		503
Total	$	95,824	$	52,457	$	34,973	$	6	$	183,260

	Pass		Special Mention		Substandard		Doubtful		Total
December 31, 2015
Non-PCI Loans
Commercial:
Real estate	$	1,308,789	$	32,525	$	22,112	$	—	$	1,363,426
Commercial and industrial	523,643		5,436		14,229		—		543,308
Construction and development	326,979		3,298		560		54		330,891
Consumer:
Residential real estate	305,046		5,682		7,852		—		318,580
Construction and development	43,274		666		1,107		—		45,047
Home equity	265,128		4,442		4,809		—		274,379
Other consumer	59,273		233		477		—		59,983
Total	$	2,832,132	$	52,282	$	51,146	$	54	$	2,935,614
PCI Loans
Commercial:
Real estate	$	40,805	$	29,889	$	17,056	$	—	$	87,750
Commercial and industrial	7,913		630		1,270		—		9,813
Construction and development	5,975		3,022		5,416		—		14,413
Consumer:
Residential real estate	11,158		7,134		6,776		—		25,068
Construction and development	314		328		574		—		1,216
Home equity	264		2,016		1,059		182		3,521
Other consumer	8		200		53		—		261
Total	$	66,437	$	43,219	$	32,204	$	182	$	142,042

Schedule of past due status of loan portfolio based on contractual terms

The following tables summarize the past due status of non-PCI loans based on contractual terms.

	30-89 Days Past Due		90 Days or Greater Past Due		Total Past Due		Current		Total
September 30, 2016
Non-PCI Loans
Commercial:
Real estate	$	12,174	$	3,905	$	16,079	$	2,407,836	$	2,423,915
Commercial and industrial	6,346		11,321		17,667		738,583		756,250
Construction and development	345		1,318		1,663		420,819		422,482
Consumer:
Residential real estate	5,259		2,449		7,708		599,104		606,812
Construction and development	1,459		—		1,459		286,102		287,561
Home equity	7,336		1,718		9,054		500,417		509,471
Other consumer	665		165		830		64,199		65,029
Total	$	33,584	$	20,876	$	54,460	$	5,017,060	$	5,071,520

	30-89 Days Past Due		90 Days or Greater Past Due		Total Past Due		Current		Total
December 31, 2015
Non-PCI Loans
Commercial:
Real estate	$	3,205	$	4,503	$	7,708	$	1,355,718	$	1,363,426
Commercial and industrial	6,004		2,599		8,603		534,705		543,308
Construction and development	68		414		482		330,409		330,891
Consumer:
Residential real estate	7,625		2,876		10,501		308,079		318,580
Construction and development	1,495		946		2,441		42,606		45,047
Home equity	3,857		1,877		5,734		268,645		274,379
Other Consumer	1,015		208		1,223		58,760		59,983
Total	$	23,269	$	13,423	$	36,692	$	2,898,922	$	2,935,614

Schedule of recorded investment of loans on nonaccrual status and loans greater than 90 days past due

The following table summarizes the recorded investment of non-PCI loans on nonaccrual status and loans greater than 90 days past due and accruing by class.

	September 30, 2016				December 31, 2015
	Nonaccrual		Loans greater than 90 days past due and accruing		Nonaccrual		Loans greater than 90 days past due and accruing
Non-PCI Loans
Commercial:
Commercial real estate	$	6,903	$	—	$	6,130	$	—
Commercial and industrial	12,916		187		4,126		552
Construction and development	805		691		468		—
Consumer:
Residential real estate	5,499		—		5,353		—
Construction and development	58		—		1,324		—
Home equity	4,731		—		3,245		—
Other consumer	288		42		548		—
Total	$	31,200	$	920	$	21,194	$	552

Schedule of impairment loans

The following table provides information on impaired loans. This table excludes PCI loans and loans evaluated collectively as a homogeneous group.

	Recorded Investment With a Recorded Allowance		Recorded Investment With no Recorded Allowance		Total		Related Allowance		Unpaid Principal Balance
September 30, 2016
Non-PCI Loans
Commercial:
Commercial real estate	$	988	$	6,473	$	7,461	$	154	$	7,187
Commercial and industrial	130		2,885		3,015		41		9,064
Construction and development	—		370		370		5		175
Consumer:
Residential real estate	888		—		888		34		888
Home equity	—		583		583		—		571
Total	$	2,006	$	10,311	$	12,317	$	234	$	17,885
December 31, 2015
Non-PCI Loans
Commercial:
Commercial real estate	$	1,262	$	7,187	$	8,449	$	314	$	8,515
Commercial and industrial	531		2,092		2,623		106		2,695
Construction and development	—		177		177		—		180
Consumer:
Residential real estate	1,465		2,085		3,550		—		3,568
Construction and development	—		417		417		—		417
Home equity	20		317		337		67		359
Total	$	3,278	$	12,275	$	15,553	$	487	$	15,734

Schedule of impaired financing receivables

The following table provides the average balance of impaired loans for each period presented and interest income recognized during the period in which the loans were considered impaired.

	Three months ended September 30,								Nine months ended September 30,
	2016				2015				2016				2015
	Average Balance		Interest Income		Average Balance		Interest Income		Average Balance		Interest Income		Average Balance		Interest Income
Non-PCI Loans
Commercial:
Commercial real estate	$	11,154	$	39	$	12,915	$	8	$	9,817	$	124	$	9,734	$	33
Commercial and industrial	3,134		3		3,113		2		2,798		11		2,732		3
Construction and development	628		—		320		—		417		—		686		—
Consumer:
Residential real estate	941		9		3,276		22		1,778		37		2,184		65
Construction and development	—		—		—		—		104		—		—		—
Home equity	292		—		20		—		230		—		213		—
Total	$	16,149	$	51	$	19,644	$	32	$	15,144	$	172	$	15,549	$	101

Schedule of recorded investment of TDRs outstanding and modified during the period

The following table provides the number and recorded investment of TDRs outstanding.

	September 30, 2016			December 31, 2015
	Recorded Investment		Number	Recorded Investment		Number
TDRs:
Commercial real estate	$	4,472	5	$	4,684	7
Commercial and industrial	1,907		13	795		11
Commercial construction	172		2	177		2
Residential real estate	885		1	1,594		4
Home equity	—		—	20		1
Total	$	7,436	21	$	7,270	25

The following tables provide the number and recorded investment of TDRs modified during the periods presented.

	Three months ended September 30,
	2016			2015
	Recorded Investment		Number	Recorded Investment		Number
TDRs:
Below market interest rate modifications:
Commercial real estate	$	439	1	$	255	5
Commercial and industrial	—		—	196		1
Total	$	439	1	$	451	$	6

	Nine months ended September 30,
	2016			2015
	Recorded Investment		Number	Recorded Investment		Number
TDRs:
Below market interest rate modifications:
Commercial real estate	$	1,160	3	$	902	7
Commercial and industrial	—		—	196		1
Residential real estate	—		—	398		1
Total	$	1,160	3	$	1,496	$	9