LOANS AND ALLOWANCE FOR LOAN LOSSES (Tables)

12 Months Ended

Dec. 31, 2015

Receivables [Abstract]

Schedule of loans by type

The following table summarizes the Company's loans by type.

	December 31, 2015			December 31, 2014
Commercial:
Commercial real estate	$	1,451,176		$	1,355,536
Commercial and industrial	553,121			468,848
Construction and development	345,304			370,807
Consumer:
Residential real estate	343,648			360,249
Construction and development	46,263			30,061
Home equity	277,900			276,662
Other consumer	60,244			36,874
Gross loans	3,077,656			2,899,037
Less:
Deferred loan fees	(1,112		)	(771		)
Allowance for loan losses	(9,769		)	(7,817		)
Net loans	$	3,066,775		$	2,890,449

Schedule of obligations due from directors, executive officers and their interests

A summary of contractual obligations due from directors and executive officers, and their related interests, follows.

	Year ended December 31,
	2015			2014			2013
Loans to directors and officers at beginning of period	$	7,398		$	26,437		$	29,999
Additions for new directors	—			5,850			1,232
Reductions for retirement of directors	—			(24,835		)	(1,816		)
New advances to directors and officers	—			1,092			8
Payoffs and principal reductions	(3,142		)	(1,145		)	(2,986		)
Loans to directors and officers at end of period	$	4,256		$	7,398		$	26,437
Commitments to directors and officers at December 31	$	1,027		$	2,024		$	96

Schedule of contractually required payments

The following table relates to acquired Yadkin PCI loans and summarizes the contractually required payments, which includes principal and interest, expected cash flows to be collected, and the fair value of acquired PCI loans at the merger date.

	Yadkin Merger July 4, 2014
Contractually required payments	$	110,365
Nonaccretable difference	(21,102		)
Cash flows expected to be collected at acquisition	89,263
Accretable yield	(8,604		)
Fair value of PCI loans at acquisition	$	80,659

Schedule of changes in accretable yield or income expected to be collected

The following table summarizes changes in accretable yield, or income expected to be collected, related to all of the Company's PCI loans for the periods presented.

	Year ended December 31,
	2015			2014			2013
Balance, beginning of period	$	25,181		$	25,349		$	27,632
Loans purchased	—			8,604			4,242
Accretion of income	(13,333		)	(13,764		)	(13,640		)
Reclassifications from nonaccretable difference	5,749			4,091			9,595
Other, net	4,712			901			(2,480		)
Balance, end of period	$	22,309		$	25,181		$	25,349

Schedule of activity in allowance for loan losses

The following table relates to acquired Yadkin purchased non-impaired loans and provides the contractually required payments, fair value, and estimate of contractual cash flows not expected to be collected at the merger date.

	Yadkin Merger July 4, 2014
Contractually required payments	$	1,502,793
Fair value of acquired loans at acquisition	1,292,020
Contractual cash flows not expected to be collected	36,219

Schedule of purchased non-impaired loans

The following tables summarize the activity in the allowance for loan losses for the periods presented.

	Commercial Real Estate			Commercial and Industrial			Commercial Construction			Residential Real Estate			Consumer Construction		Home Equity			Other Consumer			Total
Year ended December 31, 2015
Beginning balance	$	2,796		$	1,274		$	1,691		$	1,237		$	194	$	546		$	79		$	7,817
Charge-offs	(1,096		)	(2,337		)	(331		)	(509		)	—		(943		)	(407		)	(5,623		)
Recoveries	58			746			—			161			27		187			151			1,330
Provision for loan losses	1,924			2,748			(494		)	368			16		1,093			590			6,245
Ending balance	$	3,682		$	2,431		$	866		$	1,257		$	237	$	883		$	413		$	9,769
Year ended December 31, 2014
Beginning balance	$	2,419		$	805		$	1,400		$	1,673		$	187	$	476		$	83		$	7,043
Charge-offs	(366		)	(1,034		)	(367		)	(591		)	—		(429		)	(354		)	(3,141		)
Recoveries	46			88			69			131			—		123			45			502
Provision for loan losses	697			1,415			589			24			7		376			305			3,413
Ending balance	$	2,796		$	1,274		$	1,691		$	1,237		$	194	$	546		$	79		$	7,817
Year ended December 31, 2013
Beginning balance	$	1,524		$	798		$	597		$	940		$	18	$	85		$	36		$	3,998
Charge-offs	(20		)	(483		)	(723		)	(672		)	—		(558		)	(265		)	(2,721		)
Recoveries	26			23			47			146			—		39			16			297
Provision for loan losses	889			467			1,479			1,259			169		910			296			5,469
Ending balance	$	2,419		$	805		$	1,400		$	1,673		$	187	$	476		$	83		$	7,043

The following tables summarize the ending allowance for loans losses and the recorded investment in loans by portfolio segment and impairment method.

	December 31, 2015
	Commercial Real Estate		Commercial and Industrial		Commercial Construction		Residential Real Estate		Consumer Construction		Home Equity		Other Consumer		Total
Allowance for loan losses:
Ending balance:
Individually evaluated for impairment	$	314	$	106	$	—	$	—	$	—	$	67	$	—	$	487
Collectively evaluated for impairment	2,976		2,309		704		837		233		542		359		7,960
Purchased credit-impaired	392		16		162		420		4		274		54		1,322
Total	$	3,682	$	2,431	$	866	$	1,257	$	237	$	883	$	413	$	9,769
Loans:
Ending balance:
Individually evaluated for impairment	$	8,449	$	2,623	$	177	$	3,550	$	417	$	337	$	—	$	15,553
Collectively evaluated for impairment	1,354,977		540,685		330,714		315,030		44,630		274,042		59,983		2,920,061
Purchased credit-impaired	87,750		9,813		14,413		25,068		1,216		3,521		261		142,042
Total	$	1,451,176	$	553,121	$	345,304	$	343,648	$	46,263	$	277,900	$	60,244	$	3,077,656

	December 31, 2014
	Commercial Real Estate		Commercial and Industrial		Commercial Construction		Residential Real Estate		Consumer Construction		Home Equity		Other Consumer		Total
Allowance for loan losses:
Ending balance:
Individually evaluated for impairment	$	158	$	229	$	—	$	—	$	—	$	3	$	—	$	390
Collectively evaluated for impairment	2,177		952		1,590		681		194		456		79		6,129
Purchased credit-impaired	461		93		101		556		—		87		—		1,298
Total	$	2,796	$	1,274	$	1,691	$	1,237	$	194	$	546	$	79	$	7,817
Loans:
Ending balance:
Individually evaluated for impairment	$	5,398	$	2,343	$	910	$	928	$	—	$	406	$	—	$	9,985
Collectively evaluated for impairment	1,227,597		452,487		337,540		328,693		28,436		271,928		36,244		2,682,925
Purchased credit-impaired	122,541		14,018		32,357		30,628		1,625		4,328		630		206,127
Total	$	1,355,536	$	468,848	$	370,807	$	360,249	$	30,061	$	276,662	$	36,874	$	2,899,037

Schedule risk category of loans by class of loans

The following tables summarize the risk category of loans by class of loans.

	Pass		Special Mention		Substandard		Doubtful		Total
December 31, 2015
Non-PCI Loans
Commercial:
Real estate	$	1,308,789	$	32,525	$	22,112	$	—	$	1,363,426
Commercial and industrial	523,643		5,436		14,229		—		543,308
Construction and development	326,979		3,298		560		54		330,891
Consumer:
Residential real estate	305,046		5,682		7,852		—		318,580
Construction and development	43,274		666		1,107		—		45,047
Home equity	265,128		4,442		4,809		—		274,379
Other consumer	59,273		233		477		—		59,983
Total	$	2,832,132	$	52,282	$	51,146	$	54	$	2,935,614
PCI Loans
Commercial:
Real estate	$	40,805	$	29,889	$	17,056	$	—	$	87,750
Commercial and industrial	7,913		630		1,270		—		9,813
Construction and development	5,975		3,022		5,416		—		14,413
Consumer:
Residential real estate	11,158		7,134		6,776		—		25,068
Construction and development	314		328		574		—		1,216
Home equity	264		2,016		1,059		182		3,521
Other consumer	8		200		53		—		261
Total	$	66,437	$	43,219	$	32,204	$	182	$	142,042

	Pass		Special Mention		Substandard		Doubtful		Total
December 31, 2014
Non-PCI Loans
Commercial:
Real estate	$	1,187,938	$	32,142	$	12,915	$	—	$	1,232,995
Commercial and industrial	433,093		15,148		6,510		79		454,830
Construction and development	334,213		2,128		2,109		—		338,450
Consumer:
Residential real estate	316,743		4,527		8,351		—		329,621
Construction and development	27,447		735		254		—		28,436
Home equity	264,953		4,238		3,143		—		272,334
Other consumer	35,736		237		269		2		36,244
Total	$	2,600,123	$	59,155	$	33,551	$	81	$	2,692,910
PCI Loans
Commercial:
Real estate	$	57,095	$	45,711	$	19,735	$	—	$	122,541
Commercial and industrial	7,408		2,936		3,674		—		14,018
Construction and development	6,857		16,374		9,126		—		32,357
Consumer:
Residential real estate	12,703		8,206		9,719		—		30,628
Construction and development	189		723		713		—		1,625
Home equity	143		2,827		1,358		—		4,328
Other consumer	2		488		140		—		630
Total	$	84,397	$	77,265	$	44,465	$	—	$	206,127

Schedule of past due status of loan portfolio based on contractual terms

The following tables summarize the past due status of non-PCI loans based on contractual terms.

	30-89 Days Past Due		90 Days or Greater Past Due		Total Past Due		Current		Total
December 31, 2015
Non-PCI Loans
Commercial:
Real estate	$	3,205	$	4,503	$	7,708	$	1,355,718	$	1,363,426
Commercial and industrial	6,004		2,599		8,603		534,705		543,308
Construction and development	68		414		482		330,409		330,891
Consumer:
Residential real estate	7,625		2,876		10,501		308,079		318,580
Construction and development	1,495		946		2,441		42,606		45,047
Home equity	3,857		1,877		5,734		268,645		274,379
Other consumer	1,015		208		1,223		58,760		59,983
Total	$	23,269	$	13,423	$	36,692	$	2,898,922	$	2,935,614

	30-89 Days Past Due		90 Days or Greater Past Due		Total Past Due		Current		Total
December 31, 2014
Non-PCI Loans
Commercial:
Real estate	$	7,971	$	2,383	$	10,354	$	1,222,641	$	1,232,995
Commercial and industrial	5,612		1,707		7,319		447,511		454,830
Construction and development	1,162		369		1,531		336,919		338,450
Consumer:
Residential real estate	4,872		2,210		7,082		322,539		329,621
Construction and development	569		12		581		27,855		28,436
Home equity	3,985		395		4,380		267,954		272,334
Other Consumer	797		70		867		35,377		36,244
Total	$	24,968	$	7,146	$	32,114	$	2,660,796	$	2,692,910

Schedule of recorded investment of loans on nonaccrual status and loans greater than 90 days past due

The following table summarizes the recorded investment of non-PCI loans on nonaccrual status and loans greater than 90 days past due and accruing by class.

	December 31, 2015				December 31, 2014
	Nonaccrual		Loans greater than 90 days past due and accruing		Nonaccrual		Loans greater than 90 days past due and accruing
Non-PCI Loans
Commercial:
Commercial real estate	$	6,130	$	—	$	5,685	$	—
Commercial and industrial	4,126		552		4,594		2
Construction and development	468		—		1,692		—
Consumer:
Residential real estate	5,353		—		3,755		—
Construction and development	1,324		—		254		—
Home equity	3,245		—		1,721		—
Other consumer	548		—		248		—
Total	$	21,194	$	552	$	17,949	$	2

Schedule of impairment loans

The following table provides information on impaired loans, which excludes PCI loans and loans evaluated collectively as a homogeneous group.

	Recorded Investment With a Recorded Allowance		Recorded Investment With no Recorded Allowance		Total		Related Allowance		Unpaid Principal Balance
December 31, 2015
Non-PCI Loans
Commercial:
Commercial real estate	$	1,262	$	7,187	$	8,449	$	314	$	8,515
Commercial and industrial	531		2,092		2,623		106		2,695
Construction and development	—		177		177		—		180
Consumer:
Residential real estate	1,465		2,085		3,550		—		3,568
Construction and development	—		417		417		—		417
Home equity	20		317		337		67		359
Other consumer	—		—		—		—		—
Total	$	3,278	$	12,275	$	15,553	$	487	$	15,734
December 31, 2014
Non-PCI Loans
Commercial:
Commercial real estate	$	885	$	4,513	$	5,398	$	158	$	5,330
Commercial and industrial	525		1,818		2,343		229		2,718
Construction and development	—		910		910		—		1,971
Consumer:
Residential real estate	—		928		928		—		3,863
Home equity	62		344		406		3		1,920
Total	$	1,472	$	8,513	$	9,985	$	390	$	15,802

Schedule of impaired financing receivables

The following table provides the average balance of impaired loans for each period presented and interest income recognized during the period in which the loans were considered impaired.

	2015				2014				2013
	Average Balance		Interest Income		Average Balance		Interest Income		Average Balance		Interest Income
Non-PCI Loans
Commercial:
Commercial real estate	$	7,153	$	28	$	7,399	$	75	$	2,964	$	22
Commercial and industrial	2,287		5		2,599		1		144		—
Construction and development	545		—		2,509		—		1,282		—
Consumer:
Residential real estate	2,249		83		2,616		27		1,029		—
Construction and development	209		—		214		—		48
Home equity	383		—		998		—		1,183		—
Other consumer	—		—		99		—		100		—
Total	$	12,826	$	116	$	16,434	$	103	$	6,750	$	22

Schedule of TDRs on financing receivables

The following table provides the number and recorded investment of TDRs outstanding.

	December 31, 2015			December 31, 2014
	Recorded Investment		Number	Recorded Investment		Number
TDRs:
Commercial real estate	$	4,684	7	$	4,215	7
Commercial and industrial	795		11	172		4
Commercial construction	177		2	131		2
Residential real estate	1,594		4	1,770		6
Home equity	20		1	83		2
Total	$	7,270	25	$	6,371	21

The following tables provide the number and recorded investment of TDRs modified and defaulted during the years ended December 31, 2015 and 2014.

	TDRs Modified
	2015			2014
	Recorded Investment		Number	Recorded Investment		Number
TDRs:
Below market interest rate modifications:
Commercial real estate	$	1,626	4	$	3,460	$	4
Commercial and industrial	283		6	105		2
Commercial construction	56		1	—		—
Residential real estate	—		—	1,658		4
Home equity	20		1	—		—
Total	$	1,985	12	$	5,223	$	10

	TDRs Defaulted
	2015			2014
	Recorded Investment		Number	Recorded Investment		Number
TDRs:
Below market interest rate modifications:
Commercial real estate	$	1,441	2	$	890	$	3
Commercial and industrial	—		—	212		2
Residential real estate	114		1	—		—
Total	$	1,555	3	$	1,102	$	5