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Condensed Consolidated Statements of Cash Flows (Unaudited) (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2014
Mar. 31, 2013
CASH FLOWS FROM OPERATING ACTIVITIES:    
Net income $ 3,908 $ 4,649
Adjustments to reconcile net income to net cash provided by operating activities:    
Net amortization of premiums on investment securities 990 1,975
Provision for loan losses (460) 237
Net gain on sale of mortgage loans (644) (1,838)
Reversal of provision for mortgage loans sold (5) (1,299)
Other than temporary impairment of investments 0 39
Increase in cash surrender value of life insurance (137) (153)
Depreciation and amortization 670 664
Net (gains) losses on sale and write downs of other real estate owned 107 (948)
Gain on sale of securities (1,128) (4)
Amortization of core deposit intangible 156 178
Deferred tax provision 2,660 2,809
Stock based compensation expense 115 128
Originations of mortgage loans held-for-sale (32,825) (66,371)
Proceeds from sales of mortgage loans 45,420 77,428
Decrease in capital lease obligations (11) (11)
(Increase) decrease in accrued interest receivable 304 (127)
Increase in other assets (114) (796)
Decrease in accrued interest payable (84) (390)
Decrease in other liabilities (4,545) (3,224)
NET CASH PROVIDED BY OPERATING ACTIVITIES 14,377 12,946
CASH FLOWS FROM INVESTING ACTIVITIES:    
Purchases of available-for-sale securities (4,970) (75,664)
Proceeds from sales of available-for-sale securities 20,421 1,157
Proceeds from maturities of available-for-sale securities 7,758 34,205
Net decrease in loans (25,229) 2,088
Proceeds from the redemption of Federal Home Loan Bank stock 684 680
Purchases of premises and equipment (367) (1,283)
Proceeds from the sale of premises and equipment 0 15
Proceeds from the sale of other real estate owned 528 6,495
NET CASH PROVIDED BY INVESTING ACTIVITIES (1,175) (32,307)
CASH FLOWS FROM FINANCING ACTIVITIES:    
Net increase in checking, NOW, money market and savings accounts 31,012 15,541
Net decrease in time certificates (23,962) (85,544)
Net decrease in borrowed funds 825 (5,976)
Preferred dividends paid (559) (349)
Proceeds from Stock Options Exercised 5 0
NET CASH USED IN FINANCING ACTIVITIES 7,321 (76,328)
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS 20,523 (95,689)
CASH AND CASH EQUIVALENTS:    
Beginning of year 40,995 138,396
End of year 61,518 42,707
SUPPLEMENTARY CASH FLOW INFORMATION:    
Cash paid for interest 2,156 6,101
Cash paid for income taxes 0 0
SUPPLEMENTAL DISCLOSURE OF NONCASH INVESTING AND FINANCING ACTIVITIES:    
Transfer from loans to foreclosed real estate 195 2,258
Transfer from other assets to investment securities available-for-sale 1,780 0
Restricted stock surrendered (in lieu of taxes) 76 0
Unrealized gain on investment securities available-for-sale, net of tax effect $ 761 $ (371)