Consolidated Balance Sheets (USD $)	Dec. 31, 2013	Dec. 31, 2012
ASSETS
Cash and due from banks	$ 32,226,000	$ 36,125,000
Federal funds sold	10,000	50,000
Interest-bearing deposits	8,759,000	102,221,000
Securities available-for-sale at fair value (amortized cost $288,914 in 2013 and $336,349 in 2012)	288,922,000	343,120,000
Gross loans	1,358,746,000	1,309,504,000
Less: allowance for loan losses	18,063,000	25,149,000
Net loans	1,340,683,000	1,284,355,000
Loans held-for-sale	18,913,000	27,679,000
Accrued interest receivable	6,219,000	6,376,000
Premises and equipment, net	40,698,000	41,849,000
Other real estate owned	3,267,000	8,738,000
Federal Home Loan Bank stock, at cost	3,473,000	4,154,000
Investment in bank-owned life insurance	27,032,000	26,433,000
Core deposit intangible (net of accumulated amortization of $10,546 in 2013 and $9,869 in 2012)	1,974,000	2,653,000
Deferred tax assets	23,425,000	31,358,000
Other assets	10,426,000	8,327,000
Total Assets	1,806,027,000	1,923,438,000
Deposits
Noninterest-bearing demand deposits	267,596,000	273,912,000
Interest-bearing deposits:
NOW, savings and money market accounts	693,558,000	624,460,000
Time certificates:
$100 or more	227,919,000	316,146,000
Other	329,350,000	417,144,000
Total Deposits	1,518,423,000	1,631,662,000
Short-term borrowings	43,260,000	39,192,000
Long-term borrowings	45,954,000	65,944,000
Capital lease obligations	2,281,000	2,325,000
Accrued interest payable	852,000	1,629,000
Other liabilities	10,787,000	11,892,000
Total Liabilities	1,621,557,000	1,752,644,000
Shareholders' Equity
Preferred stock, no par value, 1,000,000 shares authorized; and 28,405 issued and outstanding in 2013 and 2012	28,405,000	27,942,000
Common stock, $1 par value, 33,333,333 shares authorized; 14,383,986 issued and outstanding in 2013 and 14,383,750 issued and outstanding in 2012	14,384,000	43,152,000
Warrants	1,850,000	3,581,000
Surplus	187,118,000	156,176,000
Accumulated deficit	(47,292,000)	(64,241,000)
Accumulated other comprehensive income	5,000	4,184,000
Total Shareholders' Equity	184,470,000	170,794,000
Total	$ 1,806,027,000	$ 1,923,438,000