Condensed Consolidated Statements of Income (Loss) (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2013		Mar. 31, 2012
INTEREST INCOME:
Interest and fees on loans	$ 16,679		$ 18,939
Interest on federal funds sold	6		7
Interest and dividends on securities:
Taxable	888		1,433
Non-taxable	660		573
Interest-bearing deposits	42		37
TOTAL INTEREST INCOME	18,275		20,989
INTEREST EXPENSE
Time deposits of $100 or more	1,352		1,993
Other time and savings deposits	1,432		2,371
Borrowed funds	439		735
TOTAL INTEREST EXPENSE	3,223		5,099
NET INTEREST INCOME	15,052		15,890
PROVISION FOR LOAN LOSSES	237		2,350
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	14,815		13,540
NON-INTEREST INCOME:
Service charges on deposit accounts	1,269		1,244
Other service fees	927		894
Net gain on sale of securities	4		0
Income on investment in bank-owned life insurance	153		157
Mortgage banking activities	3,288		1,139
Other than temporary impairment of securities	(39)		0
Other income	55		75
TOTAL NON-INTEREST INCOME	5,657		3,509
NON-INTEREST EXPENSES:
Salaries and employee benefits	7,389		6,110
Occupancy and equipment expense	1,815		1,851
Marketing and Advertising Expense	256		76
Data processing	395		387
Amortization of core deposit intangible	178		278
Communications	332		351
FDIC assessment	592		694
Loan collection fees	217		249
Other professional fees	476		306
Net cost of operation of other real estate owned	(822)		1,229
Goodwill impairment	0	[1]
Other	2,387		2,047
TOTAL NON-INTEREST EXPENSES	13,215		13,578
INCOME (LOSS) BEFORE INCOME TAXES	7,257	[1]	3,471
INCOME TAX EXPENSE (BENEFIT)	2,608		0
NET INCOME (LOSS)	4,649		3,471
Preferred stock dividend and accretion of preferred stock discount	445		821
NET INCOME (LOSS) TO COMMON SHAREHOLDERS	$ 4,204		$ 2,650
NET INCOME (LOSS) PER COMMON SHARE:
Basic (in dollars per share)	$ 0.10		$ 0.14
Diluted (in dollars per share)	$ 0.10		$ 0.14
CASH DIVIDENDS PER COMMON SHARE (IN DOLLARS PER COMMON SHARE)	$ 0.00		$ 0.00

[1] First three months of 2013