XML 78 R98.htm IDEA: XBRL DOCUMENT v2.4.0.6
Regulatory Requirements - Regulatory Capital Required (Details) (USD $)
In Thousands, unless otherwise specified
Dec. 31, 2012
Dec. 31, 2011
Total Capital (to risk-weighted assets)    
Actual, ratio 13.30% 11.80%
Tier 1 Capital (to risk-weighted assets)    
Actual, ratio 12.20% 10.60%
Tier 1 Capital (to average assets)    
Actual, ratio 9.20% 8.30%
Yadkin Valley Bank and Trust
   
Total Capital (to risk-weighted assets)    
Actual, amount 189,961 181,730
Actual, ratio 13.00% 11.49%
For capital adequacy purposes, amount 116,923 126,579
For capital adequacy purposes, ratio 8.00% 8.00%
To be well capitalized under prompt corrective action provisions, amount 146,154 158,224
To be well capitalized under prompt corrective action provisions, ratio 10.00% 10.00%
Tier 1 Capital (to risk-weighted assets)    
Actual, amount 171,505 161,790
Actual, ratio 11.70% 10.23%
For capital adequacy purposes, amount 58,462 63,290
For capital adequacy purposes, ratio 4.00% 4.00%
To be well capitalized under prompt corrective action provisions, amount 87,692 94,935
To be well capitalized under prompt corrective action provisions, ratio 6.00% 6.00%
Tier 1 Capital (to average assets)    
Actual, amount 171,505 161,790
Actual, ratio 8.90% 7.90%
For capital adequacy purposes, amount 76,912 80,946
For capital adequacy purposes, ratio 4.00% 4.00%
To be well capitalized under prompt corrective action provisions, amount 96,139 101,182
To be well capitalized under prompt corrective action provisions, ratio 5.00% 5.00%
Yadkin Valley Financial Corporation
   
Total Capital (to risk-weighted assets)    
Actual, amount 194,932 186,614
Actual, ratio 13.30% 11.79%
For capital adequacy purposes, amount 116,960 126,677
For capital adequacy purposes, ratio 8.00% 8.00%
To be well capitalized under prompt corrective action provisions, amount 146,200 158,346
To be well capitalized under prompt corrective action provisions, ratio 10.00% 10.00%
Tier 1 Capital (to risk-weighted assets)    
Actual, amount 177,656 167,744
Actual, ratio 12.20% 10.59%
For capital adequacy purposes, amount 58,480 63,338
For capital adequacy purposes, ratio 4.00% 4.00%
To be well capitalized under prompt corrective action provisions, amount 87,720 95,008
To be well capitalized under prompt corrective action provisions, ratio 6.00% 6.00%
Tier 1 Capital (to average assets)    
Actual, amount 177,656 167,744
Actual, ratio 9.20% 8.28%
For capital adequacy purposes, amount 76,998 81,035
For capital adequacy purposes, ratio 4.00% 4.00%
To be well capitalized under prompt corrective action provisions, amount 96,247 101,294
To be well capitalized under prompt corrective action provisions, ratio 5.00% 5.00%