Consolidated Statements of Cash Flows (USD $)	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
CASH FLOWS FROM OPERATING ACTIVITIES:
Net loss	$ (8,674,000)	$ (14,395,000)	$ (12,000)
Adjustments to reconcile net loss to net cash provided by operating activities:
Net amortization of premiums on investment securities	7,313,000	4,979,000	2,643,000
Provision for loan losses	40,374,000	20,843,000	24,349,000
Loss on sales of loans	3,032,000	0	0
Net gain on sale of mortgage loans	(1,955,000)	(4,488,000)	(9,022,000)
Write-down of subsidiary held-for-sale	1,019,000	0	0
Other than temporary impairment of investments	50,000	116,000	482,000
Impairment of goodwill	0	4,943,872	0
Increase in cash surrender value of life insurance	(632,000)	(657,000)	(824,000)
Depreciation and amortization	2,878,237	2,896,688	3,047,164
Loss on sales and impairment of premises and equipment	131,000	1,494,000	55,000
Net losses on sale and write downs of other real estate owned	12,383,000	3,756,000	2,424,000
Gain on sale of securities	(1,744,000)	(2,756,000)	(2,180,000)
Amortization of core deposit intangible	1,080,000	1,174,000	1,280,000
Deferred tax provision (benefit)	(23,751,000)	5,983,000	5,293,000
Stock based compensation expense	420,000	210,000	94,000
Originations of mortgage loans held-for-sale	(329,451,000)	(471,607,000)	(937,003,000)
Proceeds from sales of mortgage loans	323,261,000	506,980,000	945,321,000
Decrease in capital lease obligations	(41,000)	(37,000)	(35,000)
(Increase) decrease in accrued interest receivable	369,000	1,202,000	(164,000)
Decrease in other assets	5,526,000	6,648,000	8,180,000
Increase (decrease) in accrued interest payable	(990,000)	(683,000)	287,000
Increase (decrease) in other liabilities	3,134,000	(1,272,000)	(417,000)
NET CASH PROVIDED BY OPERATING ACTIVITIES	33,732,000	65,331,000	43,798,000
CASH FLOWS FROM INVESTING ACTIVITIES:
Purchases of available-for-sale securities	(142,589,000)	(172,438,000)	(230,851,000)
Proceeds from sales of available-for-sale securities	36,428,000	103,138,000	53,331,000
Proceeds from maturities and paydowns of available-for-sale securities	88,278,000	40,071,000	59,057,000
Net decrease in loans	76,419,000	106,363,000	19,455,000
Proceeds from the redemption of Federal Home Loan Bank stock	1,976,000	3,286,000	1,123,000
Purchases of premises and equipment	(2,624,000)	(3,618,000)	(5,431,000)
Proceeds from the sale of premises and equipment	38,000	1,149,000	0
Proceeds from the sale of other real estate owned	17,741,000	14,365,000	7,571,000
NET CASH PROVIDED BY (USED IN) INVESTING ACTIVITIES	75,667,000	92,316,000	(95,745,000)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in checking, NOW, money market and savings accounts	42,916,000	49,503,000	152,594,000
Net increase (decrease) in time certificates	(142,595,000)	(338,569,000)	46,060,000
Net decrease in borrowed funds	(403,000)	(11,229,000)	(6,700,000)
Proceeds from the issuance of common stock	0	6,402,000	0
Net proceeds from the issuance of preferred stock	40,592,000	0	0
Preferred dividends paid	(4,431,000)	(616,000)	(2,563,000)
NET CASH PROVIDED BY (USED IN) FINANCING ACTIVITIES	(63,921,000)	(294,509,000)	189,391,000
NET INCREASE (DECREASE) IN CASH AND CASH EQUIVALENTS	45,478,000	(136,862,000)	137,444,000
CASH AND CASH EQUIVALENTS:
Beginning of year	92,918,000	229,780,000	92,336,000
End of year	138,396,000	92,918,000	229,780,000
SUPPLEMENTARY CASH FLOW INFORMATION:
Cash paid for interest	19,032,000	27,029,000	34,942,000
Cash paid for income taxes	0	26,000	8,000
SUPPLEMENT DISCLOSURE OF NONCASH INVESTING AND
Transfer from loans to foreclosed real estate	13,896,000	17,505,000	21,232,000
Transfer from gross loans to loans held-for-sale	31,464,000	0	0
Change in unrealized gain on investment securities available-for-sale, net of tax effect	$ 321,000	$ 3,281,000	$ (2,327,000)