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Regulatory Requirements (Tables)
12 Months Ended
Dec. 31, 2012
Banking and Thrift [Abstract]  
Regulatory capital requirements
 
Actual
 
 
 
For capital adequacy purposes
 
 
 
To be well capitalized under prompt corrective action provisions
 
 
 
Amount
 
Ratio
 
Amount
 
Ratio
 
Amount
 
Ratio
 
(Amounts in thousands)
Yadkin Valley Bank and Trust
 
 
 
 
 
 
 
 
 
 
 
As of December 31, 2012:
 
 
 
 
 
 
 
 
 
 
 
Total Capital (to risk-weighted assets)
$
189,961

 
13.0
%
 
$
116,923

 
8.0
%
 
$
146,154

 
10.0
%
Tier 1 Capital (to risk-weighted assets)
171,505

 
11.7
%
 
58,462

 
4.0
%
 
87,692

 
6.0
%
Tier 1 Capital (to average assets)
171,505

 
8.9
%
 
76,912

 
4.0
%
 
96,139

 
5.0
%
As of December 31, 2011:
 
 
 
 
 
 
 
 
 
 
 
Total Capital (to risk-weighted assets)
$
181,730

 
11.49
%
 
$
126,579

 
8.0
%
 
$
158,224

 
10.0
%
Tier 1 Capital (to risk-weighted assets)
161,790

 
10.23
%
 
63,290

 
4.0
%
 
94,935

 
6.0
%
Tier 1 Capital (to average assets)
161,790

 
7.9
%
 
80,946

 
4.0
%
 
101,182

 
5.0
%
 
 
 
 
 
 
 
 
 
 
 
 
Yadkin Valley Financial Corporation
 
 
 
 
 
 
 
 
 
 
 
As of December 31, 2012:
 
 
 
 
 
 
 
 
 
 
 
Total Capital (to risk-weighted assets)
$
194,932

 
13.3
%
 
$
116,960

 
8.0
%
 
$
146,200

 
10.0
%
Tier 1 Capital (to risk-weighted assets)
177,656

 
12.2
%
 
58,480

 
4.0
%
 
87,720

 
6.0
%
Tier 1 Capital (to average assets)
177,656

 
9.2
%
 
76,998

 
4.0
%
 
96,247

 
5.0
%
As of December 31, 2011:
 
 
 
 
 
 
 
 
 
 
 
Total Capital (to risk-weighted assets)
$
186,614

 
11.79
%
 
$
126,677

 
8.0
%
 
$
158,346

 
10.0
%
Tier 1 Capital (to risk-weighted assets)
167,744

 
10.59
%
 
63,338

 
4.0
%
 
95,008

 
6.0
%
Tier 1 Capital (to average assets)
167,744

 
8.28
%
 
81,035

 
4.0
%
 
101,294

 
5.0
%