Consolidated Statements of Income Loss (USD $)	12 Months Ended
	Dec. 31, 2012	Dec. 31, 2011	Dec. 31, 2010
INTEREST INCOME:
Interest and fees on loans	$ 71,956,000	$ 79,952,000	$ 89,675,000
Interest on federal funds sold	32,000	28,000	10,000
Interest and dividends on securities:
Taxable	4,683,000	5,946,000	5,570,000
Non-taxable	2,132,000	2,272,000	2,200,000
Interest-bearing deposits	169,000	348,000	385,000
TOTAL INTEREST INCOME	78,972,000	88,546,000	97,840,000
INTEREST EXPENSE
Time deposits of $100 or more	7,013,000	10,075,000	13,274,000
Other time and savings deposits	8,713,000	13,800,000	18,619,000
Borrowed funds	2,262,000	2,166,000	2,451,000
TOTAL INTEREST EXPENSE	17,988,000	26,041,000	34,344,000
NET INTEREST INCOME	60,984,000	62,505,000	63,496,000
PROVISION FOR LOAN LOSSES	40,374,000	20,843,000	24,349,000
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	20,610,000	41,662,000	39,147,000
NON-INTEREST INCOME:
Service charges on deposit accounts	5,285,000	5,342,000	5,961,000
Other service fees	3,631,000	3,363,000	3,997,000
Net gain on sale of securities	1,744,000	2,756,000	2,180,000
Income on investment in bank-owned life insurance	632,000	657,000	824,000
Mortgage banking activities	5,860,000	5,704,000	8,922,000
Other than temporary impairment of equity securities	(50,000)	(116,000)	(482,000)
Loss on sale of loans	(3,032,000)	0	0
Write-down of subsidiary held-for-sale	(1,019,000)	0	0
Other income	515,000	474,000	533,000
TOTAL NON-INTEREST INCOME	13,566,000	18,180,000	21,935,000
NON-INTEREST EXPENSES:
Salaries and employee benefits	26,313,000	27,537,000	28,580,000
Occupancy and equipment expense	6,998,000	8,242,000	8,380,000
Data processing	1,743,000	1,536,000	1,453,000
Amortization of core deposit intangible	1,080,000	1,174,000	1,280,000
Communications	1,373,000	1,658,000	1,793,000
FDIC assessment	2,668,000	3,475,000	4,366,000
Loan collection fees	1,079,000	1,571,000	1,210,000
Other professional fees	2,012,000	1,380,000	1,258,000
Net cost of operation of other real estate owned	13,431,000	5,068,000	3,927,000
Loss on sale of premises and equipment	131,000	1,494,000	55,000
Goodwill impairment	0	4,943,872	0
Other	9,983,000	9,464,000	10,181,000
TOTAL NON-INTEREST EXPENSES	66,811,000	67,543,000	62,483,000
INCOME (LOSS) BEFORE INCOME TAXES	(32,635,000)	(7,701,000)	(1,401,000)
INCOME TAX EXPENSE (BENEFIT)	(23,961,000)	6,694,000	(1,389,000)
NET INCOME (LOSS)	(8,674,000)	(14,395,000)	(12,000)
Preferred stock dividend and accretion of preferred stock discount	3,911,000	2,987,000	3,181,000
NET LOSS TO COMMON SHAREHOLDERS	$ (12,585,107)	$ (17,382,132)	$ (3,193,377)
NET LOSS PER COMMON SHARE:
Basic	$ (0.64)	$ (0.95)	$ (0.20)
Diluted	$ (0.64)	$ (0.95)	$ (0.20)
CASH DIVIDENDS PER COMMON SHARE	$ 0.00	$ 0.00	$ 0.00