Consolidated Balance Sheets (USD $)	Dec. 31, 2012	Dec. 31, 2011
ASSETS
Cash and due from banks	$ 36,125,000	$ 40,790,000
Federal funds sold	50,000	50,000
Interest-bearing deposits	102,221,000	52,078,000
Securities available-for-sale at fair value (amortized cost $336,349 in 2012 and $324,172 in 2011)	343,120,000	330,422,000
Gross loans	1,309,504,000	1,450,924,000
Less: allowance for loan losses	25,149,000	32,848,000
Net loans	1,284,355,000	1,418,076,000
Loans held-for-sale	27,679,000	19,534,000
Accrued interest receivable	6,376,000	6,745,000
Premises and equipment, net	41,849,000	42,120,000
Other real estate owned	8,738,000	24,966,000
Federal Home Loan Bank stock, at cost	4,154,000	6,130,000
Investment in bank-owned life insurance	26,432,999	25,934,220
Core deposit intangible (net of accumulated amortization of $9,869 in 2012 and $8,789 in 2011)	2,653,000	3,733,000
Deferred tax assets	31,358,000	7,599,000
Deferred tax assets	8,327,000	15,011,000
Total Assets	1,923,438,000	1,993,188,000
Deposits
Noninterest-bearing demand deposits	273,912,000	229,895,000
Interest-bearing deposits:
NOW, savings and money market accounts	624,460,000	625,560,000
Time certificates:
$100 or more	316,146,000	360,388,000
Other	417,144,000	515,498,000
Total Deposits	1,631,662,000	1,731,341,000
Short-term borrowings	39,191,902.000	39,549,510.000
Long-term borrowings	65,944,000	65,989,000
Capital lease obligations	2,325,000	2,365,000
Accrued interest payable	1,629,000	2,619,000
Other liabilities	11,892,000	10,738,000
Total Liabilities	1,752,644,000	1,852,602,000
Shareholders' Equity
Preferred stock, no par value, 1,000,000 shares authorized; 28,405 issued and outstanding in 2012 and 49,312 issued and outstanding in 2011	27,942,000	47,389,000
Common stock, $1 par value, 100,000,000 shares authorized; 43,151,646 issued and outstanding in 2012 and 19,526,188 issued and outstanding in 2011	43,152,000	19,526,000
Warrants	3,581,000	3,581,000
Surplus	156,176,000	117,883,000
Accumulated deficit	(64,241,000)	(51,656,000)
Accumulated other comprehensive income	4,184,000	3,863,000
Total Shareholders' Equity	170,794,000	140,586,000
Total	$ 1,923,438,000	$ 1,993,188,000