Condensed Consolidated Statements of Income (Loss) (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2012		Sep. 30, 2011
INTEREST INCOME:
Interest and fees on loans	$ 17,735	$ 19,341	$ 54,618		$ 60,780
Interest on federal funds sold	9	7	24		22
Interest and dividends on securities:
Taxable	1,165	1,598	3,797		4,800
Non-taxable	509	548	1,637		1,709
Interest-bearing deposits	28	71	103		276
TOTAL INTEREST INCOME	19,446	21,565	60,179		67,587
INTEREST EXPENSE
Time deposits of $100 or more	1,762	2,326	5,667		7,804
Other time and savings deposits	2,018	3,120	6,582		11,231
Borrowed funds	477	494	1,692		1,651
TOTAL INTEREST EXPENSE	4,257	5,940	13,941		20,686
NET INTEREST INCOME	15,189	15,625	46,238		46,901
PROVISION FOR LOAN LOSSES	4,251	1,956	8,820		17,216
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	10,938	13,669	37,418		29,685
NON-INTEREST INCOME:
Service charges on deposit accounts	1,319	1,464	3,887		3,961
Other service fees	857	837	2,646		2,582
Net gain on sale of securities	1,348	1,556	1,648		2,078
Income on investment in bank-owned life insurance	159	167	473		491
Mortgage banking activities	1,599	1,183	4,412		4,442
Other than temporary impairment of securities	0	(74)	0		(116)
Gain (Loss) on Sales of Loans, Net	(900)	0	(900)		0
Other income	283	90	415		333
TOTAL NON-INTEREST INCOME	4,665	5,223	12,581		13,771
NON-INTEREST EXPENSES:
Salaries and employee benefits	6,914	6,073	19,378		21,402
Occupancy and equipment expense	1,794	1,961	5,436		6,461
Printing and supplies	168	141	463		478
Data processing	456	404	1,295		1,158
Amortization of core deposit intangible	266	289	820		892
Communications	314	372	1,019		1,291
FDIC assessment	650	79	2,004		2,757
Loan collection fees	69	379	510		1,285
Other professional fees	491	218	1,276		830
Net cost of operation of other real estate owned	1,322	759	5,295		3,982
(Gain) loss on sale of premises and equipment	0	286	(22)		1,481
Goodwill impairment	0	0	0	[1]	4,944
Other	2,348	1,868	6,628		6,910
TOTAL NON-INTEREST EXPENSES	14,792	12,829	44,102		53,871
INCOME (LOSS) BEFORE INCOME TAXES	811	6,063	5,897	[1]	(10,415)
INCOME TAX EXPENSE (BENEFIT)	54	2,384	(9,329)		6,905
NET INCOME (LOSS)	757	3,679	15,226		(17,320)
Preferred stock dividend and accretion of preferred stock discount	838	771	2,493		2,216
NET INCOME (LOSS) TO COMMON SHAREHOLDERS	$ (81)	$ 2,908	$ 12,733		$ (19,536)
NET INCOME (LOSS) PER COMMON SHARE:
Basic (in dollars per share)	$ 0.00	$ 0.15	$ 0.66		$ (1.09)
Diluted (in dollars per share)	$ 0.00	$ 0.15	$ 0.66		$ (1.09)
CASH DIVIDENDS PER COMMON SHARE (IN DOLLARS PER COMMON SHARE)	$ 0.00	$ 0.00	$ 0.00		$ 0.00

[1] First nine months of 2012