Condensed Consolidated Statements of Income (Loss) (Unaudited) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended
	Mar. 31, 2012	Mar. 31, 2011
INTEREST INCOME:
Interest and fees on loans	$ 18,946	$ 21,349
Interest on federal funds sold	7	6
Interest and dividends on securities:
Taxable	1,433	1,504
Non-taxable	573	604
Interest-bearing deposits	37	115
TOTAL INTEREST INCOME	20,996	23,578
INTEREST EXPENSE
Time deposits of $100 or more	1,993	2,938
Other time and savings deposits	2,371	4,380
Borrowed funds	725	570
TOTAL INTEREST EXPENSE	5,089	7,888
NET INTEREST INCOME	15,907	15,690
PROVISION FOR LOAN LOSSES	2,350	4,867
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	13,557	10,823
NON-INTEREST INCOME:
Service charges on deposit accounts	1,343	1,345
Other service fees	760	962
Net gain on sales and fees of mortgage loans	1,351	1,899
Net gain on sale of securities	0	93
Income on investment in bank-owned life insurance	157	163
Mortgage banking income	435	207
Other than temporary impairment of securities	0	(20)
Other income	75	142
TOTAL NON-INTEREST INCOME	4,121	4,791
NON-INTEREST EXPENSES:
Salaries and employee benefits	6,731	7,870
Occupancy and equipment expense	1,851	2,170
Printing and supplies	145	181
Data processing	387	373
Amortization of core deposit intangible	278	305
Communications	351	445
FDIC assessment	694	1,350
Loan collection fees	249	433
Other professional fees	306	278
Net cost of operation of other real estate owned	1,229	794
Franchise tax	150	381
Other	1,836	2,329
TOTAL NON-INTEREST EXPENSES	14,207	16,909
INCOME (LOSS) BEFORE INCOME TAXES	3,471	(1,295)
INCOME TAX EXPENSE (BENEFIT)	0	(509)
NET INCOME (LOSS)	3,471	(786)
Preferred stock dividend and accretion of preferred stock discount	821	771
NET INCOME (LOSS) TO COMMON SHAREHOLDERS	$ 2,650	$ (1,557)
NET INCOME (LOSS) PER COMMON SHARE:
Basic	$ 0.14	$ (0.10)
Diluted	$ 0.14	$ (0.10)
CASH DIVIDENDS PER COMMON SHARE	$ 0.00	$ 0.00