Condensed Consolidated Statements of Cash Flows (USD $) In Thousands, unless otherwise specified	12 Months Ended
	Dec. 31, 2011	Dec. 31, 2010	Dec. 31, 2009
CASH FLOWS FROM OPERATING ACTIVITIES:
Net loss	$ (14,395)	$ (12)	$ (75,057)
Adjustments to reconcile net income (loss) to net cash provided by operating activities:
Net amortization (accretion) of premiums on investment securities	4,979	2,643	735
Provision for loan losses	20,843	24,349	48,439
Net gain on sales of mortgage loans	(4,488)	(9,022)	(13,563)
Other than temporary impairment of cost investments	116	482	372
Impairment of goodwill	4,944	0	61,566
Net gain on sale of investment securities	(2,756)	(2,180)	0
Increase in cash surrender value of life insurance	(657)	(824)	(846)
Depreciation and amortization	2,897	3,047	2,764
Loss on sale and impairment of fixed assets	1,494	55	71
Net losses on other real estate owned	3,756	2,424	1,558
Amortization of core deposit intangible	1,174	1,280	1,240
Deferred tax (benefit)	5,983	5,293	(5,346)
Stock based compensation expense	210	94	74
Originations of mortgage loans held-for-sale	(471,607)	(937,003)	(1,646,149)
Proceeds from sales of mortgage loans held-for-sale	506,980	945,321	1,659,926
Decrease in capital lease obligations	(37)	(35)	(13)
(Increase) decrease in accrued interest receivable	1,202	(164)	(347)
(Increase) decrease in other assets	6,648	8,180	(21,633)
Increase (decrease) in accrued interest payable	(683)	287	(1,128)
Increase (decrease) in other liabilities	(1,272)	(417)	828
NET CASH PROVIDED BY OPERATING ACTIVITIES	65,331	43,798	13,491
CASH FLOWS FROM INVESTING ACTIVITIES:
Purchases of available-for-sale securities	(172,438)	(230,851)	(31,267)
Proceeds from sales of available-for-sale securities	103,138	53,331	0
Proceeds from maturities of available-for-sale securities	40,071	59,057	57,971
Net (increase) decrease in loans	106,363	19,455	(113,352)
Acquisition of American Community Bank, net of cash paid	0	0	78
Purchases of premises and equipment	(3,618)	(5,431)	(4,253)
Proceeds from the sale of premises and equipment	1,149	0	1,074
Purchase of Federal Home Loan Bank stock	0	0	(2,385)
Proceeds from redemption of Federal Home Loan Bank stock	3,286	1,123	1,851
Proceeds from the sale of other real estate owned	14,365	7,571	7,190
NET CASH PROVIDED BY (USED IN) INVESTING ACTIVITIES	92,316	(95,745)	(83,093)
CASH FLOWS FROM FINANCING ACTIVITIES:
Net increase in checking, NOW, money market and savings accounts	49,503	152,594	83,130
Net increase (decrease) in time certificates	(338,569)	46,060	143,630
Net decrease in borrowed funds	(11,229)	(6,700)	(136,485)
Dividends paid	(616)	(2,563)	(3,672)
Proceeds from the issuance of common stock	6,402	0	0
Proceeds from the issuance of preferred stock and warrants	0	0	49,312
NET CASH PROVIDED BY (USED IN) FINANCING ACTIVITIES	(294,509)	189,391	135,915
NET INCREASE/(DECREASE) IN CASH AND CASH EQUIVALENTS	(136,862)	137,444	66,313
CASH AND CASH EQUIVALENTS:
Beginning of year	229,780	92,336	26,023
End of year	92,918	229,780	92,336
SUPPLEMENTARY CASH FLOW INFORMATION:
Cash paid for interest	27,029	34,942	28,789
Cash paid for income taxes	26	8	2,607
SUPPLEMENTAL DISCLOSURE OF NONCASH INVESTING AND FINANCING ACTIVITIES:
Transfer from loans to foreclosed real estate	17,505	21,232	18,642
Unrealized gain (loss) on investment securities available for sale, net of tax effect	3,281	(2,327)	902
Issuance of shares in acquisition of American Community	$ 0	$ 0	$ 31,062