Condensed Consolidated Statements of Income (Unaudited) (USD $) In Thousands, except Per Share data	3 Months Ended		9 Months Ended
	Sep. 30, 2011	Sep. 30, 2010	Sep. 30, 2011	Sep. 30, 2010
INTEREST INCOME:
Interest and fees on loans	$ 19,339	$ 22,921	$ 61,456	$ 68,337
Interest on federal funds sold	0	1	0	3
Interest and dividends on securities:
Taxable	1,598	1,562	4,800	3,941
Non-taxable	548	534	1,709	1,588
Interest-bearing deposits	78	110	298	297
TOTAL INTEREST INCOME	21,563	25,128	68,263	74,166
INTEREST EXPENSE
Time deposits of $100 or more	2,326	3,503	7,804	10,138
Other time and savings deposits	3,120	4,699	11,231	13,534
Borrowed funds	484	618	1,594	1,781
TOTAL INTEREST EXPENSE	5,930	8,820	20,629	25,453
NET INTEREST INCOME	15,633	16,308	47,634	48,713
PROVISION FOR LOAN LOSSES	1,956	7,879	17,216	18,072
NET INTEREST INCOME AFTER PROVISION FOR LOAN LOSSES	13,677	8,429	30,418	30,641
NON-INTEREST INCOME:
Service charges on deposit accounts	1,604	1,539	4,385	4,463
Other service fees	905	985	2,833	2,743
Net gain on sales and fees of mortgage loans	1,122	2,683	3,201	5,893
Net gain on sale of securities	1,556	1	2,078	889
Income on investment in bank-owned life insurance	167	251	491	649
Mortgage banking income (loss)	(21)	53	290	169
Other than temporary impairment of securities	(74)	(115)	(116)	(380)
Other income	90	175	334	379
TOTAL NON-INTEREST INCOME	5,349	5,572	13,496	14,805
NON-INTEREST EXPENSES:
Salaries and employee benefits	6,198	8,248	21,861	21,852
Occupancy and equipment expense	1,962	2,298	6,462	6,220
Printing and supplies	141	169	478	702
Data processing	404	380	1,158	1,077
Amortization of core deposit intangible	289	315	892	975
Communications	372	445	1,291	1,339
FDIC assessment	79	1,122	2,757	3,240
Loan collection fees	378	307	1,276	868
Other professional fees	218	392	830	913
Net cost of operation of other real estate owned	759	1,076	3,982	2,788
Loss on sales and impairment of premises and equipment	286	0	1,481	8
Goodwill impairment	0	0	4,944	0
Other	1,877	2,620	6,917	6,902
TOTAL NON-INTEREST EXPENSES	12,963	17,372	54,329	46,884
INCOME (LOSS) BEFORE INCOME TAXES	6,063	(3,371)	(10,415)	(1,438)
INCOME TAX EXPENSE (BENEFIT)	2,384	(1,299)	6,905	(566)
NET INCOME (LOSS)	3,679	(2,072)	(17,320)	(872)
Preferred stock dividend and accretion of preferred stock discount	771	771	2,216	2,313
NET LOSS TO COMMON SHAREHOLDERS	$ 2,908	$ (2,843)	$ (19,536)	$ (3,185)
NET LOSS PER COMMON SHARE:
Basic ($ per share)	$ 0.15	$ (0.18)	$ (1.09)	$ (0.20)
Diluted ($ per share)	$ 0.15	$ (0.18)	$ (1.09)	$ (0.20)
CASH DIVIDENDS PER COMMON SHARE	$ 0.00	$ 0.00	$ 0.00	$ 0.00