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Condensed Consolidated Balance sheets (Unaudited) (USD $)
In Thousands
Jun. 30, 2011
Dec. 31, 2010
ASSETS    
Cash and due from banks $ 30,011 $ 31,967 [1]
Federal funds sold 0 31 [1]
Interest-bearing deposits 99,158 197,782 [1]
Securities available-for-sale at fair value (amortized cost $312,882 in 2011 and $297,086 in 2010) 317,459 298,002 [1]
Gross loans 1,504,267 1,600,539 [1]
Less: allowance for loan losses 35,652 37,752 [1]
Net loans 1,468,615 1,562,787 [1]
Loans held-for-sale 27,737 50,419 [1]
Accrued interest receivable 7,066 7,947 [1]
Premises and equipment, net 44,173 45,970 [1]
Other real estate owned 22,046 25,582 [1]
Federal Home Loan Bank stock, at cost 7,814 9,416 [1]
Investment in bank-owned life insurance 25,602 25,278 [1]
Goodwill 0 4,944 [1]
Core deposit intangible (net of accumulated amortization of $8,219 in 2011 and $7,615 in 2010) 4,304 4,907 [1]
Other assets 27,057 35,562 [1]
Total Assets 2,081,042 2,300,594 [1]
Deposits    
Noninterest-bearing demand deposits 222,556 216,161 [1]
Interest-bearing deposits:    
NOW, savings and money market accounts 597,611 589,790 [1]
Time certificates:    
$100 or more 409,410 477,030 [1]
Other 596,218 737,425 [1]
Total Deposits 1,825,795 2,020,406 [1]
Short-term borrowings 36,532 44,773 [1]
Long-term borrowings 66,992 71,995 [1]
Capital lease obligations 2,384 2,402 [1]
Accrued interest payable 2,748 3,302 [1]
Other liabilities 12,524 10,259 [1]
Total Liabilities 1,946,975 2,153,137 [1]
Shareholders' Equity    
Preferred stock, no par value, 6,000,000 shares authorized; 49,312 issued and outstanding in 2011 and 2010 47,080 46,770 [1]
Common stock, $1 par value, 50,000,000 shares authorized; 19,526,188 issued and outstanding in 2011 and 16,147,640 issued and outstanding in 2010 19,526 16,148 [1]
Warrants 3,581 3,581 [1]
Surplus 117,763 114,649 [1]
Accumulated deficit (56,717) (34,273) [1]
Accumulated other comprehensive income 2,834 582 [1]
Total Shareholders' Equity 134,067 147,457 [1]
Total Liabilities and Shareholders' Equity $ 2,081,042 $ 2,300,594 [1]
[1] Derived from audited financial statements