FIS                                     FIS Tax Services
TAX SERVICES                                3100 New York Drive, Suite 100
A DIVISION OF FIDELITY                      Pasadena, Ca 91907
NATIONAL INFORMATION SERVICES               tel: 626.345.2010  866.457.4112
                                            fax: 626.398.5205


                       Management Compliance Statement

Management of FIS Tax Services (FIS) and formerly known as LSI Tax Services,
is responsible for assessing compliance with applicable servicing criteria
set forth in Item 1122(d) of Regulation AB of the Securities and Exchange
Commission relating to residential mortgage loans (the Platform), except for
General Servicing Consideration criteria (i) - (iv), Cash Collections and
Administration (i) - (vii), Investor Remittances and Reporting (i) - (iv),
and Pool Asset Administration (i) - (x), (xiv), and (xv), which FIS has
determined are not applicable to the activities it performs with respect to
the Platform.

FIS' management has assessed the effectiveness of the Company's compliance
with the applicable servicing criteria as of and for the year ended 2006.
In making this assessment, management used the criteria set forth by the
Securities and Exchange Commission in paragraph (d) of Item 1122 of
Regulation AB. FIS has determined the following servicing criteria in
paragraph (d)(4) of Item 1122 are applicable to the activities it performed
with respect to the Platform:

(xi)   Payments made on behalf of an obligor (such as tax or insurance
       payments) are made on or before the related penalty or expiration
       dates, as indicated on the appropriate bills or notices for such
       payments, provided that such support has been received by the servicer
       at least 30 calendar days prior to these dates, or such other number
       of days specified in the transaction agreements.

(xii)  Any late payment penalties in connection with any payment to be made
       on behalf of an obligor are paid from the servicer's funds and not
       charged to the obligor, unless the late payment was due to the
       obligor's error or omission.

(xiii) Disbursements made on behalf of an obligor are posted within two
       business days to the obligor's records maintained by the servicer,
       or such other number of days specified in the transaction agreements.


Based on such assessment, management believes that, as of and for the year
ended December 31, 2006, FIS has complied in all material respects with the
servicing criteria set forth in Item 1122(d) of Regulation AB of the
Securities and Exchange Commission relating to the servicing of the Platform.

KPMG LLP, a registered public accounting firm, has issued an attestation
report with respect to management's assessment of compliance with the
applicable servicing criteria as of and for the year ended 2006.

To the best of my knowledge and belief, based on such assessment, FIS has
fulfilled all of its applicable obligations throughout the reporting period.


                                             /s/ Darryl A. De Bond
                                            -------------------------
                                            Darryl A. De Bond
                                            Executive Vice President

                                            January 22, 2007