CONSOLIDATED STATEMENTS OF CASH FLOWS (USD $)	3 Months Ended		12 Months Ended
	Mar. 31, 2012	Mar. 31, 2011	Dec. 31, 2011
Cash Flows from Operating Activities
Net income	$ 203,959	$ 203,305	$ 441,401
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for loan losses	0	5,522
Depreciation and amortization	56,299	53,843
Net amortization (accretion) of investment securities	17,151	18,229
Amortization of deferred loan (fees) costs	127,649	4,714
Loss on disposition of equipment	0	314
Gain on sale of foreclosed assets	(93,871)	(61,151)
Deferred income tax (benefit)	(68,270)	(30,286)
Net changes in:
Accrued interest receivable	10,346	(43,683)
Other assets	336,410	203,684
Accrued interest payable	21,514	(27,284)
Other liabilities	(127,177)	(10,495)
Net cash provided by operating activities	484,010	316,712
Cash Flows from Investing Activities
Net change in interest-bearing deposits in other banks	248,000	3,717,000
Activity in investment securities available for sale
Repayments and calls	273,822	155,230
Activity in investment securities held to maturity
Repayments and calls	634,626	629,379
Redemption of stock investments, restricted	0	16,300
Loan originations and principal collections, net	1,152,212	1,087,993
Proceeds from sale of foreclosed assets	533,188	577,685
Purchase of premises and equipment	(19,987)	(200,257)
Net cash provided by investing activities	2,821,860	5,983,330
Cash Flows from Financing Activities
Net change in deposits	910,807	754,578
Proceeds from stock offering	680,910	0
Net cash provided by financing activities	1,591,717	754,578
Net increase in cash and cash equivalents	4,897,587	7,054,620
Cash and Cash Equivalents at Beginning of Period	17,524,054	7,701,641	7,701,641
Cash and Cash Equivalents at End of Period	22,421,641	14,756,261	17,524,054
Supplemental Information
Interest paid	81,558	193,145
Income taxes paid
Supplemental Disclosures of Noncash Investing and Financing Activities
Loans to facilitate the sale of foreclosed assets	$ 427,500