The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
American Eagle Outfitters, Inc. com 02553e106 141 9,081 SH   SOLE   141 0 0
Beacon Roofing Supply, Inc. com 073685109 192 4,653 SH   SOLE   192 0 0
CDW Corporation com 12514g108 4 100 SH   SOLE   4 0 0
CalAtlantic Group, Inc. com 128195104 117 3,081 SH   SOLE   117 0 0
Carter's, Inc. com 146229109 192 2,155 SH   SOLE   192 0 0
Comcast Corporation com 20030n101 2 32 SH   SOLE   2 0 0
Costco Wholesale Corp. com 22160K105 2 13 SH   SOLE   2 0 0
Expedia, Inc. com 30212p303 6,884 55,379 SH   SOLE   6,884 0 0
Fomento Economico Mexicano, S.A.B de C.V com 344419106 7 78 SH   SOLE   7 0 0
Ford Motor Co. com 345370860 14 1,000 SH   SOLE   14 0 0
Home Depot com 437076102 2 16 SH   SOLE   2 0 0
Lithia Motors, Inc. com 536797103 263 2,470 SH   SOLE   263 0 0
Lowe's Companies, Inc. com 548661107 2 27 SH   SOLE   2 0 0
M D C Holdings Inc. com 552676108 6,264 245,353 SH   SOLE   6,264 0 0
McDonalds Corp. com 580135101 2 19 SH   SOLE   2 0 0
Meritage Homes Corporation com 59001A102 115 3,396 SH   SOLE   115 0 0
Middleby Corp. com 596278101 7,007 64,960 SH   SOLE   7,007 0 0
Nike, Inc. com 654106103 2 30 SH   SOLE   2 0 0
Panera Bread Company com 69840W108 8,588 44,092 SH   SOLE   8,588 0 0
Papa John's International Inc. com 698813102 5,087 91,047 SH   SOLE   5,087 0 0
Restoration Hardware Holdings, Inc. com 761283100 6,501 81,825 SH   SOLE   6,501 0 0
Ryman Hospitality Properties, Inc. com 78377t107 173 3,355 SH   SOLE   173 0 0
Starbucks Corporation com 855244109 2 33 SH   SOLE   2 0 0
Target Corp. com 87612E106 2 26 SH   SOLE   2 0 0
Tesla Motors, Inc. com 88160R101 7,531 31,376 SH   SOLE   7,531 0 0
Texas Roadhouse, Inc. com 882681109 127 3,555 SH   SOLE   127 0 0
The Cheesecake Factory Incorporated com 163072101 20 425 SH   SOLE   20 0 0
The TJX Companies, Inc. com 872540109 8,148 114,913 SH   SOLE   8,148 0 0
Time Warner Cable, Inc. com 88732j207 2 10 SH   SOLE   2 0 0
Walgreens Boots Alliance, Inc. com 931427108 2 23 SH   SOLE   2 0 0
Walt Disney Company com 254687106 23 218 SH   SOLE   23 0 0
Altria Group, Inc. com 02209S103 2 34 SH   SOLE   2 0 0
Anheuser-Busch InBev SA/NV com 03524a108 9,731 77,848 SH   SOLE   9,731 0 0
CVS Health Corporation com 126650100 10,832 110,792 SH   SOLE   10,832 0 0
Coca Cola Company com 191216100 8,279 192,720 SH   SOLE   8,279 0 0
Colgate-Palmolive Company com 194162103 107 1,600 SH   SOLE   107 0 0
Diamond Foods, Inc. com 252603105 288 7,480 SH   SOLE   288 0 0
General Mills, Inc. com 370334104 2 35 SH   SOLE   2 0 0
Ingredion Incorporated com 457187102 10,145 105,857 SH   SOLE   10,145 0 0
J&J Snack Foods Corp. com 466032109 268 2,298 SH   SOLE   268 0 0
Kimberly-Clark Corp. com 494368103 2 17 SH   SOLE   2 0 0
Kroger Company com 501044101 2 53 SH   SOLE   2 0 0
McCormick & Company, Incorporated com 579780206 7,787 91,011 SH   SOLE   7,787 0 0
Mondelez International, Inc. com 609207105 2 44 SH   SOLE   2 0 0
Nature's Sunshine Products Inc. com 639027101 11 1,072 SH   SOLE   11 0 0
Pepsico, Inc. com 713448108 5 49 SH   SOLE   5 0 0
Philip Morris International, Inc. com 718172109 2 23 SH   SOLE   2 0 0
Reynolds American, Inc. com 761713106 2 42 SH   SOLE   2 0 0
The J. M. Smucker Company com 832696405 7,046 57,128 SH   SOLE   7,046 0 0
Universal Corporation com 913456109 150 2,670 SH   SOLE   150 0 0
Vector Group Ltd. com 92240m108 280 11,871 SH   SOLE   280 0 0
Exxon Mobil Corporation com 30231g102 102 1,312 SH   SOLE   102 0 0
NextEra Energy, Inc. com 65339f101 4 41 SH   SOLE   4 0 0
Phillips 66 com 718546104 2 24 SH   SOLE   2 0 0
American Campus Communities, Inc. com 024835100 228 5,516 SH   SOLE   228 0 0
American International Group, Inc. com 026874784 2 33 SH   SOLE   2 0 0
Aon Plc. com G0408V102 5,952 64,547 SH   SOLE   5,952 0 0
Avalonbay Communities, Inc. com 053484101 8,536 46,361 SH   SOLE   8,536 0 0
Bank of America Corporation com 060505104 2 123 SH   SOLE   2 0 0
BankUnited, Inc. com 06652K103 6,703 185,877 SH   SOLE   6,703 0 0
Berkshire Hathaway, Inc. Class B com 084670702 26 200 SH   SOLE   26 0 0
Berkshire Hills Bancorp, Inc. com 084680107 196 6,721 SH   SOLE   196 0 0
Brookfield Asset Management Inc. com 112585104 8 239 SH   SOLE   8 0 0
Brookline Bancorp, Inc. com 11373M107 210 18,267 SH   SOLE   210 0 0
Capital One Financial Corp. com 14040H105 2 27 SH   SOLE   2 0 0
Charles Schwab Corporation com 808513105 2 69 SH   SOLE   2 0 0
Citigroup, Inc. com 172967424 2 38 SH   SOLE   2 0 0
Equifax Inc. com 294429105 257 2,305 SH   SOLE   257 0 0
Equity Residential com 29476l107 10,558 129,406 SH   SOLE   10,558 0 0
First Horizon National Corporation com 320517105 206 14,167 SH   SOLE   206 0 0
Goldman Sachs Group, Inc. com 38141G104 2 11 SH   SOLE   2 0 0
Hingham Institution for Savings com 433323102 60 500 SH   SOLE   60 0 0
J.P. Morgan Chase & Co. com 46625H100 2 32 SH   SOLE   2 0 0
MasterCard, Inc. com 57636q104 2 20 SH   SOLE   2 0 0
MetLife, Inc. com 59156R108 2 41 SH   SOLE   2 0 0
Moody's Corporation com 615369105 12,014 119,730 SH   SOLE   12,014 0 0
PNC Financial Services Group, Inc. com 693475105 2 22 SH   SOLE   2 0 0
Post Properties, Inc. com 737464107 192 3,250 SH   SOLE   192 0 0
Provident Financial Services, Inc. com 74386T105 203 10,061 SH   SOLE   203 0 0
Prudential Financial, Inc. com 744320102 2 25 SH   SOLE   2 0 0
Pulaski Financial Corporation com 745548107 268 16,790 SH   SOLE   268 0 0
Simon Property Group, Inc. com 828806109 2 10 SH   SOLE   2 0 0
The Bank of New York Mellon Corporation com 064058100 8,745 212,145 SH   SOLE   8,745 0 0
U S Bancorp com 902973304 2 47 SH   SOLE   2 0 0
United Bankshares, Inc. com 909907107 185 4,988 SH   SOLE   185 0 0
Webster Financial Corp. com 947890109 8,029 215,895 SH   SOLE   8,029 0 0
Wells Fargo & Company com 949746101 2 37 SH   SOLE   2 0 0
White Mountains Insurance Group, Ltd. com G9618E107 206 284 SH   SOLE   206 0 0
Abbott Laboratories com 002824100 2 48 SH   SOLE   2 0 0
Aetna, Inc. com 00817Y108 2 18 SH   SOLE   2 0 0
Allergan Plc. com g0177j108 2 7 SH   SOLE   2 0 0
Amgen, Inc. com 031162100 11,773 72,523 SH   SOLE   11,773 0 0
Anthem, Inc. com 036752103 2 14 SH   SOLE   2 0 0
Bristol-Myers Squibb Company com 110122108 2 31 SH   SOLE   2 0 0
Celgene Corporation com 151020104 2 17 SH   SOLE   2 0 0
Cigna Corporation com 125509109 2 15 SH   SOLE   2 0 0
Eli Lilly and Company com 532457108 2 25 SH   SOLE   2 0 0
Express Scripts Holding Company com 30219g108 2 23 SH   SOLE   2 0 0
Gilead Sciences, Inc. com 375558103 13,024 128,713 SH   SOLE   13,024 0 0
Greatbatch, Inc. com 39153l106 189 3,602 SH   SOLE   189 0 0
Humana Inc. com 444859102 12,904 72,285 SH   SOLE   12,904 0 0
Johnson & Johnson com 478160104 8,787 85,548 SH   SOLE   8,787 0 0
Laboratory Corp. of America Holdings com 50540R409 8,012 64,801 SH   SOLE   8,012 0 0
Medtronic Plc. com g5960l103 261 3,392 SH   SOLE   261 0 0
Novartis AG com 66987V109 7 81 SH   SOLE   7 0 0
Parexel International Corporation com 699462107 200 2,940 SH   SOLE   200 0 0
Pfizer, Inc. com 717081103 2 58 SH   SOLE   2 0 0
Regeneron Pharmaceuticals, Inc. com 75886F107 2 4 SH   SOLE   2 0 0
Shire plc com 82481R106 7 36 SH   SOLE   7 0 0
Sirona Dental Systems, Inc. com 82966c103 220 2,005 SH   SOLE   220 0 0
Teva Pharmaceutical Industries Ltd. com 881624209 8 127 SH   SOLE   8 0 0
UnitedHealth Group, Inc. com 91324p102 2 16 SH   SOLE   2 0 0
VCA Antech Inc. com 918194101 305 5,545 SH   SOLE   305 0 0
Vertex Pharmaceuticals Incorporated com 92532f100 8 65 SH   SOLE   8 0 0
Waters Corporation com 941848103 6,519 48,443 SH   SOLE   6,519 0 0
West Pharmaceutical Services, Inc. com 955306105 162 2,685 SH   SOLE   162 0 0
Cintas Corporation com 172908105 12,786 140,425 SH   SOLE   12,786 0 0
Danaher Corp. com 235851102 2 22 SH   SOLE   2 0 0
Delta Air Lines, Inc. com 247361702 2 40 SH   SOLE   2 0 0
General Dynamics Corp. com 369550108 2 14 SH   SOLE   2 0 0
General Electric Company com 369604103 33 1,070 SH   SOLE   33 0 0
HD Supply Holdings, Inc. com 40416m105 7,954 264,873 SH   SOLE   7,954 0 0
Hess Corp com 42809H107 97 2,000 SH   SOLE   97 0 0
Honda Motor Co., Ltd. com 438128308 8 238 SH   SOLE   8 0 0
Honeywell International, Inc. com 438516106 59 572 SH   SOLE   59 0 0
Korn/Ferry International com 500643200 182 5,474 SH   SOLE   182 0 0
Kyocera Corp. com 501556203 7 155 SH   SOLE   7 0 0
Lockheed Martin Corp. com 539830109 2 9 SH   SOLE   2 0 0
Stepan Company com 858586100 199 4,014 SH   SOLE   199 0 0
The Boeing Company com 097023105 2 14 SH   SOLE   2 0 0
Thermo Fisher Scientific, Inc. com 883556102 2 16 SH   SOLE   2 0 0
Accenture Plc. com g1151c101 2 19 SH   SOLE   2 0 0
Adobe Systems, Inc. com 00724F101 2 23 SH   SOLE   2 0 0
Alphabet, Inc. Class A com 02079k305 2 3 SH   SOLE   2 0 0
Amazon.com, Inc. com 023135106 3 4 SH   SOLE   3 0 0
Ansys, Inc. com 03662q105 7,379 79,773 SH   SOLE   7,379 0 0
Apple, Inc. com 037833100 2 17 SH   SOLE   2 0 0
Aspen Technology, Inc. com 045327103 183 4,841 SH   SOLE   183 0 0
Blackbaud, Inc. com 09227Q100 221 3,362 SH   SOLE   221 0 0
Broadcom Corp. com 111320107 10,908 188,657 SH   SOLE   10,908 0 0
Cadence Design Systems, Inc. com 127387108 251 12,076 SH   SOLE   251 0 0
Check Point Software Technologies Ltd. com m22465104 9,786 120,249 SH   SOLE   9,786 0 0
Cisco Systems, Inc. com 17275R102 2 70 SH   SOLE   2 0 0
Cognizant Technology Solutions Corporation com 192446102 2 30 SH   SOLE   2 0 0
EMC Corporation com 268648102 31 1,200 SH   SOLE   31 0 0
Ebay Inc. com 278642103 7,538 274,325 SH   SOLE   7,538 0 0
Facebook, Inc. com 30303m102 10,067 96,185 SH   SOLE   10,067 0 0
Guidewire Software, Inc. com 40171V100 215 3,572 SH   SOLE   215 0 0
Intel Corporation com 458140100 2 58 SH   SOLE   2 0 0
MSCI, Inc. com 55354G100 244 3,381 SH   SOLE   244 0 0
Mentor Graphics Corp. com 587200106 138 7,485 SH   SOLE   138 0 0
MicroStrategy, Inc. com 594972408 199 1,109 SH   SOLE   199 0 0
Microsoft Corporation com 594918104 2 42 SH   SOLE   2 0 0
N C R Corp. com 62886e108 10 414 SH   SOLE   10 0 0
NetEase, Inc. com 64110w102 11 63 SH   SOLE   11 0 0
Netflix, Inc. com 64110l106 8,133 71,103 SH   SOLE   8,133 0 0
Palo Alto Networks, Inc. com 697435105 7,616 43,237 SH   SOLE   7,616 0 0
Red Hat, Inc. com 756577102 6,947 83,896 SH   SOLE   6,947 0 0
SAP SE com 803054204 9 114 SH   SOLE   9 0 0
SalesForce.com, Inc. com 79466L302 2 25 SH   SOLE   2 0 0
ServiceNow, Inc. com 81762P102 7,125 82,318 SH   SOLE   7,125 0 0
Teradata Corporation com 88076w103 9 354 SH   SOLE   9 0 0
Texas Instruments, Inc. com 882508104 2 35 SH   SOLE   2 0 0
The Priceline Group, Inc. com 741503403 3 2 SH   SOLE   3 0 0
Visa, Inc. com 92826C839 2 26 SH   SOLE   2 0 0
Ashland Inc. com 044209104 3 27 SH   SOLE   3 0 0
E. I. du Pont de Nemours and Company com 263534109 2 30 SH   SOLE   2 0 0
International Flavors & Fragrances, Inc. com 459506101 10,663 89,127 SH   SOLE   10,663 0 0
Sealed Air Corporation com 81211k100 3 60 SH   SOLE   3 0 0
Sensient Technologies Corporation com 81725T100 242 3,857 SH   SOLE   242 0 0
A T & T, Inc. com 00206r102 13 368 SH   SOLE   13 0 0
Alcatel-Lucent com 013904305 2 403 SH   SOLE   2 0 0
Avista Corp. com 05379b107 249 7,046 SH   SOLE   249 0 0
CMS Energy Corp. com 125896100 8,369 231,946 SH   SOLE   8,369 0 0
Nisource, Inc. com 65473p105 8,373 429,151 SH   SOLE   8,373 0 0
Consumer Discret Sel Sect SPDR ETF com 81369y407 200 2,562 SH   SOLE   200 0 0
Consumer Staples Select Sector SPDR ETF com 81369y308 889 17,607 SH   SOLE   889 0 0
Direxion Daily S&P500A Bull 3X Shares com 25459w862 41 500 SH   SOLE   41 0 0
Energy Select Sector SPDR ETF com 81369y506 25 409 SH   SOLE   25 0 0
Financial Select Sector SPDR ETF com 81369Y605 60 2,498 SH   SOLE   60 0 0
Health Care Select Sector SPDR ETF com 81369y209 500 6,935 SH   SOLE   500 0 0
Industrial Select Sector SPDR ETF com 81369y704 19 358 SH   SOLE   19 0 0
Materials Select Sector SPDR ETF com 81369y100 10 240 SH   SOLE   10 0 0
PowerShares QQQ Trust, Series 1 com 73935A104 5,705 51,000 SH   SOLE   5,705 0 0
ProShares Short S&P500 com 74347r503 8 370 SH   SOLE   8 0 0
SPDR S&P 500 ETF com 78462F103 14 68 SH   SOLE   14 0 0
SPDR S&P Bank ETF com 78464a797 1,464 43,292 SH   SOLE   1,464 0 0
SPDR S&P Homebuilders com 78464A888 26 767 SH   SOLE   26 0 0
SPDR S&P MidCap 400 ETF com 78467Y107 611 2,407 SH   SOLE   611 0 0
SPDR S&P Regional Banking ETF com 78464a698 295 7,036 SH   SOLE   295 0 0
Schwab U.S. Large Cap Blend com 808524201 33 674 SH   SOLE   33 0 0
Technology Select Sector SPDR ETF com 81369Y803 768 17,921 SH   SOLE   768 0 0
United States Oil ETF com 91232n108 59 5,335 SH   SOLE   59 0 0
Utilities Select Sector SPDR ETF com 81369y886 15 346 SH   SOLE   15 0 0
iShares MSCI Austria Capped com 464286202 23 1,479 SH   SOLE   23 0 0
iShares MSCI Belgium Capped com 464286301 33 1,809 SH   SOLE   33 0 0
iShares MSCI Denmark Capped com 46429b523 492 8,809 SH   SOLE   492 0 0
iShares MSCI Emerging Markets com 464287234 18 574 SH   SOLE   18 0 0
iShares MSCI Germany com 464286806 30 1,152 SH   SOLE   30 0 0
iShares MSCI Ireland Capped com 46429b507 33 783 SH   SOLE   33 0 0
iShares MSCI Israel Capped com 464286632 30 604 SH   SOLE   30 0 0
iShares MSCI Japan com 464286848 31 2,567 SH   SOLE   31 0 0
iShares MSCI Netherlands com 464286814 30 1,257 SH   SOLE   30 0 0
iShares MSCI Switzerland Capped com 464286749 30 963 SH   SOLE   30 0 0
iShares Trust - iShares MSCI EAFE ETF com 464287465 137 2,333 SH   SOLE   137 0 0