The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 1,478 9,225 SH   SOLE   9,225 0 0
AbbVie Inc. COM 00287Y109 700 7,994 SH   SOLE   7,994 0 0
Accenture PLC SHS CLASS A G1151C101 224 990 SH   SOLE   990 0 0
Albemarle Corp COM 012653101 433 4,853 SH   SOLE   4,853 0 0
Alphabet Inc. CL A CAP STK CL A 02079K305 1,673 1,141 SH   SOLE   1,141 0 0
Alphabet Inc. CL C CAP STK CL C 02079K107 4,515 3,072 SH   SOLE   3,072 0 0
Amazon.com Inc. COM 023135106 2,617 831 SH   SOLE   831 0 0
American Express COM 025816109 268 2,678 SH   SOLE   2,678 0 0
Apple Computer COM 037833100 5,136 44,352 SH   SOLE   44,352 0 0
Armada Hoffler Properties, Inc. COM 04208T108 310 33,500 SH   SOLE   33,500 0 0
Atlas Corp SHS Y0436Q109 352 39,319 SH   SOLE   39,319 0 0
Automatic Data Processing COM 053015103 389 2,790 SH   SOLE   2,790 0 0
Ball Corp COM 058498106 1,849 22,248 SH   SOLE   22,248 0 0
Bank of America COM 060505104 217 9,000 SH   SOLE   9,000 0 0
Bank of New York Mellon COM 064058100 274 7,990 SH   SOLE   7,990 0 0
Berkshire Hathaway Cl A CL A 084670108 4,480 14 SH   SOLE   14 0 0
Berkshire Hathaway Cl B CL B NEW 084670702 11,901 55,891 SH   SOLE   55,891 0 0
Black Stone Minerals LP Partnership Units COM UNIT 09225M101 92 15,000 SH   SOLE   15,000 0 0
Boeing COM 097023105 212 1,285 SH   SOLE   1,285 0 0
Boise Cascade Co COM 09739D100 423 10,600 SH   SOLE   10,600 0 0
BP p.l.c. SPONSORED ADR 055622104 1,207 69,107 SH   SOLE   69,107 0 0
Bristol Myers Squibb COM 110122108 496 8,232 SH   SOLE   8,232 0 0
Carrier Global Corp COM 14448C104 245 8,038 SH   SOLE   8,038 0 0
Cisco Systems COM 17275R102 267 6,780 SH   SOLE   6,780 0 0
City Office Reit, Inc. COM 178587101 111 14,750 SH   SOLE   14,750 0 0
Clarus Corp. COM 18270P109 293 20,771 SH   SOLE   20,771 0 0
Clorox Company COM 189054109 315 1,500 SH   SOLE   1,500 0 0
Comcast Corporation CL A 20030N101 4,382 94,717 SH   SOLE   94,717 0 0
Costco Wholesale COM 22160K105 3,712 10,456 SH   SOLE   10,456 0 0
Deere & Company COM 244199105 532 2,400 SH   SOLE   2,400 0 0
Discover Financial Services COM 254709108 1,538 26,615 SH   SOLE   26,615 0 0
Dominion Resources COM 25746U109 323 4,095 SH   SOLE   4,095 0 0
Duke Energy COM NEW 26441C204 258 2,913 SH   SOLE   2,913 0 0
Edwards Lifesciences COM 28176E108 357 4,467 SH   SOLE   4,467 0 0
Eversource Energy COM 30040W108 1,017 12,172 SH   SOLE   12,172 0 0
Exxon Mobil COM 30231G102 247 7,200 SH   SOLE   7,200 0 0
Fedex Corp COM 31428X106 340 1,350 SH   SOLE   1,350 0 0
Fiat Chrysler Automobiles N.V. SHS N31738102 1,149 94,019 SH   SOLE   94,019 0 0
Firstenergy Corp COM 337932107 19 750 SH   SOLE   7,189 0 0
Fomento Economico Mexicano SPON ADR UNITS 344419106 2,130 37,907 SH   SOLE   37,907 0 0
General Motors COM 37045V100 219 7,400 SH   SOLE   7,400 0 0
Goldman Sachs ActiveBeta Intl Eq ETF ACTIVEBETA INT 381430107 1,427 50,690 SH   SOLE   50,690 0 0
Goldman Sachs Group Inc COM 38141G104 627 3,120 SH   SOLE   3,120 0 0
Goldman Sachs TreasuryAccess 0-1 Year ETF ACCES TREASURY 381430529 6,161 61,345 SH   SOLE   61,345 0 0
Hanesbrands Inc. COM 410345102 709 45,000 SH   SOLE   45,000 0 0
Highwoods Properties Inc. COM 431284108 520 15,492 SH   SOLE   15,492 0 0
Home Depot COM 437076102 1,639 5,903 SH   SOLE   5,903 0 0
Honeywell International Inc COM 438516106 2,964 18,008 SH   SOLE   18,008 0 0
Host Hotels & Resorts, Inc. COM 44107P104 676 62,648 SH   SOLE   62,648 0 0
Ingles Markets, Inc. CL A 457030104 2,020 53,102 SH   SOLE   53,102 0 0
Intel COM 458140100 666 12,856 SH   SOLE   12,856 0 0
Intl Paper Co. COM 460146103 201 4,950 SH   SOLE   4,950 0 0
Invesco FTSE RAFI US 1000 ETF FTSE RAFI 1000 46137V613 8,360 73,473 SH   SOLE   73,473 0 0
Invesco QQQ Trust UNIT SER 1 46090E103 2,555 9,195 SH   SOLE   9,195 0 0
Invesco S&P 500 Equal Weight ETF S&P500 EQL WGT 46137V357 2,658 24,590 SH   SOLE   24,590 0 0
Investors Title COM 461804106 296 2,275 SH   SOLE   2,275 0 0
Iron Mountain Inc COM 46284V101 2,158 80,559 SH   SOLE   80,559 0 0
iShares 1-3 Yr Treas Index Fd 1 3 YR TREAS BD 464287457 4,863 56,215 SH   SOLE   56,215 0 0
iShares Core MSCI Total Intl Stk ETF CORE MSCI TOTAL 46432F834 4,769 81,745 SH   SOLE   81,745 0 0
iShares Gold Trust ISHARES 464285105 319 17,707 SH   SOLE   17,707 0 0
iShares MSCI EAFE Minimum Volatility MSCI EAFE MIN VL 46429B689 4,450 65,310 SH   SOLE   65,310 0 0
iShares Msci Eafe Small Cap Index Fd EAFE SML CP ETF 464288273 867 14,691 SH   SOLE   14,691 0 0
iShares Russell 1000 RUS 1000 ETF 464287622 243 1,300 SH   SOLE   1,300 0 0
iShares Russell Mid-Cap Index RUS MID CAP ETF 464287499 314 5,476 SH   SOLE   5,476 0 0
iShares Russell Midcap Value Index RUS MDCP VAL ETF 464287473 332 4,107 SH   SOLE   4,107 0 0
iShares Short Treasury Bond SHORT TREAS BD 464288679 2,622 23,690 SH   SOLE   23,690 0 0
ITT Inc. COM 45073V108 929 15,725 SH   SOLE   15,725 0 0
J P Morgan Chase COM 46625H100 3,935 40,879 SH   SOLE   40,879 0 0
JM Smucker COM NEW 832696405 210 1,820 SH   SOLE   1,820 0 0
John Bean Technologies COM 477839104 1,268 13,796 SH   SOLE   13,796 0 0
John Hancock Multifactor Mid Cap ETF MULTIFACTOR MI 47804J206 3,512 93,353 SH   SOLE   93,353 0 0
Johnson & Johnson COM 478160104 5,305 35,582 SH   SOLE   43,117 0 0
JPMorgan Ultra-Short Income ETF ULTRA SHRT INC 46641Q837 1,197 23,568 SH   SOLE   23,568 0 0
JPMorgan Ultra-Short Municipal Inc ETF ULTRA SHT MUNCPL 46641Q654 1,895 37,155 SH   SOLE   37,155 0 0
Kimco Realty Corp (moved From Delaware COM 49446R109 962 85,424 SH   SOLE   85,424 0 0
Kroger COM 501044101 4,467 131,717 SH   SOLE   131,717 0 0
Laboratory Corp of America Holdings COM NEW 50540R409 3,700 19,655 SH   SOLE   19,655 0 0
Lam Research Corp. COM 512807108 4,372 13,179 SH   SOLE   13,179 0 0
Lockheed Martin Corp COM 539830109 542 1,415 SH   SOLE   1,415 0 0
Louisiana Pacific COM 546347105 5,188 175,807 SH   SOLE   175,807 0 0
MartenTransport Ltd. COM 573075108 272 16,687 SH   SOLE   16,687 0 0
Matson Navigation Co. COM 57686G105 429 10,696 SH   SOLE   10,696 0 0
Merck & Co Inc COM 58933Y105 885 10,670 SH   SOLE   10,670 0 0
Microsoft COM 594918104 11,796 56,085 SH   SOLE   56,085 0 0
Mid-America Apartment Communities Inc. COM 59522J103 1,676 14,455 SH   SOLE   14,455 0 0
Monmouth Real Estate Investment Corp. CL A 609720107 1,270 91,723 SH   SOLE   91,723 0 0
NBT Bancorp Inc COM 628778102 215 8,000 SH   SOLE   8,000 0 0
News Corp Cl B new CL B 65249B208 221 15,800 SH   SOLE   15,800 0 0
NextEra Energy Inc New COM 65339F101 677 2,438 SH   SOLE   2,438 0 0
Nike, Inc. CL B 654106103 2,331 18,566 SH   SOLE   18,566 0 0
Nordstrom Inc. COM 655664100 646 54,159 SH   SOLE   54,159 0 0
Norfolk Southern Crp COM 655844108 428 2,000 SH   SOLE   2,000 0 0
Northrop Grumman Corp. COM 666807102 3,740 11,855 SH   SOLE   11,855 0 0
NortonLifeLock Inc COM 668771108 2,613 125,405 SH   SOLE   125,405 0 0
Novartis AG Adr SPONSORED ADR 66987V109 1,644 18,909 SH   SOLE   18,909 0 0
Oracle COM 68389X105 335 5,604 SH   SOLE   5,604 0 0
Oshkosh Corp COM 688239201 570 7,759 SH   SOLE   7,759 0 0
Otis Worldwide Corp COM 68902V107 251 4,016 SH   SOLE   4,016 0 0
Pepsico, Inc. COM 713448108 5,507 39,731 SH   SOLE   39,731 0 0
Perth Mint Physical Gold ETF UNIT 715426102 282 15,000 SH   SOLE   15,000 0 0
Pfizer Inc. COM 717081103 396 10,779 SH   SOLE   10,779 0 0
Phillips 66 COM 718546104 714 13,766 SH   SOLE   13,766 0 0
PIMCO RAFI Dyn Multi-Factor US Eq ETF RAFI DYN ML US 72202L363 2,647 88,728 SH   SOLE   88,728 0 0
Pinnacle West Cap Cp COM 723484101 3,351 44,945 SH   SOLE   44,945 0 0
Pinterest Inc Cl A CL A 72352L106 830 20,000 SH   SOLE   20,000 0 0
Portland Gen Elec Co COM NEW 736508847 2,720 76,610 SH   SOLE   76,610 0 0
Potlatch Corp COM 737630103 343 8,146 SH   SOLE   8,146 0 0
PPL Corp. COM 69351T106 848 31,181 SH   SOLE   31,181 0 0
Procter & Gamble COM 742718109 384 2,763 SH   SOLE   2,763 0 0
ProLogis COM 74340W103 1,325 13,170 SH   SOLE   13,170 0 0
Rayonier COM 754907103 623 23,576 SH   SOLE   23,576 0 0
S & P 500 Index Fund TR UNIT 78462F103 1,804 5,387 SH   SOLE   5,387 0 0
Schwab Fundamental US Large Company ETF SCHWAB FDT US LG 808524771 368 9,506 SH   SOLE   9,506 0 0
Skechers U.S.A., Inc. CL A 830566105 2,089 69,115 SH   SOLE   69,115 0 0
Sonoco Products COM 835495102 537 10,510 SH   SOLE   10,510 0 0
SPDR Gold MiniShares SPDR GLD MINIS 98149E204 2,347 124,850 SH   SOLE   124,850 0 0
Sprott Physical Gold Trust UNIT 85207H104 737 49,000 SH   SOLE   49,000 0 0
Starbucks COM 855244109 908 10,563 SH   SOLE   10,563 0 0
Starwood Ppty Trust, Inc. COM 85571B105 782 51,850 SH   SOLE   51,850 0 0
Streettracks Gold Shrs GOLD SHS 78463V107 1,829 10,327 SH   SOLE   10,327 0 0
Stryker Corp COM 863667101 4,264 20,463 SH   SOLE   20,463 0 0
T Rowe Price Group, Inc. COM 74144T108 251 1,960 SH   SOLE   1,960 0 0
Target Corporation COM 87612E106 2,054 13,045 SH   SOLE   13,045 0 0
TETRA Technologies Inc. COM 88162F105 8 15,000 SH   SOLE   15,000 0 0
Tortoise Acquisition Corp Cl A CL A 89154L100 212 4,260 SH   SOLE   4,260 0 0
Trustco Bk Corp Ny COM 898349105 104 20,000 SH   SOLE   20,000 0 0
Union Pacific Corporation COM 907818108 3,852 19,566 SH   SOLE   19,566 0 0
United Parcel Service, Inc. CL B 911312106 635 3,810 SH   SOLE   3,810 0 0
Unitedhealth Group COM 91324P102 405 1,299 SH   SOLE   1,299 0 0
Urstadt Biddle Pptys COM 917286106 341 40,466 SH   SOLE   40,466 0 0
Urstadt Biddle Pptys Inc Cl A CL A 917286205 746 81,050 SH   SOLE   81,050 0 0
US Bancorp COM NEW 902973304 608 16,950 SH   SOLE   16,950 0 0
VanEck Merk Gold Trust GOLD TRUST 921078101 276 15,000 SH   SOLE   15,000 0 0
Vanguard Extended Mkt ETF EXTEND MKT ETF 922908652 2,871 22,136 SH   SOLE   22,136 0 0
Vanguard Financials ETF FINANCIALS ETF 92204A405 859 14,690 SH   SOLE   14,690 0 0
Vanguard FTSE All World exUS ETF ALLWRLD EX US 922042775 1,467 29,070 SH   SOLE   29,070 0 0
Vanguard FTSE All World ex-US Small-Cap ETF FTSE SMCAP ETF 922042718 795 7,554 SH   SOLE   7,554 0 0
Vanguard FTSE Emerging Mkts ETF FTSE EMR MKT ETF 922042858 896 20,718 SH   SOLE   20,718 0 0
Vanguard Health Care ETF HEALTH CAR ETF 92204A504 2,801 13,730 SH   SOLE   13,730 0 0
Vanguard High Dividend Yield Index ETF HIGH DIV YLD 921946406 18,817 232,507 SH   SOLE   232,507 0 0
Vanguard Information Technology ETF INF TECH ETF 92204A702 14,086 45,227 SH   SOLE   45,227 0 0
Vanguard Mega Cap ETF MEGA CAP INDEX 921910873 2,785 23,230 SH   SOLE   23,230 0 0
Vanguard Mid-Cap Value ETF MCAP VL IDXVIP 922908512 254 2,505 SH   SOLE   2,505 0 0
Vanguard REIT ETF REAL ESTATE ETF 922908553 1,538 19,474 SH   SOLE   19,474 0 0
Vanguard S&P 500 ETF S&P 500 ETF SHS 922908363 8,410 27,335 SH   SOLE   27,335 0 0
Vanguard Short Term Bond ETF SHORT TRM BOND 921937827 1,108 13,345 SH   SOLE   13,345 0 0
Vanguard Short-Term Treasury ETF SHORT TERM TREAS 92206C102 248 4,001 SH   SOLE   4,001 0 0
Vanguard Small Cap Value ETF SM CP VAL ETF 922908611 1,611 14,561 SH   SOLE   14,561 0 0
Vanguard Total Stock Mkt ETF TOTAL STK MKT 922908769 44,931 263,818 SH   SOLE   263,818 0 0
Vanguard Total World Stk Index ETF TT WRLD ST ETF 922042742 3,686 45,707 SH   SOLE   45,707 0 0
Vanguard Utilities ETF UTILITIES ETF 92204A876 1,182 9,153 SH   SOLE   9,153 0 0
Verizon Communications COM 92343V104 4,259 71,630 SH   SOLE   73,410 0 0
Visa Inc COM CL A 92826C839 1,039 5,198 SH   SOLE   5,198 0 0
VMware Inc Cl A CL A COM 928563402 2,308 16,064 SH   SOLE   16,064 0 0
Wal-Mart Stores COM 931142103 1,041 7,439 SH   SOLE   7,439 0 0
Walt Disney Co. COM DISNEY 254687106 3,882 31,289 SH   SOLE   31,289 0 0
Waste Management COM 94106L109 915 8,086 SH   SOLE   8,086 0 0
Westport Fuel Systems Inc. COM NEW 960908309 16 10,000 SH   SOLE   10,000 0 0
Weyerhaeuser COM NEW 962166104 4,773 167,342 SH   SOLE   167,342 0 0
Whirlpool Corp COM 963320106 322 1,750 SH   SOLE   1,750 0 0
WisdomTree DEFA ETF INTL EQUITY FD 97717W703 1,125 24,748 SH   SOLE   24,748 0 0
WisdomTree Emerging Mkts Smallcap Div EMG MKTS SMCAP 97717W281 6,018 145,535 SH   SOLE   145,535 0 0
Woodward Inc. COM 980745103 2,343 29,230 SH   SOLE   29,230 0 0