The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company Equity 88579Y101 1,470 9,425 SH   SOLE   9,425 0 0
Abbott Laboratories Equity 002824100 119 1,300 SH   SOLE   1,300 0 0
AbbVie Inc. Equity 00287Y109 797 8,119 SH   SOLE   8,119 0 0
Accenture PLC Equity G1151C101 213 990 SH   SOLE   990 0 0
Albemarle Corp Equity 012653101 393 5,095 SH   SOLE   5,095 0 0
AllianceBernstein Holding L.P. UserDef 01881G106 232 8,500 SH   SOLE   8,500 0 0
Allstate Equity 020002101 108 1,110 SH   SOLE   1,110 0 0
Alphabet Inc. CL A Equity 02079K305 1,613 1,137 SH   SOLE   1,137 0 0
Alphabet Inc. CL C Equity 02079K107 4,344 3,073 SH   SOLE   3,073 0 0
Amazon.com Inc. Equity 023135106 2,629 953 SH   SOLE   953 0 0
American Express Equity 025816109 236 2,478 SH   SOLE   2,478 0 0
Amgen Inc Equity 031162100 168 714 SH   SOLE   714 0 0
Anthem Inc Equity 036752103 105 400 SH   SOLE   400 0 0
Apple Computer Equity 037833100 5,828 15,977 SH   SOLE   15,977 0 0
Armada Hoffler Properties, Inc. UserDef 04208T108 371 37,300 SH   SOLE   37,300 0 0
Atlas Corp Equity Y0436Q109 291 38,320 SH   SOLE   38,320 0 0
Automatic Data Processing Equity 053015103 415 2,790 SH   SOLE   2,790 0 0
Ball Corp Equity 058498106 1,564 22,500 SH   SOLE   22,500 0 0
Bank of America Equity 060505104 211 8,900 SH   SOLE   8,900 0 0
Bank of New York Mellon Equity 064058100 309 7,990 SH   SOLE   7,990 0 0
Bank of Nova Scotia Equity 064149107 173 4,200 SH   SOLE   4,200 0 0
Baxter International Equity 071813109 129 1,500 SH   SOLE   1,500 0 0
Becton Dickinson Co Equity 075887109 132 550 SH   SOLE   550 0 0
Berkshire Hathaway Cl A Equity 084670108 3,742 14 SH   SOLE   14 0 0
Berkshire Hathaway Cl B Equity 084670702 10,120 56,694 SH   SOLE   56,694 0 0
Boeing Equity 097023105 1,178 6,425 SH   SOLE   6,425 0 0
Boise Cascade Co Equity 09739D100 410 10,900 SH   SOLE   10,900 0 0
Bristol Myers Squibb Equity 110122108 502 8,534 SH   SOLE   8,534 0 0
Canadian National Railway Co. Equity 136375102 168 1,900 SH   SOLE   1,900 0 0
Carrier Global Corp Equity 14448C104 182 8,196 SH   SOLE   8,196 0 0
Caterpillar Equity 149123101 103 815 SH   SOLE   815 0 0
ChevronTexaco Equity 166764100 1,795 20,115 SH   SOLE   20,115 0 0
Cisco Systems Equity 17275R102 330 7,080 SH   SOLE   7,080 0 0
City Office Reit, Inc. UserDef 178587101 180 17,900 SH   SOLE   17,900 0 0
Clarus Corp. Equity 18270P109 240 20,737 SH   SOLE   20,737 0 0
Clorox Company Equity 189054109 329 1,500 SH   SOLE   1,500 0 0
Coca-Cola Company Equity 191216100 165 3,700 SH   SOLE   3,700 0 0
Comcast Corporation Equity 20030N101 3,716 95,343 SH   SOLE   95,343 0 0
Corning Inc Equity 219350105 148 5,700 SH   SOLE   5,700 0 0
Costco Wholesale Equity 22160K105 3,183 10,498 SH   SOLE   10,498 0 0
Deere & Company Equity 244199105 1,284 8,171 SH   SOLE   8,171 0 0
Discover Financial Services Equity 254709108 1,243 24,820 SH   SOLE   24,820 0 0
Dominion Resources Equity 25746U109 332 4,095 SH   SOLE   4,095 0 0
Duke Energy Equity 26441C204 297 3,713 SH   SOLE   3,713 0 0
Edwards Lifesciences Equity 28176E108 309 4,467 SH   SOLE   4,467 0 0
Equity Commonwealth UserDef 294628102 161 5,000 SH   SOLE   5,000 0 0
Eversource Energy Equity 30040W108 1,014 12,172 SH   SOLE   12,172 0 0
Expedia Inc. Equity 30212P303 984 11,975 SH   SOLE   11,975 0 0
Exxon Mobil Equity 30231G102 331 7,400 SH   SOLE   7,400 0 0
Facebook Inc Equity 30303M102 117 515 SH   SOLE   515 0 0
Fedex Corp Equity 31428X106 189 1,350 SH   SOLE   1,350 0 0
Fiat Chrysler Automobiles N.V. Equity N31738102 974 95,120 SH   SOLE   95,120 0 0
Flexshares Quality Dividend Index Fd. Equity 33939L860 152 3,592 SH   SOLE   3,592 0 0
Fomento Economico Mexicano Equity 344419106 2,370 38,219 SH   SOLE   38,219 0 0
General American Investors Co. Equity 368802104 127 4,000 SH   SOLE   4,000 0 0
Goldman Sachs ActiveBeta Intl Eq ETF Equity 381430107 125 4,700 SH   SOLE   4,700 0 0
Goldman Sachs Group Inc Equity 38141G104 611 3,090 SH   SOLE   3,090 0 0
Goldman Sachs TreasuryAccess 0-1 Year ETF UserDef 381430529 6,568 65,355 SH   SOLE   65,355 0 0
Hanesbrands Inc. Equity 410345102 524 46,370 SH   SOLE   46,370 0 0
Highwoods Properties Inc. UserDef 431284108 560 14,992 SH   SOLE   14,992 0 0
Home Depot Equity 437076102 1,485 5,929 SH   SOLE   5,929 0 0
Honeywell International Inc Equity 438516106 2,531 17,503 SH   SOLE   17,503 0 0
Host Hotels & Resorts, Inc. UserDef 44107P104 720 66,700 SH   SOLE   66,700 0 0
Humana Inc. Equity 444859102 155 400 SH   SOLE   400 0 0
Ingles Markets, Inc. Equity 457030104 2,027 47,062 SH   SOLE   47,062 0 0
Intel Equity 458140100 817 13,657 SH   SOLE   13,657 0 0
Intl Paper Co. Equity 460146103 188 5,350 SH   SOLE   5,350 0 0
Invesco FTSE RAFI US 1000 ETF Equity 46137V613 8,023 74,073 SH   SOLE   74,073 0 0
Invesco QQQ Trust Equity 46090E103 2,414 9,750 SH   SOLE   9,750 0 0
Invesco S&P 500 Equal Weight ETF Equity 46137V357 2,598 25,530 SH   SOLE   25,530 0 0
Investors Title Equity 461804106 276 2,275 SH   SOLE   2,275 0 0
Iron Mountain Inc Equity 46284V101 1,917 73,430 SH   SOLE   73,430 0 0
iShares 1-3 Yr Treas Index Fd Equity 464287457 4,821 55,665 SH   SOLE   55,665 0 0
iShares Core MSCI Total Intl Stk ETF Equity 46432F834 3,838 70,405 SH   SOLE   70,405 0 0
iShares Edge MSCI USA Quality Factor ETF Equity 46432F339 115 1,200 SH   SOLE   1,200 0 0
iShares Gold Trust Equity 464285105 289 17,000 SH   SOLE   17,000 0 0
iShares MSCI EAFE Minimum Volatility Equity 46429B689 4,519 68,410 SH   SOLE   68,410 0 0
iShares Msci Eafe Small Cap Index Fd Equity 464288273 958 17,860 SH   SOLE   17,860 0 0
iShares Russell 1000 Equity 464287622 240 1,396 SH   SOLE   1,396 0 0
iShares Russell 1000 Value Index Fd Equity 464287598 187 1,663 SH   SOLE   1,663 0 0
iShares Russell Mid-Cap Index Equity 464287499 294 5,476 SH   SOLE   5,476 0 0
iShares Russell Midcap Value Index Equity 464287473 314 4,107 SH   SOLE   4,107 0 0
iShares Short Treasury Bond Equity 464288679 2,692 24,310 SH   SOLE   24,310 0 0
ITT Inc. Equity 45073V108 935 15,925 SH   SOLE   15,925 0 0
J P Morgan Chase Equity 46625H100 3,692 39,247 SH   SOLE   39,247 0 0
JM Smucker Equity 832696405 214 2,020 SH   SOLE   2,020 0 0
John Bean Technologies Equity 477839104 1,201 13,966 SH   SOLE   13,966 0 0
John Hancock Multifactor Mid Cap ETF Equity 47804J206 2,863 81,533 SH   SOLE   81,533 0 0
Johnson & Johnson Equity 478160104 4,897 34,825 SH   SOLE   34,825 0 0
JP Morgan Diversified Return Intl Eq ETF Equity 46641Q209 483 9,766 SH   SOLE   9,766 0 0
JPMorgan Ultra-Short Income ETF Equity 46641Q837 1,080 21,280 SH   SOLE   21,280 0 0
JPMorgan Ultra-Short Municipal Inc ETF Equity 46641Q654 1,952 38,300 SH   SOLE   38,300 0 0
Kimco Realty Corp (moved From Delaware UserDef 49446R109 903 70,295 SH   SOLE   70,295 0 0
Kroger Equity 501044101 4,576 135,188 SH   SOLE   135,188 0 0
Laboratory Corp of America Holdings Equity 50540R409 3,203 19,282 SH   SOLE   19,282 0 0
Lam Research Corp. Equity 512807108 4,226 13,065 SH   SOLE   13,065 0 0
Lattice Semiconductor Equity 518415104 170 6,000 SH   SOLE   6,000 0 0
Linde PLC Equity G5494J103 148 700 SH   SOLE   700 0 0
Lockheed Martin Corp Equity 539830109 500 1,370 SH   SOLE   1,370 0 0
Louisiana Pacific Equity 546347105 4,478 174,570 SH   SOLE   174,570 0 0
Luxfer Holdings PLC Equity G5698W116 102 7,200 SH   SOLE   7,200 0 0
MartenTransport Ltd. Equity 573075108 280 11,125 SH   SOLE   11,125 0 0
Mastercard Inc Cl A Equity 57636Q104 108 365 SH   SOLE   365 0 0
Matson Navigation Co. Equity 57686G105 311 10,696 SH   SOLE   10,696 0 0
Merck & Co Inc Equity 58933Y105 810 10,470 SH   SOLE   10,470 0 0
Microsoft Equity 594918104 12,013 59,028 SH   SOLE   59,028 0 0
Mid-America Apartment Communities Inc. UserDef 59522J103 1,663 14,505 SH   SOLE   14,505 0 0
Monmouth Real Estate Investment Corp. UserDef 609720107 846 58,400 SH   SOLE   58,400 0 0
NBT Bancorp Inc Equity 628778102 308 10,000 SH   SOLE   10,000 0 0
News Corp Cl B new Equity 65249B208 189 15,800 SH   SOLE   15,800 0 0
NextEra Energy Inc New Equity 65339F101 586 2,438 SH   SOLE   2,438 0 0
Nike, Inc. Equity 654106103 1,820 18,565 SH   SOLE   18,565 0 0
Nordstrom Inc. Equity 655664100 781 50,405 SH   SOLE   50,405 0 0
Norfolk Southern Crp Equity 655844108 369 2,100 SH   SOLE   2,100 0 0
Northrop Grumman Corp. Equity 666807102 3,702 12,041 SH   SOLE   12,041 0 0
Novartis AG Adr Equity 66987V109 1,685 19,291 SH   SOLE   19,291 0 0
Oracle Equity 68389X105 310 5,604 SH   SOLE   5,604 0 0
Oshkosh Corp Equity 688239201 483 6,740 SH   SOLE   6,740 0 0
Otis Worldwide Corp Equity 68902V107 233 4,094 SH   SOLE   4,094 0 0
Pepsico, Inc. Equity 713448108 5,214 39,421 SH   SOLE   39,421 0 0
Perth Mint Physical Gold ETF Equity 715426102 347 19,500 SH   SOLE   19,500 0 0
Pfizer Inc. Equity 717081103 357 10,929 SH   SOLE   10,929 0 0
Phillips 66 Equity 718546104 1,029 14,313 SH   SOLE   14,313 0 0
PIMCO RAFI Dyn Multi-Factor US Eq ETF Equity 72202L363 2,391 86,321 SH   SOLE   86,321 0 0
Pinnacle West Cap Cp Equity 723484101 2,914 39,755 SH   SOLE   39,755 0 0
Pinterest Inc Cl A Equity 72352L106 537 24,230 SH   SOLE   24,230 0 0
Portland Gen Elec Co Equity 736508847 2,743 65,610 SH   SOLE   65,610 0 0
Potlatch Corp Equity 737630103 165 4,346 SH   SOLE   4,346 0 0
PPL Corp. Equity 69351T106 833 32,233 SH   SOLE   32,233 0 0
Procter & Gamble Equity 742718109 330 2,763 SH   SOLE   2,763 0 0
ProLogis UserDef 74340W103 1,257 13,470 SH   SOLE   13,470 0 0
Quest Diagnostics Inc. Equity 74834L100 160 1,400 SH   SOLE   1,400 0 0
Rayonier Equity 754907103 554 22,352 SH   SOLE   22,352 0 0
Raytheon Technologies Corp Equity 75513E101 2,295 37,237 SH   SOLE   37,237 0 0
S & P 500 Index Fund Equity 78462F103 1,772 5,747 SH   SOLE   5,747 0 0
Sanofi-Aventis Sponsored Adr Equity 80105N105 133 2,600 SH   SOLE   2,600 0 0
Schwab Fundamental US Large Company ETF Equity 808524771 177 4,800 SH   SOLE   4,800 0 0
Skechers U.S.A., Inc. Equity 830566105 2,048 65,265 SH   SOLE   65,265 0 0
Sonoco Products Equity 835495102 552 10,560 SH   SOLE   10,560 0 0
Southwest Air Equity 844741108 112 3,280 SH   SOLE   3,280 0 0
SPDR Gold MiniShares Equity 98149E204 1,835 103,350 SH   SOLE   103,350 0 0
SPDR S&P Dividend ETF Equity 78464A763 133 1,460 SH   SOLE   1,460 0 0
Sprott Physical Gold Trust Equity 85207H104 701 49,000 SH   SOLE   49,000 0 0
Starbucks Equity 855244109 953 12,948 SH   SOLE   12,948 0 0
Starwood Ppty Trust, Inc. UserDef 85571B105 820 54,800 SH   SOLE   54,800 0 0
Streettracks Gold Shrs Equity 78463V107 1,728 10,327 SH   SOLE   10,327 0 0
Stryker Corp Equity 863667101 3,639 20,195 SH   SOLE   20,195 0 0
T Rowe Price Group, Inc. Equity 74144T108 267 2,160 SH   SOLE   2,160 0 0
Target Corporation Equity 87612E106 1,197 9,980 SH   SOLE   9,980 0 0
TETRA Technologies Inc. Equity 88162F105 5 10,000 SH   SOLE   10,000 0 0
Tompkins Financial Corp Equity 890110109 110 1,700 SH   SOLE   1,700 0 0
Trustco Bk Corp Ny Equity 898349105 127 20,000 SH   SOLE   20,000 0 0
UGI Corp Equity 902681105 113 3,550 SH   SOLE   3,550 0 0
Union Pacific Corporation Equity 907818108 4,100 24,252 SH   SOLE   24,252 0 0
United Parcel Service, Inc. Equity 911312106 407 3,660 SH   SOLE   3,660 0 0
Unitedhealth Group Equity 91324P102 395 1,339 SH   SOLE   1,339 0 0
Urstadt Biddle Pptys UserDef 917286106 430 42,798 SH   SOLE   42,798 0 0
Urstadt Biddle Pptys Inc Cl A Equity 917286205 1,093 92,000 SH   SOLE   92,000 0 0
US Bancorp Equity 902973304 624 16,950 SH   SOLE   16,950 0 0
VanEck Merk Gold Trust Equity 921078101 261 15,000 SH   SOLE   15,000 0 0
Vanguard Extended Mkt ETF Equity 922908652 2,643 22,336 SH   SOLE   22,336 0 0
Vanguard Financials ETF Equity 92204A405 971 16,980 SH   SOLE   16,980 0 0
Vanguard FTSE All World exUS ETF Equity 922042775 1,190 25,000 SH   SOLE   25,000 0 0
Vanguard FTSE All World ex-US Small-Cap ETF Equity 922042718 778 8,055 SH   SOLE   8,055 0 0
Vanguard FTSE Emerging Mkts ETF Equity 922042858 862 21,755 SH   SOLE   21,755 0 0
Vanguard Health Care ETF Equity 92204A504 2,645 13,730 SH   SOLE   13,730 0 0
Vanguard High Dividend Yield Index ETF Equity 921946406 17,876 226,914 SH   SOLE   226,914 0 0
Vanguard Information Technology ETF Equity 92204A702 12,700 45,568 SH   SOLE   45,568 0 0
Vanguard Mega Cap ETF Equity 921910873 2,696 24,630 SH   SOLE   24,630 0 0
Vanguard Mid-Cap Value ETF Equity 922908512 240 2,505 SH   SOLE   2,505 0 0
Vanguard REIT ETF Equity 922908553 1,699 21,635 SH   SOLE   21,635 0 0
Vanguard S&P 500 ETF Equity 922908363 7,990 28,190 SH   SOLE   28,190 0 0
Vanguard Short Term Bond ETF Equity 921937827 1,064 12,800 SH   SOLE   12,800 0 0
Vanguard Short-Term Treasury ETF Equity 92206C102 249 4,001 SH   SOLE   4,001 0 0
Vanguard Small Cap Value ETF Equity 922908611 1,620 15,155 SH   SOLE   15,155 0 0
Vanguard Total Stock Mkt ETF Equity 922908769 39,476 252,196 SH   SOLE   252,196 0 0
Vanguard Total World Stk Index ETF Equity 922042742 3,418 45,700 SH   SOLE   45,700 0 0
Vanguard Utilities ETF Equity 92204A876 1,144 9,253 SH   SOLE   9,253 0 0
Verizon Communications Equity 92343V104 3,785 68,652 SH   SOLE   68,652 0 0
Visa Inc Equity 92826C839 1,004 5,198 SH   SOLE   5,198 0 0
VMware Inc Cl A Equity 928563402 1,601 10,340 SH   SOLE   10,340 0 0
Wal-Mart Stores Equity 931142103 861 7,189 SH   SOLE   7,189 0 0
Walt Disney Co. Equity 254687106 3,475 31,166 SH   SOLE   31,166 0 0
Waste Management Equity 94106L109 856 8,086 SH   SOLE   8,086 0 0
Westport Fuel Systems Inc. Equity 960908309 12 10,000 SH   SOLE   10,000 0 0
Weyerhaeuser Equity 962166104 3,534 157,345 SH   SOLE   157,345 0 0
Whirlpool Corp Equity 963320106 227 1,750 SH   SOLE   1,750 0 0
WisdomTree DEFA ETF Equity 97717W703 1,355 30,602 SH   SOLE   30,602 0 0
WisdomTree Emerging Mkts Smallcap Div Equity 97717W281 5,314 136,220 SH   SOLE   136,220 0 0
Woodward Inc. Equity 980745103 2,715 35,005 SH   SOLE   35,005 0 0
Xilinx Inc Equity 983919101 103 1,050 SH   SOLE   1,050 0 0