The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company Equity 88579Y101 3,354 16,140 SH   SOLE   16,140 0 0
Abbott Laboratories Equity 002824100 1,215 15,200 SH   SOLE   15,200 0 0
AbbVie Inc. Equity 00287Y109 1,734 21,516 SH   SOLE   21,516 0 0
Accenture PLC Equity G1151C101 248 1,410 SH   SOLE   1,410 0 0
Actinium Pharmaceuticals, Inc. Equity 00507W107 5 10,000 SH   SOLE   10,000 0 0
Alaska Air Group Equity 011659109 171 3,050 SH   SOLE   3,050 0 0
Albemarle Corp Equity 012653101 658 8,025 SH   SOLE   8,025 0 0
AllianceBernstein Holding L.P. Equity 01881G106 289 10,000 SH   SOLE   10,000 0 0
Allstate Equity 020002101 105 1,110 SH   SOLE   1,110 0 0
Alphabet Inc. CL A Equity 02079K305 1,870 1,589 SH   SOLE   1,589 0 0
Alphabet Inc. CL C Equity 02079K107 3,684 3,140 SH   SOLE   3,140 0 0
Altria Group Equity 02209S103 279 4,850 SH   SOLE   4,850 0 0
Amazon.com Inc. Equity 023135106 1,537 863 SH   SOLE   863 0 0
American Express Equity 025816109 1,600 14,639 SH   SOLE   14,639 0 0
AmerisourceBergen Corp. Equity 03073E105 3,203 40,284 SH   SOLE   40,284 0 0
Anadarko Pete Corp Equity 032511107 114 2,500 SH   SOLE   2,500 0 0
Apple Computer Equity 037833100 3,147 16,568 SH   SOLE   16,568 0 0
AptarGroup Inc Equity 038336103 160 1,500 SH   SOLE   1,500 0 0
Ares Cap Corp Com Equity 04010L103 137 8,000 SH   SOLE   8,000 0 0
Armada Hoffler Properties, Inc. Equity 04208T108 873 56,000 SH   SOLE   56,000 0 0
AT&T Equity 00206R102 263 8,373 SH   SOLE   8,373 0 0
Automatic Data Processing Equity 053015103 767 4,800 SH   SOLE   4,800 0 0
Avangrid Inc. Equity 05351W103 101 2,000 SH   SOLE   2,000 0 0
Ball Corp Equity 058498106 2,029 35,062 SH   SOLE   35,062 0 0
Bank of America Equity 060505104 403 14,600 SH   SOLE   14,600 0 0
Bank of New York Mellon Equity 064058100 923 18,312 SH   SOLE   18,312 0 0
Bank of Nova Scotia Equity 064149107 605 11,353 SH   SOLE   11,353 0 0
Baxter International Equity 071813109 122 1,500 SH   SOLE   1,500 0 0
BCE Inc. Equity 05534B760 204 4,600 SH   SOLE   4,600 0 0
Becton Dickinson Co Equity 075887109 150 600 SH   SOLE   600 0 0
Berkshire Hathaway Cl A Equity 084670108 6,024 20 SH   SOLE   20 0 0
Berkshire Hathaway Cl B Equity 084670702 12,762 63,529 SH   SOLE   63,529 0 0
Boeing Equity 097023105 729 1,910 SH   SOLE   1,910 0 0
BP p.l.c. Equity 055622104 460 10,510 SH   SOLE   10,510 0 0
Bristol Myers Squibb Equity 110122108 1,320 27,659 SH   SOLE   27,659 0 0
Brixmor Property Group Inc. Equity 11120U105 807 43,925 SH   SOLE   43,925 0 0
Broadridge Financial Solutions Equity 11133T103 296 2,850 SH   SOLE   2,850 0 0
Canadian National Railway Co. Equity 136375102 170 1,900 SH   SOLE   1,900 0 0
Caterpillar Equity 149123101 124 915 SH   SOLE   915 0 0
ChevronTexaco Equity 166764100 1,611 13,075 SH   SOLE   13,075 0 0
Cisco Systems Equity 17275R102 596 11,043 SH   SOLE   11,043 0 0
City Office Reit, Inc. Equity 178587101 233 20,600 SH   SOLE   20,600 0 0
Clarus Corp. Equity 18270P109 351 27,400 SH   SOLE   27,400 0 0
Clorox Company Equity 189054109 241 1,500 SH   SOLE   1,500 0 0
Coca-Cola Company Equity 191216100 183 3,900 SH   SOLE   3,900 0 0
Comcast Corporation Equity 20030N101 2,874 71,877 SH   SOLE   71,877 0 0
Conoco Phillips Equity 20825C104 123 1,840 SH   SOLE   1,840 0 0
Consolidated Edison Equity 209115104 102 1,200 SH   SOLE   1,200 0 0
Corning Inc Equity 219350105 202 6,100 SH   SOLE   6,100 0 0
Costco Wholesale Equity 22160K105 2,040 8,423 SH   SOLE   8,423 0 0
Deere & Company Equity 244199105 782 4,891 SH   SOLE   4,891 0 0
Diageo PLC Equity 25243Q205 292 1,785 SH   SOLE   1,785 0 0
Dominion Resources Equity 25746U109 364 4,747 SH   SOLE   4,747 0 0
DowDuPont Inc. Equity 26078J100 912 17,114 SH   SOLE   17,114 0 0
Duke Energy Equity 26441C204 435 4,838 SH   SOLE   4,838 0 0
Edwards Lifesciences Equity 28176E108 306 1,600 SH   SOLE   1,600 0 0
Equity Residential Equity 29476L107 128 1,700 SH   SOLE   1,700 0 0
Eversource Energy Equity 30040W108 964 13,592 SH   SOLE   13,592 0 0
Exxon Mobil Equity 30231G102 1,394 17,251 SH   SOLE   17,251 0 0
Facebook Inc Equity 30303M102 103 620 SH   SOLE   620 0 0
Fedex Corp Equity 31428X106 862 4,750 SH   SOLE   4,750 0 0
Fiat Chrysler Automobiles N.V. Equity N31738102 1,453 97,850 SH   SOLE   97,850 0 0
Flexshares Quality Dividend Index Fd. Equity 33939L860 433 9,672 SH   SOLE   9,672 0 0
Fomento Economico Mexicano Equity 344419106 3,969 43,010 SH   SOLE   43,010 0 0
General American Investors Co. Equity 368802104 133 4,000 SH   SOLE   4,000 0 0
General Electric Equity 369604103 129 12,950 SH   SOLE   12,950 0 0
GlaxoSmithKline Plc Adr Equity 37733W105 125 3,000 SH   SOLE   3,000 0 0
Goldman Sachs ActiveBeta Intl Eq ETF Equity 381430107 112 4,000 SH   SOLE   4,000 0 0
Goldman Sachs TreasuryAccess 0-1 Year ETF Equity 381430529 5,560 55,450 SH   SOLE   55,450 0 0
Hanesbrands Inc. Equity 410345102 1,155 64,600 SH   SOLE   64,600 0 0
Hasbro Equity 418056107 157 1,850 SH   SOLE   1,850 0 0
Hexcel Corp. Equity 428291108 4,837 69,945 SH   SOLE   69,945 0 0
Highwoods Properties Inc. Equity 431284108 557 11,900 SH   SOLE   11,900 0 0
Home Depot Equity 437076102 1,266 6,599 SH   SOLE   6,599 0 0
Honeywell International Inc Equity 438516106 3,203 20,153 SH   SOLE   20,153 0 0
Host Hotels & Resorts, Inc. Equity 44107P104 1,268 67,075 SH   SOLE   67,075 0 0
Humana Inc. Equity 444859102 106 400 SH   SOLE   400 0 0
Ingles Markets, Inc. Equity 457030104 965 34,952 SH   SOLE   34,952 0 0
Intel Equity 458140100 1,126 20,970 SH   SOLE   20,970 0 0
Intl Paper Co. Equity 460146103 2,750 59,441 SH   SOLE   59,441 0 0
Invesco FTSE RAFI US 1000 ETF Equity 46137V613 11,249 99,222 SH   SOLE   99,222 0 0
Invesco Ltd. Equity G491BT108 424 21,970 SH   SOLE   21,970 0 0
Invesco QQQ Trust Equity 46090E103 1,759 9,790 SH   SOLE   9,790 0 0
Invesco S&P 500 Equal Weight ETF Equity 46137V357 4,158 39,810 SH   SOLE   39,810 0 0
Investors Title Equity 461804106 418 2,650 SH   SOLE   2,650 0 0
Iron Mountain Inc Equity 46284V101 1,347 38,000 SH   SOLE   38,000 0 0
iShares 1-3 Yr Treas Index Fd Equity 464287457 5,306 63,080 SH   SOLE   63,080 0 0
iShares Core MSCI Total Intl Stk ETF Equity 46432F834 1,841 31,700 SH   SOLE   31,700 0 0
iShares Edge MSCI Multifactor International ETF Equity 46434V274 229 8,700 SH   SOLE   8,700 0 0
iShares Edge MSCI USA Quality Factor ETF Equity 46432F339 221 2,500 SH   SOLE   2,500 0 0
iShares Gold Trust Equity 464285105 111 9,000 SH   SOLE   9,000 0 0
iShares Hong Kong Index Fd Equity 464286871 157 5,975 SH   SOLE   5,975 0 0
iShares MSCI EAFE Minimum Volatility Equity 46429B689 6,799 94,430 SH   SOLE   94,430 0 0
iShares Msci Eafe Small Cap Index Fd Equity 464288273 2,644 46,030 SH   SOLE   46,030 0 0
iShares MSCI Emerging Markets Min Volatilty Equity 464286533 131 2,215 SH   SOLE   2,215 0 0
iShares Russell 1000 Equity 464287622 299 1,899 SH   SOLE   1,899 0 0
iShares Russell 1000 Growth Index Fd Equity 464287614 190 1,257 SH   SOLE   1,257 0 0
iShares Russell 1000 Value Index Fd Equity 464287598 325 2,634 SH   SOLE   2,634 0 0
iShares Russell Mid-Cap Index Equity 464287499 295 5,476 SH   SOLE   5,476 0 0
iShares Russell Midcap Value Index Equity 464287473 371 4,266 SH   SOLE   4,266 0 0
iShares Tr Russell 2000 Index Fd Equity 464287655 124 807 SH   SOLE   807 0 0
ITT Inc. Equity 45073V108 1,086 18,724 SH   SOLE   18,724 0 0
J P Morgan Chase Equity 46625H100 3,694 36,490 SH   SOLE   36,490 0 0
JM Smucker Equity 832696405 380 3,265 SH   SOLE   3,265 0 0
John Bean Technologies Equity 477839104 1,613 17,552 SH   SOLE   17,552 0 0
John Hancock Multifactor Mid Cap ETF Equity 47804J206 105 3,000 SH   SOLE   3,000 0 0
Johnson & Johnson Equity 478160104 4,400 31,477 SH   SOLE   31,477 0 0
JP Morgan Diversified Return Intl Eq ETF Equity 46641Q209 1,085 19,615 SH   SOLE   19,615 0 0
JPMorgan Diversified Return Global Equity ETF Equity 46641Q100 154 2,600 SH   SOLE   2,600 0 0
Kraft Heinz Co. Equity 500754106 102 3,133 SH   SOLE   3,133 0 0
Kroger Equity 501044101 4,779 194,285 SH   SOLE   194,285 0 0
Laboratory Corp of America Holdings Equity 50540R409 2,438 15,938 SH   SOLE   15,938 0 0
Lam Research Corp. Equity 512807108 2,125 11,870 SH   SOLE   11,870 0 0
Lockheed Martin Corp Equity 539830109 228 760 SH   SOLE   760 0 0
Louisiana Pacific Equity 546347105 134 5,500 SH   SOLE   5,500 0 0
Marathon Petroleum Corp Equity 56585A102 1,466 24,498 SH   SOLE   24,498 0 0
Marriott International, Inc. Equity 571903202 135 1,080 SH   SOLE   1,080 0 0
MartenTransport Ltd. Equity 573075108 296 16,625 SH   SOLE   16,625 0 0
Mastercard Inc Cl A Equity 57636Q104 109 465 SH   SOLE   465 0 0
Matson Navigation Co. Equity 57686G105 680 18,846 SH   SOLE   18,846 0 0
Merck & Co Inc Equity 58933Y105 1,698 20,420 SH   SOLE   20,420 0 0
Microsoft Equity 594918104 7,475 63,382 SH   SOLE   63,382 0 0
Mid-America Apartment Communities Inc. Equity 59522J103 1,850 16,925 SH   SOLE   16,925 0 0
Molson Coors Brewing Company Equity 60871R209 2,422 40,606 SH   SOLE   40,606 0 0
Mondelez International Inc. Equity 609207105 445 8,906 SH   SOLE   8,906 0 0
NBT Bancorp Inc Equity 628778102 360 10,000 SH   SOLE   10,000 0 0
New York Times Equity 650111107 493 15,000 SH   SOLE   15,000 0 0
NextEra Energy Inc New Equity 65339F101 471 2,438 SH   SOLE   2,438 0 0
Nike, Inc. Equity 654106103 1,794 21,307 SH   SOLE   21,307 0 0
Nordstrom Inc. Equity 655664100 2,036 45,880 SH   SOLE   45,880 0 0
Norfolk Southern Crp Equity 655844108 706 3,780 SH   SOLE   3,780 0 0
Northrop Grumman Corp. Equity 666807102 4,160 15,432 SH   SOLE   15,432 0 0
Novartis AG Adr Equity 66987V109 2,467 25,656 SH   SOLE   25,656 0 0
Oracle Equity 68389X105 376 7,004 SH   SOLE   7,004 0 0
Paccar Inc Equity 693718108 2,724 39,970 SH   SOLE   39,970 0 0
Park City Group Inc. Equity 700215304 147 18,450 SH   SOLE   18,450 0 0
Pepsico, Inc. Equity 713448108 5,206 42,478 SH   SOLE   42,478 0 0
Pfizer Inc. Equity 717081103 1,016 23,929 SH   SOLE   23,929 0 0
Philip Morris Intl Equity 718172109 182 2,060 SH   SOLE   2,060 0 0
Pimco ETF Short Maturity Str Equity 72201R833 1,838 18,100 SH   SOLE   18,100 0 0
Pitney Bowes Inc. Equity 724479100 91 13,200 SH   SOLE   13,200 0 0
Pope Resources a Delaware LP Equity 732857107 326 4,900 SH   SOLE   4,900 0 0
Portland Gen Elec Co Equity 736508847 961 18,540 SH   SOLE   18,540 0 0
Potlatch Corp Equity 737630103 280 7,398 SH   SOLE   7,398 0 0
PPL Corp. Equity 69351T106 1,248 39,323 SH   SOLE   39,323 0 0
Procter & Gamble Equity 742718109 928 8,922 SH   SOLE   8,922 0 0
Quest Diagnostics Inc. Equity 74834L100 144 1,600 SH   SOLE   1,600 0 0
Rayonier Equity 754907103 308 9,777 SH   SOLE   9,777 0 0
Raytheon Equity 755111507 1,538 8,446 SH   SOLE   8,446 0 0
Royal Dutch Shell Cl A Equity 780259206 250 4,000 SH   SOLE   4,000 0 0
Royal Dutch Shell Cl B Equity 780259107 547 8,550 SH   SOLE   8,550 0 0
S & P 500 Index Fund Equity 78462F103 1,820 6,444 SH   SOLE   6,444 0 0
Schwab Fundamental Intl Lg Co ETF Equity 808524755 268 9,700 SH   SOLE   9,700 0 0
Schwab Fundamental Intl Sm Co ETF Equity 808524748 202 6,500 SH   SOLE   6,500 0 0
Schwab Fundamental US Large Company ETF Equity 808524771 194 5,100 SH   SOLE   5,100 0 0
Schwab US Large-Cap ETF Equity 808524201 541 8,000 SH   SOLE   8,000 0 0
Seagate Technology Equity G7945M107 148 3,100 SH   SOLE   3,100 0 0
Seaspan Corporation Equity Y75638109 487 55,950 SH   SOLE   55,950 0 0
Sonoco Products Equity 835495102 2,643 42,953 SH   SOLE   42,953 0 0
Southwest Air Equity 844741108 238 4,580 SH   SOLE   4,580 0 0
SPDR S&P Biotech ETF Equity 78464A870 589 6,505 SH   SOLE   6,505 0 0
SPDR S&P Dividend ETF Equity 78464A763 145 1,460 SH   SOLE   1,460 0 0
Starbucks Equity 855244109 979 13,163 SH   SOLE   13,163 0 0
Starwood Ppty Trust, Inc. Equity 85571B105 1,792 80,200 SH   SOLE   80,200 0 0
Streettracks Gold Shrs Equity 78463V107 1,859 15,237 SH   SOLE   15,237 0 0
Stryker Corp Equity 863667101 3,413 17,280 SH   SOLE   17,280 0 0
T Rowe Price Group, Inc. Equity 74144T108 196 1,960 SH   SOLE   1,960 0 0
TETRA Technologies Inc. Equity 88162F105 40 17,000 SH   SOLE   17,000 0 0
Tompkins Financial Corp Equity 890110109 129 1,700 SH   SOLE   1,700 0 0
Travelers Cos Inc. Equity 89417E109 329 2,395 SH   SOLE   2,395 0 0
Trustco Bk Corp Ny Equity 898349105 178 23,000 SH   SOLE   23,000 0 0
UGI Corp Equity 902681105 261 4,701 SH   SOLE   4,701 0 0
Union Pacific Corporation Equity 907818108 7,111 42,532 SH   SOLE   42,532 0 0
United Technologies Corp. Equity 913017109 2,238 17,361 SH   SOLE   17,361 0 0
Unitedhealth Group Equity 91324P102 381 1,539 SH   SOLE   1,539 0 0
Urstadt Biddle Pptys Equity 917286106 906 54,240 SH   SOLE   54,240 0 0
Urstadt Biddle Pptys 6.75 12/31/2049 Equity 917286809 532 20,575 SH   SOLE   20,575 0 0
Urstadt Biddle Pptys Inc Cl A Equity 917286205 1,788 86,614 SH   SOLE   86,614 0 0
US Bancorp Equity 902973304 2,906 60,293 SH   SOLE   60,293 0 0
V F Corp Equity 918204108 148 1,700 SH   SOLE   1,700 0 0
Vanguard Energy ETF Equity 92204A306 1,689 18,898 SH   SOLE   18,898 0 0
Vanguard Extended Mkt ETF Equity 922908652 2,741 23,736 SH   SOLE   23,736 0 0
Vanguard Financials ETF Equity 92204A405 1,876 29,073 SH   SOLE   29,073 0 0
Vanguard FTSE All World ex-US Small-Cap ETF Equity 922042718 1,043 10,020 SH   SOLE   10,020 0 0
Vanguard Global ex-US Real Estate ETF Equity 922042676 280 4,700 SH   SOLE   4,700 0 0
Vanguard Growth ETF Equity 922908736 235 1,500 SH   SOLE   1,500 0 0
Vanguard Health Care ETF Equity 92204A504 2,053 11,900 SH   SOLE   11,900 0 0
Vanguard High Dividend Yield Index ETF Equity 921946406 17,005 198,520 SH   SOLE   198,520 0 0
Vanguard Information Technology ETF Equity 92204A702 9,864 49,163 SH   SOLE   49,163 0 0
Vanguard Intl Hi Div Yld Idx ETF Equity 921946794 438 7,200 SH   SOLE   7,200 0 0
Vanguard Mega Cap ETF Equity 921910873 2,958 30,280 SH   SOLE   30,280 0 0
Vanguard Mid-Cap Value ETF Equity 922908512 651 6,035 SH   SOLE   6,035 0 0
Vanguard REIT ETF Equity 922908553 2,456 28,255 SH   SOLE   28,255 0 0
Vanguard S&P 500 ETF Equity 922908363 9,758 37,597 SH   SOLE   37,597 0 0
Vanguard Short Term Bond ETF Equity 921937827 1,250 15,700 SH   SOLE   15,700 0 0
Vanguard Small Cap Value ETF Equity 922908611 3,915 30,410 SH   SOLE   30,410 0 0
Vanguard Total Stock Mkt ETF Equity 922908769 35,434 244,865 SH   SOLE   244,865 0 0
Vanguard Total World Stk Index ETF Equity 922042742 3,953 54,022 SH   SOLE   54,022 0 0
Vanguard Utilities ETF Equity 92204A876 1,400 10,804 SH   SOLE   10,804 0 0
Vanguard Value ETF Equity 922908744 170 1,578 SH   SOLE   1,578 0 0
Vectrus Inc. Equity 92242T101 351 13,200 SH   SOLE   13,200 0 0
Verizon Communications Equity 92343V104 4,080 69,006 SH   SOLE   69,006 0 0
Visa Inc Equity 92826C839 853 5,462 SH   SOLE   5,462 0 0
Wal-Mart Stores Equity 931142103 491 5,039 SH   SOLE   5,039 0 0
Walt Disney Co. Equity 254687106 3,970 35,756 SH   SOLE   35,756 0 0
Waste Management Equity 94106L109 903 8,686 SH   SOLE   8,686 0 0
Wells Fargo & Co Equity 949746101 662 13,710 SH   SOLE   13,710 0 0
Westport Fuel Systems Inc. Equity 960908309 16 10,000 SH   SOLE   10,000 0 0
Weyerhaeuser Equity 962166104 1,382 52,471 SH   SOLE   52,471 0 0
WisdomTree DEFA ETF Equity 97717W703 3,881 76,647 SH   SOLE   76,647 0 0
WisdomTree Emerging Mkts Smallcap Div Equity 97717W281 5,105 108,355 SH   SOLE   108,355 0 0
Xylem Inc Equity 98419M100 537 6,798 SH   SOLE   6,798 0 0
Zimmer Biomet Holdings, Inc. Equity 98956P102 176 1,380 SH   SOLE   1,380 0 0
Zoetis Inc Equity 98978V103 104 1,033 SH   SOLE   1,033 0 0