The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COMMON STOCK 88579Y101 3,401 16,140 SH   SOLE   16,140 0 0
Abbott Laboratories COMMON STOCK 002824100 1,115 15,200 SH   SOLE   15,200 0 0
AbbVie Inc. COMMON STOCK 00287Y109 2,209 23,352 SH   SOLE   23,352 0 0
Accenture PLC COMMON STOCK G1151C101 257 1,510 SH   SOLE   1,510 0 0
Actinium Pharmaceuticals, Inc. COMMON STOCK 00507W107 7 10,000 SH   SOLE   10,000 0 0
Alaska Air Group COMMON STOCK 011659109 317 4,600 SH   SOLE   4,600 0 0
Albemarle Corp COMMON STOCK 012653101 1,882 18,860 SH   SOLE   18,860 0 0
AllianceBernstein Holding L.P. COMMON STOCK 01881G106 335 11,000 SH   SOLE   11,000 0 0
Allstate COMMON STOCK 020002101 129 1,310 SH   SOLE   1,310 0 0
Alphabet Inc. CL A COMMON STOCK 02079K305 2,127 1,762 SH   SOLE   1,762 0 0
Alphabet Inc. CL C COMMON STOCK 02079K107 4,291 3,595 SH   SOLE   3,595 0 0
Altria Group COMMON STOCK 718154107 304 5,046 SH   SOLE   5,046 0 0
Amazon.com Inc. COMMON STOCK 023135106 1,907 952 SH   SOLE   952 0 0
American Express COMMON STOCK 025816109 1,559 14,639 SH   SOLE   14,639 0 0
AmerisourceBergen Corp. COMMON STOCK 03073E105 4,363 47,314 SH   SOLE   47,314 0 0
Anadarko Pete Corp COMMON STOCK 032511107 184 2,725 SH   SOLE   2,725 0 0
Anheuser-Busch InBev COMMON STOCK 035229103 188 2,150 SH   SOLE   2,150 0 0
Apollo Commercial Real Estate Fin. REIT 03762U105 475 25,150 SH   SOLE   25,150 0 0
Apple Computer COMMON STOCK 037833100 3,698 16,384 SH   SOLE   16,384 0 0
AptarGroup Inc COMMON STOCK 038336103 162 1,500 SH   SOLE   1,500 0 0
Ares Cap Corp Com COMMON STOCK 04010L103 138 8,000 SH   SOLE   8,000 0 0
Armada Hoffler Properties, Inc. COMMON STOCK 04208T108 363 24,000 SH   SOLE   24,000 0 0
AT&T COMMON STOCK 00206R102 281 8,372 SH   SOLE   8,372 0 0
Automatic Data Processing COMMON STOCK 053015103 725 4,815 SH   SOLE   4,815 0 0
Ball Corp COMMON STOCK 058498106 2,355 53,531 SH   SOLE   53,531 0 0
Bank of America COMMON STOCK 060505104 371 12,600 SH   SOLE   12,600 0 0
Bank of New York Mellon COMMON STOCK 064058100 934 18,312 SH   SOLE   18,312 0 0
Bank of Nova Scotia COMMON STOCK 064149107 784 13,153 SH   SOLE   13,153 0 0
Baxter International COMMON STOCK 071813109 116 1,500 SH   SOLE   1,500 0 0
BCE Inc. COMMON STOCK 05534B760 399 9,850 SH   SOLE   9,850 0 0
Becton Dickinson Co COMMON STOCK 075887109 157 600 SH   SOLE   600 0 0
Berkshire Hathaway Cl A COMMON STOCK 084670108 6,080 19 SH   SOLE   19 0 0
Berkshire Hathaway Cl B COMMON STOCK 084670702 13,773 64,329 SH   SOLE   64,329 0 0
Bluerock Residential PFD A PREFERRED STOCK 09627J508 124 4,800 SH   SOLE   4,800 0 0
Boeing COMMON STOCK 097023105 710 1,910 SH   SOLE   1,910 0 0
BP p.l.c. COMMON STOCK 055622104 466 10,110 SH   SOLE   10,110 0 0
Bristol Myers Squibb COMMON STOCK 110122108 1,910 30,772 SH   SOLE   30,772 0 0
Brixmor Property Group Inc. COMMON STOCK 11120U105 448 25,575 SH   SOLE   25,575 0 0
Broadridge Financial Solutions COMMON STOCK 11133T103 376 2,850 SH   SOLE   2,850 0 0
Butler National Corp COMMON STOCK 123720104 11 39,400 SH   SOLE   39,400 0 0
Canadian National Railway Co. COMMON STOCK 136375102 207 2,300 SH   SOLE   2,300 0 0
Canon Inc. COMMON STOCK 138006309 104 3,300 SH   SOLE   3,300 0 0
Carriage Services COMMON STOCK 143905107 127 5,900 SH   SOLE   5,900 0 0
Caterpillar COMMON STOCK 149123101 147 965 SH   SOLE   965 0 0
Central Fund of Canada Ltd. ETF/ETN 153501101 216 18,500 SH   SOLE   18,500 0 0
ChevronTexaco COMMON STOCK 166764100 1,605 13,124 SH   SOLE   13,124 0 0
Cisco Systems COMMON STOCK 17275R102 670 13,773 SH   SOLE   13,773 0 0
City Office Reit Red PFD Ser A 6.625 PREFERRED STOCK 178587200 254 10,200 SH   SOLE   10,200 0 0
Clarus Corp. COMMON STOCK 18270P109 140 12,700 SH   SOLE   12,700 0 0
Clorox Company COMMON STOCK 189054109 624 4,151 SH   SOLE   4,151 0 0
Coca-Cola Company COMMON STOCK 191216100 180 3,900 SH   SOLE   3,900 0 0
Comcast Corporation COMMON STOCK 20030N101 2,836 80,076 SH   SOLE   80,076 0 0
Conoco Phillips COMMON STOCK 718507106 142 1,840 SH   SOLE   1,840 0 0
Corning Inc COMMON STOCK 219350105 215 6,100 SH   SOLE   6,100 0 0
Costco Wholesale COMMON STOCK 22160K105 1,930 8,218 SH   SOLE   8,218 0 0
Deere & Company COMMON STOCK 244199105 738 4,911 SH   SOLE   4,911 0 0
Delta Air Lines Inc. COMMON STOCK 247361702 190 3,285 SH   SOLE   3,285 0 0
Diageo PLC COMMON STOCK 25243Q205 302 2,135 SH   SOLE   2,135 0 0
Dominion Resources COMMON STOCK 25746U109 334 4,747 SH   SOLE   4,747 0 0
DowDuPont Inc. COMMON STOCK 26078J100 2,018 31,383 SH   SOLE   31,383 0 0
Duke Energy COMMON STOCK 264399106 387 4,838 SH   SOLE   4,838 0 0
Edwards Lifesciences COMMON STOCK 28176E108 296 1,700 SH   SOLE   1,700 0 0
EOG Resources COMMON STOCK 26875P101 133 1,044 SH   SOLE   1,044 0 0
Equinor ASA Spon Adr Each Rep 1 Ord Shs COMMON STOCK 29446M102 172 6,100 SH   SOLE   6,100 0 0
Equity Residential REIT 29476L107 113 1,700 SH   SOLE   1,700 0 0
Eversource Energy COMMON STOCK 30040W108 873 14,215 SH   SOLE   14,215 0 0
Express Scripts Holding Co. COMMON STOCK 302182100 132 1,394 SH   SOLE   1,394 0 0
Exxon Mobil COMMON STOCK 30231G102 1,489 17,516 SH   SOLE   17,516 0 0
Facebook Inc COMMON STOCK 30303M102 119 725 SH   SOLE   725 0 0
Fedex Corp COMMON STOCK 31428X106 1,144 4,750 SH   SOLE   4,750 0 0
Fiat Chrysler Automobiles N.V. COMMON STOCK N31738102 1,904 108,750 SH   SOLE   108,750 0 0
Flexshares Quality Dividend Index Fd. ETF/ETN 33939L860 495 10,467 SH   SOLE   10,467 0 0
Fomento Economico Mexicano COMMON STOCK 344419106 4,467 45,135 SH   SOLE   45,135 0 0
Fresh Del Monte Produce Inc. COMMON STOCK G36738105 926 27,334 SH   SOLE   27,334 0 0
Gabelli Global Sml & Md Cap PFD. PREFERRED STOCK 36249W203 114 4,600 SH   SOLE   4,600 0 0
General American Investors Co. COMMON STOCK 368802104 223 6,036 SH   SOLE   6,036 0 0
General Electric COMMON STOCK 369604103 146 12,950 SH   SOLE   12,950 0 0
General Mills COMMON STOCK 370334104 1,511 35,197 SH   SOLE   35,197 0 0
Geopark Limited COMMON STOCK G38327105 102 5,000 SH   SOLE   5,000 0 0
GlaxoSmithKline Plc Adr COMMON STOCK 37733W105 121 3,000 SH   SOLE   3,000 0 0
Goldman Sachs Large Cap Equal Weight ETF ETF/ETN 381430438 102 2,200 SH   SOLE   2,200 0 0
Goldman Sachs TreasuryAccess 0-1 Year ETF ETF/ETN 381430529 3,070 30,650 SH   SOLE   30,650 0 0
H&E Equipment Services, Inc. COMMON STOCK 404030108 113 3,000 SH   SOLE   3,000 0 0
Hanesbrands Inc. COMMON STOCK 410345102 3,299 179,010 SH   SOLE   179,010 0 0
Hasbro COMMON STOCK 418056107 221 2,100 SH   SOLE   2,100 0 0
Hexcel Corp. COMMON STOCK 428291108 5,124 76,420 SH   SOLE   76,420 0 0
Highwoods Properties Inc. REIT 431284108 631 13,350 SH   SOLE   13,350 0 0
Home Depot COMMON STOCK 437076102 1,336 6,449 SH   SOLE   6,449 0 0
Honeywell International Inc COMMON STOCK 438516106 3,368 20,243 SH   SOLE   20,243 0 0
Host Hotels & Resorts, Inc. REIT 44107P104 1,473 69,825 SH   SOLE   69,825 0 0
Humana Inc. COMMON STOCK 444859102 237 700 SH   SOLE   700 0 0
Imperial Oil Ltd. COMMON STOCK 453038408 131 4,050 SH   SOLE   4,050 0 0
Ingles Markets, Inc. COMMON STOCK 457030104 1,235 36,052 SH   SOLE   36,052 0 0
Intel COMMON STOCK 458140100 1,208 25,535 SH   SOLE   25,535 0 0
Intl Paper Co. COMMON STOCK 460146103 2,908 59,164 SH   SOLE   59,164 0 0
Invesco FTSE RAFI US 1000 ETF COMMON STOCK 73935X583 10,738 90,412 SH   SOLE   90,412 0 0
Invesco Fundamental High Yld Corp Bond ETF COMMON STOCK 73936T557 2,571 138,725 SH   SOLE   138,725 0 0
Invesco Ltd. COMMON STOCK G491BT108 755 33,020 SH   SOLE   33,020 0 0
Invesco QQQ Trust COMMON STOCK 631100104 1,947 10,480 SH   SOLE   10,480 0 0
Investors Title COMMON STOCK 461804106 479 2,850 SH   SOLE   2,850 0 0
iShares 1-3 Yr Treas Index Fd ETF/ETN 464287457 2,199 26,460 SH   SOLE   26,460 0 0
iShares DJ US Oil Equip & Svcs ETF/ETN 464288844 385 10,770 SH   SOLE   10,770 0 0
iShares Edge MSCI Multifactor International ETF ETF/ETN 46434V274 705 25,100 SH   SOLE   25,100 0 0
iShares Edge MSCI USA Quality Factor ETF ETF/ETN 46432F339 226 2,500 SH   SOLE   2,500 0 0
iShares Global Telecom Fd ETF/ETN 464287275 437 7,552 SH   SOLE   7,552 0 0
iShares Hong Kong Index Fd ETF/ETN 464286871 143 5,975 SH   SOLE   5,975 0 0
iShares MSCI EAFE Minimum Volatility ETF/ETN 46429B689 7,571 103,980 SH   SOLE   103,980 0 0
iShares MSCI Emerging Markets Min Volatilty ETF/ETN 464286533 148 2,490 SH   SOLE   2,490 0 0
iShares MSCI South Korea Index Fd ETF/ETN 464286772 184 2,700 SH   SOLE   2,700 0 0
iShares Russell 1000 ETF/ETN 464287622 307 1,899 SH   SOLE   1,899 0 0
iShares Russell 1000 Growth Index Fd ETF/ETN 464287614 250 1,606 SH   SOLE   1,606 0 0
iShares Russell 1000 Value Index Fd ETF/ETN 464287598 347 2,738 SH   SOLE   2,738 0 0
iShares Russell Mid-Cap Index ETF/ETN 464287499 302 1,369 SH   SOLE   1,369 0 0
iShares Russell Midcap Value Index ETF/ETN 464287473 385 4,266 SH   SOLE   4,266 0 0
iShares Short Maturity Bond ETF ETF/ETN 46431W507 151 3,000 SH   SOLE   3,000 0 0
iShares Tr Russell 2000 Index Fd ETF/ETN 464287655 136 807 SH   SOLE   807 0 0
iShares Tr S&P Global Energy Sector ETF/ETN 464287341 200 5,300 SH   SOLE   5,300 0 0
ITT Inc. COMMON STOCK 45073V108 1,153 18,824 SH   SOLE   18,824 0 0
J P Morgan Chase COMMON STOCK 46625H100 2,352 20,845 SH   SOLE   20,845 0 0
JM Smucker COMMON STOCK 832696405 335 3,265 SH   SOLE   3,265 0 0
John Bean Technologies COMMON STOCK 477839104 2,338 19,601 SH   SOLE   19,601 0 0
John Hancock Multifactor Mid Cap ETF COMMON STOCK 47804J206 110 3,000 SH   SOLE   3,000 0 0
Johnson & Johnson COMMON STOCK 478160104 4,344 31,438 SH   SOLE   31,438 0 0
JP Morgan Diversified Return Intl Eq ETF ETF/ETN 46641Q209 117 2,000 SH   SOLE   2,000 0 0
JPMorgan Diversified Return Global Equity ETF COMMON STOCK 46641Q100 190 3,100 SH   SOLE   3,100 0 0
Kraft Heinz Co. COMMON STOCK 500754106 173 3,133 SH   SOLE   3,133 0 0
Kroger COMMON STOCK 501044101 6,861 235,709 SH   SOLE   235,709 0 0
Laboratory Corp of America Holdings COMMON STOCK 50540R409 2,877 16,565 SH   SOLE   16,565 0 0
Lam Research Corp. COMMON STOCK 512807108 1,979 13,045 SH   SOLE   13,045 0 0
Luxfer Holdings PLC COMMON STOCK 550678106 233 10,000 SH   SOLE   10,000 0 0
Macy's Inc COMMON STOCK 55616P104 104 3,000 SH   SOLE   3,000 0 0
Marathon Petroleum Corp COMMON STOCK 56585A102 1,786 22,328 SH   SOLE   22,328 0 0
Marriott International, Inc. COMMON STOCK 571903202 143 1,080 SH   SOLE   1,080 0 0
MartenTransport Ltd. COMMON STOCK 573075108 382 18,125 SH   SOLE   18,125 0 0
Mastercard Inc Cl A COMMON STOCK 57636Q104 104 465 SH   SOLE   465 0 0
Matson Navigation Co. COMMON STOCK 57686G105 797 20,096 SH   SOLE   20,096 0 0
Merck & Co Inc COMMON STOCK 58933Y105 1,606 22,637 SH   SOLE   22,637 0 0
Microsoft COMMON STOCK 594918104 8,067 70,535 SH   SOLE   70,535 0 0
Mid-America Apartment Communities Inc. REIT 59522J103 1,756 17,525 SH   SOLE   17,525 0 0
Mine Safety Appliances COMMON STOCK 602720104 532 5,000 SH   SOLE   5,000 0 0
Molson Coors Brewing Company COMMON STOCK 60871R209 2,721 44,251 SH   SOLE   44,251 0 0
Mondelez International Inc. COMMON STOCK 609207105 383 8,906 SH   SOLE   8,906 0 0
Multi Color Corp. COMMON STOCK 625383104 235 3,775 SH   SOLE   3,775 0 0
National Holdings Corporation COMMON STOCK 636375206 42 13,200 SH   SOLE   13,200 0 0
NBT Bancorp Inc COMMON STOCK 628778102 384 10,000 SH   SOLE   10,000 0 0
New York Times COMMON STOCK 650111107 347 15,000 SH   SOLE   15,000 0 0
NextEra Energy Inc New COMMON STOCK 65339F101 484 2,888 SH   SOLE   2,888 0 0
Nike, Inc. COMMON STOCK 654106103 1,797 21,207 SH   SOLE   21,207 0 0
Nordstrom Inc. COMMON STOCK 655664100 2,871 48,005 SH   SOLE   48,005 0 0
Norfolk Southern Crp COMMON STOCK 655844108 682 3,780 SH   SOLE   3,780 0 0
Northrop Grumman Corp. COMMON STOCK 666807102 4,866 15,332 SH   SOLE   15,332 0 0
Novartis AG Adr COMMON STOCK 66987V109 2,354 27,321 SH   SOLE   27,321 0 0
Nuveen CA Muni Advantage Fund ETF/ETN 67066Y105 129 10,000 SH   SOLE   10,000 0 0
Oracle COMMON STOCK 68389X105 361 7,004 SH   SOLE   7,004 0 0
Paccar Inc COMMON STOCK 693718108 3,324 48,740 SH   SOLE   48,740 0 0
Pepsico, Inc. COMMON STOCK 713448108 6,189 55,355 SH   SOLE   55,355 0 0
Pfizer Inc. COMMON STOCK 717081103 1,128 25,592 SH   SOLE   25,592 0 0
Philip Morris Intl COMMON STOCK 718172109 201 2,460 SH   SOLE   2,460 0 0
Phillips 66 COMMON STOCK 718546104 111 985 SH   SOLE   985 0 0
Pimco ETF Short Maturity Str ETF/ETN 72201R833 1,895 18,650 SH   SOLE   18,650 0 0
Pope Resources a Delaware LP COMMON STOCK 732857107 276 3,800 SH   SOLE   3,800 0 0
Portland Gen Elec Co COMMON STOCK 736508847 850 18,640 SH   SOLE   18,640 0 0
Potlatch Corp COMMON STOCK 737630103 330 8,050 SH   SOLE   8,050 0 0
PPL Corp. COMMON STOCK 69351T106 1,070 36,573 SH   SOLE   36,573 0 0
Procter & Gamble COMMON STOCK 742718109 776 9,325 SH   SOLE   9,325 0 0
ProLogis COMMON STOCK 743410102 630 9,300 SH   SOLE   9,300 0 0
Quest Diagnostics Inc. COMMON STOCK 74834L100 183 1,700 SH   SOLE   1,700 0 0
Rayonier COMMON STOCK 754907103 331 9,777 SH   SOLE   9,777 0 0
Raytheon COMMON STOCK 755111507 1,805 8,736 SH   SOLE   8,736 0 0
Royal Dutch Shell Cl A COMMON STOCK 780259206 273 4,000 SH   SOLE   4,000 0 0
Rush Enterprises Cl B COMMON STOCK 781846308 126 3,150 SH   SOLE   3,150 0 0
S & P 500 Index Fund ETF/ETN 78462F103 1,929 6,637 SH   SOLE   6,637 0 0
Schlumberger Limited COMMON STOCK 806857108 431 7,081 SH   SOLE   7,081 0 0
Seagate Technology COMMON STOCK G7945J104 147 3,100 SH   SOLE   3,100 0 0
Seaspan Corporation COMMON STOCK Y75638109 472 56,650 SH   SOLE   56,650 0 0
Sonoco Products COMMON STOCK 835495102 2,368 42,663 SH   SOLE   42,663 0 0
Southwest Air COMMON STOCK 844741108 299 4,780 SH   SOLE   4,780 0 0
SPDR S&P Biotech ETF ETF/ETN 78464A870 250 2,605 SH   SOLE   2,605 0 0
SPDR S&P Dividend ETF ETF/ETN 78464A763 143 1,460 SH   SOLE   1,460 0 0
Starbucks COMMON STOCK 855244109 865 15,217 SH   SOLE   15,217 0 0
Starwood Ppty Trust, Inc. REIT 85571B105 1,501 69,750 SH   SOLE   69,750 0 0
Streettracks Gold Shrs ETF/ETN 78463V107 1,833 16,258 SH   SOLE   16,258 0 0
Stryker Corp COMMON STOCK 863667101 3,234 18,200 SH   SOLE   18,200 0 0
Superior Industries International, Inc. COMMON STOCK 868168105 326 19,100 SH   SOLE   19,100 0 0
T Rowe Price Group, Inc. COMMON STOCK 74144T108 214 1,960 SH   SOLE   1,960 0 0
TETRA Technologies Inc. COMMON STOCK 88162F105 83 18,500 SH   SOLE   18,500 0 0
Tompkins Financial Corp COMMON STOCK 890110109 138 1,700 SH   SOLE   1,700 0 0
Travelers Cos Inc. COMMON STOCK 89417E109 311 2,395 SH   SOLE   2,395 0 0
Trustco Bk Corp Ny COMMON STOCK 898349105 196 23,000 SH   SOLE   23,000 0 0
Twenty-First Century Fox, Cl B COMMON STOCK 90130A200 183 4,000 SH   SOLE   4,000 0 0
UGI Corp COMMON STOCK 902681105 1,086 19,576 SH   SOLE   19,576 0 0
UMH Pptys Inc PFD C 6.750 COMMON STOCK 903002400 121 5,000 SH   SOLE   5,000 0 0
Unilever PLC COMMON STOCK 904767704 749 13,620 SH   SOLE   13,620 0 0
Union Pacific Corporation COMMON STOCK 907818108 7,207 44,262 SH   SOLE   44,262 0 0
United Technologies Corp. COMMON STOCK 913017109 2,372 16,969 SH   SOLE   16,969 0 0
Unitedhealth Group COMMON STOCK 91324P102 450 1,690 SH   SOLE   1,690 0 0
Urstadt Biddle Pptys REIT 917286106 943 54,740 SH   SOLE   54,740 0 0
Urstadt Biddle Pptys 6.75 12/31/2049 PREFERRED STOCK 917286809 523 20,575 SH   SOLE   20,575 0 0
Urstadt Biddle Pptys Inc Cl A REIT 917286205 1,936 90,914 SH   SOLE   90,914 0 0
Urstadt Biddle Pptys Inc Cum Pfd H 6.250 PREFERRED STOCK 917286882 835 34,500 SH   SOLE   34,500 0 0
US Bancorp COMMON STOCK 902973304 4,649 88,030 SH   SOLE   88,030 0 0
V F Corp COMMON STOCK 918204108 159 1,700 SH   SOLE   1,700 0 0
Vanguard Energy ETF ETF/ETN 92204A306 3,641 34,638 SH   SOLE   34,638 0 0
Vanguard Extended Mkt ETF ETF/ETN 922908652 2,966 24,186 SH   SOLE   24,186 0 0
Vanguard Financials ETF ETF/ETN 92204A405 1,587 22,883 SH   SOLE   22,883 0 0
Vanguard FTSE All World ex-US Small-Cap ETF ETF/ETN 922042718 2,557 22,800 SH   SOLE   22,800 0 0
Vanguard FTSE Emerging Mkts ETF ETF/ETN 922042858 140 3,416 SH   SOLE   3,416 0 0
Vanguard Global ex-US Real Estate ETF ETF/ETN 922042676 359 6,400 SH   SOLE   6,400 0 0
Vanguard Growth ETF ETF/ETN 922908736 322 2,000 SH   SOLE   2,000 0 0
Vanguard Health Care ETF ETF/ETN 92204A504 2,021 11,200 SH   SOLE   11,200 0 0
Vanguard High Dividend Yield Index ETF ETF/ETN 921946406 17,463 200,520 SH   SOLE   200,520 0 0
Vanguard Information Technology ETF ETF/ETN 92204A702 11,309 55,828 SH   SOLE   55,828 0 0
Vanguard Intermediate-Term Corp Bd ETF ETF/ETN 92206C870 445 5,330 SH   SOLE   5,330 0 0
Vanguard Mega Cap ETF ETF/ETN 921910873 3,239 32,230 SH   SOLE   32,230 0 0
Vanguard Mid Cap ETF ETF/ETN 922908629 115 700 SH   SOLE   700 0 0
Vanguard Mid-Cap Value ETF ETF/ETN 922908512 759 6,710 SH   SOLE   6,710 0 0
Vanguard REIT ETF ETF/ETN 922908553 2,734 33,890 SH   SOLE   33,890 0 0
Vanguard S&P 500 ETF ETF/ETN 922908363 10,718 40,136 SH   SOLE   40,136 0 0
Vanguard Short Term Bond ETF ETF/ETN 921937827 1,408 18,050 SH   SOLE   18,050 0 0
Vanguard Small Cap Value ETF ETF/ETN 922908611 4,282 30,725 SH   SOLE   30,725 0 0
Vanguard Total International Stock ETF ETF/ETN 921909768 489 9,050 SH   SOLE   9,050 0 0
Vanguard Total Stock Mkt ETF ETF/ETN 922908769 34,944 233,505 SH   SOLE   233,505 0 0
Vanguard Total World Stk Index ETF ETF/ETN 922042742 4,469 58,932 SH   SOLE   58,932 0 0
Vanguard Utilities ETF ETF/ETN 92204A876 1,303 11,054 SH   SOLE   11,054 0 0
Vanguard Value ETF ETF/ETN 922908744 141 1,278 SH   SOLE   1,278 0 0
Verizon Communications COMMON STOCK 92343V104 3,850 72,106 SH   SOLE   72,106 0 0
Visa Inc COMMON STOCK 92826C839 940 6,262 SH   SOLE   6,262 0 0
Vodafone Group PLC COMMON STOCK 92857W100 484 22,284 SH   SOLE   22,284 0 0
Wabash National Corp. COMMON STOCK 929566107 1,784 97,855 SH   SOLE   97,855 0 0
Wal-Mart Stores COMMON STOCK 931142103 501 5,339 SH   SOLE   5,339 0 0
Walt Disney Co. COMMON STOCK 254687106 4,104 35,093 SH   SOLE   35,093 0 0
Waste Management COMMON STOCK 94106L109 794 8,786 SH   SOLE   8,786 0 0
Wells Fargo & Co COMMON STOCK 949746101 1,116 21,239 SH   SOLE   21,239 0 0
Westport Fuel Systems Inc. COMMON STOCK 960908309 30 10,000 SH   SOLE   10,000 0 0
Weyerhaeuser REIT 962166104 1,896 58,768 SH   SOLE   58,768 0 0
Whirlpool Corp COMMON STOCK 963320106 927 7,805 SH   SOLE   7,805 0 0
WisdomTree DEFA ETF ETF/ETN 97717W703 5,726 107,767 SH   SOLE   107,767 0 0
WisdomTree Emerging Mkts Smallcap Div ETF/ETN 97717W281 4,343 95,140 SH   SOLE   95,140 0 0
Xylem Inc COMMON STOCK 98419M100 559 6,998 SH   SOLE   6,998 0 0
Zimmer Biomet Holdings, Inc. COMMON STOCK 98956P102 181 1,380 SH   SOLE   1,380 0 0