The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COMMON STOCK 88579Y101 3,849 16,355 SH   SOLE NONE 16,355 0 0
Abbott Laboratories COMMON STOCK 002824100 867 15,200 SH   SOLE NONE 15,200 0 0
AbbVie Inc. COMMON STOCK 00287Y109 2,355 24,352 SH   SOLE NONE 24,352 0 0
ABM Industries COMMON STOCK 000957100 637 16,875 SH   SOLE NONE 16,875 0 0
Accenture PLC COMMON STOCK G1151C101 239 1,560 SH   SOLE NONE 1,560 0 0
Aircastle Limited COMMON STOCK G0129K104 106 4,545 SH   SOLE NONE 4,545 0 0
Alaska Air Group COMMON STOCK 011659109 445 6,050 SH   SOLE NONE 6,050 0 0
Alaska Communications Systems COMMON STOCK 01167P101 31 11,500 SH   SOLE NONE 11,500 0 0
Albemarle Corp COMMON STOCK 012653101 2,531 19,790 SH   SOLE NONE 19,790 0 0
Alexander & Baldwin COMMON STOCK 014491104 407 14,687 SH   SOLE NONE 14,687 0 0
AllianceBernstein Holding L.P. COMMON STOCK 01881G106 225 9,000 SH   SOLE NONE 9,000 0 0
Allstate COMMON STOCK 020002101 137 1,310 SH   SOLE NONE 1,310 0 0
Alphabet Inc. CL A COMMON STOCK 02079K305 2,103 1,996 SH   SOLE NONE 1,996 0 0
Alphabet Inc. CL C COMMON STOCK 02079K107 3,503 3,348 SH   SOLE NONE 3,348 0 0
Altria Group COMMON STOCK 718154107 376 5,259 SH   SOLE NONE 5,259 0 0
Amazon.com Inc. COMMON STOCK 023135106 1,141 976 SH   SOLE NONE 976 0 0
American Express COMMON STOCK 025816109 1,454 14,639 SH   SOLE NONE 14,639 0 0
AmerisourceBergen Corp. COMMON STOCK 03073E105 4,580 49,880 SH   SOLE NONE 49,880 0 0
Anadarko Pete Corp COMMON STOCK 032511107 146 2,725 SH   SOLE NONE 2,725 0 0
Anheuser-Busch InBev COMMON STOCK 035229103 262 2,350 SH   SOLE NONE 2,350 0 0
Apollo Commercial Real Estate REIT 03762U105 535 29,016 SH   SOLE NONE 29,016 0 0
Apple Computer COMMON STOCK 037833100 2,807 16,586 SH   SOLE NONE 16,586 0 0
AptarGroup Inc COMMON STOCK 038336103 129 1,500 SH   SOLE NONE 1,500 0 0
Archer Daniels Midland COMMON STOCK 039483102 305 7,600 SH   SOLE NONE 7,600 0 0
Armada Hoffler Properties, Inc REIT 04208T108 353 22,700 SH   SOLE NONE 22,700 0 0
AT&T COMMON STOCK 00206R102 427 10,994 SH   SOLE NONE 10,994 0 0
Automatic Data Processing COMMON STOCK 053015103 588 5,020 SH   SOLE NONE 5,020 0 0
Baldwin & Lyons Inc CL B COMMON STOCK 057755209 138 5,750 SH   SOLE NONE 5,750 0 0
Ball Corp COMMON STOCK 058498106 2,108 55,696 SH   SOLE NONE 55,696 0 0
Bank of America COMMON STOCK 060505104 416 14,100 SH   SOLE NONE 14,100 0 0
Bank of New York Mellon COMMON STOCK 064058100 2,846 52,848 SH   SOLE NONE 52,848 0 0
Bank of Nova Scotia COMMON STOCK 064149107 926 14,353 SH   SOLE NONE 14,353 0 0
BCE Inc. COMMON STOCK 05534B760 562 11,700 SH   SOLE NONE 11,700 0 0
Becton Dickinson Co COMMON STOCK 075887109 171 800 SH   SOLE NONE 800 0 0
Berkshire Hathaway Cl A COMMON STOCK 084670108 5,952 20 SH   SOLE NONE 20 0 0
Berkshire Hathaway Cl B COMMON STOCK 084670702 13,204 66,615 SH   SOLE NONE 66,615 0 0
Bluerock Residential PFD A COMMON STOCK 09627J508 140 5,300 SH   SOLE NONE 5,300 0 0
Boeing COMMON STOCK 097023105 608 2,060 SH   SOLE NONE 2,060 0 0
BP p.l.c. COMMON STOCK 055622104 425 10,110 SH   SOLE NONE 10,110 0 0
Bristol Myers Squibb COMMON STOCK 110122108 2,035 33,202 SH   SOLE NONE 33,202 0 0
Brixmor Property Group Inc. REIT 11120U105 352 18,875 SH   SOLE NONE 18,875 0 0
Broadridge Financial Solutions COMMON STOCK 11133T103 258 2,850 SH   SOLE NONE 2,850 0 0
Canadian National Railway Co. COMMON STOCK 136375102 295 3,572 SH   SOLE NONE 3,572 0 0
Canon Inc. COMMON STOCK 138006309 123 3,300 SH   SOLE NONE 3,300 0 0
Carriage Services COMMON STOCK 143905107 158 6,150 SH   SOLE NONE 6,150 0 0
Caterpillar COMMON STOCK 149123101 152 965 SH   SOLE NONE 965 0 0
Central Fund of Canada Ltd. ETF/ETN 153501101 255 19,001 SH   SOLE NONE 19,001 0 0
ChevronTexaco COMMON STOCK 166764100 1,616 12,905 SH   SOLE NONE 12,905 0 0
Cisco Systems COMMON STOCK 17275R102 539 14,073 SH   SOLE NONE 14,073 0 0
City Office Reit Red PFD Ser A PREFERRED STOCK 178587200 264 10,500 SH   SOLE NONE 10,500 0 0
Clarus Corp. COMMON STOCK 18270P109 167 21,296 SH   SOLE NONE 21,296 0 0
Clorox Company COMMON STOCK 189054109 732 4,923 SH   SOLE NONE 4,923 0 0
Coca-Cola Company COMMON STOCK 191216100 179 3,900 SH   SOLE NONE 3,900 0 0
Comcast Corporation COMMON STOCK 20030N101 2,700 67,416 SH   SOLE NONE 67,416 0 0
Conoco Phillips COMMON STOCK 718507106 101 1,840 SH   SOLE NONE 1,840 0 0
Consolidated Edison COMMON STOCK 209115104 149 1,750 SH   SOLE NONE 1,750 0 0
Corning Inc COMMON STOCK 219350105 195 6,100 SH   SOLE NONE 6,100 0 0
Costco Wholesale COMMON STOCK 22160K105 1,661 8,923 SH   SOLE NONE 8,923 0 0
Deere & Company COMMON STOCK 244199105 792 5,061 SH   SOLE NONE 5,061 0 0
Delta Air Lines Inc. COMMON STOCK 247361702 106 1,885 SH   SOLE NONE 1,885 0 0
Diageo PLC COMMON STOCK 25243Q205 312 2,135 SH   SOLE NONE 2,135 0 0
Dominion Resources COMMON STOCK 25746U109 634 7,827 SH   SOLE NONE 7,827 0 0
DowDuPont Inc. COMMON STOCK 26078J100 2,416 33,918 SH   SOLE NONE 33,918 0 0
Duke Energy COMMON STOCK 264399106 550 6,538 SH   SOLE NONE 6,538 0 0
Edwards Lifesciences COMMON STOCK 28176E108 197 1,750 SH   SOLE NONE 1,750 0 0
EOG Resources COMMON STOCK 26875P101 113 1,044 SH   SOLE NONE 1,044 0 0
Equity Residential REIT 29476L107 108 1,700 SH   SOLE NONE 1,700 0 0
Eversource Energy COMMON STOCK 30040W108 967 15,310 SH   SOLE NONE 15,310 0 0
Exelon COMMON STOCK 30161N101 118 3,000 SH   SOLE NONE 3,000 0 0
Express Scripts Holding Co. COMMON STOCK 302182100 113 1,510 SH   SOLE NONE 1,510 0 0
Exxon Mobil COMMON STOCK 30231G102 1,633 19,520 SH   SOLE NONE 19,520 0 0
Facebook Inc COMMON STOCK 30303M102 644 3,651 SH   SOLE NONE 3,651 0 0
Fedex Corp COMMON STOCK 31428X106 1,185 4,750 SH   SOLE NONE 4,750 0 0
Fiat Chrysler Automobiles N.V. COMMON STOCK N31738102 1,986 111,350 SH   SOLE NONE 111,350 0 0
Firstenergy Corp COMMON STOCK 337932107 122 4,000 SH   SOLE NONE 4,000 0 0
Flexshares Quality Dividend In ETF/ETN 33939L860 519 11,530 SH   SOLE NONE 11,530 0 0
Fomento Economico Mexicano COMMON STOCK 344419106 4,457 47,470 SH   SOLE NONE 47,470 0 0
Fresh Del Monte Produce Inc. COMMON STOCK G36738105 2,886 60,551 SH   SOLE NONE 60,551 0 0
Gabelli Global Sml & Md Cap PF ETF/ETN 36249W203 127 5,000 SH   SOLE NONE 5,000 0 0
General American Investors Co. COMMON STOCK 368802104 208 6,036 SH   SOLE NONE 6,036 0 0
General Electric COMMON STOCK 369604103 226 12,950 SH   SOLE NONE 12,950 0 0
General Mills COMMON STOCK 370334104 2,975 50,169 SH   SOLE NONE 50,169 0 0
General Motors COMMON STOCK 37045V100 490 11,950 SH   SOLE NONE 11,950 0 0
GlaxoSmithKline Plc Adr COMMON STOCK 37733W105 112 3,150 SH   SOLE NONE 3,150 0 0
Goldman Sachs TreasuryAccess 0 ETF/ETN 381430529 1,940 19,404 SH   SOLE NONE 19,404 0 0
H&E Equipment Services, Inc. COMMON STOCK 404030108 163 4,000 SH   SOLE NONE 4,000 0 0
Hanesbrands Inc. COMMON STOCK 410345102 3,855 184,340 SH   SOLE NONE 184,340 0 0
Hasbro COMMON STOCK 418056107 241 2,650 SH   SOLE NONE 2,650 0 0
Hexcel Corp. COMMON STOCK 428291108 5,034 81,385 SH   SOLE NONE 81,385 0 0
Highwoods Properties Inc. REIT 431284108 733 14,400 SH   SOLE NONE 14,400 0 0
Home Depot COMMON STOCK 437076102 1,290 6,806 SH   SOLE NONE 6,806 0 0
Honeywell Intl. COMMON STOCK 438516106 3,226 21,036 SH   SOLE NONE 21,036 0 0
Host Hotels & Resorts, Inc. RET 44107P104 1,453 73,175 SH   SOLE NONE 73,175 0 0
Humana Inc. COMMON STOCK 444859102 211 850 SH   SOLE NONE 850 0 0
Imperial Oil Ltd. COMMON STOCK 453038408 226 7,250 SH   SOLE NONE 7,250 0 0
Ingles Markets, Inc. COMMON STOCK 457030104 1,363 39,391 SH   SOLE NONE 39,391 0 0
Intel COMMON STOCK 458140100 1,165 25,231 SH   SOLE NONE 25,231 0 0
Intl Paper Co. COMMON STOCK 460146103 3,562 61,477 SH   SOLE NONE 61,477 0 0
Investors Title COMMON STOCK 461804106 895 4,512 SH   SOLE NONE 4,512 0 0
iShares 1-3 Yr Treas Index Fd ETF/ETN 464287457 436 5,200 SH   SOLE NONE 5,200 0 0
iShares DJ US Oil Equip & Svcs ETF/ETN 464288844 435 12,120 SH   SOLE NONE 12,120 0 0
iShares Edge MSCI Multifactor ETF/ETN 46434V274 556 19,288 SH   SOLE NONE 19,288 0 0
iShares Edge MSCI USA Quality ETF/ETN 46432F339 207 2,500 SH   SOLE NONE 2,500 0 0
iShares Global Telecom Fd ETF/ETN 464287275 1,311 21,652 SH   SOLE NONE 21,652 0 0
iShares Hong Kong Index Fd ETF/ETN 464286871 165 6,475 SH   SOLE NONE 6,475 0 0
iShares MSCI EAFE Minimum Vola ETF/ETN 46429B689 7,944 108,855 SH   SOLE NONE 108,855 0 0
iShares MSCI Emerging Markets ETF/ETN 464286533 186 3,061 SH   SOLE NONE 3,061 0 0
iShares MSCI South Korea Index ETF/ETN 464286772 142 1,900 SH   SOLE NONE 1,900 0 0
iShares Russell 1000 ETF/ETN 464287622 282 1,899 SH   SOLE NONE 1,899 0 0
iShares Russell 1000 Growth In ETF/ETN 464287614 216 1,606 SH   SOLE NONE 1,606 0 0
iShares Russell 1000 Value Ind ETF/ETN 464287598 340 2,738 SH   SOLE NONE 2,738 0 0
iShares Russell Mid-Cap Index ETF/ETN 464287499 271 1,303 SH   SOLE NONE 1,303 0 0
iShares Russell Midcap Value I ETF/ETN 464287473 380 4,266 SH   SOLE NONE 4,266 0 0
iShares Short Maturity Bond ET ETF/ETN 46431W507 150 3,000 SH   SOLE NONE 3,000 0 0
iShares Tr Russell 2000 Index ETF/ETN 464287655 123 807 SH   SOLE NONE 807 0 0
iShares US Preferred Stock ETF/ETN 464288687 121 3,174 SH   SOLE NONE 3,174 0 0
ITT Inc. COMMON STOCK 45073V108 1,029 19,274 SH   SOLE NONE 19,274 0 0
J P Morgan Chase COMMON STOCK 46625H100 2,159 20,189 SH   SOLE NONE 20,189 0 0
JM Smucker COMMON STOCK 832696405 297 2,387 SH   SOLE NONE 2,387 0 0
John Bean Technologies COMMON STOCK 477839104 2,506 22,619 SH   SOLE NONE 22,619 0 0
John Hancock Multifactor Mid C ETF/ETN 47804J206 102 3,000 SH   SOLE NONE 3,000 0 0
Johnson & Johnson COMMON STOCK 478160104 4,542 32,506 SH   SOLE NONE 32,506 0 0
Kimberly Clark COMMON STOCK 494368103 1,946 16,130 SH   SOLE NONE 16,130 0 0
Kraft Heinz Co. COMMON STOCK 500754106 244 3,133 SH   SOLE NONE 3,133 0 0
Kroger COMMON STOCK 501044101 6,922 252,161 SH   SOLE NONE 252,161 0 0
Laboratory Corp of America Hol COMMON STOCK 50540R409 1,045 6,550 SH   SOLE NONE 6,550 0 0
Luxfer Holdings PLC COMMON STOCK 550678106 158 10,000 SH   SOLE NONE 10,000 0 0
Marathon Petroleum Corp COMMON STOCK 56585A102 1,568 23,758 SH   SOLE NONE 23,758 0 0
Marriott International, Inc. COMMON STOCK 571903202 147 1,080 SH   SOLE NONE 1,080 0 0
MartenTransport Ltd. COMMON STOCK 573075108 691 34,029 SH   SOLE NONE 34,029 0 0
Matson Navigation Co. COMMON STOCK 57686G105 620 20,762 SH   SOLE NONE 20,762 0 0
Merck & Co Inc COMMON STOCK 58933Y105 1,613 28,669 SH   SOLE NONE 28,669 0 0
Microsoft COMMON STOCK 594918104 6,527 76,303 SH   SOLE NONE 76,303 0 0
Mid-America Apartment Communit REIT 59522J103 568 5,650 SH   SOLE NONE 5,650 0 0
Mine Safety Appliances COMMON STOCK 602720104 388 5,000 SH   SOLE NONE 5,000 0 0
Molson Coors Brewing Company COMMON STOCK 60871R209 3,081 37,541 SH   SOLE NONE 37,541 0 0
Mondelez International Inc. COMMON STOCK 609207105 381 8,906 SH   SOLE NONE 8,906 0 0
Multi Color Corp. COMMON STOCK 625383104 618 8,251 SH   SOLE NONE 8,251 0 0
NBT Bancorp Inc COMMON STOCK 628778102 368 10,000 SH   SOLE NONE 10,000 0 0
New York Times COMMON STOCK 650111107 278 15,000 SH   SOLE NONE 15,000 0 0
NextEra Energy Inc New COMMON STOCK 65339F101 451 2,888 SH   SOLE NONE 2,888 0 0
Nike, Inc. COMMON STOCK 654106103 2,032 32,488 SH   SOLE NONE 32,488 0 0
Nordstrom Inc. COMMON STOCK 655664100 3,719 78,493 SH   SOLE NONE 78,493 0 0
Norfolk Southern Crp COMMON STOCK 655844108 548 3,780 SH   SOLE NONE 3,780 0 0
Northrop Grumman Corp. COMMON STOCK 666807102 4,920 16,032 SH   SOLE NONE 16,032 0 0
Novartis AG Adr COMMON STOCK 66987V109 3,702 44,094 SH   SOLE NONE 44,094 0 0
NTT Docomo Inc. ADR COMMON STOCK 62942M201 128 5,400 SH   SOLE NONE 5,400 0 0
Nuveen CA Muni Advantage Fund ETF/ETN 67066Y105 143 10,000 SH   SOLE NONE 10,000 0 0
Oracle COMMON STOCK 68389X105 343 7,262 SH   SOLE NONE 7,262 0 0
Park City Group Inc. COMMON STOCK 700215304 176 18,450 SH   SOLE NONE 18,450 0 0
Pepsico, Inc. COMMON STOCK 713448108 6,662 55,555 SH   SOLE NONE 55,555 0 0
Pfizer Inc. COMMON STOCK 717081103 1,421 39,243 SH   SOLE NONE 39,243 0 0
Philip Morris Intl COMMON STOCK 718172109 260 2,460 SH   SOLE NONE 2,460 0 0
Pimco ETF Short Maturity Str ETF/ETN 72201R833 1,999 19,680 SH   SOLE NONE 19,680 0 0
Pope Resources a Delaware LP COMMON STOCK 732857107 133 1,900 SH   SOLE NONE 1,900 0 0
Portland Gen Elec Co COMMON STOCK 736508847 973 21,340 SH   SOLE NONE 21,340 0 0
Potlatch Corp COMMON STOCK 737630103 439 8,801 SH   SOLE NONE 8,801 0 0
PowerShares FTSE RAFI US 1000 ETF/ETN 73935X583 8,476 74,628 SH   SOLE NONE 74,628 0 0
Powershares High Yield Corp Bo ETF/ETN 73936T557 2,869 151,390 SH   SOLE NONE 151,390 0 0
PowerShares QQQ ETF/ETN 631100104 613 3,937 SH   SOLE NONE 3,937 0 0
PPL Corp. COMMON STOCK 69351T106 1,023 33,067 SH   SOLE NONE 33,067 0 0
Procter & Gamble COMMON STOCK 742718109 1,192 12,972 SH   SOLE NONE 12,972 0 0
ProLogis COMMON STOCK 743410102 600 9,300 SH   SOLE NONE 9,300 0 0
Quest Diagnostics Inc. COMMON STOCK 74834L100 177 1,800 SH   SOLE NONE 1,800 0 0
Radisys Corp. COMMON STOCK 750459109 14 14,000 SH   SOLE NONE 14,000 0 0
Rayonier COMMON STOCK 754907103 2,123 67,111 SH   SOLE NONE 67,111 0 0
Raytheon COMMON STOCK 755111507 1,662 8,850 SH   SOLE NONE 8,850 0 0
Royal Dutch Shell Cl A COMMON STOCK 780259206 267 4,000 SH   SOLE NONE 4,000 0 0
Rush Enterprises Cl B COMMON STOCK 781846308 157 3,250 SH   SOLE NONE 3,250 0 0
S & P 500 Index Fund ETF/ETN 78462F103 1,786 6,692 SH   SOLE NONE 6,692 0 0
Schlumberger Limited COMMON STOCK 806857108 657 9,750 SH   SOLE NONE 9,750 0 0
Seaboard Corp. COMMON STOCK 811543107 1,032 234 SH   SOLE NONE 234 0 0
Seagate Technology COMMON STOCK G7945J104 172 4,100 SH   SOLE NONE 4,100 0 0
Sonoco Products COMMON STOCK 835495102 2,352 44,254 SH   SOLE NONE 44,254 0 0
Southwest Air COMMON STOCK 844741108 346 5,280 SH   SOLE NONE 5,280 0 0
SPDR S&P Dividend ETF ETF/ETN 78464A763 138 1,460 SH   SOLE NONE 1,460 0 0
Starbucks COMMON STOCK 855244109 929 16,170 SH   SOLE NONE 16,170 0 0
Starwood Ppty Trust, Inc. REIT 85571B105 1,255 58,800 SH   SOLE NONE 58,800 0 0
Statoil Hydro Asa Adr COMMON STOCK 85771P102 131 6,100 SH   SOLE NONE 6,100 0 0
Streettracks Gold Shrs ETF/ETN 78463V107 1,980 16,013 SH   SOLE NONE 16,013 0 0
Stryker Corp COMMON STOCK 863667101 3,979 25,700 SH   SOLE NONE 25,700 0 0
Superior Industries Internatio COMMON STOCK 868168105 282 19,000 SH   SOLE NONE 19,000 0 0
T Rowe Price Group, Inc. COMMON STOCK 74144T108 206 1,960 SH   SOLE NONE 1,960 0 0
TETRA Technologies Inc. COMMON STOCK 88162F105 85 20,000 SH   SOLE NONE 20,000 0 0
Texas Instruments COMMON STOCK 882508104 100 950 SH   SOLE NONE 950 0 0
Time Warner Inc COMMON STOCK 887317303 137 1,500 SH   SOLE NONE 1,500 0 0
Tompkins Financial Corp COMMON STOCK 890110109 138 1,700 SH   SOLE NONE 1,700 0 0
Travelers Cos Inc. COMMON STOCK 89417E109 325 2,395 SH   SOLE NONE 2,395 0 0
Trustco Bk Corp Ny COMMON STOCK 898349105 212 23,000 SH   SOLE NONE 23,000 0 0
Twenty-First Century Fox, Cl B COMMON STOCK 90130A200 136 4,000 SH   SOLE NONE 4,000 0 0
UGI Corp COMMON STOCK 902681105 1,033 22,001 SH   SOLE NONE 22,001 0 0
UMH Pptys Inc PFD C 6.750 PREFERRED STOCK 903002400 135 5,000 SH   SOLE NONE 5,000 0 0
Unilever PLC COMMON STOCK 904767704 1,027 18,550 SH   SOLE NONE 18,550 0 0
Union Pacific Corporation COMMON STOCK 907818108 6,918 51,590 SH   SOLE NONE 51,590 0 0
United Technologies Corp. COMMON STOCK 913017109 2,214 17,353 SH   SOLE NONE 17,353 0 0
Unitedhealth Group COMMON STOCK 91324P102 406 1,840 SH   SOLE NONE 1,840 0 0
Urstadt Biddle Pptys COMMON STOCK 917286106 995 58,680 SH   SOLE NONE 58,680 0 0
Urstadt Biddle Pptys 6.75 12/ PREFERRED STOCK 917286809 571 21,775 SH   SOLE NONE 21,775 0 0
Urstadt Biddle Pptys Inc Cl A COMMON STOCK 917286205 2,004 92,164 SH   SOLE NONE 92,164 0 0
Urstadt Biddle Pptys Inc Cum P PREFERRED STOCK 917286882 889 34,000 SH   SOLE NONE 34,000 0 0
US Bancorp COMMON STOCK 902973304 4,868 90,846 SH   SOLE NONE 90,846 0 0
V F Corp COMMON STOCK 918204108 229 3,100 SH   SOLE NONE 3,100 0 0
Vanguard Energy ETF ETF/ETN 92204A306 3,920 39,618 SH   SOLE NONE 39,618 0 0
Vanguard Extended Mkt ETF ETF/ETN 922908652 2,643 23,652 SH   SOLE NONE 23,652 0 0
Vanguard Financials ETF ETF/ETN 92204A405 1,722 24,583 SH   SOLE NONE 24,583 0 0
Vanguard FTSE All World ex-US ETF/ETN 922042718 2,222 18,640 SH   SOLE NONE 18,640 0 0
Vanguard FTSE Emerging Mkts ET ETF/ETN 922042858 157 3,416 SH   SOLE NONE 3,416 0 0
Vanguard Global ex-US Real Est ETF/ETN 922042676 372 6,150 SH   SOLE NONE 6,150 0 0
Vanguard Growth ETF ETF/ETN 922908736 316 2,247 SH   SOLE NONE 2,247 0 0
Vanguard Health Care ETF ETF/ETN 92204A504 1,742 11,300 SH   SOLE NONE 11,300 0 0
Vanguard High Dividend Yield I ETF/ETN 921946406 18,271 213,370 SH   SOLE NONE 213,370 0 0
Vanguard Information Technolog ETF/ETN 92204A702 15,918 96,633 SH   SOLE NONE 96,633 0 0
Vanguard Intermediate-Term Cor ETF/ETN 92206C870 842 9,630 SH   SOLE NONE 9,630 0 0
Vanguard Mega Cap ETF ETF/ETN 921910873 3,290 35,843 SH   SOLE NONE 35,843 0 0
Vanguard Mid Cap ETF ETF/ETN 922908629 170 1,100 SH   SOLE NONE 1,100 0 0
Vanguard Mid-Cap Value ETF ETF/ETN 922908512 797 7,142 SH   SOLE NONE 7,142 0 0
Vanguard REIT ETF ETF/ETN 922908553 3,010 36,278 SH   SOLE NONE 36,278 0 0
Vanguard S&P 500 ETF ETF/ETN 922908363 9,921 40,448 SH   SOLE NONE 40,448 0 0
Vanguard Short Term Bond ETF ETF/ETN 921937827 1,032 13,050 SH   SOLE NONE 13,050 0 0
Vanguard Small Cap Value ETF ETF/ETN 922908611 3,520 26,510 SH   SOLE NONE 26,510 0 0
Vanguard Total International S ETF/ETN 921909768 514 9,050 SH   SOLE NONE 9,050 0 0
Vanguard Total Stock Mkt ETF ETF/ETN 922908769 32,492 236,738 SH   SOLE NONE 236,738 0 0
Vanguard Total World Stk Index ETF/ETN 922042742 4,300 57,907 SH   SOLE NONE 57,907 0 0
Vanguard Utilities ETF ETF/ETN 92204A876 1,327 11,384 SH   SOLE NONE 11,384 0 0
Vanguard Value ETF ETF/ETN 922908744 191 1,794 SH   SOLE NONE 1,794 0 0
Vectren Corp COMMON STOCK 92240G101 1,283 19,733 SH   SOLE NONE 19,733 0 0
Ventas Inc. COMMON STOCK 92276F100 139 2,310 SH   SOLE NONE 2,310 0 0
Verizon Communications COMMON STOCK 92343V104 3,769 71,216 SH   SOLE NONE 71,216 0 0
Visa Inc COMMON STOCK 92826C839 714 6,262 SH   SOLE NONE 6,262 0 0
Vodafone Group PLC COMMON STOCK 92857W100 1,558 48,851 SH   SOLE NONE 48,851 0 0
Wabash National Corp. COMMON STOCK 929566107 2,265 104,365 SH   SOLE NONE 104,365 0 0
Wal-Mart Stores COMMON STOCK 931142103 2,468 24,992 SH   SOLE NONE 24,992 0 0
Walt Disney Co. COMMON STOCK 254687106 3,681 34,242 SH   SOLE NONE 34,242 0 0
Waste Management COMMON STOCK 94106L109 795 9,217 SH   SOLE NONE 9,217 0 0
Wells Fargo & Co COMMON STOCK 949746101 1,465 24,139 SH   SOLE NONE 24,139 0 0
Westport Fuel Systems Inc. COMMON STOCK 960908309 38 10,000 SH   SOLE NONE 10,000 0 0
Weyerhaeuser REIT 962166104 1,941 55,044 SH   SOLE NONE 55,044 0 0
Whirlpool Corp COMMON STOCK 963320106 1,482 8,785 SH   SOLE NONE 8,785 0 0
WisdomTree DEFA ETF ETF/ETN 97717W703 6,233 111,740 SH   SOLE NONE 111,740 0 0
WisdomTree Emerging Mkts Small ETF/ETN 97717W281 4,683 89,790 SH   SOLE NONE 89,790 0 0
Xylem Inc COMMON STOCK 98419M100 498 7,298 SH   SOLE NONE 7,298 0 0
Zimmer Biomet Holdings, Inc. COMMON STOCK 98956P102 167 1,380 SH   SOLE NONE 1,380 0 0