The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COMMON STOCK 88579Y101 1,046 5,468 SH   SOLE NONE 5,468 0 0
Abbott Laboratories COMMON STOCK 002824100 1,729 38,924 SH   SOLE NONE 38,924 0 0
AbbVie Inc. COMMON STOCK 00287Y109 1,651 25,332 SH   SOLE NONE 25,332 0 0
Aberdeen Asia-Pacific Income F ETF/ETN 003009107 119 23,800 SH   SOLE NONE 23,800 0 0
ABM Industries COMMON STOCK 000957100 621 14,250 SH   SOLE NONE 14,250 0 0
Accenture PLC COMMON STOCK G1151C101 206 1,717 SH   SOLE NONE 1,717 0 0
Alaska Air Group COMMON STOCK 011659109 553 6,000 SH   SOLE NONE 6,000 0 0
Alaska Communications Systems COMMON STOCK 01167P101 37 20,000 SH   SOLE NONE 20,000 0 0
Alexander & Baldwin COMMON STOCK 014491104 752 16,887 SH   SOLE NONE 16,887 0 0
Alphabet Inc. CL A COMMON STOCK 02079K305 1,691 1,995 SH   SOLE NONE 1,995 0 0
Alphabet Inc. CL C COMMON STOCK 02079K107 1,899 2,289 SH   SOLE NONE 2,289 0 0
Altria Group COMMON STOCK 718154107 421 5,899 SH   SOLE NONE 5,899 0 0
Amazon.com Inc. COMMON STOCK 023135106 947 1,068 SH   SOLE NONE 1,068 0 0
American Express COMMON STOCK 025816109 1,200 15,169 SH   SOLE NONE 15,169 0 0
AmerisourceBergen Corporation COMMON STOCK 03073E105 4,401 49,730 SH   SOLE NONE 49,730 0 0
Anadarko Pete Corp COMMON STOCK 032511107 169 2,725 SH   SOLE NONE 2,725 0 0
Anheuser-Busch InBev COMMON STOCK 035229103 258 2,350 SH   SOLE NONE 2,350 0 0
Apollo Commercial Real Estate REIT 03762U105 560 29,782 SH   SOLE NONE 29,782 0 0
Apple Computer COMMON STOCK 037833100 2,398 16,691 SH   SOLE NONE 16,691 0 0
AptarGroup Inc COMMON STOCK 038336103 115 1,500 SH   SOLE NONE 1,500 0 0
Archer Daniels Midland COMMON STOCK 039483102 382 8,300 SH   SOLE NONE 8,300 0 0
Armada Hoffler Properties, Inc REIT 04208T108 315 22,700 SH   SOLE NONE 22,700 0 0
AT&T COMMON STOCK 00206R102 511 12,301 SH   SOLE NONE 12,301 0 0
Automatic Data Processing COMMON STOCK 053015103 497 4,850 SH   SOLE NONE 4,850 0 0
Avista Corp. COMMON STOCK 05379B107 185 4,750 SH   SOLE NONE 4,750 0 0
B/E Aerospace Inc. COMMON STOCK 073302101 3,106 48,450 SH   SOLE NONE 48,450 0 0
Baldwin & Lyons Inc CL B COMMON STOCK 057755209 394 16,100 SH   SOLE NONE 16,100 0 0
Ball Corp COMMON STOCK 058498106 2,012 27,098 SH   SOLE NONE 27,098 0 0
Bank of America COMMON STOCK 060505104 297 12,600 SH   SOLE NONE 12,600 0 0
Bank of New York Mellon COMMON STOCK 064058100 2,392 50,656 SH   SOLE NONE 50,656 0 0
Bank of Nova Scotia COMMON STOCK 064149107 789 13,478 SH   SOLE NONE 13,478 0 0
BCE Inc. COMMON STOCK 05534B760 485 10,950 SH   SOLE NONE 10,950 0 0
Becton Dickinson Co COMMON STOCK 075887109 174 950 SH   SOLE NONE 950 0 0
Berkshire Hathaway Cl A COMMON STOCK 084670108 5,247 21 SH   SOLE NONE 21 0 0
Berkshire Hathaway Cl B COMMON STOCK 084670702 10,980 65,876 SH   SOLE NONE 65,876 0 0
Black Diamond Inc. COMMON STOCK 09202G101 141 25,796 SH   SOLE NONE 25,796 0 0
Bluerock Residential PFD A PREFERRED STOCK 09627J508 138 5,300 SH   SOLE NONE 5,300 0 0
Boeing COMMON STOCK 097023105 406 2,295 SH   SOLE NONE 2,295 0 0
BP p.l.c. COMMON STOCK 055622104 283 8,200 SH   SOLE NONE 8,200 0 0
Bristol Myers Squibb COMMON STOCK 110122108 1,817 33,414 SH   SOLE NONE 33,414 0 0
Brixmor Property Group Inc. REIT 11120U105 1,028 47,905 SH   SOLE NONE 47,905 0 0
Broadridge Financial Solutions COMMON STOCK 11133T103 194 2,850 SH   SOLE NONE 2,850 0 0
Campbell Soup Company COMMON STOCK 134429109 417 7,282 SH   SOLE NONE 7,282 0 0
Canadian National Railway Co. COMMON STOCK 136375102 325 4,400 SH   SOLE NONE 4,400 0 0
Carriage Services COMMON STOCK 143905107 163 6,000 SH   SOLE NONE 6,000 0 0
Central Fund of Canada Ltd. ETF/ETN 153501101 244 19,000 SH   SOLE NONE 19,000 0 0
ChevronTexaco COMMON STOCK 166764100 1,467 13,666 SH   SOLE NONE 13,666 0 0
Cisco Systems COMMON STOCK 17275R102 567 16,764 SH   SOLE NONE 16,764 0 0
City Office Reit Red PFD Ser A PREFERRED STOCK 178587200 264 10,500 SH   SOLE NONE 10,500 0 0
Clorox Company COMMON STOCK 189054109 782 5,801 SH   SOLE NONE 5,801 0 0
Coca-Cola Bottling COMMON STOCK 191098102 108 525 SH   SOLE NONE 525 0 0
Coca-Cola Company COMMON STOCK 191216100 1,027 24,201 SH   SOLE NONE 24,201 0 0
Coca-Cola European Partners PL COMMON STOCK G25839104 380 10,095 SH   SOLE NONE 10,095 0 0
Comcast Corporation COMMON STOCK 20030N101 1,891 50,300 SH   SOLE NONE 50,300 0 0
Conoco Phillips COMMON STOCK 718507106 102 2,040 SH   SOLE NONE 2,040 0 0
Consolidated Edison COMMON STOCK 209115104 153 1,967 SH   SOLE NONE 1,967 0 0
Corning Inc COMMON STOCK 219350105 167 6,200 SH   SOLE NONE 6,200 0 0
Costco Wholesale COMMON STOCK 22160K105 1,131 6,744 SH   SOLE NONE 6,744 0 0
Deere & Company COMMON STOCK 244199105 573 5,261 SH   SOLE NONE 5,261 0 0
Delta Air Lines Inc. COMMON STOCK 247361702 100 2,185 SH   SOLE NONE 2,185 0 0
Diageo PLC COMMON STOCK 25243Q205 258 2,235 SH   SOLE NONE 2,235 0 0
Dominion Resources COMMON STOCK 25746U109 669 8,627 SH   SOLE NONE 8,627 0 0
Du Pont COMMON STOCK 263534109 2,188 27,240 SH   SOLE NONE 27,240 0 0
Duke Energy COMMON STOCK 264399106 211 2,575 SH   SOLE NONE 2,575 0 0
Edwards Lifesciences COMMON STOCK 28176E108 188 2,000 SH   SOLE NONE 2,000 0 0
Eli Lilly COMMON STOCK 532457108 143 1,700 SH   SOLE NONE 1,700 0 0
Enbridge Inc COMMON STOCK 29250N105 146 3,480 SH   SOLE NONE 3,480 0 0
EOG Resources COMMON STOCK 26875P101 102 1,044 SH   SOLE NONE 1,044 0 0
Equity Residential REIT 29476L107 162 2,600 SH   SOLE NONE 2,600 0 0
Eversource Energy COMMON STOCK 30040W108 956 16,265 SH   SOLE NONE 16,265 0 0
Express Scripts Holding Co. COMMON STOCK 302182100 107 1,621 SH   SOLE NONE 1,621 0 0
Exxon Mobil COMMON STOCK 30231G102 1,576 19,220 SH   SOLE NONE 19,220 0 0
Facebook Inc COMMON STOCK 30303M102 509 3,586 SH   SOLE NONE 3,586 0 0
Fedex Corp COMMON STOCK 31428X106 927 4,750 SH   SOLE NONE 4,750 0 0
Fiat Chrysler Automobiles N.V. COMMON STOCK N31738102 1,149 105,100 SH   SOLE NONE 105,100 0 0
Flexshares Quality Dividend In ETF/ETN 33939L860 429 10,505 SH   SOLE NONE 10,505 0 0
Fomento Economico Mexicano COMMON STOCK 344419106 4,187 47,297 SH   SOLE NONE 47,297 0 0
Fresh Del Monte Produce Inc. COMMON STOCK G36738105 3,747 63,256 SH   SOLE NONE 63,256 0 0
Gabelli Global Sml & Md Cap PF ETF/ETN 36249W203 124 5,000 SH   SOLE NONE 5,000 0 0
General American Investors Co. COMMON STOCK 368802104 202 6,036 SH   SOLE NONE 6,036 0 0
General Electric COMMON STOCK 369604103 559 18,750 SH   SOLE NONE 18,750 0 0
General Mills COMMON STOCK 370334104 3,430 58,119 SH   SOLE NONE 58,119 0 0
General Motors COMMON STOCK 37045V100 391 11,053 SH   SOLE NONE 11,053 0 0
Genuine Parts COMMON STOCK 372460105 1,218 13,180 SH   SOLE NONE 13,180 0 0
GlaxoSmithKline Plc Adr COMMON STOCK 37733W105 133 3,150 SH   SOLE NONE 3,150 0 0
Hasbro COMMON STOCK 418056107 324 3,250 SH   SOLE NONE 3,250 0 0
Helmerich & Payne COMMON STOCK 423452101 303 4,550 SH   SOLE NONE 4,550 0 0
Highwoods Properties Inc. REIT 431284108 737 15,000 SH   SOLE NONE 15,000 0 0
Home Depot COMMON STOCK 437076102 983 6,697 SH   SOLE NONE 6,697 0 0
Honeywell Intl. COMMON STOCK 438516106 2,387 19,116 SH   SOLE NONE 19,116 0 0
Host Hotels & Resorts, Inc. REIT 44107P104 1,293 69,315 SH   SOLE NONE 69,315 0 0
Houston Wire & Cable Company COMMON STOCK 44244K109 78 11,500 SH   SOLE NONE 11,500 0 0
Humana Inc. COMMON STOCK 444859102 524 2,540 SH   SOLE NONE 2,540 0 0
Imperial Oil Ltd. COMMON STOCK 453038408 600 19,676 SH   SOLE NONE 19,676 0 0
Ingles Markets, Inc. COMMON STOCK 457030104 1,579 36,601 SH   SOLE NONE 36,601 0 0
Intel COMMON STOCK 458140100 952 26,381 SH   SOLE NONE 26,381 0 0
Intl Paper Co. COMMON STOCK 460146103 3,508 69,082 SH   SOLE NONE 69,082 0 0
Investors Title COMMON STOCK 461804106 886 5,602 SH   SOLE NONE 5,602 0 0
iShares 1-3 Yr Treas Index Fd ETF/ETN 464287457 169 2,000 SH   SOLE NONE 2,000 0 0
iShares DJ US Oil Equip & Svcs ETF/ETN 464288844 968 22,990 SH   SOLE NONE 22,990 0 0
iShares Global Telecom Fd ETF/ETN 464287275 1,583 26,617 SH   SOLE NONE 26,617 0 0
iShares Hong Kong Index Fd ETF/ETN 464286871 144 6,475 SH   SOLE NONE 6,475 0 0
iShares MSCI EAFE Minimum Vola ETF/ETN 46429B689 6,835 103,555 SH   SOLE NONE 103,555 0 0
iShares MSCI Emerging Markets ETF/ETN 464286533 173 3,236 SH   SOLE NONE 3,236 0 0
iShares Russell 1000 ETF/ETN 464287622 273 2,081 SH   SOLE NONE 2,081 0 0
iShares Russell 1000 Growth In ETF/ETN 464287614 183 1,606 SH   SOLE NONE 1,606 0 0
iShares Russell 1000 Value Ind ETF/ETN 464287598 320 2,781 SH   SOLE NONE 2,781 0 0
iShares Russell Mid-Cap Index ETF/ETN 464287499 257 1,374 SH   SOLE NONE 1,374 0 0
iShares Russell Midcap Value I ETF/ETN 464287473 360 4,334 SH   SOLE NONE 4,334 0 0
iShares Tr Russell 2000 Index ETF/ETN 464287655 111 807 SH   SOLE NONE 807 0 0
iShares US Preferred Stock ETF/ETN 464288687 103 2,662 SH   SOLE NONE 2,662 0 0
ITT Inc. COMMON STOCK 45073V108 1,040 25,349 SH   SOLE NONE 25,349 0 0
J P Morgan Chase COMMON STOCK 46625H100 1,447 16,477 SH   SOLE NONE 16,477 0 0
JM Smucker COMMON STOCK 832696405 358 2,730 SH   SOLE NONE 2,730 0 0
John Bean Technologies COMMON STOCK 477839104 2,249 25,574 SH   SOLE NONE 25,574 0 0
Johnson & Johnson COMMON STOCK 478160104 4,116 33,048 SH   SOLE NONE 33,048 0 0
Kimberly Clark COMMON STOCK 494368103 2,399 18,228 SH   SOLE NONE 18,228 0 0
Kite Realty Group Trust REIT 49803T300 181 8,400 SH   SOLE NONE 8,400 0 0
Kraft Heinz Co. COMMON STOCK 500754106 291 3,201 SH   SOLE NONE 3,201 0 0
Kroger COMMON STOCK 501044101 7,435 252,136 SH   SOLE NONE 252,136 0 0
Laboratory Corp of America Hol COMMON STOCK 50540R409 947 6,600 SH   SOLE NONE 6,600 0 0
Liberty Global Inc. COMMON STOCK G5480U104 109 3,045 SH   SOLE NONE 3,045 0 0
Luxfer Holdings PLC COMMON STOCK 550678106 128 10,500 SH   SOLE NONE 10,500 0 0
Marathon Petroleum Corp COMMON STOCK 56585A102 984 19,473 SH   SOLE NONE 19,473 0 0
Marcus Corp COMMON STOCK 566330106 473 14,745 SH   SOLE NONE 14,745 0 0
MartenTransport Ltd. COMMON STOCK 573075108 496 21,140 SH   SOLE NONE 21,140 0 0
Matson Navigation Co. COMMON STOCK 57686G105 737 23,220 SH   SOLE NONE 23,220 0 0
MDU Resources Group Inc. COMMON STOCK 552690109 185 6,775 SH   SOLE NONE 6,775 0 0
Merck & Co Inc COMMON STOCK 58933Y105 1,903 29,944 SH   SOLE NONE 29,944 0 0
Microsoft COMMON STOCK 594918104 5,162 78,378 SH   SOLE NONE 78,378 0 0
Mid-America Apartment Communit REIT 59522J103 570 5,600 SH   SOLE NONE 5,600 0 0
Mine Safety Appliances COMMON STOCK 602720104 353 5,000 SH   SOLE NONE 5,000 0 0
Molson Coors Brewing Company COMMON STOCK 60871R209 3,020 31,556 SH   SOLE NONE 31,556 0 0
Mondelez International Inc. COMMON STOCK 609207105 393 9,114 SH   SOLE NONE 9,114 0 0
Multi Color Corp. COMMON STOCK 625383104 643 9,051 SH   SOLE NONE 9,051 0 0
NBT Bancorp Inc COMMON STOCK 628778102 371 10,000 SH   SOLE NONE 10,000 0 0
New York Times COMMON STOCK 650111107 216 15,000 SH   SOLE NONE 15,000 0 0
NextEra Energy Inc New COMMON STOCK 65339F101 371 2,888 SH   SOLE NONE 2,888 0 0
Nike, Inc. COMMON STOCK 654106103 1,801 32,322 SH   SOLE NONE 32,322 0 0
Nordstrom Inc. COMMON STOCK 655664100 3,741 80,323 SH   SOLE NONE 80,323 0 0
Norfolk Southern Crp COMMON STOCK 655844108 429 3,830 SH   SOLE NONE 3,830 0 0
Northrop Grumman Corp. COMMON STOCK 666807102 5,208 21,897 SH   SOLE NONE 21,897 0 0
Northwest Natural Gas COMMON STOCK 667655104 1,002 16,957 SH   SOLE NONE 16,957 0 0
Novartis AG Adr COMMON STOCK 66987V109 3,178 42,794 SH   SOLE NONE 42,794 0 0
NTT Docomo Inc. ADR COMMON STOCK 62942M201 126 5,400 SH   SOLE NONE 5,400 0 0
Nuveen CA Muni Advantage Fund ETF/ETN 67066Y105 144 10,000 SH   SOLE NONE 10,000 0 0
Oracle COMMON STOCK 68389X105 295 6,604 SH   SOLE NONE 6,604 0 0
Park City Group Inc. COMMON STOCK 700215304 228 18,450 SH   SOLE NONE 18,450 0 0
Pepsico, Inc. COMMON STOCK 713448108 6,100 54,530 SH   SOLE NONE 54,530 0 0
Pfizer Inc. COMMON STOCK 717081103 1,236 36,125 SH   SOLE NONE 36,125 0 0
Philip Morris Intl COMMON STOCK 718172109 310 2,745 SH   SOLE NONE 2,745 0 0
Pimco ETF Short Maturity Str ETF/ETN 72201R833 2,155 21,200 SH   SOLE NONE 21,200 0 0
Portland Gen Elec Co COMMON STOCK 736508847 952 21,440 SH   SOLE NONE 21,440 0 0
Potlatch Corp COMMON STOCK 737630103 457 10,001 SH   SOLE NONE 10,001 0 0
PowerShares FTSE RAFI US 1000 ETF/ETN 73935X583 6,808 66,436 SH   SOLE NONE 66,436 0 0
Powershares High Yld Corp Bond ETF/ETN 73936T557 2,683 142,631 SH   SOLE NONE 142,631 0 0
PowerShares QQQ ETF/ETN 631100104 426 3,216 SH   SOLE NONE 3,216 0 0
PPL Corp. COMMON STOCK 69351T106 1,221 32,667 SH   SOLE NONE 32,667 0 0
Procter & Gamble COMMON STOCK 742718109 1,294 14,398 SH   SOLE NONE 14,398 0 0
ProLogis COMMON STOCK 743410102 545 10,500 SH   SOLE NONE 10,500 0 0
Quest Diagnostics Inc. COMMON STOCK 74834L100 221 2,250 SH   SOLE NONE 2,250 0 0
Radisys Corp. COMMON STOCK 750459109 60 15,000 SH   SOLE NONE 15,000 0 0
Rayonier REIT 754907103 1,696 59,860 SH   SOLE NONE 59,860 0 0
Raytheon COMMON STOCK 755111507 1,246 8,170 SH   SOLE NONE 8,170 0 0
Rush Enterprises Cl B COMMON STOCK 781846308 158 5,065 SH   SOLE NONE 5,065 0 0
Ryder System, Inc. COMMON STOCK 783549108 1,026 13,595 SH   SOLE NONE 13,595 0 0
S & P 500 Index Fund ETF/ETN 78462F103 1,578 6,692 SH   SOLE NONE 6,692 0 0
Scana Corp New COMMON STOCK 80589M102 346 5,288 SH   SOLE NONE 5,288 0 0
Schlumberger Limited COMMON STOCK 806857108 743 9,520 SH   SOLE NONE 9,520 0 0
Seaboard Corp. COMMON STOCK 811543107 955 229 SH   SOLE NONE 229 0 0
Sealed Air Corp New COMMON STOCK 81211K100 2,165 49,674 SH   SOLE NONE 49,674 0 0
Shiloh Industries Inc. COMMON STOCK 824543102 143 10,500 SH   SOLE NONE 10,500 0 0
Signet Jewelers Limited COMMON STOCK G81276100 500 7,215 SH   SOLE NONE 7,215 0 0
Sonoco Products COMMON STOCK 835495102 2,254 42,584 SH   SOLE NONE 42,584 0 0
Southern Co COMMON STOCK 842587107 188 3,770 SH   SOLE NONE 3,770 0 0
Southwest Air COMMON STOCK 844741108 284 5,280 SH   SOLE NONE 5,280 0 0
SPDR S&P Dividend ETF ETF/ETN 78464A763 129 1,460 SH   SOLE NONE 1,460 0 0
Starbucks COMMON STOCK 855244109 999 17,108 SH   SOLE NONE 17,108 0 0
Starwood Ppty Trust, Inc. REIT 85571B105 517 22,900 SH   SOLE NONE 22,900 0 0
Streettracks Gold Shrs ETF/ETN 78463V107 1,572 13,238 SH   SOLE NONE 13,238 0 0
Stryker Corp COMMON STOCK 863667101 3,548 26,954 SH   SOLE NONE 26,954 0 0
T Rowe Price Group, Inc. COMMON STOCK 74144T108 134 1,960 SH   SOLE NONE 1,960 0 0
Texas Instruments COMMON STOCK 882508104 117 1,450 SH   SOLE NONE 1,450 0 0
The GEO Group, Inc REIT 36162J106 475 10,240 SH   SOLE NONE 10,240 0 0
Time Warner Inc COMMON STOCK 887317303 147 1,500 SH   SOLE NONE 1,500 0 0
Tompkins Financial Corp COMMON STOCK 890110109 137 1,700 SH   SOLE NONE 1,700 0 0
Travelers Cos Inc. COMMON STOCK 89417E109 289 2,395 SH   SOLE NONE 2,395 0 0
Trustco Bk Corp Ny COMMON STOCK 898349105 181 23,000 SH   SOLE NONE 23,000 0 0
Twenty-First Century Fox, Cl A COMMON STOCK 90130A101 292 9,019 SH   SOLE NONE 9,019 0 0
Twenty-First Century Fox, Cl B COMMON STOCK 90130A200 575 18,100 SH   SOLE NONE 18,100 0 0
UGI Corp COMMON STOCK 902681105 1,447 29,295 SH   SOLE NONE 29,295 0 0
Unilever PLC COMMON STOCK 904767704 1,279 25,930 SH   SOLE NONE 25,930 0 0
Union Pacific Corporation COMMON STOCK 907818108 5,554 52,436 SH   SOLE NONE 52,436 0 0
United Technologies Corp. COMMON STOCK 913017109 2,015 17,953 SH   SOLE NONE 17,953 0 0
Unitedhealth Group COMMON STOCK 91324P102 392 2,390 SH   SOLE NONE 2,390 0 0
Urstadt Biddle Pptys COMMON STOCK 917286106 946 55,066 SH   SOLE NONE 55,066 0 0
Urstadt Biddle Pptys 6.75 12/ PREFERRED STOCK 917286809 509 19,775 SH   SOLE NONE 19,775 0 0
Urstadt Biddle Pptys Inc Cl A COMMON STOCK 917286205 1,418 68,964 SH   SOLE NONE 68,964 0 0
Urstadt Biddle Pptys Inc Pfd S PREFERRED STOCK 917286700 676 26,050 SH   SOLE NONE 26,050 0 0
US Bancorp COMMON STOCK 902973304 4,780 92,818 SH   SOLE NONE 92,818 0 0
V F Corp COMMON STOCK 918204108 170 3,100 SH   SOLE NONE 3,100 0 0
Vanguard Consumer Staples ETF ETF/ETN 92204A207 225 1,600 SH   SOLE NONE 1,600 0 0
Vanguard Energy ETF ETF/ETN 92204A306 5,979 61,824 SH   SOLE NONE 61,824 0 0
Vanguard Extended Mkt ETF ETF/ETN 922908652 2,399 24,018 SH   SOLE NONE 24,018 0 0
Vanguard Financials ETF ETF/ETN 92204A405 1,571 25,983 SH   SOLE NONE 25,983 0 0
Vanguard Global ex-US Real Est ETF/ETN 922042676 253 4,750 SH   SOLE NONE 4,750 0 0
Vanguard Growth ETF ETF/ETN 922908736 285 2,344 SH   SOLE NONE 2,344 0 0
Vanguard Health Care ETF ETF/ETN 92204A504 1,606 11,650 SH   SOLE NONE 11,650 0 0
Vanguard High Dividend Yield I ETF/ETN 921946406 16,799 216,345 SH   SOLE NONE 216,345 0 0
Vanguard Information Technolog ETF/ETN 92204A702 11,176 82,398 SH   SOLE NONE 82,398 0 0
Vanguard Intermediate-Term Cor ETF/ETN 92206C870 808 9,355 SH   SOLE NONE 9,355 0 0
Vanguard Mega Cap ETF ETF/ETN 921910873 2,995 37,131 SH   SOLE NONE 37,131 0 0
Vanguard Mid-Cap Value ETF ETF/ETN 922908512 722 7,080 SH   SOLE NONE 7,080 0 0
Vanguard REIT ETF ETF/ETN 922908553 2,710 32,815 SH   SOLE NONE 32,815 0 0
Vanguard S&P 500 ETF ETF/ETN 922908363 8,009 37,020 SH   SOLE NONE 37,020 0 0
Vanguard Short Term Bond ETF ETF/ETN 921937827 686 8,600 SH   SOLE NONE 8,600 0 0
Vanguard Small Cap Value ETF ETF/ETN 922908611 3,020 24,579 SH   SOLE NONE 24,579 0 0
Vanguard Total Stock Mkt ETF ETF/ETN 922908769 27,693 228,267 SH   SOLE NONE 228,267 0 0
Vanguard Total World Stk Index ETF/ETN 922042742 3,272 50,170 SH   SOLE NONE 50,170 0 0
Vanguard Utilities ETF ETF/ETN 92204A876 1,568 13,924 SH   SOLE NONE 13,924 0 0
Vanguard Value ETF ETF/ETN 922908744 170 1,785 SH   SOLE NONE 1,785 0 0
Vectren Corp COMMON STOCK 92240G101 1,221 20,833 SH   SOLE NONE 20,833 0 0
Ventas Inc. COMMON STOCK 92276F100 325 5,000 SH   SOLE NONE 5,000 0 0
VeriFone Systems, Inc. COMMON STOCK 92342Y109 435 23,220 SH   SOLE NONE 23,220 0 0
Verizon Communications COMMON STOCK 92343V104 3,153 64,681 SH   SOLE NONE 64,681 0 0
Visa Inc COMMON STOCK 92826C839 555 6,242 SH   SOLE NONE 6,242 0 0
Vodafone Group PLC COMMON STOCK 92857W100 1,003 37,968 SH   SOLE NONE 37,968 0 0
Wabash National Corp. COMMON STOCK 929566107 2,212 106,925 SH   SOLE NONE 106,925 0 0
Wal-Mart Stores COMMON STOCK 931142103 1,591 22,073 SH   SOLE NONE 22,073 0 0
Walt Disney Co. COMMON STOCK 254687106 4,024 35,489 SH   SOLE NONE 35,489 0 0
Waste Management COMMON STOCK 94106L109 904 12,400 SH   SOLE NONE 12,400 0 0
Wells Fargo & Co COMMON STOCK 949746101 1,343 24,128 SH   SOLE NONE 24,128 0 0
Weyerhaeuser REIT 962166104 2,422 71,264 SH   SOLE NONE 71,264 0 0
Whirlpool Corp COMMON STOCK 963320106 1,186 6,920 SH   SOLE NONE 6,920 0 0
WisdomTree DEFA ETF ETF/ETN 97717W703 3,643 73,255 SH   SOLE NONE 73,255 0 0
WisdomTree Emerging Mkts Small ETF/ETN 97717W281 3,081 68,649 SH   SOLE NONE 68,649 0 0
Xylem Inc COMMON STOCK 98419M100 389 7,748 SH   SOLE NONE 7,748 0 0
Zimmer Biomet Holdings, Inc. COMMON STOCK 98956P102 181 1,480 SH   SOLE NONE 1,480 0 0