The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COMMON STOCK 88579Y101 994 5,568 SH   SOLE NONE 5,568 0 0
Abbott Laboratories COMMON STOCK 002824100 1,496 38,954 SH   SOLE NONE 38,954 0 0
AbbVie Inc. COMMON STOCK 00287Y109 1,573 25,112 SH   SOLE NONE 25,112 0 0
Aberdeen Asia-Pacific Income F ETF/ETN 003009107 115 24,800 SH   SOLE NONE 24,800 0 0
ABM Industries COMMON STOCK 000957100 582 14,250 SH   SOLE NONE 14,250 0 0
Accenture PLC COMMON STOCK G1151C101 201 1,717 SH   SOLE NONE 1,717 0 0
Alaska Air Group COMMON STOCK 011659109 594 6,700 SH   SOLE NONE 6,700 0 0
Alaska Communications Systems COMMON STOCK 01167P101 43 26,500 SH   SOLE NONE 26,500 0 0
Alexander & Baldwin COMMON STOCK 014491104 758 16,887 SH   SOLE NONE 16,887 0 0
Alphabet Inc. CL A COMMON STOCK 02079K305 1,580 1,994 SH   SOLE NONE 1,994 0 0
Alphabet Inc. CL C COMMON STOCK 02079K107 1,741 2,256 SH   SOLE NONE 2,256 0 0
Altria Group COMMON STOCK 718154107 399 5,899 SH   SOLE NONE 5,899 0 0
Amazon.com Inc. COMMON STOCK 023135106 793 1,058 SH   SOLE NONE 1,058 0 0
American Express COMMON STOCK 025816109 1,124 15,169 SH   SOLE NONE 15,169 0 0
AmerisourceBergen Corporation COMMON STOCK 03073E105 3,819 48,846 SH   SOLE NONE 48,846 0 0
Anadarko Pete Corp COMMON STOCK 032511107 190 2,725 SH   SOLE NONE 2,725 0 0
Anheuser-Busch InBev COMMON STOCK 035229103 262 2,488 SH   SOLE NONE 2,488 0 0
Apollo Commercial Real Estate REIT 03762U105 495 29,782 SH   SOLE NONE 29,782 0 0
Apple Computer COMMON STOCK 037833100 1,896 16,366 SH   SOLE NONE 16,366 0 0
AptarGroup Inc COMMON STOCK 038336103 110 1,500 SH   SOLE NONE 1,500 0 0
Archer Daniels Midland COMMON STOCK 039483102 379 8,300 SH   SOLE NONE 8,300 0 0
Armada Hoffler Properties, Inc REIT 04208T108 331 22,700 SH   SOLE NONE 22,700 0 0
AT&T COMMON STOCK 00206R102 523 12,301 SH   SOLE NONE 12,301 0 0
Automatic Data Processing COMMON STOCK 053015103 468 4,550 SH   SOLE NONE 4,550 0 0
Avista Corp. COMMON STOCK 05379B107 202 5,050 SH   SOLE NONE 5,050 0 0
B/E Aerospace Inc. COMMON STOCK 073302101 2,924 48,580 SH   SOLE NONE 48,580 0 0
Baldwin & Lyons Inc CL B COMMON STOCK 057755209 421 16,700 SH   SOLE NONE 16,700 0 0
Ball Corp COMMON STOCK 058498106 1,954 26,028 SH   SOLE NONE 26,028 0 0
Bank of America COMMON STOCK 060505104 278 12,600 SH   SOLE NONE 12,600 0 0
Bank of New York Mellon COMMON STOCK 064058100 2,386 50,356 SH   SOLE NONE 50,356 0 0
Bank of Nova Scotia COMMON STOCK 064149107 750 13,478 SH   SOLE NONE 13,478 0 0
BCE Inc. COMMON STOCK 05534B760 489 11,300 SH   SOLE NONE 11,300 0 0
Becton Dickinson Co COMMON STOCK 075887109 157 950 SH   SOLE NONE 950 0 0
Berkshire Hathaway Cl A COMMON STOCK 084670108 5,127 21 SH   SOLE NONE 21 0 0
Berkshire Hathaway Cl B COMMON STOCK 084670702 10,725 65,803 SH   SOLE NONE 65,803 0 0
Black Diamond Inc. COMMON STOCK 09202G101 138 25,796 SH   SOLE NONE 25,796 0 0
Bluerock Residential PFD A PREFERRED STOCK 09627J508 138 5,300 SH   SOLE NONE 5,300 0 0
Boeing COMMON STOCK 097023105 357 2,295 SH   SOLE NONE 2,295 0 0
BP p.l.c. COMMON STOCK 055622104 307 8,200 SH   SOLE NONE 8,200 0 0
Bristol Myers Squibb COMMON STOCK 110122108 1,948 33,333 SH   SOLE NONE 33,333 0 0
Brixmor Property Group Inc. REIT 11120U105 1,140 46,675 SH   SOLE NONE 46,675 0 0
Broadridge Financial Solutions COMMON STOCK 11133T103 189 2,850 SH   SOLE NONE 2,850 0 0
Campbell Soup Company COMMON STOCK 134429109 440 7,282 SH   SOLE NONE 7,282 0 0
Canadian National Railway Co. COMMON STOCK 136375102 317 4,700 SH   SOLE NONE 4,700 0 0
Carriage Services COMMON STOCK 143905107 172 6,000 SH   SOLE NONE 6,000 0 0
Central Fund of Canada Ltd. ETF/ETN 153501101 215 19,000 SH   SOLE NONE 19,000 0 0
ChevronTexaco COMMON STOCK 166764100 1,618 13,749 SH   SOLE NONE 13,749 0 0
Cisco Systems COMMON STOCK 17275R102 491 16,234 SH   SOLE NONE 16,234 0 0
City Office Reit Red PFD Ser A PREFERRED STOCK 178587200 244 10,700 SH   SOLE NONE 10,700 0 0
Clorox Company COMMON STOCK 189054109 702 5,851 SH   SOLE NONE 5,851 0 0
Coca-Cola Bottling COMMON STOCK 191098102 103 575 SH   SOLE NONE 575 0 0
Coca-Cola Company COMMON STOCK 191216100 1,021 24,628 SH   SOLE NONE 24,628 0 0
Coca-Cola European Partners PL COMMON STOCK G25839104 317 10,095 SH   SOLE NONE 10,095 0 0
Comcast Corporation COMMON STOCK 20030N101 1,744 25,250 SH   SOLE NONE 25,250 0 0
Conoco Phillips COMMON STOCK 718507106 102 2,040 SH   SOLE NONE 2,040 0 0
Consolidated Edison COMMON STOCK 209115104 145 1,967 SH   SOLE NONE 1,967 0 0
Corning Inc COMMON STOCK 219350105 158 6,500 SH   SOLE NONE 6,500 0 0
Costco Wholesale COMMON STOCK 22160K105 1,088 6,794 SH   SOLE NONE 6,794 0 0
Deere & Company COMMON STOCK 244199105 533 5,170 SH   SOLE NONE 5,170 0 0
Delta Air Lines Inc. COMMON STOCK 247361702 107 2,185 SH   SOLE NONE 2,185 0 0
Diageo PLC COMMON STOCK 25243Q205 232 2,235 SH   SOLE NONE 2,235 0 0
Dominion Resources COMMON STOCK 25746U109 684 8,927 SH   SOLE NONE 8,927 0 0
Du Pont COMMON STOCK 263534109 2,007 27,340 SH   SOLE NONE 27,340 0 0
Duke Energy COMMON STOCK 264399106 200 2,575 SH   SOLE NONE 2,575 0 0
Edwards Lifesciences COMMON STOCK 28176E108 187 2,000 SH   SOLE NONE 2,000 0 0
Eli Lilly COMMON STOCK 532457108 125 1,700 SH   SOLE NONE 1,700 0 0
EOG Resources COMMON STOCK 26875P101 106 1,044 SH   SOLE NONE 1,044 0 0
Equity Residential REIT 29476L107 183 2,850 SH   SOLE NONE 2,850 0 0
Eversource Energy COMMON STOCK 30040W108 898 16,265 SH   SOLE NONE 16,265 0 0
Express Scripts Holding Co. COMMON STOCK 302182100 112 1,621 SH   SOLE NONE 1,621 0 0
Exxon Mobil COMMON STOCK 30231G102 1,747 19,353 SH   SOLE NONE 19,353 0 0
Facebook Inc COMMON STOCK 30303M102 413 3,586 SH   SOLE NONE 3,586 0 0
Fedex Corp COMMON STOCK 31428X106 903 4,850 SH   SOLE NONE 4,850 0 0
Ferrari N.V. COMMON STOCK N3167Y103 385 6,615 SH   SOLE NONE 6,615 0 0
Fiat Chrysler Automobiles N.V. COMMON STOCK N31738102 937 102,750 SH   SOLE NONE 102,750 0 0
Flexshares Quality Dividend In ETF/ETN 33939L860 407 10,305 SH   SOLE NONE 10,305 0 0
Fomento Economico Mexicano COMMON STOCK 344419106 3,605 47,300 SH   SOLE NONE 47,300 0 0
Fresh Del Monte Produce Inc. COMMON STOCK G36738105 3,890 64,156 SH   SOLE NONE 64,156 0 0
Gabelli Global Sml & Md Cap PF PREFERRED STOCK 36249W203 120 5,000 SH   SOLE NONE 5,000 0 0
General American Investors Co. ETF/ETN 368802104 188 6,036 SH   SOLE NONE 6,036 0 0
General Electric COMMON STOCK 369604103 618 19,569 SH   SOLE NONE 19,569 0 0
General Mills COMMON STOCK 370334104 3,673 59,459 SH   SOLE NONE 59,459 0 0
General Motors COMMON STOCK 37045V100 329 9,453 SH   SOLE NONE 9,453 0 0
Genuine Parts COMMON STOCK 372460105 1,269 13,280 SH   SOLE NONE 13,280 0 0
GlaxoSmithKline Plc Adr COMMON STOCK 37733W105 130 3,367 SH   SOLE NONE 3,367 0 0
Hasbro COMMON STOCK 418056107 253 3,250 SH   SOLE NONE 3,250 0 0
Helmerich & Payne COMMON STOCK 423452101 360 4,650 SH   SOLE NONE 4,650 0 0
Highwoods Properties Inc. REIT 431284108 765 15,000 SH   SOLE NONE 15,000 0 0
Home Depot COMMON STOCK 437076102 898 6,697 SH   SOLE NONE 6,697 0 0
Honeywell Intl. COMMON STOCK 438516106 2,215 19,116 SH   SOLE NONE 19,116 0 0
Host Hotels & Resorts, Inc. REIT 44107P104 1,298 68,890 SH   SOLE NONE 68,890 0 0
Houston Wire & Cable Company COMMON STOCK 44244K109 81 12,500 SH   SOLE NONE 12,500 0 0
Humana Inc. COMMON STOCK 444859102 518 2,540 SH   SOLE NONE 2,540 0 0
Imperial Oil Ltd. COMMON STOCK 453038408 693 19,926 SH   SOLE NONE 19,926 0 0
Ingles Markets, Inc. COMMON STOCK 457030104 1,756 36,501 SH   SOLE NONE 36,501 0 0
Intel COMMON STOCK 458140100 962 26,532 SH   SOLE NONE 26,532 0 0
Intl Paper Co. COMMON STOCK 460146103 3,781 71,252 SH   SOLE NONE 71,252 0 0
Investors Title COMMON STOCK 461804106 902 5,702 SH   SOLE NONE 5,702 0 0
iShares 1-3 Yr Treas Index Fd ETF/ETN 464287457 169 2,000 SH   SOLE NONE 2,000 0 0
iShares DJ US Oil Equip & Svcs ETF/ETN 464288844 1,086 23,890 SH   SOLE NONE 23,890 0 0
iShares Global Telecom Fd ETF/ETN 464287275 1,604 27,317 SH   SOLE NONE 27,317 0 0
iShares Hong Kong Index Fd ETF/ETN 464286871 126 6,475 SH   SOLE NONE 6,475 0 0
iShares iBoxx $ Invst Grade Cr ETF/ETN 464287242 238 2,033 SH   SOLE NONE 2,033 0 0
iShares MSCI EAFE Minimum Vola ETF/ETN 46429B689 6,306 103,005 SH   SOLE NONE 103,005 0 0
iShares MSCI Emerging Markets ETF/ETN 464286533 171 3,506 SH   SOLE NONE 3,506 0 0
iShares Russell 1000 ETF/ETN 464287622 259 2,081 SH   SOLE NONE 2,081 0 0
iShares Russell 1000 Growth In ETF/ETN 464287614 168 1,606 SH   SOLE NONE 1,606 0 0
iShares Russell 1000 Value Ind ETF/ETN 464287598 312 2,781 SH   SOLE NONE 2,781 0 0
iShares Russell Mid-Cap Index ETF/ETN 464287499 246 1,374 SH   SOLE NONE 1,374 0 0
iShares Russell Midcap Value I ETF/ETN 464287473 349 4,334 SH   SOLE NONE 4,334 0 0
iShares Tr Russell 2000 Index ETF/ETN 464287655 109 807 SH   SOLE NONE 807 0 0
ITT Inc. COMMON STOCK 45073V108 973 25,224 SH   SOLE NONE 25,224 0 0
J P Morgan Chase COMMON STOCK 46625H100 1,456 16,877 SH   SOLE NONE 16,877 0 0
JM Smucker COMMON STOCK 832696405 350 2,730 SH   SOLE NONE 2,730 0 0
John Bean Technologies COMMON STOCK 477839104 2,393 27,843 SH   SOLE NONE 27,843 0 0
Johnson & Johnson COMMON STOCK 478160104 3,799 32,977 SH   SOLE NONE 32,977 0 0
Kimberly Clark COMMON STOCK 494368103 2,086 18,278 SH   SOLE NONE 18,278 0 0
Kite Realty Group Trust REIT 49803T300 218 9,300 SH   SOLE NONE 9,300 0 0
Kraft Heinz Co. COMMON STOCK 500754106 280 3,201 SH   SOLE NONE 3,201 0 0
Kroger COMMON STOCK 501044101 8,849 256,416 SH   SOLE NONE 256,416 0 0
Laboratory Corp of America Hol COMMON STOCK 50540R409 851 6,630 SH   SOLE NONE 6,630 0 0
Liberty Global Inc. COMMON STOCK G5480U104 102 3,345 SH   SOLE NONE 3,345 0 0
Luxfer Holdings PLC COMMON STOCK 550678106 114 10,500 SH   SOLE NONE 10,500 0 0
Macy's Inc COMMON STOCK 55616P104 107 3,000 SH   SOLE NONE 3,000 0 0
Marathon Petroleum Corp COMMON STOCK 56585A102 986 19,573 SH   SOLE NONE 19,573 0 0
Marcus Corp COMMON STOCK 566330106 464 14,745 SH   SOLE NONE 14,745 0 0
MartenTransport Ltd. COMMON STOCK 573075108 498 21,390 SH   SOLE NONE 21,390 0 0
Matson Navigation Co. COMMON STOCK 57686G105 832 23,520 SH   SOLE NONE 23,520 0 0
MDU Resources Group Inc. COMMON STOCK 552690109 204 7,075 SH   SOLE NONE 7,075 0 0
Merck & Co Inc COMMON STOCK 58933Y105 1,772 30,101 SH   SOLE NONE 30,101 0 0
Microsoft COMMON STOCK 594918104 4,816 77,502 SH   SOLE NONE 77,502 0 0
Mid-America Apartment Communit REIT 59522J103 548 5,600 SH   SOLE NONE 5,600 0 0
Mine Safety Appliances COMMON STOCK 602720104 347 5,000 SH   SOLE NONE 5,000 0 0
Molson Coors Brewing Company COMMON STOCK 60871R209 2,885 29,646 SH   SOLE NONE 29,646 0 0
Mondelez International Inc. COMMON STOCK 609207105 404 9,114 SH   SOLE NONE 9,114 0 0
Multi Color Corp. COMMON STOCK 625383104 735 9,476 SH   SOLE NONE 9,476 0 0
NBT Bancorp Inc COMMON STOCK 628778102 461 11,000 SH   SOLE NONE 11,000 0 0
New York Times COMMON STOCK 650111107 200 15,000 SH   SOLE NONE 15,000 0 0
NextEra Energy Inc New COMMON STOCK 65339F101 345 2,888 SH   SOLE NONE 2,888 0 0
Nike, Inc. COMMON STOCK 654106103 1,784 35,094 SH   SOLE NONE 35,094 0 0
Nordstrom Inc. COMMON STOCK 655664100 3,800 79,280 SH   SOLE NONE 79,280 0 0
Norfolk Southern Crp COMMON STOCK 655844108 414 3,830 SH   SOLE NONE 3,830 0 0
Northrop Grumman Corp. COMMON STOCK 666807102 5,167 22,217 SH   SOLE NONE 22,217 0 0
Northwest Natural Gas COMMON STOCK 667655104 1,074 17,957 SH   SOLE NONE 17,957 0 0
Novartis AG Adr COMMON STOCK 66987V109 3,124 42,894 SH   SOLE NONE 42,894 0 0
NTT Docomo Inc. ADR COMMON STOCK 62942M201 123 5,400 SH   SOLE NONE 5,400 0 0
Nuveen CA Muni Advantage Fund ETF/ETN 67066Y105 141 10,000 SH   SOLE NONE 10,000 0 0
Oracle COMMON STOCK 68389X105 265 6,892 SH   SOLE NONE 6,892 0 0
Park City Group Inc. COMMON STOCK 700215304 234 18,450 SH   SOLE NONE 18,450 0 0
Pepsico, Inc. COMMON STOCK 713448108 5,628 53,788 SH   SOLE NONE 53,788 0 0
Pfizer Inc. COMMON STOCK 717081103 1,180 36,325 SH   SOLE NONE 36,325 0 0
Philip Morris Intl COMMON STOCK 718172109 251 2,745 SH   SOLE NONE 2,745 0 0
Phillips 66 COMMON STOCK 718546104 107 1,235 SH   SOLE NONE 1,235 0 0
Pimco ETF Short Maturity Str ETF/ETN 72201R833 2,189 21,600 SH   SOLE NONE 21,600 0 0
Pimco Muni Income Fd II Com ETF/ETN 72200W106 134 11,000 SH   SOLE NONE 11,000 0 0
Portland Gen Elec Co COMMON STOCK 736508847 929 21,440 SH   SOLE NONE 21,440 0 0
Potlatch Corp REIT 737630103 419 10,051 SH   SOLE NONE 10,051 0 0
PowerShares FTSE RAFI US 1000 ETF/ETN 73935X583 6,251 62,796 SH   SOLE NONE 62,796 0 0
Powershares High Yld Corp Bond ETF/ETN 73936T557 2,664 141,781 SH   SOLE NONE 141,781 0 0
PowerShares QQQ ETF/ETN 631100104 399 3,366 SH   SOLE NONE 3,366 0 0
PPL Corp. COMMON STOCK 69351T106 1,112 32,667 SH   SOLE NONE 32,667 0 0
Procter & Gamble COMMON STOCK 742718109 1,235 14,692 SH   SOLE NONE 14,692 0 0
ProLogis COMMON STOCK 743410102 554 10,500 SH   SOLE NONE 10,500 0 0
Quest Diagnostics Inc. COMMON STOCK 74834L100 207 2,250 SH   SOLE NONE 2,250 0 0
Rayonier COMMON STOCK 754907103 1,568 58,960 SH   SOLE NONE 58,960 0 0
Raytheon COMMON STOCK 755111507 1,174 8,270 SH   SOLE NONE 8,270 0 0
Republic Services COMMON STOCK 760759100 1,592 27,906 SH   SOLE NONE 27,906 0 0
Rush Enterprises Cl B COMMON STOCK 781846308 166 5,365 SH   SOLE NONE 5,365 0 0
Ryder System, Inc. COMMON STOCK 783549108 1,031 13,855 SH   SOLE NONE 13,855 0 0
S & P 500 Index Fund ETF/ETN 78462F103 1,496 6,692 SH   SOLE NONE 6,692 0 0
Scana Corp New COMMON STOCK 80589M102 395 5,388 SH   SOLE NONE 5,388 0 0
Schlumberger Limited COMMON STOCK 806857108 774 9,223 SH   SOLE NONE 9,223 0 0
Seaboard Corp. COMMON STOCK 811543107 909 230 SH   SOLE NONE 230 0 0
Sealed Air Corp New COMMON STOCK 81211K100 2,258 49,810 SH   SOLE NONE 49,810 0 0
Sonoco Products COMMON STOCK 835495102 2,257 42,834 SH   SOLE NONE 42,834 0 0
Southern Co COMMON STOCK 842587107 188 3,820 SH   SOLE NONE 3,820 0 0
Southwest Air COMMON STOCK 844741108 263 5,280 SH   SOLE NONE 5,280 0 0
SPDR S&P Dividend ETF ETF/ETN 78464A763 125 1,460 SH   SOLE NONE 1,460 0 0
Starbucks COMMON STOCK 855244109 953 17,158 SH   SOLE NONE 17,158 0 0
Starwood Ppty Trust, Inc. REIT 85571B105 503 22,900 SH   SOLE NONE 22,900 0 0
Streettracks Gold Shrs ETF/ETN 78463V107 1,416 12,923 SH   SOLE NONE 12,923 0 0
Stryker Corp COMMON STOCK 863667101 3,229 26,955 SH   SOLE NONE 26,955 0 0
T Rowe Price Group, Inc. COMMON STOCK 74144T108 148 1,960 SH   SOLE NONE 1,960 0 0
Texas Instruments COMMON STOCK 882508104 106 1,450 SH   SOLE NONE 1,450 0 0
The GEO Group, Inc REIT 36162J106 370 10,290 SH   SOLE NONE 10,290 0 0
Time Warner Inc COMMON STOCK 887317303 145 1,500 SH   SOLE NONE 1,500 0 0
Tompkins Financial Corp COMMON STOCK 890110109 161 1,700 SH   SOLE NONE 1,700 0 0
Travelers Cos Inc. COMMON STOCK 89417E109 275 2,245 SH   SOLE NONE 2,245 0 0
Trustco Bk Corp Ny COMMON STOCK 898349105 201 23,000 SH   SOLE NONE 23,000 0 0
Twenty-First Century Fox, Cl A COMMON STOCK 90130A101 278 9,919 SH   SOLE NONE 9,919 0 0
Twenty-First Century Fox, Cl B COMMON STOCK 90130A200 507 18,600 SH   SOLE NONE 18,600 0 0
UGI Corp COMMON STOCK 902681105 1,445 31,357 SH   SOLE NONE 31,357 0 0
Unilever PLC COMMON STOCK 904767704 1,044 25,646 SH   SOLE NONE 25,646 0 0
Union Pacific Corporation COMMON STOCK 907818108 5,452 52,586 SH   SOLE NONE 52,586 0 0
United Technologies Corp. COMMON STOCK 913017109 1,997 18,217 SH   SOLE NONE 18,217 0 0
Unitedhealth Group COMMON STOCK 91324P102 431 2,690 SH   SOLE NONE 2,690 0 0
Urstadt Biddle Pptys REIT 917286106 1,019 53,362 SH   SOLE NONE 53,362 0 0
Urstadt Biddle Pptys 6.75 12/ PREFERRED STOCK 917286809 491 19,175 SH   SOLE NONE 19,175 0 0
Urstadt Biddle Pptys Inc Cl A REIT 917286205 1,670 69,264 SH   SOLE NONE 69,264 0 0
Urstadt Biddle Pptys Inc Pfd S PREFERRED STOCK 917286700 664 26,050 SH   SOLE NONE 26,050 0 0
US Bancorp COMMON STOCK 902973304 4,768 92,818 SH   SOLE NONE 92,818 0 0
V F Corp COMMON STOCK 918204108 165 3,100 SH   SOLE NONE 3,100 0 0
Vanguard Consumer Staples ETF ETF/ETN 92204A207 228 1,700 SH   SOLE NONE 1,700 0 0
Vanguard Energy ETF ETF/ETN 92204A306 6,651 63,539 SH   SOLE NONE 63,539 0 0
Vanguard Extended Mkt ETF ETF/ETN 922908652 2,303 24,018 SH   SOLE NONE 24,018 0 0
Vanguard Financials ETF ETF/ETN 92204A405 1,882 31,708 SH   SOLE NONE 31,708 0 0
Vanguard Global ex-US Real Est ETF/ETN 922042676 235 4,750 SH   SOLE NONE 4,750 0 0
Vanguard Growth ETF ETF/ETN 922908736 310 2,781 SH   SOLE NONE 2,781 0 0
Vanguard Health Care ETF ETF/ETN 92204A504 1,477 11,650 SH   SOLE NONE 11,650 0 0
Vanguard High Dividend Yield I ETF/ETN 921946406 16,390 216,312 SH   SOLE NONE 216,312 0 0
Vanguard Information Technolog ETF/ETN 92204A702 9,901 81,488 SH   SOLE NONE 81,488 0 0
Vanguard Intermediate-Term Cor ETF/ETN 92206C870 784 9,145 SH   SOLE NONE 9,145 0 0
Vanguard Mega Cap ETF ETF/ETN 921910873 4,227 55,366 SH   SOLE NONE 55,366 0 0
Vanguard Mid-Cap Value ETF ETF/ETN 922908512 666 6,853 SH   SOLE NONE 6,853 0 0
Vanguard REIT ETF ETF/ETN 922908553 2,673 32,387 SH   SOLE NONE 32,387 0 0
Vanguard S&P 500 ETF ETF/ETN 922908363 7,362 35,858 SH   SOLE NONE 35,858 0 0
Vanguard Short Term Bond ETF ETF/ETN 921937827 683 8,600 SH   SOLE NONE 8,600 0 0
Vanguard Small Cap Value ETF ETF/ETN 922908611 2,919 24,125 SH   SOLE NONE 24,125 0 0
Vanguard Total Stock Mkt ETF ETF/ETN 922908769 24,703 214,209 SH   SOLE NONE 214,209 0 0
Vanguard Total World Stk Index ETF/ETN 922042742 3,073 50,370 SH   SOLE NONE 50,370 0 0
Vanguard Utilities ETF ETF/ETN 92204A876 1,605 14,999 SH   SOLE NONE 14,999 0 0
Vanguard Value ETF ETF/ETN 922908744 166 1,782 SH   SOLE NONE 1,782 0 0
Vectren Corp COMMON STOCK 92240G101 1,086 20,833 SH   SOLE NONE 20,833 0 0
Ventas Inc. COMMON STOCK 92276F100 625 10,000 SH   SOLE NONE 10,000 0 0
VeriFone Systems, Inc. COMMON STOCK 92342Y109 417 23,520 SH   SOLE NONE 23,520 0 0
Verizon Communications COMMON STOCK 92343V104 3,432 64,294 SH   SOLE NONE 64,294 0 0
Visa Inc COMMON STOCK 92826C839 501 6,417 SH   SOLE NONE 6,417 0 0
Vodafone Group PLC COMMON STOCK 92857W100 832 34,068 SH   SOLE NONE 34,068 0 0
Wabash National Corp. COMMON STOCK 929566107 1,704 107,695 SH   SOLE NONE 107,695 0 0
Wal-Mart Stores COMMON STOCK 931142103 1,528 22,103 SH   SOLE NONE 22,103 0 0
Walt Disney Co. COMMON STOCK 254687106 3,696 35,459 SH   SOLE NONE 35,459 0 0
Waste Management COMMON STOCK 94106L109 923 13,016 SH   SOLE NONE 13,016 0 0
Wells Fargo & Co COMMON STOCK 949746101 1,330 24,128 SH   SOLE NONE 24,128 0 0
Weyerhaeuser REIT 962166104 2,148 71,374 SH   SOLE NONE 71,374 0 0
Whirlpool Corp COMMON STOCK 963320106 1,194 6,570 SH   SOLE NONE 6,570 0 0
WisdomTree DEFA ETF ETF/ETN 97717W703 3,339 71,965 SH   SOLE NONE 71,965 0 0
WisdomTree Emerging Mkts Small ETF/ETN 97717W281 2,648 67,699 SH   SOLE NONE 67,699 0 0
Xylem Inc COMMON STOCK 98419M100 384 7,748 SH   SOLE NONE 7,748 0 0
Zimmer Biomet Holdings, Inc. COMMON STOCK 98956P102 142 1,380 SH   SOLE NONE 1,380 0 0