The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COMMON STOCK 88579Y101 558 3,188 SH   SOLE NONE 3,188 0 0
Abbott Laboratories COMMON STOCK 002824100 1,562 39,729 SH   SOLE NONE 39,729 0 0
AbbVie Inc. COMMON STOCK 00287Y109 1,623 26,212 SH   SOLE NONE 26,212 0 0
Aberdeen Asia-Pacific Income Fund ETF/ETN 003009107 127 25,400 SH   SOLE NONE 25,400 0 0
ABM Industries COMMON STOCK 000957100 520 14,250 SH   SOLE NONE 14,250 0 0
Accenture PLC COMMON STOCK G1151C101 195 1,717 SH   SOLE NONE 1,717 0 0
Alaska Air Group COMMON STOCK 011659109 329 5,650 SH   SOLE NONE 5,650 0 0
Alaska Communications Systems COMMON STOCK 01167P101 45 26,500 SH   SOLE NONE 26,500 0 0
Alexander & Baldwin COMMON STOCK 014491104 636 17,587 SH   SOLE NONE 17,587 0 0
Alphabet Inc. CL A COMMON STOCK 02079K305 1,387 1,972 SH   SOLE NONE 1,972 0 0
Alphabet Inc. CL C COMMON STOCK 02079K107 1,267 1,830 SH   SOLE NONE 1,830 0 0
Altria Group COMMON STOCK 718154107 413 5,986 SH   SOLE NONE 5,986 0 0
Amazon.com Inc. COMMON STOCK 023135106 774 1,082 SH   SOLE NONE 1,082 0 0
American Express COMMON STOCK 025816109 875 14,395 SH   SOLE NONE 14,395 0 0
AmerisourceBergen Corporation COMMON STOCK 03073E105 3,656 46,096 SH   SOLE NONE 46,096 0 0
Amgen Inc COMMON STOCK 031162100 190 1,247 SH   SOLE NONE 1,247 0 0
Anadarko Pete Corp COMMON STOCK 032511107 150 2,825 SH   SOLE NONE 2,825 0 0
Anheuser-Busch InBev COMMON STOCK 035229103 257 1,950 SH   SOLE NONE 1,950 0 0
Apollo Commercial Real Estate REIT 03762U105 493 30,682 SH   SOLE NONE 30,682 0 0
Apple Computer COMMON STOCK 037833100 1,527 15,975 SH   SOLE NONE 15,975 0 0
AptarGroup Inc COMMON STOCK 038336103 119 1,500 SH   SOLE NONE 1,500 0 0
Archer Daniels Midland COMMON STOCK 039483102 367 8,550 SH   SOLE NONE 8,550 0 0
Armada Hoffler Properties, Inc REIT 04208T108 298 21,700 SH   SOLE NONE 21,700 0 0
AT&T COMMON STOCK 00206R102 474 10,960 SH   SOLE NONE 10,960 0 0
Automatic Data Processing COMMON STOCK 053015103 447 4,870 SH   SOLE NONE 4,870 0 0
Avista Corp. COMMON STOCK 05379B107 607 13,550 SH   SOLE NONE 13,550 0 0
B/E Aerospace Inc. COMMON STOCK 073302101 2,239 48,480 SH   SOLE NONE 48,480 0 0
Baldwin & Lyons Inc CL B COMMON STOCK 057755209 412 16,700 SH   SOLE NONE 16,700 0 0
Ball Corp COMMON STOCK 058498106 1,804 24,953 SH   SOLE NONE 24,953 0 0
Bank of America COMMON STOCK 060505104 167 12,600 SH   SOLE NONE 12,600 0 0
Bank of New York Mellon COMMON STOCK 064058100 1,956 50,356 SH   SOLE NONE 50,356 0 0
Bank of Nova Scotia COMMON STOCK 064149107 697 14,228 SH   SOLE NONE 14,228 0 0
BCE Inc. COMMON STOCK 05534B760 572 12,100 SH   SOLE NONE 12,100 0 0
Becton Dickinson Co COMMON STOCK 075887109 161 950 SH   SOLE NONE 950 0 0
Berkshire Hathaway Cl A COMMON STOCK 084670108 4,556 21 SH   SOLE NONE 21 0 0
Berkshire Hathaway Cl B COMMON STOCK 084670702 9,801 67,690 SH   SOLE NONE 67,690 0 0
Bluerock Residential PFD A PREFERRED STOCK 09627J508 141 5,300 SH   SOLE NONE 5,300 0 0
Boeing COMMON STOCK 097023105 299 2,300 SH   SOLE NONE 2,300 0 0
BP p.l.c. COMMON STOCK 055622104 277 7,800 SH   SOLE NONE 7,800 0 0
Bristol Myers Squibb COMMON STOCK 110122108 2,501 34,007 SH   SOLE NONE 34,007 0 0
Brixmor Property Group Inc. REIT 11120U105 1,193 45,075 SH   SOLE NONE 45,075 0 0
Broadridge Financial Solutions COMMON STOCK 11133T103 261 4,000 SH   SOLE NONE 4,000 0 0
Campbell Soup Company COMMON STOCK 134429109 536 8,053 SH   SOLE NONE 8,053 0 0
Canadian National Railway Co. COMMON STOCK 136375102 295 5,000 SH   SOLE NONE 5,000 0 0
Carriage Services COMMON STOCK 143905107 142 6,000 SH   SOLE NONE 6,000 0 0
ChevronTexaco COMMON STOCK 166764100 1,413 13,483 SH   SOLE NONE 13,483 0 0
Cisco Systems COMMON STOCK 17275R102 457 15,943 SH   SOLE NONE 15,943 0 0
Clorox Company COMMON STOCK 189054109 810 5,851 SH   SOLE NONE 5,851 0 0
Coca-Cola Company COMMON STOCK 191216100 1,150 25,379 SH   SOLE NONE 25,379 0 0
Coca-Cola European Partners PL COMMON STOCK G25839104 364 10,195 SH   SOLE NONE 10,195 0 0
Comcast Corporation COMMON STOCK 20030N101 1,589 24,381 SH   SOLE NONE 24,381 0 0
Consolidated Edison COMMON STOCK 209115104 105 1,300 SH   SOLE NONE 1,300 0 0
Corning Inc COMMON STOCK 219350105 125 6,100 SH   SOLE NONE 6,100 0 0
Costco Wholesale COMMON STOCK 22160K105 1,045 6,655 SH   SOLE NONE 6,655 0 0
Deere & Company COMMON STOCK 244199105 440 5,426 SH   SOLE NONE 5,426 0 0
Delta Air Lines Inc. COMMON STOCK 247361702 251 6,885 SH   SOLE NONE 6,885 0 0
Diageo PLC COMMON STOCK 25243Q205 207 1,835 SH   SOLE NONE 1,835 0 0
Dominion Resources COMMON STOCK 25746U109 723 9,277 SH   SOLE NONE 9,277 0 0
Du Pont COMMON STOCK 263534109 1,942 29,968 SH   SOLE NONE 29,968 0 0
Duke Energy COMMON STOCK 264399106 226 2,637 SH   SOLE NONE 2,637 0 0
Edwards Lifesciences COMMON STOCK 28176E108 199 2,000 SH   SOLE NONE 2,000 0 0
Enterprise Products REIT 293792107 117 4,000 SH   SOLE NONE 4,000 0 0
Equity Residential REIT 29476L107 196 2,850 SH   SOLE NONE 2,850 0 0
Eversource Energy COMMON STOCK 30040W108 1,118 18,661 SH   SOLE NONE 18,661 0 0
Express Scripts Holding Co. COMMON STOCK 302182100 129 1,705 SH   SOLE NONE 1,705 0 0
Exxon Mobil COMMON STOCK 30231G102 1,802 19,220 SH   SOLE NONE 19,220 0 0
Facebook Inc COMMON STOCK 30303M102 390 3,410 SH   SOLE NONE 3,410 0 0
Fedex Corp COMMON STOCK 31428X106 736 4,850 SH   SOLE NONE 4,850 0 0
Ferrari N.V. COMMON STOCK N3167Y103 300 7,340 SH   SOLE NONE 7,340 0 0
Fiat Chrysler Automobiles N.V. COMMON STOCK N31738102 567 92,700 SH   SOLE NONE 92,700 0 0
Flexshares Quality Dividend In ETF/ETN 33939L860 322 8,780 SH   SOLE NONE 8,780 0 0
Fomento Economico Mexicano COMMON STOCK 344419106 2,300 24,871 SH   SOLE NONE 24,871 0 0
Ford Motor COMMON STOCK 345370860 365 29,050 SH   SOLE NONE 29,050 0 0
Fresh Del Monte Produce COMMON STOCK G36738105 3,715 68,251 SH   SOLE NONE 68,251 0 0
Gabelli Global Sml & Md Cap PF ETF/ETN 36249W203 127 5,000 SH   SOLE NONE 5,000 0 0
General American Investors Co. COMMON STOCK 368802104 169 5,497 SH   SOLE NONE 5,497 0 0
General Electric COMMON STOCK 369604103 543 17,258 SH   SOLE NONE 17,258 0 0
General Mills COMMON STOCK 370334104 7,045 98,774 SH   SOLE NONE 98,774 0 0
General Motors COMMON STOCK 37045V100 279 9,853 SH   SOLE NONE 9,853 0 0
Genuine Parts COMMON STOCK 372460105 1,463 14,450 SH   SOLE NONE 14,450 0 0
GlaxoSmithKline Plc Adr COMMON STOCK 37733W105 130 3,000 SH   SOLE NONE 3,000 0 0
Hasbro COMMON STOCK 418056107 292 3,477 SH   SOLE NONE 3,477 0 0
Helmerich & Payne COMMON STOCK 423452101 319 4,750 SH   SOLE NONE 4,750 0 0
Highwoods Properties Inc. REIT 431284108 808 15,300 SH   SOLE NONE 15,300 0 0
Home Depot COMMON STOCK 437076102 828 6,486 SH   SOLE NONE 6,486 0 0
Honeywell Intl. COMMON STOCK 438516106 2,217 19,063 SH   SOLE NONE 19,063 0 0
Host Hotels & Resorts, Inc. REIT 44107P104 533 32,875 SH   SOLE NONE 32,875 0 0
Humana Inc. COMMON STOCK 444859102 484 2,690 SH   SOLE NONE 2,690 0 0
Imperial Oil Ltd. COMMON STOCK 453038408 690 21,876 SH   SOLE NONE 21,876 0 0
Ingles Markets, Inc. COMMON STOCK 457030104 2,112 56,619 SH   SOLE NONE 56,619 0 0
Intel COMMON STOCK 458140100 679 20,701 SH   SOLE NONE 20,701 0 0
Intl Paper Co. COMMON STOCK 460146103 3,051 71,992 SH   SOLE NONE 71,992 0 0
Investors Title COMMON STOCK 461804106 680 7,141 SH   SOLE NONE 7,141 0 0
iShares 1-3 Yr Treas Index Fd ETF/ETN 464287457 171 2,000 SH   SOLE NONE 2,000 0 0
iShares DJ US Oil Equip & Svcs ETF/ETN 464288844 719 18,615 SH   SOLE NONE 18,615 0 0
iShares Global Telecom Fd ETF/ETN 464287275 1,748 27,667 SH   SOLE NONE 27,667 0 0
iShares Hong Kong Index Fd ETF/ETN 464286871 142 7,250 SH   SOLE NONE 7,250 0 0
iShares MSCI EAFE Minimum Vola ETF/ETN 46429B689 6,375 96,025 SH   SOLE NONE 96,025 0 0
iShares Russell 1000 ETF/ETN 464287622 243 2,081 SH   SOLE NONE 2,081 0 0
iShares Russell 1000 Value Ind ETF/ETN 464287598 287 2,781 SH   SOLE NONE 2,781 0 0
iShares Russell Mid-Cap Index ETF/ETN 464287499 231 1,374 SH   SOLE NONE 1,374 0 0
iShares Russell Midcap Value I ETF/ETN 464287473 322 4,334 SH   SOLE NONE 4,334 0 0
ITT Inc. COMMON STOCK 45073V108 1,045 32,678 SH   SOLE NONE 32,678 0 0
J P Morgan Chase COMMON STOCK 46625H100 991 15,940 SH   SOLE NONE 15,940 0 0
JM Smucker COMMON STOCK 832696405 507 3,329 SH   SOLE NONE 3,329 0 0
John Bean Technologies COMMON STOCK 477839104 2,365 38,638 SH   SOLE NONE 38,638 0 0
Johnson & Johnson COMMON STOCK 478160104 4,109 33,876 SH   SOLE NONE 33,876 0 0
Kimberly Clark COMMON STOCK 494368103 2,475 18,005 SH   SOLE NONE 18,005 0 0
Kite Realty Group Trust REIT 49803T300 223 7,950 SH   SOLE NONE 7,950 0 0
Kraft Heinz Co. COMMON STOCK 500754106 283 3,201 SH   SOLE NONE 3,201 0 0
Kroger COMMON STOCK 501044101 9,256 251,581 SH   SOLE NONE 251,581 0 0
Laboratory Corp of America Hol COMMON STOCK 50540R409 851 6,530 SH   SOLE NONE 6,530 0 0
Liberty Global Inc. COMMON STOCK G5480U104 102 3,495 SH   SOLE NONE 3,495 0 0
Macy's Inc COMMON STOCK 55616P104 101 3,000 SH   SOLE NONE 3,000 0 0
Marathon Petroleum Corp COMMON STOCK 56585A102 507 13,348 SH   SOLE NONE 13,348 0 0
Marcus Corp REIT 566330106 600 28,450 SH   SOLE NONE 28,450 0 0
MartenTransport Ltd. COMMON STOCK 573075108 436 22,040 SH   SOLE NONE 22,040 0 0
Matson Navigation Co. COMMON STOCK 57686G105 776 24,036 SH   SOLE NONE 24,036 0 0
Mckesson Corp. COMMON STOCK 58155Q103 137 735 SH   SOLE NONE 735 0 0
MDU Resources Group Inc. COMMON STOCK 552690109 175 7,275 SH   SOLE NONE 7,275 0 0
Merck & Co Inc COMMON STOCK 58933Y105 1,716 29,794 SH   SOLE NONE 29,794 0 0
Microsoft COMMON STOCK 594918104 3,811 74,482 SH   SOLE NONE 74,482 0 0
Mid-America Apartment Communit REIT 59522J103 596 5,600 SH   SOLE NONE 5,600 0 0
Mine Safety Appliances COMMON STOCK 602720104 263 5,000 SH   SOLE NONE 5,000 0 0
Molson Coors Brewing Company COMMON STOCK 60871R209 2,850 28,181 SH   SOLE NONE 28,181 0 0
Mondelez International Inc. COMMON STOCK 609207105 402 8,838 SH   SOLE NONE 8,838 0 0
Multi Color Corp. COMMON STOCK 625383104 637 10,051 SH   SOLE NONE 10,051 0 0
NBT Bancorp Inc COMMON STOCK 628778102 372 13,000 SH   SOLE NONE 13,000 0 0
New York Times COMMON STOCK 650111107 186 15,409 SH   SOLE NONE 15,409 0 0
NextEra Energy Inc New COMMON STOCK 65339F101 351 2,688 SH   SOLE NONE 2,688 0 0
Nike, Inc. COMMON STOCK 654106103 2,116 38,328 SH   SOLE NONE 38,328 0 0
Norfolk Southern Crp COMMON STOCK 655844108 326 3,830 SH   SOLE NONE 3,830 0 0
Northrop Grumman Corp. COMMON STOCK 666807102 5,184 23,322 SH   SOLE NONE 23,322 0 0
Northwest Natural Gas COMMON STOCK 667655104 1,351 20,840 SH   SOLE NONE 20,840 0 0
Novartis AG Adr COMMON STOCK 66987V109 3,503 42,450 SH   SOLE NONE 42,450 0 0
NTT Docomo Inc. ADR COMMON STOCK 62942M201 146 5,400 SH   SOLE NONE 5,400 0 0
Nuveen CA Muni Advantage Fund ETF/ETN 67066Y105 214 12,653 SH   SOLE NONE 12,653 0 0
Oneok Inc COMMON STOCK 682680103 133 2,800 SH   SOLE NONE 2,800 0 0
Oracle COMMON STOCK 68389X105 270 6,604 SH   SOLE NONE 6,604 0 0
Park City Group Inc. COMMON STOCK 700215304 165 18,450 SH   SOLE NONE 18,450 0 0
Pebblebrook Hotel Pfd Ser B PREFERRED STOCK 70509V308 328 12,950 SH   SOLE NONE 12,950 0 0
Pepsico, Inc. COMMON STOCK 713448108 5,665 53,472 SH   SOLE NONE 53,472 0 0
Pfizer Inc. COMMON STOCK 717081103 1,285 36,496 SH   SOLE NONE 36,496 0 0
Philip Morris Intl COMMON STOCK 718172109 308 3,027 SH   SOLE NONE 3,027 0 0
Phillips 66 COMMON STOCK 718546104 110 1,385 SH   SOLE NONE 1,385 0 0
Pimco ETF Short Maturity Str ETF/ETN 72201R833 2,292 22,650 SH   SOLE NONE 22,650 0 0
Pimco Muni Income Fd II Com ETF/ETN 72200W106 181 13,000 SH   SOLE NONE 13,000 0 0
Portland Gen Elec Co COMMON STOCK 736508847 955 21,640 SH   SOLE NONE 21,640 0 0
Potlatch Corp REIT 737630103 370 10,851 SH   SOLE NONE 10,851 0 0
PowerShares FTSE RAFI US 1000 ETF/ETN 73935X583 5,491 60,663 SH   SOLE NONE 60,663 0 0
Powershares High Yld Corp Bond ETF/ETN 73936T557 2,522 137,086 SH   SOLE NONE 137,086 0 0
PowerShares QQQ ETF/ETN 631100104 443 4,119 SH   SOLE NONE 4,119 0 0
PPL Corp. COMMON STOCK 69351T106 1,171 31,017 SH   SOLE NONE 31,017 0 0
Procter & Gamble COMMON STOCK 742718109 1,211 14,304 SH   SOLE NONE 14,304 0 0
Quest Diagnostics Inc. COMMON STOCK 74834L100 175 2,150 SH   SOLE NONE 2,150 0 0
Rayonier REIT 754907103 1,509 57,492 SH   SOLE NONE 57,492 0 0
Raytheon COMMON STOCK 755111507 1,104 8,120 SH   SOLE NONE 8,120 0 0
RCI Hospitality Holdings, Inc. COMMON STOCK 74934Q108 114 11,200 SH   SOLE NONE 11,200 0 0
Republic Services COMMON STOCK 760759100 2,230 43,456 SH   SOLE NONE 43,456 0 0
Royal Dutch Shell Cl B COMMON STOCK 780259107 214 3,827 SH   SOLE NONE 3,827 0 0
Rush Enterprises Cl B COMMON STOCK 781846308 118 5,652 SH   SOLE NONE 5,652 0 0
Ryder System, Inc. COMMON STOCK 783549108 1,692 27,680 SH   SOLE NONE 27,680 0 0
S & P 500 Index Fund ETF/ETN 78462F103 1,402 6,692 SH   SOLE NONE 6,692 0 0
Scana Corp New COMMON STOCK 80589M102 430 5,688 SH   SOLE NONE 5,688 0 0
Schlumberger Limited COMMON STOCK 806857108 727 9,188 SH   SOLE NONE 9,188 0 0
Seaboard Corp. COMMON STOCK 811543107 657 229 SH   SOLE NONE 229 0 0
Simon Ppty Grp REIT 828806109 108 500 SH   SOLE NONE 500 0 0
Sonoco Products COMMON STOCK 835495102 2,195 44,209 SH   SOLE NONE 44,209 0 0
Southern Co COMMON STOCK 842587107 237 4,420 SH   SOLE NONE 4,420 0 0
Southwest Air COMMON STOCK 844741108 161 4,100 SH   SOLE NONE 4,100 0 0
SPDR S&P Dividend ETF ETF/ETN 78464A763 123 1,460 SH   SOLE NONE 1,460 0 0
Starbucks COMMON STOCK 855244109 1,007 17,637 SH   SOLE NONE 17,637 0 0
Starwood Ppty Trust, Inc. REIT 85571B105 361 17,400 SH   SOLE NONE 17,400 0 0
Streettracks Gold Shrs ETF/ETN 78463V107 1,622 12,823 SH   SOLE NONE 12,823 0 0
Stryker Corp COMMON STOCK 863667101 2,364 19,730 SH   SOLE NONE 19,730 0 0
Syngenta AG COMMON STOCK 87160A100 1,323 17,226 SH   SOLE NONE 17,226 0 0
T Rowe Price Group, Inc. COMMON STOCK 74144T108 143 1,960 SH   SOLE NONE 1,960 0 0
The GEO Group, Inc REIT 36162J106 350 10,230 SH   SOLE NONE 10,230 0 0
Time Warner Inc COMMON STOCK 887317303 110 1,500 SH   SOLE NONE 1,500 0 0
Tompkins Financial Corp COMMON STOCK 890110109 111 1,700 SH   SOLE NONE 1,700 0 0
Travelers Cos Inc. COMMON STOCK 89417E109 267 2,245 SH   SOLE NONE 2,245 0 0
Trustco Bk Corp Ny COMMON STOCK 898349105 160 25,000 SH   SOLE NONE 25,000 0 0
Twenty-First Century Fox, Cl B COMMON STOCK 90130A200 507 18,600 SH   SOLE NONE 18,600 0 0
UGI Corp COMMON STOCK 902681105 1,538 33,992 SH   SOLE NONE 33,992 0 0
Unilever PLC COMMON STOCK 904767704 1,045 21,813 SH   SOLE NONE 21,813 0 0
Union Pacific Corporation COMMON STOCK 907818108 4,593 52,646 SH   SOLE NONE 52,646 0 0
United Technologies Corp. COMMON STOCK 913017109 2,009 19,590 SH   SOLE NONE 19,590 0 0
Unitedhealth Group COMMON STOCK 91324P102 387 2,740 SH   SOLE NONE 2,740 0 0
Urstadt Biddle Pptys REIT 917286106 1,192 54,462 SH   SOLE NONE 54,462 0 0
Urstadt Biddle Pptys 6.75% 12/ PREFERRED STOCK 917286809 527 19,175 SH   SOLE NONE 19,175 0 0
Urstadt Biddle Pptys Inc Cl A REIT 917286205 1,736 70,064 SH   SOLE NONE 70,064 0 0
Urstadt Biddle Pptys Inc Pfd S PREFERRED STOCK 917286700 690 25,750 SH   SOLE NONE 25,750 0 0
US Bancorp COMMON STOCK 902973304 3,808 94,422 SH   SOLE NONE 94,422 0 0
V F Corp COMMON STOCK 918204108 191 3,100 SH   SOLE NONE 3,100 0 0
Vanguard Consumer Staples ETF ETF/ETN 92204A207 452 3,200 SH   SOLE NONE 3,200 0 0
Vanguard Energy ETF ETF/ETN 92204A306 5,775 60,713 SH   SOLE NONE 60,713 0 0
Vanguard Extended Mkt ETF ETF/ETN 922908652 2,077 24,318 SH   SOLE NONE 24,318 0 0
Vanguard Financials ETF ETF/ETN 92204A405 1,504 31,758 SH   SOLE NONE 31,758 0 0
Vanguard Global ex-US Real Est ETF/ETN 922042676 258 4,770 SH   SOLE NONE 4,770 0 0
Vanguard Growth ETF ETF/ETN 922908736 305 2,843 SH   SOLE NONE 2,843 0 0
Vanguard Health Care ETF ETF/ETN 92204A504 1,546 11,850 SH   SOLE NONE 11,850 0 0
Vanguard High Dividend Yield I ETF/ETN 921946406 15,635 218,787 SH   SOLE NONE 218,787 0 0
Vanguard Information Technolog ETF/ETN 92204A702 8,883 82,948 SH   SOLE NONE 82,948 0 0
Vanguard Intermediate-Term Cor ETF/ETN 92206C870 809 9,045 SH   SOLE NONE 9,045 0 0
Vanguard Mega Cap ETF ETF/ETN 921910873 4,139 57,881 SH   SOLE NONE 57,881 0 0
Vanguard REIT ETF ETF/ETN 922908553 2,641 29,782 SH   SOLE NONE 29,782 0 0
Vanguard S&P 500 ETF ETF/ETN 922908363 6,509 33,865 SH   SOLE NONE 33,865 0 0
Vanguard Short Term Bond ETF ETF/ETN 921937827 592 7,300 SH   SOLE NONE 7,300 0 0
Vanguard Short-Term Corporate ETF/ETN 92206C409 121 1,500 SH   SOLE NONE 1,500 0 0
Vanguard Small Cap Value ETF ETF/ETN 922908611 2,099 19,932 SH   SOLE NONE 19,932 0 0
Vanguard Total Stock Mkt ETF ETF/ETN 922908769 22,640 211,269 SH   SOLE NONE 211,269 0 0
Vanguard Total World Stk Index ETF/ETN 922042742 3,007 51,785 SH   SOLE NONE 51,785 0 0
Vanguard Utilities ETF ETF/ETN 92204A876 1,789 15,627 SH   SOLE NONE 15,627 0 0
Vanguard Value ETF ETF/ETN 922908744 169 1,987 SH   SOLE NONE 1,987 0 0
Vectren Corp COMMON STOCK 92240G101 1,700 32,273 SH   SOLE NONE 32,273 0 0
Ventas Inc. COMMON STOCK 92276F100 728 10,000 SH   SOLE NONE 10,000 0 0
VeriFone Systems, Inc. COMMON STOCK 92342Y109 291 15,690 SH   SOLE NONE 15,690 0 0
Verizon Communications COMMON STOCK 92343V104 3,324 59,527 SH   SOLE NONE 59,527 0 0
Visa Inc COMMON STOCK 92826C839 482 6,492 SH   SOLE NONE 6,492 0 0
Vodafone Group PLC COMMON STOCK 92857W100 455 14,741 SH   SOLE NONE 14,741 0 0
Wabash National Corp. COMMON STOCK 929566107 945 74,380 SH   SOLE NONE 74,380 0 0
Wal-Mart Stores COMMON STOCK 931142103 1,612 22,073 SH   SOLE NONE 22,073 0 0
Walt Disney Co. COMMON STOCK 254687106 3,376 34,510 SH   SOLE NONE 34,510 0 0
Waste Management COMMON STOCK 94106L109 863 13,016 SH   SOLE NONE 13,016 0 0
Wells Fargo & Co COMMON STOCK 949746101 1,125 23,760 SH   SOLE NONE 23,760 0 0
Weyerhaeuser COMMON STOCK 962166104 2,156 72,421 SH   SOLE NONE 72,421 0 0
Whirlpool Corp COMMON STOCK 963320106 1,008 6,050 SH   SOLE NONE 6,050 0 0
WisdomTree DEFA ETF ETF/ETN 97717W703 3,034 67,810 SH   SOLE NONE 67,810 0 0
WisdomTree Emerging Mkts Small ETF/ETN 97717W281 2,274 58,709 SH   SOLE NONE 58,709 0 0
Xylem Inc COMMON STOCK 98419M100 379 8,481 SH   SOLE NONE 8,481 0 0
Zimmer Biomet Holdings, Inc. COMMON STOCK 98956P102 166 1,380 SH   SOLE NONE 1,380 0 0