Exhibit 12

THE WESTERN UNION COMPANY
COMPUTATION OF
RATIO OF EARNINGS TO FIXED CHARGES
(in millions)

	Three Months Ended				Six Months Ended
	June 30,				June 30,
	2010		2009		2010			2009
Earnings:
Income before income taxes	$	272.3	$	295.7	$	548.3		$	600.9
Fixed charges		41.9		43.1		83.2			87.0
Other adjustments		2.1		4.6		(1.3	)		1.9
Total earnings (a)	$	316.3	$	343.4	$	630.2		$	689.8
Fixed charges:
Interest expense	$	41.1	$	39.8	$	79.9		$	79.8
Other adjustments		0.8		3.3		3.3			7.2
Total fixed charges (b)	$	41.9	$	43.1	$	83.2		$	87.0
Ratio of earnings to fixed charges (a/b)		7.5		8.0		7.6			7.9

     For purposes of calculating the ratio of earnings to fixed charges, earnings have been calculated by adding income before income taxes, fixed charges included in the determination of income before income taxes and distributions from equity method investments, and then subtracting income from equity method investments. Fixed charges consist of interest expense, an estimated interest portion of rental expenses and income tax contingencies, which are included as a component of income tax expense.