FAIR VALUE ACCOUNTING Narrative (Details)	3 Months Ended		6 Months Ended		12 Months Ended
	Jun. 30, 2015 USD ($) property	Jun. 30, 2014 USD ($)	Jun. 30, 2015 USD ($) property	Jun. 30, 2014 USD ($)	Dec. 31, 2014 USD ($) property
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate					$ 144,000
Gain on sale of other real estate	$ 6,135		$ 6,135
Loss on sale of other real estate	18,291		57,170
Loss on sales of other real estate owned		$ (33,263)	51,035	$ 33,263
Valuation adjustments	0	$ 0	0	$ 0	0
Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative financial asset	4,622,913		4,622,913		1,514,083
Derivative financial liability	679,709		679,709		1,195,405
Forward Sales Commitments [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Derivative financial asset	4,622,913		4,622,913		1,514,083
Derivative financial liability	$ 679,709		$ 679,709		$ 1,195,405
Residential Property
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Number of real estate properties classified as other real estate | property	0		0		1
Number of real estate properties | property	3		3		1
Real estate property in process of foreclosure	$ 665,190		$ 665,190		$ 182,256
Fair Value, Measurements, Nonrecurring [Member] | Fair Value, Inputs, Level 2 [Member]
Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]
Other real estate	$ 0		$ 0		$ 0