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LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSS Schedule of Impaired Loans and Leases Receivable (Details) - USD ($)
6 Months Ended 12 Months Ended
Jun. 30, 2015
Dec. 31, 2014
Loans And Leases Receivable, With No Related Allowance [Abstract]    
Recorded Investment $ 4,675,512 $ 5,187,930
Unpaid Principal Balance 4,836,052 5,365,393
Average Recorded Investment 4,666,399 5,457,758
Interest Income Recognized 104,712 258,868
Loans And Leases Receivable, With Related Allowance [Abstract]    
Recorded Investment 5,597,204 9,140,932
Unpaid Principal Balance 5,630,222 9,287,585
Related Allowance 2,429,922 2,759,701
Average Recorded Investment 5,819,528 9,380,618
Interest Income Recognized 109,072 466,229
Commercial [Member]    
Loans And Leases Receivable, With No Related Allowance [Abstract]    
Recorded Investment 25,978 0
Unpaid Principal Balance 25,978 0
Average Recorded Investment 33,228 0
Interest Income Recognized 852 0
Loans And Leases Receivable, With Related Allowance [Abstract]    
Recorded Investment 1,084,114 1,549,963
Unpaid Principal Balance 1,084,114 1,549,963
Related Allowance 939,399 441,265
Average Recorded Investment 1,309,774 1,618,461
Interest Income Recognized 26,100 93,073
Construction [Member]    
Loans And Leases Receivable, With No Related Allowance [Abstract]    
Recorded Investment 1,040,390 935,467
Unpaid Principal Balance 1,040,390 935,467
Average Recorded Investment 966,577 954,181
Interest Income Recognized 30,607 56,004
Loans And Leases Receivable, With Related Allowance [Abstract]    
Recorded Investment 230,563 336,913
Unpaid Principal Balance 254,598 441,459
Related Allowance 77,298 100,159
Average Recorded Investment 231,899 408,460
Interest Income Recognized 5,183 12,358
Residential (1-4 family) [Member]    
Loans And Leases Receivable, With No Related Allowance [Abstract]    
Recorded Investment 2,622,287 2,704,883
Unpaid Principal Balance 2,782,112 2,880,739
Average Recorded Investment 2,673,004 3,067,193
Interest Income Recognized 47,644 119,011
Loans And Leases Receivable, With Related Allowance [Abstract]    
Recorded Investment 1,743,583 4,493,442
Unpaid Principal Balance 1,746,842 4,535,549
Related Allowance 537,578 1,261,490
Average Recorded Investment 1,742,161 4,564,008
Interest Income Recognized 35,470 232,522
Home equity lines [Member]    
Loans And Leases Receivable, With No Related Allowance [Abstract]    
Recorded Investment 444,716 115,925
Unpaid Principal Balance 444,716 115,925
Average Recorded Investment 445,194 115,324
Interest Income Recognized 7,381 3,962
Loans And Leases Receivable, With Related Allowance [Abstract]    
Recorded Investment 908,516 985,672
Unpaid Principal Balance 914,240 985,672
Related Allowance 475,740 547,172
Average Recorded Investment 902,466 988,494
Interest Income Recognized 14,150 46,161
Multifamily [Member]    
Loans And Leases Receivable, With No Related Allowance [Abstract]    
Recorded Investment 0 0
Unpaid Principal Balance 0 0
Average Recorded Investment 0 0
Interest Income Recognized 0 0
Loans And Leases Receivable, With Related Allowance [Abstract]    
Recorded Investment 0 0
Unpaid Principal Balance 0 0
Related Allowance 0 0
Average Recorded Investment 0 0
Interest Income Recognized 0 0
Commercial [Member]    
Loans And Leases Receivable, With No Related Allowance [Abstract]    
Recorded Investment 539,375 1,430,533
Unpaid Principal Balance 539,375 1,430,533
Average Recorded Investment 545,281 1,317,972
Interest Income Recognized 17,868 79,891
Loans And Leases Receivable, With Related Allowance [Abstract]    
Recorded Investment 1,560,578 1,700,360
Unpaid Principal Balance 1,560,578 1,700,360
Related Allowance 330,057 335,033
Average Recorded Investment 1,560,678 1,721,563
Interest Income Recognized 26,901 79,323
Consumer and installment loans [Member]    
Loans And Leases Receivable, With No Related Allowance [Abstract]    
Recorded Investment 0 1,122
Unpaid Principal Balance 715 2,729
Average Recorded Investment 199 3,088
Interest Income Recognized 0 0
Loans And Leases Receivable, With Related Allowance [Abstract]    
Recorded Investment 69,850 74,582
Unpaid Principal Balance 69,850 74,582
Related Allowance 69,850 74,582
Average Recorded Investment 72,550 79,632
Interest Income Recognized 1,268 2,792
Overdraft protection loans [Member]    
Loans And Leases Receivable, With No Related Allowance [Abstract]    
Recorded Investment 2,766 0
Unpaid Principal Balance 2,766 0
Average Recorded Investment 2,916 0
Interest Income Recognized 360 0
Loans And Leases Receivable, With Related Allowance [Abstract]    
Recorded Investment 0 0
Unpaid Principal Balance 0 0
Related Allowance 0 0
Average Recorded Investment 0 0
Interest Income Recognized $ 0 $ 0