LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSS Schedule of the activity in the allowance for loan losses account (Details)	6 Months Ended	12 Months Ended
	Jun. 30, 2015 USD ($) property	Dec. 31, 2014 USD ($) property
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for credit losses, Beginning balance	$ 8,948,837	$ 9,061,369
Charge-offs	(885,381)	(551,968)
Recoveries	112,905	439,436
Provision	500,000	0
Allowance for credit losses, Ending balance	8,676,361	8,948,837
Allowance for credit losses, Ending balance, Individually evaluated for impairment	2,429,922	2,759,701
Allowance for credit losses, Ending balance, Collectively evaluated for impairment	6,246,439	6,189,136
Financing receivables, Ending balance	793,169,175	772,666,347
Financing receivables, Ending balance, individually evaluated for impairment	10,272,716	14,328,862
Financing receivables, Ending balance, collectively evaluated for impairment	$ 782,896,459	758,337,485
Number of days past due	90 days
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for credit losses, Beginning balance	$ 1,157,867	1,219,255
Charge-offs	(207,059)	(21,789)
Recoveries	3,600	205,200
Provision	707,959	(244,799)
Allowance for credit losses, Ending balance	1,662,367	1,157,867
Allowance for credit losses, Ending balance, Individually evaluated for impairment	939,399	441,265
Allowance for credit losses, Ending balance, Collectively evaluated for impairment	722,968	716,602
Financing receivables, Ending balance	141,487,772	138,430,999
Financing receivables, Ending balance, individually evaluated for impairment	1,110,092	1,549,963
Financing receivables, Ending balance, collectively evaluated for impairment	140,377,680	136,881,036
Construction [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for credit losses, Beginning balance	1,678,022	1,978,320
Charge-offs	(17,500)	(190,812)
Recoveries	36,561	79,922
Provision	(41,341)	(189,408)
Allowance for credit losses, Ending balance	1,655,742	1,678,022
Allowance for credit losses, Ending balance, Individually evaluated for impairment	77,298	100,159
Allowance for credit losses, Ending balance, Collectively evaluated for impairment	1,578,444	1,577,863
Financing receivables, Ending balance	175,253,142	172,502,330
Financing receivables, Ending balance, individually evaluated for impairment	1,270,953	1,272,380
Financing receivables, Ending balance, collectively evaluated for impairment	173,982,189	171,229,950
Residential [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for credit losses, Beginning balance	2,456,418	1,685,502
Charge-offs	(658,953)	(163,048)
Recoveries	19,719	31,505
Provision	21,232	902,459
Allowance for credit losses, Ending balance	1,838,416	2,456,418
Allowance for credit losses, Ending balance, Individually evaluated for impairment	537,578	1,261,490
Allowance for credit losses, Ending balance, Collectively evaluated for impairment	1,300,838	1,194,928
Financing receivables, Ending balance	115,106,251	109,404,283
Financing receivables, Ending balance, individually evaluated for impairment	4,365,870	7,198,325
Financing receivables, Ending balance, collectively evaluated for impairment	110,740,381	102,205,958
Home Equity [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for credit losses, Beginning balance	1,911,634	2,132,916
Charge-offs	0	(174,319)
Recoveries	53,025	122,809
Provision	(296,862)	(169,772)
Allowance for credit losses, Ending balance	1,667,797	1,911,634
Allowance for credit losses, Ending balance, Individually evaluated for impairment	475,740	547,172
Allowance for credit losses, Ending balance, Collectively evaluated for impairment	1,192,057	1,364,462
Financing receivables, Ending balance	63,241,585	67,487,000
Financing receivables, Ending balance, individually evaluated for impairment	1,353,232	1,101,597
Financing receivables, Ending balance, collectively evaluated for impairment	61,888,353	66,385,403
Multifamily [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for credit losses, Beginning balance	85,056	59,586
Charge-offs	0	0
Recoveries	0	0
Provision	(18,713)	25,470
Allowance for credit losses, Ending balance	66,343	85,056
Allowance for credit losses, Ending balance, Individually evaluated for impairment	0	0
Allowance for credit losses, Ending balance, Collectively evaluated for impairment	66,343	85,056
Financing receivables, Ending balance	17,011,090	21,809,189
Financing receivables, Ending balance, individually evaluated for impairment	0	0
Financing receivables, Ending balance, collectively evaluated for impairment	17,011,090	21,809,189
Commercial [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for credit losses, Beginning balance	1,458,664	1,305,131
Charge-offs	0	0
Recoveries	0	0
Provision	166,921	153,533
Allowance for credit losses, Ending balance	1,625,585	1,458,664
Allowance for credit losses, Ending balance, Individually evaluated for impairment	330,057	335,033
Allowance for credit losses, Ending balance, Collectively evaluated for impairment	1,295,528	1,123,631
Financing receivables, Ending balance	273,184,540	256,966,820
Financing receivables, Ending balance, individually evaluated for impairment	2,099,953	3,130,893
Financing receivables, Ending balance, collectively evaluated for impairment	271,084,587	253,835,927
Consumer and Installment Loans [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for credit losses, Beginning balance	104,661	99,271
Charge-offs	(1,869)	0
Recoveries	0	0
Provision	3,323	5,390
Allowance for credit losses, Ending balance	106,115	104,661
Allowance for credit losses, Ending balance, Individually evaluated for impairment	69,850	74,582
Allowance for credit losses, Ending balance, Collectively evaluated for impairment	36,265	30,079
Financing receivables, Ending balance	7,807,746	5,968,990
Financing receivables, Ending balance, individually evaluated for impairment	69,850	75,704
Financing receivables, Ending balance, collectively evaluated for impairment	7,737,896	5,893,286
Overdraft Protection [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for credit losses, Beginning balance	260	688
Charge-offs	0	(2,000)
Recoveries	0	0
Provision	23	1,572
Allowance for credit losses, Ending balance	283	260
Allowance for credit losses, Ending balance, Individually evaluated for impairment	0	0
Allowance for credit losses, Ending balance, Collectively evaluated for impairment	283	260
Financing receivables, Ending balance	77,049	96,736
Financing receivables, Ending balance, individually evaluated for impairment	2,766	0
Financing receivables, Ending balance, collectively evaluated for impairment	74,283	96,736
Unallocated [Member]
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Allowance for credit losses, Beginning balance	96,255	580,700
Charge-offs	0	0
Recoveries	0	0
Provision	(42,542)	(484,445)
Allowance for credit losses, Ending balance	53,713	96,255
Allowance for credit losses, Ending balance, Individually evaluated for impairment	0	0
Allowance for credit losses, Ending balance, Collectively evaluated for impairment	53,713	96,255
Financing receivables, Ending balance	0	0
Financing receivables, Ending balance, individually evaluated for impairment	0	0
Financing receivables, Ending balance, collectively evaluated for impairment	$ 0	$ 0
Residential Property
Financing Receivable, Allowance for Credit Losses [Roll Forward]
Number of real estate properties | property	3	1
Real estate property in process of foreclosure	$ 665,190	$ 182,256