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LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSS Schedule of Troubled Debt Restructurings (Details)
3 Months Ended 6 Months Ended
Jun. 30, 2015
USD ($)
contract
Jun. 30, 2014
USD ($)
Jun. 30, 2014
contract
Receivables [Abstract]      
Number of Contracts | contract 1   1
Pre-modification, Outstanding Recorded Investment $ 237,782 $ 237,782  
Post-Modification, Outstanding Recorded Investment $ 237,782 237,782  
Subsequent Default, Number of contracts | contract 0   0
Subsequent Default, Recorded Investment $ 0 $ 0