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LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSS Schedule of Loan Portfolio by Class Aging (Details)
 3 Months Ended
Jun. 30, 2015
USD ($)
restructured_loan
loans
Jun. 30, 2014
restructured_loan
Dec. 31, 2014
USD ($)
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due $ 2,381,651   $ 6,253,376
Current 790,787,524   766,412,971
Recorded Investment > 90 days and Accruing 0   174,976
Recorded Investment Nonaccrual Loans $ 2,266,299   2,704,572
Number of classified restructured loans | restructured_loan 7    
Classified restructured loans $ 2,591,472    
Number of loans restructured | restructured_loan 1 3  
Commercial [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due $ 636,817   582,059
Current 140,850,955   137,848,940
Recorded Investment > 90 days and Accruing 0   0
Recorded Investment Nonaccrual Loans 628,580   582,059
Real estate subtotal [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 1,618,133   5,531,871
Current 642,178,475   622,637,751
Recorded Investment > 90 days and Accruing 0   174,976
Recorded Investment Nonaccrual Loans 1,637,719   2,121,392
Construction [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 109,063   348,420
Current 175,144,079   172,153,910
Recorded Investment > 90 days and Accruing 0   0
Recorded Investment Nonaccrual Loans 109,063   212,552
Residential (1-4 family) [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 753,467   4,426,468
Current 114,352,784   104,977,815
Recorded Investment > 90 days and Accruing 0   174,976
Recorded Investment Nonaccrual Loans $ 1,053,472   1,427,931
Number of classified restructured loans | loans 5    
Classified restructured loans $ 1,192,038    
Nonaccrual loans included in the Recorded Investment Nonaccrual Loans column 362,735    
Home equity lines [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 524,609   359,371
Current 62,716,976   67,127,629
Recorded Investment > 90 days and Accruing 0   0
Recorded Investment Nonaccrual Loans 244,190   249,915
Multifamily [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 0   0
Current 17,011,090   21,809,189
Recorded Investment > 90 days and Accruing 0   0
Recorded Investment Nonaccrual Loans 0   0
Commercial [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 230,994   397,612
Current 272,953,546   256,569,208
Recorded Investment > 90 days and Accruing 0   0
Recorded Investment Nonaccrual Loans $ 230,994   230,994
Number of classified restructured loans | loans 1    
Classified restructured loans $ 1,329,584    
Consumers [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 126,701   139,446
Current 7,758,094   5,926,280
Recorded Investment > 90 days and Accruing 0   0
Recorded Investment Nonaccrual Loans $ 0   1,121
Number of classified restructured loans | restructured_loan 1    
Classified restructured loans $ 69,850    
Consumer and installment loans [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 126,701   139,446
Current 7,681,045   5,829,544
Recorded Investment > 90 days and Accruing 0   0
Recorded Investment Nonaccrual Loans 0   1,121
Overdraft protection loans [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 0   0
Current 77,049   96,736
Recorded Investment > 90 days and Accruing 0   0
Recorded Investment Nonaccrual Loans 0   0
30 to 59 Days Past Due [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 643,666   1,259,018
30 to 59 Days Past Due [Member] | Commercial [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 127,483   0
30 to 59 Days Past Due [Member] | Real estate subtotal [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 389,482   1,119,572
30 to 59 Days Past Due [Member] | Construction [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 109,063   248,420
30 to 59 Days Past Due [Member] | Residential (1-4 family) [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 0   761,696
30 to 59 Days Past Due [Member] | Home equity lines [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 280,419   109,456
30 to 59 Days Past Due [Member] | Multifamily [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 0   0
30 to 59 Days Past Due [Member] | Commercial [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 0   0
30 to 59 Days Past Due [Member] | Consumers [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 126,701   139,446
30 to 59 Days Past Due [Member] | Consumer and installment loans [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 126,701   139,446
30 to 59 Days Past Due [Member] | Overdraft protection loans [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 0   0
60 to 89 Days Past Due [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 509,334   2,578,746
60 to 89 Days Past Due [Member] | Commercial [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 509,334   0
60 to 89 Days Past Due [Member] | Real estate subtotal [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 0   2,578,746
60 to 89 Days Past Due [Member] | Construction [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 0   0
60 to 89 Days Past Due [Member] | Residential (1-4 family) [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 0   2,412,128
60 to 89 Days Past Due [Member] | Home equity lines [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 0   0
60 to 89 Days Past Due [Member] | Multifamily [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 0   0
60 to 89 Days Past Due [Member] | Commercial [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 0   166,618
60 to 89 Days Past Due [Member] | Consumers [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 0   0
60 to 89 Days Past Due [Member] | Consumer and installment loans [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 0   0
60 to 89 Days Past Due [Member] | Overdraft protection loans [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 0   0
Greater than 90 Days [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 1,228,651   2,415,612
Greater than 90 Days [Member] | Commercial [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 0   582,059
Greater than 90 Days [Member] | Real estate subtotal [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 1,228,651   1,833,553
Greater than 90 Days [Member] | Construction [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 0   100,000
Greater than 90 Days [Member] | Residential (1-4 family) [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 753,467   1,252,644
Greater than 90 Days [Member] | Home equity lines [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 244,190   249,915
Greater than 90 Days [Member] | Multifamily [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 0   0
Greater than 90 Days [Member] | Commercial [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 230,994   230,994
Greater than 90 Days [Member] | Consumers [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 0   0
Greater than 90 Days [Member] | Consumer and installment loans [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due 0   0
Greater than 90 Days [Member] | Overdraft protection loans [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Total Past Due $ 0   $ 0
Performing [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Number of classified restructured loans | restructured_loan 5    
Nonperforming [Member]      
Financing Receivable, Recorded Investment, Past Due [Line Items]      
Number of classified restructured loans | loans 2