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LOANS RECEIVABLE AND ALLOWANCE FOR LOAN LOSS Schedule of Loans Segregated Between Pass and Watchlist Loans, Delineated By Segments (Details)
Jun. 30, 2015
USD ($)
risk_grade_rating
Dec. 31, 2014
USD ($)
risk_grade_rating
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans $ 793,169,175 $ 772,666,347
Weighted Average Risk Grade | risk_grade_rating 3.51 3.55
Pass [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans $ 782,513,293 $ 753,704,069
Special Mention [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans 3,647,015 6,184,258
Substandard [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans 7,008,867 12,778,020
Commercial [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans $ 141,487,772 $ 138,430,999
Weighted Average Risk Grade | risk_grade_rating 3.35 3.31
Commercial [Member] | Pass [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans $ 139,826,706 $ 135,292,747
Commercial [Member] | Special Mention [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans 1,030,495 1,588,289
Commercial [Member] | Substandard [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans 630,571 1,549,963
Real estate subtotal [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans $ 643,796,608 $ 628,169,622
Weighted Average Risk Grade | risk_grade_rating 3.56 3.59
Real estate subtotal [Member] | Pass [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans $ 634,874,408 $ 612,421,300
Real estate subtotal [Member] | Special Mention [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans 2,616,520 4,595,969
Real estate subtotal [Member] | Substandard [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans 6,305,680 11,152,353
Construction [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans $ 175,253,142 $ 172,502,330
Weighted Average Risk Grade | risk_grade_rating 3.22 3.26
Construction [Member] | Pass [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans $ 173,982,189 $ 171,136,553
Construction [Member] | Special Mention [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans 696,510 93,397
Construction [Member] | Substandard [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans 574,443 1,272,380
Residential (1-4 family) [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans $ 115,106,251 $ 109,404,283
Weighted Average Risk Grade | risk_grade_rating 3.82 3.93
Residential (1-4 family) [Member] | Pass [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans $ 110,045,957 $ 101,860,683
Residential (1-4 family) [Member] | Special Mention [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans 1,076,204 177,735
Residential (1-4 family) [Member] | Substandard [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans 3,984,090 7,365,865
Home equity lines [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans $ 63,241,585 $ 67,487,000
Weighted Average Risk Grade | risk_grade_rating 4.14 4.12
Home equity lines [Member] | Pass [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans $ 61,888,353 $ 66,282,828
Home equity lines [Member] | Special Mention [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans 0 102,575
Home equity lines [Member] | Substandard [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans 1,353,232 1,101,597
Multifamily [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans $ 17,011,090 $ 21,809,189
Weighted Average Risk Grade | risk_grade_rating 3.59 3.53
Multifamily [Member] | Pass [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans $ 17,011,090 $ 19,616,130
Multifamily [Member] | Special Mention [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans 0 2,193,059
Multifamily [Member] | Substandard [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans 0 0
Commercial [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans $ 273,184,540 $ 256,966,820
Weighted Average Risk Grade | risk_grade_rating 3.49 3.54
Commercial [Member] | Pass [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans $ 271,946,819 $ 253,525,106
Commercial [Member] | Special Mention [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans 843,806 2,029,203
Commercial [Member] | Substandard [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans 393,915 1,412,511
Consumers [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans $ 7,884,795 $ 6,065,726
Weighted Average Risk Grade | risk_grade_rating 4.03 4.05
Consumers [Member] | Pass [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans $ 7,812,179 $ 5,990,022
Consumers [Member] | Special Mention [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans 0 0
Consumers [Member] | Substandard [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans 72,616 75,704
Consumer and installment loans [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans $ 7,807,746 $ 5,968,990
Weighted Average Risk Grade | risk_grade_rating 4.03 4.04
Consumer and installment loans [Member] | Pass [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans $ 7,737,896 $ 5,893,286
Consumer and installment loans [Member] | Special Mention [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans 0 0
Consumer and installment loans [Member] | Substandard [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans 69,850 75,704
Overdraft protection loans [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans $ 77,049 $ 96,736
Weighted Average Risk Grade | risk_grade_rating 4.58 4.64
Overdraft protection loans [Member] | Pass [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans $ 74,283 $ 96,736
Overdraft protection loans [Member] | Special Mention [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans 0 0
Overdraft protection loans [Member] | Substandard [Member]    
Accounts, Notes, Loans and Financing Receivable [Line Items]    
Total gross loans $ 2,766 $ 0