INVESTMENT SECURITIES Summary of securities in continuous unrealized loss positions (Details)	Jun. 30, 2015 USD ($) investment	Dec. 31, 2014 USD ($) investment
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Fair Value, continuous unrealized loss, less than 12 months	$ 804,056	$ 7,821,662
Fair Value, continuous unrealized loss, 12 months or more, fair value	4,474,431	6,935,270
Fair Value, continuous unrealized loss position, fair value	5,278,487	14,756,932
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Available-for-sale securities, continuous unrealized loss position, less than 12 months, accumulated loss	(8,074)	(19,923)
Available-for-sale securities, continuous unrealized loss position, 12 months or more, accumulated loss	(42,616)	(84,079)
Available-for-sale securities, continuous unrealized loss position, accumulated loss	(50,690)	(104,002)
U.S. government agency obligations [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Fair Value, continuous unrealized loss, less than 12 months	494,260	7,482,955
Fair Value, continuous unrealized loss, 12 months or more, fair value	3,973,536	6,433,135
Fair Value, continuous unrealized loss position, fair value	4,467,796	13,916,090
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Available-for-sale securities, continuous unrealized loss position, less than 12 months, accumulated loss	(5,740)	(18,941)
Available-for-sale securities, continuous unrealized loss position, 12 months or more, accumulated loss	(26,464)	(67,554)
Available-for-sale securities, continuous unrealized loss position, accumulated loss	$ (32,204)	$ (86,495)
Number of positions with continuous loss position for more than 12 months | investment	8	13
Amortized cost, continuous unrealized loss, 12 months or more	$ 4,000,000	$ 6,500,689
Mortgage-backed securities [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Fair Value, continuous unrealized loss, less than 12 months	309,796	338,707
Fair Value, continuous unrealized loss, 12 months or more, fair value	0	0
Fair Value, continuous unrealized loss position, fair value	309,796	338,707
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Available-for-sale securities, continuous unrealized loss position, less than 12 months, accumulated loss	(2,334)	(982)
Available-for-sale securities, continuous unrealized loss position, 12 months or more, accumulated loss	0	0
Available-for-sale securities, continuous unrealized loss position, accumulated loss	(2,334)	(982)
Municipal securities [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Fair Value, continuous unrealized loss, less than 12 months	0	0
Fair Value, continuous unrealized loss, 12 months or more, fair value	500,895	502,135
Fair Value, continuous unrealized loss position, fair value	500,895	502,135
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Available-for-sale securities, continuous unrealized loss position, less than 12 months, accumulated loss	0	0
Available-for-sale securities, continuous unrealized loss position, 12 months or more, accumulated loss	(16,152)	(16,525)
Available-for-sale securities, continuous unrealized loss position, accumulated loss	$ (16,152)	$ (16,525)
Number of positions with continuous loss position for more than 12 months | investment	1	1
Amortized cost, continuous unrealized loss, 12 months or more	$ 517,047	$ 518,660
Securities Investment [Member]
Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value [Abstract]
Fair Value, continuous unrealized loss, 12 months or more, fair value	$ 4,474,431	$ 6,935,270
Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss [Abstract]
Number of positions with continuous loss position for more than 12 months | investment	9	14
Amortized cost, continuous unrealized loss, 12 months or more	$ 4,517,047	$ 7,019,349