INVESTMENT SECURITIES Securities available-for-sale (Details) - USD ($)	Jun. 30, 2015	Dec. 31, 2014
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	$ 17,242,013	$ 23,676,560
Gross Unrealized Gains	147,093	152,804
Gross Unrealized Losses	(50,690)	(104,002)
Fair Value	17,338,416	23,725,362
U.S. government agency obligations [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	13,187,546	20,498,822
Gross Unrealized Gains	53,506	41,548
Gross Unrealized Losses	(32,204)	(86,495)
Fair Value	13,208,848	20,453,875
Mortgage-backed securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	1,150,793	1,271,166
Gross Unrealized Gains	8,538	13,449
Gross Unrealized Losses	(2,334)	(982)
Fair Value	1,156,997	1,283,633
Municipal securities [Member]
Schedule of Available-for-sale Securities [Line Items]
Amortized Cost	2,903,674	1,906,572
Gross Unrealized Gains	85,049	97,807
Gross Unrealized Losses	(16,152)	(16,525)
Fair Value	$ 2,972,571	$ 1,987,854