Note 15. Accumulated Other Comprehensive Income (Loss)

Accumulated other comprehensive income (loss) includes the changes in the fair value of derivatives, reclassification into earnings of amounts previously deferred relating to our derivative financial instruments and the change in unrealized appreciation of debt securities. Total accumulated other comprehensive income (loss) for the three and six months ended June 30, 2010 and 2011 was as follows:


	Three Months Ended					Six Months Ended
	June 30,					June 30,
	2010			2011		2010			2011
Net income	$	18,139		$	23,309	$	37,018		$	65,986
Net change in fair value of derivatives, net of tax expense of $197 and $128 for the three months ended, and $280 and $528 for the six months ended, June 30, 2010 and 2011, respectively		(21,227	)		578		(29,825	)		24,046
Derivative loss reclassified into earnings		1,770			5,391		4,074			8,226

Total comprehensive income (loss)	$	(1,318	)	$	29,278	$	11,267		$	98,258

The following table sets forth the components of accumulated other comprehensive income (loss), net of tax where applicable, at December 31, 2010 and June 30, 2011:


	Accumulated
	Other
	Comprehensive
	Income (Loss)
December 31, 2010, net of tax benefit of $2,789	$	(248,220	)
Net change in fair value of derivatives, net of tax expense of $528		24,046
Derivative loss reclassified into earnings		8,226

June 30, 2011	$	(215,948	)