The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106 2,531 759 SH   SOLE 0 0 0 759
HEWLETT PACKARD ENTERPRISE CO COM Stock 42824C109 168 10,632 SH   SOLE 0 0 0 10,632
INVESCO QQQ TRUST ETF 46090E103 2,394 6,017 SH   SOLE 0 0 0 6,017
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803 1,095 6,300 SH   SOLE 0 0 0 6,300
OLD REP INTL CORP COM Stock 680223104 303 12,330 SH   SOLE 0 0 0 12,330
JOHNSON & JOHNSON COM Stock 478160104 850 4,969 SH   SOLE 0 0 0 4,969
WASTE MGMT INC DEL COM Stock 94106L109 1,128 6,760 SH   SOLE 0 0 0 6,760
VANGUARD TOTAL STOCK MARKET INDEX FUND ETF 922908769 16,594 68,731 SH   SOLE 0 0 0 68,731
COSTCO WHSL CORP NEW COM Stock 22160K105 1,081 1,904 SH   SOLE 0 0 0 1,904
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 308 6,300 SH   SOLE 0 0 0 6,300
PROCTER AND GAMBLE CO COM Stock 742718109 1,149 7,023 SH   SOLE 0 0 0 7,023
COCA COLA CO COM Stock 191216100 573 9,676 SH   SOLE 0 0 0 9,676
GENERAL MLS INC COM Stock 370334104 202 3,000 SH   SOLE 0 0 0 3,000
UNITED PARCEL SERVICE INC CL B Stock 911312106 257 1,200 SH   SOLE 0 0 0 1,200
VANGUARD REAL ESTATE ETF ETF 922908553 5,392 46,480 SH   SOLE 0 0 0 46,479
INTEL CORP COM Stock 458140100 821 15,950 SH   SOLE 0 0 0 15,950
MERCK & CO INC COM Stock 58933Y105 644 8,401 SH   SOLE 0 0 0 8,401
SPDR S&P 500 ETF ETF 78462F103 10,694 22,516 SH   SOLE 0 0 0 22,516
ISHARES MSCI JAPAN ETF ETF 46434G822 301 4,500 SH   SOLE 0 0 0 4,500
VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP INDEX FUND ETF 922042718 1,089 8,132 SH   SOLE 0 0 0 8,132
FEDEX CORP COM Stock 31428X106 440 1,700 SH   SOLE 0 0 0 1,700
SHERWIN WILLIAMS CO COM Stock 824348106 2,034 5,775 SH   SOLE 0 0 0 5,775
PEPSICO INC COM Stock 713448108 362 2,085 SH   SOLE 0 0 0 2,085
ISHARES CALIFORNIA MUNI BOND ETF ETF 464288356 1,046 16,775 SH   SOLE 0 0 0 16,775
KIMBERLY-CLARK CORP COM Stock 494368103 264 1,848 SH   SOLE 0 0 0 1,848
SCHWAB U.S. LARGE-CAP ETF ETF 808524201 250 2,195 SH   SOLE 0 0 0 2,195
ISHARES S&P SMALL-CAP FUND ETF 464287804 5,249 45,836 SH   SOLE 0 0 0 45,836
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 860 2,875 SH   SOLE 0 0 0 2,875
COMCAST CORP NEW CL A Stock 20030N101 347 6,885 SH   SOLE 0 0 0 6,885
MICROSOFT CORP COM Stock 594918104 832 2,473 SH   SOLE 0 0 0 2,473
ISHARES EUROPE ETF ETF 464287861 218 4,000 SH   SOLE 0 0 0 4,000
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108 8,112 18 SH   SOLE 0 0 0 18
VANGUARD ESG U.S. STOCK ETF ETF 921910733 1,115 12,683 SH   SOLE 0 0 0 12,683
VANGUARD SMALL-CAP INDEX FUND ETF 922908751 7,379 32,647 SH   SOLE 0 0 0 32,647
VANGUARD MID-CAP INDEX FUND ETF 922908629 3,393 13,319 SH   SOLE 0 0 0 13,319
VANGUARD LARGE-CAP INDEX FUND ETF 922908637 6,949 31,440 SH   SOLE 0 0 0 31,440
SCHWAB U.S. LARGE-CAP VALUE ETF ETF 808524409 245 3,350 SH   SOLE 0 0 0 3,350
VANGUARD S&P 500 ETF ETF 922908363 8,813 20,187 SH   SOLE 0 0 0 20,187
SPDR S&P MIDCAP 400 ETF ETF 78467Y107 7,401 14,296 SH   SOLE 0 0 0 14,296
VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768 3,353 52,750 SH   SOLE 0 0 0 52,750
ISHARES RUSSELL 2000 ETF ETF 464287655 1,220 5,485 SH   SOLE 0 0 0 5,485
ENTERGY CORP NEW COM Stock 29364G103 248 2,200 SH   SOLE 0 0 0 2,200
VANGUARD SMALL-CAP VALUE INDEX FUND ETF 922908611 767 4,288 SH   SOLE 0 0 0 4,288
VANGUARD VALUE INDEX FUND ETF 922908744 4,166 28,320 SH   SOLE 0 0 0 28,320
VANGUARD GROWTH INDEX FUND ETF 922908736 273 850 SH   SOLE 0 0 0 850
ISHARES MICRO-CAP ETF ETF 464288869 264 1,889 SH   SOLE 0 0 0 1,889
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150 823 7,691 SH   SOLE 0 0 0 7,691
VANGUARD SHORT-TERM INFLATION-PROTECTED SECURITIES ETF ETF 922020805 698 13,585 SH   SOLE 0 0 0 13,585
CALIFORNIA WTR SVC GROUP COM Stock 130788102 290 4,032 SH   SOLE 0 0 0 4,032
GENUINE PARTS CO COM Stock 372460105 530 3,780 SH   SOLE 0 0 0 3,780
VANGUARD TOTAL BOND MARKET INDEX FUND ETF 921937835 2,079 24,535 SH   SOLE 0 0 0 24,535
VANGUARD FTSE ALL-WORLD EX US INDEX FUND ETF 922042775 17,042 278,093 SH   SOLE 0 0 0 278,093
GENERAL DYNAMICS CORP COM Stock 369550108 912 4,375 SH   SOLE 0 0 0 4,375
MCDONALDS CORP COM Stock 580135101 697 2,601 SH   SOLE 0 0 0 2,601
AMETEK INC COM Stock 031100100 235 1,600 SH   SOLE 0 0 0 1,600
DOVER CORP COM Stock 260003108 376 2,071 SH   SOLE 0 0 0 2,071
ISHARES RUSSELL MID-CAP ETF ETF 464287499 3,300 39,760 SH   SOLE 0 0 0 39,760
ISHARES BIOTECHNOLOGY FUND ETF 464287556 825 5,406 SH   SOLE 0 0 0 5,406
ISHARES CORE S&P 500 ETF ETF 464287200 11,001 23,063 SH   SOLE 0 0 0 23,062
UNION PAC CORP COM Stock 907818108 1,046 4,152 SH   SOLE 0 0 0 4,152
JPMORGAN CHASE & CO COM Stock 46625H100 572 3,612 SH   SOLE 0 0 0 3,612
CHEVRON CORP NEW COM Stock 166764100 561 4,780 SH   SOLE 0 0 0 4,780
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 2,235 43,771 SH   SOLE 0 0 0 43,771
BK OF AMERICA CORP COM Stock 060505104 284 6,375 SH   SOLE 0 0 0 6,375
INTERNATIONAL BUSINESS MACHS COM Stock 459200101 765 5,722 SH   SOLE 0 0 0 5,722
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 1,600 32,345 SH   SOLE 0 0 0 32,345
TARGET CORP COM Stock 87612E106 255 1,100 SH   SOLE 0 0 0 1,100
PFIZER INC COM Stock 717081103 228 3,855 SH   SOLE 0 0 0 3,855
3M CO COM Stock 88579Y101 580 3,265 SH   SOLE 0 0 0 3,265
SPDR S&P INTERNATIONAL SMALL CAP ETF ETF 78463X871 541 14,330 SH   SOLE 0 0 0 14,330
HP INC COM Stock 40434L105 401 10,632 SH   SOLE 0 0 0 10,632
APPLIED MATLS INC COM Stock 038222105 521 3,310 SH   SOLE 0 0 0 3,310
ISHARES MSCI EAFE SMALL-CAP ETF ETF 464288273 1,950 26,679 SH   SOLE 0 0 0 26,679
ISHARES S&P SMALL-CAP 600 VALUE ETF ETF 464287879 861 8,241 SH   SOLE 0 0 0 8,241
DAILY JOURNAL CORP COM Stock 233912104 756 2,120 SH   SOLE 0 0 0 2,120
KEYSIGHT TECHNOLOGIES INC COM Stock 49338L103 228 1,103 SH   SOLE 0 0 0 1,103
VANGUARD SHORT-TERM BOND INDEX FUND ETF 921937827 552 6,830 SH   SOLE 0 0 0 6,830
BRISTOL-MYERS SQUIBB CO COM Stock 110122108 273 4,373 SH   SOLE 0 0 0 4,373
AGILENT TECHNOLOGIES INC COM Stock 00846U101 423 2,649 SH   SOLE 0 0 0 2,649
LOWES COS INC COM Stock 548661107 355 1,375 SH   SOLE 0 0 0 1,375
DEERE & CO COM Stock 244199105 665 1,939 SH   SOLE 0 0 0 1,939
COLGATE PALMOLIVE CO COM Stock 194162103 294 3,443 SH   SOLE 0 0 0 3,443
PAYPAL HLDGS INC COM Stock 70450Y103 273 1,450 SH   SOLE 0 0 0 1,450
AUTOZONE INC COM Stock 053332102 222 106 SH   SOLE 0 0 0 106
ISHARES S&P MIDCAP FUND ETF 464287507 357 1,262 SH   SOLE 0 0 0 1,262
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746 2,163 39,395 SH   SOLE 0 0 0 39,395
ISHARES MSCI EAFE ETF ETF 464287465 950 12,070 SH   SOLE 0 0 0 12,070
APPLE INC COM Stock 037833100 6,027 33,941 SH   SOLE 0 0 0 33,941
WEC ENERGY GROUP INC COM Stock 92939U106 614 6,322 SH   SOLE 0 0 0 6,322
SPDR BLOOMBERG 1-3 MONTH T-BILL ETF ETF 78468R663 1,401 15,321 SH   SOLE 0 0 0 15,321